Wooster Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wooster averaged
6.46%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.65% and
one month ago for the week of 2024-11-07, the
average rate was 6.65%.
Wooster's average rate one year ago was 7.29%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.72%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Wooster 30 Year Fixed Rate | 2024-12-12 | 6.46% |
Wooster 30 Year Fixed Rate Refi | 2024-12-12 | 7.72% |
Wooster 15 Year Fixed Rate | 2024-12-12 | 5.74% |
Wooster 15 Year Fixed Rate Refi | 2024-12-12 | 6.14% |
Wooster 30 Year FHA | 2024-12-12 | 6.18% |
Wooster 30 Year FHA Refi | 2024-12-12 | 6.18% |
Wooster 30 Year USDA | 2024-12-12 | 6.2% |
Wooster 30 Year USDA Refi | 2024-12-12 | 6.3% |
Wooster 30 Year VA | 2024-12-12 | 5.98% |
Wooster 30 Year VA Refi | 2024-12-12 | 6.18% |
Wooster Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wooster, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wooster Average Closing Costs & Other Stats
Wooster, OH's 88 lenders originated 1,865
loans during 2023. The total origination value was $314,565,000, with an average loan value of
$168,668.
Wooster's average closing costs are $4,766.
The top Wooster lender as defined by loan originations is CROSSCOUNTRY MORTGAGE, LLC, with
88 loans originated. Their average total fees are
$6,537, which is $2,324
higher than the next largest lender,
The Farmers National Bank of Canfield.
The lowest fee Wooster lenders (with over 10 loans originated) are
Third Federal Savings and Loan Association of Cleveland ($2,543), The Commercial and Savings Bank of Millersburg Ohio ($3,255), The Park National Bank ($3,683), The Huntington National Bank ($3,852) and PNC Bank ($4,182).
The lowest rate Wooster lenders (with over 10 loans originated) are
NVR Mortgage Finance, Inc. (5.99%), Third Federal Savings and Loan Association of Cleveland (6.06%), The Park National Bank (6.49%), The Commercial and Savings Bank of Millersburg Ohio (6.52%) and PNC Bank (6.54%).
Wooster, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
The Huntington National Bank | $41,045,000 | $33,920,000 | -17.4% | 10.8% |
The Farmers National Bank of Canfield | $49,610,000 | $32,065,000 | -35.4% | 10.2% |
CROSSCOUNTRY MORTGAGE, LLC | $20,375,000 | $31,105,000 | 52.7% | 9.9% |
QUICKEN LOANS, LLC | $26,610,000 | $20,095,000 | -24.5% | 6.4% |
PNC Bank | $28,850,000 | $19,435,000 | -32.6% | 6.2% |
The Commercial and Savings Bank of Millersburg Ohio | $12,345,000 | $13,480,000 | 9.2% | 4.3% |
Wayne Savings Community Bank | $30,895,000 | $13,100,000 | -57.6% | 4.2% |
UNION HOME MORTGAGE CORP. | $10,440,000 | $8,395,000 | -19.6% | 2.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,275,000 | $7,930,000 | -22.8% | 2.5% |
The Apple Creek Banking Company | $9,895,000 | $7,610,000 | -23.1% | 2.4% |
ORIX REAL ESTATE CAPITAL, LLC | $2,015,000 | $6,205,000 | 207.9% | 2.0% |
AmeriHome Mortgage Company, LLC | $2,635,000 | $5,335,000 | 102.5% | 1.7% |
Farm Credit Mid-America, ACA | $8,580,000 | $5,025,000 | -41.4% | 1.6% |
Third Federal Savings and Loan Association of Cleveland | $7,985,000 | $4,775,000 | -40.2% | 1.5% |
Mortgage Research Center, LLC | $3,680,000 | $4,420,000 | 20.1% | 1.4% |
The Park National Bank | $5,545,000 | $4,230,000 | -23.7% | 1.3% |
NVR Mortgage Finance, Inc. | $4,110,000 | n/a | 1.3% | |
UNITED WHOLESALE MORTGAGE, LLC | $5,330,000 | $3,700,000 | -30.6% | 1.2% |
JPMorgan Chase Bank | $6,835,000 | $3,670,000 | -46.3% | 1.2% |
Fifth Third Bank | $1,975,000 | $3,610,000 | 82.8% | 1.1% |
U.S. Bank | $4,290,000 | $3,395,000 | -20.9% | 1.1% |
HOWARD HANNA FINANCIAL SERVICES, INC. | $4,185,000 | $3,120,000 | -25.4% | 1.0% |
GUARANTEED RATE, INC. | $4,695,000 | $2,890,000 | -38.4% | 0.9% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $25,910,000 | $2,710,000 | -89.5% | 0.9% |
First Federal Bank of the Midwest | $5,960,000 | $2,515,000 | -57.8% | 0.8% |
TOP FLITE FINANCIAL, INC. | $4,280,000 | $2,315,000 | -45.9% | 0.7% |
Nations Lending Corporation | $1,820,000 | $2,205,000 | 21.2% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $1,690,000 | $2,155,000 | 27.5% | 0.7% |
Mr. Cooper ( Nationstar Mortgage ) | $6,155,000 | $2,115,000 | -65.6% | 0.7% |
RUOFF MORTGAGE COMPANY, INC. | $1,540,000 | $2,075,000 | 34.7% | 0.7% |
First Federal Savings and Loan Association of Lakewood | $310,000 | $1,955,000 | 530.6% | 0.6% |
Citizens Bank | $4,035,000 | $1,930,000 | -52.2% | 0.6% |
First Merchants Bank | $775,000 | $1,830,000 | 136.1% | 0.6% |
EVERENCE FEDERAL CREDIT UNION | $2,340,000 | $1,715,000 | -26.7% | 0.5% |
NEW DAY FINANCIAL, LLC | $1,145,000 | $1,605,000 | 40.2% | 0.5% |
NAVY FEDERAL CREDIT UNION | $1,095,000 | $1,560,000 | 42.5% | 0.5% |
Directions Credit Union, Inc. | $1,190,000 | $1,465,000 | 23.1% | 0.5% |
First Financial Bank | $215,000 | $1,400,000 | 551.2% | 0.4% |
S&T Bank | $480,000 | $1,165,000 | 142.7% | 0.4% |
FIRST OHIO HOME FINANCE, INC. | $1,255,000 | $1,050,000 | -16.3% | 0.3% |
Discover Bank | $455,000 | $1,035,000 | 127.5% | 0.3% |
LOANDEPOT.COM, LLC | $5,345,000 | $995,000 | -81.4% | 0.3% |
First Commonwealth Bank | $4,165,000 | $990,000 | -76.2% | 0.3% |
NEWREZ LLC | $720,000 | $975,000 | 35.4% | 0.3% |
GVC MORTGAGE, INC. | $935,000 | n/a | 0.3% | |
TRIAD FINANCIAL SERVICES, INC. | $225,000 | $925,000 | 311.1% | 0.3% |
YOUR HOME FINANCIAL LLC | $830,000 | $780,000 | -6.0% | 0.2% |
First National Bank of Pennsylvania | $1,110,000 | $775,000 | -30.2% | 0.2% |
Dollar Bank, Federal Savings Bank | $640,000 | $755,000 | 18.0% | 0.2% |
WesBanco | $710,000 | n/a | 0.2% | |
THE EQUITABLE MORTGAGE CORPORATION | $85,000 | $700,000 | 723.5% | 0.2% |
BROKER SOLUTIONS, INC. | $350,000 | $690,000 | 97.1% | 0.2% |
PHH Mortgage Corporation | $500,000 | $690,000 | 38.0% | 0.2% |
Flagstar Bank, FSB | $2,585,000 | $630,000 | -75.6% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $595,000 | $595,000 | 0.0% | 0.2% |
Carrington Mortgage Services, LLC | $640,000 | $595,000 | -7.0% | 0.2% |
HOMESIDE FINANCIAL, LLC | $760,000 | $595,000 | -21.7% | 0.2% |
LAKEVIEW LOAN SERVICING, LLC | $405,000 | $595,000 | 46.9% | 0.2% |
Ohio Catholic Federal Credit Union | $575,000 | n/a | 0.2% | |
FREEDOM MORTGAGE CORPORATION | $4,400,000 | $565,000 | -87.2% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $405,000 | $555,000 | 37.0% | 0.2% |
American Midwest Mortgage Corporation | $225,000 | $540,000 | 140.0% | 0.2% |
POLARIS HOME FUNDING CORP. | $430,000 | $515,000 | 19.8% | 0.2% |
Mechanics Bank | $500,000 | n/a | 0.2% | |
NFM, INC. | $270,000 | $495,000 | 83.3% | 0.2% |
USAA Federal Savings Bank | $1,210,000 | $480,000 | -60.3% | 0.2% |
Figure Lending LLC | $355,000 | $470,000 | 32.4% | 0.1% |
CINFED Federal Credit Union | $255,000 | $465,000 | 82.4% | 0.1% |
T2 FINANCIAL LLC | $685,000 | $440,000 | -35.8% | 0.1% |
Portage Community Bank | $145,000 | $420,000 | 189.7% | 0.1% |
Stifel Bank and Trust | $420,000 | n/a | 0.1% | |
RELIANCE FIRST CAPITAL, LLC | $1,400,000 | $415,000 | -70.4% | 0.1% |
The Farmers Savings Bank | $405,000 | n/a | 0.1% | |
DELMAR FINANCIAL COMPANY | $400,000 | n/a | 0.1% | |
LIBERTY HOME MORTGAGE CORPORATION | $1,875,000 | $400,000 | -78.7% | 0.1% |
DRAPER AND KRAMER MORTGAGE CORP. | $225,000 | $385,000 | 71.1% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $385,000 | n/a | 0.1% | |
Strong Home Mortgage, LLC | $375,000 | n/a | 0.1% | |
KeyBank | $640,000 | $370,000 | -42.2% | 0.1% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $645,000 | $370,000 | -42.6% | 0.1% |
OCMBC, INC. | $365,000 | n/a | 0.1% | |
Wells Fargo Bank | $2,560,000 | $365,000 | -85.7% | 0.1% |
Civista Bank | $40,000 | $355,000 | 787.5% | 0.1% |
EMBRACE HOME LOANS, INC. | $355,000 | n/a | 0.1% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $1,730,000 | $350,000 | -79.8% | 0.1% |
SUN WEST MORTGAGE COMPANY, INC. | $495,000 | $335,000 | -32.3% | 0.1% |
21ST MORTGAGE CORPORATION | $355,000 | $330,000 | -7.0% | 0.1% |
FIRST COMMUNITY MORTGAGE, INC. | $330,000 | n/a | 0.1% | |
1ST SIGNATURE LENDING, LLC | $275,000 | $325,000 | 18.2% | 0.1% |
PREMIER LENDING, INC. | $325,000 | n/a | 0.1% | |
Ally Bank | $660,000 | $320,000 | -51.5% | 0.1% |
Union Savings Bank | $470,000 | $320,000 | -31.9% | 0.1% |
CITYWIDE HOME LOANS, LLC | $315,000 | n/a | 0.1% | |
FIRST MORTGAGE COMPANY, INC. | $315,000 | n/a | 0.1% | |
Century Mortgage Company DBA Century Lending Company | $305,000 | n/a | 0.1% | |
EQUITY RESOURCES, INC. | $300,000 | n/a | 0.1% | |
Magnolia Bank | $295,000 | n/a | 0.1% | |
Bank of America | $495,000 | $290,000 | -41.4% | 0.1% |
Citibank | $85,000 | $285,000 | 235.3% | 0.1% |
EVERETT FINANCIAL, INC. | $315,000 | $285,000 | -9.5% | 0.1% |
EUSTIS AND AMERICAN MORTGAGE COMPANY | $2,715,000 | $280,000 | -89.7% | 0.1% |
GENEVA FINANCIAL, LLC | $480,000 | $275,000 | -42.7% | 0.1% |
BAYSHORE MORTGAGE FUNDING, LLC | $265,000 | n/a | 0.1% | |
Westfield Bank, FSB | $4,665,000 | $265,000 | -94.3% | 0.1% |
Consumers National Bank | $255,000 | n/a | 0.1% | |
First Federal Bank | $225,000 | $255,000 | 13.3% | 0.1% |
GUILD MORTGAGE COMPANY | $195,000 | $255,000 | 30.8% | 0.1% |
ABSOLUTE HOME MORTGAGE CORPORATION | $105,000 | $245,000 | 133.3% | 0.1% |
Coastal Community Bank | $245,000 | n/a | 0.1% | |
ZILLOW HOME LOANS, LLC | $685,000 | $245,000 | -64.2% | 0.1% |
M&T Bank | $315,000 | $240,000 | -23.8% | 0.1% |
DOMINION FINANCIAL SERVICES, LLC | $235,000 | n/a | 0.1% | |
AMWEST FUNDING CORP. | $225,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $225,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $2,180,000 | $220,000 | -89.9% | 0.1% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $375,000 | $205,000 | -45.3% | 0.1% |
WEST PENN FINANCIAL SERVICE CENTER, INC. | $300,000 | $205,000 | -31.7% | 0.1% |
LOANPAL, LLC | $195,000 | n/a | 0.1% | |
NORTHERN MORTGAGE SERVICES, LLC | $195,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $185,000 | $195,000 | 5.4% | 0.1% |
V.I.P. MORTGAGE, INC. | $195,000 | n/a | 0.1% | |
Bank of England | $195,000 | $185,000 | -5.1% | 0.1% |
Broadway National Bank | $185,000 | n/a | 0.1% | |
DEEPHAVEN MORTGAGE LLC | $185,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $185,000 | n/a | 0.1% | |
SIRVA MORTGAGE, INC. | $275,000 | $185,000 | -32.7% | 0.1% |
Seven Seventeen Credit Union | $220,000 | $180,000 | -18.2% | 0.1% |
Paramount Residential Mortgage Group, Inc. | $175,000 | n/a | 0.1% | |
CALCON MUTUAL MORTGAGE LLC | $165,000 | n/a | 0.1% | |
SPRING EQ, LLC | $140,000 | $160,000 | 14.3% | 0.1% |
Barrington Bank & Trust Company, N.A. | $155,000 | n/a | 0.0% | |
CARDINAL FINANCIAL | $565,000 | $155,000 | -72.6% | 0.0% |
UNION CAPITAL MORTGAGE CORPORATION | $155,000 | n/a | 0.0% | |
EASTMAN | $585,000 | $145,000 | -75.2% | 0.0% |
MID AMERICA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
NATIONS DIRECT MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $135,000 | $125,000 | -7.4% | 0.0% |
AMCAP MORTGAGE, LTD. | $225,000 | $115,000 | -48.9% | 0.0% |
FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.0% | |
LONGBRIDGE FINANCIAL, LLC | $155,000 | $105,000 | -32.3% | 0.0% |
CONTOUR MORTGAGE CORPORATION | $95,000 | n/a | 0.0% | |
First Federal Community Bank of Bucyrus | $95,000 | n/a | 0.0% | |
Peoples Bank | $140,000 | $90,000 | -35.7% | 0.0% |
CHURCHILL MORTGAGE CORPORATION | $695,000 | $85,000 | -87.8% | 0.0% |
LIMA ONE CAPITAL, LLC | $4,785,000 | $75,000 | -98.4% | 0.0% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $65,000 | n/a | 0.0% | |
TELHIO | $65,000 | n/a | 0.0% | |
ALLIANT CREDIT UNION | $470,000 | $55,000 | -88.3% | 0.0% |
ASHLAND Credit Union | $55,000 | n/a | 0.0% | |
The Union Bank Company | $55,000 | n/a | 0.0% | |
BRIDGE | $15,000 | $35,000 | 133.3% | 0.0% |
KEMBA FINANCIAL | $45,000 | $35,000 | -22.2% | 0.0% |
PENTAGON FEDERAL CREDIT UNION | $855,000 | $35,000 | -95.9% | 0.0% |
Community One Credit Union of Ohio, Inc | $170,000 | $25,000 | -85.3% | 0.0% |
CREDIT UNION OF OHIO | $25,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $55,000 | $25,000 | -54.5% | 0.0% |
STARK FEDERAL CREDIT UNION | $55,000 | $25,000 | -54.5% | 0.0% |
CREDIT HUMAN FEDERAL CREDIT UNION | $15,000 | n/a | 0.0% |
Wooster's top lender by overall market share is The Huntington National Bank, with 10.8% market share. In second place, with 10.2%, is The Farmers National Bank of Canfield, having originated $32,065,000 in loans. In third place, with 9.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $31,105,000 in loans. In fourth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $20,095,000 in loans. In fifth place, with 6.2%, is PNC Bank, having originated $19,435,000 in loans.
Wooster Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wooster (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $162,814 (25.8%) | $203,638 (18.3%) | 0.00 | 158 |
2018-02-01 | $162,225 (20.2%) | $210,323 (14.9%) | 0.00 | 151 |
2018-03-01 | $159,950 (16.3%) | $220,631 (17.0%) | 0.00 | 157 |
2018-04-01 | $163,200 (16.6%) | $214,410 (14.9%) | 0.00 | 155 |
2018-05-01 | $159,900 (13.8%) | $212,455 (15.6%) | 0.00 | 171 |
2018-06-01 | $166,250 (16.3%) | $221,145 (19.5%) | 0.00 | 185 |
2018-07-01 | $164,950 (17.9%) | $225,297 (23.6%) | 0.00 | 187 |
2018-08-01 | $167,625 (11.8%) | $216,148 (13.2%) | 0.00 | 224 |
2018-09-01 | $165,000 (10.8%) | $213,982 (10.7%) | 0.00 | 215 |
2018-10-01 | $168,548 (12.9%) | $214,069 (10.2%) | 0.00 | 218 |
2018-11-01 | $173,425 (10.2%) | $214,443 (9.1%) | 0.00 | 209 |
2018-12-01 | $179,900 (14.1%) | $223,546 (15.2%) | 0.00 | 191 |
2019-01-01 | $179,900 (10.5%) | $226,544 (11.3%) | 0.00 | 171 |
2019-02-01 | $179,900 (10.9%) | $230,964 (9.8%) | 0.00 | 149 |
2019-03-01 | $195,400 (22.2%) | $237,663 (7.7%) | 0.00 | 145 |
2019-04-01 | $213,484 (30.8%) | $241,968 (12.9%) | 0.00 | 142 |
2019-05-01 | $175,000 (9.4%) | $219,350 (3.3%) | 0.00 | 152 |
2019-06-01 | $184,950 (11.3%) | $234,367 (6.0%) | 0.00 | 157 |
2019-07-01 | $180,250 (9.3%) | $231,681 (2.8%) | 0.00 | 173 |
2019-08-01 | $185,318 (10.6%) | $228,965 (5.9%) | 0.00 | 177 |
2019-09-01 | $179,795 (9.0%) | $221,190 (3.4%) | 0.00 | 175 |
2019-10-01 | $176,114 (4.5%) | $214,846 (0.4%) | 0.00 | 174 |
2019-11-01 | $175,500 (1.2%) | $213,839 (-0.3%) | 0.00 | 160 |
2019-12-01 | $171,175 (-4.9%) | $207,622 (-7.1%) | 0.00 | 155 |
2020-01-01 | $172,550 (-4.1%) | $211,060 (-6.8%) | 0.00 | 140 |
2020-02-01 | $165,000 (-8.3%) | $208,272 (-9.8%) | 0.00 | 128 |
2020-03-01 | $161,450 (-17.4%) | $206,598 (-13.1%) | 0.00 | 126 |
2020-04-01 | $167,400 (-21.6%) | $207,756 (-14.1%) | 0.00 | 110 |
2020-05-01 | $162,900 (-6.9%) | $208,617 (-4.9%) | 0.00 | 95 |
2020-06-01 | $186,225 (0.7%) | $231,493 (-1.2%) | 0.00 | 98 |
2020-07-01 | $202,150 (12.2%) | $234,486 (1.2%) | 0.00 | 97 |
2020-08-01 | $205,000 (10.6%) | $227,265 (-0.7%) | 0.00 | 100 |
2020-09-01 | $208,350 (15.9%) | $244,402 (10.5%) | 0.00 | 116 |
2020-10-01 | $189,950 (7.9%) | $233,895 (8.9%) | 0.00 | 108 |
2020-11-01 | $183,650 (4.6%) | $228,706 (7.0%) | 0.00 | 96 |
2020-12-01 | $178,450 (4.3%) | $224,607 (8.2%) | 0.00 | 94 |
2021-01-01 | $166,950 (-3.3%) | $228,294 (8.2%) | 0.00 | 82 |
2021-02-01 | $194,700 (18.0%) | $253,736 (21.8%) | 0.00 | 63 |
2021-03-01 | $182,000 (12.7%) | $244,353 (18.3%) | 0.00 | 49 |
2021-04-01 | $199,950 (19.4%) | $253,647 (22.1%) | 0.00 | 51 |
2021-05-01 | $200,000 (22.8%) | $246,102 (18.0%) | 0.00 | 59 |
2021-06-01 | $199,975 (7.4%) | $233,334 (0.8%) | 0.00 | 66 |
2021-07-01 | $215,000 (6.4%) | $277,038 (18.2%) | 0.00 | 82 |
2021-08-01 | $197,225 (-3.8%) | $266,286 (17.2%) | 0.00 | 82 |
2021-09-01 | $193,450 (-7.2%) | $277,942 (13.7%) | 0.00 | 73 |
2021-10-01 | $199,900 (5.2%) | $270,703 (15.7%) | 0.00 | 80 |
2021-11-01 | $199,000 (8.4%) | $277,944 (21.5%) | 0.00 | 75 |
2021-12-01 | $199,925 (12.0%) | $279,629 (24.5%) | 0.00 | 59 |
2022-01-01 | $229,000 (37.2%) | $235,116 (3.0%) | 0.00 | 72 |
2022-02-01 | $224,000 (15.1%) | $264,947 (4.4%) | 0.00 | 52 |
2022-03-01 | $221,465 (21.7%) | $290,512 (18.9%) | 0.00 | 47 |
2022-04-01 | $210,000 (5.0%) | $269,803 (6.4%) | 0.00 | 54 |
2022-05-01 | $223,575 (11.8%) | $271,330 (10.3%) | 0.00 | 62 |
2022-06-01 | $260,000 (30.0%) | $277,387 (18.9%) | 0.00 | 73 |
2022-07-01 | $255,900 (19.0%) | $285,521 (3.1%) | 0.00 | 83 |
2022-08-01 | $253,925 (28.8%) | $285,278 (7.1%) | 0.00 | 92 |
2022-09-01 | $229,500 (18.6%) | $270,011 (-2.9%) | 0.00 | 87 |
2022-10-01 | $223,700 (11.9%) | $261,140 (-3.5%) | 0.00 | 95 |
2022-11-01 | $235,000 (18.1%) | $272,186 (-2.1%) | 0.00 | 89 |
2022-12-01 | $225,000 (12.5%) | $258,585 (-7.5%) | 0.00 | 83 |
2023-01-01 | $229,600 (0.3%) | $265,189 (12.8%) | 0.00 | 71 |
2023-02-01 | $244,950 (9.4%) | $267,582 (1.0%) | 0.00 | 73 |
2023-03-01 | $256,225 (15.7%) | $273,908 (-5.7%) | 0.00 | 76 |
2023-04-01 | $239,450 (14.0%) | $253,114 (-6.2%) | 0.00 | 71 |
2023-05-01 | $251,700 (12.6%) | $267,750 (-1.3%) | 0.00 | 70 |
2023-06-01 | $267,950 (3.1%) | $280,878 (1.3%) | 0.00 | 80 |
2023-07-01 | $280,000 (9.4%) | $306,102 (7.2%) | 0.00 | 87 |
2023-08-01 | $287,500 (13.2%) | $304,869 (6.9%) | 0.00 | 99 |
2023-09-01 | $275,000 (19.8%) | $292,560 (8.4%) | 0.00 | 107 |
2023-10-01 | $267,450 (19.6%) | $294,824 (12.9%) | 0.00 | 124 |
2023-11-01 | $279,950 (19.1%) | $322,426 (18.5%) | 0.00 | 122 |
2023-12-01 | $277,450 (23.3%) | $334,022 (29.2%) | 0.00 | 109 |
2024-01-01 | $285,000 (24.1%) | $343,089 (29.4%) | 0.00 | 81 |
2024-02-01 | $299,000 (22.1%) | $366,167 (36.8%) | 0.00 | 64 |
2024-03-01 | $282,500 (10.3%) | $367,231 (34.1%) | 0.00 | 57 |
2024-04-01 | $286,225 (19.5%) | $361,022 (42.6%) | 0.00 | 63 |
2024-05-01 | $342,450 (36.1%) | $418,738 (56.4%) | 0.00 | 68 |
2024-06-01 | $324,500 (21.1%) | $379,158 (35.0%) | 0.00 | 91 |
2024-07-01 | $307,450 (9.8%) | $337,154 (10.1%) | 0.00 | 106 |
2024-08-01 | $295,000 (2.6%) | $320,035 (5.0%) | 0.00 | 98 |
2024-09-01 | $281,000 (2.2%) | $308,388 (5.4%) | 0.00 | 106 |
2024-10-01 | $272,975 (2.1%) | $298,624 (1.3%) | 0.00 | 123 |
2024-11-01 | $274,900 (-1.8%) | $300,125 (-6.9%) | 0.00 | 128 |
Wooster's median listing price comes in at 0% of the national average.
Wooster's average listing price for 2024-11-01 was $300,125, a difference of $-22,301 (-6.9%) versus the prior year and $1,501 versus the prior month.
For the 2024-11-01 period, Wooster had 128 MLS listings, a difference of 5 listings (4%) versus the prior month and 6 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wooster (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,464 sqft |
2018-02-01 | 0 days | 1,460 sqft |
2018-03-01 | 0 days | 1,456 sqft |
2018-04-01 | 0 days | 1,488 sqft |
2018-05-01 | 0 days | 1,500 sqft |
2018-06-01 | 0 days | 1,528 sqft |
2018-07-01 | 0 days | 1,783 sqft |
2018-08-01 | 0 days | 1,773 sqft |
2018-09-01 | 0 days | 1,822 sqft |
2018-10-01 | 0 days | 1,822 sqft |
2018-11-01 | 0 days | 1,802 sqft |
2018-12-01 | 0 days | 1,864 sqft |
2019-01-01 | 0 days | 1,778 sqft |
2019-02-01 | 0 days | 1,688 sqft |
2019-03-01 | 0 days | 1,697 sqft |
2019-04-01 | 0 days | 1,732 sqft |
2019-05-01 | 0 days | 1,577 sqft |
2019-06-01 | 0 days | 1,670 sqft |
2019-07-01 | 0 days | 1,617 sqft |
2019-08-01 | 0 days | 1,645 sqft |
2019-09-01 | 0 days | 1,685 sqft |
2019-10-01 | 0 days | 1,712 sqft |
2019-11-01 | 0 days | 1,676 sqft |
2019-12-01 | 0 days | 1,672 sqft |
2020-01-01 | 0 days | 1,639 sqft |
2020-02-01 | 0 days | 1,617 sqft |
2020-03-01 | 0 days | 1,626 sqft |
2020-04-01 | 0 days | 1,612 sqft |
2020-05-01 | 0 days | 1,698 sqft |
2020-06-01 | 0 days | 1,695 sqft |
2020-07-01 | 0 days | 1,719 sqft |
2020-08-01 | 0 days | 1,724 sqft |
2020-09-01 | 0 days | 1,750 sqft |
2020-10-01 | 0 days | 1,746 sqft |
2020-11-01 | 0 days | 1,700 sqft |
2020-12-01 | 0 days | 1,712 sqft |
2021-01-01 | 0 days | 1,665 sqft |
2021-02-01 | 0 days | 1,628 sqft |
2021-03-01 | 0 days | 1,615 sqft |
2021-04-01 | 0 days | 1,626 sqft |
2021-05-01 | 0 days | 1,580 sqft |
2021-06-01 | 0 days | 1,592 sqft |
2021-07-01 | 0 days | 1,718 sqft |
2021-08-01 | 0 days | 1,645 sqft |
2021-09-01 | 0 days | 1,718 sqft |
2021-10-01 | 0 days | 1,731 sqft |
2021-11-01 | 0 days | 1,739 sqft |
2021-12-01 | 0 days | 1,675 sqft |
2022-01-01 | 0 days | 1,620 sqft |
2022-02-01 | 0 days | 1,620 sqft |
2022-03-01 | 0 days | 1,713 sqft |
2022-04-01 | 0 days | 1,743 sqft |
2022-05-01 | 0 days | 1,747 sqft |
2022-06-01 | 0 days | 1,867 sqft |
2022-07-01 | 0 days | 1,966 sqft |
2022-08-01 | 0 days | 2,005 sqft |
2022-09-01 | 0 days | 1,809 sqft |
2022-10-01 | 0 days | 1,776 sqft |
2022-11-01 | 0 days | 1,823 sqft |
2022-12-01 | 0 days | 1,672 sqft |
2023-01-01 | 0 days | 1,775 sqft |
2023-02-01 | 0 days | 1,793 sqft |
2023-03-01 | 0 days | 1,967 sqft |
2023-04-01 | 0 days | 1,881 sqft |
2023-05-01 | 0 days | 1,899 sqft |
2023-06-01 | 0 days | 1,891 sqft |
2023-07-01 | 0 days | 2,013 sqft |
2023-08-01 | 0 days | 2,026 sqft |
2023-09-01 | 0 days | 1,942 sqft |
2023-10-01 | 0 days | 1,932 sqft |
2023-11-01 | 0 days | 1,907 sqft |
2023-12-01 | 0 days | 1,884 sqft |
2024-01-01 | 0 days | 1,867 sqft |
2024-02-01 | 0 days | 1,929 sqft |
2024-03-01 | 0 days | 2,017 sqft |
2024-04-01 | 0 days | 1,857 sqft |
2024-05-01 | 0 days | 2,143 sqft |
2024-06-01 | 0 days | 1,998 sqft |
2024-07-01 | 0 days | 1,819 sqft |
2024-08-01 | 0 days | 1,749 sqft |
2024-09-01 | 0 days | 1,780 sqft |
2024-10-01 | 0 days | 1,734 sqft |
2024-11-01 | 0 days | 1,737 sqft |
Wooster's median square footage for active listings during the 2024-11-01 period was 1,737 sqft. One year prior, the average listing was 1,907 sqft.
Wooster, OH Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 904 | $198,540,000 | $219,624 |
Cash Out Refi | 293 | $44,005,000 | $150,188 |
Home Improvement | 237 | $19,555,000 | $82,511 |
Refi | 234 | $35,430,000 | $151,410 |
Other | 197 | $17,035,000 | $86,472 |
Wooster's most frequently cited loan purpose was Home Purchase, with 904 originations. The 2nd most popular reason was Cash Out Refi, with 293 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 592 | $113,220,000 | $191,250 |
7-8% | 442 | $77,400,000 | $175,113 |
Over 8% | 428 | $38,870,000 | $90,818 |
5-6% | 231 | $48,965,000 | $211,970 |
3-4% | 19 | $1,895,000 | $99,737 |
4-5% | 14 | $2,790,000 | $199,286 |
<2.5% | 6 | $6,440,000 | $1,073,333 |
During 2023, Wooster's most frequently originated rate bucket was 6-7%, with 592 originations.
Loan Sizing (Wooster, OH MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 730 | $104,870,000 | $143,658 |
$100,000 or less | 588 | $34,790,000 | $59,167 |
$200k-400k | 475 | $129,645,000 | $272,937 |
$400k-600k | 55 | $25,025,000 | $455,000 |
$600k-1000k | 12 | $7,840,000 | $653,333 |
$Over $1MM | 5 | $12,395,000 | $2,479,000 |
Wooster's loan sizing saw the bucket of loans from $100k-200k with 730 originations, totaling $104,870,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 602 | $138,270,000 | $229,684 |
20-40% | 335 | $31,685,000 | $94,582 |
60-80% | 323 | $63,835,000 | $197,632 |
40-60% | 226 | $34,520,000 | $152,743 |
Under 20% | 221 | $11,335,000 | $51,290 |
Over 100% | 8 | $8,060,000 | $1,007,500 |
Wooster's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 602 originations, totaling $138,270,000 in origination value.