Fidelity Bank & Trust Mortgage Rates, Fees & Info

Dubuque, IA

LEI: 549300P8W7NTNS3TVK84

Tax ID: 42-0388390

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Bank Data

Review & Overview

Fidelity Bank & Trust is a smaller bank specializing in Refi, Cash Out Refi, and Home Purchase loans. Fidelity Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Dubuque, Waterloo, Cedar Rapids, Platteville, and Davenport among others. We have data for 25 markets. (Some data included below & more in-depth data is available with an active subscription.)

Fidelity Bank & Trust has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders. Fidelity Bank & Trust is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.53% 3/28/24
30 Year Conventional Refi 6.45% 3/28/24
30 Year Cash-out Refi 6.40% 3/28/24
15 Year Conventional Purchase 6.01% 3/28/24
15 Year Conventional Refi 6.31% 3/28/24
15 Year Cash-out Refi 6.31% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Fidelity Bank & Trust Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Fidelity Bank & Trust. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,353

Origination Dollar Volume (All Markets)

$257,685,000

Employee count

277 Show all (8) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
DUBUQUE, IA (FHA|USDA|VA) 480 $95,180,000 $198,292 $1,332 2.86%
Outside of Metro Areas 513 $78,535,000 $153,090 $1,443 3.14%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 122 $23,500,000 $192,623 $1,403 3.00%
CEDAR RAPIDS, IA (FHA|USDA|VA) 116 $19,060,000 $164,310 $1,410 2.99%
Platteville, WI (FHA|USDA|VA) 63 $14,395,000 $228,492 $1,399 3.40%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $9,305,000 $1,861,000 $1,504 2.76%
Muscatine, IA (FHA|USDA|VA) 6 $4,300,000 $716,667 $1,402 2.93%
MADISON, WI (FHA|USDA|VA) 2 $2,880,000 $1,440,000 $1,502 3.15%
Show Low, AZ (FHA|USDA|VA) 6 $1,970,000 $328,333 $2,768 2.79%
IOWA CITY, IA (FHA|USDA|VA) 9 $1,875,000 $208,333 $891 3.52%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $1,380,000 $690,000 $100 3.53%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,320,000 $165,000 $1,746 3.03%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $765,000 $255,000 $1,312 2.92%
ROCHESTER, MN (FHA|USDA|VA) 2 $630,000 $315,000 $3,138 3.00%
Clinton, IA (FHA|USDA|VA) 6 $500,000 $83,333 $1,274 2.83%
Baraboo, WI (FHA|USDA|VA) 1 $405,000 $405,000 $0 3.30%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,283 2.00%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,855 3.38%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $1,699 3.00%
RACINE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $2,043 2.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $185,000 $185,000 $1,337 3.00%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,425 2.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,474 3.00%
ROCKFORD, IL (FHA|USDA|VA) 1 $125,000 $125,000 $1,634 3.25%
TUCSON, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $2,029 2.25%
Fidelity Bank & Trust's top markets include Dubuque, Waterloo, Cedar Rapids, Platteville, and Davenport among others.

Their top states include:
  • Iowa (FHA|USDA|VA)
  • Wisconsin (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,353 $257,685,000 $190,455 $1,401 3.02%

    For 2020, Fidelity Bank & Trust's most frequently originated type of loan was Conventional, with 1,353 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 695 $141,885,000 $204,151 $1,287 2.98%
    Cash Out Refi 317 $59,415,000 $187,429 $1,465 2.73%
    Home Purchase 315 $54,355,000 $172,556 $1,628 3.34%
    Home Improvement 14 $430,000 $30,714 $515 4.05%
    Other 12 $1,600,000 $133,333 $1,128 3.54%

    For 2020, Fidelity Bank & Trust's most frequently cited loan purpose was Refi, with 695 originations. The 2nd most popular reason was Cash Out Refi, with 317 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 540 $111,900,000 $207,222 $1,477 3.03%
    15 Year 480 $77,750,000 $161,979 $1,387 2.54%
    5 Year 132 $38,130,000 $288,864 $746 4.01%
    20 Year 103 $18,565,000 $180,243 $1,357 3.02%
    Other 39 $4,645,000 $119,103 $609 4.05%
    3 Year 32 $4,020,000 $125,625 $0 3.74%
    10 Year 19 $1,105,000 $58,158 $747 4.18%
    1 Year 8 $1,570,000 $196,250 $920 4.09%

    For 2020, Fidelity Bank & Trust's most frequently cited loan duration was 30 Year, with 540 originations. The 2nd most popular length was 15 Year, with 480 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,086 $198,080,000 $182,394
    $1k-2k 67 $12,055,000 $179,925
    $2k-3k 11 $2,485,000 $225,909
    $3k-4k 1 $295,000 $295,000

    Fidelity Bank & Trust's average total fees were $1,477, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,086 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 444 $84,500,000 $190,315
    <2.5% 430 $81,310,000 $189,093
    3-4% 377 $81,405,000 $215,928
    4-5% 86 $8,240,000 $95,814
    5-6% 9 $1,325,000 $147,222
    6-7% 6 $880,000 $146,667
    7-8% 1 $25,000 $25,000

    During 2020, Fidelity Bank & Trust's average interest rate for loans was 3.03%, while their most frequently originated rate bucket for loans was 2.5-3%, with 444 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 605 $88,235,000 $145,843 $1,418 2.89%
    $200k-400k 383 $103,945,000 $271,397 $1,440 2.84%
    $100,000 or less 310 $19,850,000 $64,032 $1,274 3.49%
    $400k-600k 44 $20,850,000 $473,864 $1,514 2.95%
    $1MM+ 8 $22,660,000 $2,832,500 $0 3.56%
    $600k-1MM 3 $2,145,000 $715,000 $662 3.47%

    2020 saw Fidelity Bank & Trust place emphasis on $100k-200k loans with 605 originations, totaling $88,235,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 313 $62,635,000 $200,112 $1,411 2.82%
    $50k-75k 221 $31,125,000 $140,837 $1,392 2.93%
    $75k-100k 214 $35,590,000 $166,308 $1,376 2.90%
    $150k-250k 179 $43,815,000 $244,777 $1,376 2.81%
    $50k or less 168 $17,320,000 $103,095 $1,441 3.20%
    $250k+ 72 $17,510,000 $243,194 $1,452 3.02%

    Fidelity Bank & Trust lent most frequently to those with incomes in the $100k-150k range, with 313 originations. The second most popular income band? $50k-75k, with 221 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 460 $84,540,000 $183,783 $1,379 2.85%
    <20% 323 $56,265,000 $174,195 $1,415 2.72%
    30-36% 175 $31,615,000 $180,657 $1,396 2.96%
    36% 28 $4,890,000 $174,643 $1,443 3.03%
    37% 25 $3,705,000 $148,200 $1,254 3.30%
    38% 24 $4,060,000 $169,167 $1,430 2.90%
    39% 20 $3,590,000 $179,500 $1,385 3.23%
    40% 19 $4,145,000 $218,158 $1,452 2.92%
    42% 18 $3,680,000 $204,444 $1,648 2.89%
    43% 18 $3,200,000 $177,778 $1,555 2.97%
    41% 16 $3,050,000 $190,625 $1,455 2.94%
    44% 11 $1,445,000 $131,364 $1,348 3.36%
    45% 10 $2,610,000 $261,000 $1,645 3.12%
    48% 9 $1,745,000 $193,889 $1,336 2.68%
    46% 8 $2,150,000 $268,750 $1,635 3.36%
    47% 3 $525,000 $175,000 $1,696 3.29%
    >60% 3 $905,000 $301,667 $677 4.70%
    49% 3 $1,155,000 $385,000 $1,353 2.54%
    50-60% 1 $145,000 $145,000 $1,626 2.50%

    Fidelity Bank & Trust lent most frequently to those with DTI ratios of 20-30%, with 460 originations. The next most common DTI ratio? <20%, with 323 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 1,224 $215,530,000 $176,087 $1,399 2.96%
    Not applicable 89 $35,295,000 $396,573 $0 3.87%
    Not provided 37 $6,165,000 $166,622 $1,451 2.89%
    Asian 1 $435,000 $435,000 $1,716 2.38%
    Native Hawaiian or Islander 1 $165,000 $165,000 $1,888 2.38%
    Black 1 $95,000 $95,000 $1,258 4.11%

    Approval Rates

    Total approvals of all applications
    96.21%

    Fidelity Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    96.82%

    Fidelity Bank & Trust has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 1,353 $257,685,000 $190,455

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Manufactured 1 $135,000 $135,000
    Multifamily:Site-Built 86 $35,170,000 $408,953
    Single Family (1-4 Units):Manufactured 3 $415,000 $138,333
    Single Family (1-4 Units):Site-Built 1,263 $221,965,000 $175,744

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 105 $16,995,000 $161,857 $1,295 3.30%
    40-60% 298 $54,850,000 $184,060 $1,365 2.81%
    60-80% 570 $124,900,000 $219,123 $1,406 2.86%
    80-100% 267 $51,015,000 $191,067 $1,544 3.07%
    Over 100% 7 $745,000 $106,429 $1,637 4.27%
    Under 20% 104 $9,160,000 $88,077 $443 4.00%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Fidelity National Financial, Inc Conventional home mortgage Closing on a mortgage 8 53.3%
    Fidelity National Financial, Inc Conventional home mortgage Incorrect information on your report 1 6.7%
    Fidelity National Financial, Inc Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 6.7%
    Fidelity National Financial, Inc Conventional home mortgage Struggling to pay mortgage 1 6.7%
    Fidelity National Financial, Inc Home equity loan or line of credit (HELOC) Closing on a mortgage 2 13.3%
    Fidelity National Financial, Inc Other type of mortgage Closing on a mortgage 1 6.7%
    Fidelity National Financial, Inc VA mortgage Closing on a mortgage 1 6.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Fidelity Bank & Trust 105 E Main Street Luxemburg, IA 52056 Full Service B&M $12,801
    Fidelity Bank & Trust 201 South Frederick Avenue Oelwein, IA 50662 Full Service B&M $84,661
    Fidelity Bank & Trust 100 N Marquette Rd Prairie Du Chien, WI 53821 Full Service B&M $2,379
    Fidelity Bank & Trust 100 North Lawler Postville, IA 52162 Full Service B&M $33,017
    Fidelity Bank & Trust 102 Bierman Rd Epworth, IA 52045 Full Service B&M $34,204
    Fidelity Bank & Trust 102 West Main Calmar, IA 52132 Full Service B&M $35,355
    Fidelity Bank & Trust 106 E. Main Street Ossian, IA 52161 Full Service B&M $30,645
    Fidelity Bank & Trust 107 South Garnavillo Street Anamosa, IA 52205 Full Service B&M $43,552
    Fidelity Bank & Trust 110 First Avenue West Worthington, IA 52078 Full Service B&M $22,075
    Fidelity Bank & Trust 124 1st Street, Se Waverly, IA 50677 Full Service B&M $69,208
    Fidelity Bank & Trust 1503 Fourth Street S.W. Waverly, IA 50677 Full Service B&M $24,289
    Fidelity Bank & Trust 1550 First Avenue East Cascade, IA 52033 Full Service B&M $80,692
    Fidelity Bank & Trust 1611 Eighth Street, Se Dyersville, IA 52040 Full Service B&M $410
    Fidelity Bank & Trust 18298 Highway 64 Maquoketa, IA 52060 Full Service B&M $21,880
    Fidelity Bank & Trust 200 Peosta Road Peosta, IA 52068 Full Service B&M $20,534
    Fidelity Bank & Trust 204 Wildcat Way Janesville, IA 50647 Full Service B&M $20,232
    Fidelity Bank & Trust 208 2nd Street, Se Dyersville, IA 52040 Full Service B&M $135,708
    Fidelity Bank & Trust 216 East Broadway Stanwood, IA 52337 Full Service B&M $12,698
    Fidelity Bank & Trust 242 Wall Street East Dubuque, IL 61025 Full Service B&M $55,632
    Fidelity Bank & Trust 25 North Chestnut Avenue New Hampton, IA 50659 Full Service B&M $106,305
    Fidelity Bank & Trust 300 North 2nd Street Bellevue, IA 52031 Full Service B&M $35,556
    Fidelity Bank & Trust 309 Lombard Street Clarence, IA 52216 Full Service B&M $27,719
    Fidelity Bank & Trust 424 Oak Street Monticello, IA 52310 Full Service B&M $17,665
    Fidelity Bank & Trust 4250 Asbury Road Dubuque, IA 52002 Full Service B&M $71,761
    Fidelity Bank & Trust 475 Cedar Cross Road Dubuque, IA 52003 Full Service B&M $46,384
    Fidelity Bank & Trust 5080 Asbury Road Asbury, IA 52002 Full Service B&M $642
    Fidelity Bank & Trust 509 Lynn St Tipton, IA 52772 Full Service B&M $47,291
    Fidelity Bank & Trust 561 Main Street Dike, IA 50624 Full Service B&M $25,280
    Fidelity Bank & Trust 6 Insight Drive, P. O. Box 401 Platteville, WI 53818 Full Service B&M $14,576
    Fidelity Bank & Trust 610 Gilbert St Charles City, IA 50616 Full Service B&M $20,685
    Fidelity Bank & Trust 801 W. Main Street West Branch, IA 52358 Full Service B&M $26,125
    Fidelity Bank & Trust Highway 52 And Herder Street Guttenberg, IA 52052 Full Service B&M $65,181
    Fidelity Bank & Trust Main And Pine Streets Lamotte, IA 52054 Full Service B&M $715

    For 2020, Fidelity Bank & Trust had 33 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $46,506
    Net interest income $38,305
    Total noninterest income $8,813
    Gross Fiduciary activities income $175
    Service charges on deposit accounts $846
    Trading account gains and fees $0
    Additional Noninterest Income $7,792
    Pre-tax net operating income $16,487
    Securities gains (or losses, -) $1,247
    Income before extraordinary items $14,115
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $14,115
    Minority interest net income $0
    Net income $14,115
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $13,117

    Fidelity Bank & Trust's gross interest income from loans was $46,506,000.
    Fidelity Bank & Trust's net interest income from loans was $38,305,000.
    Fidelity Bank & Trust's fee based income from loans was $846,000.
    Fidelity Bank & Trust's net income from loans was $14,115,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $8,201
    Provision for credit losses $1,700
    Total noninterest expense $28,931
    Salaries and employee benefits $18,213
    Premises and equipment expense $3,142
    Additional noninterest expense $7,576
    Applicable income taxes $3,619
    Net charge-offs $569
    Cash dividends $7,250

    Fidelity Bank & Trust's interest expense for loans was $8,201,000.
    Fidelity Bank & Trust's payroll and benefits expense were $18,213,000.
    Fidelity Bank & Trust's property, plant and equipment expenses $3,142,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 0.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $1,317,207
    Deposits held in domestic offices $1,317,207
    Deposits by Individuals, partnerships, and corporations $1,141,982
    Deposits by U.S. Government $181
    Deposits by States and political subdivisions in the U.S. $175,044
    Deposits by Commercial banks and other depository institutions in U.S. $0
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $636,580
    Demand deposits $228,140
    Nontransaction accounts $680,627
    Money market deposit accounts (MMDAs) $143,015
    Other savings deposits (excluding MMDAs) $232,096
    Total time deposits $305,516
    Total time and savings deposits $1,089,067
    Noninterest-bearing deposits $228,140
    Interest-bearing deposits $1,089,067
    Retail deposits $1,277,205
    IRAs and Keogh plan accounts $57,129
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $1,519,781
    Cash & Balances due from depository institutions $242,273
    Interest-bearing balances $219,666
    Total securities $282,789
    Federal funds sold & reverse repurchase $9,292
    Net loans and leases $876,981
    Loan and leases loss allowance $11,607
    Trading account assets $0
    Bank premises and fixed assets $17,740
    Other real estate owned $490
    Goodwill and other intangibles $46,971
    All other assets $43,245

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $1,519,781
    Total Liabilities $1,340,548
    Total deposits $1,317,207
    Interest-bearing deposits $1,089,067
    Deposits held in domestic offices $1,317,207
    % insured (estimated) $76
    Federal funds purchased and repurchase agreements $15,095
    Trading liabilities $0
    Other borrowed funds $1,796
    Subordinated debt $0
    All other liabilities $6,450

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $876,981
    Loan and leases loss allowance $11,607
    Total loans and leases (domestic) $888,588
    All real estate loans $514,137
    Real estate loans in domestic offices $514,137
    Construction and development loans $15,571
    Residential 1-4 family construction $13,740
    Other construction, all land development and other land $1,831
    Loans secured by nonfarm nonresidential properties $106,952
    Nonfarm nonresidential secured by owner-occupied properties $55,327
    Commercial real estate & other non-farm, non-residential $51,625
    Multifamily residential real estate $36,572
    1-4 family residential loans $135,651
    Farmland loans $219,391
    Loans held in foreign offices $0
    Farm loans $164,614
    Commercial and industrial loans $172,546
    To non-U.S. addressees $0
    Loans to individuals $18,330
    Credit card loans $0
    Related Plans $0
    Consumer Auto Loans $13,568
    Other loans to individuals $4,762
    All other loans & leases $18,961
    Loans to foreign governments and official institutions $0
    Other loans $10,121
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $642
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $768
    Non 1-4 family restructured loans & leases $678
    Total loans and leases (foreign) $0

    Fidelity Bank & Trust had $876,981,000 of loans outstanding in 2020. $514,137,000 of loans were in real estate loans. $15,571,000 of loans were in development loans. $36,572,000 of loans were in multifamily mortgage loans. $135,651,000 of loans were in 1-4 family mortgage loans. $164,614,000 of loans were in farm loans. $0 of loans were in credit card loans. $13,568,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 397 $53,518 $134,806
    Nonfarm, nonresidential loans - <$100k 183 $7,339 $40,104
    Nonfarm, nonresidential loans - $100-250k 123 $14,751 $119,927
    Nonfarm, nonresidential loans - $250k-1MM 91 $31,428 $345,363
    Commercial & Industrial, US addressed loans - <$1MM 1,219 $78,369 $64,290
    Commercial & Industrial, US addressed loans - <$100k 880 $18,729 $21,283
    Commercial & Industrial, US addressed loans - $100-250k 198 $21,199 $107,066
    Commercial & Industrial, US addressed loans - $250k-1MM 141 $38,441 $272,631
    Farmland loans - <$1MM 497 $65,684 $132,161
    Farmland loans - <$100k 139 $4,956 $35,655
    Farmland loans - $100-250k 196 $22,422 $114,398
    Farmland loans - $250k-1MM 162 $38,306 $236,457
    Agriculture operations loans - <$1MM 844 $61,747 $73,160
    Agriculture operations loans - <$100k 477 $9,692 $20,319
    Agriculture operations loans - $100-250k 226 $21,146 $93,566
    Agriculture operations loans - $250k-1MM 141 $30,909 $219,213