Northbrook Bank & Trust Mortgage Rates, Fees & Info
Rosemont, ILLEI: CLHA5EVJO4FMZ2WOBV70
Tax ID: 36-4400716
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Northbrook Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Northbrook Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Denver, Salt Lake City, Breckenridge, and Los Angeles among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)Northbrook Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
77Origination Dollar Volume (All Markets)
$96,845,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 53 | $45,855,000 | $865,189 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $28,100,000 | $14,050,000 | $0 | 0.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $9,390,000 | $2,347,500 | $0 | 0.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $1,570,000 | $785,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 2 | $1,480,000 | $740,000 | $0 | 0.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 1 | $1,255,000 | $1,255,000 | $0 | 0.00% |
| Kalispell, MT (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $0 | 0.00% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $935,000 | $935,000 | $0 | 0.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $0 | 0.00% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 0.00% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 0.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 0.00% |
| Outside of Metro Areas | 1 | $335,000 | $335,000 | $0 | 0.00% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 77 | $96,845,000 | $1,257,727 | $0 | 0.00% |
For 2024, Northbrook Bank & Trust's most frequently originated type of loan was Conventional, with 77 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 43 | $46,925,000 | $1,091,279 | $0 | 0.00% |
| Refi | 32 | $49,400,000 | $1,543,750 | $0 | 0.00% |
| Cash Out Refi | 2 | $520,000 | $260,000 | $0 | 0.00% |
For 2024, Northbrook Bank & Trust's most frequently cited loan purpose was Home Purchase, with 43 originations. The 2nd most popular reason was Refi, with 32 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 77 | $96,845,000 | $1,257,727 | $0 | 0.00% |
For 2024, Northbrook Bank & Trust's most frequently cited loan duration was Other, with 77 originations.
Loan Sizing
2024 saw Northbrook Bank & Trust place emphasis on $600k-1MM loans with 28 originations, totaling $22,480,000 in origination value.
Applicant Income
Northbrook Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 31 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 77 | $96,845,000 | $1,257,727 | $0 | 0.00% |
Northbrook Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 77 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.06%
Northbrook Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.71%
Northbrook Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 77 | $96,845,000 | $1,257,727 |