Northbrook Bank & Trust Mortgage Rates, Fees & Info
Rosemont, ILLEI: CLHA5EVJO4FMZ2WOBV70
Tax ID: 36-4400716
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Northbrook Bank & Trust is a smaller bank specializing in Home Purchase and Refi loans. Northbrook Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Miami, Sebastian, Denver, and New York among others. We have data for 18 markets. (Some data included below & more in-depth data is available with an active subscription.)Northbrook Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
61Origination Dollar Volume (All Markets)
$72,955,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 37 | $39,965,000 | $1,080,135 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 4 | $11,180,000 | $2,795,000 | $0 | 0.00% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $4,245,000 | $4,245,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $3,305,000 | $3,305,000 | $0 | 0.00% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 4 | $2,670,000 | $667,500 | $0 | 0.00% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2 | $2,340,000 | $1,170,000 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $1,875,000 | $1,875,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $1,595,000 | $1,595,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $1,315,000 | $1,315,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 0.00% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $0 | 0.00% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| NILES, MI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 0.00% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 61 | $72,955,000 | $1,195,984 | $0 | 0.00% |
For 2023, Northbrook Bank & Trust's most frequently originated type of loan was Conventional, with 61 originations.
Loan Reason
For 2023, Northbrook Bank & Trust's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 15 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 61 | $72,955,000 | $1,195,984 | $0 | 0.00% |
For 2023, Northbrook Bank & Trust's most frequently cited loan duration was Other, with 61 originations.
Loan Sizing
2023 saw Northbrook Bank & Trust place emphasis on $600k-1MM loans with 22 originations, totaling $17,100,000 in origination value.
Applicant Income
Northbrook Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 34 originations. The second most popular income band? $150k-250k, with 9 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 61 | $72,955,000 | $1,195,984 | $0 | 0.00% |
Northbrook Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 61 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.32%
Northbrook Bank & Trust has an average approval rate.
Pick Rate
Approvals leading to origination85.25%
Northbrook Bank & Trust has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 61 | $72,955,000 | $1,195,984 |