Northbrook Bank & Trust Mortgage Rates, Fees & InfoRosemont, IL
Tax ID: 36-4400716
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewNorthbrook Bank & Trust is a smaller bank specializing in Home Purchase loans. Northbrook Bank & Trust has a high proportion of conventional loans. Their top markets by origination volume include: Chicago, Ogden, Naples, Punta Gorda, and Tucson among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)
Northbrook Bank & Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$66,260,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA)||72||$60,520,000||$840,556||$0||0.00%|
|OGDEN-CLEARFIELD, UT (FHA|USDA|VA)||2||$3,110,000||$1,555,000||$0||0.00%|
|NAPLES-MARCO ISLAND, FL (FHA|USDA|VA)||2||$1,410,000||$705,000||$0||0.00%|
|PUNTA GORDA, FL (FHA|USDA|VA)||1||$945,000||$945,000||$0||0.00%|
|TUCSON, AZ (FHA|USDA|VA)||1||$275,000||$275,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Northbrook Bank & Trust's most frequently originated type of loan was Conventional, with 78 originations.
For 2022, Northbrook Bank & Trust's most frequently cited loan purpose was Home Purchase, with 43 originations. The 2nd most popular reason was Refi, with 21 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Northbrook Bank & Trust's most frequently cited loan duration was Other, with 78 originations.
2022 saw Northbrook Bank & Trust place emphasis on $600k-1MM loans with 27 originations, totaling $21,025,000 in origination value.
Northbrook Bank & Trust lent most frequently to those with incomes in the $250k+ range, with 24 originations. The second most popular income band? $150k-250k, with 14 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Northbrook Bank & Trust lent most frequently to those with DTI ratios of Exempt%, with 78 originations.
Approval RatesTotal approvals of all applications
Northbrook Bank & Trust has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick RateApprovals leading to origination
Northbrook Bank & Trust has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|