SALT LAKE CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Salt Lake City averaged
5.76%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.02% and
one month ago for the week of 2024-08-29, the
average rate was 5.99%.
Salt Lake City's average rate one year ago was 7.05%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
| Salt Lake City 30 Year Fixed Rate | 2024-10-03 | 5.76% |
| Salt Lake City 30 Year Fixed Rate Refi | 2024-10-03 | 6.22% |
| Salt Lake City 15 Year Fixed Rate | 2024-10-03 | 5.55% |
| Salt Lake City 15 Year Fixed Rate Refi | 2024-10-03 | 6.05% |
| Salt Lake City 30 Year FHA | 2024-10-03 | 5.38% |
| Salt Lake City 30 Year FHA Refi | 2024-10-03 | 5.89% |
| Salt Lake City 30 Year USDA | 2024-10-03 | 5.77% |
| Salt Lake City 30 Year USDA Refi | 2024-10-03 | 6.17% |
| Salt Lake City 30 Year VA | 2024-10-03 | 5.07% |
| Salt Lake City 30 Year VA Refi | 2024-10-03 | 5.5% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALT LAKE CITY, UT.
SALT LAKE CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SALT LAKE CITY, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SALT LAKE CITY Average Closing Costs & Other Stats
SALT LAKE CITY, UT's 234 lenders originated 27,262
loans during 2023. The total origination value was $8,703,620,000, with an average loan value of
$319,258.
SALT LAKE CITY's average closing costs are $5,888.
The top SALT LAKE CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,811 loans originated. Their average total fees are
$7,984, which is $374
higher than the next largest lender,
INTERCAP LENDING INC..
The lowest fee SALT LAKE CITY lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,806), DHI MORTGAGE COMPANY, LTD. ($2,802), Utah Mortgage Loan Corporation ($3,762), Morgan Stanley Private Bank ($3,834) and NAVY FEDERAL CREDIT UNION ($4,177).
The lowest rate SALT LAKE CITY lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.93%), Utah Power (5.49%), NEST HOME LENDING, LLC (5.66%), HOMEAMERICAN MORTGAGE CORPORATION (5.80%) and NAVY FEDERAL CREDIT UNION (5.89%).
SALT LAKE CITY, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,659,635,000 | $1,251,400,000 | -24.6% | 14.4% |
| AMERICA FIRST | $729,390,000 | $517,980,000 | -29.0% | 6.0% |
| INTERCAP LENDING INC. | $798,045,000 | $500,180,000 | -37.3% | 5.7% |
| MOUNTAIN AMERICA | $1,004,875,000 | $491,715,000 | -51.1% | 5.6% |
| QUICKEN LOANS, LLC | $627,180,000 | $363,410,000 | -42.1% | 4.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $482,575,000 | $248,625,000 | -48.5% | 2.9% |
| FIRST COLONY MORTGAGE CORPORATION | $280,200,000 | $225,375,000 | -19.6% | 2.6% |
| Zions Bank | $419,040,000 | $211,965,000 | -49.4% | 2.4% |
| ACADEMY MORTGAGE CORPORATION | $316,975,000 | $183,775,000 | -42.0% | 2.1% |
| Wells Fargo Bank | $337,320,000 | $158,835,000 | -52.9% | 1.8% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $25,015,000 | $141,500,000 | 465.7% | 1.6% |
| DHI MORTGAGE COMPANY, LTD. | $82,675,000 | $135,625,000 | 64.0% | 1.6% |
| MY MOVE MORTGAGE, LLC | $174,710,000 | $125,290,000 | -28.3% | 1.4% |
| SECURITY SERVICE | $133,485,000 | $116,055,000 | -13.1% | 1.3% |
| University First Federal Credit Union | $169,725,000 | $115,645,000 | -31.9% | 1.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $169,830,000 | $112,430,000 | -33.8% | 1.3% |
| CITYWIDE HOME LOANS, LLC | $240,975,000 | $110,935,000 | -54.0% | 1.3% |
| Bank of Utah | $22,825,000 | $100,420,000 | 340.0% | 1.2% |
| CYPRUS Federal Credit Union | $210,330,000 | $99,055,000 | -52.9% | 1.1% |
| U.S. Bank | $163,100,000 | $98,040,000 | -39.9% | 1.1% |
| CARDINAL FINANCIAL | $148,755,000 | $86,310,000 | -42.0% | 1.0% |
| Century Mortgage Company DBA Century Lending Company | $35,070,000 | $84,800,000 | 141.8% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $129,525,000 | $81,700,000 | -36.9% | 0.9% |
| JPMorgan Chase Bank | $111,610,000 | $81,220,000 | -27.2% | 0.9% |
| RANLIFE, INC. | $135,455,000 | $79,175,000 | -41.5% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $130,110,000 | $75,820,000 | -41.7% | 0.9% |
| VERITAS FUNDING, LLC | $132,585,000 | $74,450,000 | -43.8% | 0.9% |
| KeyBank | $322,580,000 | $63,780,000 | -80.2% | 0.7% |
| SECURITY HOME MORTGAGE, LLC. | $95,375,000 | $62,965,000 | -34.0% | 0.7% |
| NEWREZ LLC | $32,455,000 | $61,885,000 | 90.7% | 0.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $85,540,000 | $61,130,000 | -28.5% | 0.7% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $53,645,000 | $56,975,000 | 6.2% | 0.7% |
| Plains Commerce Bank | $31,610,000 | $56,880,000 | 79.9% | 0.7% |
| DIRECT MORTGAGE, CORP. | $146,865,000 | $55,195,000 | -62.4% | 0.6% |
| BROKER SOLUTIONS, INC. | $114,575,000 | $54,950,000 | -52.0% | 0.6% |
| Washington Federal Bank | $115,580,000 | $53,055,000 | -54.1% | 0.6% |
| First National Bank of Omaha | $285,000 | $49,155,000 | 17,147.4% | 0.6% |
| WALKER & DUNLOP, LLC | $70,360,000 | $48,695,000 | -30.8% | 0.6% |
| GUILD MORTGAGE COMPANY | $90,180,000 | $47,355,000 | -47.5% | 0.5% |
| M&T Realty Capital Corporation | $29,755,000 | $47,315,000 | 59.0% | 0.5% |
| AMWEST FUNDING CORP. | $54,750,000 | $47,270,000 | -13.7% | 0.5% |
| Regions Bank | $45,525,000 | n/a | 0.5% | |
| GOLDENWEST | $94,595,000 | $43,190,000 | -54.3% | 0.5% |
| HOMEAMERICAN MORTGAGE CORPORATION | $49,645,000 | $42,965,000 | -13.5% | 0.5% |
| The Huntington National Bank | $31,210,000 | $42,565,000 | 36.4% | 0.5% |
| UTAH FIRST | $73,360,000 | $41,990,000 | -42.8% | 0.5% |
| GUARANTEED RATE, INC. | $62,060,000 | $41,790,000 | -32.7% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $1,495,000 | $41,040,000 | 2,645.2% | 0.5% |
| UTAH COMMUNITY | $50,340,000 | $40,650,000 | -19.2% | 0.5% |
| HomeStreet Bank | $9,110,000 | $39,905,000 | 338.0% | 0.5% |
| Merchants Bank of Indiana | $645,000 | $37,465,000 | 5,708.5% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $21,415,000 | $36,090,000 | 68.5% | 0.4% |
| LOANDEPOT.COM, LLC | $165,715,000 | $33,985,000 | -79.5% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $72,775,000 | $33,670,000 | -53.7% | 0.4% |
| CHARTWAY FEDERAL CREDIT UNION | $19,110,000 | $31,120,000 | 62.8% | 0.4% |
| Bank of America | $72,720,000 | $30,410,000 | -58.2% | 0.3% |
| GRANITE FEDERAL CREDIT UNION | $82,980,000 | $30,145,000 | -63.7% | 0.3% |
| Cedar Rapids Bank and Trust Company | $21,640,000 | $30,005,000 | 38.7% | 0.3% |
| NATIONS RELIABLE LENDING, LLC | $28,950,000 | n/a | 0.3% | |
| CBRE MULTIFAMILY CAPITAL, INC. | $118,960,000 | $27,970,000 | -76.5% | 0.3% |
| CANOPY MORTGAGE, LLC | $81,755,000 | $27,905,000 | -65.9% | 0.3% |
| Deseret First Credit Union | $78,575,000 | $27,560,000 | -64.9% | 0.3% |
| CASTLE & COOKE MORTGAGE, LLC | $54,535,000 | $26,520,000 | -51.4% | 0.3% |
| Northpointe Bank | $26,665,000 | $26,135,000 | -2.0% | 0.3% |
| Morgan Stanley Private Bank | $41,760,000 | $26,070,000 | -37.6% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,420,000 | $25,520,000 | 1,697.2% | 0.3% |
| CMG MORTGAGE, INC. | $16,740,000 | $24,865,000 | 48.5% | 0.3% |
| Citibank | $55,580,000 | $23,845,000 | -57.1% | 0.3% |
| The Loan Store, Inc. | $950,000 | $22,495,000 | 2,267.9% | 0.3% |
| Glacier Bank | $59,865,000 | $22,365,000 | -62.6% | 0.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $92,980,000 | $22,045,000 | -76.3% | 0.3% |
| Prudential Huntoon Paige Associates, LLC | $96,770,000 | $21,035,000 | -78.3% | 0.2% |
| NBH Bank | $95,070,000 | $20,220,000 | -78.7% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $38,575,000 | $19,520,000 | -49.4% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $42,570,000 | $19,315,000 | -54.6% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $22,580,000 | $18,870,000 | -16.4% | 0.2% |
| Mortgage Research Center, LLC | $24,500,000 | $18,850,000 | -23.1% | 0.2% |
| Discover Bank | $13,020,000 | $18,710,000 | 43.7% | 0.2% |
| FREEDOM MORTGAGE CORPORATION | $85,635,000 | $18,625,000 | -78.3% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $32,220,000 | $16,465,000 | -48.9% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $27,830,000 | $16,155,000 | -42.0% | 0.2% |
| S1L, Inc. | $27,975,000 | $16,125,000 | -42.4% | 0.2% |
| Flagstar Bank, FSB | $71,675,000 | $15,940,000 | -77.8% | 0.2% |
| BMO Harris Bank | $10,125,000 | $15,680,000 | 54.9% | 0.2% |
| PNC Bank | $79,390,000 | $15,520,000 | -80.5% | 0.2% |
| Cache Valley Bank | $18,700,000 | $15,410,000 | -17.6% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $33,100,000 | $15,375,000 | -53.5% | 0.2% |
| Network Funding, L.P. | $95,500,000 | $14,840,000 | -84.5% | 0.2% |
| NEXERA HOLDING LLC | $15,435,000 | $14,305,000 | -7.3% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $39,520,000 | $14,240,000 | -64.0% | 0.2% |
| OCMBC, INC. | $5,970,000 | $14,190,000 | 137.7% | 0.2% |
| UNION HOME MORTGAGE CORP. | $10,775,000 | $14,190,000 | 31.7% | 0.2% |
| NBKC BANK | $21,120,000 | $13,485,000 | -36.2% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $25,320,000 | $13,405,000 | -47.1% | 0.2% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $19,155,000 | $13,080,000 | -31.7% | 0.2% |
| PHH Mortgage Corporation | $54,855,000 | $12,530,000 | -77.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $35,675,000 | $12,500,000 | -65.0% | 0.1% |
| Citadel Servicing Corporation | $11,675,000 | $12,065,000 | 3.3% | 0.1% |
| BAY EQUITY LLC | $15,505,000 | $11,620,000 | -25.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $16,545,000 | $11,450,000 | -30.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,160,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $12,225,000 | $10,885,000 | -11.0% | 0.1% |
| Utah Power | $10,865,000 | $10,845,000 | -0.2% | 0.1% |
| The Federal Savings Bank | $21,015,000 | $10,755,000 | -48.8% | 0.1% |
| Goldman Sachs Bank USA | $4,725,000 | $9,720,000 | 105.7% | 0.1% |
| MidFirst Bank | $7,450,000 | $9,710,000 | 30.3% | 0.1% |
| Figure Lending LLC | $215,000 | $9,685,000 | 4,404.7% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $14,195,000 | $9,415,000 | -33.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $14,170,000 | $9,340,000 | -34.1% | 0.1% |
| Central Bank | $9,005,000 | $9,235,000 | 2.6% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $106,145,000 | $9,150,000 | -91.4% | 0.1% |
| USAA Federal Savings Bank | $6,705,000 | $8,635,000 | 28.8% | 0.1% |
| EVERETT FINANCIAL, INC. | $42,020,000 | $8,550,000 | -79.7% | 0.1% |
| LENDSURE MORTGAGE CORP. | $20,695,000 | $8,430,000 | -59.3% | 0.1% |
| Charles Schwab Bank, SSB | $16,065,000 | $8,390,000 | -47.8% | 0.1% |
| ARC HOME LLC | $1,830,000 | $8,375,000 | 357.7% | 0.1% |
| CLM MORTGAGE, INC | $8,290,000 | n/a | 0.1% | |
| NexBank | $3,130,000 | $8,095,000 | 158.6% | 0.1% |
| Equity Prime Mortgage LLC | $6,380,000 | $7,880,000 | 23.5% | 0.1% |
| Utah Mortgage Loan Corporation | $33,525,000 | $7,855,000 | -76.6% | 0.1% |
| 21ST MORTGAGE CORPORATION | $7,980,000 | $7,770,000 | -2.6% | 0.1% |
| River City Bank | $6,805,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $14,475,000 | $6,790,000 | -53.1% | 0.1% |
| ON Q FINANCIAL, INC. | $6,740,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $13,840,000 | $6,685,000 | -51.7% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $6,610,000 | $6,675,000 | 1.0% | 0.1% |
| NEST HOME LENDING, LLC | $9,995,000 | $6,620,000 | -33.8% | 0.1% |
| ALLIANT CREDIT UNION | $11,500,000 | $6,450,000 | -43.9% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $13,595,000 | $6,305,000 | -53.6% | 0.1% |
| HomeTrust Bank | $2,120,000 | $5,980,000 | 182.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $23,255,000 | $5,965,000 | -74.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $12,510,000 | $5,950,000 | -52.4% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $7,855,000 | $5,930,000 | -24.5% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $11,295,000 | $5,685,000 | -49.7% | 0.1% |
| CHEVRON | $6,040,000 | $5,655,000 | -6.4% | 0.1% |
| UBS Bank USA | $7,455,000 | $5,300,000 | -28.9% | 0.1% |
| Coastal Community Bank | $5,145,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $4,160,000 | $5,050,000 | 21.4% | 0.1% |
| GENEVA FINANCIAL, LLC | $795,000 | $4,965,000 | 524.5% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $345,000 | $4,825,000 | 1,298.6% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $30,515,000 | $4,810,000 | -84.2% | 0.1% |
| Bank of England | $8,800,000 | $4,690,000 | -46.7% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,990,000 | $4,680,000 | 135.2% | 0.1% |
| Ally Bank | $15,045,000 | $4,575,000 | -69.6% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $20,285,000 | $4,525,000 | -77.7% | 0.1% |
| SourceOne Financial, Inc. | $15,240,000 | $4,455,000 | -70.8% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $580,000 | $4,415,000 | 661.2% | 0.1% |
| AXIA FINANCIAL, LLC | $4,375,000 | $4,405,000 | 0.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $10,170,000 | $4,380,000 | -56.9% | 0.1% |
| First Federal Bank | $435,000 | $4,360,000 | 902.3% | 0.1% |
| City National Bank | $2,755,000 | $4,280,000 | 55.4% | 0.0% |
| First-Citizens Bank & Trust Company | $2,815,000 | $4,215,000 | 49.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $2,980,000 | $3,860,000 | 29.5% | 0.0% |
| LOANPAL, LLC | $24,930,000 | $3,840,000 | -84.6% | 0.0% |
| PLANET HOME LENDING, LLC | $2,220,000 | $3,565,000 | 60.6% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $4,920,000 | $3,425,000 | -30.4% | 0.0% |
| Ameris Bank | $1,910,000 | $3,410,000 | 78.5% | 0.0% |
| FUNDLOANS CAPITAL | $3,340,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $2,710,000 | $3,320,000 | 22.5% | 0.0% |
| NMSI, INC. | $3,220,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $7,370,000 | $3,170,000 | -57.0% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $14,155,000 | $3,125,000 | -77.9% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,370,000 | $3,100,000 | -8.0% | 0.0% |
| GREYSTONE SERVICING COMPANY LLC | $28,195,000 | $3,005,000 | -89.3% | 0.0% |
| First Savings Bank | $1,555,000 | $3,000,000 | 92.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,360,000 | $2,900,000 | 22.9% | 0.0% |
| Jordan Federal Credit Union | $6,715,000 | $2,825,000 | -57.9% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,420,000 | $2,790,000 | 96.5% | 0.0% |
| A&D Mortgage LLC | $2,720,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $6,695,000 | $2,680,000 | -60.0% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $11,455,000 | $2,645,000 | -76.9% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,935,000 | $2,620,000 | -10.7% | 0.0% |
| BERKELEY POINT CAPITAL LLC | $55,005,000 | $2,465,000 | -95.5% | 0.0% |
| ADVANCIAL | $735,000 | $2,460,000 | 234.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,000,000 | $2,450,000 | 145.0% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $2,395,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $11,460,000 | $2,355,000 | -79.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $650,000 | $2,310,000 | 255.4% | 0.0% |
| First Republic Bank | $51,665,000 | $2,305,000 | -95.5% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,295,000 | n/a | 0.0% | |
| Raymond James Bank | $3,755,000 | $2,295,000 | -38.9% | 0.0% |
| JMAC LENDING, INC. | $2,770,000 | $2,240,000 | -19.1% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,100,000 | $2,145,000 | 2.1% | 0.0% |
| Leader Bank | $2,145,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $2,105,000 | n/a | 0.0% | |
| Magnolia Bank | $3,010,000 | $2,060,000 | -31.6% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $3,155,000 | $2,040,000 | -35.3% | 0.0% |
| Logan Finance Corporation | $1,785,000 | $1,995,000 | 11.8% | 0.0% |
| TBI MORTGAGE COMPANY | $13,245,000 | $1,985,000 | -85.0% | 0.0% |
| North American Savings Bank, F.S.B. | $12,190,000 | $1,975,000 | -83.8% | 0.0% |
| AMERICAN FINANCING CORPORATION | $19,130,000 | $1,875,000 | -90.2% | 0.0% |
| Hercules First Federal Credit Union | $1,825,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $2,180,000 | $1,815,000 | -16.7% | 0.0% |
| OPEN MORTGAGE, LLC | $1,555,000 | $1,805,000 | 16.1% | 0.0% |
| NP, Inc. | $1,755,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $315,000 | $1,735,000 | 450.8% | 0.0% |
| DIGITAL Federal Credit Union | $4,560,000 | $1,730,000 | -62.1% | 0.0% |
| The Central Trust Bank | $1,495,000 | $1,665,000 | 11.4% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,630,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $1,620,000 | n/a | 0.0% | |
| Citizens Bank | $2,680,000 | $1,555,000 | -42.0% | 0.0% |
| Fifth Third Bank | $2,790,000 | $1,555,000 | -44.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $380,000 | $1,540,000 | 305.3% | 0.0% |
| M&T Bank | $4,365,000 | $1,495,000 | -65.8% | 0.0% |
| Servion, Inc. | $1,480,000 | n/a | 0.0% | |
| Fortis Private Bank | $9,040,000 | $1,470,000 | -83.7% | 0.0% |
| Farmers Bank & Trust | $1,465,000 | n/a | 0.0% | |
| First National Bank of America | $3,110,000 | $1,455,000 | -53.2% | 0.0% |
| Eagle Bank and Trust Company | $1,440,000 | n/a | 0.0% | |
| University Bank | $1,420,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $825,000 | $1,380,000 | 67.3% | 0.0% |
| Waterstone Mortgage Corporation | $1,715,000 | $1,375,000 | -19.8% | 0.0% |
| TRANSWEST CREDIT UNION | $4,855,000 | $1,365,000 | -71.9% | 0.0% |
| BENCH EQUITY L.L.C. | $4,515,000 | $1,355,000 | -70.0% | 0.0% |
| MORTGAGEONE, INC. | $1,345,000 | n/a | 0.0% | |
| KINECTA | $2,860,000 | $1,330,000 | -53.5% | 0.0% |
| Baxter Credit Union | $7,120,000 | $1,285,000 | -82.0% | 0.0% |
| Truist | $11,155,000 | $1,240,000 | -88.9% | 0.0% |
| UMB Bank | $9,240,000 | $1,230,000 | -86.7% | 0.0% |
| Commerce Bank | $1,225,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $13,500,000 | $1,210,000 | -91.0% | 0.0% |
| Ixonia Bank | $1,170,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $850,000 | $1,170,000 | 37.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,490,000 | $1,160,000 | -22.1% | 0.0% |
| BELEM SERVICING LLC | $3,725,000 | $1,155,000 | -69.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,155,000 | n/a | 0.0% | |
| BEEHIVE | $1,310,000 | $1,145,000 | -12.6% | 0.0% |
| First Interstate Bank | $550,000 | $1,115,000 | 102.7% | 0.0% |
| GTE Federal Credit Union | $2,750,000 | $1,080,000 | -60.7% | 0.0% |
| HighTechLending Inc | $3,160,000 | $1,070,000 | -66.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,260,000 | $1,020,000 | -19.0% | 0.0% |
| Bethpage Federal Credit Union | $755,000 | $1,005,000 | 33.1% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $1,005,000 | n/a | 0.0% | |
| Heritage Bank | $975,000 | n/a | 0.0% | |
| Arbor Realty Trust, Inc. | $11,880,000 | $945,000 | -92.0% | 0.0% |
| Arvest Bank | $3,945,000 | $945,000 | -76.0% | 0.0% |
| Amalgamated Bank | $6,405,000 | $940,000 | -85.3% | 0.0% |
| SIRVA MORTGAGE, INC. | $2,005,000 | $930,000 | -53.6% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $9,655,000 | $890,000 | -90.8% | 0.0% |
| V.I.P. MORTGAGE, INC. | $545,000 | $890,000 | 63.3% | 0.0% |
| D. L. Evans Bank | $2,170,000 | $885,000 | -59.2% | 0.0% |
| First State Bank of St. Charles, Missouri | $595,000 | $870,000 | 46.2% | 0.0% |
| City National Bank of Florida | $855,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $1,335,000 | $830,000 | -37.8% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $10,170,000 | $800,000 | -92.1% | 0.0% |
| First Option Mortgage, LLC | $395,000 | $755,000 | 91.1% | 0.0% |
| Meridian Bank Corporation | $640,000 | $755,000 | 18.0% | 0.0% |
| Luxury Mortgage Corp. | $750,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,045,000 | $740,000 | -63.8% | 0.0% |
| CALIBER HOME LOANS, INC. | $192,960,000 | $725,000 | -99.6% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $3,155,000 | $725,000 | -77.0% | 0.0% |
| Grand Bank for Savings, FSB | $670,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $305,000 | $660,000 | 116.4% | 0.0% |
| FAY SERVICING, LLC | $650,000 | n/a | 0.0% | |
| Great Southern Bank | $1,095,000 | $635,000 | -42.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $635,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $625,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $615,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $4,155,000 | $610,000 | -85.3% | 0.0% |
| FIRST TECHNOLOGY | $1,330,000 | $610,000 | -54.1% | 0.0% |
| ONY GLO, INC. | $285,000 | $605,000 | 112.3% | 0.0% |
| TOWER | $605,000 | n/a | 0.0% | |
| Bell Bank | $580,000 | n/a | 0.0% | |
| WYHY | $575,000 | n/a | 0.0% | |
| Origin Bank | $565,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $555,000 | n/a | 0.0% | |
| BOKF | $775,000 | $545,000 | -29.7% | 0.0% |
| Axos Bank | $4,620,000 | $535,000 | -88.4% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $1,340,000 | $525,000 | -60.8% | 0.0% |
| BNC National Bank | $7,570,000 | $525,000 | -93.1% | 0.0% |
| FBC MORTGAGE, LLC | $660,000 | $525,000 | -20.5% | 0.0% |
| Nations Lending Corporation | $5,025,000 | $520,000 | -89.7% | 0.0% |
| Chicago Mortgage Solutions LLC | $17,860,000 | $505,000 | -97.2% | 0.0% |
| Stifel Bank and Trust | $3,620,000 | $500,000 | -86.2% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $495,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $1,645,000 | $485,000 | -70.5% | 0.0% |
| FirstBank | $5,535,000 | $485,000 | -91.2% | 0.0% |
| Honor Credit Union | $475,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $475,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $11,185,000 | $475,000 | -95.8% | 0.0% |
| Alpine Credit Union | $915,000 | $470,000 | -48.6% | 0.0% |
| Guaranty Bank & Trust, N.A. | $465,000 | n/a | 0.0% | |
| Grand Valley Bank | $1,200,000 | $455,000 | -62.1% | 0.0% |
| MORIA DEVELOPMENT, INC. | $3,985,000 | $455,000 | -88.6% | 0.0% |
| Washington Trust Bank | $905,000 | $455,000 | -49.7% | 0.0% |
| SeaTrust Mortgage Company | $435,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $425,000 | n/a | 0.0% | |
| Starion Bank | $425,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $115,000 | $415,000 | 260.9% | 0.0% |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $405,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $505,000 | $405,000 | -19.8% | 0.0% |
| Connexus Credit Union | $400,000 | n/a | 0.0% | |
| Gate City Bank | $395,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $2,600,000 | $395,000 | -84.8% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $3,355,000 | $395,000 | -88.2% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $1,115,000 | $395,000 | -64.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $1,965,000 | $390,000 | -80.2% | 0.0% |
| Central Bank | $9,005,000 | $365,000 | -95.9% | 0.0% |
| Peoples Bank | $760,000 | $365,000 | -52.0% | 0.0% |
| Bank of the West | $40,735,000 | $340,000 | -99.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $430,000 | $335,000 | -22.1% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,395,000 | $325,000 | -86.4% | 0.0% |
| NFM, INC. | $3,275,000 | $325,000 | -90.1% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $2,790,000 | $315,000 | -88.7% | 0.0% |
| Bank of Whittier | $305,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $555,000 | $305,000 | -45.0% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,750,000 | $295,000 | -83.1% | 0.0% |
| BM Real Estate Services, Inc. | $285,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $285,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,925,000 | $280,000 | -85.5% | 0.0% |
| AMERICAN FIRST | $1,105,000 | $275,000 | -75.1% | 0.0% |
| First National Bank Texas | $265,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $1,735,000 | $260,000 | -85.0% | 0.0% |
| General Mortgage Capital Corporation | $245,000 | n/a | 0.0% | |
| Old National Bank | $245,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $225,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $225,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $960,000 | $225,000 | -76.6% | 0.0% |
| HORIZON UTAH Federal Credit Union | $100,000 | $220,000 | 120.0% | 0.0% |
| State Department Federal Credit Union | $505,000 | $215,000 | -57.4% | 0.0% |
| First Western Federal Savings Bank | $205,000 | n/a | 0.0% | |
| Service Federal Credit Union | $205,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $190,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $1,195,000 | $175,000 | -85.4% | 0.0% |
| UNIFY FINANCIAL Credit Union | $750,000 | $125,000 | -83.3% | 0.0% |
| Firefighters First Federal Credit Union | $115,000 | n/a | 0.0% | |
| GMFS LLC | $405,000 | $105,000 | -74.1% | 0.0% |
| JMJ FINANCIAL GROUP | $2,895,000 | $105,000 | -96.4% | 0.0% |
| First Internet Bank of Indiana | $2,510,000 | $65,000 | -97.4% | 0.0% |
| ITHINK FINANCIAL Credit Union | $55,000 | n/a | 0.0% | |
| State Bank of Southern Utah | $995,000 | $55,000 | -94.5% | 0.0% |
| SKYONE Federal Credit Union | $355,000 | $35,000 | -90.1% | 0.0% |
| USAlliance Federal Credit Union | $505,000 | $25,000 | -95.0% | 0.0% |
| Wasatch Peaks Federal Credit Union | $4,015,000 | $5,000 | -99.9% | 0.0% |
SALT LAKE CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.4% market share. In second place, with 6.0%, is AMERICA FIRST, having originated $517,980,000 in loans. In third place, with 5.7%, is INTERCAP LENDING INC., having originated $500,180,000 in loans. In fourth place, with 5.6%, is MOUNTAIN AMERICA, having originated $491,715,000 in loans. In fifth place, with 4.2%, is QUICKEN LOANS, LLC, having originated $363,410,000 in loans.
SALT LAKE CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $386,972 (8.3%) | $542,512 (2.6%) | 1.43 | 2,090 |
| 2018-02-01 | $390,000 (5.0%) | $553,438 (1.3%) | 1.42 | 1,909 |
| 2018-03-01 | $402,960 (2.6%) | $576,283 (1.3%) | 1.41 | 1,859 |
| 2018-04-01 | $417,475 (5.9%) | $581,928 (1.6%) | 1.42 | 2,037 |
| 2018-05-01 | $424,036 (8.1%) | $585,001 (4.4%) | 1.42 | 2,228 |
| 2018-06-01 | $421,460 (6.9%) | $586,497 (5.7%) | 1.41 | 2,484 |
| 2018-07-01 | $422,898 (8.4%) | $586,085 (9.0%) | 1.41 | 2,630 |
| 2018-08-01 | $405,931 (4.3%) | $561,543 (7.8%) | 1.36 | 2,989 |
| 2018-09-01 | $405,000 (6.6%) | $553,575 (9.5%) | 1.36 | 3,136 |
| 2018-10-01 | $399,448 (6.0%) | $544,079 (8.8%) | 1.35 | 3,336 |
| 2018-11-01 | $399,000 (7.3%) | $538,969 (8.9%) | 1.35 | 3,219 |
| 2018-12-01 | $399,000 (6.4%) | $542,294 (7.0%) | 1.38 | 2,868 |
| 2019-01-01 | $399,900 (3.3%) | $542,473 (0.0%) | 1.38 | 2,588 |
| 2019-02-01 | $409,751 (5.1%) | $558,169 (0.9%) | 1.38 | 2,413 |
| 2019-03-01 | $425,671 (5.6%) | $573,574 (-0.5%) | 1.39 | 2,382 |
| 2019-04-01 | $437,560 (4.8%) | $577,091 (-0.8%) | 1.39 | 2,439 |
| 2019-05-01 | $442,495 (4.4%) | $578,519 (-1.1%) | 1.38 | 2,725 |
| 2019-06-01 | $442,850 (5.1%) | $576,611 (-1.7%) | 1.38 | 2,927 |
| 2019-07-01 | $437,450 (3.4%) | $571,718 (-2.5%) | 1.37 | 2,920 |
| 2019-08-01 | $435,836 (7.4%) | $569,754 (1.5%) | 1.38 | 2,888 |
| 2019-09-01 | $429,741 (6.1%) | $563,830 (1.9%) | 1.38 | 2,876 |
| 2019-10-01 | $425,000 (6.4%) | $564,531 (3.8%) | 1.37 | 2,852 |
| 2019-11-01 | $430,000 (7.8%) | $585,308 (8.6%) | 1.41 | 2,493 |
| 2019-12-01 | $442,494 (10.9%) | $607,272 (12.0%) | 1.48 | 1,976 |
| 2020-01-01 | $446,792 (11.7%) | $626,861 (15.6%) | 1.49 | 1,656 |
| 2020-02-01 | $467,700 (14.1%) | $662,875 (18.8%) | 1.53 | 1,407 |
| 2020-03-01 | $470,515 (10.5%) | $659,329 (15.0%) | 1.48 | 1,574 |
| 2020-04-01 | $447,476 (2.3%) | $600,840 (4.1%) | 1.40 | 2,189 |
| 2020-05-01 | $458,000 (3.5%) | $606,769 (4.9%) | 1.39 | 2,114 |
| 2020-06-01 | $476,750 (7.7%) | $643,885 (11.7%) | 1.40 | 1,855 |
| 2020-07-01 | $482,125 (10.2%) | $670,221 (17.2%) | 1.40 | 1,629 |
| 2020-08-01 | $479,999 (10.1%) | $689,916 (21.1%) | 1.38 | 1,570 |
| 2020-09-01 | $473,700 (10.2%) | $691,861 (22.7%) | 1.36 | 1,486 |
| 2020-10-01 | $479,950 (12.9%) | $710,384 (25.8%) | 1.38 | 1,381 |
| 2020-11-01 | $499,775 (16.2%) | $763,765 (30.5%) | 1.46 | 1,128 |
| 2020-12-01 | $538,032 (21.6%) | $830,051 (36.7%) | 1.60 | 857 |
| 2021-01-01 | $585,000 (30.9%) | $902,952 (44.0%) | 1.75 | 622 |
| 2021-02-01 | $580,879 (24.2%) | $866,304 (30.7%) | 1.69 | 525 |
| 2021-03-01 | $528,630 (12.4%) | $825,159 (25.2%) | 1.50 | 623 |
| 2021-04-01 | $549,850 (22.9%) | $823,945 (37.1%) | 1.49 | 652 |
| 2021-05-01 | $570,000 (24.5%) | $775,676 (27.8%) | 1.51 | 715 |
| 2021-06-01 | $566,950 (18.9%) | $759,297 (17.9%) | 1.49 | 898 |
| 2021-07-01 | $559,079 (16.0%) | $761,462 (13.6%) | 1.48 | 1,105 |
| 2021-08-01 | $563,248 (17.3%) | $744,339 (7.9%) | 1.50 | 1,272 |
| 2021-09-01 | $542,450 (14.5%) | $723,946 (4.6%) | 1.45 | 1,389 |
| 2021-10-01 | $539,900 (12.5%) | $726,706 (2.3%) | 1.44 | 1,339 |
| 2021-11-01 | $552,400 (10.5%) | $739,404 (-3.2%) | 1.48 | 1,065 |
| 2021-12-01 | $563,970 (4.8%) | $742,234 (-10.6%) | 1.53 | 686 |
| 2022-01-01 | $565,000 (-3.4%) | $732,575 (-18.9%) | 1.53 | 489 |
| 2022-02-01 | $555,000 (-4.5%) | $749,522 (-13.5%) | 1.44 | 472 |
| 2022-03-01 | $582,500 (10.2%) | $770,132 (-6.7%) | 1.46 | 572 |
| 2022-04-01 | $624,950 (13.7%) | $764,430 (-7.2%) | 1.49 | 764 |
| 2022-05-01 | $637,500 (11.8%) | $784,861 (1.2%) | 1.46 | 1,329 |
| 2022-06-01 | $632,450 (11.6%) | $782,387 (3.0%) | 1.41 | 1,854 |
| 2022-07-01 | $615,000 (10.0%) | $753,832 (-1.0%) | 1.39 | 2,544 |
| 2022-08-01 | $598,450 (6.3%) | $738,042 (-0.9%) | 1.38 | 2,668 |