SALT LAKE CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Salt Lake City averaged 5.35% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.6% and one month ago for the week of 2022-04-14, the average rate was 4.9%.

Salt Lake City's average rate one year ago was 2.97%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.26%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Salt Lake City 30 Year Fixed Rate 2022-05-19 5.35%
Salt Lake City 30 Year Fixed Rate Refi 2022-05-19 5.26%
Salt Lake City 15 Year Fixed Rate 2022-05-19 4.71%
Salt Lake City 15 Year Fixed Rate Refi 2022-05-19 4.69%
Salt Lake City 30 Year FHA 2022-05-19 5.28%
Salt Lake City 30 Year FHA Refi 2022-05-19 5.34%
Salt Lake City 30 Year USDA 2022-05-19 4.91%
Salt Lake City 30 Year USDA Refi 2022-05-19 5.27%
Salt Lake City 30 Year VA 2022-05-19 5.13%
Salt Lake City 30 Year VA Refi 2022-05-19 4.76%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALT LAKE CITY, UT.

SALT LAKE CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SALT LAKE CITY, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 7,753 2.97% $4,365
QUICKEN LOANS, LLC 3,729 2.99% $4,686
INTERCAP LENDING INC. 2,989 3.13% $4,466
HOME POINT FINANCIAL CORPORATION 2,096 2.97% $4,854
SECURITYNATIONAL MORTGAGE COMPANY 1,994 3.20% $4,755
ACADEMY MORTGAGE CORPORATION 1,380 3.10% $5,283
FIRST COLONY MORTGAGE CORPORATION 1,311 3.05% $4,511
MOUNTAIN AMERICA 1,142 3.01% $5,509
CITYWIDE HOME LOANS, LLC 977 3.14% $4,686
CALIBER HOME LOANS, INC. 908 3.09% $4,298
LOANDEPOT.COM, LLC 868 2.94% $4,592
AMERICA FIRST 833 2.99% $5,571
MY MOVE MORTGAGE, LLC 828 3.06% $4,092
CANOPY MORTGAGE, LLC 805 2.91% $3,886
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 775 3.15% $4,607
Wells Fargo Bank 760 3.06% $3,591
DIRECT MORTGAGE, CORP. 753 3.04% $6,182
PROVIDENT FUNDING ASSOCIATES, L.P. 751 2.77% $3,128
VERITAS FUNDING, LLC 684 3.15% $3,793
CROSSCOUNTRY MORTGAGE, LLC 644 3.14% $5,443
RANLIFE, INC. 611 3.11% $6,105
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 610 3.09% $5,163
BROKER SOLUTIONS, INC. 547 3.09% $4,854
CYPRUS Federal Credit Union 525 3.08% $3,588
JPMorgan Chase Bank 523 2.99% $2,684
PENNYMAC LOAN SERVICES, LLC 475 3.06% $4,824
GUILD MORTGAGE COMPANY 447 3.03% $4,583
University First Federal Credit Union 432 3.08% $3,697
STEARNS LENDING, LLC 399 2.99% $4,892
Network Funding, L.P. 393 3.23% $4,923
BETTER MORTGAGE CORPORATION 388 2.80% $3,895
Mr. Cooper ( Nationstar Mortgage ) 381 3.19% $5,440
AMERISAVE MORTGAGE CORPORATION 339 2.84% $5,142
KeyBank 332 2.84% $4,659
FINANCE OF AMERICA MORTGAGE LLC 327 3.15% $5,401
GUARANTEED RATE, INC. 325 3.00% $4,364
Flagstar Bank, FSB 318 3.08% $4,007
SECURITY HOME MORTGAGE, LLC. 289 3.02% $5,178
PRIMARY RESIDENTIAL MORTGAGE, INC. 279 3.11% $5,412
AMERICAN PACIFIC MORTGAGE CORPORATION 271 3.19% $4,343
CELEBRITY HOME LOANS, LLC 271 3.20% $5,076
U.S. Bank 264 3.05% $4,086
Zions Bancorporation, N.A. 263 2.88% $2,892
NBH Bank 262 3.06% $4,415
NEWREZ LLC 253 3.15% $4,282
Gateway First Bank 247 3.17% $3,998
Utah Mortgage Loan Corporation 195 3.09% $4,603
PRIMELENDING, A PLAINSCAPITAL COMPANY 184 3.15% $4,591
GRANITE FEDERAL CREDIT UNION 166 3.17% $3,822
FREEDOM MORTGAGE CORPORATION 165 3.15% $2,909
LOANPAL, LLC 163 3.09% $6,644
GOLDENWEST 153 3.01% $4,263
Chicago Mortgage Solutions LLC 147 3.02% $4,334
S1L, Inc. 147 3.27% $6,263
EAGLE HOME MORTGAGE, LLC 142 2.95% $3,555
Northpointe Bank 140 3.13% $6,936
UTAH COMMUNITY 138 3.03% $3,654
AMERICAN FINANCING CORPORATION 128 3.07% $4,493
PANORAMA MORTGAGE GROUP, LLC 127 3.18% $4,551
Glacier Bank 118 3.06% $4,947
Wyndham Capital Mortgage, Inc. 110 2.93% $1,690
Plains Commerce Bank 101 3.11% $5,136
GUARANTEED RATE AFFINITY, LLC 99 3.06% $3,500
DHI MORTGAGE COMPANY, LTD. 99 2.89% $2,583
EVERLEND MORTGAGE COMPANY 87 3.11% $5,281
SECURITY SERVICE 86 3.06% $5,400
FirstBank 86 2.80% $2,052
Bank of Utah 85 3.03% $6,413
NBKC BANK 84 2.93% $2,342
Strong Home Mortgage, LLC 83 2.95% $1,381
Bank of America 82 2.82% $3,712
HOMEAMERICAN MORTGAGE CORPORATION 78 2.89% $568
VAN DYK MORTGAGE CORPORATION 77 2.94% $5,062
Blue Ridge Bank 73 3.11% $3,918
The Loan Store, Inc. 70 3.00% $3,736
INSPIRE HOME LOANS INC. 69 3.06% $6,822
Deseret First Credit Union 67 3.10% $5,138
The Federal Savings Bank 67 3.07% $7,808
TRANSWEST CREDIT UNION 67 2.93% $4,580
Washington Federal Bank 63 3.19% $11,408
Ally Bank 62 2.77% $5,823
EVERETT FINANCIAL, INC. 62 3.48% $2,307
PHH Mortgage Corporation 61 3.16% $5,815
MOVEMENT MORTGAGE, LLC 56 3.18% $4,080
CORNERSTONE HOME LENDING, INC. 56 3.12% $5,645
CALCON MUTUAL MORTGAGE LLC 55 2.99% $8,540
Morgan Stanley Private Bank 54 2.63% $4,598
North American Savings Bank, F.S.B. 53 2.81% $2,047
HOMESIDE FINANCIAL, LLC 53 3.33% $5,234
First Home Bank 51 3.01% $6,602
Low VA Rates, LLC 50 2.85% $3,299
NEST HOME LENDING, LLC 50 3.06% $5,241
KELLER MORTGAGE, LLC 49 3.09% $2,568
SOFI LENDING CORP. 48 3.01% $3,832
SWBC MORTGAGE CORPORATION 47 3.04% $3,959
Century Mortgage Company DBA Century Lending Company 44 3.19% $5,508
Citizens Bank 44 2.86% $5,821
CHERRY CREEK MORTGAGE, LLC 44 3.02% $1,116
OCMBC, INC. 40 3.05% $6,175
Paramount Residential Mortgage Group, Inc. 39 3.21% $6,139
LAKEVIEW LOAN SERVICING, LLC 38 3.36% $3,094
Carrington Mortgage Services, LLC 38 3.34% $4,691
Hercules First Federal Credit Union 37 3.22% $4,939
First Guaranty Mortgage Corporation 32 3.45% $5,976
LEADERONE FINANCIAL CORPORATION 32 3.08% $3,751
NEXERA HOLDING LLC 30 3.25% $10,552
Bank of England 30 3.22% $7,576
Citadel Servicing Corporation 29 4.82% $11,001
Watermark Capital, Inc. 29 2.67% $3,119
SUN AMERICAN MORTGAGE COMPANY 28 3.16% $4,449
Nations Lending Corporation 28 3.04% $8,421
Charles Schwab Bank, SSB 28 2.30% $4,023
AMERICAN UNITED FAMILY OF CREDIT UN 28 3.42% $5,711
Truist Bank 28 3.05% $5,077
PNC Bank 27 2.93% $4,628
AMERICAN FINANCIAL NETWORK, INC. 27 3.13% $8,115
ANGEL OAK MORTGAGE SOLUTIONS LLC 27 4.42% $10,768
BLUE BRICK FINANCIAL LLC 27 3.09% $1,625
Utah Power 25 2.72% $4,683
PARKSIDE LENDING, LLC 24 2.91% $6,058
Austin Capital Bank SSB 23 3.49% $5,002
AMERICAN INTERNET MORTGAGE, INC. 23 2.80% $3,307
AXIA FINANCIAL, LLC 23 3.19% $5,045
GUARANTY HOME MORTGAGE CORPORATION 23 3.03% $4,317
LENOX FINANCIAL MORTGAGE CORPORATION 22 3.20% $3,257
SOVEREIGN LENDING GROUP INCORPORATED 21 3.20% $7,256
CMG MORTGAGE, INC. 21 3.03% $6,006
LENDSURE MORTGAGE CORP. 20 4.09% $18,685
Jordan Federal Credit Union 19 3.34% $3,965
BELEM SERVICING LLC 18 3.38% $3,809
HOMEBRIDGE FINANCIAL SERVICES, INC. 18 3.01% $5,116
Axos Bank 17 3.23% $1,987
First National Bank of America 17 6.77% $10,189
Fifth Third Bank 17 3.06% $3,208
TBI MORTGAGE COMPANY 17 2.91% $4,592
SUN WEST MORTGAGE COMPANY, INC. 16 3.12% $3,349
CITY FIRST MORTGAGE SERVICES, L.L.C. 15 3.28% $6,555
NAVY FEDERAL CREDIT UNION 15 2.86% $3,148
Citibank 15 2.83% $5,336
First Republic Bank 14 2.83% $3,732
BAY EQUITY LLC 14 3.35% $6,421
Baxter Credit Union 14 2.79% $3,117
Arvest Bank 14 3.24% $4,301
UNITED SECURITY FINANCIAL CORP 14 2.84% $5,265
TIAA, FSB 13 3.06% $5,728
Triumph Bank 13 2.84% $4,107
BNC National Bank 12 2.81% $3,155
MORIA DEVELOPMENT, INC. 12 3.25% $4,730
Stifel Bank and Trust 12 2.79% $2,931
SRE MORTGAGE ALLIANCE INC. 12 2.91% $4,774
Bank of the West 12 3.01% $6,260
Cache Valley Bank 12 2.77% $3,162
Central Bank 12 3.01% $3,856
MOUNTAIN WEST FINANCIAL, INC. 12 2.99% $3,168
A&D Mortgage LLC 11 3.05% $5,246
Mortgage Research Center, LLC 11 2.68% $5,473
CHARTWAY FEDERAL CREDIT UNION 11 3.06% $3,040
Amerifirst Financial, Inc. 11 3.24% $3,661
UBS Bank USA 11 2.74% $4,462
The Huntington National Bank 10 3.14% $4,876
PLAZA HOME MORTGAGE, INC. 10 3.01% $6,932
TCF National Bank 9 2.96% $4,408
VILLAGE CAPITAL & INVESTMENT LLC 9 3.04% $7,743
IMPAC MORTGAGE CORP. 8 3.04% $3,464
HOMEXPRESS MORTGAGE CORP. 8 4.84% $13,411
MORTGAGEONE, INC. 8 3.05% $3,665
CHEVRON 8 2.66% $3,314
CHURCHILL MORTGAGE CORPORATION 8 3.48% $3,511
EMBRACE HOME LOANS, INC. 8 3.23% $4,307
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 7 3.07% $8,865
First Savings Bank 7 2.99% $7,249
Manufacturers and Traders Trust Company 7 3.18% $4,330
Silicon Valley Bank 7 2.38% $4,244
Florida Capital Bank 7 3.34% $5,372
Raymond James Bank 7 2.79% $3,253
Waterstone Mortgage Corporation 7 3.05% $4,067
PREMIA MORTGAGE, LLC 7 2.91% $2,180
PINNACLE LENDING GROUP, INC. 7 3.41% $4,165
PENTAGON FEDERAL CREDIT UNION 7 2.88% $2,998
GENEVA FINANCIAL, LLC 6 3.19% $5,423
Sierra Pacific Mortgage Company, Inc. 6 3.08% $4,045
Devon Bank 6 3.00% $7,170
First Internet Bank of Indiana 6 2.77% $3,373
Evolve Bank & Trust 6 3.04% $4,074
Magnolia Bank 6 3.27% $6,787
ZILLOW HOME LOANS, LLC 6 2.88% $5,426
USAA Federal Savings Bank 6 3.00% $3,619
MID AMERICA MORTGAGE, INC. 6 3.65% $3,262
CIT Bank 5 2.57% $7,773
SIRVA MORTGAGE, INC. 5 3.15% $2,366
Goldwater Bank, N.A. 5 3.08% $4,007
JMAC LENDING, INC. 5 2.95% $9,482
First Federal Bank 5 3.35% $5,829
LENDUS, LLC 5 3.35% $4,650
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 3.57% $4,338
Texana Bank 5 3.05% $3,941
The Central Trust Bank 5 2.62% $2,084
DELTA COMMUNITY CREDIT UNION 4 3.00% $4,882
HOMESTEAD FUNDING CORP. 4 2.63% $2,813
Hometown Equity Mortgage, LLC 4 3.06% $6,778
City National Bank 4 2.48% $4,965
CASTLE & COOKE MORTGAGE, LLC 4 3.00% $1,906
OAKTREE FUNDING CORP. 4 4.09% $12,053
BNY Mellon 4 2.38% $6,171
PLANET HOME LENDING, LLC 4 2.87% $4,406
SUMMIT FUNDING, INC. 4 2.94% $5,391
Sunflower Bank 4 3.18% $4,127
AmeriHome Mortgage Company, LLC 4 3.03% $5,600
Willamette Valley Bank 4 3.13% $4,488
JMJ FINANCIAL GROUP 3 3.04% $4,887
BOKF 3 3.04% $3,847
ALL WESTERN MORTGAGE, INC. 3 3.42% $3,039
WESTERN EXPRESS LENDING 3 3.17% $4,982
J. VIRGIL, INC. 3 2.83% $5,394
Quontic Bank 3 5.71% $23,773
American Airlines Federal Credit Union 3 3.17% $0
KS StateBank 3 3.08% $2,396
Umpqua Bank 3 3.21% $4,182
Mortgage Bank of California 3 4.75% $14,572
LOANLEADERS OF AMERICA, INC. 3 3.21% $6,133
Goldman Sachs Bank USA 3 2.48% $4,629
ARC HOME LLC 3 3.54% $4,252
DRAPER AND KRAMER MORTGAGE CORP. 3 3.08% $4,362
HighTechLending Inc 3 3.04% $4,784
Discover Bank 3 4.41% $0
MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 3.04% $3,467
HSBC BANK USA, NATIONAL ASSOCIATION 3 2.69% $4,553
IDAHO CENTRAL 3 3.41% $4,464
INTERNATIONAL CITY MORTGAGE, INC. 3 3.29% $3,955
Alerus Financial 3 3.04% $2,085
ALLIANT CREDIT UNION 3 3.13% $3,977
Regions Bank 3 2.96% $5,520
Ixonia Bank 3 2.92% $4,700
V.I.P. MORTGAGE, INC. 3 3.41% $4,787
FUNDLOANS CAPITAL 2 4.81% $15,125
Cf Bank 2 2.81% $1,761
Commerce Home Mortgage, Inc. 2 2.69% $5,227
ALAMEDA MORTGAGE CORPORATION 2 3.00% $3,488
OCEANSIDE MORTGAGE COMPANY 2 3.19% $3,552
ON Q FINANCIAL, INC. 2 3.00% $5,394
Paramount Bank 2 2.63% $3,669
CRESCENT MORTGAGE COMPANY 2 2.88% $3,644
BEEHIVE 2 2.44% $3,615
Prosperity Home Mortgage, LLC 2 3.00% $3,104
BECKAM FUNDING CORP. 2 3.50% $5,835
RBC Bank, (Georgia) 2 3.44% $2,436
InterContinental Capital Group, Inc 2 3.06% $3,098
Hometown Lenders, Inc. 2 3.31% $5,395
DIGNIFIED HOME LOANS, LLC 2 2.94% $2,656
ADVANTAGE PLUS 2 2.64% $5,750
TEXAS TECH 2 3.06% $2,918
Ameris Bank 2 3.12% $4,308
The Northern Trust Company 2 2.88% $4,651
The Union Bank Company 2 2.81% $2,710
UNIFY FINANCIAL Credit Union 2 3.00% $1,371
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.63% $3,534
First Western Trust Bank 2 2.94% $4,424
AMERICAN ADVISORS GROUP 2 3.44% $4,270
Amalgamated Bank 2 2.94% $3,771
FIRST TECHNOLOGY 2 2.81% $7,405
Midwest BankCentre 2 2.93% $4,359
RMS & Associates 1 3.37% $6,116
Barrington Bank & Trust Company, N.A. 1 2.99% $3,388
NP, Inc. 1 4.75% $6,597
Bank-Fund Staff Federal Credit Union 1 2.75% $2,908
Luxury Mortgage Corp. 1 4.13% $0
DIGITAL Federal Credit Union 1 2.88% $4,338
NOVA FINANCIAL & INVESTMENT CORPORATION 1 3.88% $1,290
NORTHROP GRUMMAN Federal Credit Union 1 2.50% $4,084
Victorian Finance, LLC 1 2.75% $4,829
HomeStreet Bank 1 2.88% $5,771
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.88% $3,235
State Bank of Southern Utah 1 3.00% $3,435
State Department Federal Credit Union 1 2.88% $6,737
DIRECT LENDERS, LLC 1 2.50% $2,720
Capital Bank 1 2.75% $5,024
ATHAS CAPITAL GROUP, INC. 1 6.88% $17,514
FIRST COMMUNITY MORTGAGE, INC. 1 3.25% $3,357
Summit Mortgage Corporation 1 3.38% $9,655
Nicolet National Bank 1 3.00% $2,560
MANN FINANCIAL INC. 1 2.63% $5,238
NFM, INC. 1 3.38% $4,122
HAMILTON HOME LOANS, INC. 1 2.75% $3,628
Eagle Bank and Trust Company 1 2.63% $7,053
EAST IDAHO Credit Union 1 3.38% $4,515
Elements Financial Federal Credit Union 1 3.38% $3,869
MASON MCDUFFIE MORTGAGE CORPORATION 1 3.50% $3,475
Great Southern Bank 1 3.10% $4,509
First National Bank of Omaha 1 3.13% $1,757
The First National Bank of Ottawa 1 2.50% $3,407
The Fountain Trust Company 1 2.75% $2,886
Grand Valley Bank 1 3.88% $5,782
Washington Trust Bank 1 2.88% $1,881
NATIONS RELIABLE LENDING, LLC 1 2.63% $7,086
CIBC Bank USA 1 2.25% $4,119
NexBank 1 3.25% $4,745
First Midwest Bank 1 2.75% $2,919
Equity Prime Mortgage LLC 1 3.63% $5,133
National Exchange Bank and Trust 1 2.88% $8,071
Firefighters First Federal Credit Union 1 3.00% $2,802
Colonial Savings, F.A. 1 2.88% $7,167
NATIONS DIRECT MORTGAGE, LLC 1 4.38% $14,265
Flanagan State Bank 1 3.75% $3,935
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 2.50% $2,406
UNIVERSAL LENDING CORPORATION 1 2.75% $6,164
First-Citizens Bank & Trust Company 1 2.74% $1,671
MidFirst Bank 1 3.10% $1,367
Neighborhood Loans, Inc. 1 3.00% $3,002
Lake Area Bank 1 2.50% $4,039
BLUELEAF LENDING, LLC 1 3.00% $4,174
Western State Bank 1 3.13% $3,003
BMO Harris Bank 1 3.00% $5,028
5TH STREET CAPITAL, INC. 1 5.75% $28,247
KINECTA 1 3.13% $3,246
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.38% $3,501
DATA MORTGAGE, INC. 1 2.50% $3,871
City Bank 1 2.63% $4,599
AMCAP MORTGAGE, LTD. 1 2.63% $1,808
First United Bank 1 2.88% $3,771
DEEPHAVEN MORTGAGE LLC 1 4.99% $4,266
LAND HOME FINANCIAL SERVICES, INC. 1 2.75% $2,912
CORTRUST MORTGAGE, INC. 1 3.00% $8,368
Operating Engineers Local Union #3 1 3.25% $3,419
Meridian Bank Corporation 1 4.25% $4,226
Old National Bank 1 3.00% $5,537
Bremer Bank 1 3.38% $16,808
Renasant Bank 1 2.88% $3,632

SALT LAKE CITY, UT's 327 lenders originated 90,073 loans during 2021. The total origination value was $29,241,215,000, with an average loan value of $324,639.

The top SALT LAKE CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 7,753 loans originated. Their average total fees are $4,365, which is $321 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SALT LAKE CITY lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($568), CHERRY CREEK MORTGAGE, LLC ($1,116), Strong Home Mortgage, LLC ($1,381), BLUE BRICK FINANCIAL LLC ($1,625) and Wyndham Capital Mortgage, Inc. ($1,690).

The lowest rate SALT LAKE CITY lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.30%), Morgan Stanley Private Bank (2.63%), Watermark Capital, Inc. (2.67%), Mortgage Research Center, LLC (2.68%) and Utah Power (2.72%).

SALT LAKE CITY, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $3,546,510,000 $3,902,280,000 10.0% 13.3%
QUICKEN LOANS, LLC $2,060,220,000 $1,796,705,000 -12.8% 6.1%
INTERCAP LENDING INC. $1,912,940,000 $1,622,895,000 -15.2% 5.6%
MOUNTAIN AMERICA $1,149,960,000 $1,118,010,000 -2.8% 3.8%
HOME POINT FINANCIAL CORPORATION $513,390,000 $1,067,380,000 107.9% 3.7%
SECURITYNATIONAL MORTGAGE COMPANY $1,165,900,000 $981,045,000 -15.9% 3.4%
AMERICA FIRST $602,975,000 $800,165,000 32.7% 2.7%
ACADEMY MORTGAGE CORPORATION $867,375,000 $675,800,000 -22.1% 2.3%
FIRST COLONY MORTGAGE CORPORATION $526,410,000 $567,725,000 7.8% 1.9%
Wells Fargo Bank $428,075,000 $525,535,000 22.8% 1.8%
CITYWIDE HOME LOANS, LLC $656,450,000 $489,050,000 -25.5% 1.7%
Zions Bancorporation, N.A. $383,165,000 $485,990,000 26.8% 1.7%
LOANDEPOT.COM, LLC $389,515,000 $479,460,000 23.1% 1.6%
CALIBER HOME LOANS, INC. $652,845,000 $477,495,000 -26.9% 1.6%
KeyBank $267,410,000 $438,445,000 64.0% 1.5%
CANOPY MORTGAGE, LLC $464,345,000 $411,945,000 -11.3% 1.4%
MY MOVE MORTGAGE, LLC $590,575,000 $390,300,000 -33.9% 1.3%
FREEDOM MORTGAGE CORPORATION $422,225,000 $387,960,000 -8.1% 1.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $414,590,000 $378,115,000 -8.8% 1.3%
PENNYMAC LOAN SERVICES, LLC $224,135,000 $346,680,000 54.7% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $287,055,000 $345,235,000 20.3% 1.2%
DIRECT MORTGAGE, CORP. $516,240,000 $337,335,000 -34.7% 1.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $507,555,000 $334,090,000 -34.2% 1.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $651,510,000 $323,765,000 -50.3% 1.1%
WALKER & DUNLOP, LLC $79,360,000 $314,350,000 296.1% 1.1%
RANLIFE, INC. $399,505,000 $309,650,000 -22.5% 1.1%
VERITAS FUNDING, LLC $365,065,000 $301,310,000 -17.5% 1.0%
University First Federal Credit Union $424,130,000 $292,305,000 -31.1% 1.0%
JPMorgan Chase Bank $284,405,000 $283,020,000 -0.5% 1.0%
BROKER SOLUTIONS, INC. $289,985,000 $268,825,000 -7.3% 0.9%
CYPRUS Federal Credit Union $308,590,000 $248,650,000 -19.4% 0.9%
U.S. Bank $248,715,000 $243,090,000 -2.3% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $200,335,000 $224,000,000 11.8% 0.8%
BETTER MORTGAGE CORPORATION $103,925,000 $220,645,000 112.3% 0.8%
GUILD MORTGAGE COMPANY $289,745,000 $220,365,000 -23.9% 0.8%
Washington Federal Bank $76,570,000 $215,270,000 181.1% 0.7%
Network Funding, L.P. $227,910,000 $207,720,000 -8.9% 0.7%
GUARANTEED RATE, INC. $195,975,000 $184,125,000 -6.0% 0.6%
NBH Bank $184,125,000 $181,555,000 -1.4% 0.6%
STEARNS LENDING, LLC $164,720,000 $178,280,000 8.2% 0.6%
FINANCE OF AMERICA MORTGAGE LLC $144,605,000 $171,715,000 18.7% 0.6%
AMERISAVE MORTGAGE CORPORATION $129,615,000 $165,250,000 27.5% 0.6%
NEWREZ LLC $66,500,000 $156,620,000 135.5% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $170,390,000 $151,775,000 -10.9% 0.5%
AMWEST FUNDING CORP. $257,075,000 $148,585,000 -42.2% 0.5%
UMB Bank $5,870,000 $148,410,000 2,428.3% 0.5%
SECURITY HOME MORTGAGE, LLC. $226,630,000 $146,170,000 -35.5% 0.5%
Flagstar Bank, FSB $215,145,000 $137,910,000 -35.9% 0.5%
CELEBRITY HOME LOANS, LLC $305,000 $132,655,000 43,393.4% 0.5%
GOLDENWEST $106,365,000 $125,380,000 17.9% 0.4%
Gateway First Bank $127,650,000 $124,045,000 -2.8% 0.4%
CASTLE & COOKE MORTGAGE, LLC $132,140,000 $120,900,000 -8.5% 0.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $167,940,000 $118,650,000 -29.3% 0.4%
Citibank $73,100,000 $112,410,000 53.8% 0.4%
JONES LANG LASALLE MULTIFAMILY, LLC $13,255,000 $104,085,000 685.3% 0.4%
GRANITE FEDERAL CREDIT UNION $127,320,000 $96,240,000 -24.4% 0.3%
SECURITY SERVICE $75,465,000 $94,340,000 25.0% 0.3%
Glacier Bank $9,045,000 $91,040,000 906.5% 0.3%
Utah Mortgage Loan Corporation $146,895,000 $85,180,000 -42.0% 0.3%
Grandbridge Real Estate Capital LLC $85,115,000 n/a 0.3%
LAKEVIEW LOAN SERVICING, LLC $57,485,000 $82,675,000 43.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $74,885,000 $78,185,000 4.4% 0.3%
REVERSE MORTGAGE FUNDING LLC $39,415,000 $77,635,000 97.0% 0.3%
The Federal Savings Bank $93,540,000 $76,110,000 -18.6% 0.3%
Northpointe Bank $121,805,000 $76,015,000 -37.6% 0.3%
UTAH COMMUNITY $73,340,000 $75,815,000 3.4% 0.3%
LOANPAL, LLC $70,640,000 $75,100,000 6.3% 0.3%
Bank of Utah $109,510,000 $75,095,000 -31.4% 0.3%
Bank of America $72,660,000 $73,725,000 1.5% 0.3%
Deseret First Credit Union $66,175,000 $70,600,000 6.7% 0.2%
Chicago Mortgage Solutions LLC $5,270,000 $66,210,000 1,156.4% 0.2%
S1L, Inc. $56,635,000 $65,610,000 15.8% 0.2%
UTAH FIRST $28,085,000 $60,695,000 116.1% 0.2%
EAGLE HOME MORTGAGE, LLC $49,650,000 $60,535,000 21.9% 0.2%
M&T Realty Capital Corporation $10,575,000 $58,645,000 454.6% 0.2%
AMERICAN FINANCING CORPORATION $41,790,000 $58,600,000 40.2% 0.2%
DHI MORTGAGE COMPANY, LTD. $39,775,000 $57,060,000 43.5% 0.2%
Mortgage Research Center, LLC $62,620,000 $56,705,000 -9.4% 0.2%
PANORAMA MORTGAGE GROUP, LLC $68,100,000 $56,700,000 -16.7% 0.2%
LENDINGONE, LLC $56,005,000 n/a 0.2%
Wyndham Capital Mortgage, Inc. $34,580,000 $53,090,000 53.5% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $58,030,000 $52,975,000 -8.7% 0.2%
Morgan Stanley Private Bank $25,585,000 $52,970,000 107.0% 0.2%
PHH Mortgage Corporation $19,620,000 $51,615,000 163.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $30,370,000 $50,720,000 67.0% 0.2%
Strong Home Mortgage, LLC $42,960,000 $50,305,000 17.1% 0.2%
Plains Commerce Bank $7,900,000 $48,730,000 516.8% 0.2%
GREYSTONE SERVICING COMPANY LLC $2,690,000 $45,575,000 1,594.2% 0.2%
AMERICAN ADVISORS GROUP $16,950,000 $45,565,000 168.8% 0.2%
Ally Bank $16,795,000 $45,020,000 168.1% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $42,425,000 $44,215,000 4.2% 0.2%
FirstBank $64,665,000 $43,650,000 -32.5% 0.1%
EVERLEND MORTGAGE COMPANY $77,880,000 $43,315,000 -44.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $16,640,000 $42,440,000 155.0% 0.1%
NBKC BANK $68,885,000 $40,385,000 -41.4% 0.1%
VAN DYK MORTGAGE CORPORATION $39,575,000 $37,735,000 -4.6% 0.1%
INSPIRE HOME LOANS INC. $31,910,000 $37,120,000 16.3% 0.1%
North American Savings Bank, F.S.B. $38,370,000 $37,060,000 -3.4% 0.1%
EVERETT FINANCIAL, INC. $95,775,000 $36,270,000 -62.1% 0.1%
The Loan Store, Inc. $58,545,000 $36,080,000 -38.4% 0.1%
CORNERSTONE HOME LENDING, INC. $33,595,000 $35,350,000 5.2% 0.1%
Low VA Rates, LLC $42,650,000 $31,425,000 -26.3% 0.1%
Carrington Mortgage Services, LLC $28,710,000 $31,090,000 8.3% 0.1%
CHERRY CREEK MORTGAGE, LLC $35,815,000 $30,880,000 -13.8% 0.1%
BERKELEY POINT CAPITAL LLC $124,310,000 $30,765,000 -75.3% 0.1%
The Huntington National Bank $2,830,000 $30,305,000 970.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $39,890,000 $29,450,000 -26.2% 0.1%
Blue Ridge Bank $35,820,000 $28,965,000 -19.1% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $37,400,000 $27,395,000 -26.8% 0.1%
Charles Schwab Bank, SSB $6,980,000 $27,050,000 287.5% 0.1%
CALCON MUTUAL MORTGAGE LLC $122,950,000 $26,925,000 -78.1% 0.1%
MOVEMENT MORTGAGE, LLC $6,975,000 $25,975,000 272.4% 0.1%
PNC Bank $24,615,000 $25,895,000 5.2% 0.1%
Century Mortgage Company DBA Century Lending Company $25,865,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $6,765,000 $25,010,000 269.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $10,020,000 $24,655,000 146.1% 0.1%
TRANSWEST CREDIT UNION $30,240,000 $24,205,000 -20.0% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $44,365,000 $23,955,000 -46.0% 0.1%
NAVY FEDERAL CREDIT UNION $25,035,000 $23,910,000 -4.5% 0.1%
SOFI LENDING CORP. $20,555,000 $23,820,000 15.9% 0.1%
WEBER STATE FEDERAL CREDIT UNION $5,850,000 $22,985,000 292.9% 0.1%
First Home Bank $62,885,000 $22,770,000 -63.8% 0.1%
NEXERA HOLDING LLC $28,640,000 $22,595,000 -21.1% 0.1%
First Guaranty Mortgage Corporation $29,785,000 $22,570,000 -24.2% 0.1%
Utah Power $10,730,000 $22,000,000 105.0% 0.1%
LENDSURE MORTGAGE CORP. $1,840,000 $21,550,000 1,071.2% 0.1%
NEST HOME LENDING, LLC $25,155,000 $20,880,000 -17.0% 0.1%
KELLER MORTGAGE, LLC $41,005,000 $20,050,000 -51.1% 0.1%
Hercules First Federal Credit Union $19,410,000 $19,955,000 2.8% 0.1%
Cache Valley Bank $12,025,000 $19,480,000 62.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $13,820,000 $19,200,000 38.9% 0.1%
SWBC MORTGAGE CORPORATION $31,870,000 $18,875,000 -40.8% 0.1%
Fortis Private Bank $50,050,000 $18,845,000 -62.3% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $20,960,000 $18,565,000 -11.4% 0.1%
Citizens Bank $30,070,000 $18,425,000 -38.7% 0.1%
BLUE BRICK FINANCIAL LLC $6,090,000 $18,370,000 201.6% 0.1%
Bank of the West $15,245,000 $18,005,000 18.1% 0.1%
OCMBC, INC. $5,795,000 $17,995,000 210.5% 0.1%
Truist Bank $21,675,000 $17,840,000 -17.7% 0.1%
CMG MORTGAGE, INC. $14,540,000 $17,220,000 18.4% 0.1%
PARKSIDE LENDING, LLC $45,985,000 $17,060,000 -62.9% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $5,785,000 $17,000,000 193.9% 0.1%
SourceOne Financial, Inc. $8,465,000 $16,815,000 98.6% 0.1%
Citadel Servicing Corporation $5,250,000 $16,710,000 218.3% 0.1%
USAA Federal Savings Bank $35,840,000 $16,300,000 -54.5% 0.1%
Paramount Residential Mortgage Group, Inc. $11,095,000 $16,245,000 46.4% 0.1%
LEADERONE FINANCIAL CORPORATION $29,490,000 $15,955,000 -45.9% 0.1%
Bank of England $13,220,000 $15,375,000 16.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $7,575,000 $15,130,000 99.7% 0.1%
First Republic Bank $2,790,000 $14,610,000 423.7% 0.0%
SUN AMERICAN MORTGAGE COMPANY $14,920,000 $13,970,000 -6.4% 0.0%
Central Bank $13,860,000 $13,835,000 -0.2% 0.0%
Nations Lending Corporation $13,550,000 $13,585,000 0.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $1,545,000 $13,385,000 766.3% 0.0%
UNITED SECURITY FINANCIAL CORP $42,755,000 $13,275,000 -69.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $34,600,000 $12,895,000 -62.7% 0.0%
Watermark Capital, Inc. $10,625,000 $12,075,000 13.6% 0.0%
AMERICAN UNITED FAMILY OF CREDIT UN $8,840,000 $12,065,000 36.5% 0.0%
HomeStreet Bank $49,335,000 $12,015,000 -75.6% 0.0%
Jordan Federal Credit Union $25,985,000 $11,600,000 -55.4% 0.0%
TCF National Bank $20,105,000 $11,515,000 -42.7% 0.0%
UBS Bank USA $9,620,000 $11,400,000 18.5% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $26,930,000 $11,050,000 -59.0% 0.0%
CHARTWAY FEDERAL CREDIT UNION $4,125,000 $10,455,000 153.5% 0.0%
AXIA FINANCIAL, LLC $15,605,000 $10,415,000 -33.3% 0.0%
Barrington Bank & Trust Company, N.A. $22,945,000 $10,270,000 -55.2% 0.0%
Rock Canyon Bank $15,135,000 $10,235,000 -32.4% 0.0%
BNC National Bank $28,125,000 $10,020,000 -64.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $11,760,000 $9,800,000 -16.7% 0.0%
Commerce Home Mortgage, Inc. $2,905,000 $9,725,000 234.8% 0.0%
TBI MORTGAGE COMPANY $7,310,000 $9,655,000 32.1% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $16,840,000 $9,160,000 -45.6% 0.0%
TIAA, FSB $29,120,000 $9,090,000 -68.8% 0.0%
MORIA DEVELOPMENT, INC. $27,660,000 $8,845,000 -68.0% 0.0%
Baxter Credit Union $6,815,000 $8,755,000 28.5% 0.0%
Axos Bank $7,960,000 $8,400,000 5.5% 0.0%
Austin Capital Bank SSB $3,240,000 $8,380,000 158.6% 0.0%
First Federal Bank $7,440,000 $8,155,000 9.6% 0.0%
MUTUAL OF OMAHA MORTGAGE, INC. $38,970,000 $8,135,000 -79.1% 0.0%
Hometown Equity Mortgage, LLC $1,965,000 $7,940,000 304.1% 0.0%
Stifel Bank and Trust $5,755,000 $7,895,000 37.2% 0.0%
Arvest Bank $7,025,000 $7,850,000 11.7% 0.0%
Magnolia Bank $10,370,000 $7,795,000 -24.8% 0.0%
ALLIANT CREDIT UNION $7,235,000 $7,745,000 7.0% 0.0%
Fifth Third Bank $2,220,000 $7,730,000 248.2% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $25,175,000 $7,625,000 -69.7% 0.0%
OAKTREE FUNDING CORP. $10,035,000 $7,620,000 -24.1% 0.0%
IMPAC MORTGAGE CORP. $2,140,000 $7,600,000 255.1% 0.0%
BELEM SERVICING LLC $10,815,000 $7,195,000 -33.5% 0.0%
MID AMERICA MORTGAGE, INC. $4,675,000 $7,130,000 52.5% 0.0%
PLAZA HOME MORTGAGE, INC. $9,310,000 $7,030,000 -24.5% 0.0%
Triumph Bank $10,465,000 $6,765,000 -35.4% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $6,740,000 n/a 0.0%
Discover Bank $4,295,000 $6,350,000 47.8% 0.0%
Amerifirst Financial, Inc. $5,395,000 $6,320,000 17.1% 0.0%
Alaska USA Federal Credit Union $4,250,000 $6,305,000 48.4% 0.0%
BAY EQUITY LLC $8,875,000 $6,235,000 -29.7% 0.0%
Banner Bank $29,120,000 $6,095,000 -79.1% 0.0%
Silicon Valley Bank $11,560,000 $6,085,000 -47.4% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $5,400,000 $5,950,000 10.2% 0.0%
BNY Mellon $940,000 $5,910,000 528.7% 0.0%
Manufacturers and Traders Trust Company $2,440,000 $5,380,000 120.5% 0.0%
HighTechLending Inc $3,315,000 $5,240,000 58.1% 0.0%
First National Bank of America $3,540,000 $5,155,000 45.6% 0.0%
CIT Bank $5,050,000 $5,110,000 1.2% 0.0%
Raymond James Bank $3,585,000 $5,055,000 41.0% 0.0%
Florida Capital Bank $4,915,000 $4,940,000 0.5% 0.0%
DATA MORTGAGE, INC. $6,260,000 $4,860,000 -22.4% 0.0%
SRE MORTGAGE ALLIANCE INC. $13,210,000 $4,855,000 -63.2% 0.0%
JMAC LENDING, INC. $4,775,000 $4,800,000 0.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $245,000 $4,665,000 1,804.1% 0.0%
First Savings Bank $8,620,000 $4,470,000 -48.1% 0.0%
Farmers Bank & Trust $1,520,000 $4,440,000 192.1% 0.0%
21ST MORTGAGE CORPORATION $2,430,000 $4,255,000 75.1% 0.0%
PINNACLE LENDING GROUP, INC. $4,185,000 n/a 0.0%
The Central Trust Bank $4,065,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $4,760,000 $3,955,000 -16.9% 0.0%
KS StateBank $7,300,000 $3,875,000 -46.9% 0.0%
City National Bank $2,815,000 $3,710,000 31.8% 0.0%
SIRVA MORTGAGE, INC. $2,555,000 $3,650,000 42.9% 0.0%
EMBRACE HOME LOANS, INC. $8,665,000 $3,610,000 -58.3% 0.0%
MORTGAGEONE, INC. $2,085,000 $3,555,000 70.5% 0.0%
QUORUM FEDERAL CREDIT UNION $4,840,000 $3,520,000 -27.3% 0.0%
PREMIA MORTGAGE, LLC $2,325,000 $3,510,000 51.0% 0.0%
CHEVRON $4,285,000 $3,485,000 -18.7% 0.0%
GEORGIA'S OWN $3,485,000 n/a 0.0%
BENCH EQUITY L.L.C. $3,075,000 $3,465,000 12.7% 0.0%
A&D Mortgage LLC $4,415,000 $3,390,000 -23.2% 0.0%
First Internet Bank of Indiana $5,390,000 $3,375,000 -37.4% 0.0%
Goldman Sachs Bank USA $6,850,000 $3,365,000 -50.9% 0.0%
Quontic Bank $3,360,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $2,215,000 $3,290,000 48.5% 0.0%
OPEN MORTGAGE, LLC $910,000 $3,275,000 259.9% 0.0%
HOMESTEAD FUNDING CORP. $2,770,000 $3,265,000 17.9% 0.0%
The Northern Trust Company $2,015,000 $3,245,000 61.0% 0.0%
Waterstone Mortgage Corporation $1,375,000 $3,205,000 133.1% 0.0%
Devon Bank $2,190,000 $3,150,000 43.8% 0.0%
Paramount Bank $1,260,000 $3,095,000 145.6% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $2,995,000 n/a 0.0%
GENEVA FINANCIAL, LLC $2,245,000 $2,945,000 31.2% 0.0%
Meridian Bank Corporation $2,775,000 $2,835,000 2.2% 0.0%
HomeTrust Bank $2,760,000 n/a 0.0%
Texana Bank $4,475,000 $2,755,000 -38.4% 0.0%
Capital Bank $4,305,000 $2,700,000 -37.3% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $2,210,000 $2,695,000 21.9% 0.0%
J. VIRGIL, INC. $2,970,000 $2,650,000 -10.8% 0.0%
LENDUS, LLC $2,645,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $715,000 $2,590,000 262.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $4,650,000 $2,545,000 -45.3% 0.0%
ZILLOW HOME LOANS, LLC $1,880,000 $2,505,000 33.2% 0.0%
Goldwater Bank, N.A. $3,525,000 $2,485,000 -29.5% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,245,000 $2,425,000 8.0% 0.0%
Umpqua Bank $2,335,000 n/a 0.0%
Mortgage Bank of California $2,290,000 n/a 0.0%
Alerus Financial $2,235,000 n/a 0.0%
ARC HOME LLC $9,435,000 $2,200,000 -76.7% 0.0%
Willamette Valley Bank $1,150,000 $2,195,000 90.9% 0.0%
BM Real Estate Services, Inc. $1,275,000 $2,190,000 71.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $950,000 $2,180,000 129.5% 0.0%
BECKAM FUNDING CORP. $5,155,000 $2,160,000 -58.1% 0.0%
BMO Harris Bank $1,005,000 $2,115,000 110.4% 0.0%
Regions Bank $500,000 $2,090,000 318.0% 0.0%
WESTERN EXPRESS LENDING $2,045,000 n/a 0.0%
Evolve Bank & Trust $6,045,000 $2,040,000 -66.3% 0.0%
FIRST TECHNOLOGY $850,000 $2,030,000 138.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,785,000 $2,000,000 -47.2% 0.0%
BOKF $11,335,000 $1,995,000 -82.4% 0.0%
Equity Prime Mortgage LLC $550,000 $1,955,000 255.5% 0.0%
LOANLEADERS OF AMERICA, INC. $2,865,000 $1,930,000 -32.6% 0.0%
American Airlines Federal Credit Union $1,300,000 $1,905,000 46.5% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,910,000 $1,810,000 -5.2% 0.0%
Toyota Financial Savings Bank $4,080,000 $1,765,000 -56.7% 0.0%
Mid-Continent Funding, Inc. $1,395,000 $1,625,000 16.5% 0.0%
NP, Inc. $1,610,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $13,535,000 $1,555,000 -88.5% 0.0%
Midwest BankCentre $640,000 $1,540,000 140.6% 0.0%
Cf Bank $7,665,000 $1,510,000 -80.3% 0.0%
CBRE MULTIFAMILY CAPITAL, INC. $140,990,000 $1,485,000 -98.9% 0.0%
Amalgamated Bank $740,000 $1,470,000 98.6% 0.0%
DEEPHAVEN MORTGAGE LLC $455,000 $1,470,000 223.1% 0.0%
5TH STREET CAPITAL, INC. $445,000 $1,460,000 228.1% 0.0%
V.I.P. MORTGAGE, INC. $830,000 $1,455,000 75.3% 0.0%
JMJ FINANCIAL GROUP $2,300,000 $1,410,000 -38.7% 0.0%
Sunflower Bank $1,625,000 $1,380,000 -15.1% 0.0%
ATHAS CAPITAL GROUP, INC. $1,820,000 $1,360,000 -25.3% 0.0%
SPRING EQ, LLC $1,325,000 n/a 0.0%
D. L. Evans Bank $2,260,000 $1,320,000 -41.6% 0.0%
UNIVERSITY LENDING GROUP, LLC $1,260,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $1,255,000 n/a 0.0%
SUMMIT FUNDING, INC. $975,000 $1,250,000 28.2% 0.0%
FUNDLOANS CAPITAL $1,240,000 n/a 0.0%
PLANET HOME LENDING, LLC $890,000 $1,220,000 37.1% 0.0%
AmeriHome Mortgage Company, LLC $850,000 $1,210,000 42.4% 0.0%
Bremer Bank $1,205,000 n/a 0.0%
READYCAP COMMERCIAL, LLC $1,205,000 n/a 0.0%
Ixonia Bank $1,200,000 n/a 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $1,455,000 $1,195,000 -17.9% 0.0%
ALL WESTERN MORTGAGE, INC. $275,000 $1,180,000 329.1% 0.0%
The Bank of Commerce $1,165,000 n/a 0.0%
Great Southern Bank $1,200,000 $1,105,000 -7.9% 0.0%
The Union Bank Company $1,030,000 $1,100,000 6.8% 0.0%
Grand Valley Bank $355,000 $1,085,000 205.6% 0.0%
Old National Bank $1,050,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,915,000 $970,000 -49.3% 0.0%
NFM, INC. $305,000 $970,000 218.0% 0.0%
ADVANTAGE PLUS $1,250,000 $965,000 -22.8% 0.0%
MICHIGAN MUTUAL, INC. $1,485,000 $955,000 -35.7% 0.0%
Luxury Mortgage Corp. $2,360,000 $910,000 -61.4% 0.0%
Wasatch Peaks Federal Credit Union $1,930,000 $895,000 -53.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $340,000 $880,000 158.8% 0.0%
InterContinental Capital Group, Inc $400,000 $860,000 115.0% 0.0%
First Federal Bank of Kansas City $2,030,000 $845,000 -58.4% 0.0%
DIGITAL Federal Credit Union $290,000 $815,000 181.0% 0.0%
First Western Trust Bank $285,000 $805,000 182.5% 0.0%
Ameris Bank $285,000 $800,000 180.7% 0.0%
Prosperity Home Mortgage, LLC $1,775,000 $780,000 -56.1% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $770,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $790,000 $765,000 -3.2% 0.0%
Flanagan State Bank $755,000 n/a 0.0%
Presidential Bank, FSB $285,000 $745,000 161.4% 0.0%
NATIONS DIRECT MORTGAGE, LLC $2,055,000 $720,000 -65.0% 0.0%
TEXAS TECH $720,000 n/a 0.0%
ON Q FINANCIAL, INC. $2,725,000 $710,000 -73.9% 0.0%
Elements Financial Federal Credit Union $705,000 n/a 0.0%
IDAHO CENTRAL $1,205,000 $695,000 -42.3% 0.0%
Bank-Fund Staff Federal Credit Union $485,000 $685,000 41.2% 0.0%
CRESCENT MORTGAGE COMPANY $980,000 $675,000 -31.1% 0.0%
CIBC Bank USA $765,000 $665,000 -13.1% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $665,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $660,000 n/a 0.0%
Renasant Bank $1,320,000 $660,000 -50.0% 0.0%
Peoples Bank $570,000 $650,000 14.0% 0.0%
City Bank $640,000 n/a 0.0%
Hometown Lenders, Inc. $1,500,000 $625,000 -58.3% 0.0%
Midwest Community Bank $605,000 n/a 0.0%
The Fountain Trust Company $605,000 n/a 0.0%
HAMILTON HOME LOANS, INC. $1,055,000 $600,000 -43.1% 0.0%
United Community Bank $600,000 n/a 0.0%
UNIVERSAL LENDING CORPORATION $565,000 n/a 0.0%
BLUELEAF LENDING, LLC $735,000 $545,000 -25.9% 0.0%
First Horizon Bank $55,000 $545,000 890.9% 0.0%
First National Bank of Omaha $540,000 n/a 0.0%
RBC Bank, (Georgia) $860,000 $540,000 -37.2% 0.0%
KINECTA $1,000,000 $525,000 -47.5% 0.0%
Summit Mortgage Corporation $525,000 n/a 0.0%
CORTRUST MORTGAGE, INC. $445,000 $505,000 13.5% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $1,170,000 $500,000 -57.3% 0.0%
National Exchange Bank and Trust $495,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $285,000 $495,000 73.7% 0.0%
BEEHIVE $885,000 $490,000 -44.6% 0.0%
Alpine Credit Union $730,000 $470,000 -35.6% 0.0%
GSF Mortgage Corporation $465,000 n/a 0.0%
AmRes Corporation $365,000 $445,000 21.9% 0.0%
First United Bank $445,000 n/a 0.0%
Lake Area Bank $445,000 n/a 0.0%
Victorian Finance, LLC $445,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $135,000 $430,000 218.5% 0.0%
Bethpage Federal Credit Union $95,000 $420,000 342.1% 0.0%
Eagle Bank and Trust Company $570,000 $415,000 -27.2% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $410,000 n/a 0.0%
Chain Bridge Bank $405,000 n/a 0.0%
Operating Engineers Local Union #3 $795,000 $390,000 -50.9% 0.0%
Colonial Savings, F.A. $1,640,000 $385,000 -76.5% 0.0%
GMFS LLC $5,215,000 $375,000 -92.8% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $375,000 n/a 0.0%
Neighborhood Loans, Inc. $375,000 n/a 0.0%
DIGNIFIED HOME LOANS, LLC $1,190,000 $370,000 -68.9% 0.0%
DIRECTORS MORTGAGE, INC. $22,135,000 $365,000 -98.4% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $560,000 $355,000 -36.6% 0.0%
SouthStar Bank, S.S.B. $355,000 n/a 0.0%
Great Plains National Bank $185,000 $335,000 81.1% 0.0%
Northwest Federal Credit Union $335,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $325,000 n/a 0.0%
State Bank of Southern Utah $1,180,000 $325,000 -72.5% 0.0%
Alliance Bank Central Texas $305,000 n/a 0.0%
Firefighters First Federal Credit Union $305,000 n/a 0.0%
Nicolet National Bank $305,000 n/a 0.0%
Bank of Whittier $640,000 $295,000 -53.9% 0.0%
Western State Bank $295,000 n/a 0.0%
RMS & Associates $285,000 n/a 0.0%
MidFirst Bank $65,000 $275,000 323.1% 0.0%
NexBank $245,000 $275,000 12.2% 0.0%
State Department Federal Credit Union $800,000 $275,000 -65.6% 0.0%
DIRECT LENDERS, LLC $435,000 $265,000 -39.1% 0.0%
TRIAD FINANCIAL SERVICES, INC. $525,000 $265,000 -49.5% 0.0%
NATIONS RELIABLE LENDING, LLC $245,000 n/a 0.0%
The First National Bank of Ottawa $245,000 n/a 0.0%
Chickasaw Community Bank $295,000 $225,000 -23.7% 0.0%
Community First National Bank $690,000 $225,000 -67.4% 0.0%
EAST IDAHO Credit Union $225,000 n/a 0.0%
HIWAY $225,000 n/a 0.0%
First-Citizens Bank & Trust Company $205,000 n/a 0.0%
Republic Bank & Trust Company $2,110,000 $205,000 -90.3% 0.0%
THRIVE MORTGAGE, LLC $205,000 n/a 0.0%
United States Senate Federal Credit Union $1,380,000 $200,000 -85.5% 0.0%
Deere Employees Credit Union $990,000 $195,000 -80.3% 0.0%
MANN FINANCIAL INC. $1,610,000 $195,000 -87.9% 0.0%
Pinnacle Bank $480,000 $195,000 -59.4% 0.0%
STAR ONE CREDIT UNION $185,000 $195,000 5.4% 0.0%
Veritex Community Bank $195,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $185,000 n/a 0.0%
Armed Forces Bank $355,000 $175,000 -50.7% 0.0%
First Midwest Bank $175,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $175,000 n/a 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,065,000 $165,000 -84.5% 0.0%
Providence Bank $165,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $2,255,000 $155,000 -93.1% 0.0%
Northwest Farm Credit Services, FLCA $2,130,000 $145,000 -93.2% 0.0%
Washington Trust Bank $780,000 $115,000 -85.3% 0.0%
US MORTGAGE CORPORATION $65,000 n/a 0.0%
DUPACO COMMUNITY $55,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $55,000 n/a 0.0%
HORIZON UTAH Federal Credit Union $25,000 n/a 0.0%

SALT LAKE CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.3% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $1,796,705,000 in loans. In third place, with 5.6%, is INTERCAP LENDING INC., having originated $1,622,895,000 in loans. In third place, with 3.8%, is MOUNTAIN AMERICA, having originated $1,118,010,000 in loans. In third place, with 3.7%, is HOME POINT FINANCIAL CORPORATION, having originated $1,067,380,000 in loans.


SALT LAKE CITY, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 32,260 $9,906,240,000 $307,075
Cash Out Refi 24,682 $8,103,220,000 $328,305
Home Purchase 23,191 $9,977,975,000 $430,252
Home Improvement 6,176 $695,430,000 $112,602
Other 3,762 $556,830,000 $148,014
NA 2 $1,520,000 $760,000

Salt Lake City's most frequently cited loan purpose was Refi, with 32,260 originations. The 2nd most popular reason was Cash Out Refi, with 24,682 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 36,596 $12,960,420,000 $354,149
3-4% 29,299 $10,147,895,000 $346,356
<2.5% 16,665 $5,033,185,000 $302,021
4-5% 4,604 $677,680,000 $147,194
5-6% 1,728 $175,220,000 $101,400
Over 8% 469 $44,245,000 $94,339
6-7% 454 $55,890,000 $123,106
7-8% 187 $19,995,000 $106,925

During 2021, Salt Lake City's most frequently originated rate bucket was 2.5-3%, with 36,596 originations.

Loan Sizing (SALT LAKE CITY, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 44,548 $13,200,490,000 $296,321
$400k-600k 17,659 $8,410,745,000 $476,287
$100k-200k 14,228 $2,175,840,000 $152,927
$100,000 or less 9,406 $486,710,000 $51,745
$600k-1000k 3,413 $2,392,875,000 $701,106
$Over $1MM 819 $2,574,555,000 $3,143,535

SALT LAKE CITY's loan sizing saw the bucket of loans from $200k-400k with 44,548 originations, totaling $13,200,490,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 30,273 $11,802,195,000 $389,859
80-100% 19,295 $7,817,215,000 $405,142
40-60% 18,974 $6,304,360,000 $332,263
20-40% 9,972 $1,859,580,000 $186,480
Under 20% 9,465 $645,615,000 $68,211
Over 100% 296 $208,020,000 $702,770

SALT LAKE CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 30,273 originations, totaling $11,802,195,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $392,475 (7.8%) $561,298 (2.3%) 1.45 2,029
2018-02-01 $399,000 (6.4%) $584,031 (3.4%) 1.44 1,834
2018-03-01 $410,000 (3.3%) $600,750 (2.6%) 1.42 1,784
2018-04-01 $429,400 (7.4%) $606,814 (2.4%) 1.44 1,960
2018-05-01 $430,000 (7.7%) $608,646 (5.4%) 1.43 2,149
2018-06-01 $429,500 (7.5%) $607,550 (6.7%) 1.43 2,407
2018-07-01 $425,450 (6.7%) $604,747 (9.0%) 1.42 2,552
2018-08-01 $409,950 (5.1%) $581,549 (8.3%) 1.37 2,898
2018-09-01 $409,900 (6.5%) $574,365 (10.3%) 1.37 3,045
2018-10-01 $399,925 (5.1%) $563,295 (9.5%) 1.34 3,251
2018-11-01 $399,900 (6.4%) $561,276 (10.3%) 1.34 3,133
2018-12-01 $399,990 (5.3%) $564,075 (8.7%) 1.37 2,770
2019-01-01 $400,000 (1.9%) $563,799 (0.5%) 1.38 2,474
2019-02-01 $414,950 (4.0%) $578,464 (-1.0%) 1.39 2,267
2019-03-01 $433,900 (5.8%) $596,098 (-0.8%) 1.41 2,202
2019-04-01 $449,900 (4.8%) $602,579 (-0.7%) 1.42 2,233
2019-05-01 $459,500 (6.9%) $605,125 (-0.6%) 1.42 2,513
2019-06-01 $450,000 (4.8%) $599,669 (-1.3%) 1.39 2,672
2019-07-01 $444,950 (4.6%) $591,631 (-2.2%) 1.38 2,724
2019-08-01 $428,514 (4.5%) $567,378 (-2.4%) 1.35 3,274
2019-09-01 $416,014 (1.5%) $553,643 (-3.6%) 1.32 3,362
2019-10-01 $429,900 (7.5%) $583,496 (3.6%) 1.37 2,653
2019-11-01 $439,000 (9.8%) $610,415 (8.8%) 1.42 2,315
2019-12-01 $449,995 (12.5%) $637,788 (13.1%) 1.50 1,833
2020-01-01 $457,000 (14.3%) $666,648 (18.2%) 1.52 1,513
2020-02-01 $489,900 (18.1%) $713,353 (23.3%) 1.58 1,280
2020-03-01 $487,450 (12.3%) $704,333 (18.2%) 1.52 1,439
2020-04-01 $450,000 (0.0%) $629,926 (4.5%) 1.40 2,034
2020-05-01 $469,900 (2.3%) $634,521 (4.9%) 1.42 1,984
2020-06-01 $489,950 (8.9%) $676,513 (12.8%) 1.43 1,733
2020-07-01 $499,995 (12.4%) $704,489 (19.1%) 1.43 1,546
2020-08-01 $490,000 (14.4%) $715,685 (26.1%) 1.40 1,508
2020-09-01 $480,950 (15.6%) $721,897 (30.4%) 1.37 1,407
2020-10-01 $490,000 (14.0%) $745,753 (27.8%) 1.40 1,306
2020-11-01 $514,950 (17.3%) $820,602 (34.4%) 1.47 1,061
2020-12-01 $555,945 (23.5%) $896,630 (40.6%) 1.63 823
2021-01-01 $599,000 (31.1%) $975,097 (46.3%) 1.76 595
2021-02-01 $597,000 (21.9%) $951,227 (33.4%) 1.72 504
2021-03-01 $539,950 (10.8%) $894,558 (27.0%) 1.51 606
2021-04-01 $552,500 (22.8%) $892,005 (41.6%) 1.48 641
2021-05-01 $579,000 (23.2%) $825,245 (30.1%) 1.52 697
2021-06-01 $567,950 (15.9%) $808,296 (19.5%) 1.48 864
2021-07-01 $563,000 (12.6%) $799,485 (13.5%) 1.46 1,061
2021-08-01 $572,000 (16.7%) $779,713 (9.0%) 1.50 1,218
2021-09-01 $547,500 (13.8%) $762,410 (5.6%) 1.44 1,322
2021-10-01 $540,000 (10.2%) $755,781 (1.3%) 1.42 1,268
2021-11-01 $554,900 (7.8%) $771,016 (-6.0%) 1.46 985
2021-12-01 $557,900 (0.4%) $764,993 (-14.7%) 1.49 600
2022-01-01 $550,000 (-8.2%) $755,222 (-22.6%) 1.47 444
2022-02-01 $550,000 (-7.9%) $780,149 (-18.0%) 1.40 432
2022-03-01 $582,000 (7.8%) $790,485 (-11.6%) 1.44 526
2022-04-01 $625,000 (13.1%) $794,152 (-11.0%) 1.47 706
SALT LAKE CITY's median listing price for 2022-04-01 was $625,000, a difference of $72,500 (13.1%) versus the prior year and $43,000 versus the prior month.

SALT LAKE CITY's median listing price comes in at 147% of the national average.

SALT LAKE CITY's average listing price for 2022-04-01 was $794,152, a difference of $-97,853 (-11.0%) versus the prior year and $3,667 versus the prior month.

For the 2022-04-01 period, SALT LAKE CITY had 706 MLS listings, a difference of 180 listings (34%) versus the prior month and 65 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 55 days 2,849 sqft
2018-02-01 45 days 2,888 sqft
2018-03-01 36 days 3,030 sqft
2018-04-01 30 days 3,062 sqft
2018-05-01 29 days 3,063 sqft
2018-06-01 30 days 3,024 sqft
2018-07-01 32 days 2,955 sqft
2018-08-01 31 days 2,788 sqft
2018-09-01 36 days 2,746 sqft
2018-10-01 37 days 2,671 sqft
2018-11-01 44 days 2,664 sqft
2018-12-01 54 days 2,725 sqft
2019-01-01 60 days 2,721 sqft
2019-02-01 54 days 2,801 sqft
2019-03-01 44 days 2,897 sqft
2019-04-01 36 days 2,988 sqft
2019-05-01 32 days 2,981 sqft
2019-06-01 36 days 2,924 sqft
2019-07-01 38 days 2,866 sqft
2019-08-01 42 days 2,747 sqft
2019-09-01 49 days 2,629 sqft
2019-10-01 39 days 2,668 sqft
2019-11-01 45 days 2,700 sqft
2019-12-01 60 days 2,785 sqft
2020-01-01 66 days 2,858 sqft
2020-02-01 55 days 3,010 sqft
2020-03-01 29 days 2,897 sqft
2020-04-01 27 days 2,720 sqft
2020-05-01 36 days 2,654 sqft
2020-06-01 38 days 2,654 sqft
2020-07-01 37 days 2,644 sqft
2020-08-01 30 days 2,564 sqft
2020-09-01 32 days 2,429 sqft
2020-10-01 30 days 2,422 sqft
2020-11-01 35 days 2,464 sqft
2020-12-01 43 days 2,603 sqft
2021-01-01 43 days 2,615 sqft
2021-02-01 21 days 2,564 sqft
2021-03-01 11 days 2,385 sqft
2021-04-01 10 days 2,374 sqft
2021-05-01 8 days 2,413 sqft
2021-06-01 11 days 2,450 sqft
2021-07-01 16 days 2,460 sqft
2021-08-01 20 days 2,459 sqft
2021-09-01 22 days 2,402 sqft
2021-10-01 24 days 2,402 sqft
2021-11-01 28 days 2,405 sqft
2021-12-01 38 days 2,423 sqft
2022-01-01 40 days 2,400 sqft
2022-02-01 27 days 2,319 sqft
2022-03-01 25 days 2,349 sqft
2022-04-01 21 days 2,422 sqft
SALT LAKE CITY's median listing age (time on market) for 2022-04-01 was 21 days. This is 110% longer than the same period one year ago.

SALT LAKE CITY's median square footage for active listings during the 2022-04-01 period was 2,422 sqft. One year prior, the average listing was 2,374 sqft.