SALT LAKE CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Salt Lake City averaged
6.74%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
6.63% and
one month ago for the week of 2023-11-02, the
average rate was 7.57%.
Salt Lake City's average rate one year ago was 6%.
For refis of the same type during the week of 2023-12-07, the average rate
was 6.01%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| Salt Lake City 30 Year Fixed Rate | 2023-12-07 | 6.74% |
| Salt Lake City 30 Year Fixed Rate Refi | 2023-12-07 | 6.01% |
| Salt Lake City 15 Year Fixed Rate | 2023-12-07 | 6.35% |
| Salt Lake City 15 Year Fixed Rate Refi | 2023-12-07 | 5.32% |
| Salt Lake City 30 Year FHA | 2023-12-07 | 6.2% |
| Salt Lake City 30 Year FHA Refi | 2023-12-07 | 5% |
| Salt Lake City 30 Year USDA | 2023-12-07 | 7.02% |
| Salt Lake City 30 Year USDA Refi | 2023-12-07 | 6.62% |
| Salt Lake City 30 Year VA | 2023-12-07 | 5.89% |
| Salt Lake City 30 Year VA Refi | 2023-12-07 | 3.97% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALT LAKE CITY, UT.
SALT LAKE CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SALT LAKE CITY, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SALT LAKE CITY Average Closing Costs & Other Stats
SALT LAKE CITY, UT's 289 lenders originated 45,708
loans during 2022. The total origination value was $15,321,490,000, with an average loan value of
$335,204.
SALT LAKE CITY's average closing costs are $5,631.
The top SALT LAKE CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
2,817 loans originated. Their average total fees are
$6,330, which is $165
higher than the next largest lender,
INTERCAP LENDING INC..
The lowest fee SALT LAKE CITY lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($716), CHERRY CREEK MORTGAGE, LLC ($835), EVERETT FINANCIAL, INC. ($2,488), FirstBank ($2,623) and DHI MORTGAGE COMPANY, LTD. ($3,258).
The lowest rate SALT LAKE CITY lenders (with over 10 loans originated) are
Silicon Valley Bank (2.92%), STEARNS LENDING, LLC (3.39%), SOFI LENDING CORP. (3.52%), Citibank (3.53%) and Chicago Mortgage Solutions LLC (3.53%).
SALT LAKE CITY, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $3,902,280,000 | $1,659,635,000 | -57.5% | 10.8% |
| MOUNTAIN AMERICA | $1,118,010,000 | $1,004,875,000 | -10.1% | 6.6% |
| INTERCAP LENDING INC. | $1,622,895,000 | $798,045,000 | -50.8% | 5.2% |
| AMERICA FIRST | $800,165,000 | $729,390,000 | -8.8% | 4.8% |
| QUICKEN LOANS, LLC | $1,796,705,000 | $627,180,000 | -65.1% | 4.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $981,045,000 | $482,575,000 | -50.8% | 3.1% |
| Zions Bancorporation, N.A. | $485,990,000 | $419,040,000 | -13.8% | 2.7% |
| Wells Fargo Bank | $525,535,000 | $337,320,000 | -35.8% | 2.2% |
| KeyBank | $438,445,000 | $322,580,000 | -26.4% | 2.1% |
| ACADEMY MORTGAGE CORPORATION | $675,800,000 | $316,975,000 | -53.1% | 2.1% |
| HOME POINT FINANCIAL CORPORATION | $1,067,380,000 | $294,735,000 | -72.4% | 1.9% |
| FIRST COLONY MORTGAGE CORPORATION | $567,725,000 | $280,200,000 | -50.6% | 1.8% |
| CITYWIDE HOME LOANS, LLC | $489,050,000 | $240,975,000 | -50.7% | 1.6% |
| CYPRUS Federal Credit Union | $248,650,000 | $210,330,000 | -15.4% | 1.4% |
| CALIBER HOME LOANS, INC. | $477,495,000 | $192,960,000 | -59.6% | 1.3% |
| MY MOVE MORTGAGE, LLC | $390,300,000 | $174,710,000 | -55.2% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $334,090,000 | $169,830,000 | -49.2% | 1.1% |
| University First Federal Credit Union | $292,305,000 | $169,725,000 | -41.9% | 1.1% |
| LOANDEPOT.COM, LLC | $479,460,000 | $165,715,000 | -65.4% | 1.1% |
| U.S. Bank | $243,090,000 | $163,100,000 | -32.9% | 1.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $378,115,000 | $148,755,000 | -60.7% | 1.0% |
| DIRECT MORTGAGE, CORP. | $337,335,000 | $146,865,000 | -56.5% | 1.0% |
| RANLIFE, INC. | $309,650,000 | $135,455,000 | -56.3% | 0.9% |
| SECURITY SERVICE | $94,340,000 | $133,485,000 | 41.5% | 0.9% |
| VERITAS FUNDING, LLC | $301,310,000 | $132,585,000 | -56.0% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $346,680,000 | $130,110,000 | -62.5% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $345,235,000 | $129,525,000 | -62.5% | 0.8% |
| CBRE MULTIFAMILY CAPITAL, INC. | $1,485,000 | $118,960,000 | 7,910.8% | 0.8% |
| Washington Federal Bank | $215,270,000 | $115,580,000 | -46.3% | 0.8% |
| BROKER SOLUTIONS, INC. | $268,825,000 | $114,575,000 | -57.4% | 0.7% |
| JPMorgan Chase Bank | $283,020,000 | $111,610,000 | -60.6% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $165,250,000 | $106,145,000 | -35.8% | 0.7% |
| Prudential Huntoon Paige Associates, LLC | $96,770,000 | n/a | 0.6% | |
| Network Funding, L.P. | $207,720,000 | $95,500,000 | -54.0% | 0.6% |
| SECURITY HOME MORTGAGE, LLC. | $146,170,000 | $95,375,000 | -34.8% | 0.6% |
| NBH Bank | $181,555,000 | $95,070,000 | -47.6% | 0.6% |
| GOLDENWEST | $125,380,000 | $94,595,000 | -24.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $224,000,000 | $92,980,000 | -58.5% | 0.6% |
| GUILD MORTGAGE COMPANY | $220,365,000 | $90,180,000 | -59.1% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $387,960,000 | $85,635,000 | -77.9% | 0.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $323,765,000 | $85,540,000 | -73.6% | 0.6% |
| GRANITE FEDERAL CREDIT UNION | $96,240,000 | $82,980,000 | -13.8% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $57,060,000 | $82,675,000 | 44.9% | 0.5% |
| CANOPY MORTGAGE, LLC | $411,945,000 | $81,755,000 | -80.2% | 0.5% |
| PNC Bank | $25,895,000 | $79,390,000 | 206.6% | 0.5% |
| Deseret First Credit Union | $70,600,000 | $78,575,000 | 11.3% | 0.5% |
| UTAH FIRST | $60,695,000 | $73,360,000 | 20.9% | 0.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $151,775,000 | $72,775,000 | -52.1% | 0.5% |
| Bank of America | $73,725,000 | $72,720,000 | -1.4% | 0.5% |
| BELLCO | $72,010,000 | n/a | 0.5% | |
| Flagstar Bank, FSB | $137,910,000 | $71,675,000 | -48.0% | 0.5% |
| GREYSTONE FUNDING COMPANY LLC | $70,670,000 | n/a | 0.5% | |
| WALKER & DUNLOP, LLC | $314,350,000 | $70,360,000 | -77.6% | 0.5% |
| REVERSE MORTGAGE FUNDING LLC | $77,635,000 | $69,920,000 | -9.9% | 0.5% |
| East West Bank | $62,320,000 | n/a | 0.4% | |
| GUARANTEED RATE, INC. | $184,125,000 | $62,060,000 | -66.3% | 0.4% |
| Glacier Bank | $91,040,000 | $59,865,000 | -34.2% | 0.4% |
| Citibank | $112,410,000 | $55,580,000 | -50.6% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $30,765,000 | $55,005,000 | 78.8% | 0.4% |
| PHH Mortgage Corporation | $51,615,000 | $54,855,000 | 6.3% | 0.4% |
| AMWEST FUNDING CORP. | $148,585,000 | $54,750,000 | -63.2% | 0.4% |
| CASTLE & COOKE MORTGAGE, LLC | $120,900,000 | $54,535,000 | -54.9% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $171,715,000 | $54,525,000 | -68.2% | 0.4% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $53,645,000 | n/a | 0.4% | |
| First Republic Bank | $14,610,000 | $51,665,000 | 253.6% | 0.3% |
| UTAH COMMUNITY | $75,815,000 | $50,340,000 | -33.6% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $44,215,000 | $49,645,000 | 12.3% | 0.3% |
| Simmons Bank | $46,995,000 | n/a | 0.3% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $118,650,000 | $42,570,000 | -64.1% | 0.3% |
| PGIM Real Estate Finance, LLC | $42,335,000 | n/a | 0.3% | |
| EVERETT FINANCIAL, INC. | $36,270,000 | $42,020,000 | 15.9% | 0.3% |
| Gateway First Bank | $124,045,000 | $41,930,000 | -66.2% | 0.3% |
| Morgan Stanley Private Bank | $52,970,000 | $41,760,000 | -21.2% | 0.3% |
| Bank of the West | $18,005,000 | $40,735,000 | 126.2% | 0.3% |
| FINANCE OF AMERICA REVERSE LLC | $42,440,000 | $39,520,000 | -6.9% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $24,655,000 | $38,575,000 | 56.5% | 0.3% |
| INSPIRE HOME LOANS INC. | $37,120,000 | $36,665,000 | -1.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $220,645,000 | $35,675,000 | -83.8% | 0.2% |
| Metropolitan Life Insurance Co | $35,205,000 | n/a | 0.2% | |
| Century Mortgage Company DBA Century Lending Company | $25,865,000 | $35,070,000 | 35.6% | 0.2% |
| Utah Mortgage Loan Corporation | $85,180,000 | $33,525,000 | -60.6% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $50,720,000 | $33,100,000 | -34.7% | 0.2% |
| NEWREZ LLC | $156,620,000 | $32,455,000 | -79.3% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $1,810,000 | $32,220,000 | 1,680.1% | 0.2% |
| Plains Commerce Bank | $48,730,000 | $31,610,000 | -35.1% | 0.2% |
| The Huntington National Bank | $30,305,000 | $31,210,000 | 3.0% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $56,700,000 | $30,515,000 | -46.2% | 0.2% |
| AMERICAN ADVISORS GROUP | $45,565,000 | $30,440,000 | -33.2% | 0.2% |
| M&T Realty Capital Corporation | $58,645,000 | $29,755,000 | -49.3% | 0.2% |
| Grandbridge Real Estate Capital LLC | $85,115,000 | $28,205,000 | -66.9% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $45,575,000 | $28,195,000 | -38.1% | 0.2% |
| S1L, Inc. | $65,610,000 | $27,975,000 | -57.4% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $60,535,000 | $27,830,000 | -54.0% | 0.2% |
| Northpointe Bank | $76,015,000 | $26,665,000 | -64.9% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $78,185,000 | $25,320,000 | -67.6% | 0.2% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $104,085,000 | $25,015,000 | -76.0% | 0.2% |
| LOANPAL, LLC | $75,100,000 | $24,930,000 | -66.8% | 0.2% |
| Mortgage Research Center, LLC | $56,705,000 | $24,500,000 | -56.8% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $82,675,000 | $23,255,000 | -71.9% | 0.2% |
| Bank of Utah | $75,095,000 | $22,825,000 | -69.6% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $23,910,000 | $22,580,000 | -5.6% | 0.1% |
| Cedar Rapids Bank and Trust Company | $21,640,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $16,245,000 | $21,415,000 | 31.8% | 0.1% |
| NBKC BANK | $40,385,000 | $21,120,000 | -47.7% | 0.1% |
| The Federal Savings Bank | $76,110,000 | $21,015,000 | -72.4% | 0.1% |
| LENDSURE MORTGAGE CORP. | $21,550,000 | $20,695,000 | -4.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $19,200,000 | $20,285,000 | 5.7% | 0.1% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $12,065,000 | $19,155,000 | 58.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $58,600,000 | $19,130,000 | -67.4% | 0.1% |
| CHARTWAY FEDERAL CREDIT UNION | $10,455,000 | $19,110,000 | 82.8% | 0.1% |
| CIBC Bank USA | $665,000 | $19,005,000 | 2,757.9% | 0.1% |
| Cache Valley Bank | $19,480,000 | $18,700,000 | -4.0% | 0.1% |
| Chicago Mortgage Solutions LLC | $66,210,000 | $17,860,000 | -73.0% | 0.1% |
| CMG MORTGAGE, INC. | $17,220,000 | $16,740,000 | -2.8% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $8,135,000 | $16,545,000 | 103.4% | 0.1% |
| READYCAP COMMERCIAL, LLC | $1,205,000 | $16,295,000 | 1,252.3% | 0.1% |
| Charles Schwab Bank, SSB | $27,050,000 | $16,065,000 | -40.6% | 0.1% |
| BAY EQUITY LLC | $6,235,000 | $15,505,000 | 148.7% | 0.1% |
| NEXERA HOLDING LLC | $22,595,000 | $15,435,000 | -31.7% | 0.1% |
| SourceOne Financial, Inc. | $16,815,000 | $15,240,000 | -9.4% | 0.1% |
| Ally Bank | $45,020,000 | $15,045,000 | -66.6% | 0.1% |
| Carrington Mortgage Services, LLC | $31,090,000 | $14,475,000 | -53.4% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $37,735,000 | $14,195,000 | -62.4% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $7,030,000 | $14,170,000 | 101.6% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $25,975,000 | $14,155,000 | -45.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $15,130,000 | $13,840,000 | -8.5% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $13,970,000 | $13,595,000 | -2.7% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $30,880,000 | $13,500,000 | -56.3% | 0.1% |
| TBI MORTGAGE COMPANY | $9,655,000 | $13,245,000 | 37.2% | 0.1% |
| Discover Bank | $6,350,000 | $13,020,000 | 105.0% | 0.1% |
| Banner Bank | $6,095,000 | $12,700,000 | 108.4% | 0.1% |
| Commerce Home Mortgage, Inc. | $9,725,000 | $12,510,000 | 28.6% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $13,385,000 | $12,225,000 | -8.7% | 0.1% |
| North American Savings Bank, F.S.B. | $37,060,000 | $12,190,000 | -67.1% | 0.1% |
| Strong Home Mortgage, LLC | $50,305,000 | $12,165,000 | -75.8% | 0.1% |
| Arbor Realty Trust, Inc. | $11,880,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $16,710,000 | $11,675,000 | -30.1% | 0.1% |
| SOFI LENDING CORP. | $23,820,000 | $11,520,000 | -51.6% | 0.1% |
| ALLIANT CREDIT UNION | $7,745,000 | $11,500,000 | 48.5% | 0.1% |
| SPRING EQ, LLC | $1,325,000 | $11,460,000 | 764.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $25,010,000 | $11,455,000 | -54.2% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $26,925,000 | $11,295,000 | -58.1% | 0.1% |
| Watermark Capital, Inc. | $12,075,000 | $11,185,000 | -7.4% | 0.1% |
| Truist | $17,840,000 | $11,155,000 | -37.5% | 0.1% |
| Utah Power | $22,000,000 | $10,865,000 | -50.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $10,775,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $18,875,000 | $10,170,000 | -46.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $53,090,000 | $10,170,000 | -80.8% | 0.1% |
| BMO Harris Bank | $2,115,000 | $10,125,000 | 378.7% | 0.1% |
| NEST HOME LENDING, LLC | $20,880,000 | $9,995,000 | -52.1% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $35,350,000 | $9,655,000 | -72.7% | 0.1% |
| UMB Bank | $148,410,000 | $9,240,000 | -93.8% | 0.1% |
| HomeStreet Bank | $12,015,000 | $9,110,000 | -24.2% | 0.1% |
| Fortis Private Bank | $18,845,000 | $9,040,000 | -52.0% | 0.1% |
| Central Bank | $13,835,000 | $9,005,000 | -34.9% | 0.1% |
| Bank of England | $15,375,000 | $8,800,000 | -42.8% | 0.1% |
| Silicon Valley Bank | $6,085,000 | $8,755,000 | 43.9% | 0.1% |
| STEARNS LENDING, LLC | $178,280,000 | $8,400,000 | -95.3% | 0.1% |
| First Guaranty Mortgage Corporation | $22,570,000 | $8,170,000 | -63.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $4,255,000 | $7,980,000 | 87.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $29,450,000 | $7,855,000 | -73.3% | 0.1% |
| BNC National Bank | $10,020,000 | $7,570,000 | -24.5% | 0.0% |
| UBS Bank USA | $11,400,000 | $7,455,000 | -34.6% | 0.0% |
| MidFirst Bank | $275,000 | $7,450,000 | 2,609.1% | 0.0% |
| GEORGIA'S OWN | $3,485,000 | $7,370,000 | 111.5% | 0.0% |
| Baxter Credit Union | $8,755,000 | $7,120,000 | -18.7% | 0.0% |
| Jordan Federal Credit Union | $11,600,000 | $6,715,000 | -42.1% | 0.0% |
| USAA Federal Savings Bank | $16,300,000 | $6,705,000 | -58.9% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,210,000 | $6,695,000 | 453.3% | 0.0% |
| VILLAGE CAPITAL MORTGAGE | $52,975,000 | $6,610,000 | -87.5% | 0.0% |
| Amalgamated Bank | $1,470,000 | $6,405,000 | 335.7% | 0.0% |
| Equity Prime Mortgage LLC | $1,955,000 | $6,380,000 | 226.3% | 0.0% |
| CHEVRON | $3,485,000 | $6,040,000 | 73.3% | 0.0% |
| OCMBC, INC. | $17,995,000 | $5,970,000 | -66.8% | 0.0% |
| FirstBank | $43,650,000 | $5,535,000 | -87.3% | 0.0% |
| Banterra Bank | $5,345,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $3,955,000 | $5,105,000 | 29.1% | 0.0% |
| Nations Lending Corporation | $13,585,000 | $5,025,000 | -63.0% | 0.0% |
| BLUE BRICK FINANCIAL LLC | $18,370,000 | $4,995,000 | -72.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $7,130,000 | $4,920,000 | -31.0% | 0.0% |
| TRANSWEST CREDIT UNION | $24,205,000 | $4,855,000 | -79.9% | 0.0% |
| Goldman Sachs Bank USA | $3,365,000 | $4,725,000 | 40.4% | 0.0% |
| Axos Bank | $8,400,000 | $4,620,000 | -45.0% | 0.0% |
| DIGITAL Federal Credit Union | $815,000 | $4,560,000 | 459.5% | 0.0% |
| BENCH EQUITY L.L.C. | $3,465,000 | $4,515,000 | 30.3% | 0.0% |
| Low VA Rates, LLC | $31,425,000 | $4,505,000 | -85.7% | 0.0% |
| AXIA FINANCIAL, LLC | $10,415,000 | $4,375,000 | -58.0% | 0.0% |
| M&T Bank | $5,380,000 | $4,365,000 | -18.9% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $10,270,000 | $4,160,000 | -59.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $18,565,000 | $4,155,000 | -77.6% | 0.0% |
| Wasatch Peaks Federal Credit Union | $895,000 | $4,015,000 | 348.6% | 0.0% |
| MORIA DEVELOPMENT, INC. | $8,845,000 | $3,985,000 | -54.9% | 0.0% |
| Arvest Bank | $7,850,000 | $3,945,000 | -49.7% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $3,760,000 | n/a | 0.0% | |
| Raymond James Bank | $5,055,000 | $3,755,000 | -25.7% | 0.0% |
| BELEM SERVICING LLC | $7,195,000 | $3,725,000 | -48.2% | 0.0% |
| Stifel Bank and Trust | $7,895,000 | $3,620,000 | -54.1% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,425,000 | $3,370,000 | 39.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $3,520,000 | $3,355,000 | -4.7% | 0.0% |
| NFM, INC. | $970,000 | $3,275,000 | 237.6% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $7,625,000 | $3,260,000 | -57.2% | 0.0% |
| ATHAS CAPITAL GROUP, INC. | $1,360,000 | $3,240,000 | 138.2% | 0.0% |
| HighTechLending Inc | $5,240,000 | $3,160,000 | -39.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $4,665,000 | $3,155,000 | -32.4% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $22,985,000 | $3,155,000 | -86.3% | 0.0% |
| NexBank | $275,000 | $3,130,000 | 1,038.2% | 0.0% |
| First National Bank of America | $5,155,000 | $3,110,000 | -39.7% | 0.0% |
| Magnolia Bank | $7,795,000 | $3,010,000 | -61.4% | 0.0% |
| Devon Bank | $3,150,000 | $3,005,000 | -4.6% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $3,290,000 | $2,980,000 | -9.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,510,000 | $2,935,000 | -16.4% | 0.0% |
| JMJ FINANCIAL GROUP | $1,410,000 | $2,895,000 | 105.3% | 0.0% |
| Austin Capital Bank SSB | $8,380,000 | $2,885,000 | -65.6% | 0.0% |
| KINECTA | $525,000 | $2,860,000 | 444.8% | 0.0% |
| First-Citizens Bank & Trust Company | $205,000 | $2,815,000 | 1,273.2% | 0.0% |
| Fifth Third Bank | $7,730,000 | $2,790,000 | -63.9% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $11,050,000 | $2,790,000 | -74.8% | 0.0% |
| JMAC LENDING, INC. | $4,800,000 | $2,770,000 | -42.3% | 0.0% |
| City National Bank | $3,710,000 | $2,755,000 | -25.7% | 0.0% |
| GTE Federal Credit Union | $2,750,000 | n/a | 0.0% | |
| BNY Mellon | $5,910,000 | $2,745,000 | -53.6% | 0.0% |
| RBC Bank, (Georgia) | $540,000 | $2,710,000 | 401.9% | 0.0% |
| Citizens Bank | $18,425,000 | $2,680,000 | -85.5% | 0.0% |
| Pacific Premier Bank | $2,615,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $20,050,000 | $2,600,000 | -87.0% | 0.0% |
| Mortgage Bank of California | $2,290,000 | $2,570,000 | 12.2% | 0.0% |
| Rock Canyon Bank | $10,235,000 | $2,515,000 | -75.4% | 0.0% |
| First Internet Bank of Indiana | $3,375,000 | $2,510,000 | -25.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $3,610,000 | $2,395,000 | -33.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $7,940,000 | $2,360,000 | -70.3% | 0.0% |
| Toyota Financial Savings Bank | $1,765,000 | $2,300,000 | 30.3% | 0.0% |
| PLANET HOME LENDING, LLC | $1,220,000 | $2,220,000 | 82.0% | 0.0% |
| SUMMIT FUNDING, INC. | $1,250,000 | $2,180,000 | 74.4% | 0.0% |
| D. L. Evans Bank | $1,320,000 | $2,170,000 | 64.4% | 0.0% |
| Blue Ridge Bank | $28,965,000 | $2,150,000 | -92.6% | 0.0% |
| HomeTrust Bank | $2,760,000 | $2,120,000 | -23.2% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,555,000 | $2,100,000 | 35.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $17,000,000 | $2,045,000 | -88.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $3,650,000 | $2,005,000 | -45.1% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,895,000 | $1,990,000 | -84.6% | 0.0% |
| UNIVERSITY CREDIT UNION | $1,975,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $430,000 | $1,965,000 | 357.0% | 0.0% |
| American Airlines Federal Credit Union | $1,905,000 | $1,925,000 | 1.0% | 0.0% |
| Ameris Bank | $800,000 | $1,910,000 | 138.8% | 0.0% |
| ARC HOME LLC | $2,200,000 | $1,830,000 | -16.8% | 0.0% |
| Logan Finance Corporation | $1,785,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $3,265,000 | $1,750,000 | -46.4% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $720,000 | $1,735,000 | 141.0% | 0.0% |
| Waterstone Mortgage Corporation | $3,205,000 | $1,715,000 | -46.5% | 0.0% |
| STAR ONE CREDIT UNION | $195,000 | $1,655,000 | 748.7% | 0.0% |
| Evolve Bank & Trust | $2,040,000 | $1,645,000 | -19.4% | 0.0% |
| The Northern Trust Company | $3,245,000 | $1,600,000 | -50.7% | 0.0% |
| First Savings Bank | $4,470,000 | $1,555,000 | -65.2% | 0.0% |
| OPEN MORTGAGE, LLC | $3,275,000 | $1,555,000 | -52.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $6,740,000 | $1,520,000 | -77.4% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,495,000 | n/a | 0.0% | |
| The Central Trust Bank | $4,065,000 | $1,495,000 | -63.2% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $355,000 | $1,490,000 | 319.7% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,000,000 | $1,420,000 | -29.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,420,000 | n/a | 0.0% | |
| Quontic Bank | $3,360,000 | $1,420,000 | -57.7% | 0.0% |
| Willamette Valley Bank | $2,195,000 | $1,370,000 | -37.6% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $660,000 | $1,340,000 | 103.0% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $2,695,000 | $1,335,000 | -50.5% | 0.0% |
| FIRST TECHNOLOGY | $2,030,000 | $1,330,000 | -34.5% | 0.0% |
| BEEHIVE | $490,000 | $1,310,000 | 167.3% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $5,950,000 | $1,260,000 | -78.8% | 0.0% |
| STANFORD Federal Credit Union | $1,250,000 | n/a | 0.0% | |
| KEYPOINT | $1,235,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $6,320,000 | $1,200,000 | -81.0% | 0.0% |
| Grand Valley Bank | $1,085,000 | $1,200,000 | 10.6% | 0.0% |
| J. VIRGIL, INC. | $2,650,000 | $1,195,000 | -54.9% | 0.0% |
| IMPAC MORTGAGE CORP. | $7,600,000 | $1,180,000 | -84.5% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $13,275,000 | $1,115,000 | -91.6% | 0.0% |
| AMERICAN FIRST | $1,105,000 | n/a | 0.0% | |
| Great Southern Bank | $1,105,000 | $1,095,000 | -0.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $1,930,000 | $1,085,000 | -43.8% | 0.0% |
| Paramount Bank | $3,095,000 | $1,080,000 | -65.1% | 0.0% |
| BLUELEAF LENDING, LLC | $545,000 | $1,020,000 | 87.2% | 0.0% |
| BECKAM FUNDING CORP. | $2,160,000 | $1,015,000 | -53.0% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,255,000 | $1,000,000 | -20.3% | 0.0% |
| State Bank of Southern Utah | $325,000 | $995,000 | 206.2% | 0.0% |
| TJC Mortgage, Inc. | $960,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $36,080,000 | $950,000 | -97.4% | 0.0% |
| SILVER HILL FUNDING, LLC | $930,000 | n/a | 0.0% | |
| Alpine Credit Union | $470,000 | $915,000 | 94.7% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $9,160,000 | $915,000 | -90.0% | 0.0% |
| Renasant Bank | $660,000 | $910,000 | 37.9% | 0.0% |
| Washington Trust Bank | $115,000 | $905,000 | 687.0% | 0.0% |
| First Western Trust Bank | $805,000 | $860,000 | 6.8% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $2,590,000 | $850,000 | -67.2% | 0.0% |
| Texana Bank | $2,755,000 | $840,000 | -69.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $265,000 | $825,000 | 211.3% | 0.0% |
| GENEVA FINANCIAL, LLC | $2,945,000 | $795,000 | -73.0% | 0.0% |
| DATA MORTGAGE, INC. | $4,860,000 | $790,000 | -83.7% | 0.0% |
| BOKF | $1,995,000 | $775,000 | -61.2% | 0.0% |
| First Home Bank | $22,770,000 | $775,000 | -96.6% | 0.0% |
| Florida Capital Bank | $4,940,000 | $770,000 | -84.4% | 0.0% |
| Peoples Bank | $650,000 | $760,000 | 16.9% | 0.0% |
| Bethpage Federal Credit Union | $420,000 | $755,000 | 79.8% | 0.0% |
| Goldwater Bank, N.A. | $2,485,000 | $755,000 | -69.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $765,000 | $750,000 | -2.0% | 0.0% |
| Semper Home Loans, Inc. | $740,000 | n/a | 0.0% | |
| ADVANCIAL | $735,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $385,000 | $670,000 | 74.0% | 0.0% |
| Bank of Colorado | $665,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $660,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $7,620,000 | $660,000 | -91.3% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $650,000 | n/a | 0.0% | |
| JAMES B. NUTTER & COMPANY | $645,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $645,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $2,835,000 | $640,000 | -77.4% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $630,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $225,000 | $610,000 | 171.1% | 0.0% |
| First State Bank of St. Charles, Missouri | $595,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,470,000 | $580,000 | -60.5% | 0.0% |
| BANK OF LITTLE ROCK MORTGAGE CORPORATION | $570,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $165,000 | $555,000 | 236.4% | 0.0% |
| First Interstate Bank | $550,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $1,455,000 | $545,000 | -62.5% | 0.0% |
| GSF Mortgage Corporation | $465,000 | $535,000 | 15.1% | 0.0% |
| 5TH STREET CAPITAL, INC. | $1,460,000 | $515,000 | -64.7% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $15,955,000 | $515,000 | -96.8% | 0.0% |
| CenterBank | $505,000 | n/a | 0.0% | |
| Meridian Trust Federal Credit Union | $505,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $275,000 | $505,000 | 83.6% | 0.0% |
| USAlliance Federal Credit Union | $505,000 | n/a | 0.0% | |
| WINGS FINANCIAL | $505,000 | n/a | 0.0% | |
| Operating Engineers Local Union #3 | $390,000 | $485,000 | 24.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $480,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $695,000 | $475,000 | -31.7% | 0.0% |
| Hills Bank and Trust Company | $465,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $455,000 | n/a | 0.0% | |
| First Bank | $455,000 | n/a | 0.0% | |
| First Federal Bank | $8,155,000 | $435,000 | -94.7% | 0.0% |
| INLAND BANK & TRUST | $435,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $435,000 | n/a | 0.0% | |
| Sunflower Bank | $1,380,000 | $435,000 | -68.5% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $500,000 | $430,000 | -14.0% | 0.0% |
| Hometown Lenders, Inc. | $625,000 | $425,000 | -32.0% | 0.0% |
| PINNACLE LENDING GROUP, INC. | $4,185,000 | $425,000 | -89.8% | 0.0% |
| The Union Bank Company | $1,100,000 | $425,000 | -61.4% | 0.0% |
| United Nations Federal Credit Union | $425,000 | n/a | 0.0% | |
| GMFS LLC | $375,000 | $405,000 | 8.0% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $410,000 | $405,000 | -1.2% | 0.0% |
| First Option Mortgage, LLC | $395,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $970,000 | $385,000 | -60.3% | 0.0% |
| MANN FINANCIAL INC. | $195,000 | $385,000 | 97.4% | 0.0% |
| PREMIER LENDING, INC. | $385,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $880,000 | $380,000 | -56.8% | 0.0% |
| JLB CORPORATION | $365,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $355,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $355,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $325,000 | $345,000 | 6.2% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $325,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $315,000 | n/a | 0.0% | |
| Umpqua Bank | $2,335,000 | $315,000 | -86.5% | 0.0% |
| United States Senate Federal Credit Union | $200,000 | $305,000 | 52.5% | 0.0% |
| First National Bank of Omaha | $540,000 | $285,000 | -47.2% | 0.0% |
| ONY GLO, INC. | $285,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $260,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $255,000 | n/a | 0.0% | |
| KS StateBank | $3,875,000 | $255,000 | -93.4% | 0.0% |
| LENDINGONE, LLC | $56,005,000 | $245,000 | -99.6% | 0.0% |
| SALAL | $235,000 | n/a | 0.0% | |
| Vibrant Credit Union | $235,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $225,000 | n/a | 0.0% | |
| Figure Lending LLC | $215,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $445,000 | $205,000 | -53.9% | 0.0% |
| Signature Federal Credit Union | $175,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $685,000 | $165,000 | -75.9% | 0.0% |
| ALTRA | $155,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $9,800,000 | $155,000 | -98.4% | 0.0% |
| Deere Employees Credit Union | $195,000 | $115,000 | -41.0% | 0.0% |
| EASTMAN | $105,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $105,000 | n/a | 0.0% | |
| PREMIER AMERICA | $105,000 | n/a | 0.0% | |
| HORIZON UTAH Federal Credit Union | $25,000 | $100,000 | 300.0% | 0.0% |
| NASA Federal Credit Union | $55,000 | n/a | 0.0% |
SALT LAKE CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 10.8% market share. In second place, with 6.6%, is MOUNTAIN AMERICA, having originated $1,004,875,000 in loans. In third place, with 5.2%, is INTERCAP LENDING INC., having originated $798,045,000 in loans. In fourth place, with 4.8%, is AMERICA FIRST, having originated $729,390,000 in loans. In fifth place, with 4.1%, is QUICKEN LOANS, LLC, having originated $627,180,000 in loans.
SALT LAKE CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $386,945 (8.6%) | $542,683 (2.6%) | 1.43 | 2,086 |
| 2018-02-01 | $389,998 (5.2%) | $553,476 (1.3%) | 1.42 | 1,907 |
| 2018-03-01 | $402,930 (2.7%) | $576,303 (1.3%) | 1.41 | 1,858 |
| 2018-04-01 | $417,447 (5.9%) | $582,077 (1.6%) | 1.42 | 2,034 |
| 2018-05-01 | $423,719 (8.0%) | $585,039 (4.4%) | 1.42 | 2,226 |
| 2018-06-01 | $421,460 (6.9%) | $586,497 (5.7%) | 1.41 | 2,484 |
| 2018-07-01 | $422,898 (8.4%) | $586,297 (9.1%) | 1.41 | 2,628 |
| 2018-08-01 | $405,931 (4.7%) | $561,712 (7.8%) | 1.36 | 2,987 |
| 2018-09-01 | $404,997 (6.6%) | $553,629 (9.5%) | 1.36 | 3,134 |
| 2018-10-01 | $399,375 (6.1%) | $544,685 (8.9%) | 1.35 | 3,334 |
| 2018-11-01 | $399,000 (7.7%) | $540,152 (9.1%) | 1.35 | 3,216 |
| 2018-12-01 | $399,000 (6.4%) | $543,621 (7.3%) | 1.38 | 2,866 |
| 2019-01-01 | $399,834 (3.3%) | $543,970 (0.2%) | 1.38 | 2,587 |
| 2019-02-01 | $409,500 (5.0%) | $559,772 (1.1%) | 1.38 | 2,411 |
| 2019-03-01 | $425,671 (5.6%) | $575,257 (-0.2%) | 1.39 | 2,378 |
| 2019-04-01 | $437,121 (4.7%) | $578,756 (-0.6%) | 1.39 | 2,433 |
| 2019-05-01 | $442,437 (4.4%) | $579,984 (-0.9%) | 1.38 | 2,722 |
| 2019-06-01 | $442,000 (4.9%) | $577,965 (-1.5%) | 1.38 | 2,923 |
| 2019-07-01 | $437,450 (3.4%) | $573,067 (-2.3%) | 1.37 | 2,916 |
| 2019-08-01 | $435,836 (7.4%) | $570,775 (1.6%) | 1.38 | 2,882 |
| 2019-09-01 | $429,741 (6.1%) | $564,339 (1.9%) | 1.38 | 2,863 |
| 2019-10-01 | $425,000 (6.4%) | $564,708 (3.7%) | 1.37 | 2,838 |
| 2019-11-01 | $429,900 (7.7%) | $585,509 (8.4%) | 1.41 | 2,487 |
| 2019-12-01 | $442,450 (10.9%) | $607,559 (11.8%) | 1.48 | 1,965 |
| 2020-01-01 | $446,268 (11.6%) | $627,206 (15.3%) | 1.49 | 1,649 |
| 2020-02-01 | $467,000 (14.0%) | $663,063 (18.5%) | 1.53 | 1,404 |
| 2020-03-01 | $470,475 (10.5%) | $659,355 (14.6%) | 1.47 | 1,573 |
| 2020-04-01 | $446,553 (2.2%) | $600,787 (3.8%) | 1.40 | 2,185 |
| 2020-05-01 | $456,945 (3.3%) | $606,643 (4.6%) | 1.39 | 2,111 |
| 2020-06-01 | $476,225 (7.7%) | $643,865 (11.4%) | 1.40 | 1,853 |
| 2020-07-01 | $482,000 (10.2%) | $670,226 (17.0%) | 1.40 | 1,627 |