SALT LAKE CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Salt Lake City averaged 3.1% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.3% and one month ago for the week of 2021-10-21, the average rate was 2.99%.

Salt Lake City's average rate one year ago was 2.62%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.21%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Salt Lake City 30 Year Fixed Rate 2021-11-24 3.1%
Salt Lake City 30 Year Fixed Rate Refi 2021-11-24 3.21%
Salt Lake City 15 Year Fixed Rate 2021-11-24 3%
Salt Lake City 15 Year Fixed Rate Refi 2021-11-24 2.58%
Salt Lake City 30 Year FHA 2021-11-24 3.49%
Salt Lake City 30 Year FHA Refi 2021-11-24 3.24%
Salt Lake City 30 Year USDA 2021-11-24 3.34%
Salt Lake City 30 Year USDA Refi 2021-11-24 3.39%
Salt Lake City 30 Year VA 2021-11-24 3.28%
Salt Lake City 30 Year VA Refi 2021-11-24 2.81%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALT LAKE CITY, UT.

SALT LAKE CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SALT LAKE CITY, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 8,312 3.09% $4,773
INTERCAP LENDING INC. 4,380 3.16% $4,046
QUICKEN LOANS, LLC 3,599 3.23% $4,851
SECURITYNATIONAL MORTGAGE COMPANY 2,640 3.20% $4,616
ACADEMY MORTGAGE CORPORATION 1,954 3.23% $5,001
MOUNTAIN AMERICA 1,857 3.06% $5,123
PROVIDENT FUNDING ASSOCIATES, L.P. 1,652 3.18% $3,379
CALIBER HOME LOANS, INC. 1,470 3.26% $4,662
MY MOVE MORTGAGE, LLC 1,349 3.07% $3,676
CITYWIDE HOME LOANS, LLC 1,337 3.18% $4,570
FIRST COLONY MORTGAGE CORPORATION 1,222 3.27% $4,447
DIRECT MORTGAGE, CORP. 1,175 3.20% $6,119
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,121 3.27% $5,177
HOME POINT FINANCIAL CORPORATION 1,045 3.19% $5,667
CANOPY MORTGAGE, LLC 1,040 3.00% $3,601
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 925 3.15% $4,399
University First Federal Credit Union 841 3.05% $4,111
RANLIFE, INC. 822 3.19% $5,016
LOANDEPOT.COM, LLC 780 3.15% $4,602
AMERICA FIRST 765 3.33% $4,938
CYPRUS Federal Credit Union 701 3.16% $3,340
CROSSCOUNTRY MORTGAGE, LLC 620 3.11% $5,141
BROKER SOLUTIONS, INC. 617 3.22% $4,405
GUILD MORTGAGE COMPANY 613 3.15% $4,112
Wells Fargo Bank, National Association 609 3.30% $3,564
Flagstar Bank, FSB 514 3.30% $3,471
SECURITY HOME MORTGAGE, LLC. 496 3.06% $4,608
Network Funding, L.P. 486 3.28% $4,257
JPMorgan Chase Bank, National Association 469 3.23% $3,808
PRIMARY RESIDENTIAL MORTGAGE, INC. 422 3.13% $4,831
GUARANTEED RATE, INC. 372 3.19% $4,683
Utah Mortgage Loan Corporation 368 3.06% $4,295
STEARNS LENDING, LLC 367 3.26% $5,383
AMERICAN PACIFIC MORTGAGE CORPORATION 352 3.25% $4,173
NBH Bank 351 3.14% $3,586
PENNYMAC LOAN SERVICES, LLC 343 3.29% $5,340
Zions Bancorporation, N.A. 341 3.16% $2,934
FINANCE OF AMERICA MORTGAGE LLC 337 3.31% $4,858
VERITAS FUNDING, LLC 322 3.50% $3,808
KeyBank National Association 310 3.26% $4,138
GRAYSTONE FUNDING COMPANY, LLC 306 3.23% $5,550
U.S. Bank National Association 302 3.42% $4,055
CASTLE & COOKE MORTGAGE, LLC 297 3.19% $4,147
NATIONSTAR MORTGAGE LLC 292 3.45% $5,583
CALCON MUTUAL MORTGAGE LLC 285 3.38% $6,278
AMERISAVE MORTGAGE CORPORATION 281 2.90% $4,479
Gateway First Bank 248 3.19% $3,917
Northpointe Bank 244 3.19% $6,137
EVERETT FINANCIAL, INC. 230 3.24% $1,865
BETTER MORTGAGE CORPORATION 215 3.01% $3,206
GRANITE FEDERAL CREDIT UNION 214 3.31% $4,237
GOLDENWEST 187 3.10% $3,919
EVERLEND MORTGAGE COMPANY 171 3.23% $5,175
PRIMELENDING, A PLAINSCAPITAL COMPANY 171 3.30% $4,618
UTAH COMMUNITY 154 3.09% $4,138
The Loan Store, Inc. 153 2.95% $3,805
LOANPAL, LLC 152 3.30% $5,241
Bank of Utah 147 3.18% $5,122
NBKC BANK 145 3.32% $2,143
EAGLE HOME MORTGAGE, LLC 142 3.12% $3,410
S1L, Inc. 140 3.01% $5,513
PANORAMA MORTGAGE GROUP, LLC 138 3.05% $3,628
FirstBank 116 3.24% $2,056
Blue Ridge Bank, National Association 109 3.13% $4,167
PARKSIDE LENDING, LLC 106 3.27% $5,514
First Home Bank 102 3.14% $5,523
NEWREZ LLC 99 3.43% $3,976
AMERICAN FINANCING CORPORATION 96 3.27% $4,739
SECURITY SERVICE 95 3.42% $4,340
FREEDOM MORTGAGE CORPORATION 94 3.49% $2,400
Strong Home Mortgage, LLC 93 3.16% $1,508
Bank of America, National Association 93 3.27% $4,480
KELLER MORTGAGE, LLC 92 3.05% $2,165
Altabank 92 3.03% $3,647
TRANSWEST CREDIT UNION 89 3.15% $4,509
SWBC MORTGAGE CORPORATION 83 3.15% $4,093
DHI MORTGAGE COMPANY, LTD. 82 3.24% $2,687
HOMEBRIDGE FINANCIAL SERVICES, INC. 81 3.15% $4,793
VAN DYK MORTGAGE CORPORATION 80 3.09% $5,301
Wyndham Capital Mortgage, Inc. 78 2.99% $1,903
HOMEAMERICAN MORTGAGE CORPORATION 77 2.88% $233
Citizens Bank, National Association 76 3.30% $4,329
MUTUAL OF OMAHA MORTGAGE, INC. 75 3.56% $4,559
Washington Federal Bank, National Association 74 3.56% $9,176
CHERRY CREEK MORTGAGE, LLC 73 3.11% $946
LEADERONE FINANCIAL CORPORATION 68 3.15% $3,623
North American Savings Bank, F.S.B. 64 2.91% $2,200
NEXERA HOLDING LLC 62 3.31% $8,988
MORIA DEVELOPMENT, INC. 60 3.29% $4,556
MOUNTAIN WEST FINANCIAL, INC. 60 3.36% $4,632
Jordan Federal Credit Union 59 3.05% $4,080
CORNERSTONE HOME LENDING, INC. 58 3.05% $5,617
CITY FIRST MORTGAGE SERVICES, L.L.C. 58 3.31% $3,753
DIRECTORS MORTGAGE, INC. 58 3.37% $4,557
GUARANTEED RATE AFFINITY, LLC 57 3.27% $3,402
NEST HOME LENDING, LLC 57 3.12% $4,592
INSPIRE HOME LOANS INC. 55 3.20% $4,230
AMERICAN FINANCIAL NETWORK, INC. 49 3.30% $5,549
The Federal Savings Bank 49 3.21% $7,242
Truist Bank 49 3.22% $3,693
Low VA Rates, LLC 48 2.93% $2,938
SOFI LENDING CORP. 46 3.20% $4,114
UNITED SECURITY FINANCIAL CORP 45 2.86% $4,473
GUARANTY HOME MORTGAGE CORPORATION 44 3.46% $4,379
ROUNDPOINT MORTGAGE SERVICING CORPORATION 41 3.55% $1,600
First Guaranty Mortgage Corporation 39 3.26% $4,976
AXIA FINANCIAL, LLC 37 3.47% $4,630
LENOX FINANCIAL MORTGAGE CORPORATION 36 3.16% $3,043
SRE MORTGAGE ALLIANCE INC. 36 3.06% $4,618
TIAA, FSB 35 3.43% $4,284
Bank of England 34 3.17% $6,391
NAVY FEDERAL CREDIT UNION 34 3.57% $3,972
BNC National Bank 33 3.27% $2,857
AMERICAN INTERNET MORTGAGE, INC. 33 3.27% $3,789
Nations Lending Corporation 31 3.04% $5,900
SUN AMERICAN MORTGAGE COMPANY 30 3.31% $4,134
Ally Bank 29 3.30% $6,291
Morgan Stanley Private Bank, National Association 28 3.07% $4,023
ANGEL OAK MORTGAGE SOLUTIONS LLC 28 4.89% $6,930
Triumph Bank 27 3.15% $2,774
Watermark Capital, Inc. 25 3.07% $2,814
USAA Federal Savings Bank 24 3.66% $4,687
LAKEVIEW LOAN SERVICING, LLC 23 3.50% $3,351
BELEM SERVICING LLC 23 3.05% $4,982
Paramount Residential Mortgage Group, Inc. 22 3.26% $5,919
Carrington Mortgage Services, LLC 21 4.22% $6,283
Utah Power 21 3.54% $4,875
PHH Mortgage Corporation 20 3.49% $4,693
PNC Bank, National Association 20 3.44% $3,878
SUN WEST MORTGAGE COMPANY, INC. 20 3.21% $1,427
ARC HOME LLC 19 3.04% $4,819
AMERICAN FINANCIAL RESOURCES, INC. 19 3.29% $4,339
Glacier Bank 18 3.05% $5,788
Plains Commerce Bank 18 3.05% $5,563
Cf Bank, National Association 18 3.37% $2,129
Axos Bank 17 3.13% $2,371
Baxter Credit Union 17 3.34% $3,208
OAKTREE FUNDING CORP. 17 3.15% $9,471
CMG MORTGAGE, INC. 16 3.01% $4,045
Stifel Bank and Trust 16 3.11% $2,313
MOVEMENT MORTGAGE, LLC 16 3.38% $4,349
EMBRACE HOME LOANS, INC. 15 3.09% $4,805
FIRST CHOICE LOAN SERVICES INC. 15 3.41% $1,374
BOKF, National Association 15 3.31% $3,128
GMFS LLC 14 3.14% $4,884
Citibank, National Association 14 2.98% $5,512
TBI MORTGAGE COMPANY 14 3.11% $4,889
HOMESIDE FINANCIAL, LLC 14 3.28% $6,574
Cache Valley Bank 14 3.18% $3,471
A&D Mortgage LLC 13 3.02% $5,947
MID AMERICA MORTGAGE, INC. 13 3.22% $2,440
First National Bank of America 13 7.33% $9,609
BLUE BRICK FINANCIAL LLC 13 2.91% $1,648
PLAZA HOME MORTGAGE, INC. 13 3.32% $5,780
Bank of the West 13 3.62% $3,811
OCMBC, INC. 12 3.13% $6,842
Silicon Valley Bank 12 3.15% $3,378
Evolve Bank & Trust 12 3.17% $3,893
JMAC LENDING, INC. 12 3.19% $6,276
TCF National Bank 12 3.43% $3,471
PENTAGON FEDERAL CREDIT UNION 11 3.14% $2,460
KS StateBank 11 3.10% $2,185
UBS Bank USA 10 3.13% $4,264
Austin Capital Bank SSB 10 3.07% $3,975
Arvest Bank 10 3.43% $3,893
First Savings Bank 10 3.14% $6,280
First Internet Bank of Indiana 10 3.14% $2,670
Amerifirst Financial, Inc. 10 3.19% $2,749
DATA MORTGAGE, INC. 10 3.65% $4,668
CLOSING MARK HOME LOANS 9 3.60% $5,207
Barrington Bank & Trust Company, N.A. 9 3.29% $3,882
BAY EQUITY LLC 9 3.46% $6,001
BECKAM FUNDING CORP. 9 3.54% $13,240
First Federal Bank 9 3.18% $7,226
LOANLEADERS OF AMERICA, INC. 9 3.19% $6,305
VILLAGE CAPITAL & INVESTMENT LLC 9 2.79% $6,073
Charles Schwab Bank, SSB 8 2.90% $3,105
MEGASTAR FINANCIAL CORP. 8 3.75% $4,904
Goldwater Bank, N.A. 8 3.20% $5,534
SOVEREIGN LENDING GROUP INCORPORATED 8 2.90% $5,200
JMJ FINANCIAL GROUP 8 3.25% $4,591
HOMESTEAD FUNDING CORP. 7 2.77% $3,487
J. VIRGIL, INC. 7 3.00% $5,167
BAY-VALLEY MORTGAGE GROUP 7 3.45% $7,977
CHEVRON 7 3.00% $2,627
Citadel Servicing Corporation 7 5.20% $9,337
AMCAP MORTGAGE, LTD. 6 2.85% $3,797
The Huntington National Bank 6 3.32% $4,693
SIRVA MORTGAGE, INC. 6 3.27% $1,004
Goldman Sachs Bank USA 6 2.92% $3,609
GENEVA FINANCIAL, LLC 6 3.50% $5,006
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.12% $3,088
LAND HOME FINANCIAL SERVICES, INC. 6 3.50% $4,456
Magnolia Bank 6 3.20% $9,004
CIT Bank, National Association 5 3.58% $4,622
Sierra Pacific Mortgage Company, Inc. 5 3.18% $3,010
Republic Bank & Trust Company 5 3.05% $3,066
Commerce Home Mortgage, Inc. 5 2.97% $3,910
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 2.95% $3,494
Semper Home Loans, Inc. 5 2.75% $1,677
Iberiabank 5 3.08% $3,932
IMPAC MORTGAGE CORP. 5 3.27% $958
ZILLOW HOME LOANS, LLC 5 3.05% $1,842
Colonial Savings, F.A. 5 3.65% $2,699
DIGNIFIED HOME LOANS, LLC 4 3.22% $3,920
DRAPER AND KRAMER MORTGAGE CORP. 4 3.66% $3,371
Fifth Third Bank, National Association 4 3.56% $2,411
Waterstone Mortgage Corporation 4 3.19% $3,262
Manufacturers and Traders Trust Company 4 3.69% $4,195
Raymond James Bank, National Association 4 3.06% $2,478
PREMIA MORTGAGE, LLC 4 2.75% $1,887
DELTA COMMUNITY CREDIT UNION 4 3.09% $4,903
D. L. Evans Bank 4 3.03% $3,285
HAMILTON HOME LOANS, INC. 3 2.79% $4,345
Hometown Lenders, Inc. 3 3.42% $5,599
Hometown Equity Mortgage, LLC 3 4.71% $6,546
LENDSURE MORTGAGE CORP. 3 6.21% $15,190
HighTechLending Inc 3 3.42% $6,869
MANN FINANCIAL INC. 3 2.67% $3,710
Mortgage Research Center, LLC 3 3.08% $5,214
First Option Mortgage, LLC 3 3.17% $3,639
FIRST COMMUNITY MORTGAGE, INC. 3 3.08% $4,658
EagleBank 3 3.04% $2,572
CRESCENT MORTGAGE COMPANY 3 3.42% $4,440
Prosperity Home Mortgage, LLC 3 3.38% $5,000
City National Bank 3 3.28% $3,983
BLACK HILLS FEDERAL CREDIT UNION 3 2.79% $4,706
The Union Bank Company 3 3.21% $4,403
UMB Bank, National Association 3 3.15% $3,983
ATHAS CAPITAL GROUP, INC. 3 6.50% $11,388
ADVANCIAL 3 5.04% $3,644
Willamette Valley Bank 3 3.29% $4,038
IDAHO CENTRAL 2 3.13% $7,246
BEEHIVE 2 2.88% $4,253
HOMEXPRESS MORTGAGE CORP. 2 7.88% $3,702
Bank of Whittier, National Association 2 2.60% $2,594
Eagle Bank and Trust Company 2 2.69% $8,421
RBC Bank, (Georgia) National Association 2 2.94% $2,406
Midwest BankCentre 2 2.75% $2,334
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 3.13% $3,174
UNIFY FINANCIAL Credit Union 2 3.45% $3,108
UNION HOME MORTGAGE CORP. 2 3.00% $2,399
Renasant Bank 2 2.63% $3,194
MICHIGAN MUTUAL, INC. 2 2.81% $5,667
State Bank of Southern Utah 2 3.19% $3,137
ADVANTAGE PLUS 2 2.69% $6,828
State Department Federal Credit Union 2 3.63% $6,501
Amalgamated Bank 2 3.25% $3,612
Meridian Bank Corporation 2 2.88% $3,175
ON Q FINANCIAL, INC. 2 2.69% $6,369
HONDA Federal Credit Union 2 3.19% $2,641
EVANSVILLE TEACHERS 2 2.63% $4,050
Northwest Farm Credit Services, FLCA 2 3.48% $14,008
FortuneBank 2 2.56% $2,634
Sunflower Bank, National Association 2 3.44% $3,290
Capital Bank, National Association 2 3.25% $3,447
BNY Mellon, National Association 2 2.94% $3,596
InterContinental Capital Group, Inc 2 2.50% $5,613
First Republic Bank 2 3.03% $1,392
BLUELEAF LENDING, LLC 2 3.19% $2,761
GoPrime Mortgage, Inc. 2 3.75% $10,490
Discover Bank 2 4.49% $0
Luxury Mortgage Corp. 2 4.50% $16,769
First Bank 2 2.75% $3,091
The Northern Trust Company 2 2.88% $3,827
Guaranty Bank 1 3.75% $2,270
INTELLILOAN, INC. 1 2.50% $3,267
CIBC Bank USA 1 2.88% $3,655
Home Loan Investment Bank, F.S.B. 1 2.63% $3,339
CHARTWAY FEDERAL CREDIT UNION 1 4.38% $2,499
KINECTA 1 3.38% $3,449
SUMMIT FUNDING, INC. 1 3.99% $5,648
CELEBRITY HOME LOANS, LLC 1 3.25% $7,559
BMO Harris Bank National Association 1 2.88% $4,966
ALLIANT CREDIT UNION 1 3.00% $2,988
KEYPOINT 1 3.38% $6,810
BEST CAPITAL FUNDING 1 2.38% $6,373
Bank of Springfield 1 2.80% $4,694
Truity Federal Credit Union 1 3.38% $2,389
Bank of Colorado 1 3.75% $6,082
United Nations Federal Credit Union 1 3.00% $2,716
Bank-Fund Staff Federal Credit Union 1 3.13% $3,172
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1 3.75% $4,548
JUSTICE Federal Credit Union 1 3.38% $4,702
AmRes Corporation 1 3.25% $1,650
Ameris Bank 1 2.63% $3,060
AmeriHome Mortgage Company, LLC 1 3.13% $2,997
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.75% $2,625
AMERICAN ADVISORS GROUP 1 3.88% $2,390
Florida Capital Bank, National Association 1 3.13% $2,738
FIRST TECHNOLOGY 1 2.75% $1,569
NATIONS DIRECT MORTGAGE, LLC 1 3.63% $3,296
First State Bank of St. Charles, Missouri 1 3.38% $2,859
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.85% $3,589
First National Bank Texas 1 3.50% $3,589
First Interstate Bank 1 2.88% $5,170
INLAND BANK & TRUST 1 2.75% $3,776
NexBank 1 2.88% $4,591
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 2.38% $1,513
Fidelity Bank, National Association 1 2.88% $2,752
NFM, INC. 1 2.50% $3,210
Equity Prime Mortgage LLC 1 3.13% $2,626
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.63% $5,430
N R L Federal Credit Union 1 3.25% $6,526
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 3.13% $3,638
Paramount Bank 1 2.88% $2,568
MIDWEST LOAN SOLUTIONS, INC. 1 4.38% $8,006
Deere Employees Credit Union 1 2.25% $3,352
Pinnacle Bank 1 3.13% $2,544
DEEPHAVEN MORTGAGE LLC 1 6.38% $3,472
PLANET HOME LENDING, LLC 1 2.88% $9,540
CUSTOMER SERVICE MORTGAGE CORPORATION 1 2.88% $3,352
Washington Trust Bank 1 3.00% $2,848
Midland States Bank 1 2.75% $2,700
Presidential Bank, FSB 1 3.00% $3,312
CORTRUST MORTGAGE, INC. 1 2.25% $7,078
Community First National Bank 1 3.63% $2,670
Allied First Bank,sb 1 3.00% $2,957
COMMUNITYAMERICA 1 3.50% $3,646
Mid-Continent Funding, Inc. 1 2.63% $7,335
Commerce Bank 1 3.75% $3,564
Grand Valley Bank 1 2.88% $2,335
Regions Bank 1 3.25% $2,233
Columbia State Bank 1 3.00% $2,912
SCHLUMBERGER EMPLOYEES CREDIT UNION 1 4.00% $3,608
SEA WEST COAST GUARD FEDERAL CREDIT UNION 1 2.94% $2,619
5TH STREET CAPITAL, INC. 1 7.25% $4,344
CITIZENS EQUITY FIRST 1 2.75% $2,680
mBank 1 2.50% $2,948
Great Southern Bank 1 3.44% $3,710
Loan Simple, Inc. 1 3.00% $2,815

SALT LAKE CITY, UT's 331 lenders originated 102,032 loans during 2020. The total origination value was $30,161,520,000, with an average loan value of $295,608.

The top SALT LAKE CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 8,312 loans originated. Their average total fees are $4,773, which is $727 higher than the next largest lender, INTERCAP LENDING INC..

The lowest fee SALT LAKE CITY lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($233), CHERRY CREEK MORTGAGE, LLC ($946), FIRST CHOICE LOAN SERVICES INC. ($1,374), SUN WEST MORTGAGE COMPANY, INC. ($1,427) and Strong Home Mortgage, LLC ($1,508).

The lowest rate SALT LAKE CITY lenders (with over 10 loans originated) are UNITED SECURITY FINANCIAL CORP (2.86%), HOMEAMERICAN MORTGAGE CORPORATION (2.88%), AMERISAVE MORTGAGE CORPORATION (2.90%), North American Savings Bank, F.S.B. (2.91%) and BLUE BRICK FINANCIAL LLC (2.91%).

SALT LAKE CITY, UT Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
United Shore Financial Services LLC $2,112,420,000 $3,546,510,000 67.9% 11.8%
Quicken Loans $1,145,240,000 $2,060,220,000 79.9% 6.8%
Intercap Lending Inc $771,205,000 $1,912,940,000 148.0% 6.3%
SecurityNational Mortgage Company $563,730,000 $1,165,900,000 106.8% 3.9%
Mountain America Credit Union $666,975,000 $1,149,960,000 72.4% 3.8%
Academy Mortgage Corporation $442,920,000 $867,375,000 95.8% 2.9%
Citywide Home Loans A Utah Corporation $506,310,000 $656,450,000 29.7% 2.2%
Caliber Home Loans Inc $422,755,000 $652,845,000 54.4% 2.2%
Provident Funding Associates $549,060,000 $651,510,000 18.7% 2.2%
America First Federal Credit Union $476,085,000 $602,975,000 26.7% 2.0%
My Move Mortgage LLC dba Momentum Loans $301,795,000 $590,575,000 95.7% 2.0%
First Colony Mortgage Corporation $355,520,000 $526,410,000 48.1% 1.7%
DIRECT MORTGAGE CORP $236,550,000 $516,240,000 118.2% 1.7%
Home Point Financial Corporation $107,890,000 $513,390,000 375.8% 1.7%
FAIRWAY INDEPENDENT MORT CORP $264,580,000 $507,555,000 91.8% 1.7%
Nudge Funding LLC $464,345,000 n/a 1.5%
WELLS FARGO BANK NA $390,570,000 $428,075,000 9.6% 1.4%
University First Federal Credit Union $199,820,000 $424,130,000 112.3% 1.4%
Freedom Mortgage Corporation $161,665,000 $422,225,000 161.2% 1.4%
Cardinal Financial Company LP $104,445,000 $414,590,000 296.9% 1.4%
RANLife, Inc. $205,710,000 $399,505,000 94.2% 1.3%
loanDepot LLC $174,305,000 $389,515,000 123.5% 1.3%
ZB, N.A. $356,585,000 $383,165,000 7.5% 1.3%
Veritas Funding LLC $258,320,000 $365,065,000 41.3% 1.2%
Cyprus Credit Union $145,270,000 $308,590,000 112.4% 1.0%
New American Funding (dba for Broker Solutions Inc) $171,465,000 $289,985,000 69.1% 1.0%
Guild Mortgage Company $156,790,000 $289,745,000 84.8% 1.0%
JPMorgan Chase Bank, NA $242,665,000 $284,405,000 17.2% 0.9%
KeyBank National Association $435,965,000 $267,410,000 -38.7% 0.9%
AmWest Funding Corp. $56,175,000 $257,075,000 357.6% 0.9%
US BANK, N.A. $229,595,000 $248,715,000 8.3% 0.8%
NETWORK FUNDING, L.P. $109,460,000 $227,910,000 108.2% 0.8%
Security Home Mortgage $97,205,000 $226,630,000 133.1% 0.8%
PENNYMAC LOAN SERVICES LLC $120,770,000 $224,135,000 85.6% 0.7%
Flagstar Bank $128,685,000 $215,145,000 67.2% 0.7%
Nationstar Mortgage $132,280,000 $200,335,000 51.4% 0.7%
Guaranteed Rate Inc. $121,635,000 $195,975,000 61.1% 0.6%
NBH Bank $132,050,000 $184,125,000 39.4% 0.6%
American Pacific Mortgage Corporation $118,010,000 $170,390,000 44.4% 0.6%
Primary Residential Mortgage Inc. $78,120,000 $167,940,000 115.0% 0.6%
Stearns Lending $119,575,000 $164,720,000 37.8% 0.5%
Berkadia Commercial Mortgage $16,075,000 $160,715,000 899.8% 0.5%
Utah Mortgage Loan Corporation $83,690,000 $146,895,000 75.5% 0.5%
Graystone Mortgage LLC $103,495,000 $145,360,000 40.5% 0.5%
Finance of America Mortgage LLC $83,420,000 $144,605,000 73.3% 0.5%
CBRE Multifamily Capital, Inc. $39,005,000 $140,990,000 261.5% 0.5%
Castle & Cooke Mortgage LLC $81,500,000 $132,140,000 62.1% 0.4%
Amerisave Mortgage Corporation $37,615,000 $129,615,000 244.6% 0.4%
GATEWAY MORTGAGE GROUP $51,805,000 $127,650,000 146.4% 0.4%
Granite Federal Credit Union $69,935,000 $127,320,000 82.1% 0.4%
Berkeley Point Capital, LLC $124,310,000 n/a 0.4%
CalCon Mutual Mortgage LLC $108,985,000 $122,950,000 12.8% 0.4%
Northpointe Bank $41,785,000 $121,805,000 191.5% 0.4%
Bank of Utah $50,520,000 $109,510,000 116.8% 0.4%
Goldenwest Credit Union $60,860,000 $106,365,000 74.8% 0.4%
Better Mortgage Corporation $1,255,000 $103,925,000 8,180.9% 0.3%
Supreme Lending/ Everett Financial Inc. $38,140,000 $95,775,000 151.1% 0.3%
The Federal Savings Bank $51,190,000 $93,540,000 82.7% 0.3%
WALKER & DUNLOP, LLC $50,595,000 $79,360,000 56.9% 0.3%
EverLEND Mortgage Company $36,570,000 $77,880,000 113.0% 0.3%
Washington Federal $47,645,000 $76,570,000 60.7% 0.3%
Security Service Federal Credit Union $53,130,000 $75,465,000 42.0% 0.3%
PRIMELENDING $44,760,000 $74,885,000 67.3% 0.2%
Utah Community Credit Union $43,865,000 $73,340,000 67.2% 0.2%
Citibank, N.A. $10,590,000 $73,100,000 590.3% 0.2%
Bank of America NA $70,000,000 $72,660,000 3.8% 0.2%
LoanPal $28,010,000 $70,640,000 152.2% 0.2%
NBKC Bank $56,025,000 $68,885,000 23.0% 0.2%
Alterra Group LLC dba Alterra Home Loans $11,145,000 $68,100,000 511.0% 0.2%
NEWREZ LLC $30,895,000 $66,500,000 115.2% 0.2%
Deseret First Credit Union $42,590,000 $65,830,000 54.6% 0.2%
PEOPLE'S INTERMOUNTAIN BANK $22,380,000 $65,090,000 190.8% 0.2%
FirstBank $28,460,000 $64,665,000 127.2% 0.2%
First Home Bank $1,460,000 $62,885,000 4,207.2% 0.2%
Mortgage Research Center LLC $33,085,000 $62,620,000 89.3% 0.2%
Ethos Lending LLC $10,785,000 $58,080,000 438.5% 0.2%
Village Capital & Investment $10,665,000 $58,030,000 444.1% 0.2%
Lakeview Loan Servicing, LLC $21,620,000 $57,485,000 165.9% 0.2%
Fortis Private Bank $37,045,000 $50,050,000 35.1% 0.2%
Eagle Home Mortgage, LLC $31,565,000 $49,650,000 57.3% 0.2%
HomeStreet Bank $3,650,000 $49,335,000 1,251.6% 0.2%
Parkside Lending LLC $26,680,000 $45,985,000 72.4% 0.2%
American Financial Network Inc. $45,360,000 $44,365,000 -2.2% 0.1%
United Security Financial $14,880,000 $42,755,000 187.3% 0.1%
Low VA Rates $10,125,000 $42,650,000 321.2% 0.1%
HomeAmerican Mortgage Corp. $32,295,000 $42,425,000 31.4% 0.1%
American Financing Corporation $22,170,000 $41,790,000 88.5% 0.1%
Keller Mortgage LLC $11,465,000 $41,005,000 257.7% 0.1%
Sun West Mortgage Company Inc. $9,880,000 $39,890,000 303.7% 0.1%
DHI Mortgage Company Limited $61,420,000 $39,775,000 -35.2% 0.1%
VanDyk Mortgage Corporation $12,490,000 $39,575,000 216.9% 0.1%
Reverse Mortgage Funding LLC $13,270,000 $39,415,000 197.0% 0.1%
Synergy One Lending $64,015,000 $38,970,000 -39.1% 0.1%
North American Savings Bank $8,730,000 $38,370,000 339.5% 0.1%
NorthMarq Capital Finance, L.L.C. $39,760,000 $37,400,000 -5.9% 0.1%
USAA FEDERAL SAVINGS BANK $59,785,000 $35,840,000 -40.1% 0.1%
Blue Ridge Bank, NA $1,180,000 $35,820,000 2,935.6% 0.1%
Cherry Creek Mortgage Co. Inc. $11,240,000 $35,815,000 218.6% 0.1%
HomeBridge Financial Services, Inc. $4,660,000 $34,600,000 642.5% 0.1%
Wyndham Capital Mortgage $8,145,000 $34,580,000 324.6% 0.1%
CORNERSTONE HOME LENDING, INC. $64,425,000 $33,595,000 -47.9% 0.1%
Inspire Home Loans $28,745,000 $31,910,000 11.0% 0.1%
SWBC Mortgage Corporation $18,445,000 $31,870,000 72.8% 0.1%
Guaranteed Rate Affinity LLC $14,880,000 $30,370,000 104.1% 0.1%
Transwest Credit Union $14,090,000 $30,240,000 114.6% 0.1%
CBNA $20,410,000 $30,070,000 47.3% 0.1%
First Guaranty Mortgage Corporation $6,205,000 $29,785,000 380.0% 0.1%
LeaderOne Financial Corp. $6,250,000 $29,490,000 371.8% 0.1%
Banner Bank $19,125,000 $29,120,000 52.3% 0.1%
TIAA, FSB $39,020,000 $29,120,000 -25.4% 0.1%
CARRINGTON MORTGAGE SERVICES $32,525,000 $28,710,000 -11.7% 0.1%
Nexera Holding LLC $16,095,000 $28,640,000 77.9% 0.1%
BNC NATIONAL BANK $7,865,000 $28,125,000 257.6% 0.1%
Utah First Credit Union $28,805,000 $28,085,000 -2.5% 0.1%
Peoples Mortgage Company $14,265,000 $27,660,000 93.9% 0.1%
Dougherty Mortgage, LLC $45,725,000 $27,465,000 -39.9% 0.1%
Mountain West Financial Inc. $2,200,000 $26,930,000 1,124.1% 0.1%
Jordan Credit Union $11,270,000 $25,985,000 130.6% 0.1%
Morgan Stanley Private Bank NA $21,600,000 $25,585,000 18.4% 0.1%
CITY 1ST MORTGAGE SERVICES, LC $15,735,000 $25,175,000 60.0% 0.1%
NAVY FEDERAL CREDIT UNION $28,515,000 $25,035,000 -12.2% 0.1%
PNC BANK NA $77,135,000 $24,615,000 -68.1% 0.1%
Barrington Bank & Trust $14,140,000 $22,945,000 62.3% 0.1%
Directors Mortgage, Inc. $730,000 $22,135,000 2,932.2% 0.1%
Branch Banking And Trust Co $14,620,000 $21,675,000 48.3% 0.1%
AimLoan.com $12,675,000 $20,960,000 65.4% 0.1%
SoFi Lending Corp $11,490,000 $20,555,000 78.9% 0.1%
TCF National Bank $21,710,000 $20,105,000 -7.4% 0.1%
PHH MORTGAGE CORPORATION $2,550,000 $19,620,000 669.4% 0.1%
Hercules First Federal Credit Union $4,135,000 $19,410,000 369.4% 0.1%
AAG $8,850,000 $16,950,000 91.5% 0.1%
Guaranty Trust Company $1,875,000 $16,840,000 798.1% 0.1%
Finance of America Reverse LLC $6,615,000 $16,640,000 151.5% 0.1%
Axia Financial LLC $13,940,000 $15,605,000 11.9% 0.1%
BANK OF THE WEST $16,460,000 $15,245,000 -7.4% 0.1%
Rock Canyon Bank $5,270,000 $15,135,000 187.2% 0.1%
Sun American Mortgage Company $5,190,000 $14,920,000 187.5% 0.0%
CMG Mortgage Inc. $7,245,000 $14,540,000 100.7% 0.0%
Central Bank $3,550,000 $13,860,000 290.4% 0.0%
Angel Oak Mortgage Solutions $6,590,000 $13,820,000 109.7% 0.0%
Nations Lending Corporation $4,185,000 $13,550,000 223.8% 0.0%
American Financial Resources Inc. $5,100,000 $13,535,000 165.4% 0.0%
Jones Lang LaSalle Multifamily $13,255,000 n/a 0.0%
Bank of England $11,280,000 $13,220,000 17.2% 0.0%
AKT American Capital Inc $13,210,000 n/a 0.0%
Greystone Funding Corporation $12,645,000 n/a 0.0%
Cache Valley Bank $5,080,000 $12,025,000 136.7% 0.0%
Lenox Financial Mortgage Corp. $4,010,000 $11,760,000 193.3% 0.0%
Silicon Valley Bank $7,335,000 $11,560,000 57.6% 0.0%
BOKF NA $7,325,000 $11,335,000 54.7% 0.0%
Prudential Multifamily Mortgage, LLC. $11,215,000 n/a 0.0%
Paramount Residential Mortgage Group Inc. $13,705,000 $11,095,000 -19.0% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $2,585,000 $10,815,000 318.4% 0.0%
Utah Power Credit Union $11,665,000 $10,730,000 -8.0% 0.0%
Watermark Home Loans $10,530,000 $10,625,000 0.9% 0.0%
M&T REALTY CAPITAL CORPORATION $32,635,000 $10,575,000 -67.6% 0.0%
Triumph Bank $7,810,000 $10,465,000 34.0% 0.0%
Magnolia Bank Incorporated $7,355,000 $10,370,000 41.0% 0.0%
Oaktree Funding Corporation $3,075,000 $10,035,000 226.3% 0.0%
Longbridge Financial, LLC $930,000 $10,020,000 977.4% 0.0%
UBS Bank USA $8,410,000 $9,620,000 14.4% 0.0%
WEI Mortgage LLC $935,000 $9,435,000 909.1% 0.0%
Plaza Home Mortgage Inc. $3,100,000 $9,310,000 200.3% 0.0%
Glacier Bank $8,150,000 $9,045,000 11.0% 0.0%
Arbor Realty Trust Inc $11,930,000 $9,025,000 -24.4% 0.0%
Bay Equity LLC $4,930,000 $8,875,000 80.0% 0.0%
American United FCU $12,450,000 $8,840,000 -29.0% 0.0%
Embrace Home Loans, Inc. $5,270,000 $8,665,000 64.4% 0.0%
First Savings Bank $9,235,000 $8,620,000 -6.7% 0.0%
SourceOne Financial, Inc. $14,080,000 $8,465,000 -39.9% 0.0%
Axos Bank $2,745,000 $7,960,000 190.0% 0.0%
Plains Commerce Bank $7,900,000 n/a 0.0%
Cf Bank National Association $2,000,000 $7,665,000 283.3% 0.0%
Pentagon Federal Credit Union $5,860,000 $7,575,000 29.3% 0.0%
TBI Mortgage Company $485,000 $7,310,000 1,407.2% 0.0%
KS StateBank $5,295,000 $7,300,000 37.9% 0.0%
Alliant Credit Union $1,600,000 $7,235,000 352.2% 0.0%
ARVEST BANK $5,025,000 $7,025,000 39.8% 0.0%
Charles Schwab Bank $8,040,000 $6,980,000 -13.2% 0.0%
MOVEMENT MORTGAGE, LLC $7,650,000 $6,975,000 -8.8% 0.0%
Goldman Sachs Bank USA $12,320,000 $6,850,000 -44.4% 0.0%
Baxter Credit Union $6,060,000 $6,815,000 12.5% 0.0%
Homeside Financial LLC $6,765,000 n/a 0.0%
First Choice Loan Services Inc. $15,060,000 $6,735,000 -55.3% 0.0%
Essex Mortgage $5,565,000 $6,260,000 12.5% 0.0%
Evolve Bank & Trust $1,325,000 $6,045,000 356.2% 0.0%
UMB BANK NA $1,065,000 $5,870,000 451.2% 0.0%
Weber State Credit Union $1,585,000 $5,850,000 269.1% 0.0%
OCMBC Inc. $2,805,000 $5,795,000 106.6% 0.0%
Sovereign Lending Group, Inc $3,195,000 $5,785,000 81.1% 0.0%
Megastar Financial Corporation $16,860,000 $5,775,000 -65.7% 0.0%
Stifel Bank and Trust $6,440,000 $5,755,000 -10.6% 0.0%
Land Home Financial Services Inc. $3,060,000 $5,400,000 76.5% 0.0%
Amerifirst Financial Inc. $3,680,000 $5,395,000 46.6% 0.0%
First Internet Bank $8,140,000 $5,390,000 -33.8% 0.0%
Citadel Servicing Corporation $10,255,000 $5,250,000 -48.8% 0.0%
GMFS LLC $5,215,000 n/a 0.0%
Beckham Funding Corp $5,155,000 n/a 0.0%
CIT BANK N.A. $10,150,000 $5,050,000 -50.2% 0.0%
Florida Capital Bank National Association $2,855,000 $4,915,000 72.2% 0.0%
Quorum Federal Credit Union $2,445,000 $4,840,000 98.0% 0.0%
JMAC Lending Incorporated $3,740,000 $4,775,000 27.7% 0.0%
Civic Financial Services $3,550,000 $4,760,000 34.1% 0.0%
Mid America Mortgage Inc. $2,745,000 $4,675,000 70.3% 0.0%
Oceanside Mortgage Company $3,865,000 $4,650,000 20.3% 0.0%
Texana Bank, N.A. $185,000 $4,475,000 2,318.9% 0.0%
A&D Mortgage LLC $4,415,000 n/a 0.0%
CAPITAL BANK, NA $4,305,000 n/a 0.0%
Discover Bank $5,155,000 $4,295,000 -16.7% 0.0%
Chevron Federal Credit Union $5,820,000 $4,285,000 -26.4% 0.0%
Alaska USA Federal Credit Union $4,250,000 n/a 0.0%
Chartway Federal Credit Unon $17,110,000 $4,125,000 -75.9% 0.0%
Toyota Financial Savings Bank $4,080,000 n/a 0.0%
Xceed Financial Credit Union $4,410,000 $3,975,000 -9.9% 0.0%
Ark-La-Tex Financial Services LLC $3,785,000 n/a 0.0%
Raymond James Bank National Association $1,450,000 $3,585,000 147.2% 0.0%
FIRST NATIONAL BANK OF AMERICA $9,110,000 $3,540,000 -61.1% 0.0%
Goldwater Bank National Association $1,035,000 $3,525,000 240.6% 0.0%
HighTechLending Inc. $2,435,000 $3,315,000 36.1% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $3,260,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $490,000 $3,240,000 561.2% 0.0%
Bench Equity, LLC $3,005,000 $3,075,000 2.3% 0.0%
Cason Home Loans $7,925,000 $2,970,000 -62.5% 0.0%
Commerce Home Mortgage Inc. $11,135,000 $2,905,000 -73.9% 0.0%
Huntington National Bank $1,120,000 $2,830,000 152.7% 0.0%
City National Bank $2,815,000 n/a 0.0%
FIRST REPUBLIC BANK $11,230,000 $2,790,000 -75.2% 0.0%
Meridian Bank $995,000 $2,775,000 178.9% 0.0%
Homestead Funding Corp. $2,770,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $11,570,000 $2,745,000 -76.3% 0.0%
On Q Financial Inc. $3,260,000 $2,725,000 -16.4% 0.0%
Wintrust Bank $2,705,000 n/a 0.0%
Greystone Servicing Corporation, Inc. $2,690,000 n/a 0.0%
Semper Home Loans, Inc $265,000 $2,680,000 911.3% 0.0%
Sirva Mortgage Inc. $1,245,000 $2,555,000 105.2% 0.0%
M&T Bank $18,585,000 $2,440,000 -86.9% 0.0%
21ST MORTGAGE $1,225,000 $2,430,000 98.4% 0.0%
Luxury Mortgage Corp. $2,360,000 n/a 0.0%
Premia Mortgage, LLC $1,690,000 $2,325,000 37.6% 0.0%
JMJ Financial Group Inc. $1,435,000 $2,300,000 60.3% 0.0%
D. L. Evans Bank $2,260,000 n/a 0.0%
Amcap Mortgage Ltd. $620,000 $2,255,000 263.7% 0.0%
Geneva Financial LLC $375,000 $2,245,000 498.7% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC $435,000 $2,245,000 416.1% 0.0%
Fifth Third Bank $4,305,000 $2,220,000 -48.4% 0.0%
Delta Community Credit Union $4,575,000 $2,215,000 -51.6% 0.0%
Draper and Kramer Mortgage Corp. $2,210,000 n/a 0.0%
DEVON BANK $305,000 $2,190,000 618.0% 0.0%
IBERIABANK $2,150,000 n/a 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $4,380,000 $2,140,000 -51.1% 0.0%
Northwest Farm Credit Services, FLCA $455,000 $2,130,000 368.1% 0.0%
Connexus Credit Union $35,000 $2,125,000 5,971.4% 0.0%
Republic Bank & Trust Company $835,000 $2,110,000 152.7% 0.0%
Nations Direct Mortgage LLC $2,055,000 n/a 0.0%
First Federal Bank of Kansas City $1,635,000 $2,030,000 24.2% 0.0%
The Northern Trust Company $665,000 $2,015,000 203.0% 0.0%
Hometown Equity Mortgage LLC $165,000 $1,965,000 1,090.9% 0.0%
Wasatch Peaks Federal Credit Union $1,195,000 $1,930,000 61.5% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $1,990,000 $1,915,000 -3.8% 0.0%
Sierra Pacific Mortgage $1,000,000 $1,910,000 91.0% 0.0%
Mortgage Lenders of America LLC $1,880,000 n/a 0.0%
LendSure Mortgage Corp $4,875,000 $1,840,000 -62.3% 0.0%
Athas Capital Group $2,770,000 $1,820,000 -34.3% 0.0%
James B. Nutter & Company $1,045,000 $1,820,000 74.2% 0.0%
Stanford Federal Credit Union $1,790,000 n/a 0.0%
Prosperity Home Mortgage LLC $1,775,000 n/a 0.0%
Colonial Savings $960,000 $1,640,000 70.8% 0.0%
Sunflower Bank, N.A. $1,280,000 $1,625,000 27.0% 0.0%
Mann Mortgage LLC $1,485,000 $1,610,000 8.4% 0.0%
HOMEXPRESS MORTGAGE CORP. $3,620,000 $1,545,000 -57.3% 0.0%
Farmers Bank & Trust $1,520,000 n/a 0.0%
Hometown Lenders LLC $365,000 $1,500,000 311.0% 0.0%
EagleBank $1,490,000 n/a 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $540,000 $1,485,000 175.0% 0.0%
Mortgage Management Consultants, Inc. $1,455,000 n/a 0.0%
Prime Mortgage Lending Inc. $1,425,000 $1,425,000 0.0% 0.0%
Mid-Continent Funding, Inc. $810,000 $1,395,000 72.2% 0.0%
United States Senate Federal Credit Union $1,380,000 n/a 0.0%
Waterstone Mortgage Corp $2,460,000 $1,375,000 -44.1% 0.0%
RENASANT BANK $3,065,000 $1,320,000 -56.9% 0.0%
RED MORTGAGE CAPITAL, LLC $1,315,000 n/a 0.0%
BM REAL ESTATE SERVICES, INC. $1,275,000 n/a 0.0%
Paramount Bank $255,000 $1,260,000 394.1% 0.0%
Advantage Plus FCU $580,000 $1,250,000 115.5% 0.0%
Evansville Teachers Federal Credit Union $1,220,000 n/a 0.0%
Idaho Central Credit Union $430,000 $1,205,000 180.2% 0.0%
Great Southern Bank $1,200,000 n/a 0.0%
Dignified Home Loans, LLC $345,000 $1,190,000 244.9% 0.0%
State Bank of Southern Utah $865,000 $1,180,000 36.4% 0.0%
Mortgage Solutions of Colorado LLC $305,000 $1,170,000 283.6% 0.0%
Willamette Valley Bank $305,000 $1,150,000 277.0% 0.0%
First Community Mortgage Inc. $1,065,000 n/a 0.0%
Hamilton Group Funding Inc. $1,055,000 n/a 0.0%
The Union Bank Company $580,000 $1,030,000 77.6% 0.0%
BMO Harris Bank N.A. $1,005,000 n/a 0.0%
KINECTA FEDERAL CREDIT UNION $800,000 $1,000,000 25.0% 0.0%
Advancial Federal Credit Union $1,965,000 $995,000 -49.4% 0.0%
Deere Employees Credit Union $605,000 $990,000 63.6% 0.0%
Black Hills Federal Credit Union $985,000 n/a 0.0%
Crescent Mortgage Company $1,090,000 $980,000 -10.1% 0.0%
Summit Funding Inc. $885,000 $975,000 10.2% 0.0%
HSBC BANK USA, NA $930,000 $950,000 2.2% 0.0%
BNY MELLON, N.A. $1,510,000 $940,000 -37.7% 0.0%
KeyPoint Credit Union $925,000 n/a 0.0%
Open Mortgage LLC $1,230,000 $910,000 -26.0% 0.0%
Planet Home Lending LLC $890,000 n/a 0.0%
Beehive Federal Credit Union $635,000 $885,000 39.4% 0.0%
Congressional Federal Credit Union $475,000 $870,000 83.2% 0.0%
RBC Bank (Georgia), N.A. $2,005,000 $860,000 -57.1% 0.0%
AmeriHomeMortgageCompany,LL $325,000 $850,000 161.5% 0.0%
First Technology Credit Union $980,000 $850,000 -13.3% 0.0%
FortuneBank $845,000 n/a 0.0%
First Option Mortgage LLC $2,145,000 $830,000 -61.3% 0.0%
V.I.P. Mortgage Inc. $815,000 $830,000 1.8% 0.0%
State Department Federal Credit Union $590,000 $800,000 35.6% 0.0%
Operating Engineers Federal Credit Union $855,000 $795,000 -7.0% 0.0%
UNIFY Financial Credit Union $950,000 $790,000 -16.8% 0.0%
Washington Trust Bank $255,000 $780,000 205.9% 0.0%
CIBC Bank USA $910,000 $765,000 -15.9% 0.0%
Amalgamated Bank $4,330,000 $740,000 -82.9% 0.0%
BLUELEAF LENDING, LLC $275,000 $735,000 167.3% 0.0%
Alpine Credit Union $1,185,000 $730,000 -38.4% 0.0%
Bank Of Springfield $155,000 $690,000 345.2% 0.0%
Community First National Bank $475,000 $690,000 45.3% 0.0%
Truity Credit Union $670,000 n/a 0.0%
Bank of Whittier, Na $640,000 n/a 0.0%
Midwest BankCentre $245,000 $640,000 161.2% 0.0%
Union Home Mortgage Company $600,000 n/a 0.0%
BankVista $575,000 n/a 0.0%
Eagle Bank and Trust Company $570,000 n/a 0.0%
Peoples Bank $520,000 $570,000 9.6% 0.0%
Farmers Insurance Group Federal Credit Union $965,000 $560,000 -42.0% 0.0%
Equity Prime Mortgage LLC $320,000 $550,000 71.9% 0.0%
Frontier Bank $525,000 n/a 0.0%
Triad Financial Services Inc $365,000 $525,000 43.8% 0.0%
Midwest Loan Services Inc $520,000 $520,000 0.0% 0.0%
REGIONS BANK $500,000 n/a 0.0%
JEFFERSON BANK OF MISSOURI $495,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $115,000 $485,000 321.7% 0.0%
Pinnacle Bank $305,000 $480,000 57.4% 0.0%
FIRST STATE BANK $475,000 n/a 0.0%
Hanscom Federal Credit Union $450,000 n/a 0.0%
5th Street Capital, Inc. $530,000 $445,000 -16.0% 0.0%
CorTrust Bank National Association $445,000 n/a 0.0%
Direct Lenders, LLC. $435,000 n/a 0.0%
Atlantic Bay Mortgage Group LLC $19,850,000 $430,000 -97.8% 0.0%
Best Capital Funding $415,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $335,000 $415,000 23.9% 0.0%
Inland Bank and Trust $415,000 n/a 0.0%
Loan Simple Inc $415,000 n/a 0.0%
Honda Federal Credit Union $410,000 n/a 0.0%
Midland States Bank $15,565,000 $405,000 -97.4% 0.0%
Home Loan Investment Bank $385,000 $400,000 3.9% 0.0%
Intercontinental Capital Group, Inc. $400,000 n/a 0.0%
Bank of Colorado $395,000 n/a 0.0%
First State Bank Of St. Charles Missouri $395,000 $395,000 0.0% 0.0%
One Reverse Mortgage, LLC $5,325,000 $390,000 -92.7% 0.0%
COMMERCE BANK $385,000 n/a 0.0%
Customer Service Mortgage Corporation $375,000 n/a 0.0%
American Residential Lending $365,000 n/a 0.0%
Armed Forces Bank $355,000 n/a 0.0%
GRAND VALLEY BANK $3,345,000 $355,000 -89.4% 0.0%
Independent Bank $355,000 n/a 0.0%
Founders Federal Credit Union $345,000 n/a 0.0%
Credit Human Federal Credit Union $595,000 $340,000 -42.9% 0.0%
Gate City Bank $335,000 n/a 0.0%
Columbia State Bank $730,000 $325,000 -55.5% 0.0%
FIRST INTERSTATE BANK $185,000 $325,000 75.7% 0.0%
Midwest Equity Mortgage LLC $305,000 n/a 0.0%
NFM, Inc. $1,285,000 $305,000 -76.3% 0.0%
Quad City Bank and Trust Company $305,000 n/a 0.0%
United Nations Federal Credit Union $305,000 n/a 0.0%
Bank 2 $410,000 $295,000 -28.0% 0.0%
Hancock Mortgage Partners LLC $530,000 $295,000 -44.3% 0.0%
Digital Federal Credit Union $805,000 $290,000 -64.0% 0.0%
AMERIS BANK $1,285,000 $285,000 -77.8% 0.0%
First Western Trust Bank $920,000 $285,000 -69.0% 0.0%
NOVA Financial & Investment Corporation dba: Nova Home Loans $530,000 $285,000 -46.2% 0.0%
Presidential Bank FSB $285,000 n/a 0.0%
All Western Mortgage $275,000 n/a 0.0%
NRL Federal Credit Union $275,000 n/a 0.0%
METROPOLITAN HOME MORTGAGE $265,000 n/a 0.0%
Old Second National Bank $275,000 $265,000 -3.6% 0.0%
Justice Federal Credit Union $255,000 n/a 0.0%
Tower Federal Credit Union $255,000 n/a 0.0%
Wyoming Bank & Trust $255,000 n/a 0.0%
Churchill Mortgage Corporation $245,000 n/a 0.0%
Fidelity Bank $235,000 n/a 0.0%
Crestline Funding Corporation $225,000 n/a 0.0%
Southwest Airlines Federal Credit Union $225,000 n/a 0.0%
Allied First BankSB $215,000 n/a 0.0%
Ann Ha $215,000 n/a 0.0%
First National Bank Texas $205,000 n/a 0.0%
MID AMERICA BANK $205,000 n/a 0.0%
First Bank $195,000 n/a 0.0%
CommunityAmerica Credit Union $185,000 $185,000 0.0% 0.0%
Great Plains National Bank $185,000 n/a 0.0%
Star One Credit Union $1,495,000 $185,000 -87.6% 0.0%
Los Angeles Police Federal Credit Union $155,000 n/a 0.0%
Meridian Trust Federal Credit Union $255,000 $155,000 -39.2% 0.0%
Credit Union Mortgage Association Inc. $550,000 $145,000 -73.6% 0.0%
Northrop Grumman Federal Credit Union $440,000 $135,000 -69.3% 0.0%
SALAL CREDIT UNION $135,000 n/a 0.0%
Honor Credit Union $105,000 n/a 0.0%
Sea West Coast Guard Federal Credit Union $105,000 n/a 0.0%
Signature Federal Credit Union $105,000 n/a 0.0%
State Farm Bank $5,400,000 $100,000 -98.1% 0.0%
Bethpage Federal Credit Union $435,000 $95,000 -78.2% 0.0%
MidFirst Bank $505,000 $65,000 -87.1% 0.0%
First Tennessee Bank National $55,000 n/a 0.0%
Atlanta Postal Credit Union $195,000 $45,000 -76.9% 0.0%

SALT LAKE CITY's top lender by overall market share is United Shore Financial Services LLC, with 11.8% market share. In second place, with 6.8%, is Quicken Loans, having originated $2,060,220,000 in loans. In third place, with 6.3%, is Intercap Lending Inc, having originated $1,912,940,000 in loans. In third place, with 3.9%, is SecurityNational Mortgage Company, having originated $1,165,900,000 in loans. In third place, with 3.8%, is Mountain America Credit Union, having originated $1,149,960,000 in loans.


SALT LAKE CITY, UT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 48,954 $14,524,330,000 $296,693
Home Purchase 24,785 $8,551,275,000 $345,018
Cash Out Refi 20,859 $6,095,075,000 $292,204
Home Improvement 4,237 $448,035,000 $105,743
Other 3,195 $542,235,000 $169,714
NA 2 $570,000 $285,000

Salt Lake City's most frequently cited loan purpose was Refi, with 48,954 originations. The 2nd most popular reason was Home Purchase, with 24,785 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 41,545 $12,677,235,000 $305,145
2.5-3% 39,035 $12,602,715,000 $322,857
<2.5% 11,594 $3,258,250,000 $281,029
4-5% 5,764 $1,153,130,000 $200,057
5-6% 2,268 $206,400,000 $91,005
6-7% 745 $61,265,000 $82,235
Over 8% 591 $44,025,000 $74,492
7-8% 276 $21,840,000 $79,130

During 2020, Salt Lake City's most frequently originated rate bucket was 3-4%, with 41,545 originations.

Loan Sizing (SALT LAKE CITY, UT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 58,796 $17,104,320,000 $290,910
$100k-200k 16,619 $2,623,975,000 $157,890
$400k-600k 15,200 $7,142,430,000 $469,897
$100,000 or less 8,988 $427,150,000 $47,524
$600k-1000k 1,969 $1,359,215,000 $690,307
$Over $1MM 460 $1,504,430,000 $3,270,500

SALT LAKE CITY's loan sizing saw the bucket of loans from $200k-400k with 58,796 originations, totaling $17,104,320,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 36,930 $12,635,660,000 $342,152
80-100% 27,328 $9,582,480,000 $350,647
40-60% 19,413 $5,340,725,000 $275,111
Under 20% 7,706 $391,640,000 $50,823
20-40% 7,616 $1,263,180,000 $165,859
Over 100% 456 $181,790,000 $398,662

SALT LAKE CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 36,930 originations, totaling $12,635,660,000 in origination value.