SALT LAKE CITY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Salt Lake City averaged
6.62%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.82% and
one month ago for the week of 2025-05-29, the
average rate was 6.64%.
Salt Lake City's average rate one year ago was 6.61%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.84%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Salt Lake City 30 Year Fixed Rate | 2025-07-03 | 6.62% |
| Salt Lake City 30 Year Fixed Rate Refi | 2025-07-03 | 6.84% |
| Salt Lake City 15 Year Fixed Rate | 2025-07-03 | 6.3% |
| Salt Lake City 15 Year Fixed Rate Refi | 2025-07-03 | 6.02% |
| Salt Lake City 30 Year FHA | 2025-07-03 | -0.49% |
| Salt Lake City 30 Year FHA Refi | 2025-07-03 | -0.75% |
| Salt Lake City 30 Year USDA | 2025-07-03 | -0.2% |
| Salt Lake City 30 Year USDA Refi | 2025-07-03 | 0% |
| Salt Lake City 30 Year VA | 2025-07-03 | 0.01% |
| Salt Lake City 30 Year VA Refi | 2025-07-03 | -0.81% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SALT LAKE CITY, UT.
SALT LAKE CITY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SALT LAKE CITY, UT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SALT LAKE CITY Average Closing Costs & Other Stats
SALT LAKE CITY, UT's 242 lenders originated 29,524
loans during 2024. The total origination value was $9,848,930,000, with an average loan value of
$333,591.
SALT LAKE CITY's average closing costs are $6,141.
The top SALT LAKE CITY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,955 loans originated. Their average total fees are
$8,090, which is $42
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SALT LAKE CITY lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($2,109), DHI MORTGAGE COMPANY, LTD. ($2,247), Utah Mortgage Loan Corporation ($2,729), Stifel Bank and Trust ($3,446) and NBKC BANK ($3,695).
The lowest rate SALT LAKE CITY lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.74%), HOMEAMERICAN MORTGAGE CORPORATION (5.86%), LENOX FINANCIAL MORTGAGE CORPORATION (5.95%), Stifel Bank and Trust (6.06%) and Ameris Bank (6.11%).
SALT LAKE CITY, UT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,251,400,000 | $1,485,945,000 | 18.7% | 15.1% |
| INTERCAP LENDING INC. | $500,180,000 | $581,960,000 | 16.4% | 5.9% |
| AMERICA FIRST | $517,980,000 | $510,515,000 | -1.4% | 5.2% |
| QUICKEN LOANS, LLC | $363,410,000 | $488,535,000 | 34.4% | 5.0% |
| MOUNTAIN AMERICA | $491,715,000 | $485,180,000 | -1.3% | 4.9% |
| Century Mortgage Company DBA Century Lending Company | $84,800,000 | $290,085,000 | 242.1% | 2.9% |
| FIRST COLONY MORTGAGE CORPORATION | $225,375,000 | $286,960,000 | 27.3% | 2.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | $248,625,000 | $266,755,000 | 7.3% | 2.7% |
| GUILD MORTGAGE COMPANY | $47,355,000 | $224,245,000 | 373.5% | 2.3% |
| Zions Bank | $211,965,000 | $224,235,000 | 5.8% | 2.3% |
| The Loan Store, Inc. | $22,495,000 | $163,910,000 | 628.7% | 1.7% |
| MY MOVE MORTGAGE, LLC | $125,290,000 | $161,790,000 | 29.1% | 1.6% |
| DHI MORTGAGE COMPANY, LTD. | $135,625,000 | $146,380,000 | 7.9% | 1.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $112,430,000 | $145,370,000 | 29.3% | 1.5% |
| CYPRUS Federal Credit Union | $99,055,000 | $121,700,000 | 22.9% | 1.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $81,700,000 | $115,675,000 | 41.6% | 1.2% |
| RANLIFE, INC. | $79,175,000 | $111,775,000 | 41.2% | 1.1% |
| Wells Fargo Bank | $158,835,000 | $106,190,000 | -33.1% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $75,820,000 | $100,800,000 | 32.9% | 1.0% |
| University First Federal Credit Union | $115,645,000 | $95,310,000 | -17.6% | 1.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $90,700,000 | n/a | 0.9% | |
| Plains Commerce Bank | $56,880,000 | $89,740,000 | 57.8% | 0.9% |
| CBRE MULTIFAMILY CAPITAL, INC. | $27,970,000 | $87,450,000 | 212.7% | 0.9% |
| HOMEAMERICAN MORTGAGE CORPORATION | $42,965,000 | $84,780,000 | 97.3% | 0.9% |
| JPMorgan Chase Bank | $81,220,000 | $81,090,000 | -0.2% | 0.8% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $61,130,000 | $80,700,000 | 32.0% | 0.8% |
| LOANDEPOT.COM, LLC | $33,985,000 | $80,060,000 | 135.6% | 0.8% |
| U.S. Bank | $98,040,000 | $78,390,000 | -20.0% | 0.8% |
| DIRECT MORTGAGE, CORP. | $55,195,000 | $76,495,000 | 38.6% | 0.8% |
| GUARANTEED RATE, INC. | $41,790,000 | $66,420,000 | 58.9% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $18,625,000 | $63,615,000 | 241.6% | 0.6% |
| VERITAS FUNDING, LLC | $74,450,000 | $62,685,000 | -15.8% | 0.6% |
| CANOPY MORTGAGE, LLC | $27,905,000 | $59,750,000 | 114.1% | 0.6% |
| ALAMEDA MORTGAGE CORPORATION | $525,000 | $57,265,000 | 10,807.6% | 0.6% |
| UTAH COMMUNITY | $40,650,000 | $56,815,000 | 39.8% | 0.6% |
| GOLDENWEST | $43,190,000 | $56,490,000 | 30.8% | 0.6% |
| UTAH FIRST | $41,990,000 | $54,530,000 | 29.9% | 0.6% |
| SECURITY HOME MORTGAGE, LLC. | $62,965,000 | $54,380,000 | -13.6% | 0.6% |
| Paramount Residential Mortgage Group, Inc. | $36,090,000 | $53,325,000 | 47.8% | 0.5% |
| NEWREZ LLC | $61,885,000 | $52,565,000 | -15.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $54,950,000 | $50,835,000 | -7.5% | 0.5% |
| WALKER & DUNLOP, LLC | $48,695,000 | $49,070,000 | 0.8% | 0.5% |
| BOKF | $545,000 | $48,520,000 | 8,802.8% | 0.5% |
| SECURITY SERVICE | $116,055,000 | $48,285,000 | -58.4% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $22,045,000 | $48,145,000 | 118.4% | 0.5% |
| M&T Realty Capital Corporation | $47,315,000 | $46,210,000 | -2.3% | 0.5% |
| American Mortgage & Equity Consultants, Inc. | $41,040,000 | $45,835,000 | 11.7% | 0.5% |
| AMWEST FUNDING CORP. | $47,270,000 | $44,555,000 | -5.7% | 0.5% |
| KeyBank | $63,780,000 | $44,450,000 | -30.3% | 0.5% |
| CMG MORTGAGE, INC. | $24,865,000 | $43,510,000 | 75.0% | 0.4% |
| CHARTWAY FEDERAL CREDIT UNION | $31,120,000 | $43,040,000 | 38.3% | 0.4% |
| Northpointe Bank | $26,135,000 | $37,610,000 | 43.9% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $21,035,000 | $36,025,000 | 71.3% | 0.4% |
| NATIONS RELIABLE LENDING, LLC | $28,950,000 | $35,435,000 | 22.4% | 0.4% |
| CLM MORTGAGE, INC | $8,290,000 | $34,540,000 | 316.6% | 0.4% |
| Deseret First Credit Union | $27,560,000 | $34,135,000 | 23.9% | 0.3% |
| Merchants Bank of Indiana | $37,465,000 | $34,070,000 | -9.1% | 0.3% |
| Mortgage Research Center, LLC | $18,850,000 | $34,030,000 | 80.5% | 0.3% |
| Bank of Utah | $100,420,000 | $33,495,000 | -66.6% | 0.3% |
| Citibank | $23,845,000 | $32,940,000 | 38.1% | 0.3% |
| Bank of America | $30,410,000 | $32,740,000 | 7.7% | 0.3% |
| BMO Harris Bank | $15,680,000 | $32,570,000 | 107.7% | 0.3% |
| GRANITE FEDERAL CREDIT UNION | $30,145,000 | $30,260,000 | 0.4% | 0.3% |
| Washington Federal Bank | $53,055,000 | $29,795,000 | -43.8% | 0.3% |
| GARDNER FINANCIAL SERVICES, LTD. | $1,620,000 | $28,190,000 | 1,640.1% | 0.3% |
| CITYWIDE HOME LOANS, LLC | $110,935,000 | $27,795,000 | -74.9% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $9,340,000 | $27,560,000 | 195.1% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $25,520,000 | $27,395,000 | 7.3% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $33,670,000 | $27,170,000 | -19.3% | 0.3% |
| Morgan Stanley Private Bank | $26,070,000 | $26,335,000 | 1.0% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $5,965,000 | $26,105,000 | 337.6% | 0.3% |
| LONGBRIDGE FINANCIAL, LLC | $19,520,000 | $24,125,000 | 23.6% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $18,870,000 | $23,140,000 | 22.6% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $16,465,000 | $22,435,000 | 36.3% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $15,375,000 | $21,175,000 | 37.7% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $11,450,000 | $20,595,000 | 79.9% | 0.2% |
| Citadel Servicing Corporation | $12,065,000 | $19,900,000 | 64.9% | 0.2% |
| The Huntington National Bank | $42,565,000 | $17,915,000 | -57.9% | 0.2% |
| CASTLE & COOKE MORTGAGE, LLC | $26,520,000 | $16,985,000 | -36.0% | 0.2% |
| Glacier Bank | $22,365,000 | $16,855,000 | -24.6% | 0.2% |
| CARDINAL FINANCIAL | $86,310,000 | $16,790,000 | -80.5% | 0.2% |
| NBKC BANK | $13,485,000 | $16,690,000 | 23.8% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $6,675,000 | $16,440,000 | 146.3% | 0.2% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $13,080,000 | $16,055,000 | 22.7% | 0.2% |
| MidFirst Bank | $9,710,000 | $15,460,000 | 59.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $19,315,000 | $14,860,000 | -23.1% | 0.2% |
| The Federal Savings Bank | $10,755,000 | $14,330,000 | 33.2% | 0.1% |
| ON Q FINANCIAL, INC. | $6,740,000 | $14,170,000 | 110.2% | 0.1% |
| Discover Bank | $18,710,000 | $14,120,000 | -24.5% | 0.1% |
| PHH Mortgage Corporation | $12,530,000 | $14,100,000 | 12.5% | 0.1% |
| Figure Lending LLC | $9,685,000 | $13,635,000 | 40.8% | 0.1% |
| Flagstar Bank, FSB | $15,940,000 | $13,435,000 | -15.7% | 0.1% |
| Ameris Bank | $3,410,000 | $12,925,000 | 279.0% | 0.1% |
| NEXERA HOLDING LLC | $14,305,000 | $12,740,000 | -10.9% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $14,240,000 | $12,645,000 | -11.2% | 0.1% |
| Carrington Mortgage Services, LLC | $6,790,000 | $12,385,000 | 82.4% | 0.1% |
| ALLIANT CREDIT UNION | $6,450,000 | $12,140,000 | 88.2% | 0.1% |
| Stifel Bank and Trust | $500,000 | $11,915,000 | 2,283.0% | 0.1% |
| Equity Prime Mortgage LLC | $7,880,000 | $11,740,000 | 49.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,645,000 | $11,705,000 | 342.5% | 0.1% |
| UNION HOME MORTGAGE CORP. | $14,190,000 | $11,425,000 | -19.5% | 0.1% |
| S1L, Inc. | $16,125,000 | $11,415,000 | -29.2% | 0.1% |
| JMAC LENDING, INC. | $2,240,000 | $11,250,000 | 402.2% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $13,405,000 | $11,110,000 | -17.1% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $225,000 | $10,600,000 | 4,611.1% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $10,885,000 | $10,590,000 | -2.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $11,160,000 | $10,500,000 | -5.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $2,900,000 | $10,485,000 | 261.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $8,430,000 | $10,455,000 | 24.0% | 0.1% |
| PLANET HOME LENDING, LLC | $3,565,000 | $10,380,000 | 191.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,525,000 | $10,345,000 | 128.6% | 0.1% |
| ARC HOME LLC | $8,375,000 | $10,235,000 | 22.2% | 0.1% |
| OCMBC, INC. | $14,190,000 | $10,195,000 | -28.2% | 0.1% |
| Cache Valley Bank | $15,410,000 | $10,120,000 | -34.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $12,500,000 | $9,920,000 | -20.6% | 0.1% |
| PNC Bank | $15,520,000 | $9,805,000 | -36.8% | 0.1% |
| NexBank | $8,095,000 | $9,740,000 | 20.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $9,150,000 | $9,620,000 | 5.1% | 0.1% |
| SUN AMERICAN MORTGAGE COMPANY | $6,305,000 | $9,580,000 | 51.9% | 0.1% |
| Northbrook Bank & Trust | $9,390,000 | n/a | 0.1% | |
| Network Funding, L.P. | $14,840,000 | $9,125,000 | -38.5% | 0.1% |
| BAY EQUITY LLC | $11,620,000 | $8,825,000 | -24.1% | 0.1% |
| Utah Mortgage Loan Corporation | $7,855,000 | $8,780,000 | 11.8% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $56,975,000 | $8,490,000 | -85.1% | 0.1% |
| NEST HOME LENDING, LLC | $6,620,000 | $8,335,000 | 25.9% | 0.1% |
| AXIA FINANCIAL, LLC | $4,405,000 | $8,245,000 | 87.2% | 0.1% |
| USAA Federal Savings Bank | $8,635,000 | $8,230,000 | -4.7% | 0.1% |
| UBS Bank USA | $5,300,000 | $7,470,000 | 40.9% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $3,005,000 | $7,145,000 | 137.8% | 0.1% |
| SWBC MORTGAGE CORPORATION | $4,380,000 | $7,090,000 | 61.9% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $9,415,000 | $6,990,000 | -25.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $7,770,000 | $6,970,000 | -10.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $5,050,000 | $6,750,000 | 33.7% | 0.1% |
| SPRING EQ, LLC | $2,355,000 | $6,725,000 | 185.6% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $6,695,000 | n/a | 0.1% | |
| Utah Power | $10,845,000 | $6,610,000 | -39.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,680,000 | $6,515,000 | 39.2% | 0.1% |
| A&D Mortgage LLC | $2,720,000 | $6,360,000 | 133.8% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,930,000 | $6,100,000 | 2.9% | 0.1% |
| GEORGIA'S OWN | $3,170,000 | $6,070,000 | 91.5% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $16,155,000 | $5,895,000 | -63.5% | 0.1% |
| Banterra Bank | $5,790,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $2,680,000 | $5,400,000 | 101.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,875,000 | $5,300,000 | 182.7% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $4,415,000 | $5,220,000 | 18.2% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $4,825,000 | $5,110,000 | 5.9% | 0.1% |
| LOANPAL, LLC | $3,840,000 | $4,945,000 | 28.8% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $4,680,000 | n/a | 0.0% | |
| READYCAP COMMERCIAL, LLC | $4,680,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $8,390,000 | $4,670,000 | -44.3% | 0.0% |
| First National Bank of America | $1,455,000 | $4,660,000 | 220.3% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $3,860,000 | $4,605,000 | 19.3% | 0.0% |
| TBI MORTGAGE COMPANY | $1,985,000 | $4,585,000 | 131.0% | 0.0% |
| Coastal Community Bank | $5,145,000 | $4,570,000 | -11.2% | 0.0% |
| Franklin Loan Corporation | $4,505,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,145,000 | $4,465,000 | 108.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,790,000 | $4,355,000 | 56.1% | 0.0% |
| MOVEMENT MORTGAGE, LLC | $3,125,000 | $4,305,000 | 37.8% | 0.0% |
| NMSI, INC. | $3,220,000 | $4,190,000 | 30.1% | 0.0% |
| Ally Bank | $4,575,000 | $4,040,000 | -11.7% | 0.0% |
| FUNDLOANS CAPITAL | $3,340,000 | $4,010,000 | 20.1% | 0.0% |
| Truist | $1,240,000 | $4,000,000 | 222.6% | 0.0% |
| Raymond James Bank | $2,295,000 | $3,990,000 | 73.9% | 0.0% |
| CHEVRON | $5,655,000 | $3,880,000 | -31.4% | 0.0% |
| First Federal Bank | $4,360,000 | $3,845,000 | -11.8% | 0.0% |
| Regions Bank | $45,525,000 | $3,765,000 | -91.7% | 0.0% |
| TRANSWEST CREDIT UNION | $1,365,000 | $3,745,000 | 174.4% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $3,425,000 | $3,725,000 | 8.8% | 0.0% |
| RBC Bank, (Georgia) | $3,320,000 | $3,700,000 | 11.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $395,000 | $3,605,000 | 812.7% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $2,310,000 | $3,500,000 | 51.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $890,000 | $3,495,000 | 292.7% | 0.0% |
| BELEM SERVICING LLC | $1,155,000 | $3,440,000 | 197.8% | 0.0% |
| BNY Mellon | $3,440,000 | n/a | 0.0% | |
| D. L. Evans Bank | $885,000 | $3,305,000 | 273.4% | 0.0% |
| Bank of Springfield | $3,230,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $1,380,000 | $3,195,000 | 131.5% | 0.0% |
| North American Savings Bank, F.S.B. | $1,975,000 | $3,180,000 | 61.0% | 0.0% |
| City National Bank | $4,280,000 | $3,150,000 | -26.4% | 0.0% |
| The Central Trust Bank | $1,665,000 | $3,070,000 | 84.4% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $5,685,000 | $2,985,000 | -47.5% | 0.0% |
| UMB Bank | $1,230,000 | $2,715,000 | 120.7% | 0.0% |
| NBH Bank | $20,220,000 | $2,695,000 | -86.7% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $2,450,000 | $2,675,000 | 9.2% | 0.0% |
| ZILLOW HOME LOANS, LLC | $2,385,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $2,620,000 | $2,365,000 | -9.7% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $2,360,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $930,000 | $2,290,000 | 146.2% | 0.0% |
| M&T Bank | $1,495,000 | $2,205,000 | 47.5% | 0.0% |
| Commerce Home Mortgage, Inc. | $5,950,000 | $2,185,000 | -63.3% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $2,170,000 | n/a | 0.0% | |
| Bank of England | $4,690,000 | $2,165,000 | -53.8% | 0.0% |
| Bethpage Federal Credit Union | $1,005,000 | $2,150,000 | 113.9% | 0.0% |
| Jordan Federal Credit Union | $2,825,000 | $2,100,000 | -25.7% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $2,040,000 | $2,045,000 | 0.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $455,000 | $2,040,000 | 348.4% | 0.0% |
| Farmers Bank & Trust | $1,465,000 | $1,930,000 | 31.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,100,000 | $1,915,000 | -38.2% | 0.0% |
| Devon Bank | $1,910,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $1,905,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $6,685,000 | $1,875,000 | -72.0% | 0.0% |
| East West Bank | $1,805,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $1,770,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $615,000 | $1,705,000 | 177.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $1,170,000 | $1,705,000 | 45.7% | 0.0% |
| GMFS LLC | $105,000 | $1,665,000 | 1,485.7% | 0.0% |
| Luxury Mortgage Corp. | $750,000 | $1,640,000 | 118.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $610,000 | $1,620,000 | 165.6% | 0.0% |
| Baxter Credit Union | $1,285,000 | $1,605,000 | 24.9% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,590,000 | n/a | 0.0% | |
| Citizens Bank | $1,555,000 | $1,530,000 | -1.6% | 0.0% |
| United Nations Federal Credit Union | $1,505,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $260,000 | $1,495,000 | 475.0% | 0.0% |
| WEBER STATE FEDERAL CREDIT UNION | $725,000 | $1,485,000 | 104.8% | 0.0% |
| Encompass Lending Group, LP | $1,470,000 | n/a | 0.0% | |
| General Mortgage Capital Corporation | $245,000 | $1,455,000 | 493.9% | 0.0% |
| LENDINGONE, LLC | $1,405,000 | n/a | 0.0% | |
| Old National Bank | $245,000 | $1,405,000 | 473.5% | 0.0% |
| Honor Credit Union | $475,000 | $1,400,000 | 194.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,295,000 | $1,375,000 | -40.1% | 0.0% |
| Washington Trust Bank | $455,000 | $1,370,000 | 201.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,300,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $8,550,000 | $1,300,000 | -84.8% | 0.0% |
| Nations Lending Corporation | $520,000 | $1,295,000 | 149.0% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $1,290,000 | n/a | 0.0% | |
| Magnolia Bank | $2,060,000 | $1,245,000 | -39.6% | 0.0% |
| Texana Bank | $1,215,000 | n/a | 0.0% | |
| Fifth Third Bank | $1,555,000 | $1,200,000 | -22.8% | 0.0% |
| Watermark Capital, Inc. | $475,000 | $1,180,000 | 148.4% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $225,000 | $1,175,000 | 422.2% | 0.0% |
| ONY GLO, INC. | $605,000 | $1,150,000 | 90.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $890,000 | $1,120,000 | 25.8% | 0.0% |
| Quontic Bank | $1,090,000 | n/a | 0.0% | |
| First Savings Bank | $3,000,000 | $1,065,000 | -64.5% | 0.0% |
| HighTechLending Inc | $1,070,000 | $1,055,000 | -1.4% | 0.0% |
| JMJ FINANCIAL GROUP | $105,000 | $1,030,000 | 881.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $1,540,000 | $1,025,000 | -33.4% | 0.0% |
| Ixonia Bank | $1,170,000 | $1,020,000 | -12.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $475,000 | $1,020,000 | 114.7% | 0.0% |
| Arvest Bank | $945,000 | $1,010,000 | 6.9% | 0.0% |
| Sunflower Bank | $1,010,000 | n/a | 0.0% | |
| Logan Finance Corporation | $1,995,000 | $1,000,000 | -49.9% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $975,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $4,215,000 | $970,000 | -77.0% | 0.0% |
| Goldman Sachs Bank USA | $9,720,000 | $895,000 | -90.8% | 0.0% |
| WINGS FINANCIAL | $405,000 | $870,000 | 114.8% | 0.0% |
| Toyota Financial Savings Bank | $855,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $280,000 | $835,000 | 198.2% | 0.0% |
| Grand Bank for Savings, FSB | $670,000 | $835,000 | 24.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $1,160,000 | $795,000 | -31.5% | 0.0% |
| Central Bank | $365,000 | $790,000 | 116.4% | 0.0% |
| Willamette Valley Bank | $785,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $780,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $4,965,000 | $780,000 | -84.3% | 0.0% |
| Connexus Credit Union | $400,000 | $765,000 | 91.3% | 0.0% |
| First Bank Richmond | $765,000 | n/a | 0.0% | |
| First Horizon Bank | $765,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $765,000 | n/a | 0.0% | |
| State Bank of Southern Utah | $55,000 | $765,000 | 1,290.9% | 0.0% |
| OAKTREE FUNDING CORP. | $760,000 | n/a | 0.0% | |
| City National Bank of Florida | $855,000 | $755,000 | -11.7% | 0.0% |
| COCA-COLA | $745,000 | n/a | 0.0% | |
| Strong Home Mortgage, LLC | $725,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $705,000 | n/a | 0.0% | |
| ADVANCIAL | $2,460,000 | $695,000 | -71.7% | 0.0% |
| MORTGAGEONE, INC. | $1,345,000 | $680,000 | -49.4% | 0.0% |
| RESIDENTIAL BANCORP | $680,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $1,080,000 | $675,000 | -37.5% | 0.0% |
| IncredibleBank | $645,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $1,805,000 | $640,000 | -64.5% | 0.0% |
| Axos Bank | $535,000 | $635,000 | 18.7% | 0.0% |
| EASTMAN | $635,000 | n/a | 0.0% | |
| Chambers Bank | $615,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $555,000 | $615,000 | 10.8% | 0.0% |
| SUMMIT FUNDING, INC. | $1,815,000 | $615,000 | -66.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $605,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $870,000 | $605,000 | -30.5% | 0.0% |
| Midwest BankCentre | $605,000 | n/a | 0.0% | |
| Alpine Credit Union | $470,000 | $600,000 | 27.7% | 0.0% |
| Paragon Bank | $595,000 | n/a | 0.0% | |
| TRUWEST Credit Union | $595,000 | n/a | 0.0% | |
| Alerus Financial | $585,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $1,005,000 | $575,000 | -42.8% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $2,395,000 | $555,000 | -76.8% | 0.0% |
| Academy Bank | $545,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $535,000 | n/a | 0.0% | |
| NP, Inc. | $1,755,000 | $525,000 | -70.1% | 0.0% |
| First Western Trust Bank | $520,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $515,000 | n/a | 0.0% | |
| Pinnacle Bank | $515,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $505,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | $485,000 | 59.0% | 0.0% |
| FIRST TECHNOLOGY | $610,000 | $485,000 | -20.5% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,630,000 | $485,000 | -70.2% | 0.0% |
| FBC MORTGAGE, LLC | $525,000 | $475,000 | -9.5% | 0.0% |
| MICHIGAN MUTUAL, INC. | $475,000 | n/a | 0.0% | |
| City Lending Inc. | $470,000 | n/a | 0.0% | |
| First Federal Savings Bank | $465,000 | n/a | 0.0% | |
| HomeTrust Bank | $5,980,000 | $460,000 | -92.3% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $455,000 | n/a | 0.0% | |
| NFM, INC. | $325,000 | $415,000 | 27.7% | 0.0% |
| LADERA LENDING, INC. | $1,735,000 | $410,000 | -76.4% | 0.0% |
| River Bank & Trust | $385,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $385,000 | n/a | 0.0% | |
| The Union Bank Company | $365,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,020,000 | $335,000 | -67.2% | 0.0% |
| DIGITAL Federal Credit Union | $1,730,000 | $325,000 | -81.2% | 0.0% |
| Nicolet National Bank | $315,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $1,375,000 | $315,000 | -77.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $390,000 | $310,000 | -20.5% | 0.0% |
| TOWER | $605,000 | $310,000 | -48.8% | 0.0% |
| Allied First Bank,sb | $295,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $215,000 | $280,000 | 30.2% | 0.0% |
| Gateway First Bank | $275,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $275,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $335,000 | $255,000 | -23.9% | 0.0% |
| Peoples Bank | $365,000 | $245,000 | -32.9% | 0.0% |
| Servion, Inc. | $1,480,000 | $225,000 | -84.8% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $495,000 | $195,000 | -60.6% | 0.0% |
| AMERICAN FIRST | $275,000 | $170,000 | -38.2% | 0.0% |
| Signature Federal Credit Union | $140,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| HORIZON UTAH Federal Credit Union | $220,000 | $125,000 | -43.2% | 0.0% |
| Leader Bank | $2,145,000 | $115,000 | -94.6% | 0.0% |
| Umpqua Bank | $105,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Southwest Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| ALTRA | $35,000 | n/a | 0.0% | |
| BEEHIVE | $1,145,000 | $35,000 | -96.9% | 0.0% |
| MEMBERS FIRST CREDIT UNION | $35,000 | n/a | 0.0% | |
| Wasatch Peaks Federal Credit Union | $5,000 | $35,000 | 600.0% | 0.0% |
SALT LAKE CITY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 15.1% market share. In second place, with 5.9%, is INTERCAP LENDING INC., having originated $581,960,000 in loans. In third place, with 5.2%, is AMERICA FIRST, having originated $510,515,000 in loans. In fourth place, with 5.0%, is QUICKEN LOANS, LLC, having originated $488,535,000 in loans. In fifth place, with 4.9%, is MOUNTAIN AMERICA, having originated $485,180,000 in loans.
SALT LAKE CITY Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $386,923 (8.6%) | $542,664 (2.6%) | 1.43 | 2,087 |
| 2018-02-01 | $389,998 (5.2%) | $553,476 (1.3%) | 1.42 | 1,907 |
| 2018-03-01 | $402,930 (2.7%) | $576,303 (1.3%) | 1.41 | 1,858 |
| 2018-04-01 | $417,447 (5.9%) | $582,077 (1.6%) | 1.42 | 2,034 |
| 2018-05-01 | $423,719 (8.0%) | $585,039 (4.4%) | 1.42 | 2,226 |
| 2018-06-01 | $421,460 (6.9%) | $586,497 (5.7%) | 1.41 | 2,484 |
| 2018-07-01 | $422,765 (8.4%) | $586,104 (9.0%) | 1.41 | 2,629 |
| 2018-08-01 | $405,600 (4.6%) | $561,552 (7.8%) | 1.36 | 2,988 |
| 2018-09-01 | $404,993 (6.6%) | $553,625 (9.5%) | 1.36 | 3,134 |
| 2018-10-01 | $399,317 (6.1%) | $544,099 (8.8%) | 1.35 | 3,331 |
| 2018-11-01 | $399,000 (7.6%) | $538,966 (8.9%) | 1.35 | 3,214 |
| 2018-12-01 | $399,000 (6.4%) | $542,276 (7.0%) | 1.38 | 2,864 |
| 2019-01-01 | $399,767 (3.3%) | $542,462 (0.0%) | 1.38 | 2,586 |
| 2019-02-01 | $409,500 (5.0%) | $558,178 (0.9%) | 1.38 | 2,410 |
| 2019-03-01 | $425,671 (5.6%) | $573,632 (-0.5%) | 1.39 | 2,377 |
| 2019-04-01 | $437,121 (4.7%) | $577,176 (-0.8%) | 1.39 | 2,432 |
| 2019-05-01 | $442,425 (4.4%) | $578,554 (-1.1%) | 1.38 | 2,721 |
| 2019-06-01 | $441,154 (4.7%) | $576,651 (-1.7%) | 1.38 | 2,922 |
| 2019-07-01 | $437,450 (3.5%) | $571,750 (-2.5%) | 1.37 | 2,915 |
| 2019-08-01 | $435,836 (7.5%) | $569,807 (1.5%) | 1.38 | 2,881 |
| 2019-09-01 | $429,741 (6.1%) | $563,916 (1.9%) | 1.38 | 2,863 |
| 2019-10-01 | $425,000 (6.4%) | $564,647 (3.8%) | 1.37 | 2,838 |
| 2019-11-01 | $429,900 (7.7%) | $585,417 (8.6%) | 1.41 | 2,486 |
| 2019-12-01 | $442,450 (10.9%) | $607,559 (12.0%) | 1.48 | 1,965 |
| 2020-01-01 | $446,268 (11.6%) | $627,206 (15.6%) | 1.49 | 1,649 |
| 2020-02-01 | $467,000 (14.0%) | $663,063 (18.8%) | 1.53 | 1,404 |
| 2020-03-01 | $470,475 (10.5%) | $659,355 (14.9%) | 1.47 | 1,573 |
| 2020-04-01 | $446,553 (2.2%) | $600,787 (4.1%) | 1.40 | 2,185 |
| 2020-05-01 | $456,945 (3.3%) | $606,643 (4.9%) | 1.39 | 2,110 |
| 2020-06-01 | $476,225 (8.0%) | $643,883 (11.7%) | 1.40 | 1,853 |
| 2020-07-01 | $482,000 (10.2%) | $670,226 (17.2%) | 1.40 | 1,627 |
| 2020-08-01 | $479,999 (10.1%) | $689,916 (21.1%) | 1.38 | 1,570 |
| 2020-09-01 | $473,600 (10.2%) | $691,909 (22.7%) | 1.36 | 1,486 |
| 2020-10-01 | $479,900 (12.9%) | $710,466 (25.8%) | 1.38 | 1,381 |
| 2020-11-01 | $499,775 (16.3%) | $763,765 (30.5%) | 1.46 | 1,128 |
| 2020-12-01 | $538,032 (21.6%) | $830,051 (36.6%) | 1.60 | 857 |
| 2021-01-01 | $579,900 (29.9%) | $904,593 (44.2%) | 1.73 | 622 |
| 2021-02-01 | $577,350 (23.6%) | $867,737 (30.9%) | 1.68 | 520 |
| 2021-03-01 | $528,630 (12.4%) | $825,159 (25.2%) | 1.50 | 623 |
| 2021-04-01 | $549,850 (23.1%) | $823,945 (37.1%) | 1.49 | 652 |
| 2021-05-01 | $570,000 (24.7%) | $775,676 (27.9%) | 1.51 | 715 |
| 2021-06-01 | $566,950 (19.1%) | $759,297 (17.9%) | 1.49 | 898 |
| 2021-07-01 | $559,079 (16.0%) | $761,462 (13.6%) | 1.48 | 1,105 |
| 2021-08-01 | $562,800 (17.3%) | $744,267 (7.9%) | 1.50 | 1,271 |
| 2021-09-01 | $542,450 (14.5%) | $723,946 (4.6%) | 1.45 | 1,389 |
| 2021-10-01 | $539,900 (12.5%) | $726,706 (2.3%) | 1.44 | 1,339 |
| 2021-11-01 | $552,400 (10.5%) | $739,404 (-3.2%) | 1.48 | 1,065 |
| 2021-12-01 | $563,970 (4.8%) | $742,234 (-10.6%) | 1.53 | 686 |
| 2022-01-01 | $565,000 (-2.6%) | $732,575 (-19.0%) | 1.53 | 489 |
| 2022-02-01 | $555,000 (-3.9%) | $749,310 (-13.7%) | 1.44 | 472 |
| 2022-03-01 | $582,500 (10.2%) | $770,003 (-6.7%) | 1.46 | 572 |
| 2022-04-01 | $624,950 (13.7%) | $764,139 (-7.3%) | 1.49 | 764 |
| 2022-05-01 | $637,500 (11.8%) | $784,861 (1.2%) | 1.46 | 1,329 |
| 2022-06-01 | $632,450 (11.6%) | $782,387 (3.0%) | 1.41 | 1,854 |
| 2022-07-01 | $615,000 (10.0%) | $753,832 (-1.0%) | 1.39 | 2,544 |
| 2022-08-01 | $598,450 (6.3%) | $738,042 (-0.8%) | 1.38 | 2,668 |
| 2022-09-01 | $580,250 (7.0%) | $735,074 (1.5%) | 1.36 | 2,715 |
| 2022-10-01 | $574,900 (6.5%) | $719,675 (-1.0%) | 1.35 | 2,918 |
| 2022-11-01 | $550,000 (-0.4%) | $715,491 (-3.2%) | 1.32 | 2,779 |
| 2022-12-01 | $549,945 (-2.5%) | $716,621 (-3.5%) | 1.36 | 2,289 |
| 2023-01-01 | $559,125 (-1.0%) | $729,539 (-0.4%) | 1.39 | 1,947 |
| 2023-02-01 | $569,950 (2.7%) | $746,243 (-0.4%) | 1.38 | 1,633 |
| 2023-03-01 | $589,975 (1.3%) | $751,748 (-2.4%) | 1.39 | 1,546 |
| 2023-04-01 | $609,481 (-2.5%) | $792,254 (3.7%) | 1.42 | 1,498 |
| 2023-05-01 | $635,000 (-0.4%) | $815,095 (3.9%) | 1.44 | 1,682 |
| 2023-06-01 | $625,233 (-1.1%) | $808,679 (3.4%) | 1.41 | 1,925 |
| 2023-07-01 | $629,000 (2.3%) | $813,345 (7.9%) | 1.43 | 2,055 |
| 2023-08-01 | $605,000 (1.1%) | $795,681 (7.8%) | 1.39 | 2,203 |
| 2023-09-01 | $599,000 (3.2%) | $789,245 (7.4%) | 1.39 | 2,429 |
| 2023-10-01 | $589,075 (2.5%) | $774,337 (7.6%) | 1.39 | 2,561 |
| 2023-11-01 | $579,475 (5.4%) | $765,030 (6.9%) | 1.38 | 2,447 |
| 2023-12-01 | $574,900 (4.5%) | $762,957 (6.5%) | 1.40 | 2,223 |
| 2024-01-01 | $572,425 (2.4%) | $775,484 (6.3%) | 1.40 | 1,862 |
| 2024-02-01 | $569,000 (-0.2%) | $771,147 (3.3%) | 1.37 | 1,740 |
| 2024-03-01 | $579,950 (-1.7%) | $785,386 (4.5%) | 1.36 | 1,717 |
| 2024-04-01 | $598,500 (-1.8%) | $799,762 (1.0%) | 1.39 | 1,933 |
| 2024-05-01 | $615,425 (-3.1%) | $814,455 (-0.1%) | 1.40 | 2,211 |
| 2024-06-01 | $601,900 (-3.7%) | $810,671 (0.3%) | 1.37 | 2,423 |
| 2024-07-01 | $593,425 (-5.7%) | $790,994 (-2.8%) | 1.36 | 2,512 |
| 2024-08-01 | $589,000 (-2.6%) | $779,140 (-2.1%) | 1.37 | 2,718 |
| 2024-09-01 | $580,000 (-3.2%) | $780,246 (-1.1%) | 1.36 | 2,902 |
| 2024-10-01 | $581,200 (-1.3%) | $777,119 (0.4%) | 1.37 | 2,916 |
| 2024-11-01 | $575,000 (-0.8%) | $769,851 (0.6%) | 1.38 | 2,838 |
| 2024-12-01 | $571,950 (-0.5%) | $763,723 (0.1%) | 1.42 | 2,388 |
| 2025-01-01 | $567,495 (-0.9%) | $757,978 (-2.3%) | 1.42 | 2,235 |
| 2025-02-01 | $564,900 (-0.7%) | $756,836 (-1.9%) | 1.37 | 2,224 |
| 2025-03-01 | $565,500 (-2.5%) | $744,971 (-5.2%) | 1.33 | 2,499 |
| 2025-04-01 | $575,000 (-3.9%) | $763,421 (-4.5%) | 1.33 | 2,767 |
| 2025-05-01 | $585,000 (-4.9%) | $795,302 (-2.4%) | 1.33 | 3,056 |
SALT LAKE CITY's median listing price for 2025-05-01 was $585,000, a difference of
$-30,425
(-4.9%) versus the prior year and
$10,000 versus the prior month.
SALT LAKE CITY's median listing price comes in at 133% of the national average.
SALT LAKE CITY's average listing price for 2025-05-01 was $795,302, a difference of $-19,153 (-2.4%) versus the prior year and $31,881 versus the prior month.
For the 2025-05-01 period, SALT LAKE CITY had 3,056 MLS listings, a difference of 289 listings (10%) versus the prior month and 845 listings (38%) versus the prior year.
SALT LAKE CITY's median listing price comes in at 133% of the national average.
SALT LAKE CITY's average listing price for 2025-05-01 was $795,302, a difference of $-19,153 (-2.4%) versus the prior year and $31,881 versus the prior month.
For the 2025-05-01 period, SALT LAKE CITY had 3,056 MLS listings, a difference of 289 listings (10%) versus the prior month and 845 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SALT LAKE CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 52 days | 2,796 sqft |
| 2018-02-01 | 41 days | 2,855 sqft |
| 2018-03-01 | 31 days | 2,998 sqft |
| 2018-04-01 | 29 days | 2,987 sqft |
| 2018-05-01 | 26 days | 3,012 sqft |
| 2018-06-01 | 29 days | 2,988 sqft |
| 2018-07-01 | 31 days | 2,936 sqft |
| 2018-08-01 | 30 days | 2,781 sqft |
| 2018-09-01 | 35 days | 2,730 sqft |
| 2018-10-01 | 36 days | 2,649 sqft |
| 2018-11-01 | 43 days | 2,656 sqft |
| 2018-12-01 | 52 days | 2,697 sqft |
| 2019-01-01 | 58 days | 2,705 sqft |
| 2019-02-01 | 50 days | 2,788 sqft |
| 2019-03-01 | 39 days | 2,861 sqft |
| 2019-04-01 | 33 days | 2,935 sqft |
| 2019-05-01 | 31 days | 2,920 sqft |
| 2019-06-01 | 33 days | 2,892 sqft |
| 2019-07-01 | 38 days | 2,845 sqft |
| 2019-08-01 | 39 days | 2,787 sqft |
| 2019-09-01 | 38 days | 2,701 sqft |
| 2019-10-01 | 39 days | 2,661 sqft |
| 2019-11-01 | 45 days | 2,675 sqft |
| 2019-12-01 | 58 days | 2,714 sqft |
| 2020-01-01 | 63 days | 2,796 sqft |
| 2020-02-01 | 39 days | 2,940 sqft |
| 2020-03-01 | 24 days | 2,875 sqft |
| 2020-04-01 | 28 days | 2,695 sqft |
| 2020-05-01 | 36 days | 2,650 sqft |
| 2020-06-01 | 36 days | 2,650 sqft |
| 2020-07-01 | 32 days | 2,593 sqft |
| 2020-08-01 | 29 days | 2,516 sqft |
| 2020-09-01 | 29 days | 2,416 sqft |
| 2020-10-01 | 28 days | 2,394 sqft |
| 2020-11-01 | 31 days | 2,431 sqft |
| 2020-12-01 | 36 days | 2,571 sqft |
| 2021-01-01 | 32 days | 2,552 sqft |
| 2021-02-01 | 14 days | 2,528 sqft |
| 2021-03-01 | 8 days | 2,390 sqft |
| 2021-04-01 | 8 days | 2,346 sqft |
| 2021-05-01 | 9 days | 2,402 sqft |
| 2021-06-01 | 11 days | 2,432 sqft |
| 2021-07-01 | 16 days | 2,437 sqft |
| 2021-08-01 | 19 days | 2,457 sqft |
| 2021-09-01 | 21 days | 2,402 sqft |
| 2021-10-01 | 24 days | 2,402 sqft |
| 2021-11-01 | 25 days | 2,402 sqft |
| 2021-12-01 | 35 days | 2,475 sqft |
| 2022-01-01 | 38 days | 2,475 sqft |
| 2022-02-01 | 25 days | 2,338 sqft |
| 2022-03-01 | 21 days | 2,364 sqft |
| 2022-04-01 | 19 days | 2,402 sqft |
| 2022-05-01 | 19 days | 2,558 sqft |
| 2022-06-01 | 24 days | 2,524 sqft |
| 2022-07-01 | 30 days | 2,473 sqft |
| 2022-08-01 | 37 days | 2,412 sqft |
| 2022-09-01 | 44 days | 2,402 sqft |
| 2022-10-01 | 46 days | 2,394 sqft |
| 2022-11-01 | 53 days | 2,379 sqft |
| 2022-12-01 | 67 days | 2,396 sqft |
| 2023-01-01 | 74 days | 2,411 sqft |
| 2023-02-01 | 62 days | 2,463 sqft |
| 2023-03-01 | 45 days | 2,574 sqft |
| 2023-04-01 | 41 days | 2,674 sqft |
| 2023-05-01 | 36 days | 2,692 sqft |
| 2023-06-01 | 36 days | 2,661 sqft |
| 2023-07-01 | 38 days | 2,630 sqft |
| 2023-08-01 | 42 days | 2,515 sqft |
| 2023-09-01 | 43 days | 2,448 sqft |
| 2023-10-01 | 46 days | 2,417 sqft |
| 2023-11-01 | 54 days | 2,425 sqft |
| 2023-12-01 | 63 days | 2,405 sqft |
| 2024-01-01 | 67 days | 2,404 sqft |
| 2024-02-01 | 54 days | 2,370 sqft |
| 2024-03-01 | 44 days | 2,370 sqft |
| 2024-04-01 | 38 days | 2,415 sqft |
| 2024-05-01 | 37 days | 2,518 sqft |
| 2024-06-01 | 41 days | 2,452 sqft |
| 2024-07-01 | 45 days | 2,406 sqft |
| 2024-08-01 | 46 days | 2,398 sqft |
| 2024-09-01 | 51 days | 2,363 sqft |
| 2024-10-01 | 54 days | 2,362 sqft |
| 2024-11-01 | 57 days | 2,340 sqft |
| 2024-12-01 | 65 days | 2,296 sqft |
| 2025-01-01 | 67 days | 2,301 sqft |
| 2025-02-01 | 58 days | 2,297 sqft |
| 2025-03-01 | 45 days | 2,282 sqft |
| 2025-04-01 | 44 days | 2,323 sqft |
| 2025-05-01 | 44 days | 2,374 sqft |
SALT LAKE CITY's median listing age (time on market) for 2025-05-01 was 44 days.
This
is 21%
longer
than the same period one year ago.
SALT LAKE CITY's median square footage for active listings during the 2025-05-01 period was 2,374 sqft. One year prior, the average listing was 2,518 sqft.
SALT LAKE CITY's median square footage for active listings during the 2025-05-01 period was 2,374 sqft. One year prior, the average listing was 2,518 sqft.
SALT LAKE CITY, UT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 13,937 | $6,537,445,000 | $469,071 |
| Refi | 4,360 | $1,433,280,000 | $328,734 |
| Home Improvement | 4,068 | $474,970,000 | $116,758 |
| Other | 3,713 | $427,765,000 | $115,207 |
| Cash Out Refi | 3,443 | $974,815,000 | $283,130 |
| NA | 3 | $655,000 | $218,333 |
Salt Lake City's most frequently cited loan purpose was Home Purchase, with 13,937 originations. The 2nd most popular reason was Refi, with 4,360 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 10,849 | $4,471,735,000 | $412,179 |
| 7-8% | 7,057 | $1,927,405,000 | $273,120 |
| Over 8% | 6,533 | $979,465,000 | $149,926 |
| 5-6% | 4,352 | $2,106,230,000 | $483,968 |
| 4-5% | 437 | $175,015,000 | $400,492 |
| <2.5% | 94 | $27,980,000 | $297,660 |
| 2.5-3% | 88 | $16,470,000 | $187,159 |
| 3-4% | 37 | $74,025,000 | $2,000,676 |
During 2024, Salt Lake City's most frequently originated rate bucket was 6-7%, with 10,849 originations.
Loan Sizing (SALT LAKE CITY, UT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 7,585 | $394,045,000 | $51,951 |
| $200k-400k | 7,421 | $2,281,085,000 | $307,382 |
| $400k-600k | 7,116 | $3,440,200,000 | $483,446 |
| $100k-200k | 4,245 | $581,295,000 | $136,936 |
| $600k-1000k | 2,621 | $1,852,055,000 | $706,622 |
| $Over $1MM | 536 | $1,300,250,000 | $2,425,840 |
SALT LAKE CITY's loan sizing saw the bucket of loans from $100,000 or less with 7,585 originations, totaling $394,045,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 9,123 | $4,537,325,000 | $497,350 |
| Under 20% | 8,823 | $607,165,000 | $68,816 |
| 60-80% | 4,417 | $2,445,555,000 | $553,669 |
| 20-40% | 4,181 | $844,195,000 | $201,912 |
| 40-60% | 2,526 | $1,162,750,000 | $460,313 |
| Over 100% | 174 | $96,460,000 | $554,368 |
SALT LAKE CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 9,123 originations, totaling $4,537,325,000 in origination value.