Craig Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Craig averaged 6.5% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.59% and one month ago for the week of 2024-11-07, the average rate was 6.69%.

    Craig's average rate one year ago was 6.93%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.5%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Craig 30 Year Fixed Rate 2024-12-12 6.5%
    Craig 30 Year Fixed Rate Refi 2024-12-12 6.5%
    Craig 15 Year Fixed Rate 2024-12-12 5.64%
    Craig 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Craig 30 Year FHA 2024-12-12 6.09%
    Craig 30 Year FHA Refi 2024-12-12 6.48%
    Craig 30 Year USDA 2024-12-12 6.2%
    Craig 30 Year USDA Refi 2024-12-12 6.5%
    Craig 30 Year VA 2024-12-12 5.88%
    Craig 30 Year VA Refi 2024-12-12 6.28%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Craig, CO.

    Craig Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Craig, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 11 6.91% $4,851
    NFM, INC. 11 7.06% $5,810
    QUICKEN LOANS, LLC 10 6.95% $7,284
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.20% $4,982
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.45% $6,862
    Bank of Colorado 2 6.81% $4,901
    CROSSCOUNTRY MORTGAGE, LLC 2 6.79% $5,713
    GUARANTEED RATE, INC. 2 6.79% $3,340
    Wells Fargo Bank 2 6.50% $5,324
    ACADEMY MORTGAGE CORPORATION 2 6.88% $4,855
    JPMorgan Chase Bank 1 7.99% $6,440
    NAVY FEDERAL CREDIT UNION 1 6.88% $1,842
    NEWREZ LLC 1 7.63% $5,476
    NEXERA HOLDING LLC 1 9.88% $6,472
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $6,866
    PENTAGON FEDERAL CREDIT UNION 1 5.88% $5,079
    Stifel Bank and Trust 1 5.63% $2,243
    TRIAD FINANCIAL SERVICES, INC. 1 8.13% $8,330
    U.S. Bank 1 7.00% $2,595
    Zions Bank 1 6.38% $3,023
    Ally Bank 1 6.75% $3,353
    AMERICAN FINANCING CORPORATION 1 6.38% $7,152
    Bank of America 1 7.25% $3,128
    BAY EQUITY LLC 1 7.49% $6,003
    BROKER SOLUTIONS, INC. 1 7.00% $5,375
    CANVAS CREDIT UNION 1 6.00% $2,774
    Elevations Credit Union 1 7.50% $2,470
    Ent Credit Union 1 6.88% $3,761
    GUILD MORTGAGE COMPANY 1 7.50% $12,501

    Craig Average Closing Costs & Other Stats

    Craig, CO's 29 lenders originated 238 loans during 2023. The total origination value was $51,320,000, with an average loan value of $215,630.

    Craig's average closing costs are $5,402.

    The top Craig lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 11 loans originated. Their average total fees are $4,851, which is $959 lower than the next largest lender, NFM, INC..

    The lowest fee Craig lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($4,851), NFM, INC. ($5,810), QUICKEN LOANS, LLC ($7,284), .

    The lowest rate Craig lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.91%), QUICKEN LOANS, LLC (6.95%), NFM, INC. (7.06%), .

    Craig, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    NFM, INC. $4,905,000 $10,380,000 111.6% 20.2%
    UNITED WHOLESALE MORTGAGE, LLC $9,195,000 $6,970,000 -24.2% 13.6%
    QUICKEN LOANS, LLC $5,955,000 $4,755,000 -20.2% 9.3%
    Bank of Colorado $5,630,000 $3,965,000 -29.6% 7.7%
    Mortgage Research Center, LLC $2,040,000 $1,830,000 -10.3% 3.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,525,000 n/a 3.0%
    BROKER SOLUTIONS, INC. $1,305,000 $1,525,000 16.9% 3.0%
    CROSSCOUNTRY MORTGAGE, LLC $2,855,000 $1,515,000 -46.9% 3.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $345,000 $1,505,000 336.2% 2.9%
    Ent Credit Union $910,000 n/a 1.8%
    AMERICAN FINANCING CORPORATION $1,955,000 $790,000 -59.6% 1.5%
    ACADEMY MORTGAGE CORPORATION $2,905,000 $755,000 -74.0% 1.5%
    GUILD MORTGAGE COMPANY $1,880,000 $750,000 -60.1% 1.5%
    BAY EQUITY LLC $810,000 $740,000 -8.6% 1.4%
    Bank of America $185,000 $605,000 227.0% 1.2%
    PENNYMAC LOAN SERVICES, LLC $775,000 $585,000 -24.5% 1.1%
    Wells Fargo Bank $1,075,000 $540,000 -49.8% 1.1%
    Glacier Bank $3,755,000 $505,000 -86.6% 1.0%
    GUARANTEED RATE, INC. $345,000 $500,000 44.9% 1.0%
    NAVY FEDERAL CREDIT UNION $885,000 $495,000 -44.1% 1.0%
    AMCAP MORTGAGE, LTD. $5,125,000 $465,000 -90.9% 0.9%
    U.S. Bank $490,000 $420,000 -14.3% 0.8%
    Loan Simple, Inc. $375,000 $410,000 9.3% 0.8%
    BMO Harris Bank $395,000 n/a 0.8%
    FREEDOM MORTGAGE CORPORATION $1,205,000 $390,000 -67.6% 0.8%
    CHURCHILL MORTGAGE CORPORATION $235,000 $385,000 63.8% 0.8%
    PENTAGON FEDERAL CREDIT UNION $35,000 $385,000 1,000.0% 0.8%
    Stifel Bank and Trust $455,000 $375,000 -17.6% 0.7%
    Alpine Bank $805,000 $365,000 -54.7% 0.7%
    UNIVERSAL LENDING CORPORATION $580,000 $365,000 -37.1% 0.7%
    SECURITYNATIONAL MORTGAGE COMPANY $305,000 $345,000 13.1% 0.7%
    Ixonia Bank $325,000 n/a 0.6%
    NBH Bank $415,000 $315,000 -24.1% 0.6%
    Platte Valley Bank $305,000 n/a 0.6%
    SUN WEST MORTGAGE COMPANY, INC. $305,000 n/a 0.6%
    GROUP MORTGAGE, LLC $285,000 n/a 0.6%
    USAA Federal Savings Bank $285,000 n/a 0.6%
    JPMorgan Chase Bank $275,000 n/a 0.5%
    NEWREZ LLC $1,180,000 $275,000 -76.7% 0.5%
    21ST MORTGAGE CORPORATION $310,000 $255,000 -17.7% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,415,000 $240,000 -83.0% 0.5%
    Figure Lending LLC $130,000 $205,000 57.7% 0.4%
    The Federal Savings Bank $185,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $555,000 $175,000 -68.5% 0.3%
    LOANDEPOT.COM, LLC $1,365,000 $165,000 -87.9% 0.3%
    Elevations Credit Union $155,000 n/a 0.3%
    Zions Bank $45,000 $155,000 244.4% 0.3%
    CHERRY CREEK MORTGAGE, LLC $625,000 $125,000 -80.0% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $125,000 n/a 0.2%
    CANVAS CREDIT UNION $115,000 n/a 0.2%
    NEXERA HOLDING LLC $115,000 n/a 0.2%
    Ally Bank $105,000 n/a 0.2%
    Flagstar Bank, FSB $205,000 $105,000 -48.8% 0.2%
    Third Federal Savings and Loan Association of Cleveland $55,000 $105,000 90.9% 0.2%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $405,000 $100,000 -75.3% 0.2%
    Coastal Community Bank $90,000 n/a 0.2%
    Centier Bank $85,000 n/a 0.2%
    SECURITY SERVICE $65,000 $85,000 30.8% 0.2%
    Sooper Credit Union $55,000 $75,000 36.4% 0.1%
    Discover Bank $45,000 n/a 0.1%

    Craig's top lender by overall market share is NFM, INC., with 20.2% market share. In second place, with 13.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,970,000 in loans. In third place, with 9.3%, is QUICKEN LOANS, LLC, having originated $4,755,000 in loans. In fourth place, with 7.7%, is Bank of Colorado, having originated $3,965,000 in loans. In fifth place, with 3.6%, is Mortgage Research Center, LLC, having originated $1,830,000 in loans.

    Craig Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Craig (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,875 (7.9%) $208,768 (7.5%) 0.00 96
    2018-02-01 $169,000 (4.1%) $194,789 (-0.1%) 0.00 95
    2018-03-01 $169,000 (1.2%) $201,163 (-1.6%) 0.00 93
    2018-04-01 $183,500 (8.3%) $212,197 (1.6%) 0.00 90
    2018-05-01 $178,700 (5.2%) $205,786 (-1.3%) 0.00 111
    2018-06-01 $189,000 (8.0%) $208,262 (-0.2%) 0.00 138
    2018-07-01 $186,700 (3.8%) $208,817 (1.0%) 0.00 141
    2018-08-01 $177,450 (0.3%) $211,246 (2.3%) 0.00 148
    2018-09-01 $174,900 (-2.4%) $208,962 (0.5%) 0.00 135
    2018-10-01 $179,675 (0.7%) $215,160 (6.6%) 0.00 121
    2018-11-01 $179,950 (0.1%) $263,780 (30.8%) 0.00 107
    2018-12-01 $169,500 (-5.7%) $258,297 (23.0%) 0.00 95
    2019-01-01 $159,900 (-10.1%) $239,451 (14.7%) 0.00 91
    2019-02-01 $157,925 (-6.6%) $240,781 (23.6%) 0.00 87
    2019-03-01 $174,400 (3.2%) $262,086 (30.3%) 0.00 95
    2019-04-01 $189,500 (3.3%) $283,910 (33.8%) 0.00 103
    2019-05-01 $202,400 (13.3%) $293,331 (42.5%) 0.00 112
    2019-06-01 $195,500 (3.4%) $276,675 (32.9%) 0.00 122
    2019-07-01 $199,900 (7.1%) $274,814 (31.6%) 0.00 136
    2019-08-01 $201,277 (13.4%) $269,696 (27.7%) 0.00 143
    2019-09-01 $203,343 (16.3%) $261,219 (25.0%) 0.00 140
    2019-10-01 $202,195 (12.5%) $256,425 (19.2%) 0.00 135
    2019-11-01 $212,000 (17.8%) $263,282 (-0.2%) 0.00 146
    2019-12-01 $209,900 (23.8%) $268,678 (4.0%) 0.00 130
    2020-01-01 $214,750 (34.3%) $270,997 (13.2%) 0.00 118
    2020-02-01 $222,000 (40.6%) $268,896 (11.7%) 0.00 127
    2020-03-01 $204,900 (17.5%) $252,359 (-3.7%) 0.00 137
    2020-04-01 $209,950 (10.8%) $238,841 (-15.9%) 0.00 132
    2020-05-01 $219,500 (8.5%) $240,907 (-17.9%) 0.00 156
    2020-06-01 $217,000 (11.0%) $252,960 (-8.6%) 0.00 165
    2020-07-01 $219,900 (10.0%) $259,273 (-5.7%) 0.00 174
    2020-08-01 $220,000 (9.3%) $262,649 (-2.6%) 0.00 173
    2020-09-01 $223,700 (10.0%) $272,913 (4.5%) 0.00 173
    2020-10-01 $229,700 (13.6%) $284,350 (10.9%) 0.00 170
    2020-11-01 $237,450 (12.0%) $304,279 (15.6%) 0.00 130
    2020-12-01 $255,300 (21.6%) $322,469 (20.0%) 0.00 107
    2021-01-01 $264,950 (23.4%) $311,355 (14.9%) 0.00 88
    2021-02-01 $255,400 (15.1%) $310,114 (15.3%) 0.00 84
    2021-03-01 $256,450 (25.2%) $319,782 (26.7%) 0.00 88
    2021-04-01 $249,900 (19.0%) $307,879 (28.9%) 0.00 101
    2021-05-01 $244,000 (11.2%) $315,085 (30.8%) 0.00 111
    2021-06-01 $240,000 (10.6%) $314,726 (24.4%) 0.00 102
    2021-07-01 $249,500 (13.5%) $304,493 (17.4%) 0.00 95
    2021-08-01 $262,400 (19.3%) $304,358 (15.9%) 0.00 97
    2021-09-01 $261,200 (16.8%) $429,698 (57.5%) 0.00 96
    2021-10-01 $252,500 (9.9%) $454,195 (59.7%) 0.00 87
    2021-11-01 $249,925 (5.3%) $475,346 (56.2%) 0.00 81
    2021-12-01 $249,125 (-2.4%) $515,618 (59.9%) 0.00 66
    2022-01-01 $239,900 (-9.5%) $536,194 (72.2%) 0.00 58
    2022-02-01 $260,000 (1.8%) $559,059 (80.3%) 0.00 55
    2022-03-01 $276,750 (7.9%) $481,910 (50.7%) 0.00 56
    2022-04-01 $275,000 (10.0%) $378,920 (23.1%) 0.00 64
    2022-05-01 $284,950 (16.8%) $358,908 (13.9%) 0.00 76
    2022-06-01 $306,200 (27.6%) $376,460 (19.6%) 0.00 74
    2022-07-01 $330,950 (32.7%) $419,199 (37.7%) 0.00 70
    2022-08-01 $330,425 (25.9%) $404,801 (33.0%) 0.00 86
    2022-09-01 $329,450 (26.1%) $420,928 (-2.0%) 0.00 81
    2022-10-01 $325,000 (28.7%) $440,551 (-3.0%) 0.00 68
    2022-11-01 $299,900 (20.0%) $425,123 (-10.6%) 0.00 62
    2022-12-01 $295,000 (18.4%) $436,679 (-15.3%) 0.00 54
    2023-01-01 $295,000 (23.0%) $456,844 (-14.8%) 0.00 40
    2023-02-01 $326,000 (25.4%) $494,395 (-11.6%) 0.00 36
    2023-03-01 $296,750 (7.2%) $442,723 (-8.1%) 0.00 45
    2023-04-01 $280,000 (1.8%) $385,552 (1.8%) 0.00 53
    2023-05-01 $331,000 (16.2%) $388,931 (8.4%) 0.00 66
    2023-06-01 $349,225 (14.1%) $489,516 (30.0%) 0.00 80
    2023-07-01 $344,900 (4.2%) $483,358 (15.3%) 0.00 92
    2023-08-01 $351,225 (6.3%) $467,020 (15.4%) 0.00 106
    2023-09-01 $349,900 (6.2%) $551,301 (31.0%) 0.00 90
    2023-10-01 $319,950 (-1.6%) $528,658 (20.0%) 0.00 78
    2023-11-01 $322,400 (7.5%) $520,795 (22.5%) 0.00 68
    2023-12-01 $355,000 (20.3%) $561,136 (28.5%) 0.00 59
    2024-01-01 $325,826 (10.5%) $604,825 (32.4%) 0.00 46
    2024-02-01 $357,000 (9.5%) $647,308 (30.9%) 0.00 42
    2024-03-01 $382,450 (28.9%) $701,705 (58.5%) 0.00 39
    2024-04-01 $394,950 (41.1%) $1,482,208 (284.4%) 0.00 48
    2024-05-01 $422,500 (27.6%) $1,324,874 (240.7%) 0.00 60
    2024-06-01 $425,000 (21.7%) $1,242,040 (153.7%) 0.00 69
    2024-07-01 $349,000 (1.2%) $700,976 (45.0%) 0.00 102
    2024-08-01 $343,362 (-2.2%) $699,376 (49.8%) 0.00 104
    2024-09-01 $329,225 (-5.9%) $793,166 (43.9%) 0.00 94
    2024-10-01 $332,225 (3.8%) $705,686 (33.5%) 0.00 96
    2024-11-01 $329,000 (2.1%) $612,449 (17.6%) 0.00 85
    Craig's median listing price for 2024-11-01 was $329,000, a difference of $6,600 (2.1%) versus the prior year and $-3,225 versus the prior month.

    Craig's median listing price comes in at 0% of the national average.

    Craig's average listing price for 2024-11-01 was $612,449, a difference of $91,654 (17.6%) versus the prior year and $-93,237 versus the prior month.

    For the 2024-11-01 period, Craig had 85 MLS listings, a difference of -11 listings (-11%) versus the prior month and 17 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Craig (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,650 sqft
    2018-02-01 0 days 1,592 sqft
    2018-03-01 0 days 1,592 sqft
    2018-04-01 0 days 1,645 sqft
    2018-05-01 0 days 1,615 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,660 sqft
    2018-08-01 0 days 1,616 sqft
    2018-09-01 0 days 1,588 sqft
    2018-10-01 0 days 1,602 sqft
    2018-11-01 0 days 1,593 sqft
    2018-12-01 0 days 1,534 sqft
    2019-01-01 0 days 1,620 sqft
    2019-02-01 0 days 1,625 sqft
    2019-03-01 0 days 1,632 sqft
    2019-04-01 0 days 1,651 sqft
    2019-05-01 0 days 1,691 sqft
    2019-06-01 0 days 1,666 sqft
    2019-07-01 0 days 1,692 sqft
    2019-08-01 0 days 1,706 sqft
    2019-09-01 0 days 1,722 sqft
    2019-10-01 0 days 1,737 sqft
    2019-11-01 0 days 1,840 sqft
    2019-12-01 0 days 1,849 sqft
    2020-01-01 0 days 1,925 sqft
    2020-02-01 0 days 1,960 sqft
    2020-03-01 0 days 1,916 sqft
    2020-04-01 0 days 1,926 sqft
    2020-05-01 0 days 1,849 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,849 sqft
    2020-08-01 0 days 1,848 sqft
    2020-09-01 0 days 1,868 sqft
    2020-10-01 0 days 1,872 sqft
    2020-11-01 0 days 1,953 sqft
    2020-12-01 0 days 2,000 sqft
    2021-01-01 0 days 1,975 sqft
    2021-02-01 0 days 1,988 sqft
    2021-03-01 0 days 2,000 sqft
    2021-04-01 0 days 2,000 sqft
    2021-05-01 0 days 1,920 sqft
    2021-06-01 0 days 1,830 sqft
    2021-07-01 0 days 1,840 sqft
    2021-08-01 0 days 1,836 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,732 sqft
    2021-11-01 0 days 1,616 sqft
    2021-12-01 0 days 1,572 sqft
    2022-01-01 0 days 1,473 sqft
    2022-02-01 0 days 1,557 sqft
    2022-03-01 0 days 1,832 sqft
    2022-04-01 0 days 1,632 sqft
    2022-05-01 0 days 1,705 sqft
    2022-06-01 0 days 1,839 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,971 sqft
    2022-09-01 0 days 1,902 sqft
    2022-10-01 0 days 1,848 sqft
    2022-11-01 0 days 1,961 sqft
    2022-12-01 0 days 1,920 sqft
    2023-01-01 0 days 1,706 sqft
    2023-02-01 0 days 1,812 sqft
    2023-03-01 0 days 1,624 sqft
    2023-04-01 0 days 1,394 sqft
    2023-05-01 0 days 1,581 sqft
    2023-06-01 0 days 1,732 sqft
    2023-07-01 0 days 1,705 sqft
    2023-08-01 0 days 1,728 sqft
    2023-09-01 0 days 1,773 sqft
    2023-10-01 0 days 1,575 sqft
    2023-11-01 0 days 1,488 sqft
    2023-12-01 0 days 1,641 sqft
    2024-01-01 0 days 1,630 sqft
    2024-02-01 0 days 1,708 sqft
    2024-03-01 0 days 1,715 sqft
    2024-04-01 0 days 1,782 sqft
    2024-05-01 0 days 1,767 sqft
    2024-06-01 0 days 1,782 sqft
    2024-07-01 0 days 1,544 sqft
    2024-08-01 0 days 1,440 sqft
    2024-09-01 0 days 1,465 sqft
    2024-10-01 0 days 1,444 sqft
    2024-11-01 0 days 1,473 sqft
    Craig's median listing age (time on market) for 2024-11-01 was 0 days.

    Craig's median square footage for active listings during the 2024-11-01 period was 1,473 sqft. One year prior, the average listing was 1,488 sqft.

    Craig, CO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 166 $41,700,000 $251,205
    Cash Out Refi 33 $5,255,000 $159,242
    Other 14 $1,330,000 $95,000
    Refi 13 $1,975,000 $151,923
    Home Improvement 12 $1,060,000 $88,333

    Craig's most frequently cited loan purpose was Home Purchase, with 166 originations. The 2nd most popular reason was Cash Out Refi, with 33 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 107 $26,565,000 $248,271
    7-8% 55 $13,965,000 $253,909
    Over 8% 43 $3,595,000 $83,605
    5-6% 19 $5,395,000 $283,947
    <2.5% 5 $35,000 $7,000
    4-5% 5 $1,005,000 $201,000

    During 2023, Craig's most frequently originated rate bucket was 6-7%, with 107 originations.

    Loan Sizing (Craig, CO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 119 $34,965,000 $293,824
    $100k-200k 57 $8,485,000 $148,860
    $100,000 or less 51 $2,455,000 $48,137
    $400k-600k 10 $4,810,000 $481,000
    $600k-1000k 1 $605,000 $605,000

    Craig's loan sizing saw the bucket of loans from $200k-400k with 119 originations, totaling $34,965,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 132 $34,730,000 $263,106
    60-80% 36 $9,160,000 $254,444
    Under 20% 30 $1,310,000 $43,667
    20-40% 22 $1,940,000 $88,182
    40-60% 13 $2,595,000 $199,615
    Over 100% 2 $830,000 $415,000

    Craig's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 132 originations, totaling $34,730,000 in origination value.