Craig Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Craig averaged 6.93% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.08% and one month ago for the week of 2025-04-17, the average rate was 7.3%.

    Craig's average rate one year ago was 7.19%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Craig 30 Year Fixed Rate 2025-05-22 6.93%
    Craig 30 Year Fixed Rate Refi 2025-05-22 6.76%
    Craig 15 Year Fixed Rate 2025-05-22 6.01%
    Craig 15 Year Fixed Rate Refi 2025-05-22 6.31%
    Craig 30 Year FHA 2025-05-22 6.41%
    Craig 30 Year FHA Refi 2025-05-22 6.61%
    Craig 30 Year USDA 2025-05-22 6.53%
    Craig 30 Year USDA Refi 2025-05-22 6.43%
    Craig 30 Year VA 2025-05-22 6.52%
    Craig 30 Year VA Refi 2025-05-22 6.62%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Craig, CO.

    Craig Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Craig, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 15 6.86% $4,838
    NFM, INC. 15 6.91% $6,431
    CROSSCOUNTRY MORTGAGE, LLC 14 7.32% $7,279
    Bank of Colorado 11 6.86% $5,641
    QUICKEN LOANS, LLC 8 6.81% $4,868
    MOUNTAIN AMERICA 3 7.16% $5,965
    PLAZA HOME MORTGAGE, INC. 3 6.46% $3,687
    Wells Fargo Bank 2 7.06% $4,402
    BROKER SOLUTIONS, INC. 2 7.31% $4,194
    Farm Credit Mid-America, ACA 2 7.38% $11,982
    The Central Trust Bank 2 6.63% $4,466
    GROUP MORTGAGE, LLC 2 6.94% $5,024
    Plains Commerce Bank 1 5.88% $9,493
    The Federal Savings Bank 1 7.50% $4,595
    First Western Trust Bank 1 7.50% $3,675
    Alpine Bank 1 6.88% $3,064
    BAY EQUITY LLC 1 7.00% $6,980
    BMO Harris Bank 1 7.38% $3,118
    Carrington Mortgage Services, LLC 1 6.75% $9,597
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 1 6.63% $4,752
    Elevations Credit Union 1 6.63% $3,209
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.38% $1,801
    FIRST COLONY MORTGAGE CORPORATION 1 6.13% $4,630
    21ST MORTGAGE CORPORATION 1 10.00% $6,843
    JPMorgan Chase Bank 1 7.38% $7,680
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $6,378

    Craig Average Closing Costs & Other Stats

    Craig, CO's 26 lenders originated 283 loans during 2024. The total origination value was $69,295,000, with an average loan value of $244,859.

    Craig's average closing costs are $5,645.

    The top Craig lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 15 loans originated. Their average total fees are $4,838, which is $1,593 lower than the next largest lender, NFM, INC..

    The lowest fee Craig lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($4,838), Bank of Colorado ($5,641), NFM, INC. ($6,431), CROSSCOUNTRY MORTGAGE, LLC ($7,279) and .

    The lowest rate Craig lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (6.86%), Bank of Colorado (6.86%), NFM, INC. (6.91%), CROSSCOUNTRY MORTGAGE, LLC (7.32%) and .

    Craig, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    NFM, INC. $10,380,000 $11,770,000 13.4% 17.0%
    UNITED WHOLESALE MORTGAGE, LLC $6,970,000 $6,860,000 -1.6% 9.9%
    CROSSCOUNTRY MORTGAGE, LLC $1,515,000 $6,775,000 347.2% 9.8%
    Bank of Colorado $3,965,000 $5,360,000 35.2% 7.7%
    QUICKEN LOANS, LLC $4,755,000 $4,770,000 0.3% 6.9%
    GREYSTONE SERVICING COMPANY LLC $3,135,000 n/a 4.5%
    PENNYMAC LOAN SERVICES, LLC $585,000 $2,195,000 275.2% 3.2%
    Mortgage Research Center, LLC $1,830,000 $1,880,000 2.7% 2.7%
    GUILD MORTGAGE COMPANY $750,000 $1,430,000 90.7% 2.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,505,000 $1,405,000 -6.6% 2.0%
    Farm Credit Mid-America, ACA $1,350,000 n/a 1.9%
    BROKER SOLUTIONS, INC. $1,525,000 $1,020,000 -33.1% 1.5%
    MOUNTAIN AMERICA $1,020,000 n/a 1.5%
    FREEDOM MORTGAGE CORPORATION $390,000 $935,000 139.7% 1.3%
    SWBC MORTGAGE CORPORATION $860,000 n/a 1.2%
    GROUP MORTGAGE, LLC $285,000 $825,000 189.5% 1.2%
    PLAZA HOME MORTGAGE, INC. $780,000 n/a 1.1%
    Wells Fargo Bank $540,000 $780,000 44.4% 1.1%
    The Federal Savings Bank $185,000 $740,000 300.0% 1.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $635,000 n/a 0.9%
    AMERICAN FINANCIAL RESOURCES, INC. $620,000 n/a 0.9%
    NEW DAY FINANCIAL, LLC $600,000 n/a 0.9%
    21ST MORTGAGE CORPORATION $255,000 $555,000 117.6% 0.8%
    BMO Harris Bank $395,000 $550,000 39.2% 0.8%
    Glacier Bank $505,000 $535,000 5.9% 0.8%
    The Central Trust Bank $480,000 n/a 0.7%
    NAVY FEDERAL CREDIT UNION $495,000 $460,000 -7.1% 0.7%
    NOVA FINANCIAL & INVESTMENT CORPORATION $440,000 n/a 0.6%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $100,000 $430,000 330.0% 0.6%
    Elevations Credit Union $155,000 $420,000 171.0% 0.6%
    VILLAGE CAPITAL MORTGAGE $415,000 n/a 0.6%
    PANORAMA MORTGAGE GROUP, LLC $395,000 n/a 0.6%
    NEWREZ LLC $275,000 $390,000 41.8% 0.6%
    BAY EQUITY LLC $740,000 $385,000 -48.0% 0.6%
    CARDINAL FINANCIAL $385,000 n/a 0.6%
    Plains Commerce Bank $315,000 n/a 0.5%
    SECURITY SERVICE $85,000 $310,000 264.7% 0.4%
    Alpine Bank $365,000 $305,000 -16.4% 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,525,000 $305,000 -80.0% 0.4%
    Paramount Residential Mortgage Group, Inc. $300,000 n/a 0.4%
    AMERISAVE MORTGAGE CORPORATION $295,000 n/a 0.4%
    UNION HOME MORTGAGE CORP. $295,000 n/a 0.4%
    GUARANTEED RATE, INC. $500,000 $285,000 -43.0% 0.4%
    Equity Prime Mortgage LLC $275,000 n/a 0.4%
    First Western Trust Bank $275,000 n/a 0.4%
    Carrington Mortgage Services, LLC $265,000 n/a 0.4%
    CORNERSTONE HOME LENDING, INC. $245,000 n/a 0.4%
    JPMorgan Chase Bank $275,000 $225,000 -18.2% 0.3%
    Nations Lending Corporation $195,000 n/a 0.3%
    Discover Bank $45,000 $130,000 188.9% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $240,000 $130,000 -45.8% 0.2%
    AMERITRUST MORTGAGE CORPORATION $125,000 n/a 0.2%
    U.S. Bank $420,000 $105,000 -75.0% 0.2%
    PREMIER MEMBERS CREDIT UNION $95,000 n/a 0.1%
    Figure Lending LLC $205,000 $85,000 -58.5% 0.1%
    Coastal Community Bank $90,000 $75,000 -16.7% 0.1%
    FIRST COLONY MORTGAGE CORPORATION $75,000 n/a 0.1%
    SPRING EQ, LLC $75,000 n/a 0.1%
    BELLCO $55,000 n/a 0.1%
    Ent Credit Union $910,000 $55,000 -94.0% 0.1%
    MidFirst Bank $35,000 n/a 0.1%
    Sooper Credit Union $75,000 $35,000 -53.3% 0.1%

    Craig's top lender by overall market share is NFM, INC., with 17.0% market share. In second place, with 9.9%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $6,860,000 in loans. In third place, with 9.8%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $6,775,000 in loans. In fourth place, with 7.7%, is Bank of Colorado, having originated $5,360,000 in loans. In fifth place, with 6.9%, is QUICKEN LOANS, LLC, having originated $4,770,000 in loans.

    Craig Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Craig (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $177,875 (7.9%) $208,768 (7.5%) 0.00 96
    2018-02-01 $169,000 (4.1%) $194,789 (-0.1%) 0.00 95
    2018-03-01 $169,000 (1.2%) $201,163 (-1.6%) 0.00 93
    2018-04-01 $183,500 (8.3%) $212,197 (1.6%) 0.00 90
    2018-05-01 $178,700 (5.2%) $205,786 (-1.3%) 0.00 111
    2018-06-01 $189,000 (8.0%) $208,262 (-0.2%) 0.00 138
    2018-07-01 $186,700 (3.8%) $208,817 (1.0%) 0.00 141
    2018-08-01 $177,450 (0.3%) $211,246 (2.3%) 0.00 148
    2018-09-01 $174,900 (-2.4%) $208,962 (0.5%) 0.00 135
    2018-10-01 $179,675 (0.7%) $215,160 (6.6%) 0.00 121
    2018-11-01 $179,950 (0.1%) $263,780 (30.8%) 0.00 107
    2018-12-01 $169,500 (-5.7%) $258,297 (23.0%) 0.00 95
    2019-01-01 $159,900 (-10.1%) $239,451 (14.7%) 0.00 91
    2019-02-01 $157,925 (-6.6%) $240,781 (23.6%) 0.00 87
    2019-03-01 $174,400 (3.2%) $262,086 (30.3%) 0.00 95
    2019-04-01 $189,500 (3.3%) $283,910 (33.8%) 0.00 103
    2019-05-01 $202,400 (13.3%) $293,331 (42.5%) 0.00 112
    2019-06-01 $195,500 (3.4%) $276,675 (32.9%) 0.00 122
    2019-07-01 $199,900 (7.1%) $274,814 (31.6%) 0.00 136
    2019-08-01 $201,277 (13.4%) $269,696 (27.7%) 0.00 143
    2019-09-01 $203,343 (16.3%) $261,219 (25.0%) 0.00 140
    2019-10-01 $202,195 (12.5%) $256,425 (19.2%) 0.00 135
    2019-11-01 $212,000 (17.8%) $263,282 (-0.2%) 0.00 146
    2019-12-01 $209,900 (23.8%) $268,678 (4.0%) 0.00 130
    2020-01-01 $214,750 (34.3%) $270,997 (13.2%) 0.00 118
    2020-02-01 $222,000 (40.6%) $268,896 (11.7%) 0.00 127
    2020-03-01 $204,900 (17.5%) $252,359 (-3.7%) 0.00 137
    2020-04-01 $209,950 (10.8%) $238,841 (-15.9%) 0.00 132
    2020-05-01 $219,500 (8.5%) $240,907 (-17.9%) 0.00 156
    2020-06-01 $217,000 (11.0%) $252,960 (-8.6%) 0.00 165
    2020-07-01 $219,900 (10.0%) $259,273 (-5.7%) 0.00 174
    2020-08-01 $220,000 (9.3%) $262,649 (-2.6%) 0.00 173
    2020-09-01 $223,700 (10.0%) $272,913 (4.5%) 0.00 173
    2020-10-01 $229,700 (13.6%) $284,350 (10.9%) 0.00 170
    2020-11-01 $237,450 (12.0%) $304,279 (15.6%) 0.00 130
    2020-12-01 $255,300 (21.6%) $322,469 (20.0%) 0.00 107
    2021-01-01 $264,950 (23.4%) $311,355 (14.9%) 0.00 88
    2021-02-01 $255,400 (15.1%) $310,114 (15.3%) 0.00 84
    2021-03-01 $256,450 (25.2%) $319,782 (26.7%) 0.00 88
    2021-04-01 $249,900 (19.0%) $307,879 (28.9%) 0.00 101
    2021-05-01 $244,000 (11.2%) $315,085 (30.8%) 0.00 111
    2021-06-01 $240,000 (10.6%) $314,726 (24.4%) 0.00 102
    2021-07-01 $249,500 (13.5%) $304,493 (17.4%) 0.00 95
    2021-08-01 $262,400 (19.3%) $304,358 (15.9%) 0.00 97
    2021-09-01 $261,200 (16.8%) $429,698 (57.5%) 0.00 96
    2021-10-01 $252,500 (9.9%) $454,195 (59.7%) 0.00 87
    2021-11-01 $249,925 (5.3%) $475,346 (56.2%) 0.00 81
    2021-12-01 $249,125 (-2.4%) $515,618 (59.9%) 0.00 66
    2022-01-01 $239,900 (-9.5%) $536,194 (72.2%) 0.00 58
    2022-02-01 $260,000 (1.8%) $559,059 (80.3%) 0.00 55
    2022-03-01 $276,750 (7.9%) $481,910 (50.7%) 0.00 56
    2022-04-01 $275,000 (10.0%) $378,920 (23.1%) 0.00 64
    2022-05-01 $284,950 (16.8%) $358,908 (13.9%) 0.00 76
    2022-06-01 $306,200 (27.6%) $376,460 (19.6%) 0.00 74
    2022-07-01 $330,950 (32.7%) $419,199 (37.7%) 0.00 70
    2022-08-01 $330,425 (25.9%) $404,801 (33.0%) 0.00 86
    2022-09-01 $329,450 (26.1%) $420,928 (-2.0%) 0.00 81
    2022-10-01 $325,000 (28.7%) $440,551 (-3.0%) 0.00 68
    2022-11-01 $299,900 (20.0%) $425,123 (-10.6%) 0.00 62
    2022-12-01 $295,000 (18.4%) $436,679 (-15.3%) 0.00 54
    2023-01-01 $295,000 (23.0%) $456,844 (-14.8%) 0.00 40
    2023-02-01 $326,000 (25.4%) $494,395 (-11.6%) 0.00 36
    2023-03-01 $296,750 (7.2%) $442,723 (-8.1%) 0.00 45
    2023-04-01 $280,000 (1.8%) $385,552 (1.8%) 0.00 53
    2023-05-01 $331,000 (16.2%) $388,931 (8.4%) 0.00 66
    2023-06-01 $349,225 (14.1%) $489,516 (30.0%) 0.00 80
    2023-07-01 $344,900 (4.2%) $483,358 (15.3%) 0.00 92
    2023-08-01 $351,225 (6.3%) $467,020 (15.4%) 0.00 106
    2023-09-01 $349,900 (6.2%) $551,301 (31.0%) 0.00 90
    2023-10-01 $319,950 (-1.6%) $528,658 (20.0%) 0.00 78
    2023-11-01 $322,400 (7.5%) $520,795 (22.5%) 0.00 68
    2023-12-01 $355,000 (20.3%) $561,136 (28.5%) 0.00 59
    2024-01-01 $325,826 (10.5%) $604,825 (32.4%) 0.00 46
    2024-02-01 $357,000 (9.5%) $647,308 (30.9%) 0.00 42
    2024-03-01 $382,450 (28.9%) $701,705 (58.5%) 0.00 39
    2024-04-01 $394,950 (41.1%) $1,482,208 (284.4%) 0.00 48
    2024-05-01 $422,500 (27.6%) $1,324,874 (240.7%) 0.00 60
    2024-06-01 $425,000 (21.7%) $1,242,040 (153.7%) 0.00 69
    2024-07-01 $349,000 (1.2%) $700,976 (45.0%) 0.00 102
    2024-08-01 $343,362 (-2.2%) $699,376 (49.8%) 0.00 104
    2024-09-01 $329,225 (-5.9%) $793,166 (43.9%) 0.00 94
    2024-10-01 $332,225 (3.8%) $705,686 (33.5%) 0.00 96
    2024-11-01 $329,000 (2.1%) $612,449 (17.6%) 0.00 85
    2024-12-01 $329,250 (-7.3%) $829,008 (47.7%) 0.00 77
    Craig's median listing price for 2024-12-01 was $329,250, a difference of $-25,750 (-7.3%) versus the prior year and $250 versus the prior month.

    Craig's median listing price comes in at 0% of the national average.

    Craig's average listing price for 2024-12-01 was $829,008, a difference of $267,872 (47.7%) versus the prior year and $216,559 versus the prior month.

    For the 2024-12-01 period, Craig had 77 MLS listings, a difference of -8 listings (-9%) versus the prior month and 18 listings (31%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Craig (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,650 sqft
    2018-02-01 0 days 1,592 sqft
    2018-03-01 0 days 1,592 sqft
    2018-04-01 0 days 1,645 sqft
    2018-05-01 0 days 1,615 sqft
    2018-06-01 0 days 1,664 sqft
    2018-07-01 0 days 1,660 sqft
    2018-08-01 0 days 1,616 sqft
    2018-09-01 0 days 1,588 sqft
    2018-10-01 0 days 1,602 sqft
    2018-11-01 0 days 1,593 sqft
    2018-12-01 0 days 1,534 sqft
    2019-01-01 0 days 1,620 sqft
    2019-02-01 0 days 1,625 sqft
    2019-03-01 0 days 1,632 sqft
    2019-04-01 0 days 1,651 sqft
    2019-05-01 0 days 1,691 sqft
    2019-06-01 0 days 1,666 sqft
    2019-07-01 0 days 1,692 sqft
    2019-08-01 0 days 1,706 sqft
    2019-09-01 0 days 1,722 sqft
    2019-10-01 0 days 1,737 sqft
    2019-11-01 0 days 1,840 sqft
    2019-12-01 0 days 1,849 sqft
    2020-01-01 0 days 1,925 sqft
    2020-02-01 0 days 1,960 sqft
    2020-03-01 0 days 1,916 sqft
    2020-04-01 0 days 1,926 sqft
    2020-05-01 0 days 1,849 sqft
    2020-06-01 0 days 1,811 sqft
    2020-07-01 0 days 1,849 sqft
    2020-08-01 0 days 1,848 sqft
    2020-09-01 0 days 1,868 sqft
    2020-10-01 0 days 1,872 sqft
    2020-11-01 0 days 1,953 sqft
    2020-12-01 0 days 2,000 sqft
    2021-01-01 0 days 1,975 sqft
    2021-02-01 0 days 1,988 sqft
    2021-03-01 0 days 2,000 sqft
    2021-04-01 0 days 2,000 sqft
    2021-05-01 0 days 1,920 sqft
    2021-06-01 0 days 1,830 sqft
    2021-07-01 0 days 1,840 sqft
    2021-08-01 0 days 1,836 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,732 sqft
    2021-11-01 0 days 1,616 sqft
    2021-12-01 0 days 1,572 sqft
    2022-01-01 0 days 1,473 sqft
    2022-02-01 0 days 1,557 sqft
    2022-03-01 0 days 1,832 sqft
    2022-04-01 0 days 1,632 sqft
    2022-05-01 0 days 1,705 sqft
    2022-06-01 0 days 1,839 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,971 sqft
    2022-09-01 0 days 1,902 sqft
    2022-10-01 0 days 1,848 sqft
    2022-11-01 0 days 1,961 sqft
    2022-12-01 0 days 1,920 sqft
    2023-01-01 0 days 1,706 sqft
    2023-02-01 0 days 1,812 sqft
    2023-03-01 0 days 1,624 sqft
    2023-04-01 0 days 1,394 sqft
    2023-05-01 0 days 1,581 sqft
    2023-06-01 0 days 1,732 sqft
    2023-07-01 0 days 1,705 sqft
    2023-08-01 0 days 1,728 sqft
    2023-09-01 0 days 1,773 sqft
    2023-10-01 0 days 1,575 sqft
    2023-11-01 0 days 1,488 sqft
    2023-12-01 0 days 1,641 sqft
    2024-01-01 0 days 1,630 sqft
    2024-02-01 0 days 1,708 sqft
    2024-03-01 0 days 1,715 sqft
    2024-04-01 0 days 1,782 sqft
    2024-05-01 0 days 1,767 sqft
    2024-06-01 0 days 1,782 sqft
    2024-07-01 0 days 1,544 sqft
    2024-08-01 0 days 1,440 sqft
    2024-09-01 0 days 1,465 sqft
    2024-10-01 0 days 1,444 sqft
    2024-11-01 0 days 1,473 sqft
    2024-12-01 0 days 1,445 sqft
    Craig's median listing age (time on market) for 2024-12-01 was 0 days.

    Craig's median square footage for active listings during the 2024-12-01 period was 1,445 sqft. One year prior, the average listing was 1,641 sqft.

    Craig, CO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 184 $51,200,000 $278,261
    Cash Out Refi 38 $8,670,000 $228,158
    Refi 25 $6,835,000 $273,400
    Other 24 $1,900,000 $79,167
    Home Improvement 12 $690,000 $57,500

    Craig's most frequently cited loan purpose was Home Purchase, with 184 originations. The 2nd most popular reason was Cash Out Refi, with 38 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 132 $38,790,000 $293,864
    7-8% 62 $17,200,000 $277,419
    Over 8% 46 $3,510,000 $76,304
    5-6% 28 $7,940,000 $283,571
    <2.5% 7 $75,000 $10,714

    During 2024, Craig's most frequently originated rate bucket was 6-7%, with 132 originations.

    Loan Sizing (Craig, CO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 147 $43,145,000 $293,503
    $100,000 or less 62 $3,390,000 $54,677
    $100k-200k 48 $7,420,000 $154,583
    $400k-600k 21 $9,555,000 $455,000
    $600k-1000k 4 $2,650,000 $662,500
    $Over $1MM 1 $3,135,000 $3,135,000

    Craig's loan sizing saw the bucket of loans from $200k-400k with 147 originations, totaling $43,145,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 151 $43,395,000 $287,384
    60-80% 40 $13,680,000 $342,000
    20-40% 28 $2,340,000 $83,571
    Under 20% 28 $1,000,000 $35,714
    40-60% 21 $4,705,000 $224,048
    Over 100% 2 $740,000 $370,000

    Craig's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 151 originations, totaling $43,395,000 in origination value.