Intelliloan Mortgage Rates, Fees & Info

ORANGE, CA

LEI: 549300Q6YL1SFVPEGV90

Tax ID: 95-4449805

4.8 stars - out of 5 stars, based on 63 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Intelliloan is a small mortgage company specializing in Refi and Cash Out Refi loans. Intelliloan has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Riverside, San Francisco, Sacramento, and San Jose among others. We have data for 134 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Intelliloan has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Intelliloan is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.71% 10/3/22
    30 Year Conventional Refi 6.36% 10/3/22
    30 Year Cash-out Refi 6.57% 10/3/22
    30 Year FHA Purchase 7.50% 10/3/22
    30 Year FHA Refi 7.04% 10/3/22
    30 Year VA Purchase 5.97% 10/3/22
    30 Year VA Refi 5.98% 10/3/22
    15 Year Conventional Purchase 6.50% 10/3/22
    15 Year Conventional Refi 5.91% 10/3/22
    15 Year Cash-out Refi 5.91% 10/3/22
    15 Year FHA Purchase 5.96% 10/3/22
    15 Year FHA Refi 5.96% 10/3/22
    15 Year VA Refi 7.14% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    3,995

    Origination Dollar Volume (All Markets)

    $1,320,295,000
    Show all (10) awards

    Relative Rate

    Intelliloan 's average 30 year fixed mortgage rate was 2.97%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.18%.

    Relative Fees (Closing Costs)

    Intelliloan 's average total fees/closing costs for a 30 year fixed rate mortgage were $5,466.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,370 $499,780,000 $364,803 $4,328 2.58%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 635 $196,385,000 $309,268 $5,135 2.77%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 349 $133,045,000 $381,218 $4,071 2.47%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 253 $75,815,000 $299,664 $4,338 2.63%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 121 $47,805,000 $395,083 $3,131 2.32%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 120 $44,160,000 $368,000 $3,838 2.58%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 126 $32,970,000 $261,667 $5,302 2.83%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 82 $30,400,000 $370,732 $4,343 2.51%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 90 $22,350,000 $248,333 $4,409 2.54%
    VALLEJO, CA (FHA|USDA|VA) 50 $17,330,000 $346,600 $5,244 2.70%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 59 $16,925,000 $286,864 $4,946 2.70%
    STOCKTON, CA (FHA|USDA|VA) 53 $15,055,000 $284,057 $4,347 2.71%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 56 $14,740,000 $263,214 $5,213 2.95%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 34 $13,280,000 $390,588 $4,935 2.63%
    FRESNO, CA (FHA|USDA|VA) 40 $9,790,000 $244,750 $4,817 3.05%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 21 $7,975,000 $379,762 $8,154 2.84%
    MODESTO, CA (FHA|USDA|VA) 26 $6,780,000 $260,769 $5,039 2.82%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 21 $6,175,000 $294,048 $6,049 2.92%
    Outside of Metro Areas 21 $5,535,000 $263,571 $5,337 2.68%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 18 $4,980,000 $276,667 $5,172 2.96%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 13 $4,925,000 $378,846 $6,385 2.79%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 17 $4,395,000 $258,529 $4,988 3.07%
    NAPA, CA (FHA|USDA|VA) 11 $4,215,000 $383,182 $6,776 2.56%
    BAKERSFIELD, CA (FHA|USDA|VA) 19 $4,095,000 $215,526 $3,992 2.91%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 18 $3,940,000 $218,889 $5,423 3.05%
    VISALIA, CA (FHA|USDA|VA) 14 $3,920,000 $280,000 $9,141 3.20%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 13 $3,655,000 $281,154 $5,015 2.77%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 10 $3,640,000 $364,000 $5,333 2.41%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 11 $3,495,000 $317,727 $6,481 2.83%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 15 $3,195,000 $213,000 $5,307 2.89%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $2,810,000 $351,250 $4,683 2.28%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 12 $2,770,000 $230,833 $5,821 3.06%
    YUBA CITY, CA (FHA|USDA|VA) 12 $2,750,000 $229,167 $6,055 2.74%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 12 $2,750,000 $229,167 $3,439 2.89%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 11 $2,635,000 $239,545 $5,713 3.00%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 11 $2,565,000 $233,182 $3,637 2.83%
    WORCESTER, MA-CT (FHA|USDA|VA) 9 $2,525,000 $280,556 $5,380 3.30%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 7 $2,445,000 $349,286 $4,989 2.72%
    SALINAS, CA (FHA|USDA|VA) 8 $2,350,000 $293,750 $5,545 2.61%
    TUCSON, AZ (FHA|USDA|VA) 8 $2,240,000 $280,000 $5,088 2.89%
    RICHMOND, VA (FHA|USDA|VA) 9 $2,195,000 $243,889 $5,317 2.83%
    MERCED, CA (FHA|USDA|VA) 7 $2,055,000 $293,571 $7,224 3.21%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,375 2.87%
    RENO, NV (FHA|USDA|VA) 7 $1,995,000 $285,000 $3,448 2.68%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $1,965,000 $218,333 $6,405 3.33%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $1,875,000 $267,857 $3,272 2.71%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $1,725,000 $345,000 $3,139 2.78%
    JACKSONVILLE, FL (FHA|USDA|VA) 7 $1,645,000 $235,000 $3,686 2.98%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 5 $1,375,000 $275,000 $7,984 2.93%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 4 $1,370,000 $342,500 $3,740 2.40%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,315,000 $263,000 $2,784 2.95%
    MADERA, CA (FHA|USDA|VA) 6 $1,290,000 $215,000 $5,536 3.13%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,303 2.82%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,234 3.09%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,050,000 $262,500 $4,054 2.47%
    OCALA, FL (FHA|USDA|VA) 5 $975,000 $195,000 $6,185 3.32%
    Clearlake, CA (FHA|USDA|VA) 4 $970,000 $242,500 $4,447 2.91%
    SPRINGFIELD, MA (FHA|USDA|VA) 3 $875,000 $291,667 $2,782 2.12%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 3 $865,000 $288,333 $5,913 3.13%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $860,000 $215,000 $2,980 3.00%
    Sonora, CA (FHA|USDA|VA) 3 $805,000 $268,333 $2,975 2.63%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $785,000 $261,667 $4,418 2.71%
    Glenwood Springs, CO (FHA|USDA|VA) 1 $765,000 $765,000 $15,341 3.00%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $695,000 $231,667 $9,156 2.75%
    BEND, OR (FHA|USDA|VA) 2 $690,000 $345,000 $3,899 2.81%
    CARSON CITY, NV (FHA|USDA|VA) 2 $660,000 $330,000 $7,884 2.88%
    SALEM, OR (FHA|USDA|VA) 2 $630,000 $315,000 $9,704 2.94%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $625,000 $208,333 $7,453 2.46%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $615,000 $205,000 $3,971 2.71%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 2 $610,000 $305,000 $7,696 3.13%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $575,000 $191,667 $8,830 3.46%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $550,000 $275,000 $8,091 2.38%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $545,000 $545,000 $28,957 2.63%
    REDDING, CA (FHA|USDA|VA) 3 $525,000 $175,000 $4,481 2.92%
    BELLINGHAM, WA (FHA|USDA|VA) 1 $505,000 $505,000 $13,500 2.88%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $495,000 $495,000 $3,126 2.88%
    BOISE CITY, ID (FHA|USDA|VA) 2 $470,000 $235,000 $0 3.38%
    Ukiah, CA (FHA|USDA|VA) 1 $455,000 $455,000 $9,258 3.00%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $445,000 $445,000 $880 2.50%
    CHICO, CA (FHA|USDA|VA) 2 $380,000 $190,000 $5,918 2.88%
    Bonham, TX (FHA|USDA|VA) 1 $375,000 $375,000 $6,740 2.25%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $365,000 $365,000 $2,080 2.50%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 2 $360,000 $180,000 $0 3.50%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $355,000 $355,000 $9,965 2.25%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $345,000 $345,000 $14,197 3.00%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $345,000 $345,000 $17,758 2.75%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $310,000 $155,000 $5,102 2.69%
    Susanville, CA (FHA|USDA|VA) 2 $300,000 $150,000 $5,800 2.88%
    PEORIA, IL (FHA|USDA|VA) 1 $295,000 $295,000 $983 1.99%
    SAVANNAH, GA (FHA|USDA|VA) 1 $285,000 $285,000 $6,186 2.50%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $285,000 $285,000 $5,738 2.88%
    Fort Morgan, CO (FHA|USDA|VA) 1 $285,000 $285,000 $6,208 3.25%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $280,000 $140,000 $3,364 3.44%
    Key West, FL (FHA|USDA|VA) 1 $275,000 $275,000 $2,716 2.75%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $275,000 $275,000 $5,761 3.00%
    Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $2,195 3.25%
    Payson, AZ (FHA|USDA|VA) 1 $275,000 $275,000 $6,985 2.63%
    EL CENTRO, CA (FHA|USDA|VA) 1 $275,000 $275,000 $7,418 3.63%
    CORVALLIS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $4,424 2.50%
    PUEBLO, CO (FHA|USDA|VA) 1 $265,000 $265,000 $4,735 2.88%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $255,000 $255,000 $12,319 2.63%
    GRANTS PASS, OR (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.00%
    Grand Rapids, MN (FHA|USDA|VA) 1 $245,000 $245,000 $7,326 4.75%
    Red Bluff, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.29%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $245,000 $245,000 $3,449 3.25%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,329 2.25%
    Summerville, GA (FHA|USDA|VA) 1 $245,000 $245,000 $7,730 3.13%
    Athens, TX (FHA|USDA|VA) 1 $245,000 $245,000 $6,269 3.00%
    YUMA, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $6,573 2.75%
    ROANOKE, VA (FHA|USDA|VA) 1 $235,000 $235,000 $7,906 3.50%
    Alexandria, MN (FHA|USDA|VA) 1 $235,000 $235,000 $7,491 2.88%
    GREELEY, CO (FHA|USDA|VA) 1 $225,000 $225,000 $6,133 3.00%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $225,000 $225,000 $6,411 2.38%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 1 $225,000 $225,000 $2,331 2.50%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $225,000 $225,000 $3,843 3.00%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $215,000 $215,000 $8,066 3.63%
    Pahrump, NV (FHA|USDA|VA) 1 $215,000 $215,000 $4,003 3.38%
    GREEN BAY, WI (FHA|USDA|VA) 1 $215,000 $215,000 $5,051 2.38%
    Centralia, WA (FHA|USDA|VA) 1 $205,000 $205,000 $6,004 2.75%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $205,000 $205,000 $5,811 2.50%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $205,000 $205,000 $7,402 3.63%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $205,000 $205,000 $10,037 2.25%
    Paducah, KY-IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,188 3.13%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,352 3.00%
    GRAND JUNCTION, CO (FHA|USDA|VA) 1 $195,000 $195,000 $4,088 2.25%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,577 2.50%
    Warren, PA (FHA|USDA|VA) 1 $195,000 $195,000 $8,050 2.38%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $195,000 $195,000 $9,978 3.75%
    SALISBURY, MD-DE (FHA|USDA|VA) 1 $165,000 $165,000 $4,845 3.88%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $165,000 $165,000 $2,598 2.88%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.63%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $8,581 2.38%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $135,000 $135,000 $4,826 2.88%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $115,000 $115,000 $2,657 2.50%

    Intelliloan 's top markets include Los Angeles, Riverside, San Francisco, Sacramento, and San Jose among others.

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 3,757 $1,247,225,000 $331,974 $4,359 2.64%
    FHA 168 $48,840,000 $290,714 $9,605 2.97%
    VA 67 $23,405,000 $349,328 $6,971 2.60%
    FHA 3 $825,000 $275,000 $0 2.81%

    For 2021, Intelliloan 's most frequently originated type of loan was Conventional, with 3,757 originations. Their 2nd most popular type was FHA, with 168 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,162 $727,920,000 $336,688 $2,907 2.51%
    Cash Out Refi 1,773 $568,845,000 $320,838 $6,675 2.82%
    Home Purchase 60 $23,530,000 $392,167 $7,440 3.06%

    For 2021, Intelliloan 's most frequently cited loan purpose was Refi, with 2,162 originations. The 2nd most popular reason was Cash Out Refi, with 1,773 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,230 $755,600,000 $338,834 $5,466 2.97%
    15 Year 1,391 $456,865,000 $328,444 $3,431 2.16%
    20 Year 227 $68,105,000 $300,022 $4,811 2.73%
    10 Year 78 $17,100,000 $219,231 $3,966 2.27%
    Other 69 $22,625,000 $327,899 $2,952 2.66%

    For 2021, Intelliloan 's most frequently cited loan duration was 30 Year, with 2,230 originations. The 2nd most popular length was 15 Year, with 1,391 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 1,131 $425,265,000 $376,008
    $<1k 958 $382,680,000 $399,457
    $1k-2k 651 $193,185,000 $296,751
    $4k-5k 381 $95,075,000 $249,541
    $3k-4k 354 $88,100,000 $248,870
    $2k-3k 278 $72,880,000 $262,158

    Intelliloan 's average total fees were $5,466, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,131 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 1,699 $574,465,000 $338,119
    2.5-3% 1,493 $492,835,000 $330,097
    3-4% 764 $241,460,000 $316,047
    4-5% 38 $11,210,000 $295,000
    Over 8% 1 $325,000 $325,000

    During 2021, Intelliloan 's average interest rate for loans was 2.97%, while their most frequently originated rate bucket for loans was <2.5%, with 1,699 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,114 $616,660,000 $291,703 $4,865 2.70%
    $400k-600k 1,146 $540,790,000 $471,894 $4,334 2.52%
    $100k-200k 658 $110,790,000 $168,374 $3,944 2.73%
    $600k-1MM 74 $51,770,000 $699,595 $8,642 2.90%
    $100,000 or less 3 $285,000 $95,000 $1,000 2.83%

    2021 saw Intelliloan place emphasis on $200k-400k loans with 2,114 originations, totaling $616,660,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,151 $409,055,000 $355,391 $4,404 2.60%
    $150k-250k 856 $341,550,000 $399,007 $4,073 2.52%
    $75k-100k 778 $239,070,000 $307,288 $5,244 2.73%
    $50k-75k 689 $180,525,000 $262,010 $5,255 2.79%
    $50k or less 257 $51,235,000 $199,358 $4,744 2.88%
    $250k+ 168 $71,450,000 $425,298 $3,162 2.41%

    Intelliloan lent most frequently to those with incomes in the $100k-150k range, with 1,151 originations. The second most popular income band? $150k-250k, with 856 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 836 $278,070,000 $332,620 $3,664 2.52%
    30-36% 688 $227,340,000 $330,436 $4,406 2.64%
    <20% 272 $83,020,000 $305,221 $3,175 2.51%
    44% 216 $70,700,000 $327,315 $5,751 2.90%
    49% 199 $69,695,000 $350,226 $5,671 2.68%
    39% 158 $52,800,000 $334,177 $4,602 2.69%
    38% 156 $52,610,000 $337,244 $4,744 2.66%
    48% 151 $50,215,000 $332,550 $5,128 2.81%
    42% 150 $47,630,000 $317,533 $5,228 2.75%
    43% 146 $49,900,000 $341,781 $5,390 2.73%
    37% 144 $48,280,000 $335,278 $4,507 2.62%
    40% 141 $48,045,000 $340,745 $5,329 2.71%
    36% 132 $44,840,000 $339,697 $4,218 2.61%
    41% 130 $42,750,000 $328,846 $5,520 2.74%
    46% 121 $39,735,000 $328,388 $5,294 2.77%
    47% 115 $38,005,000 $330,478 $4,732 2.66%
    45% 102 $34,090,000 $334,216 $5,888 2.80%
    50-60% 42 $15,190,000 $361,667 $11,654 2.71%
    >60% 1 $475,000 $475,000 $0 3.35%

    Intelliloan lent most frequently to those with DTI ratios of 20-30%, with 836 originations. The next most common DTI ratio? 30-36%, with 688 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,481 $794,275,000 $320,143 $4,682 2.70%
    Asian 600 $221,660,000 $369,433 $3,717 2.48%
    Not provided 602 $202,560,000 $336,478 $4,886 2.63%
    Black 236 $75,310,000 $319,110 $5,415 2.79%
    American Indian 33 $10,935,000 $331,364 $5,868 2.67%
    Native Hawaiian or Islander 26 $9,330,000 $358,846 $6,657 2.79%
    Filipino 6 $2,440,000 $406,667 $6,056 2.29%
    Asian Indian 4 $1,300,000 $325,000 $2,837 2.34%
    Other Asian 4 $1,210,000 $302,500 $4,873 2.47%
    Other Pacific Islander 1 $565,000 $565,000 $4,944 3.38%
    Korean 1 $555,000 $555,000 $0 1.75%
    Japanese 1 $155,000 $155,000 $4,893 2.25%

    Approval Rates

    Total approvals of all applications
    94.92%

    Intelliloan has an average approval rate.

    Pick Rate

    Approvals leading to origination
    -1.13%

    Intelliloan has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 3,995 $1,320,295,000 $330,487

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    3,995 $1,320,295,000 $330,487

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 835 $215,005,000 $257,491 $3,709 2.49%
    40-60% 1,815 $651,485,000 $358,945 $3,762 2.51%
    60-80% 1,015 $355,255,000 $350,005 $6,371 3.00%
    80-100% 227 $74,445,000 $327,952 $7,480 2.96%
    Over 100% 1 $445,000 $445,000 $0 2.50%
    Under 20% 102 $23,660,000 $231,961 $4,075 2.56%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Intelliloan, Inc Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 60.0%
    Intelliloan, Inc FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%
    Intelliloan, Inc VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 20.0%