First National Bank Mortgage Rates, Fees & Info

Ft. Pierre, SD

LEI: 254900OD9TDRYGWJ0N48

Tax ID: 46-0177437

5 stars - out of 5 stars, based on 24 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

First National Bank is a smaller bank specializing in Home Purchase and Refi loans. First National Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets include Denver, Rapid City, Pierre, Minneapolis, and Greeley among others. First National Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. First National Bank is typically an average fee lendor.


Originations

597

Origination Dollar Volume (All Markets)

$202,045,000

Employee count

175 Show all (11) awards

Relative Rate

First National Bank's average 30 year fixed rate mortgage of loans were 2.84%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.31%.

Relative Fees

First National Bank's average total fees for a 30 year fixed rate mortgage are $4,077.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 27 $33,555,000 $1,242,778 $4,154 3.51%
RAPID CITY, SD (FHA|USDA|VA) 87 $21,875,000 $251,437 $4,210 2.87%
Pierre, SD (FHA|USDA|VA) 89 $20,185,000 $226,798 $3,949 3.04%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 47 $16,165,000 $343,936 $2,909 2.68%
GREELEY, CO (FHA|USDA|VA) 42 $15,760,000 $375,238 $2,251 3.82%
FORT COLLINS, CO (FHA|USDA|VA) 34 $14,420,000 $424,118 $2,700 3.84%
Outside of Metro Areas 60 $9,660,000 $161,000 $3,282 2.91%
Huron, SD (FHA|USDA|VA) 51 $9,395,000 $184,216 $4,314 2.79%
BOISE CITY, ID (FHA|USDA|VA) 1 $9,155,000 $9,155,000 $0 3.75%
Spearfish, SD (FHA|USDA|VA) 30 $8,760,000 $292,000 $4,870 3.43%
COLORADO SPRINGS, CO (FHA|USDA|VA) 4 $5,630,000 $1,407,500 $8,567 3.16%
RENO, NV (FHA|USDA|VA) 9 $3,745,000 $416,111 $5,878 2.55%
SIOUX FALLS, SD (FHA|USDA|VA) 16 $3,740,000 $233,750 $3,693 2.82%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,045,000 $227,222 $2,419 2.56%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $1,475,000 $491,667 $4,908 3.33%
Watertown, SD (FHA|USDA|VA) 4 $1,340,000 $335,000 $3,813 2.53%
Mitchell, SD (FHA|USDA|VA) 3 $1,135,000 $378,333 $3,535 2.88%
ENID, OK (FHA|USDA|VA) 5 $1,105,000 $221,000 $3,337 2.45%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $1,100,000 $550,000 $4,192 2.56%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $985,000 $328,333 $3,550 2.33%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 3 $935,000 $311,667 $3,780 2.91%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $880,000 $440,000 $4,949 2.81%
LINCOLN, NE (FHA|USDA|VA) 2 $860,000 $430,000 $2,623 2.56%
BOULDER, CO (FHA|USDA|VA) 2 $850,000 $425,000 $0 3.63%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $825,000 $275,000 $2,664 2.54%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $760,000 $380,000 $5,122 2.44%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2 $720,000 $360,000 $4,358 2.38%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $595,000 $198,333 $2,671 2.71%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $585,000 $585,000 $0 3.00%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $555,000 $555,000 $0 4.00%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $550,000 $275,000 $2,595 3.06%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $545,000 $545,000 $5,122 2.87%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $535,000 $535,000 $3,299 2.25%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $515,000 $515,000 $3,505 2.99%
BEND, OR (FHA|USDA|VA) 1 $505,000 $505,000 $4,886 2.88%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1 $505,000 $505,000 $4,301 2.87%
Breckenridge, CO (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 3 $495,000 $165,000 $3,865 3.00%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $495,000 $495,000 $3,903 2.75%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $480,000 $240,000 $3,584 2.44%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $465,000 $465,000 $3,341 2.38%
Glenwood Springs, CO (FHA|USDA|VA) 1 $445,000 $445,000 $8,547 3.00%
Fergus Falls, MN (FHA|USDA|VA) 1 $425,000 $425,000 $3,384 2.88%
Clovis, NM (FHA|USDA|VA) 1 $385,000 $385,000 $12,809 2.38%
Minot, ND (FHA|USDA|VA) 1 $365,000 $365,000 $3,386 3.38%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $365,000 $365,000 $0 3.13%
ABILENE, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,159 2.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $315,000 $315,000 $5,025 2.38%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.13%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 1 $295,000 $295,000 $5,055 2.75%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $285,000 $285,000 $2,979 2.38%
Willmar, MN (FHA|USDA|VA) 1 $275,000 $275,000 $2,769 2.88%
CHEYENNE, WY (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.25%
Brainerd, MN (FHA|USDA|VA) 1 $265,000 $265,000 $3,729 2.50%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.00%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $245,000 $245,000 $0 2.38%
MADISON, WI (FHA|USDA|VA) 1 $245,000 $245,000 $1,858 2.38%
Warrensburg, MO (FHA|USDA|VA) 1 $235,000 $235,000 $10,071 1.99%
KANKAKEE, IL (FHA|USDA|VA) 1 $215,000 $215,000 $11,093 2.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,210 3.06%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $205,000 $205,000 $4,358 2.25%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
COLUMBIA, MO (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.75%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,677 2.63%
Aberdeen, SD (FHA|USDA|VA) 1 $155,000 $155,000 $2,908 1.99%
LAS CRUCES, NM (FHA|USDA|VA) 1 $135,000 $135,000 $2,951 2.88%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $135,000 $135,000 $2,854 2.87%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.88%
Worthington, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,538 2.25%
Hutchinson, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,662 2.00%
North Platte, NE (FHA|USDA|VA) 1 $105,000 $105,000 $2,378 2.75%
Stevens Point, WI (FHA|USDA|VA) 1 $75,000 $75,000 $1,801 2.50%

First National Bank's top markets include Denver, Rapid City, Pierre, Minneapolis, and Greeley among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 513 $181,405,000 $353,616 $3,341 3.13%
VA 42 $12,980,000 $309,048 $6,507 2.31%
FHA 27 $4,905,000 $181,667 $6,316 2.84%
USDA 15 $2,755,000 $183,667 $4,733 2.55%

For the 2021 period, First National Bank's most frequently originated loan type of loans were Conventional, with 513 originations. Their 2nd most popular type is VA, with 42 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 319 $126,325,000 $396,003 $4,338 3.26%
Refi 171 $49,295,000 $288,275 $3,006 2.78%
Cash Out Refi 102 $25,530,000 $250,294 $3,988 2.78%
Home Improvement 5 $895,000 $179,000 $2,153 3.55%

For the 2021, First National Bank's most frequently cited loan purpose of loans were Home Purchase, with 319 originations. The 2nd most popular reason of loans were Refi, with 171 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 357 $96,255,000 $269,622 $4,077 2.84%
15 Year 88 $18,720,000 $212,727 $3,152 2.46%
10 Year 45 $34,845,000 $774,333 $2,539 3.92%
Other 36 $29,630,000 $823,056 $2,628 3.96%
20 Year 32 $6,990,000 $218,438 $2,920 3.07%
1 Year 25 $8,485,000 $339,400 $8,902 4.41%
5 Year 12 $5,320,000 $443,333 $0 4.13%
30+ year 1 $295,000 $295,000 $0 4.25%
3 Year 1 $1,505,000 $1,505,000 $0 3.98%

For the 2021, First National Bank's most frequently cited loan length of loans were 30 Year, with 357 originations. The 2nd most popular length of loans were 15 Year, with 88 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 323 $83,095,000 $257,260
$1k-2k 39 $8,955,000 $229,615
$3k-4k 30 $9,570,000 $319,000
$2k-3k 28 $5,550,000 $198,214
$5k+ 11 $4,945,000 $449,545

$4,077 of loans were First National Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 323 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 190 $51,250,000 $269,737
<2.5% 189 $46,745,000 $247,328
3-4% 144 $83,580,000 $580,417
4-5% 71 $19,835,000 $279,366
5-6% 3 $635,000 $211,667

During 2021, First National Bank's average interest rate of loans were 2.84%, while their most frequently originated rate bucket of loans were 2.5-3%, with 190 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 245 $69,515,000 $283,735 $4,175 2.99%
$100k-200k 173 $26,415,000 $152,688 $3,266 2.98%
$400k-600k 88 $43,110,000 $489,886 $4,644 3.04%
$100,000 or less 58 $4,070,000 $70,172 $2,863 3.03%
$600k-1MM 17 $12,235,000 $719,706 $5,751 3.68%
$1MM+ 16 $46,700,000 $2,918,750 $0 3.78%

2021 saw First National Bank place emphasis on $200k-400k loans with 245 originations, totaling $69,515,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 109 $32,375,000 $297,018 $3,979 2.86%
$50k-75k 100 $21,230,000 $212,300 $4,236 2.78%
$75k-100k 81 $19,875,000 $245,370 $3,850 2.81%
$50k or less 77 $10,035,000 $130,325 $3,493 2.89%
$150k-250k 71 $24,015,000 $338,239 $3,717 2.87%
$250k+ 36 $14,240,000 $395,556 $3,427 3.22%

First National Bank lent most frequently to those with incomes in the $100k-150k range, with 109 originations. The second most popular income band? $50k-75k, with 100 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 109 $24,255,000 $222,523 $3,357 2.69%
30-36% 90 $22,170,000 $246,333 $3,504 2.68%
<20% 36 $8,440,000 $234,444 $3,060 2.65%
44% 26 $7,080,000 $272,308 $4,021 2.83%
43% 19 $4,975,000 $261,842 $4,119 3.01%
39% 19 $5,315,000 $279,737 $4,188 2.83%
38% 17 $4,525,000 $266,176 $4,073 2.87%
40% 17 $4,495,000 $264,412 $3,829 2.85%
47% 16 $4,480,000 $280,000 $4,263 2.83%
50-60% 14 $5,420,000 $387,143 $10,520 2.37%
37% 14 $4,290,000 $306,429 $4,246 2.98%
45% 13 $4,175,000 $321,154 $4,298 2.82%
36% 12 $2,730,000 $227,500 $3,316 2.80%
42% 12 $2,760,000 $230,000 $3,235 2.76%
48% 12 $2,850,000 $237,500 $4,968 2.81%
49% 10 $2,630,000 $263,000 $3,626 2.74%
41% 7 $2,725,000 $389,286 $2,857 2.59%
46% 4 $1,380,000 $345,000 $3,302 2.84%

First National Bank lent most frequently to those with DTI ratios of 20-30%, with 109 originations. The next most common DTI ratio? 30-36%, with 90 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 432 $112,180,000 $259,676 $3,824 2.84%
Not applicable 89 $70,515,000 $792,303 $0 4.10%
Not provided 38 $9,990,000 $262,895 $3,884 2.85%
Asian 13 $3,785,000 $291,154 $3,301 3.17%
American Indian 15 $2,965,000 $197,667 $4,511 3.27%
Black 8 $2,000,000 $250,000 $4,130 2.48%
Native Hawaiian 2 $610,000 $305,000 $6,947 2.25%

Approval Rates

Total approvals of all applications
93.00%

First National Bank has an average approval rate.

Pick Rate

Approvals leading to origination
84.19%

First National Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 597 $202,045,000 $338,434

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
597 $202,045,000 $338,434

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 33 $10,275,000 $311,364 $2,919 3.02%
40-60% 93 $25,285,000 $271,882 $3,333 2.98%
60-80% 283 $117,995,000 $416,943 $3,625 3.20%
80-100% 178 $46,580,000 $261,685 $4,204 2.82%
Over 100% 4 $1,270,000 $317,500 $12,878 2.34%
Under 20% 5 $445,000 $89,000 $3,330 4.01%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 25.0%
FIRST NATIONAL BANK OF OMAHA Conventional home mortgage Trouble during payment process 1 25.0%
FIRST NATIONAL BANK OF OMAHA FHA mortgage Improper use of your report 1 25.0%
FIRST NATIONAL BANK OF OMAHA Other type of mortgage Struggling to pay mortgage 1 25.0%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
First National Bank 204 Main Street Mc Laughlin, SD 57642 Full Service B&M $23,817
First National Bank 125 West Sioux Avenue Pierre, SD 57501 Full Service B&M $283,473
First National Bank 1475 North Denver Avenue Loveland, CO 80538 Full Service B&M $82,401
First National Bank 1801 59th Avenue Greeley, CO 80634 Full Service B&M $132,740
First National Bank 18th And Dakota Avenue South Huron, SD 57350 Limited, Drive-thru $0
First National Bank 197 Glendale Ave. Lead, SD 57754 Full Service B&M $48,471
First National Bank 210 Main Avenue North Lake Preston, SD 57249 Full Service B&M $17,144
First National Bank 217 Girard Newell, SD 57760 Full Service B&M $35,025
First National Bank 2900 East Airport Road Pierre, SD 57501 Full Service B&M $0
First National Bank 307 E Hustan Ave Fort Pierre, SD 57532 Full Service B&M $66,393
First National Bank 333 Dakota Avenue South Huron, SD 57350 Full Service B&M $116,755
First National Bank 410 Main Street Murdo, SD 57559 Full Service B&M $10,146
First National Bank 4532 Mcmurray Avenue Fort Collins, CO 80525 Full Service B&M $84,744
First National Bank 501 Main Street Midland, SD 57552 Full Service B&M $8,003
First National Bank 632 Main Street Rapid City, SD 57701 Full Service B&M $77,430
First National Bank 7777 East Arapahoe Road Englewood, CO 80112 Full Service B&M $217,523
First National Bank 955 Main Street Sturgis, SD 57785 Full Service B&M $29,005

For 2021, First National Bank had 17 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $112,024
Net interest income $108,516
Total noninterest income $39,799
Gross Fiduciary activities income $0
Service charges on deposit accounts $1,332
Trading account gains and fees $0
Additional Noninterest Income $38,467
Pre-tax net operating income $70,485
Securities gains (or losses, -) $0
Income before extraordinary items $52,658
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $52,658
Minority interest net income $0
Net income $52,658
Sale, conversion, retirement of capital stock, net $0
Net operating income $52,658

First National Bank's gross interest income from loans was $112,024,000.
First National Bank's net interest income from loans was $108,516,000.
First National Bank's fee based income from loans was $1,332,000.
First National Bank's net income from loans was $52,658,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $3,508
Provision for credit losses $20,542
Total noninterest expense $57,288
Salaries and employee benefits $18,332
Premises and equipment expense $3,389
Additional noninterest expense $35,567
Applicable income taxes $17,827
Net charge-offs $21,094
Cash dividends $3,884

First National Bank's interest expense for loans was $3,508,000.
First National Bank's payroll and benefits expense were $18,332,000.
First National Bank's property, plant and equipment expenses $3,389,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 1.0%
Credit card loans 1.7%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $1,289,024
Deposits held in domestic offices $1,289,024
Deposits by Individuals, partnerships, and corporations $1,182,769
Deposits by U.S. Government $488
Deposits by States and political subdivisions in the U.S. $100,725
Deposits by Commercial banks and other depository institutions in U.S. $5,042
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $607,096
Demand deposits $432,261
Nontransaction accounts $681,928
Money market deposit accounts (MMDAs) $381,957
Other savings deposits (excluding MMDAs) $133,637
Total time deposits $166,334
Total time and savings deposits $856,763
Noninterest-bearing deposits $367,977
Interest-bearing deposits $921,047
Retail deposits $1,248,573
IRAs and Keogh plan accounts $20,875
Brokered deposits $4,088
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $1,668,615
Cash & Balances due from depository institutions $120,325
Interest-bearing balances $108,645
Total securities $345,560
Federal funds sold & reverse repurchase $1,000
Net loans and leases $1,107,935
Loan and leases loss allowance $62,996
Trading account assets $0
Bank premises and fixed assets $26,297
Other real estate owned $4,889
Goodwill and other intangibles $34,361
All other assets $28,248

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $1,668,615
Total Liabilities $1,326,147
Total deposits $1,289,024
Interest-bearing deposits $921,047
Deposits held in domestic offices $1,289,024
% insured (estimated) $51
Federal funds purchased and repurchase agreements $7,614
Trading liabilities $0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $29,509

Issued Loan Types

Type Value (in 000's)
Net loans and leases $1,107,935
Loan and leases loss allowance $62,996
Total loans and leases (domestic) $1,170,931
All real estate loans $788,097
Real estate loans in domestic offices $788,097
Construction and development loans $100,526
Residential 1-4 family construction $58,760
Other construction, all land development and other land $41,766
Loans secured by nonfarm nonresidential properties $463,633
Nonfarm nonresidential secured by owner-occupied properties $141,149
Commercial real estate & other non-farm, non-residential $322,484
Multifamily residential real estate $59,472
1-4 family residential loans $97,782
Farmland loans $66,684
Loans held in foreign offices $0
Farm loans $48,956
Commercial and industrial loans $135,667
To non-U.S. addressees $0
Loans to individuals $196,814
Credit card loans $191,628
Related Plans $145
Consumer Auto Loans $2,297
Other loans to individuals $2,744
All other loans & leases $1,397
Loans to foreign governments and official institutions $0
Other loans $1,397
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $1,572
Non 1-4 family restructured loans & leases $1,572
Total loans and leases (foreign) $0

First National Bank had $1,107,935,000 of loans outstanding in 2021. $788,097,000 of loans were in real estate loans. $100,526,000 of loans were in development loans. $59,472,000 of loans were in multifamily mortgage loans. $97,782,000 of loans were in 1-4 family mortgage loans. $48,956,000 of loans were in farm loans. $191,628,000 of loans were in credit card loans. $2,297,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 496 $148,531 $299,458
Nonfarm, nonresidential loans - <$100k 64 $2,894 $45,219
Nonfarm, nonresidential loans - $100-250k 156 $23,935 $153,429
Nonfarm, nonresidential loans - $250k-1MM 276 $121,702 $440,949
Commercial & Industrial, US addressed loans - <$1MM 644 $51,978 $80,711
Commercial & Industrial, US addressed loans - <$100k 419 $10,591 $25,277
Commercial & Industrial, US addressed loans - $100-250k 139 $14,303 $102,899
Commercial & Industrial, US addressed loans - $250k-1MM 86 $27,084 $314,930
Farmland loans - <$1MM 174 $29,308 $168,437
Farmland loans - <$100k 41 $1,917 $46,756
Farmland loans - $100-250k 74 $9,432 $127,459
Farmland loans - $250k-1MM 59 $17,959 $304,390
Agriculture operations loans - <$1MM 564 $32,619 $57,835
Agriculture operations loans - <$100k 384 $9,693 $25,242
Agriculture operations loans - $100-250k 130 $12,621 $97,085
Agriculture operations loans - $250k-1MM 50 $10,305 $206,100