RENO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Reno averaged 7.11% for the week of 2026-11-05, compared to the national average of 7.18% for the same period.

The average rate for the prior week (2026-10-29) was 6.97% and one month ago for the week of 2026-10-01, the average rate was 6.91%.

Reno's average rate one year ago was 6.1%.

For refis of the same type during the week of 2026-11-05, the average rate was 6.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2026-11-05 7.18%
Reno 30 Year Fixed Rate 2026-11-05 7.11%
Reno 30 Year Fixed Rate Refi 2026-11-05 6.8%
Reno 15 Year Fixed Rate 2026-11-05 6.82%
Reno 15 Year Fixed Rate Refi 2026-11-05 6.4%
Reno 30 Year FHA 2026-11-05 6.5%
Reno 30 Year FHA Refi 2026-11-05 6.73%
Reno 30 Year USDA 2026-11-05 6.8%
Reno 30 Year USDA Refi 2026-11-05 6.8%
Reno 30 Year VA 2026-11-05 6.32%
Reno 30 Year VA Refi 2026-11-05 6.3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RENO, NV.

RENO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RENO, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2025 Avg. 30yFix Rate 2025 Avg. Closing Costs
GUILD MORTGAGE COMPANY 526 6.54% $9,589
UNITED WHOLESALE MORTGAGE, LLC 358 6.55% $9,273
QUICKEN LOANS, LLC 278 6.56% $7,815
DHI MORTGAGE COMPANY, LTD. 173 4.93% $3,380
EAGLE HOME MORTGAGE, LLC 169 5.06% $4,989
CROSSCOUNTRY MORTGAGE, LLC 158 6.83% $10,748
GREATER NEVADA LLC 148 6.39% $4,666
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 144 6.66% $9,481
INFINITY EQUITY GROUP, INC. 124 6.57% $7,807
PENNYMAC LOAN SERVICES, LLC 123 6.43% $8,093
The Loan Store, Inc. 111 6.62% $8,069
TBI MORTGAGE COMPANY 109 6.58% $7,257
U.S. Bank 104 6.34% $7,478
UNITED 97 6.07% $5,955
PRIMELENDING, A PLAINSCAPITAL COMPANY 95 6.61% $7,544
PREMIER MORTGAGE RESOURCES, L.L.C. 84 6.48% $9,684
JPMorgan Chase Bank 76 6.43% $6,579
CMG MORTGAGE, INC. 66 6.58% $9,168
CANOPY MORTGAGE, LLC 66 6.49% $8,557
SUMMIT FUNDING, INC. 59 6.52% $13,033
BROKER SOLUTIONS, INC. 59 6.73% $9,931
Wells Fargo Bank 58 6.02% $7,331
LOANDEPOT.COM, LLC 47 6.14% $9,196
MASON MCDUFFIE MORTGAGE CORPORATION 41 6.83% $8,221
Plains Commerce Bank 37 6.59% $9,466
Morgan Stanley Private Bank 35 5.92% $5,157
Bank of America 35 6.15% $5,401
Sierra Pacific Mortgage Company, Inc. 32 6.73% $8,194
Gateway First Bank 32 6.74% $7,804
MUTUAL OF OMAHA MORTGAGE, INC. 30 6.43% $8,153
MOVEMENT MORTGAGE, LLC 29 6.69% $7,172
AMERICAN FINANCIAL NETWORK, INC. 27 6.70% $11,074
Century Mortgage Company DBA Century Lending Company 27 6.88% $9,867
Charles Schwab Bank, SSB 27 5.59% $4,741
TJC Mortgage, Inc. 26 6.60% $6,925
Zions Bank 25 6.35% $8,000
Mr. Cooper ( Nationstar Mortgage ) 24 6.53% $9,317
OCMBC, INC. 24 7.74% $15,712
BETTER MORTGAGE CORPORATION 23 6.66% $6,491
MLD MORTGAGE INC. 22 6.49% $8,394
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 21 6.68% $7,831
GUARANTEED RATE, INC. 20 6.60% $7,508
PROVIDENT FUNDING ASSOCIATES, L.P. 18 6.51% $6,427
NEWREZ LLC 17 6.81% $8,103
FIRST COLONY MORTGAGE CORPORATION 17 6.50% $6,713
NAVY FEDERAL CREDIT UNION 17 6.29% $6,812
Paramount Residential Mortgage Group, Inc. 16 6.43% $11,344
ARK-LA-TEX FINANCIAL SERVICES, LLC. 15 6.64% $9,811
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 6.84% $9,423
AMERICAN PACIFIC MORTGAGE CORPORATION 15 6.64% $8,637
Commerce Home Mortgage, Inc. 12 6.86% $19,783
Bethpage Federal Credit Union 11 5.93% $4,453
Ameris Bank 11 6.24% $8,085
ALLIANT CREDIT UNION 10 6.15% $6,021
NexBank 9 6.33% $12,776
USAA Federal Savings Bank 9 6.44% $7,534
Stifel Bank and Trust 9 5.56% $4,493
ZILLOW HOME LOANS, LLC 9 6.33% $6,827
ONE NEVADA CREDIT UNION 8 6.16% $5,727
S1L, Inc. 8 6.78% $8,935
UBS Bank USA 8 5.69% $9,013
BMO Harris Bank 8 6.47% $6,935
FREEDOM MORTGAGE CORPORATION 8 6.86% $8,822
SECURITYNATIONAL MORTGAGE COMPANY 8 7.61% $8,669
MOUNTAIN AMERICA 8 6.26% $6,793
Umpqua Bank 8 6.53% $8,468
AMERISAVE MORTGAGE CORPORATION 7 6.34% $14,406
AmeriHome Mortgage Company, LLC 7 6.75% $4,023
ALAMEDA MORTGAGE CORPORATION 7 6.78% $5,842
Flagstar Bank, FSB 7 6.33% $5,504
Great Basin Federal Credit Union 6 6.69% $6,677
LOANPAL, LLC 6 6.56% $12,388
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.94% $8,538
LADERA LENDING, INC. 6 6.79% $3,996
UNION HOME MORTGAGE CORP. 6 6.25% $13,382
HOMESIDE FINANCIAL, LLC 6 6.42% $15,272
BAY EQUITY LLC 5 6.59% $5,224
JMAC LENDING, INC. 5 6.50% $8,564
CARDINAL FINANCIAL 5 6.45% $10,147
DEEPHAVEN MORTGAGE LLC 5 7.22% $13,512
PLAZA HOME MORTGAGE, INC. 5 6.37% $6,505
The Central Trust Bank 5 6.90% $5,472
A&D Mortgage LLC 5 6.14% $11,062
NEXERA HOLDING LLC 5 7.10% $18,172
AMERICAN INTERNET MORTGAGE, INC. 5 6.03% $11,780
Citadel Servicing Corporation 4 6.84% $20,221
Cornerstone First Mortgage, Inc 4 6.81% $8,284
AMERICAN FINANCIAL RESOURCES, INC. 4 6.88% $6,070
LENOX FINANCIAL MORTGAGE CORPORATION 4 5.93% $4,973
PNC Bank 4 6.44% $5,592
PLANET HOME LENDING, LLC 4 6.53% $5,003
PHH Mortgage Corporation 4 6.56% $8,649
Operating Engineers Local Union #3 4 5.88% $3,748
NBKC BANK 4 6.31% $3,707
Waterstone Mortgage Corporation 4 7.03% $11,020
General Mortgage Capital Corporation 3 6.29% $6,632
AMERICAN FINANCING CORPORATION 3 6.54% $7,676
Axos Bank 3 6.46% $12,158
Barrington Bank & Trust Company, N.A. 3 6.45% $5,981
BAY-VALLEY MORTGAGE GROUP 3 6.88% $10,898
Citizens Bank 3 5.96% $5,431
Discover Bank 3 6.81% $0
EVERETT FINANCIAL, INC. 3 7.08% $10,045
First Federal Bank 3 6.25% $6,314
Fremont Bank 3 7.13% $3,912
Glacier Bank 3 6.33% $11,734
Goldman Sachs Bank USA 3 5.35% $8,007
Merchants Bank of Indiana 3 6.54% $6,141
MidFirst Bank 3 6.21% $8,720
MORTGAGEONE, INC. 3 6.79% $8,270
NMSI, INC. 3 6.71% $6,747
Northpointe Bank 3 6.25% $5,727
RESIDENTIAL BANCORP 3 6.70% $6,473
RESIDENTIAL WHOLESALE MORTGAGE, INC. 3 6.79% $4,553
Royal Business Bank 3 6.63% $10,020
Sunflower Bank 3 6.54% $8,878
T2 FINANCIAL LLC 3 6.87% $10,448
Texana Bank 3 6.57% $7,273
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.25% $8,033
Citibank 2 6.75% $8,034
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY 2 6.50% $5,054
Prosperity Home Mortgage, LLC 2 6.00% $8,367
Franklin Loan Corporation 2 6.94% $6,177
Golden Empire Mortgage, Inc. 2 6.68% $9,135
CHEVRON 2 6.06% $7,667
The Huntington National Bank 2 6.63% $8,142
HOMEXPRESS MORTGAGE CORP. 2 7.31% $18,012
RBC Bank, (Georgia) 2 5.31% $4,558
TOP FLITE FINANCIAL, INC. 2 6.69% $9,469
Watermark Capital, Inc. 2 6.63% $4,209
GENEVA FINANCIAL, LLC 2 7.19% $13,381
First National Bank of America 2 7.93% $11,825
American Mortgage & Equity Consultants, Inc. 2 7.00% $7,092
GUARANTEED RATE AFFINITY, LLC 2 6.44% $7,164
GSF Mortgage Corporation 2 6.87% $7,843
LAKEVIEW LOAN SERVICING, LLC 2 5.99% $4,005
LAND HOME FINANCIAL SERVICES, INC. 2 6.81% $4,205
LEADERONE FINANCIAL CORPORATION 2 7.12% $20,615
First-Citizens Bank & Trust Company 2 6.10% $5,557
CLARK COUNTY CREDIT UNION 2 6.38% $3,650
M&T Bank 2 6.25% $6,300
FINANCIAL RESOURCES FEDERAL CREDIT UNION 2 5.56% $3,894
HSBC BANK USA, NATIONAL ASSOCIATION 2 5.63% $5,398
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.63% $6,404
STANFORD Federal Credit Union 2 6.56% $4,529
PENTAGON FEDERAL CREDIT UNION 1 5.88% $7,297
Performance Financial, Inc. 1 6.88% $13,178
First Merchants Bank 1 6.25% $8,350
First Community Bank 1 6.88% $7,766
Firefighters First Federal Credit Union 1 6.25% $2,412
Farmers Bank & Trust 1 5.88% $4,936
ENVOY MORTGAGE, LTD 1 5.88% $8,213
Encompass Lending Group, LP 1 6.99% $10,402
DIGNIFIED HOME LOANS, LLC 1 6.88% $9,851
Raymond James Bank 1 5.38% $5,566
AMERITRUST MORTGAGE CORPORATION 1 7.13% $25,872
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.88% $2,975
Deere Employees Credit Union 1 5.74% $5,576
SCENIC OAKS FUNDING, INC. 1 6.49% $5,208
CLM MORTGAGE, INC 1 6.88% $4,613
SILVER STATE SCHOOLS SERVICE COMPANY, LLC 1 5.75% $2,809
SIRVA MORTGAGE, INC. 1 6.38% $0
SNAPFI, INC. 1 6.00% $20,170
CITIZENS EQUITY FIRST 1 6.00% $2,618
AMERICAN HERITAGE LENDING, INC. 1 7.88% $7,156
CHURCHILL MORTGAGE CORPORATION 1 6.38% $18,541
AIR ACADEMY 1 5.00% $4,074
Cathay Bank 1 6.75% $3,389
Carrington Mortgage Services, LLC 1 6.63% $15,039
Truist 1 5.38% $4,061
CALCON MUTUAL MORTGAGE LLC 1 6.49% $14,149
BOKF 1 6.13% $5,702
BNY Mellon 1 5.63% $7,192
BM Real Estate Services, Inc. 1 8.13% $16,441
JMJ FINANCIAL GROUP 1 6.13% $5,529
Ixonia Bank 1 6.99% $9,564
INTERCAP LENDING INC. 1 6.50% $10,296
IDAHO CENTRAL 1 5.75% $4,383
Magnolia Bank 1 6.12% $5,982
United Nations Federal Credit Union 1 5.38% $2,600
Baxter Credit Union 1 5.50% $3,479
MID AMERICA MORTGAGE, INC. 1 8.13% $39,908
ML Mortgage Corp. 1 8.63% $18,792
Hometown Equity Mortgage, LLC 1 8.38% $6,275
MORIA DEVELOPMENT, INC. 1 6.50% $3,389
Armed Forces Bank 1 6.88% $7,701
Mortgage Research Center, LLC 1 6.88% $0
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.25% $7,084
HighTechLending Inc 1 6.50% $5,779
NATIONS DIRECT MORTGAGE, LLC 1 6.99% $8,021
Nations Lending Corporation 1 5.99% $8,979
Grand Bank for Savings, FSB 1 9.63% $12,321
NEW WAVE LENDING GROUP INC 1 6.88% $7,880
GoPrime Mortgage, Inc. 1 6.63% $5,041
NFM, INC. 1 6.63% $10,274
Nicolet National Bank 1 7.38% $15,379
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.37% $14,697
V.I.P. MORTGAGE, INC. 1 6.75% $8,611
NORTHROP GRUMMAN Federal Credit Union 1 6.00% $5,393
Northwest Bank 1 6.63% $3,483
NP, Inc. 1 6.88% $7,380
OAKTREE FUNDING CORP. 1 8.13% $37,719
5TH STREET CAPITAL, INC. 1 8.75% $6,462
ONY GLO, INC. 1 6.88% $4,848
GARDNER FINANCIAL SERVICES, LTD. 1 6.63% $6,546
PACIFIC RESIDENTIAL MORTGAGE, LLC 1 8.00% $11,485
PANORAMA MORTGAGE GROUP, LLC 1 6.63% $11,829
FIRST TECHNOLOGY 1 6.75% $6,246

RENO Average Closing Costs & Other Stats

RENO, NV's 208 lenders originated 10,714 loans during 2025. The total origination value was $4,589,750,000, with an average loan value of $428,388.

RENO's average closing costs are $6,665.

The top RENO lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 526 loans originated. Their average total fees are $9,589, which is $317 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee RENO lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,380), Bethpage Federal Credit Union ($4,453), GREATER NEVADA LLC ($4,666), Charles Schwab Bank, SSB ($4,741) and EAGLE HOME MORTGAGE, LLC ($4,989).

The lowest rate RENO lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.93%), EAGLE HOME MORTGAGE, LLC (5.06%), Charles Schwab Bank, SSB (5.59%), Morgan Stanley Private Bank (5.92%) and Bethpage Federal Credit Union (5.93%).

RENO, NV Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2024 Loan Value 2025 Loan Value % Change 2025 Market Share
GUILD MORTGAGE COMPANY $315,715,000 $375,785,000 19.0% 8.2%
UNITED WHOLESALE MORTGAGE, LLC $279,035,000 $326,450,000 17.0% 7.1%
QUICKEN LOANS, LLC $194,115,000 $227,375,000 17.1% 5.0%
DHI MORTGAGE COMPANY, LTD. $150,980,000 $181,675,000 20.3% 4.0%
CROSSCOUNTRY MORTGAGE, LLC $127,595,000 $150,925,000 18.3% 3.3%
PNC Bank $10,930,000 $127,115,000 1,063.0% 2.8%
U.S. Bank $100,515,000 $122,415,000 21.8% 2.7%
PENNYMAC LOAN SERVICES, LLC $73,175,000 $121,440,000 66.0% 2.6%
EAGLE HOME MORTGAGE, LLC $89,700,000 $108,105,000 20.5% 2.4%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $40,295,000 $99,835,000 147.8% 2.2%
Wells Fargo Bank $82,020,000 $98,555,000 20.2% 2.1%
UNITED $76,570,000 $94,115,000 22.9% 2.1%
Barings Multifamily Capital $91,630,000 n/a 2.0%
JPMorgan Chase Bank $108,480,000 $90,785,000 -16.3% 2.0%
INFINITY EQUITY GROUP, INC. $44,330,000 $75,200,000 69.6% 1.6%
GREATER NEVADA LLC $53,085,000 $74,335,000 40.0% 1.6%
TBI MORTGAGE COMPANY $59,120,000 $67,010,000 13.3% 1.5%
Bank of America $57,590,000 $66,310,000 15.1% 1.4%
CMG MORTGAGE, INC. $41,135,000 $62,620,000 52.2% 1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $47,995,000 $61,805,000 28.8% 1.3%
The Loan Store, Inc. $16,695,000 $61,575,000 268.8% 1.3%
BROKER SOLUTIONS, INC. $42,665,000 $51,790,000 21.4% 1.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $9,190,000 $51,540,000 460.8% 1.1%
SUMMIT FUNDING, INC. $40,465,000 $50,160,000 24.0% 1.1%
FREEDOM MORTGAGE CORPORATION $39,045,000 $49,800,000 27.5% 1.1%
Union Bank and Trust Company $48,365,000 n/a 1.1%
LOANDEPOT.COM, LLC $43,515,000 $44,840,000 3.0% 1.0%
Citibank $40,920,000 $44,200,000 8.0% 1.0%
CANOPY MORTGAGE, LLC $27,080,000 $43,820,000 61.8% 1.0%
BERKELEY POINT CAPITAL LLC $64,025,000 $42,805,000 -33.1% 0.9%
Mortgage Research Center, LLC $34,880,000 $42,795,000 22.7% 0.9%
Zions Bank $41,260,000 $35,375,000 -14.3% 0.8%
Morgan Stanley Private Bank $31,810,000 $35,070,000 10.2% 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $22,170,000 $33,480,000 51.0% 0.7%
Charles Schwab Bank, SSB $18,405,000 $33,055,000 79.6% 0.7%
ORIX REAL ESTATE CAPITAL, LLC $995,000 $30,065,000 2,921.6% 0.7%
ISERVE RESIDENTIAL LENDING, LLC $26,150,000 $29,820,000 14.0% 0.6%
MASON MCDUFFIE MORTGAGE CORPORATION $20,360,000 $27,410,000 34.6% 0.6%
UBS Bank USA $8,220,000 $26,865,000 226.8% 0.6%
NAVY FEDERAL CREDIT UNION $24,800,000 $26,635,000 7.4% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $18,455,000 $26,330,000 42.7% 0.6%
NEWREZ LLC $16,710,000 $25,810,000 54.5% 0.6%
Century Mortgage Company DBA Century Lending Company $7,420,000 $24,730,000 233.3% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $23,490,000 $23,945,000 1.9% 0.5%
Plains Commerce Bank $20,670,000 $23,745,000 14.9% 0.5%
TJC Mortgage, Inc. $27,910,000 $22,175,000 -20.5% 0.5%
GUARANTEED RATE, INC. $19,540,000 $21,010,000 7.5% 0.5%
MOVEMENT MORTGAGE, LLC $37,655,000 $20,975,000 -44.3% 0.5%
Glacier Bank $17,675,000 $20,355,000 15.2% 0.4%
Gateway First Bank $21,290,000 $20,335,000 -4.5% 0.4%
FINANCE OF AMERICA REVERSE LLC $11,215,000 $19,925,000 77.7% 0.4%
BETTER MORTGAGE CORPORATION $3,530,000 $18,810,000 432.9% 0.4%
MOUNTAIN AMERICA $16,780,000 $17,790,000 6.0% 0.4%
ALLIANT CREDIT UNION $7,030,000 $17,630,000 150.8% 0.4%
Prudential Huntoon Paige Associates, LLC $6,375,000 $17,515,000 174.7% 0.4%
Figure Lending LLC $8,370,000 $17,315,000 106.9% 0.4%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $17,135,000 n/a 0.4%
Sierra Pacific Mortgage Company, Inc. $9,255,000 $15,700,000 69.6% 0.3%
OCMBC, INC. $5,615,000 $15,380,000 173.9% 0.3%
Flagstar Bank, FSB $8,020,000 $15,275,000 90.5% 0.3%
Paramount Residential Mortgage Group, Inc. $9,300,000 $15,215,000 63.6% 0.3%
Umpqua Bank $11,490,000 $15,215,000 32.4% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $18,720,000 $15,065,000 -19.5% 0.3%
MLD MORTGAGE INC. $7,110,000 $14,820,000 108.4% 0.3%
Stifel Bank and Trust $8,605,000 $14,365,000 66.9% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $8,635,000 $14,305,000 65.7% 0.3%
LENDINGHOME FUNDING CORPORATION $7,585,000 $12,165,000 60.4% 0.3%
USAA Federal Savings Bank $10,710,000 $11,940,000 11.5% 0.3%
FIRST COLONY MORTGAGE CORPORATION $12,340,000 $11,600,000 -6.0% 0.3%
Commerce Home Mortgage, Inc. $1,945,000 $11,250,000 478.4% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,670,000 $10,595,000 58.8% 0.2%
BMO Harris Bank $21,525,000 $10,240,000 -52.4% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $9,485,000 $10,045,000 5.9% 0.2%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $9,105,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,325,000 $8,640,000 99.8% 0.2%
LOANPAL, LLC $5,710,000 $8,405,000 47.2% 0.2%
SPRING EQ, LLC $2,920,000 $8,280,000 183.6% 0.2%
DEEPHAVEN MORTGAGE LLC $6,420,000 $7,940,000 23.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $6,035,000 $7,930,000 31.4% 0.2%
PLANET HOME LENDING, LLC $14,505,000 $7,850,000 -45.9% 0.2%
LENDSURE MORTGAGE CORP. $6,960,000 $7,805,000 12.1% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $345,000 $7,605,000 2,104.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $5,625,000 $7,220,000 28.4% 0.2%
Goldman Sachs Bank USA $5,285,000 $7,185,000 36.0% 0.2%
PHH Mortgage Corporation $4,705,000 $6,880,000 46.2% 0.1%
AMERICA FIRST $4,905,000 $6,860,000 39.9% 0.1%
ONE NEVADA CREDIT UNION $8,515,000 $6,825,000 -19.8% 0.1%
QUORUM FEDERAL CREDIT UNION $4,475,000 $6,785,000 51.6% 0.1%
Carrington Mortgage Services, LLC $5,875,000 $6,650,000 13.2% 0.1%
CARDINAL FINANCIAL $19,485,000 $6,615,000 -66.1% 0.1%
Ameris Bank $2,895,000 $6,500,000 124.5% 0.1%
NEXERA HOLDING LLC $1,725,000 $6,460,000 274.5% 0.1%
NexBank $8,500,000 $6,365,000 -25.1% 0.1%
ZILLOW HOME LOANS, LLC $2,025,000 $6,290,000 210.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $5,100,000 $6,220,000 22.0% 0.1%
The Central Trust Bank $5,585,000 $6,005,000 7.5% 0.1%
The Federal Savings Bank $6,110,000 $6,000,000 -1.8% 0.1%
Great Basin Federal Credit Union $4,570,000 $5,940,000 30.0% 0.1%
Axos Bank $1,645,000 $5,920,000 259.9% 0.1%
ALAMEDA MORTGAGE CORPORATION $6,200,000 $5,910,000 -4.7% 0.1%
Bethpage Federal Credit Union $7,050,000 $5,770,000 -18.2% 0.1%
AMERICAN FIRST $5,760,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $6,020,000 $5,730,000 -4.8% 0.1%
VILLAGE CAPITAL MORTGAGE $3,730,000 $5,635,000 51.1% 0.1%
PENTAGON FEDERAL CREDIT UNION $10,040,000 $5,400,000 -46.2% 0.1%
HOMEXPRESS MORTGAGE CORP. $7,745,000 $5,210,000 -32.7% 0.1%
NBKC BANK $10,415,000 $5,080,000 -51.2% 0.1%
Cathay Bank $5,040,000 n/a 0.1%
MidFirst Bank $285,000 $5,035,000 1,666.7% 0.1%
Equity Prime Mortgage LLC $4,765,000 $5,005,000 5.0% 0.1%
Citizens Bank $3,780,000 $4,800,000 27.0% 0.1%
OAKTREE FUNDING CORP. $4,700,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $4,140,000 $4,670,000 12.8% 0.1%
JMAC LENDING, INC. $1,900,000 $4,605,000 142.4% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $4,520,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $1,490,000 $4,450,000 198.7% 0.1%
GEORGIA'S OWN $4,340,000 $4,425,000 2.0% 0.1%
UNION HOME MORTGAGE CORP. $4,415,000 n/a 0.1%
S1L, Inc. $4,175,000 $4,305,000 3.1% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,375,000 $4,240,000 208.4% 0.1%
First Federal Bank $5,440,000 $4,225,000 -22.3% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $1,760,000 $4,210,000 139.2% 0.1%
WALKER & DUNLOP, LLC $57,515,000 $4,205,000 -92.7% 0.1%
Citadel Servicing Corporation $8,135,000 $3,970,000 -51.2% 0.1%
Nicolet National Bank $3,955,000 n/a 0.1%
Fremont Bank $855,000 $3,700,000 332.7% 0.1%
AmeriHome Mortgage Company, LLC $3,645,000 $3,515,000 -3.6% 0.1%
A&D Mortgage LLC $1,970,000 $3,410,000 73.1% 0.1%
21ST MORTGAGE CORPORATION $3,795,000 $3,395,000 -10.5% 0.1%
Waterstone Mortgage Corporation $3,385,000 n/a 0.1%
GSF Mortgage Corporation $3,175,000 n/a 0.1%
Cornerstone First Mortgage, Inc $8,700,000 $3,125,000 -64.1% 0.1%
PLAZA HOME MORTGAGE, INC. $1,410,000 $3,030,000 114.9% 0.1%
The Huntington National Bank $1,125,000 $2,990,000 165.8% 0.1%
Discover Bank $8,695,000 $2,925,000 -66.4% 0.1%
HOMESIDE FINANCIAL, LLC $5,720,000 $2,865,000 -49.9% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,700,000 $2,840,000 -23.2% 0.1%
Northpointe Bank $4,770,000 $2,835,000 -40.6% 0.1%
ONY GLO, INC. $2,810,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,600,000 n/a 0.1%
NFM, INC. $3,755,000 $2,540,000 -32.4% 0.1%
First-Citizens Bank & Trust Company $30,160,000 $2,510,000 -91.7% 0.1%
Prosperity Home Mortgage, LLC $1,090,000 $2,475,000 127.1% 0.1%
MORTGAGEONE, INC. $435,000 $2,470,000 467.8% 0.1%
RESIDENTIAL BANCORP $835,000 $2,430,000 191.0% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $535,000 $2,385,000 345.8% 0.1%
EVERETT FINANCIAL, INC. $1,125,000 $2,375,000 111.1% 0.1%
CHEVRON $2,590,000 $2,335,000 -9.8% 0.1%
Operating Engineers Local Union #3 $2,325,000 n/a 0.1%
Royal Business Bank $2,310,000 n/a 0.1%
Texana Bank $2,270,000 n/a 0.0%
T2 FINANCIAL LLC $4,495,000 $2,205,000 -50.9% 0.0%
El Dorado Savings Bank, F.S.B. $405,000 $2,155,000 432.1% 0.0%
NEW DAY FINANCIAL, LLC $3,675,000 $2,150,000 -41.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $2,150,000 n/a 0.0%
First National Bank of America $3,080,000 $2,130,000 -30.8% 0.0%
FineMark National Bank & Trust $2,085,000 n/a 0.0%
ENVOY MORTGAGE, LTD $2,080,000 n/a 0.0%
STANFORD Federal Credit Union $455,000 $2,050,000 350.5% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $2,035,000 n/a 0.0%
Sunflower Bank $1,170,000 $1,985,000 69.7% 0.0%
Franklin Loan Corporation $2,790,000 $1,945,000 -30.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $3,665,000 $1,930,000 -47.3% 0.0%
ADVANCIAL $145,000 $1,915,000 1,220.7% 0.0%
Citizens National Bank of Texas $1,900,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $525,000 $1,850,000 252.4% 0.0%
BNY Mellon $1,845,000 n/a 0.0%
NMSI, INC. $1,310,000 $1,835,000 40.1% 0.0%
BAY EQUITY LLC $2,710,000 $1,695,000 -37.5% 0.0%
Merchants Bank of Indiana $1,680,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $3,275,000 $1,660,000 -49.3% 0.0%
Magnolia Bank $1,385,000 $1,650,000 19.1% 0.0%
V.I.P. MORTGAGE, INC. $285,000 $1,650,000 478.9% 0.0%
INTELLILOAN, INC. $650,000 $1,630,000 150.8% 0.0%
LADERA LENDING, INC. $2,685,000 $1,590,000 -40.8% 0.0%
Libertyville Bank & Trust $1,535,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,955,000 $1,495,000 -23.5% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $570,000 $1,445,000 153.5% 0.0%
AMERITRUST MORTGAGE CORPORATION $680,000 $1,435,000 111.0% 0.0%
Bridgewater Bank $1,425,000 n/a 0.0%
Baxter Credit Union $1,685,000 $1,410,000 -16.3% 0.0%
American Mortgage & Equity Consultants, Inc. $13,990,000 $1,395,000 -90.0% 0.0%
GENEVA FINANCIAL, LLC $1,930,000 $1,395,000 -27.7% 0.0%
HighTechLending Inc $735,000 $1,385,000 88.4% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,695,000 $1,365,000 -19.5% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $770,000 $1,345,000 74.7% 0.0%
Watermark Capital, Inc. $1,995,000 $1,315,000 -34.1% 0.0%
LEADERONE FINANCIAL CORPORATION $1,300,000 n/a 0.0%
New Century Bank $1,275,000 n/a 0.0%
Barrington Bank & Trust Company, N.A. $1,805,000 $1,255,000 -30.5% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $155,000 $1,245,000 703.2% 0.0%
HomeTrust Bank $715,000 $1,240,000 73.4% 0.0%
Firefighters First Federal Credit Union $1,505,000 $1,215,000 -19.3% 0.0%
Golden Empire Mortgage, Inc. $1,985,000 $1,190,000 -40.1% 0.0%
ML Mortgage Corp. $445,000 $1,170,000 162.9% 0.0%
M&T Bank $1,370,000 $1,145,000 -16.4% 0.0%
AMERICAN HERITAGE LENDING, INC. $4,425,000 $1,130,000 -74.5% 0.0%
ARC HOME LLC $1,060,000 $1,085,000 2.4% 0.0%
Farm Credit Mid-America, ACA $355,000 $1,060,000 198.6% 0.0%
First Savings Bank $755,000 $1,020,000 35.1% 0.0%
General Mortgage Capital Corporation $3,430,000 $1,015,000 -70.4% 0.0%
TOP FLITE FINANCIAL, INC. $1,645,000 $1,010,000 -38.6% 0.0%
LANTZMAN MANAGEMENT, INC. $3,205,000 $1,000,000 -68.8% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,930,000 $1,000,000 -48.2% 0.0%
AMERICAN FINANCING CORPORATION $1,770,000 $960,000 -45.8% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $950,000 n/a 0.0%
RBC Bank, (Georgia) $950,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,135,000 $935,000 -17.6% 0.0%
WESTCOAST MORTGAGE GROUP AND REALTY COMPANY $930,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $605,000 $910,000 50.4% 0.0%
PROPONENT Federal Credit Union $905,000 n/a 0.0%
GTE Federal Credit Union $545,000 $875,000 60.6% 0.0%
Nations Lending Corporation $560,000 $870,000 55.4% 0.0%
Deere Employees Credit Union $45,000 $860,000 1,811.1% 0.0%
First Merchants Bank $835,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $2,525,000 $830,000 -67.1% 0.0%
CLEARPATH LENDING $1,350,000 $820,000 -39.3% 0.0%
Wilmington Savings Fund Society, FSB $810,000 n/a 0.0%
5TH STREET CAPITAL, INC. $605,000 $805,000 33.1% 0.0%
First Community Bank $805,000 n/a 0.0%
AMWEST FUNDING CORP. $850,000 $800,000 -5.9% 0.0%
JMJ FINANCIAL GROUP $800,000 n/a 0.0%
CLARK COUNTY CREDIT UNION $290,000 $770,000 165.5% 0.0%
SILVER STATE SCHOOLS SERVICE COMPANY, LLC $475,000 $765,000 61.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $580,000 $745,000 28.4% 0.0%
Vast Bank $745,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,510,000 $740,000 -51.0% 0.0%
BM Real Estate Services, Inc. $4,755,000 $705,000 -85.2% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $590,000 $705,000 19.5% 0.0%
BOKF $545,000 $685,000 25.7% 0.0%
Raymond James Bank $655,000 $685,000 4.6% 0.0%
SCENIC OAKS FUNDING, INC. $680,000 n/a 0.0%
FIRST TECHNOLOGY $735,000 $650,000 -11.6% 0.0%
GoPrime Mortgage, Inc. $650,000 n/a 0.0%
INTERCAP LENDING INC. $635,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $635,000 $635,000 0.0% 0.0%
SNAPFI, INC. $2,585,000 $625,000 -75.8% 0.0%
Adams Bank & Trust $575,000 n/a 0.0%
Farmers Bank & Trust $1,760,000 $575,000 -67.3% 0.0%
Community First National Bank $565,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $500,000 $565,000 13.0% 0.0%
CITIZENS EQUITY FIRST $155,000 $555,000 258.1% 0.0%
COMMUNITYAMERICA $555,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $530,000 n/a 0.0%
Logan Finance Corporation $3,515,000 $525,000 -85.1% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $555,000 $485,000 -12.6% 0.0%
DIGNIFIED HOME LOANS, LLC $355,000 $465,000 31.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $460,000 n/a 0.0%
Northwest Bank $455,000 n/a 0.0%
SIRVA MORTGAGE, INC. $1,745,000 $455,000 -73.9% 0.0%
BELEM SERVICING LLC $475,000 $450,000 -5.3% 0.0%
AIR ACADEMY $445,000 n/a 0.0%
Grand Bank for Savings, FSB $365,000 $425,000 16.4% 0.0%
Encompass Lending Group, LP $415,000 n/a 0.0%
Leader Bank $410,000 n/a 0.0%
CHARTER WEST BANK $405,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,015,000 $405,000 -60.1% 0.0%
United Nations Federal Credit Union $3,250,000 $405,000 -87.5% 0.0%
Bank of England $395,000 n/a 0.0%
Armed Forces Bank $575,000 $385,000 -33.0% 0.0%
Ixonia Bank $1,235,000 $370,000 -70.0% 0.0%
Bell Bank $365,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $3,410,000 $355,000 -89.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $395,000 $355,000 -10.1% 0.0%
Performance Financial, Inc. $3,175,000 $345,000 -89.1% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $3,135,000 $335,000 -89.3% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $325,000 n/a 0.0%
AHL FUNDING $305,000 n/a 0.0%
CLM MORTGAGE, INC $275,000 n/a 0.0%
KINECTA $265,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $945,000 $255,000 -73.0% 0.0%
Truist $2,285,000 $235,000 -89.7% 0.0%
FAY SERVICING, LLC $225,000 n/a 0.0%
IDAHO CENTRAL $225,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $560,000 $190,000 -66.1% 0.0%
KeyBank $1,085,000 $185,000 -82.9% 0.0%
NATIONWIDE EQUITIES CORPORATION $185,000 n/a 0.0%
Hometown Equity Mortgage, LLC $950,000 $175,000 -81.6% 0.0%
Choice Financial Group $155,000 n/a 0.0%
Greenbox Loans, Inc. $155,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $460,000 $155,000 -66.3% 0.0%
NP, Inc. $415,000 $135,000 -67.5% 0.0%
DIGITAL Federal Credit Union $155,000 $125,000 -19.4% 0.0%
WINGS FINANCIAL $125,000 n/a 0.0%
Arvest Bank $115,000 n/a 0.0%
Home Mortgage Alliance Corp $950,000 $105,000 -88.9% 0.0%
CBC Federal Credit Union $75,000 n/a 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $75,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $65,000 n/a 0.0%
American Airlines Federal Credit Union $940,000 $55,000 -94.1% 0.0%
Credit Union 1 $45,000 n/a 0.0%
TOWER $45,000 n/a 0.0%

RENO's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.2% market share. In second place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $326,450,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $227,375,000 in loans. In fourth place, with 4.0%, is DHI MORTGAGE COMPANY, LTD., having originated $181,675,000 in loans. In fifth place, with 3.3%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $150,925,000 in loans.


RENO Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - RENO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $422,450 (8.6%) $1,040,487 (30.4%) 1.57 999
2018-02-01 $437,425 (9.4%) $1,063,980 (29.4%) 1.59 932
2018-03-01 $438,250 (9.7%) $1,010,958 (26.1%) 1.54 952
2018-04-01 $454,499 (13.6%) $1,014,272 (27.2%) 1.54 1,022
2018-05-01 $443,736 (5.3%) $959,068 (18.0%) 1.48 1,145
2018-06-01 $440,000 (3.1%) $928,499 (13.9%) 1.47 1,276
2018-07-01 $435,000 (-0.9%) $889,063 (-1.4%) 1.45 1,605
2018-08-01 $429,350 (0.0%) $856,547 (-2.4%) 1.44 1,804
2018-09-01 $425,000 (-3.1%) $828,412 (-7.7%) 1.43 1,963
2018-10-01 $410,625 (-4.5%) $795,454 (-11.6%) 1.39 2,052
2018-11-01 $407,350 (-5.5%) $799,562 (-13.0%) 1.38 1,965
2018-12-01 $400,000 (-7.0%) $807,400 (-15.2%) 1.38 1,838
2019-01-01 $404,500 (-4.3%) $845,774 (-18.7%) 1.40 1,625
2019-02-01 $412,438 (-5.7%) $879,548 (-17.3%) 1.39 1,505
2019-03-01 $425,836 (-2.8%) $891,009 (-11.9%) 1.39 1,459
2019-04-01 $433,811 (-4.6%) $888,654 (-12.4%) 1.38 1,468
2019-05-01 $432,000 (-2.6%) $849,059 (-11.5%) 1.35 1,693
2019-06-01 $445,000 (1.1%) $842,455 (-9.3%) 1.39 1,868
2019-07-01 $440,475 (1.3%) $842,069 (-5.3%) 1.38 2,055
2019-08-01 $439,936 (2.5%) $849,114 (-0.9%) 1.39 2,072
2019-09-01 $439,916 (3.5%) $862,092 (4.1%) 1.41 2,007
2019-10-01 $439,902 (7.1%) $882,273 (10.9%) 1.42 1,935
2019-11-01 $439,000 (7.8%) $919,632 (15.0%) 1.44 1,726
2019-12-01 $447,000 (11.8%) $975,727 (20.9%) 1.49 1,448
2020-01-01 $449,000 (11.0%) $1,028,567 (21.6%) 1.50 1,241
2020-02-01 $465,000 (12.7%) $1,100,574 (25.1%) 1.52 1,079
2020-03-01 $464,700 (9.1%) $1,079,483 (21.2%) 1.46 1,105
2020-04-01 $449,688 (3.7%) $967,102 (8.8%) 1.41 1,349
2020-05-01 $472,635 (9.4%) $993,083 (17.0%) 1.44 1,339
2020-06-01 $499,000 (12.1%) $1,114,352 (32.3%) 1.47 1,213
2020-07-01 $509,000 (15.6%) $982,545 (16.7%) 1.48 1,061
2020-08-01 $499,000 (13.4%) $989,975 (16.6%) 1.43 946
2020-09-01 $527,500 (19.9%) $1,003,750 (16.4%) 1.51 856
2020-10-01 $510,000 (15.9%) $1,083,108 (22.8%) 1.46 766
2020-11-01 $499,500 (13.8%) $1,091,599 (18.7%) 1.46 609
2020-12-01 $512,250 (14.6%) $1,115,228 (14.3%) 1.52 482
2021-01-01 $499,950 (11.4%) $1,103,396 (7.3%) 1.49 420
2021-02-01 $482,500 (3.8%) $957,645 (-13.0%) 1.40 363
2021-03-01 $479,975 (3.3%) $986,196 (-8.6%) 1.36 398
2021-04-01 $490,000 (9.0%) $848,962 (-12.2%) 1.33 646
2021-05-01 $510,000 (7.9%) $911,590 (-8.2%) 1.35 498
2021-06-01 $559,950 (12.2%) $978,725 (-12.2%) 1.47 504
2021-07-01 $575,000 (13.0%) $998,124 (1.6%) 1.52 634
2021-08-01 $577,000 (15.6%) $1,025,661 (3.6%) 1.54 791
2021-09-01 $572,750 (8.6%) $1,022,032 (1.8%) 1.53 881
2021-10-01 $580,500 (13.8%) $1,009,103 (-6.8%) 1.55 908
2021-11-01 $575,000 (15.1%) $1,036,700 (-5.0%) 1.54 804
2021-12-01 $562,450 (9.8%) $1,067,492 (-4.3%) 1.52 593
2022-01-01 $569,000 (13.8%) $1,148,206 (4.1%) 1.54 500
2022-02-01 $578,500 (19.9%) $1,246,568 (30.2%) 1.50 438
2022-03-01 $589,250 (22.8%) $1,266,552 (28.4%) 1.48 483
2022-04-01 $620,000 (26.5%) $1,137,183 (34.0%) 1.48 676
2022-05-01 $645,750 (26.6%) $1,112,030 (22.0%) 1.48 1,012
2022-06-01 $636,600 (13.7%) $1,094,007 (11.8%) 1.42 1,475
2022-07-01 $599,900 (4.3%) $1,037,343 (3.9%) 1.35 1,840
2022-08-01 $595,000 (3.1%) $1,006,173 (-1.9%) 1.38 1,946
2022-09-01 $577,000 (0.7%) $980,782 (-4.0%) 1.35 1,923
2022-10-01 $569,900 (-1.8%) $986,996 (-2.2%) 1.34 1,905
2022-11-01 $552,499 (-3.9%) $1,020,644 (-1.6%) 1.33 1,723
2022-12-01 $550,000 (-2.2%) $1,035,305 (-3.0%) 1.36 1,423
2023-01-01 $554,900 (-2.5%) $1,055,268 (-8.1%) 1.37 1,171
2023-02-01 $568,463 (-1.7%) $1,108,931 (-11.0%) 1.37 977
2023-03-01 $588,500 (-0.1%) $1,101,231 (-13.1%) 1.39 881
2023-04-01 $614,414 (-0.9%) $1,136,690 (0.0%) 1.43 844
2023-05-01 $629,950 (-2.5%) $1,166,259 (4.9%) 1.43 991
2023-06-01 $644,125 (1.2%) $1,164,569 (6.5%) 1.45 1,112
2023-07-01 $650,000 (8.4%) $1,219,015 (17.5%) 1.48 1,198
2023-08-01 $647,500 (8.8%) $1,232,662 (22.5%) 1.49 1,230
2023-09-01 $635,393 (10.1%) $1,209,640 (23.3%) 1.48 1,306
2023-10-01 $621,250 (9.0%) $1,217,631 (23.4%) 1.46 1,309
2023-11-01 $600,000 (8.6%) $1,196,462 (17.2%) 1.43 1,233
2023-12-01 $595,000 (8.2%) $1,189,094 (14.9%) 1.45 1,101
2024-01-01 $599,485 (8.0%) $1,200,598 (13.8%) 1.46 988
2024-02-01 $599,500 (5.5%) $1,214,502 (9.5%) 1.44 889
2024-03-01 $615,000 (4.5%) $1,217,656 (10.6%) 1.45 887
2024-04-01 $617,425 (0.5%) $1,226,882 (7.9%) 1.44 972
2024-05-01 $637,500 (1.2%) $1,215,352 (4.2%) 1.45 1,127
2024-06-01 $619,000 (-3.9%) $1,182,943 (1.6%) 1.41 1,393
2024-07-01 $614,500 (-5.5%) $1,175,103 (-3.6%) 1.40 1,573
2024-08-01 $599,900 (-7.4%) $1,169,155 (-5.2%) 1.40 1,665
2024-09-01 $599,000 (-5.7%) $1,156,627 (-4.4%) 1.41 1,694
2024-10-01 $599,500 (-3.5%) $1,101,050 (-9.6%) 1.42 1,697
2024-11-01 $594,322 (-1.0%) $1,091,831 (-8.8%) 1.43 1,601
2024-12-01 $575,000 (-3.4%) $1,012,969 (-14.8%) 1.43 1,412
2025-01-01 $569,998 (-4.9%) $1,067,920 (-11.1%) 1.42 1,274
2025-02-01 $572,500 (-4.5%) $1,049,924 (-13.6%) 1.39 1,224
2025-03-01 $569,250 (-7.4%) $1,048,358 (-13.9%) 1.34 1,251
2025-04-01 $583,225 (-5.5%) $1,048,486 (-14.5%) 1.35 1,458
2025-05-01 $610,000 (-4.3%) $1,087,305 (-10.5%) 1.39 1,620
2025-06-01 $624,850 (1.0%) $1,130,410 (-4.4%) 1.42 1,814
2025-07-01 $630,500 (2.6%) $1,145,193 (-2.6%) 1.43 1,949
2025-08-01 $639,000 (6.5%) $1,153,148 (-1.4%) 1.49 1,929
2025-09-01 $642,000 (7.2%) $1,171,657 (1.3%) 1.51 1,793
2025-10-01 $639,863 (6.7%) $1,179,895 (7.2%) 1.51 1,716
2025-11-01 $630,000 (6.0%) $1,212,415 (11.0%) 1.52 1,581
2025-12-01 $627,500 (9.1%) $1,184,456 (16.9%) 1.57 1,347
2026-01-01 $625,000 (9.7%) $1,188,735 (11.3%) 1.56 1,196
2026-02-01 $637,450 (11.3%) $1,151,441 (9.7%) 1.58 1,075
2026-03-01 $649,988 (14.2%) $1,161,268 (10.8%) 1.56 1,114
2026-04-01 $667,200 (14.4%) $1,167,842 (11.4%) 1.57 1,218
2026-05-01 $684,000 (12.1%) $1,169,021 (7.5%) 1.59 1,288
2026-06-01 $687,575 (10.0%) $1,193,186 (5.6%) 1.60 1,399
2026-07-01 $675,000 (7.1%) $1,194,540 (4.3%) 1.57 1,456
2026-08-01 $659,777 (3.3%) $1,174,489 (1.9%) 1.55 1,493
2026-09-01 $645,450 (0.5%) $1,134,122 (-3.2%) 0.00 1,499
2026-10-01 $635,000 (-0.8%) $1,135,276 (-3.8%) 0.00 1,458
RENO's median listing price for 2026-10-01 was $635,000, a difference of $-4,863 (-0.8%) versus the prior year and $-10,450 versus the prior month.

RENO's median listing price comes in at 0% of the national average.

RENO's average listing price for 2026-10-01 was $1,135,276, a difference of $-44,619 (-3.8%) versus the prior year and $1,154 versus the prior month.

For the 2026-10-01 period, RENO had 1,458 MLS listings, a difference of -41 listings (-3%) versus the prior month and -258 listings (-15%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - RENO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 78 days 2,222 sqft
2018-02-01 54 days 2,224 sqft
2018-03-01 45 days 2,174 sqft
2018-04-01 44 days 2,204 sqft
2018-05-01 36 days 2,095 sqft
2018-06-01 37 days 2,081 sqft
2018-07-01 38 days 2,064 sqft
2018-08-01 41 days 2,031 sqft
2018-09-01 45 days 2,018 sqft
2018-10-01 52 days 1,996 sqft
2018-11-01 60 days 1,980 sqft
2018-12-01 71 days 1,989 sqft
2019-01-01 78 days 1,969 sqft
2019-02-01 69 days 1,993 sqft
2019-03-01 56 days 2,044 sqft
2019-04-01 44 days 2,093 sqft
2019-05-01 40 days 2,077 sqft
2019-06-01 43 days 2,113 sqft
2019-07-01 45 days 2,086 sqft
2019-08-01 49 days 2,068 sqft
2019-09-01 56 days 2,073 sqft
2019-10-01 61 days 2,079 sqft
2019-11-01 65 days 2,074 sqft
2019-12-01 71 days 2,120 sqft
2020-01-01 72 days 2,121 sqft
2020-02-01 58 days 2,169 sqft
2020-03-01 38 days 2,122 sqft
2020-04-01 41 days 2,067 sqft
2020-05-01 45 days 2,123 sqft
2020-06-01 44 days 2,222 sqft
2020-07-01 42 days 2,230 sqft
2020-08-01 42 days 2,148 sqft
2020-09-01 33 days 2,166 sqft
2020-10-01 45 days 2,090 sqft
2020-11-01 53 days 2,026 sqft
2020-12-01 57 days 2,045 sqft
2021-01-01 47 days 2,011 sqft
2021-02-01 33 days 1,862 sqft
2021-03-01 19 days 1,822 sqft
2021-04-01 18 days 1,801 sqft
2021-05-01 27 days 1,832 sqft
2021-06-01 29 days 1,891 sqft
2021-07-01 29 days 1,976 sqft
2021-08-01 29 days 1,944 sqft
2021-09-01 32 days 1,935 sqft
2021-10-01 37 days 2,001 sqft
2021-11-01 41 days 1,960 sqft
2021-12-01 50 days 1,933 sqft
2022-01-01 53 days 1,923 sqft
2022-02-01 33 days 1,922 sqft
2022-03-01 29 days 1,948 sqft
2022-04-01 27 days 2,024 sqft
2022-05-01 26 days 2,022 sqft
2022-06-01 30 days 2,015 sqft
2022-07-01 37 days 1,979 sqft
2022-08-01 47 days 1,990 sqft
2022-09-01 57 days 1,965 sqft
2022-10-01 63 days 1,959 sqft
2022-11-01 69 days 1,964 sqft
2022-12-01 82 days 1,958 sqft
2023-01-01 92 days 1,962 sqft
2023-02-01 89 days 1,973 sqft
2023-03-01 62 days 1,994 sqft
2023-04-01 46 days 2,078 sqft
2023-05-01 37 days 2,089 sqft
2023-06-01 38 days 2,117 sqft
2023-07-01 42 days 2,163 sqft
2023-08-01 44 days 2,140 sqft
2023-09-01 50 days 2,109 sqft
2023-10-01 56 days 2,088 sqft
2023-11-01 60 days 2,070 sqft
2023-12-01 71 days 2,021 sqft
2024-01-01 76 days 2,005 sqft
2024-02-01 69 days 2,002 sqft
2024-03-01 51 days 2,004 sqft
2024-04-01 41 days 2,022 sqft
2024-05-01 34 days 1,996 sqft
2024-06-01 38 days 1,960 sqft
2024-07-01 45 days 1,958 sqft
2024-08-01 51 days 1,938 sqft
2024-09-01 55 days 1,911 sqft
2024-10-01 58 days 1,926 sqft
2024-11-01 64 days 1,874 sqft
2024-12-01 74 days 1,835 sqft
2025-01-01 75 days 1,832 sqft
2025-02-01 65 days 1,821 sqft
2025-03-01 50 days 1,822 sqft
2025-04-01 44 days 1,836 sqft
2025-05-01 45 days 1,892 sqft
2025-06-01 46 days 1,937 sqft
2025-07-01 51 days 1,939 sqft
2025-08-01 59 days 1,959 sqft
2025-09-01 66 days 1,971 sqft
2025-10-01 71 days 2,007 sqft
2025-11-01 71 days 1,981 sqft
2025-12-01 78 days 1,967 sqft
2026-01-01 81 days 1,953 sqft
2026-02-01 72 days 1,973 sqft
2026-03-01 46 days 2,005 sqft
2026-04-01 42 days 2,004 sqft
2026-05-01 44 days 2,016 sqft
2026-06-01 45 days 2,019 sqft
2026-07-01 50 days 2,022 sqft
2026-08-01 51 days 1,996 sqft
2026-09-01 0 days 1,986 sqft
2026-10-01 0 days 1,981 sqft
RENO's median listing age (time on market) for 2026-10-01 was 0 days. This is -100% shorter than the same period one year ago.

RENO's median square footage for active listings during the 2026-10-01 period was 1,981 sqft. One year prior, the average listing was 2,007 sqft.

RENO, NV Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,716 $2,949,980,000 $516,092
Cash Out Refi 1,711 $444,155,000 $259,588
Refi 1,416 $880,990,000 $622,168
Other 977 $180,025,000 $184,263
Home Improvement 881 $131,365,000 $149,109
NA 13 $3,235,000 $248,846

Reno's most frequently cited loan purpose was Home Purchase, with 5,716 originations. The 2nd most popular reason was Cash Out Refi, with 1,711 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 4,197 $1,998,325,000 $476,132
5-6% 2,246 $1,382,490,000 $615,534
Over 8% 1,828 $272,410,000 $149,021
7-8% 1,607 $530,555,000 $330,152
4-5% 536 $302,530,000 $564,422
<2.5% 141 $3,985,000 $28,262
3-4% 102 $63,190,000 $619,510
2.5-3% 23 $6,235,000 $271,087

During 2025, Reno's most frequently originated rate bucket was 6-7%, with 4,197 originations.

Loan Sizing (RENO, NV MSA)

Loan Size Originations Total Value Average Loan
$400k-600k 3,085 $1,487,185,000 $482,070
$200k-400k 2,976 $920,370,000 $309,264
$100,000 or less 1,780 $100,070,000 $56,219
$100k-200k 1,372 $191,710,000 $139,730
$600k-1000k 1,139 $825,485,000 $724,745
$Over $1MM 362 $1,064,930,000 $2,941,796

RENO's loan sizing saw the bucket of loans from $400k-600k with 3,085 originations, totaling $1,487,185,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,546 $1,783,490,000 $502,958
Under 20% 2,254 $188,640,000 $83,691
60-80% 2,181 $1,382,765,000 $634,005
20-40% 1,249 $318,865,000 $255,296
40-60% 1,183 $718,235,000 $607,130
Over 100% 121 $98,045,000 $810,289

RENO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,546 originations, totaling $1,783,490,000 in origination value.