RENO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Reno averaged
7.11%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
6.97% and
one month ago for the week of 2026-10-01, the
average rate was 6.91%.
Reno's average rate one year ago was 6.1%.
For refis of the same type during the week of 2026-11-05, the average rate
was 6.8%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Reno 30 Year Fixed Rate | 2026-11-05 | 7.11% |
| Reno 30 Year Fixed Rate Refi | 2026-11-05 | 6.8% |
| Reno 15 Year Fixed Rate | 2026-11-05 | 6.82% |
| Reno 15 Year Fixed Rate Refi | 2026-11-05 | 6.4% |
| Reno 30 Year FHA | 2026-11-05 | 6.5% |
| Reno 30 Year FHA Refi | 2026-11-05 | 6.73% |
| Reno 30 Year USDA | 2026-11-05 | 6.8% |
| Reno 30 Year USDA Refi | 2026-11-05 | 6.8% |
| Reno 30 Year VA | 2026-11-05 | 6.32% |
| Reno 30 Year VA Refi | 2026-11-05 | 6.3% |
RENO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RENO, NV market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RENO Average Closing Costs & Other Stats
RENO, NV's 208 lenders originated 10,714
loans during 2025. The total origination value was $4,589,750,000, with an average loan value of
$428,388.
RENO's average closing costs are $6,665.
The top RENO lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
526 loans originated. Their average total fees are
$9,589, which is $317
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee RENO lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,380), Bethpage Federal Credit Union ($4,453), GREATER NEVADA LLC ($4,666), Charles Schwab Bank, SSB ($4,741) and EAGLE HOME MORTGAGE, LLC ($4,989).
The lowest rate RENO lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (4.93%), EAGLE HOME MORTGAGE, LLC (5.06%), Charles Schwab Bank, SSB (5.59%), Morgan Stanley Private Bank (5.92%) and Bethpage Federal Credit Union (5.93%).
RENO, NV Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | $315,715,000 | $375,785,000 | 19.0% | 8.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $279,035,000 | $326,450,000 | 17.0% | 7.1% |
| QUICKEN LOANS, LLC | $194,115,000 | $227,375,000 | 17.1% | 5.0% |
| DHI MORTGAGE COMPANY, LTD. | $150,980,000 | $181,675,000 | 20.3% | 4.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $127,595,000 | $150,925,000 | 18.3% | 3.3% |
| PNC Bank | $10,930,000 | $127,115,000 | 1,063.0% | 2.8% |
| U.S. Bank | $100,515,000 | $122,415,000 | 21.8% | 2.7% |
| PENNYMAC LOAN SERVICES, LLC | $73,175,000 | $121,440,000 | 66.0% | 2.6% |
| EAGLE HOME MORTGAGE, LLC | $89,700,000 | $108,105,000 | 20.5% | 2.4% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $40,295,000 | $99,835,000 | 147.8% | 2.2% |
| Wells Fargo Bank | $82,020,000 | $98,555,000 | 20.2% | 2.1% |
| UNITED | $76,570,000 | $94,115,000 | 22.9% | 2.1% |
| Barings Multifamily Capital | $91,630,000 | n/a | 2.0% | |
| JPMorgan Chase Bank | $108,480,000 | $90,785,000 | -16.3% | 2.0% |
| INFINITY EQUITY GROUP, INC. | $44,330,000 | $75,200,000 | 69.6% | 1.6% |
| GREATER NEVADA LLC | $53,085,000 | $74,335,000 | 40.0% | 1.6% |
| TBI MORTGAGE COMPANY | $59,120,000 | $67,010,000 | 13.3% | 1.5% |
| Bank of America | $57,590,000 | $66,310,000 | 15.1% | 1.4% |
| CMG MORTGAGE, INC. | $41,135,000 | $62,620,000 | 52.2% | 1.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $47,995,000 | $61,805,000 | 28.8% | 1.3% |
| The Loan Store, Inc. | $16,695,000 | $61,575,000 | 268.8% | 1.3% |
| BROKER SOLUTIONS, INC. | $42,665,000 | $51,790,000 | 21.4% | 1.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $9,190,000 | $51,540,000 | 460.8% | 1.1% |
| SUMMIT FUNDING, INC. | $40,465,000 | $50,160,000 | 24.0% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $39,045,000 | $49,800,000 | 27.5% | 1.1% |
| Union Bank and Trust Company | $48,365,000 | n/a | 1.1% | |
| LOANDEPOT.COM, LLC | $43,515,000 | $44,840,000 | 3.0% | 1.0% |
| Citibank | $40,920,000 | $44,200,000 | 8.0% | 1.0% |
| CANOPY MORTGAGE, LLC | $27,080,000 | $43,820,000 | 61.8% | 1.0% |
| BERKELEY POINT CAPITAL LLC | $64,025,000 | $42,805,000 | -33.1% | 0.9% |
| Mortgage Research Center, LLC | $34,880,000 | $42,795,000 | 22.7% | 0.9% |
| Zions Bank | $41,260,000 | $35,375,000 | -14.3% | 0.8% |
| Morgan Stanley Private Bank | $31,810,000 | $35,070,000 | 10.2% | 0.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $22,170,000 | $33,480,000 | 51.0% | 0.7% |
| Charles Schwab Bank, SSB | $18,405,000 | $33,055,000 | 79.6% | 0.7% |
| ORIX REAL ESTATE CAPITAL, LLC | $995,000 | $30,065,000 | 2,921.6% | 0.7% |
| ISERVE RESIDENTIAL LENDING, LLC | $26,150,000 | $29,820,000 | 14.0% | 0.6% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $20,360,000 | $27,410,000 | 34.6% | 0.6% |
| UBS Bank USA | $8,220,000 | $26,865,000 | 226.8% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $24,800,000 | $26,635,000 | 7.4% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $18,455,000 | $26,330,000 | 42.7% | 0.6% |
| NEWREZ LLC | $16,710,000 | $25,810,000 | 54.5% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $7,420,000 | $24,730,000 | 233.3% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $23,490,000 | $23,945,000 | 1.9% | 0.5% |
| Plains Commerce Bank | $20,670,000 | $23,745,000 | 14.9% | 0.5% |
| TJC Mortgage, Inc. | $27,910,000 | $22,175,000 | -20.5% | 0.5% |
| GUARANTEED RATE, INC. | $19,540,000 | $21,010,000 | 7.5% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $37,655,000 | $20,975,000 | -44.3% | 0.5% |
| Glacier Bank | $17,675,000 | $20,355,000 | 15.2% | 0.4% |
| Gateway First Bank | $21,290,000 | $20,335,000 | -4.5% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $11,215,000 | $19,925,000 | 77.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $3,530,000 | $18,810,000 | 432.9% | 0.4% |
| MOUNTAIN AMERICA | $16,780,000 | $17,790,000 | 6.0% | 0.4% |
| ALLIANT CREDIT UNION | $7,030,000 | $17,630,000 | 150.8% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $6,375,000 | $17,515,000 | 174.7% | 0.4% |
| Figure Lending LLC | $8,370,000 | $17,315,000 | 106.9% | 0.4% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $17,135,000 | n/a | 0.4% | |
| Sierra Pacific Mortgage Company, Inc. | $9,255,000 | $15,700,000 | 69.6% | 0.3% |
| OCMBC, INC. | $5,615,000 | $15,380,000 | 173.9% | 0.3% |
| Flagstar Bank, FSB | $8,020,000 | $15,275,000 | 90.5% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $9,300,000 | $15,215,000 | 63.6% | 0.3% |
| Umpqua Bank | $11,490,000 | $15,215,000 | 32.4% | 0.3% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $18,720,000 | $15,065,000 | -19.5% | 0.3% |
| MLD MORTGAGE INC. | $7,110,000 | $14,820,000 | 108.4% | 0.3% |
| Stifel Bank and Trust | $8,605,000 | $14,365,000 | 66.9% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,635,000 | $14,305,000 | 65.7% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $7,585,000 | $12,165,000 | 60.4% | 0.3% |
| USAA Federal Savings Bank | $10,710,000 | $11,940,000 | 11.5% | 0.3% |
| FIRST COLONY MORTGAGE CORPORATION | $12,340,000 | $11,600,000 | -6.0% | 0.3% |
| Commerce Home Mortgage, Inc. | $1,945,000 | $11,250,000 | 478.4% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $6,670,000 | $10,595,000 | 58.8% | 0.2% |
| BMO Harris Bank | $21,525,000 | $10,240,000 | -52.4% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,485,000 | $10,045,000 | 5.9% | 0.2% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $9,105,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,325,000 | $8,640,000 | 99.8% | 0.2% |
| LOANPAL, LLC | $5,710,000 | $8,405,000 | 47.2% | 0.2% |
| SPRING EQ, LLC | $2,920,000 | $8,280,000 | 183.6% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $6,420,000 | $7,940,000 | 23.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $6,035,000 | $7,930,000 | 31.4% | 0.2% |
| PLANET HOME LENDING, LLC | $14,505,000 | $7,850,000 | -45.9% | 0.2% |
| LENDSURE MORTGAGE CORP. | $6,960,000 | $7,805,000 | 12.1% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | $7,605,000 | 2,104.3% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $5,625,000 | $7,220,000 | 28.4% | 0.2% |
| Goldman Sachs Bank USA | $5,285,000 | $7,185,000 | 36.0% | 0.2% |
| PHH Mortgage Corporation | $4,705,000 | $6,880,000 | 46.2% | 0.1% |
| AMERICA FIRST | $4,905,000 | $6,860,000 | 39.9% | 0.1% |
| ONE NEVADA CREDIT UNION | $8,515,000 | $6,825,000 | -19.8% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $4,475,000 | $6,785,000 | 51.6% | 0.1% |
| Carrington Mortgage Services, LLC | $5,875,000 | $6,650,000 | 13.2% | 0.1% |
| CARDINAL FINANCIAL | $19,485,000 | $6,615,000 | -66.1% | 0.1% |
| Ameris Bank | $2,895,000 | $6,500,000 | 124.5% | 0.1% |
| NEXERA HOLDING LLC | $1,725,000 | $6,460,000 | 274.5% | 0.1% |
| NexBank | $8,500,000 | $6,365,000 | -25.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,025,000 | $6,290,000 | 210.6% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,100,000 | $6,220,000 | 22.0% | 0.1% |
| The Central Trust Bank | $5,585,000 | $6,005,000 | 7.5% | 0.1% |
| The Federal Savings Bank | $6,110,000 | $6,000,000 | -1.8% | 0.1% |
| Great Basin Federal Credit Union | $4,570,000 | $5,940,000 | 30.0% | 0.1% |
| Axos Bank | $1,645,000 | $5,920,000 | 259.9% | 0.1% |
| ALAMEDA MORTGAGE CORPORATION | $6,200,000 | $5,910,000 | -4.7% | 0.1% |
| Bethpage Federal Credit Union | $7,050,000 | $5,770,000 | -18.2% | 0.1% |
| AMERICAN FIRST | $5,760,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $6,020,000 | $5,730,000 | -4.8% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $3,730,000 | $5,635,000 | 51.1% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $10,040,000 | $5,400,000 | -46.2% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $7,745,000 | $5,210,000 | -32.7% | 0.1% |
| NBKC BANK | $10,415,000 | $5,080,000 | -51.2% | 0.1% |
| Cathay Bank | $5,040,000 | n/a | 0.1% | |
| MidFirst Bank | $285,000 | $5,035,000 | 1,666.7% | 0.1% |
| Equity Prime Mortgage LLC | $4,765,000 | $5,005,000 | 5.0% | 0.1% |
| Citizens Bank | $3,780,000 | $4,800,000 | 27.0% | 0.1% |
| OAKTREE FUNDING CORP. | $4,700,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $4,140,000 | $4,670,000 | 12.8% | 0.1% |
| JMAC LENDING, INC. | $1,900,000 | $4,605,000 | 142.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $4,520,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $1,490,000 | $4,450,000 | 198.7% | 0.1% |
| GEORGIA'S OWN | $4,340,000 | $4,425,000 | 2.0% | 0.1% |
| UNION HOME MORTGAGE CORP. | $4,415,000 | n/a | 0.1% | |
| S1L, Inc. | $4,175,000 | $4,305,000 | 3.1% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,375,000 | $4,240,000 | 208.4% | 0.1% |
| First Federal Bank | $5,440,000 | $4,225,000 | -22.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,760,000 | $4,210,000 | 139.2% | 0.1% |
| WALKER & DUNLOP, LLC | $57,515,000 | $4,205,000 | -92.7% | 0.1% |
| Citadel Servicing Corporation | $8,135,000 | $3,970,000 | -51.2% | 0.1% |
| Nicolet National Bank | $3,955,000 | n/a | 0.1% | |
| Fremont Bank | $855,000 | $3,700,000 | 332.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $3,645,000 | $3,515,000 | -3.6% | 0.1% |
| A&D Mortgage LLC | $1,970,000 | $3,410,000 | 73.1% | 0.1% |
| 21ST MORTGAGE CORPORATION | $3,795,000 | $3,395,000 | -10.5% | 0.1% |
| Waterstone Mortgage Corporation | $3,385,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $3,175,000 | n/a | 0.1% | |
| Cornerstone First Mortgage, Inc | $8,700,000 | $3,125,000 | -64.1% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,410,000 | $3,030,000 | 114.9% | 0.1% |
| The Huntington National Bank | $1,125,000 | $2,990,000 | 165.8% | 0.1% |
| Discover Bank | $8,695,000 | $2,925,000 | -66.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $5,720,000 | $2,865,000 | -49.9% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,700,000 | $2,840,000 | -23.2% | 0.1% |
| Northpointe Bank | $4,770,000 | $2,835,000 | -40.6% | 0.1% |
| ONY GLO, INC. | $2,810,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $2,600,000 | n/a | 0.1% | |
| NFM, INC. | $3,755,000 | $2,540,000 | -32.4% | 0.1% |
| First-Citizens Bank & Trust Company | $30,160,000 | $2,510,000 | -91.7% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,090,000 | $2,475,000 | 127.1% | 0.1% |
| MORTGAGEONE, INC. | $435,000 | $2,470,000 | 467.8% | 0.1% |
| RESIDENTIAL BANCORP | $835,000 | $2,430,000 | 191.0% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $535,000 | $2,385,000 | 345.8% | 0.1% |
| EVERETT FINANCIAL, INC. | $1,125,000 | $2,375,000 | 111.1% | 0.1% |
| CHEVRON | $2,590,000 | $2,335,000 | -9.8% | 0.1% |
| Operating Engineers Local Union #3 | $2,325,000 | n/a | 0.1% | |
| Royal Business Bank | $2,310,000 | n/a | 0.1% | |
| Texana Bank | $2,270,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $4,495,000 | $2,205,000 | -50.9% | 0.0% |
| El Dorado Savings Bank, F.S.B. | $405,000 | $2,155,000 | 432.1% | 0.0% |
| NEW DAY FINANCIAL, LLC | $3,675,000 | $2,150,000 | -41.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $2,150,000 | n/a | 0.0% | |
| First National Bank of America | $3,080,000 | $2,130,000 | -30.8% | 0.0% |
| FineMark National Bank & Trust | $2,085,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $2,080,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $455,000 | $2,050,000 | 350.5% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $2,035,000 | n/a | 0.0% | |
| Sunflower Bank | $1,170,000 | $1,985,000 | 69.7% | 0.0% |
| Franklin Loan Corporation | $2,790,000 | $1,945,000 | -30.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,665,000 | $1,930,000 | -47.3% | 0.0% |
| ADVANCIAL | $145,000 | $1,915,000 | 1,220.7% | 0.0% |
| Citizens National Bank of Texas | $1,900,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $525,000 | $1,850,000 | 252.4% | 0.0% |
| BNY Mellon | $1,845,000 | n/a | 0.0% | |
| NMSI, INC. | $1,310,000 | $1,835,000 | 40.1% | 0.0% |
| BAY EQUITY LLC | $2,710,000 | $1,695,000 | -37.5% | 0.0% |
| Merchants Bank of Indiana | $1,680,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,275,000 | $1,660,000 | -49.3% | 0.0% |
| Magnolia Bank | $1,385,000 | $1,650,000 | 19.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $285,000 | $1,650,000 | 478.9% | 0.0% |
| INTELLILOAN, INC. | $650,000 | $1,630,000 | 150.8% | 0.0% |
| LADERA LENDING, INC. | $2,685,000 | $1,590,000 | -40.8% | 0.0% |
| Libertyville Bank & Trust | $1,535,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $1,955,000 | $1,495,000 | -23.5% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $570,000 | $1,445,000 | 153.5% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $680,000 | $1,435,000 | 111.0% | 0.0% |
| Bridgewater Bank | $1,425,000 | n/a | 0.0% | |
| Baxter Credit Union | $1,685,000 | $1,410,000 | -16.3% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $13,990,000 | $1,395,000 | -90.0% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,930,000 | $1,395,000 | -27.7% | 0.0% |
| HighTechLending Inc | $735,000 | $1,385,000 | 88.4% | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | $1,695,000 | $1,365,000 | -19.5% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $770,000 | $1,345,000 | 74.7% | 0.0% |
| Watermark Capital, Inc. | $1,995,000 | $1,315,000 | -34.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $1,300,000 | n/a | 0.0% | |
| New Century Bank | $1,275,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $1,805,000 | $1,255,000 | -30.5% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $155,000 | $1,245,000 | 703.2% | 0.0% |
| HomeTrust Bank | $715,000 | $1,240,000 | 73.4% | 0.0% |
| Firefighters First Federal Credit Union | $1,505,000 | $1,215,000 | -19.3% | 0.0% |
| Golden Empire Mortgage, Inc. | $1,985,000 | $1,190,000 | -40.1% | 0.0% |
| ML Mortgage Corp. | $445,000 | $1,170,000 | 162.9% | 0.0% |
| M&T Bank | $1,370,000 | $1,145,000 | -16.4% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $4,425,000 | $1,130,000 | -74.5% | 0.0% |
| ARC HOME LLC | $1,060,000 | $1,085,000 | 2.4% | 0.0% |
| Farm Credit Mid-America, ACA | $355,000 | $1,060,000 | 198.6% | 0.0% |
| First Savings Bank | $755,000 | $1,020,000 | 35.1% | 0.0% |
| General Mortgage Capital Corporation | $3,430,000 | $1,015,000 | -70.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,645,000 | $1,010,000 | -38.6% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $3,205,000 | $1,000,000 | -68.8% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $1,930,000 | $1,000,000 | -48.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $1,770,000 | $960,000 | -45.8% | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $950,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $950,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,135,000 | $935,000 | -17.6% | 0.0% |
| WESTCOAST MORTGAGE GROUP AND REALTY COMPANY | $930,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $605,000 | $910,000 | 50.4% | 0.0% |
| PROPONENT Federal Credit Union | $905,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $545,000 | $875,000 | 60.6% | 0.0% |
| Nations Lending Corporation | $560,000 | $870,000 | 55.4% | 0.0% |
| Deere Employees Credit Union | $45,000 | $860,000 | 1,811.1% | 0.0% |
| First Merchants Bank | $835,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $2,525,000 | $830,000 | -67.1% | 0.0% |
| CLEARPATH LENDING | $1,350,000 | $820,000 | -39.3% | 0.0% |
| Wilmington Savings Fund Society, FSB | $810,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $605,000 | $805,000 | 33.1% | 0.0% |
| First Community Bank | $805,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $850,000 | $800,000 | -5.9% | 0.0% |
| JMJ FINANCIAL GROUP | $800,000 | n/a | 0.0% | |
| CLARK COUNTY CREDIT UNION | $290,000 | $770,000 | 165.5% | 0.0% |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $475,000 | $765,000 | 61.1% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $580,000 | $745,000 | 28.4% | 0.0% |
| Vast Bank | $745,000 | n/a | 0.0% | |
| PANORAMA MORTGAGE GROUP, LLC | $1,510,000 | $740,000 | -51.0% | 0.0% |
| BM Real Estate Services, Inc. | $4,755,000 | $705,000 | -85.2% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $590,000 | $705,000 | 19.5% | 0.0% |
| BOKF | $545,000 | $685,000 | 25.7% | 0.0% |
| Raymond James Bank | $655,000 | $685,000 | 4.6% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $680,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $735,000 | $650,000 | -11.6% | 0.0% |
| GoPrime Mortgage, Inc. | $650,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $635,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $635,000 | $635,000 | 0.0% | 0.0% |
| SNAPFI, INC. | $2,585,000 | $625,000 | -75.8% | 0.0% |
| Adams Bank & Trust | $575,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $1,760,000 | $575,000 | -67.3% | 0.0% |
| Community First National Bank | $565,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $500,000 | $565,000 | 13.0% | 0.0% |
| CITIZENS EQUITY FIRST | $155,000 | $555,000 | 258.1% | 0.0% |
| COMMUNITYAMERICA | $555,000 | n/a | 0.0% | |
| VAL-CHRIS INVESTMENTS, INC. | $530,000 | n/a | 0.0% | |
| Logan Finance Corporation | $3,515,000 | $525,000 | -85.1% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $555,000 | $485,000 | -12.6% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $355,000 | $465,000 | 31.0% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $460,000 | n/a | 0.0% | |
| Northwest Bank | $455,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $1,745,000 | $455,000 | -73.9% | 0.0% |
| BELEM SERVICING LLC | $475,000 | $450,000 | -5.3% | 0.0% |
| AIR ACADEMY | $445,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $365,000 | $425,000 | 16.4% | 0.0% |
| Encompass Lending Group, LP | $415,000 | n/a | 0.0% | |
| Leader Bank | $410,000 | n/a | 0.0% | |
| CHARTER WEST BANK | $405,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $1,015,000 | $405,000 | -60.1% | 0.0% |
| United Nations Federal Credit Union | $3,250,000 | $405,000 | -87.5% | 0.0% |
| Bank of England | $395,000 | n/a | 0.0% | |
| Armed Forces Bank | $575,000 | $385,000 | -33.0% | 0.0% |
| Ixonia Bank | $1,235,000 | $370,000 | -70.0% | 0.0% |
| Bell Bank | $365,000 | n/a | 0.0% | |
| NEW WAVE LENDING GROUP INC | $3,410,000 | $355,000 | -89.6% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $395,000 | $355,000 | -10.1% | 0.0% |
| Performance Financial, Inc. | $3,175,000 | $345,000 | -89.1% | 0.0% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $3,135,000 | $335,000 | -89.3% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $325,000 | n/a | 0.0% | |
| AHL FUNDING | $305,000 | n/a | 0.0% | |
| CLM MORTGAGE, INC | $275,000 | n/a | 0.0% | |
| KINECTA | $265,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $945,000 | $255,000 | -73.0% | 0.0% |
| Truist | $2,285,000 | $235,000 | -89.7% | 0.0% |
| FAY SERVICING, LLC | $225,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $225,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $560,000 | $190,000 | -66.1% | 0.0% |
| KeyBank | $1,085,000 | $185,000 | -82.9% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $185,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $950,000 | $175,000 | -81.6% | 0.0% |
| Choice Financial Group | $155,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $155,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $460,000 | $155,000 | -66.3% | 0.0% |
| NP, Inc. | $415,000 | $135,000 | -67.5% | 0.0% |
| DIGITAL Federal Credit Union | $155,000 | $125,000 | -19.4% | 0.0% |
| WINGS FINANCIAL | $125,000 | n/a | 0.0% | |
| Arvest Bank | $115,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $950,000 | $105,000 | -88.9% | 0.0% |
| CBC Federal Credit Union | $75,000 | n/a | 0.0% | |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $65,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $940,000 | $55,000 | -94.1% | 0.0% |
| Credit Union 1 | $45,000 | n/a | 0.0% | |
| TOWER | $45,000 | n/a | 0.0% |
RENO's top lender by overall market share is GUILD MORTGAGE COMPANY, with 8.2% market share. In second place, with 7.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $326,450,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $227,375,000 in loans. In fourth place, with 4.0%, is DHI MORTGAGE COMPANY, LTD., having originated $181,675,000 in loans. In fifth place, with 3.3%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $150,925,000 in loans.
RENO Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - RENO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $422,450 (8.6%) | $1,040,487 (30.4%) | 1.57 | 999 |
| 2018-02-01 | $437,425 (9.4%) | $1,063,980 (29.4%) | 1.59 | 932 |
| 2018-03-01 | $438,250 (9.7%) | $1,010,958 (26.1%) | 1.54 | 952 |
| 2018-04-01 | $454,499 (13.6%) | $1,014,272 (27.2%) | 1.54 | 1,022 |
| 2018-05-01 | $443,736 (5.3%) | $959,068 (18.0%) | 1.48 | 1,145 |
| 2018-06-01 | $440,000 (3.1%) | $928,499 (13.9%) | 1.47 | 1,276 |
| 2018-07-01 | $435,000 (-0.9%) | $889,063 (-1.4%) | 1.45 | 1,605 |
| 2018-08-01 | $429,350 (0.0%) | $856,547 (-2.4%) | 1.44 | 1,804 |
| 2018-09-01 | $425,000 (-3.1%) | $828,412 (-7.7%) | 1.43 | 1,963 |
| 2018-10-01 | $410,625 (-4.5%) | $795,454 (-11.6%) | 1.39 | 2,052 |
| 2018-11-01 | $407,350 (-5.5%) | $799,562 (-13.0%) | 1.38 | 1,965 |
| 2018-12-01 | $400,000 (-7.0%) | $807,400 (-15.2%) | 1.38 | 1,838 |
| 2019-01-01 | $404,500 (-4.3%) | $845,774 (-18.7%) | 1.40 | 1,625 |
| 2019-02-01 | $412,438 (-5.7%) | $879,548 (-17.3%) | 1.39 | 1,505 |
| 2019-03-01 | $425,836 (-2.8%) | $891,009 (-11.9%) | 1.39 | 1,459 |
| 2019-04-01 | $433,811 (-4.6%) | $888,654 (-12.4%) | 1.38 | 1,468 |
| 2019-05-01 | $432,000 (-2.6%) | $849,059 (-11.5%) | 1.35 | 1,693 |
| 2019-06-01 | $445,000 (1.1%) | $842,455 (-9.3%) | 1.39 | 1,868 |
| 2019-07-01 | $440,475 (1.3%) | $842,069 (-5.3%) | 1.38 | 2,055 |
| 2019-08-01 | $439,936 (2.5%) | $849,114 (-0.9%) | 1.39 | 2,072 |
| 2019-09-01 | $439,916 (3.5%) | $862,092 (4.1%) | 1.41 | 2,007 |
| 2019-10-01 | $439,902 (7.1%) | $882,273 (10.9%) | 1.42 | 1,935 |
| 2019-11-01 | $439,000 (7.8%) | $919,632 (15.0%) | 1.44 | 1,726 |
| 2019-12-01 | $447,000 (11.8%) | $975,727 (20.9%) | 1.49 | 1,448 |
| 2020-01-01 | $449,000 (11.0%) | $1,028,567 (21.6%) | 1.50 | 1,241 |
| 2020-02-01 | $465,000 (12.7%) | $1,100,574 (25.1%) | 1.52 | 1,079 |
| 2020-03-01 | $464,700 (9.1%) | $1,079,483 (21.2%) | 1.46 | 1,105 |
| 2020-04-01 | $449,688 (3.7%) | $967,102 (8.8%) | 1.41 | 1,349 |
| 2020-05-01 | $472,635 (9.4%) | $993,083 (17.0%) | 1.44 | 1,339 |
| 2020-06-01 | $499,000 (12.1%) | $1,114,352 (32.3%) | 1.47 | 1,213 |
| 2020-07-01 | $509,000 (15.6%) | $982,545 (16.7%) | 1.48 | 1,061 |
| 2020-08-01 | $499,000 (13.4%) | $989,975 (16.6%) | 1.43 | 946 |
| 2020-09-01 | $527,500 (19.9%) | $1,003,750 (16.4%) | 1.51 | 856 |
| 2020-10-01 | $510,000 (15.9%) | $1,083,108 (22.8%) | 1.46 | 766 |
| 2020-11-01 | $499,500 (13.8%) | $1,091,599 (18.7%) | 1.46 | 609 |
| 2020-12-01 | $512,250 (14.6%) | $1,115,228 (14.3%) | 1.52 | 482 |
| 2021-01-01 | $499,950 (11.4%) | $1,103,396 (7.3%) | 1.49 | 420 |
| 2021-02-01 | $482,500 (3.8%) | $957,645 (-13.0%) | 1.40 | 363 |
| 2021-03-01 | $479,975 (3.3%) | $986,196 (-8.6%) | 1.36 | 398 |
| 2021-04-01 | $490,000 (9.0%) | $848,962 (-12.2%) | 1.33 | 646 |
| 2021-05-01 | $510,000 (7.9%) | $911,590 (-8.2%) | 1.35 | 498 |
| 2021-06-01 | $559,950 (12.2%) | $978,725 (-12.2%) | 1.47 | 504 |
| 2021-07-01 | $575,000 (13.0%) | $998,124 (1.6%) | 1.52 | 634 |
| 2021-08-01 | $577,000 (15.6%) | $1,025,661 (3.6%) | 1.54 | 791 |
| 2021-09-01 | $572,750 (8.6%) | $1,022,032 (1.8%) | 1.53 | 881 |
| 2021-10-01 | $580,500 (13.8%) | $1,009,103 (-6.8%) | 1.55 | 908 |
| 2021-11-01 | $575,000 (15.1%) | $1,036,700 (-5.0%) | 1.54 | 804 |
| 2021-12-01 | $562,450 (9.8%) | $1,067,492 (-4.3%) | 1.52 | 593 |
| 2022-01-01 | $569,000 (13.8%) | $1,148,206 (4.1%) | 1.54 | 500 |
| 2022-02-01 | $578,500 (19.9%) | $1,246,568 (30.2%) | 1.50 | 438 |
| 2022-03-01 | $589,250 (22.8%) | $1,266,552 (28.4%) | 1.48 | 483 |
| 2022-04-01 | $620,000 (26.5%) | $1,137,183 (34.0%) | 1.48 | 676 |
| 2022-05-01 | $645,750 (26.6%) | $1,112,030 (22.0%) | 1.48 | 1,012 |
| 2022-06-01 | $636,600 (13.7%) | $1,094,007 (11.8%) | 1.42 | 1,475 |
| 2022-07-01 | $599,900 (4.3%) | $1,037,343 (3.9%) | 1.35 | 1,840 |
| 2022-08-01 | $595,000 (3.1%) | $1,006,173 (-1.9%) | 1.38 | 1,946 |
| 2022-09-01 | $577,000 (0.7%) | $980,782 (-4.0%) | 1.35 | 1,923 |
| 2022-10-01 | $569,900 (-1.8%) | $986,996 (-2.2%) | 1.34 | 1,905 |
| 2022-11-01 | $552,499 (-3.9%) | $1,020,644 (-1.6%) | 1.33 | 1,723 |
| 2022-12-01 | $550,000 (-2.2%) | $1,035,305 (-3.0%) | 1.36 | 1,423 |
| 2023-01-01 | $554,900 (-2.5%) | $1,055,268 (-8.1%) | 1.37 | 1,171 |
| 2023-02-01 | $568,463 (-1.7%) | $1,108,931 (-11.0%) | 1.37 | 977 |
| 2023-03-01 | $588,500 (-0.1%) | $1,101,231 (-13.1%) | 1.39 | 881 |
| 2023-04-01 | $614,414 (-0.9%) | $1,136,690 (0.0%) | 1.43 | 844 |
| 2023-05-01 | $629,950 (-2.5%) | $1,166,259 (4.9%) | 1.43 | 991 |
| 2023-06-01 | $644,125 (1.2%) | $1,164,569 (6.5%) | 1.45 | 1,112 |
| 2023-07-01 | $650,000 (8.4%) | $1,219,015 (17.5%) | 1.48 | 1,198 |
| 2023-08-01 | $647,500 (8.8%) | $1,232,662 (22.5%) | 1.49 | 1,230 |
| 2023-09-01 | $635,393 (10.1%) | $1,209,640 (23.3%) | 1.48 | 1,306 |
| 2023-10-01 | $621,250 (9.0%) | $1,217,631 (23.4%) | 1.46 | 1,309 |
| 2023-11-01 | $600,000 (8.6%) | $1,196,462 (17.2%) | 1.43 | 1,233 |
| 2023-12-01 | $595,000 (8.2%) | $1,189,094 (14.9%) | 1.45 | 1,101 |
| 2024-01-01 | $599,485 (8.0%) | $1,200,598 (13.8%) | 1.46 | 988 |
| 2024-02-01 | $599,500 (5.5%) | $1,214,502 (9.5%) | 1.44 | 889 |
| 2024-03-01 | $615,000 (4.5%) | $1,217,656 (10.6%) | 1.45 | 887 |
| 2024-04-01 | $617,425 (0.5%) | $1,226,882 (7.9%) | 1.44 | 972 |
| 2024-05-01 | $637,500 (1.2%) | $1,215,352 (4.2%) | 1.45 | 1,127 |
| 2024-06-01 | $619,000 (-3.9%) | $1,182,943 (1.6%) | 1.41 | 1,393 |
| 2024-07-01 | $614,500 (-5.5%) | $1,175,103 (-3.6%) | 1.40 | 1,573 |
| 2024-08-01 | $599,900 (-7.4%) | $1,169,155 (-5.2%) | 1.40 | 1,665 |
| 2024-09-01 | $599,000 (-5.7%) | $1,156,627 (-4.4%) | 1.41 | 1,694 |
| 2024-10-01 | $599,500 (-3.5%) | $1,101,050 (-9.6%) | 1.42 | 1,697 |
| 2024-11-01 | $594,322 (-1.0%) | $1,091,831 (-8.8%) | 1.43 | 1,601 |
| 2024-12-01 | $575,000 (-3.4%) | $1,012,969 (-14.8%) | 1.43 | 1,412 |
| 2025-01-01 | $569,998 (-4.9%) | $1,067,920 (-11.1%) | 1.42 | 1,274 |
| 2025-02-01 | $572,500 (-4.5%) | $1,049,924 (-13.6%) | 1.39 | 1,224 |
| 2025-03-01 | $569,250 (-7.4%) | $1,048,358 (-13.9%) | 1.34 | 1,251 |
| 2025-04-01 | $583,225 (-5.5%) | $1,048,486 (-14.5%) | 1.35 | 1,458 |
| 2025-05-01 | $610,000 (-4.3%) | $1,087,305 (-10.5%) | 1.39 | 1,620 |
| 2025-06-01 | $624,850 (1.0%) | $1,130,410 (-4.4%) | 1.42 | 1,814 |
| 2025-07-01 | $630,500 (2.6%) | $1,145,193 (-2.6%) | 1.43 | 1,949 |
| 2025-08-01 | $639,000 (6.5%) | $1,153,148 (-1.4%) | 1.49 | 1,929 |
| 2025-09-01 | $642,000 (7.2%) | $1,171,657 (1.3%) | 1.51 | 1,793 |
| 2025-10-01 | $639,863 (6.7%) | $1,179,895 (7.2%) | 1.51 | 1,716 |
| 2025-11-01 | $630,000 (6.0%) | $1,212,415 (11.0%) | 1.52 | 1,581 |
| 2025-12-01 | $627,500 (9.1%) | $1,184,456 (16.9%) | 1.57 | 1,347 |
| 2026-01-01 | $625,000 (9.7%) | $1,188,735 (11.3%) | 1.56 | 1,196 |
| 2026-02-01 | $637,450 (11.3%) | $1,151,441 (9.7%) | 1.58 | 1,075 |
| 2026-03-01 | $649,988 (14.2%) | $1,161,268 (10.8%) | 1.56 | 1,114 |
| 2026-04-01 | $667,200 (14.4%) | $1,167,842 (11.4%) | 1.57 | 1,218 |
| 2026-05-01 | $684,000 (12.1%) | $1,169,021 (7.5%) | 1.59 | 1,288 |
| 2026-06-01 | $687,575 (10.0%) | $1,193,186 (5.6%) | 1.60 | 1,399 |
| 2026-07-01 | $675,000 (7.1%) | $1,194,540 (4.3%) | 1.57 | 1,456 |
| 2026-08-01 | $659,777 (3.3%) | $1,174,489 (1.9%) | 1.55 | 1,493 |
| 2026-09-01 | $645,450 (0.5%) | $1,134,122 (-3.2%) | 0.00 | 1,499 |
| 2026-10-01 | $635,000 (-0.8%) | $1,135,276 (-3.8%) | 0.00 | 1,458 |
RENO's median listing price comes in at 0% of the national average.
RENO's average listing price for 2026-10-01 was $1,135,276, a difference of $-44,619 (-3.8%) versus the prior year and $1,154 versus the prior month.
For the 2026-10-01 period, RENO had 1,458 MLS listings, a difference of -41 listings (-3%) versus the prior month and -258 listings (-15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - RENO (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 78 days | 2,222 sqft |
| 2018-02-01 | 54 days | 2,224 sqft |
| 2018-03-01 | 45 days | 2,174 sqft |
| 2018-04-01 | 44 days | 2,204 sqft |
| 2018-05-01 | 36 days | 2,095 sqft |
| 2018-06-01 | 37 days | 2,081 sqft |
| 2018-07-01 | 38 days | 2,064 sqft |
| 2018-08-01 | 41 days | 2,031 sqft |
| 2018-09-01 | 45 days | 2,018 sqft |
| 2018-10-01 | 52 days | 1,996 sqft |
| 2018-11-01 | 60 days | 1,980 sqft |
| 2018-12-01 | 71 days | 1,989 sqft |
| 2019-01-01 | 78 days | 1,969 sqft |
| 2019-02-01 | 69 days | 1,993 sqft |
| 2019-03-01 | 56 days | 2,044 sqft |
| 2019-04-01 | 44 days | 2,093 sqft |
| 2019-05-01 | 40 days | 2,077 sqft |
| 2019-06-01 | 43 days | 2,113 sqft |
| 2019-07-01 | 45 days | 2,086 sqft |
| 2019-08-01 | 49 days | 2,068 sqft |
| 2019-09-01 | 56 days | 2,073 sqft |
| 2019-10-01 | 61 days | 2,079 sqft |
| 2019-11-01 | 65 days | 2,074 sqft |
| 2019-12-01 | 71 days | 2,120 sqft |
| 2020-01-01 | 72 days | 2,121 sqft |
| 2020-02-01 | 58 days | 2,169 sqft |
| 2020-03-01 | 38 days | 2,122 sqft |
| 2020-04-01 | 41 days | 2,067 sqft |
| 2020-05-01 | 45 days | 2,123 sqft |
| 2020-06-01 | 44 days | 2,222 sqft |
| 2020-07-01 | 42 days | 2,230 sqft |
| 2020-08-01 | 42 days | 2,148 sqft |
| 2020-09-01 | 33 days | 2,166 sqft |
| 2020-10-01 | 45 days | 2,090 sqft |
| 2020-11-01 | 53 days | 2,026 sqft |
| 2020-12-01 | 57 days | 2,045 sqft |
| 2021-01-01 | 47 days | 2,011 sqft |
| 2021-02-01 | 33 days | 1,862 sqft |
| 2021-03-01 | 19 days | 1,822 sqft |
| 2021-04-01 | 18 days | 1,801 sqft |
| 2021-05-01 | 27 days | 1,832 sqft |
| 2021-06-01 | 29 days | 1,891 sqft |
| 2021-07-01 | 29 days | 1,976 sqft |
| 2021-08-01 | 29 days | 1,944 sqft |
| 2021-09-01 | 32 days | 1,935 sqft |
| 2021-10-01 | 37 days | 2,001 sqft |
| 2021-11-01 | 41 days | 1,960 sqft |
| 2021-12-01 | 50 days | 1,933 sqft |
| 2022-01-01 | 53 days | 1,923 sqft |
| 2022-02-01 | 33 days | 1,922 sqft |
| 2022-03-01 | 29 days | 1,948 sqft |
| 2022-04-01 | 27 days | 2,024 sqft |
| 2022-05-01 | 26 days | 2,022 sqft |
| 2022-06-01 | 30 days | 2,015 sqft |
| 2022-07-01 | 37 days | 1,979 sqft |
| 2022-08-01 | 47 days | 1,990 sqft |
| 2022-09-01 | 57 days | 1,965 sqft |
| 2022-10-01 | 63 days | 1,959 sqft |
| 2022-11-01 | 69 days | 1,964 sqft |
| 2022-12-01 | 82 days | 1,958 sqft |
| 2023-01-01 | 92 days | 1,962 sqft |
| 2023-02-01 | 89 days | 1,973 sqft |
| 2023-03-01 | 62 days | 1,994 sqft |
| 2023-04-01 | 46 days | 2,078 sqft |
| 2023-05-01 | 37 days | 2,089 sqft |
| 2023-06-01 | 38 days | 2,117 sqft |
| 2023-07-01 | 42 days | 2,163 sqft |
| 2023-08-01 | 44 days | 2,140 sqft |
| 2023-09-01 | 50 days | 2,109 sqft |
| 2023-10-01 | 56 days | 2,088 sqft |
| 2023-11-01 | 60 days | 2,070 sqft |
| 2023-12-01 | 71 days | 2,021 sqft |
| 2024-01-01 | 76 days | 2,005 sqft |
| 2024-02-01 | 69 days | 2,002 sqft |
| 2024-03-01 | 51 days | 2,004 sqft |
| 2024-04-01 | 41 days | 2,022 sqft |
| 2024-05-01 | 34 days | 1,996 sqft |
| 2024-06-01 | 38 days | 1,960 sqft |
| 2024-07-01 | 45 days | 1,958 sqft |
| 2024-08-01 | 51 days | 1,938 sqft |
| 2024-09-01 | 55 days | 1,911 sqft |
| 2024-10-01 | 58 days | 1,926 sqft |
| 2024-11-01 | 64 days | 1,874 sqft |
| 2024-12-01 | 74 days | 1,835 sqft |
| 2025-01-01 | 75 days | 1,832 sqft |
| 2025-02-01 | 65 days | 1,821 sqft |
| 2025-03-01 | 50 days | 1,822 sqft |
| 2025-04-01 | 44 days | 1,836 sqft |
| 2025-05-01 | 45 days | 1,892 sqft |
| 2025-06-01 | 46 days | 1,937 sqft |
| 2025-07-01 | 51 days | 1,939 sqft |
| 2025-08-01 | 59 days | 1,959 sqft |
| 2025-09-01 | 66 days | 1,971 sqft |
| 2025-10-01 | 71 days | 2,007 sqft |
| 2025-11-01 | 71 days | 1,981 sqft |
| 2025-12-01 | 78 days | 1,967 sqft |
| 2026-01-01 | 81 days | 1,953 sqft |
| 2026-02-01 | 72 days | 1,973 sqft |
| 2026-03-01 | 46 days | 2,005 sqft |
| 2026-04-01 | 42 days | 2,004 sqft |
| 2026-05-01 | 44 days | 2,016 sqft |
| 2026-06-01 | 45 days | 2,019 sqft |
| 2026-07-01 | 50 days | 2,022 sqft |
| 2026-08-01 | 51 days | 1,996 sqft |
| 2026-09-01 | 0 days | 1,986 sqft |
| 2026-10-01 | 0 days | 1,981 sqft |
RENO's median square footage for active listings during the 2026-10-01 period was 1,981 sqft. One year prior, the average listing was 2,007 sqft.
RENO, NV Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 5,716 | $2,949,980,000 | $516,092 |
| Cash Out Refi | 1,711 | $444,155,000 | $259,588 |
| Refi | 1,416 | $880,990,000 | $622,168 |
| Other | 977 | $180,025,000 | $184,263 |
| Home Improvement | 881 | $131,365,000 | $149,109 |
| NA | 13 | $3,235,000 | $248,846 |
Reno's most frequently cited loan purpose was Home Purchase, with 5,716 originations. The 2nd most popular reason was Cash Out Refi, with 1,711 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 4,197 | $1,998,325,000 | $476,132 |
| 5-6% | 2,246 | $1,382,490,000 | $615,534 |
| Over 8% | 1,828 | $272,410,000 | $149,021 |
| 7-8% | 1,607 | $530,555,000 | $330,152 |
| 4-5% | 536 | $302,530,000 | $564,422 |
| <2.5% | 141 | $3,985,000 | $28,262 |
| 3-4% | 102 | $63,190,000 | $619,510 |
| 2.5-3% | 23 | $6,235,000 | $271,087 |
During 2025, Reno's most frequently originated rate bucket was 6-7%, with 4,197 originations.
Loan Sizing (RENO, NV MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 3,085 | $1,487,185,000 | $482,070 |
| $200k-400k | 2,976 | $920,370,000 | $309,264 |
| $100,000 or less | 1,780 | $100,070,000 | $56,219 |
| $100k-200k | 1,372 | $191,710,000 | $139,730 |
| $600k-1000k | 1,139 | $825,485,000 | $724,745 |
| $Over $1MM | 362 | $1,064,930,000 | $2,941,796 |
RENO's loan sizing saw the bucket of loans from $400k-600k with 3,085 originations, totaling $1,487,185,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,546 | $1,783,490,000 | $502,958 |
| Under 20% | 2,254 | $188,640,000 | $83,691 |
| 60-80% | 2,181 | $1,382,765,000 | $634,005 |
| 20-40% | 1,249 | $318,865,000 | $255,296 |
| 40-60% | 1,183 | $718,235,000 | $607,130 |
| Over 100% | 121 | $98,045,000 | $810,289 |
RENO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,546 originations, totaling $1,783,490,000 in origination value.