Scottsbluff Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Scottsbluff averaged
6.73%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
7.12% and
one month ago for the week of 2023-11-02, the
average rate was 7.76%.
Scottsbluff's average rate one year ago was 6.59%.
For refis of the same type during the week of 2023-12-07, the average rate
was 7.33%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
Scottsbluff 30 Year Fixed Rate | 2023-12-07 | 6.73% |
Scottsbluff 30 Year Fixed Rate Refi | 2023-12-07 | 7.33% |
Scottsbluff 15 Year Fixed Rate | 2023-12-07 | 6.39% |
Scottsbluff 15 Year Fixed Rate Refi | 2023-12-07 | 6.19% |
Scottsbluff 30 Year FHA | 2023-12-07 | 6.72% |
Scottsbluff 30 Year FHA Refi | 2023-12-07 | 6.72% |
Scottsbluff 30 Year USDA | 2023-12-07 | 6.62% |
Scottsbluff 30 Year USDA Refi | 2023-12-07 | 6.72% |
Scottsbluff 30 Year VA | 2023-12-07 | 6.44% |
Scottsbluff 30 Year VA Refi | 2023-12-07 | 6.44% |
Scottsbluff Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Scottsbluff, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Scottsbluff Average Closing Costs & Other Stats
Scottsbluff, NE's 46 lenders originated 439
loans during 2022. The total origination value was $64,325,000, with an average loan value of
$146,526.
Scottsbluff's average closing costs are $4,151.
The top Scottsbluff lender as defined by loan originations is QUICKEN LOANS, LLC, with
22 loans originated. Their average total fees are
$5,683, which is $2,394
higher than the next largest lender,
First National Bank of Omaha.
The lowest fee Scottsbluff lenders (with over 10 loans originated) are
First National Bank of Omaha ($3,289), U.S. Bank ($3,709), Meridian Trust Federal Credit Union ($4,302), QUICKEN LOANS, LLC ($5,683) and CASTLE & COOKE MORTGAGE, LLC ($5,974).
The lowest rate Scottsbluff lenders (with over 10 loans originated) are
Meridian Trust Federal Credit Union (4.37%), QUICKEN LOANS, LLC (4.91%), First National Bank of Omaha (4.98%), CASTLE & COOKE MORTGAGE, LLC (5.19%) and U.S. Bank (5.30%).
Scottsbluff, NE Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
QUICKEN LOANS, LLC | $17,545,000 | $9,610,000 | -45.2% | 14.9% |
First National Bank of Omaha | $8,405,000 | $9,020,000 | 7.3% | 14.0% |
Meridian Trust Federal Credit Union | $2,760,000 | $5,520,000 | 100.0% | 8.6% |
U.S. Bank | $5,700,000 | $3,015,000 | -47.1% | 4.7% |
CASTLE & COOKE MORTGAGE, LLC | $7,825,000 | $2,875,000 | -63.3% | 4.5% |
West Gate Bank | $4,895,000 | $2,445,000 | -50.1% | 3.8% |
Wells Fargo Bank | $3,190,000 | $2,135,000 | -33.1% | 3.3% |
Mortgage Research Center, LLC | $3,800,000 | $1,730,000 | -54.5% | 2.7% |
Pinnacle Bank - Wyoming | $2,825,000 | $1,485,000 | -47.4% | 2.3% |
Platte Valley Bank | $600,000 | $1,485,000 | 147.5% | 2.3% |
LOANDEPOT.COM, LLC | $2,660,000 | $1,395,000 | -47.6% | 2.2% |
UNITED WHOLESALE MORTGAGE, LLC | $1,930,000 | $1,390,000 | -28.0% | 2.2% |
Flagstar Bank, FSB | $2,280,000 | $1,230,000 | -46.1% | 1.9% |
FREEDOM MORTGAGE CORPORATION | $5,040,000 | $1,210,000 | -76.0% | 1.9% |
JPMorgan Chase Bank | $655,000 | $1,165,000 | 77.9% | 1.8% |
First Interstate Bank | $85,000 | $890,000 | 947.1% | 1.4% |
NEW DAY FINANCIAL, LLC | $355,000 | $845,000 | 138.0% | 1.3% |
USAA Federal Savings Bank | $790,000 | $845,000 | 7.0% | 1.3% |
BROKER SOLUTIONS, INC. | $1,125,000 | $835,000 | -25.8% | 1.3% |
Pinnacle Bank | $835,000 | n/a | 1.3% | |
Farm Credit Mid-America, ACA | $660,000 | $820,000 | 24.2% | 1.3% |
HOME POINT FINANCIAL CORPORATION | $5,455,000 | $745,000 | -86.3% | 1.2% |
AMERICAN FINANCING CORPORATION | $940,000 | $620,000 | -34.0% | 1.0% |
Mr. Cooper ( Nationstar Mortgage ) | $1,180,000 | $580,000 | -50.8% | 0.9% |
Deere Employees Credit Union | $1,085,000 | $500,000 | -53.9% | 0.8% |
NEWREZ LLC | $2,240,000 | $490,000 | -78.1% | 0.8% |
NAVY FEDERAL CREDIT UNION | $185,000 | $480,000 | 159.5% | 0.7% |
Wallick & Volk, Inc. | $135,000 | $435,000 | 222.2% | 0.7% |
Bank of the West | $145,000 | $400,000 | 175.9% | 0.6% |
BETTER MORTGAGE CORPORATION | $1,650,000 | $360,000 | -78.2% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $880,000 | $350,000 | -60.2% | 0.5% |
Great Western Bank | $2,115,000 | $320,000 | -84.9% | 0.5% |
NFM, INC. | $310,000 | n/a | 0.5% | |
CHERRY CREEK MORTGAGE, LLC | $295,000 | n/a | 0.5% | |
CALIBER HOME LOANS, INC. | $1,125,000 | $290,000 | -74.2% | 0.5% |
LAKEVIEW LOAN SERVICING, LLC | $560,000 | $290,000 | -48.2% | 0.5% |
UNIVERSAL LENDING CORPORATION | $165,000 | $285,000 | 72.7% | 0.4% |
GUILD MORTGAGE COMPANY | $330,000 | $270,000 | -18.2% | 0.4% |
AMERISAVE MORTGAGE CORPORATION | $1,305,000 | $260,000 | -80.1% | 0.4% |
KeyBank | $255,000 | n/a | 0.4% | |
The Federal Savings Bank | $255,000 | $235,000 | -7.8% | 0.4% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,000,000 | $230,000 | -77.0% | 0.4% |
Carrington Mortgage Services, LLC | $125,000 | $225,000 | 80.0% | 0.3% |
CLEARPATH LENDING | $225,000 | n/a | 0.3% | |
CHURCHILL MORTGAGE CORPORATION | $155,000 | $220,000 | 41.9% | 0.3% |
MUTUAL OF OMAHA MORTGAGE, INC. | $535,000 | $220,000 | -58.9% | 0.3% |
Regent Financial Group, Inc. | $215,000 | n/a | 0.3% | |
Truist | $660,000 | $210,000 | -68.2% | 0.3% |
Century Mortgage Company DBA Century Lending Company | $205,000 | n/a | 0.3% | |
Citibank | $195,000 | n/a | 0.3% | |
EVERETT FINANCIAL, INC. | $195,000 | n/a | 0.3% | |
LIBERTY FIRST | $390,000 | $195,000 | -50.0% | 0.3% |
Northpointe Bank | $235,000 | $195,000 | -17.0% | 0.3% |
ANB Bank | $180,000 | n/a | 0.3% | |
Colonial Savings, F.A. | $175,000 | n/a | 0.3% | |
PHH Mortgage Corporation | $250,000 | $165,000 | -34.0% | 0.3% |
Glacier Bank | $510,000 | $160,000 | -68.6% | 0.2% |
MidFirst Bank | $160,000 | n/a | 0.2% | |
SPRING EQ, LLC | $160,000 | n/a | 0.2% | |
21ST MORTGAGE CORPORATION | $150,000 | n/a | 0.2% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $145,000 | n/a | 0.2% | |
Neighborhood Loans, Inc. | $135,000 | n/a | 0.2% | |
Plains Commerce Bank | $250,000 | $135,000 | -46.0% | 0.2% |
Barrington Bank & Trust Company, N.A. | $970,000 | $125,000 | -87.1% | 0.2% |
Blue Federal Credit Union | $125,000 | n/a | 0.2% | |
CENTENNIAL LENDING, LLC | $125,000 | n/a | 0.2% | |
Five Points Bank | $125,000 | n/a | 0.2% | |
Figure Lending LLC | $50,000 | $115,000 | 130.0% | 0.2% |
Nations Lending Corporation | $115,000 | n/a | 0.2% | |
TRIAD FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.2% | |
VILLAGE CAPITAL MORTGAGE | $240,000 | $115,000 | -52.1% | 0.2% |
PREMIER MEMBERS CREDIT UNION | $105,000 | n/a | 0.2% | |
Capital Bank | $95,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $295,000 | $95,000 | -67.8% | 0.1% |
Union Bank and Trust Company | $95,000 | $95,000 | 0.0% | 0.1% |
ZILLOW HOME LOANS, LLC | $95,000 | n/a | 0.1% | |
BNC National Bank | $85,000 | n/a | 0.1% | |
FirstBank | $65,000 | n/a | 0.1% | |
Discover Bank | $175,000 | $35,000 | -80.0% | 0.1% |
AMERICAN ADVISORS GROUP | $25,000 | n/a | 0.0% | |
Security First Bank | $265,000 | $25,000 | -90.6% | 0.0% |
Scottsbluff's top lender by overall market share is QUICKEN LOANS, LLC, with 14.9% market share. In second place, with 14.0%, is First National Bank of Omaha, having originated $9,020,000 in loans. In third place, with 8.6%, is Meridian Trust Federal Credit Union, having originated $5,520,000 in loans. In fourth place, with 4.7%, is U.S. Bank, having originated $3,015,000 in loans. In fifth place, with 4.5%, is CASTLE & COOKE MORTGAGE, LLC, having originated $2,875,000 in loans.
Scottsbluff Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Scottsbluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $161,450 (4.9%) | $177,563 (-10.2%) | 0.00 | 154 |
2018-02-01 | $155,125 (4.0%) | $175,345 (-12.1%) | 0.00 | 149 |
2018-03-01 | $169,000 (14.7%) | $184,083 (-5.7%) | 0.00 | 125 |
2018-04-01 | $169,000 (15.0%) | $194,200 (0.5%) | 0.00 | 132 |
2018-05-01 | $175,575 (17.5%) | $208,969 (8.9%) | 0.00 | 155 |
2018-06-01 | $169,900 (3.0%) | $209,665 (1.6%) | 0.00 | 164 |
2018-07-01 | $169,900 (6.2%) | $209,092 (3.6%) | 0.00 | 171 |
2018-08-01 | $166,475 (-2.4%) | $205,861 (-0.3%) | 0.00 | 174 |
2018-09-01 | $169,900 (0.5%) | $209,472 (5.5%) | 0.00 | 165 |
2018-10-01 | $163,700 (6.6%) | $207,692 (12.8%) | 0.00 | 167 |
2018-11-01 | $157,925 (4.6%) | $203,126 (17.9%) | 0.00 | 169 |
2018-12-01 | $160,000 (-3.0%) | $211,737 (18.3%) | 0.00 | 150 |
2019-01-01 | $163,675 (1.4%) | $218,057 (22.8%) | 0.00 | 140 |
2019-02-01 | $164,200 (5.9%) | $232,083 (32.4%) | 0.00 | 151 |
2019-03-01 | $183,286 (8.5%) | $241,686 (31.3%) | 0.00 | 139 |
2019-04-01 | $199,736 (18.2%) | $248,798 (28.1%) | 0.00 | 140 |
2019-05-01 | $200,950 (14.5%) | $248,722 (19.0%) | 0.00 | 154 |
2019-06-01 | $174,900 (2.9%) | $231,074 (10.2%) | 0.00 | 147 |
2019-07-01 | $172,850 (1.7%) | $230,617 (10.3%) | 0.00 | 151 |
2019-08-01 | $190,159 (14.2%) | $233,058 (13.2%) | 0.00 | 162 |
2019-09-01 | $181,773 (7.0%) | $230,309 (10.0%) | 0.00 | 167 |
2019-10-01 | $171,625 (4.8%) | $223,101 (7.4%) | 0.00 | 171 |
2019-11-01 | $173,000 (9.6%) | $221,911 (9.3%) | 0.00 | 156 |
2019-12-01 | $179,725 (12.3%) | $221,690 (4.7%) | 0.00 | 143 |
2020-01-01 | $179,825 (9.9%) | $218,402 (0.2%) | 0.00 | 126 |
2020-02-01 | $190,000 (15.7%) | $218,507 (-5.9%) | 0.00 | 122 |
2020-03-01 | $195,000 (6.4%) | $218,159 (-9.7%) | 0.00 | 122 |
2020-04-01 | $196,000 (-1.9%) | $213,863 (-14.0%) | 0.00 | 121 |
2020-05-01 | $199,000 (-1.0%) | $226,704 (-8.9%) | 0.00 | 123 |
2020-06-01 | $195,000 (11.5%) | $231,585 (0.2%) | 0.00 | 118 |
2020-07-01 | $189,475 (9.6%) | $231,900 (0.6%) | 0.00 | 104 |
2020-08-01 | $195,000 (2.6%) | $251,275 (7.8%) | 0.00 | 91 |
2020-09-01 | $210,825 (16.0%) | $255,731 (11.0%) | 0.00 | 72 |
2020-10-01 | $181,000 (5.5%) | $254,942 (14.3%) | 0.00 | 63 |
2020-11-01 | $169,975 (-1.8%) | $228,314 (2.9%) | 0.00 | 67 |
2020-12-01 | $162,600 (-9.5%) | $222,454 (0.3%) | 0.00 | 64 |
2021-01-01 | $161,200 (-10.4%) | $209,024 (-4.3%) | 0.00 | 57 |
2021-02-01 | $164,900 (-13.2%) | $222,278 (1.7%) | 0.00 | 57 |
2021-03-01 | $194,825 (-0.1%) | $244,717 (12.2%) | 0.00 | 53 |
2021-04-01 | $203,350 (3.8%) | $248,018 (16.0%) | 0.00 | 53 |
2021-05-01 | $237,000 (19.1%) | $296,748 (30.9%) | 0.00 | 39 |
2021-06-01 | $259,900 (33.3%) | $307,512 (32.8%) | 0.00 | 38 |
2021-07-01 | $194,500 (2.7%) | $254,979 (10.0%) | 0.00 | 49 |
2021-08-01 | $205,125 (5.2%) | $254,225 (1.2%) | 0.00 | 63 |
2021-09-01 | $172,250 (-18.3%) | $287,099 (12.3%) | 0.00 | 70 |
2021-10-01 | $197,500 (9.1%) | $529,939 (107.9%) | 0.00 | 56 |
2021-11-01 | $187,000 (10.0%) | $514,342 (125.3%) | 0.00 | 62 |
2021-12-01 | $180,000 (10.7%) | $551,358 (147.9%) | 0.00 | 60 |
2022-01-01 | $207,450 (28.7%) | $563,352 (169.5%) | 0.00 | 51 |
2022-02-01 | $216,250 (31.1%) | $394,254 (77.4%) | 0.00 | 40 |
2022-03-01 | $250,500 (28.6%) | $390,298 (59.5%) | 0.00 | 41 |
2022-04-01 | $245,000 (20.5%) | $371,467 (49.8%) | 0.00 | 44 |
2022-05-01 | $255,000 (7.6%) | $418,476 (41.0%) | 0.00 | 49 |
2022-06-01 | $258,500 (-0.5%) | $428,863 (39.5%) | 0.00 | 51 |
2022-07-01 | $245,000 (26.0%) | $417,602 (63.8%) | 0.00 | 54 |
2022-08-01 | $232,500 (13.4%) | $395,439 (55.6%) | 0.00 | 60 |
2022-09-01 | $226,438 (31.5%) | $374,080 (30.3%) | 0.00 | 63 |
2022-10-01 | $229,000 (16.0%) | $368,251 (-30.5%) | 0.00 | 64 |
2022-11-01 | $219,000 (17.1%) | $344,910 (-32.9%) | 0.00 | 59 |
2022-12-01 | $202,000 (12.2%) | $309,616 (-43.8%) | 0.00 | 64 |
2023-01-01 | $215,000 (3.6%) | $299,952 (-46.8%) | 0.00 | 75 |
2023-02-01 | $236,000 (9.1%) | $314,028 (-20.4%) | 0.00 | 74 |
2023-03-01 | $250,000 (-0.2%) | $368,692 (-5.5%) | 0.00 | 69 |
2023-04-01 | $254,950 (4.1%) | $362,710 (-2.4%) | 0.00 | 64 |
2023-05-01 | $263,725 (3.4%) | $388,294 (-7.2%) | 0.00 | 61 |
2023-06-01 | $280,000 (8.3%) | $424,810 (-1.0%) | 0.00 | 69 |
2023-07-01 | $282,000 (15.1%) | $438,589 (5.0%) | 0.00 | 82 |
2023-08-01 | $276,500 (18.9%) | $421,457 (6.6%) | 0.00 | 93 |
2023-09-01 | $275,000 (21.5%) | $393,703 (5.3%) | 0.00 | 75 |
2023-10-01 | $232,450 (1.5%) | $363,328 (-1.3%) | 0.00 | 71 |
2023-11-01 | $257,200 (17.4%) | $399,999 (16.0%) | 0.00 | 78 |
Scottsbluff's median listing price comes in at 0% of the national average.
Scottsbluff's average listing price for 2023-11-01 was $399,999, a difference of $55,089 (16.0%) versus the prior year and $36,671 versus the prior month.
For the 2023-11-01 period, Scottsbluff had 78 MLS listings, a difference of 7 listings (10%) versus the prior month and 19 listings (32%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Scottsbluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,353 sqft |
2018-02-01 | 0 days | 1,334 sqft |
2018-03-01 | 0 days | 1,352 sqft |
2018-04-01 | 0 days | 1,423 sqft |
2018-05-01 | 0 days | 1,458 sqft |
2018-06-01 | 0 days | 1,457 sqft |
2018-07-01 | 0 days | 1,450 sqft |
2018-08-01 | 0 days | 1,470 sqft |
2018-09-01 | 0 days | 1,472 sqft |
2018-10-01 | 0 days | 1,442 sqft |
2018-11-01 | 0 days | 1,378 sqft |
2018-12-01 | 0 days | 1,372 sqft |
2019-01-01 | 0 days | 1,395 sqft |
2019-02-01 | 0 days | 1,420 sqft |
2019-03-01 | 0 days | 1,389 sqft |
2019-04-01 | 0 days | 1,389 sqft |
2019-05-01 | 0 days | 1,438 sqft |
2019-06-01 | 0 days | 1,344 sqft |
2019-07-01 | 0 days | 1,379 sqft |
2019-08-01 | 0 days | 1,363 sqft |
2019-09-01 | 0 days | 1,365 sqft |
2019-10-01 | 0 days | 1,364 sqft |
2019-11-01 | 0 days | 1,366 sqft |
2019-12-01 | 0 days | 1,402 sqft |
2020-01-01 | 0 days | 1,367 sqft |
2020-02-01 | 0 days | 1,396 sqft |
2020-03-01 | 0 days | 1,360 sqft |
2020-04-01 | 0 days | 1,383 sqft |
2020-05-01 | 0 days | 1,468 sqft |
2020-06-01 | 0 days | 1,441 sqft |
2020-07-01 | 0 days | 1,390 sqft |
2020-08-01 | 0 days | 1,511 sqft |
2020-09-01 | 0 days | 1,532 sqft |
2020-10-01 | 0 days | 1,435 sqft |
2020-11-01 | 0 days | 1,430 sqft |
2020-12-01 | 0 days | 1,433 sqft |
2021-01-01 | 0 days | 1,432 sqft |
2021-02-01 | 0 days | 1,393 sqft |
2021-03-01 | 0 days | 1,425 sqft |
2021-04-01 | 0 days | 1,575 sqft |
2021-05-01 | 0 days | 1,692 sqft |
2021-06-01 | 0 days | 1,642 sqft |
2021-07-01 | 0 days | 1,464 sqft |
2021-08-01 | 0 days | 1,450 sqft |
2021-09-01 | 0 days | 1,326 sqft |
2021-10-01 | 0 days | 1,376 sqft |
2021-11-01 | 0 days | 1,357 sqft |
2021-12-01 | 0 days | 1,420 sqft |
2022-01-01 | 0 days | 1,591 sqft |
2022-02-01 | 0 days | 1,420 sqft |
2022-03-01 | 0 days | 1,440 sqft |
2022-04-01 | 0 days | 1,271 sqft |
2022-05-01 | 0 days | 1,724 sqft |
2022-06-01 | 0 days | 1,746 sqft |
2022-07-01 | 0 days | 1,632 sqft |
2022-08-01 | 0 days | 1,476 sqft |
2022-09-01 | 0 days | 1,382 sqft |
2022-10-01 | 0 days | 1,428 sqft |
2022-11-01 | 0 days | 1,461 sqft |
2022-12-01 | 0 days | 1,487 sqft |
2023-01-01 | 0 days | 1,413 sqft |
2023-02-01 | 0 days | 1,387 sqft |
2023-03-01 | 0 days | 1,412 sqft |
2023-04-01 | 0 days | 1,447 sqft |
2023-05-01 | 0 days | 1,526 sqft |
2023-06-01 | 0 days | 1,633 sqft |
2023-07-01 | 0 days | 1,686 sqft |
2023-08-01 | 0 days | 1,616 sqft |
2023-09-01 | 0 days | 1,532 sqft |
2023-10-01 | 0 days | 1,356 sqft |
2023-11-01 | 0 days | 1,373 sqft |
Scottsbluff's median square footage for active listings during the 2023-11-01 period was 1,373 sqft. One year prior, the average listing was 1,461 sqft.
Scottsbluff, NE Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 190 | $34,500,000 | $181,579 |
Cash Out Refi | 122 | $16,200,000 | $132,787 |
Refi | 65 | $8,585,000 | $132,077 |
Other | 39 | $3,655,000 | $93,718 |
Home Improvement | 23 | $1,385,000 | $60,217 |
Scottsbluff's most frequently cited loan purpose was Home Purchase, with 190 originations. The 2nd most popular reason was Cash Out Refi, with 122 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
3-4% | 105 | $14,525,000 | $138,333 |
5-6% | 104 | $17,120,000 | $164,615 |
4-5% | 89 | $13,595,000 | $152,753 |
6-7% | 46 | $6,860,000 | $149,130 |
2.5-3% | 35 | $6,035,000 | $172,429 |
<2.5% | 28 | $2,640,000 | $94,286 |
7-8% | 12 | $1,420,000 | $118,333 |
Over 8% | 9 | $465,000 | $51,667 |
During 2022, Scottsbluff's most frequently originated rate bucket was 3-4%, with 105 originations.
Loan Sizing (Scottsbluff, NE MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 198 | $28,780,000 | $145,354 |
$100,000 or less | 146 | $8,550,000 | $58,562 |
$200k-400k | 88 | $23,280,000 | $264,545 |
$400k-600k | 5 | $2,085,000 | $417,000 |
$600k-1000k | 1 | $605,000 | $605,000 |
$Over $1MM | 1 | $1,025,000 | $1,025,000 |
Scottsbluff's loan sizing saw the bucket of loans from $100k-200k with 198 originations, totaling $28,780,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 186 | $33,040,000 | $177,634 |
60-80% | 115 | $17,775,000 | $154,565 |
40-60% | 45 | $5,605,000 | $124,556 |
20-40% | 39 | $2,655,000 | $68,077 |
Under 20% | 32 | $1,170,000 | $36,563 |
Over 100% | 4 | $1,800,000 | $450,000 |
Scottsbluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 186 originations, totaling $33,040,000 in origination value.