Scottsbluff Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Scottsbluff averaged 6.73% for the week of 2023-12-07, compared to the national average of 7.03% for the same period.

The average rate for the prior week (2023-11-30) was 7.12% and one month ago for the week of 2023-11-02, the average rate was 7.76%.

Scottsbluff's average rate one year ago was 6.59%.

For refis of the same type during the week of 2023-12-07, the average rate was 7.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-12-07 7.03%
Scottsbluff 30 Year Fixed Rate 2023-12-07 6.73%
Scottsbluff 30 Year Fixed Rate Refi 2023-12-07 7.33%
Scottsbluff 15 Year Fixed Rate 2023-12-07 6.39%
Scottsbluff 15 Year Fixed Rate Refi 2023-12-07 6.19%
Scottsbluff 30 Year FHA 2023-12-07 6.72%
Scottsbluff 30 Year FHA Refi 2023-12-07 6.72%
Scottsbluff 30 Year USDA 2023-12-07 6.62%
Scottsbluff 30 Year USDA Refi 2023-12-07 6.72%
Scottsbluff 30 Year VA 2023-12-07 6.44%
Scottsbluff 30 Year VA Refi 2023-12-07 6.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Scottsbluff, NE.

Scottsbluff Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Scottsbluff, NE market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 22 4.91% $5,683
First National Bank of Omaha 18 4.98% $3,289
Meridian Trust Federal Credit Union 15 4.37% $4,302
U.S. Bank 12 5.30% $3,709
CASTLE & COOKE MORTGAGE, LLC 12 5.19% $5,974
West Gate Bank 9 4.67% $2,991
Wells Fargo Bank 6 4.73% $3,028
Flagstar Bank, FSB 5 5.85% $4,256
JPMorgan Chase Bank 5 4.83% $3,734
UNITED WHOLESALE MORTGAGE, LLC 3 6.33% $4,661
Pinnacle Bank - Wyoming 3 4.49% $2,494
AMERICAN FINANCING CORPORATION 3 5.25% $5,079
BROKER SOLUTIONS, INC. 2 6.25% $7,451
Bank of the West 2 4.31% $3,849
BETTER MORTGAGE CORPORATION 2 3.69% $3,248
CHURCHILL MORTGAGE CORPORATION 2 4.06% $3,580
Deere Employees Credit Union 2 3.13% $2,363
Farm Credit Mid-America, ACA 2 5.93% $4,912
First Interstate Bank 2 6.13% $3,297
FREEDOM MORTGAGE CORPORATION 2 5.19% $4,808
NAVY FEDERAL CREDIT UNION 2 5.44% $2,086
FirstBank 1 3.50% $6,767
KeyBank 1 3.25% $2,222
LAKEVIEW LOAN SERVICING, LLC 1 3.38% $3,510
LOANDEPOT.COM, LLC 1 5.50% $4,134
EVERETT FINANCIAL, INC. 1 3.99% $2,636
Mortgage Research Center, LLC 1 6.38% $2,911
Mr. Cooper ( Nationstar Mortgage ) 1 5.63% $7,686
MUTUAL OF OMAHA MORTGAGE, INC. 1 5.50% $4,882
ZILLOW HOME LOANS, LLC 1 5.88% $4,584
NEWREZ LLC 1 4.38% $2,738
Northpointe Bank 1 3.99% $3,577
PENNYMAC LOAN SERVICES, LLC 1 4.37% $2,557
PHH Mortgage Corporation 1 3.25% $7,196
Pinnacle Bank 1 6.38% $1,897
Discover Bank 1 9.49% $0
Plains Commerce Bank 1 5.63% $3,322
Colonial Savings, F.A. 1 3.75% $2,359
Security First Bank 1 5.75% $1,547
Truist 1 4.75% $3,105
CHERRY CREEK MORTGAGE, LLC 1 4.38% $778
UNIVERSAL LENDING CORPORATION 1 6.63% $6,077
CENTENNIAL LENDING, LLC 1 5.25% $3,974
Blue Federal Credit Union 1 5.25% $3,974
AMERISAVE MORTGAGE CORPORATION 1 4.75% $5,865
GUILD MORTGAGE COMPANY 1 6.75% $4,817

Scottsbluff Average Closing Costs & Other Stats

Scottsbluff, NE's 46 lenders originated 439 loans during 2022. The total origination value was $64,325,000, with an average loan value of $146,526.

Scottsbluff's average closing costs are $4,151.

The top Scottsbluff lender as defined by loan originations is QUICKEN LOANS, LLC, with 22 loans originated. Their average total fees are $5,683, which is $2,394 higher than the next largest lender, First National Bank of Omaha.

The lowest fee Scottsbluff lenders (with over 10 loans originated) are First National Bank of Omaha ($3,289), U.S. Bank ($3,709), Meridian Trust Federal Credit Union ($4,302), QUICKEN LOANS, LLC ($5,683) and CASTLE & COOKE MORTGAGE, LLC ($5,974).

The lowest rate Scottsbluff lenders (with over 10 loans originated) are Meridian Trust Federal Credit Union (4.37%), QUICKEN LOANS, LLC (4.91%), First National Bank of Omaha (4.98%), CASTLE & COOKE MORTGAGE, LLC (5.19%) and U.S. Bank (5.30%).

Scottsbluff, NE Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $17,545,000 $9,610,000 -45.2% 14.9%
First National Bank of Omaha $8,405,000 $9,020,000 7.3% 14.0%
Meridian Trust Federal Credit Union $2,760,000 $5,520,000 100.0% 8.6%
U.S. Bank $5,700,000 $3,015,000 -47.1% 4.7%
CASTLE & COOKE MORTGAGE, LLC $7,825,000 $2,875,000 -63.3% 4.5%
West Gate Bank $4,895,000 $2,445,000 -50.1% 3.8%
Wells Fargo Bank $3,190,000 $2,135,000 -33.1% 3.3%
Mortgage Research Center, LLC $3,800,000 $1,730,000 -54.5% 2.7%
Pinnacle Bank - Wyoming $2,825,000 $1,485,000 -47.4% 2.3%
Platte Valley Bank $600,000 $1,485,000 147.5% 2.3%
LOANDEPOT.COM, LLC $2,660,000 $1,395,000 -47.6% 2.2%
UNITED WHOLESALE MORTGAGE, LLC $1,930,000 $1,390,000 -28.0% 2.2%
Flagstar Bank, FSB $2,280,000 $1,230,000 -46.1% 1.9%
FREEDOM MORTGAGE CORPORATION $5,040,000 $1,210,000 -76.0% 1.9%
JPMorgan Chase Bank $655,000 $1,165,000 77.9% 1.8%
First Interstate Bank $85,000 $890,000 947.1% 1.4%
NEW DAY FINANCIAL, LLC $355,000 $845,000 138.0% 1.3%
USAA Federal Savings Bank $790,000 $845,000 7.0% 1.3%
BROKER SOLUTIONS, INC. $1,125,000 $835,000 -25.8% 1.3%
Pinnacle Bank $835,000 n/a 1.3%
Farm Credit Mid-America, ACA $660,000 $820,000 24.2% 1.3%
HOME POINT FINANCIAL CORPORATION $5,455,000 $745,000 -86.3% 1.2%
AMERICAN FINANCING CORPORATION $940,000 $620,000 -34.0% 1.0%
Mr. Cooper ( Nationstar Mortgage ) $1,180,000 $580,000 -50.8% 0.9%
Deere Employees Credit Union $1,085,000 $500,000 -53.9% 0.8%
NEWREZ LLC $2,240,000 $490,000 -78.1% 0.8%
NAVY FEDERAL CREDIT UNION $185,000 $480,000 159.5% 0.7%
Wallick & Volk, Inc. $135,000 $435,000 222.2% 0.7%
Bank of the West $145,000 $400,000 175.9% 0.6%
BETTER MORTGAGE CORPORATION $1,650,000 $360,000 -78.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $880,000 $350,000 -60.2% 0.5%
Great Western Bank $2,115,000 $320,000 -84.9% 0.5%
NFM, INC. $310,000 n/a 0.5%
CHERRY CREEK MORTGAGE, LLC $295,000 n/a 0.5%
CALIBER HOME LOANS, INC. $1,125,000 $290,000 -74.2% 0.5%
LAKEVIEW LOAN SERVICING, LLC $560,000 $290,000 -48.2% 0.5%
UNIVERSAL LENDING CORPORATION $165,000 $285,000 72.7% 0.4%
GUILD MORTGAGE COMPANY $330,000 $270,000 -18.2% 0.4%
AMERISAVE MORTGAGE CORPORATION $1,305,000 $260,000 -80.1% 0.4%
KeyBank $255,000 n/a 0.4%
The Federal Savings Bank $255,000 $235,000 -7.8% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,000,000 $230,000 -77.0% 0.4%
Carrington Mortgage Services, LLC $125,000 $225,000 80.0% 0.3%
CLEARPATH LENDING $225,000 n/a 0.3%
CHURCHILL MORTGAGE CORPORATION $155,000 $220,000 41.9% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $220,000 -58.9% 0.3%
Regent Financial Group, Inc. $215,000 n/a 0.3%
Truist $660,000 $210,000 -68.2% 0.3%
Century Mortgage Company DBA Century Lending Company $205,000 n/a 0.3%
Citibank $195,000 n/a 0.3%
EVERETT FINANCIAL, INC. $195,000 n/a 0.3%
LIBERTY FIRST $390,000 $195,000 -50.0% 0.3%
Northpointe Bank $235,000 $195,000 -17.0% 0.3%
ANB Bank $180,000 n/a 0.3%
Colonial Savings, F.A. $175,000 n/a 0.3%
PHH Mortgage Corporation $250,000 $165,000 -34.0% 0.3%
Glacier Bank $510,000 $160,000 -68.6% 0.2%
MidFirst Bank $160,000 n/a 0.2%
SPRING EQ, LLC $160,000 n/a 0.2%
21ST MORTGAGE CORPORATION $150,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $145,000 n/a 0.2%
Neighborhood Loans, Inc. $135,000 n/a 0.2%
Plains Commerce Bank $250,000 $135,000 -46.0% 0.2%
Barrington Bank & Trust Company, N.A. $970,000 $125,000 -87.1% 0.2%
Blue Federal Credit Union $125,000 n/a 0.2%
CENTENNIAL LENDING, LLC $125,000 n/a 0.2%
Five Points Bank $125,000 n/a 0.2%
Figure Lending LLC $50,000 $115,000 130.0% 0.2%
Nations Lending Corporation $115,000 n/a 0.2%
TRIAD FINANCIAL SERVICES, INC. $115,000 n/a 0.2%
VILLAGE CAPITAL MORTGAGE $240,000 $115,000 -52.1% 0.2%
PREMIER MEMBERS CREDIT UNION $105,000 n/a 0.2%
Capital Bank $95,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $295,000 $95,000 -67.8% 0.1%
Union Bank and Trust Company $95,000 $95,000 0.0% 0.1%
ZILLOW HOME LOANS, LLC $95,000 n/a 0.1%
BNC National Bank $85,000 n/a 0.1%
FirstBank $65,000 n/a 0.1%
Discover Bank $175,000 $35,000 -80.0% 0.1%
AMERICAN ADVISORS GROUP $25,000 n/a 0.0%
Security First Bank $265,000 $25,000 -90.6% 0.0%

Scottsbluff's top lender by overall market share is QUICKEN LOANS, LLC, with 14.9% market share. In second place, with 14.0%, is First National Bank of Omaha, having originated $9,020,000 in loans. In third place, with 8.6%, is Meridian Trust Federal Credit Union, having originated $5,520,000 in loans. In fourth place, with 4.7%, is U.S. Bank, having originated $3,015,000 in loans. In fifth place, with 4.5%, is CASTLE & COOKE MORTGAGE, LLC, having originated $2,875,000 in loans.


Scottsbluff Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Scottsbluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $161,450 (4.9%) $177,563 (-10.2%) 0.00 154
2018-02-01 $155,125 (4.0%) $175,345 (-12.1%) 0.00 149
2018-03-01 $169,000 (14.7%) $184,083 (-5.7%) 0.00 125
2018-04-01 $169,000 (15.0%) $194,200 (0.5%) 0.00 132
2018-05-01 $175,575 (17.5%) $208,969 (8.9%) 0.00 155
2018-06-01 $169,900 (3.0%) $209,665 (1.6%) 0.00 164
2018-07-01 $169,900 (6.2%) $209,092 (3.6%) 0.00 171
2018-08-01 $166,475 (-2.4%) $205,861 (-0.3%) 0.00 174
2018-09-01 $169,900 (0.5%) $209,472 (5.5%) 0.00 165
2018-10-01 $163,700 (6.6%) $207,692 (12.8%) 0.00 167
2018-11-01 $157,925 (4.6%) $203,126 (17.9%) 0.00 169
2018-12-01 $160,000 (-3.0%) $211,737 (18.3%) 0.00 150
2019-01-01 $163,675 (1.4%) $218,057 (22.8%) 0.00 140
2019-02-01 $164,200 (5.9%) $232,083 (32.4%) 0.00 151
2019-03-01 $183,286 (8.5%) $241,686 (31.3%) 0.00 139
2019-04-01 $199,736 (18.2%) $248,798 (28.1%) 0.00 140
2019-05-01 $200,950 (14.5%) $248,722 (19.0%) 0.00 154
2019-06-01 $174,900 (2.9%) $231,074 (10.2%) 0.00 147
2019-07-01 $172,850 (1.7%) $230,617 (10.3%) 0.00 151
2019-08-01 $190,159 (14.2%) $233,058 (13.2%) 0.00 162
2019-09-01 $181,773 (7.0%) $230,309 (10.0%) 0.00 167
2019-10-01 $171,625 (4.8%) $223,101 (7.4%) 0.00 171
2019-11-01 $173,000 (9.6%) $221,911 (9.3%) 0.00 156
2019-12-01 $179,725 (12.3%) $221,690 (4.7%) 0.00 143
2020-01-01 $179,825 (9.9%) $218,402 (0.2%) 0.00 126
2020-02-01 $190,000 (15.7%) $218,507 (-5.9%) 0.00 122
2020-03-01 $195,000 (6.4%) $218,159 (-9.7%) 0.00 122
2020-04-01 $196,000 (-1.9%) $213,863 (-14.0%) 0.00 121
2020-05-01 $199,000 (-1.0%) $226,704 (-8.9%) 0.00 123
2020-06-01 $195,000 (11.5%) $231,585 (0.2%) 0.00 118
2020-07-01 $189,475 (9.6%) $231,900 (0.6%) 0.00 104
2020-08-01 $195,000 (2.6%) $251,275 (7.8%) 0.00 91
2020-09-01 $210,825 (16.0%) $255,731 (11.0%) 0.00 72
2020-10-01 $181,000 (5.5%) $254,942 (14.3%) 0.00 63
2020-11-01 $169,975 (-1.8%) $228,314 (2.9%) 0.00 67
2020-12-01 $162,600 (-9.5%) $222,454 (0.3%) 0.00 64
2021-01-01 $161,200 (-10.4%) $209,024 (-4.3%) 0.00 57
2021-02-01 $164,900 (-13.2%) $222,278 (1.7%) 0.00 57
2021-03-01 $194,825 (-0.1%) $244,717 (12.2%) 0.00 53
2021-04-01 $203,350 (3.8%) $248,018 (16.0%) 0.00 53
2021-05-01 $237,000 (19.1%) $296,748 (30.9%) 0.00 39
2021-06-01 $259,900 (33.3%) $307,512 (32.8%) 0.00 38
2021-07-01 $194,500 (2.7%) $254,979 (10.0%) 0.00 49
2021-08-01 $205,125 (5.2%) $254,225 (1.2%) 0.00 63
2021-09-01 $172,250 (-18.3%) $287,099 (12.3%) 0.00 70
2021-10-01 $197,500 (9.1%) $529,939 (107.9%) 0.00 56
2021-11-01 $187,000 (10.0%) $514,342 (125.3%) 0.00 62
2021-12-01 $180,000 (10.7%) $551,358 (147.9%) 0.00 60
2022-01-01 $207,450 (28.7%) $563,352 (169.5%) 0.00 51
2022-02-01 $216,250 (31.1%) $394,254 (77.4%) 0.00 40
2022-03-01 $250,500 (28.6%) $390,298 (59.5%) 0.00 41
2022-04-01 $245,000 (20.5%) $371,467 (49.8%) 0.00 44
2022-05-01 $255,000 (7.6%) $418,476 (41.0%) 0.00 49
2022-06-01 $258,500 (-0.5%) $428,863 (39.5%) 0.00 51
2022-07-01 $245,000 (26.0%) $417,602 (63.8%) 0.00 54
2022-08-01 $232,500 (13.4%) $395,439 (55.6%) 0.00 60
2022-09-01 $226,438 (31.5%) $374,080 (30.3%) 0.00 63
2022-10-01 $229,000 (16.0%) $368,251 (-30.5%) 0.00 64
2022-11-01 $219,000 (17.1%) $344,910 (-32.9%) 0.00 59
2022-12-01 $202,000 (12.2%) $309,616 (-43.8%) 0.00 64
2023-01-01 $215,000 (3.6%) $299,952 (-46.8%) 0.00 75
2023-02-01 $236,000 (9.1%) $314,028 (-20.4%) 0.00 74
2023-03-01 $250,000 (-0.2%) $368,692 (-5.5%) 0.00 69
2023-04-01 $254,950 (4.1%) $362,710 (-2.4%) 0.00 64
2023-05-01 $263,725 (3.4%) $388,294 (-7.2%) 0.00 61
2023-06-01 $280,000 (8.3%) $424,810 (-1.0%) 0.00 69
2023-07-01 $282,000 (15.1%) $438,589 (5.0%) 0.00 82
2023-08-01 $276,500 (18.9%) $421,457 (6.6%) 0.00 93
2023-09-01 $275,000 (21.5%) $393,703 (5.3%) 0.00 75
2023-10-01 $232,450 (1.5%) $363,328 (-1.3%) 0.00 71
2023-11-01 $257,200 (17.4%) $399,999 (16.0%) 0.00 78
Scottsbluff's median listing price for 2023-11-01 was $257,200, a difference of $38,200 (17.4%) versus the prior year and $24,750 versus the prior month.

Scottsbluff's median listing price comes in at 0% of the national average.

Scottsbluff's average listing price for 2023-11-01 was $399,999, a difference of $55,089 (16.0%) versus the prior year and $36,671 versus the prior month.

For the 2023-11-01 period, Scottsbluff had 78 MLS listings, a difference of 7 listings (10%) versus the prior month and 19 listings (32%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Scottsbluff (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,353 sqft
2018-02-01 0 days 1,334 sqft
2018-03-01 0 days 1,352 sqft
2018-04-01 0 days 1,423 sqft
2018-05-01 0 days 1,458 sqft
2018-06-01 0 days 1,457 sqft
2018-07-01 0 days 1,450 sqft
2018-08-01 0 days 1,470 sqft
2018-09-01 0 days 1,472 sqft
2018-10-01 0 days 1,442 sqft
2018-11-01 0 days 1,378 sqft
2018-12-01 0 days 1,372 sqft
2019-01-01 0 days 1,395 sqft
2019-02-01 0 days 1,420 sqft
2019-03-01 0 days 1,389 sqft
2019-04-01 0 days 1,389 sqft
2019-05-01 0 days 1,438 sqft
2019-06-01 0 days 1,344 sqft
2019-07-01 0 days 1,379 sqft
2019-08-01 0 days 1,363 sqft
2019-09-01 0 days 1,365 sqft
2019-10-01 0 days 1,364 sqft
2019-11-01 0 days 1,366 sqft
2019-12-01 0 days 1,402 sqft
2020-01-01 0 days 1,367 sqft
2020-02-01 0 days 1,396 sqft
2020-03-01 0 days 1,360 sqft
2020-04-01 0 days 1,383 sqft
2020-05-01 0 days 1,468 sqft
2020-06-01 0 days 1,441 sqft
2020-07-01 0 days 1,390 sqft
2020-08-01 0 days 1,511 sqft
2020-09-01 0 days 1,532 sqft
2020-10-01 0 days 1,435 sqft
2020-11-01 0 days 1,430 sqft
2020-12-01 0 days 1,433 sqft
2021-01-01 0 days 1,432 sqft
2021-02-01 0 days 1,393 sqft
2021-03-01 0 days 1,425 sqft
2021-04-01 0 days 1,575 sqft
2021-05-01 0 days 1,692 sqft
2021-06-01 0 days 1,642 sqft
2021-07-01 0 days 1,464 sqft
2021-08-01 0 days 1,450 sqft
2021-09-01 0 days 1,326 sqft
2021-10-01 0 days 1,376 sqft
2021-11-01 0 days 1,357 sqft
2021-12-01 0 days 1,420 sqft
2022-01-01 0 days 1,591 sqft
2022-02-01 0 days 1,420 sqft
2022-03-01 0 days 1,440 sqft
2022-04-01 0 days 1,271 sqft
2022-05-01 0 days 1,724 sqft
2022-06-01 0 days 1,746 sqft
2022-07-01 0 days 1,632 sqft
2022-08-01 0 days 1,476 sqft
2022-09-01 0 days 1,382 sqft
2022-10-01 0 days 1,428 sqft
2022-11-01 0 days 1,461 sqft
2022-12-01 0 days 1,487 sqft
2023-01-01 0 days 1,413 sqft
2023-02-01 0 days 1,387 sqft
2023-03-01 0 days 1,412 sqft
2023-04-01 0 days 1,447 sqft
2023-05-01 0 days 1,526 sqft
2023-06-01 0 days 1,633 sqft
2023-07-01 0 days 1,686 sqft
2023-08-01 0 days 1,616 sqft
2023-09-01 0 days 1,532 sqft
2023-10-01 0 days 1,356 sqft
2023-11-01 0 days 1,373 sqft
Scottsbluff's median listing age (time on market) for 2023-11-01 was 0 days.

Scottsbluff's median square footage for active listings during the 2023-11-01 period was 1,373 sqft. One year prior, the average listing was 1,461 sqft.

Scottsbluff, NE Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 190 $34,500,000 $181,579
Cash Out Refi 122 $16,200,000 $132,787
Refi 65 $8,585,000 $132,077
Other 39 $3,655,000 $93,718
Home Improvement 23 $1,385,000 $60,217

Scottsbluff's most frequently cited loan purpose was Home Purchase, with 190 originations. The 2nd most popular reason was Cash Out Refi, with 122 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 105 $14,525,000 $138,333
5-6% 104 $17,120,000 $164,615
4-5% 89 $13,595,000 $152,753
6-7% 46 $6,860,000 $149,130
2.5-3% 35 $6,035,000 $172,429
<2.5% 28 $2,640,000 $94,286
7-8% 12 $1,420,000 $118,333
Over 8% 9 $465,000 $51,667

During 2022, Scottsbluff's most frequently originated rate bucket was 3-4%, with 105 originations.

Loan Sizing (Scottsbluff, NE MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 198 $28,780,000 $145,354
$100,000 or less 146 $8,550,000 $58,562
$200k-400k 88 $23,280,000 $264,545
$400k-600k 5 $2,085,000 $417,000
$600k-1000k 1 $605,000 $605,000
$Over $1MM 1 $1,025,000 $1,025,000

Scottsbluff's loan sizing saw the bucket of loans from $100k-200k with 198 originations, totaling $28,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 186 $33,040,000 $177,634
60-80% 115 $17,775,000 $154,565
40-60% 45 $5,605,000 $124,556
20-40% 39 $2,655,000 $68,077
Under 20% 32 $1,170,000 $36,563
Over 100% 4 $1,800,000 $450,000

Scottsbluff's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 186 originations, totaling $33,040,000 in origination value.