Elk City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Elk City averaged 6.85% for the week of 2025-03-13, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-06) was 6.83% and one month ago for the week of 2025-02-06, the average rate was 6.69%.

    Elk City's average rate one year ago was 6.98%.

    For refis of the same type during the week of 2025-03-13, the average rate was 6.95%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-13 6.65%
    Elk City 30 Year Fixed Rate 2025-03-13 6.85%
    Elk City 30 Year Fixed Rate Refi 2025-03-13 6.95%
    Elk City 15 Year Fixed Rate 2025-03-13 5.6%
    Elk City 15 Year Fixed Rate Refi 2025-03-13 6.1%
    Elk City 30 Year FHA 2025-03-13 6.45%
    Elk City 30 Year FHA Refi 2025-03-13 6.55%
    Elk City 30 Year USDA 2025-03-13 6.4%
    Elk City 30 Year USDA Refi 2025-03-13 6.2%
    Elk City 30 Year VA 2025-03-13 5.97%
    Elk City 30 Year VA Refi 2025-03-13 6.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Elk City, OK.

    Elk City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Elk City, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    INTERLINC MORTGAGE SERVICES, LLC 10 6.76% $4,847
    InterBank 9 7.79% $2,334
    QUICKEN LOANS, LLC 7 6.82% $8,500
    BancFirst 3 7.33% $3,781
    SUN WEST MORTGAGE COMPANY, INC. 2 6.68% $6,325
    Great Plains National Bank 2 7.13% $4,759
    UNITED WHOLESALE MORTGAGE, LLC 2 6.50% $4,237
    Arvest Bank 2 7.38% $4,543
    AMERISAVE MORTGAGE CORPORATION 2 6.63% $5,124
    NAVY FEDERAL CREDIT UNION 1 6.13% $2,664
    OKLAHOMA'S 1 5.88% $3,149
    PENNYMAC LOAN SERVICES, LLC 1 7.63% $4,966
    Truity Federal Credit Union 1 6.50% $3,943
    Unify Home Lending Inc. 1 6.75% $1,335
    USAA Federal Savings Bank 1 7.25% $5,358
    U.S. Bank 1 7.13% $8,598
    ASSOCIATED MORTGAGE CORPORATION 1 6.63% $4,469
    BOKF 1 6.63% $4,070
    CROSSCOUNTRY MORTGAGE, LLC 1 6.20% $6,364
    FREEDOM MORTGAGE CORPORATION 1 6.75% $6,180
    Gateway First Bank 1 7.38% $8,488
    LOANPEOPLE, LLC 1 8.50% $7,502
    Mortgage Research Center, LLC 1 6.50% $7,493
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.50% $5,662

    Elk City Average Closing Costs & Other Stats

    Elk City, OK's 24 lenders originated 242 loans during 2023. The total origination value was $41,310,000, with an average loan value of $170,702.

    Elk City's average closing costs are $4,669.

    The top Elk City lender as defined by loan originations is INTERLINC MORTGAGE SERVICES, LLC, with 10 loans originated. Their average total fees are $4,847, which is $2,513 higher than the next largest lender, InterBank.

    The lowest fee Elk City lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC ($4,847), .

    The lowest rate Elk City lenders (with over 10 loans originated) are INTERLINC MORTGAGE SERVICES, LLC (6.76%), .

    Elk City, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    INTERLINC MORTGAGE SERVICES, LLC $11,785,000 $8,325,000 -29.4% 20.2%
    Great Plains National Bank $8,355,000 $3,980,000 -52.4% 9.6%
    SUN WEST MORTGAGE COMPANY, INC. $625,000 $3,765,000 502.4% 9.1%
    InterBank $2,820,000 $3,065,000 8.7% 7.4%
    QUICKEN LOANS, LLC $4,365,000 $1,760,000 -59.7% 4.3%
    UNITED WHOLESALE MORTGAGE, LLC $1,990,000 $1,645,000 -17.3% 4.0%
    Mortgage Research Center, LLC $1,755,000 $1,610,000 -8.3% 3.9%
    Unify Home Lending Inc. $1,280,000 n/a 3.1%
    BMO Harris Bank $1,205,000 n/a 2.9%
    USAA Federal Savings Bank $1,145,000 n/a 2.8%
    BancFirst $420,000 $1,010,000 140.5% 2.4%
    CROSSCOUNTRY MORTGAGE, LLC $665,000 $790,000 18.8% 1.9%
    FINANCIAL CONCEPTS MORTGAGE, LLC $610,000 $780,000 27.9% 1.9%
    GUARANTEED RATE, INC. $460,000 $720,000 56.5% 1.7%
    Arvest Bank $150,000 $625,000 316.7% 1.5%
    AMERISAVE MORTGAGE CORPORATION $400,000 $615,000 53.8% 1.5%
    BROKER SOLUTIONS, INC. $195,000 $530,000 171.8% 1.3%
    BOKF $145,000 $510,000 251.7% 1.2%
    Truity Federal Credit Union $465,000 n/a 1.1%
    The Federal Savings Bank $435,000 n/a 1.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $425,000 n/a 1.0%
    21ST MORTGAGE CORPORATION $205,000 $410,000 100.0% 1.0%
    PENNYMAC LOAN SERVICES, LLC $260,000 $395,000 51.9% 1.0%
    U.S. Bank $555,000 $395,000 -28.8% 1.0%
    NEWREZ LLC $95,000 $325,000 242.1% 0.8%
    LOANDEPOT.COM, LLC $915,000 $315,000 -65.6% 0.8%
    NFM, INC. $205,000 $305,000 48.8% 0.7%
    POLARIS HOME FUNDING CORP. $295,000 n/a 0.7%
    LOANPEOPLE, LLC $275,000 n/a 0.7%
    Equity Prime Mortgage LLC $135,000 $265,000 96.3% 0.6%
    Gateway First Bank $235,000 n/a 0.6%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $225,000 n/a 0.5%
    AMERICAN FINANCING CORPORATION $105,000 $215,000 104.8% 0.5%
    LIBERTY HOME MORTGAGE CORPORATION $205,000 n/a 0.5%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.5%
    Carrington Mortgage Services, LLC $330,000 $195,000 -40.9% 0.5%
    Legacy Bank $245,000 $195,000 -20.4% 0.5%
    BETTER MORTGAGE CORPORATION $185,000 n/a 0.4%
    OKLAHOMA'S $185,000 n/a 0.4%
    LOANPAL, LLC $55,000 $165,000 200.0% 0.4%
    PLAZA HOME MORTGAGE, INC. $145,000 n/a 0.4%
    GUILD MORTGAGE COMPANY $135,000 n/a 0.3%
    Signature Federal Credit Union $135,000 n/a 0.3%
    ASSOCIATED MORTGAGE CORPORATION $125,000 n/a 0.3%
    Mortgage Investment Services Corporation $125,000 n/a 0.3%
    CMG MORTGAGE, INC. $115,000 n/a 0.3%
    Wells Fargo Bank $1,155,000 $105,000 -90.9% 0.3%
    NAVY FEDERAL CREDIT UNION $425,000 $95,000 -77.6% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $95,000 n/a 0.2%
    COUNTRYPLACE MORTGAGE, LTD. $85,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $425,000 $85,000 -80.0% 0.2%
    FNB Community Bank $75,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $75,000 -40.0% 0.2%
    First National Bank and Trust Company $65,000 n/a 0.2%
    RUOFF MORTGAGE COMPANY, INC. $65,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $45,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $35,000 n/a 0.1%
    Southern Bank $25,000 n/a 0.1%
    Coastal Community Bank $15,000 n/a 0.0%

    Elk City's top lender by overall market share is INTERLINC MORTGAGE SERVICES, LLC, with 20.2% market share. In second place, with 9.6%, is Great Plains National Bank, having originated $3,980,000 in loans. In third place, with 9.1%, is SUN WEST MORTGAGE COMPANY, INC., having originated $3,765,000 in loans. In fourth place, with 7.4%, is InterBank, having originated $3,065,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $1,760,000 in loans.

    Elk City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Elk City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $128,450 (-7.8%) $171,467 (12.2%) 0.00 194
    2018-02-01 $128,500 (-5.3%) $171,619 (17.1%) 0.00 197
    2018-03-01 $125,000 (-6.5%) $166,369 (12.7%) 0.00 207
    2018-04-01 $129,925 (-3.8%) $169,306 (10.3%) 0.00 220
    2018-05-01 $129,975 (-5.2%) $173,212 (9.7%) 0.00 219
    2018-06-01 $139,450 (0.9%) $176,079 (12.0%) 0.00 233
    2018-07-01 $134,950 (-3.5%) $169,662 (8.1%) 0.00 225
    2018-08-01 $134,950 (0.0%) $170,908 (11.1%) 0.00 225
    2018-09-01 $134,750 (-0.2%) $172,223 (10.5%) 0.00 209
    2018-10-01 $145,000 (7.4%) $179,566 (12.9%) 0.00 212
    2018-11-01 $149,325 (10.7%) $180,018 (12.1%) 0.00 220
    2018-12-01 $147,000 (13.1%) $179,938 (6.0%) 0.00 220
    2019-01-01 $144,225 (12.3%) $174,833 (2.0%) 0.00 211
    2019-02-01 $142,225 (10.7%) $177,557 (3.5%) 0.00 204
    2019-03-01 $146,829 (17.5%) $177,376 (6.6%) 0.00 197
    2019-04-01 $149,950 (15.4%) $185,313 (9.5%) 0.00 194
    2019-05-01 $149,950 (15.4%) $179,799 (3.8%) 0.00 193
    2019-06-01 $149,900 (7.5%) $175,737 (-0.2%) 0.00 202
    2019-07-01 $149,000 (10.4%) $172,643 (1.8%) 0.00 198
    2019-08-01 $147,791 (9.5%) $172,894 (1.2%) 0.00 199
    2019-09-01 $148,977 (10.6%) $174,167 (1.1%) 0.00 197
    2019-10-01 $149,900 (3.4%) $175,015 (-2.5%) 0.00 195
    2019-11-01 $149,450 (0.1%) $171,465 (-4.8%) 0.00 188
    2019-12-01 $149,950 (2.0%) $168,793 (-6.2%) 0.00 201
    2020-01-01 $148,750 (3.1%) $167,926 (-4.0%) 0.00 202
    2020-02-01 $146,250 (2.8%) $163,502 (-7.9%) 0.00 195
    2020-03-01 $145,625 (-0.8%) $164,783 (-7.1%) 0.00 192
    2020-04-01 $145,375 (-3.1%) $169,788 (-8.4%) 0.00 199
    2020-05-01 $139,450 (-7.0%) $165,462 (-8.0%) 0.00 197
    2020-06-01 $139,000 (-7.3%) $168,949 (-3.9%) 0.00 172
    2020-07-01 $126,500 (-15.1%) $168,014 (-2.7%) 0.00 175
    2020-08-01 $132,900 (-10.1%) $170,883 (-1.2%) 0.00 168
    2020-09-01 $139,475 (-6.4%) $176,478 (1.3%) 0.00 156
    2020-10-01 $135,000 (-9.9%) $166,940 (-4.6%) 0.00 169
    2020-11-01 $134,750 (-9.8%) $167,767 (-2.2%) 0.00 158
    2020-12-01 $135,000 (-10.0%) $170,141 (0.8%) 0.00 158
    2021-01-01 $132,000 (-11.3%) $189,664 (13.0%) 0.00 155
    2021-02-01 $135,450 (-7.4%) $232,015 (41.9%) 0.00 151
    2021-03-01 $139,675 (-4.1%) $232,080 (40.8%) 0.00 149
    2021-04-01 $134,950 (-7.2%) $235,444 (38.7%) 0.00 153
    2021-05-01 $135,500 (-2.8%) $256,566 (55.1%) 0.00 137
    2021-06-01 $147,450 (6.1%) $277,367 (64.2%) 0.00 140
    2021-07-01 $159,900 (26.4%) $300,435 (78.8%) 0.00 144
    2021-08-01 $159,900 (20.3%) $306,970 (79.6%) 0.00 129
    2021-09-01 $162,250 (16.3%) $320,133 (81.4%) 0.00 128
    2021-10-01 $159,200 (17.9%) $309,904 (85.6%) 0.00 130
    2021-11-01 $160,450 (19.1%) $315,414 (88.0%) 0.00 119
    2021-12-01 $159,975 (18.5%) $287,886 (69.2%) 0.00 101
    2022-01-01 $158,500 (20.1%) $258,441 (36.3%) 0.00 97
    2022-02-01 $157,225 (16.1%) $204,578 (-11.8%) 0.00 95
    2022-03-01 $143,750 (2.9%) $196,088 (-15.5%) 0.00 89
    2022-04-01 $118,400 (-12.3%) $181,070 (-23.1%) 0.00 84
    2022-05-01 $136,000 (0.4%) $196,214 (-23.5%) 0.00 82
    2022-06-01 $126,975 (-13.9%) $195,640 (-29.5%) 0.00 100
    2022-07-01 $152,450 (-4.7%) $211,779 (-29.5%) 0.00 114
    2022-08-01 $154,975 (-3.1%) $215,822 (-29.7%) 0.00 110
    2022-09-01 $154,950 (-4.5%) $223,501 (-30.2%) 0.00 101
    2022-10-01 $157,450 (-1.1%) $236,029 (-23.8%) 0.00 92
    2022-11-01 $159,950 (-0.3%) $237,517 (-24.7%) 0.00 94
    2022-12-01 $159,900 (-0.1%) $231,358 (-19.6%) 0.00 97
    2023-01-01 $157,400 (-0.7%) $224,349 (-13.2%) 0.00 94
    2023-02-01 $184,425 (17.3%) $221,941 (8.5%) 0.00 94
    2023-03-01 $182,750 (27.1%) $229,910 (17.3%) 0.00 92
    2023-04-01 $187,500 (58.4%) $222,298 (22.8%) 0.00 87
    2023-05-01 $170,500 (25.4%) $217,595 (10.9%) 0.00 89
    2023-06-01 $170,000 (33.9%) $217,174 (11.0%) 0.00 85
    2023-07-01 $174,900 (14.7%) $227,527 (7.4%) 0.00 86
    2023-08-01 $196,500 (26.8%) $240,972 (11.7%) 0.00 85
    2023-09-01 $189,000 (22.0%) $230,925 (3.3%) 0.00 90
    2023-10-01 $187,750 (19.2%) $227,996 (-3.4%) 0.00 101
    2023-11-01 $179,000 (11.9%) $218,481 (-8.0%) 0.00 101
    2023-12-01 $179,500 (12.3%) $233,110 (0.8%) 0.00 96
    2024-01-01 $169,225 (7.5%) $234,603 (4.6%) 0.00 99
    2024-02-01 $164,500 (-10.8%) $234,483 (5.7%) 0.00 91
    2024-03-01 $179,900 (-1.6%) $238,520 (3.7%) 0.00 90
    2024-04-01 $183,650 (-2.1%) $224,349 (0.9%) 0.00 90
    2024-05-01 $194,950 (14.3%) $230,492 (5.9%) 0.00 90
    2024-06-01 $194,900 (14.7%) $239,685 (10.4%) 0.00 90
    2024-07-01 $197,400 (12.9%) $240,921 (5.9%) 0.00 93
    2024-08-01 $202,450 (3.0%) $240,873 (0.0%) 0.00 95
    2024-09-01 $229,950 (21.7%) $249,582 (8.1%) 0.00 98
    2024-10-01 $233,750 (24.5%) $259,528 (13.8%) 0.00 95
    2024-11-01 $227,900 (27.3%) $238,924 (9.4%) 0.00 102
    2024-12-01 $224,700 (25.2%) $233,071 (0.0%) 0.00 105
    2025-01-01 $227,475 (34.4%) $235,417 (0.4%) 0.00 96
    2025-02-01 $229,675 (39.6%) $236,172 (0.7%) 0.00 105
    Elk City's median listing price for 2025-02-01 was $229,675, a difference of $65,175 (39.6%) versus the prior year and $2,200 versus the prior month.

    Elk City's median listing price comes in at 0% of the national average.

    Elk City's average listing price for 2025-02-01 was $236,172, a difference of $1,689 (0.7%) versus the prior year and $755 versus the prior month.

    For the 2025-02-01 period, Elk City had 105 MLS listings, a difference of 9 listings (9%) versus the prior month and 14 listings (15%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Elk City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,637 sqft
    2018-02-01 0 days 1,608 sqft
    2018-03-01 0 days 1,520 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,568 sqft
    2018-06-01 0 days 1,597 sqft
    2018-07-01 0 days 1,599 sqft
    2018-08-01 0 days 1,602 sqft
    2018-09-01 0 days 1,689 sqft
    2018-10-01 0 days 1,680 sqft
    2018-11-01 0 days 1,718 sqft
    2018-12-01 0 days 1,716 sqft
    2019-01-01 0 days 1,706 sqft
    2019-02-01 0 days 1,690 sqft
    2019-03-01 0 days 1,715 sqft
    2019-04-01 0 days 1,747 sqft
    2019-05-01 0 days 1,747 sqft
    2019-06-01 0 days 1,724 sqft
    2019-07-01 0 days 1,677 sqft
    2019-08-01 0 days 1,677 sqft
    2019-09-01 0 days 1,683 sqft
    2019-10-01 0 days 1,685 sqft
    2019-11-01 0 days 1,633 sqft
    2019-12-01 0 days 1,614 sqft
    2020-01-01 0 days 1,625 sqft
    2020-02-01 0 days 1,620 sqft
    2020-03-01 0 days 1,626 sqft
    2020-04-01 0 days 1,630 sqft
    2020-05-01 0 days 1,608 sqft
    2020-06-01 0 days 1,622 sqft
    2020-07-01 0 days 1,629 sqft
    2020-08-01 0 days 1,658 sqft
    2020-09-01 0 days 1,621 sqft
    2020-10-01 0 days 1,608 sqft
    2020-11-01 0 days 1,564 sqft
    2020-12-01 0 days 1,603 sqft
    2021-01-01 0 days 1,587 sqft
    2021-02-01 0 days 1,541 sqft
    2021-03-01 0 days 1,581 sqft
    2021-04-01 0 days 1,582 sqft
    2021-05-01 0 days 1,608 sqft
    2021-06-01 0 days 1,675 sqft
    2021-07-01 0 days 1,730 sqft
    2021-08-01 0 days 1,696 sqft
    2021-09-01 0 days 1,715 sqft
    2021-10-01 0 days 1,755 sqft
    2021-11-01 0 days 1,732 sqft
    2021-12-01 0 days 1,639 sqft
    2022-01-01 0 days 1,632 sqft
    2022-02-01 0 days 1,571 sqft
    2022-03-01 0 days 1,627 sqft
    2022-04-01 0 days 1,448 sqft
    2022-05-01 0 days 1,586 sqft
    2022-06-01 0 days 1,573 sqft
    2022-07-01 0 days 1,614 sqft
    2022-08-01 0 days 1,589 sqft
    2022-09-01 0 days 1,623 sqft
    2022-10-01 0 days 1,719 sqft
    2022-11-01 0 days 1,775 sqft
    2022-12-01 0 days 1,717 sqft
    2023-01-01 0 days 1,718 sqft
    2023-02-01 0 days 1,765 sqft
    2023-03-01 0 days 1,819 sqft
    2023-04-01 0 days 1,766 sqft
    2023-05-01 0 days 1,708 sqft
    2023-06-01 0 days 1,698 sqft
    2023-07-01 0 days 1,680 sqft
    2023-08-01 0 days 1,798 sqft
    2023-09-01 0 days 1,730 sqft
    2023-10-01 0 days 1,704 sqft
    2023-11-01 0 days 1,622 sqft
    2023-12-01 0 days 1,600 sqft
    2024-01-01 0 days 1,578 sqft
    2024-02-01 0 days 1,576 sqft
    2024-03-01 0 days 1,600 sqft
    2024-04-01 0 days 1,587 sqft
    2024-05-01 0 days 1,670 sqft
    2024-06-01 0 days 1,689 sqft
    2024-07-01 0 days 1,693 sqft
    2024-08-01 0 days 1,740 sqft
    2024-09-01 0 days 1,832 sqft
    2024-10-01 0 days 1,857 sqft
    2024-11-01 0 days 1,805 sqft
    2024-12-01 0 days 1,753 sqft
    2025-01-01 0 days 1,771 sqft
    2025-02-01 0 days 1,768 sqft
    Elk City's median listing age (time on market) for 2025-02-01 was 0 days.

    Elk City's median square footage for active listings during the 2025-02-01 period was 1,768 sqft. One year prior, the average listing was 1,576 sqft.

    Elk City, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 189 $34,025,000 $180,026
    Refi 21 $3,385,000 $161,190
    Cash Out Refi 13 $2,375,000 $182,692
    Other 11 $1,215,000 $110,455
    Home Improvement 8 $310,000 $38,750

    Elk City's most frequently cited loan purpose was Home Purchase, with 189 originations. The 2nd most popular reason was Refi, with 21 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 102 $20,400,000 $200,000
    7-8% 66 $11,960,000 $181,212
    Over 8% 52 $5,730,000 $110,192
    5-6% 13 $2,645,000 $203,462
    <2.5% 1 $5,000 $5,000
    4-5% 1 $105,000 $105,000
    3-4% 1 $195,000 $195,000

    During 2023, Elk City's most frequently originated rate bucket was 6-7%, with 102 originations.

    Loan Sizing (Elk City, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 93 $13,985,000 $150,376
    $100,000 or less 78 $4,840,000 $62,051
    $200k-400k 59 $15,855,000 $268,729
    $400k-600k 8 $3,490,000 $436,250
    $600k-1000k 3 $1,935,000 $645,000
    $Over $1MM 1 $1,205,000 $1,205,000

    Elk City's loan sizing saw the bucket of loans from $100k-200k with 93 originations, totaling $13,985,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 142 $26,600,000 $187,324
    60-80% 51 $9,755,000 $191,275
    40-60% 19 $2,325,000 $122,368
    20-40% 10 $580,000 $58,000
    Over 100% 7 $1,525,000 $217,857
    Under 20% 7 $255,000 $36,429

    Elk City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 142 originations, totaling $26,600,000 in origination value.