Cornelia Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Cornelia averaged
7.51%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.47% and
one month ago for the week of 2026-10-01, the
average rate was 7.51%.
Cornelia's average rate one year ago was 6.4%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.48%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Cornelia 30 Year Fixed Rate | 2026-11-05 | 7.51% |
| Cornelia 30 Year Fixed Rate Refi | 2026-11-05 | 7.48% |
| Cornelia 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Cornelia 15 Year Fixed Rate Refi | 2026-11-05 | 7.07% |
| Cornelia 30 Year FHA | 2026-11-05 | 7.05% |
| Cornelia 30 Year FHA Refi | 2026-11-05 | 6.83% |
| Cornelia 30 Year USDA | 2026-11-05 | 7.2% |
| Cornelia 30 Year USDA Refi | 2026-11-05 | 7% |
| Cornelia 30 Year VA | 2026-11-05 | 6.66% |
| Cornelia 30 Year VA Refi | 2026-11-05 | 6.96% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cornelia, GA.
Cornelia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cornelia, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Cornelia Average Closing Costs & Other Stats
Cornelia, GA's 84 lenders originated 1,136
loans during 2025. The total origination value was $290,550,000, with an average loan value of
$255,766.
Cornelia's average closing costs are $6,153.
The top Cornelia lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
31 loans originated. Their average total fees are
$6,371, which is $303
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Cornelia lenders (with over 10 loans originated) are
United Community Bank ($5,097), South State Bank ($5,227), PREMIER MORTGAGE RESOURCES, L.L.C. ($5,270), UNITED WHOLESALE MORTGAGE, LLC ($6,371) and GUILD MORTGAGE COMPANY ($6,495).
The lowest rate Cornelia lenders (with over 10 loans originated) are
United Community Bank (6.31%), UNITED WHOLESALE MORTGAGE, LLC (6.59%), HOMEOWNERS FINANCIAL GROUP USA, LLC (6.63%), AMERICAN PACIFIC MORTGAGE CORPORATION (6.65%) and QUICKEN LOANS, LLC (6.67%).
Cornelia, GA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $19,115,000 | $22,445,000 | 17.4% | 7.7% |
| BERKELEY POINT CAPITAL LLC | $20,445,000 | n/a | 7.0% | |
| QUICKEN LOANS, LLC | $17,250,000 | $17,490,000 | 1.4% | 6.0% |
| United Community Bank | $12,935,000 | $16,585,000 | 28.2% | 5.7% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,790,000 | $14,820,000 | 118.3% | 5.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $20,065,000 | $12,455,000 | -37.9% | 4.3% |
| South State Bank | $8,265,000 | $11,020,000 | 33.3% | 3.8% |
| Renasant Bank | $7,555,000 | $8,610,000 | 14.0% | 3.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,695,000 | $8,360,000 | -3.9% | 2.9% |
| Mortgage Research Center, LLC | $3,755,000 | $7,965,000 | 112.1% | 2.7% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,315,000 | $7,545,000 | 74.9% | 2.6% |
| Pinnacle Bank | $7,845,000 | $7,460,000 | -4.9% | 2.6% |
| GUILD MORTGAGE COMPANY | $1,595,000 | $6,245,000 | 291.5% | 2.1% |
| PENNYMAC LOAN SERVICES, LLC | $2,395,000 | $5,705,000 | 138.2% | 2.0% |
| SENTE MORTGAGE, INC. | $4,710,000 | $4,860,000 | 3.2% | 1.7% |
| 21ST MORTGAGE CORPORATION | $2,575,000 | $3,825,000 | 48.5% | 1.3% |
| Regions Bank | $4,135,000 | $3,585,000 | -13.3% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $1,875,000 | $3,210,000 | 71.2% | 1.1% |
| Prosperity Home Mortgage, LLC | $3,385,000 | $3,070,000 | -9.3% | 1.1% |
| Truist | $1,115,000 | $3,000,000 | 169.1% | 1.0% |
| JPMorgan Chase Bank | $730,000 | $2,825,000 | 287.0% | 1.0% |
| Ameris Bank | $3,455,000 | $2,760,000 | -20.1% | 0.9% |
| UNION HOME MORTGAGE CORP. | $4,855,000 | $2,540,000 | -47.7% | 0.9% |
| EVERETT FINANCIAL, INC. | $1,790,000 | $2,340,000 | 30.7% | 0.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,250,000 | $2,305,000 | 84.4% | 0.8% |
| NEWREZ LLC | $1,855,000 | $2,235,000 | 20.5% | 0.8% |
| HOMESIDE FINANCIAL, LLC | $550,000 | $2,215,000 | 302.7% | 0.8% |
| First Option Mortgage, LLC | $2,440,000 | $2,210,000 | -9.4% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,065,000 | $2,085,000 | 1.0% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $840,000 | $1,925,000 | 129.2% | 0.7% |
| Magnolia Bank | $450,000 | $1,910,000 | 324.4% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,265,000 | $1,795,000 | -20.8% | 0.6% |
| Cornerstone First Mortgage, Inc | $1,650,000 | n/a | 0.6% | |
| ACOPIA, LLC | $1,080,000 | $1,605,000 | 48.6% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $750,000 | $1,595,000 | 112.7% | 0.5% |
| US MORTGAGE CORPORATION | $335,000 | $1,575,000 | 370.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $2,250,000 | $1,555,000 | -30.9% | 0.5% |
| PLANET HOME LENDING, LLC | $155,000 | $1,485,000 | 858.1% | 0.5% |
| Capital City Home Loans, LLC | $680,000 | $1,475,000 | 116.9% | 0.5% |
| Dollar Bank, Federal Savings Bank | $455,000 | $1,410,000 | 209.9% | 0.5% |
| CARDINAL FINANCIAL | $660,000 | $1,270,000 | 92.4% | 0.4% |
| The Loan Store, Inc. | $100,000 | $1,230,000 | 1,130.0% | 0.4% |
| STOCKTON MORTGAGE CORPORATION | $6,675,000 | $1,225,000 | -81.6% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $1,010,000 | $1,200,000 | 18.8% | 0.4% |
| First-Citizens Bank & Trust Company | $315,000 | $1,185,000 | 276.2% | 0.4% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $405,000 | $1,185,000 | 192.6% | 0.4% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,060,000 | $1,130,000 | -45.1% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $215,000 | $1,105,000 | 414.0% | 0.4% |
| CMG MORTGAGE, INC. | $1,100,000 | n/a | 0.4% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,010,000 | n/a | 0.3% | |
| PEACH STATE FEDERAL CREDIT UNION | $1,115,000 | $1,010,000 | -9.4% | 0.3% |
| Bank OZK | $65,000 | $985,000 | 1,415.4% | 0.3% |
| GENEVA FINANCIAL, LLC | $965,000 | n/a | 0.3% | |
| AmeriHome Mortgage Company, LLC | $960,000 | n/a | 0.3% | |
| GARDNER FINANCIAL SERVICES, LTD. | $955,000 | n/a | 0.3% | |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $340,000 | $940,000 | 176.5% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $2,925,000 | $940,000 | -67.9% | 0.3% |
| Equity Prime Mortgage LLC | $1,185,000 | $925,000 | -21.9% | 0.3% |
| EVANSVILLE TEACHERS | $860,000 | n/a | 0.3% | |
| Suncoast Credit Union | $860,000 | n/a | 0.3% | |
| United Bank | $855,000 | n/a | 0.3% | |
| USAA Federal Savings Bank | $325,000 | $830,000 | 155.4% | 0.3% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $65,000 | $795,000 | 1,123.1% | 0.3% |
| GEORGIA UNITED | $555,000 | $790,000 | 42.3% | 0.3% |
| MORTGAGE INVESTORS GROUP, INC. | $165,000 | $790,000 | 378.8% | 0.3% |
| Wells Fargo Bank | $695,000 | $785,000 | 12.9% | 0.3% |
| NEW DAY FINANCIAL, LLC | $915,000 | $775,000 | -15.3% | 0.3% |
| T2 FINANCIAL LLC | $315,000 | $735,000 | 133.3% | 0.3% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $1,175,000 | $695,000 | -40.9% | 0.2% |
| TJC Mortgage, Inc. | $670,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $275,000 | $650,000 | 136.4% | 0.2% |
| FBC MORTGAGE, LLC | $645,000 | n/a | 0.2% | |
| GEORGIA'S OWN | $2,215,000 | $630,000 | -71.6% | 0.2% |
| Associated Credit Union | $615,000 | n/a | 0.2% | |
| Citadel Servicing Corporation | $610,000 | n/a | 0.2% | |
| HALLCO COMMUNITY CREDIT UNION | $305,000 | $605,000 | 98.4% | 0.2% |
| Figure Lending LLC | $630,000 | $585,000 | -7.1% | 0.2% |
| Carrington Mortgage Services, LLC | $645,000 | $575,000 | -10.9% | 0.2% |
| LOANDEPOT.COM, LLC | $1,560,000 | $550,000 | -64.7% | 0.2% |
| CANOPY MORTGAGE, LLC | $315,000 | $540,000 | 71.4% | 0.2% |
| Hometown Equity Mortgage, LLC | $145,000 | $540,000 | 272.4% | 0.2% |
| PHH Mortgage Corporation | $185,000 | $500,000 | 170.3% | 0.2% |
| ITHINK FINANCIAL Credit Union | $495,000 | n/a | 0.2% | |
| HOMEXPRESS MORTGAGE CORP. | $475,000 | n/a | 0.2% | |
| NEXERA HOLDING LLC | $475,000 | n/a | 0.2% | |
| Assurance Financial Group, L.L.C. | $345,000 | $470,000 | 36.2% | 0.2% |
| First American Bank and Trust Company | $470,000 | n/a | 0.2% | |
| Georgia Community Bank | $255,000 | $455,000 | 78.4% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $455,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $435,000 | $440,000 | 1.1% | 0.2% |
| Citizens Bank | $340,000 | $435,000 | 27.9% | 0.1% |
| MILEND, INC. | $470,000 | $425,000 | -9.6% | 0.1% |
| A&D Mortgage LLC | $420,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $405,000 | n/a | 0.1% | |
| LENDINGHOME FUNDING CORPORATION | $330,000 | $400,000 | 21.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $175,000 | $375,000 | 114.3% | 0.1% |
| Bank of America | $625,000 | $370,000 | -40.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $570,000 | $365,000 | -36.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $205,000 | $350,000 | 70.7% | 0.1% |
| ENVOY MORTGAGE, LTD | $345,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $340,000 | n/a | 0.1% | |
| CREDIT UNION OF GEORGIA | $325,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $335,000 | $320,000 | -4.5% | 0.1% |
| CLEARPATH LENDING | $355,000 | $315,000 | -11.3% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $315,000 | n/a | 0.1% | |
| GUARANTEED RATE, INC. | $1,600,000 | $310,000 | -80.6% | 0.1% |
| City National Bank of Florida | $305,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $205,000 | $305,000 | 48.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $295,000 | n/a | 0.1% | |
| Colony Bank | $285,000 | n/a | 0.1% | |
| Commerce Home Mortgage, Inc. | $105,000 | $285,000 | 171.4% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $285,000 | n/a | 0.1% | |
| The Federal Savings Bank | $500,000 | $285,000 | -43.0% | 0.1% |
| Discover Bank | $540,000 | $280,000 | -48.1% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $340,000 | $280,000 | -17.6% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
| U.S. Bank | $170,000 | $275,000 | 61.8% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $265,000 | n/a | 0.1% | |
| Baxter Credit Union | $255,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $255,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $115,000 | $255,000 | 121.7% | 0.1% |
| SRP Federal Credit Union | $245,000 | n/a | 0.1% | |
| SUMMIT FUNDING, INC. | $450,000 | $245,000 | -45.6% | 0.1% |
| Countybank | $225,000 | $235,000 | 4.4% | 0.1% |
| NexBank | $145,000 | $235,000 | 62.1% | 0.1% |
| TOWNE MORTGAGE COMPANY | $450,000 | $235,000 | -47.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $225,000 | n/a | 0.1% | |
| First Federal Bank | $595,000 | $225,000 | -62.2% | 0.1% |
| Peoples Bank & Trust | $215,000 | n/a | 0.1% | |
| Sierra Pacific Mortgage Company, Inc. | $215,000 | n/a | 0.1% | |
| VERITAS FUNDING, LLC | $215,000 | n/a | 0.1% | |
| Nations Lending Corporation | $205,000 | n/a | 0.1% | |
| PNC Bank | $205,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $535,000 | $200,000 | -62.6% | 0.1% |
| GUARANTY MORTGAGE SERVICES, L.L.C. | $505,000 | $195,000 | -61.4% | 0.1% |
| RADIUS FINANCIAL GROUP INC. | $195,000 | n/a | 0.1% | |
| First National Bank of America | $65,000 | $185,000 | 184.6% | 0.1% |
| Synovus Bank | $175,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $570,000 | $145,000 | -74.6% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $135,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $135,000 | n/a | 0.0% | |
| LENDINGONE, LLC | $135,000 | n/a | 0.0% | |
| GMFS LLC | $525,000 | $125,000 | -76.2% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $540,000 | $125,000 | -76.9% | 0.0% |
| BMO Harris Bank | $75,000 | $115,000 | 53.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $115,000 | n/a | 0.0% | |
| FAMILY SAVINGS | $55,000 | $105,000 | 90.9% | 0.0% |
| Peach State Bank & Trust | $105,000 | n/a | 0.0% | |
| CDC Federal Credit Union | $85,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $75,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $260,000 | $65,000 | -75.0% | 0.0% |
| LOANPAL, LLC | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $235,000 | $55,000 | -76.6% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $470,000 | $55,000 | -88.3% | 0.0% |
| ATLANTA POSTAL | $65,000 | $45,000 | -30.8% | 0.0% |
| Bethpage Federal Credit Union | $5,155,000 | $45,000 | -99.1% | 0.0% |
| Coastal Community Bank | $30,000 | n/a | 0.0% |
Cornelia's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.7% market share. In second place, with 7.0%, is BERKELEY POINT CAPITAL LLC, having originated $20,445,000 in loans. In third place, with 6.0%, is QUICKEN LOANS, LLC, having originated $17,490,000 in loans. In fourth place, with 5.7%, is United Community Bank, having originated $16,585,000 in loans. In fifth place, with 5.1%, is AMERICAN PACIFIC MORTGAGE CORPORATION, having originated $14,820,000 in loans.
Cornelia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Cornelia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $299,000 (-0.2%) | $472,658 (-12.5%) | 0.00 | 228 |
| 2018-02-01 | $303,100 (5.2%) | $481,822 (-9.0%) | 0.00 | 225 |
| 2018-03-01 | $324,900 (18.4%) | $566,702 (7.7%) | 0.00 | 226 |
| 2018-04-01 | $334,450 (6.2%) | $579,816 (6.9%) | 0.00 | 227 |
| 2018-05-01 | $329,900 (3.1%) | $587,001 (8.2%) | 0.00 | 218 |
| 2018-06-01 | $339,450 (4.7%) | $581,490 (5.5%) | 0.00 | 235 |
| 2018-07-01 | $334,925 (2.3%) | $583,940 (9.5%) | 0.00 | 253 |
| 2018-08-01 | $330,200 (9.3%) | $592,336 (14.9%) | 0.00 | 243 |
| 2018-09-01 | $334,900 (8.4%) | $595,367 (18.9%) | 0.00 | 260 |
| 2018-10-01 | $327,750 (4.5%) | $595,622 (19.2%) | 0.00 | 281 |
| 2018-11-01 | $302,200 (0.8%) | $601,094 (24.7%) | 0.00 | 279 |
| 2018-12-01 | $299,900 (0.0%) | $627,203 (31.7%) | 0.00 | 263 |
| 2019-01-01 | $298,425 (-0.2%) | $640,070 (35.4%) | 0.00 | 241 |
| 2019-02-01 | $335,000 (10.5%) | $646,154 (34.1%) | 0.00 | 237 |
| 2019-03-01 | $329,307 (1.4%) | $643,205 (13.5%) | 0.00 | 237 |
| 2019-04-01 | $305,725 (-8.6%) | $612,012 (5.6%) | 0.00 | 257 |
| 2019-05-01 | $344,450 (4.4%) | $635,073 (8.2%) | 0.00 | 261 |
| 2019-06-01 | $339,900 (0.1%) | $625,617 (7.6%) | 0.00 | 271 |
| 2019-07-01 | $320,999 (-4.2%) | $625,454 (7.1%) | 0.00 | 275 |
| 2019-08-01 | $294,077 (-10.9%) | $594,133 (0.3%) | 0.00 | 272 |
| 2019-09-01 | $277,693 (-17.1%) | $563,298 (-5.4%) | 0.00 | 279 |
| 2019-10-01 | $284,020 (-13.3%) | $569,527 (-4.4%) | 0.00 | 264 |
| 2019-11-01 | $299,900 (-0.8%) | $601,555 (0.1%) | 0.00 | 232 |
| 2019-12-01 | $299,675 (-0.1%) | $641,840 (2.3%) | 0.00 | 226 |
| 2020-01-01 | $323,375 (8.4%) | $682,955 (6.7%) | 0.00 | 206 |
| 2020-02-01 | $327,200 (-2.3%) | $655,987 (1.5%) | 0.00 | 210 |
| 2020-03-01 | $346,000 (5.1%) | $637,989 (-0.8%) | 0.00 | 194 |
| 2020-04-01 | $346,225 (13.3%) | $625,977 (2.3%) | 0.00 | 203 |
| 2020-05-01 | $339,900 (-1.3%) | $627,209 (-1.2%) | 0.00 | 203 |
| 2020-06-01 | $349,450 (2.8%) | $674,457 (7.8%) | 0.00 | 186 |
| 2020-07-01 | $336,175 (4.7%) | $657,331 (5.1%) | 0.00 | 171 |
| 2020-08-01 | $327,450 (11.4%) | $645,677 (8.7%) | 0.00 | 149 |
| 2020-09-01 | $320,925 (15.6%) | $601,078 (6.7%) | 0.00 | 134 |
| 2020-10-01 | $324,900 (14.4%) | $627,285 (10.1%) | 0.00 | 111 |
| 2020-11-01 | $325,000 (8.4%) | $640,937 (6.6%) | 0.00 | 109 |
| 2020-12-01 | $299,450 (-0.1%) | $656,174 (2.2%) | 0.00 | 104 |
| 2021-01-01 | $354,900 (9.8%) | $658,137 (-3.6%) | 0.00 | 94 |
| 2021-02-01 | $334,000 (2.1%) | $590,010 (-10.1%) | 0.00 | 86 |
| 2021-03-01 | $352,225 (1.8%) | $601,967 (-5.7%) | 0.00 | 83 |
| 2021-04-01 | $359,725 (3.9%) | $595,307 (-4.9%) | 0.00 | 66 |
| 2021-05-01 | $331,000 (-2.6%) | $565,322 (-9.9%) | 0.00 | 68 |
| 2021-06-01 | $337,250 (-3.5%) | $587,376 (-12.9%) | 0.00 | 76 |
| 2021-07-01 | $399,900 (19.0%) | $651,865 (-0.8%) | 0.00 | 73 |
| 2021-08-01 | $352,860 (7.8%) | $588,933 (-8.8%) | 0.00 | 78 |
| 2021-09-01 | $307,225 (-4.3%) | $586,199 (-2.5%) | 0.00 | 87 |
| 2021-10-01 | $316,400 (-2.6%) | $545,199 (-13.1%) | 0.00 | 88 |
| 2021-11-01 | $334,500 (2.9%) | $528,220 (-17.6%) | 0.00 | 88 |
| 2021-12-01 | $327,000 (9.2%) | $537,275 (-18.1%) | 0.00 | 78 |
| 2022-01-01 | $334,900 (-5.6%) | $490,004 (-25.6%) | 0.00 | 79 |
| 2022-02-01 | $334,300 (0.1%) | $478,378 (-18.9%) | 0.00 | 80 |
| 2022-03-01 | $349,975 (-0.6%) | $441,563 (-26.7%) | 0.00 | 77 |
| 2022-04-01 | $333,000 (-7.4%) | $455,218 (-23.5%) | 0.00 | 81 |
| 2022-05-01 | $329,450 (-0.5%) | $481,219 (-14.9%) | 0.00 | 76 |
| 2022-06-01 | $346,225 (2.7%) | $545,424 (-7.1%) | 0.00 | 99 |
| 2022-07-01 | $369,900 (-7.5%) | $576,483 (-11.6%) | 0.00 | 136 |
| 2022-08-01 | $368,675 (4.5%) | $537,663 (-8.7%) | 0.00 | 149 |
| 2022-09-01 | $353,988 (15.2%) | $519,974 (-11.3%) | 0.00 | 149 |
| 2022-10-01 | $349,900 (10.6%) | $546,946 (0.3%) | 0.00 | 157 |
| 2022-11-01 | $357,400 (6.9%) | $584,759 (10.7%) | 0.00 | 167 |
| 2022-12-01 | $379,900 (16.2%) | $661,026 (23.0%) | 0.00 | 151 |
| 2023-01-01 | $399,200 (19.2%) | $724,269 (47.8%) | 0.00 | 133 |
| 2023-02-01 | $399,900 (19.6%) | $749,116 (56.6%) | 0.00 | 122 |
| 2023-03-01 | $401,950 (14.9%) | $795,782 (80.2%) | 0.00 | 114 |
| 2023-04-01 | $410,000 (23.1%) | $782,233 (71.8%) | 0.00 | 101 |
| 2023-05-01 | $448,000 (36.0%) | $813,195 (69.0%) | 0.00 | 104 |
| 2023-06-01 | $439,675 (27.0%) | $737,625 (35.2%) | 0.00 | 107 |
| 2023-07-01 | $399,000 (7.9%) | $680,224 (18.0%) | 0.00 | 133 |
| 2023-08-01 | $388,250 (5.3%) | $650,895 (21.1%) | 0.00 | 132 |
| 2023-09-01 | $390,000 (10.2%) | $635,411 (22.2%) | 0.00 | 139 |
| 2023-10-01 | $384,450 (9.9%) | $566,400 (3.6%) | 0.00 | 139 |
| 2023-11-01 | $385,725 (7.9%) | $629,078 (7.6%) | 0.00 | 133 |
| 2023-12-01 | $375,000 (-1.3%) | $641,177 (-3.0%) | 0.00 | 137 |
| 2024-01-01 | $373,375 (-6.5%) | $631,104 (-12.9%) | 0.00 | 123 |
| 2024-02-01 | $399,225 (-0.2%) | $679,358 (-9.3%) | 0.00 | 111 |
| 2024-03-01 | $399,900 (-0.5%) | $669,282 (-15.9%) | 0.00 | 124 |
| 2024-04-01 | $433,750 (5.8%) | $679,779 (-13.1%) | 0.00 | 131 |
| 2024-05-01 | $427,000 (-4.7%) | $627,932 (-22.8%) | 0.00 | 138 |
| 2024-06-01 | $425,500 (-3.2%) | $611,920 (-17.0%) | 0.00 | 147 |
| 2024-07-01 | $430,000 (7.8%) | $609,507 (-10.4%) | 0.00 | 156 |
| 2024-08-01 | $422,250 (8.8%) | $612,891 (-5.8%) | 0.00 | 165 |
| 2024-09-01 | $418,100 (7.2%) | $595,232 (-6.3%) | 0.00 | 168 |
| 2024-10-01 | $416,225 (8.3%) | $575,249 (1.6%) | 0.00 | 173 |
| 2024-11-01 | $389,000 (0.9%) | $574,326 (-8.7%) | 0.00 | 182 |
| 2024-12-01 | $379,849 (1.3%) | $573,106 (-10.6%) | 0.00 | 181 |
| 2025-01-01 | $384,950 (3.1%) | $565,947 (-10.3%) | 0.00 | 172 |
| 2025-02-01 | $382,348 (-4.2%) | $625,635 (-7.9%) | 0.00 | 175 |
| 2025-03-01 | $376,550 (-5.8%) | $625,050 (-6.6%) | 0.00 | 196 |
| 2025-04-01 | $399,000 (-8.0%) | $621,881 (-8.5%) | 0.00 | 209 |
| 2025-05-01 | $399,900 (-6.4%) | $605,772 (-3.5%) | 0.00 | 228 |
| 2025-06-01 | $412,500 (-3.1%) | $626,547 (2.4%) | 0.00 | 233 |
| 2025-07-01 | $423,442 (-1.5%) | $637,444 (4.6%) | 0.00 | 222 |
| 2025-08-01 | $427,000 (1.1%) | $632,694 (3.2%) | 0.00 | 217 |
| 2025-09-01 | $435,000 (4.0%) | $650,472 (9.3%) | 0.00 | 223 |
| 2025-10-01 | $428,725 (3.0%) | $673,364 (17.1%) | 0.00 | 239 |
| 2025-11-01 | $400,000 (2.8%) | $663,167 (15.5%) | 0.00 | 249 |
| 2025-12-01 | $407,400 (7.3%) | $638,481 (11.4%) | 0.00 | 248 |
| 2026-01-01 | $404,450 (5.1%) | $603,091 (6.6%) | 0.00 | 225 |
| 2026-02-01 | $420,975 (10.1%) | $613,292 (-2.0%) | 0.00 | 224 |
| 2026-03-01 | $428,433 (13.8%) | $631,367 (1.0%) | 0.00 | 227 |
| 2026-04-01 | $427,000 (7.0%) | $643,739 (3.5%) | 0.00 | 248 |
| 2026-05-01 | $425,000 (6.3%) | $715,109 (18.1%) | 0.00 | 275 |
| 2026-06-01 | $425,000 (3.0%) | $721,218 (15.1%) | 0.00 | 297 |
| 2026-07-01 | $423,807 (0.1%) | $714,141 (12.0%) | 0.00 | 304 |
| 2026-08-01 | $425,000 (-0.5%) | $725,871 (14.7%) | 0.00 | 300 |
| 2026-09-01 | $425,000 (-2.3%) | $706,516 (8.6%) | 0.00 | 323 |
| 2026-10-01 | $424,950 (-0.9%) | $703,851 (4.5%) | 0.00 | 321 |
Cornelia's median listing price for 2026-10-01 was $424,950, a difference of
$-3,775
(-0.9%) versus the prior year and
$-50 versus the prior month.
Cornelia's median listing price comes in at 0% of the national average.
Cornelia's average listing price for 2026-10-01 was $703,851, a difference of $30,487 (4.5%) versus the prior year and $-2,665 versus the prior month.
For the 2026-10-01 period, Cornelia had 321 MLS listings, a difference of -2 listings (-1%) versus the prior month and 82 listings (34%) versus the prior year.
Cornelia's median listing price comes in at 0% of the national average.
Cornelia's average listing price for 2026-10-01 was $703,851, a difference of $30,487 (4.5%) versus the prior year and $-2,665 versus the prior month.
For the 2026-10-01 period, Cornelia had 321 MLS listings, a difference of -2 listings (-1%) versus the prior month and 82 listings (34%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Cornelia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,396 sqft |
| 2018-02-01 | 0 days | 2,484 sqft |
| 2018-03-01 | 0 days | 2,572 sqft |
| 2018-04-01 | 0 days | 2,656 sqft |
| 2018-05-01 | 0 days | 2,650 sqft |
| 2018-06-01 | 0 days | 2,577 sqft |
| 2018-07-01 | 0 days | 2,500 sqft |
| 2018-08-01 | 0 days | 2,506 sqft |
| 2018-09-01 | 0 days | 2,578 sqft |
| 2018-10-01 | 0 days | 2,506 sqft |
| 2018-11-01 | 0 days | 2,430 sqft |
| 2018-12-01 | 0 days | 2,400 sqft |
| 2019-01-01 | 0 days | 2,486 sqft |
| 2019-02-01 | 0 days | 2,611 sqft |
| 2019-03-01 | 0 days | 2,588 sqft |
| 2019-04-01 | 0 days | 2,575 sqft |
| 2019-05-01 | 0 days | 2,595 sqft |
| 2019-06-01 | 0 days | 2,582 sqft |
| 2019-07-01 | 0 days | 2,542 sqft |
| 2019-08-01 | 0 days | 2,455 sqft |
| 2019-09-01 | 0 days | 2,424 sqft |
| 2019-10-01 | 0 days | 2,387 sqft |
| 2019-11-01 | 0 days | 2,345 sqft |
| 2019-12-01 | 0 days | 2,395 sqft |
| 2020-01-01 | 0 days | 2,506 sqft |
| 2020-02-01 | 0 days | 2,440 sqft |
| 2020-03-01 | 0 days | 2,437 sqft |
| 2020-04-01 | 0 days | 2,434 sqft |
| 2020-05-01 | 0 days | 2,531 sqft |
| 2020-06-01 | 0 days | 2,560 sqft |
| 2020-07-01 | 0 days | 2,442 sqft |
| 2020-08-01 | 0 days | 2,360 sqft |
| 2020-09-01 | 0 days | 2,285 sqft |
| 2020-10-01 | 0 days | 2,218 sqft |
| 2020-11-01 | 0 days | 2,268 sqft |
| 2020-12-01 | 0 days | 2,276 sqft |
| 2021-01-01 | 0 days | 2,431 sqft |
| 2021-02-01 | 0 days | 2,132 sqft |
| 2021-03-01 | 0 days | 2,182 sqft |
| 2021-04-01 | 0 days | 2,161 sqft |
| 2021-05-01 | 0 days | 2,040 sqft |
| 2021-06-01 | 0 days | 2,171 sqft |
| 2021-07-01 | 0 days | 2,191 sqft |
| 2021-08-01 | 0 days | 2,135 sqft |
| 2021-09-01 | 0 days | 2,111 sqft |
| 2021-10-01 | 0 days | 2,114 sqft |
| 2021-11-01 | 0 days | 2,028 sqft |
| 2021-12-01 | 0 days | 2,025 sqft |
| 2022-01-01 | 0 days | 2,030 sqft |
| 2022-02-01 | 0 days | 1,900 sqft |
| 2022-03-01 | 0 days | 1,987 sqft |
| 2022-04-01 | 0 days | 1,840 sqft |
| 2022-05-01 | 0 days | 1,766 sqft |
| 2022-06-01 | 0 days | 1,920 sqft |
| 2022-07-01 | 0 days | 2,107 sqft |
| 2022-08-01 | 0 days | 2,179 sqft |
| 2022-09-01 | 0 days | 2,148 sqft |
| 2022-10-01 | 0 days | 2,107 sqft |
| 2022-11-01 | 0 days | 2,217 sqft |
| 2022-12-01 | 0 days | 2,135 sqft |
| 2023-01-01 | 0 days | 2,192 sqft |
| 2023-02-01 | 0 days | 2,171 sqft |
| 2023-03-01 | 0 days | 2,215 sqft |
| 2023-04-01 | 0 days | 2,350 sqft |
| 2023-05-01 | 0 days | 2,440 sqft |
| 2023-06-01 | 0 days | 2,248 sqft |
| 2023-07-01 | 0 days | 2,161 sqft |
| 2023-08-01 | 0 days | 2,143 sqft |
| 2023-09-01 | 0 days | 2,131 sqft |
| 2023-10-01 | 0 days | 2,158 sqft |
| 2023-11-01 | 0 days | 2,160 sqft |
| 2023-12-01 | 0 days | 2,096 sqft |
| 2024-01-01 | 0 days | 1,924 sqft |
| 2024-02-01 | 0 days | 2,179 sqft |
| 2024-03-01 | 0 days | 2,180 sqft |
| 2024-04-01 | 0 days | 2,180 sqft |
| 2024-05-01 | 0 days | 2,160 sqft |
| 2024-06-01 | 0 days | 2,210 sqft |
| 2024-07-01 | 0 days | 2,308 sqft |
| 2024-08-01 | 0 days | 2,280 sqft |
| 2024-09-01 | 0 days | 2,225 sqft |
| 2024-10-01 | 0 days | 2,212 sqft |
| 2024-11-01 | 0 days | 2,126 sqft |
| 2024-12-01 | 0 days | 2,039 sqft |
| 2025-01-01 | 0 days | 1,937 sqft |
| 2025-02-01 | 0 days | 1,935 sqft |
| 2025-03-01 | 0 days | 1,913 sqft |
| 2025-04-01 | 0 days | 2,004 sqft |
| 2025-05-01 | 0 days | 2,013 sqft |
| 2025-06-01 | 0 days | 2,066 sqft |
| 2025-07-01 | 0 days | 2,220 sqft |
| 2025-08-01 | 0 days | 2,254 sqft |
| 2025-09-01 | 0 days | 2,281 sqft |
| 2025-10-01 | 0 days | 2,276 sqft |
| 2025-11-01 | 0 days | 2,245 sqft |
| 2025-12-01 | 0 days | 2,205 sqft |
| 2026-01-01 | 0 days | 2,200 sqft |
| 2026-02-01 | 0 days | 2,195 sqft |
| 2026-03-01 | 0 days | 2,266 sqft |
| 2026-04-01 | 0 days | 2,258 sqft |
| 2026-05-01 | 0 days | 2,264 sqft |
| 2026-06-01 | 0 days | 2,256 sqft |
| 2026-07-01 | 0 days | 2,181 sqft |
| 2026-08-01 | 0 days | 2,277 sqft |
| 2026-09-01 | 0 days | 2,249 sqft |
| 2026-10-01 | 0 days | 2,194 sqft |
Cornelia's median listing age (time on market) for 2026-10-01 was 0 days.
Cornelia's median square footage for active listings during the 2026-10-01 period was 2,194 sqft. One year prior, the average listing was 2,276 sqft.
Cornelia's median square footage for active listings during the 2026-10-01 period was 2,194 sqft. One year prior, the average listing was 2,276 sqft.
Cornelia, GA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 588 | $189,770,000 | $322,738 |
| Cash Out Refi | 181 | $40,265,000 | $222,459 |
| Refi | 154 | $39,430,000 | $256,039 |
| Home Improvement | 119 | $11,385,000 | $95,672 |
| Other | 94 | $9,700,000 | $103,191 |
Cornelia's most frequently cited loan purpose was Home Purchase, with 588 originations. The 2nd most popular reason was Cash Out Refi, with 181 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 562 | $148,620,000 | $264,448 |
| 5-6% | 188 | $72,610,000 | $386,223 |
| 7-8% | 157 | $36,425,000 | $232,006 |
| Over 8% | 147 | $17,525,000 | $119,218 |
| 4-5% | 23 | $4,745,000 | $206,304 |
| <2.5% | 9 | $205,000 | $22,778 |
| 3-4% | 1 | $125,000 | $125,000 |
| 2.5-3% | 1 | $165,000 | $165,000 |
During 2025, Cornelia's most frequently originated rate bucket was 6-7%, with 562 originations.
Loan Sizing (Cornelia, GA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 544 | $152,380,000 | $280,110 |
| $100,000 or less | 242 | $12,950,000 | $53,512 |
| $100k-200k | 221 | $32,375,000 | $146,493 |
| $400k-600k | 90 | $42,450,000 | $471,667 |
| $600k-1000k | 35 | $26,405,000 | $754,429 |
| $Over $1MM | 4 | $23,990,000 | $5,997,500 |
Cornelia's loan sizing saw the bucket of loans from $200k-400k with 544 originations, totaling $152,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 426 | $132,440,000 | $310,892 |
| 60-80% | 220 | $87,270,000 | $396,682 |
| Under 20% | 168 | $8,720,000 | $51,905 |
| 20-40% | 125 | $14,655,000 | $117,240 |
| 40-60% | 112 | $25,270,000 | $225,625 |
| Over 100% | 16 | $5,460,000 | $341,250 |
Cornelia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 426 originations, totaling $132,440,000 in origination value.