Crescent Mortgage Company Rates, Fees & Info

WILMINGTON, DE

LEI: 549300D214S3L7KZ0515

Tax ID: 16-1686740

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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    • Review & Overview

    Crescent Mortgage Company is a smaller mortgage company specializing in Home Purchase loans. Crescent Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Lake Charles, Atlanta, Lafayette, Myrtle Beach, and Charleston among others. We have data for 280 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Crescent Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Crescent Mortgage Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.67% 12/16/24
    30 Year Conventional Refi 6.55% 12/16/24
    30 Year Cash-out Refi 6.77% 12/16/24
    30 Year FHA Purchase 7.26% 12/16/24
    30 Year FHA Refi 7.05% 12/16/24
    30 Year VA Purchase 6.15% 12/16/24
    30 Year VA Refi 5.69% 12/16/24
    30 Year USDA Purchase 6.84% 12/16/24
    30 Year USDA Refi 6.27% 12/16/24
    15 Year Conventional Purchase 6.09% 12/16/24
    15 Year Conventional Refi 6.10% 12/16/24
    15 Year Cash-out Refi 6.10% 12/16/24
    15 Year FHA Refi 7.02% 12/16/24
    15 Year VA Purchase 5.94% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Crescent Mortgage Company Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Crescent Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    2,624

    Origination Dollar Volume (All Markets)

    $500,550,000
    Show all (33) awards

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Outside of Metro Areas 465 $73,635,000 $158,355 $3,723 4.63%
    LAKE CHARLES, LA (FHA|USDA|VA) 79 $17,785,000 $225,127 $3,664 4.62%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 63 $13,875,000 $220,238 $3,965 4.46%
    LAFAYETTE, LA (FHA|USDA|VA) 65 $12,345,000 $189,923 $3,986 4.56%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 67 $11,795,000 $176,045 $4,353 4.60%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 45 $10,235,000 $227,444 $4,587 4.61%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 43 $9,355,000 $217,558 $4,583 4.52%
    Riverton, WY (FHA|USDA|VA) 46 $8,910,000 $193,696 $4,462 4.60%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 42 $8,490,000 $202,143 $3,472 4.67%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 45 $8,315,000 $184,778 $4,037 4.61%
    WORCESTER, MA-CT (FHA|USDA|VA) 34 $8,130,000 $239,118 $5,074 4.69%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 41 $8,025,000 $195,732 $3,494 4.74%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 36 $7,730,000 $214,722 $2,712 4.59%
    Alexandria, MN (FHA|USDA|VA) 37 $7,665,000 $207,162 $4,331 4.45%
    Sevierville, TN (FHA|USDA|VA) 36 $6,930,000 $192,500 $4,763 4.80%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 34 $6,810,000 $200,294 $4,538 4.69%
    KNOXVILLE, TN (FHA|USDA|VA) 32 $5,560,000 $173,750 $3,395 4.57%
    BATON ROUGE, LA (FHA|USDA|VA) 27 $5,485,000 $203,148 $4,144 4.55%
    Murray, KY (FHA|USDA|VA) 39 $5,425,000 $139,103 $2,902 4.48%
    WACO, TX (FHA|USDA|VA) 29 $5,385,000 $185,690 $4,300 4.70%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 24 $5,180,000 $215,833 $6,756 4.65%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 18 $4,530,000 $251,667 $5,331 4.69%
    Dublin, GA (FHA|USDA|VA) 28 $4,470,000 $159,643 $4,812 4.23%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 20 $4,350,000 $217,500 $4,713 4.66%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 14 $4,300,000 $307,143 $8,781 4.69%
    WARNER ROBINS, GA (FHA|USDA|VA) 28 $4,300,000 $153,571 $4,251 4.40%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 23 $4,135,000 $179,783 $3,933 4.63%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $4,135,000 $217,632 $2,966 4.72%
    THE VILLAGES, FL (FHA|USDA|VA) 14 $4,070,000 $290,714 $3,903 4.44%
    Centralia, WA (FHA|USDA|VA) 20 $4,000,000 $200,000 $4,158 4.64%
    RALEIGH-CARY, NC (FHA|USDA|VA) 14 $3,910,000 $279,286 $4,101 4.64%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 15 $3,765,000 $251,000 $7,320 4.52%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 20 $3,750,000 $187,500 $3,159 4.86%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 17 $3,585,000 $210,882 $4,225 4.70%
    DULUTH, MN-WI (FHA|USDA|VA) 23 $3,565,000 $155,000 $4,186 4.79%
    Washington, NC (FHA|USDA|VA) 22 $3,520,000 $160,000 $3,982 4.70%
    Kalispell, MT (FHA|USDA|VA) 13 $3,505,000 $269,615 $3,876 4.65%
    ROCHESTER, MN (FHA|USDA|VA) 13 $3,345,000 $257,308 $5,146 4.61%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 14 $3,330,000 $237,857 $4,868 4.56%
    ST. CLOUD, MN (FHA|USDA|VA) 17 $3,255,000 $191,471 $5,449 4.64%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 18 $3,180,000 $176,667 $2,115 4.69%
    NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 10 $3,060,000 $306,000 $4,064 4.57%
    Thomasville, GA (FHA|USDA|VA) 20 $3,030,000 $151,500 $3,382 4.74%
    DeRidder, LA (FHA|USDA|VA) 13 $3,005,000 $231,154 $3,268 4.59%
    Ruston, LA (FHA|USDA|VA) 14 $2,980,000 $212,857 $5,106 4.43%
    MISSOULA, MT (FHA|USDA|VA) 10 $2,970,000 $297,000 $4,214 4.40%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 15 $2,965,000 $197,667 $4,279 4.34%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 16 $2,820,000 $176,250 $3,051 4.74%
    Evanston, WY (FHA|USDA|VA) 13 $2,785,000 $214,231 $3,151 4.63%
    Statesboro, GA (FHA|USDA|VA) 14 $2,620,000 $187,143 $4,679 4.62%
    SALISBURY, MD-DE (FHA|USDA|VA) 15 $2,535,000 $169,000 $2,710 4.34%
    PUNTA GORDA, FL (FHA|USDA|VA) 12 $2,510,000 $209,167 $3,877 4.67%
    Rock Springs, WY (FHA|USDA|VA) 10 $2,460,000 $246,000 $4,778 4.52%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $2,370,000 $296,250 $7,108 4.77%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $2,360,000 $196,667 $4,747 4.60%
    GREENVILLE, NC (FHA|USDA|VA) 13 $2,265,000 $174,231 $3,980 4.59%
    PANAMA CITY, FL (FHA|USDA|VA) 8 $2,260,000 $282,500 $3,106 4.47%
    TALLAHASSEE, FL (FHA|USDA|VA) 10 $2,210,000 $221,000 $4,015 4.90%
    MADISON, WI (FHA|USDA|VA) 9 $2,185,000 $242,778 $6,161 4.50%
    Fort Polk South, LA (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,430 4.57%
    BILLINGS, MT (FHA|USDA|VA) 11 $2,135,000 $194,091 $4,321 4.95%
    Brookings, SD (FHA|USDA|VA) 7 $2,055,000 $293,571 $3,741 4.61%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 9 $2,045,000 $227,222 $5,407 4.26%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,975,000 $395,000 $6,927 4.28%
    ROCKY MOUNT, NC (FHA|USDA|VA) 11 $1,955,000 $177,727 $3,749 4.63%
    NEW BERN, NC (FHA|USDA|VA) 13 $1,935,000 $148,846 $3,103 4.49%
    FORT COLLINS, CO (FHA|USDA|VA) 5 $1,895,000 $379,000 $3,533 4.78%
    Crossville, TN (FHA|USDA|VA) 11 $1,875,000 $170,455 $3,130 4.36%
    OCALA, FL (FHA|USDA|VA) 9 $1,815,000 $201,667 $4,064 4.54%
    FAYETTEVILLE, NC (FHA|USDA|VA) 8 $1,780,000 $222,500 $3,474 4.73%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 7 $1,775,000 $253,571 $3,741 4.32%
    RICHMOND, VA (FHA|USDA|VA) 5 $1,715,000 $343,000 $5,839 4.35%
    Lumberton, NC (FHA|USDA|VA) 13 $1,705,000 $131,154 $4,577 4.57%
    Vidalia, GA (FHA|USDA|VA) 11 $1,615,000 $146,818 $5,476 4.34%
    MONROE, LA (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,438 4.78%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $1,580,000 $131,667 $4,836 4.63%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,196 4.73%
    WILMINGTON, NC (FHA|USDA|VA) 6 $1,500,000 $250,000 $3,665 4.92%
    EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,485,000 $165,000 $5,167 4.54%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,455,000 $291,000 $4,886 4.25%
    Somerset, KY (FHA|USDA|VA) 9 $1,425,000 $158,333 $4,388 4.68%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $1,365,000 $273,000 $5,212 4.43%
    DOTHAN, AL (FHA|USDA|VA) 9 $1,345,000 $149,444 $4,333 4.22%
    SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,279 4.31%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 3 $1,305,000 $435,000 $3,388 5.21%
    Rolla, MO (FHA|USDA|VA) 10 $1,290,000 $129,000 $3,257 4.79%
    Brainerd, MN (FHA|USDA|VA) 7 $1,285,000 $183,571 $3,125 4.52%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,504 4.53%
    Cookeville, TN (FHA|USDA|VA) 9 $1,245,000 $138,333 $2,477 4.90%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,245,000 $415,000 $2,744 4.79%
    COLUMBIA, SC (FHA|USDA|VA) 7 $1,185,000 $169,286 $2,934 4.85%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 5 $1,095,000 $219,000 $4,721 4.68%
    Jennings, LA (FHA|USDA|VA) 6 $1,090,000 $181,667 $3,930 4.83%
    MORRISTOWN, TN (FHA|USDA|VA) 9 $1,055,000 $117,222 $3,742 4.53%
    Opelousas, LA (FHA|USDA|VA) 7 $1,055,000 $150,714 $4,760 4.48%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 4 $1,050,000 $262,500 $1,727 4.47%
    Atmore, AL (FHA|USDA|VA) 7 $1,035,000 $147,857 $4,178 4.73%
    Montrose, CO (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,436 4.39%
    JEFFERSON CITY, MO (FHA|USDA|VA) 7 $1,025,000 $146,429 $2,943 4.57%
    JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,020,000 $170,000 $2,927 4.77%
    GOLDSBORO, NC (FHA|USDA|VA) 8 $1,020,000 $127,500 $3,080 4.75%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,627 4.93%
    GREAT FALLS, MT (FHA|USDA|VA) 6 $960,000 $160,000 $5,073 4.42%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 9 $935,000 $103,889 $2,700 5.14%
    BLOOMINGTON, IN (FHA|USDA|VA) 7 $925,000 $132,143 $4,154 4.43%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $910,000 $227,500 $3,539 4.19%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 5 $905,000 $181,000 $4,319 4.78%
    Galesburg, IL (FHA|USDA|VA) 7 $905,000 $129,286 $4,854 4.59%
    JACKSONVILLE, FL (FHA|USDA|VA) 4 $890,000 $222,500 $4,658 4.63%
    Grand Rapids, MN (FHA|USDA|VA) 5 $885,000 $177,000 $2,647 4.73%
    JACKSONVILLE, NC (FHA|USDA|VA) 5 $865,000 $173,000 $4,013 4.65%
    BRUNSWICK, GA (FHA|USDA|VA) 3 $845,000 $281,667 $7,538 4.50%
    Kill Devil Hills, NC (FHA|USDA|VA) 4 $840,000 $210,000 $4,951 4.74%
    COLUMBUS, OH (FHA|USDA|VA) 6 $840,000 $140,000 $4,896 4.85%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $835,000 $278,333 $3,397 4.62%
    Seneca, SC (FHA|USDA|VA) 2 $810,000 $405,000 $3,676 4.69%
    Fergus Falls, MN (FHA|USDA|VA) 4 $800,000 $200,000 $6,547 4.53%
    London, KY (FHA|USDA|VA) 5 $795,000 $159,000 $2,157 4.83%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 3 $775,000 $258,333 $8,160 3.97%
    Natchitoches, LA (FHA|USDA|VA) 3 $755,000 $251,667 $6,296 3.95%
    MANKATO, MN (FHA|USDA|VA) 4 $750,000 $187,500 $2,724 5.03%
    Fort Leonard Wood, MO (FHA|USDA|VA) 4 $740,000 $185,000 $2,449 4.78%
    SPARTANBURG, SC (FHA|USDA|VA) 7 $735,000 $105,000 $3,062 4.75%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $735,000 $245,000 $4,911 4.54%
    Paducah, KY-IL (FHA|USDA|VA) 6 $730,000 $121,667 $3,460 4.89%
    Faribault-Northfield, MN (FHA|USDA|VA) 3 $725,000 $241,667 $6,541 4.50%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 5 $725,000 $145,000 $4,443 4.62%
    Concord, NH (FHA|USDA|VA) 3 $715,000 $238,333 $8,241 4.67%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $715,000 $238,333 $4,599 4.71%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $705,000 $141,000 $5,070 4.43%
    Austin, MN (FHA|USDA|VA) 5 $685,000 $137,000 $3,561 4.62%
    Jasper, AL (FHA|USDA|VA) 4 $680,000 $170,000 $5,325 4.97%
    Morehead City, NC (FHA|USDA|VA) 5 $655,000 $131,000 $2,721 4.60%
    GREELEY, CO (FHA|USDA|VA) 2 $630,000 $315,000 $3,976 4.43%
    LINCOLN, NE (FHA|USDA|VA) 1 $625,000 $625,000 $834 4.38%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 3 $615,000 $205,000 $3,206 4.75%
    Lebanon, NH-VT (FHA|USDA|VA) 4 $600,000 $150,000 $3,855 4.66%
    Durango, CO (FHA|USDA|VA) 2 $600,000 $300,000 $2,754 4.75%
    Georgetown, SC (FHA|USDA|VA) 3 $585,000 $195,000 $6,519 4.04%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $575,000 $191,667 $5,676 4.79%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 2 $570,000 $285,000 $5,534 4.06%
    PUEBLO, CO (FHA|USDA|VA) 2 $560,000 $280,000 $3,737 4.56%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 3 $525,000 $175,000 $5,491 4.95%
    Aberdeen, SD (FHA|USDA|VA) 4 $510,000 $127,500 $3,886 4.41%
    JACKSON, MS (FHA|USDA|VA) 4 $490,000 $122,500 $4,058 4.84%
    Keene, NH (FHA|USDA|VA) 2 $490,000 $245,000 $6,387 4.56%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $475,000 $158,333 $4,681 5.54%
    Natchez, MS-LA (FHA|USDA|VA) 3 $475,000 $158,333 $3,855 4.83%
    Butte-Silver Bow, MT (FHA|USDA|VA) 2 $470,000 $235,000 $4,969 4.63%
    LOUISVILLE, KY (FHA|USDA|VA) 3 $465,000 $155,000 $2,752 4.67%
    Troy, AL (FHA|USDA|VA) 4 $460,000 $115,000 $3,104 4.69%
    MOBILE, AL (FHA|USDA|VA) 1 $455,000 $455,000 $3,110 3.75%
    Clewiston, FL (FHA|USDA|VA) 1 $455,000 $455,000 $5,184 4.75%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1 $455,000 $455,000 $3,969 4.75%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 3 $455,000 $151,667 $4,400 4.88%
    McAlester, OK (FHA|USDA|VA) 1 $455,000 $455,000 $3,482 4.75%
    BISMARCK, ND (FHA|USDA|VA) 3 $455,000 $151,667 $4,547 4.30%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $455,000 $455,000 $4,349 4.63%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2 $450,000 $225,000 $4,322 4.74%
    Bogalusa, LA (FHA|USDA|VA) 3 $445,000 $148,333 $3,981 5.18%
    Paris, TN (FHA|USDA|VA) 4 $440,000 $110,000 $2,444 4.50%
    Beeville, TX (FHA|USDA|VA) 2 $440,000 $220,000 $3,914 4.74%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2 $440,000 $220,000 $4,387 4.44%
    Bemidji, MN (FHA|USDA|VA) 3 $435,000 $145,000 $2,788 4.75%
    Martin, TN (FHA|USDA|VA) 3 $435,000 $145,000 $3,754 4.71%
    Heber, UT (FHA|USDA|VA) 1 $425,000 $425,000 $6,259 4.63%
    SAVANNAH, GA (FHA|USDA|VA) 2 $410,000 $205,000 $4,214 4.13%
    Cornelia, GA (FHA|USDA|VA) 1 $405,000 $405,000 $5,339 4.88%
    GAINESVILLE, FL (FHA|USDA|VA) 2 $400,000 $200,000 $5,293 3.81%
    ST. GEORGE, UT (FHA|USDA|VA) 1 $395,000 $395,000 $5,954 4.50%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $395,000 $131,667 $3,158 4.46%
    Red Wing, MN (FHA|USDA|VA) 2 $390,000 $195,000 $5,226 4.69%
    Mount Sterling, KY (FHA|USDA|VA) 3 $385,000 $128,333 $2,361 4.29%
    Tifton, GA (FHA|USDA|VA) 1 $385,000 $385,000 $3,573 4.88%
    Kinston, NC (FHA|USDA|VA) 3 $355,000 $118,333 $3,319 4.46%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 3 $355,000 $118,333 $2,542 5.08%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 2 $340,000 $170,000 $3,035 4.25%
    Sterling, CO (FHA|USDA|VA) 2 $340,000 $170,000 $2,266 4.50%
    Milledgeville, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,257 4.13%
    Mineral Wells, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,865 5.00%
    Union, SC (FHA|USDA|VA) 1 $325,000 $325,000 $2,473 4.75%
    DOVER, DE (FHA|USDA|VA) 2 $320,000 $160,000 $2,458 4.44%
    St. Marys, GA (FHA|USDA|VA) 2 $320,000 $160,000 $2,454 4.50%
    GADSDEN, AL (FHA|USDA|VA) 2 $320,000 $160,000 $3,733 4.63%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $315,000 $315,000 $2,836 4.75%
    Willmar, MN (FHA|USDA|VA) 3 $315,000 $105,000 $4,058 4.67%
    Newport, TN (FHA|USDA|VA) 2 $310,000 $155,000 $3,428 4.25%
    BECKLEY, WV (FHA|USDA|VA) 3 $305,000 $101,667 $2,769 4.33%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $300,000 $150,000 $2,768 4.88%
    GAINESVILLE, GA (FHA|USDA|VA) 1 $295,000 $295,000 $3,214 4.75%
    Bozeman, MT (FHA|USDA|VA) 1 $295,000 $295,000 $9,575 4.38%
    Lufkin, TX (FHA|USDA|VA) 1 $285,000 $285,000 $7,765 4.63%
    Greeneville, TN (FHA|USDA|VA) 3 $285,000 $95,000 $3,512 4.62%
    Price, UT (FHA|USDA|VA) 3 $285,000 $95,000 $2,798 4.42%
    FARGO, ND-MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,702 4.63%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,252 4.75%
    Lake City, FL (FHA|USDA|VA) 1 $275,000 $275,000 $2,602 3.63%
    SALEM, OR (FHA|USDA|VA) 1 $275,000 $275,000 $7,457 3.60%
    Hutchinson, MN (FHA|USDA|VA) 1 $265,000 $265,000 $601 5.00%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,626 4.13%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $265,000 $265,000 $7,617 3.75%
    Elizabeth City, NC (FHA|USDA|VA) 2 $260,000 $130,000 $3,807 4.94%
    Morgan City, LA (FHA|USDA|VA) 2 $260,000 $130,000 $3,143 5.00%
    Moultrie, GA (FHA|USDA|VA) 1 $255,000 $255,000 $1,811 4.75%
    Menomonie, WI (FHA|USDA|VA) 1 $255,000 $255,000 $9,664 4.50%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $245,000 $245,000 $3,229 4.63%
    Jefferson, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,270 5.63%
    Summerville, GA (FHA|USDA|VA) 1 $245,000 $245,000 $1,584 4.00%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2 $240,000 $120,000 $4,484 4.95%
    LaGrange, GA-AL (FHA|USDA|VA) 2 $240,000 $120,000 $4,359 4.24%
    Jamestown, ND (FHA|USDA|VA) 1 $235,000 $235,000 $7,008 3.75%
    CASPER, WY (FHA|USDA|VA) 2 $230,000 $115,000 $3,259 4.56%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $225,000 $225,000 $3,011 4.88%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $225,000 $225,000 $3,040 4.13%
    Enterprise, AL (FHA|USDA|VA) 1 $225,000 $225,000 $7,154 3.75%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $225,000 $225,000 $4,056 5.00%
    Huntsville, TX (FHA|USDA|VA) 1 $225,000 $225,000 $6,461 4.50%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1 $225,000 $225,000 $8,216 4.25%
    Oak Harbor, WA (FHA|USDA|VA) 1 $215,000 $215,000 $6,277 4.50%
    FORT SMITH, AR-OK (FHA|USDA|VA) 1 $215,000 $215,000 $5,814 4.13%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $215,000 $215,000 $6,886 4.50%
    TUSCALOOSA, AL (FHA|USDA|VA) 1 $215,000 $215,000 $4,484 5.00%
    Tupelo, MS (FHA|USDA|VA) 1 $215,000 $215,000 $2,520 4.88%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $205,000 $205,000 $2,747 4.75%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $205,000 $205,000 $10,061 4.50%
    Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,786 4.88%
    Maysville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $1,796 4.49%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $200,000 $100,000 $2,891 4.31%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $195,000 $195,000 $855 3.88%
    Pierre, SD (FHA|USDA|VA) 1 $195,000 $195,000 $3,686 4.00%
    SALT LAKE CITY, UT (FHA|USDA|VA) 1 $195,000 $195,000 $3,841 5.38%
    ROANOKE, VA (FHA|USDA|VA) 1 $185,000 $185,000 $2,777 4.88%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $185,000 $185,000 $4,301 4.88%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $180,000 $90,000 $4,212 4.68%
    Aberdeen, WA (FHA|USDA|VA) 1 $175,000 $175,000 $4,577 5.38%
    CHEYENNE, WY (FHA|USDA|VA) 1 $175,000 $175,000 $3,512 4.75%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,995 3.75%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,991 4.63%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $165,000 $165,000 $5,115 4.63%
    El Campo, TX (FHA|USDA|VA) 1 $165,000 $165,000 $3,173 5.13%
    Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $5,631 4.13%
    Emporia, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,112 4.69%
    Kearney, NE (FHA|USDA|VA) 1 $155,000 $155,000 $1,956 4.88%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $155,000 $155,000 $6,128 4.63%
    PROVO-OREM, UT (FHA|USDA|VA) 1 $155,000 $155,000 $2,231 4.60%
    RENO, NV (FHA|USDA|VA) 1 $155,000 $155,000 $4,636 4.88%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $4,189 4.75%
    TOPEKA, KS (FHA|USDA|VA) 2 $150,000 $75,000 $2,355 4.81%
    TWIN FALLS, ID (FHA|USDA|VA) 2 $150,000 $75,000 $3,017 4.99%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $145,000 $145,000 $3,096 4.88%
    Glasgow, KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,692 4.63%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $145,000 $145,000 $2,928 4.99%
    CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $5,409 4.63%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,761 4.50%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $145,000 $145,000 $2,886 4.00%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,216 5.00%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $135,000 $135,000 $3,873 4.63%
    Campbellsville, KY (FHA|USDA|VA) 1 $135,000 $135,000 $4,174 4.63%
    Farmington, MO (FHA|USDA|VA) 1 $125,000 $125,000 $3,019 4.38%
    BURLINGTON, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,139 4.13%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,278 4.38%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,914 4.63%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $105,000 $105,000 $58 4.50%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $105,000 $105,000 $3,989 3.63%
    Fort Payne, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,763 4.75%
    Frankfort, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,333 4.25%
    Oxford, MS (FHA|USDA|VA) 1 $105,000 $105,000 $2,428 4.63%
    HAMMOND, LA (FHA|USDA|VA) 1 $105,000 $105,000 $3,860 5.50%
    Albertville, AL (FHA|USDA|VA) 2 $100,000 $50,000 $2,926 4.18%
    Dyersburg, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,212 5.00%
    Richmond, IN (FHA|USDA|VA) 1 $95,000 $95,000 $1,948 4.75%
    Mayfield, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,968 5.13%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $95,000 $95,000 $3,083 5.13%
    JACKSON, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,385 5.00%
    APPLETON, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,624 4.25%
    Sunbury, PA (FHA|USDA|VA) 1 $85,000 $85,000 $2,849 4.50%
    Cordele, GA (FHA|USDA|VA) 1 $85,000 $85,000 $4,091 4.88%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,253 4.99%
    Americus, GA (FHA|USDA|VA) 1 $65,000 $65,000 $2,244 4.63%
    VALDOSTA, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,949 4.63%
    Crescent Mortgage Company's top markets include Lake Charles, Atlanta, Lafayette, Myrtle Beach, and Charleston among others.

    Their top states include:
  • Louisiana (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,809 $353,295,000 $195,299 $3,585 4.66%
    FHA 347 $58,355,000 $168,170 $5,878 4.52%
    VA 282 $64,000,000 $226,950 $4,749 4.36%
    USDA 186 $24,900,000 $133,871 $4,414 4.63%

    For 2018, Crescent Mortgage Company's most frequently originated type of loan was Conventional, with 1,809 originations. Their 2nd most popular type was FHA, with 347 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,008 $393,590,000 $196,011 $4,179 4.61%
    Cash Out Refi 356 $60,030,000 $168,624 $4,054 4.67%
    Refi 260 $46,930,000 $180,500 $3,267 4.49%

    For 2018, Crescent Mortgage Company's most frequently cited loan purpose was Home Purchase, with 2,008 originations. The 2nd most popular reason was Cash Out Refi, with 356 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2,328 $452,720,000 $194,467 $4,149 4.65%
    15 Year 223 $35,895,000 $160,964 $3,442 4.22%
    20 Year 58 $10,190,000 $175,690 $3,598 4.62%
    10 Year 12 $1,420,000 $118,333 $3,438 4.29%
    Other 3 $325,000 $108,333 $2,505 5.25%

    For 2018, Crescent Mortgage Company's most frequently cited loan duration was 30 Year, with 2,328 originations. The 2nd most popular length was 15 Year, with 223 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1,353 $254,305,000 $187,956
    $1k-2k 683 $116,755,000 $170,944
    $2k-3k 358 $66,330,000 $185,279
    $3k-4k 125 $32,125,000 $257,000
    $5k+ 59 $18,875,000 $319,915
    $4k-5k 46 $12,160,000 $264,348

    Crescent Mortgage Company's average total fees were $4,149, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,353 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 1,991 $385,505,000 $193,624
    5-6% 326 $54,970,000 $168,620
    3-4% 306 $59,980,000 $196,013
    2.5-3% 1 $95,000 $95,000

    During 2018, Crescent Mortgage Company's average interest rate for loans was 4.65%, while their most frequently originated rate bucket for loans was 4-5%, with 1,991 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 1,208 $178,410,000 $147,690 $3,788 4.60%
    $200k-400k 901 $239,105,000 $265,377 $4,786 4.56%
    $100,000 or less 407 $31,435,000 $77,236 $3,027 4.74%
    $400k-600k 96 $42,950,000 $447,396 $5,085 4.62%
    $600k-1MM 12 $8,650,000 $720,833 $6,359 4.54%

    2018 saw Crescent Mortgage Company place emphasis on $100k-200k loans with 1,208 originations, totaling $178,410,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 717 $119,095,000 $166,102 $4,026 4.61%
    $50k or less 630 $73,580,000 $116,794 $3,530 4.62%
    $75k-100k 513 $104,235,000 $203,187 $4,188 4.60%
    $100k-150k 489 $117,335,000 $239,949 $4,336 4.61%
    $150k-250k 213 $61,415,000 $288,333 $4,589 4.59%
    $250k+ 62 $24,890,000 $401,452 $5,292 4.59%

    Crescent Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 717 originations. The second most popular income band? $50k or less, with 630 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 589 $106,245,000 $180,382 $3,882 4.61%
    30-36% 540 $101,210,000 $187,426 $3,961 4.61%
    <20% 182 $32,530,000 $178,736 $3,417 4.57%
    42% 110 $21,800,000 $198,182 $4,399 4.63%
    50-60% 105 $22,745,000 $216,619 $6,138 4.48%
    36% 103 $20,675,000 $200,728 $4,244 4.62%
    41% 101 $19,325,000 $191,337 $4,011 4.66%
    37% 100 $18,880,000 $188,800 $4,120 4.68%
    39% 95 $19,425,000 $204,474 $4,006 4.62%
    40% 94 $18,470,000 $196,489 $4,111 4.57%
    43% 88 $16,570,000 $188,295 $4,066 4.69%
    45% 81 $16,365,000 $202,037 $4,222 4.64%
    47% 78 $14,980,000 $192,051 $4,152 4.67%
    49% 75 $16,745,000 $223,267 $4,329 4.60%
    48% 73 $13,455,000 $184,315 $3,653 4.66%
    46% 71 $14,525,000 $204,577 $4,306 4.62%
    44% 70 $14,980,000 $214,000 $4,193 4.51%
    38% 69 $11,625,000 $168,478 $3,957 4.54%

    Crescent Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 589 originations. The next most common DTI ratio? 30-36%, with 540 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 2,363 $451,935,000 $191,255 $4,051 4.61%
    Not provided 124 $24,540,000 $197,903 $4,133 4.63%
    Black 92 $15,550,000 $169,022 $4,376 4.63%
    Asian 28 $5,090,000 $181,786 $3,843 4.45%
    American Indian 14 $2,840,000 $202,857 $5,337 4.52%
    Native Hawaiian or Islander 3 $595,000 $198,333 $5,269 4.75%

    Approval Rates

    Total approvals of all applications
    91.72%

    Crescent Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.74%

    Crescent Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 2,624 $500,550,000 $190,758

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 38 $4,450,000 $117,105
    Single Family (1-4 Units):Site-Built 2,586 $496,100,000 $191,841

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 99 $12,685,000 $128,131 $3,149 4.50%
    40-60% 237 $40,925,000 $172,679 $3,297 4.48%
    60-80% 772 $155,070,000 $200,868 $3,714 4.67%
    80-100% 1,427 $271,465,000 $190,235 $4,299 4.62%
    Over 100% 85 $20,025,000 $235,588 $6,784 4.42%
    Under 20% 4 $380,000 $95,000 $3,124 4.56%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    CRESCENT MORTGAGE COMPANY Conventional home mortgage Trouble during payment process 1 100.0%