Crescent Mortgage Company Rates, Fees & Info

WILMINGTON, DE

LEI: 549300D214S3L7KZ0515

Tax ID: 16-1686740

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Crescent Mortgage Company is a small mortgage company specializing in Home Purchase and Refi loans. Crescent Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Greenville, Myrtle Beach, Minneapolis, and Charleston among others. We have data for 370 markets. (Some data included below & more in-depth data is available with an active subscription.)

Crescent Mortgage Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Crescent Mortgage Company is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.67% 5/5/24
30 Year Conventional Refi 6.55% 5/5/24
30 Year Cash-out Refi 6.77% 5/5/24
30 Year FHA Purchase 7.26% 5/5/24
30 Year FHA Refi 7.05% 5/5/24
30 Year VA Purchase 6.15% 5/5/24
30 Year VA Refi 5.69% 5/5/24
30 Year USDA Purchase 6.84% 5/5/24
30 Year USDA Refi 6.27% 5/5/24
15 Year Conventional Purchase 6.09% 5/5/24
15 Year Conventional Refi 6.10% 5/5/24
15 Year Cash-out Refi 6.10% 5/5/24
15 Year FHA Refi 7.02% 5/5/24
15 Year VA Purchase 5.94% 5/5/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Crescent Mortgage Company Mortgage Calculator






Your Estimates

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This is not an official calculator from Crescent Mortgage Company. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

6,025

Origination Dollar Volume (All Markets)

$1,299,855,000
Show all (12) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Outside of Metro Areas 1,054 $197,340,000 $187,230 $3,885 3.36%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 334 $97,640,000 $292,335 $4,900 3.27%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 206 $45,220,000 $219,515 $3,678 3.24%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 187 $40,705,000 $217,674 $3,843 3.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 133 $33,735,000 $253,647 $4,697 3.24%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 118 $31,340,000 $265,593 $3,569 3.33%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 138 $30,800,000 $223,188 $4,381 3.19%
KNOXVILLE, TN (FHA|USDA|VA) 109 $23,485,000 $215,459 $3,632 3.29%
LAFAYETTE, LA (FHA|USDA|VA) 119 $23,315,000 $195,924 $4,269 3.29%
Murray, KY (FHA|USDA|VA) 113 $20,685,000 $183,053 $2,737 3.23%
LAKE CHARLES, LA (FHA|USDA|VA) 88 $20,250,000 $230,114 $4,051 3.31%
Alexandria, MN (FHA|USDA|VA) 85 $18,825,000 $221,471 $3,991 3.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 76 $17,840,000 $234,737 $3,002 3.20%
Riverton, WY (FHA|USDA|VA) 85 $17,075,000 $200,882 $4,683 3.32%
WORCESTER, MA-CT (FHA|USDA|VA) 55 $14,905,000 $271,000 $5,478 3.25%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 70 $14,320,000 $204,571 $3,441 3.29%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 72 $14,160,000 $196,667 $3,835 3.43%
SALISBURY, MD-DE (FHA|USDA|VA) 53 $13,835,000 $261,038 $3,088 3.41%
Elko, NV (FHA|USDA|VA) 55 $12,175,000 $221,364 $5,291 3.15%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 53 $12,095,000 $228,208 $6,696 3.30%
SPARTANBURG, SC (FHA|USDA|VA) 62 $12,050,000 $194,355 $4,177 3.22%
FAIRBANKS, AK (FHA|USDA|VA) 39 $10,845,000 $278,077 $4,564 3.37%
Dublin, GA (FHA|USDA|VA) 60 $10,800,000 $180,000 $4,809 3.30%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 54 $10,520,000 $194,815 $1,928 3.19%
Kalispell, MT (FHA|USDA|VA) 37 $10,255,000 $277,162 $4,898 3.18%
Cookeville, TN (FHA|USDA|VA) 57 $10,165,000 $178,333 $3,560 3.39%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 46 $9,880,000 $214,783 $5,063 3.27%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 47 $9,865,000 $209,894 $4,312 3.42%
WACO, TX (FHA|USDA|VA) 44 $9,750,000 $221,591 $3,949 3.31%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 29 $9,515,000 $328,103 $5,681 3.37%
DeRidder, LA (FHA|USDA|VA) 38 $9,040,000 $237,895 $3,842 3.47%
ROCHESTER, MN (FHA|USDA|VA) 42 $8,340,000 $198,571 $4,472 3.02%
MISSOULA, MT (FHA|USDA|VA) 30 $7,910,000 $263,667 $4,996 3.15%
THE VILLAGES, FL (FHA|USDA|VA) 25 $7,635,000 $305,400 $5,057 3.38%
Evanston, WY (FHA|USDA|VA) 31 $7,235,000 $233,387 $4,359 3.55%
Vidalia, GA (FHA|USDA|VA) 34 $7,160,000 $210,588 $6,801 3.09%
MANKATO, MN (FHA|USDA|VA) 34 $6,570,000 $193,235 $4,036 3.10%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 35 $6,325,000 $180,714 $5,044 3.28%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 26 $6,280,000 $241,538 $5,625 3.36%
Price, UT (FHA|USDA|VA) 39 $6,265,000 $160,641 $4,802 3.29%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 17 $6,225,000 $366,176 $3,002 3.40%
OKLAHOMA CITY, OK (FHA|USDA|VA) 30 $6,220,000 $207,333 $4,578 3.47%
DOTHAN, AL (FHA|USDA|VA) 35 $6,045,000 $172,714 $2,996 3.40%
BILLINGS, MT (FHA|USDA|VA) 31 $5,955,000 $192,097 $5,119 3.56%
Statesboro, GA (FHA|USDA|VA) 30 $5,950,000 $198,333 $5,118 3.20%
WARNER ROBINS, GA (FHA|USDA|VA) 35 $5,905,000 $168,714 $4,375 3.43%
DULUTH, MN-WI (FHA|USDA|VA) 42 $5,860,000 $139,524 $4,158 3.04%
PUNTA GORDA, FL (FHA|USDA|VA) 22 $5,700,000 $259,091 $3,860 3.36%
Fort Polk South, LA (FHA|USDA|VA) 28 $5,620,000 $200,714 $4,640 3.38%
SAVANNAH, GA (FHA|USDA|VA) 23 $5,495,000 $238,913 $4,613 3.50%
Sevierville, TN (FHA|USDA|VA) 26 $5,320,000 $204,615 $4,247 3.46%
NEW BERN, NC (FHA|USDA|VA) 32 $5,100,000 $159,375 $3,364 3.52%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $5,100,000 $182,143 $5,295 3.62%
GOLDSBORO, NC (FHA|USDA|VA) 28 $5,090,000 $181,786 $5,294 3.38%
Brainerd, MN (FHA|USDA|VA) 22 $5,080,000 $230,909 $4,133 3.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 12 $4,810,000 $400,833 $7,687 3.27%
JEFFERSON CITY, MO (FHA|USDA|VA) 27 $4,745,000 $175,741 $2,405 3.23%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 27 $4,505,000 $166,852 $4,332 3.42%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 12 $4,330,000 $360,833 $5,754 3.44%
GREELEY, CO (FHA|USDA|VA) 16 $4,290,000 $268,125 $3,850 3.45%
Montrose, CO (FHA|USDA|VA) 19 $4,105,000 $216,053 $3,954 3.45%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 22 $4,050,000 $184,091 $4,298 3.29%
PANAMA CITY, FL (FHA|USDA|VA) 15 $4,015,000 $267,667 $4,063 3.42%
COLUMBIA, SC (FHA|USDA|VA) 18 $4,000,000 $222,222 $4,122 3.35%
Mount Sterling, KY (FHA|USDA|VA) 23 $3,905,000 $169,783 $2,744 3.16%
Seneca, SC (FHA|USDA|VA) 12 $3,850,000 $320,833 $3,874 3.42%
Rock Springs, WY (FHA|USDA|VA) 16 $3,850,000 $240,625 $4,427 3.48%
FORT COLLINS, CO (FHA|USDA|VA) 14 $3,780,000 $270,000 $4,355 3.56%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $3,720,000 $206,667 $4,248 3.38%
RICHMOND, VA (FHA|USDA|VA) 13 $3,705,000 $285,000 $3,773 3.22%
JACKSON, MS (FHA|USDA|VA) 19 $3,675,000 $193,421 $4,308 3.14%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 10 $3,630,000 $363,000 $4,310 3.25%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 13 $3,615,000 $278,077 $4,788 3.52%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 11 $3,605,000 $327,727 $6,137 3.51%
Centralia, WA (FHA|USDA|VA) 17 $3,565,000 $209,706 $4,539 3.71%
Crossville, TN (FHA|USDA|VA) 19 $3,455,000 $181,842 $3,007 3.39%
COLORADO SPRINGS, CO (FHA|USDA|VA) 10 $3,440,000 $344,000 $3,676 3.14%
ST. CLOUD, MN (FHA|USDA|VA) 18 $3,380,000 $187,778 $4,208 3.40%
BATON ROUGE, LA (FHA|USDA|VA) 11 $3,265,000 $296,818 $4,873 3.41%
JACKSONVILLE, FL (FHA|USDA|VA) 16 $3,250,000 $203,125 $3,683 3.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 10 $3,230,000 $323,000 $4,937 3.19%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $3,220,000 $230,000 $4,015 3.68%
Ruston, LA (FHA|USDA|VA) 13 $3,175,000 $244,231 $4,901 3.31%
WILMINGTON, NC (FHA|USDA|VA) 12 $3,160,000 $263,333 $3,550 3.52%
GAINESVILLE, GA (FHA|USDA|VA) 8 $3,000,000 $375,000 $6,269 3.45%
Washington, NC (FHA|USDA|VA) 24 $2,930,000 $122,083 $3,318 3.01%
CASPER, WY (FHA|USDA|VA) 15 $2,895,000 $193,000 $4,605 3.44%
Opelousas, LA (FHA|USDA|VA) 15 $2,825,000 $188,333 $4,161 3.36%
OCALA, FL (FHA|USDA|VA) 14 $2,810,000 $200,714 $4,489 3.51%
Atmore, AL (FHA|USDA|VA) 20 $2,780,000 $139,000 $4,182 3.38%
Cornelia, GA (FHA|USDA|VA) 12 $2,760,000 $230,000 $4,101 3.19%
Cleveland, MS (FHA|USDA|VA) 15 $2,715,000 $181,000 $3,193 3.36%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $2,705,000 $245,909 $5,085 3.24%
Greeneville, TN (FHA|USDA|VA) 17 $2,655,000 $156,176 $4,031 3.19%
Waycross, GA (FHA|USDA|VA) 15 $2,655,000 $177,000 $5,808 2.90%
Bemidji, MN (FHA|USDA|VA) 11 $2,605,000 $236,818 $3,912 3.14%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $2,570,000 $183,571 $2,791 3.65%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 7 $2,565,000 $366,429 $3,670 3.37%
London, KY (FHA|USDA|VA) 12 $2,560,000 $213,333 $2,856 3.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $2,500,000 $250,000 $4,402 3.65%
Meridian, MS (FHA|USDA|VA) 13 $2,425,000 $186,538 $3,625 3.45%
MORRISTOWN, TN (FHA|USDA|VA) 16 $2,400,000 $150,000 $3,040 3.45%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 7 $2,335,000 $333,571 $5,926 2.95%
Natchez, MS-LA (FHA|USDA|VA) 11 $2,285,000 $207,727 $4,607 3.35%
EAU CLAIRE, WI (FHA|USDA|VA) 7 $2,275,000 $325,000 $7,223 3.71%
GREAT FALLS, MT (FHA|USDA|VA) 12 $2,220,000 $185,000 $4,940 3.22%
Bogalusa, LA (FHA|USDA|VA) 10 $2,200,000 $220,000 $4,346 3.59%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 10 $2,170,000 $217,000 $4,320 3.75%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 8 $2,080,000 $260,000 $4,595 3.14%
Minot, ND (FHA|USDA|VA) 8 $2,040,000 $255,000 $4,589 3.06%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $7,174 3.28%
GREENVILLE, NC (FHA|USDA|VA) 13 $2,005,000 $154,231 $3,528 3.23%
Morehead City, NC (FHA|USDA|VA) 10 $1,980,000 $198,000 $3,589 3.48%
Lumberton, NC (FHA|USDA|VA) 12 $1,910,000 $159,167 $3,805 3.48%
HAMMOND, LA (FHA|USDA|VA) 9 $1,905,000 $211,667 $4,287 3.39%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $1,865,000 $207,222 $2,540 3.40%
Fergus Falls, MN (FHA|USDA|VA) 13 $1,845,000 $141,923 $3,476 3.27%
KANSAS CITY, MO-KS (FHA|USDA|VA) 8 $1,750,000 $218,750 $2,804 3.39%
Martin, TN (FHA|USDA|VA) 11 $1,725,000 $156,818 $3,518 3.67%
Milledgeville, GA (FHA|USDA|VA) 6 $1,720,000 $286,667 $5,279 3.08%
MOBILE, AL (FHA|USDA|VA) 10 $1,680,000 $168,000 $4,313 3.64%
ROCKY MOUNT, NC (FHA|USDA|VA) 11 $1,665,000 $151,364 $3,907 3.39%
Helena, MT (FHA|USDA|VA) 6 $1,640,000 $273,333 $5,084 3.77%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 7 $1,635,000 $233,571 $4,838 3.18%
Jefferson, GA (FHA|USDA|VA) 5 $1,635,000 $327,000 $4,812 3.33%
JOHNSON CITY, TN (FHA|USDA|VA) 8 $1,590,000 $198,750 $5,007 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,344 3.08%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5 $1,555,000 $311,000 $4,306 3.13%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3 $1,545,000 $515,000 $3,510 3.21%
Frankfort, KY (FHA|USDA|VA) 6 $1,540,000 $256,667 $3,036 3.15%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $1,525,000 $508,333 $7,922 3.00%
DECATUR, AL (FHA|USDA|VA) 7 $1,475,000 $210,714 $5,127 3.07%
GRAND FORKS, ND-MN (FHA|USDA|VA) 10 $1,470,000 $147,000 $4,247 3.55%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 7 $1,435,000 $205,000 $3,864 3.18%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,941 3.38%
McComb, MS (FHA|USDA|VA) 10 $1,400,000 $140,000 $3,779 3.32%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $1,350,000 $337,500 $3,812 3.13%
Toccoa, GA (FHA|USDA|VA) 4 $1,350,000 $337,500 $7,216 3.69%
MORGANTOWN, WV (FHA|USDA|VA) 7 $1,345,000 $192,143 $3,367 3.71%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 8 $1,340,000 $167,500 $4,353 3.78%
El Campo, TX (FHA|USDA|VA) 8 $1,320,000 $165,000 $3,801 3.63%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,755 4.19%
CHARLESTON, WV (FHA|USDA|VA) 7 $1,275,000 $182,143 $3,865 3.23%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,220,000 $305,000 $6,712 3.34%
PITTSBURGH, PA (FHA|USDA|VA) 3 $1,215,000 $405,000 $4,710 3.04%
Enterprise, AL (FHA|USDA|VA) 6 $1,190,000 $198,333 $3,204 3.37%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,113 3.07%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,473 3.22%
FARGO, ND-MN (FHA|USDA|VA) 5 $1,175,000 $235,000 $5,677 3.35%
Kinston, NC (FHA|USDA|VA) 11 $1,175,000 $106,818 $3,707 3.28%
BRUNSWICK, GA (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,473 3.66%
Thomasville, GA (FHA|USDA|VA) 7 $1,165,000 $166,429 $3,962 3.12%
Cedartown, GA (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,716 3.46%
TWIN FALLS, ID (FHA|USDA|VA) 8 $1,160,000 $145,000 $5,020 3.61%
MONROE, LA (FHA|USDA|VA) 5 $1,155,000 $231,000 $4,240 3.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $1,105,000 $1,105,000 $6,657 3.25%
LONGVIEW, WA (FHA|USDA|VA) 5 $1,105,000 $221,000 $2,898 3.45%
Jennings, LA (FHA|USDA|VA) 6 $1,100,000 $183,333 $5,269 3.60%
Sterling, CO (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,589 3.15%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $1,090,000 $272,500 $4,844 3.03%
BECKLEY, WV (FHA|USDA|VA) 6 $1,080,000 $180,000 $3,830 3.21%
Grand Rapids, MN (FHA|USDA|VA) 7 $1,075,000 $153,571 $3,439 3.32%
Lebanon, NH-VT (FHA|USDA|VA) 4 $1,070,000 $267,500 $5,286 3.34%
Grenada, MS (FHA|USDA|VA) 6 $1,040,000 $173,333 $4,688 3.38%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 5 $1,035,000 $207,000 $5,410 3.75%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 4 $1,030,000 $257,500 $3,896 3.40%
Kill Devil Hills, NC (FHA|USDA|VA) 5 $1,025,000 $205,000 $3,393 3.45%
ALEXANDRIA, LA (FHA|USDA|VA) 7 $1,025,000 $146,429 $3,967 3.25%
TUSCALOOSA, AL (FHA|USDA|VA) 4 $1,020,000 $255,000 $6,975 3.69%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 8 $1,020,000 $127,500 $3,516 3.27%
Oxford, MS (FHA|USDA|VA) 7 $1,015,000 $145,000 $3,046 3.75%
Cullman, AL (FHA|USDA|VA) 5 $995,000 $199,000 $5,204 3.48%
JACKSONVILLE, NC (FHA|USDA|VA) 4 $980,000 $245,000 $2,660 3.31%
Paducah, KY-IL (FHA|USDA|VA) 8 $980,000 $122,500 $3,172 3.86%
SALT LAKE CITY, UT (FHA|USDA|VA) 4 $980,000 $245,000 $4,563 3.41%
ST. LOUIS, MO-IL (FHA|USDA|VA) 4 $980,000 $245,000 $2,309 3.25%
ABILENE, TX (FHA|USDA|VA) 7 $975,000 $139,286 $6,121 4.09%
APPLETON, WI (FHA|USDA|VA) 4 $970,000 $242,500 $1,684 3.22%
PUEBLO, CO (FHA|USDA|VA) 3 $965,000 $321,667 $3,098 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $950,000 $475,000 $7,119 3.44%
MONTGOMERY, AL (FHA|USDA|VA) 5 $945,000 $189,000 $4,524 3.75%
ST. GEORGE, UT (FHA|USDA|VA) 4 $940,000 $235,000 $4,190 3.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $940,000 $235,000 $4,530 3.34%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 5 $935,000 $187,000 $3,467 3.67%
Rolla, MO (FHA|USDA|VA) 7 $925,000 $132,143 $4,073 2.68%
BLOOMINGTON, IN (FHA|USDA|VA) 6 $920,000 $153,333 $2,342 3.21%
Gillette, WY (FHA|USDA|VA) 3 $905,000 $301,667 $5,961 3.75%
Georgetown, SC (FHA|USDA|VA) 5 $895,000 $179,000 $3,364 3.50%
Willmar, MN (FHA|USDA|VA) 5 $885,000 $177,000 $5,184 3.73%
Heber, UT (FHA|USDA|VA) 2 $870,000 $435,000 $5,672 3.19%
DALTON, GA (FHA|USDA|VA) 5 $855,000 $171,000 $4,165 3.33%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 3 $845,000 $281,667 $4,669 3.16%
DOVER, DE (FHA|USDA|VA) 4 $840,000 $210,000 $3,163 3.72%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 3 $805,000 $268,333 $5,651 3.42%
LOUISVILLE, KY (FHA|USDA|VA) 3 $795,000 $265,000 $2,512 3.13%
Marshall, MN (FHA|USDA|VA) 6 $790,000 $131,667 $3,704 3.13%
Thomaston, GA (FHA|USDA|VA) 5 $765,000 $153,000 $3,181 3.15%
FLORENCE, SC (FHA|USDA|VA) 3 $755,000 $251,667 $5,284 2.96%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 5 $755,000 $151,000 $2,977 3.37%
ALBANY, GA (FHA|USDA|VA) 3 $755,000 $251,667 $4,850 3.25%
Forest City, NC (FHA|USDA|VA) 4 $730,000 $182,500 $2,478 3.03%
Aberdeen, WA (FHA|USDA|VA) 3 $725,000 $241,667 $5,332 3.71%
Ozark, AL (FHA|USDA|VA) 3 $715,000 $238,333 $3,507 3.21%
Greenwood, SC (FHA|USDA|VA) 2 $710,000 $355,000 $3,103 3.31%
Columbus, MS (FHA|USDA|VA) 4 $700,000 $175,000 $7,178 3.03%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $695,000 $695,000 $10,921 3.50%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 4 $690,000 $172,500 $2,764 3.19%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $660,000 $330,000 $4,267 3.50%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $655,000 $655,000 $8,181 3.13%
Port Lavaca, TX (FHA|USDA|VA) 2 $650,000 $325,000 $4,552 3.31%
Owatonna, MN (FHA|USDA|VA) 3 $625,000 $208,333 $4,638 3.38%
Zanesville, OH (FHA|USDA|VA) 2 $610,000 $305,000 $2,291 3.88%
Greenwood, MS (FHA|USDA|VA) 3 $595,000 $198,333 $3,170 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4 $590,000 $147,500 $3,569 3.25%
HATTIESBURG, MS (FHA|USDA|VA) 3 $585,000 $195,000 $4,346 2.91%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 3 $585,000 $195,000 $3,701 3.25%
Rutland, VT (FHA|USDA|VA) 3 $585,000 $195,000 $5,634 3.33%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $580,000 $290,000 $4,797 3.06%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $570,000 $285,000 $4,732 3.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $565,000 $188,333 $3,136 3.83%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $560,000 $280,000 $2,512 3.44%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $550,000 $275,000 $9,432 3.56%
VICTORIA, TX (FHA|USDA|VA) 2 $540,000 $270,000 $5,332 3.44%
Jackson, WY-ID (FHA|USDA|VA) 2 $540,000 $270,000 $5,311 3.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $540,000 $270,000 $3,523 3.06%
PROVO-OREM, UT (FHA|USDA|VA) 2 $530,000 $265,000 $4,511 2.81%
Laramie, WY (FHA|USDA|VA) 2 $530,000 $265,000 $4,646 3.50%
Shelby, NC (FHA|USDA|VA) 2 $530,000 $265,000 $7,122 2.94%
TULSA, OK (FHA|USDA|VA) 1 $515,000 $515,000 $5,176 3.63%
Athens, TX (FHA|USDA|VA) 1 $515,000 $515,000 $5,457 2.99%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $510,000 $255,000 $5,441 3.31%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $500,000 $250,000 $3,542 3.06%
Austin, MN (FHA|USDA|VA) 5 $495,000 $99,000 $3,217 3.40%
RENO, NV (FHA|USDA|VA) 1 $495,000 $495,000 $10,617 3.13%
HINESVILLE, GA (FHA|USDA|VA) 3 $485,000 $161,667 $4,894 3.13%
CHEYENNE, WY (FHA|USDA|VA) 2 $480,000 $240,000 $4,772 3.88%
CARBONDALE-MARION, IL (FHA|USDA|VA) 5 $475,000 $95,000 $2,641 3.70%
ROME, GA (FHA|USDA|VA) 2 $460,000 $230,000 $3,745 2.87%
Danville, KY (FHA|USDA|VA) 2 $460,000 $230,000 $3,418 3.06%
Emporia, KS (FHA|USDA|VA) 4 $440,000 $110,000 $1,814 4.00%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $435,000 $435,000 $2,458 3.25%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $435,000 $435,000 $2,283 3.25%
GADSDEN, AL (FHA|USDA|VA) 3 $425,000 $141,667 $2,890 3.63%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $420,000 $210,000 $3,389 4.37%
LOGAN, UT-ID (FHA|USDA|VA) 1 $405,000 $405,000 $4,216 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1 $405,000 $405,000 $2,878 3.13%
Mayfield, KY (FHA|USDA|VA) 4 $400,000 $100,000 $2,958 3.50%
Richmond-Berea, KY (FHA|USDA|VA) 2 $390,000 $195,000 $2,548 2.88%
Barre, VT (FHA|USDA|VA) 1 $385,000 $385,000 $15,745 3.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 3 $385,000 $128,333 $3,261 3.04%
Blackfoot, ID (FHA|USDA|VA) 1 $385,000 $385,000 $7,805 3.13%
POCATELLO, ID (FHA|USDA|VA) 2 $380,000 $190,000 $6,103 3.19%
Durant, OK (FHA|USDA|VA) 1 $375,000 $375,000 $5,644 3.99%
Galesburg, IL (FHA|USDA|VA) 4 $370,000 $92,500 $2,113 3.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 2 $370,000 $185,000 $6,478 3.06%
Morgan City, LA (FHA|USDA|VA) 2 $370,000 $185,000 $3,963 3.37%
North Wilkesboro, NC (FHA|USDA|VA) 1 $365,000 $365,000 $3,977 3.25%
Bozeman, MT (FHA|USDA|VA) 1 $355,000 $355,000 $7,121 2.75%
Concord, NH (FHA|USDA|VA) 1 $355,000 $355,000 $680 3.00%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $355,000 $355,000 $4,135 2.88%
Arcadia, FL (FHA|USDA|VA) 1 $355,000 $355,000 $2,373 3.00%
Maysville, KY (FHA|USDA|VA) 2 $350,000 $175,000 $2,515 3.00%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 2 $350,000 $175,000 $4,205 3.25%
BELLINGHAM, WA (FHA|USDA|VA) 1 $345,000 $345,000 $11,244 3.13%
Mountain Home, ID (FHA|USDA|VA) 2 $330,000 $165,000 $4,933 3.25%
BOULDER, CO (FHA|USDA|VA) 1 $325,000 $325,000 $2,512 3.49%
SALEM, OR (FHA|USDA|VA) 1 $325,000 $325,000 $7,294 3.63%
ANCHORAGE, AK (FHA|USDA|VA) 1 $325,000 $325,000 $3,492 3.50%
Fredericksburg, TX (FHA|USDA|VA) 1 $325,000 $325,000 $4,815 3.13%
ASHEVILLE, NC (FHA|USDA|VA) 2 $320,000 $160,000 $3,412 4.25%
Palatka, FL (FHA|USDA|VA) 2 $320,000 $160,000 $4,050 3.31%
Corinth, MS (FHA|USDA|VA) 1 $315,000 $315,000 $1,548 2.75%
Albertville, AL (FHA|USDA|VA) 3 $315,000 $105,000 $4,556 3.46%
Winona, MN (FHA|USDA|VA) 1 $305,000 $305,000 $6,313 3.25%
Bainbridge, GA (FHA|USDA|VA) 2 $300,000 $150,000 $3,397 2.94%
JACKSON, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,088 3.75%
Americus, GA (FHA|USDA|VA) 2 $300,000 $150,000 $4,455 3.06%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $295,000 $295,000 $1,850 3.63%
MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $7,259 3.50%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $295,000 $295,000 $3,436 3.13%
Shelton, WA (FHA|USDA|VA) 1 $285,000 $285,000 $2,789 3.88%
Weatherford, OK (FHA|USDA|VA) 1 $285,000 $285,000 $4,599 3.63%
Troy, AL (FHA|USDA|VA) 3 $285,000 $95,000 $4,564 3.54%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $285,000 $285,000 $6,551 3.38%
WALLA WALLA, WA (FHA|USDA|VA) 1 $285,000 $285,000 $4,860 3.38%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,954 3.38%
Fort Leonard Wood, MO (FHA|USDA|VA) 2 $280,000 $140,000 $1,204 2.94%
MADISON, WI (FHA|USDA|VA) 1 $275,000 $275,000 $12,096 3.38%
Lake City, FL (FHA|USDA|VA) 3 $275,000 $91,667 $2,565 3.71%
Farmington, MO (FHA|USDA|VA) 1 $275,000 $275,000 $3,030 3.49%
TYLER, TX (FHA|USDA|VA) 1 $275,000 $275,000 $3,499 3.25%
Clarksdale, MS (FHA|USDA|VA) 2 $270,000 $135,000 $5,659 3.81%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $260,000 $130,000 $4,454 3.69%
Corsicana, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,426 3.63%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $255,000 $255,000 $3,399 3.00%
West Point, MS (FHA|USDA|VA) 1 $255,000 $255,000 $3,382 3.25%
Paris, TN (FHA|USDA|VA) 2 $250,000 $125,000 $2,214 3.69%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $245,000 $245,000 $3,322 3.25%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $245,000 $245,000 $3,588 3.49%
ROANOKE, VA (FHA|USDA|VA) 1 $245,000 $245,000 $2,480 3.63%
Bardstown, KY (FHA|USDA|VA) 1 $245,000 $245,000 $9,021 3.13%
Alexander City, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,151 2.75%
Athens, TN (FHA|USDA|VA) 1 $245,000 $245,000 $13,242 3.50%
Jamestown, ND (FHA|USDA|VA) 2 $240,000 $120,000 $4,555 3.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $240,000 $120,000 $3,647 3.31%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,510 3.50%
SALINAS, CA (FHA|USDA|VA) 1 $235,000 $235,000 $2,460 3.25%
Pahrump, NV (FHA|USDA|VA) 1 $235,000 $235,000 $5,523 4.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 1 $235,000 $235,000 $11,709 3.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $230,000 $115,000 $3,279 3.50%
JACKSON, MI (FHA|USDA|VA) 1 $225,000 $225,000 $1,821 3.13%
Brookings, SD (FHA|USDA|VA) 1 $225,000 $225,000 $2,703 3.88%
Sweetwater, TX (FHA|USDA|VA) 1 $225,000 $225,000 $13,194 3.63%
Newberry, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,678 3.38%
New Ulm, MN (FHA|USDA|VA) 1 $215,000 $215,000 $1,146 3.38%
Searcy, AR (FHA|USDA|VA) 1 $215,000 $215,000 $3,703 2.99%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,744 3.13%
Wilson, NC (FHA|USDA|VA) 1 $205,000 $205,000 $2,727 2.63%
LAS CRUCES, NM (FHA|USDA|VA) 1 $205,000 $205,000 $5,287 2.99%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,227 3.38%
Fairmont, MN (FHA|USDA|VA) 2 $200,000 $100,000 $2,959 3.19%
Natchitoches, LA (FHA|USDA|VA) 1 $195,000 $195,000 $6,394 4.00%
Marinette, WI-MI (FHA|USDA|VA) 1 $195,000 $195,000 $2,336 2.75%
McAlester, OK (FHA|USDA|VA) 1 $195,000 $195,000 $4,571 3.50%
Mineral Wells, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,831 3.13%
Greenville, MS (FHA|USDA|VA) 1 $195,000 $195,000 $3,519 3.75%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $190,000 $95,000 $2,817 4.75%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $185,000 $185,000 $3,269 2.50%
Cambridge, MD (FHA|USDA|VA) 1 $185,000 $185,000 $3,008 3.75%
Tifton, GA (FHA|USDA|VA) 1 $185,000 $185,000 $4,152 2.88%
BOISE CITY, ID (FHA|USDA|VA) 1 $175,000 $175,000 $5,679 3.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $175,000 $175,000 $3,223 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $175,000 $175,000 $3,578 4.00%
Vicksburg, MS (FHA|USDA|VA) 1 $175,000 $175,000 $3,464 3.38%
Vernal, UT (FHA|USDA|VA) 1 $175,000 $175,000 $4,205 2.75%
YAKIMA, WA (FHA|USDA|VA) 1 $165,000 $165,000 $3,275 2.99%
Laurel, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,717 3.00%
Glasgow, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,458 3.00%
FOND DU LAC, WI (FHA|USDA|VA) 1 $165,000 $165,000 $1,689 3.38%
Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,347 3.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $155,000 $155,000 $2,343 2.99%
LYNCHBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $6,407 2.99%
Minden, LA (FHA|USDA|VA) 1 $155,000 $155,000 $3,457 3.99%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,649 3.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,061 3.63%
Orangeburg, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,754 3.38%
LAWTON, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,297 2.88%
PINE BLUFF, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,353 3.13%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $145,000 $145,000 $4,465 3.63%
Red Wing, MN (FHA|USDA|VA) 1 $135,000 $135,000 $5,136 2.50%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,144 2.75%
Campbellsville, KY (FHA|USDA|VA) 1 $125,000 $125,000 $1,971 4.00%
Bedford, IN (FHA|USDA|VA) 1 $125,000 $125,000 $4,395 3.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,214 2.63%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,384 3.99%
Dyersburg, TN (FHA|USDA|VA) 1 $105,000 $105,000 $2,869 2.88%
Fort Payne, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,020 4.88%
Boone, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,268 3.25%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $105,000 $105,000 $4,169 4.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,713 2.75%
Cordele, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,451 4.13%
Jesup, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,582 3.63%
BISMARCK, ND (FHA|USDA|VA) 1 $85,000 $85,000 $3,331 3.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $85,000 $85,000 $4,281 3.50%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,965 3.25%
Summerville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $3,782 3.00%
Albert Lea, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,227 3.88%
Madisonville, KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,297 3.88%
WHEELING, WV-OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,646 3.88%
Brenham, TX (FHA|USDA|VA) 1 $45,000 $45,000 $2,681 3.38%
Crescent Mortgage Company's top markets include Atlanta, Greenville, Myrtle Beach, Minneapolis, and Charleston among others.

Their top states include:
  • Georgia (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
  • Minnesota (FHA|USDA|VA)
  • Louisiana (FHA|USDA|VA)
  • Tennessee (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,015 $1,100,125,000 $219,367 $3,866 3.32%
    FHA 415 $76,285,000 $183,819 $6,523 3.45%
    VA 333 $85,645,000 $257,192 $5,094 3.27%
    USDA 262 $37,800,000 $144,275 $4,887 3.24%

    For 2020, Crescent Mortgage Company's most frequently originated type of loan was Conventional, with 5,015 originations. Their 2nd most popular type was FHA, with 415 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 2,810 $622,190,000 $221,420 $4,651 3.41%
    Refi 1,962 $423,710,000 $215,958 $3,508 3.15%
    Cash Out Refi 1,123 $232,185,000 $206,754 $4,104 3.37%
    Other 130 $21,770,000 $167,462 $3,943 3.53%

    For 2020, Crescent Mortgage Company's most frequently cited loan purpose was Home Purchase, with 2,810 originations. The 2nd most popular reason was Refi, with 1,962 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,500 $1,007,720,000 $223,938 $4,355 3.42%
    15 Year 1,191 $215,425,000 $180,877 $3,453 2.93%
    20 Year 227 $43,785,000 $192,885 $3,768 3.39%
    10 Year 49 $7,975,000 $162,755 $2,937 2.92%
    30+ year 35 $19,955,000 $570,143 $8,400 3.83%
    Other 23 $4,995,000 $217,174 $3,044 3.34%

    For 2020, Crescent Mortgage Company's most frequently cited loan duration was 30 Year, with 4,500 originations. The 2nd most popular length was 15 Year, with 1,191 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,098 $409,420,000 $195,148
    $<1k 1,867 $395,605,000 $211,893
    $2k-3k 1,054 $205,090,000 $194,583
    $3k-4k 572 $141,180,000 $246,818
    $4k-5k 234 $69,250,000 $295,940
    $5k+ 200 $79,310,000 $396,550

    Crescent Mortgage Company's average total fees were $4,355, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,098 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 3,826 $838,410,000 $219,135
    2.5-3% 1,683 $360,675,000 $214,305
    4-5% 329 $63,695,000 $193,602
    <2.5% 167 $34,685,000 $207,695
    5-6% 20 $2,390,000 $119,500

    During 2020, Crescent Mortgage Company's average interest rate for loans was 3.42%, while their most frequently originated rate bucket for loans was 3-4%, with 3,826 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 2,472 $370,240,000 $149,773 $3,757 3.32%
    $200k-400k 2,434 $663,480,000 $272,588 $4,578 3.30%
    $100,000 or less 691 $53,575,000 $77,533 $3,143 3.43%
    $400k-600k 397 $184,965,000 $465,907 $5,426 3.29%
    $600k-1MM 24 $18,310,000 $762,917 $9,610 3.45%
    $1MM+ 7 $9,285,000 $1,326,429 $12,352 3.71%

    2020 saw Crescent Mortgage Company place emphasis on $100k-200k loans with 2,472 originations, totaling $370,240,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 1,438 $253,950,000 $176,599 $4,079 3.36%
    $100k-150k 1,303 $325,775,000 $250,019 $4,252 3.31%
    $50k or less 1,132 $147,520,000 $130,318 $3,726 3.37%
    $75k-100k 1,126 $237,630,000 $211,039 $4,199 3.31%
    $150k-250k 686 $211,290,000 $308,003 $4,532 3.25%
    $250k+ 284 $108,300,000 $381,338 $5,090 3.28%

    Crescent Mortgage Company lent most frequently to those with incomes in the $50k-75k range, with 1,438 originations. The second most popular income band? $100k-150k, with 1,303 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,601 $328,435,000 $205,144 $3,852 3.28%
    30-36% 1,185 $254,645,000 $214,890 $4,189 3.34%
    <20% 663 $134,945,000 $203,537 $3,597 3.22%
    39% 250 $55,880,000 $223,520 $4,379 3.38%
    42% 217 $48,795,000 $224,862 $4,406 3.44%
    38% 217 $48,835,000 $225,046 $4,512 3.44%
    40% 199 $42,275,000 $212,437 $4,504 3.37%
    43% 196 $42,950,000 $219,133 $4,298 3.42%
    44% 195 $43,735,000 $224,282 $4,639 3.41%
    41% 193 $43,005,000 $222,824 $4,136 3.37%
    37% 185 $42,495,000 $229,703 $4,308 3.35%
    36% 185 $41,535,000 $224,514 $4,427 3.30%
    50-60% 127 $27,615,000 $217,441 $6,307 3.37%
    48% 122 $27,100,000 $222,131 $4,514 3.33%
    45% 121 $28,685,000 $237,066 $4,671 3.34%
    47% 118 $28,970,000 $245,508 $4,249 3.34%
    46% 99 $23,845,000 $240,859 $4,485 3.38%
    49% 96 $20,720,000 $215,833 $4,585 3.31%

    Crescent Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 1,601 originations. The next most common DTI ratio? 30-36%, with 1,185 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,241 $1,131,555,000 $215,904 $4,091 3.32%
    Not provided 422 $92,240,000 $218,578 $4,572 3.32%
    Black 245 $48,135,000 $196,469 $4,687 3.37%
    Asian 64 $16,810,000 $262,656 $5,106 3.22%
    American Indian 35 $7,135,000 $203,857 $4,200 3.25%
    Native Hawaiian or Islander 8 $1,310,000 $163,750 $4,370 4.53%
    Asian Indian 3 $805,000 $268,333 $5,235 3.13%
    Filipino 3 $635,000 $211,667 $4,700 3.04%
    2 $490,000 $245,000 $4,218 2.75%
    Other Asian 1 $455,000 $455,000 $2,735 3.38%
    Vietnamese 1 $285,000 $285,000 $3,148 2.50%

    Approval Rates

    Total approvals of all applications
    93.07%

    Crescent Mortgage Company has an average approval rate.

    Pick Rate

    Approvals leading to origination
    83.60%

    Crescent Mortgage Company has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 6,025 $1,299,855,000 $215,744

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 105 $12,175,000 $115,952
    Single Family (1-4 Units):Site-Built 5,920 $1,287,680,000 $217,514

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 298 $41,750,000 $140,101 $3,146 3.10%
    40-60% 974 $195,830,000 $201,057 $3,509 3.15%
    60-80% 2,297 $526,815,000 $229,349 $4,004 3.35%
    80-100% 2,293 $496,345,000 $216,461 $4,613 3.41%
    Over 100% 96 $22,140,000 $230,625 $7,728 3.28%
    Under 20% 10 $1,290,000 $129,000 $2,825 3.06%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    CrossCountry Mortgage LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 10 17.5%
    CrossCountry Mortgage LLC Conventional home mortgage Closing on a mortgage 10 17.5%
    CrossCountry Mortgage LLC Conventional home mortgage Struggling to pay mortgage 3 5.3%
    CrossCountry Mortgage LLC Conventional home mortgage Trouble during payment process 16 28.1%
    CrossCountry Mortgage LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 5 8.8%
    CrossCountry Mortgage LLC FHA mortgage Closing on a mortgage 5 8.8%
    CrossCountry Mortgage LLC FHA mortgage Struggling to pay mortgage 3 5.3%
    CrossCountry Mortgage LLC FHA mortgage Trouble during payment process 1 1.8%
    CrossCountry Mortgage LLC VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.8%
    CrossCountry Mortgage LLC VA mortgage Closing on a mortgage 1 1.8%
    CrossCountry Mortgage LLC VA mortgage Struggling to pay mortgage 1 1.8%
    CrossCountry Mortgage LLC VA mortgage Trouble during payment process 1 1.8%