SPARTANBURG Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Spartanburg averaged
5.74%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.49% and
one month ago for the week of 2022-04-14, the
average rate was 5.09%.
Spartanburg's average rate one year ago was 3.3%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.26%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Spartanburg 30 Year Fixed Rate | 2022-05-19 | 5.74% |
| Spartanburg 30 Year Fixed Rate Refi | 2022-05-19 | 5.26% |
| Spartanburg 15 Year Fixed Rate | 2022-05-19 | 5% |
| Spartanburg 15 Year Fixed Rate Refi | 2022-05-19 | 4.86% |
| Spartanburg 30 Year FHA | 2022-05-19 | 5.58% |
| Spartanburg 30 Year FHA Refi | 2022-05-19 | 5.43% |
| Spartanburg 30 Year USDA | 2022-05-19 | 5.3% |
| Spartanburg 30 Year USDA Refi | 2022-05-19 | 5.02% |
| Spartanburg 30 Year VA | 2022-05-19 | 5.31% |
| Spartanburg 30 Year VA Refi | 2022-05-19 | 4.98% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPARTANBURG, SC.
SPARTANBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SPARTANBURG, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPARTANBURG, SC's 301 lenders originated 15,613
loans during 2021. The total origination value was $3,340,515,000, with an average loan value of
$213,957.
The top SPARTANBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
691 loans originated. Their average total fees are
$4,651, which is $245
higher than the next largest lender,
PRIMELENDING, A PLAINSCAPITAL COMPANY.
The lowest fee SPARTANBURG lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($1,821), Wyndham Capital Mortgage, Inc. ($1,927), Alcova Mortgage LLC ($2,186), KELLER MORTGAGE, LLC ($2,655) and SHARONVIEW FEDERAL CREDIT UNION ($2,769).
The lowest rate SPARTANBURG lenders (with over 10 loans originated) are
Bank of America (2.88%), AMERISAVE MORTGAGE CORPORATION (2.89%), APEX HOME LOANS, INC. (2.95%), Countybank (2.95%) and DHI MORTGAGE COMPANY, LTD. (2.95%).
SPARTANBURG, SC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $215,815,000 | $276,060,000 | 27.9% | 8.3% |
| FREEDOM MORTGAGE CORPORATION | $93,445,000 | $115,695,000 | 23.8% | 3.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $95,165,000 | $103,430,000 | 8.7% | 3.1% |
| CALIBER HOME LOANS, INC. | $57,765,000 | $94,365,000 | 63.4% | 2.8% |
| MOVEMENT MORTGAGE, LLC | $83,315,000 | $92,305,000 | 10.8% | 2.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $85,605,000 | $87,490,000 | 2.2% | 2.6% |
| Truist Bank | $80,810,000 | $86,240,000 | 6.7% | 2.6% |
| Wells Fargo Bank | $65,000,000 | $67,990,000 | 4.6% | 2.0% |
| First-Citizens Bank & Trust Company | $78,080,000 | $67,875,000 | -13.1% | 2.0% |
| LOANDEPOT.COM, LLC | $39,720,000 | $67,020,000 | 68.7% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $55,955,000 | $64,725,000 | 15.7% | 1.9% |
| FOUNDERS FEDERAL CREDIT UNION | $45,050,000 | $63,005,000 | 39.9% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $38,955,000 | $62,910,000 | 61.5% | 1.9% |
| CBRE MULTIFAMILY CAPITAL, INC. | $61,030,000 | n/a | 1.8% | |
| First Piedmont Federal Savings and Loan Association of Gaffney | $65,145,000 | $59,955,000 | -8.0% | 1.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $32,700,000 | $57,555,000 | 76.0% | 1.7% |
| NVR Mortgage Finance, Inc. | $50,000,000 | $56,745,000 | 13.5% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $24,785,000 | $52,610,000 | 112.3% | 1.6% |
| LENDUS, LLC | $37,130,000 | $52,290,000 | 40.8% | 1.6% |
| United Fidelity Bank, fsb | $48,050,000 | n/a | 1.4% | |
| Renasant Bank | $36,875,000 | $40,240,000 | 9.1% | 1.2% |
| United Community Bank | $40,575,000 | $40,080,000 | -1.2% | 1.2% |
| Mortgage Research Center, LLC | $26,930,000 | $37,280,000 | 38.4% | 1.1% |
| Countybank | $31,970,000 | $36,335,000 | 13.7% | 1.1% |
| South State Bank | $14,790,000 | $35,750,000 | 141.7% | 1.1% |
| Southern First Bank | $26,775,000 | $31,790,000 | 18.7% | 1.0% |
| Ameris Bank | $39,195,000 | $31,385,000 | -19.9% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $20,305,000 | $31,260,000 | 54.0% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $29,590,000 | $30,845,000 | 4.2% | 0.9% |
| GUILD MORTGAGE COMPANY | $30,420,000 | $30,620,000 | 0.7% | 0.9% |
| Bank of America | $30,855,000 | $29,210,000 | -5.3% | 0.9% |
| APEX HOME LOANS, INC. | $22,505,000 | $28,205,000 | 25.3% | 0.8% |
| ACOPIA, LLC | $12,350,000 | $27,330,000 | 121.3% | 0.8% |
| Arthur State Bank | $37,070,000 | $26,915,000 | -27.4% | 0.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,930,000 | $26,890,000 | 170.8% | 0.8% |
| BROKER SOLUTIONS, INC. | $15,310,000 | $25,680,000 | 67.7% | 0.8% |
| BETTER MORTGAGE CORPORATION | $7,375,000 | $25,470,000 | 245.4% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $27,255,000 | $25,395,000 | -6.8% | 0.8% |
| Flagstar Bank, FSB | $25,400,000 | $25,245,000 | -0.6% | 0.8% |
| The Park National Bank | $54,275,000 | $24,155,000 | -55.5% | 0.7% |
| LAKEVIEW LOAN SERVICING, LLC | $15,275,000 | $22,685,000 | 48.5% | 0.7% |
| HOMESIDE FINANCIAL, LLC | $20,655,000 | $22,300,000 | 8.0% | 0.7% |
| NEWREZ LLC | $13,370,000 | $21,660,000 | 62.0% | 0.6% |
| American National Bank and Trust Company | $21,475,000 | n/a | 0.6% | |
| Arbor Realty Trust, Inc. | $1,935,000 | $21,380,000 | 1,004.9% | 0.6% |
| First Heritage Mortgage, LLC | $6,150,000 | $20,410,000 | 231.9% | 0.6% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $19,980,000 | $20,055,000 | 0.4% | 0.6% |
| ON Q FINANCIAL, INC. | $21,660,000 | $19,890,000 | -8.2% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $11,995,000 | $19,815,000 | 65.2% | 0.6% |
| Network Funding, L.P. | $13,880,000 | $19,585,000 | 41.1% | 0.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $17,020,000 | $18,890,000 | 11.0% | 0.6% |
| KELLER MORTGAGE, LLC | $21,590,000 | $18,755,000 | -13.1% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $11,370,000 | $18,690,000 | 64.4% | 0.6% |
| GUARANTEED RATE, INC. | $11,515,000 | $18,175,000 | 57.8% | 0.5% |
| SUCCESS MORTGAGE PARTNERS, INC. | $11,065,000 | $17,585,000 | 58.9% | 0.5% |
| United Bank | $665,000 | $15,710,000 | 2,262.4% | 0.5% |
| SHARONVIEW FEDERAL CREDIT UNION | $11,595,000 | $15,225,000 | 31.3% | 0.5% |
| HOME POINT FINANCIAL CORPORATION | $11,430,000 | $15,050,000 | 31.7% | 0.5% |
| STATE EMPLOYEES' | $8,085,000 | $14,320,000 | 77.1% | 0.4% |
| INSPIRE HOME LOANS INC. | $6,260,000 | $14,155,000 | 126.1% | 0.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $11,015,000 | $13,935,000 | 26.5% | 0.4% |
| RESOURCE FINANCIAL SERVICES, INC. | $12,750,000 | $13,160,000 | 3.2% | 0.4% |
| JPMorgan Chase Bank | $8,140,000 | $12,560,000 | 54.3% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $2,195,000 | $12,410,000 | 465.4% | 0.4% |
| Synovus Bank | $15,735,000 | $12,375,000 | -21.4% | 0.4% |
| CPM Federal Credit Union | $11,225,000 | $12,285,000 | 9.4% | 0.4% |
| NFM, INC. | $3,755,000 | $12,065,000 | 221.3% | 0.4% |
| Regions Bank | $7,555,000 | $11,045,000 | 46.2% | 0.3% |
| HomeTrust Bank | $9,720,000 | $11,035,000 | 13.5% | 0.3% |
| HOMESTAR FINANCIAL CORPORATION | $8,570,000 | $10,475,000 | 22.2% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $10,320,000 | n/a | 0.3% | |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $2,485,000 | $10,320,000 | 315.3% | 0.3% |
| Citizens Building and Loan, SSB | $8,870,000 | $10,205,000 | 15.1% | 0.3% |
| SUMMIT FUNDING, INC. | $3,285,000 | $10,205,000 | 210.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $7,490,000 | $9,855,000 | 31.6% | 0.3% |
| Carrington Mortgage Services, LLC | $8,385,000 | $9,570,000 | 14.1% | 0.3% |
| LIMA ONE CAPITAL, LLC | $6,545,000 | $9,435,000 | 44.2% | 0.3% |
| CRESCENT MORTGAGE COMPANY | $12,050,000 | $9,200,000 | -23.7% | 0.3% |
| First Reliance Bank | $11,745,000 | $9,170,000 | -21.9% | 0.3% |
| First Palmetto Bank | $505,000 | $8,585,000 | 1,600.0% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $4,740,000 | $8,550,000 | 80.4% | 0.3% |
| USAA Federal Savings Bank | $15,990,000 | $8,235,000 | -48.5% | 0.2% |
| MIDLAND MORTGAGE CORPORATION | $10,325,000 | $8,180,000 | -20.8% | 0.2% |
| Lakeview Community Capital, LLC | $4,640,000 | $7,955,000 | 71.4% | 0.2% |
| First Community Bank | $2,060,000 | $7,740,000 | 275.7% | 0.2% |
| InterContinental Capital Group, Inc | $1,340,000 | $7,365,000 | 449.6% | 0.2% |
| AgFirst Farm Credit Bank | $8,090,000 | $7,265,000 | -10.2% | 0.2% |
| Alcova Mortgage LLC | $1,595,000 | $7,155,000 | 348.6% | 0.2% |
| Pinnacle Bank | $7,625,000 | $7,155,000 | -6.2% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $6,195,000 | $6,865,000 | 10.8% | 0.2% |
| CAPITAL CENTER, L.L.C. | $6,820,000 | n/a | 0.2% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $6,980,000 | $6,820,000 | -2.3% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $7,480,000 | $6,730,000 | -10.0% | 0.2% |
| SOUTHWEST FUNDING, LP | $6,130,000 | $6,615,000 | 7.9% | 0.2% |
| Mortgage Network, Inc. | $2,380,000 | $6,570,000 | 176.1% | 0.2% |
| First Guaranty Mortgage Corporation | $3,730,000 | $6,555,000 | 75.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $4,095,000 | $6,400,000 | 56.3% | 0.2% |
| U.S. Bank | $11,240,000 | $6,350,000 | -43.5% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $4,810,000 | $6,205,000 | 29.0% | 0.2% |
| LOANPAL, LLC | $1,835,000 | $5,920,000 | 222.6% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,655,000 | $5,810,000 | -12.7% | 0.2% |
| FirstBank | $1,130,000 | $5,605,000 | 396.0% | 0.2% |
| RAPID MORTGAGE COMPANY | $4,000,000 | $5,375,000 | 34.4% | 0.2% |
| Equity Prime Mortgage LLC | $4,305,000 | $5,355,000 | 24.4% | 0.2% |
| TD Bank | $9,380,000 | $5,250,000 | -44.0% | 0.2% |
| GREENVILLE FEDERAL CREDIT UNION | $5,720,000 | $5,220,000 | -8.7% | 0.2% |
| PNC Bank | $3,890,000 | $5,120,000 | 31.6% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $4,830,000 | $5,090,000 | 5.4% | 0.2% |
| Blue Ridge Bank | $6,910,000 | $5,040,000 | -27.1% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $6,390,000 | $4,900,000 | -23.3% | 0.1% |
| Coastal Carolina National Bank | $1,720,000 | $4,845,000 | 181.7% | 0.1% |
| The Huntington National Bank | $4,770,000 | n/a | 0.1% | |
| NP, Inc. | $1,205,000 | $4,760,000 | 295.0% | 0.1% |
| NBKC BANK | $4,245,000 | $4,685,000 | 10.4% | 0.1% |
| EAGLE HOME MORTGAGE, LLC | $4,650,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $2,615,000 | $4,515,000 | 72.7% | 0.1% |
| UNION HOME MORTGAGE CORP. | $5,595,000 | $4,455,000 | -20.4% | 0.1% |
| TOWNE MORTGAGE COMPANY | $6,150,000 | $4,450,000 | -27.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $1,300,000 | $4,300,000 | 230.8% | 0.1% |
| S. C. TELCO | $1,400,000 | $4,050,000 | 189.3% | 0.1% |
| CAROLINA FOOTHILLS | $3,865,000 | $4,030,000 | 4.3% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,220,000 | $4,020,000 | -23.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,435,000 | $3,995,000 | 178.4% | 0.1% |
| First Federal Bank | $4,750,000 | $3,980,000 | -16.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $2,435,000 | $3,965,000 | 62.8% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $2,010,000 | $3,950,000 | 96.5% | 0.1% |
| First Horizon Bank | $5,050,000 | $3,650,000 | -27.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $735,000 | $3,610,000 | 391.2% | 0.1% |
| CLEARPATH LENDING | $5,745,000 | $3,610,000 | -37.2% | 0.1% |
| First Savings Bank | $1,990,000 | $3,525,000 | 77.1% | 0.1% |
| Ally Bank | $1,955,000 | $3,410,000 | 74.4% | 0.1% |
| Strong Home Mortgage, LLC | $1,110,000 | $3,270,000 | 194.6% | 0.1% |
| Bank of England | $2,860,000 | $3,250,000 | 13.6% | 0.1% |
| The Federal Savings Bank | $3,725,000 | $3,205,000 | -14.0% | 0.1% |
| KeyBank | $165,000 | $3,195,000 | 1,836.4% | 0.1% |
| Colten Mortgage, LLC | $1,105,000 | $3,175,000 | 187.3% | 0.1% |
| Allen Tate Mortgage Partners, LLC | $4,495,000 | $3,090,000 | -31.3% | 0.1% |
| Bank of Travelers Rest | $2,530,000 | $3,085,000 | 21.9% | 0.1% |
| Citizens Bank | $7,325,000 | $3,010,000 | -58.9% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,205,000 | $2,960,000 | 34.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,005,000 | $2,840,000 | 182.6% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $2,255,000 | $2,780,000 | 23.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $565,000 | $2,700,000 | 377.9% | 0.1% |
| Magnolia Bank | $8,080,000 | $2,535,000 | -68.6% | 0.1% |
| Dollar Bank, Federal Savings Bank | $335,000 | $2,400,000 | 616.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $3,460,000 | $2,360,000 | -31.8% | 0.1% |
| Nations Lending Corporation | $2,420,000 | $2,330,000 | -3.7% | 0.1% |
| North American Savings Bank, F.S.B. | $1,265,000 | $2,320,000 | 83.4% | 0.1% |
| Low VA Rates, LLC | $1,715,000 | $2,240,000 | 30.6% | 0.1% |
| 1ST SIGNATURE LENDING, LLC | $105,000 | $2,220,000 | 2,014.3% | 0.1% |
| GrandSouth Bank | $3,450,000 | $2,215,000 | -35.8% | 0.1% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $2,235,000 | $2,205,000 | -1.3% | 0.1% |
| CMG MORTGAGE, INC. | $4,675,000 | $2,170,000 | -53.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $2,155,000 | $2,140,000 | -0.7% | 0.1% |
| Ukrainian Federal Credit Union | $800,000 | $2,025,000 | 153.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $4,735,000 | $1,950,000 | -58.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $905,000 | $1,935,000 | 113.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $340,000 | $1,925,000 | 466.2% | 0.1% |
| Arvest Bank | $2,105,000 | $1,895,000 | -10.0% | 0.1% |
| Rock Canyon Bank | $1,875,000 | n/a | 0.1% | |
| Northpointe Bank | $3,195,000 | $1,820,000 | -43.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $375,000 | $1,800,000 | 380.0% | 0.1% |
| PHH Mortgage Corporation | $1,060,000 | $1,785,000 | 68.4% | 0.1% |
| INTERLINC MORTGAGE SERVICES, LLC | $1,255,000 | $1,750,000 | 39.4% | 0.1% |
| S. C. STATE FEDERAL CREDIT UNION | $3,635,000 | $1,750,000 | -51.9% | 0.1% |
| TJC Mortgage, Inc. | $215,000 | $1,750,000 | 714.0% | 0.1% |
| SOFI LENDING CORP. | $2,440,000 | $1,745,000 | -28.5% | 0.1% |
| Hometown Lenders, Inc. | $325,000 | $1,710,000 | 426.2% | 0.1% |
| GENEVA FINANCIAL, LLC | $2,135,000 | $1,705,000 | -20.1% | 0.1% |
| TIAA, FSB | $1,435,000 | $1,685,000 | 17.4% | 0.1% |
| The Peoples Bank | $1,280,000 | $1,570,000 | 22.7% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $155,000 | $1,525,000 | 883.9% | 0.0% |
| GoPrime Mortgage, Inc. | $1,080,000 | $1,515,000 | 40.3% | 0.0% |
| STEARNS LENDING, LLC | $3,460,000 | $1,505,000 | -56.5% | 0.0% |
| BAY EQUITY LLC | $1,325,000 | $1,500,000 | 13.2% | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $1,495,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $3,225,000 | $1,470,000 | -54.4% | 0.0% |
| Manufacturers and Traders Trust Company | $145,000 | $1,460,000 | 906.9% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,055,000 | $1,450,000 | 37.4% | 0.0% |
| Towne Bank | $1,445,000 | n/a | 0.0% | |
| Prime Choice Funding Inc. | $520,000 | $1,405,000 | 170.2% | 0.0% |
| EMBRACE HOME LOANS, INC. | $740,000 | $1,400,000 | 89.2% | 0.0% |
| PLANET HOME LENDING, LLC | $1,940,000 | $1,380,000 | -28.9% | 0.0% |
| FBC MORTGAGE, LLC | $1,410,000 | $1,360,000 | -3.5% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $1,360,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $1,315,000 | $1,345,000 | 2.3% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,325,000 | n/a | 0.0% | |
| Discover Bank | $1,065,000 | $1,315,000 | 23.5% | 0.0% |
| FAMILY FIRST FUNDING LLC | $125,000 | $1,285,000 | 928.0% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $2,075,000 | $1,280,000 | -38.3% | 0.0% |
| Hometown Equity Mortgage, LLC | $1,280,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $2,015,000 | $1,265,000 | -37.2% | 0.0% |
| American Security Mortgage Corp. | $1,880,000 | $1,245,000 | -33.8% | 0.0% |
| Truliant Federal Credit Union | $955,000 | $1,245,000 | 30.4% | 0.0% |
| Capital City Home Loans, LLC | $1,230,000 | n/a | 0.0% | |
| FINANCE OF AMERICA COMMERCIAL LLC | $850,000 | $1,230,000 | 44.7% | 0.0% |
| SPRING EQ, LLC | $570,000 | $1,215,000 | 113.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $1,205,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $1,645,000 | $1,185,000 | -28.0% | 0.0% |
| Fifth Third Bank | $1,500,000 | $1,120,000 | -25.3% | 0.0% |
| City National Bank of Florida | $1,015,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $855,000 | $1,005,000 | 17.5% | 0.0% |
| Bank OZK | $1,005,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $1,000,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $985,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $615,000 | $960,000 | 56.1% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $295,000 | $955,000 | 223.7% | 0.0% |
| ENVOY MORTGAGE, LTD | $7,250,000 | $950,000 | -86.9% | 0.0% |
| Texana Bank | $115,000 | $945,000 | 721.7% | 0.0% |
| UNITED MORTGAGE CORP. | $325,000 | $940,000 | 189.2% | 0.0% |
| South Atlantic Bank | $470,000 | $930,000 | 97.9% | 0.0% |
| CityWorth Mortgage LLC | $1,300,000 | $890,000 | -31.5% | 0.0% |
| Northwest Bank | $2,910,000 | $885,000 | -69.6% | 0.0% |
| Princeton Mortgage Corporation | $880,000 | n/a | 0.0% | |
| ARC HOME LLC | $1,390,000 | $870,000 | -37.4% | 0.0% |
| BNC National Bank | $655,000 | $855,000 | 30.5% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,110,000 | $850,000 | -23.4% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $1,015,000 | $835,000 | -17.7% | 0.0% |
| Wolfe Financial, Inc | $830,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $440,000 | $820,000 | 86.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $820,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $255,000 | $805,000 | 215.7% | 0.0% |
| Greenville Heritage Federal Credit Union | $310,000 | $790,000 | 154.8% | 0.0% |
| EASTMAN | $565,000 | $770,000 | 36.3% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $670,000 | $770,000 | 14.9% | 0.0% |
| MTC Federal Credit Union | $145,000 | $770,000 | 431.0% | 0.0% |
| Boeing Employees Credit Union | $45,000 | $765,000 | 1,600.0% | 0.0% |
| KS StateBank | $1,765,000 | $760,000 | -56.9% | 0.0% |
| OPEN MORTGAGE, LLC | $195,000 | $745,000 | 282.1% | 0.0% |
| AMERICAN ADVISORS GROUP | $1,070,000 | $730,000 | -31.8% | 0.0% |
| Prosperity Home Mortgage, LLC | $725,000 | n/a | 0.0% | |
| LENDERFI, INC. | $715,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $565,000 | $715,000 | 26.5% | 0.0% |
| Citibank | $330,000 | $710,000 | 115.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $710,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $800,000 | $695,000 | -13.1% | 0.0% |
| CORNING | $690,000 | n/a | 0.0% | |
| Gateway First Bank | $460,000 | $680,000 | 47.8% | 0.0% |
| UBS Bank USA | $575,000 | $665,000 | 15.7% | 0.0% |
| SAFE FEDERAL CREDIT UNION | $55,000 | $630,000 | 1,045.5% | 0.0% |
| Atlantic Union Bank | $625,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $625,000 | n/a | 0.0% | |
| UNITED | $150,000 | $625,000 | 316.7% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $875,000 | $615,000 | -29.7% | 0.0% |
| Capital Bank | $405,000 | $610,000 | 50.6% | 0.0% |
| RESIDENTIAL BANCORP. | $605,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $600,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $595,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $445,000 | $580,000 | 30.3% | 0.0% |
| Florida Capital Bank | $245,000 | $575,000 | 134.7% | 0.0% |
| DATA MORTGAGE, INC. | $570,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $570,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $1,655,000 | $560,000 | -66.2% | 0.0% |
| EVERETT FINANCIAL, INC. | $650,000 | $555,000 | -14.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $145,000 | $550,000 | 279.3% | 0.0% |
| Greenbox Loans, Inc. | $545,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $65,000 | $545,000 | 738.5% | 0.0% |
| Mid-Continent Funding, Inc. | $595,000 | $540,000 | -9.2% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $925,000 | $535,000 | -42.2% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $145,000 | $525,000 | 262.1% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $195,000 | $525,000 | 169.2% | 0.0% |
| UNIFY FINANCIAL Credit Union | $525,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $515,000 | n/a | 0.0% | |
| Grow Financial Federal Credit Union | $35,000 | $510,000 | 1,357.1% | 0.0% |
| The Fidelity Bank | $555,000 | $505,000 | -9.0% | 0.0% |
| SeaTrust Mortgage Company | $245,000 | $490,000 | 100.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,560,000 | $490,000 | -68.6% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $485,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $1,770,000 | $475,000 | -73.2% | 0.0% |
| Elements Financial Federal Credit Union | $475,000 | n/a | 0.0% | |
| The Bank of Missouri | $475,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $180,000 | $465,000 | 158.3% | 0.0% |
| First Republic Bank | $465,000 | n/a | 0.0% | |
| EMM LOANS LLC | $340,000 | $455,000 | 33.8% | 0.0% |
| Metro City Bank | $455,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $455,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $450,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $435,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $335,000 | $430,000 | 28.4% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $310,000 | $430,000 | 38.7% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $155,000 | $430,000 | 177.4% | 0.0% |
| Midwest Community Bank | $425,000 | n/a | 0.0% | |
| First Bank | $385,000 | $410,000 | 6.5% | 0.0% |
| Alpha Mortgage Corporation | $405,000 | n/a | 0.0% | |
| CAROLINAS TELCO FEDERAL CREDIT UNION | $535,000 | $405,000 | -24.3% | 0.0% |
| Select Bank & Trust Company | $405,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $400,000 | n/a | 0.0% | |
| SELF-HELP Credit Union | $520,000 | $400,000 | -23.1% | 0.0% |
| Community First Bank, Inc. | $685,000 | $390,000 | -43.1% | 0.0% |
| ITHINK FINANCIAL Credit Union | $390,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $385,000 | n/a | 0.0% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $125,000 | $365,000 | 192.0% | 0.0% |
| HOME TOWN FUNDING, INC. | $360,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $505,000 | $360,000 | -28.7% | 0.0% |
| Goldwater Bank, N.A. | $785,000 | $345,000 | -56.1% | 0.0% |
| Deere Employees Credit Union | $570,000 | $335,000 | -41.2% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $335,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $335,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $335,000 | n/a | 0.0% | |
| HANCOCK MORTGAGE PARTNERS, LLC | $1,020,000 | $330,000 | -67.6% | 0.0% |
| HighTechLending Inc | $330,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $325,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $325,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $320,000 | n/a | 0.0% | |
| CAROLINA ONE MORTGAGE, LLC | $95,000 | $320,000 | 236.8% | 0.0% |
| AMWEST FUNDING CORP. | $315,000 | n/a | 0.0% | |
| INB | $305,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $300,000 | n/a | 0.0% | |
| UNITED SECURITY FINANCIAL CORP | $135,000 | $300,000 | 122.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $295,000 | n/a | 0.0% | |
| First Bank | $385,000 | $295,000 | -23.4% | 0.0% |
| Home Mortgage Alliance Corp | $295,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $285,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $285,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $285,000 | n/a | 0.0% | |
| NEXERA HOLDING LLC | $285,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $275,000 | n/a | 0.0% | |
| Cf Bank | $1,035,000 | $275,000 | -73.4% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $730,000 | $275,000 | -62.3% | 0.0% |
| EVANSVILLE TEACHERS | $275,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $1,095,000 | $275,000 | -74.9% | 0.0% |
| Platinum Home Mortgage Corporation | $215,000 | $275,000 | 27.9% | 0.0% |
| Servion, Inc. | $185,000 | $270,000 | 45.9% | 0.0% |
| Axos Bank | $265,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $125,000 | $265,000 | 112.0% | 0.0% |
| Integrity Home Mortgage Corp | $265,000 | n/a | 0.0% | |
| Mutual Federal Bank | $265,000 | n/a | 0.0% | |
| Plains Commerce Bank | $295,000 | $265,000 | -10.2% | 0.0% |
| Santander Bank, N.A. | $265,000 | n/a | 0.0% | |
| SHELTER LENDING SERVICES, L.L.C. | $135,000 | $265,000 | 96.3% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $215,000 | $260,000 | 20.9% | 0.0% |
| Baxter Credit Union | $355,000 | $255,000 | -28.2% | 0.0% |
| Home State Bank | $135,000 | $255,000 | 88.9% | 0.0% |
| Bethpage Federal Credit Union | $55,000 | $245,000 | 345.5% | 0.0% |
| Family Trust Federal Credit Union | $245,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $1,205,000 | $245,000 | -79.7% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $145,000 | $240,000 | 65.5% | 0.0% |
| EagleBank | $240,000 | n/a | 0.0% | |
| First Home Bank | $205,000 | $240,000 | 17.1% | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | $235,000 | n/a | 0.0% | |
| MILEND, INC. | $235,000 | n/a | 0.0% | |
| NTFN, INC. | $115,000 | $235,000 | 104.3% | 0.0% |
| T2 FINANCIAL LLC | $235,000 | n/a | 0.0% | |
| Triumph Bank | $685,000 | $235,000 | -65.7% | 0.0% |
| UNIVERSITY LENDING GROUP, LLC | $235,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $225,000 | n/a | 0.0% | |
| GENISYS | $225,000 | n/a | 0.0% | |
| Georgia Banking Company | $225,000 | n/a | 0.0% | |
| Grand Bank for Savings, FSB | $145,000 | $225,000 | 55.2% | 0.0% |
| A&D Mortgage LLC | $215,000 | $215,000 | 0.0% | 0.0% |
| ALLIANT CREDIT UNION | $295,000 | $215,000 | -27.1% | 0.0% |
| Liberty Savings Bank, F.S.B. | $215,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $1,500,000 | $215,000 | -85.7% | 0.0% |
| TEACHERS | $215,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $75,000 | $205,000 | 173.3% | 0.0% |
| Assurance Financial Group, L.L.C. | $205,000 | $205,000 | 0.0% | 0.0% |
| Leader Bank | $205,000 | n/a | 0.0% | |
| OCMBC, INC. | $310,000 | $200,000 | -35.5% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $195,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $395,000 | $195,000 | -50.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| Ukrainian Selfreliance Federal Credit Union | $195,000 | n/a | 0.0% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Champion Credit Union | $430,000 | $185,000 | -57.0% | 0.0% |
| CITIZENS EQUITY FIRST | $185,000 | n/a | 0.0% | |
| DEEPHAVEN MORTGAGE LLC | $1,110,000 | $185,000 | -83.3% | 0.0% |
| FAY SERVICING, LLC | $105,000 | $185,000 | 76.2% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $185,000 | n/a | 0.0% | |
| Paramount Bank | $185,000 | n/a | 0.0% | |
| PIEDMONT ADVANTAGE CREDIT UNION | $95,000 | $185,000 | 94.7% | 0.0% |
| SHELTER HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $205,000 | $180,000 | -12.2% | 0.0% |
| CHAMPIONS MORTGAGE LLC | $175,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $290,000 | $175,000 | -39.7% | 0.0% |
| First National Bank of America | $95,000 | $175,000 | 84.2% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $175,000 | n/a | 0.0% | |
| Leaders Credit Union | $175,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $2,095,000 | $175,000 | -91.6% | 0.0% |
| NexBank | $175,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| Commerce Home Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| FIRST COLONY MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $460,000 | $165,000 | -64.1% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $165,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $225,000 | $155,000 | -31.1% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $155,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $155,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $25,000 | $150,000 | 500.0% | 0.0% |
| Bank of the West | $145,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $145,000 | n/a | 0.0% | |
| JET HOMELOANS, LLC | $145,000 | n/a | 0.0% | |
| KINECTA | $145,000 | n/a | 0.0% | |
| Shamrock Home Loans, Inc. | $145,000 | n/a | 0.0% | |
| NATIONWIDE EQUITIES CORPORATION | $135,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $135,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $135,000 | $125,000 | -7.4% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $425,000 | $125,000 | -70.6% | 0.0% |
| Commonwealth Bank and Trust Company | $125,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $125,000 | n/a | 0.0% | |
| Palmetto Citizens Federal Credit Union | $120,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $120,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $115,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $115,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $105,000 | $115,000 | 9.5% | 0.0% |
| REV FEDERAL CREDIT UNION | $155,000 | $115,000 | -25.8% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $115,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $390,000 | $105,000 | -73.1% | 0.0% |
| GMFS LLC | $195,000 | $105,000 | -46.2% | 0.0% |
| LENDINGONE, LLC | $105,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $370,000 | $95,000 | -74.3% | 0.0% |
| AgSouth Farm Credit, ACA | $85,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $85,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $85,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $445,000 | $75,000 | -83.1% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $75,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $2,140,000 | $75,000 | -96.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $75,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $65,000 | n/a | 0.0% | |
| Houston Federal Credit Union | $490,000 | $60,000 | -87.8% | 0.0% |
| MidFirst Bank | $55,000 | n/a | 0.0% | |
| ILLINOIS STATE CREDIT UNION | $275,000 | $35,000 | -87.3% | 0.0% |
| The Citizens Bank | $35,000 | n/a | 0.0% | |
| First National Bank of Pennsylvania | $1,850,000 | $25,000 | -98.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $90,000 | $25,000 | -72.2% | 0.0% |
SPARTANBURG's top lender by overall market share is QUICKEN LOANS, LLC, with 8.3% market share. In second place, with 3.5%, is FREEDOM MORTGAGE CORPORATION, having originated $115,695,000 in loans. In third place, with 3.1%, is PRIMELENDING, A PLAINSCAPITAL COMPANY, having originated $103,430,000 in loans. In third place, with 2.8%, is CALIBER HOME LOANS, INC., having originated $94,365,000 in loans. In third place, with 2.8%, is MOVEMENT MORTGAGE, LLC, having originated $92,305,000 in loans.
SPARTANBURG, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,416 | $1,854,070,000 | $250,009 |
| Refi | 4,762 | $893,270,000 | $187,583 |
| Cash Out Refi | 2,634 | $510,990,000 | $193,998 |
| Other | 445 | $46,635,000 | $104,798 |
| Home Improvement | 356 | $35,550,000 | $99,860 |
Spartanburg's most frequently cited loan purpose was Home Purchase, with 7,416 originations. The 2nd most popular reason was Refi, with 4,762 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 6,288 | $1,370,730,000 | $217,991 |
| 2.5-3% | 5,792 | $1,281,840,000 | $221,312 |
| <2.5% | 2,350 | $501,930,000 | $213,587 |
| 4-5% | 661 | $102,275,000 | $154,728 |
| Over 8% | 148 | $11,880,000 | $80,270 |
| 5-6% | 117 | $15,045,000 | $128,590 |
| 7-8% | 54 | $11,150,000 | $206,481 |
| 6-7% | 43 | $6,495,000 | $151,047 |
During 2021, Spartanburg's most frequently originated rate bucket was 3-4%, with 6,288 originations.
Loan Sizing (SPARTANBURG, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 7,057 | $1,079,465,000 | $152,964 |
| $200k-400k | 5,967 | $1,563,725,000 | $262,062 |
| $100,000 or less | 1,906 | $125,070,000 | $65,619 |
| $400k-600k | 573 | $265,315,000 | $463,028 |
| $600k-1000k | 67 | $49,445,000 | $737,985 |
| $Over $1MM | 43 | $257,495,000 | $5,988,256 |
SPARTANBURG's loan sizing saw the bucket of loans from $100k-200k with 7,057 originations, totaling $1,079,465,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 7,025 | $1,576,355,000 | $224,392 |
| 60-80% | 4,662 | $1,104,380,000 | $236,890 |
| 40-60% | 1,759 | $344,255,000 | $195,711 |
| 20-40% | 770 | $81,900,000 | $106,364 |
| Under 20% | 451 | $26,745,000 | $59,302 |
| Over 100% | 186 | $55,360,000 | $297,634 |
SPARTANBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 7,025 originations, totaling $1,576,355,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - SPARTANBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $216,146 (9.4%) | $292,237 (4.5%) | 0.80 | 1,709 |
| 2018-02-01 | $217,495 (8.8%) | $291,365 (3.3%) | 0.78 | 1,627 |
| 2018-03-01 | $225,000 (12.2%) | $300,180 (6.7%) | 0.78 | 1,558 |
| 2018-04-01 | $229,900 (12.2%) | $312,439 (10.5%) | 0.77 | 1,547 |
| 2018-05-01 | $227,792 (9.0%) | $307,930 (7.9%) | 0.76 | 1,656 |
| 2018-06-01 | $225,990 (5.4%) | $308,370 (6.6%) | 0.75 | 1,759 |
| 2018-07-01 | $224,945 (5.2%) | $307,848 (6.1%) | 0.75 | 1,789 |
| 2018-08-01 | $222,548 (5.0%) | $303,523 (3.8%) | 0.74 | 1,878 |
| 2018-09-01 | $221,208 (2.9%) | $303,158 (1.3%) | 0.74 | 1,912 |
| 2018-10-01 | $219,900 (1.8%) | $302,927 (-0.2%) | 0.74 | 1,955 |
| 2018-11-01 | $219,900 (2.3%) | $299,441 (0.6%) | 0.74 | 1,823 |
| 2018-12-01 | $217,900 (1.4%) | $290,934 (-1.6%) | 0.75 | 1,771 |
| 2019-01-01 | $218,775 (1.2%) | $285,870 (-2.2%) | 0.75 | 1,722 |
| 2019-02-01 | $218,075 (0.3%) | $282,885 (-2.9%) | 0.73 | 1,775 |
| 2019-03-01 | $220,186 (-2.1%) | $291,920 (-2.8%) | 0.72 | 1,768 |
| 2019-04-01 | $222,400 (-3.3%) | $302,031 (-3.3%) | 0.70 | 1,747 |
| 2019-05-01 | $225,596 (-1.0%) | $314,382 (2.1%) | 0.70 | 1,750 |
| 2019-06-01 | $229,000 (1.3%) | $322,134 (4.5%) | 0.70 | 1,774 |
| 2019-07-01 | $230,417 (2.4%) | $324,202 (5.3%) | 0.72 | 1,774 |
| 2019-08-01 | $229,796 (3.3%) | $319,437 (5.2%) | 0.72 | 1,831 |
| 2019-09-01 | $229,887 (3.9%) | $313,910 (3.6%) | 0.73 | 1,870 |
| 2019-10-01 | $229,450 (4.3%) | $312,219 (3.1%) | 0.73 | 1,932 |
| 2019-11-01 | $228,000 (3.7%) | $310,684 (3.8%) | 0.74 | 1,881 |
| 2019-12-01 | $224,950 (3.2%) | $306,519 (5.4%) | 0.75 | 1,858 |
| 2020-01-01 | $223,945 (2.4%) | $299,262 (4.7%) | 0.75 | 1,711 |
| 2020-02-01 | $225,000 (3.2%) | $306,521 (8.4%) | 0.73 | 1,598 |
| 2020-03-01 | $236,864 (7.6%) | $321,016 (10.0%) | 0.74 | 1,513 |
| 2020-04-01 | $234,470 (5.4%) | $316,180 (4.7%) | 0.73 | 1,610 |
| 2020-05-01 | $239,000 (5.9%) | $323,053 (2.8%) | 0.72 | 1,466 |
| 2020-06-01 | $249,450 (8.9%) | $344,085 (6.8%) | 0.73 | 1,270 |
| 2020-07-01 | $243,450 (5.7%) | $339,572 (4.7%) | 0.70 | 1,125 |
| 2020-08-01 | $248,641 (8.2%) | $351,018 (9.9%) | 0.71 | 1,048 |
| 2020-09-01 | $249,194 (8.4%) | $363,245 (15.7%) | 0.71 | 984 |
| 2020-10-01 | $249,120 (8.6%) | $363,398 (16.4%) | 0.71 | 960 |
| 2020-11-01 | $245,188 (7.5%) | $359,829 (15.8%) | 0.70 | 949 |
| 2020-12-01 | $239,900 (6.7%) | $344,508 (12.4%) | 0.70 | 895 |
| 2021-01-01 | $237,990 (6.3%) | $344,399 (15.1%) | 0.70 | 866 |
| 2021-02-01 | $232,856 (3.5%) | $342,837 (11.9%) | 0.67 | 795 |
| 2021-03-01 | $241,891 (2.1%) | $352,150 (9.7%) | 0.68 | 631 |
| 2021-04-01 | $243,616 (3.9%) | $344,031 (8.8%) | 0.65 | 595 |
| 2021-05-01 | $256,801 (7.5%) | $377,355 (16.8%) | 0.68 | 509 |
| 2021-06-01 | $271,593 (8.9%) | $377,377 (9.7%) | 0.71 | 517 |
| 2021-07-01 | $277,183 (13.9%) | $381,275 (12.3%) | 0.72 | 604 |
| 2021-08-01 | $267,880 (7.7%) | $361,527 (3.0%) | 0.70 | 703 |
| 2021-09-01 | $273,615 (9.8%) | $386,480 (6.4%) | 0.72 | 712 |
| 2021-10-01 | $275,240 (10.5%) | $388,886 (7.0%) | 0.72 | 694 |
| 2021-11-01 | $279,475 (14.0%) | $402,524 (11.9%) | 0.74 | 622 |
| 2021-12-01 | $276,749 (15.4%) | $383,651 (11.4%) | 0.74 | 578 |
| 2022-01-01 | $279,900 (17.6%) | $394,383 (14.5%) | 0.75 | 476 |
| 2022-02-01 | $289,556 (24.4%) | $389,029 (13.5%) | 0.74 | 435 |
| 2022-03-01 | $299,000 (23.6%) | $392,845 (11.6%) | 0.74 | 401 |
| 2022-04-01 | $300,000 (23.1%) | $410,252 (19.3%) | 0.71 | 464 |
SPARTANBURG's median listing price for 2022-04-01 was $300,000, a difference of
$56,384
(23.1%) versus the prior year and
$1,000 versus the prior month.
SPARTANBURG's median listing price comes in at 71% of the national average.
SPARTANBURG's average listing price for 2022-04-01 was $410,252, a difference of $66,221 (19.3%) versus the prior year and $17,407 versus the prior month.
For the 2022-04-01 period, SPARTANBURG had 464 MLS listings, a difference of 63 listings (16%) versus the prior month and -131 listings (-22%) versus the prior year.
SPARTANBURG's median listing price comes in at 71% of the national average.
SPARTANBURG's average listing price for 2022-04-01 was $410,252, a difference of $66,221 (19.3%) versus the prior year and $17,407 versus the prior month.
For the 2022-04-01 period, SPARTANBURG had 464 MLS listings, a difference of 63 listings (16%) versus the prior month and -131 listings (-22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SPARTANBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 97 days | 2,014 sqft |
| 2018-02-01 | 90 days | 2,002 sqft |
| 2018-03-01 | 57 days | 2,100 sqft |
| 2018-04-01 | 54 days | 2,137 sqft |
| 2018-05-01 | 56 days | 2,147 sqft |
| 2018-06-01 | 58 days | 2,165 sqft |
| 2018-07-01 | 64 days | 2,123 sqft |
| 2018-08-01 | 63 days | 2,094 sqft |
| 2018-09-01 | 70 days | 2,060 sqft |
| 2018-10-01 | 71 days | 2,006 sqft |
| 2018-11-01 | 75 days | 2,027 sqft |
| 2018-12-01 | 78 days | 2,000 sqft |
| 2019-01-01 | 91 days | 1,996 sqft |
| 2019-02-01 | 79 days | 2,002 sqft |
| 2019-03-01 | 64 days | 2,005 sqft |
| 2019-04-01 | 65 days | 2,022 sqft |
| 2019-05-01 | 64 days | 2,067 sqft |
| 2019-06-01 | 63 days | 2,111 sqft |
| 2019-07-01 | 64 days | 2,104 sqft |
| 2019-08-01 | 59 days | 2,134 sqft |
| 2019-09-01 | 61 days | 2,151 sqft |
| 2019-10-01 | 64 days | 2,082 sqft |
| 2019-11-01 | 64 days | 2,076 sqft |
| 2019-12-01 | 70 days | 2,014 sqft |
| 2020-01-01 | 79 days | 2,000 sqft |
| 2020-02-01 | 78 days | 2,003 sqft |
| 2020-03-01 | 62 days | 2,079 sqft |
| 2020-04-01 | 64 days | 2,015 sqft |
| 2020-05-01 | 71 days | 2,025 sqft |
| 2020-06-01 | 70 days | 2,104 sqft |
| 2020-07-01 | 66 days | 2,093 sqft |
| 2020-08-01 | 54 days | 2,084 sqft |
| 2020-09-01 | 50 days | 2,098 sqft |
| 2020-10-01 | 55 days | 2,043 sqft |
| 2020-11-01 | 51 days | 1,982 sqft |
| 2020-12-01 | 50 days | 1,900 sqft |
| 2021-01-01 | 56 days | 1,847 sqft |
| 2021-02-01 | 56 days | 1,815 sqft |
| 2021-03-01 | 45 days | 1,800 sqft |
| 2021-04-01 | 45 days | 1,788 sqft |
| 2021-05-01 | 43 days | 1,800 sqft |
| 2021-06-01 | 42 days | 1,863 sqft |
| 2021-07-01 | 38 days | 1,874 sqft |
| 2021-08-01 | 44 days | 1,808 sqft |
| 2021-09-01 | 45 days | 1,826 sqft |
| 2021-10-01 | 48 days | 1,850 sqft |
| 2021-11-01 | 44 days | 1,826 sqft |
| 2021-12-01 | 46 days | 1,812 sqft |
| 2022-01-01 | 56 days | 1,823 sqft |
| 2022-02-01 | 42 days | 1,812 sqft |
| 2022-03-01 | 37 days | 1,805 sqft |
| 2022-04-01 | 36 days | 1,823 sqft |
SPARTANBURG's median listing age (time on market) for 2022-04-01 was 36 days.
This
is -20%
shorter
than the same period one year ago.
SPARTANBURG's median square footage for active listings during the 2022-04-01 period was 1,823 sqft. One year prior, the average listing was 1,788 sqft.
SPARTANBURG's median square footage for active listings during the 2022-04-01 period was 1,823 sqft. One year prior, the average listing was 1,788 sqft.
