SPARTANBURG Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Spartanburg averaged
6.54%
for the week of 2025-05-22, compared to the national average of
6.86% for the same period.
The average rate for the prior week (2025-05-15) was
6.69% and
one month ago for the week of 2025-04-17, the
average rate was 6.51%.
Spartanburg's average rate one year ago was 6.8%.
For refis of the same type during the week of 2025-05-22, the average rate
was 7.27%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-22 | 6.86% |
| Spartanburg 30 Year Fixed Rate | 2025-05-22 | 6.54% |
| Spartanburg 30 Year Fixed Rate Refi | 2025-05-22 | 7.27% |
| Spartanburg 15 Year Fixed Rate | 2025-05-22 | 6.05% |
| Spartanburg 15 Year Fixed Rate Refi | 2025-05-22 | 6.61% |
| Spartanburg 30 Year FHA | 2025-05-22 | 6.37% |
| Spartanburg 30 Year FHA Refi | 2025-05-22 | 6.34% |
| Spartanburg 30 Year USDA | 2025-05-22 | 5.71% |
| Spartanburg 30 Year USDA Refi | 2025-05-22 | 6.63% |
| Spartanburg 30 Year VA | 2025-05-22 | 6.21% |
| Spartanburg 30 Year VA Refi | 2025-05-22 | 5.93% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SPARTANBURG, SC.
SPARTANBURG Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPARTANBURG, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPARTANBURG Average Closing Costs & Other Stats
SPARTANBURG, SC's 234 lenders originated 9,098
loans during 2024. The total origination value was $2,196,420,000, with an average loan value of
$241,418.
SPARTANBURG's average closing costs are $5,734.
The top SPARTANBURG lender as defined by loan originations is QUICKEN LOANS, LLC, with
270 loans originated. Their average total fees are
$6,550, which is $1,742
higher than the next largest lender,
NVR Mortgage Finance, Inc..
The lowest fee SPARTANBURG lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,039), FOUNDERS FEDERAL CREDIT UNION ($3,515), Countybank ($3,987), First Reliance Bank ($4,462) and Bank of America ($4,464).
The lowest rate SPARTANBURG lenders (with over 10 loans originated) are
CAROLINA FOOTHILLS (4.68%), LOANDEPOT.COM, LLC (5.43%), DHI MORTGAGE COMPANY, LTD. (5.75%), CPM Federal Credit Union (5.85%) and FBC MORTGAGE, LLC (6.04%).
SPARTANBURG, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | $100,725,000 | $138,340,000 | 37.3% | 6.3% |
| QUICKEN LOANS, LLC | $91,310,000 | $116,040,000 | 27.1% | 5.3% |
| NVR Mortgage Finance, Inc. | $93,680,000 | $106,865,000 | 14.1% | 4.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $62,915,000 | $92,720,000 | 47.4% | 4.2% |
| LOANDEPOT.COM, LLC | $48,010,000 | $76,175,000 | 58.7% | 3.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $63,080,000 | $60,340,000 | -4.3% | 2.7% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $21,430,000 | $54,480,000 | 154.2% | 2.5% |
| First-Citizens Bank & Trust Company | $45,180,000 | $45,455,000 | 0.6% | 2.1% |
| MOVEMENT MORTGAGE, LLC | $52,950,000 | $45,005,000 | -15.0% | 2.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $37,940,000 | $42,645,000 | 12.4% | 1.9% |
| Mortgage Research Center, LLC | $33,485,000 | $40,700,000 | 21.5% | 1.9% |
| FOUNDERS FEDERAL CREDIT UNION | $40,300,000 | $37,750,000 | -6.3% | 1.7% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $31,675,000 | n/a | 1.4% | |
| Truist | $25,060,000 | $31,665,000 | 26.4% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $16,915,000 | $30,735,000 | 81.7% | 1.4% |
| FBC MORTGAGE, LLC | $4,195,000 | $29,885,000 | 612.4% | 1.4% |
| First Heritage Mortgage, LLC | $13,415,000 | $28,960,000 | 115.9% | 1.3% |
| The Loan Store, Inc. | $2,395,000 | $28,420,000 | 1,086.6% | 1.3% |
| First Piedmont Federal Savings and Loan Association of Gaffney | $85,485,000 | $28,295,000 | -66.9% | 1.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,745,000 | $27,700,000 | 7.6% | 1.3% |
| ACOPIA, LLC | $11,015,000 | $26,190,000 | 137.8% | 1.2% |
| South State Bank | $53,405,000 | $23,440,000 | -56.1% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $13,050,000 | $22,935,000 | 75.7% | 1.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $11,285,000 | $21,960,000 | 94.6% | 1.0% |
| EAGLE HOME MORTGAGE, LLC | $10,680,000 | $21,720,000 | 103.4% | 1.0% |
| United Community Bank | $13,485,000 | $21,055,000 | 56.1% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $23,385,000 | $19,815,000 | -15.3% | 0.9% |
| JPMorgan Chase Bank | $6,025,000 | $19,255,000 | 219.6% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $16,375,000 | $19,255,000 | 17.6% | 0.9% |
| The Fidelity Bank | $3,270,000 | $19,235,000 | 488.2% | 0.9% |
| HOMESIDE FINANCIAL, LLC | $14,500,000 | $18,800,000 | 29.7% | 0.9% |
| Flagstar Bank, FSB | $12,030,000 | $17,485,000 | 45.3% | 0.8% |
| Arbor Realty Trust, Inc. | $42,990,000 | $15,890,000 | -63.0% | 0.7% |
| Sierra Pacific Mortgage Company, Inc. | $30,915,000 | $15,885,000 | -48.6% | 0.7% |
| BERKELEY POINT CAPITAL LLC | $15,785,000 | n/a | 0.7% | |
| American Mortgage & Equity Consultants, Inc. | $22,425,000 | $15,775,000 | -29.7% | 0.7% |
| First Community Bank | $13,525,000 | $15,130,000 | 11.9% | 0.7% |
| GUILD MORTGAGE COMPANY | $11,190,000 | $14,775,000 | 32.0% | 0.7% |
| Southern First Bank | $14,850,000 | $14,740,000 | -0.7% | 0.7% |
| The Park National Bank | $13,715,000 | $14,605,000 | 6.5% | 0.7% |
| Bank of America | $15,755,000 | $14,275,000 | -9.4% | 0.6% |
| Ameris Bank | $10,880,000 | $14,265,000 | 31.1% | 0.6% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $14,105,000 | n/a | 0.6% | |
| CPM Federal Credit Union | $9,255,000 | $13,730,000 | 48.4% | 0.6% |
| CBRE MULTIFAMILY CAPITAL, INC. | $13,015,000 | n/a | 0.6% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $8,660,000 | $12,095,000 | 39.7% | 0.6% |
| GSF Mortgage Corporation | $7,890,000 | $11,765,000 | 49.1% | 0.5% |
| INSPIRE HOME LOANS INC. | $5,565,000 | $11,520,000 | 107.0% | 0.5% |
| Renasant Bank | $13,325,000 | $11,490,000 | -13.8% | 0.5% |
| BROKER SOLUTIONS, INC. | $12,875,000 | $11,130,000 | -13.6% | 0.5% |
| NEWREZ LLC | $7,550,000 | $11,015,000 | 45.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $11,075,000 | $9,865,000 | -10.9% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $6,075,000 | $9,535,000 | 57.0% | 0.4% |
| Wells Fargo Bank | $11,440,000 | $9,420,000 | -17.7% | 0.4% |
| STATE EMPLOYEES' | $11,460,000 | $9,315,000 | -18.7% | 0.4% |
| Countybank | $9,625,000 | $9,265,000 | -3.7% | 0.4% |
| T2 FINANCIAL LLC | $9,210,000 | n/a | 0.4% | |
| GUARANTEED RATE, INC. | $10,360,000 | $9,050,000 | -12.6% | 0.4% |
| Network Funding, L.P. | $4,080,000 | $8,900,000 | 118.1% | 0.4% |
| Citizens Building and Loan, SSB | $5,895,000 | $8,860,000 | 50.3% | 0.4% |
| COLLIERS MORTGAGE LLC | $8,855,000 | n/a | 0.4% | |
| Fifth Third Bank | $2,110,000 | $8,470,000 | 301.4% | 0.4% |
| First National Bank of Pennsylvania | $1,145,000 | $8,455,000 | 638.4% | 0.4% |
| Arthur State Bank | $6,735,000 | $8,135,000 | 20.8% | 0.4% |
| Bank of Travelers Rest | $2,050,000 | $7,785,000 | 279.8% | 0.4% |
| CMG MORTGAGE, INC. | $3,540,000 | $7,770,000 | 119.5% | 0.4% |
| Atlantic Coast Mortgage, LLC | $3,350,000 | $6,810,000 | 103.3% | 0.3% |
| First Reliance Bank | $7,275,000 | $6,610,000 | -9.1% | 0.3% |
| JET HOMELOANS, LLC | $6,240,000 | n/a | 0.3% | |
| S. C. TELCO | $7,300,000 | $6,135,000 | -16.0% | 0.3% |
| United Bank | $2,450,000 | $6,020,000 | 145.7% | 0.3% |
| CARDINAL FINANCIAL | $12,140,000 | $5,845,000 | -51.9% | 0.3% |
| PNC Bank | $5,940,000 | $5,480,000 | -7.7% | 0.2% |
| TD Bank | $8,730,000 | $5,475,000 | -37.3% | 0.2% |
| NFM, INC. | $6,375,000 | $5,390,000 | -15.5% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $3,925,000 | $5,300,000 | 35.0% | 0.2% |
| AgFirst Farm Credit Bank | $2,680,000 | $5,285,000 | 97.2% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $11,525,000 | $5,225,000 | -54.7% | 0.2% |
| USAA Federal Savings Bank | $4,410,000 | $5,105,000 | 15.8% | 0.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $3,070,000 | $4,970,000 | 61.9% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $2,820,000 | $4,940,000 | 75.2% | 0.2% |
| U.S. Bank | $2,195,000 | $4,890,000 | 122.8% | 0.2% |
| S. C. STATE FEDERAL CREDIT UNION | $4,305,000 | $4,750,000 | 10.3% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,860,000 | $4,585,000 | 146.5% | 0.2% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $175,000 | $4,495,000 | 2,468.6% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $855,000 | $4,410,000 | 415.8% | 0.2% |
| DELMAR FINANCIAL COMPANY | $2,035,000 | $4,400,000 | 116.2% | 0.2% |
| American Security Mortgage Corp. | $2,880,000 | $4,375,000 | 51.9% | 0.2% |
| ON Q FINANCIAL, INC. | $9,060,000 | $4,365,000 | -51.8% | 0.2% |
| LIMA ONE CAPITAL, LLC | $2,705,000 | $4,320,000 | 59.7% | 0.2% |
| RESOURCE FINANCIAL SERVICES, INC. | $5,600,000 | $4,305,000 | -23.1% | 0.2% |
| Truliant Federal Credit Union | $3,425,000 | $4,275,000 | 24.8% | 0.2% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,855,000 | $4,235,000 | 128.3% | 0.2% |
| Woodruff Federal Savings and Loan Association | $4,765,000 | $4,180,000 | -12.3% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $3,055,000 | $4,150,000 | 35.8% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $6,255,000 | $4,040,000 | -35.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $3,745,000 | $3,990,000 | 6.5% | 0.2% |
| Hometown Equity Mortgage, LLC | $3,900,000 | n/a | 0.2% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,530,000 | $3,885,000 | 53.6% | 0.2% |
| Regions Bank | $4,955,000 | $3,815,000 | -23.0% | 0.2% |
| Carrington Mortgage Services, LLC | $2,955,000 | $3,795,000 | 28.4% | 0.2% |
| Discover Bank | $3,695,000 | $3,695,000 | 0.0% | 0.2% |
| SOUTHWEST FUNDING, LP | $3,685,000 | n/a | 0.2% | |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $6,595,000 | $3,490,000 | -47.1% | 0.2% |
| UNION HOME MORTGAGE CORP. | $5,005,000 | $3,405,000 | -32.0% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,605,000 | $3,365,000 | 109.7% | 0.2% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,970,000 | $3,330,000 | -16.1% | 0.2% |
| First Horizon Bank | $3,875,000 | $3,215,000 | -17.0% | 0.1% |
| Equity Prime Mortgage LLC | $2,410,000 | $3,155,000 | 30.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $1,100,000 | $3,155,000 | 186.8% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $3,115,000 | $3,095,000 | -0.6% | 0.1% |
| Morgan Stanley Private Bank | $2,020,000 | $3,030,000 | 50.0% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $1,860,000 | $3,025,000 | 62.6% | 0.1% |
| Dollar Bank, Federal Savings Bank | $2,510,000 | $2,945,000 | 17.3% | 0.1% |
| LOANPAL, LLC | $2,210,000 | $2,890,000 | 30.8% | 0.1% |
| Cedar Rapids Bank and Trust Company | $2,835,000 | n/a | 0.1% | |
| NBKC BANK | $3,035,000 | $2,795,000 | -7.9% | 0.1% |
| HomeTrust Bank | $5,440,000 | $2,720,000 | -50.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $4,125,000 | $2,710,000 | -34.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,095,000 | $2,710,000 | 29.4% | 0.1% |
| Presidential Bank, FSB | $2,185,000 | $2,645,000 | 21.1% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,295,000 | $2,635,000 | 103.5% | 0.1% |
| CAROLINA FOOTHILLS | $720,000 | $2,625,000 | 264.6% | 0.1% |
| Raymond James Bank | $355,000 | $2,605,000 | 633.8% | 0.1% |
| Mortgage Assurance Inc. | $1,670,000 | $2,570,000 | 53.9% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $44,155,000 | $2,555,000 | -94.2% | 0.1% |
| Princeton Mortgage Corporation | $1,475,000 | $2,480,000 | 68.1% | 0.1% |
| Lakeview Community Capital, LLC | $880,000 | $2,460,000 | 179.5% | 0.1% |
| PREMIA MORTGAGE, LLC | $510,000 | $2,440,000 | 378.4% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $600,000 | $2,330,000 | 288.3% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $320,000 | $2,275,000 | 610.9% | 0.1% |
| First Federal Bank | $2,375,000 | $2,200,000 | -7.4% | 0.1% |
| Alcova Mortgage LLC | $2,755,000 | $2,145,000 | -22.1% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,745,000 | $2,140,000 | 22.6% | 0.1% |
| SHARONVIEW FEDERAL CREDIT UNION | $2,135,000 | n/a | 0.1% | |
| PULTE MORTGAGE LLC | $2,130,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $2,445,000 | $2,055,000 | -16.0% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,370,000 | $2,025,000 | 47.8% | 0.1% |
| Coastal Carolina National Bank | $730,000 | $1,950,000 | 167.1% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $3,160,000 | $1,935,000 | -38.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,445,000 | $1,935,000 | 33.9% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,175,000 | $1,905,000 | -12.4% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,105,000 | $1,905,000 | -9.5% | 0.1% |
| Shore United Bank | $1,905,000 | n/a | 0.1% | |
| OCMBC, INC. | $830,000 | $1,895,000 | 128.3% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $465,000 | $1,885,000 | 305.4% | 0.1% |
| CRESCENT MORTGAGE COMPANY | $8,110,000 | $1,875,000 | -76.9% | 0.1% |
| Figure Lending LLC | $645,000 | $1,865,000 | 189.1% | 0.1% |
| The Federal Savings Bank | $875,000 | $1,850,000 | 111.4% | 0.1% |
| Plains Commerce Bank | $1,945,000 | $1,845,000 | -5.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,745,000 | $1,830,000 | 4.9% | 0.1% |
| First Palmetto Bank | $2,365,000 | $1,725,000 | -27.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,170,000 | $1,685,000 | 44.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $610,000 | $1,670,000 | 173.8% | 0.1% |
| NexBank | $285,000 | $1,660,000 | 482.5% | 0.1% |
| EVANSVILLE TEACHERS | $1,640,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $2,355,000 | $1,640,000 | -30.4% | 0.1% |
| SWBC MORTGAGE CORPORATION | $425,000 | $1,640,000 | 285.9% | 0.1% |
| Pinnacle Bank | $5,755,000 | $1,635,000 | -71.6% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,615,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $785,000 | $1,610,000 | 105.1% | 0.1% |
| Waterstone Mortgage Corporation | $1,055,000 | $1,605,000 | 52.1% | 0.1% |
| Magnolia Bank | $1,220,000 | $1,500,000 | 23.0% | 0.1% |
| BMO Harris Bank | $695,000 | $1,495,000 | 115.1% | 0.1% |
| NEXERA HOLDING LLC | $305,000 | $1,495,000 | 390.2% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,365,000 | n/a | 0.1% | |
| First National Bank of America | $165,000 | $1,345,000 | 715.2% | 0.1% |
| Synovus Bank | $21,570,000 | $1,340,000 | -93.8% | 0.1% |
| LENDSURE MORTGAGE CORP. | $195,000 | $1,290,000 | 561.5% | 0.1% |
| Ally Bank | $980,000 | $1,280,000 | 30.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $340,000 | $1,275,000 | 275.0% | 0.1% |
| Citizens Bank | $2,400,000 | $1,245,000 | -48.1% | 0.1% |
| NATION ONE MORTGAGE CORPORATION | $650,000 | $1,225,000 | 88.5% | 0.1% |
| SUMMIT FUNDING, INC. | $1,635,000 | $1,215,000 | -25.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,010,000 | $1,205,000 | 19.3% | 0.1% |
| CLEARPATH LENDING | $725,000 | $1,160,000 | 60.0% | 0.1% |
| Northpointe Bank | $1,460,000 | $1,150,000 | -21.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $420,000 | $1,145,000 | 172.6% | 0.1% |
| M&T Bank | $585,000 | $1,140,000 | 94.9% | 0.1% |
| MICHIGAN MUTUAL, INC. | $1,855,000 | $1,130,000 | -39.1% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $605,000 | $1,125,000 | 86.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,940,000 | $1,125,000 | -42.0% | 0.1% |
| GERSHMAN INVESTMENT CORP. | $1,110,000 | n/a | 0.1% | |
| Keystone Funding, Inc. | $295,000 | $1,100,000 | 272.9% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $215,000 | $1,095,000 | 409.3% | 0.0% |
| GMFS LLC | $1,370,000 | $1,080,000 | -21.2% | 0.0% |
| BAY EQUITY LLC | $3,250,000 | $1,075,000 | -66.9% | 0.0% |
| Southern Bank | $1,365,000 | $1,070,000 | -21.6% | 0.0% |
| Ukrainian Federal Credit Union | $1,585,000 | $1,070,000 | -32.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $490,000 | $1,050,000 | 114.3% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $1,375,000 | $1,045,000 | -24.0% | 0.0% |
| Armed Forces Bank | $1,010,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $840,000 | $985,000 | 17.3% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $365,000 | $980,000 | 168.5% | 0.0% |
| BancorpSouth | $970,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $775,000 | $970,000 | 25.2% | 0.0% |
| MTC Federal Credit Union | $1,285,000 | $970,000 | -24.5% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $945,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $915,000 | n/a | 0.0% | |
| EASTMAN | $40,505,000 | $910,000 | -97.8% | 0.0% |
| Farmers Bank & Trust | $905,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $640,000 | $905,000 | 41.4% | 0.0% |
| RESIDENTIAL BANCORP | $635,000 | $880,000 | 38.6% | 0.0% |
| CAPITAL CENTER, L.L.C. | $245,000 | $870,000 | 255.1% | 0.0% |
| CANOPY MORTGAGE, LLC | $860,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $185,000 | $860,000 | 364.9% | 0.0% |
| UNITED | $1,165,000 | $860,000 | -26.2% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $620,000 | $855,000 | 37.9% | 0.0% |
| V.I.P. MORTGAGE, INC. | $95,000 | $845,000 | 789.5% | 0.0% |
| MILEND, INC. | $790,000 | $840,000 | 6.3% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $1,250,000 | $830,000 | -33.6% | 0.0% |
| Towne Bank | $325,000 | $830,000 | 155.4% | 0.0% |
| Citadel Servicing Corporation | $1,140,000 | $825,000 | -27.6% | 0.0% |
| Integrity Home Mortgage Corp | $285,000 | $790,000 | 177.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,240,000 | $775,000 | -76.1% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $610,000 | $770,000 | 26.2% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $765,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $470,000 | $760,000 | 61.7% | 0.0% |
| Commerce Bank | $755,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $115,000 | $740,000 | 543.5% | 0.0% |
| TOWER | $710,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $645,000 | $700,000 | 8.5% | 0.0% |
| Blue Ridge Bank | $975,000 | $690,000 | -29.2% | 0.0% |
| Cornerstone First Mortgage, Inc | $690,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $690,000 | n/a | 0.0% | |
| GREENVILLE FEDERAL CREDIT UNION | $5,520,000 | $685,000 | -87.6% | 0.0% |
| A&D Mortgage LLC | $225,000 | $625,000 | 177.8% | 0.0% |
| Toyota Financial Savings Bank | $625,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $470,000 | $610,000 | 29.8% | 0.0% |
| Ixonia Bank | $235,000 | $595,000 | 153.2% | 0.0% |
| ROSS MORTGAGE CORPORATION | $595,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $280,000 | $590,000 | 110.7% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $585,000 | n/a | 0.0% | |
| HOME TOWN FUNDING, INC. | $165,000 | $580,000 | 251.5% | 0.0% |
| Wolfe Financial, Inc | $575,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $565,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $345,000 | $555,000 | 60.9% | 0.0% |
| Trustmark National Bank | $555,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $550,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $545,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $1,130,000 | $540,000 | -52.2% | 0.0% |
| Bethpage Federal Credit Union | $285,000 | $520,000 | 82.5% | 0.0% |
| GEORGIA'S OWN | $520,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $670,000 | $510,000 | -23.9% | 0.0% |
| CORNING | $505,000 | n/a | 0.0% | |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $495,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $1,055,000 | $490,000 | -53.6% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $480,000 | n/a | 0.0% | |
| Prosperity Home Mortgage, LLC | $915,000 | $480,000 | -47.5% | 0.0% |
| DIGITAL Federal Credit Union | $465,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $460,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $435,000 | $455,000 | 4.6% | 0.0% |
| Stifel Bank and Trust | $45,000 | $450,000 | 900.0% | 0.0% |
| SAFE FEDERAL CREDIT UNION | $555,000 | $445,000 | -19.8% | 0.0% |
| SeaTrust Mortgage Company | $215,000 | $440,000 | 104.7% | 0.0% |
| The Huntington National Bank | $2,455,000 | $435,000 | -82.3% | 0.0% |
| University Bank | $435,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $430,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $245,000 | $425,000 | 73.5% | 0.0% |
| American Airlines Federal Credit Union | $55,000 | $385,000 | 600.0% | 0.0% |
| Charles Schwab Bank, SSB | $385,000 | n/a | 0.0% | |
| Boeing Employees Credit Union | $180,000 | $380,000 | 111.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $480,000 | $375,000 | -21.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $375,000 | n/a | 0.0% | |
| S1L, Inc. | $375,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $55,000 | $365,000 | 563.6% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $840,000 | $360,000 | -57.1% | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | $215,000 | $355,000 | 65.1% | 0.0% |
| Uwharrie Bank | $445,000 | $345,000 | -22.5% | 0.0% |
| LENDINGONE, LLC | $2,395,000 | $330,000 | -86.2% | 0.0% |
| Concordia Bank and Trust Company | $325,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $985,000 | $325,000 | -67.0% | 0.0% |
| Summit Mortgage Corporation | $325,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $725,000 | $310,000 | -57.2% | 0.0% |
| Bank of England | $275,000 | $295,000 | 7.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $225,000 | $295,000 | 31.1% | 0.0% |
| First United Bank and Trust Company | $285,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $285,000 | n/a | 0.0% | |
| Texana Bank | $285,000 | n/a | 0.0% | |
| The Bank of South Carolina | $285,000 | n/a | 0.0% | |
| The Peoples Bank | $515,000 | $285,000 | -44.7% | 0.0% |
| Arvest Bank | $275,000 | n/a | 0.0% | |
| GUARANTEED RATE AFFINITY, LLC | $225,000 | $275,000 | 22.2% | 0.0% |
| Home Mortgage Alliance Corp | $275,000 | n/a | 0.0% | |
| MASON MCDUFFIE MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $275,000 | n/a | 0.0% | |
| SENTE MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| ARC HOME LLC | $265,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $255,000 | $265,000 | 3.9% | 0.0% |
| EMM LOANS LLC | $850,000 | $265,000 | -68.8% | 0.0% |
| LADERA LENDING, INC. | $195,000 | $260,000 | 33.3% | 0.0% |
| UNITED MORTGAGE CORP | $260,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| UIF CORPORATION | $255,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $245,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $245,000 | n/a | 0.0% | |
| Old National Bank | $245,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $240,000 | n/a | 0.0% | |
| ADVANCIAL | $235,000 | n/a | 0.0% | |
| Loan Simple, Inc. | $235,000 | n/a | 0.0% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $595,000 | $235,000 | -60.5% | 0.0% |
| ALLIANT CREDIT UNION | $225,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $225,000 | n/a | 0.0% | |
| NP, Inc. | $225,000 | n/a | 0.0% | |
| ServisFirst Bank | $225,000 | n/a | 0.0% | |
| Brighton Bank | $215,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $165,000 | $215,000 | 30.3% | 0.0% |
| Secured Investment Corp. | $215,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $215,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $210,000 | n/a | 0.0% | |
| First Savings Bank | $520,000 | $205,000 | -60.6% | 0.0% |
| HARTFORD FUNDING, LTD. | $205,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $205,000 | n/a | 0.0% | |
| Nations Lending Corporation | $2,390,000 | $205,000 | -91.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $25,000 | $205,000 | 720.0% | 0.0% |
| COMMUNITYAMERICA | $195,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $195,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $195,000 | n/a | 0.0% | |
| ONY GLO, INC. | $195,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $920,000 | $185,000 | -79.9% | 0.0% |
| RAPID MORTGAGE COMPANY | $1,045,000 | $185,000 | -82.3% | 0.0% |
| COASTAL Federal Credit Union | $240,000 | $175,000 | -27.1% | 0.0% |
| East Coast Capital Corp. | $175,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $175,000 | n/a | 0.0% | |
| OMNI Community Credit Union | $175,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $175,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $120,000 | $165,000 | 37.5% | 0.0% |
| Victorian Finance, LLC | $165,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $290,000 | $155,000 | -46.6% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $135,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $135,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $135,000 | n/a | 0.0% | |
| Bank of Springfield | $125,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $125,000 | n/a | 0.0% | |
| Greenville Heritage Federal Credit Union | $145,000 | $120,000 | -17.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,535,000 | $115,000 | -92.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $675,000 | $105,000 | -84.4% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $735,000 | $95,000 | -87.1% | 0.0% |
| Palmetto Citizens Federal Credit Union | $410,000 | $95,000 | -76.8% | 0.0% |
| Sandy Spring Bank | $95,000 | n/a | 0.0% | |
| LATINO COMMUNITY CREDIT UNION | $85,000 | n/a | 0.0% | |
| Family Trust Federal Credit Union | $75,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $75,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $410,000 | $75,000 | -81.7% | 0.0% |
| CSL Financial, LLC | $55,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $35,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $50,000 | $35,000 | -30.0% | 0.0% |
SPARTANBURG's top lender by overall market share is DHI MORTGAGE COMPANY, LTD., with 6.3% market share. In second place, with 5.3%, is QUICKEN LOANS, LLC, having originated $116,040,000 in loans. In third place, with 4.9%, is NVR Mortgage Finance, Inc., having originated $106,865,000 in loans. In fourth place, with 4.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $92,720,000 in loans. In fifth place, with 3.5%, is LOANDEPOT.COM, LLC, having originated $76,175,000 in loans.
SPARTANBURG Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SPARTANBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $208,800 (12.9%) | $247,077 (7.5%) | 0.77 | 1,216 |
| 2018-02-01 | $209,411 (10.3%) | $247,955 (5.4%) | 0.76 | 1,182 |
| 2018-03-01 | $215,990 (13.8%) | $257,984 (10.0%) | 0.76 | 1,153 |
| 2018-04-01 | $221,795 (15.6%) | $267,118 (14.0%) | 0.75 | 1,126 |
| 2018-05-01 | $222,245 (14.6%) | $269,101 (14.2%) | 0.74 | 1,207 |
| 2018-06-01 | $221,804 (11.5%) | $269,506 (11.5%) | 0.74 | 1,293 |
| 2018-07-01 | $219,634 (8.7%) | $268,670 (8.9%) | 0.73 | 1,330 |
| 2018-08-01 | $217,815 (7.4%) | $267,300 (9.0%) | 0.73 | 1,377 |
| 2018-09-01 | $214,775 (4.8%) | $264,498 (6.3%) | 0.72 | 1,374 |
| 2018-10-01 | $209,450 (0.3%) | $259,654 (2.1%) | 0.71 | 1,419 |
| 2018-11-01 | $211,680 (2.5%) | $258,919 (3.5%) | 0.72 | 1,361 |
| 2018-12-01 | $211,772 (2.4%) | $253,582 (2.0%) | 0.73 | 1,317 |
| 2019-01-01 | $214,098 (2.5%) | $259,849 (5.2%) | 0.74 | 1,288 |
| 2019-02-01 | $213,950 (2.2%) | $259,293 (4.6%) | 0.72 | 1,337 |
| 2019-03-01 | $217,698 (0.8%) | $304,117 (17.9%) | 0.71 | 1,317 |
| 2019-04-01 | $220,639 (-0.5%) | $313,475 (17.4%) | 0.70 | 1,275 |
| 2019-05-01 | $223,400 (0.5%) | $285,981 (6.3%) | 0.70 | 1,270 |
| 2019-06-01 | $225,000 (1.4%) | $290,298 (7.7%) | 0.70 | 1,287 |
| 2019-07-01 | $225,000 (2.4%) | $289,703 (7.8%) | 0.70 | 1,279 |
| 2019-08-01 | $224,999 (3.3%) | $287,341 (7.5%) | 0.71 | 1,341 |
| 2019-09-01 | $224,997 (4.8%) | $284,441 (7.5%) | 0.72 | 1,387 |
| 2019-10-01 | $224,948 (7.4%) | $282,107 (8.7%) | 0.73 | 1,418 |
| 2019-11-01 | $224,900 (6.3%) | $281,596 (8.8%) | 0.74 | 1,385 |
| 2019-12-01 | $223,450 (5.5%) | $276,081 (8.9%) | 0.75 | 1,390 |
| 2020-01-01 | $220,472 (3.0%) | $262,988 (1.2%) | 0.74 | 1,314 |
| 2020-02-01 | $224,900 (5.1%) | $270,751 (4.4%) | 0.74 | 1,257 |
| 2020-03-01 | $231,495 (6.3%) | $279,094 (-8.2%) | 0.73 | 1,152 |
| 2020-04-01 | $229,325 (3.9%) | $280,256 (-10.6%) | 0.72 | 1,179 |
| 2020-05-01 | $234,900 (5.2%) | $284,273 (-0.6%) | 0.71 | 1,057 |
| 2020-06-01 | $240,450 (6.9%) | $298,349 (2.8%) | 0.71 | 939 |
| 2020-07-01 | $237,748 (5.7%) | $296,266 (2.3%) | 0.69 | 845 |
| 2020-08-01 | $239,000 (6.2%) | $302,883 (5.4%) | 0.68 | 795 |
| 2020-09-01 | $237,250 (5.5%) | $314,345 (10.5%) | 0.68 | 767 |
| 2020-10-01 | $239,900 (6.7%) | $314,197 (11.4%) | 0.69 | 757 |
| 2020-11-01 | $240,300 (6.9%) | $318,753 (13.2%) | 0.70 | 775 |
| 2020-12-01 | $234,750 (5.1%) | $306,631 (11.1%) | 0.70 | 737 |
| 2021-01-01 | $234,999 (6.6%) | $304,255 (15.7%) | 0.70 | 714 |
| 2021-02-01 | $234,179 (4.1%) | $307,656 (13.6%) | 0.68 | 676 |
| 2021-03-01 | $240,500 (3.9%) | $316,043 (13.2%) | 0.68 | 531 |
| 2021-04-01 | $239,893 (4.6%) | $307,524 (9.7%) | 0.65 | 482 |
| 2021-05-01 | $250,000 (6.4%) | $313,276 (10.2%) | 0.66 | 403 |
| 2021-06-01 | $254,950 (6.0%) | $313,390 (5.0%) | 0.67 | 411 |
| 2021-07-01 | $269,620 (13.4%) | $340,402 (14.9%) | 0.71 | 506 |
| 2021-08-01 | $263,007 (10.0%) | $331,641 (9.5%) | 0.70 | 607 |
| 2021-09-01 | $271,948 (14.6%) | $348,378 (10.8%) | 0.73 | 620 |
| 2021-10-01 | $275,000 (14.6%) | $350,160 (11.5%) | 0.73 | 610 |
| 2021-11-01 | $276,309 (15.0%) | $357,403 (12.1%) | 0.74 | 536 |
| 2021-12-01 | $270,370 (15.2%) | $341,106 (11.2%) | 0.73 | 484 |
| 2022-01-01 | $277,447 (18.1%) | $334,706 (10.0%) | 0.75 | 404 |
| 2022-02-01 | $280,212 (19.7%) | $337,374 (9.7%) | 0.73 | 362 |
| 2022-03-01 | $284,217 (18.2%) | $334,939 (6.0%) | 0.71 | 314 |
| 2022-04-01 | $290,000 (20.9%) | $350,601 (14.0%) | 0.69 | 347 |
| 2022-05-01 | $298,433 (19.4%) | $341,456 (9.0%) | 0.68 | 515 |
| 2022-06-01 | $301,999 (18.5%) | $340,648 (8.7%) | 0.67 | 641 |
| 2022-07-01 | $304,900 (13.1%) | $342,567 (0.6%) | 0.69 | 884 |
| 2022-08-01 | $303,420 (15.4%) | $344,395 (3.9%) | 0.70 | 1,059 |
| 2022-09-01 | $305,265 (12.3%) | $346,617 (-0.5%) | 0.71 | 1,135 |
| 2022-10-01 | $302,900 (10.2%) | $349,667 (-0.1%) | 0.71 | 1,160 |
| 2022-11-01 | $300,120 (8.6%) | $346,757 (-3.0%) | 0.72 | 1,169 |
| 2022-12-01 | $299,900 (10.9%) | $349,601 (2.5%) | 0.74 | 1,064 |
| 2023-01-01 | $301,683 (8.7%) | $353,499 (5.6%) | 0.75 | 1,000 |
| 2023-02-01 | $299,942 (7.0%) | $350,600 (3.9%) | 0.72 | 956 |
| 2023-03-01 | $303,445 (6.8%) | $355,975 (6.3%) | 0.72 | 935 |
| 2023-04-01 | $311,999 (7.6%) | $371,300 (5.9%) | 0.73 | 965 |
| 2023-05-01 | $316,560 (6.1%) | $375,127 (9.9%) | 0.72 | 925 |
| 2023-06-01 | $312,400 (3.4%) | $367,926 (8.0%) | 0.70 | 961 |
| 2023-07-01 | $311,389 (2.1%) | $372,514 (8.7%) | 0.71 | 1,005 |
| 2023-08-01 | $309,495 (2.0%) | $370,465 (7.6%) | 0.71 | 1,043 |
| 2023-09-01 | $305,900 (0.2%) | $372,158 (7.4%) | 0.71 | 1,010 |
| 2023-10-01 | $307,854 (1.6%) | $370,063 (5.8%) | 0.72 | 1,070 |
| 2023-11-01 | $302,225 (0.7%) | $364,735 (5.2%) | 0.72 | 1,122 |
| 2023-12-01 | $306,000 (2.0%) | $363,171 (3.9%) | 0.75 | 1,163 |
| 2024-01-01 | $307,999 (2.1%) | $363,073 (2.7%) | 0.75 | 1,137 |
| 2024-02-01 | $309,198 (3.1%) | $368,207 (5.0%) | 0.74 | 1,144 |
| 2024-03-01 | $308,000 (1.5%) | $362,886 (1.9%) | 0.72 | 1,243 |
| 2024-04-01 | $307,493 (-1.4%) | $367,464 (-1.0%) | 0.72 | 1,317 |
| 2024-05-01 | $304,948 (-3.7%) | $367,021 (-2.2%) | 0.69 | 1,432 |
| 2024-06-01 | $304,977 (-2.4%) | $382,366 (3.9%) | 0.69 | 1,462 |
| 2024-07-01 | $302,748 (-2.8%) | $374,821 (0.6%) | 0.69 | 1,544 |
| 2024-08-01 | $304,000 (-1.8%) | $372,989 (0.7%) | 0.71 | 1,563 |
| 2024-09-01 | $304,950 (-0.3%) | $373,664 (0.4%) | 0.72 | 1,538 |
| 2024-10-01 | $300,690 (-2.3%) | $371,615 (0.4%) | 0.71 | 1,498 |
| 2024-11-01 | $303,990 (0.6%) | $370,665 (1.6%) | 0.73 | 1,470 |
| 2024-12-01 | $304,145 (-0.6%) | $369,762 (1.8%) | 0.76 | 1,388 |
| 2025-01-01 | $301,995 (-2.0%) | $365,428 (0.7%) | 0.75 | 1,360 |
| 2025-02-01 | $305,000 (-1.4%) | $363,849 (-1.2%) | 0.74 | 1,407 |
| 2025-03-01 | $307,900 (0.0%) | $364,169 (0.4%) | 0.72 | 1,549 |
| 2025-04-01 | $309,950 (0.8%) | $370,997 (1.0%) | 0.72 | 1,616 |
SPARTANBURG's median listing price for 2025-04-01 was $309,950, a difference of
$2,457
(0.8%) versus the prior year and
$2,050 versus the prior month.
SPARTANBURG's median listing price comes in at 72% of the national average.
SPARTANBURG's average listing price for 2025-04-01 was $370,997, a difference of $3,533 (1.0%) versus the prior year and $6,828 versus the prior month.
For the 2025-04-01 period, SPARTANBURG had 1,616 MLS listings, a difference of 67 listings (4%) versus the prior month and 299 listings (23%) versus the prior year.
SPARTANBURG's median listing price comes in at 72% of the national average.
SPARTANBURG's average listing price for 2025-04-01 was $370,997, a difference of $3,533 (1.0%) versus the prior year and $6,828 versus the prior month.
For the 2025-04-01 period, SPARTANBURG had 1,616 MLS listings, a difference of 67 listings (4%) versus the prior month and 299 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SPARTANBURG (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 87 days | 2,042 sqft |
| 2018-02-01 | 83 days | 2,028 sqft |
| 2018-03-01 | 50 days | 2,114 sqft |
| 2018-04-01 | 50 days | 2,143 sqft |
| 2018-05-01 | 53 days | 2,151 sqft |
| 2018-06-01 | 53 days | 2,150 sqft |
| 2018-07-01 | 57 days | 2,120 sqft |
| 2018-08-01 | 56 days | 2,100 sqft |
| 2018-09-01 | 64 days | 2,065 sqft |
| 2018-10-01 | 66 days | 2,005 sqft |
| 2018-11-01 | 66 days | 2,015 sqft |
| 2018-12-01 | 72 days | 2,000 sqft |
| 2019-01-01 | 80 days | 2,000 sqft |
| 2019-02-01 | 72 days | 2,003 sqft |
| 2019-03-01 | 64 days | 2,012 sqft |
| 2019-04-01 | 61 days | 2,036 sqft |
| 2019-05-01 | 60 days | 2,070 sqft |
| 2019-06-01 | 58 days | 2,095 sqft |
| 2019-07-01 | 58 days | 2,074 sqft |
| 2019-08-01 | 57 days | 2,085 sqft |
| 2019-09-01 | 58 days | 2,081 sqft |
| 2019-10-01 | 58 days | 2,070 sqft |
| 2019-11-01 | 60 days | 2,051 sqft |
| 2019-12-01 | 66 days | 2,023 sqft |
| 2020-01-01 | 72 days | 1,995 sqft |
| 2020-02-01 | 73 days | 2,003 sqft |
| 2020-03-01 | 59 days | 2,059 sqft |
| 2020-04-01 | 62 days | 2,007 sqft |
| 2020-05-01 | 71 days | 2,010 sqft |
| 2020-06-01 | 67 days | 2,063 sqft |
| 2020-07-01 | 55 days | 2,069 sqft |
| 2020-08-01 | 47 days | 2,100 sqft |
| 2020-09-01 | 46 days | 2,075 sqft |
| 2020-10-01 | 49 days | 2,040 sqft |
| 2020-11-01 | 46 days | 1,987 sqft |
| 2020-12-01 | 49 days | 1,910 sqft |
| 2021-01-01 | 51 days | 1,883 sqft |
| 2021-02-01 | 50 days | 1,818 sqft |
| 2021-03-01 | 42 days | 1,806 sqft |
| 2021-04-01 | 44 days | 1,800 sqft |
| 2021-05-01 | 43 days | 1,808 sqft |
| 2021-06-01 | 39 days | 1,881 sqft |
| 2021-07-01 | 33 days | 1,900 sqft |
| 2021-08-01 | 38 days | 1,832 sqft |
| 2021-09-01 | 42 days | 1,831 sqft |
| 2021-10-01 | 47 days | 1,856 sqft |
| 2021-11-01 | 39 days | 1,822 sqft |
| 2021-12-01 | 43 days | 1,776 sqft |
| 2022-01-01 | 53 days | 1,871 sqft |
| 2022-02-01 | 35 days | 1,839 sqft |
| 2022-03-01 | 34 days | 1,800 sqft |
| 2022-04-01 | 32 days | 1,820 sqft |
| 2022-05-01 | 25 days | 1,840 sqft |
| 2022-06-01 | 30 days | 1,854 sqft |
| 2022-07-01 | 31 days | 1,871 sqft |
| 2022-08-01 | 39 days | 1,893 sqft |
| 2022-09-01 | 44 days | 1,926 sqft |
| 2022-10-01 | 51 days | 1,924 sqft |
| 2022-11-01 | 59 days | 1,918 sqft |
| 2022-12-01 | 66 days | 1,924 sqft |
| 2023-01-01 | 71 days | 1,944 sqft |
| 2023-02-01 | 63 days | 1,919 sqft |
| 2023-03-01 | 45 days | 1,948 sqft |
| 2023-04-01 | 42 days | 1,972 sqft |
| 2023-05-01 | 50 days | 2,012 sqft |
| 2023-06-01 | 51 days | 2,001 sqft |
| 2023-07-01 | 49 days | 2,000 sqft |
| 2023-08-01 | 48 days | 1,951 sqft |
| 2023-09-01 | 47 days | 1,957 sqft |
| 2023-10-01 | 51 days | 1,973 sqft |
| 2023-11-01 | 50 days | 1,958 sqft |
| 2023-12-01 | 55 days | 1,970 sqft |
| 2024-01-01 | 64 days | 1,937 sqft |
| 2024-02-01 | 49 days | 1,918 sqft |
| 2024-03-01 | 48 days | 1,985 sqft |
| 2024-04-01 | 44 days | 1,960 sqft |
| 2024-05-01 | 42 days | 1,992 sqft |
| 2024-06-01 | 49 days | 1,991 sqft |
| 2024-07-01 | 51 days | 1,972 sqft |
| 2024-08-01 | 53 days | 1,935 sqft |
| 2024-09-01 | 56 days | 1,940 sqft |
| 2024-10-01 | 61 days | 1,903 sqft |
| 2024-11-01 | 65 days | 1,900 sqft |
| 2024-12-01 | 65 days | 1,885 sqft |
| 2025-01-01 | 70 days | 1,833 sqft |
| 2025-02-01 | 55 days | 1,824 sqft |
| 2025-03-01 | 47 days | 1,861 sqft |
| 2025-04-01 | 45 days | 1,883 sqft |
SPARTANBURG's median listing age (time on market) for 2025-04-01 was 45 days.
This
is 2%
longer
than the same period one year ago.
SPARTANBURG's median square footage for active listings during the 2025-04-01 period was 1,883 sqft. One year prior, the average listing was 1,960 sqft.
SPARTANBURG's median square footage for active listings during the 2025-04-01 period was 1,883 sqft. One year prior, the average listing was 1,960 sqft.
SPARTANBURG, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,112 | $1,671,850,000 | $273,536 |
| Cash Out Refi | 933 | $190,315,000 | $203,982 |
| Other | 821 | $91,155,000 | $111,029 |
| Refi | 664 | $183,300,000 | $276,054 |
| Home Improvement | 568 | $59,800,000 | $105,282 |
Spartanburg's most frequently cited loan purpose was Home Purchase, with 6,112 originations. The 2nd most popular reason was Cash Out Refi, with 933 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,607 | $925,835,000 | $256,677 |
| 5-6% | 1,897 | $583,915,000 | $307,810 |
| 7-8% | 1,447 | $344,095,000 | $237,799 |
| Over 8% | 1,283 | $143,715,000 | $112,015 |
| 4-5% | 517 | $139,685,000 | $270,184 |
| <2.5% | 159 | $3,965,000 | $24,937 |
| 3-4% | 22 | $4,880,000 | $221,818 |
| 2.5-3% | 4 | $930,000 | $232,500 |
During 2024, Spartanburg's most frequently originated rate bucket was 6-7%, with 3,607 originations.
Loan Sizing (SPARTANBURG, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 4,607 | $1,263,845,000 | $274,331 |
| $100k-200k | 2,214 | $338,920,000 | $153,080 |
| $100,000 or less | 1,584 | $85,480,000 | $53,965 |
| $400k-600k | 537 | $252,855,000 | $470,866 |
| $600k-1000k | 121 | $84,165,000 | $695,579 |
| $Over $1MM | 35 | $171,155,000 | $4,890,143 |
SPARTANBURG's loan sizing saw the bucket of loans from $200k-400k with 4,607 originations, totaling $1,263,845,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,405 | $1,243,465,000 | $282,285 |
| 60-80% | 1,766 | $517,020,000 | $292,763 |
| Under 20% | 931 | $43,515,000 | $46,740 |
| 20-40% | 884 | $99,060,000 | $112,059 |
| 40-60% | 726 | $165,890,000 | $228,499 |
| Over 100% | 135 | $45,885,000 | $339,889 |
SPARTANBURG's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,405 originations, totaling $1,243,465,000 in origination value.