Summerville Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Summerville averaged 6.87% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.88% and one month ago for the week of 2025-02-27, the average rate was 6.79%.

    Summerville's average rate one year ago was 6.92%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.64%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Summerville 30 Year Fixed Rate 2025-04-03 6.87%
    Summerville 30 Year Fixed Rate Refi 2025-04-03 6.64%
    Summerville 15 Year Fixed Rate 2025-04-03 5.62%
    Summerville 15 Year Fixed Rate Refi 2025-04-03 6.02%
    Summerville 30 Year FHA 2025-04-03 6.33%
    Summerville 30 Year FHA Refi 2025-04-03 6.26%
    Summerville 30 Year USDA 2025-04-03 6.22%
    Summerville 30 Year USDA Refi 2025-04-03 6.12%
    Summerville 30 Year VA 2025-04-03 5.86%
    Summerville 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Summerville, GA.

    Summerville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Summerville, GA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    United Community Bank 11 7.18% $5,366
    QUICKEN LOANS, LLC 11 6.71% $5,623
    FirstBank 4 7.48% $6,599
    PEACH STATE FEDERAL CREDIT UNION 3 5.38% $6,214
    ROYAL UNITED MORTGAGE LLC 3 7.33% $5,294
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 3 6.83% $5,259
    UNITED WHOLESALE MORTGAGE, LLC 3 6.47% $10,117
    SUMMIT FUNDING, INC. 2 7.75% $4,332
    LEADERONE FINANCIAL CORPORATION 2 6.56% $6,294
    Regions Bank 2 6.88% $4,479
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.44% $5,212
    CREDIT UNION FINANCIAL SERVICES, LLC 2 6.56% $7,071
    FREEDOM MORTGAGE CORPORATION 2 7.25% $5,582
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 7.31% $5,953
    EVERETT FINANCIAL, INC. 2 6.50% $8,364
    Renasant Bank 2 6.31% $9,455
    VANDERBILT MORTGAGE AND FINANCE, INC. 2 7.75% $6,523
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 7.00% $5,405
    SWBC MORTGAGE CORPORATION 1 6.63% $0
    Synovus Bank 1 7.63% $4,326
    T2 FINANCIAL LLC 1 7.13% $4,418
    TOWNE MORTGAGE COMPANY 1 7.38% $5,608
    Truist 1 6.63% $3,887
    UNION HOME MORTGAGE CORP. 1 6.50% $4,904
    USAA Federal Savings Bank 1 6.00% $7,081
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.99% $5,018
    Barrington Bank & Trust Company, N.A. 1 6.63% $5,640
    BROKER SOLUTIONS, INC. 1 6.75% $6,449
    CMG MORTGAGE, INC. 1 6.99% $4,497
    EVANSVILLE TEACHERS 1 6.50% $3,996
    FIRST COMMUNITY MORTGAGE, INC. 1 6.13% $34,292
    First Federal Bank, A FSB 1 6.00% $11,911
    GUARANTEED RATE, INC. 1 7.45% $9,727
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 6.88% $12,024
    HOMESIDE FINANCIAL, LLC 1 6.38% $8,612
    Magnolia Bank 1 6.63% $3,674
    Morgan Stanley Private Bank 1 5.55% $6,761
    MORTGAGE INVESTORS GROUP, INC. 1 0.00% $5,957
    Mr. Cooper ( Nationstar Mortgage ) 1 8.13% $3,857
    NAVY FEDERAL CREDIT UNION 1 6.25% $2,142
    PANORAMA MORTGAGE GROUP, LLC 1 7.00% $4,263
    21ST MORTGAGE CORPORATION 1 8.64% $5,564
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.13% $6,546

    Summerville Average Closing Costs & Other Stats

    Summerville, GA's 43 lenders originated 425 loans during 2024. The total origination value was $69,945,000, with an average loan value of $164,576.

    Summerville's average closing costs are $5,632.

    The top Summerville lender as defined by loan originations is United Community Bank, with 11 loans originated. Their average total fees are $5,366, which is $258 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Summerville lenders (with over 10 loans originated) are United Community Bank ($5,366), QUICKEN LOANS, LLC ($5,623), .

    The lowest rate Summerville lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.71%), United Community Bank (7.18%), .

    Summerville, GA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    United Community Bank $7,755,000 $13,285,000 71.3% 19.0%
    QUICKEN LOANS, LLC $3,330,000 $4,275,000 28.4% 6.1%
    SOUTHEAST FIRST NATIONAL BANK $1,855,000 $3,735,000 101.3% 5.3%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,185,000 $3,005,000 153.6% 4.3%
    FirstBank $2,880,000 $2,205,000 -23.4% 3.2%
    Mortgage Research Center, LLC $1,150,000 $1,660,000 44.3% 2.4%
    UNITED WHOLESALE MORTGAGE, LLC $655,000 $1,630,000 148.9% 2.3%
    UNION HOME MORTGAGE CORP. $935,000 $1,530,000 63.6% 2.2%
    Regions Bank $1,010,000 $1,480,000 46.5% 2.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $1,300,000 n/a 1.9%
    Equity Prime Mortgage LLC $1,165,000 n/a 1.7%
    Wells Fargo Bank $1,155,000 n/a 1.7%
    SUMMIT FUNDING, INC. $795,000 $1,095,000 37.7% 1.6%
    LEADERONE FINANCIAL CORPORATION $1,620,000 $1,075,000 -33.6% 1.5%
    Morgan Stanley Private Bank $1,015,000 n/a 1.5%
    The Bank of LaFayette, Georgia $2,685,000 $900,000 -66.5% 1.3%
    FREEDOM MORTGAGE CORPORATION $890,000 n/a 1.3%
    EVANSVILLE TEACHERS $855,000 n/a 1.2%
    Truist $900,000 $820,000 -8.9% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $375,000 $815,000 117.3% 1.2%
    SWBC MORTGAGE CORPORATION $715,000 $810,000 13.3% 1.2%
    EVERETT FINANCIAL, INC. $995,000 $785,000 -21.1% 1.1%
    PENNYMAC LOAN SERVICES, LLC $565,000 $765,000 35.4% 1.1%
    Barrington Bank & Trust Company, N.A. $745,000 n/a 1.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,150,000 $685,000 -40.4% 1.0%
    River City Bank $900,000 $655,000 -27.2% 0.9%
    FIRST COMMUNITY MORTGAGE, INC. $300,000 $635,000 111.7% 0.9%
    TOWNE MORTGAGE COMPANY $305,000 $625,000 104.9% 0.9%
    LGE COMMUNITY $55,000 $595,000 981.8% 0.9%
    FAMILY SAVINGS $195,000 $580,000 197.4% 0.8%
    PEACH STATE FEDERAL CREDIT UNION $145,000 $570,000 293.1% 0.8%
    BROKER SOLUTIONS, INC. $165,000 $565,000 242.4% 0.8%
    MORTGAGE INVESTORS GROUP, INC. $175,000 $565,000 222.9% 0.8%
    GUARANTEED RATE, INC. $125,000 $560,000 348.0% 0.8%
    Renasant Bank $990,000 $550,000 -44.4% 0.8%
    First Federal Bank, A FSB $545,000 n/a 0.8%
    STOCKTON MORTGAGE CORPORATION $310,000 $520,000 67.7% 0.7%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $480,000 284.0% 0.7%
    21ST MORTGAGE CORPORATION $470,000 $450,000 -4.3% 0.6%
    LOANDEPOT.COM, LLC $165,000 $430,000 160.6% 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $225,000 $430,000 91.1% 0.6%
    Carrington Mortgage Services, LLC $475,000 $425,000 -10.5% 0.6%
    CMG MORTGAGE, INC. $405,000 n/a 0.6%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $135,000 $400,000 196.3% 0.6%
    MOVEMENT MORTGAGE, LLC $880,000 $380,000 -56.8% 0.5%
    GUILD MORTGAGE COMPANY $375,000 n/a 0.5%
    Pinnacle Bank $355,000 $375,000 5.6% 0.5%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $365,000 n/a 0.5%
    The Federal Savings Bank $345,000 n/a 0.5%
    CREDIT UNION FINANCIAL SERVICES, LLC $340,000 n/a 0.5%
    PANORAMA MORTGAGE GROUP, LLC $340,000 n/a 0.5%
    Synovus Bank $355,000 $335,000 -5.6% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.5%
    AgFirst Farm Credit Bank $305,000 n/a 0.4%
    CRESCENT MORTGAGE COMPANY $515,000 $305,000 -40.8% 0.4%
    NBKC BANK $305,000 $305,000 0.0% 0.4%
    SOUTHEAST MORTGAGE OF GEORGIA, INC. $95,000 $305,000 221.1% 0.4%
    HOMESIDE FINANCIAL, LLC $300,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $215,000 $295,000 37.2% 0.4%
    VILLAGE CAPITAL MORTGAGE $275,000 n/a 0.4%
    ROYAL UNITED MORTGAGE LLC $255,000 n/a 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,495,000 $250,000 -83.3% 0.4%
    Century Mortgage Company DBA Century Lending Company $155,000 $235,000 51.6% 0.3%
    Paramount Residential Mortgage Group, Inc. $395,000 $225,000 -43.0% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $910,000 $215,000 -76.4% 0.3%
    CSL Financial, LLC $215,000 n/a 0.3%
    1ST SIGNATURE LENDING, LLC $265,000 $205,000 -22.6% 0.3%
    Prosperity Home Mortgage, LLC $205,000 n/a 0.3%
    TJC Mortgage, Inc. $175,000 $195,000 11.4% 0.3%
    LONGBRIDGE FINANCIAL, LLC $185,000 n/a 0.3%
    SECURITYNATIONAL MORTGAGE COMPANY $185,000 n/a 0.3%
    Cornerstone First Mortgage, Inc $960,000 $180,000 -81.3% 0.3%
    FAIR WAY LENDING LLC $175,000 n/a 0.3%
    USAA Federal Savings Bank $175,000 n/a 0.3%
    Fifth Third Bank $165,000 n/a 0.2%
    First National Community Bank $55,000 $165,000 200.0% 0.2%
    SOUTHWEST STAGE FUNDING, LLC $135,000 $165,000 22.2% 0.2%
    SUCCESS MORTGAGE PARTNERS, INC. $115,000 $165,000 43.5% 0.2%
    AmeriHome Mortgage Company, LLC $155,000 n/a 0.2%
    NJ LENDERS CORP. $155,000 n/a 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $135,000 $150,000 11.1% 0.2%
    CANOPY MORTGAGE, LLC $145,000 $145,000 0.0% 0.2%
    SOUTHPOINT FINANCIAL SERVICES, INC. $145,000 n/a 0.2%
    LOANPAL, LLC $135,000 n/a 0.2%
    Ameris Bank $115,000 n/a 0.2%
    Magnolia Bank $155,000 $115,000 -25.8% 0.2%
    RUOFF MORTGAGE COMPANY, INC. $115,000 n/a 0.2%
    T2 FINANCIAL LLC $115,000 n/a 0.2%
    TRIAD FINANCIAL SERVICES, INC. $270,000 $115,000 -57.4% 0.2%
    CIS Financial Services, Inc. $95,000 n/a 0.1%
    COMMUNITY BANK OF PICKENS COUNTY $95,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $95,000 n/a 0.1%
    U.S. Bank $90,000 n/a 0.1%
    ATLANTA POSTAL $65,000 $85,000 30.8% 0.1%
    DELTA COMMUNITY CREDIT UNION $255,000 $85,000 -66.7% 0.1%
    Discover Bank $140,000 $85,000 -39.3% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $85,000 n/a 0.1%
    TENNESSEE VALLEY $1,420,000 $80,000 -94.4% 0.1%
    Mountain Valley Bank $75,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $165,000 $65,000 -60.6% 0.1%

    Summerville's top lender by overall market share is United Community Bank, with 19.0% market share. In second place, with 6.1%, is QUICKEN LOANS, LLC, having originated $4,275,000 in loans. In third place, with 5.3%, is SOUTHEAST FIRST NATIONAL BANK, having originated $3,735,000 in loans. In fourth place, with 4.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $3,005,000 in loans. In fifth place, with 3.2%, is FirstBank, having originated $2,205,000 in loans.

    Summerville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Summerville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $99,575 (7.2%) $184,358 (-4.1%) 0.00 58
    2018-02-01 $103,750 (11.7%) $184,046 (-5.7%) 0.00 63
    2018-03-01 $100,000 (4.2%) $169,122 (-9.1%) 0.00 66
    2018-04-01 $97,500 (-6.7%) $159,013 (-15.5%) 0.00 73
    2018-05-01 $98,925 (1.5%) $149,302 (-16.1%) 0.00 71
    2018-06-01 $129,900 (36.1%) $173,514 (-1.3%) 0.00 69
    2018-07-01 $127,425 (26.2%) $173,560 (2.4%) 0.00 76
    2018-08-01 $128,325 (33.8%) $181,549 (8.9%) 0.00 74
    2018-09-01 $128,700 (18.1%) $195,487 (2.1%) 0.00 63
    2018-10-01 $117,425 (-7.1%) $176,939 (-10.2%) 0.00 69
    2018-11-01 $128,175 (1.4%) $206,288 (3.1%) 0.00 70
    2018-12-01 $130,000 (6.6%) $240,489 (23.9%) 0.00 65
    2019-01-01 $146,250 (46.9%) $238,597 (29.4%) 0.00 60
    2019-02-01 $149,475 (44.1%) $246,212 (33.8%) 0.00 61
    2019-03-01 $150,814 (50.8%) $241,801 (43.0%) 0.00 61
    2019-04-01 $142,789 (46.5%) $229,136 (44.1%) 0.00 62
    2019-05-01 $147,250 (48.9%) $229,731 (53.9%) 0.00 68
    2019-06-01 $136,450 (5.0%) $230,071 (32.6%) 0.00 68
    2019-07-01 $134,450 (5.5%) $227,598 (31.1%) 0.00 74
    2019-08-01 $131,527 (2.5%) $230,449 (26.9%) 0.00 73
    2019-09-01 $130,106 (1.1%) $240,376 (23.0%) 0.00 74
    2019-10-01 $129,383 (10.2%) $251,246 (42.0%) 0.00 73
    2019-11-01 $125,000 (-2.5%) $231,604 (12.3%) 0.00 70
    2019-12-01 $122,200 (-6.0%) $200,100 (-16.8%) 0.00 68
    2020-01-01 $120,575 (-17.6%) $198,959 (-16.6%) 0.00 64
    2020-02-01 $120,000 (-19.7%) $216,120 (-12.2%) 0.00 65
    2020-03-01 $121,200 (-19.6%) $203,580 (-15.8%) 0.00 65
    2020-04-01 $123,500 (-13.5%) $188,425 (-17.8%) 0.00 67
    2020-05-01 $125,000 (-15.1%) $210,048 (-8.6%) 0.00 51
    2020-06-01 $161,150 (18.1%) $229,354 (-0.3%) 0.00 45
    2020-07-01 $167,225 (24.4%) $231,035 (1.5%) 0.00 38
    2020-08-01 $169,500 (28.9%) $193,303 (-16.1%) 0.00 35
    2020-09-01 $165,925 (27.5%) $186,691 (-22.3%) 0.00 25
    2020-10-01 $124,900 (-3.5%) $194,683 (-22.5%) 0.00 23
    2020-11-01 $124,925 (-0.1%) $164,090 (-29.2%) 0.00 22
    2020-12-01 $122,450 (0.2%) $163,045 (-18.5%) 0.00 19
    2021-01-01 $114,900 (-4.7%) $140,782 (-29.2%) 0.00 17
    2021-02-01 $124,425 (3.7%) $139,852 (-35.3%) 0.00 15
    2021-03-01 $132,500 (9.3%) $179,215 (-12.0%) 0.00 21
    2021-04-01 $166,625 (34.9%) $201,209 (6.8%) 0.00 19
    2021-05-01 $146,900 (17.5%) $176,995 (-15.7%) 0.00 18
    2021-06-01 $146,900 (-8.8%) $179,234 (-21.9%) 0.00 21
    2021-07-01 $179,900 (7.6%) $211,857 (-8.3%) 0.00 23
    2021-08-01 $201,725 (19.0%) $248,301 (28.5%) 0.00 25
    2021-09-01 $187,700 (13.1%) $266,144 (42.6%) 0.00 28
    2021-10-01 $247,400 (98.1%) $298,379 (53.3%) 0.00 32
    2021-11-01 $261,250 (109.1%) $368,258 (124.4%) 0.00 30
    2021-12-01 $268,124 (119.0%) $384,268 (135.7%) 0.00 36
    2022-01-01 $235,000 (104.5%) $358,866 (154.9%) 0.00 34
    2022-02-01 $208,675 (67.7%) $387,637 (177.2%) 0.00 33
    2022-03-01 $187,000 (41.1%) $357,846 (99.7%) 0.00 37
    2022-04-01 $235,000 (41.0%) $322,692 (60.4%) 0.00 37
    2022-05-01 $226,000 (53.9%) $339,756 (92.0%) 0.00 35
    2022-06-01 $249,225 (69.7%) $349,398 (94.9%) 0.00 37
    2022-07-01 $249,450 (38.7%) $362,153 (70.9%) 0.00 36
    2022-08-01 $279,725 (38.7%) $428,252 (72.5%) 0.00 34
    2022-09-01 $249,000 (32.7%) $356,700 (34.0%) 0.00 34
    2022-10-01 $229,950 (-7.1%) $352,285 (18.1%) 0.00 33
    2022-11-01 $224,675 (-14.0%) $326,681 (-11.3%) 0.00 38
    2022-12-01 $234,500 (-12.5%) $349,265 (-9.1%) 0.00 40
    2023-01-01 $226,175 (-3.8%) $330,905 (-7.8%) 0.00 42
    2023-02-01 $250,000 (19.8%) $362,790 (-6.4%) 0.00 38
    2023-03-01 $249,900 (33.6%) $385,035 (7.6%) 0.00 38
    2023-04-01 $232,400 (-1.1%) $325,622 (0.9%) 0.00 44
    2023-05-01 $204,200 (-9.7%) $311,477 (-8.3%) 0.00 51
    2023-06-01 $221,050 (-11.3%) $352,684 (0.9%) 0.00 59
    2023-07-01 $244,450 (-2.0%) $353,182 (-2.5%) 0.00 53
    2023-08-01 $268,425 (-4.0%) $366,668 (-14.4%) 0.00 48
    2023-09-01 $299,000 (20.1%) $436,281 (22.3%) 0.00 42
    2023-10-01 $269,000 (17.0%) $406,708 (15.5%) 0.00 43
    2023-11-01 $246,950 (9.9%) $391,914 (20.0%) 0.00 50
    2023-12-01 $224,750 (-4.2%) $353,804 (1.3%) 0.00 50
    2024-01-01 $253,550 (12.1%) $406,730 (22.9%) 0.00 48
    2024-02-01 $279,450 (11.8%) $420,798 (16.0%) 0.00 50
    2024-03-01 $260,000 (4.0%) $396,994 (3.1%) 0.00 52
    2024-04-01 $214,500 (-7.7%) $377,547 (16.0%) 0.00 46
    2024-05-01 $206,250 (1.0%) $380,515 (22.2%) 0.00 44
    2024-06-01 $214,500 (-3.0%) $394,296 (11.8%) 0.00 57
    2024-07-01 $193,249 (-21.0%) $370,330 (4.9%) 0.00 72
    2024-08-01 $195,000 (-27.4%) $345,521 (-5.8%) 0.00 72
    2024-09-01 $194,100 (-35.1%) $320,852 (-26.5%) 0.00 72
    2024-10-01 $211,175 (-21.5%) $310,135 (-23.8%) 0.00 70
    2024-11-01 $209,900 (-15.0%) $307,284 (-21.6%) 0.00 68
    2024-12-01 $212,925 (-5.3%) $300,453 (-15.1%) 0.00 69
    2025-01-01 $199,850 (-21.2%) $294,496 (-27.6%) 0.00 67
    2025-02-01 $233,675 (-16.4%) $319,756 (-24.0%) 0.00 70
    2025-03-01 $222,450 (-14.4%) $331,466 (-16.5%) 0.00 64
    Summerville's median listing price for 2025-03-01 was $222,450, a difference of $-37,550 (-14.4%) versus the prior year and $-11,225 versus the prior month.

    Summerville's median listing price comes in at 0% of the national average.

    Summerville's average listing price for 2025-03-01 was $331,466, a difference of $-65,528 (-16.5%) versus the prior year and $11,710 versus the prior month.

    For the 2025-03-01 period, Summerville had 64 MLS listings, a difference of -6 listings (-9%) versus the prior month and 12 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Summerville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,542 sqft
    2018-02-01 0 days 1,586 sqft
    2018-03-01 0 days 1,696 sqft
    2018-04-01 0 days 1,658 sqft
    2018-05-01 0 days 1,619 sqft
    2018-06-01 0 days 1,600 sqft
    2018-07-01 0 days 1,554 sqft
    2018-08-01 0 days 1,592 sqft
    2018-09-01 0 days 1,608 sqft
    2018-10-01 0 days 1,562 sqft
    2018-11-01 0 days 1,610 sqft
    2018-12-01 0 days 1,684 sqft
    2019-01-01 0 days 1,780 sqft
    2019-02-01 0 days 1,634 sqft
    2019-03-01 0 days 1,647 sqft
    2019-04-01 0 days 1,664 sqft
    2019-05-01 0 days 1,749 sqft
    2019-06-01 0 days 1,768 sqft
    2019-07-01 0 days 1,726 sqft
    2019-08-01 0 days 1,725 sqft
    2019-09-01 0 days 1,662 sqft
    2019-10-01 0 days 1,526 sqft
    2019-11-01 0 days 1,371 sqft
    2019-12-01 0 days 1,389 sqft
    2020-01-01 0 days 1,420 sqft
    2020-02-01 0 days 1,530 sqft
    2020-03-01 0 days 1,396 sqft
    2020-04-01 0 days 1,378 sqft
    2020-05-01 0 days 1,519 sqft
    2020-06-01 0 days 1,616 sqft
    2020-07-01 0 days 1,663 sqft
    2020-08-01 0 days 1,675 sqft
    2020-09-01 0 days 1,612 sqft
    2020-10-01 0 days 1,457 sqft
    2020-11-01 0 days 1,241 sqft
    2020-12-01 0 days 1,307 sqft
    2021-01-01 0 days 1,296 sqft
    2021-02-01 0 days 1,475 sqft
    2021-03-01 0 days 1,481 sqft
    2021-04-01 0 days 1,799 sqft
    2021-05-01 0 days 1,561 sqft
    2021-06-01 0 days 1,620 sqft
    2021-07-01 0 days 1,736 sqft
    2021-08-01 0 days 1,826 sqft
    2021-09-01 0 days 1,908 sqft
    2021-10-01 0 days 2,021 sqft
    2021-11-01 0 days 2,326 sqft
    2021-12-01 0 days 2,347 sqft
    2022-01-01 0 days 1,990 sqft
    2022-02-01 0 days 1,638 sqft
    2022-03-01 0 days 1,625 sqft
    2022-04-01 0 days 1,710 sqft
    2022-05-01 0 days 1,599 sqft
    2022-06-01 0 days 1,713 sqft
    2022-07-01 0 days 2,095 sqft
    2022-08-01 0 days 2,267 sqft
    2022-09-01 0 days 1,924 sqft
    2022-10-01 0 days 1,884 sqft
    2022-11-01 0 days 1,870 sqft
    2022-12-01 0 days 1,828 sqft
    2023-01-01 0 days 1,757 sqft
    2023-02-01 0 days 1,794 sqft
    2023-03-01 0 days 1,753 sqft
    2023-04-01 0 days 1,545 sqft
    2023-05-01 0 days 1,556 sqft
    2023-06-01 0 days 1,608 sqft
    2023-07-01 0 days 1,543 sqft
    2023-08-01 0 days 1,570 sqft
    2023-09-01 0 days 1,868 sqft
    2023-10-01 0 days 1,891 sqft
    2023-11-01 0 days 1,559 sqft
    2023-12-01 0 days 1,464 sqft
    2024-01-01 0 days 1,813 sqft
    2024-02-01 0 days 1,922 sqft
    2024-03-01 0 days 1,871 sqft
    2024-04-01 0 days 1,591 sqft
    2024-05-01 0 days 1,600 sqft
    2024-06-01 0 days 1,800 sqft
    2024-07-01 0 days 1,633 sqft
    2024-08-01 0 days 1,560 sqft
    2024-09-01 0 days 1,550 sqft
    2024-10-01 0 days 1,600 sqft
    2024-11-01 0 days 1,531 sqft
    2024-12-01 0 days 1,568 sqft
    2025-01-01 0 days 1,603 sqft
    2025-02-01 0 days 1,636 sqft
    2025-03-01 0 days 1,600 sqft
    Summerville's median listing age (time on market) for 2025-03-01 was 0 days.

    Summerville's median square footage for active listings during the 2025-03-01 period was 1,600 sqft. One year prior, the average listing was 1,871 sqft.

    Summerville, GA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 214 $43,190,000 $201,822
    Cash Out Refi 65 $10,715,000 $164,846
    Refi 54 $9,020,000 $167,037
    Other 50 $4,420,000 $88,400
    Home Improvement 42 $2,600,000 $61,905

    Summerville's most frequently cited loan purpose was Home Purchase, with 214 originations. The 2nd most popular reason was Cash Out Refi, with 65 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 172 $31,680,000 $184,186
    7-8% 101 $14,465,000 $143,218
    Over 8% 68 $6,290,000 $92,500
    5-6% 39 $9,885,000 $253,462
    <2.5% 3 $495,000 $165,000
    4-5% 3 $585,000 $195,000
    2.5-3% 1 $325,000 $325,000

    During 2024, Summerville's most frequently originated rate bucket was 6-7%, with 172 originations.

    Loan Sizing (Summerville, GA MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 165 $24,405,000 $147,909
    $100,000 or less 143 $7,835,000 $54,790
    $200k-400k 102 $28,530,000 $279,706
    $400k-600k 9 $4,335,000 $481,667
    $600k-1000k 4 $2,670,000 $667,500
    $Over $1MM 2 $2,170,000 $1,085,000

    Summerville's loan sizing saw the bucket of loans from $100k-200k with 165 originations, totaling $24,405,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 153 $30,815,000 $201,405
    60-80% 74 $17,120,000 $231,351
    20-40% 59 $5,225,000 $88,559
    Under 20% 51 $1,985,000 $38,922
    40-60% 41 $6,495,000 $158,415
    Over 100% 4 $1,170,000 $292,500

    Summerville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 153 originations, totaling $30,815,000 in origination value.