S. C. Telco Mortgage Rates, Fees & Info
Greenville, SCLEI: 549300XOP6YO0UN0TY92
Tax ID: 57-0310635
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Mortgage Data
Review & Overview
S. C. Telco is a smaller mortgage company specializing in Home Improvement, Other, Cash Out Refi, and Home Purchase loans. S. C. Telco has a high proportion of conventional loans. Their top markets by origination volume include: Greenville, Spartanburg, Columbia, Naples, and Seneca among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)S. C. Telco has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
529Origination Dollar Volume (All Markets)
$78,715,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 394 | $56,690,000 | $143,883 | $0 | 0.00% |
| SPARTANBURG, SC (FHA|USDA|VA) | 66 | $7,300,000 | $110,606 | $0 | 0.00% |
| COLUMBIA, SC (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $0 | 0.00% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $2,390,000 | $1,195,000 | $0 | 0.00% |
| Seneca, SC (FHA|USDA|VA) | 8 | $2,040,000 | $255,000 | $0 | 0.00% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $985,000 | $197,000 | $0 | 0.00% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $0 | 0.00% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 0.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $0 | 0.00% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 0.00% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 0.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 0.00% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 0.00% |
| Union, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
| Newberry, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 529 | $78,715,000 | $148,800 | $0 | 0.00% |
For 2023, S. C. Telco's most frequently originated type of loan was Conventional, with 529 originations.
Loan Reason
For 2023, S. C. Telco's most frequently cited loan purpose was Home Improvement, with 208 originations. The 2nd most popular reason was Other, with 140 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 529 | $78,715,000 | $148,800 | $0 | 0.00% |
For 2023, S. C. Telco's most frequently cited loan duration was Other, with 529 originations.
Loan Sizing
2023 saw S. C. Telco place emphasis on $100,000 or less loans with 259 originations, totaling $14,475,000 in origination value.
Applicant Income
S. C. Telco lent most frequently to those with incomes in the $100k-150k range, with 121 originations. The second most popular income band? $50k-75k, with 91 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 529 | $78,715,000 | $148,800 | $0 | 0.00% |
S. C. Telco lent most frequently to those with DTI ratios of Exempt%, with 529 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.62%
S. C. Telco has an average approval rate.
Pick Rate
Approvals leading to origination92.25%
S. C. Telco has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 529 | $78,715,000 | $148,800 |