COLUMBIA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Columbia averaged 3.21% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.11% and one month ago for the week of 2021-10-21, the average rate was 3.3%.

Columbia's average rate one year ago was 3.13%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.29%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Columbia 30 Year Fixed Rate 2021-11-24 3.21%
Columbia 30 Year Fixed Rate Refi 2021-11-24 3.29%
Columbia 15 Year Fixed Rate 2021-11-24 3.06%
Columbia 15 Year Fixed Rate Refi 2021-11-24 2.8%
Columbia 30 Year FHA 2021-11-24 3.56%
Columbia 30 Year FHA Refi 2021-11-24 3.45%
Columbia 30 Year USDA 2021-11-24 3.61%
Columbia 30 Year USDA Refi 2021-11-24 3.13%
Columbia 30 Year VA 2021-11-24 3.39%
Columbia 30 Year VA Refi 2021-11-24 3.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBIA, SC.

COLUMBIA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the COLUMBIA, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
GUILD MORTGAGE COMPANY 1,655 3.24% $3,787
QUICKEN LOANS, LLC 674 3.34% $4,919
Ameris Bank 601 3.26% $3,540
RESOURCE FINANCIAL SERVICES, INC. 453 3.11% $3,352
LENDUS, LLC 412 3.23% $4,343
First-Citizens Bank & Trust Company 411 3.39% $3,271
Southern First Bank 375 3.11% $2,879
Mortgage Network, Inc. 373 3.16% $3,779
Wells Fargo Bank, National Association 349 3.45% $2,953
First Community Bank 310 3.16% $3,283
SUCCESS MORTGAGE PARTNERS, INC. 306 3.37% $3,712
MOVEMENT MORTGAGE, LLC 283 3.26% $3,572
Truist Bank 243 3.44% $3,400
Bank of America, National Association 238 2.91% $4,543
PRIMELENDING, A PLAINSCAPITAL COMPANY 231 3.37% $4,277
BROKER SOLUTIONS, INC. 218 3.23% $3,615
Synovus Bank 214 3.51% $5,917
Regions Bank 214 3.23% $2,861
MIDLAND MORTGAGE CORPORATION 203 3.19% $2,470
South State Bank, National Association 203 3.27% $5,946
GUARANTEED RATE AFFINITY, LLC 191 3.25% $3,722
Network Funding, L.P. 182 3.28% $3,133
UNITED WHOLESALE MORTGAGE, LLC 177 3.27% $4,775
TD Bank, National Association 172 3.23% $3,465
VANDERBILT MORTGAGE AND FINANCE, INC. 166 3.21% $3,838
First Reliance Bank 165 3.33% $4,320
Palmetto Citizens Federal Credit Union 155 3.36% $3,518
Assurance Financial Group, L.L.C. 153 3.22% $3,078
LOANDEPOT.COM, LLC 149 3.33% $4,245
CALIBER HOME LOANS, INC. 137 3.31% $3,747
South State Bank 121 3.63% $6,118
Magnolia Bank 118 3.17% $2,654
NAVY FEDERAL CREDIT UNION 116 3.98% $4,242
AMERISAVE MORTGAGE CORPORATION 108 2.97% $4,235
Renasant Bank 108 3.21% $4,486
DHI MORTGAGE COMPANY, LTD. 103 3.02% $2,784
TOWNE MORTGAGE COMPANY 97 3.31% $4,268
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 96 3.31% $3,967
SOUTH CAROLINA FEDERAL CREDIT UNION 93 3.07% $4,816
First Heritage Mortgage, LLC 84 2.93% $4,018
Citizens Bank, National Association 72 3.30% $4,947
JPMorgan Chase Bank, National Association 72 3.34% $3,156
Flagstar Bank, FSB 71 3.49% $3,352
U.S. Bank National Association 68 3.38% $3,533
KELLER MORTGAGE, LLC 65 3.21% $2,270
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 64 3.36% $3,708
BETTER MORTGAGE CORPORATION 64 3.05% $3,190
BAY EQUITY LLC 63 3.54% $4,751
S. C. STATE FEDERAL CREDIT UNION 62 3.08% $2,107
ANGEL OAK HOME LOANS LLC 60 3.33% $3,704
NATIONSTAR MORTGAGE LLC 60 3.53% $5,204
FOUNDERS FEDERAL CREDIT UNION 57 3.56% $2,747
USAA Federal Savings Bank 47 3.60% $3,867
NEWREZ LLC 42 3.43% $3,572
PENNYMAC LOAN SERVICES, LLC 41 3.39% $4,558
CMG MORTGAGE, INC. 36 3.23% $4,665
Wyndham Capital Mortgage, Inc. 34 3.09% $2,344
HOME POINT FINANCIAL CORPORATION 34 3.24% $3,866
HOMESIDE FINANCIAL, LLC 34 3.24% $5,004
AgFirst Farm Credit Bank 26 3.34% $5,819
GUARANTY HOME MORTGAGE CORPORATION 25 2.96% $4,385
NTFN, INC. 25 3.26% $3,448
SUN WEST MORTGAGE COMPANY, INC. 25 3.18% $1,389
FREEDOM MORTGAGE CORPORATION 24 3.54% $3,246
FINANCE OF AMERICA MORTGAGE LLC 23 3.57% $4,359
AMERICAN FINANCING CORPORATION 22 3.32% $4,417
MUTUAL OF OMAHA MORTGAGE, INC. 21 3.29% $3,487
Trustmark National Bank 21 3.46% $1,885
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 20 3.19% $4,287
AMERICAN FEDERAL MORTGAGE CORPORATION 20 3.03% $3,010
The Federal Savings Bank 20 3.25% $3,892
Blue Ridge Bank, National Association 20 3.16% $3,311
STEARNS LENDING, LLC 19 3.14% $4,716
NVR Mortgage Finance, Inc. 19 3.50% $4,371
ROYAL UNITED MORTGAGE LLC 18 3.94% $5,906
CERTAINTY HOME LOANS, LLC 18 3.57% $4,107
Grow Financial Federal Credit Union 17 3.58% $3,182
HOMEOWNERS FINANCIAL GROUP USA, LLC 17 3.05% $4,101
ROUNDPOINT MORTGAGE SERVICING CORPORATION 16 3.56% $1,872
PENTAGON FEDERAL CREDIT UNION 16 3.07% $2,814
CALCON MUTUAL MORTGAGE LLC 16 3.29% $5,127
Ally Bank 15 3.17% $4,031
First Federal Bank 15 3.15% $3,819
Gateway First Bank 15 3.11% $3,097
ZILLOW HOME LOANS, LLC 15 3.22% $2,342
EVERETT FINANCIAL, INC. 14 3.77% $2,003
Northpointe Bank 13 3.10% $3,368
INTERCOASTAL MORTGAGE COMPANY 13 2.88% $3,071
ARK-LA-TEX FINANCIAL SERVICES, LLC. 13 3.19% $4,284
Countybank 13 2.91% $3,479
PNC Bank, National Association 12 3.57% $2,729
United Community Bank 12 3.24% $4,409
CROSSCOUNTRY MORTGAGE, LLC 12 3.45% $4,165
RESIDENTIAL HOME FUNDING CORP. 12 3.31% $4,289
Paramount Residential Mortgage Group, Inc. 11 3.50% $3,728
Dollar Bank, Federal Savings Bank 11 3.61% $6,706
STATE EMPLOYEES' 11 4.19% $3,053
HOMESTEAD FUNDING CORP. 11 3.08% $3,174
SHARONVIEW FEDERAL CREDIT UNION 11 3.24% $2,894
Fifth Third Bank, National Association 11 3.28% $4,701
ALLIED MORTGAGE GROUP, INC. 11 3.03% $1,886
SRP Federal Credit Union 10 3.15% $5,458
LOANPAL, LLC 10 3.69% $4,923
Bank of England 10 3.43% $4,244
CHURCHILL MORTGAGE CORPORATION 10 3.55% $3,014
CRESCENT MORTGAGE COMPANY 10 3.55% $4,098
RELIANCE FIRST CAPITAL, LLC 10 4.09% $5,744
AMERICAN FINANCIAL NETWORK, INC. 9 3.10% $4,039
TIAA, FSB 9 3.51% $4,223
PRIMARY RESIDENTIAL MORTGAGE, INC. 9 3.57% $3,380
Coastal Carolina National Bank 9 3.19% $3,230
CAROLINA ONE MORTGAGE, LLC 9 3.39% $2,942
NBKC BANK 9 3.33% $2,277
INLAND BANK & TRUST 8 3.55% $3,999
George Mason Mortgage, LLC 8 3.28% $2,774
Servion, Inc. 8 3.27% $4,135
PROVIDENT FUNDING ASSOCIATES, L.P. 8 3.33% $2,953
American Security Mortgage Corp. 8 3.58% $2,408
First Guaranty Mortgage Corporation 8 3.03% $2,380
SOUTHERN TRUST MORTGAGE, LLC 8 3.44% $3,120
Discover Bank 8 5.96% $0
THE MORTGAGE FIRM, INC. 7 3.46% $4,175
ACADEMY MORTGAGE CORPORATION 7 3.43% $2,709
Strong Home Mortgage, LLC 7 3.05% $2,049
GUARANTEED RATE, INC. 7 3.29% $2,918
First Horizon Bank 7 3.52% $3,387
North American Savings Bank, F.S.B. 7 3.16% $2,248
PLAZA HOME MORTGAGE, INC. 6 3.21% $3,955
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 3.50% $3,721
Axos Bank 6 3.02% $2,250
Nations Lending Corporation 6 3.33% $5,774
PREMIA MORTGAGE, LLC 6 3.08% $1,977
POLARIS HOME FUNDING CORP. 6 2.92% $6,819
First National Bank of Pennsylvania 6 3.23% $3,440
CAROLINAS TELCO FEDERAL CREDIT UNION 6 3.35% $1,805
ANGEL OAK MORTGAGE SOLUTIONS LLC 6 6.65% $7,320
Mortgage Research Center, LLC 6 3.13% $2,622
InterContinental Capital Group, Inc 5 2.80% $5,477
EMBRACE HOME LOANS, INC. 5 3.15% $4,476
RESIDENTIAL MORTGAGE SERVICES, INC. 5 2.93% $4,755
US MORTGAGE CORPORATION 5 3.45% $3,735
FirstBank 5 3.32% $2,462
SOFI LENDING CORP. 5 3.35% $4,002
SOUTHWEST FUNDING, LP 5 3.25% $4,576
C & F Mortgage Corporation 5 3.10% $2,492
Carrington Mortgage Services, LLC 5 3.63% $6,528
T2 FINANCIAL LLC 5 3.20% $3,931
GENEVA FINANCIAL, LLC 5 3.35% $4,120
APEX HOME LOANS, INC. 5 3.10% $4,162
United Bank 5 3.10% $2,747
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 5 3.30% $3,105
AMERICAN INTERNET MORTGAGE, INC. 5 3.03% $5,551
MID CAROLINA Credit Union 5 3.40% $4,206
Iberiabank 5 3.33% $3,223
MORTGAGE INVESTORS GROUP, INC. 4 2.81% $3,168
Citibank, National Association 4 3.19% $4,326
Presidential Bank, FSB 4 3.21% $3,098
Colten Mortgage, LLC 4 3.50% $3,278
RUOFF MORTGAGE COMPANY, INC. 4 3.38% $2,974
HOMEBRIDGE FINANCIAL SERVICES, INC. 4 3.59% $3,461
Sierra Pacific Mortgage Company, Inc. 4 3.53% $3,407
DATA MORTGAGE, INC. 4 3.72% $5,287
EMM LOANS LLC 4 3.34% $5,643
HOMESTAR FINANCIAL CORPORATION 4 3.31% $2,219
Prosperity Home Mortgage, LLC 4 3.22% $4,109
MORIA DEVELOPMENT, INC. 4 3.34% $3,583
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 4 3.16% $3,417
First Savings Bank 4 3.53% $5,917
Charles Schwab Bank, SSB 4 3.09% $3,241
Christensen Financial, Inc. 4 3.03% $3,240
TJC Mortgage, Inc. 4 3.78% $3,871
PIKE CREEK MORTGAGE SERVICES, INC. 4 3.00% $3,290
First Midwest Bank 3 3.04% $5,611
AMERICAN FINANCIAL RESOURCES, INC. 3 3.75% $5,356
BANKSOUTH MORTGAGE COMPANY, LLC 3 4.00% $3,037
Barley Mortgage, LLC 3 3.08% $1,559
Barrington Bank & Trust Company, N.A. 3 3.12% $2,629
BOKF, National Association 3 3.04% $2,204
CITIZENS EQUITY FIRST 3 3.25% $2,286
CORNERSTONE HOME LENDING, INC. 3 3.75% $3,219
Deere Employees Credit Union 3 2.58% $2,994
EASTMAN 3 4.58% $3,203
Evolve Bank & Trust 3 3.13% $3,325
FBC MORTGAGE, LLC 3 3.33% $3,342
FIRST HOME MORTGAGE CORPORATION 3 4.88% $3,867
GUIDANCE RESIDENTIAL, LLC 3 4.08% $3,946
HomeTrust Bank 3 3.25% $2,615
IMPAC MORTGAGE CORP. 3 3.41% $832
INSPIRE HOME LOANS INC. 3 3.29% $3,349
LENOX FINANCIAL MORTGAGE CORPORATION 3 3.42% $1,788
Manufacturers and Traders Trust Company 3 3.58% $3,641
MID AMERICA MORTGAGE, INC. 3 3.00% $2,408
Morgan Stanley Private Bank, National Association 3 3.05% $4,276
Mortgage Assurance Inc. 3 3.54% $6,080
MORTGAGE EQUITY PARTNERS LLC 3 3.33% $4,589
PHH Mortgage Corporation 3 5.08% $5,082
Pinnacle Bank 3 3.88% $3,557
Queensborough National Bank & Trust Company 3 2.67% $2,931
REV FEDERAL CREDIT UNION 3 3.04% $3,659
ON Q FINANCIAL, INC. 2 3.75% $3,887
THE EQUITABLE MORTGAGE CORPORATION 2 2.94% $2,253
MORTGAGE SOLUTIONS OF COLORADO, LLC 2 5.31% $4,301
The Huntington National Bank 2 3.13% $4,016
Atlantic Coast Mortgage, LLC 2 2.75% $6,596
GSF Mortgage Corporation 2 3.25% $5,892
First Piedmont Federal Savings and Loan Association of Gaffney 2 3.75% $6,003
THRIVENT Federal Credit Union 2 3.44% $2,312
PARKSIDE LENDING, LLC 2 2.81% $2,603
CPM Federal Credit Union 2 4.13% $3,150
JUSTICE Federal Credit Union 2 3.25% $4,463
First National Bank of America 2 7.88% $7,080
Prime Choice Funding Inc. 2 3.69% $8,544
NP, Inc. 2 3.06% $3,606
Triumph Bank 2 3.00% $2,043
SIRVA MORTGAGE, INC. 2 2.94% $2,000
Wilmington Savings Fund Society, FSB 2 3.44% $2,889
CONSUMERS COOPERATIVE CREDIT UNION 2 3.44% $4,009
Family Trust Federal Credit Union 2 3.13% $3,766
A&D Mortgage LLC 2 6.31% $7,110
UNION HOME MORTGAGE CORP. 2 3.19% $3,091
FAMILY FIRST FUNDING LLC 2 3.19% $5,676
AMERIFIRST FINANCIAL CORPORATION 2 3.19% $3,797
AMERICAN PACIFIC MORTGAGE CORPORATION 2 2.93% $2,705
Hometown Lenders, Inc. 2 2.75% $4,310
RAPID MORTGAGE COMPANY 2 3.06% $4,017
CHERRY CREEK MORTGAGE, LLC 2 3.25% $536
ALLEGACY FEDERAL CREDIT UNION 2 2.75% $7,306
Raymond James Bank, National Association 2 3.75% $2,507
SPRING EQ, LLC 2 3.37% $3,822
EVANSVILLE TEACHERS 2 2.56% $3,224
Equity Prime Mortgage LLC 2 4.50% $5,239
OAKTREE FUNDING CORP. 2 2.99% $2,776
Stifel Bank and Trust 2 3.13% $2,437
Republic Bank & Trust Company 2 3.25% $2,969
NATIONS DIRECT MORTGAGE, LLC 2 3.50% $5,556
PLANET HOME LENDING, LLC 2 3.19% $5,119
DIGITAL Federal Credit Union 2 3.25% $6,465
1ST SIGNATURE LENDING, LLC 2 3.06% $7,293
DEVELOPER'S MORTGAGE COMPANY 2 4.00% $972
DELTA COMMUNITY CREDIT UNION 2 3.31% $3,548
Baxter Credit Union 2 3.13% $2,868
Meridian Bank Corporation 2 3.00% $6,970
AXIA FINANCIAL, LLC 2 3.50% $5,206
QUORUM FEDERAL CREDIT UNION 1 3.38% $2,070
ENVOY MORTGAGE, LTD 1 3.50% $7,872
DRAPER AND KRAMER MORTGAGE CORP. 1 3.38% $3,225
DOMINION ENERGY CREDIT UNION 1 3.00% $2,398
DEEPHAVEN MORTGAGE LLC 1 5.88% $4,247
Santander Bank, N.A. 1 3.13% $3,772
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.25% $3,918
SECURITYNATIONAL MORTGAGE COMPANY 1 2.88% $3,011
Semper Home Loans, Inc. 1 2.88% $1,617
ServisFirst Bank 1 3.50% $2,622
Corporate Investors Mortgage Group, Inc. 1 2.88% $1,979
SHELTER LENDING SERVICES, L.L.C. 1 3.63% $3,284
CORNING 1 3.00% $1,783
SIWELL, INC. 1 2.88% $4,039
Colonial Savings, F.A. 1 3.38% $2,131
COASTAL Federal Credit Union 1 2.63% $1,657
CityWorth Mortgage LLC 1 3.00% $4,268
City National Bank 1 3.16% $6,978
Citadel Servicing Corporation 1 6.63% $8,075
SOVEREIGN LENDING GROUP INCORPORATED 1 2.63% $6,459
Champion Credit Union 1 3.00% $3,480
Cf Bank, National Association 1 2.75% $1,846
Carrollton Bank 1 3.63% $3,954
Capital City Home Loans, LLC 1 5.38% $5,132
Boeing Employees Credit Union 1 3.25% $5,516
SUMMIT FUNDING, INC. 1 3.63% $3,746
Sunflower Bank, National Association 1 3.25% $7,341
BNC National Bank 1 3.75% $2,874
SWBC MORTGAGE CORPORATION 1 3.50% $1,112
BLMC, INC 1 3.50% $1,486
The Central Trust Bank 1 3.13% $4,926
Atlantic Union Bank 1 2.88% $2,659
The Park National Bank 1 3.00% $3,962
The Union Bank Company 1 3.88% $6,855
ASHLAND Credit Union 1 3.75% $3,838
Arvest Bank 1 4.38% $3,139
TOP FLITE FINANCIAL, INC. 1 3.38% $6,853
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $4,325
TOWER 1 3.50% $7,314
ARC HOME LLC 1 3.13% $3,100
AmRes Corporation 1 3.50% $3,508
Truliant Federal Credit Union 1 3.38% $2,237
Amerifirst Financial, Inc. 1 3.13% $3,020
Tyndall Federal Credit Union 1 2.50% $3,107
UBS Bank USA 1 2.88% $3,591
Union Savings Bank 1 3.00% $2,702
ALLIANT CREDIT UNION 1 4.38% $4,421
UNIVERSAL 1 CREDIT UNION 1 3.50% $2,459
Allen Tate Mortgage Partners, LLC 1 2.88% $2,962
Alerus Financial, National Association 1 3.00% $3,534
UTILITIES EMPLOYEES CREDIT UNION 1 4.00% $3,118
Uwharrie Bank 1 2.88% $1,929
Alcova Mortgage LLC 1 2.88% $3,673
VAN DYK MORTGAGE CORPORATION 1 3.25% $4,315
Vellum Mortgage, Inc. 1 3.25% $3,707
Victorian Finance, LLC 1 3.75% $2,587
LIBERTY HOME MORTGAGE CORPORATION 1 4.63% $6,859
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.88% $3,409
Liberty Bank and Trust Company 1 2.75% $3,192
VILLAGE CAPITAL & INVESTMENT LLC 1 3.00% $7,921
mBank 1 2.88% $3,265
MCLEAN MORTGAGE CORPORATION 1 2.63% $2,840
MEMBER ADVANTAGE MORTGAGE, LLC 1 3.00% $5,793
Level One Bank 1 3.00% $3,430
Waterstone Mortgage Corporation 1 4.00% $4,927
LEADERONE FINANCIAL CORPORATION 1 2.75% $2,759
MLD MORTGAGE INC. 1 2.75% $2,884
AFFINITY 1 3.25% $2,648
KS StateBank 1 2.88% $2,215
MORTGAGE ACCESS CORP. 1 3.13% $3,068
WESCOM CENTRAL CREDIT UNION 1 2.88% $3,032
KeyBank National Association 1 2.75% $3,312
JET DIRECT FUNDING CORP 1 2.88% $3,632
INTERLINC MORTGAGE SERVICES, LLC 1 3.00% $4,139
Independent Bank 1 3.63% $3,240
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.79% $4,150
Honor Credit Union 1 2.88% $3,126
NATIONWIDE MORTGAGE BANKERS, INC. 1 2.75% $5,264
NBH Bank 1 2.88% $8,579
HANCOCK MORTGAGE PARTNERS, LLC 1 3.88% $3,705
Great Southern Bank 1 3.29% $2,984
Nicolet National Bank 1 3.38% $3,139
NMSI, INC. 1 2.88% $2,756
F & M Bank 1 2.88% $2,625
Florida Capital Bank, National Association 1 3.63% $6,328
Northwest Bank 1 3.00% $2,119
Northwest Bank 1 2.63% $4,187
First United Bank and Trust Company 1 3.25% $3,029
FIRST STATE MORTGAGE SERVICES, LLC 1 3.00% $2,991
OMNI Community Credit Union 1 3.75% $3,039
OPEN MORTGAGE, LLC 1 3.50% $3,937
First Republic Bank 1 2.60% $3,982
Peapack-Gladstone Bank 1 2.88% $4,312
1ST PREFERENCE MORTGAGE CORP. 1 2.88% $3,860
Peoples Bank 1 3.25% $3,957
First Internet Bank of Indiana 1 2.50% $6,592
WRIGHT-PATT CREDIT UNION, INC. 1 3.25% $3,010
Plains Commerce Bank 1 3.38% $7,851
First IC Corporation 1 4.63% $2,857
First Home Bank 1 2.88% $2,670
First Federal Bank, A FSB 1 2.75% $2,534
FIRST CHOICE LOAN SERVICES INC. 1 3.13% $2,302
PREMIER LENDING, INC. 1 3.63% $4,023
Fidelity Bank, National Association 1 3.13% $2,606
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 3.38% $5,270
Farmers & Mechanics Bank 1 2.75% $3,649
Farm Credit East, ACA 1 2.75% $4,896
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.88% $3,202

COLUMBIA, SC's 351 lenders originated 36,686 loans during 2020. The total origination value was $7,872,620,000, with an average loan value of $214,595.

The top COLUMBIA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 1,655 loans originated. Their average total fees are $3,787, which is $1,133 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee COLUMBIA lenders (with over 10 loans originated) are SUN WEST MORTGAGE COMPANY, INC. ($1,389), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,872), Trustmark National Bank ($1,885), ALLIED MORTGAGE GROUP, INC. ($1,886) and EVERETT FINANCIAL, INC. ($2,003).

The lowest rate COLUMBIA lenders (with over 10 loans originated) are INTERCOASTAL MORTGAGE COMPANY (2.88%), Bank of America, National Association (2.91%), Countybank (2.91%), First Heritage Mortgage, LLC (2.93%) and GUARANTY HOME MORTGAGE CORPORATION (2.96%).

COLUMBIA, SC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Guild Mortgage Company $362,765,000 $704,340,000 94.2% 8.9%
Quicken Loans $192,155,000 $417,625,000 117.3% 5.3%
Freedom Mortgage Corporation $101,135,000 $340,625,000 236.8% 4.3%
AMERIS BANK $188,705,000 $328,950,000 74.3% 4.2%
First-Citizens Bank & Trust Co $176,350,000 $255,935,000 45.1% 3.3%
First Palmetto Bank $32,935,000 $191,485,000 481.4% 2.4%
Resource Financial Services, Inc. $91,045,000 $180,960,000 98.8% 2.3%
LendUS LLC dba RPM Mortgage $84,435,000 $175,425,000 107.8% 2.2%
Southern First $168,085,000 $167,725,000 -0.2% 2.1%
WELLS FARGO BANK NA $132,465,000 $145,985,000 10.2% 1.9%
Branch Banking And Trust Co $115,385,000 $142,435,000 23.4% 1.8%
New American Funding (dba for Broker Solutions Inc) $71,510,000 $141,825,000 98.3% 1.8%
MOVEMENT MORTGAGE, LLC $155,545,000 $136,685,000 -12.1% 1.7%
Success Mortgage Partners Inc. $59,830,000 $130,795,000 118.6% 1.7%
First Community Bank $84,620,000 $130,785,000 54.6% 1.7%
Mortgage Network, Inc $64,000,000 $125,305,000 95.8% 1.6%
REGIONS BANK $46,625,000 $121,210,000 160.0% 1.5%
Synovus Bank $64,840,000 $116,540,000 79.7% 1.5%
VANDERBILT MORTGAGE AND FINANCE, INC $14,175,000 $110,210,000 677.5% 1.4%
Guaranteed Rate Affinity LLC $54,925,000 $108,075,000 96.8% 1.4%
Midland Mortgage Corporation of SC $64,110,000 $102,425,000 59.8% 1.3%
United Shore Financial Services LLC $93,545,000 $102,375,000 9.4% 1.3%
Palmetto Citizens Federal Credit Union $64,290,000 $101,975,000 58.6% 1.3%
Bank of America NA $95,720,000 $99,045,000 3.5% 1.3%
loanDepot LLC $44,790,000 $97,605,000 117.9% 1.2%
Mortgage Research Center LLC $56,645,000 $93,990,000 65.9% 1.2%
CENTERSTATE BANK N.A. $1,200,000 $88,210,000 7,250.8% 1.1%
PRIMELENDING $51,845,000 $87,695,000 69.1% 1.1%
TD Bank $60,970,000 $76,270,000 25.1% 1.0%
Nationstar Mortgage $44,615,000 $75,440,000 69.1% 1.0%
Berkadia Commercial Mortgage $14,735,000 $73,700,000 400.2% 0.9%
DHI Mortgage Company Limited $58,110,000 $72,935,000 25.5% 0.9%
Caliber Home Loans Inc $27,120,000 $72,170,000 166.1% 0.9%
NAVY FEDERAL CREDIT UNION $78,160,000 $66,750,000 -14.6% 0.8%
NETWORK FUNDING, L.P. $34,215,000 $64,395,000 88.2% 0.8%
USAA FEDERAL SAVINGS BANK $82,080,000 $63,670,000 -22.4% 0.8%
PENNYMAC LOAN SERVICES LLC $21,255,000 $55,870,000 162.9% 0.7%
First Reliance Bank $30,025,000 $55,790,000 85.8% 0.7%
SOUTH STATE BANK $84,625,000 $54,905,000 -35.1% 0.7%
Cardinal Financial Company LP $14,640,000 $53,765,000 267.2% 0.7%
Magnolia Bank Incorporated $23,660,000 $53,085,000 124.4% 0.7%
Towne Mortgage Company $30,745,000 $46,915,000 52.6% 0.6%
AllSouth Federal Credit Union $34,590,000 $46,440,000 34.3% 0.6%
Amerisave Mortgage Corporation $8,480,000 $46,005,000 442.5% 0.6%
RENASANT BANK $13,445,000 $45,760,000 240.3% 0.6%
Mortgage Solutions of Colorado LLC $29,140,000 $42,985,000 47.5% 0.5%
Greystone Servicing Corporation, Inc. $42,000,000 n/a 0.5%
Lakeview Loan Servicing, LLC $14,770,000 $41,050,000 177.9% 0.5%
Clearpath Lending $21,945,000 $39,435,000 79.7% 0.5%
First Heritage Mortgage, LLC $430,000 $39,390,000 9,060.5% 0.5%
Bay Equity LLC $34,060,000 $38,575,000 13.3% 0.5%
WALKER & DUNLOP, LLC $2,625,000 $36,080,000 1,274.5% 0.5%
SC State Credit Union $25,365,000 $36,070,000 42.2% 0.5%
SAFE Federal Credit Union $18,000,000 $35,825,000 99.0% 0.5%
ANGEL OAK HOME LOANS LLC $15,765,000 $34,135,000 116.5% 0.4%
Village Capital & Investment $6,390,000 $33,230,000 420.0% 0.4%
CARRINGTON MORTGAGE SERVICES $19,365,000 $32,350,000 67.1% 0.4%
South Carolina Federal Credit Union $17,485,000 $30,310,000 73.3% 0.4%
NEWREZ LLC $11,335,000 $29,610,000 161.2% 0.4%
NewDay Financial LLC dba NewDay USA $12,050,000 $29,360,000 143.7% 0.4%
FAIRWAY INDEPENDENT MORT CORP $15,070,000 $29,275,000 94.3% 0.4%
US BANK, N.A. $19,730,000 $28,215,000 43.0% 0.4%
Better Mortgage Corporation $975,000 $27,970,000 2,768.7% 0.4%
Flagstar Bank $18,750,000 $26,190,000 39.7% 0.3%
Home Point Financial Corporation $10,355,000 $24,695,000 138.5% 0.3%
JPMorgan Chase Bank, NA $19,725,000 $23,815,000 20.7% 0.3%
The Federal Savings Bank $11,290,000 $23,730,000 110.2% 0.3%
CBNA $5,085,000 $23,310,000 358.4% 0.3%
CMG Mortgage Inc. $16,760,000 $23,190,000 38.4% 0.3%
Arthur State Bank $9,335,000 $22,175,000 137.5% 0.3%
Security Federal Bank $11,845,000 $20,125,000 69.9% 0.3%
Wyndham Capital Mortgage $8,135,000 $19,940,000 145.1% 0.3%
United Community Bank $11,450,000 $19,025,000 66.2% 0.2%
Keller Mortgage LLC $4,920,000 $18,980,000 285.8% 0.2%
Sun West Mortgage Company Inc. $1,400,000 $18,855,000 1,246.8% 0.2%
AGFIRST FARM CREDIT BANK $12,340,000 $18,055,000 46.3% 0.2%
Lakeview Community Capital, LLC $1,015,000 $17,830,000 1,656.7% 0.2%
Arbor Realty Trust Inc $17,880,000 $16,505,000 -7.7% 0.2%
NTFN dba Premier Nationwide Lending $4,725,000 $15,920,000 236.9% 0.2%
NVR Mortgage Finance Inc $15,005,000 $15,800,000 5.3% 0.2%
Founders Federal Credit Union $12,830,000 $15,195,000 18.4% 0.2%
Low VA Rates $6,825,000 $14,405,000 111.1% 0.2%
American Financial Network Inc. $8,195,000 $14,350,000 75.1% 0.2%
Trustmark National Bank $6,900,000 $13,845,000 100.7% 0.2%
CERTAIN HOME LOANS, LLC $8,185,000 $13,235,000 61.7% 0.2%
Merchants Bank of Indiana $13,115,000 n/a 0.2%
Pentagon Federal Credit Union $1,925,000 $12,415,000 544.9% 0.2%
21ST MORTGAGE $6,145,000 $12,105,000 97.0% 0.2%
PNC BANK NA $10,720,000 $11,780,000 9.9% 0.1%
Homeside Financial LLC $4,660,000 $11,685,000 150.8% 0.1%
First Guaranty Mortgage Corporation $6,540,000 $11,110,000 69.9% 0.1%
Finance of America Mortgage LLC $12,455,000 $11,100,000 -10.9% 0.1%
M&T REALTY CAPITAL CORPORATION $10,505,000 n/a 0.1%
Synergy One Lending $7,620,000 $10,315,000 35.4% 0.1%
North American Savings Bank $8,780,000 $10,215,000 16.3% 0.1%
CalCon Mutual Mortgage LLC $7,455,000 $9,130,000 22.5% 0.1%
Blue Ridge Bank, NA $1,360,000 $8,965,000 559.2% 0.1%
GATEWAY MORTGAGE GROUP $1,220,000 $8,840,000 624.6% 0.1%
Coastal Carolina National Bank $3,945,000 $8,750,000 121.8% 0.1%
Guaranty Trust Company $2,530,000 $8,485,000 235.4% 0.1%
Mid America Mortgage Inc. $4,780,000 $8,300,000 73.6% 0.1%
CoreVest American Finance Lender LLC $19,895,000 $8,205,000 -58.8% 0.1%
Paramount Residential Mortgage Group Inc. $5,775,000 $8,130,000 40.8% 0.1%
GrandSouth Bank $3,910,000 $8,100,000 107.2% 0.1%
Barrington Bank & Trust $8,445,000 $7,950,000 -5.9% 0.1%
Reliance First Capital LLC $5,320,000 $7,895,000 48.4% 0.1%
Churchill Mortgage Corporation $3,190,000 $7,890,000 147.3% 0.1%
First Carolina Bank $7,705,000 n/a 0.1%
Atlantic Bay Mortgage Group LLC $6,975,000 $7,685,000 10.2% 0.1%
American Federal Mortgage Corp. $1,490,000 $7,605,000 410.4% 0.1%
Stearns Lending $3,245,000 $7,455,000 129.7% 0.1%
Intercontinental Capital Group, Inc. $1,810,000 $7,310,000 303.9% 0.1%
Nations Lending Corporation $3,900,000 $7,275,000 86.5% 0.1%
Ark-La-Tex Financial Services LLC $4,595,000 $7,210,000 56.9% 0.1%
HomeBridge Financial Services, Inc. $19,330,000 $6,960,000 -64.0% 0.1%
American Financial Resources Inc. $4,530,000 $6,710,000 48.1% 0.1%
Planet Home Lending LLC $5,340,000 $6,355,000 19.0% 0.1%
American Financing Corporation $2,340,000 $6,280,000 168.4% 0.1%
Northpointe Bank $3,300,000 $6,275,000 90.2% 0.1%
Equity Prime Mortgage LLC $105,000 $6,230,000 5,833.3% 0.1%
Homeowners Financial Group $6,110,000 n/a 0.1%
UNITED BANK VA $6,045,000 n/a 0.1%
Nations Direct Mortgage LLC $2,475,000 $5,905,000 138.6% 0.1%
Fifth Third Bank $4,240,000 $5,725,000 35.0% 0.1%
Countybank $2,335,000 $5,610,000 140.3% 0.1%
Grow Financial Federal Credit Union $2,825,000 $5,510,000 95.0% 0.1%
NBKC Bank $8,265,000 $5,375,000 -35.0% 0.1%
Residential Home Funding Corp. $5,345,000 n/a 0.1%
First Tennessee Bank National $4,145,000 $5,325,000 28.5% 0.1%
Southwest Funding LP $4,800,000 $5,275,000 9.9% 0.1%
Allied Mortgage Group Inc $240,000 $5,220,000 2,075.0% 0.1%
TIAA, FSB $2,590,000 $5,135,000 98.3% 0.1%
Mortgage Lenders of America LLC $2,635,000 $5,060,000 92.0% 0.1%
US Mortgage of Florida $470,000 $5,000,000 963.8% 0.1%
SOUTHERN TRUST MORTGAGE LLC $1,820,000 $4,900,000 169.2% 0.1%
American Security Mortgage Corporation $4,310,000 $4,830,000 12.1% 0.1%
Homestead Funding Corp. $2,425,000 $4,815,000 98.6% 0.1%
Guaranteed Rate Inc. $2,690,000 $4,735,000 76.0% 0.1%
Supreme Lending/ Everett Financial Inc. $12,635,000 $4,520,000 -64.2% 0.1%
Pinnacle Bank $1,650,000 $4,490,000 172.1% 0.1%
Intercoastal Mortgage Company $4,420,000 n/a 0.1%
AimLoan.com $2,305,000 $4,380,000 90.0% 0.1%
Mid Carolina Credit Union $4,405,000 $4,355,000 -1.1% 0.1%
DOLLAR BANK, FSB $1,665,000 $4,240,000 154.7% 0.1%
BNC NATIONAL BANK $3,560,000 $4,230,000 18.8% 0.1%
THE CITIZENS BANK $1,100,000 $4,175,000 279.5% 0.1%
TJC Mortgage, Inc. $570,000 $4,125,000 623.7% 0.1%
Sovereign Lending Group, Inc $2,400,000 $4,065,000 69.4% 0.1%
Crescent Mortgage Company $1,185,000 $4,000,000 237.6% 0.1%
Embrace Home Loans, Inc. $2,065,000 $3,980,000 92.7% 0.1%
Royal United Mortgage LLC $2,750,000 $3,970,000 44.4% 0.1%
Sharonview Federal CU $545,000 $3,815,000 600.0% 0.0%
Plaza Home Mortgage Inc. $705,000 $3,750,000 431.9% 0.0%
FirstBank $14,810,000 $3,575,000 -75.9% 0.0%
First Savings Bank $965,000 $3,505,000 263.2% 0.0%
First National Bank of Pennsylvania $5,965,000 $3,490,000 -41.5% 0.0%
Primary Residential Mortgage Inc. $2,070,000 $3,425,000 65.5% 0.0%
RED MORTGAGE CAPITAL, LLC $41,360,000 $3,330,000 -91.9% 0.0%
Provident Funding Associates $5,065,000 $3,190,000 -37.0% 0.0%
SRP Federal Credit Union $2,150,000 $3,170,000 47.4% 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $3,460,000 $3,120,000 -9.8% 0.0%
Bank of England $4,075,000 $3,020,000 -25.9% 0.0%
LoanPal $2,375,000 $3,005,000 26.5% 0.0%
KS StateBank $2,755,000 $2,955,000 7.3% 0.0%
Tower Federal Credit Union $1,060,000 $2,925,000 175.9% 0.0%
Oceanside Mortgage Company $2,485,000 $2,865,000 15.3% 0.0%
RESIDENTIAL MORTGAGE SERVICES $400,000 $2,750,000 587.5% 0.0%
Geneva Financial LLC $1,055,000 $2,720,000 157.8% 0.0%
Bellwether Enterprise Real Estate Capital LLC $2,635,000 n/a 0.0%
Apex Home Loans $355,000 $2,630,000 640.8% 0.0%
State Employees' Credit Union $2,455,000 $2,605,000 6.1% 0.0%
Rapid Mortgage Company $1,305,000 $2,535,000 94.3% 0.0%
ServisFirst Bank $95,000 $2,525,000 2,557.9% 0.0%
AmeriHomeMortgageCompany,LL $1,865,000 $2,480,000 33.0% 0.0%
HomeStar Financial Corporation $1,395,000 $2,445,000 75.3% 0.0%
Colten Mortgage $1,015,000 $2,425,000 138.9% 0.0%
George Mason Mortgage LLC $5,210,000 $2,310,000 -55.7% 0.0%
Meridian Bank $405,000 $2,270,000 460.5% 0.0%
PHH MORTGAGE CORPORATION $885,000 $2,265,000 155.9% 0.0%
POLARIS HOME FUNDING CORP $1,385,000 $2,245,000 62.1% 0.0%
MORTGAGE INVESTORS GROUP $290,000 $2,220,000 665.5% 0.0%
Dominion Energy Credit Union $900,000 $2,190,000 143.3% 0.0%
Royal Business Bank $2,175,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LL $615,000 $2,155,000 250.4% 0.0%
1st Signature Lending LLC $500,000 $2,105,000 321.0% 0.0%
Servion, Inc. $740,000 $2,085,000 181.8% 0.0%
Carolinas Telco Federal Credit Union $1,140,000 $2,075,000 82.0% 0.0%
Morgan Stanley Private Bank NA $2,200,000 $2,045,000 -7.0% 0.0%
First Home Bank $2,055,000 $2,030,000 -1.2% 0.0%
Inland Bank and Trust $280,000 $2,010,000 617.9% 0.0%
Premia Mortgage, LLC $840,000 $1,975,000 135.1% 0.0%
Axos Bank $160,000 $1,960,000 1,125.0% 0.0%
Queensborough National Bank & Trust Company $590,000 $1,950,000 230.5% 0.0%
Hometown Lenders LLC $105,000 $1,935,000 1,742.9% 0.0%
Triumph Bank $1,605,000 $1,930,000 20.2% 0.0%
CAROLINA ONE MORTGAGE, LLC $1,020,000 $1,925,000 88.7% 0.0%
LendingHome Funding Corporation $3,485,000 $1,910,000 -45.2% 0.0%
First Federal Bank of Kansas City $630,000 $1,905,000 202.4% 0.0%
Angel Oak Mortgage Solutions $985,000 $1,885,000 91.4% 0.0%
T2 Financial LLC $1,885,000 n/a 0.0%
Texana Bank, N.A. $300,000 $1,855,000 518.3% 0.0%
CORNERSTONE HOME LENDING, INC. $175,000 $1,850,000 957.1% 0.0%
M&T Bank $1,200,000 $1,800,000 50.0% 0.0%
Cascade Financial Services $910,000 $1,790,000 96.7% 0.0%
Prime Choice Funding, Inc. $2,555,000 $1,785,000 -30.1% 0.0%
Discover Bank $1,200,000 $1,775,000 47.9% 0.0%
Highlands Residential Mortgage Ltd $255,000 $1,775,000 596.1% 0.0%
C&F Mortgage Corp $425,000 $1,730,000 307.1% 0.0%
RESIDENTIAL ACCEPTANCE CORPORATION. RAC. $1,725,000 n/a 0.0%
Utilities Employees Credit Union $1,720,000 n/a 0.0%
Accelerate Mortgage $1,715,000 n/a 0.0%
WEI Mortgage LLC $950,000 $1,665,000 75.3% 0.0%
Lenox Financial Mortgage Corp. $505,000 $1,645,000 225.7% 0.0%
Ruoff Home Mortgage $590,000 $1,615,000 173.7% 0.0%
Mid-Continent Funding, Inc. $1,765,000 $1,590,000 -9.9% 0.0%
Contour Mortgage Corporation $1,735,000 $1,575,000 -9.2% 0.0%
Union Home Mortgage Company $1,150,000 $1,575,000 37.0% 0.0%
On Q Financial Inc. $465,000 $1,545,000 232.3% 0.0%
Triad Financial Services Inc $1,220,000 $1,545,000 26.6% 0.0%
The Mortgage Firm, Inc. $1,205,000 $1,540,000 27.8% 0.0%
SoFi Lending Corp $665,000 $1,490,000 124.1% 0.0%
BOKF NA $810,000 $1,485,000 83.3% 0.0%
Charles Schwab Bank $595,000 $1,480,000 148.7% 0.0%
Colonial Savings $960,000 $1,475,000 53.6% 0.0%
Allegacy Federal Credit Union $205,000 $1,445,000 604.9% 0.0%
Academy Mortgage Corporation $5,765,000 $1,415,000 -75.5% 0.0%
Paramount Bank $1,365,000 $1,415,000 3.7% 0.0%
CityWorth Mortgage $1,160,000 $1,410,000 21.6% 0.0%
The Bank of South Carolina $540,000 $1,400,000 159.3% 0.0%
Citibank, N.A. $2,095,000 $1,375,000 -34.4% 0.0%
Prosperity Home Mortgage LLC $145,000 $1,375,000 848.3% 0.0%
American Pacific Mortgage Corporation $1,370,000 n/a 0.0%
Atlantic Coast Mortgage LLC $115,000 $1,345,000 1,069.6% 0.0%
Digital Federal Credit Union $680,000 $1,345,000 97.8% 0.0%
Envoy Mortgage Ltd. $1,730,000 $1,330,000 -23.1% 0.0%
Cherry Creek Mortgage Co. Inc. $175,000 $1,315,000 651.4% 0.0%
GSF Mortgage Corporation $185,000 $1,295,000 600.0% 0.0%
Eastman Credit Union $755,000 $1,290,000 70.9% 0.0%
Pike Creek Mortgage Services, Inc. $1,280,000 n/a 0.0%
IBERIABANK $2,635,000 $1,275,000 -51.6% 0.0%
Palmetto State Bank $830,000 $1,275,000 53.6% 0.0%
AAG $2,055,000 $1,260,000 -38.7% 0.0%
Huntington National Bank $520,000 $1,255,000 141.3% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $890,000 $1,255,000 41.0% 0.0%
Heritage Trust Federal Credit Union $950,000 $1,185,000 24.7% 0.0%
Baxter Credit Union $945,000 $1,180,000 24.9% 0.0%
Liberty Home Mortgage Corp $1,180,000 n/a 0.0%
Plains Commerce Bank $1,170,000 n/a 0.0%
Presidential Bank FSB $660,000 $1,170,000 77.3% 0.0%
City National Bank $1,165,000 n/a 0.0%
HomeTrust Bank $1,045,000 $1,155,000 10.5% 0.0%
US Mortgage Corporation $125,000 $1,145,000 816.0% 0.0%
Republic Bank & Trust Company $1,140,000 n/a 0.0%
Semper Home Loans, Inc $280,000 $1,140,000 307.1% 0.0%
Sirva Mortgage Inc. $325,000 $1,135,000 249.2% 0.0%
AmWest Funding Corp. $250,000 $1,130,000 352.0% 0.0%
BANK OF THE WEST $1,120,000 n/a 0.0%
SPRING EQ, LLC $1,115,000 n/a 0.0%
Civic Financial Services $695,000 $1,100,000 58.3% 0.0%
Stifel Bank and Trust $1,100,000 $1,100,000 0.0% 0.0%
James B. Nutter & Company $1,680,000 $1,095,000 -34.8% 0.0%
Evolve Bank & Trust $755,000 $1,090,000 44.4% 0.0%
First Midwest Bank $940,000 $1,075,000 14.4% 0.0%
ALCOVA Mortgage LLC $580,000 $1,045,000 80.2% 0.0%
Enterprise Bank of SC $230,000 $1,040,000 352.2% 0.0%
Family First Funding LLC $145,000 $1,040,000 617.2% 0.0%
Developer's Mortgage Company $145,000 $1,025,000 606.9% 0.0%
FBC Mortgage LLC $1,015,000 n/a 0.0%
SPC Credit Union $375,000 $990,000 164.0% 0.0%
Citizens Equity First Credit Union (CEFCU) $1,390,000 $975,000 -29.9% 0.0%
Congressional Federal Credit Union $975,000 n/a 0.0%
E Mortgage Management LLC $900,000 $975,000 8.3% 0.0%
LIMA ONE CAPITAL, LLC $2,710,000 $975,000 -64.0% 0.0%
Draper and Kramer Mortgage Corp. $950,000 n/a 0.0%
Goldwater Bank National Association $1,120,000 $940,000 -16.1% 0.0%
United Security Financial $925,000 n/a 0.0%
Christensen Financial, Inc. $1,305,000 $920,000 -29.5% 0.0%
Northwest Bank $475,000 $920,000 93.7% 0.0%
TRI COUNTIES BANK $910,000 n/a 0.0%
Sunflower Bank, N.A. $885,000 $900,000 1.7% 0.0%
Core Bank $895,000 n/a 0.0%
Open Mortgage LLC $760,000 $885,000 16.4% 0.0%
Inspire Home Loans $145,000 $855,000 489.7% 0.0%
MLD Mortgage Inc. $855,000 n/a 0.0%
Mortgage Equity Partners LLC $225,000 $825,000 266.7% 0.0%
ANDERSON BROTHERS BANK $815,000 n/a 0.0%
TCF National Bank $95,000 $805,000 747.4% 0.0%
Coastal Federal Credit Union $5,340,000 $800,000 -85.0% 0.0%
Tyndall Federal Credit Union $255,000 $785,000 207.8% 0.0%
Community Bank of Parkersburg $775,000 n/a 0.0%
CPM Federal Credit Union $270,000 $770,000 185.2% 0.0%
Deere Employees Credit Union $135,000 $755,000 459.3% 0.0%
Cf Bank National Association $1,165,000 $740,000 -36.5% 0.0%
InterLinc Mortgage Services LLC $735,000 n/a 0.0%
WSFS Bank $205,000 $735,000 258.5% 0.0%
Allen Tate Mortgage Partners LLC $620,000 $730,000 17.7% 0.0%
Sierra Pacific Mortgage $2,485,000 $720,000 -71.0% 0.0%
Acopia, LLC $1,215,000 $715,000 -41.2% 0.0%
First Community Mortgage Inc. $175,000 $710,000 305.7% 0.0%
Carrollton Bank $705,000 n/a 0.0%
Silver Hill Funding, LLC $1,375,000 $705,000 -48.7% 0.0%
South Atlantic Bank $725,000 $705,000 -2.8% 0.0%
Delta Community Credit Union $250,000 $700,000 180.0% 0.0%
First Home Mortgage $535,000 $695,000 29.9% 0.0%
SWBC Mortgage Corporation $635,000 $695,000 9.4% 0.0%
Reverse Mortgage Funding LLC $520,000 $685,000 31.7% 0.0%
A&D Mortgage LLC $680,000 n/a 0.0%
Cadence Bank, N.A. $625,000 $680,000 8.8% 0.0%
Raymond James Bank National Association $680,000 n/a 0.0%
AmeriFirst Home Mortgage $590,000 $665,000 12.7% 0.0%
Homespire Mortgage Corporation $660,000 n/a 0.0%
Toyota Financial Savings Bank $655,000 n/a 0.0%
First Federal Bank A FSB $650,000 n/a 0.0%
Hancock Mortgage Partners LLC $2,040,000 $650,000 -68.1% 0.0%
First Piedmont Federal Savings and Loan Association of Gaffney $285,000 $640,000 124.6% 0.0%
1st Preference Mortgage Corporation $215,000 $635,000 195.3% 0.0%
Wescom Central Credit Union $630,000 n/a 0.0%
Family Trust Federal Credit Union $1,190,000 $615,000 -48.3% 0.0%
Mortgage Assurance Inc. $745,000 $615,000 -17.4% 0.0%
Credit Union Mortgage Association Inc. $580,000 $610,000 5.2% 0.0%
The Park National Bank $590,000 n/a 0.0%
Nationwide Mortgage Bankers Inc. $660,000 $585,000 -11.4% 0.0%
BLMC, Inc $215,000 $580,000 169.8% 0.0%
Axia Financial LLC $1,080,000 $575,000 -46.8% 0.0%
Warsaw Federal Savings and Loan Association $570,000 n/a 0.0%
FIRST REPUBLIC BANK $555,000 n/a 0.0%
Parkside Lending LLC $325,000 $550,000 69.2% 0.0%
SC Telco FCU $1,335,000 $550,000 -58.8% 0.0%
Florida Capital Bank National Association $775,000 $545,000 -29.7% 0.0%
Capital Mortgage Services of Texas $445,000 $540,000 21.3% 0.0%
Peoples Mortgage Company $750,000 $540,000 -28.0% 0.0%
Sun Federal Credit Union $540,000 n/a 0.0%
Finance of America Reverse LLC $935,000 $535,000 -42.8% 0.0%
FIRST NATIONAL BANK OF AMERICA $245,000 $535,000 118.4% 0.0%
Alterra Group LLC dba Alterra Home Loans $530,000 n/a 0.0%
Brand Mortgage $125,000 $530,000 324.0% 0.0%
Hamilton Group Funding Inc. $370,000 $530,000 43.2% 0.0%
North State Bank $530,000 n/a 0.0%
BLUELEAF LENDING, LLC $515,000 n/a 0.0%
Members Cooperative Credit Union $415,000 $515,000 24.1% 0.0%
THE CENTRAL TRUST BANK $515,000 n/a 0.0%
UBS Bank USA $515,000 n/a 0.0%
First Choice Loan Services Inc. $505,000 n/a 0.0%
Bayshore Mortgage Funding LLC $135,000 $500,000 270.4% 0.0%
Essex Mortgage $500,000 n/a 0.0%
NBH Bank $490,000 n/a 0.0%
Weichert Financial Services $285,000 $480,000 68.4% 0.0%
ARVEST BANK $795,000 $465,000 -41.5% 0.0%
Northwest Bank $475,000 $465,000 -2.1% 0.0%
Finex Credit Union $445,000 n/a 0.0%
FIRST UNITED BANK AND TRUST CO $445,000 n/a 0.0%
Hometown Equity Mortgage LLC $195,000 $440,000 125.6% 0.0%
Union Bank & Trust $440,000 n/a 0.0%
VanDyk Mortgage Corporation $135,000 $435,000 222.2% 0.0%
DAS Acquisition Company, LLC $185,000 $430,000 132.4% 0.0%
Justice Federal Credit Union $155,000 $430,000 177.4% 0.0%
Thrive Mortgage LLC $430,000 n/a 0.0%
Direct Mortgage Loans $425,000 n/a 0.0%
TowneBank $530,000 $420,000 -20.8% 0.0%
McLean Mortgage Corporation $405,000 $415,000 2.5% 0.0%
Intercap Lending Inc $970,000 $410,000 -57.7% 0.0%
Leader Bank NA $410,000 n/a 0.0%
Quorum Federal Credit Union $410,000 n/a 0.0%
SecurityNational Mortgage Company $410,000 n/a 0.0%
ASHLAND CREDIT UNION $405,000 n/a 0.0%
Old National Bank $405,000 n/a 0.0%
PEAPACK-GLADSTONE BANK $405,000 n/a 0.0%
The Farmers and Mechanics Bank $455,000 $405,000 -11.0% 0.0%
Truliant Federal Credit Union $520,000 $405,000 -22.1% 0.0%
Consumers Credit Union $400,000 n/a 0.0%
Evansville Teachers Federal Credit Union $400,000 n/a 0.0%
FineMark National Bank & Trust $400,000 n/a 0.0%
First Bank $660,000 $390,000 -40.9% 0.0%
LendingOne LLC $680,000 $390,000 -42.6% 0.0%
CITY 1ST MORTGAGE SERVICES, LC $385,000 n/a 0.0%
Community First National Bank $285,000 $385,000 35.1% 0.0%
American Residential Lending $380,000 n/a 0.0%
Guidance Residential LLC $545,000 $375,000 -31.2% 0.0%
Summit Funding Inc. $590,000 $375,000 -36.4% 0.0%
LeaderOne Financial Corp. $265,000 $370,000 39.6% 0.0%
Somerville Bank $365,000 n/a 0.0%
Colony Bank $360,000 n/a 0.0%
Land Home Financial Services Inc. $500,000 $360,000 -28.0% 0.0%
The Peoples Bank $360,000 n/a 0.0%
1st National Bank $355,000 n/a 0.0%
The Union Bank Company $225,000 $335,000 48.9% 0.0%
MidFirst Bank $330,000 n/a 0.0%
Santander Bank N.A. $325,000 n/a 0.0%
ALERUS FINANCIAL NA $185,000 $315,000 70.3% 0.0%
Midwest Loan Services Inc $315,000 n/a 0.0%
NFM, Inc. $460,000 $315,000 -31.5% 0.0%
Oaktree Funding Corporation $310,000 n/a 0.0%
Bank of Travelers Rest $305,000 n/a 0.0%
Dominion Financial Services $55,000 $305,000 454.5% 0.0%
EagleBank $305,000 n/a 0.0%
First Internet Bank $635,000 $305,000 -52.0% 0.0%
PEOPLES BANK $305,000 n/a 0.0%
CountryPlace Mortgage Ltd. $910,000 $300,000 -67.0% 0.0%
First Federal Community Bank of Bucyrus $300,000 n/a 0.0%
Farmers Bank & Trust $295,000 n/a 0.0%
The Equitable Mortgage Corporation $290,000 n/a 0.0%
Georgia's Own Credit Union $285,000 n/a 0.0%
OVM FINANCIAL, INC. $1,080,000 $285,000 -73.6% 0.0%
Thrivent Federal Credit Union $335,000 $285,000 -14.9% 0.0%
Boeing Employees' Credit Union (BECU) $275,000 n/a 0.0%
HSBC BANK USA, NA $275,000 n/a 0.0%
Champion Credit Union $265,000 n/a 0.0%
VisionBank $375,000 $265,000 -29.3% 0.0%
Amerifirst Financial Inc. $255,000 n/a 0.0%
Fidelity Bank $565,000 $255,000 -54.9% 0.0%
First Mortgage Solutions LLC $115,000 $255,000 121.7% 0.0%
First National Bank Texas $255,000 n/a 0.0%
Great Plains National Bank $255,000 n/a 0.0%
Level One Bank $605,000 $255,000 -57.9% 0.0%
Liberty Bank and Trust Co $255,000 n/a 0.0%
top flite financial, inc. $255,000 n/a 0.0%
United Northern Mortgage Bankers Limited $145,000 $255,000 75.9% 0.0%
Wright-Patt Credit Union Inc $105,000 $255,000 142.9% 0.0%
NMSI Inc $245,000 n/a 0.0%
Premier Lending Inc. $245,000 n/a 0.0%
Longbridge Financial, LLC $320,000 $235,000 -26.6% 0.0%
Peoples Bank $300,000 $235,000 -21.7% 0.0%
Prime Mortgage Lending Inc. $235,000 n/a 0.0%
Alliant Credit Union $225,000 n/a 0.0%
Georgia Banking Company $210,000 $225,000 7.1% 0.0%
Great Southern Bank $225,000 n/a 0.0%
Kleberg Bank N.A. $225,000 n/a 0.0%
Pilgrim Mortgage $225,000 n/a 0.0%
Norwich Commercial Group Inc $1,735,000 $215,000 -87.6% 0.0%
Armed Forces Bank $205,000 n/a 0.0%
Farm Credit East ACA $205,000 n/a 0.0%
Georgia United Credit Union $205,000 n/a 0.0%
GMFS LLC $205,000 n/a 0.0%
Local Gov't Federal C U $265,000 $205,000 -22.6% 0.0%
Uwharrie Bank $205,000 n/a 0.0%
Victorian Finance, LLC $200,000 n/a 0.0%
Affiliated Bank $195,000 n/a 0.0%
Central One Federal Credit Union $195,000 n/a 0.0%
Citadel Servicing Corporation $115,000 $195,000 69.6% 0.0%
Community Trust Bank, Inc. $165,000 $195,000 18.2% 0.0%
First American Bank $195,000 n/a 0.0%
First IC Bank $195,000 n/a 0.0%
Honor Credit Union $195,000 n/a 0.0%
Member Advantage Mortgage $195,000 n/a 0.0%
First Farmers Bank & Trust $185,000 n/a 0.0%
First Option Mortgage LLC $215,000 $185,000 -14.0% 0.0%
Miami Firefighters Federal Credit Union $185,000 n/a 0.0%
Origin Bank $185,000 n/a 0.0%
Union Savings Bank $185,000 n/a 0.0%
CSL Financial, LLC $430,000 $180,000 -58.1% 0.0%
AUSTIN CAPITAL BANK SSB $215,000 $175,000 -18.6% 0.0%
American National Bank $165,000 n/a 0.0%
BANK OZK $165,000 n/a 0.0%
East Coast Capital Corporation $165,000 n/a 0.0%
F & M Bank $165,000 n/a 0.0%
Nicolet National Bank $165,000 n/a 0.0%
The Old Fort Banking Company $165,000 n/a 0.0%
SHELTER LENDING SERVICES, LLC $155,000 n/a 0.0%
Total Mortgage Services LLC $195,000 $155,000 -20.5% 0.0%
Fay Servicing LLC $405,000 $145,000 -64.2% 0.0%
FedEx Employees Credit Association $145,000 n/a 0.0%
F&M Bank $145,000 n/a 0.0%
KeyBank National Association $15,900,000 $145,000 -99.1% 0.0%
Waterstone Mortgage Corp $135,000 $145,000 7.4% 0.0%
State Farm Bank $2,735,000 $140,000 -94.9% 0.0%
Grand Bank for Savings FSB $135,000 n/a 0.0%
Southpoint Financial Services $220,000 $135,000 -38.6% 0.0%
ACU $125,000 $125,000 0.0% 0.0%
Corporate Investors Mortgage Group Inc. $235,000 $125,000 -46.8% 0.0%
Equity Resources Inc. $155,000 $125,000 -19.4% 0.0%
Home Federal Bank of Tennessee $125,000 n/a 0.0%
Jet Direct Funding Corp $100,000 $125,000 25.0% 0.0%
Credit Human Federal Credit Union $235,000 $120,000 -48.9% 0.0%
Independent Bank $115,000 $115,000 0.0% 0.0%
Mortgage Services III LLC $95,000 $115,000 21.1% 0.0%
Nudge Funding LLC $115,000 n/a 0.0%
Superior Credit Union Inc. $115,000 n/a 0.0%
Absolute Home Mortgage Corporation $805,000 $105,000 -87.0% 0.0%
All Reverse Mortgage Inc $105,000 n/a 0.0%
Hanscom Federal Credit Union $105,000 n/a 0.0%
Platinum Home Mortgage Corporation $105,000 n/a 0.0%
Corning Federal Credit Union $95,000 n/a 0.0%
Finance of America Commercial LLC $3,325,000 $95,000 -97.1% 0.0%
OMNI Community Credit Union $95,000 n/a 0.0%
Stanford Federal Credit Union $95,000 n/a 0.0%
Universal 1 Credit Union Inc. $115,000 $95,000 -17.4% 0.0%
Velocity Commercial Capital LLC $95,000 n/a 0.0%
Advancial Federal Credit Union $75,000 n/a 0.0%
AgSouth Farm Credit, ACA $275,000 $55,000 -80.0% 0.0%
Bronco Federal Credit Union $55,000 n/a 0.0%
State Department Federal Credit Union $135,000 $55,000 -59.3% 0.0%
Bethpage Federal Credit Union $105,000 $25,000 -76.2% 0.0%
Home Loan Investment Bank $50,000 $25,000 -50.0% 0.0%
Langley Federal Credit Union $25,000 n/a 0.0%

COLUMBIA's top lender by overall market share is Guild Mortgage Company, with 8.9% market share. In second place, with 5.3%, is Quicken Loans, having originated $417,625,000 in loans. In third place, with 4.3%, is Freedom Mortgage Corporation, having originated $340,625,000 in loans. In third place, with 4.2%, is AMERIS BANK, having originated $328,950,000 in loans. In third place, with 3.3%, is First-Citizens Bank & Trust Co, having originated $255,935,000 in loans.


COLUMBIA, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 15,571 $3,357,895,000 $215,651
Refi 15,156 $3,414,900,000 $225,317
Cash Out Refi 3,934 $841,380,000 $213,874
Home Improvement 1,063 $104,235,000 $98,057
Other 962 $154,210,000 $160,301

Columbia's most frequently cited loan purpose was Home Purchase, with 15,571 originations. The 2nd most popular reason was Refi, with 15,156 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 15,668 $3,428,270,000 $218,807
2.5-3% 11,934 $2,729,530,000 $228,719
<2.5% 3,754 $809,440,000 $215,621
4-5% 2,030 $360,180,000 $177,429
5-6% 431 $59,865,000 $138,898
Over 8% 276 $20,540,000 $74,420
7-8% 145 $9,505,000 $65,552
6-7% 110 $11,480,000 $104,364

During 2020, Columbia's most frequently originated rate bucket was 3-4%, with 15,668 originations.

Loan Sizing (COLUMBIA, SC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 15,417 $2,326,035,000 $150,875
$200k-400k 13,680 $3,689,010,000 $269,664
$100,000 or less 5,134 $310,040,000 $60,390
$400k-600k 2,015 $940,215,000 $466,608
$600k-1000k 345 $254,115,000 $736,565
$Over $1MM 95 $353,205,000 $3,717,947

COLUMBIA's loan sizing saw the bucket of loans from $100k-200k with 15,417 originations, totaling $2,326,035,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 17,355 $3,899,075,000 $224,666
60-80% 8,943 $2,163,585,000 $241,931
40-60% 2,771 $553,555,000 $199,767
20-40% 1,542 $179,870,000 $116,647
Under 20% 1,423 $55,255,000 $38,830
Over 100% 911 $231,835,000 $254,484

COLUMBIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,355 originations, totaling $3,899,075,000 in origination value.