COLUMBIA Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Columbia averaged
3.21%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.11% and
one month ago for the week of 2021-10-21, the
average rate was 3.3%.
Columbia's average rate one year ago was 3.13%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3.29%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Columbia 30 Year Fixed Rate | 2021-11-24 | 3.21% |
| Columbia 30 Year Fixed Rate Refi | 2021-11-24 | 3.29% |
| Columbia 15 Year Fixed Rate | 2021-11-24 | 3.06% |
| Columbia 15 Year Fixed Rate Refi | 2021-11-24 | 2.8% |
| Columbia 30 Year FHA | 2021-11-24 | 3.56% |
| Columbia 30 Year FHA Refi | 2021-11-24 | 3.45% |
| Columbia 30 Year USDA | 2021-11-24 | 3.61% |
| Columbia 30 Year USDA Refi | 2021-11-24 | 3.13% |
| Columbia 30 Year VA | 2021-11-24 | 3.39% |
| Columbia 30 Year VA Refi | 2021-11-24 | 3.04% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within COLUMBIA, SC.
COLUMBIA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the COLUMBIA, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
COLUMBIA, SC's 351 lenders originated 36,686
loans during 2020. The total origination value was $7,872,620,000, with an average loan value of
$214,595.
The top COLUMBIA lender as defined by loan originations is GUILD MORTGAGE COMPANY, with
1,655 loans originated. Their average total fees are
$3,787, which is $1,133
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee COLUMBIA lenders (with over 10 loans originated) are
SUN WEST MORTGAGE COMPANY, INC. ($1,389), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,872), Trustmark National Bank ($1,885), ALLIED MORTGAGE GROUP, INC. ($1,886) and EVERETT FINANCIAL, INC. ($2,003).
The lowest rate COLUMBIA lenders (with over 10 loans originated) are
INTERCOASTAL MORTGAGE COMPANY (2.88%), Bank of America, National Association (2.91%), Countybank (2.91%), First Heritage Mortgage, LLC (2.93%) and GUARANTY HOME MORTGAGE CORPORATION (2.96%).
COLUMBIA, SC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Guild Mortgage Company | $362,765,000 | $704,340,000 | 94.2% | 8.9% |
| Quicken Loans | $192,155,000 | $417,625,000 | 117.3% | 5.3% |
| Freedom Mortgage Corporation | $101,135,000 | $340,625,000 | 236.8% | 4.3% |
| AMERIS BANK | $188,705,000 | $328,950,000 | 74.3% | 4.2% |
| First-Citizens Bank & Trust Co | $176,350,000 | $255,935,000 | 45.1% | 3.3% |
| First Palmetto Bank | $32,935,000 | $191,485,000 | 481.4% | 2.4% |
| Resource Financial Services, Inc. | $91,045,000 | $180,960,000 | 98.8% | 2.3% |
| LendUS LLC dba RPM Mortgage | $84,435,000 | $175,425,000 | 107.8% | 2.2% |
| Southern First | $168,085,000 | $167,725,000 | -0.2% | 2.1% |
| WELLS FARGO BANK NA | $132,465,000 | $145,985,000 | 10.2% | 1.9% |
| Branch Banking And Trust Co | $115,385,000 | $142,435,000 | 23.4% | 1.8% |
| New American Funding (dba for Broker Solutions Inc) | $71,510,000 | $141,825,000 | 98.3% | 1.8% |
| MOVEMENT MORTGAGE, LLC | $155,545,000 | $136,685,000 | -12.1% | 1.7% |
| Success Mortgage Partners Inc. | $59,830,000 | $130,795,000 | 118.6% | 1.7% |
| First Community Bank | $84,620,000 | $130,785,000 | 54.6% | 1.7% |
| Mortgage Network, Inc | $64,000,000 | $125,305,000 | 95.8% | 1.6% |
| REGIONS BANK | $46,625,000 | $121,210,000 | 160.0% | 1.5% |
| Synovus Bank | $64,840,000 | $116,540,000 | 79.7% | 1.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $14,175,000 | $110,210,000 | 677.5% | 1.4% |
| Guaranteed Rate Affinity LLC | $54,925,000 | $108,075,000 | 96.8% | 1.4% |
| Midland Mortgage Corporation of SC | $64,110,000 | $102,425,000 | 59.8% | 1.3% |
| United Shore Financial Services LLC | $93,545,000 | $102,375,000 | 9.4% | 1.3% |
| Palmetto Citizens Federal Credit Union | $64,290,000 | $101,975,000 | 58.6% | 1.3% |
| Bank of America NA | $95,720,000 | $99,045,000 | 3.5% | 1.3% |
| loanDepot LLC | $44,790,000 | $97,605,000 | 117.9% | 1.2% |
| Mortgage Research Center LLC | $56,645,000 | $93,990,000 | 65.9% | 1.2% |
| CENTERSTATE BANK N.A. | $1,200,000 | $88,210,000 | 7,250.8% | 1.1% |
| PRIMELENDING | $51,845,000 | $87,695,000 | 69.1% | 1.1% |
| TD Bank | $60,970,000 | $76,270,000 | 25.1% | 1.0% |
| Nationstar Mortgage | $44,615,000 | $75,440,000 | 69.1% | 1.0% |
| Berkadia Commercial Mortgage | $14,735,000 | $73,700,000 | 400.2% | 0.9% |
| DHI Mortgage Company Limited | $58,110,000 | $72,935,000 | 25.5% | 0.9% |
| Caliber Home Loans Inc | $27,120,000 | $72,170,000 | 166.1% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $78,160,000 | $66,750,000 | -14.6% | 0.8% |
| NETWORK FUNDING, L.P. | $34,215,000 | $64,395,000 | 88.2% | 0.8% |
| USAA FEDERAL SAVINGS BANK | $82,080,000 | $63,670,000 | -22.4% | 0.8% |
| PENNYMAC LOAN SERVICES LLC | $21,255,000 | $55,870,000 | 162.9% | 0.7% |
| First Reliance Bank | $30,025,000 | $55,790,000 | 85.8% | 0.7% |
| SOUTH STATE BANK | $84,625,000 | $54,905,000 | -35.1% | 0.7% |
| Cardinal Financial Company LP | $14,640,000 | $53,765,000 | 267.2% | 0.7% |
| Magnolia Bank Incorporated | $23,660,000 | $53,085,000 | 124.4% | 0.7% |
| Towne Mortgage Company | $30,745,000 | $46,915,000 | 52.6% | 0.6% |
| AllSouth Federal Credit Union | $34,590,000 | $46,440,000 | 34.3% | 0.6% |
| Amerisave Mortgage Corporation | $8,480,000 | $46,005,000 | 442.5% | 0.6% |
| RENASANT BANK | $13,445,000 | $45,760,000 | 240.3% | 0.6% |
| Mortgage Solutions of Colorado LLC | $29,140,000 | $42,985,000 | 47.5% | 0.5% |
| Greystone Servicing Corporation, Inc. | $42,000,000 | n/a | 0.5% | |
| Lakeview Loan Servicing, LLC | $14,770,000 | $41,050,000 | 177.9% | 0.5% |
| Clearpath Lending | $21,945,000 | $39,435,000 | 79.7% | 0.5% |
| First Heritage Mortgage, LLC | $430,000 | $39,390,000 | 9,060.5% | 0.5% |
| Bay Equity LLC | $34,060,000 | $38,575,000 | 13.3% | 0.5% |
| WALKER & DUNLOP, LLC | $2,625,000 | $36,080,000 | 1,274.5% | 0.5% |
| SC State Credit Union | $25,365,000 | $36,070,000 | 42.2% | 0.5% |
| SAFE Federal Credit Union | $18,000,000 | $35,825,000 | 99.0% | 0.5% |
| ANGEL OAK HOME LOANS LLC | $15,765,000 | $34,135,000 | 116.5% | 0.4% |
| Village Capital & Investment | $6,390,000 | $33,230,000 | 420.0% | 0.4% |
| CARRINGTON MORTGAGE SERVICES | $19,365,000 | $32,350,000 | 67.1% | 0.4% |
| South Carolina Federal Credit Union | $17,485,000 | $30,310,000 | 73.3% | 0.4% |
| NEWREZ LLC | $11,335,000 | $29,610,000 | 161.2% | 0.4% |
| NewDay Financial LLC dba NewDay USA | $12,050,000 | $29,360,000 | 143.7% | 0.4% |
| FAIRWAY INDEPENDENT MORT CORP | $15,070,000 | $29,275,000 | 94.3% | 0.4% |
| US BANK, N.A. | $19,730,000 | $28,215,000 | 43.0% | 0.4% |
| Better Mortgage Corporation | $975,000 | $27,970,000 | 2,768.7% | 0.4% |
| Flagstar Bank | $18,750,000 | $26,190,000 | 39.7% | 0.3% |
| Home Point Financial Corporation | $10,355,000 | $24,695,000 | 138.5% | 0.3% |
| JPMorgan Chase Bank, NA | $19,725,000 | $23,815,000 | 20.7% | 0.3% |
| The Federal Savings Bank | $11,290,000 | $23,730,000 | 110.2% | 0.3% |
| CBNA | $5,085,000 | $23,310,000 | 358.4% | 0.3% |
| CMG Mortgage Inc. | $16,760,000 | $23,190,000 | 38.4% | 0.3% |
| Arthur State Bank | $9,335,000 | $22,175,000 | 137.5% | 0.3% |
| Security Federal Bank | $11,845,000 | $20,125,000 | 69.9% | 0.3% |
| Wyndham Capital Mortgage | $8,135,000 | $19,940,000 | 145.1% | 0.3% |
| United Community Bank | $11,450,000 | $19,025,000 | 66.2% | 0.2% |
| Keller Mortgage LLC | $4,920,000 | $18,980,000 | 285.8% | 0.2% |
| Sun West Mortgage Company Inc. | $1,400,000 | $18,855,000 | 1,246.8% | 0.2% |
| AGFIRST FARM CREDIT BANK | $12,340,000 | $18,055,000 | 46.3% | 0.2% |
| Lakeview Community Capital, LLC | $1,015,000 | $17,830,000 | 1,656.7% | 0.2% |
| Arbor Realty Trust Inc | $17,880,000 | $16,505,000 | -7.7% | 0.2% |
| NTFN dba Premier Nationwide Lending | $4,725,000 | $15,920,000 | 236.9% | 0.2% |
| NVR Mortgage Finance Inc | $15,005,000 | $15,800,000 | 5.3% | 0.2% |
| Founders Federal Credit Union | $12,830,000 | $15,195,000 | 18.4% | 0.2% |
| Low VA Rates | $6,825,000 | $14,405,000 | 111.1% | 0.2% |
| American Financial Network Inc. | $8,195,000 | $14,350,000 | 75.1% | 0.2% |
| Trustmark National Bank | $6,900,000 | $13,845,000 | 100.7% | 0.2% |
| CERTAIN HOME LOANS, LLC | $8,185,000 | $13,235,000 | 61.7% | 0.2% |
| Merchants Bank of Indiana | $13,115,000 | n/a | 0.2% | |
| Pentagon Federal Credit Union | $1,925,000 | $12,415,000 | 544.9% | 0.2% |
| 21ST MORTGAGE | $6,145,000 | $12,105,000 | 97.0% | 0.2% |
| PNC BANK NA | $10,720,000 | $11,780,000 | 9.9% | 0.1% |
| Homeside Financial LLC | $4,660,000 | $11,685,000 | 150.8% | 0.1% |
| First Guaranty Mortgage Corporation | $6,540,000 | $11,110,000 | 69.9% | 0.1% |
| Finance of America Mortgage LLC | $12,455,000 | $11,100,000 | -10.9% | 0.1% |
| M&T REALTY CAPITAL CORPORATION | $10,505,000 | n/a | 0.1% | |
| Synergy One Lending | $7,620,000 | $10,315,000 | 35.4% | 0.1% |
| North American Savings Bank | $8,780,000 | $10,215,000 | 16.3% | 0.1% |
| CalCon Mutual Mortgage LLC | $7,455,000 | $9,130,000 | 22.5% | 0.1% |
| Blue Ridge Bank, NA | $1,360,000 | $8,965,000 | 559.2% | 0.1% |
| GATEWAY MORTGAGE GROUP | $1,220,000 | $8,840,000 | 624.6% | 0.1% |
| Coastal Carolina National Bank | $3,945,000 | $8,750,000 | 121.8% | 0.1% |
| Guaranty Trust Company | $2,530,000 | $8,485,000 | 235.4% | 0.1% |
| Mid America Mortgage Inc. | $4,780,000 | $8,300,000 | 73.6% | 0.1% |
| CoreVest American Finance Lender LLC | $19,895,000 | $8,205,000 | -58.8% | 0.1% |
| Paramount Residential Mortgage Group Inc. | $5,775,000 | $8,130,000 | 40.8% | 0.1% |
| GrandSouth Bank | $3,910,000 | $8,100,000 | 107.2% | 0.1% |
| Barrington Bank & Trust | $8,445,000 | $7,950,000 | -5.9% | 0.1% |
| Reliance First Capital LLC | $5,320,000 | $7,895,000 | 48.4% | 0.1% |
| Churchill Mortgage Corporation | $3,190,000 | $7,890,000 | 147.3% | 0.1% |
| First Carolina Bank | $7,705,000 | n/a | 0.1% | |
| Atlantic Bay Mortgage Group LLC | $6,975,000 | $7,685,000 | 10.2% | 0.1% |
| American Federal Mortgage Corp. | $1,490,000 | $7,605,000 | 410.4% | 0.1% |
| Stearns Lending | $3,245,000 | $7,455,000 | 129.7% | 0.1% |
| Intercontinental Capital Group, Inc. | $1,810,000 | $7,310,000 | 303.9% | 0.1% |
| Nations Lending Corporation | $3,900,000 | $7,275,000 | 86.5% | 0.1% |
| Ark-La-Tex Financial Services LLC | $4,595,000 | $7,210,000 | 56.9% | 0.1% |
| HomeBridge Financial Services, Inc. | $19,330,000 | $6,960,000 | -64.0% | 0.1% |
| American Financial Resources Inc. | $4,530,000 | $6,710,000 | 48.1% | 0.1% |
| Planet Home Lending LLC | $5,340,000 | $6,355,000 | 19.0% | 0.1% |
| American Financing Corporation | $2,340,000 | $6,280,000 | 168.4% | 0.1% |
| Northpointe Bank | $3,300,000 | $6,275,000 | 90.2% | 0.1% |
| Equity Prime Mortgage LLC | $105,000 | $6,230,000 | 5,833.3% | 0.1% |
| Homeowners Financial Group | $6,110,000 | n/a | 0.1% | |
| UNITED BANK VA | $6,045,000 | n/a | 0.1% | |
| Nations Direct Mortgage LLC | $2,475,000 | $5,905,000 | 138.6% | 0.1% |
| Fifth Third Bank | $4,240,000 | $5,725,000 | 35.0% | 0.1% |
| Countybank | $2,335,000 | $5,610,000 | 140.3% | 0.1% |
| Grow Financial Federal Credit Union | $2,825,000 | $5,510,000 | 95.0% | 0.1% |
| NBKC Bank | $8,265,000 | $5,375,000 | -35.0% | 0.1% |
| Residential Home Funding Corp. | $5,345,000 | n/a | 0.1% | |
| First Tennessee Bank National | $4,145,000 | $5,325,000 | 28.5% | 0.1% |
| Southwest Funding LP | $4,800,000 | $5,275,000 | 9.9% | 0.1% |
| Allied Mortgage Group Inc | $240,000 | $5,220,000 | 2,075.0% | 0.1% |
| TIAA, FSB | $2,590,000 | $5,135,000 | 98.3% | 0.1% |
| Mortgage Lenders of America LLC | $2,635,000 | $5,060,000 | 92.0% | 0.1% |
| US Mortgage of Florida | $470,000 | $5,000,000 | 963.8% | 0.1% |
| SOUTHERN TRUST MORTGAGE LLC | $1,820,000 | $4,900,000 | 169.2% | 0.1% |
| American Security Mortgage Corporation | $4,310,000 | $4,830,000 | 12.1% | 0.1% |
| Homestead Funding Corp. | $2,425,000 | $4,815,000 | 98.6% | 0.1% |
| Guaranteed Rate Inc. | $2,690,000 | $4,735,000 | 76.0% | 0.1% |
| Supreme Lending/ Everett Financial Inc. | $12,635,000 | $4,520,000 | -64.2% | 0.1% |
| Pinnacle Bank | $1,650,000 | $4,490,000 | 172.1% | 0.1% |
| Intercoastal Mortgage Company | $4,420,000 | n/a | 0.1% | |
| AimLoan.com | $2,305,000 | $4,380,000 | 90.0% | 0.1% |
| Mid Carolina Credit Union | $4,405,000 | $4,355,000 | -1.1% | 0.1% |
| DOLLAR BANK, FSB | $1,665,000 | $4,240,000 | 154.7% | 0.1% |
| BNC NATIONAL BANK | $3,560,000 | $4,230,000 | 18.8% | 0.1% |
| THE CITIZENS BANK | $1,100,000 | $4,175,000 | 279.5% | 0.1% |
| TJC Mortgage, Inc. | $570,000 | $4,125,000 | 623.7% | 0.1% |
| Sovereign Lending Group, Inc | $2,400,000 | $4,065,000 | 69.4% | 0.1% |
| Crescent Mortgage Company | $1,185,000 | $4,000,000 | 237.6% | 0.1% |
| Embrace Home Loans, Inc. | $2,065,000 | $3,980,000 | 92.7% | 0.1% |
| Royal United Mortgage LLC | $2,750,000 | $3,970,000 | 44.4% | 0.1% |
| Sharonview Federal CU | $545,000 | $3,815,000 | 600.0% | 0.0% |
| Plaza Home Mortgage Inc. | $705,000 | $3,750,000 | 431.9% | 0.0% |
| FirstBank | $14,810,000 | $3,575,000 | -75.9% | 0.0% |
| First Savings Bank | $965,000 | $3,505,000 | 263.2% | 0.0% |
| First National Bank of Pennsylvania | $5,965,000 | $3,490,000 | -41.5% | 0.0% |
| Primary Residential Mortgage Inc. | $2,070,000 | $3,425,000 | 65.5% | 0.0% |
| RED MORTGAGE CAPITAL, LLC | $41,360,000 | $3,330,000 | -91.9% | 0.0% |
| Provident Funding Associates | $5,065,000 | $3,190,000 | -37.0% | 0.0% |
| SRP Federal Credit Union | $2,150,000 | $3,170,000 | 47.4% | 0.0% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $3,460,000 | $3,120,000 | -9.8% | 0.0% |
| Bank of England | $4,075,000 | $3,020,000 | -25.9% | 0.0% |
| LoanPal | $2,375,000 | $3,005,000 | 26.5% | 0.0% |
| KS StateBank | $2,755,000 | $2,955,000 | 7.3% | 0.0% |
| Tower Federal Credit Union | $1,060,000 | $2,925,000 | 175.9% | 0.0% |
| Oceanside Mortgage Company | $2,485,000 | $2,865,000 | 15.3% | 0.0% |
| RESIDENTIAL MORTGAGE SERVICES | $400,000 | $2,750,000 | 587.5% | 0.0% |
| Geneva Financial LLC | $1,055,000 | $2,720,000 | 157.8% | 0.0% |
| Bellwether Enterprise Real Estate Capital LLC | $2,635,000 | n/a | 0.0% | |
| Apex Home Loans | $355,000 | $2,630,000 | 640.8% | 0.0% |
| State Employees' Credit Union | $2,455,000 | $2,605,000 | 6.1% | 0.0% |
| Rapid Mortgage Company | $1,305,000 | $2,535,000 | 94.3% | 0.0% |
| ServisFirst Bank | $95,000 | $2,525,000 | 2,557.9% | 0.0% |
| AmeriHomeMortgageCompany,LL | $1,865,000 | $2,480,000 | 33.0% | 0.0% |
| HomeStar Financial Corporation | $1,395,000 | $2,445,000 | 75.3% | 0.0% |
| Colten Mortgage | $1,015,000 | $2,425,000 | 138.9% | 0.0% |
| George Mason Mortgage LLC | $5,210,000 | $2,310,000 | -55.7% | 0.0% |
| Meridian Bank | $405,000 | $2,270,000 | 460.5% | 0.0% |
| PHH MORTGAGE CORPORATION | $885,000 | $2,265,000 | 155.9% | 0.0% |
| POLARIS HOME FUNDING CORP | $1,385,000 | $2,245,000 | 62.1% | 0.0% |
| MORTGAGE INVESTORS GROUP | $290,000 | $2,220,000 | 665.5% | 0.0% |
| Dominion Energy Credit Union | $900,000 | $2,190,000 | 143.3% | 0.0% |
| Royal Business Bank | $2,175,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LL | $615,000 | $2,155,000 | 250.4% | 0.0% |
| 1st Signature Lending LLC | $500,000 | $2,105,000 | 321.0% | 0.0% |
| Servion, Inc. | $740,000 | $2,085,000 | 181.8% | 0.0% |
| Carolinas Telco Federal Credit Union | $1,140,000 | $2,075,000 | 82.0% | 0.0% |
| Morgan Stanley Private Bank NA | $2,200,000 | $2,045,000 | -7.0% | 0.0% |
| First Home Bank | $2,055,000 | $2,030,000 | -1.2% | 0.0% |
| Inland Bank and Trust | $280,000 | $2,010,000 | 617.9% | 0.0% |
| Premia Mortgage, LLC | $840,000 | $1,975,000 | 135.1% | 0.0% |
| Axos Bank | $160,000 | $1,960,000 | 1,125.0% | 0.0% |
| Queensborough National Bank & Trust Company | $590,000 | $1,950,000 | 230.5% | 0.0% |
| Hometown Lenders LLC | $105,000 | $1,935,000 | 1,742.9% | 0.0% |
| Triumph Bank | $1,605,000 | $1,930,000 | 20.2% | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | $1,020,000 | $1,925,000 | 88.7% | 0.0% |
| LendingHome Funding Corporation | $3,485,000 | $1,910,000 | -45.2% | 0.0% |
| First Federal Bank of Kansas City | $630,000 | $1,905,000 | 202.4% | 0.0% |
| Angel Oak Mortgage Solutions | $985,000 | $1,885,000 | 91.4% | 0.0% |
| T2 Financial LLC | $1,885,000 | n/a | 0.0% | |
| Texana Bank, N.A. | $300,000 | $1,855,000 | 518.3% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $175,000 | $1,850,000 | 957.1% | 0.0% |
| M&T Bank | $1,200,000 | $1,800,000 | 50.0% | 0.0% |
| Cascade Financial Services | $910,000 | $1,790,000 | 96.7% | 0.0% |
| Prime Choice Funding, Inc. | $2,555,000 | $1,785,000 | -30.1% | 0.0% |
| Discover Bank | $1,200,000 | $1,775,000 | 47.9% | 0.0% |
| Highlands Residential Mortgage Ltd | $255,000 | $1,775,000 | 596.1% | 0.0% |
| C&F Mortgage Corp | $425,000 | $1,730,000 | 307.1% | 0.0% |
| RESIDENTIAL ACCEPTANCE CORPORATION. RAC. | $1,725,000 | n/a | 0.0% | |
| Utilities Employees Credit Union | $1,720,000 | n/a | 0.0% | |
| Accelerate Mortgage | $1,715,000 | n/a | 0.0% | |
| WEI Mortgage LLC | $950,000 | $1,665,000 | 75.3% | 0.0% |
| Lenox Financial Mortgage Corp. | $505,000 | $1,645,000 | 225.7% | 0.0% |
| Ruoff Home Mortgage | $590,000 | $1,615,000 | 173.7% | 0.0% |
| Mid-Continent Funding, Inc. | $1,765,000 | $1,590,000 | -9.9% | 0.0% |
| Contour Mortgage Corporation | $1,735,000 | $1,575,000 | -9.2% | 0.0% |
| Union Home Mortgage Company | $1,150,000 | $1,575,000 | 37.0% | 0.0% |
| On Q Financial Inc. | $465,000 | $1,545,000 | 232.3% | 0.0% |
| Triad Financial Services Inc | $1,220,000 | $1,545,000 | 26.6% | 0.0% |
| The Mortgage Firm, Inc. | $1,205,000 | $1,540,000 | 27.8% | 0.0% |
| SoFi Lending Corp | $665,000 | $1,490,000 | 124.1% | 0.0% |
| BOKF NA | $810,000 | $1,485,000 | 83.3% | 0.0% |
| Charles Schwab Bank | $595,000 | $1,480,000 | 148.7% | 0.0% |
| Colonial Savings | $960,000 | $1,475,000 | 53.6% | 0.0% |
| Allegacy Federal Credit Union | $205,000 | $1,445,000 | 604.9% | 0.0% |
| Academy Mortgage Corporation | $5,765,000 | $1,415,000 | -75.5% | 0.0% |
| Paramount Bank | $1,365,000 | $1,415,000 | 3.7% | 0.0% |
| CityWorth Mortgage | $1,160,000 | $1,410,000 | 21.6% | 0.0% |
| The Bank of South Carolina | $540,000 | $1,400,000 | 159.3% | 0.0% |
| Citibank, N.A. | $2,095,000 | $1,375,000 | -34.4% | 0.0% |
| Prosperity Home Mortgage LLC | $145,000 | $1,375,000 | 848.3% | 0.0% |
| American Pacific Mortgage Corporation | $1,370,000 | n/a | 0.0% | |
| Atlantic Coast Mortgage LLC | $115,000 | $1,345,000 | 1,069.6% | 0.0% |
| Digital Federal Credit Union | $680,000 | $1,345,000 | 97.8% | 0.0% |
| Envoy Mortgage Ltd. | $1,730,000 | $1,330,000 | -23.1% | 0.0% |
| Cherry Creek Mortgage Co. Inc. | $175,000 | $1,315,000 | 651.4% | 0.0% |
| GSF Mortgage Corporation | $185,000 | $1,295,000 | 600.0% | 0.0% |
| Eastman Credit Union | $755,000 | $1,290,000 | 70.9% | 0.0% |
| Pike Creek Mortgage Services, Inc. | $1,280,000 | n/a | 0.0% | |
| IBERIABANK | $2,635,000 | $1,275,000 | -51.6% | 0.0% |
| Palmetto State Bank | $830,000 | $1,275,000 | 53.6% | 0.0% |
| AAG | $2,055,000 | $1,260,000 | -38.7% | 0.0% |
| Huntington National Bank | $520,000 | $1,255,000 | 141.3% | 0.0% |
| Impac Mortgage Corp. dba CashCall Mortgage | $890,000 | $1,255,000 | 41.0% | 0.0% |
| Heritage Trust Federal Credit Union | $950,000 | $1,185,000 | 24.7% | 0.0% |
| Baxter Credit Union | $945,000 | $1,180,000 | 24.9% | 0.0% |
| Liberty Home Mortgage Corp | $1,180,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,170,000 | n/a | 0.0% | |
| Presidential Bank FSB | $660,000 | $1,170,000 | 77.3% | 0.0% |
| City National Bank | $1,165,000 | n/a | 0.0% | |
| HomeTrust Bank | $1,045,000 | $1,155,000 | 10.5% | 0.0% |
| US Mortgage Corporation | $125,000 | $1,145,000 | 816.0% | 0.0% |
| Republic Bank & Trust Company | $1,140,000 | n/a | 0.0% | |
| Semper Home Loans, Inc | $280,000 | $1,140,000 | 307.1% | 0.0% |
| Sirva Mortgage Inc. | $325,000 | $1,135,000 | 249.2% | 0.0% |
| AmWest Funding Corp. | $250,000 | $1,130,000 | 352.0% | 0.0% |
| BANK OF THE WEST | $1,120,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,115,000 | n/a | 0.0% | |
| Civic Financial Services | $695,000 | $1,100,000 | 58.3% | 0.0% |
| Stifel Bank and Trust | $1,100,000 | $1,100,000 | 0.0% | 0.0% |
| James B. Nutter & Company | $1,680,000 | $1,095,000 | -34.8% | 0.0% |
| Evolve Bank & Trust | $755,000 | $1,090,000 | 44.4% | 0.0% |
| First Midwest Bank | $940,000 | $1,075,000 | 14.4% | 0.0% |
| ALCOVA Mortgage LLC | $580,000 | $1,045,000 | 80.2% | 0.0% |
| Enterprise Bank of SC | $230,000 | $1,040,000 | 352.2% | 0.0% |
| Family First Funding LLC | $145,000 | $1,040,000 | 617.2% | 0.0% |
| Developer's Mortgage Company | $145,000 | $1,025,000 | 606.9% | 0.0% |
| FBC Mortgage LLC | $1,015,000 | n/a | 0.0% | |
| SPC Credit Union | $375,000 | $990,000 | 164.0% | 0.0% |
| Citizens Equity First Credit Union (CEFCU) | $1,390,000 | $975,000 | -29.9% | 0.0% |
| Congressional Federal Credit Union | $975,000 | n/a | 0.0% | |
| E Mortgage Management LLC | $900,000 | $975,000 | 8.3% | 0.0% |
| LIMA ONE CAPITAL, LLC | $2,710,000 | $975,000 | -64.0% | 0.0% |
| Draper and Kramer Mortgage Corp. | $950,000 | n/a | 0.0% | |
| Goldwater Bank National Association | $1,120,000 | $940,000 | -16.1% | 0.0% |
| United Security Financial | $925,000 | n/a | 0.0% | |
| Christensen Financial, Inc. | $1,305,000 | $920,000 | -29.5% | 0.0% |
| Northwest Bank | $475,000 | $920,000 | 93.7% | 0.0% |
| TRI COUNTIES BANK | $910,000 | n/a | 0.0% | |
| Sunflower Bank, N.A. | $885,000 | $900,000 | 1.7% | 0.0% |
| Core Bank | $895,000 | n/a | 0.0% | |
| Open Mortgage LLC | $760,000 | $885,000 | 16.4% | 0.0% |
| Inspire Home Loans | $145,000 | $855,000 | 489.7% | 0.0% |
| MLD Mortgage Inc. | $855,000 | n/a | 0.0% | |
| Mortgage Equity Partners LLC | $225,000 | $825,000 | 266.7% | 0.0% |
| ANDERSON BROTHERS BANK | $815,000 | n/a | 0.0% | |
| TCF National Bank | $95,000 | $805,000 | 747.4% | 0.0% |
| Coastal Federal Credit Union | $5,340,000 | $800,000 | -85.0% | 0.0% |
| Tyndall Federal Credit Union | $255,000 | $785,000 | 207.8% | 0.0% |
| Community Bank of Parkersburg | $775,000 | n/a | 0.0% | |
| CPM Federal Credit Union | $270,000 | $770,000 | 185.2% | 0.0% |
| Deere Employees Credit Union | $135,000 | $755,000 | 459.3% | 0.0% |
| Cf Bank National Association | $1,165,000 | $740,000 | -36.5% | 0.0% |
| InterLinc Mortgage Services LLC | $735,000 | n/a | 0.0% | |
| WSFS Bank | $205,000 | $735,000 | 258.5% | 0.0% |
| Allen Tate Mortgage Partners LLC | $620,000 | $730,000 | 17.7% | 0.0% |
| Sierra Pacific Mortgage | $2,485,000 | $720,000 | -71.0% | 0.0% |
| Acopia, LLC | $1,215,000 | $715,000 | -41.2% | 0.0% |
| First Community Mortgage Inc. | $175,000 | $710,000 | 305.7% | 0.0% |
| Carrollton Bank | $705,000 | n/a | 0.0% | |
| Silver Hill Funding, LLC | $1,375,000 | $705,000 | -48.7% | 0.0% |
| South Atlantic Bank | $725,000 | $705,000 | -2.8% | 0.0% |
| Delta Community Credit Union | $250,000 | $700,000 | 180.0% | 0.0% |
| First Home Mortgage | $535,000 | $695,000 | 29.9% | 0.0% |
| SWBC Mortgage Corporation | $635,000 | $695,000 | 9.4% | 0.0% |
| Reverse Mortgage Funding LLC | $520,000 | $685,000 | 31.7% | 0.0% |
| A&D Mortgage LLC | $680,000 | n/a | 0.0% | |
| Cadence Bank, N.A. | $625,000 | $680,000 | 8.8% | 0.0% |
| Raymond James Bank National Association | $680,000 | n/a | 0.0% | |
| AmeriFirst Home Mortgage | $590,000 | $665,000 | 12.7% | 0.0% |
| Homespire Mortgage Corporation | $660,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $655,000 | n/a | 0.0% | |
| First Federal Bank A FSB | $650,000 | n/a | 0.0% | |
| Hancock Mortgage Partners LLC | $2,040,000 | $650,000 | -68.1% | 0.0% |
| First Piedmont Federal Savings and Loan Association of Gaffney | $285,000 | $640,000 | 124.6% | 0.0% |
| 1st Preference Mortgage Corporation | $215,000 | $635,000 | 195.3% | 0.0% |
| Wescom Central Credit Union | $630,000 | n/a | 0.0% | |
| Family Trust Federal Credit Union | $1,190,000 | $615,000 | -48.3% | 0.0% |
| Mortgage Assurance Inc. | $745,000 | $615,000 | -17.4% | 0.0% |
| Credit Union Mortgage Association Inc. | $580,000 | $610,000 | 5.2% | 0.0% |
| The Park National Bank | $590,000 | n/a | 0.0% | |
| Nationwide Mortgage Bankers Inc. | $660,000 | $585,000 | -11.4% | 0.0% |
| BLMC, Inc | $215,000 | $580,000 | 169.8% | 0.0% |
| Axia Financial LLC | $1,080,000 | $575,000 | -46.8% | 0.0% |
| Warsaw Federal Savings and Loan Association | $570,000 | n/a | 0.0% | |
| FIRST REPUBLIC BANK | $555,000 | n/a | 0.0% | |
| Parkside Lending LLC | $325,000 | $550,000 | 69.2% | 0.0% |
| SC Telco FCU | $1,335,000 | $550,000 | -58.8% | 0.0% |
| Florida Capital Bank National Association | $775,000 | $545,000 | -29.7% | 0.0% |
| Capital Mortgage Services of Texas | $445,000 | $540,000 | 21.3% | 0.0% |
| Peoples Mortgage Company | $750,000 | $540,000 | -28.0% | 0.0% |
| Sun Federal Credit Union | $540,000 | n/a | 0.0% | |
| Finance of America Reverse LLC | $935,000 | $535,000 | -42.8% | 0.0% |
| FIRST NATIONAL BANK OF AMERICA | $245,000 | $535,000 | 118.4% | 0.0% |
| Alterra Group LLC dba Alterra Home Loans | $530,000 | n/a | 0.0% | |
| Brand Mortgage | $125,000 | $530,000 | 324.0% | 0.0% |
| Hamilton Group Funding Inc. | $370,000 | $530,000 | 43.2% | 0.0% |
| North State Bank | $530,000 | n/a | 0.0% | |
| BLUELEAF LENDING, LLC | $515,000 | n/a | 0.0% | |
| Members Cooperative Credit Union | $415,000 | $515,000 | 24.1% | 0.0% |
| THE CENTRAL TRUST BANK | $515,000 | n/a | 0.0% | |
| UBS Bank USA | $515,000 | n/a | 0.0% | |
| First Choice Loan Services Inc. | $505,000 | n/a | 0.0% | |
| Bayshore Mortgage Funding LLC | $135,000 | $500,000 | 270.4% | 0.0% |
| Essex Mortgage | $500,000 | n/a | 0.0% | |
| NBH Bank | $490,000 | n/a | 0.0% | |
| Weichert Financial Services | $285,000 | $480,000 | 68.4% | 0.0% |
| ARVEST BANK | $795,000 | $465,000 | -41.5% | 0.0% |
| Northwest Bank | $475,000 | $465,000 | -2.1% | 0.0% |
| Finex Credit Union | $445,000 | n/a | 0.0% | |
| FIRST UNITED BANK AND TRUST CO | $445,000 | n/a | 0.0% | |
| Hometown Equity Mortgage LLC | $195,000 | $440,000 | 125.6% | 0.0% |
| Union Bank & Trust | $440,000 | n/a | 0.0% | |
| VanDyk Mortgage Corporation | $135,000 | $435,000 | 222.2% | 0.0% |
| DAS Acquisition Company, LLC | $185,000 | $430,000 | 132.4% | 0.0% |
| Justice Federal Credit Union | $155,000 | $430,000 | 177.4% | 0.0% |
| Thrive Mortgage LLC | $430,000 | n/a | 0.0% | |
| Direct Mortgage Loans | $425,000 | n/a | 0.0% | |
| TowneBank | $530,000 | $420,000 | -20.8% | 0.0% |
| McLean Mortgage Corporation | $405,000 | $415,000 | 2.5% | 0.0% |
| Intercap Lending Inc | $970,000 | $410,000 | -57.7% | 0.0% |
| Leader Bank NA | $410,000 | n/a | 0.0% | |
| Quorum Federal Credit Union | $410,000 | n/a | 0.0% | |
| SecurityNational Mortgage Company | $410,000 | n/a | 0.0% | |
| ASHLAND CREDIT UNION | $405,000 | n/a | 0.0% | |
| Old National Bank | $405,000 | n/a | 0.0% | |
| PEAPACK-GLADSTONE BANK | $405,000 | n/a | 0.0% | |
| The Farmers and Mechanics Bank | $455,000 | $405,000 | -11.0% | 0.0% |
| Truliant Federal Credit Union | $520,000 | $405,000 | -22.1% | 0.0% |
| Consumers Credit Union | $400,000 | n/a | 0.0% | |
| Evansville Teachers Federal Credit Union | $400,000 | n/a | 0.0% | |
| FineMark National Bank & Trust | $400,000 | n/a | 0.0% | |
| First Bank | $660,000 | $390,000 | -40.9% | 0.0% |
| LendingOne LLC | $680,000 | $390,000 | -42.6% | 0.0% |
| CITY 1ST MORTGAGE SERVICES, LC | $385,000 | n/a | 0.0% | |
| Community First National Bank | $285,000 | $385,000 | 35.1% | 0.0% |
| American Residential Lending | $380,000 | n/a | 0.0% | |
| Guidance Residential LLC | $545,000 | $375,000 | -31.2% | 0.0% |
| Summit Funding Inc. | $590,000 | $375,000 | -36.4% | 0.0% |
| LeaderOne Financial Corp. | $265,000 | $370,000 | 39.6% | 0.0% |
| Somerville Bank | $365,000 | n/a | 0.0% | |
| Colony Bank | $360,000 | n/a | 0.0% | |
| Land Home Financial Services Inc. | $500,000 | $360,000 | -28.0% | 0.0% |
| The Peoples Bank | $360,000 | n/a | 0.0% | |
| 1st National Bank | $355,000 | n/a | 0.0% | |
| The Union Bank Company | $225,000 | $335,000 | 48.9% | 0.0% |
| MidFirst Bank | $330,000 | n/a | 0.0% | |
| Santander Bank N.A. | $325,000 | n/a | 0.0% | |
| ALERUS FINANCIAL NA | $185,000 | $315,000 | 70.3% | 0.0% |
| Midwest Loan Services Inc | $315,000 | n/a | 0.0% | |
| NFM, Inc. | $460,000 | $315,000 | -31.5% | 0.0% |
| Oaktree Funding Corporation | $310,000 | n/a | 0.0% | |
| Bank of Travelers Rest | $305,000 | n/a | 0.0% | |
| Dominion Financial Services | $55,000 | $305,000 | 454.5% | 0.0% |
| EagleBank | $305,000 | n/a | 0.0% | |
| First Internet Bank | $635,000 | $305,000 | -52.0% | 0.0% |
| PEOPLES BANK | $305,000 | n/a | 0.0% | |
| CountryPlace Mortgage Ltd. | $910,000 | $300,000 | -67.0% | 0.0% |
| First Federal Community Bank of Bucyrus | $300,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $295,000 | n/a | 0.0% | |
| The Equitable Mortgage Corporation | $290,000 | n/a | 0.0% | |
| Georgia's Own Credit Union | $285,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $1,080,000 | $285,000 | -73.6% | 0.0% |
| Thrivent Federal Credit Union | $335,000 | $285,000 | -14.9% | 0.0% |
| Boeing Employees' Credit Union (BECU) | $275,000 | n/a | 0.0% | |
| HSBC BANK USA, NA | $275,000 | n/a | 0.0% | |
| Champion Credit Union | $265,000 | n/a | 0.0% | |
| VisionBank | $375,000 | $265,000 | -29.3% | 0.0% |
| Amerifirst Financial Inc. | $255,000 | n/a | 0.0% | |
| Fidelity Bank | $565,000 | $255,000 | -54.9% | 0.0% |
| First Mortgage Solutions LLC | $115,000 | $255,000 | 121.7% | 0.0% |
| First National Bank Texas | $255,000 | n/a | 0.0% | |
| Great Plains National Bank | $255,000 | n/a | 0.0% | |
| Level One Bank | $605,000 | $255,000 | -57.9% | 0.0% |
| Liberty Bank and Trust Co | $255,000 | n/a | 0.0% | |
| top flite financial, inc. | $255,000 | n/a | 0.0% | |
| United Northern Mortgage Bankers Limited | $145,000 | $255,000 | 75.9% | 0.0% |
| Wright-Patt Credit Union Inc | $105,000 | $255,000 | 142.9% | 0.0% |
| NMSI Inc | $245,000 | n/a | 0.0% | |
| Premier Lending Inc. | $245,000 | n/a | 0.0% | |
| Longbridge Financial, LLC | $320,000 | $235,000 | -26.6% | 0.0% |
| Peoples Bank | $300,000 | $235,000 | -21.7% | 0.0% |
| Prime Mortgage Lending Inc. | $235,000 | n/a | 0.0% | |
| Alliant Credit Union | $225,000 | n/a | 0.0% | |
| Georgia Banking Company | $210,000 | $225,000 | 7.1% | 0.0% |
| Great Southern Bank | $225,000 | n/a | 0.0% | |
| Kleberg Bank N.A. | $225,000 | n/a | 0.0% | |
| Pilgrim Mortgage | $225,000 | n/a | 0.0% | |
| Norwich Commercial Group Inc | $1,735,000 | $215,000 | -87.6% | 0.0% |
| Armed Forces Bank | $205,000 | n/a | 0.0% | |
| Farm Credit East ACA | $205,000 | n/a | 0.0% | |
| Georgia United Credit Union | $205,000 | n/a | 0.0% | |
| GMFS LLC | $205,000 | n/a | 0.0% | |
| Local Gov't Federal C U | $265,000 | $205,000 | -22.6% | 0.0% |
| Uwharrie Bank | $205,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $200,000 | n/a | 0.0% | |
| Affiliated Bank | $195,000 | n/a | 0.0% | |
| Central One Federal Credit Union | $195,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $115,000 | $195,000 | 69.6% | 0.0% |
| Community Trust Bank, Inc. | $165,000 | $195,000 | 18.2% | 0.0% |
| First American Bank | $195,000 | n/a | 0.0% | |
| First IC Bank | $195,000 | n/a | 0.0% | |
| Honor Credit Union | $195,000 | n/a | 0.0% | |
| Member Advantage Mortgage | $195,000 | n/a | 0.0% | |
| First Farmers Bank & Trust | $185,000 | n/a | 0.0% | |
| First Option Mortgage LLC | $215,000 | $185,000 | -14.0% | 0.0% |
| Miami Firefighters Federal Credit Union | $185,000 | n/a | 0.0% | |
| Origin Bank | $185,000 | n/a | 0.0% | |
| Union Savings Bank | $185,000 | n/a | 0.0% | |
| CSL Financial, LLC | $430,000 | $180,000 | -58.1% | 0.0% |
| AUSTIN CAPITAL BANK SSB | $215,000 | $175,000 | -18.6% | 0.0% |
| American National Bank | $165,000 | n/a | 0.0% | |
| BANK OZK | $165,000 | n/a | 0.0% | |
| East Coast Capital Corporation | $165,000 | n/a | 0.0% | |
| F & M Bank | $165,000 | n/a | 0.0% | |
| Nicolet National Bank | $165,000 | n/a | 0.0% | |
| The Old Fort Banking Company | $165,000 | n/a | 0.0% | |
| SHELTER LENDING SERVICES, LLC | $155,000 | n/a | 0.0% | |
| Total Mortgage Services LLC | $195,000 | $155,000 | -20.5% | 0.0% |
| Fay Servicing LLC | $405,000 | $145,000 | -64.2% | 0.0% |
| FedEx Employees Credit Association | $145,000 | n/a | 0.0% | |
| F&M Bank | $145,000 | n/a | 0.0% | |
| KeyBank National Association | $15,900,000 | $145,000 | -99.1% | 0.0% |
| Waterstone Mortgage Corp | $135,000 | $145,000 | 7.4% | 0.0% |
| State Farm Bank | $2,735,000 | $140,000 | -94.9% | 0.0% |
| Grand Bank for Savings FSB | $135,000 | n/a | 0.0% | |
| Southpoint Financial Services | $220,000 | $135,000 | -38.6% | 0.0% |
| ACU | $125,000 | $125,000 | 0.0% | 0.0% |
| Corporate Investors Mortgage Group Inc. | $235,000 | $125,000 | -46.8% | 0.0% |
| Equity Resources Inc. | $155,000 | $125,000 | -19.4% | 0.0% |
| Home Federal Bank of Tennessee | $125,000 | n/a | 0.0% | |
| Jet Direct Funding Corp | $100,000 | $125,000 | 25.0% | 0.0% |
| Credit Human Federal Credit Union | $235,000 | $120,000 | -48.9% | 0.0% |
| Independent Bank | $115,000 | $115,000 | 0.0% | 0.0% |
| Mortgage Services III LLC | $95,000 | $115,000 | 21.1% | 0.0% |
| Nudge Funding LLC | $115,000 | n/a | 0.0% | |
| Superior Credit Union Inc. | $115,000 | n/a | 0.0% | |
| Absolute Home Mortgage Corporation | $805,000 | $105,000 | -87.0% | 0.0% |
| All Reverse Mortgage Inc | $105,000 | n/a | 0.0% | |
| Hanscom Federal Credit Union | $105,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $105,000 | n/a | 0.0% | |
| Corning Federal Credit Union | $95,000 | n/a | 0.0% | |
| Finance of America Commercial LLC | $3,325,000 | $95,000 | -97.1% | 0.0% |
| OMNI Community Credit Union | $95,000 | n/a | 0.0% | |
| Stanford Federal Credit Union | $95,000 | n/a | 0.0% | |
| Universal 1 Credit Union Inc. | $115,000 | $95,000 | -17.4% | 0.0% |
| Velocity Commercial Capital LLC | $95,000 | n/a | 0.0% | |
| Advancial Federal Credit Union | $75,000 | n/a | 0.0% | |
| AgSouth Farm Credit, ACA | $275,000 | $55,000 | -80.0% | 0.0% |
| Bronco Federal Credit Union | $55,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $135,000 | $55,000 | -59.3% | 0.0% |
| Bethpage Federal Credit Union | $105,000 | $25,000 | -76.2% | 0.0% |
| Home Loan Investment Bank | $50,000 | $25,000 | -50.0% | 0.0% |
| Langley Federal Credit Union | $25,000 | n/a | 0.0% |
COLUMBIA's top lender by overall market share is Guild Mortgage Company, with 8.9% market share. In second place, with 5.3%, is Quicken Loans, having originated $417,625,000 in loans. In third place, with 4.3%, is Freedom Mortgage Corporation, having originated $340,625,000 in loans. In third place, with 4.2%, is AMERIS BANK, having originated $328,950,000 in loans. In third place, with 3.3%, is First-Citizens Bank & Trust Co, having originated $255,935,000 in loans.
COLUMBIA, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 15,571 | $3,357,895,000 | $215,651 |
| Refi | 15,156 | $3,414,900,000 | $225,317 |
| Cash Out Refi | 3,934 | $841,380,000 | $213,874 |
| Home Improvement | 1,063 | $104,235,000 | $98,057 |
| Other | 962 | $154,210,000 | $160,301 |
Columbia's most frequently cited loan purpose was Home Purchase, with 15,571 originations. The 2nd most popular reason was Refi, with 15,156 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 15,668 | $3,428,270,000 | $218,807 |
| 2.5-3% | 11,934 | $2,729,530,000 | $228,719 |
| <2.5% | 3,754 | $809,440,000 | $215,621 |
| 4-5% | 2,030 | $360,180,000 | $177,429 |
| 5-6% | 431 | $59,865,000 | $138,898 |
| Over 8% | 276 | $20,540,000 | $74,420 |
| 7-8% | 145 | $9,505,000 | $65,552 |
| 6-7% | 110 | $11,480,000 | $104,364 |
During 2020, Columbia's most frequently originated rate bucket was 3-4%, with 15,668 originations.
Loan Sizing (COLUMBIA, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 15,417 | $2,326,035,000 | $150,875 |
| $200k-400k | 13,680 | $3,689,010,000 | $269,664 |
| $100,000 or less | 5,134 | $310,040,000 | $60,390 |
| $400k-600k | 2,015 | $940,215,000 | $466,608 |
| $600k-1000k | 345 | $254,115,000 | $736,565 |
| $Over $1MM | 95 | $353,205,000 | $3,717,947 |
COLUMBIA's loan sizing saw the bucket of loans from $100k-200k with 15,417 originations, totaling $2,326,035,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 17,355 | $3,899,075,000 | $224,666 |
| 60-80% | 8,943 | $2,163,585,000 | $241,931 |
| 40-60% | 2,771 | $553,555,000 | $199,767 |
| 20-40% | 1,542 | $179,870,000 | $116,647 |
| Under 20% | 1,423 | $55,255,000 | $38,830 |
| Over 100% | 911 | $231,835,000 | $254,484 |
COLUMBIA's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,355 originations, totaling $3,899,075,000 in origination value.