Seneca Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Seneca averaged
7.47%
for the week of 2026-11-05, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2026-10-29) was
7.43% and
one month ago for the week of 2026-10-01, the
average rate was 7.57%.
Seneca's average rate one year ago was 6.06%.
For refis of the same type during the week of 2026-11-05, the average rate
was 7.36%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2026-11-05 | 7.18% |
| Seneca 30 Year Fixed Rate | 2026-11-05 | 7.47% |
| Seneca 30 Year Fixed Rate Refi | 2026-11-05 | 7.36% |
| Seneca 15 Year Fixed Rate | 2026-11-05 | 6.47% |
| Seneca 15 Year Fixed Rate Refi | 2026-11-05 | 6.57% |
| Seneca 30 Year FHA | 2026-11-05 | 6.9% |
| Seneca 30 Year FHA Refi | 2026-11-05 | 7.13% |
| Seneca 30 Year USDA | 2026-11-05 | 7% |
| Seneca 30 Year USDA Refi | 2026-11-05 | 7.1% |
| Seneca 30 Year VA | 2026-11-05 | 6.86% |
| Seneca 30 Year VA Refi | 2026-11-05 | 6.86% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seneca, SC.
Seneca Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Seneca, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Seneca Average Closing Costs & Other Stats
Seneca, SC's 160 lenders originated 2,006
loans during 2025. The total origination value was $651,450,000, with an average loan value of
$324,751.
Seneca's average closing costs are $5,672.
The top Seneca lender as defined by loan originations is QUICKEN LOANS, LLC, with
63 loans originated. Their average total fees are
$7,048, which is $1,225
higher than the next largest lender,
South State Bank.
The lowest fee Seneca lenders (with over 10 loans originated) are
NVR Mortgage Finance, Inc. ($4,159), First-Citizens Bank & Trust Company ($4,783), PREMIER MORTGAGE RESOURCES, L.L.C. ($5,071), Truist ($5,172) and Wells Fargo Bank ($5,434).
The lowest rate Seneca lenders (with over 10 loans originated) are
First-Citizens Bank & Trust Company (6.25%), NVR Mortgage Finance, Inc. (6.27%), Truist (6.45%), Wells Fargo Bank (6.51%) and GUARANTEED RATE, INC. (6.53%).
Seneca, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2024 Loan Value | 2025 Loan Value | % Change | 2025 Market Share |
|---|---|---|---|---|
| South State Bank | $47,720,000 | $45,750,000 | -4.1% | 7.0% |
| QUICKEN LOANS, LLC | $27,795,000 | $36,105,000 | 29.9% | 5.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $20,140,000 | $26,045,000 | 29.3% | 4.0% |
| NVR Mortgage Finance, Inc. | $11,170,000 | $16,150,000 | 44.6% | 2.5% |
| S. C. STATE FEDERAL CREDIT UNION | $9,115,000 | $15,765,000 | 73.0% | 2.4% |
| First-Citizens Bank & Trust Company | $21,975,000 | $15,750,000 | -28.3% | 2.4% |
| Truist | $9,130,000 | $13,860,000 | 51.8% | 2.1% |
| Fifth Third Bank | $5,810,000 | $13,345,000 | 129.7% | 2.0% |
| Mortgage Research Center, LLC | $7,210,000 | $11,795,000 | 63.6% | 1.8% |
| Bank of America | $8,460,000 | $11,040,000 | 30.5% | 1.7% |
| UNION HOME MORTGAGE CORP. | $12,560,000 | $10,165,000 | -19.1% | 1.6% |
| Wells Fargo Bank | $3,645,000 | $9,410,000 | 158.2% | 1.4% |
| U.S. Bank | $2,745,000 | $9,035,000 | 229.1% | 1.4% |
| NEWREZ LLC | $3,370,000 | $9,025,000 | 167.8% | 1.4% |
| United Community Bank | $3,090,000 | $8,695,000 | 181.4% | 1.3% |
| Southern First Bank | $4,110,000 | $8,250,000 | 100.7% | 1.3% |
| TD Bank | $2,035,000 | $7,470,000 | 267.1% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $2,555,000 | $7,235,000 | 183.2% | 1.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,515,000 | $7,200,000 | 59.5% | 1.1% |
| MOVEMENT MORTGAGE, LLC | $6,715,000 | $7,185,000 | 7.0% | 1.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $7,150,000 | n/a | 1.1% | |
| NAVY FEDERAL CREDIT UNION | $6,040,000 | $6,510,000 | 7.8% | 1.0% |
| Regions Bank | $4,690,000 | $6,015,000 | 28.3% | 0.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,650,000 | $5,775,000 | 24.2% | 0.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $11,515,000 | $5,220,000 | -54.7% | 0.8% |
| GUARANTEED RATE, INC. | $3,470,000 | $5,145,000 | 48.3% | 0.8% |
| Ameris Bank | $10,325,000 | $5,120,000 | -50.4% | 0.8% |
| Charles Schwab Bank, SSB | $9,930,000 | $4,485,000 | -54.8% | 0.7% |
| First National Bank of Pennsylvania | $5,260,000 | $4,230,000 | -19.6% | 0.6% |
| ACOPIA, LLC | $2,600,000 | $4,210,000 | 61.9% | 0.6% |
| DHI MORTGAGE COMPANY, LTD. | $4,155,000 | n/a | 0.6% | |
| 21ST MORTGAGE CORPORATION | $2,505,000 | $4,055,000 | 61.9% | 0.6% |
| JPMorgan Chase Bank | $9,395,000 | $4,040,000 | -57.0% | 0.6% |
| Morgan Stanley Private Bank | $4,365,000 | $3,760,000 | -13.9% | 0.6% |
| HOMESIDE FINANCIAL, LLC | $1,815,000 | $3,690,000 | 103.3% | 0.6% |
| UBS Bank USA | $1,030,000 | $3,615,000 | 251.0% | 0.6% |
| PLAZA HOME MORTGAGE, INC. | $1,045,000 | $3,580,000 | 242.6% | 0.5% |
| The Loan Store, Inc. | $890,000 | $3,480,000 | 291.0% | 0.5% |
| FIRST COMMUNITY MORTGAGE, INC. | $3,250,000 | $3,415,000 | 5.1% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $4,930,000 | $3,155,000 | -36.0% | 0.5% |
| Alcova Mortgage LLC | $2,150,000 | $2,865,000 | 33.3% | 0.4% |
| USAA Federal Savings Bank | $3,625,000 | $2,860,000 | -21.1% | 0.4% |
| GUILD MORTGAGE COMPANY | $3,175,000 | $2,830,000 | -10.9% | 0.4% |
| Bank of Travelers Rest | $660,000 | $2,815,000 | 326.5% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,145,000 | $2,775,000 | 142.4% | 0.4% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $3,805,000 | $2,770,000 | -27.2% | 0.4% |
| NEXERA HOLDING LLC | $925,000 | $2,580,000 | 178.9% | 0.4% |
| EVANSVILLE TEACHERS | $175,000 | $2,475,000 | 1,314.3% | 0.4% |
| SeaTrust Mortgage Company | $2,445,000 | n/a | 0.4% | |
| First Community Bank | $2,535,000 | $2,435,000 | -3.9% | 0.4% |
| Cornerstone First Mortgage, Inc | $2,430,000 | n/a | 0.4% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,405,000 | $2,345,000 | 66.9% | 0.4% |
| City National Bank of Florida | $2,325,000 | n/a | 0.4% | |
| CMG MORTGAGE, INC. | $1,075,000 | $2,270,000 | 111.2% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $1,365,000 | $2,255,000 | 65.2% | 0.3% |
| FOUNDERS FEDERAL CREDIT UNION | $3,525,000 | $2,235,000 | -36.6% | 0.3% |
| The Park National Bank | $2,170,000 | $2,215,000 | 2.1% | 0.3% |
| Raymond James Bank | $915,000 | $2,180,000 | 138.3% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $405,000 | $2,175,000 | 437.0% | 0.3% |
| PLANET HOME LENDING, LLC | $1,620,000 | $2,160,000 | 33.3% | 0.3% |
| Truliant Federal Credit Union | $2,980,000 | $2,145,000 | -28.0% | 0.3% |
| Citizens Bank | $835,000 | $2,135,000 | 155.7% | 0.3% |
| Synovus Bank | $3,495,000 | $2,050,000 | -41.3% | 0.3% |
| LOANDEPOT.COM, LLC | $1,270,000 | $2,035,000 | 60.2% | 0.3% |
| GREENVILLE FEDERAL CREDIT UNION | $2,560,000 | $2,005,000 | -21.7% | 0.3% |
| Stifel Bank and Trust | $860,000 | $1,955,000 | 127.3% | 0.3% |
| Renasant Bank | $225,000 | $1,945,000 | 764.4% | 0.3% |
| Flagstar Bank, FSB | $1,625,000 | $1,925,000 | 18.5% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,070,000 | $1,850,000 | -10.6% | 0.3% |
| FBC MORTGAGE, LLC | $8,905,000 | $1,775,000 | -80.1% | 0.3% |
| AMERICAN FINANCIAL NETWORK, INC. | $285,000 | $1,745,000 | 512.3% | 0.3% |
| S. C. TELCO | $515,000 | $1,685,000 | 227.2% | 0.3% |
| SWBC MORTGAGE CORPORATION | $1,670,000 | n/a | 0.3% | |
| Century Mortgage Company DBA Century Lending Company | $1,665,000 | n/a | 0.3% | |
| INSPIRE HOME LOANS INC. | $2,520,000 | $1,665,000 | -33.9% | 0.3% |
| The Dart Bank | $1,600,000 | n/a | 0.2% | |
| Commerce Home Mortgage, Inc. | $1,595,000 | n/a | 0.2% | |
| T2 FINANCIAL LLC | $2,735,000 | $1,585,000 | -42.0% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,430,000 | $1,565,000 | 9.4% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $565,000 | $1,485,000 | 162.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $750,000 | $1,475,000 | 96.7% | 0.2% |
| CAMPUS USA | $1,475,000 | n/a | 0.2% | |
| FINANCE OF AMERICA REVERSE LLC | $105,000 | $1,410,000 | 1,242.9% | 0.2% |
| First Federal Bank | $1,405,000 | n/a | 0.2% | |
| RAPID MORTGAGE COMPANY | $1,510,000 | $1,405,000 | -7.0% | 0.2% |
| PNC Bank | $1,820,000 | $1,350,000 | -25.8% | 0.2% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $305,000 | $1,335,000 | 337.7% | 0.2% |
| CARDINAL FINANCIAL | $1,180,000 | $1,320,000 | 11.9% | 0.2% |
| A&D Mortgage LLC | $1,285,000 | n/a | 0.2% | |
| RELIANCE FIRST CAPITAL, LLC | $815,000 | $1,240,000 | 52.1% | 0.2% |
| SPRING EQ, LLC | $135,000 | $1,170,000 | 766.7% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,460,000 | $1,170,000 | -19.9% | 0.2% |
| Citizens Building and Loan, SSB | $1,155,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $105,000 | $1,145,000 | 990.5% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $155,000 | $1,115,000 | 619.4% | 0.2% |
| NP, Inc. | $1,105,000 | n/a | 0.2% | |
| ARC HOME LLC | $830,000 | $1,100,000 | 32.5% | 0.2% |
| North American Savings Bank, F.S.B. | $1,070,000 | n/a | 0.2% | |
| TOWNE MORTGAGE COMPANY | $945,000 | $1,070,000 | 13.2% | 0.2% |
| Citibank | $955,000 | $1,055,000 | 10.5% | 0.2% |
| Countybank | $2,930,000 | $1,055,000 | -64.0% | 0.2% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $900,000 | $1,055,000 | 17.2% | 0.2% |
| BROKER SOLUTIONS, INC. | $1,820,000 | $1,040,000 | -42.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $970,000 | $1,030,000 | 6.2% | 0.2% |
| AmeriHome Mortgage Company, LLC | $445,000 | $1,020,000 | 129.2% | 0.2% |
| Magnolia Bank | $1,005,000 | $1,020,000 | 1.5% | 0.2% |
| Pinnacle Bank | $190,000 | $1,020,000 | 436.8% | 0.2% |
| PHH Mortgage Corporation | $310,000 | $1,015,000 | 227.4% | 0.2% |
| Capital City Home Loans, LLC | $265,000 | $1,010,000 | 281.1% | 0.2% |
| SIRVA MORTGAGE, INC. | $1,010,000 | n/a | 0.2% | |
| First Palmetto Bank | $1,775,000 | $1,005,000 | -43.4% | 0.2% |
| AMERITRUST MORTGAGE CORPORATION | $980,000 | n/a | 0.2% | |
| American Security Mortgage Corp. | $375,000 | $955,000 | 154.7% | 0.1% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $4,735,000 | $945,000 | -80.0% | 0.1% |
| First Horizon Bank | $4,635,000 | $940,000 | -79.7% | 0.1% |
| Goldman Sachs Bank USA | $935,000 | n/a | 0.1% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $905,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $1,265,000 | $895,000 | -29.2% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $890,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $200,000 | $830,000 | 315.0% | 0.1% |
| GoPrime Mortgage, Inc. | $505,000 | $810,000 | 60.4% | 0.1% |
| Pinnacle Bank | $190,000 | $810,000 | 326.3% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $805,000 | n/a | 0.1% | |
| Plains Commerce Bank | $805,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $530,000 | $800,000 | 50.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $625,000 | $785,000 | 25.6% | 0.1% |
| AMERICAN FINANCING CORPORATION | $55,000 | $770,000 | 1,300.0% | 0.1% |
| Equity Prime Mortgage LLC | $770,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $765,000 | n/a | 0.1% | |
| The Bank of South Carolina | $745,000 | n/a | 0.1% | |
| NFM, INC. | $805,000 | $740,000 | -8.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $235,000 | $720,000 | 206.4% | 0.1% |
| The Federal Savings Bank | $1,035,000 | $720,000 | -30.4% | 0.1% |
| GVC MORTGAGE, INC. | $715,000 | n/a | 0.1% | |
| AgFirst Farm Credit Bank | $5,325,000 | $690,000 | -87.0% | 0.1% |
| The Peoples Bank | $1,565,000 | $690,000 | -55.9% | 0.1% |
| GEORGIA UNITED | $685,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $675,000 | n/a | 0.1% | |
| Armed Forces Bank | $665,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $755,000 | $655,000 | -13.2% | 0.1% |
| SHELTER HOME MORTGAGE, LLC | $635,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $695,000 | $635,000 | -8.6% | 0.1% |
| Bank of Springfield | $585,000 | n/a | 0.1% | |
| Gold Coast Bank | $585,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $530,000 | $580,000 | 9.4% | 0.1% |
| Franklin Loan Corporation | $580,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $570,000 | n/a | 0.1% | |
| Barrington Bank & Trust Company, N.A. | $165,000 | $565,000 | 242.4% | 0.1% |
| Anderson Brothers Bank | $560,000 | n/a | 0.1% | |
| Figure Lending LLC | $680,000 | $560,000 | -17.6% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $785,000 | $555,000 | -29.3% | 0.1% |
| Dollar Bank, Federal Savings Bank | $555,000 | n/a | 0.1% | |
| JET HOMELOANS, LLC | $550,000 | n/a | 0.1% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $530,000 | n/a | 0.1% | |
| FIRST HOME MORTGAGE CORPORATION | $520,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $515,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $230,000 | $515,000 | 123.9% | 0.1% |
| First Reliance Bank | $75,000 | $490,000 | 553.3% | 0.1% |
| RESIDENTIAL BANCORP | $250,000 | $490,000 | 96.0% | 0.1% |
| UNITED | $780,000 | $485,000 | -37.8% | 0.1% |
| United Bank | $155,000 | $485,000 | 212.9% | 0.1% |
| Farmers Bank & Trust | $475,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $575,000 | $475,000 | -17.4% | 0.1% |
| Atlantic Coast Mortgage, LLC | $265,000 | $465,000 | 75.5% | 0.1% |
| Family Trust Federal Credit Union | $455,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $435,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $655,000 | $425,000 | -35.1% | 0.1% |
| BANK OF CLARENDON | $420,000 | n/a | 0.1% | |
| Logan Finance Corporation | $410,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $675,000 | $410,000 | -39.3% | 0.1% |
| Leader Bank | $445,000 | $395,000 | -11.2% | 0.1% |
| Goldwater Bank, N.A. | $385,000 | n/a | 0.1% | |
| OCMBC, INC. | $265,000 | $380,000 | 43.4% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $375,000 | n/a | 0.1% | |
| Servion, Inc. | $375,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $365,000 | $370,000 | 1.4% | 0.1% |
| Hometown Equity Mortgage, LLC | $370,000 | n/a | 0.1% | |
| UNITED MORTGAGE CORP | $370,000 | n/a | 0.1% | |
| CPM Federal Credit Union | $765,000 | $360,000 | -52.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $360,000 | n/a | 0.1% | |
| LOANPAL, LLC | $130,000 | $355,000 | 173.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $195,000 | $350,000 | 79.5% | 0.1% |
| Deere Employees Credit Union | $345,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $345,000 | n/a | 0.1% | |
| DOMINION FINANCIAL SERVICES, LLC | $275,000 | $325,000 | 18.2% | 0.0% |
| VERITAS FUNDING, LLC | $540,000 | $325,000 | -39.8% | 0.0% |
| Victorian Finance, LLC | $325,000 | n/a | 0.0% | |
| ALL IN | $320,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $320,000 | n/a | 0.0% | |
| CIBM Bank | $355,000 | $315,000 | -11.3% | 0.0% |
| Old National Bank | $395,000 | $315,000 | -20.3% | 0.0% |
| OceanFirst Bank | $305,000 | n/a | 0.0% | |
| Red River Bank | $305,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $2,600,000 | $305,000 | -88.3% | 0.0% |
| Univest Bank and Trust Co. | $305,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $285,000 | n/a | 0.0% | |
| First Savings Bank | $275,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $265,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $255,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $1,015,000 | $255,000 | -74.9% | 0.0% |
| The Huntington National Bank | $255,000 | n/a | 0.0% | |
| United Bank | $155,000 | $255,000 | 64.5% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $255,000 | n/a | 0.0% | |
| HomeTrust Bank | $240,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $235,000 | n/a | 0.0% | |
| Coastal Carolina National Bank | $1,225,000 | $230,000 | -81.2% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| BAY CAPITAL MORTGAGE CORPORATION | $475,000 | $225,000 | -52.6% | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | $355,000 | $225,000 | -36.6% | 0.0% |
| FirstBank | $225,000 | n/a | 0.0% | |
| SOUTHERN TRUST MORTGAGE, LLC | $225,000 | n/a | 0.0% | |
| DELMAR FINANCIAL COMPANY | $515,000 | $215,000 | -58.3% | 0.0% |
| GSF Mortgage Corporation | $630,000 | $215,000 | -65.9% | 0.0% |
| The Citizens Bank | $225,000 | $215,000 | -4.4% | 0.0% |
| Discover Bank | $940,000 | $210,000 | -77.7% | 0.0% |
| Connexus Credit Union | $205,000 | n/a | 0.0% | |
| CSL Financial, LLC | $205,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.0% | |
| First Commonwealth Bank | $205,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $525,000 | $205,000 | -61.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $205,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $275,000 | $195,000 | -29.1% | 0.0% |
| Carolina Bank & Trust | $115,000 | $195,000 | 69.6% | 0.0% |
| CLEARPATH LENDING | $195,000 | n/a | 0.0% | |
| NBKC BANK | $525,000 | $195,000 | -62.9% | 0.0% |
| Network Funding, L.P. | $295,000 | $195,000 | -33.9% | 0.0% |
| Palmetto Citizens Federal Credit Union | $195,000 | n/a | 0.0% | |
| RAIN CITY CAPITAL, LLC | $190,000 | n/a | 0.0% | |
| EMM LOANS LLC | $665,000 | $185,000 | -72.2% | 0.0% |
| HONDA Federal Credit Union | $185,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $675,000 | $185,000 | -72.6% | 0.0% |
| The Farmers National Bank of Canfield | $185,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $180,000 | n/a | 0.0% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $440,000 | $180,000 | -59.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $175,000 | $175,000 | 0.0% | 0.0% |
| NexBank | $165,000 | n/a | 0.0% | |
| LATINO COMMUNITY CREDIT UNION | $135,000 | $155,000 | 14.8% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $155,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $150,000 | n/a | 0.0% | |
| M&T Bank | $145,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $140,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $130,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $115,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $770,000 | $115,000 | -85.1% | 0.0% |
| Arthur State Bank | $95,000 | n/a | 0.0% | |
| MTC Federal Credit Union | $95,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $85,000 | n/a | 0.0% | |
| The Conway National Bank | $75,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $260,000 | $65,000 | -75.0% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $135,000 | $55,000 | -59.3% | 0.0% |
| CORNING | $15,000 | n/a | 0.0% |
Seneca's top lender by overall market share is South State Bank, with 7.0% market share. In second place, with 5.5%, is QUICKEN LOANS, LLC, having originated $36,105,000 in loans. In third place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $26,045,000 in loans. In fourth place, with 2.5%, is NVR Mortgage Finance, Inc., having originated $16,150,000 in loans. In fifth place, with 2.4%, is S. C. STATE FEDERAL CREDIT UNION, having originated $15,765,000 in loans.
Seneca Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Seneca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $249,000 (1.6%) | $403,462 (3.9%) | 0.00 | 547 |
| 2018-02-01 | $249,900 (4.5%) | $411,772 (8.4%) | 0.00 | 547 |
| 2018-03-01 | $274,900 (15.1%) | $444,843 (16.2%) | 0.00 | 593 |
| 2018-04-01 | $283,200 (18.2%) | $433,290 (12.7%) | 0.00 | 621 |
| 2018-05-01 | $285,000 (18.2%) | $430,925 (10.3%) | 0.00 | 614 |
| 2018-06-01 | $280,850 (18.5%) | $429,877 (11.6%) | 0.00 | 634 |
| 2018-07-01 | $289,575 (21.0%) | $450,237 (15.2%) | 0.00 | 640 |
| 2018-08-01 | $289,000 (16.1%) | $440,578 (11.5%) | 0.00 | 636 |
| 2018-09-01 | $279,950 (12.4%) | $439,925 (11.0%) | 0.00 | 638 |
| 2018-10-01 | $279,000 (11.9%) | $442,799 (12.1%) | 0.00 | 625 |
| 2018-11-01 | $275,000 (10.0%) | $437,982 (8.3%) | 0.00 | 618 |
| 2018-12-01 | $274,700 (10.3%) | $434,178 (9.4%) | 0.00 | 575 |
| 2019-01-01 | $274,975 (10.4%) | $444,799 (10.3%) | 0.00 | 546 |
| 2019-02-01 | $269,973 (8.0%) | $465,741 (13.1%) | 0.00 | 551 |
| 2019-03-01 | $280,657 (2.1%) | $485,160 (9.1%) | 0.00 | 515 |
| 2019-04-01 | $297,125 (4.9%) | $492,186 (13.6%) | 0.00 | 468 |
| 2019-05-01 | $299,475 (5.1%) | $507,577 (17.8%) | 0.00 | 471 |
| 2019-06-01 | $310,000 (10.4%) | $514,069 (19.6%) | 0.00 | 469 |
| 2019-07-01 | $294,450 (1.7%) | $493,191 (9.5%) | 0.00 | 460 |
| 2019-08-01 | $291,727 (0.9%) | $487,055 (10.6%) | 0.00 | 452 |
| 2019-09-01 | $295,818 (5.7%) | $493,294 (12.1%) | 0.00 | 433 |
| 2019-10-01 | $304,475 (9.1%) | $508,002 (14.7%) | 0.00 | 419 |
| 2019-11-01 | $319,450 (16.2%) | $519,910 (18.7%) | 0.00 | 408 |
| 2019-12-01 | $300,000 (9.2%) | $496,521 (14.4%) | 0.00 | 382 |
| 2020-01-01 | $299,500 (8.9%) | $484,869 (9.0%) | 0.00 | 356 |
| 2020-02-01 | $295,000 (9.3%) | $479,298 (2.9%) | 0.00 | 337 |
| 2020-03-01 | $299,950 (6.9%) | $504,631 (4.0%) | 0.00 | 341 |
| 2020-04-01 | $300,000 (1.0%) | $488,314 (-0.8%) | 0.00 | 338 |
| 2020-05-01 | $300,000 (0.2%) | $504,753 (-0.6%) | 0.00 | 331 |
| 2020-06-01 | $299,800 (-3.3%) | $528,353 (2.8%) | 0.00 | 303 |
| 2020-07-01 | $305,000 (3.6%) | $522,541 (6.0%) | 0.00 | 263 |
| 2020-08-01 | $300,000 (2.8%) | $523,577 (7.5%) | 0.00 | 247 |
| 2020-09-01 | $299,950 (1.4%) | $531,680 (7.8%) | 0.00 | 221 |
| 2020-10-01 | $299,000 (-1.8%) | $535,438 (5.4%) | 0.00 | 204 |
| 2020-11-01 | $299,669 (-6.2%) | $531,351 (2.2%) | 0.00 | 183 |
| 2020-12-01 | $292,624 (-2.5%) | $510,830 (2.9%) | 0.00 | 176 |
| 2021-01-01 | $290,950 (-2.9%) | $510,037 (5.2%) | 0.00 | 160 |
| 2021-02-01 | $295,000 (0.0%) | $569,473 (18.8%) | 0.00 | 149 |
| 2021-03-01 | $325,000 (8.4%) | $597,871 (18.5%) | 0.00 | 139 |
| 2021-04-01 | $342,000 (14.0%) | $608,075 (24.5%) | 0.00 | 122 |
| 2021-05-01 | $339,900 (13.3%) | $566,665 (12.3%) | 0.00 | 118 |
| 2021-06-01 | $344,975 (15.1%) | $538,015 (1.8%) | 0.00 | 146 |
| 2021-07-01 | $329,500 (8.0%) | $514,443 (-1.6%) | 0.00 | 170 |
| 2021-08-01 | $347,000 (15.7%) | $559,686 (6.9%) | 0.00 | 174 |
| 2021-09-01 | $344,075 (14.7%) | $538,533 (1.3%) | 0.00 | 168 |
| 2021-10-01 | $324,900 (8.7%) | $521,635 (-2.6%) | 0.00 | 154 |
| 2021-11-01 | $315,901 (5.4%) | $518,398 (-2.4%) | 0.00 | 182 |
| 2021-12-01 | $302,546 (3.4%) | $505,095 (-1.1%) | 0.00 | 166 |
| 2022-01-01 | $280,940 (-3.4%) | $514,122 (0.8%) | 0.00 | 150 |
| 2022-02-01 | $296,225 (0.4%) | $502,416 (-11.8%) | 0.00 | 149 |
| 2022-03-01 | $311,312 (-4.2%) | $559,225 (-6.5%) | 0.00 | 147 |
| 2022-04-01 | $341,133 (-0.3%) | $565,689 (-7.0%) | 0.00 | 165 |
| 2022-05-01 | $346,816 (2.0%) | $587,930 (3.8%) | 0.00 | 207 |
| 2022-06-01 | $350,138 (1.5%) | $616,935 (14.7%) | 0.00 | 222 |
| 2022-07-01 | $354,258 (7.5%) | $642,234 (24.8%) | 0.00 | 261 |
| 2022-08-01 | $361,836 (4.3%) | $676,718 (20.9%) | 0.00 | 293 |
| 2022-09-01 | $349,050 (1.5%) | $653,850 (21.4%) | 0.00 | 294 |
| 2022-10-01 | $347,696 (7.0%) | $639,039 (22.5%) | 0.00 | 300 |
| 2022-11-01 | $368,310 (16.6%) | $680,170 (31.2%) | 0.00 | 290 |
| 2022-12-01 | $365,000 (20.6%) | $648,816 (28.5%) | 0.00 | 280 |
| 2023-01-01 | $362,000 (28.9%) | $605,010 (17.7%) | 0.00 | 267 |
| 2023-02-01 | $361,973 (22.2%) | $626,466 (24.7%) | 0.00 | 255 |
| 2023-03-01 | $394,200 (26.6%) | $712,572 (27.4%) | 0.00 | 245 |
| 2023-04-01 | $396,300 (16.2%) | $717,031 (26.8%) | 0.00 | 217 |
| 2023-05-01 | $416,900 (20.2%) | $732,518 (24.6%) | 0.00 | 223 |
| 2023-06-01 | $407,400 (16.4%) | $701,768 (13.8%) | 0.00 | 224 |
| 2023-07-01 | $375,000 (5.9%) | $655,615 (2.1%) | 0.00 | 217 |
| 2023-08-01 | $376,500 (4.1%) | $643,553 (-4.9%) | 0.00 | 243 |
| 2023-09-01 | $399,000 (14.3%) | $670,027 (2.5%) | 0.00 | 250 |
| 2023-10-01 | $394,500 (13.5%) | $639,898 (0.1%) | 0.00 | 281 |
| 2023-11-01 | $382,225 (3.8%) | $610,390 (-10.3%) | 0.00 | 292 |
| 2023-12-01 | $374,500 (2.6%) | $593,439 (-8.5%) | 0.00 | 293 |
| 2024-01-01 | $357,250 (-1.3%) | $574,598 (-5.0%) | 0.00 | 296 |
| 2024-02-01 | $358,225 (-1.0%) | $562,928 (-10.1%) | 0.00 | 283 |
| 2024-03-01 | $400,000 (1.5%) | $597,665 (-16.1%) | 0.00 | 304 |
| 2024-04-01 | $400,000 (0.9%) | $613,192 (-14.5%) | 0.00 | 326 |
| 2024-05-01 | $409,995 (-1.7%) | $633,265 (-13.6%) | 0.00 | 358 |
| 2024-06-01 | $408,000 (0.2%) | $621,375 (-11.5%) | 0.00 | 372 |
| 2024-07-01 | $397,375 (6.0%) | $621,991 (-5.1%) | 0.00 | 367 |
| 2024-08-01 | $395,000 (4.9%) | $602,391 (-6.4%) | 0.00 | 355 |
| 2024-09-01 | $390,913 (-2.0%) | $626,779 (-6.5%) | 0.00 | 348 |
| 2024-10-01 | $394,450 (0.0%) | $677,138 (5.8%) | 0.00 | 337 |
| 2024-11-01 | $389,900 (2.0%) | $660,477 (8.2%) | 0.00 | 318 |
| 2024-12-01 | $383,725 (2.5%) | $605,521 (2.0%) | 0.00 | 298 |
| 2025-01-01 | $384,450 (7.6%) | $580,786 (1.1%) | 0.00 | 283 |
| 2025-02-01 | $384,225 (7.3%) | $573,668 (1.9%) | 0.00 | 295 |
| 2025-03-01 | $379,000 (-5.3%) | $600,938 (0.6%) | 0.00 | 324 |
| 2025-04-01 | $395,245 (-1.2%) | $638,634 (4.2%) | 0.00 | 373 |
| 2025-05-01 | $400,000 (-2.4%) | $657,140 (3.8%) | 0.00 | 408 |
| 2025-06-01 | $386,863 (-5.2%) | $638,984 (2.8%) | 0.00 | 423 |
| 2025-07-01 | $395,990 (-0.4%) | $654,363 (5.2%) | 0.00 | 422 |
| 2025-08-01 | $395,745 (0.2%) | $660,105 (9.6%) | 0.00 | 424 |
| 2025-09-01 | $420,621 (7.6%) | $641,941 (2.4%) | 0.00 | 433 |
| 2025-10-01 | $392,748 (-0.4%) | $673,788 (-0.5%) | 0.00 | 421 |
| 2025-11-01 | $399,950 (2.6%) | $682,165 (3.3%) | 0.00 | 405 |
| 2025-12-01 | $395,000 (2.9%) | $632,859 (4.5%) | 0.00 | 363 |
| 2026-01-01 | $395,000 (2.7%) | $626,492 (7.9%) | 0.00 | 344 |
| 2026-02-01 | $432,400 (12.5%) | $654,197 (14.0%) | 0.00 | 375 |
| 2026-03-01 | $422,450 (11.5%) | $645,713 (7.5%) | 0.00 | 416 |
| 2026-04-01 | $432,500 (9.4%) | $665,667 (4.2%) | 0.00 | 467 |
| 2026-05-01 | $457,950 (14.5%) | $702,421 (6.9%) | 0.00 | 486 |
| 2026-06-01 | $480,198 (24.1%) | $764,668 (19.7%) | 0.00 | 502 |
| 2026-07-01 | $465,225 (17.5%) | $730,463 (11.6%) | 0.00 | 500 |
| 2026-08-01 | $459,900 (16.2%) | $721,314 (9.3%) | 0.00 | 485 |
| 2026-09-01 | $450,000 (7.0%) | $694,812 (8.2%) | 0.00 | 496 |
| 2026-10-01 | $444,000 (13.1%) | $678,504 (0.7%) | 0.00 | 493 |
Seneca's median listing price for 2026-10-01 was $444,000, a difference of
$51,252
(13.1%) versus the prior year and
$-6,000 versus the prior month.
Seneca's median listing price comes in at 0% of the national average.
Seneca's average listing price for 2026-10-01 was $678,504, a difference of $4,716 (0.7%) versus the prior year and $-16,308 versus the prior month.
For the 2026-10-01 period, Seneca had 493 MLS listings, a difference of -3 listings (-1%) versus the prior month and 72 listings (17%) versus the prior year.
Seneca's median listing price comes in at 0% of the national average.
Seneca's average listing price for 2026-10-01 was $678,504, a difference of $4,716 (0.7%) versus the prior year and $-16,308 versus the prior month.
For the 2026-10-01 period, Seneca had 493 MLS listings, a difference of -3 listings (-1%) versus the prior month and 72 listings (17%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Seneca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,307 sqft |
| 2018-02-01 | 0 days | 2,293 sqft |
| 2018-03-01 | 0 days | 2,432 sqft |
| 2018-04-01 | 0 days | 2,480 sqft |
| 2018-05-01 | 0 days | 2,539 sqft |
| 2018-06-01 | 0 days | 2,458 sqft |
| 2018-07-01 | 0 days | 2,527 sqft |
| 2018-08-01 | 0 days | 2,545 sqft |
| 2018-09-01 | 0 days | 2,475 sqft |
| 2018-10-01 | 0 days | 2,477 sqft |
| 2018-11-01 | 0 days | 2,360 sqft |
| 2018-12-01 | 0 days | 2,259 sqft |
| 2019-01-01 | 0 days | 2,244 sqft |
| 2019-02-01 | 0 days | 2,214 sqft |
| 2019-03-01 | 0 days | 2,240 sqft |
| 2019-04-01 | 0 days | 2,405 sqft |
| 2019-05-01 | 0 days | 2,505 sqft |
| 2019-06-01 | 0 days | 2,532 sqft |
| 2019-07-01 | 0 days | 2,457 sqft |
| 2019-08-01 | 0 days | 2,469 sqft |
| 2019-09-01 | 0 days | 2,486 sqft |
| 2019-10-01 | 0 days | 2,556 sqft |
| 2019-11-01 | 0 days | 2,586 sqft |
| 2019-12-01 | 0 days | 2,450 sqft |
| 2020-01-01 | 0 days | 2,406 sqft |
| 2020-02-01 | 0 days | 2,367 sqft |
| 2020-03-01 | 0 days | 2,428 sqft |
| 2020-04-01 | 0 days | 2,423 sqft |
| 2020-05-01 | 0 days | 2,429 sqft |
| 2020-06-01 | 0 days | 2,408 sqft |
| 2020-07-01 | 0 days | 2,426 sqft |
| 2020-08-01 | 0 days | 2,410 sqft |
| 2020-09-01 | 0 days | 2,376 sqft |
| 2020-10-01 | 0 days | 2,307 sqft |
| 2020-11-01 | 0 days | 2,220 sqft |
| 2020-12-01 | 0 days | 2,209 sqft |
| 2021-01-01 | 0 days | 2,200 sqft |
| 2021-02-01 | 0 days | 2,134 sqft |
| 2021-03-01 | 0 days | 2,229 sqft |
| 2021-04-01 | 0 days | 2,259 sqft |
| 2021-05-01 | 0 days | 2,026 sqft |
| 2021-06-01 | 0 days | 2,044 sqft |
| 2021-07-01 | 0 days | 2,024 sqft |
| 2021-08-01 | 0 days | 2,132 sqft |
| 2021-09-01 | 0 days | 2,138 sqft |
| 2021-10-01 | 0 days | 1,995 sqft |
| 2021-11-01 | 0 days | 1,963 sqft |
| 2021-12-01 | 0 days | 1,900 sqft |
| 2022-01-01 | 0 days | 1,789 sqft |
| 2022-02-01 | 0 days | 1,773 sqft |
| 2022-03-01 | 0 days | 1,809 sqft |
| 2022-04-01 | 0 days | 1,953 sqft |
| 2022-05-01 | 0 days | 1,953 sqft |
| 2022-06-01 | 0 days | 2,038 sqft |
| 2022-07-01 | 0 days | 2,060 sqft |
| 2022-08-01 | 0 days | 2,089 sqft |
| 2022-09-01 | 0 days | 2,094 sqft |
| 2022-10-01 | 0 days | 2,103 sqft |
| 2022-11-01 | 0 days | 2,206 sqft |
| 2022-12-01 | 0 days | 2,129 sqft |
| 2023-01-01 | 0 days | 2,053 sqft |
| 2023-02-01 | 0 days | 2,066 sqft |
| 2023-03-01 | 0 days | 2,247 sqft |
| 2023-04-01 | 0 days | 2,272 sqft |
| 2023-05-01 | 0 days | 2,288 sqft |
| 2023-06-01 | 0 days | 2,273 sqft |
| 2023-07-01 | 0 days | 2,064 sqft |
| 2023-08-01 | 0 days | 2,000 sqft |
| 2023-09-01 | 0 days | 2,105 sqft |
| 2023-10-01 | 0 days | 2,150 sqft |
| 2023-11-01 | 0 days | 2,118 sqft |
| 2023-12-01 | 0 days | 2,000 sqft |
| 2024-01-01 | 0 days | 1,994 sqft |
| 2024-02-01 | 0 days | 1,940 sqft |
| 2024-03-01 | 0 days | 2,000 sqft |
| 2024-04-01 | 0 days | 2,000 sqft |
| 2024-05-01 | 0 days | 2,000 sqft |
| 2024-06-01 | 0 days | 2,037 sqft |
| 2024-07-01 | 0 days | 2,015 sqft |
| 2024-08-01 | 0 days | 2,076 sqft |
| 2024-09-01 | 0 days | 2,081 sqft |
| 2024-10-01 | 0 days | 2,100 sqft |
| 2024-11-01 | 0 days | 1,946 sqft |
| 2024-12-01 | 0 days | 1,881 sqft |
| 2025-01-01 | 0 days | 1,840 sqft |
| 2025-02-01 | 0 days | 1,850 sqft |
| 2025-03-01 | 0 days | 1,878 sqft |
| 2025-04-01 | 0 days | 1,886 sqft |
| 2025-05-01 | 0 days | 1,981 sqft |
| 2025-06-01 | 0 days | 1,999 sqft |
| 2025-07-01 | 0 days | 2,020 sqft |
| 2025-08-01 | 0 days | 2,000 sqft |
| 2025-09-01 | 0 days | 2,080 sqft |
| 2025-10-01 | 0 days | 2,049 sqft |
| 2025-11-01 | 0 days | 2,183 sqft |
| 2025-12-01 | 0 days | 2,142 sqft |
| 2026-01-01 | 0 days | 2,146 sqft |
| 2026-02-01 | 0 days | 2,194 sqft |
| 2026-03-01 | 0 days | 2,158 sqft |
| 2026-04-01 | 0 days | 2,188 sqft |
| 2026-05-01 | 0 days | 2,200 sqft |
| 2026-06-01 | 0 days | 2,399 sqft |
| 2026-07-01 | 0 days | 2,383 sqft |
| 2026-08-01 | 0 days | 2,371 sqft |
| 2026-09-01 | 0 days | 2,357 sqft |
| 2026-10-01 | 0 days | 2,234 sqft |
Seneca's median listing age (time on market) for 2026-10-01 was 0 days.
Seneca's median square footage for active listings during the 2026-10-01 period was 2,234 sqft. One year prior, the average listing was 2,049 sqft.
Seneca's median square footage for active listings during the 2026-10-01 period was 2,234 sqft. One year prior, the average listing was 2,049 sqft.
Seneca, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,133 | $439,445,000 | $387,860 |
| Refi | 280 | $95,130,000 | $339,750 |
| Cash Out Refi | 271 | $64,645,000 | $238,542 |
| Other | 179 | $31,515,000 | $176,061 |
| Home Improvement | 143 | $20,715,000 | $144,860 |
Seneca's most frequently cited loan purpose was Home Purchase, with 1,133 originations. The 2nd most popular reason was Refi, with 280 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 824 | $301,190,000 | $365,522 |
| 5-6% | 369 | $159,155,000 | $431,314 |
| 7-8% | 329 | $97,275,000 | $295,669 |
| Over 8% | 210 | $24,300,000 | $115,714 |
| 4-5% | 146 | $25,990,000 | $178,014 |
| <2.5% | 11 | $295,000 | $26,818 |
| 3-4% | 2 | $500,000 | $250,000 |
| 2.5-3% | 1 | $475,000 | $475,000 |
During 2025, Seneca's most frequently originated rate bucket was 6-7%, with 824 originations.
Loan Sizing (Seneca, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 788 | $214,090,000 | $271,688 |
| $100k-200k | 490 | $73,490,000 | $149,980 |
| $100,000 or less | 298 | $17,640,000 | $59,195 |
| $400k-600k | 206 | $99,570,000 | $483,350 |
| $600k-1000k | 127 | $95,815,000 | $754,449 |
| $Over $1MM | 97 | $150,845,000 | $1,555,103 |
Seneca's loan sizing saw the bucket of loans from $200k-400k with 788 originations, totaling $214,090,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 667 | $229,075,000 | $343,441 |
| 60-80% | 440 | $195,130,000 | $443,477 |
| 20-40% | 251 | $52,185,000 | $207,908 |
| Under 20% | 239 | $22,085,000 | $92,406 |
| 40-60% | 237 | $90,135,000 | $380,316 |
| Over 100% | 19 | $8,985,000 | $472,895 |
Seneca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 667 originations, totaling $229,075,000 in origination value.