Seneca Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Seneca averaged
5.96%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.13% and
one month ago for the week of 2022-05-19, the
average rate was 5.3%.
Seneca's average rate one year ago was 3.27%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.87%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Seneca 30 Year Fixed Rate | 2022-06-23 | 5.96% |
| Seneca 30 Year Fixed Rate Refi | 2022-06-23 | 5.87% |
| Seneca 15 Year Fixed Rate | 2022-06-23 | 5.34% |
| Seneca 15 Year Fixed Rate Refi | 2022-06-23 | 5% |
| Seneca 30 Year FHA | 2022-06-23 | 0.46% |
| Seneca 30 Year FHA Refi | 2022-06-23 | 0.22% |
| Seneca 30 Year USDA | 2022-06-23 | 0.01% |
| Seneca 30 Year USDA Refi | 2022-06-23 | 0.09% |
| Seneca 30 Year VA | 2022-06-23 | 0.45% |
| Seneca 30 Year VA Refi | 2022-06-23 | -0.03% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Seneca, SC.
Seneca Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Seneca, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Seneca, SC's 211 lenders originated 3,216
loans during 2021. The total origination value was $904,180,000, with an average loan value of
$281,150.
The top Seneca lender as defined by loan originations is QUICKEN LOANS, LLC, with
160 loans originated. Their average total fees are
$5,013, which is $492
lower than the next largest lender,
South State Bank.
The lowest fee Seneca lenders (with over 10 loans originated) are
KELLER MORTGAGE, LLC ($2,272), FREEDOM MORTGAGE CORPORATION ($2,637), HOMESTAR FINANCIAL CORPORATION ($2,810), Countybank ($2,970) and Flagstar Bank, FSB ($3,188).
The lowest rate Seneca lenders (with over 10 loans originated) are
Countybank (2.84%), Bank of America (2.90%), Ameris Bank (2.91%), SeaTrust Mortgage Company (2.91%) and TD Bank (2.92%).
Seneca, SC Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| South State Bank | $24,550,000 | $88,830,000 | 261.8% | 9.8% |
| QUICKEN LOANS, LLC | $66,085,000 | $69,425,000 | 5.1% | 7.7% |
| ON Q FINANCIAL, INC. | $40,080,000 | $37,975,000 | -5.3% | 4.2% |
| Wells Fargo Bank | $32,700,000 | $30,320,000 | -7.3% | 3.4% |
| First-Citizens Bank & Trust Company | $30,085,000 | $28,900,000 | -3.9% | 3.2% |
| Truist Bank | $27,545,000 | $26,245,000 | -4.7% | 2.9% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $31,260,000 | $25,495,000 | -18.4% | 2.8% |
| HOMESTAR FINANCIAL CORPORATION | $31,885,000 | $24,160,000 | -24.2% | 2.7% |
| Bank of America | $18,795,000 | $21,480,000 | 14.3% | 2.4% |
| TD Bank | $14,965,000 | $18,270,000 | 22.1% | 2.0% |
| United Community Bank | $12,510,000 | $18,270,000 | 46.0% | 2.0% |
| LOANDEPOT.COM, LLC | $8,045,000 | $18,185,000 | 126.0% | 2.0% |
| Ameris Bank | $18,260,000 | $15,525,000 | -15.0% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $5,390,000 | $13,865,000 | 157.2% | 1.5% |
| U.S. Bank | $10,795,000 | $13,535,000 | 25.4% | 1.5% |
| Synovus Bank | $8,550,000 | $13,135,000 | 53.6% | 1.5% |
| FREEDOM MORTGAGE CORPORATION | $13,215,000 | $13,105,000 | -0.8% | 1.4% |
| Southern First Bank | $13,855,000 | $11,960,000 | -13.7% | 1.3% |
| MOVEMENT MORTGAGE, LLC | $7,220,000 | $11,430,000 | 58.3% | 1.3% |
| AMERISAVE MORTGAGE CORPORATION | $9,610,000 | $11,145,000 | 16.0% | 1.2% |
| Mortgage Research Center, LLC | $6,950,000 | $11,035,000 | 58.8% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $9,630,000 | $10,940,000 | 13.6% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,560,000 | $10,560,000 | 39.7% | 1.2% |
| JPMorgan Chase Bank | $15,430,000 | $9,905,000 | -35.8% | 1.1% |
| Community First Bank, Inc. | $4,565,000 | $8,330,000 | 82.5% | 0.9% |
| S. C. STATE FEDERAL CREDIT UNION | $9,430,000 | $7,195,000 | -23.7% | 0.8% |
| Capital One | $7,005,000 | n/a | 0.8% | |
| BETTER MORTGAGE CORPORATION | $3,710,000 | $6,775,000 | 82.6% | 0.7% |
| HomeTrust Bank | $2,105,000 | $6,410,000 | 204.5% | 0.7% |
| Countybank | $12,520,000 | $6,380,000 | -49.0% | 0.7% |
| The Park National Bank | $3,065,000 | $5,980,000 | 95.1% | 0.7% |
| Flagstar Bank, FSB | $4,985,000 | $5,900,000 | 18.4% | 0.7% |
| SeaTrust Mortgage Company | $4,800,000 | $5,790,000 | 20.6% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,735,000 | $5,750,000 | 53.9% | 0.6% |
| Coastal Carolina National Bank | $5,775,000 | $5,575,000 | -3.5% | 0.6% |
| AgFirst Farm Credit Bank | $2,395,000 | $5,475,000 | 128.6% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,965,000 | $5,385,000 | 81.6% | 0.6% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $7,955,000 | $5,350,000 | -32.7% | 0.6% |
| The Federal Savings Bank | $2,020,000 | $4,840,000 | 139.6% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $2,340,000 | $4,700,000 | 100.9% | 0.5% |
| Paramount Residential Mortgage Group, Inc. | $3,700,000 | $4,675,000 | 26.4% | 0.5% |
| S. C. TELCO | $835,000 | $4,530,000 | 442.5% | 0.5% |
| GUARANTEED RATE, INC. | $1,690,000 | $4,385,000 | 159.5% | 0.5% |
| LAKEVIEW LOAN SERVICING, LLC | $2,370,000 | $4,375,000 | 84.6% | 0.5% |
| Regions Bank | $9,750,000 | $4,245,000 | -56.5% | 0.5% |
| Bank of Travelers Rest | $820,000 | $4,205,000 | 412.8% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $2,495,000 | $3,930,000 | 57.5% | 0.4% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,825,000 | $3,655,000 | 29.4% | 0.4% |
| 21ST MORTGAGE CORPORATION | $2,320,000 | $3,625,000 | 56.3% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,660,000 | $3,610,000 | 35.7% | 0.4% |
| KELLER MORTGAGE, LLC | $3,225,000 | $3,595,000 | 11.5% | 0.4% |
| Renasant Bank | $7,310,000 | $3,555,000 | -51.4% | 0.4% |
| Network Funding, L.P. | $1,475,000 | $3,525,000 | 139.0% | 0.4% |
| Stifel Bank and Trust | $1,060,000 | $3,390,000 | 219.8% | 0.4% |
| NEWREZ LLC | $2,400,000 | $3,240,000 | 35.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,450,000 | $3,205,000 | 121.0% | 0.4% |
| ACOPIA, LLC | $4,785,000 | $3,130,000 | -34.6% | 0.3% |
| Wyndham Capital Mortgage, Inc. | $3,430,000 | $3,125,000 | -8.9% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $1,465,000 | $3,075,000 | 109.9% | 0.3% |
| First Palmetto Bank | $315,000 | $3,030,000 | 861.9% | 0.3% |
| Fifth Third Bank | $945,000 | $2,930,000 | 210.1% | 0.3% |
| PNC Bank | $2,215,000 | $2,920,000 | 31.8% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,070,000 | $2,890,000 | -5.9% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $765,000 | $2,850,000 | 272.5% | 0.3% |
| The Peoples Bank | $2,730,000 | n/a | 0.3% | |
| FOUNDERS FEDERAL CREDIT UNION | $1,985,000 | $2,690,000 | 35.5% | 0.3% |
| CALIBER HOME LOANS, INC. | $1,600,000 | $2,570,000 | 60.6% | 0.3% |
| GrandSouth Bank | $1,020,000 | $2,445,000 | 139.7% | 0.3% |
| UBS Bank USA | $2,335,000 | $2,445,000 | 4.7% | 0.3% |
| NEW DAY FINANCIAL, LLC | $2,825,000 | $2,395,000 | -15.2% | 0.3% |
| Pinnacle Bank | $2,450,000 | $2,285,000 | -6.7% | 0.3% |
| Charles Schwab Bank, SSB | $4,720,000 | $2,255,000 | -52.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,390,000 | $2,210,000 | 59.0% | 0.2% |
| Ally Bank | $1,320,000 | $2,185,000 | 65.5% | 0.2% |
| TOWNE MORTGAGE COMPANY | $505,000 | $2,170,000 | 329.7% | 0.2% |
| Carrington Mortgage Services, LLC | $875,000 | $2,145,000 | 145.1% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,085,000 | $2,140,000 | 2.6% | 0.2% |
| USAA Federal Savings Bank | $4,030,000 | $2,090,000 | -48.1% | 0.2% |
| CALCON MUTUAL MORTGAGE LLC | $945,000 | $2,070,000 | 119.0% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $1,745,000 | $2,050,000 | 17.5% | 0.2% |
| Alcova Mortgage LLC | $2,040,000 | n/a | 0.2% | |
| First Guaranty Mortgage Corporation | $465,000 | $2,025,000 | 335.5% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $840,000 | $2,025,000 | 141.1% | 0.2% |
| American Security Mortgage Corp. | $1,825,000 | $1,965,000 | 7.7% | 0.2% |
| First National Bank of Pennsylvania | $625,000 | $1,940,000 | 210.4% | 0.2% |
| First Home Bank | $1,525,000 | $1,805,000 | 18.4% | 0.2% |
| Carolina Bank & Trust | $1,780,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,180,000 | $1,675,000 | -59.9% | 0.2% |
| RELIANCE FIRST CAPITAL, LLC | $1,265,000 | $1,640,000 | 29.6% | 0.2% |
| CRESCENT MORTGAGE COMPANY | $3,850,000 | $1,630,000 | -57.7% | 0.2% |
| First Reliance Bank | $1,115,000 | $1,575,000 | 41.3% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $385,000 | $1,560,000 | 305.2% | 0.2% |
| Bank of England | $1,765,000 | $1,550,000 | -12.2% | 0.2% |
| NBKC BANK | $1,175,000 | $1,550,000 | 31.9% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,885,000 | $1,505,000 | -20.2% | 0.2% |
| MCLEAN MORTGAGE CORPORATION | $1,505,000 | n/a | 0.2% | |
| Citizens Bank | $2,060,000 | $1,500,000 | -27.2% | 0.2% |
| Morgan Stanley Private Bank | $1,225,000 | $1,440,000 | 17.6% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $330,000 | $1,385,000 | 319.7% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $580,000 | $1,325,000 | 128.4% | 0.1% |
| CMG MORTGAGE, INC. | $1,150,000 | $1,315,000 | 14.3% | 0.1% |
| NEXERA HOLDING LLC | $1,285,000 | n/a | 0.1% | |
| DELTA COMMUNITY CREDIT UNION | $225,000 | $1,260,000 | 460.0% | 0.1% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $2,375,000 | $1,255,000 | -47.2% | 0.1% |
| South Atlantic Bank | $185,000 | $1,245,000 | 573.0% | 0.1% |
| Raymond James Bank | $635,000 | $1,240,000 | 95.3% | 0.1% |
| LOANPAL, LLC | $1,215,000 | n/a | 0.1% | |
| Towne Bank | $505,000 | $1,200,000 | 137.6% | 0.1% |
| First Community Bank | $1,750,000 | $1,170,000 | -33.1% | 0.1% |
| FirstBank | $1,690,000 | $1,140,000 | -32.5% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $1,260,000 | $1,135,000 | -9.9% | 0.1% |
| FBC MORTGAGE, LLC | $245,000 | $1,135,000 | 363.3% | 0.1% |
| STATE EMPLOYEES' | $1,190,000 | $1,120,000 | -5.9% | 0.1% |
| First Bank | $310,000 | $1,115,000 | 259.7% | 0.1% |
| Gateway First Bank | $295,000 | $1,115,000 | 278.0% | 0.1% |
| SOFI LENDING CORP. | $425,000 | $1,110,000 | 161.2% | 0.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $125,000 | $1,090,000 | 772.0% | 0.1% |
| SHARONVIEW FEDERAL CREDIT UNION | $630,000 | $1,085,000 | 72.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,060,000 | $1,080,000 | 1.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $265,000 | $1,075,000 | 305.7% | 0.1% |
| APEX HOME LOANS, INC. | $1,820,000 | $1,060,000 | -41.8% | 0.1% |
| First Piedmont Federal Savings and Loan Association of Gaffney | $200,000 | $1,030,000 | 415.0% | 0.1% |
| Northpointe Bank | $935,000 | $1,020,000 | 9.1% | 0.1% |
| United Bank | $700,000 | $1,005,000 | 43.6% | 0.1% |
| EASTMAN | $95,000 | $1,000,000 | 952.6% | 0.1% |
| ENVOY MORTGAGE, LTD | $1,800,000 | $1,000,000 | -44.4% | 0.1% |
| LENDUS, LLC | $165,000 | $995,000 | 503.0% | 0.1% |
| Citizens Building and Loan, SSB | $985,000 | n/a | 0.1% | |
| Allen Tate Mortgage Partners, LLC | $1,810,000 | $975,000 | -46.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,190,000 | $970,000 | -18.5% | 0.1% |
| First Horizon Bank | $950,000 | n/a | 0.1% | |
| CAPITAL CENTER, L.L.C. | $105,000 | $940,000 | 795.2% | 0.1% |
| STEARNS LENDING, LLC | $715,000 | $940,000 | 31.5% | 0.1% |
| HANCOCK MORTGAGE PARTNERS, LLC | $935,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $915,000 | n/a | 0.1% | |
| Gold Coast Bank | $885,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $885,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $880,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $1,805,000 | $875,000 | -51.5% | 0.1% |
| Prime Choice Funding Inc. | $870,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $435,000 | $855,000 | 96.6% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,330,000 | $845,000 | -36.5% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,050,000 | $825,000 | -21.4% | 0.1% |
| Mortgage Network, Inc. | $675,000 | $820,000 | 21.5% | 0.1% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $1,580,000 | $820,000 | -48.1% | 0.1% |
| First Internet Bank of Indiana | $185,000 | $810,000 | 337.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $1,120,000 | $805,000 | -28.1% | 0.1% |
| RAPID MORTGAGE COMPANY | $415,000 | $805,000 | 94.0% | 0.1% |
| United Fidelity Funding Corp. | $205,000 | $795,000 | 287.8% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $460,000 | $790,000 | 71.7% | 0.1% |
| SHELTER HOME MORTGAGE, LLC | $780,000 | n/a | 0.1% | |
| OAKTREE FUNDING CORP. | $775,000 | n/a | 0.1% | |
| Capital City Home Loans, LLC | $450,000 | $770,000 | 71.1% | 0.1% |
| RESOURCE FINANCIAL SERVICES, INC. | $315,000 | $750,000 | 138.1% | 0.1% |
| HOMESTEAD FUNDING CORP. | $1,205,000 | $700,000 | -41.9% | 0.1% |
| First Savings Bank | $1,540,000 | $690,000 | -55.2% | 0.1% |
| CLEARPATH LENDING | $2,500,000 | $680,000 | -72.8% | 0.1% |
| Dollar Bank, Federal Savings Bank | $1,860,000 | $680,000 | -63.4% | 0.1% |
| PHH Mortgage Corporation | $655,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $460,000 | $640,000 | 39.1% | 0.1% |
| OCMBC, INC. | $205,000 | $635,000 | 209.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $560,000 | $630,000 | 12.5% | 0.1% |
| UNITED MORTGAGE CORP. | $440,000 | $630,000 | 43.2% | 0.1% |
| PLANET HOME LENDING, LLC | $95,000 | $625,000 | 557.9% | 0.1% |
| Nations Lending Corporation | $765,000 | $620,000 | -19.0% | 0.1% |
| Manufacturers and Traders Trust Company | $210,000 | $615,000 | 192.9% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $605,000 | n/a | 0.1% | |
| CPM Federal Credit Union | $145,000 | $595,000 | 310.3% | 0.1% |
| First Federal Bank | $1,750,000 | $590,000 | -66.3% | 0.1% |
| Hometown Lenders, Inc. | $1,160,000 | $585,000 | -49.6% | 0.1% |
| RUOFF MORTGAGE COMPANY, INC. | $785,000 | $560,000 | -28.7% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $560,000 | n/a | 0.1% | |
| Magnolia Bank | $365,000 | $550,000 | 50.7% | 0.1% |
| Stock Yards Bank & Trust Company | $550,000 | n/a | 0.1% | |
| BNC National Bank | $375,000 | $545,000 | 45.3% | 0.1% |
| Marine Bank | $545,000 | n/a | 0.1% | |
| Mortgage Assurance Inc. | $545,000 | n/a | 0.1% | |
| AMERICAN INTERNET MORTGAGE, INC. | $830,000 | $540,000 | -34.9% | 0.1% |
| Blue Ridge Bank | $95,000 | $525,000 | 452.6% | 0.1% |
| LOANSNAP, INC. | $515,000 | n/a | 0.1% | |
| Strong Home Mortgage, LLC | $740,000 | $515,000 | -30.4% | 0.1% |
| City National Bank | $505,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $460,000 | $505,000 | 9.8% | 0.1% |
| Farmers Bank & Trust | $495,000 | $495,000 | 0.0% | 0.1% |
| GSF Mortgage Corporation | $490,000 | n/a | 0.1% | |
| SWBC MORTGAGE CORPORATION | $565,000 | $490,000 | -13.3% | 0.1% |
| TJC Mortgage, Inc. | $475,000 | n/a | 0.1% | |
| Loan Simple, Inc. | $465,000 | n/a | 0.1% | |
| Wolfe Financial, Inc | $465,000 | n/a | 0.1% | |
| GoPrime Mortgage, Inc. | $800,000 | $460,000 | -42.5% | 0.1% |
| SOUTHWEST FUNDING, LP | $435,000 | $460,000 | 5.7% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $445,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $585,000 | $440,000 | -24.8% | 0.0% |
| Servion, Inc. | $430,000 | n/a | 0.0% | |
| NP, Inc. | $600,000 | $410,000 | -31.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $505,000 | $405,000 | -19.8% | 0.0% |
| Colonial Savings, F.A. | $730,000 | $395,000 | -45.9% | 0.0% |
| Waterstone Mortgage Corporation | $245,000 | $380,000 | 55.1% | 0.0% |
| Prosperity Home Mortgage, LLC | $375,000 | n/a | 0.0% | |
| Corporate Investors Mortgage Group, Inc. | $365,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $365,000 | n/a | 0.0% | |
| Pinnacle Bank | $2,450,000 | $365,000 | -85.1% | 0.0% |
| ServisFirst Bank | $1,050,000 | $365,000 | -65.2% | 0.0% |
| First National Bank of Griffin | $355,000 | n/a | 0.0% | |
| MORTGAGE INVESTORS GROUP, INC. | $700,000 | $355,000 | -49.3% | 0.0% |
| NFM, INC. | $245,000 | $345,000 | 40.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $755,000 | $345,000 | -54.3% | 0.0% |
| GREENVILLE FEDERAL CREDIT UNION | $390,000 | $340,000 | -12.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $325,000 | $335,000 | 3.1% | 0.0% |
| CREDIT UNION FINANCIAL SERVICES, LLC | $335,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $330,000 | n/a | 0.0% | |
| Colony Bank | $325,000 | n/a | 0.0% | |
| Heartland Bank | $325,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $285,000 | $325,000 | 14.0% | 0.0% |
| RESIDENTIAL HOME FUNDING CORP. | $315,000 | n/a | 0.0% | |
| InterContinental Capital Group, Inc | $300,000 | n/a | 0.0% | |
| Associated Credit Union | $550,000 | $295,000 | -46.4% | 0.0% |
| Trustmark National Bank | $295,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $285,000 | n/a | 0.0% | |
| First Mortgage Solutions, LLC | $285,000 | n/a | 0.0% | |
| LENDERFI, INC. | $295,000 | $285,000 | -3.4% | 0.0% |
| Bethpage Federal Credit Union | $280,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $270,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $295,000 | $270,000 | -8.5% | 0.0% |
| Aurora Financial, LLC | $265,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $265,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $265,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| CORNING | $255,000 | n/a | 0.0% | |
| Peoples Bank | $1,005,000 | $255,000 | -74.6% | 0.0% |
| BAY EQUITY LLC | $675,000 | $245,000 | -63.7% | 0.0% |
| Houston Federal Credit Union | $245,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $245,000 | n/a | 0.0% | |
| ATLANTA POSTAL | $240,000 | n/a | 0.0% | |
| AUGUSTA MORTGAGE CO. | $235,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $235,000 | n/a | 0.0% | |
| TEXAS TECH | $235,000 | n/a | 0.0% | |
| Triumph Bank | $710,000 | $235,000 | -66.9% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $225,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $525,000 | $225,000 | -57.1% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $550,000 | $215,000 | -60.9% | 0.0% |
| The Huntington National Bank | $215,000 | n/a | 0.0% | |
| UMB Bank | $215,000 | n/a | 0.0% | |
| AgSouth Farm Credit, ACA | $185,000 | $205,000 | 10.8% | 0.0% |
| Baxter Credit Union | $205,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $195,000 | $205,000 | 5.1% | 0.0% |
| MORIA DEVELOPMENT, INC. | $205,000 | n/a | 0.0% | |
| SAFE FEDERAL CREDIT UNION | $145,000 | $205,000 | 41.4% | 0.0% |
| MYCUMORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $185,000 | n/a | 0.0% | |
| CAROLINA FOOTHILLS | $185,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $185,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $185,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $175,000 | n/a | 0.0% | |
| ALLIED MORTGAGE GROUP, INC. | $1,170,000 | $175,000 | -85.0% | 0.0% |
| POLARIS HOME FUNDING CORP. | $390,000 | $175,000 | -55.1% | 0.0% |
| AmeriHome Mortgage Company, LLC | $675,000 | $165,000 | -75.6% | 0.0% |
| ARC HOME LLC | $165,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $165,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $165,000 | n/a | 0.0% | |
| GEORGIA UNITED | $165,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $1,965,000 | $165,000 | -91.6% | 0.0% |
| INLAND BANK & TRUST | $165,000 | $165,000 | 0.0% | 0.0% |
| RESIDENTIAL BANCORP. | $165,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $700,000 | $155,000 | -77.9% | 0.0% |
| EMM LOANS LLC | $515,000 | $155,000 | -69.9% | 0.0% |
| Leader Bank | $145,000 | n/a | 0.0% | |
| REVERSE MORTGAGE FUNDING LLC | $145,000 | n/a | 0.0% | |
| The Fidelity Bank | $145,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $135,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $135,000 | n/a | 0.0% | |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | $125,000 | n/a | 0.0% | |
| LUSO | $115,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $610,000 | $115,000 | -81.1% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $105,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $585,000 | $105,000 | -82.1% | 0.0% |
| Hometown Equity Mortgage, LLC | $105,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $235,000 | $105,000 | -55.3% | 0.0% |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| REV FEDERAL CREDIT UNION | $570,000 | $105,000 | -81.6% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $290,000 | $85,000 | -70.7% | 0.0% |
| CARTER FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $85,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| SouthPoint Bank | $85,000 | n/a | 0.0% | |
| The Conway National Bank | $225,000 | $85,000 | -62.2% | 0.0% |
| CITIZENS EQUITY FIRST | $345,000 | $75,000 | -78.3% | 0.0% |
| PEACH STATE FEDERAL CREDIT UNION | $75,000 | n/a | 0.0% | |
| Georgia Banking Company | $65,000 | n/a | 0.0% | |
| 1st Franklin Financial Corporation | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
Seneca's top lender by overall market share is South State Bank, with 9.8% market share. In second place, with 7.7%, is QUICKEN LOANS, LLC, having originated $69,425,000 in loans. In third place, with 4.2%, is ON Q FINANCIAL, INC., having originated $37,975,000 in loans. In third place, with 3.4%, is Wells Fargo Bank, having originated $30,320,000 in loans. In third place, with 3.2%, is First-Citizens Bank & Trust Company, having originated $28,900,000 in loans.
Seneca, SC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,338 | $429,240,000 | $320,807 |
| Refi | 1,083 | $289,765,000 | $267,558 |
| Cash Out Refi | 561 | $147,025,000 | $262,077 |
| Home Improvement | 117 | $16,305,000 | $139,359 |
| Other | 117 | $21,845,000 | $186,709 |
Seneca's most frequently cited loan purpose was Home Purchase, with 1,338 originations. The 2nd most popular reason was Refi, with 1,083 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,214 | $328,740,000 | $270,791 |
| 2.5-3% | 1,187 | $354,005,000 | $298,235 |
| <2.5% | 560 | $159,810,000 | $285,375 |
| 4-5% | 119 | $24,905,000 | $209,286 |
| Over 8% | 48 | $4,630,000 | $96,458 |
| 5-6% | 26 | $3,470,000 | $133,462 |
| 6-7% | 16 | $1,790,000 | $111,875 |
| 7-8% | 13 | $1,185,000 | $91,154 |
During 2021, Seneca's most frequently originated rate bucket was 3-4%, with 1,214 originations.
Loan Sizing (Seneca, SC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,195 | $179,645,000 | $150,331 |
| $200k-400k | 1,036 | $282,970,000 | $273,137 |
| $400k-600k | 380 | $186,550,000 | $490,921 |
| $100,000 or less | 374 | $25,720,000 | $68,770 |
| $600k-1000k | 155 | $119,285,000 | $769,581 |
| $Over $1MM | 76 | $110,010,000 | $1,447,500 |
Seneca's loan sizing saw the bucket of loans from $100k-200k with 1,195 originations, totaling $179,645,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,041 | $264,885,000 | $254,452 |
| 60-80% | 1,004 | $319,500,000 | $318,227 |
| 40-60% | 597 | $197,205,000 | $330,327 |
| 20-40% | 301 | $65,055,000 | $216,130 |
| Under 20% | 128 | $13,530,000 | $105,703 |
| Over 100% | 20 | $5,700,000 | $285,000 |
Seneca's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,041 originations, totaling $264,885,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Seneca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $262,500 (5.2%) | $435,947 (13.5%) | 0.00 | 656 |
| 2018-02-01 | $264,000 (5.8%) | $442,684 (15.9%) | 0.00 | 646 |
| 2018-03-01 | $288,000 (16.6%) | $458,786 (17.4%) | 0.00 | 700 |
| 2018-04-01 | $294,450 (15.5%) | $460,940 (16.4%) | 0.00 | 731 |
| 2018-05-01 | $299,450 (17.4%) | $459,036 (13.4%) | 0.00 | 724 |
| 2018-06-01 | $299,000 (18.5%) | $463,551 (16.3%) | 0.00 | 754 |
| 2018-07-01 | $299,900 (16.7%) | $476,933 (17.2%) | 0.00 | 753 |
| 2018-08-01 | $299,900 (15.4%) | $459,401 (11.7%) | 0.00 | 757 |
| 2018-09-01 | $299,000 (15.0%) | $457,501 (10.6%) | 0.00 | 752 |
| 2018-10-01 | $299,000 (15.0%) | $465,946 (12.9%) | 0.00 | 727 |
| 2018-11-01 | $289,000 (9.1%) | $480,488 (12.6%) | 0.00 | 710 |
| 2018-12-01 | $285,000 (7.6%) | $476,358 (11.7%) | 0.00 | 662 |
| 2019-01-01 | $289,000 (10.1%) | $482,636 (10.7%) | 0.00 | 635 |
| 2019-02-01 | $283,950 (7.6%) | $502,860 (13.6%) | 0.00 | 637 |
| 2019-03-01 | $298,014 (3.5%) | $519,817 (13.3%) | 0.00 | 615 |
| 2019-04-01 | $315,750 (7.2%) | $528,202 (14.6%) | 0.00 | 580 |
| 2019-05-01 | $315,000 (5.2%) | $548,624 (19.5%) | 0.00 | 576 |
| 2019-06-01 | $325,000 (8.7%) | $559,614 (20.7%) | 0.00 | 573 |
| 2019-07-01 | $314,500 (4.9%) | $535,125 (12.2%) | 0.00 | 567 |
| 2019-08-01 | $310,614 (3.6%) | $523,211 (13.9%) | 0.00 | 566 |
| 2019-09-01 | $320,614 (7.2%) | $519,183 (13.5%) | 0.00 | 543 |
| 2019-10-01 | $337,000 (12.7%) | $546,469 (17.3%) | 0.00 | 515 |
| 2019-11-01 | $349,900 (21.1%) | $567,161 (18.0%) | 0.00 | 510 |
| 2019-12-01 | $326,064 (14.4%) | $547,079 (14.9%) | 0.00 | 465 |
| 2020-01-01 | $325,000 (12.5%) | $527,193 (9.2%) | 0.00 | 423 |
| 2020-02-01 | $324,900 (14.4%) | $546,512 (8.7%) | 0.00 | 409 |
| 2020-03-01 | $349,900 (17.4%) | $569,456 (9.6%) | 0.00 | 425 |
| 2020-04-01 | $337,450 (6.9%) | $524,396 (-0.7%) | 0.00 | 423 |
| 2020-05-01 | $335,000 (6.4%) | $536,073 (-2.3%) | 0.00 | 412 |
| 2020-06-01 | $325,000 (0.0%) | $553,594 (-1.1%) | 0.00 | 365 |
| 2020-07-01 | $312,500 (-0.6%) | $545,188 (1.9%) | 0.00 | 309 |
| 2020-08-01 | $309,000 (-0.5%) | $546,241 (4.4%) | 0.00 | 292 |
| 2020-09-01 | $319,900 (-0.2%) | $580,614 (11.8%) | 0.00 | 264 |
| 2020-10-01 | $299,000 (-11.3%) | $562,753 (3.0%) | 0.00 | 236 |
| 2020-11-01 | $306,000 (-12.6%) | $558,574 (-1.5%) | 0.00 | 217 |
| 2020-12-01 | $297,000 (-8.9%) | $533,774 (-2.4%) | 0.00 | 208 |
| 2021-01-01 | $292,165 (-10.1%) | $523,846 (-0.6%) | 0.00 | 185 |
| 2021-02-01 | $299,389 (-7.9%) | $601,311 (10.0%) | 0.00 | 172 |
| 2021-03-01 | $332,450 (-5.0%) | $658,234 (15.6%) | 0.00 | 156 |
| 2021-04-01 | $349,500 (3.6%) | $648,346 (23.6%) | 0.00 | 139 |
| 2021-05-01 | $350,000 (4.5%) | $593,209 (10.7%) | 0.00 | 133 |
| 2021-06-01 | $354,950 (9.2%) | $557,501 (0.7%) | 0.00 | 166 |
| 2021-07-01 | $336,950 (7.8%) | $522,829 (-4.1%) | 0.00 | 197 |
| 2021-08-01 | $362,000 (17.2%) | $576,470 (5.5%) | 0.00 | 202 |
| 2021-09-01 | $353,450 (10.5%) | $545,126 (-6.1%) | 0.00 | 194 |
| 2021-10-01 | $329,000 (10.0%) | $518,968 (-7.8%) | 0.00 | 177 |
| 2021-11-01 | $322,197 (5.3%) | $514,713 (-7.9%) | 0.00 | 204 |
| 2021-12-01 | $312,450 (5.2%) | $508,281 (-4.8%) | 0.00 | 185 |
| 2022-01-01 | $290,500 (-0.6%) | $530,626 (1.3%) | 0.00 | 165 |
| 2022-02-01 | $299,950 (0.2%) | $555,268 (-7.7%) | 0.00 | 164 |
| 2022-03-01 | $319,900 (-3.8%) | $603,456 (-8.3%) | 0.00 | 162 |
| 2022-04-01 | $345,000 (-1.3%) | $624,426 (-3.7%) | 0.00 | 190 |
| 2022-05-01 | $362,450 (3.6%) | $639,566 (7.8%) | 0.00 | 233 |
Seneca's median listing price for 2022-05-01 was $362,450, a difference of
$12,450
(3.6%) versus the prior year and
$17,450 versus the prior month.
Seneca's median listing price comes in at 0% of the national average.
Seneca's average listing price for 2022-05-01 was $639,566, a difference of $46,357 (7.8%) versus the prior year and $15,140 versus the prior month.
For the 2022-05-01 period, Seneca had 233 MLS listings, a difference of 43 listings (23%) versus the prior month and 100 listings (75%) versus the prior year.
Seneca's median listing price comes in at 0% of the national average.
Seneca's average listing price for 2022-05-01 was $639,566, a difference of $46,357 (7.8%) versus the prior year and $15,140 versus the prior month.
For the 2022-05-01 period, Seneca had 233 MLS listings, a difference of 43 listings (23%) versus the prior month and 100 listings (75%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Seneca (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 3,500 sqft |
| 2018-02-01 | 0 days | 3,394 sqft |
| 2018-03-01 | 0 days | 2,601 sqft |
| 2018-04-01 | 0 days | 2,701 sqft |
| 2018-05-01 | 0 days | 2,750 sqft |
| 2018-06-01 | 0 days | 2,620 sqft |
| 2018-07-01 | 0 days | 2,661 sqft |
| 2018-08-01 | 0 days | 2,622 sqft |
| 2018-09-01 | 0 days | 2,653 sqft |
| 2018-10-01 | 0 days | 2,747 sqft |
| 2018-11-01 | 0 days | 2,706 sqft |
| 2018-12-01 | 0 days | 2,644 sqft |
| 2019-01-01 | 0 days | 2,538 sqft |
| 2019-02-01 | 0 days | 2,568 sqft |
| 2019-03-01 | 0 days | 2,586 sqft |
| 2019-04-01 | 0 days | 2,661 sqft |
| 2019-05-01 | 0 days | 2,763 sqft |
| 2019-06-01 | 0 days | 2,800 sqft |
| 2019-07-01 | 0 days | 2,785 sqft |
| 2019-08-01 | 0 days | 2,764 sqft |
| 2019-09-01 | 0 days | 2,755 sqft |
| 2019-10-01 | 0 days | 2,870 sqft |
| 2019-11-01 | 0 days | 2,950 sqft |
| 2019-12-01 | 0 days | 2,896 sqft |
| 2020-01-01 | 0 days | 2,800 sqft |
| 2020-02-01 | 0 days | 2,700 sqft |
| 2020-03-01 | 0 days | 2,700 sqft |
| 2020-04-01 | 0 days | 2,708 sqft |
| 2020-05-01 | 0 days | 2,700 sqft |
| 2020-06-01 | 0 days | 2,700 sqft |
| 2020-07-01 | 0 days | 2,668 sqft |
| 2020-08-01 | 0 days | 2,724 sqft |
| 2020-09-01 | 0 days | 2,824 sqft |
| 2020-10-01 | 0 days | 2,630 sqft |
| 2020-11-01 | 0 days | 2,550 sqft |
| 2020-12-01 | 0 days | 2,323 sqft |
| 2021-01-01 | 0 days | 2,262 sqft |
| 2021-02-01 | 0 days | 2,370 sqft |
| 2021-03-01 | 0 days | 2,437 sqft |
| 2021-04-01 | 0 days | 2,655 sqft |
| 2021-05-01 | 0 days | 2,418 sqft |
| 2021-06-01 | 0 days | 2,150 sqft |
| 2021-07-01 | 0 days | 2,067 sqft |
| 2021-08-01 | 0 days | 2,171 sqft |
| 2021-09-01 | 0 days | 2,280 sqft |
| 2021-10-01 | 0 days | 2,097 sqft |
| 2021-11-01 | 0 days | 2,043 sqft |
| 2021-12-01 | 0 days | 2,029 sqft |
| 2022-01-01 | 0 days | 1,886 sqft |
| 2022-02-01 | 0 days | 1,853 sqft |
| 2022-03-01 | 0 days | 2,093 sqft |
| 2022-04-01 | 0 days | 2,225 sqft |
| 2022-05-01 | 0 days | 2,175 sqft |
Seneca's median listing age (time on market) for 2022-05-01 was 0 days.
Seneca's median square footage for active listings during the 2022-05-01 period was 2,175 sqft. One year prior, the average listing was 2,418 sqft.
Seneca's median square footage for active listings during the 2022-05-01 period was 2,175 sqft. One year prior, the average listing was 2,418 sqft.
