NEW BERN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in New Bern averaged 6.93% for the week of 2022-11-23, compared to the national average of 6.58% for the same period.

The average rate for the prior week (2022-11-17) was 6.76% and one month ago for the week of 2022-10-20, the average rate was 7.09%.

New Bern's average rate one year ago was 3.47%.

For refis of the same type during the week of 2022-11-23, the average rate was 6.95%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-11-23 6.58%
New Bern 30 Year Fixed Rate 2022-11-23 6.93%
New Bern 30 Year Fixed Rate Refi 2022-11-23 6.95%
New Bern 15 Year Fixed Rate 2022-11-23 6.55%
New Bern 15 Year Fixed Rate Refi 2022-11-23 5.97%
New Bern 30 Year FHA 2022-11-23 -0.03%
New Bern 30 Year FHA Refi 2022-11-23 -0.1%
New Bern 30 Year USDA 2022-11-23 0.2%
New Bern 30 Year USDA Refi 2022-11-23 -0.21%
New Bern 30 Year VA 2022-11-23 0.28%
New Bern 30 Year VA Refi 2022-11-23 0.01%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within NEW BERN, NC.

NEW BERN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the NEW BERN, NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 199 3.29% $3,904
QUICKEN LOANS, LLC 185 3.10% $4,705
STATE EMPLOYEES' 167 3.29% $3,639
MOVEMENT MORTGAGE, LLC 152 3.23% $3,420
First-Citizens Bank & Trust Company 152 3.09% $3,544
GUARANTEED RATE, INC. 146 3.07% $3,742
NAVY FEDERAL CREDIT UNION 92 3.59% $3,183
Truist 85 3.10% $3,542
Wells Fargo Bank 77 3.15% $3,282
DHI MORTGAGE COMPANY, LTD. 34 3.03% $2,760
LOANDEPOT.COM, LLC 32 3.06% $4,607
UNION HOME MORTGAGE CORP. 31 3.12% $3,260
LOCAL GOVERNMENT FEDERAL CREDIT UNION 31 3.37% $3,202
Ameris Bank 31 3.04% $3,114
CORNERSTONE HOME LENDING, INC. 27 3.14% $3,344
UNITED WHOLESALE MORTGAGE, LLC 23 2.93% $4,921
American Security Mortgage Corp. 22 2.93% $3,251
AMERISAVE MORTGAGE CORPORATION 20 3.02% $4,817
BETTER MORTGAGE CORPORATION 20 2.95% $3,323
JPMorgan Chase Bank 19 3.18% $1,967
Bank of America 17 2.99% $3,454
Corporate Investors Mortgage Group, Inc. 17 3.13% $3,093
PNC Bank 16 3.08% $3,246
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 15 3.24% $3,374
CALIBER HOME LOANS, INC. 15 3.10% $3,252
Mr. Cooper ( Nationstar Mortgage ) 15 3.44% $4,755
Alcova Mortgage LLC 13 3.11% $4,281
FREEDOM MORTGAGE CORPORATION 13 3.18% $2,580
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 12 3.17% $3,265
CRESCENT MORTGAGE COMPANY 12 3.10% $3,120
Renasant Bank 11 2.85% $3,672
NEWREZ LLC 11 3.53% $3,479
PENNYMAC LOAN SERVICES, LLC 10 3.19% $4,222
West Town Bank & Trust 9 2.76% $3,715
KELLER MORTGAGE, LLC 9 2.96% $2,327
Mortgage Research Center, LLC 8 2.95% $4,024
MUTUAL OF OMAHA MORTGAGE, INC. 8 3.14% $3,516
Flagstar Bank, FSB 8 3.05% $2,946
BROKER SOLUTIONS, INC. 8 3.17% $3,853
Southern Bank and Trust Company 8 3.03% $3,170
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 7 3.27% $5,077
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.21% $3,593
PENTAGON FEDERAL CREDIT UNION 7 3.05% $1,798
CROSSCOUNTRY MORTGAGE, LLC 6 3.83% $4,918
NBKC BANK 6 2.98% $2,548
COASTAL Federal Credit Union 6 2.90% $3,160
STEARNS LENDING, LLC 6 3.02% $3,081
Wyndham Capital Mortgage, Inc. 6 2.96% $2,371
HOMESIDE FINANCIAL, LLC 5 2.75% $3,607
InterContinental Capital Group, Inc 5 3.10% $3,928
AMERICAN FINANCING CORPORATION 5 3.33% $3,183
T2 FINANCIAL LLC 5 3.22% $4,382
First National Bank of Pennsylvania 5 2.75% $5,881
CMG MORTGAGE, INC. 4 3.15% $4,210
CERTAINTY HOME LOANS, LLC 4 2.91% $5,142
U.S. Bank 4 3.03% $2,462
RESIDENTIAL MORTGAGE SERVICES, INC. 4 3.13% $3,390
EQUITY RESOURCES, INC. 4 2.94% $2,738
Prosperity Home Mortgage, LLC 4 3.19% $3,002
INTERCOASTAL MORTGAGE COMPANY 4 3.06% $2,913
First Guaranty Mortgage Corporation 4 3.00% $3,101
Alpha Mortgage Corporation 4 3.22% $3,324
Towne Bank 4 3.22% $3,605
WEYCO COMMUNITY CREDIT UNION 3 3.00% $2,692
Fifth Third Bank 3 3.00% $3,604
South State Bank 3 3.04% $4,931
AgCarolina Farm Credit, FLCA 3 4.57% $6,100
North State Bank 3 3.08% $3,063
NASA Federal Credit Union 3 2.75% $5,311
Hometown Lenders, Inc. 3 3.33% $6,075
GoPrime Mortgage, Inc. 3 2.63% $2,857
First Heritage Mortgage, LLC 3 3.19% $2,411
Carrington Mortgage Services, LLC 3 3.33% $4,718
TD Bank 3 3.08% $3,800
HOME POINT FINANCIAL CORPORATION 3 3.04% $3,901
United Bank 3 3.38% $3,373
ZILLOW HOME LOANS, LLC 3 2.92% $2,312
ROYAL UNITED MORTGAGE LLC 3 3.92% $5,815
ANGEL OAK HOME LOANS LLC 3 2.96% $3,422
Stifel Bank and Trust 3 2.83% $2,850
VANDERBILT MORTGAGE AND FINANCE, INC. 3 3.75% $4,515
M&T Bank 3 3.33% $4,292
Regions Bank 3 2.88% $3,477
IMPAC MORTGAGE CORP. 2 3.75% $825
AFFINITY 2 2.81% $2,231
AMERICAN FINANCIAL NETWORK, INC. 2 3.06% $7,821
AMERICAN INTERNET MORTGAGE, INC. 2 3.19% $4,496
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.13% $4,384
AmeriHome Mortgage Company, LLC 2 3.38% $2,839
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.31% $4,211
Assurance Financial Group, L.L.C. 2 2.93% $2,062
Baxter Credit Union 2 2.81% $4,429
BNC National Bank 2 3.31% $3,241
CAPITAL CENTER, L.L.C. 2 2.75% $0
Charles Schwab Bank, SSB 2 2.61% $2,832
CHURCHILL MORTGAGE CORPORATION 2 3.56% $2,921
Citizens Bank 2 2.88% $3,188
EMBRACE HOME LOANS, INC. 2 3.19% $3,894
First Bank 2 2.87% $4,076
First Federal Bank 2 3.50% $4,351
First Home Bank 2 3.06% $5,198
Gateway First Bank 2 2.94% $2,971
George Mason Mortgage, LLC 2 2.75% $3,732
MCLEAN MORTGAGE CORPORATION 2 3.13% $4,627
NBH Bank 2 3.25% $3,230
POLARIS HOME FUNDING CORP. 2 3.06% $5,186
RUOFF MORTGAGE COMPANY, INC. 2 2.94% $2,172
Uwharrie Bank 2 3.13% $1,970
Arvest Bank 1 2.88% $1,792
MICHIGAN MUTUAL, INC. 1 3.25% $3,694
Morgan Stanley Private Bank 1 2.60% $3,634
MORIA DEVELOPMENT, INC. 1 3.38% $4,269
Mortgage Assurance Inc. 1 2.75% $3,298
Integrity Home Mortgage Corp 1 3.25% $3,240
1ST SIGNATURE LENDING, LLC 1 3.38% $4,600
HOMESTAR FINANCIAL CORPORATION 1 2.88% $6,515
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 2.88% $2,556
GUILD MORTGAGE COMPANY 1 2.99% $3,058
GUARANTEED RATE AFFINITY, LLC 1 2.88% $1,688
Nations Lending Corporation 1 3.25% $3,615
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 2.88% $2,382
American National Bank and Trust Company 1 3.15% $3,160
GENEVA FINANCIAL, LLC 1 3.50% $4,027
NEW FED MORTGAGE, CORP. 1 3.13% $4,059
F & M BANK CORP. 1 3.75% $2,865
NFM, INC. 1 2.88% $4,138
North American Savings Bank, F.S.B. 1 2.75% $6,258
Northpointe Bank 1 2.88% $2,449
First State Bank of St. Charles, Missouri 1 3.00% $3,047
NORWICH COMMERCIAL GROUP, INC. 1 3.38% $3,666
N R L Federal Credit Union 1 3.63% $7,578
NTFN, INC. 1 3.38% $1,626
First Reliance Bank 1 2.88% $5,061
First National Bank of America 1 6.88% $10,489
PHH Mortgage Corporation 1 3.38% $6,225
Pinnacle Bank 1 3.63% $1,981
PLANET HOME LENDING, LLC 1 3.75% $3,732
PLAZA HOME MORTGAGE, INC. 1 3.50% $3,080
First Mortgage Solutions, LLC 1 2.99% $2,065
American Airlines Federal Credit Union 1 2.88% $0
First Internet Bank of Indiana 1 3.00% $2,178
First Bank 1 3.75% $4,057
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.88% $2,590
FINANCE OF AMERICA MORTGAGE LLC 1 3.38% $3,223
Raymond James Bank 1 2.75% $2,297
EXCITE Credit Union 1 2.75% $3,581
RELIANCE FIRST CAPITAL, LLC 1 2.75% $5,002
Empower Federal Credit Union 1 2.88% $4,101
Republic Bank & Trust Company 1 3.13% $5,340
EMM LOANS LLC 1 3.25% $3,612
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.13% $2,855
DRAPER AND KRAMER MORTGAGE CORP. 1 3.25% $3,259
ALLIANT CREDIT UNION 1 3.38% $3,447
S1L, Inc. 1 2.99% $2,804
SeaTrust Mortgage Company 1 3.25% $3,379
SHARONVIEW FEDERAL CREDIT UNION 1 2.75% $3,747
Discover Bank 1 3.99% $0
SOUTHERN TRUST MORTGAGE, LLC 1 3.00% $4,524
DAS Acquisition Company, LLC 1 2.50% $2,384
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $5,245
SPRING EQ, LLC 1 2.88% $0
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.00% $4,299
CORNING 1 2.75% $1,906
Commercial Bank of Texas 1 2.88% $2,094
SUMMIT FUNDING, INC. 1 3.25% $3,548
Sunflower Bank 1 4.13% $7,607
SUN WEST MORTGAGE COMPANY, INC. 1 2.50% $3,561
Colten Mortgage, LLC 1 3.00% $1,879
Colonial Savings, F.A. 1 2.75% $6,345
The Central Trust Bank 1 3.49% $7,845
The Federal Savings Bank 1 3.00% $3,174
The Fidelity Bank 1 3.25% $2,257
Third Federal Savings and Loan Association of Cleveland 1 2.99% $2,992
Tidewater Home Funding, LLC 1 3.88% $3,736
TJC Mortgage, Inc. 1 3.00% $4,961
C & F Mortgage Corporation 1 3.38% $7,910
Cf Bank 1 2.75% $1,452
Truliant Federal Credit Union 1 3.38% $2,775
Blue Ridge Bank 1 3.63% $3,074
BELEM SERVICING LLC 1 2.88% $5,262
BAYSHORE MORTGAGE FUNDING, LLC 1 3.13% $3,533
Auto Club Trust, FSB 1 2.63% $2,188
A&D Mortgage LLC 1 4.99% $8,720
Atlantic Home Loans, Inc. 1 3.13% $3,601
Victorian Finance, LLC 1 2.75% $2,204
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.25% $2,276
LIBERTY HOME MORTGAGE CORPORATION 1 3.63% $5,428
LENDERFI, INC. 1 3.13% $1,731
LADERA LENDING, INC. 1 3.00% $3,478
Magnolia Bank 1 2.75% $4,137

NEW BERN Average Closing Costs & Other Stats

NEW BERN, NC's 190 lenders originated 6,104 loans during 2021. The total origination value was $1,250,280,000, with an average loan value of $204,830.

NEW BERN's average closing costs are $4,242.

The top NEW BERN lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 199 loans originated. Their average total fees are $3,904, which is $801 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee NEW BERN lenders (with over 10 loans originated) are JPMorgan Chase Bank ($1,967), FREEDOM MORTGAGE CORPORATION ($2,580), DHI MORTGAGE COMPANY, LTD. ($2,760), Corporate Investors Mortgage Group, Inc. ($3,093) and Ameris Bank ($3,114).

The lowest rate NEW BERN lenders (with over 10 loans originated) are Renasant Bank (2.85%), American Security Mortgage Corp. (2.93%), UNITED WHOLESALE MORTGAGE, LLC (2.93%), BETTER MORTGAGE CORPORATION (2.95%) and Bank of America (2.99%).

NEW BERN, NC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $74,600,000 $94,580,000 26.8% 7.6%
First-Citizens Bank & Trust Company $63,455,000 $90,705,000 42.9% 7.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $75,895,000 $84,880,000 11.8% 6.8%
NAVY FEDERAL CREDIT UNION $63,305,000 $75,210,000 18.8% 6.0%
MOVEMENT MORTGAGE, LLC $64,125,000 $72,425,000 12.9% 5.8%
GUARANTEED RATE, INC. $61,430,000 $67,790,000 10.4% 5.4%
STATE EMPLOYEES' $38,875,000 $60,720,000 56.2% 4.9%
Mortgage Research Center, LLC $29,225,000 $47,475,000 62.4% 3.8%
Truist Bank $55,940,000 $46,400,000 -17.1% 3.7%
FREEDOM MORTGAGE CORPORATION $52,700,000 $40,040,000 -24.0% 3.2%
Wells Fargo Bank $35,420,000 $34,740,000 -1.9% 2.8%
Carter Bank & Trust $27,005,000 n/a 2.2%
DHI MORTGAGE COMPANY, LTD. $9,485,000 $25,280,000 166.5% 2.0%
LOANDEPOT.COM, LLC $9,485,000 $17,695,000 86.6% 1.4%
PENNYMAC LOAN SERVICES, LLC $9,860,000 $17,380,000 76.3% 1.4%
American Security Mortgage Corp. $15,830,000 $15,345,000 -3.1% 1.2%
UNION HOME MORTGAGE CORP. $6,990,000 $15,035,000 115.1% 1.2%
PNC Bank $7,295,000 $13,750,000 88.5% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $5,790,000 $11,420,000 97.2% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $6,930,000 $11,185,000 61.4% 0.9%
NEW DAY FINANCIAL, LLC $8,780,000 $11,130,000 26.8% 0.9%
AMERISAVE MORTGAGE CORPORATION $3,225,000 $10,895,000 237.8% 0.9%
USAA Federal Savings Bank $11,655,000 $10,065,000 -13.6% 0.8%
LAKEVIEW LOAN SERVICING, LLC $7,435,000 $9,335,000 25.6% 0.7%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $6,520,000 $8,920,000 36.8% 0.7%
Grandbridge Real Estate Capital LLC $8,415,000 n/a 0.7%
CORNERSTONE HOME LENDING, INC. $7,845,000 $8,350,000 6.4% 0.7%
CALIBER HOME LOANS, INC. $3,855,000 $7,990,000 107.3% 0.6%
BETTER MORTGAGE CORPORATION $2,305,000 $7,965,000 245.6% 0.6%
VILLAGE CAPITAL & INVESTMENT LLC $4,260,000 $7,935,000 86.3% 0.6%
Ameris Bank $3,380,000 $7,590,000 124.6% 0.6%
Bank of America $8,910,000 $7,135,000 -19.9% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $3,375,000 $6,270,000 85.8% 0.5%
FIRST FLIGHT FEDERAL CREDIT UNION $9,595,000 $6,130,000 -36.1% 0.5%
JPMorgan Chase Bank $3,725,000 $5,980,000 60.5% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,070,000 $5,260,000 391.6% 0.4%
Renasant Bank $4,730,000 $5,080,000 7.4% 0.4%
Corporate Investors Mortgage Group, Inc. $2,845,000 $5,000,000 75.7% 0.4%
Southern Bank and Trust Company $6,360,000 $4,995,000 -21.5% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,290,000 $4,805,000 109.8% 0.4%
Alpha Mortgage Corporation $4,615,000 n/a 0.4%
CLEARPATH LENDING $6,955,000 $4,565,000 -34.4% 0.4%
HOME POINT FINANCIAL CORPORATION $2,430,000 $4,405,000 81.3% 0.4%
Alcova Mortgage LLC $2,770,000 $4,340,000 56.7% 0.3%
Carrington Mortgage Services, LLC $4,120,000 $4,300,000 4.4% 0.3%
The Federal Savings Bank $3,715,000 $4,015,000 8.1% 0.3%
United Bank $3,155,000 $3,940,000 24.9% 0.3%
First National Bank of Pennsylvania $1,715,000 $3,935,000 129.4% 0.3%
NEWREZ LLC $2,220,000 $3,875,000 74.5% 0.3%
RESIDENTIAL MORTGAGE SERVICES, INC. $2,630,000 $3,755,000 42.8% 0.3%
West Town Bank & Trust $2,150,000 $3,555,000 65.3% 0.3%
EQUITY RESOURCES, INC. $1,260,000 $3,445,000 173.4% 0.3%
INTERCOASTAL MORTGAGE COMPANY $1,090,000 $3,430,000 214.7% 0.3%
InterContinental Capital Group, Inc $2,860,000 $3,425,000 19.8% 0.3%
KELLER MORTGAGE, LLC $1,580,000 $3,330,000 110.8% 0.3%
PENTAGON FEDERAL CREDIT UNION $1,870,000 $3,160,000 69.0% 0.3%
Flagstar Bank, FSB $1,020,000 $3,155,000 209.3% 0.3%
BROKER SOLUTIONS, INC. $3,745,000 $3,095,000 -17.4% 0.2%
CMG MORTGAGE, INC. $760,000 $3,070,000 303.9% 0.2%
Towne Bank $2,735,000 $3,020,000 10.4% 0.2%
FirstBank $2,775,000 n/a 0.2%
Union Bank $2,110,000 $2,730,000 29.4% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $2,025,000 $2,715,000 34.1% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,200,000 $2,575,000 114.6% 0.2%
First Guaranty Mortgage Corporation $1,145,000 $2,555,000 123.1% 0.2%
ANGEL OAK HOME LOANS LLC $1,725,000 $2,505,000 45.2% 0.2%
AMERICAN FINANCING CORPORATION $1,280,000 $2,480,000 93.8% 0.2%
LENDINGHOME FUNDING CORPORATION $1,020,000 $2,255,000 121.1% 0.2%
CRESCENT MORTGAGE COMPANY $5,100,000 $2,235,000 -56.2% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $1,155,000 $2,185,000 89.2% 0.2%
Wyndham Capital Mortgage, Inc. $2,750,000 $2,180,000 -20.7% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $875,000 $2,160,000 146.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,620,000 $2,125,000 31.2% 0.2%
PLANET HOME LENDING, LLC $1,045,000 $2,090,000 100.0% 0.2%
21ST MORTGAGE CORPORATION $3,110,000 $2,060,000 -33.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,340,000 $1,995,000 -14.7% 0.2%
T2 FINANCIAL LLC $255,000 $1,975,000 674.5% 0.2%
First Bank $2,395,000 $1,910,000 -20.3% 0.2%
STEARNS LENDING, LLC $5,540,000 $1,900,000 -65.7% 0.2%
NBKC BANK $820,000 $1,895,000 131.1% 0.2%
BNC National Bank $1,210,000 $1,855,000 53.3% 0.1%
HOMESIDE FINANCIAL, LLC $1,815,000 $1,850,000 1.9% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $3,210,000 $1,805,000 -43.8% 0.1%
ZILLOW HOME LOANS, LLC $315,000 $1,705,000 441.3% 0.1%
Marine Federal Credit Union $1,395,000 $1,670,000 19.7% 0.1%
First Heritage Mortgage, LLC $1,115,000 $1,645,000 47.5% 0.1%
Cedar Rapids Bank and Trust Company $1,635,000 n/a 0.1%
Lakeview Community Capital, LLC $955,000 $1,630,000 70.7% 0.1%
COASTAL Federal Credit Union $505,000 $1,575,000 211.9% 0.1%
Gateway First Bank $1,070,000 $1,555,000 45.3% 0.1%
Hometown Lenders, Inc. $385,000 $1,410,000 266.2% 0.1%
GUILD MORTGAGE COMPANY $400,000 $1,315,000 228.8% 0.1%
Fifth Third Bank $1,205,000 $1,305,000 8.3% 0.1%
South State Bank $55,000 $1,285,000 2,236.4% 0.1%
Mid-Continent Funding, Inc. $360,000 $1,240,000 244.4% 0.1%
North American Savings Bank, F.S.B. $2,220,000 $1,235,000 -44.4% 0.1%
North State Bank $255,000 $1,230,000 382.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $640,000 $1,200,000 87.5% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $1,495,000 $1,185,000 -20.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $1,310,000 $1,165,000 -11.1% 0.1%
Manufacturers and Traders Trust Company $270,000 $1,155,000 327.8% 0.1%
PHH Mortgage Corporation $325,000 $1,150,000 253.8% 0.1%
CERTAINTY HOME LOANS, LLC $475,000 $1,140,000 140.0% 0.1%
Charles Schwab Bank, SSB $1,120,000 n/a 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $1,095,000 n/a 0.1%
GoPrime Mortgage, Inc. $1,945,000 $1,085,000 -44.2% 0.1%
EMBRACE HOME LOANS, INC. $500,000 $1,015,000 103.0% 0.1%
First Federal Bank $1,005,000 n/a 0.1%
U.S. Bank $2,860,000 $1,000,000 -65.0% 0.1%
Stifel Bank and Trust $320,000 $995,000 210.9% 0.1%
First Mortgage Solutions, LLC $985,000 n/a 0.1%
Low VA Rates, LLC $1,605,000 $985,000 -38.6% 0.1%
Select Bank & Trust Company $30,155,000 $985,000 -96.7% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $1,180,000 $980,000 -16.9% 0.1%
TD Bank $380,000 $970,000 155.3% 0.1%
SeaTrust Mortgage Company $680,000 $950,000 39.7% 0.1%
NASA Federal Credit Union $25,000 $935,000 3,640.0% 0.1%
AgCarolina Farm Credit, FLCA $260,000 $930,000 257.7% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $1,580,000 $895,000 -43.4% 0.1%
Citizens Bank $1,560,000 $885,000 -43.3% 0.1%
SOUTHWEST STAGE FUNDING, LLC $105,000 $880,000 738.1% 0.1%
Regions Bank $1,160,000 $865,000 -25.4% 0.1%
Equity Prime Mortgage LLC $855,000 n/a 0.1%
HOMESTAR FINANCIAL CORPORATION $1,065,000 $850,000 -20.2% 0.1%
WEYCO COMMUNITY CREDIT UNION $1,140,000 $850,000 -25.4% 0.1%
CAPITAL CENTER, L.L.C. $735,000 $830,000 12.9% 0.1%
Nations Lending Corporation $340,000 $830,000 144.1% 0.1%
PLAZA HOME MORTGAGE, INC. $1,235,000 $770,000 -37.7% 0.1%
PREMIA MORTGAGE, LLC $770,000 n/a 0.1%
The Central Trust Bank $760,000 n/a 0.1%
NBH Bank $740,000 n/a 0.1%
1ST SIGNATURE LENDING, LLC $55,000 $735,000 1,236.4% 0.1%
SOFI LENDING CORP. $820,000 $735,000 -10.4% 0.1%
ROYAL UNITED MORTGAGE LLC $755,000 $730,000 -3.3% 0.1%
NFM, INC. $505,000 $720,000 42.6% 0.1%
Prosperity Home Mortgage, LLC $410,000 $720,000 75.6% 0.1%
IMPAC MORTGAGE CORP. $705,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $245,000 $705,000 187.8% 0.1%
AmeriHome Mortgage Company, LLC $1,070,000 $700,000 -34.6% 0.1%
Raymond James Bank $165,000 $665,000 303.0% 0.1%
CONTOUR MORTGAGE CORPORATION $285,000 $655,000 129.8% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $605,000 $650,000 7.4% 0.1%
MCLEAN MORTGAGE CORPORATION $335,000 $640,000 91.0% 0.1%
UNITED SECURITY FINANCIAL CORP $155,000 $635,000 309.7% 0.1%
George Mason Mortgage, LLC $430,000 $625,000 45.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,490,000 $620,000 -58.4% 0.0%
The Fidelity Bank $650,000 $620,000 -4.6% 0.0%
GSF Mortgage Corporation $1,215,000 $615,000 -49.4% 0.0%
Barrington Bank & Trust Company, N.A. $2,165,000 $600,000 -72.3% 0.0%
Ixonia Bank $600,000 n/a 0.0%
LOANPAL, LLC $235,000 $590,000 151.1% 0.0%
Arvest Bank $885,000 $575,000 -35.0% 0.0%
Pinnacle Bank $255,000 $570,000 123.5% 0.0%
Meridian Bank Corporation $185,000 $550,000 197.3% 0.0%
BM Real Estate Services, Inc. $195,000 $545,000 179.5% 0.0%
Sunflower Bank $685,000 $545,000 -20.4% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $535,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $510,000 $525,000 2.9% 0.0%
HOMESTEAD FUNDING CORP. $525,000 n/a 0.0%
First Home Bank $515,000 n/a 0.0%
Morgan Stanley Private Bank $685,000 $515,000 -24.8% 0.0%
TJC Mortgage, Inc. $510,000 n/a 0.0%
Blue Ridge Bank $185,000 $500,000 170.3% 0.0%
TOP FLITE FINANCIAL, INC. $500,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $820,000 $495,000 -39.6% 0.0%
KS StateBank $165,000 $490,000 197.0% 0.0%
Republic Bank & Trust Company $485,000 n/a 0.0%
Magnolia Bank $1,190,000 $480,000 -59.7% 0.0%
AFFINITY $475,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $95,000 $470,000 394.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $45,000 $460,000 922.2% 0.0%
TIAA, FSB $775,000 $460,000 -40.6% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $850,000 $455,000 -46.5% 0.0%
Bank of England $675,000 $455,000 -32.6% 0.0%
FIRST HOME MORTGAGE CORPORATION $550,000 $450,000 -18.2% 0.0%
LENDUS, LLC $1,375,000 $450,000 -67.3% 0.0%
Uwharrie Bank $435,000 $440,000 1.1% 0.0%
Strong Home Mortgage, LLC $425,000 $425,000 0.0% 0.0%
American National Bank and Trust Company $420,000 n/a 0.0%
NP, Inc. $500,000 $420,000 -16.0% 0.0%
GENEVA FINANCIAL, LLC $410,000 n/a 0.0%
First National Bank of America $175,000 $405,000 131.4% 0.0%
Mortgage Assurance Inc. $405,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $395,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $335,000 $390,000 16.4% 0.0%
Atlantic Coast Mortgage, LLC $390,000 n/a 0.0%
C & F Mortgage Corporation $330,000 $385,000 16.7% 0.0%
Baxter Credit Union $380,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $360,000 n/a 0.0%
REVERSE MORTGAGE FUNDING LLC $355,000 n/a 0.0%
BMO Harris Bank $345,000 n/a 0.0%
First Bank $2,395,000 $345,000 -85.6% 0.0%
KS Bank, Inc. $345,000 n/a 0.0%
United Community Bank $555,000 $345,000 -37.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $165,000 $340,000 106.1% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $335,000 n/a 0.0%
Integrity Home Mortgage Corp $330,000 n/a 0.0%
A&D Mortgage LLC $255,000 $325,000 27.5% 0.0%
Victorian Finance, LLC $325,000 n/a 0.0%
Cf Bank $315,000 n/a 0.0%
Colten Mortgage, LLC $305,000 n/a 0.0%
Farmers Bank & Trust $305,000 n/a 0.0%
First Federal Bank of Kansas City $1,005,000 $295,000 -70.6% 0.0%
MORTGAGE EQUITY PARTNERS LLC $295,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $455,000 $295,000 -35.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $500,000 $295,000 -41.0% 0.0%
Northpointe Bank $805,000 $290,000 -64.0% 0.0%
POLARIS HOME FUNDING CORP. $630,000 $290,000 -54.0% 0.0%
SPRING EQ, LLC $120,000 $290,000 141.7% 0.0%
Third Federal Savings and Loan Association of Cleveland $160,000 $290,000 81.3% 0.0%
Choice Financial Group $275,000 n/a 0.0%
First Bank & Trust $275,000 n/a 0.0%
EASTMAN $220,000 $265,000 20.5% 0.0%
First Internet Bank of Indiana $265,000 $265,000 0.0% 0.0%
MIDLAND MORTGAGE CORPORATION $375,000 $265,000 -29.3% 0.0%
NORWICH COMMERCIAL GROUP, INC. $265,000 n/a 0.0%
ALLIANT CREDIT UNION $260,000 n/a 0.0%
Assurance Financial Group, L.L.C. $155,000 $260,000 67.7% 0.0%
N R L Federal Credit Union $260,000 n/a 0.0%
Citibank $115,000 $255,000 121.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $485,000 $255,000 -47.4% 0.0%
First Carolina Bank $255,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $255,000 n/a 0.0%
Presidential Bank, FSB $270,000 $255,000 -5.6% 0.0%
ALLEGACY FEDERAL CREDIT UNION $190,000 $245,000 28.9% 0.0%
OAKTREE FUNDING CORP. $245,000 n/a 0.0%
VELOCIO MORTGAGE L.L.C. $245,000 n/a 0.0%
Watermark Capital, Inc. $245,000 n/a 0.0%
Waterstone Mortgage Corporation $245,000 n/a 0.0%
Credence Funding Corporation $235,000 n/a 0.0%
Empower Federal Credit Union $235,000 n/a 0.0%
LADERA LENDING, INC. $450,000 $235,000 -47.8% 0.0%
Tidewater Home Funding, LLC $235,000 n/a 0.0%
DAS Acquisition Company, LLC $225,000 n/a 0.0%
First State Bank of St. Charles, Missouri $225,000 n/a 0.0%
LENDERFI, INC. $540,000 $225,000 -58.3% 0.0%
NTFN, INC. $225,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $360,000 $225,000 -37.5% 0.0%
American Airlines Federal Credit Union $215,000 n/a 0.0%
Colonial Savings, F.A. $215,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $360,000 $215,000 -40.3% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $1,045,000 $210,000 -79.9% 0.0%
COMMUNITY FIRST CREDIT UNION OF FLO $195,000 n/a 0.0%
Goldwater Bank, N.A. $165,000 $195,000 18.2% 0.0%
MILEND, INC. $195,000 $195,000 0.0% 0.0%
MORTGAGE INVESTORS GROUP, INC. $295,000 $195,000 -33.9% 0.0%
Truliant Federal Credit Union $70,000 $195,000 178.6% 0.0%
Auto Club Trust, FSB $225,000 $185,000 -17.8% 0.0%
Commercial Bank of Texas $185,000 n/a 0.0%
FAIRWINDS CREDIT UNION $185,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $185,000 n/a 0.0%
Mortgage Network, Inc. $185,000 n/a 0.0%
SIGNATURE MORTGAGE CORPORATION $300,000 $185,000 -38.3% 0.0%
SKYONE Federal Credit Union $185,000 n/a 0.0%
CORNING $425,000 $180,000 -57.6% 0.0%
Atlantic Home Loans, Inc. $175,000 n/a 0.0%
Austin Capital Bank SSB $320,000 $175,000 -45.3% 0.0%
Mortgage Lenders Investment Trading Corporation $175,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $175,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $175,000 n/a 0.0%
AMERICAN ADVISORS GROUP $620,000 $170,000 -72.6% 0.0%
BELEM SERVICING LLC $165,000 n/a 0.0%
Level One Bank $165,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $100,000 $160,000 60.0% 0.0%
AMERIFIRST FINANCIAL CORPORATION $250,000 $155,000 -38.0% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $155,000 n/a 0.0%
First Reliance Bank $185,000 $155,000 -16.2% 0.0%
RAPID MORTGAGE COMPANY $1,430,000 $155,000 -89.2% 0.0%
Shamrock Home Loans, Inc. $155,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $155,000 n/a 0.0%
ARC HOME LLC $600,000 $145,000 -75.8% 0.0%
Armed Forces Bank $105,000 $145,000 38.1% 0.0%
SHARONVIEW FEDERAL CREDIT UNION $145,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $135,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $135,000 n/a 0.0%
S1L, Inc. $135,000 n/a 0.0%
TEXAS TECH $135,000 n/a 0.0%
EMM LOANS LLC $125,000 n/a 0.0%
Plains Commerce Bank $135,000 $125,000 -7.4% 0.0%
Quontic Bank $125,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $105,000 n/a 0.0%
EXCITE Credit Union $105,000 n/a 0.0%
FAY SERVICING, LLC $105,000 n/a 0.0%
F & M BANK CORP. $105,000 n/a 0.0%
LENDINGONE, LLC $105,000 n/a 0.0%
NewTowne Mortgage, LLC $1,315,000 $105,000 -92.0% 0.0%
SUMMIT FUNDING, INC. $155,000 $105,000 -32.3% 0.0%
THE EQUITABLE MORTGAGE CORPORATION $105,000 n/a 0.0%
AmRes Corporation $85,000 n/a 0.0%
Discover Bank $85,000 n/a 0.0%
JET DIRECT FUNDING CORP $85,000 n/a 0.0%
UBS Bank USA $85,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $1,040,000 $75,000 -92.8% 0.0%
MICHIGAN MUTUAL, INC. $75,000 n/a 0.0%
Figure Lending LLC $220,000 $70,000 -68.2% 0.0%
MID AMERICA MORTGAGE, INC. $135,000 $65,000 -51.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $430,000 $65,000 -84.9% 0.0%
ANDREWS FEDERAL CREDIT UNION $55,000 n/a 0.0%
Bethpage Federal Credit Union $55,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $145,000 $55,000 -62.1% 0.0%
ATLANTA POSTAL $25,000 n/a 0.0%
PROPONENT Federal Credit Union $285,000 $15,000 -94.7% 0.0%

NEW BERN's top lender by overall market share is QUICKEN LOANS, LLC, with 7.6% market share. In second place, with 7.3%, is First-Citizens Bank & Trust Company, having originated $90,705,000 in loans. In third place, with 6.8%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $84,880,000 in loans. In fourth place, with 6.0%, is NAVY FEDERAL CREDIT UNION, having originated $75,210,000 in loans. In fifth place, with 5.8%, is MOVEMENT MORTGAGE, LLC, having originated $72,425,000 in loans.


NEW BERN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - NEW BERN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $194,975 (6.1%) $248,368 (3.9%) 0.00 759
2018-02-01 $193,425 (-2.2%) $244,796 (-1.8%) 0.00 750
2018-03-01 $195,950 (-5.3%) $252,132 (-0.8%) 0.00 752
2018-04-01 $198,825 (-4.0%) $257,152 (0.1%) 0.00 793
2018-05-01 $198,675 (-4.4%) $254,617 (-3.0%) 0.00 833
2018-06-01 $200,000 (-4.1%) $258,104 (-2.1%) 0.00 839
2018-07-01 $209,550 (2.7%) $256,403 (-2.5%) 0.00 821
2018-08-01 $209,950 (2.5%) $258,322 (-2.7%) 0.00 812
2018-09-01 $208,500 (4.3%) $258,870 (-2.1%) 0.00 751
2018-10-01 $209,875 (3.9%) $262,702 (-2.8%) 0.00 586
2018-11-01 $214,100 (7.6%) $263,919 (3.0%) 0.00 539
2018-12-01 $218,250 (11.9%) $265,466 (6.7%) 0.00 502
2019-01-01 $223,375 (14.6%) $265,211 (6.8%) 0.00 457
2019-02-01 $228,681 (18.2%) $275,267 (12.5%) 0.00 459
2019-03-01 $232,430 (18.6%) $280,730 (11.3%) 0.00 522
2019-04-01 $236,151 (18.8%) $286,070 (11.3%) 0.00 568
2019-05-01 $242,450 (22.0%) $294,413 (15.6%) 0.00 601
2019-06-01 $242,055 (21.0%) $293,158 (13.6%) 0.00 673
2019-07-01 $239,800 (14.4%) $291,702 (13.8%) 0.00 722
2019-08-01 $237,027 (12.9%) $287,252 (11.2%) 0.00 743
2019-09-01 $233,018 (11.8%) $283,812 (9.6%) 0.00 744
2019-10-01 $230,345 (9.8%) $282,722 (7.6%) 0.00 738
2019-11-01 $229,900 (7.4%) $284,442 (7.8%) 0.00 744
2019-12-01 $225,000 (3.1%) $284,532 (7.2%) 0.00 720
2020-01-01 $225,000 (0.7%) $284,109 (7.1%) 0.00 692
2020-02-01 $228,250 (-0.2%) $288,449 (4.8%) 0.00 684
2020-03-01 $231,163 (-0.6%) $296,041 (5.5%) 0.00 667
2020-04-01 $234,575 (-0.7%) $293,440 (2.6%) 0.00 684
2020-05-01 $240,000 (-1.0%) $304,636 (3.5%) 0.00 636
2020-06-01 $248,200 (2.5%) $316,395 (7.9%) 0.00 573
2020-07-01 $245,725 (2.5%) $318,193 (9.1%) 0.00 536
2020-08-01 $248,450 (4.8%) $319,626 (11.3%) 0.00 465
2020-09-01 $248,400 (6.6%) $328,120 (15.6%) 0.00 409
2020-10-01 $245,000 (6.4%) $330,586 (16.9%) 0.00 402
2020-11-01 $247,000 (7.4%) $334,163 (17.5%) 0.00 394
2020-12-01 $239,000 (6.2%) $326,114 (14.6%) 0.00 364
2021-01-01 $240,490 (6.9%) $327,982 (15.4%) 0.00 317
2021-02-01 $256,501 (12.4%) $345,385 (19.7%) 0.00 296
2021-03-01 $257,475 (11.4%) $332,665 (12.4%) 0.00 282
2021-04-01 $260,785 (11.2%) $331,381 (12.9%) 0.00 272
2021-05-01 $279,900 (16.6%) $350,965 (15.2%) 0.00 263
2021-06-01 $279,150 (12.5%) $345,072 (9.1%) 0.00 257
2021-07-01 $272,000 (10.7%) $340,473 (7.0%) 0.00 275
2021-08-01 $275,245 (10.8%) $342,136 (7.0%) 0.00 280
2021-09-01 $272,975 (9.9%) $348,099 (6.1%) 0.00 255
2021-10-01 $289,900 (18.3%) $367,904 (11.3%) 0.00 256
2021-11-01 $298,100 (20.7%) $385,838 (15.5%) 0.00 239
2021-12-01 $302,368 (26.5%) $392,401 (20.3%) 0.00 230
2022-01-01 $302,950 (26.0%) $400,448 (22.1%) 0.00 205
2022-02-01 $310,750 (21.2%) $402,391 (16.5%) 0.00 162
2022-03-01 $316,325 (22.9%) $415,621 (24.9%) 0.00 144
2022-04-01 $305,700 (17.2%) $412,957 (24.6%) 0.00 150
2022-05-01 $320,298 (14.4%) $415,920 (18.5%) 0.00 176
2022-06-01 $321,273 (15.1%) $417,256 (20.9%) 0.00 204
2022-07-01 $327,000 (20.2%) $419,537 (23.2%) 0.00 259
2022-08-01 $332,618 (20.8%) $403,026 (17.8%) 0.00 253
2022-09-01 $332,143 (21.7%) $407,373 (17.0%) 0.00 249
2022-10-01 $329,999 (13.8%) $403,062 (9.6%) 0.00 260
NEW BERN's median listing price for 2022-10-01 was $329,999, a difference of $40,099 (13.8%) versus the prior year and $-2,144 versus the prior month.

NEW BERN's median listing price comes in at 0% of the national average.

NEW BERN's average listing price for 2022-10-01 was $403,062, a difference of $35,158 (9.6%) versus the prior year and $-4,311 versus the prior month.

For the 2022-10-01 period, NEW BERN had 260 MLS listings, a difference of 11 listings (4%) versus the prior month and 4 listings (2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - NEW BERN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,888 sqft
2018-02-01 0 days 1,869 sqft
2018-03-01 0 days 1,865 sqft
2018-04-01 0 days 1,850 sqft
2018-05-01 0 days 1,854 sqft
2018-06-01 0 days 1,836 sqft
2018-07-01 0 days 1,838 sqft
2018-08-01 0 days 1,834 sqft
2018-09-01 0 days 1,835 sqft
2018-10-01 0 days 1,852 sqft
2018-11-01 0 days 1,900 sqft
2018-12-01 0 days 1,900 sqft
2019-01-01 0 days 1,904 sqft
2019-02-01 0 days 1,942 sqft
2019-03-01 0 days 1,949 sqft
2019-04-01 0 days 1,939 sqft
2019-05-01 0 days 1,972 sqft
2019-06-01 0 days 1,978 sqft
2019-07-01 0 days 1,958 sqft
2019-08-01 0 days 1,940 sqft
2019-09-01 0 days 1,947 sqft
2019-10-01 0 days 1,951 sqft
2019-11-01 0 days 1,948 sqft
2019-12-01 0 days 1,929 sqft
2020-01-01 0 days 1,911 sqft
2020-02-01 0 days 1,919 sqft
2020-03-01 0 days 1,930 sqft
2020-04-01 0 days 1,925 sqft
2020-05-01 0 days 1,949 sqft
2020-06-01 0 days 1,996 sqft
2020-07-01 0 days 1,932 sqft
2020-08-01 0 days 1,917 sqft
2020-09-01 0 days 1,946 sqft
2020-10-01 0 days 1,953 sqft
2020-11-01 0 days 1,900 sqft
2020-12-01 0 days 1,834 sqft
2021-01-01 0 days 1,813 sqft
2021-02-01 0 days 1,867 sqft
2021-03-01 0 days 1,900 sqft
2021-04-01 0 days 1,887 sqft
2021-05-01 0 days 1,916 sqft
2021-06-01 0 days 1,911 sqft
2021-07-01 0 days 1,900 sqft
2021-08-01 0 days 1,879 sqft
2021-09-01 0 days 1,830 sqft
2021-10-01 0 days 1,879 sqft
2021-11-01 0 days 1,914 sqft
2021-12-01 0 days 1,936 sqft
2022-01-01 0 days 1,918 sqft
2022-02-01 0 days 1,913 sqft
2022-03-01 0 days 1,906 sqft
2022-04-01 0 days 1,866 sqft
2022-05-01 0 days 1,942 sqft
2022-06-01 0 days 1,952 sqft
2022-07-01 0 days 1,965 sqft
2022-08-01 0 days 1,931 sqft
2022-09-01 0 days 1,986 sqft
2022-10-01 0 days 1,954 sqft
NEW BERN's median listing age (time on market) for 2022-10-01 was 0 days.

NEW BERN's median square footage for active listings during the 2022-10-01 period was 1,954 sqft. One year prior, the average listing was 1,879 sqft.

NEW BERN, NC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,820 $658,950,000 $233,670
Refi 2,142 $398,000,000 $185,808
Cash Out Refi 787 $158,535,000 $201,442
Other 219 $22,345,000 $102,032
Home Improvement 136 $12,450,000 $91,544

New Bern's most frequently cited loan purpose was Home Purchase, with 2,820 originations. The 2nd most popular reason was Refi, with 2,142 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,335 $483,185,000 $206,931
3-4% 2,095 $428,705,000 $204,632
<2.5% 1,314 $284,020,000 $216,149
4-5% 189 $30,005,000 $158,757
5-6% 30 $3,650,000 $121,667
6-7% 23 $2,665,000 $115,870
Over 8% 22 $2,130,000 $96,818
7-8% 11 $1,285,000 $116,818

During 2021, New Bern's most frequently originated rate bucket was 2.5-3%, with 2,335 originations.

Loan Sizing (NEW BERN, NC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,793 $417,995,000 $149,658
$200k-400k 2,173 $574,945,000 $264,586
$100,000 or less 836 $56,310,000 $67,356
$400k-600k 243 $115,415,000 $474,959
$600k-1000k 43 $30,535,000 $710,116
$Over $1MM 16 $55,080,000 $3,442,500

NEW BERN's loan sizing saw the bucket of loans from $100k-200k with 2,793 originations, totaling $417,995,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,682 $587,560,000 $219,075
60-80% 1,586 $359,560,000 $226,709
40-60% 630 $110,590,000 $175,540
20-40% 286 $31,840,000 $111,329
Over 100% 236 $59,760,000 $253,220
Under 20% 190 $8,270,000 $43,526

NEW BERN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,682 originations, totaling $587,560,000 in origination value.