Greenwood Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greenwood averaged 6.98% for the week of 2025-02-13, compared to the national average of 6.87% for the same period.

    The average rate for the prior week (2025-02-06) was 6.8% and one month ago for the week of 2025-01-09, the average rate was 6.94%.

    Greenwood's average rate one year ago was 6.55%.

    For refis of the same type during the week of 2025-02-13, the average rate was 7.27%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-02-13 6.87%
    Greenwood 30 Year Fixed Rate 2025-02-13 6.98%
    Greenwood 30 Year Fixed Rate Refi 2025-02-13 7.27%
    Greenwood 15 Year Fixed Rate 2025-02-13 5.89%
    Greenwood 15 Year Fixed Rate Refi 2025-02-13 6.49%
    Greenwood 30 Year FHA 2025-02-13 6.3%
    Greenwood 30 Year FHA Refi 2025-02-13 6.52%
    Greenwood 30 Year USDA 2025-02-13 6.73%
    Greenwood 30 Year USDA Refi 2025-02-13 6.33%
    Greenwood 30 Year VA 2025-02-13 6.07%
    Greenwood 30 Year VA Refi 2025-02-13 6.63%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

    Greenwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Countybank 34 6.23% $5,118
    UNITED WHOLESALE MORTGAGE, LLC 33 7.07% $5,483
    QUICKEN LOANS, LLC 26 6.73% $6,648
    ACOPIA, LLC 24 6.94% $6,072
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 21 7.03% $6,245
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.98% $6,179
    DHI MORTGAGE COMPANY, LTD. 17 5.45% $2,717
    South State Bank 15 7.08% $5,676
    CHURCHILL MORTGAGE CORPORATION 13 6.58% $5,563
    First-Citizens Bank & Trust Company 10 6.28% $4,878
    Wells Fargo Bank 7 7.16% $5,256
    MOVEMENT MORTGAGE, LLC 6 7.00% $5,839
    PENNYMAC LOAN SERVICES, LLC 5 6.66% $7,097
    NAVY FEDERAL CREDIT UNION 3 6.92% $8,392
    Bank of America 3 6.46% $3,265
    STATE EMPLOYEES' 3 5.35% $4,988
    UNION HOME MORTGAGE CORP. 3 6.50% $13,483
    21ST MORTGAGE CORPORATION 3 7.98% $5,916
    TD Bank 3 6.88% $4,154
    JPMorgan Chase Bank 3 7.79% $5,595
    GUARANTEED RATE, INC. 2 7.00% $5,638
    AMERISAVE MORTGAGE CORPORATION 2 6.13% $8,937
    First Palmetto Bank 2 6.63% $4,000
    PENTAGON FEDERAL CREDIT UNION 2 7.25% $3,605
    AgFirst Farm Credit Bank 2 6.38% $6,030
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.06% $5,955
    Flagstar Bank, FSB 2 6.38% $5,775
    FOUNDERS FEDERAL CREDIT UNION 2 6.13% $3,106
    Arthur State Bank 2 6.13% $3,028
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $6,370
    GUILD MORTGAGE COMPANY 2 6.25% $4,420
    Truist 2 6.33% $3,820
    United Community Bank 2 6.31% $5,338
    Waterstone Mortgage Corporation 2 7.25% $5,349
    Regions Bank 1 6.63% $4,362
    Renasant Bank 1 6.75% $5,834
    ROYAL UNITED MORTGAGE LLC 1 7.25% $4,040
    S. C. STATE FEDERAL CREDIT UNION 1 6.75% $1,349
    Southern First Bank 1 8.50% $3,596
    Synovus Bank 1 5.38% $3,506
    Truliant Federal Credit Union 1 7.00% $3,467
    USAA Federal Savings Bank 1 7.25% $2,874
    U.S. Bank 1 5.88% $3,276
    The Bank of South Carolina 1 6.88% $4,149
    ACADEMY MORTGAGE CORPORATION 1 7.50% $4,019
    American Mortgage & Equity Consultants, Inc. 1 6.62% $11,152
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $8,717
    Assurance Financial Group, L.L.C. 1 6.50% $3,822
    BAYSHORE MORTGAGE FUNDING, LLC 1 7.50% $13,709
    BOKF 1 7.25% $4,270
    CAPITAL CENTER, L.L.C. 1 6.00% $2,641
    Charles Schwab Bank, SSB 1 6.88% $4,057
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 9.25% $12,593
    Coastal Carolina National Bank 1 6.63% $4,329
    Commercial Bank of Texas 1 6.99% $3,535
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $7,123
    DELTA COMMUNITY CREDIT UNION 1 6.88% $10,186
    Discover Bank 1 7.74% $0
    EMBRACE HOME LOANS, INC. 1 6.38% $6,067
    First Commonwealth Bank 1 5.88% $5,093
    First Community Bank 1 6.50% $4,009
    First Federal Bank 1 5.88% $5,751
    First Federal Savings and Loan Association of Lakewood 1 8.20% $4,093
    First Reliance Bank 1 6.88% $3,161
    FREEDOM MORTGAGE CORPORATION 1 6.88% $4,654
    HOMESIDE FINANCIAL, LLC 1 5.50% $15,493
    LAKEVIEW LOAN SERVICING, LLC 1 6.97% $7,847
    Morgan Stanley Private Bank 1 6.05% $4,915
    MYCUMORTGAGE, LLC 1 4.99% $4,906
    Network Funding, L.P. 1 6.00% $4,325
    NexBank 1 7.50% $4,367
    NFM, INC. 1 7.50% $9,352
    Northwest Federal Credit Union 1 6.13% $4,629
    ON Q FINANCIAL, INC. 1 6.88% $3,390
    PEACH STATE FEDERAL CREDIT UNION 1 5.75% $4,714
    PREMIA MORTGAGE, LLC 1 5.25% $0
    Raymond James Bank 1 5.25% $3,839

    Greenwood Average Closing Costs & Other Stats

    Greenwood, SC's 77 lenders originated 999 loans during 2023. The total origination value was $236,335,000, with an average loan value of $236,572.

    Greenwood's average closing costs are $5,146.

    The top Greenwood lender as defined by loan originations is Countybank, with 34 loans originated. Their average total fees are $5,118, which is $365 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,717), First-Citizens Bank & Trust Company ($4,878), Countybank ($5,118), UNITED WHOLESALE MORTGAGE, LLC ($5,483) and CHURCHILL MORTGAGE CORPORATION ($5,563).

    The lowest rate Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.45%), Countybank (6.23%), First-Citizens Bank & Trust Company (6.28%), CHURCHILL MORTGAGE CORPORATION (6.58%) and QUICKEN LOANS, LLC (6.73%).

    Greenwood, SC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    CBRE MULTIFAMILY CAPITAL, INC. $26,065,000 n/a 11.0%
    Countybank $26,090,000 $17,635,000 -32.4% 7.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $27,940,000 $17,270,000 -38.2% 7.3%
    UNITED WHOLESALE MORTGAGE, LLC $5,310,000 $14,390,000 171.0% 6.1%
    QUICKEN LOANS, LLC $18,910,000 $13,355,000 -29.4% 5.7%
    ACOPIA, LLC $15,685,000 $11,470,000 -26.9% 4.9%
    South State Bank $7,925,000 $9,010,000 13.7% 3.8%
    DHI MORTGAGE COMPANY, LTD. $6,720,000 $8,415,000 25.2% 3.6%
    GREYSTONE SERVICING COMPANY LLC $7,355,000 n/a 3.1%
    First-Citizens Bank & Trust Company $16,055,000 $6,980,000 -56.5% 3.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,330,000 $6,640,000 -20.3% 2.8%
    LIMA ONE CAPITAL, LLC $320,000 $5,005,000 1,464.1% 2.1%
    United Community Bank $4,030,000 $4,520,000 12.2% 1.9%
    CHURCHILL MORTGAGE CORPORATION $6,420,000 $3,595,000 -44.0% 1.5%
    UNION HOME MORTGAGE CORP. $495,000 $3,405,000 587.9% 1.4%
    S. C. STATE FEDERAL CREDIT UNION $930,000 $2,445,000 162.9% 1.0%
    MOVEMENT MORTGAGE, LLC $3,225,000 $2,330,000 -27.8% 1.0%
    Arthur State Bank $1,470,000 $2,100,000 42.9% 0.9%
    AgFirst Farm Credit Bank $2,895,000 $2,070,000 -28.5% 0.9%
    PENNYMAC LOAN SERVICES, LLC $3,355,000 $2,055,000 -38.7% 0.9%
    Mortgage Research Center, LLC $2,530,000 $2,045,000 -19.2% 0.9%
    21ST MORTGAGE CORPORATION $520,000 $1,830,000 251.9% 0.8%
    Waterstone Mortgage Corporation $755,000 $1,830,000 142.4% 0.8%
    The Commercial Bank $1,760,000 n/a 0.7%
    First Community Bank $165,000 $1,665,000 909.1% 0.7%
    ON Q FINANCIAL, INC. $1,345,000 $1,600,000 19.0% 0.7%
    Wells Fargo Bank $6,250,000 $1,600,000 -74.4% 0.7%
    NAVY FEDERAL CREDIT UNION $1,765,000 $1,560,000 -11.6% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,825,000 $1,530,000 -16.2% 0.6%
    TD Bank $2,590,000 $1,410,000 -45.6% 0.6%
    STATE EMPLOYEES' $520,000 $1,375,000 164.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $665,000 $1,350,000 103.0% 0.6%
    LOANDEPOT.COM, LLC $2,390,000 $1,235,000 -48.3% 0.5%
    FOUNDERS FEDERAL CREDIT UNION $2,415,000 $1,115,000 -53.8% 0.5%
    GUARANTEED RATE, INC. $385,000 $1,115,000 189.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,670,000 $1,015,000 -39.2% 0.4%
    EMBRACE HOME LOANS, INC. $315,000 $1,005,000 219.0% 0.4%
    Morgan Stanley Private Bank $475,000 $1,005,000 111.6% 0.4%
    Equity Prime Mortgage LLC $620,000 $995,000 60.5% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,020,000 $975,000 -4.4% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,275,000 $975,000 -23.5% 0.4%
    Flagstar Bank, FSB $1,195,000 $930,000 -22.2% 0.4%
    Magnolia Bank $880,000 n/a 0.4%
    Citizens Bank $820,000 $875,000 6.7% 0.4%
    PREMIA MORTGAGE, LLC $575,000 $850,000 47.8% 0.4%
    GUILD MORTGAGE COMPANY $1,560,000 $840,000 -46.2% 0.4%
    Bank of America $1,835,000 $825,000 -55.0% 0.3%
    The Citizens Bank $825,000 n/a 0.3%
    DELTA COMMUNITY CREDIT UNION $805,000 n/a 0.3%
    Coastal Carolina National Bank $105,000 $795,000 657.1% 0.3%
    NEW DAY FINANCIAL, LLC $605,000 $760,000 25.6% 0.3%
    JPMorgan Chase Bank $685,000 $755,000 10.2% 0.3%
    SeaTrust Mortgage Company $135,000 $755,000 459.3% 0.3%
    Barrington Bank & Trust Company, N.A. $95,000 $710,000 647.4% 0.3%
    CARDINAL FINANCIAL $2,350,000 $705,000 -70.0% 0.3%
    Raymond James Bank $695,000 n/a 0.3%
    Truist $1,280,000 $675,000 -47.3% 0.3%
    Ameris Bank $895,000 $665,000 -25.7% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,595,000 $645,000 -59.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $555,000 $645,000 16.2% 0.3%
    Carrington Mortgage Services, LLC $1,330,000 $635,000 -52.3% 0.3%
    HomeTrust Bank $445,000 $620,000 39.3% 0.3%
    Parda Federal Credit Union $620,000 n/a 0.3%
    NFM, INC. $215,000 $615,000 186.0% 0.3%
    HOMESTAR FINANCIAL CORPORATION $5,285,000 $585,000 -88.9% 0.2%
    First Federal Savings and Loan Association of Lakewood $575,000 n/a 0.2%
    NEWREZ LLC $380,000 $555,000 46.1% 0.2%
    TOP FLITE FINANCIAL, INC. $485,000 n/a 0.2%
    USAA Federal Savings Bank $1,345,000 $480,000 -64.3% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $470,000 n/a 0.2%
    First Palmetto Bank $265,000 $450,000 69.8% 0.2%
    Truliant Federal Credit Union $245,000 $435,000 77.6% 0.2%
    MYCUMORTGAGE, LLC $1,795,000 $415,000 -76.9% 0.2%
    First Commonwealth Bank $405,000 n/a 0.2%
    Mortgage Assurance Inc. $405,000 n/a 0.2%
    Northwest Federal Credit Union $405,000 n/a 0.2%
    The Peoples Bank $395,000 n/a 0.2%
    American Mortgage & Equity Consultants, Inc. $385,000 n/a 0.2%
    BOKF $385,000 n/a 0.2%
    AMWEST FUNDING CORP. $205,000 $375,000 82.9% 0.2%
    Pinnacle Bank $855,000 $370,000 -56.7% 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $365,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $365,000 n/a 0.2%
    SOVEREIGN LENDING GROUP INCORPORATED $355,000 n/a 0.2%
    S. C. TELCO $465,000 $350,000 -24.7% 0.1%
    HOMESIDE FINANCIAL, LLC $615,000 $345,000 -43.9% 0.1%
    Discover Bank $310,000 $340,000 9.7% 0.1%
    Charles Schwab Bank, SSB $705,000 $335,000 -52.5% 0.1%
    U.S. Bank $950,000 $335,000 -64.7% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $2,060,000 $325,000 -84.2% 0.1%
    AMERICAN FINANCING CORPORATION $315,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 $315,000 40.0% 0.1%
    CAPITAL CENTER, L.L.C. $310,000 n/a 0.1%
    Bank of Travelers Rest $305,000 n/a 0.1%
    First Federal Bank $135,000 $305,000 125.9% 0.1%
    Meridian Bank Corporation $255,000 $305,000 19.6% 0.1%
    Sierra Pacific Mortgage Company, Inc. $305,000 n/a 0.1%
    Southern First Bank $550,000 $305,000 -44.5% 0.1%
    First National Bank of Pennsylvania $310,000 $295,000 -4.8% 0.1%
    RELIANCE FIRST CAPITAL, LLC $905,000 $285,000 -68.5% 0.1%
    RESOURCE FINANCIAL SERVICES, INC. $725,000 $285,000 -60.7% 0.1%
    Renasant Bank $565,000 $280,000 -50.4% 0.1%
    SENTE MORTGAGE, INC. $275,000 n/a 0.1%
    Alcova Mortgage LLC $270,000 $265,000 -1.9% 0.1%
    First Reliance Bank $265,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $330,000 $265,000 -19.7% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $260,000 n/a 0.1%
    Nations Lending Corporation $250,000 $255,000 2.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $740,000 $255,000 -65.5% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $435,000 $255,000 -41.4% 0.1%
    Commercial Bank of Texas $245,000 n/a 0.1%
    NexBank $245,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $135,000 $235,000 74.1% 0.1%
    Kwik Mortgage Corporation $235,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $230,000 n/a 0.1%
    CLEARPATH LENDING $225,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $215,000 -24.6% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $600,000 $205,000 -65.8% 0.1%
    PriorityOne Bank $205,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $195,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $455,000 $195,000 -57.1% 0.1%
    Synovus Bank $190,000 $185,000 -2.6% 0.1%
    Colony Bank $145,000 $175,000 20.7% 0.1%
    LOANPAL, LLC $385,000 $175,000 -54.5% 0.1%
    SELF-HELP Credit Union $175,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $165,000 n/a 0.1%
    CMG MORTGAGE, INC. $165,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $235,000 $160,000 -31.9% 0.1%
    POLARIS HOME FUNDING CORP. $155,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $745,000 $145,000 -80.5% 0.1%
    Fifth Third Bank $140,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $660,000 $135,000 -79.5% 0.1%
    MID AMERICA MORTGAGE, INC. $445,000 $135,000 -69.7% 0.1%
    Network Funding, L.P. $760,000 $135,000 -82.2% 0.1%
    PEACH STATE FEDERAL CREDIT UNION $135,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $245,000 $125,000 -49.0% 0.1%
    Lakeview Community Capital, LLC $75,000 $125,000 66.7% 0.1%
    OCMBC, INC. $115,000 n/a 0.0%
    FIRST MORTGAGE COMPANY, INC. $105,000 n/a 0.0%
    SOUTH CAROLINA FEDERAL CREDIT UNION $105,000 n/a 0.0%
    The Bank of South Carolina $205,000 $105,000 -48.8% 0.0%
    TOWER $105,000 n/a 0.0%
    Greenville Heritage Federal Credit Union $95,000 n/a 0.0%
    Regions Bank $730,000 $95,000 -87.0% 0.0%
    SWBC MORTGAGE CORPORATION $175,000 $95,000 -45.7% 0.0%
    ACADEMY MORTGAGE CORPORATION $85,000 n/a 0.0%
    BROKER SOLUTIONS, INC. $690,000 $85,000 -87.7% 0.0%
    Figure Lending LLC $60,000 n/a 0.0%
    MTC Federal Credit Union $55,000 n/a 0.0%
    WINGS FINANCIAL $35,000 n/a 0.0%
    THRIVENT Federal Credit Union $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%
    Palmetto Citizens Federal Credit Union $175,000 $15,000 -91.4% 0.0%

    Greenwood's top lender by overall market share is CBRE MULTIFAMILY CAPITAL, INC., with 11.0% market share. In second place, with 7.5%, is Countybank, having originated $17,635,000 in loans. In third place, with 7.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $17,270,000 in loans. In fourth place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $14,390,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $13,355,000 in loans.

    Greenwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $175,200 (10.3%) $239,340 (4.7%) 0.00 242
    2018-02-01 $172,400 (10.6%) $239,897 (5.8%) 0.00 237
    2018-03-01 $174,900 (10.1%) $245,927 (5.9%) 0.00 279
    2018-04-01 $178,300 (-0.4%) $246,314 (3.9%) 0.00 291
    2018-05-01 $182,950 (1.9%) $252,837 (5.7%) 0.00 297
    2018-06-01 $192,000 (8.5%) $254,080 (8.0%) 0.00 297
    2018-07-01 $199,450 (9.6%) $260,130 (7.5%) 0.00 286
    2018-08-01 $189,900 (2.7%) $252,266 (3.0%) 0.00 284
    2018-09-01 $199,000 (5.0%) $253,113 (1.2%) 0.00 290
    2018-10-01 $199,450 (7.8%) $251,812 (-0.4%) 0.00 274
    2018-11-01 $192,525 (2.2%) $253,524 (1.4%) 0.00 263
    2018-12-01 $189,999 (6.1%) $257,312 (4.3%) 0.00 237
    2019-01-01 $191,114 (9.1%) $260,673 (8.9%) 0.00 227
    2019-02-01 $187,000 (8.5%) $260,635 (8.6%) 0.00 214
    2019-03-01 $199,900 (14.3%) $273,097 (11.1%) 0.00 201
    2019-04-01 $217,950 (22.2%) $286,609 (16.4%) 0.00 199
    2019-05-01 $254,575 (39.2%) $311,203 (23.1%) 0.00 230
    2019-06-01 $235,000 (22.4%) $316,831 (24.7%) 0.00 228
    2019-07-01 $236,978 (18.8%) $319,453 (22.8%) 0.00 254
    2019-08-01 $241,089 (27.0%) $327,377 (29.8%) 0.00 255
    2019-09-01 $251,417 (26.3%) $332,177 (31.2%) 0.00 251
    2019-10-01 $258,302 (29.5%) $335,377 (33.2%) 0.00 249
    2019-11-01 $249,900 (29.8%) $318,394 (25.6%) 0.00 255
    2019-12-01 $244,925 (28.9%) $315,471 (22.6%) 0.00 232
    2020-01-01 $247,425 (29.5%) $316,204 (21.3%) 0.00 227
    2020-02-01 $249,900 (33.6%) $314,942 (20.8%) 0.00 223
    2020-03-01 $273,350 (36.7%) $327,060 (19.8%) 0.00 213
    2020-04-01 $275,000 (26.2%) $332,894 (16.2%) 0.00 218
    2020-05-01 $279,000 (9.6%) $340,419 (9.4%) 0.00 218
    2020-06-01 $292,350 (24.4%) $345,251 (9.0%) 0.00 192
    2020-07-01 $291,925 (23.2%) $347,332 (8.7%) 0.00 161
    2020-08-01 $283,500 (17.6%) $315,626 (-3.6%) 0.00 156
    2020-09-01 $275,850 (9.7%) $312,653 (-5.9%) 0.00 162
    2020-10-01 $269,900 (4.5%) $315,353 (-6.0%) 0.00 160
    2020-11-01 $275,975 (10.4%) $324,919 (2.1%) 0.00 133
    2020-12-01 $270,560 (10.5%) $329,714 (4.5%) 0.00 103
    2021-01-01 $244,250 (-1.3%) $301,395 (-4.7%) 0.00 87
    2021-02-01 $233,568 (-6.5%) $285,720 (-9.3%) 0.00 85
    2021-03-01 $262,700 (-3.9%) $337,969 (3.3%) 0.00 82
    2021-04-01 $261,500 (-4.9%) $354,760 (6.6%) 0.00 70
    2021-05-01 $249,900 (-10.4%) $323,970 (-4.8%) 0.00 66
    2021-06-01 $241,500 (-17.4%) $311,613 (-9.7%) 0.00 78
    2021-07-01 $249,900 (-14.4%) $313,171 (-9.8%) 0.00 83
    2021-08-01 $245,473 (-13.4%) $301,820 (-4.4%) 0.00 107
    2021-09-01 $250,248 (-9.3%) $285,677 (-8.6%) 0.00 126
    2021-10-01 $225,000 (-16.6%) $264,246 (-16.2%) 0.00 129
    2021-11-01 $240,950 (-12.7%) $269,211 (-17.2%) 0.00 137
    2021-12-01 $249,950 (-7.6%) $275,503 (-16.4%) 0.00 145
    2022-01-01 $280,000 (14.6%) $307,326 (2.0%) 0.00 119
    2022-02-01 $281,875 (20.7%) $303,780 (6.3%) 0.00 125
    2022-03-01 $276,945 (5.4%) $308,647 (-8.7%) 0.00 122
    2022-04-01 $292,500 (11.9%) $331,865 (-6.5%) 0.00 118
    2022-05-01 $297,725 (19.1%) $353,749 (9.2%) 0.00 125
    2022-06-01 $279,175 (15.6%) $341,927 (9.7%) 0.00 142
    2022-07-01 $282,250 (13.0%) $357,471 (14.2%) 0.00 153
    2022-08-01 $278,250 (13.4%) $341,972 (13.3%) 0.00 166
    2022-09-01 $276,000 (10.3%) $353,521 (23.8%) 0.00 190
    2022-10-01 $281,000 (24.9%) $361,542 (36.8%) 0.00 192
    2022-11-01 $280,500 (16.4%) $349,758 (29.9%) 0.00 192
    2022-12-01 $275,245 (10.1%) $342,181 (24.2%) 0.00 191
    2023-01-01 $277,073 (-1.1%) $346,283 (12.7%) 0.00 178
    2023-02-01 $291,240 (3.3%) $369,062 (21.5%) 0.00 159
    2023-03-01 $291,740 (5.3%) $378,506 (22.6%) 0.00 153
    2023-04-01 $299,900 (2.5%) $380,055 (14.5%) 0.00 143
    2023-05-01 $314,675 (5.7%) $397,345 (12.3%) 0.00 143
    2023-06-01 $319,925 (14.6%) $412,536 (20.7%) 0.00 157
    2023-07-01 $299,900 (6.3%) $391,263 (9.5%) 0.00 145
    2023-08-01 $299,000 (7.5%) $375,334 (9.8%) 0.00 152
    2023-09-01 $285,000 (3.3%) $370,753 (4.9%) 0.00 166
    2023-10-01 $279,450 (-0.6%) $352,151 (-2.6%) 0.00 179
    2023-11-01 $287,450 (2.5%) $358,323 (2.5%) 0.00 189
    2023-12-01 $281,990 (2.5%) $337,037 (-1.5%) 0.00 198
    2024-01-01 $297,125 (7.2%) $339,852 (-1.9%) 0.00 185
    2024-02-01 $292,950 (0.6%) $339,930 (-7.9%) 0.00 189
    2024-03-01 $294,900 (1.1%) $350,982 (-7.3%) 0.00 218
    2024-04-01 $299,900 (0.0%) $348,271 (-8.4%) 0.00 240
    2024-05-01 $288,950 (-8.2%) $354,868 (-10.7%) 0.00 226
    2024-06-01 $299,000 (-6.5%) $352,822 (-14.5%) 0.00 249
    2024-07-01 $293,250 (-2.2%) $355,275 (-9.2%) 0.00 244
    2024-08-01 $299,945 (0.3%) $370,160 (-1.4%) 0.00 258
    2024-09-01 $296,125 (3.9%) $362,706 (-2.2%) 0.00 249
    2024-10-01 $293,269 (4.9%) $365,499 (3.8%) 0.00 228
    2024-11-01 $267,500 (-6.9%) $343,241 (-4.2%) 0.00 234
    2024-12-01 $271,200 (-3.8%) $324,584 (-3.7%) 0.00 240
    2025-01-01 $274,000 (-7.8%) $319,937 (-5.9%) 0.00 232
    Greenwood's median listing price for 2025-01-01 was $274,000, a difference of $-23,125 (-7.8%) versus the prior year and $2,800 versus the prior month.

    Greenwood's median listing price comes in at 0% of the national average.

    Greenwood's average listing price for 2025-01-01 was $319,937, a difference of $-19,915 (-5.9%) versus the prior year and $-4,647 versus the prior month.

    For the 2025-01-01 period, Greenwood had 232 MLS listings, a difference of -8 listings (-3%) versus the prior month and 47 listings (25%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,909 sqft
    2018-02-01 0 days 1,900 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 1,931 sqft
    2018-05-01 0 days 1,943 sqft
    2018-06-01 0 days 1,950 sqft
    2018-07-01 0 days 1,971 sqft
    2018-08-01 0 days 1,996 sqft
    2018-09-01 0 days 2,026 sqft
    2018-10-01 0 days 2,061 sqft
    2018-11-01 0 days 2,098 sqft
    2018-12-01 0 days 2,086 sqft
    2019-01-01 0 days 2,030 sqft
    2019-02-01 0 days 1,964 sqft
    2019-03-01 0 days 2,019 sqft
    2019-04-01 0 days 2,090 sqft
    2019-05-01 0 days 2,086 sqft
    2019-06-01 0 days 2,084 sqft
    2019-07-01 0 days 2,099 sqft
    2019-08-01 0 days 2,124 sqft
    2019-09-01 0 days 2,161 sqft
    2019-10-01 0 days 2,186 sqft
    2019-11-01 0 days 2,190 sqft
    2019-12-01 0 days 2,161 sqft
    2020-01-01 0 days 2,203 sqft
    2020-02-01 0 days 2,167 sqft
    2020-03-01 0 days 2,216 sqft
    2020-04-01 0 days 2,228 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,312 sqft
    2020-07-01 0 days 2,359 sqft
    2020-08-01 0 days 2,312 sqft
    2020-09-01 0 days 2,427 sqft
    2020-10-01 0 days 2,399 sqft
    2020-11-01 0 days 2,361 sqft
    2020-12-01 0 days 2,294 sqft
    2021-01-01 0 days 2,200 sqft
    2021-02-01 0 days 2,207 sqft
    2021-03-01 0 days 2,243 sqft
    2021-04-01 0 days 2,211 sqft
    2021-05-01 0 days 2,046 sqft
    2021-06-01 0 days 1,878 sqft
    2021-07-01 0 days 2,100 sqft
    2021-08-01 0 days 1,973 sqft
    2021-09-01 0 days 1,849 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,832 sqft
    2021-12-01 0 days 1,855 sqft
    2022-01-01 0 days 1,881 sqft
    2022-02-01 0 days 1,874 sqft
    2022-03-01 0 days 1,879 sqft
    2022-04-01 0 days 1,874 sqft
    2022-05-01 0 days 1,879 sqft
    2022-06-01 0 days 1,878 sqft
    2022-07-01 0 days 1,862 sqft
    2022-08-01 0 days 1,889 sqft
    2022-09-01 0 days 1,899 sqft
    2022-10-01 0 days 1,900 sqft
    2022-11-01 0 days 1,900 sqft
    2022-12-01 0 days 1,928 sqft
    2023-01-01 0 days 1,937 sqft
    2023-02-01 0 days 1,965 sqft
    2023-03-01 0 days 1,981 sqft
    2023-04-01 0 days 2,000 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 1,995 sqft
    2023-07-01 0 days 1,958 sqft
    2023-08-01 0 days 1,878 sqft
    2023-09-01 0 days 1,880 sqft
    2023-10-01 0 days 1,825 sqft
    2023-11-01 0 days 1,849 sqft
    2023-12-01 0 days 1,900 sqft
    2024-01-01 0 days 1,872 sqft
    2024-02-01 0 days 1,864 sqft
    2024-03-01 0 days 1,928 sqft
    2024-04-01 0 days 1,964 sqft
    2024-05-01 0 days 1,892 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,743 sqft
    2024-08-01 0 days 1,746 sqft
    2024-09-01 0 days 1,750 sqft
    2024-10-01 0 days 1,777 sqft
    2024-11-01 0 days 1,778 sqft
    2024-12-01 0 days 1,776 sqft
    2025-01-01 0 days 1,773 sqft
    Greenwood's median listing age (time on market) for 2025-01-01 was 0 days.

    Greenwood's median square footage for active listings during the 2025-01-01 period was 1,773 sqft. One year prior, the average listing was 1,872 sqft.

    Greenwood, SC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 691 $160,405,000 $232,135
    Cash Out Refi 124 $20,890,000 $168,468
    Home Improvement 68 $6,560,000 $96,471
    Other 60 $7,310,000 $121,833
    Refi 56 $41,170,000 $735,179

    Greenwood's most frequently cited loan purpose was Home Purchase, with 691 originations. The 2nd most popular reason was Cash Out Refi, with 124 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 371 $79,315,000 $213,787
    7-8% 248 $49,710,000 $200,444
    5-6% 181 $66,385,000 $366,768
    Over 8% 93 $19,825,000 $213,172
    4-5% 45 $10,335,000 $229,667
    <2.5% 32 $180,000 $5,625
    3-4% 8 $650,000 $81,250

    During 2023, Greenwood's most frequently originated rate bucket was 6-7%, with 371 originations.

    Loan Sizing (Greenwood, SC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 385 $57,215,000 $148,610
    $200k-400k 327 $88,155,000 $269,587
    $100,000 or less 214 $11,390,000 $53,224
    $400k-600k 47 $22,845,000 $486,064
    $600k-1000k 19 $13,835,000 $728,158
    $Over $1MM 7 $42,895,000 $6,127,857

    Greenwood's loan sizing saw the bucket of loans from $100k-200k with 385 originations, totaling $57,215,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 479 $111,345,000 $232,453
    60-80% 219 $88,315,000 $403,265
    20-40% 100 $12,040,000 $120,400
    40-60% 88 $16,610,000 $188,750
    Under 20% 86 $2,610,000 $30,349
    Over 100% 10 $2,460,000 $246,000

    Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 479 originations, totaling $111,345,000 in origination value.