Greenwood Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greenwood averaged 6.49% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

    The average rate for the prior week (2024-11-07) was 6.6% and one month ago for the week of 2024-10-10, the average rate was 6.43%.

    Greenwood's average rate one year ago was 7.21%.

    For refis of the same type during the week of 2024-11-14, the average rate was 6.88%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-14 6.78%
    Greenwood 30 Year Fixed Rate 2024-11-14 6.49%
    Greenwood 30 Year Fixed Rate Refi 2024-11-14 6.88%
    Greenwood 15 Year Fixed Rate 2024-11-14 6.09%
    Greenwood 15 Year Fixed Rate Refi 2024-11-14 5.89%
    Greenwood 30 Year FHA 2024-11-14 -0.12%
    Greenwood 30 Year FHA Refi 2024-11-14 0%
    Greenwood 30 Year USDA 2024-11-14 -0.1%
    Greenwood 30 Year USDA Refi 2024-11-14 -0.2%
    Greenwood 30 Year VA 2024-11-14 -0.06%
    Greenwood 30 Year VA Refi 2024-11-14 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

    Greenwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Countybank 34 6.23% $5,118
    UNITED WHOLESALE MORTGAGE, LLC 33 7.07% $5,483
    QUICKEN LOANS, LLC 26 6.73% $6,648
    ACOPIA, LLC 24 6.94% $6,072
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 21 7.03% $6,245
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.98% $6,179
    DHI MORTGAGE COMPANY, LTD. 17 5.45% $2,717
    South State Bank 15 7.08% $5,676
    CHURCHILL MORTGAGE CORPORATION 13 6.58% $5,563
    First-Citizens Bank & Trust Company 10 6.28% $4,878
    Wells Fargo Bank 7 7.16% $5,256
    MOVEMENT MORTGAGE, LLC 6 7.00% $5,839
    PENNYMAC LOAN SERVICES, LLC 5 6.66% $7,097
    NAVY FEDERAL CREDIT UNION 3 6.92% $8,392
    Bank of America 3 6.46% $3,265
    STATE EMPLOYEES' 3 5.35% $4,988
    UNION HOME MORTGAGE CORP. 3 6.50% $13,483
    21ST MORTGAGE CORPORATION 3 7.98% $5,916
    TD Bank 3 6.88% $4,154
    JPMorgan Chase Bank 3 7.79% $5,595
    GUARANTEED RATE, INC. 2 7.00% $5,638
    AMERISAVE MORTGAGE CORPORATION 2 6.13% $8,937
    First Palmetto Bank 2 6.63% $4,000
    PENTAGON FEDERAL CREDIT UNION 2 7.25% $3,605
    AgFirst Farm Credit Bank 2 6.38% $6,030
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.06% $5,955
    Flagstar Bank, FSB 2 6.38% $5,775
    FOUNDERS FEDERAL CREDIT UNION 2 6.13% $3,106
    Arthur State Bank 2 6.13% $3,028
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $6,370
    GUILD MORTGAGE COMPANY 2 6.25% $4,420
    Truist 2 6.33% $3,820
    United Community Bank 2 6.31% $5,338
    Waterstone Mortgage Corporation 2 7.25% $5,349
    Regions Bank 1 6.63% $4,362
    Renasant Bank 1 6.75% $5,834
    ROYAL UNITED MORTGAGE LLC 1 7.25% $4,040
    S. C. STATE FEDERAL CREDIT UNION 1 6.75% $1,349
    Southern First Bank 1 8.50% $3,596
    Synovus Bank 1 5.38% $3,506
    Truliant Federal Credit Union 1 7.00% $3,467
    USAA Federal Savings Bank 1 7.25% $2,874
    U.S. Bank 1 5.88% $3,276
    The Bank of South Carolina 1 6.88% $4,149
    ACADEMY MORTGAGE CORPORATION 1 7.50% $4,019
    American Mortgage & Equity Consultants, Inc. 1 6.62% $11,152
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.00% $8,717
    Assurance Financial Group, L.L.C. 1 6.50% $3,822
    BAYSHORE MORTGAGE FUNDING, LLC 1 7.50% $13,709
    BOKF 1 7.25% $4,270
    CAPITAL CENTER, L.L.C. 1 6.00% $2,641
    Charles Schwab Bank, SSB 1 6.88% $4,057
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 9.25% $12,593
    Coastal Carolina National Bank 1 6.63% $4,329
    Commercial Bank of Texas 1 6.99% $3,535
    CROSSCOUNTRY MORTGAGE, LLC 1 6.88% $7,123
    DELTA COMMUNITY CREDIT UNION 1 6.88% $10,186
    Discover Bank 1 7.74% $0
    EMBRACE HOME LOANS, INC. 1 6.38% $6,067
    First Commonwealth Bank 1 5.88% $5,093
    First Community Bank 1 6.50% $4,009
    First Federal Bank 1 5.88% $5,751
    First Federal Savings and Loan Association of Lakewood 1 8.20% $4,093
    First Reliance Bank 1 6.88% $3,161
    FREEDOM MORTGAGE CORPORATION 1 6.88% $4,654
    HOMESIDE FINANCIAL, LLC 1 5.50% $15,493
    LAKEVIEW LOAN SERVICING, LLC 1 6.97% $7,847
    Morgan Stanley Private Bank 1 6.05% $4,915
    MYCUMORTGAGE, LLC 1 4.99% $4,906
    Network Funding, L.P. 1 6.00% $4,325
    NexBank 1 7.50% $4,367
    NFM, INC. 1 7.50% $9,352
    Northwest Federal Credit Union 1 6.13% $4,629
    ON Q FINANCIAL, INC. 1 6.88% $3,390
    PEACH STATE FEDERAL CREDIT UNION 1 5.75% $4,714
    PREMIA MORTGAGE, LLC 1 5.25% $0
    Raymond James Bank 1 5.25% $3,839

    Greenwood Average Closing Costs & Other Stats

    Greenwood, SC's 77 lenders originated 999 loans during 2023. The total origination value was $236,335,000, with an average loan value of $236,572.

    Greenwood's average closing costs are $5,146.

    The top Greenwood lender as defined by loan originations is Countybank, with 34 loans originated. Their average total fees are $5,118, which is $365 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,717), First-Citizens Bank & Trust Company ($4,878), Countybank ($5,118), UNITED WHOLESALE MORTGAGE, LLC ($5,483) and CHURCHILL MORTGAGE CORPORATION ($5,563).

    The lowest rate Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.45%), Countybank (6.23%), First-Citizens Bank & Trust Company (6.28%), CHURCHILL MORTGAGE CORPORATION (6.58%) and QUICKEN LOANS, LLC (6.73%).

    Greenwood, SC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    CBRE MULTIFAMILY CAPITAL, INC. $26,065,000 n/a 11.0%
    Countybank $26,090,000 $17,635,000 -32.4% 7.5%
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $27,940,000 $17,270,000 -38.2% 7.3%
    UNITED WHOLESALE MORTGAGE, LLC $5,310,000 $14,390,000 171.0% 6.1%
    QUICKEN LOANS, LLC $18,910,000 $13,355,000 -29.4% 5.7%
    ACOPIA, LLC $15,685,000 $11,470,000 -26.9% 4.9%
    South State Bank $7,925,000 $9,010,000 13.7% 3.8%
    DHI MORTGAGE COMPANY, LTD. $6,720,000 $8,415,000 25.2% 3.6%
    GREYSTONE SERVICING COMPANY LLC $7,355,000 n/a 3.1%
    First-Citizens Bank & Trust Company $16,055,000 $6,980,000 -56.5% 3.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $8,330,000 $6,640,000 -20.3% 2.8%
    LIMA ONE CAPITAL, LLC $320,000 $5,005,000 1,464.1% 2.1%
    United Community Bank $4,030,000 $4,520,000 12.2% 1.9%
    CHURCHILL MORTGAGE CORPORATION $6,420,000 $3,595,000 -44.0% 1.5%
    UNION HOME MORTGAGE CORP. $495,000 $3,405,000 587.9% 1.4%
    S. C. STATE FEDERAL CREDIT UNION $930,000 $2,445,000 162.9% 1.0%
    MOVEMENT MORTGAGE, LLC $3,225,000 $2,330,000 -27.8% 1.0%
    Arthur State Bank $1,470,000 $2,100,000 42.9% 0.9%
    AgFirst Farm Credit Bank $2,895,000 $2,070,000 -28.5% 0.9%
    PENNYMAC LOAN SERVICES, LLC $3,355,000 $2,055,000 -38.7% 0.9%
    Mortgage Research Center, LLC $2,530,000 $2,045,000 -19.2% 0.9%
    21ST MORTGAGE CORPORATION $520,000 $1,830,000 251.9% 0.8%
    Waterstone Mortgage Corporation $755,000 $1,830,000 142.4% 0.8%
    The Commercial Bank $1,760,000 n/a 0.7%
    First Community Bank $165,000 $1,665,000 909.1% 0.7%
    ON Q FINANCIAL, INC. $1,345,000 $1,600,000 19.0% 0.7%
    Wells Fargo Bank $6,250,000 $1,600,000 -74.4% 0.7%
    NAVY FEDERAL CREDIT UNION $1,765,000 $1,560,000 -11.6% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $1,825,000 $1,530,000 -16.2% 0.6%
    TD Bank $2,590,000 $1,410,000 -45.6% 0.6%
    STATE EMPLOYEES' $520,000 $1,375,000 164.4% 0.6%
    AMERISAVE MORTGAGE CORPORATION $665,000 $1,350,000 103.0% 0.6%
    LOANDEPOT.COM, LLC $2,390,000 $1,235,000 -48.3% 0.5%
    FOUNDERS FEDERAL CREDIT UNION $2,415,000 $1,115,000 -53.8% 0.5%
    GUARANTEED RATE, INC. $385,000 $1,115,000 189.6% 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $1,670,000 $1,015,000 -39.2% 0.4%
    EMBRACE HOME LOANS, INC. $315,000 $1,005,000 219.0% 0.4%
    Morgan Stanley Private Bank $475,000 $1,005,000 111.6% 0.4%
    Equity Prime Mortgage LLC $620,000 $995,000 60.5% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,020,000 $975,000 -4.4% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,275,000 $975,000 -23.5% 0.4%
    Flagstar Bank, FSB $1,195,000 $930,000 -22.2% 0.4%
    Magnolia Bank $880,000 n/a 0.4%
    Citizens Bank $820,000 $875,000 6.7% 0.4%
    PREMIA MORTGAGE, LLC $575,000 $850,000 47.8% 0.4%
    GUILD MORTGAGE COMPANY $1,560,000 $840,000 -46.2% 0.4%
    Bank of America $1,835,000 $825,000 -55.0% 0.3%
    The Citizens Bank $825,000 n/a 0.3%
    DELTA COMMUNITY CREDIT UNION $805,000 n/a 0.3%
    Coastal Carolina National Bank $105,000 $795,000 657.1% 0.3%
    NEW DAY FINANCIAL, LLC $605,000 $760,000 25.6% 0.3%
    JPMorgan Chase Bank $685,000 $755,000 10.2% 0.3%
    SeaTrust Mortgage Company $135,000 $755,000 459.3% 0.3%
    Barrington Bank & Trust Company, N.A. $95,000 $710,000 647.4% 0.3%
    CARDINAL FINANCIAL $2,350,000 $705,000 -70.0% 0.3%
    Raymond James Bank $695,000 n/a 0.3%
    Truist $1,280,000 $675,000 -47.3% 0.3%
    Ameris Bank $895,000 $665,000 -25.7% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,595,000 $645,000 -59.6% 0.3%
    PENTAGON FEDERAL CREDIT UNION $555,000 $645,000 16.2% 0.3%
    Carrington Mortgage Services, LLC $1,330,000 $635,000 -52.3% 0.3%
    HomeTrust Bank $445,000 $620,000 39.3% 0.3%
    Parda Federal Credit Union $620,000 n/a 0.3%
    NFM, INC. $215,000 $615,000 186.0% 0.3%
    HOMESTAR FINANCIAL CORPORATION $5,285,000 $585,000 -88.9% 0.2%
    First Federal Savings and Loan Association of Lakewood $575,000 n/a 0.2%
    NEWREZ LLC $380,000 $555,000 46.1% 0.2%
    TOP FLITE FINANCIAL, INC. $485,000 n/a 0.2%
    USAA Federal Savings Bank $1,345,000 $480,000 -64.3% 0.2%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $470,000 n/a 0.2%
    First Palmetto Bank $265,000 $450,000 69.8% 0.2%
    Truliant Federal Credit Union $245,000 $435,000 77.6% 0.2%
    MYCUMORTGAGE, LLC $1,795,000 $415,000 -76.9% 0.2%
    First Commonwealth Bank $405,000 n/a 0.2%
    Mortgage Assurance Inc. $405,000 n/a 0.2%
    Northwest Federal Credit Union $405,000 n/a 0.2%
    The Peoples Bank $395,000 n/a 0.2%
    American Mortgage & Equity Consultants, Inc. $385,000 n/a 0.2%
    BOKF $385,000 n/a 0.2%
    AMWEST FUNDING CORP. $205,000 $375,000 82.9% 0.2%
    Pinnacle Bank $855,000 $370,000 -56.7% 0.2%
    BAYSHORE MORTGAGE FUNDING, LLC $365,000 n/a 0.2%
    ZILLOW HOME LOANS, LLC $365,000 n/a 0.2%
    SOVEREIGN LENDING GROUP INCORPORATED $355,000 n/a 0.2%
    S. C. TELCO $465,000 $350,000 -24.7% 0.1%
    HOMESIDE FINANCIAL, LLC $615,000 $345,000 -43.9% 0.1%
    Discover Bank $310,000 $340,000 9.7% 0.1%
    Charles Schwab Bank, SSB $705,000 $335,000 -52.5% 0.1%
    U.S. Bank $950,000 $335,000 -64.7% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $2,060,000 $325,000 -84.2% 0.1%
    AMERICAN FINANCING CORPORATION $315,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 $315,000 40.0% 0.1%
    CAPITAL CENTER, L.L.C. $310,000 n/a 0.1%
    Bank of Travelers Rest $305,000 n/a 0.1%
    First Federal Bank $135,000 $305,000 125.9% 0.1%
    Meridian Bank Corporation $255,000 $305,000 19.6% 0.1%
    Sierra Pacific Mortgage Company, Inc. $305,000 n/a 0.1%
    Southern First Bank $550,000 $305,000 -44.5% 0.1%
    First National Bank of Pennsylvania $310,000 $295,000 -4.8% 0.1%
    RELIANCE FIRST CAPITAL, LLC $905,000 $285,000 -68.5% 0.1%
    RESOURCE FINANCIAL SERVICES, INC. $725,000 $285,000 -60.7% 0.1%
    Renasant Bank $565,000 $280,000 -50.4% 0.1%
    SENTE MORTGAGE, INC. $275,000 n/a 0.1%
    Alcova Mortgage LLC $270,000 $265,000 -1.9% 0.1%
    First Reliance Bank $265,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $330,000 $265,000 -19.7% 0.1%
    INTERLINC MORTGAGE SERVICES, LLC $260,000 n/a 0.1%
    Nations Lending Corporation $250,000 $255,000 2.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $740,000 $255,000 -65.5% 0.1%
    SOUTHWEST STAGE FUNDING, LLC $435,000 $255,000 -41.4% 0.1%
    Commercial Bank of Texas $245,000 n/a 0.1%
    NexBank $245,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $135,000 $235,000 74.1% 0.1%
    Kwik Mortgage Corporation $235,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $230,000 n/a 0.1%
    CLEARPATH LENDING $225,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 $215,000 -24.6% 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $600,000 $205,000 -65.8% 0.1%
    PriorityOne Bank $205,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $195,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $455,000 $195,000 -57.1% 0.1%
    Synovus Bank $190,000 $185,000 -2.6% 0.1%
    Colony Bank $145,000 $175,000 20.7% 0.1%
    LOANPAL, LLC $385,000 $175,000 -54.5% 0.1%
    SELF-HELP Credit Union $175,000 n/a 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $165,000 n/a 0.1%
    CMG MORTGAGE, INC. $165,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $235,000 $160,000 -31.9% 0.1%
    POLARIS HOME FUNDING CORP. $155,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $745,000 $145,000 -80.5% 0.1%
    Fifth Third Bank $140,000 n/a 0.1%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $660,000 $135,000 -79.5% 0.1%
    MID AMERICA MORTGAGE, INC. $445,000 $135,000 -69.7% 0.1%
    Network Funding, L.P. $760,000 $135,000 -82.2% 0.1%
    PEACH STATE FEDERAL CREDIT UNION $135,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $245,000 $125,000 -49.0% 0.1%
    Lakeview Community Capital, LLC $75,000 $125,000 66.7% 0.1%
    OCMBC, INC. $115,000 n/a 0.0%
    FIRST MORTGAGE COMPANY, INC. $105,000 n/a 0.0%
    SOUTH CAROLINA FEDERAL CREDIT UNION $105,000 n/a 0.0%
    The Bank of South Carolina $205,000 $105,000 -48.8% 0.0%
    TOWER $105,000 n/a 0.0%
    Greenville Heritage Federal Credit Union $95,000 n/a 0.0%
    Regions Bank $730,000 $95,000 -87.0% 0.0%
    SWBC MORTGAGE CORPORATION $175,000 $95,000 -45.7% 0.0%
    ACADEMY MORTGAGE CORPORATION $85,000 n/a 0.0%
    BROKER SOLUTIONS, INC. $690,000 $85,000 -87.7% 0.0%
    Figure Lending LLC $60,000 n/a 0.0%
    MTC Federal Credit Union $55,000 n/a 0.0%
    WINGS FINANCIAL $35,000 n/a 0.0%
    THRIVENT Federal Credit Union $25,000 n/a 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 n/a 0.0%
    Palmetto Citizens Federal Credit Union $175,000 $15,000 -91.4% 0.0%

    Greenwood's top lender by overall market share is CBRE MULTIFAMILY CAPITAL, INC., with 11.0% market share. In second place, with 7.5%, is Countybank, having originated $17,635,000 in loans. In third place, with 7.3%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $17,270,000 in loans. In fourth place, with 6.1%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $14,390,000 in loans. In fifth place, with 5.7%, is QUICKEN LOANS, LLC, having originated $13,355,000 in loans.

    Greenwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $180,250 (11.0%) $248,220 (5.5%) 0.00 198
    2018-02-01 $178,000 (12.7%) $248,790 (3.7%) 0.00 186
    2018-03-01 $189,700 (6.9%) $260,538 (4.8%) 0.00 199
    2018-04-01 $192,150 (-0.4%) $264,690 (3.9%) 0.00 208
    2018-05-01 $199,250 (-0.3%) $271,376 (6.3%) 0.00 217
    2018-06-01 $209,500 (11.2%) $270,970 (9.2%) 0.00 209
    2018-07-01 $224,900 (15.1%) $279,087 (9.8%) 0.00 198
    2018-08-01 $219,475 (14.9%) $277,161 (8.8%) 0.00 197
    2018-09-01 $215,000 (8.0%) $276,956 (6.3%) 0.00 204
    2018-10-01 $210,950 (11.1%) $271,365 (3.0%) 0.00 188
    2018-11-01 $218,075 (9.9%) $277,543 (7.3%) 0.00 184
    2018-12-01 $218,500 (21.4%) $281,585 (11.7%) 0.00 168
    2019-01-01 $207,575 (15.2%) $276,696 (11.5%) 0.00 165
    2019-02-01 $219,250 (23.2%) $282,247 (13.5%) 0.00 151
    2019-03-01 $227,808 (20.1%) $293,379 (12.6%) 0.00 144
    2019-04-01 $238,084 (23.9%) $300,739 (13.6%) 0.00 144
    2019-05-01 $266,475 (33.7%) $317,112 (16.9%) 0.00 178
    2019-06-01 $240,352 (14.7%) $313,379 (15.7%) 0.00 178
    2019-07-01 $237,676 (5.7%) $309,331 (10.8%) 0.00 201
    2019-08-01 $243,864 (11.1%) $312,893 (12.9%) 0.00 201
    2019-09-01 $257,159 (19.6%) $320,789 (15.8%) 0.00 193
    2019-10-01 $266,850 (26.5%) $326,052 (20.2%) 0.00 189
    2019-11-01 $259,900 (19.2%) $314,331 (13.3%) 0.00 191
    2019-12-01 $256,520 (17.4%) $309,312 (9.9%) 0.00 174
    2020-01-01 $269,000 (29.6%) $307,763 (11.2%) 0.00 174
    2020-02-01 $269,900 (23.1%) $307,053 (8.8%) 0.00 172
    2020-03-01 $288,700 (26.7%) $317,703 (8.3%) 0.00 163
    2020-04-01 $280,950 (18.0%) $315,114 (4.8%) 0.00 175
    2020-05-01 $294,900 (10.7%) $322,274 (1.6%) 0.00 175
    2020-06-01 $298,500 (24.2%) $332,768 (6.2%) 0.00 160
    2020-07-01 $299,450 (26.0%) $340,637 (10.1%) 0.00 131
    2020-08-01 $299,500 (22.8%) $327,460 (4.7%) 0.00 119
    2020-09-01 $296,975 (15.5%) $324,212 (1.1%) 0.00 125
    2020-10-01 $289,900 (8.6%) $315,207 (-3.3%) 0.00 129
    2020-11-01 $279,425 (7.5%) $306,849 (-2.4%) 0.00 110
    2020-12-01 $273,620 (6.7%) $315,856 (2.1%) 0.00 85
    2021-01-01 $252,500 (-6.1%) $294,985 (-4.2%) 0.00 74
    2021-02-01 $227,320 (-15.8%) $276,213 (-10.0%) 0.00 76
    2021-03-01 $265,800 (-7.9%) $316,669 (-0.3%) 0.00 68
    2021-04-01 $264,250 (-5.9%) $342,966 (8.8%) 0.00 54
    2021-05-01 $249,950 (-15.2%) $300,942 (-6.6%) 0.00 55
    2021-06-01 $233,700 (-21.7%) $286,397 (-13.9%) 0.00 57
    2021-07-01 $244,900 (-18.2%) $311,299 (-8.6%) 0.00 58
    2021-08-01 $246,495 (-17.7%) $294,698 (-10.0%) 0.00 79
    2021-09-01 $251,000 (-15.5%) $270,771 (-16.5%) 0.00 99
    2021-10-01 $240,750 (-17.0%) $255,643 (-18.9%) 0.00 107
    2021-11-01 $255,245 (-8.7%) $268,113 (-12.6%) 0.00 113
    2021-12-01 $261,500 (-4.4%) $269,440 (-14.7%) 0.00 117
    2022-01-01 $294,000 (16.4%) $311,948 (5.8%) 0.00 93
    2022-02-01 $296,250 (30.3%) $312,406 (13.1%) 0.00 106
    2022-03-01 $295,000 (11.0%) $319,376 (0.9%) 0.00 104
    2022-04-01 $300,000 (13.5%) $352,246 (2.7%) 0.00 98
    2022-05-01 $306,338 (22.6%) $383,434 (27.4%) 0.00 100
    2022-06-01 $296,125 (26.7%) $371,482 (29.7%) 0.00 112
    2022-07-01 $287,500 (17.4%) $369,277 (18.6%) 0.00 125
    2022-08-01 $292,500 (18.7%) $358,830 (21.8%) 0.00 134
    2022-09-01 $291,498 (16.1%) $373,042 (37.8%) 0.00 154
    2022-10-01 $287,400 (19.4%) $369,751 (44.6%) 0.00 162
    2022-11-01 $289,225 (13.3%) $355,825 (32.7%) 0.00 157
    2022-12-01 $275,990 (5.5%) $348,374 (29.3%) 0.00 154
    2023-01-01 $282,950 (-3.8%) $365,748 (17.3%) 0.00 141
    2023-02-01 $299,450 (1.1%) $396,670 (27.0%) 0.00 127
    2023-03-01 $299,675 (1.6%) $403,887 (26.5%) 0.00 124
    2023-04-01 $312,490 (4.2%) $410,960 (16.7%) 0.00 118
    2023-05-01 $345,725 (12.9%) $422,223 (10.1%) 0.00 116
    2023-06-01 $335,000 (13.1%) $411,762 (10.8%) 0.00 125
    2023-07-01 $320,400 (11.4%) $374,600 (1.4%) 0.00 118
    2023-08-01 $299,900 (2.5%) $358,628 (-0.1%) 0.00 120
    2023-09-01 $299,900 (2.9%) $363,745 (-2.5%) 0.00 129
    2023-10-01 $280,945 (-2.3%) $343,645 (-7.1%) 0.00 140
    2023-11-01 $290,545 (0.5%) $350,226 (-1.6%) 0.00 144
    2023-12-01 $299,900 (8.7%) $345,985 (-0.7%) 0.00 151
    2024-01-01 $313,575 (10.8%) $347,903 (-4.9%) 0.00 139
    2024-02-01 $320,225 (6.9%) $348,311 (-12.2%) 0.00 143
    2024-03-01 $309,900 (3.4%) $358,965 (-11.1%) 0.00 169
    2024-04-01 $318,250 (1.8%) $367,179 (-10.7%) 0.00 187
    2024-05-01 $304,975 (-11.8%) $373,307 (-11.6%) 0.00 172
    2024-06-01 $317,450 (-5.2%) $370,150 (-10.1%) 0.00 188
    2024-07-01 $304,150 (-5.1%) $366,292 (-2.2%) 0.00 180
    2024-08-01 $303,400 (1.2%) $378,333 (5.5%) 0.00 198
    2024-09-01 $301,070 (0.4%) $371,666 (2.2%) 0.00 192
    2024-10-01 $302,725 (7.8%) $375,835 (9.4%) 0.00 176
    Greenwood's median listing price for 2024-10-01 was $302,725, a difference of $21,780 (7.8%) versus the prior year and $1,655 versus the prior month.

    Greenwood's median listing price comes in at 0% of the national average.

    Greenwood's average listing price for 2024-10-01 was $375,835, a difference of $32,190 (9.4%) versus the prior year and $4,169 versus the prior month.

    For the 2024-10-01 period, Greenwood had 176 MLS listings, a difference of -16 listings (-8%) versus the prior month and 36 listings (26%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,892 sqft
    2018-02-01 0 days 1,888 sqft
    2018-03-01 0 days 2,004 sqft
    2018-04-01 0 days 1,937 sqft
    2018-05-01 0 days 1,934 sqft
    2018-06-01 0 days 1,918 sqft
    2018-07-01 0 days 1,972 sqft
    2018-08-01 0 days 2,074 sqft
    2018-09-01 0 days 2,099 sqft
    2018-10-01 0 days 2,100 sqft
    2018-11-01 0 days 2,142 sqft
    2018-12-01 0 days 2,102 sqft
    2019-01-01 0 days 2,069 sqft
    2019-02-01 0 days 2,046 sqft
    2019-03-01 0 days 2,107 sqft
    2019-04-01 0 days 2,138 sqft
    2019-05-01 0 days 2,125 sqft
    2019-06-01 0 days 2,080 sqft
    2019-07-01 0 days 2,026 sqft
    2019-08-01 0 days 2,090 sqft
    2019-09-01 0 days 2,146 sqft
    2019-10-01 0 days 2,184 sqft
    2019-11-01 0 days 2,191 sqft
    2019-12-01 0 days 2,242 sqft
    2020-01-01 0 days 2,277 sqft
    2020-02-01 0 days 2,222 sqft
    2020-03-01 0 days 2,318 sqft
    2020-04-01 0 days 2,323 sqft
    2020-05-01 0 days 2,323 sqft
    2020-06-01 0 days 2,361 sqft
    2020-07-01 0 days 2,400 sqft
    2020-08-01 0 days 2,496 sqft
    2020-09-01 0 days 2,551 sqft
    2020-10-01 0 days 2,419 sqft
    2020-11-01 0 days 2,318 sqft
    2020-12-01 0 days 2,289 sqft
    2021-01-01 0 days 2,224 sqft
    2021-02-01 0 days 2,160 sqft
    2021-03-01 0 days 2,234 sqft
    2021-04-01 0 days 2,206 sqft
    2021-05-01 0 days 2,065 sqft
    2021-06-01 0 days 1,883 sqft
    2021-07-01 0 days 2,159 sqft
    2021-08-01 0 days 1,906 sqft
    2021-09-01 0 days 1,812 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,849 sqft
    2021-12-01 0 days 1,870 sqft
    2022-01-01 0 days 2,000 sqft
    2022-02-01 0 days 2,001 sqft
    2022-03-01 0 days 1,979 sqft
    2022-04-01 0 days 1,964 sqft
    2022-05-01 0 days 1,909 sqft
    2022-06-01 0 days 1,881 sqft
    2022-07-01 0 days 1,874 sqft
    2022-08-01 0 days 1,942 sqft
    2022-09-01 0 days 1,945 sqft
    2022-10-01 0 days 1,900 sqft
    2022-11-01 0 days 1,899 sqft
    2022-12-01 0 days 1,919 sqft
    2023-01-01 0 days 1,924 sqft
    2023-02-01 0 days 2,057 sqft
    2023-03-01 0 days 2,002 sqft
    2023-04-01 0 days 2,125 sqft
    2023-05-01 0 days 2,181 sqft
    2023-06-01 0 days 2,180 sqft
    2023-07-01 0 days 1,927 sqft
    2023-08-01 0 days 1,797 sqft
    2023-09-01 0 days 1,870 sqft
    2023-10-01 0 days 1,795 sqft
    2023-11-01 0 days 1,842 sqft
    2023-12-01 0 days 1,926 sqft
    2024-01-01 0 days 1,679 sqft
    2024-02-01 0 days 1,706 sqft
    2024-03-01 0 days 2,014 sqft
    2024-04-01 0 days 2,185 sqft
    2024-05-01 0 days 1,882 sqft
    2024-06-01 0 days 1,600 sqft
    2024-07-01 0 days 1,855 sqft
    2024-08-01 0 days 2,042 sqft
    2024-09-01 0 days 1,835 sqft
    2024-10-01 0 days 1,810 sqft
    Greenwood's median listing age (time on market) for 2024-10-01 was 0 days.

    Greenwood's median square footage for active listings during the 2024-10-01 period was 1,810 sqft. One year prior, the average listing was 1,795 sqft.

    Greenwood, SC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 691 $160,405,000 $232,135
    Cash Out Refi 124 $20,890,000 $168,468
    Home Improvement 68 $6,560,000 $96,471
    Other 60 $7,310,000 $121,833
    Refi 56 $41,170,000 $735,179

    Greenwood's most frequently cited loan purpose was Home Purchase, with 691 originations. The 2nd most popular reason was Cash Out Refi, with 124 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 371 $79,315,000 $213,787
    7-8% 248 $49,710,000 $200,444
    5-6% 181 $66,385,000 $366,768
    Over 8% 93 $19,825,000 $213,172
    4-5% 45 $10,335,000 $229,667
    <2.5% 32 $180,000 $5,625
    3-4% 8 $650,000 $81,250

    During 2023, Greenwood's most frequently originated rate bucket was 6-7%, with 371 originations.

    Loan Sizing (Greenwood, SC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 385 $57,215,000 $148,610
    $200k-400k 327 $88,155,000 $269,587
    $100,000 or less 214 $11,390,000 $53,224
    $400k-600k 47 $22,845,000 $486,064
    $600k-1000k 19 $13,835,000 $728,158
    $Over $1MM 7 $42,895,000 $6,127,857

    Greenwood's loan sizing saw the bucket of loans from $100k-200k with 385 originations, totaling $57,215,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 479 $111,345,000 $232,453
    60-80% 219 $88,315,000 $403,265
    20-40% 100 $12,040,000 $120,400
    40-60% 88 $16,610,000 $188,750
    Under 20% 86 $2,610,000 $30,349
    Over 100% 10 $2,460,000 $246,000

    Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 479 originations, totaling $111,345,000 in origination value.