Greenwood Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greenwood averaged 6.91% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.06% and one month ago for the week of 2025-04-17, the average rate was 7.08%.

    Greenwood's average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.16%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Greenwood 30 Year Fixed Rate 2025-05-22 6.91%
    Greenwood 30 Year Fixed Rate Refi 2025-05-22 7.16%
    Greenwood 15 Year Fixed Rate 2025-05-22 6.01%
    Greenwood 15 Year Fixed Rate Refi 2025-05-22 6.41%
    Greenwood 30 Year FHA 2025-05-22 6.76%
    Greenwood 30 Year FHA Refi 2025-05-22 6.71%
    Greenwood 30 Year USDA 2025-05-22 6.33%
    Greenwood 30 Year USDA Refi 2025-05-22 6.53%
    Greenwood 30 Year VA 2025-05-22 6.92%
    Greenwood 30 Year VA Refi 2025-05-22 6.42%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

    Greenwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    QUICKEN LOANS, LLC 39 6.74% $6,455
    UNITED WHOLESALE MORTGAGE, LLC 37 6.84% $5,238
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 25 7.06% $6,211
    ACOPIA, LLC 23 6.72% $6,562
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 21 6.48% $8,959
    DHI MORTGAGE COMPANY, LTD. 19 5.74% $2,804
    First-Citizens Bank & Trust Company 16 6.63% $4,626
    Countybank 15 6.92% $4,069
    South State Bank 11 6.96% $6,053
    Wells Fargo Bank 6 6.90% $5,237
    UNION HOME MORTGAGE CORP. 5 6.90% $5,780
    JPMorgan Chase Bank 5 6.65% $4,788
    CROSSCOUNTRY MORTGAGE, LLC 5 6.79% $6,535
    MOVEMENT MORTGAGE, LLC 5 7.01% $6,554
    MYCUMORTGAGE, LLC 4 6.27% $5,582
    Mr. Cooper ( Nationstar Mortgage ) 4 6.77% $9,062
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 4 6.78% $6,428
    PENNYMAC LOAN SERVICES, LLC 4 6.53% $5,191
    PRIMELENDING, A PLAINSCAPITAL COMPANY 4 6.34% $9,973
    GUARANTEED RATE, INC. 4 6.27% $4,510
    Regions Bank 3 6.96% $4,342
    Ameris Bank 3 7.21% $4,190
    First National Bank of Pennsylvania 3 6.54% $4,490
    PNC Bank 3 7.00% $5,357
    ROYAL UNITED MORTGAGE LLC 3 7.21% $6,205
    Truist 2 6.30% $4,338
    CHURCHILL MORTGAGE CORPORATION 2 6.69% $6,128
    United Community Bank 2 6.81% $4,163
    ON Q FINANCIAL, INC. 2 7.06% $4,549
    INTERLINC MORTGAGE SERVICES, LLC 2 6.56% $5,232
    JET HOMELOANS, LLC 2 7.31% $7,768
    First Reliance Bank 2 6.94% $5,327
    Waterstone Mortgage Corporation 2 7.56% $5,317
    Network Funding, L.P. 2 6.75% $5,216
    NAVY FEDERAL CREDIT UNION 2 7.50% $2,675
    LOANDEPOT.COM, LLC 2 6.63% $7,294
    MEMBER FIRST MORTGAGE, LLC 2 7.19% $4,258
    Mortgage Research Center, LLC 2 6.81% $5,600
    SRP Federal Credit Union 2 7.19% $4,337
    Guardian Savings Bank, A Federal Savings Bank 2 7.50% $13,843
    GUILD MORTGAGE COMPANY 2 6.06% $5,520
    Bank of America 2 6.19% $6,804
    Nations Lending Corporation 1 7.13% $2,997
    ADVANCIAL 1 8.50% $4,988
    ALLIANT CREDIT UNION 1 6.50% $3,596
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.13% $4,736
    AMERISAVE MORTGAGE CORPORATION 1 6.99% $4,905
    BANKSOUTH MORTGAGE COMPANY, LLC 1 7.00% $7,750
    BOKF 1 6.88% $4,352
    BROKER SOLUTIONS, INC. 1 7.00% $5,755
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.99% $6,663
    CPM Federal Credit Union 1 5.49% $4,453
    DELMAR FINANCIAL COMPANY 1 6.49% $6,246
    Discover Bank 1 6.29% $0
    FOUNDERS FEDERAL CREDIT UNION 1 7.88% $3,072
    GREENVILLE FEDERAL CREDIT UNION 1 6.75% $3,315
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.00% $9,023
    HOMESIDE FINANCIAL, LLC 1 6.38% $5,330
    Integrity Home Mortgage Corp 1 5.75% $6,929
    INTERCOASTAL MORTGAGE COMPANY 1 6.63% $11,496
    LENDSURE MORTGAGE CORP. 1 8.38% $7,940
    Magnolia Bank 1 6.63% $10,609
    MID AMERICA MORTGAGE, INC. 1 8.63% $12,670
    Morgan Stanley Private Bank 1 6.15% $4,782
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $8,972
    21ST MORTGAGE CORPORATION 1 12.14% $2,699
    OCEANSIDE MORTGAGE COMPANY 1 6.49% $2,410
    OPEN MORTGAGE, LLC 1 7.00% $4,397
    Renasant Bank 1 6.50% $5,391
    RESOURCE FINANCIAL SERVICES, INC. 1 6.75% $5,556
    Stifel Bank and Trust 1 6.13% $3,412
    SWBC MORTGAGE CORPORATION 1 7.63% $3,870
    T2 FINANCIAL LLC 1 7.63% $9,047
    The Federal Savings Bank 1 7.50% $2,174
    Union Savings Bank 1 7.25% $3,240
    United Bank 1 6.49% $4,943
    USAA Federal Savings Bank 1 6.50% $3,784
    U.S. Bank 1 6.99% $84
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 8.80% $3,651

    Greenwood Average Closing Costs & Other Stats

    Greenwood, SC's 79 lenders originated 1,025 loans during 2024. The total origination value was $210,205,000, with an average loan value of $205,078.

    Greenwood's average closing costs are $5,348.

    The top Greenwood lender as defined by loan originations is QUICKEN LOANS, LLC, with 39 loans originated. Their average total fees are $6,455, which is $1,216 higher than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($2,804), Countybank ($4,069), First-Citizens Bank & Trust Company ($4,626), UNITED WHOLESALE MORTGAGE, LLC ($5,238) and South State Bank ($6,053).

    The lowest rate Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.74%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.48%), First-Citizens Bank & Trust Company (6.63%), ACOPIA, LLC (6.72%) and QUICKEN LOANS, LLC (6.74%).

    Greenwood, SC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $17,270,000 $18,200,000 5.4% 8.7%
    QUICKEN LOANS, LLC $13,355,000 $17,135,000 28.3% 8.2%
    UNITED WHOLESALE MORTGAGE, LLC $14,390,000 $15,430,000 7.2% 7.3%
    ACOPIA, LLC $11,470,000 $13,565,000 18.3% 6.5%
    First-Citizens Bank & Trust Company $6,980,000 $11,630,000 66.6% 5.5%
    Countybank $17,635,000 $9,875,000 -44.0% 4.7%
    DHI MORTGAGE COMPANY, LTD. $8,415,000 $9,520,000 13.1% 4.5%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,640,000 $8,350,000 25.8% 4.0%
    South State Bank $9,010,000 $7,125,000 -20.9% 3.4%
    Mortgage Research Center, LLC $2,045,000 $5,180,000 153.3% 2.5%
    PENNYMAC LOAN SERVICES, LLC $2,055,000 $3,170,000 54.3% 1.5%
    United Community Bank $4,520,000 $3,145,000 -30.4% 1.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,530,000 $2,600,000 69.9% 1.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,015,000 $2,535,000 149.8% 1.2%
    FREEDOM MORTGAGE CORPORATION $645,000 $2,470,000 282.9% 1.2%
    Waterstone Mortgage Corporation $1,830,000 $2,380,000 30.1% 1.1%
    Arbor Realty Trust, Inc. $2,140,000 n/a 1.0%
    UNION HOME MORTGAGE CORP. $3,405,000 $1,950,000 -42.7% 0.9%
    GUARANTEED RATE, INC. $1,115,000 $1,940,000 74.0% 0.9%
    MOVEMENT MORTGAGE, LLC $2,330,000 $1,870,000 -19.7% 0.9%
    S. C. STATE FEDERAL CREDIT UNION $2,445,000 $1,810,000 -26.0% 0.9%
    First National Bank of Pennsylvania $295,000 $1,765,000 498.3% 0.8%
    JPMorgan Chase Bank $755,000 $1,675,000 121.9% 0.8%
    RESOURCE FINANCIAL SERVICES, INC. $285,000 $1,620,000 468.4% 0.8%
    Regions Bank $95,000 $1,605,000 1,589.5% 0.8%
    Wells Fargo Bank $1,600,000 $1,590,000 -0.6% 0.8%
    GREENVILLE FEDERAL CREDIT UNION $1,575,000 n/a 0.7%
    Bank of America $825,000 $1,465,000 77.6% 0.7%
    Truist $675,000 $1,410,000 108.9% 0.7%
    VANDERBILT MORTGAGE AND FINANCE, INC. $975,000 $1,400,000 43.6% 0.7%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $975,000 $1,390,000 42.6% 0.7%
    Ameris Bank $665,000 $1,385,000 108.3% 0.7%
    Guardian Savings Bank, A Federal Savings Bank $1,340,000 n/a 0.6%
    FIRST INTEGRITY MORTGAGE SERVICES, INC. $1,270,000 n/a 0.6%
    PNC Bank $1,230,000 n/a 0.6%
    STOCKTON MORTGAGE CORPORATION $1,205,000 n/a 0.6%
    BROKER SOLUTIONS, INC. $85,000 $1,000,000 1,076.5% 0.5%
    LAKEVIEW LOAN SERVICING, LLC $145,000 $935,000 544.8% 0.4%
    NAVY FEDERAL CREDIT UNION $1,560,000 $910,000 -41.7% 0.4%
    Morgan Stanley Private Bank $1,005,000 $875,000 -12.9% 0.4%
    LOANDEPOT.COM, LLC $1,235,000 $855,000 -30.8% 0.4%
    USAA Federal Savings Bank $480,000 $855,000 78.1% 0.4%
    MYCUMORTGAGE, LLC $415,000 $835,000 101.2% 0.4%
    INTERLINC MORTGAGE SERVICES, LLC $260,000 $805,000 209.6% 0.4%
    JET HOMELOANS, LLC $805,000 n/a 0.4%
    Renasant Bank $280,000 $765,000 173.2% 0.4%
    Bank of Travelers Rest $305,000 $760,000 149.2% 0.4%
    HomeTrust Bank $620,000 $740,000 19.4% 0.4%
    Discover Bank $340,000 $715,000 110.3% 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $705,000 n/a 0.3%
    NEWREZ LLC $555,000 $685,000 23.4% 0.3%
    Network Funding, L.P. $135,000 $680,000 403.7% 0.3%
    VILLAGE CAPITAL MORTGAGE $660,000 n/a 0.3%
    CARDINAL FINANCIAL $705,000 $630,000 -10.6% 0.3%
    United Bank $630,000 n/a 0.3%
    Farmers Bank & Trust $605,000 n/a 0.3%
    T2 FINANCIAL LLC $595,000 n/a 0.3%
    GUILD MORTGAGE COMPANY $840,000 $575,000 -31.5% 0.3%
    ON Q FINANCIAL, INC. $1,600,000 $570,000 -64.4% 0.3%
    First Community Bank $1,665,000 $565,000 -66.1% 0.3%
    NEW DAY FINANCIAL, LLC $760,000 $565,000 -25.7% 0.3%
    ROYAL UNITED MORTGAGE LLC $255,000 $565,000 121.6% 0.3%
    The Federal Savings Bank $565,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $3,595,000 $560,000 -84.4% 0.3%
    SWBC MORTGAGE CORPORATION $95,000 $550,000 478.9% 0.3%
    Equity Prime Mortgage LLC $995,000 $530,000 -46.7% 0.3%
    VELOCITY COMMERCIAL CAPITAL, LLC $520,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $5,005,000 $510,000 -89.8% 0.2%
    Southern First Bank $305,000 $480,000 57.4% 0.2%
    Magnolia Bank $880,000 $475,000 -46.0% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $135,000 $470,000 248.1% 0.2%
    Fifth Third Bank $140,000 $460,000 228.6% 0.2%
    AXIA FINANCIAL, LLC $435,000 n/a 0.2%
    DIRECT MORTGAGE LOANS, LLC $435,000 n/a 0.2%
    Arthur State Bank $2,100,000 $425,000 -79.8% 0.2%
    Bank OZK $425,000 n/a 0.2%
    BOKF $385,000 $425,000 10.4% 0.2%
    Flagstar Bank, FSB $930,000 $410,000 -55.9% 0.2%
    HOMESIDE FINANCIAL, LLC $345,000 $400,000 15.9% 0.2%
    SeaTrust Mortgage Company $755,000 $390,000 -48.3% 0.2%
    First Reliance Bank $265,000 $380,000 43.4% 0.2%
    The Commercial Bank $1,760,000 $375,000 -78.7% 0.2%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $365,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $365,000 n/a 0.2%
    Parda Federal Credit Union $620,000 $365,000 -41.1% 0.2%
    Woodruff Federal Savings and Loan Association $365,000 n/a 0.2%
    BANKSOUTH MORTGAGE COMPANY, LLC $355,000 n/a 0.2%
    21ST MORTGAGE CORPORATION $1,830,000 $340,000 -81.4% 0.2%
    Carrington Mortgage Services, LLC $635,000 $340,000 -46.5% 0.2%
    The Park National Bank $335,000 n/a 0.2%
    TD Bank $1,410,000 $325,000 -77.0% 0.2%
    AMERISAVE MORTGAGE CORPORATION $1,350,000 $315,000 -76.7% 0.1%
    FOUNDERS FEDERAL CREDIT UNION $1,115,000 $315,000 -71.7% 0.1%
    RESIDENTIAL BANCORP $315,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $305,000 n/a 0.1%
    ALLIANT CREDIT UNION $295,000 n/a 0.1%
    INTERCOASTAL MORTGAGE COMPANY $295,000 n/a 0.1%
    Nations Lending Corporation $255,000 $285,000 11.8% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $470,000 $280,000 -40.4% 0.1%
    MORTGAGE INVESTORS GROUP, INC. $275,000 n/a 0.1%
    SRP Federal Credit Union $270,000 n/a 0.1%
    VERITAS FUNDING, LLC $265,000 n/a 0.1%
    ADVANCIAL $245,000 n/a 0.1%
    Stifel Bank and Trust $245,000 n/a 0.1%
    1ST SIGNATURE LENDING, LLC $195,000 $235,000 20.5% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $235,000 n/a 0.1%
    MID AMERICA MORTGAGE, INC. $135,000 $225,000 66.7% 0.1%
    U.S. Bank $335,000 $225,000 -32.8% 0.1%
    LENDSURE MORTGAGE CORP. $205,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $215,000 $205,000 -4.7% 0.1%
    The Fidelity Bank $205,000 n/a 0.1%
    Truliant Federal Credit Union $435,000 $205,000 -52.9% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $230,000 $200,000 -13.0% 0.1%
    Gateway First Bank $195,000 n/a 0.1%
    GUARANTEED RATE AFFINITY, LLC $195,000 n/a 0.1%
    Capital City Home Loans, LLC $185,000 n/a 0.1%
    United States Senate Federal Credit Union $185,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $235,000 $180,000 -23.4% 0.1%
    PENTAGON FEDERAL CREDIT UNION $645,000 $170,000 -73.6% 0.1%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $165,000 $165,000 0.0% 0.1%
    CLEARPATH LENDING $225,000 $165,000 -26.7% 0.1%
    AmeriHome Mortgage Company, LLC $155,000 n/a 0.1%
    OPEN MORTGAGE, LLC $155,000 n/a 0.1%
    Coastal Carolina National Bank $795,000 $145,000 -81.8% 0.1%
    DELMAR FINANCIAL COMPANY $145,000 n/a 0.1%
    Union Savings Bank $145,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $140,000 n/a 0.1%
    CMG MORTGAGE, INC. $165,000 $135,000 -18.2% 0.1%
    Figure Lending LLC $60,000 $135,000 125.0% 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $130,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $125,000 n/a 0.1%
    CPM Federal Credit Union $125,000 n/a 0.1%
    Integrity Home Mortgage Corp $125,000 n/a 0.1%
    First Bank $105,000 n/a 0.0%
    OCMBC, INC. $115,000 $105,000 -8.7% 0.0%
    ALLSOUTH $95,000 n/a 0.0%
    CONTOUR MORTGAGE CORPORATION $95,000 n/a 0.0%
    OCEANSIDE MORTGAGE COMPANY $95,000 n/a 0.0%
    S. C. TELCO $350,000 $95,000 -72.9% 0.0%
    Family Trust Federal Credit Union $75,000 n/a 0.0%
    LENDINGONE, LLC $75,000 n/a 0.0%
    TOWNE MORTGAGE COMPANY $75,000 n/a 0.0%
    SPRING EQ, LLC $65,000 n/a 0.0%
    WINGS FINANCIAL $35,000 $65,000 85.7% 0.0%
    GMFS LLC $55,000 n/a 0.0%
    The Central Trust Bank $55,000 n/a 0.0%
    PLANET HOME LENDING, LLC $45,000 n/a 0.0%
    CORNING $35,000 n/a 0.0%
    The Peoples Bank $395,000 $35,000 -91.1% 0.0%
    Home Loan Investment Bank, F.S.B. $15,000 $30,000 100.0% 0.0%
    INOVA FEDERAL CREDIT UNION $15,000 n/a 0.0%

    Greenwood's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 8.7% market share. In second place, with 8.2%, is QUICKEN LOANS, LLC, having originated $17,135,000 in loans. In third place, with 7.3%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $15,430,000 in loans. In fourth place, with 6.5%, is ACOPIA, LLC, having originated $13,565,000 in loans. In fifth place, with 5.5%, is First-Citizens Bank & Trust Company, having originated $11,630,000 in loans.

    Greenwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $175,200 (10.3%) $239,340 (4.7%) 0.00 242
    2018-02-01 $172,400 (10.6%) $239,897 (5.8%) 0.00 237
    2018-03-01 $174,900 (10.1%) $245,927 (5.9%) 0.00 279
    2018-04-01 $178,300 (-0.4%) $246,314 (3.9%) 0.00 291
    2018-05-01 $182,950 (1.9%) $252,837 (5.7%) 0.00 297
    2018-06-01 $192,000 (8.5%) $254,080 (8.0%) 0.00 297
    2018-07-01 $199,450 (9.6%) $260,130 (7.5%) 0.00 286
    2018-08-01 $189,900 (2.7%) $252,266 (3.0%) 0.00 284
    2018-09-01 $199,000 (5.0%) $253,113 (1.2%) 0.00 290
    2018-10-01 $199,450 (7.8%) $251,812 (-0.4%) 0.00 274
    2018-11-01 $192,525 (2.2%) $253,524 (1.4%) 0.00 263
    2018-12-01 $189,999 (6.1%) $257,312 (4.3%) 0.00 237
    2019-01-01 $191,114 (9.1%) $260,673 (8.9%) 0.00 227
    2019-02-01 $187,000 (8.5%) $260,635 (8.6%) 0.00 214
    2019-03-01 $199,900 (14.3%) $273,097 (11.1%) 0.00 201
    2019-04-01 $217,950 (22.2%) $286,609 (16.4%) 0.00 199
    2019-05-01 $254,575 (39.2%) $311,203 (23.1%) 0.00 230
    2019-06-01 $235,000 (22.4%) $316,831 (24.7%) 0.00 228
    2019-07-01 $236,978 (18.8%) $319,453 (22.8%) 0.00 254
    2019-08-01 $241,089 (27.0%) $327,377 (29.8%) 0.00 255
    2019-09-01 $251,417 (26.3%) $332,177 (31.2%) 0.00 251
    2019-10-01 $258,302 (29.5%) $335,377 (33.2%) 0.00 249
    2019-11-01 $249,900 (29.8%) $318,394 (25.6%) 0.00 255
    2019-12-01 $244,925 (28.9%) $315,471 (22.6%) 0.00 232
    2020-01-01 $247,425 (29.5%) $316,204 (21.3%) 0.00 227
    2020-02-01 $249,900 (33.6%) $314,942 (20.8%) 0.00 223
    2020-03-01 $273,350 (36.7%) $327,060 (19.8%) 0.00 213
    2020-04-01 $275,000 (26.2%) $332,894 (16.2%) 0.00 218
    2020-05-01 $279,000 (9.6%) $340,419 (9.4%) 0.00 218
    2020-06-01 $292,350 (24.4%) $345,251 (9.0%) 0.00 192
    2020-07-01 $291,925 (23.2%) $347,332 (8.7%) 0.00 161
    2020-08-01 $283,500 (17.6%) $315,626 (-3.6%) 0.00 156
    2020-09-01 $275,850 (9.7%) $312,653 (-5.9%) 0.00 162
    2020-10-01 $269,900 (4.5%) $315,353 (-6.0%) 0.00 160
    2020-11-01 $275,975 (10.4%) $324,919 (2.1%) 0.00 133
    2020-12-01 $270,560 (10.5%) $329,714 (4.5%) 0.00 103
    2021-01-01 $244,250 (-1.3%) $301,395 (-4.7%) 0.00 87
    2021-02-01 $233,568 (-6.5%) $285,720 (-9.3%) 0.00 85
    2021-03-01 $262,700 (-3.9%) $337,969 (3.3%) 0.00 82
    2021-04-01 $261,500 (-4.9%) $354,760 (6.6%) 0.00 70
    2021-05-01 $249,900 (-10.4%) $323,970 (-4.8%) 0.00 66
    2021-06-01 $241,500 (-17.4%) $311,613 (-9.7%) 0.00 78
    2021-07-01 $249,900 (-14.4%) $313,171 (-9.8%) 0.00 83
    2021-08-01 $245,473 (-13.4%) $301,820 (-4.4%) 0.00 107
    2021-09-01 $250,248 (-9.3%) $285,677 (-8.6%) 0.00 126
    2021-10-01 $225,000 (-16.6%) $264,246 (-16.2%) 0.00 129
    2021-11-01 $240,950 (-12.7%) $269,211 (-17.2%) 0.00 137
    2021-12-01 $249,950 (-7.6%) $275,503 (-16.4%) 0.00 145
    2022-01-01 $280,000 (14.6%) $307,326 (2.0%) 0.00 119
    2022-02-01 $281,875 (20.7%) $303,780 (6.3%) 0.00 125
    2022-03-01 $276,945 (5.4%) $308,647 (-8.7%) 0.00 122
    2022-04-01 $292,500 (11.9%) $331,865 (-6.5%) 0.00 118
    2022-05-01 $297,725 (19.1%) $353,749 (9.2%) 0.00 125
    2022-06-01 $279,175 (15.6%) $341,927 (9.7%) 0.00 142
    2022-07-01 $282,250 (13.0%) $357,471 (14.2%) 0.00 153
    2022-08-01 $278,250 (13.4%) $341,972 (13.3%) 0.00 166
    2022-09-01 $276,000 (10.3%) $353,521 (23.8%) 0.00 190
    2022-10-01 $281,000 (24.9%) $361,542 (36.8%) 0.00 192
    2022-11-01 $280,500 (16.4%) $349,758 (29.9%) 0.00 192
    2022-12-01 $275,245 (10.1%) $342,181 (24.2%) 0.00 191
    2023-01-01 $277,073 (-1.1%) $346,283 (12.7%) 0.00 178
    2023-02-01 $291,240 (3.3%) $369,062 (21.5%) 0.00 159
    2023-03-01 $291,740 (5.3%) $378,506 (22.6%) 0.00 153
    2023-04-01 $299,900 (2.5%) $380,055 (14.5%) 0.00 143
    2023-05-01 $314,675 (5.7%) $397,345 (12.3%) 0.00 143
    2023-06-01 $319,925 (14.6%) $412,536 (20.7%) 0.00 157
    2023-07-01 $299,900 (6.3%) $391,263 (9.5%) 0.00 145
    2023-08-01 $299,000 (7.5%) $375,334 (9.8%) 0.00 152
    2023-09-01 $285,000 (3.3%) $370,753 (4.9%) 0.00 166
    2023-10-01 $279,450 (-0.6%) $352,151 (-2.6%) 0.00 179
    2023-11-01 $287,450 (2.5%) $358,323 (2.5%) 0.00 189
    2023-12-01 $281,990 (2.5%) $337,037 (-1.5%) 0.00 198
    2024-01-01 $297,125 (7.2%) $339,852 (-1.9%) 0.00 185
    2024-02-01 $292,950 (0.6%) $339,930 (-7.9%) 0.00 189
    2024-03-01 $294,900 (1.1%) $350,982 (-7.3%) 0.00 218
    2024-04-01 $299,900 (0.0%) $348,271 (-8.4%) 0.00 240
    2024-05-01 $288,950 (-8.2%) $354,868 (-10.7%) 0.00 226
    2024-06-01 $299,000 (-6.5%) $352,822 (-14.5%) 0.00 249
    2024-07-01 $293,250 (-2.2%) $355,275 (-9.2%) 0.00 244
    2024-08-01 $299,945 (0.3%) $370,160 (-1.4%) 0.00 258
    2024-09-01 $296,125 (3.9%) $362,706 (-2.2%) 0.00 249
    2024-10-01 $293,269 (4.9%) $365,499 (3.8%) 0.00 228
    2024-11-01 $267,500 (-6.9%) $343,241 (-4.2%) 0.00 234
    2024-12-01 $271,200 (-3.8%) $324,584 (-3.7%) 0.00 240
    2025-01-01 $274,000 (-7.8%) $319,937 (-5.9%) 0.00 232
    2025-02-01 $269,950 (-7.9%) $324,802 (-4.5%) 0.00 228
    2025-03-01 $274,900 (-6.8%) $341,906 (-2.6%) 0.00 254
    2025-04-01 $279,900 (-6.7%) $363,377 (4.3%) 0.00 280
    Greenwood's median listing price for 2025-04-01 was $279,900, a difference of $-20,000 (-6.7%) versus the prior year and $5,000 versus the prior month.

    Greenwood's median listing price comes in at 0% of the national average.

    Greenwood's average listing price for 2025-04-01 was $363,377, a difference of $15,106 (4.3%) versus the prior year and $21,471 versus the prior month.

    For the 2025-04-01 period, Greenwood had 280 MLS listings, a difference of 26 listings (10%) versus the prior month and 40 listings (17%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,909 sqft
    2018-02-01 0 days 1,900 sqft
    2018-03-01 0 days 1,950 sqft
    2018-04-01 0 days 1,931 sqft
    2018-05-01 0 days 1,943 sqft
    2018-06-01 0 days 1,950 sqft
    2018-07-01 0 days 1,971 sqft
    2018-08-01 0 days 1,996 sqft
    2018-09-01 0 days 2,026 sqft
    2018-10-01 0 days 2,061 sqft
    2018-11-01 0 days 2,098 sqft
    2018-12-01 0 days 2,086 sqft
    2019-01-01 0 days 2,030 sqft
    2019-02-01 0 days 1,964 sqft
    2019-03-01 0 days 2,019 sqft
    2019-04-01 0 days 2,090 sqft
    2019-05-01 0 days 2,086 sqft
    2019-06-01 0 days 2,084 sqft
    2019-07-01 0 days 2,099 sqft
    2019-08-01 0 days 2,124 sqft
    2019-09-01 0 days 2,161 sqft
    2019-10-01 0 days 2,186 sqft
    2019-11-01 0 days 2,190 sqft
    2019-12-01 0 days 2,161 sqft
    2020-01-01 0 days 2,203 sqft
    2020-02-01 0 days 2,167 sqft
    2020-03-01 0 days 2,216 sqft
    2020-04-01 0 days 2,228 sqft
    2020-05-01 0 days 2,288 sqft
    2020-06-01 0 days 2,312 sqft
    2020-07-01 0 days 2,359 sqft
    2020-08-01 0 days 2,312 sqft
    2020-09-01 0 days 2,427 sqft
    2020-10-01 0 days 2,399 sqft
    2020-11-01 0 days 2,361 sqft
    2020-12-01 0 days 2,294 sqft
    2021-01-01 0 days 2,200 sqft
    2021-02-01 0 days 2,207 sqft
    2021-03-01 0 days 2,243 sqft
    2021-04-01 0 days 2,211 sqft
    2021-05-01 0 days 2,046 sqft
    2021-06-01 0 days 1,878 sqft
    2021-07-01 0 days 2,100 sqft
    2021-08-01 0 days 1,973 sqft
    2021-09-01 0 days 1,849 sqft
    2021-10-01 0 days 1,800 sqft
    2021-11-01 0 days 1,832 sqft
    2021-12-01 0 days 1,855 sqft
    2022-01-01 0 days 1,881 sqft
    2022-02-01 0 days 1,874 sqft
    2022-03-01 0 days 1,879 sqft
    2022-04-01 0 days 1,874 sqft
    2022-05-01 0 days 1,879 sqft
    2022-06-01 0 days 1,878 sqft
    2022-07-01 0 days 1,862 sqft
    2022-08-01 0 days 1,889 sqft
    2022-09-01 0 days 1,899 sqft
    2022-10-01 0 days 1,900 sqft
    2022-11-01 0 days 1,900 sqft
    2022-12-01 0 days 1,928 sqft
    2023-01-01 0 days 1,937 sqft
    2023-02-01 0 days 1,965 sqft
    2023-03-01 0 days 1,981 sqft
    2023-04-01 0 days 2,000 sqft
    2023-05-01 0 days 2,000 sqft
    2023-06-01 0 days 1,995 sqft
    2023-07-01 0 days 1,958 sqft
    2023-08-01 0 days 1,878 sqft
    2023-09-01 0 days 1,880 sqft
    2023-10-01 0 days 1,825 sqft
    2023-11-01 0 days 1,849 sqft
    2023-12-01 0 days 1,900 sqft
    2024-01-01 0 days 1,872 sqft
    2024-02-01 0 days 1,864 sqft
    2024-03-01 0 days 1,928 sqft
    2024-04-01 0 days 1,964 sqft
    2024-05-01 0 days 1,892 sqft
    2024-06-01 0 days 1,824 sqft
    2024-07-01 0 days 1,743 sqft
    2024-08-01 0 days 1,746 sqft
    2024-09-01 0 days 1,750 sqft
    2024-10-01 0 days 1,777 sqft
    2024-11-01 0 days 1,778 sqft
    2024-12-01 0 days 1,774 sqft
    2025-01-01 0 days 1,771 sqft
    2025-02-01 0 days 1,780 sqft
    2025-03-01 0 days 1,820 sqft
    2025-04-01 0 days 1,895 sqft
    Greenwood's median listing age (time on market) for 2025-04-01 was 0 days.

    Greenwood's median square footage for active listings during the 2025-04-01 period was 1,895 sqft. One year prior, the average listing was 1,964 sqft.

    Greenwood, SC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 652 $154,220,000 $236,534
    Cash Out Refi 142 $23,860,000 $168,028
    Refi 89 $18,725,000 $210,393
    Other 73 $7,995,000 $109,521
    Home Improvement 69 $5,405,000 $78,333

    Greenwood's most frequently cited loan purpose was Home Purchase, with 652 originations. The 2nd most popular reason was Cash Out Refi, with 142 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 442 $108,250,000 $244,910
    7-8% 225 $46,385,000 $206,156
    5-6% 142 $32,570,000 $229,366
    Over 8% 122 $13,360,000 $109,508
    4-5% 36 $6,580,000 $182,778
    <2.5% 34 $240,000 $7,059
    3-4% 1 $165,000 $165,000
    2.5-3% 1 $15,000 $15,000

    During 2024, Greenwood's most frequently originated rate bucket was 6-7%, with 442 originations.

    Loan Sizing (Greenwood, SC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 359 $53,445,000 $148,872
    $200k-400k 328 $88,060,000 $268,476
    $100,000 or less 237 $12,825,000 $54,114
    $400k-600k 72 $34,070,000 $473,194
    $600k-1000k 27 $19,665,000 $728,333
    $Over $1MM 2 $2,140,000 $1,070,000

    Greenwood's loan sizing saw the bucket of loans from $100k-200k with 359 originations, totaling $53,445,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 456 $114,130,000 $250,285
    60-80% 208 $52,760,000 $253,654
    20-40% 103 $11,015,000 $106,942
    40-60% 102 $17,410,000 $170,686
    Under 20% 102 $4,170,000 $40,882
    Over 100% 14 $3,330,000 $237,857

    Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 456 originations, totaling $114,130,000 in origination value.