Greenwood Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Greenwood averaged 6.7% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

    The average rate for the prior week (2023-09-14) was 6.89% and one month ago for the week of 2023-08-17, the average rate was 6.9%.

    Greenwood's average rate one year ago was 5.63%.

    For refis of the same type during the week of 2023-09-21, the average rate was 7.79%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-09-21 7.19%
    Greenwood 30 Year Fixed Rate 2023-09-21 6.7%
    Greenwood 30 Year Fixed Rate Refi 2023-09-21 7.79%
    Greenwood 15 Year Fixed Rate 2023-09-21 6.74%
    Greenwood 15 Year Fixed Rate Refi 2023-09-21 6.54%
    Greenwood 30 Year FHA 2023-09-21 6.4%
    Greenwood 30 Year FHA Refi 2023-09-21 7.04%
    Greenwood 30 Year USDA 2023-09-21 6.82%
    Greenwood 30 Year USDA Refi 2023-09-21 7.02%
    Greenwood 30 Year VA 2023-09-21 6.13%
    Greenwood 30 Year VA Refi 2023-09-21 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

    Greenwood Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 64 5.14% $6,409
    Countybank 58 4.66% $3,739
    ACOPIA, LLC 39 5.25% $6,036
    QUICKEN LOANS, LLC 34 5.17% $6,357
    First-Citizens Bank & Trust Company 32 4.36% $4,160
    CHURCHILL MORTGAGE CORPORATION 22 4.89% $5,195
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 4.85% $5,881
    Wells Fargo Bank 15 4.61% $3,547
    South State Bank 11 5.08% $6,352
    UNITED WHOLESALE MORTGAGE, LLC 10 5.66% $4,190
    DHI MORTGAGE COMPANY, LTD. 10 4.01% $3,502
    HOMESTAR FINANCIAL CORPORATION 9 5.65% $3,983
    FOUNDERS FEDERAL CREDIT UNION 9 4.19% $2,753
    ROYAL UNITED MORTGAGE LLC 7 5.36% $5,053
    Bank of America 6 4.00% $4,463
    United Community Bank 6 4.13% $3,727
    MOVEMENT MORTGAGE, LLC 6 4.33% $3,636
    MYCUMORTGAGE, LLC 6 5.01% $4,288
    TD Bank 5 4.13% $5,611
    Mr. Cooper ( Nationstar Mortgage ) 5 6.02% $5,885
    LOANDEPOT.COM, LLC 5 4.12% $4,804
    PENNYMAC LOAN SERVICES, LLC 4 3.19% $6,672
    NAVY FEDERAL CREDIT UNION 4 4.28% $3,964
    HANCOCK MORTGAGE PARTNERS, LLC 4 5.06% $5,580
    ON Q FINANCIAL, INC. 4 5.34% $3,365
    CARDINAL FINANCIAL 3 4.21% $3,851
    GUILD MORTGAGE COMPANY 3 4.21% $4,969
    Flagstar Bank, FSB 3 3.73% $4,757
    AgFirst Farm Credit Bank 3 3.96% $4,921
    Truist 3 4.64% $3,459
    JPMorgan Chase Bank 3 5.21% $4,550
    M&T Bank 3 4.88% $4,063
    U.S. Bank 3 4.67% $4,175
    FREEDOM MORTGAGE CORPORATION 2 5.06% $3,867
    AMERISAVE MORTGAGE CORPORATION 2 3.93% $7,824
    Arthur State Bank 2 4.69% $3,865
    BANKSOUTH MORTGAGE COMPANY, LLC 2 3.50% $5,679
    CROSSCOUNTRY MORTGAGE, LLC 2 5.75% $4,546
    EVERETT FINANCIAL, INC. 2 4.06% $2,239
    FINANCE OF AMERICA MORTGAGE LLC 2 5.31% $7,988
    First Palmetto Bank 2 4.56% $3,101
    GUARANTEED RATE, INC. 2 4.44% $5,282
    HOMESIDE FINANCIAL, LLC 2 3.38% $5,503
    Mortgage Research Center, LLC 2 5.81% $4,170
    NBKC BANK 2 4.31% $3,966
    Network Funding, L.P. 2 4.88% $3,642
    Regions Bank 2 4.38% $3,470
    RESOURCE FINANCIAL SERVICES, INC. 2 4.94% $5,464
    The Bank of South Carolina 2 5.50% $3,168
    Waterstone Mortgage Corporation 2 5.63% $5,031
    Ameris Bank 1 3.25% $2,626
    FirstBank 1 6.88% $3,926
    Hometown Lenders, Inc. 1 5.88% $7,123
    First American Bank and Trust Company 1 5.50% $4,451
    LADERA LENDING, INC. 1 5.50% $4,257
    LEGEND LENDING CORPORATION 1 6.50% $6,060
    Dollar Bank, Federal Savings Bank 1 4.88% $8,082
    LOANPAL, LLC 1 3.25% $6,099
    LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 4.25% $3,552
    Meridian Bank Corporation 1 3.12% $3,289
    MID AMERICA MORTGAGE, INC. 1 6.50% $6,060
    Morgan Stanley Private Bank 1 3.50% $2,854
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.00% $4,364
    Discover Bank 1 3.99% $0
    CRESCENT MORTGAGE COMPANY 1 4.75% $3,564
    CPM Federal Credit Union 1 5.25% $12,268
    Colten Mortgage, LLC 1 3.25% $4,927
    NASA Federal Credit Union 1 5.50% $9,183
    Colony Bank 1 5.00% $4,964
    NBH Bank 1 3.88% $3,569
    USAA Federal Savings Bank 1 5.75% $4,398
    AMERICAN INTERNET MORTGAGE, INC. 1 4.75% $4,764
    NEWREZ LLC 1 5.50% $3,922
    NFM, INC. 1 6.25% $5,573
    Citizens Bank 1 3.75% $8,324
    Paramount Residential Mortgage Group, Inc. 1 6.38% $9,131
    Charles Schwab Bank, SSB 1 5.00% $4,435
    PHH Mortgage Corporation 1 6.13% $5,106
    PIKE CREEK MORTGAGE SERVICES, INC. 1 4.75% $4,442
    PLANET HOME LENDING, LLC 1 3.25% $1,363
    PNC Bank 1 5.00% $2,592
    PREMIA MORTGAGE, LLC 1 5.38% $0
    Queensborough National Bank & Trust Company 1 3.50% $4,740
    CAROLINA FOOTHILLS 1 5.50% $5,994
    RAPID MORTGAGE COMPANY 1 6.63% $6,221
    VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.05% $2,304
    RELIANCE FIRST CAPITAL, LLC 1 5.38% $5,907
    Warsaw Federal Savings and Loan Association 1 5.65% $5,031
    BROKER SOLUTIONS, INC. 1 6.38% $11,119
    S. C. STATE FEDERAL CREDIT UNION 1 3.00% $4,910
    SeaTrust Mortgage Company 1 3.99% $3,329
    Southern First Bank 1 5.25% $3,272
    BancorpSouth 1 3.88% $4,217
    SWBC MORTGAGE CORPORATION 1 4.75% $5,141
    Synovus Bank 1 4.00% $4,398
    Auto Club Trust, FSB 1 5.50% $1,646
    ALLIANT CREDIT UNION 1 6.50% $3,335
    The Huntington National Bank 1 5.83% $4,337
    The Park National Bank 1 4.88% $6,253
    TOWNE MORTGAGE COMPANY 1 3.50% $8,347
    Assurance Financial Group, L.L.C. 1 5.50% $7,751
    FLAT BRANCH MORTGAGE, INC. 1 4.50% $4,578
    21ST MORTGAGE CORPORATION 1 5.75% $2,352
    GEORGIA'S OWN 1 5.50% $22,585
    Grow Financial Federal Credit Union 1 4.13% $3,228
    GUARANTEED RATE AFFINITY, LLC 1 5.63% $5,020
    UNION HOME MORTGAGE CORP. 1 7.38% $3,546
    First National Bank of Pennsylvania 1 4.75% $3,350
    First Guaranty Mortgage Corporation 1 3.88% $3,971
    HOME POINT FINANCIAL CORPORATION 1 3.63% $3,493

    Greenwood Average Closing Costs & Other Stats

    Greenwood, SC's 110 lenders originated 1,338 loans during 2022. The total origination value was $276,450,000, with an average loan value of $206,614.

    Greenwood's average closing costs are $4,881.

    The top Greenwood lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 64 loans originated. Their average total fees are $6,409, which is $2,669 higher than the next largest lender, Countybank.

    The lowest fee Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,502), Wells Fargo Bank ($3,547), Countybank ($3,739), First-Citizens Bank & Trust Company ($4,160) and UNITED WHOLESALE MORTGAGE, LLC ($4,190).

    The lowest rate Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.01%), First-Citizens Bank & Trust Company (4.36%), Wells Fargo Bank (4.61%), Countybank (4.66%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.85%).

    Greenwood, SC Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. $32,490,000 $27,940,000 -14.0% 10.1%
    Countybank $44,500,000 $26,090,000 -41.4% 9.4%
    QUICKEN LOANS, LLC $31,690,000 $18,910,000 -40.3% 6.8%
    First-Citizens Bank & Trust Company $16,555,000 $16,055,000 -3.0% 5.8%
    ACOPIA, LLC $17,610,000 $15,685,000 -10.9% 5.7%
    Merchants Bank of Indiana $10,510,000 n/a 3.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,555,000 $8,330,000 27.1% 3.0%
    South State Bank $9,380,000 $7,925,000 -15.5% 2.9%
    WALKER & DUNLOP, LLC $6,785,000 n/a 2.5%
    DHI MORTGAGE COMPANY, LTD. $2,240,000 $6,720,000 200.0% 2.4%
    CHURCHILL MORTGAGE CORPORATION $13,530,000 $6,420,000 -52.5% 2.3%
    Wells Fargo Bank $10,175,000 $6,250,000 -38.6% 2.3%
    UNITED WHOLESALE MORTGAGE, LLC $4,820,000 $5,310,000 10.2% 1.9%
    HOMESTAR FINANCIAL CORPORATION $6,545,000 $5,285,000 -19.3% 1.9%
    United Community Bank $9,290,000 $4,030,000 -56.6% 1.5%
    PENNYMAC LOAN SERVICES, LLC $6,735,000 $3,355,000 -50.2% 1.2%
    MOVEMENT MORTGAGE, LLC $1,660,000 $3,225,000 94.3% 1.2%
    AgFirst Farm Credit Bank $1,565,000 $2,895,000 85.0% 1.0%
    TD Bank $2,230,000 $2,590,000 16.1% 0.9%
    Mortgage Research Center, LLC $4,525,000 $2,530,000 -44.1% 0.9%
    FOUNDERS FEDERAL CREDIT UNION $315,000 $2,415,000 666.7% 0.9%
    LOANDEPOT.COM, LLC $6,330,000 $2,390,000 -62.2% 0.9%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,470,000 $2,350,000 -47.4% 0.9%
    CIVIC FINANCIAL SERVICES, LLC $2,060,000 n/a 0.7%
    Bank of America $1,820,000 $1,835,000 0.8% 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $355,000 $1,825,000 414.1% 0.7%
    MYCUMORTGAGE, LLC $2,255,000 $1,795,000 -20.4% 0.6%
    NAVY FEDERAL CREDIT UNION $2,805,000 $1,765,000 -37.1% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $4,230,000 $1,670,000 -60.5% 0.6%
    FREEDOM MORTGAGE CORPORATION $8,095,000 $1,595,000 -80.3% 0.6%
    GUILD MORTGAGE COMPANY $1,555,000 $1,560,000 0.3% 0.6%
    Arthur State Bank $1,400,000 $1,470,000 5.0% 0.5%
    ON Q FINANCIAL, INC. $1,750,000 $1,345,000 -23.1% 0.5%
    USAA Federal Savings Bank $2,280,000 $1,345,000 -41.0% 0.5%
    Presidential Bank, FSB $1,335,000 n/a 0.5%
    Carrington Mortgage Services, LLC $3,715,000 $1,330,000 -64.2% 0.5%
    Truist $2,640,000 $1,280,000 -51.5% 0.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,020,000 $1,275,000 25.0% 0.5%
    GREENVILLE FEDERAL CREDIT UNION $1,515,000 $1,235,000 -18.5% 0.4%
    TOWNE MORTGAGE COMPANY $250,000 $1,235,000 394.0% 0.4%
    Flagstar Bank, FSB $2,075,000 $1,195,000 -42.4% 0.4%
    HANCOCK MORTGAGE PARTNERS, LLC $380,000 $1,095,000 188.2% 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $2,355,000 $1,020,000 -56.7% 0.4%
    U.S. Bank $1,520,000 $950,000 -37.5% 0.3%
    S. C. STATE FEDERAL CREDIT UNION $735,000 $930,000 26.5% 0.3%
    RELIANCE FIRST CAPITAL, LLC $105,000 $905,000 761.9% 0.3%
    Ameris Bank $4,415,000 $895,000 -79.7% 0.3%
    NBKC BANK $325,000 $860,000 164.6% 0.3%
    Pinnacle Bank $185,000 $855,000 362.2% 0.3%
    Citizens Bank $435,000 $820,000 88.5% 0.3%
    Network Funding, L.P. $310,000 $760,000 145.2% 0.3%
    Waterstone Mortgage Corporation $755,000 n/a 0.3%
    AMERICAN INTERNET MORTGAGE, INC. $285,000 $745,000 161.4% 0.3%
    LAKEVIEW LOAN SERVICING, LLC $1,855,000 $745,000 -59.8% 0.3%
    ROYAL UNITED MORTGAGE LLC $395,000 $740,000 87.3% 0.3%
    Regions Bank $425,000 $730,000 71.8% 0.3%
    RESOURCE FINANCIAL SERVICES, INC. $275,000 $725,000 163.6% 0.3%
    Charles Schwab Bank, SSB $505,000 $705,000 39.6% 0.3%
    NATIONS DIRECT MORTGAGE, LLC $705,000 n/a 0.3%
    BROKER SOLUTIONS, INC. $165,000 $690,000 318.2% 0.2%
    JPMorgan Chase Bank $2,025,000 $685,000 -66.2% 0.2%
    AMERISAVE MORTGAGE CORPORATION $3,560,000 $665,000 -81.3% 0.2%
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $960,000 $660,000 -31.3% 0.2%
    PNC Bank $545,000 $655,000 20.2% 0.2%
    Equity Prime Mortgage LLC $330,000 $620,000 87.9% 0.2%
    The Federal Savings Bank $265,000 $620,000 134.0% 0.2%
    HOMESIDE FINANCIAL, LLC $385,000 $615,000 59.7% 0.2%
    GEORGIA'S OWN $605,000 n/a 0.2%
    NEW DAY FINANCIAL, LLC $1,690,000 $605,000 -64.2% 0.2%
    NATIONWIDE MORTGAGE BANKERS, INC. $600,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $575,000 n/a 0.2%
    KELLER MORTGAGE, LLC $850,000 $570,000 -32.9% 0.2%
    EVERETT FINANCIAL, INC. $565,000 n/a 0.2%
    Renasant Bank $810,000 $565,000 -30.2% 0.2%
    PENTAGON FEDERAL CREDIT UNION $490,000 $555,000 13.3% 0.2%
    GUARANTEED RATE AFFINITY, LLC $705,000 $550,000 -22.0% 0.2%
    Southern First Bank $2,085,000 $550,000 -73.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $850,000 $545,000 -35.9% 0.2%
    21ST MORTGAGE CORPORATION $600,000 $520,000 -13.3% 0.2%
    STATE EMPLOYEES' $320,000 $520,000 62.5% 0.2%
    Carter Bank & Trust $505,000 n/a 0.2%
    The Huntington National Bank $495,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $135,000 $495,000 266.7% 0.2%
    NBH Bank $480,000 n/a 0.2%
    FLAT BRANCH MORTGAGE, INC. $475,000 n/a 0.2%
    Morgan Stanley Private Bank $105,000 $475,000 352.4% 0.2%
    S. C. TELCO $465,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $290,000 $455,000 56.9% 0.2%
    BANKSOUTH MORTGAGE COMPANY, LLC $450,000 n/a 0.2%
    HomeTrust Bank $205,000 $445,000 117.1% 0.2%
    MID AMERICA MORTGAGE, INC. $445,000 n/a 0.2%
    M&T Bank $140,000 $445,000 217.9% 0.2%
    SOUTHWEST FUNDING, LP $700,000 $440,000 -37.1% 0.2%
    LONGBRIDGE FINANCIAL, LLC $435,000 n/a 0.2%
    PIKE CREEK MORTGAGE SERVICES, INC. $435,000 n/a 0.2%
    SOUTHWEST STAGE FUNDING, LLC $435,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $430,000 $430,000 0.0% 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $355,000 $420,000 18.3% 0.2%
    Dollar Bank, Federal Savings Bank $415,000 n/a 0.2%
    CHARLOTTE METRO FEDERAL CREDIT UNION $405,000 n/a 0.1%
    Peoples Bank $390,000 n/a 0.1%
    First Federal Bank of the Midwest $385,000 n/a 0.1%
    GUARANTEED RATE, INC. $1,000,000 $385,000 -61.5% 0.1%
    LOANPAL, LLC $875,000 $385,000 -56.0% 0.1%
    NEWREZ LLC $2,440,000 $380,000 -84.4% 0.1%
    VILLAGE CAPITAL MORTGAGE $580,000 $370,000 -36.2% 0.1%
    FirstBank $355,000 n/a 0.1%
    The Park National Bank $230,000 $355,000 54.3% 0.1%
    CPM Federal Credit Union $345,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $65,000 $330,000 407.7% 0.1%
    DIRECT MORTGAGE LOANS, LLC $325,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $320,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $315,000 n/a 0.1%
    Discover Bank $175,000 $310,000 77.1% 0.1%
    First National Bank of Pennsylvania $310,000 n/a 0.1%
    Goldwater Bank, N.A. $310,000 n/a 0.1%
    Servion, Inc. $340,000 $310,000 -8.8% 0.1%
    CRESCENT MORTGAGE COMPANY $305,000 n/a 0.1%
    PLAZA HOME MORTGAGE, INC. $305,000 n/a 0.1%
    RAPID MORTGAGE COMPANY $520,000 $305,000 -41.3% 0.1%
    CSL Financial, LLC $55,000 $285,000 418.2% 0.1%
    NASA Federal Credit Union $285,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $800,000 $285,000 -64.4% 0.1%
    Prosperity Home Mortgage, LLC $285,000 n/a 0.1%
    BancorpSouth Bank $275,000 n/a 0.1%
    Alcova Mortgage LLC $455,000 $270,000 -40.7% 0.1%
    First Palmetto Bank $305,000 $265,000 -13.1% 0.1%
    GrandSouth Bank $180,000 $255,000 41.7% 0.1%
    Meridian Bank Corporation $255,000 n/a 0.1%
    Nations Lending Corporation $250,000 n/a 0.1%
    Assurance Financial Group, L.L.C. $245,000 n/a 0.1%
    Truliant Federal Credit Union $65,000 $245,000 276.9% 0.1%
    CORNERSTONE HOME LENDING, INC. $235,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
    CONTOUR MORTGAGE CORPORATION $215,000 n/a 0.1%
    Corporate Investors Mortgage Group, Inc. $215,000 n/a 0.1%
    NFM, INC. $215,000 n/a 0.1%
    Queensborough National Bank & Trust Company $215,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $1,105,000 $215,000 -80.5% 0.1%
    AMWEST FUNDING CORP. $205,000 n/a 0.1%
    Auto Club Trust, FSB $205,000 n/a 0.1%
    HOME POINT FINANCIAL CORPORATION $1,200,000 $205,000 -82.9% 0.1%
    The Bank of South Carolina $205,000 n/a 0.1%
    Mid-Continent Funding, Inc. $195,000 n/a 0.1%
    LENDINGONE, LLC $175,000 $190,000 8.6% 0.1%
    Synovus Bank $680,000 $190,000 -72.1% 0.1%
    OCEANSIDE MORTGAGE COMPANY $330,000 $185,000 -43.9% 0.1%
    ALLIANT CREDIT UNION $175,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $390,000 $175,000 -55.1% 0.1%
    CAROLINA FOOTHILLS $175,000 n/a 0.1%
    JAMES B. NUTTER & COMPANY $175,000 n/a 0.1%
    Palmetto Citizens Federal Credit Union $55,000 $175,000 218.2% 0.1%
    SWBC MORTGAGE CORPORATION $310,000 $175,000 -43.5% 0.1%
    Colten Mortgage, LLC $165,000 n/a 0.1%
    First Community Bank $240,000 $165,000 -31.3% 0.1%
    Grow Financial Federal Credit Union $165,000 n/a 0.1%
    LEGEND LENDING CORPORATION $165,000 n/a 0.1%
    RESIDENTIAL BANCORP. $165,000 n/a 0.1%
    SOFI LENDING CORP. $165,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $155,000 n/a 0.1%
    LADERA LENDING, INC. $155,000 n/a 0.1%
    LOCAL GOVERNMENT FEDERAL CREDIT UNION $120,000 $155,000 29.2% 0.1%
    Colony Bank $145,000 n/a 0.1%
    First Guaranty Mortgage Corporation $715,000 $145,000 -79.7% 0.1%
    LENDINGHOME FUNDING CORPORATION $75,000 $145,000 93.3% 0.1%
    Century Mortgage Company DBA Century Lending Company $135,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $135,000 n/a 0.0%
    First Federal Bank $135,000 n/a 0.0%
    LOS ANGELES POLICE Federal Credit Union $135,000 n/a 0.0%
    SeaTrust Mortgage Company $135,000 n/a 0.0%
    Hometown Lenders, Inc. $815,000 $115,000 -85.9% 0.0%
    Coastal Carolina National Bank $420,000 $105,000 -75.0% 0.0%
    PLANET HOME LENDING, LLC $725,000 $105,000 -85.5% 0.0%
    Barrington Bank & Trust Company, N.A. $500,000 $95,000 -81.0% 0.0%
    OPEN MORTGAGE, LLC $95,000 n/a 0.0%
    MILLENNIUM BANK $85,000 n/a 0.0%
    CALIBER HOME LOANS, INC. $835,000 $75,000 -91.0% 0.0%
    DOMINION FINANCIAL SERVICES, LLC $75,000 n/a 0.0%
    First American Bank and Trust Company $75,000 n/a 0.0%
    Lakeview Community Capital, LLC $300,000 $75,000 -75.0% 0.0%
    The Union Bank Company $75,000 n/a 0.0%
    Warsaw Federal Savings and Loan Association $75,000 n/a 0.0%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $65,000 n/a 0.0%
    PHH Mortgage Corporation $65,000 n/a 0.0%
    AMERICAN ADVISORS GROUP $90,000 $55,000 -38.9% 0.0%
    SPRING EQ, LLC $35,000 n/a 0.0%

    Greenwood's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 10.1% market share. In second place, with 9.4%, is Countybank, having originated $26,090,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $18,910,000 in loans. In fourth place, with 5.8%, is First-Citizens Bank & Trust Company, having originated $16,055,000 in loans. In fifth place, with 5.7%, is ACOPIA, LLC, having originated $15,685,000 in loans.

    Greenwood Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $182,000 (8.9%) $249,675 (5.0%) 0.00 196
    2018-02-01 $180,700 (13.0%) $251,346 (3.7%) 0.00 184
    2018-03-01 $192,150 (6.8%) $262,126 (4.7%) 0.00 198
    2018-04-01 $193,300 (-2.1%) $265,555 (3.5%) 0.00 207
    2018-05-01 $199,500 (-2.1%) $272,244 (6.1%) 0.00 216
    2018-06-01 $212,200 (12.0%) $271,852 (8.8%) 0.00 209
    2018-07-01 $224,900 (13.0%) $279,087 (8.5%) 0.00 198
    2018-08-01 $219,475 (14.0%) $277,161 (8.0%) 0.00 197
    2018-09-01 $216,000 (8.1%) $278,230 (5.9%) 0.00 202
    2018-10-01 $211,725 (6.3%) $272,350 (2.5%) 0.00 187
    2018-11-01 $219,885 (10.3%) $278,371 (7.0%) 0.00 183
    2018-12-01 $219,000 (19.3%) $282,507 (11.5%) 0.00 167
    2019-01-01 $208,450 (14.5%) $278,183 (11.4%) 0.00 163
    2019-02-01 $224,900 (24.5%) $284,617 (13.2%) 0.00 149
    2019-03-01 $231,265 (20.4%) $296,010 (12.9%) 0.00 143
    2019-04-01 $238,691 (23.5%) $303,279 (14.2%) 0.00 143
    2019-05-01 $269,925 (35.3%) $320,426 (17.7%) 0.00 175
    2019-06-01 $253,090 (19.3%) $315,692 (16.1%) 0.00 176
    2019-07-01 $244,748 (8.8%) $311,439 (11.6%) 0.00 199
    2019-08-01 $245,541 (11.9%) $314,621 (13.5%) 0.00 200
    2019-09-01 $260,002 (20.4%) $322,077 (15.8%) 0.00 192
    2019-10-01 $269,643 (27.4%) $327,048 (20.1%) 0.00 188
    2019-11-01 $260,000 (18.2%) $315,160 (13.2%) 0.00 190
    2019-12-01 $259,045 (18.3%) $309,739 (9.6%) 0.00 174
    2020-01-01 $269,000 (29.1%) $307,763 (10.6%) 0.00 174
    2020-02-01 $269,900 (20.0%) $307,053 (7.9%) 0.00 172
    2020-03-01 $288,700 (24.8%) $317,703 (7.3%) 0.00 163
    2020-04-01 $281,450 (17.9%) $315,865 (4.2%) 0.00 174
    2020-05-01 $294,900 (9.3%) $322,274 (0.6%) 0.00 174
    2020-06-01 $298,500 (17.9%) $333,388 (5.6%) 0.00 160
    2020-07-01 $299,575 (22.4%) $343,069 (10.2%) 0.00 130
    2020-08-01 $299,500 (22.0%) $327,460 (4.1%) 0.00 118
    2020-09-01 $297,750 (14.5%) $325,667 (1.1%) 0.00 124
    2020-10-01 $289,900 (7.5%) $316,527 (-3.2%) 0.00 128
    2020-11-01 $281,425 (8.2%) $308,312 (-2.2%) 0.00 109
    2020-12-01 $276,120 (6.6%) $318,980 (3.0%) 0.00 84
    2021-01-01 $260,000 (-3.4%) $297,194 (-3.4%) 0.00 72
    2021-02-01 $228,670 (-15.3%) $278,042 (-9.5%) 0.00 75
    2021-03-01 $265,800 (-7.9%) $316,669 (-0.3%) 0.00 68
    2021-04-01 $264,250 (-6.1%) $342,966 (8.6%) 0.00 53
    2021-05-01 $249,950 (-15.2%) $300,942 (-6.6%) 0.00 55
    2021-06-01 $233,700 (-21.7%) $286,397 (-14.1%) 0.00 57
    2021-07-01 $244,900 (-18.3%) $311,299 (-9.3%) 0.00 58
    2021-08-01 $246,495 (-17.7%) $294,698 (-10.0%) 0.00 79
    2021-09-01 $251,000 (-15.7%) $270,771 (-16.9%) 0.00 99
    2021-10-01 $244,500 (-15.7%) $256,186 (-19.1%) 0.00 107
    2021-11-01 $255,245 (-9.3%) $268,113 (-13.0%) 0.00 113
    2021-12-01 $261,500 (-5.3%) $269,440 (-15.5%) 0.00 117
    2022-01-01 $294,000 (13.1%) $311,948 (5.0%) 0.00 93
    2022-02-01 $296,250 (29.6%) $312,406 (12.4%) 0.00 106
    2022-03-01 $295,625 (11.2%) $320,053 (1.1%) 0.00 103
    2022-04-01 $300,000 (13.5%) $353,598 (3.1%) 0.00 98
    2022-05-01 $310,425 (24.2%) $387,331 (28.7%) 0.00 97
    2022-06-01 $298,250 (27.6%) $376,446 (31.4%) 0.00 109
    2022-07-01 $290,000 (18.4%) $374,691 (20.4%) 0.00 123
    2022-08-01 $296,125 (20.1%) $363,340 (23.3%) 0.00 132
    2022-09-01 $292,995 (16.7%) $375,626 (38.7%) 0.00 153
    2022-10-01 $287,400 (17.6%) $371,023 (44.8%) 0.00 162
    2022-11-01 $289,225 (13.3%) $355,825 (32.7%) 0.00 157
    2022-12-01 $275,990 (5.5%) $348,374 (29.3%) 0.00 154
    2023-01-01 $282,950 (-3.8%) $366,479 (17.5%) 0.00 140
    2023-02-01 $299,450 (1.1%) $396,670 (27.0%) 0.00 127
    2023-03-01 $299,675 (1.4%) $405,509 (26.7%) 0.00 124
    2023-04-01 $313,490 (4.5%) $412,567 (16.7%) 0.00 118
    2023-05-01 $349,725 (12.7%) $423,906 (9.4%) 0.00 111
    2023-06-01 $353,100 (18.4%) $419,236 (11.4%) 0.00 120
    2023-07-01 $333,950 (15.2%) $384,600 (2.6%) 0.00 111
    2023-08-01 $299,900 (1.3%) $360,237 (-0.9%) 0.00 119
    Greenwood's median listing price for 2023-08-01 was $299,900, a difference of $3,775 (1.3%) versus the prior year and $-34,050 versus the prior month.

    Greenwood's median listing price comes in at 0% of the national average.

    Greenwood's average listing price for 2023-08-01 was $360,237, a difference of $-3,103 (-0.9%) versus the prior year and $-24,363 versus the prior month.

    For the 2023-08-01 period, Greenwood had 119 MLS listings, a difference of 8 listings (7%) versus the prior month and -13 listings (-10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,855 sqft
    2018-02-01 0 days 1,843 sqft
    2018-03-01 0 days 1,936 sqft
    2018-04-01 0 days 1,918 sqft
    2018-05-01 0 days 1,928 sqft
    2018-06-01 0 days 1,911 sqft
    2018-07-01 0 days 1,965 sqft
    2018-08-01 0 days 2,048 sqft
    2018-09-01 0 days 2,056 sqft
    2018-10-01 0 days 2,078 sqft
    2018-11-01 0 days 2,105 sqft
    2018-12-01 0 days 2,098 sqft
    2019-01-01 0 days 2,059 sqft
    2019-02-01 0 days 2,046 sqft
    2019-03-01 0 days 2,092 sqft
    2019-04-01 0 days 2,107 sqft
    2019-05-01 0 days 2,093 sqft
    2019-06-01 0 days 2,099 sqft
    2019-07-01 0 days 2,138 sqft
    2019-08-01 0 days 2,161 sqft
    2019-09-01 0 days 2,177 sqft
    2019-10-01 0 days 2,188 sqft
    2019-11-01 0 days 2,200 sqft
    2019-12-01 0 days 2,210 sqft
    2020-01-01 0 days 2,250 sqft
    2020-02-01 0 days 2,232 sqft
    2020-03-01 0 days 2,347 sqft
    2020-04-01 0 days 2,337 sqft
    2020-05-01 0 days 2,350 sqft
    2020-06-01 0 days 2,362 sqft
    2020-07-01 0 days 2,437 sqft
    2020-08-01 0 days 2,501 sqft
    2020-09-01 0 days 2,631 sqft
    2020-10-01 0 days 2,450 sqft
    2020-11-01 0 days 2,375 sqft
    2020-12-01 0 days 2,301 sqft
    2021-01-01 0 days 2,264 sqft
    2021-02-01 0 days 2,199 sqft
    2021-03-01 0 days 2,262 sqft
    2021-04-01 0 days 2,232 sqft
    2021-05-01 0 days 2,080 sqft
    2021-06-01 0 days 1,868 sqft
    2021-07-01 0 days 2,070 sqft
    2021-08-01 0 days 1,908 sqft
    2021-09-01 0 days 1,816 sqft
    2021-10-01 0 days 1,821 sqft
    2021-11-01 0 days 1,851 sqft
    2021-12-01 0 days 1,847 sqft
    2022-01-01 0 days 2,112 sqft
    2022-02-01 0 days 2,105 sqft
    2022-03-01 0 days 2,134 sqft
    2022-04-01 0 days 2,116 sqft
    2022-05-01 0 days 2,054 sqft
    2022-06-01 0 days 1,941 sqft
    2022-07-01 0 days 1,881 sqft
    2022-08-01 0 days 1,964 sqft
    2022-09-01 0 days 1,959 sqft
    2022-10-01 0 days 1,898 sqft
    2022-11-01 0 days 1,850 sqft
    2022-12-01 0 days 1,850 sqft
    2023-01-01 0 days 1,816 sqft
    2023-02-01 0 days 1,919 sqft
    2023-03-01 0 days 1,838 sqft
    2023-04-01 0 days 1,850 sqft
    2023-05-01 0 days 2,050 sqft
    2023-06-01 0 days 2,250 sqft
    2023-07-01 0 days 2,098 sqft
    2023-08-01 0 days 1,943 sqft
    Greenwood's median listing age (time on market) for 2023-08-01 was 0 days.

    Greenwood's median square footage for active listings during the 2023-08-01 period was 1,943 sqft. One year prior, the average listing was 1,964 sqft.

    Greenwood, SC Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 848 $195,860,000 $230,967
    Cash Out Refi 266 $44,140,000 $165,940
    Refi 122 $25,890,000 $212,213
    Home Improvement 56 $6,710,000 $119,821
    Other 46 $3,850,000 $83,696

    Greenwood's most frequently cited loan purpose was Home Purchase, with 848 originations. The 2nd most popular reason was Cash Out Refi, with 266 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 338 $64,260,000 $190,118
    3-4% 332 $79,630,000 $239,849
    4-5% 329 $69,205,000 $210,350
    6-7% 146 $27,070,000 $185,411
    2.5-3% 85 $22,825,000 $268,529
    <2.5% 45 $4,645,000 $103,222
    7-8% 32 $5,490,000 $171,563
    Over 8% 24 $2,300,000 $95,833

    During 2022, Greenwood's most frequently originated rate bucket was 5-6%, with 338 originations.

    Loan Sizing (Greenwood, SC MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 555 $82,265,000 $148,225
    $200k-400k 403 $107,865,000 $267,655
    $100,000 or less 292 $18,150,000 $62,158
    $400k-600k 58 $27,520,000 $474,483
    $600k-1000k 22 $15,820,000 $719,091
    $Over $1MM 8 $24,830,000 $3,103,750

    Greenwood's loan sizing saw the bucket of loans from $100k-200k with 555 originations, totaling $82,265,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 626 $132,340,000 $211,406
    60-80% 399 $103,515,000 $259,436
    40-60% 119 $20,965,000 $176,176
    20-40% 97 $10,475,000 $107,990
    Under 20% 68 $3,000,000 $44,118
    Over 100% 16 $4,400,000 $275,000

    Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 626 originations, totaling $132,340,000 in origination value.