Greenwood Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Greenwood averaged
6.7%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.89% and
one month ago for the week of 2023-08-17, the
average rate was 6.9%.
Greenwood's average rate one year ago was 5.63%.
For refis of the same type during the week of 2023-09-21, the average rate
was 7.79%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
Greenwood 30 Year Fixed Rate | 2023-09-21 | 6.7% |
Greenwood 30 Year Fixed Rate Refi | 2023-09-21 | 7.79% |
Greenwood 15 Year Fixed Rate | 2023-09-21 | 6.74% |
Greenwood 15 Year Fixed Rate Refi | 2023-09-21 | 6.54% |
Greenwood 30 Year FHA | 2023-09-21 | 6.4% |
Greenwood 30 Year FHA Refi | 2023-09-21 | 7.04% |
Greenwood 30 Year USDA | 2023-09-21 | 6.82% |
Greenwood 30 Year USDA Refi | 2023-09-21 | 7.02% |
Greenwood 30 Year VA | 2023-09-21 | 6.13% |
Greenwood 30 Year VA Refi | 2023-09-21 | 6.72% |
Greenwood Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Greenwood Average Closing Costs & Other Stats
Greenwood, SC's 110 lenders originated 1,338
loans during 2022. The total origination value was $276,450,000, with an average loan value of
$206,614.
Greenwood's average closing costs are $4,881.
The top Greenwood lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with
64 loans originated. Their average total fees are
$6,409, which is $2,669
higher than the next largest lender,
Countybank.
The lowest fee Greenwood lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. ($3,502), Wells Fargo Bank ($3,547), Countybank ($3,739), First-Citizens Bank & Trust Company ($4,160) and UNITED WHOLESALE MORTGAGE, LLC ($4,190).
The lowest rate Greenwood lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (4.01%), First-Citizens Bank & Trust Company (4.36%), Wells Fargo Bank (4.61%), Countybank (4.66%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.85%).
Greenwood, SC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $32,490,000 | $27,940,000 | -14.0% | 10.1% |
Countybank | $44,500,000 | $26,090,000 | -41.4% | 9.4% |
QUICKEN LOANS, LLC | $31,690,000 | $18,910,000 | -40.3% | 6.8% |
First-Citizens Bank & Trust Company | $16,555,000 | $16,055,000 | -3.0% | 5.8% |
ACOPIA, LLC | $17,610,000 | $15,685,000 | -10.9% | 5.7% |
Merchants Bank of Indiana | $10,510,000 | n/a | 3.8% | |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,555,000 | $8,330,000 | 27.1% | 3.0% |
South State Bank | $9,380,000 | $7,925,000 | -15.5% | 2.9% |
WALKER & DUNLOP, LLC | $6,785,000 | n/a | 2.5% | |
DHI MORTGAGE COMPANY, LTD. | $2,240,000 | $6,720,000 | 200.0% | 2.4% |
CHURCHILL MORTGAGE CORPORATION | $13,530,000 | $6,420,000 | -52.5% | 2.3% |
Wells Fargo Bank | $10,175,000 | $6,250,000 | -38.6% | 2.3% |
UNITED WHOLESALE MORTGAGE, LLC | $4,820,000 | $5,310,000 | 10.2% | 1.9% |
HOMESTAR FINANCIAL CORPORATION | $6,545,000 | $5,285,000 | -19.3% | 1.9% |
United Community Bank | $9,290,000 | $4,030,000 | -56.6% | 1.5% |
PENNYMAC LOAN SERVICES, LLC | $6,735,000 | $3,355,000 | -50.2% | 1.2% |
MOVEMENT MORTGAGE, LLC | $1,660,000 | $3,225,000 | 94.3% | 1.2% |
AgFirst Farm Credit Bank | $1,565,000 | $2,895,000 | 85.0% | 1.0% |
TD Bank | $2,230,000 | $2,590,000 | 16.1% | 0.9% |
Mortgage Research Center, LLC | $4,525,000 | $2,530,000 | -44.1% | 0.9% |
FOUNDERS FEDERAL CREDIT UNION | $315,000 | $2,415,000 | 666.7% | 0.9% |
LOANDEPOT.COM, LLC | $6,330,000 | $2,390,000 | -62.2% | 0.9% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $4,470,000 | $2,350,000 | -47.4% | 0.9% |
CIVIC FINANCIAL SERVICES, LLC | $2,060,000 | n/a | 0.7% | |
Bank of America | $1,820,000 | $1,835,000 | 0.8% | 0.7% |
CROSSCOUNTRY MORTGAGE, LLC | $355,000 | $1,825,000 | 414.1% | 0.7% |
MYCUMORTGAGE, LLC | $2,255,000 | $1,795,000 | -20.4% | 0.6% |
NAVY FEDERAL CREDIT UNION | $2,805,000 | $1,765,000 | -37.1% | 0.6% |
Mr. Cooper ( Nationstar Mortgage ) | $4,230,000 | $1,670,000 | -60.5% | 0.6% |
FREEDOM MORTGAGE CORPORATION | $8,095,000 | $1,595,000 | -80.3% | 0.6% |
GUILD MORTGAGE COMPANY | $1,555,000 | $1,560,000 | 0.3% | 0.6% |
Arthur State Bank | $1,400,000 | $1,470,000 | 5.0% | 0.5% |
ON Q FINANCIAL, INC. | $1,750,000 | $1,345,000 | -23.1% | 0.5% |
USAA Federal Savings Bank | $2,280,000 | $1,345,000 | -41.0% | 0.5% |
Presidential Bank, FSB | $1,335,000 | n/a | 0.5% | |
Carrington Mortgage Services, LLC | $3,715,000 | $1,330,000 | -64.2% | 0.5% |
Truist | $2,640,000 | $1,280,000 | -51.5% | 0.5% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $1,020,000 | $1,275,000 | 25.0% | 0.5% |
GREENVILLE FEDERAL CREDIT UNION | $1,515,000 | $1,235,000 | -18.5% | 0.4% |
TOWNE MORTGAGE COMPANY | $250,000 | $1,235,000 | 394.0% | 0.4% |
Flagstar Bank, FSB | $2,075,000 | $1,195,000 | -42.4% | 0.4% |
HANCOCK MORTGAGE PARTNERS, LLC | $380,000 | $1,095,000 | 188.2% | 0.4% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,355,000 | $1,020,000 | -56.7% | 0.4% |
U.S. Bank | $1,520,000 | $950,000 | -37.5% | 0.3% |
S. C. STATE FEDERAL CREDIT UNION | $735,000 | $930,000 | 26.5% | 0.3% |
RELIANCE FIRST CAPITAL, LLC | $105,000 | $905,000 | 761.9% | 0.3% |
Ameris Bank | $4,415,000 | $895,000 | -79.7% | 0.3% |
NBKC BANK | $325,000 | $860,000 | 164.6% | 0.3% |
Pinnacle Bank | $185,000 | $855,000 | 362.2% | 0.3% |
Citizens Bank | $435,000 | $820,000 | 88.5% | 0.3% |
Network Funding, L.P. | $310,000 | $760,000 | 145.2% | 0.3% |
Waterstone Mortgage Corporation | $755,000 | n/a | 0.3% | |
AMERICAN INTERNET MORTGAGE, INC. | $285,000 | $745,000 | 161.4% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $1,855,000 | $745,000 | -59.8% | 0.3% |
ROYAL UNITED MORTGAGE LLC | $395,000 | $740,000 | 87.3% | 0.3% |
Regions Bank | $425,000 | $730,000 | 71.8% | 0.3% |
RESOURCE FINANCIAL SERVICES, INC. | $275,000 | $725,000 | 163.6% | 0.3% |
Charles Schwab Bank, SSB | $505,000 | $705,000 | 39.6% | 0.3% |
NATIONS DIRECT MORTGAGE, LLC | $705,000 | n/a | 0.3% | |
BROKER SOLUTIONS, INC. | $165,000 | $690,000 | 318.2% | 0.2% |
JPMorgan Chase Bank | $2,025,000 | $685,000 | -66.2% | 0.2% |
AMERISAVE MORTGAGE CORPORATION | $3,560,000 | $665,000 | -81.3% | 0.2% |
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $960,000 | $660,000 | -31.3% | 0.2% |
PNC Bank | $545,000 | $655,000 | 20.2% | 0.2% |
Equity Prime Mortgage LLC | $330,000 | $620,000 | 87.9% | 0.2% |
The Federal Savings Bank | $265,000 | $620,000 | 134.0% | 0.2% |
HOMESIDE FINANCIAL, LLC | $385,000 | $615,000 | 59.7% | 0.2% |
GEORGIA'S OWN | $605,000 | n/a | 0.2% | |
NEW DAY FINANCIAL, LLC | $1,690,000 | $605,000 | -64.2% | 0.2% |
NATIONWIDE MORTGAGE BANKERS, INC. | $600,000 | n/a | 0.2% | |
PREMIA MORTGAGE, LLC | $575,000 | n/a | 0.2% | |
KELLER MORTGAGE, LLC | $850,000 | $570,000 | -32.9% | 0.2% |
EVERETT FINANCIAL, INC. | $565,000 | n/a | 0.2% | |
Renasant Bank | $810,000 | $565,000 | -30.2% | 0.2% |
PENTAGON FEDERAL CREDIT UNION | $490,000 | $555,000 | 13.3% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $705,000 | $550,000 | -22.0% | 0.2% |
Southern First Bank | $2,085,000 | $550,000 | -73.6% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $850,000 | $545,000 | -35.9% | 0.2% |
21ST MORTGAGE CORPORATION | $600,000 | $520,000 | -13.3% | 0.2% |
STATE EMPLOYEES' | $320,000 | $520,000 | 62.5% | 0.2% |
Carter Bank & Trust | $505,000 | n/a | 0.2% | |
The Huntington National Bank | $495,000 | n/a | 0.2% | |
UNION HOME MORTGAGE CORP. | $135,000 | $495,000 | 266.7% | 0.2% |
NBH Bank | $480,000 | n/a | 0.2% | |
FLAT BRANCH MORTGAGE, INC. | $475,000 | n/a | 0.2% | |
Morgan Stanley Private Bank | $105,000 | $475,000 | 352.4% | 0.2% |
S. C. TELCO | $465,000 | n/a | 0.2% | |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $290,000 | $455,000 | 56.9% | 0.2% |
BANKSOUTH MORTGAGE COMPANY, LLC | $450,000 | n/a | 0.2% | |
HomeTrust Bank | $205,000 | $445,000 | 117.1% | 0.2% |
MID AMERICA MORTGAGE, INC. | $445,000 | n/a | 0.2% | |
M&T Bank | $140,000 | $445,000 | 217.9% | 0.2% |
SOUTHWEST FUNDING, LP | $700,000 | $440,000 | -37.1% | 0.2% |
LONGBRIDGE FINANCIAL, LLC | $435,000 | n/a | 0.2% | |
PIKE CREEK MORTGAGE SERVICES, INC. | $435,000 | n/a | 0.2% | |
SOUTHWEST STAGE FUNDING, LLC | $435,000 | n/a | 0.2% | |
FINANCE OF AMERICA MORTGAGE LLC | $430,000 | $430,000 | 0.0% | 0.2% |
AMERICAN FINANCIAL RESOURCES, INC. | $355,000 | $420,000 | 18.3% | 0.2% |
Dollar Bank, Federal Savings Bank | $415,000 | n/a | 0.2% | |
CHARLOTTE METRO FEDERAL CREDIT UNION | $405,000 | n/a | 0.1% | |
Peoples Bank | $390,000 | n/a | 0.1% | |
First Federal Bank of the Midwest | $385,000 | n/a | 0.1% | |
GUARANTEED RATE, INC. | $1,000,000 | $385,000 | -61.5% | 0.1% |
LOANPAL, LLC | $875,000 | $385,000 | -56.0% | 0.1% |
NEWREZ LLC | $2,440,000 | $380,000 | -84.4% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $580,000 | $370,000 | -36.2% | 0.1% |
FirstBank | $355,000 | n/a | 0.1% | |
The Park National Bank | $230,000 | $355,000 | 54.3% | 0.1% |
CPM Federal Credit Union | $345,000 | n/a | 0.1% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $65,000 | $330,000 | 407.7% | 0.1% |
DIRECT MORTGAGE LOANS, LLC | $325,000 | n/a | 0.1% | |
LIMA ONE CAPITAL, LLC | $320,000 | n/a | 0.1% | |
EMBRACE HOME LOANS, INC. | $315,000 | n/a | 0.1% | |
Discover Bank | $175,000 | $310,000 | 77.1% | 0.1% |
First National Bank of Pennsylvania | $310,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $310,000 | n/a | 0.1% | |
Servion, Inc. | $340,000 | $310,000 | -8.8% | 0.1% |
CRESCENT MORTGAGE COMPANY | $305,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
RAPID MORTGAGE COMPANY | $520,000 | $305,000 | -41.3% | 0.1% |
CSL Financial, LLC | $55,000 | $285,000 | 418.2% | 0.1% |
NASA Federal Credit Union | $285,000 | n/a | 0.1% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $800,000 | $285,000 | -64.4% | 0.1% |
Prosperity Home Mortgage, LLC | $285,000 | n/a | 0.1% | |
BancorpSouth Bank | $275,000 | n/a | 0.1% | |
Alcova Mortgage LLC | $455,000 | $270,000 | -40.7% | 0.1% |
First Palmetto Bank | $305,000 | $265,000 | -13.1% | 0.1% |
GrandSouth Bank | $180,000 | $255,000 | 41.7% | 0.1% |
Meridian Bank Corporation | $255,000 | n/a | 0.1% | |
Nations Lending Corporation | $250,000 | n/a | 0.1% | |
Assurance Financial Group, L.L.C. | $245,000 | n/a | 0.1% | |
Truliant Federal Credit Union | $65,000 | $245,000 | 276.9% | 0.1% |
CORNERSTONE HOME LENDING, INC. | $235,000 | n/a | 0.1% | |
Paramount Residential Mortgage Group, Inc. | $225,000 | n/a | 0.1% | |
CONTOUR MORTGAGE CORPORATION | $215,000 | n/a | 0.1% | |
Corporate Investors Mortgage Group, Inc. | $215,000 | n/a | 0.1% | |
NFM, INC. | $215,000 | n/a | 0.1% | |
Queensborough National Bank & Trust Company | $215,000 | n/a | 0.1% | |
SUN WEST MORTGAGE COMPANY, INC. | $1,105,000 | $215,000 | -80.5% | 0.1% |
AMWEST FUNDING CORP. | $205,000 | n/a | 0.1% | |
Auto Club Trust, FSB | $205,000 | n/a | 0.1% | |
HOME POINT FINANCIAL CORPORATION | $1,200,000 | $205,000 | -82.9% | 0.1% |
The Bank of South Carolina | $205,000 | n/a | 0.1% | |
Mid-Continent Funding, Inc. | $195,000 | n/a | 0.1% | |
LENDINGONE, LLC | $175,000 | $190,000 | 8.6% | 0.1% |
Synovus Bank | $680,000 | $190,000 | -72.1% | 0.1% |
OCEANSIDE MORTGAGE COMPANY | $330,000 | $185,000 | -43.9% | 0.1% |
ALLIANT CREDIT UNION | $175,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $390,000 | $175,000 | -55.1% | 0.1% |
CAROLINA FOOTHILLS | $175,000 | n/a | 0.1% | |
JAMES B. NUTTER & COMPANY | $175,000 | n/a | 0.1% | |
Palmetto Citizens Federal Credit Union | $55,000 | $175,000 | 218.2% | 0.1% |
SWBC MORTGAGE CORPORATION | $310,000 | $175,000 | -43.5% | 0.1% |
Colten Mortgage, LLC | $165,000 | n/a | 0.1% | |
First Community Bank | $240,000 | $165,000 | -31.3% | 0.1% |
Grow Financial Federal Credit Union | $165,000 | n/a | 0.1% | |
LEGEND LENDING CORPORATION | $165,000 | n/a | 0.1% | |
RESIDENTIAL BANCORP. | $165,000 | n/a | 0.1% | |
SOFI LENDING CORP. | $165,000 | n/a | 0.1% | |
COUNTRYPLACE MORTGAGE, LTD. | $155,000 | n/a | 0.1% | |
LADERA LENDING, INC. | $155,000 | n/a | 0.1% | |
LOCAL GOVERNMENT FEDERAL CREDIT UNION | $120,000 | $155,000 | 29.2% | 0.1% |
Colony Bank | $145,000 | n/a | 0.1% | |
First Guaranty Mortgage Corporation | $715,000 | $145,000 | -79.7% | 0.1% |
LENDINGHOME FUNDING CORPORATION | $75,000 | $145,000 | 93.3% | 0.1% |
Century Mortgage Company DBA Century Lending Company | $135,000 | n/a | 0.0% | |
FINANCE OF AMERICA REVERSE LLC | $135,000 | n/a | 0.0% | |
First Federal Bank | $135,000 | n/a | 0.0% | |
LOS ANGELES POLICE Federal Credit Union | $135,000 | n/a | 0.0% | |
SeaTrust Mortgage Company | $135,000 | n/a | 0.0% | |
Hometown Lenders, Inc. | $815,000 | $115,000 | -85.9% | 0.0% |
Coastal Carolina National Bank | $420,000 | $105,000 | -75.0% | 0.0% |
PLANET HOME LENDING, LLC | $725,000 | $105,000 | -85.5% | 0.0% |
Barrington Bank & Trust Company, N.A. | $500,000 | $95,000 | -81.0% | 0.0% |
OPEN MORTGAGE, LLC | $95,000 | n/a | 0.0% | |
MILLENNIUM BANK | $85,000 | n/a | 0.0% | |
CALIBER HOME LOANS, INC. | $835,000 | $75,000 | -91.0% | 0.0% |
DOMINION FINANCIAL SERVICES, LLC | $75,000 | n/a | 0.0% | |
First American Bank and Trust Company | $75,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $300,000 | $75,000 | -75.0% | 0.0% |
The Union Bank Company | $75,000 | n/a | 0.0% | |
Warsaw Federal Savings and Loan Association | $75,000 | n/a | 0.0% | |
CREDIT UNION MORTGAGE ASSOCIATION, INC. | $65,000 | n/a | 0.0% | |
PHH Mortgage Corporation | $65,000 | n/a | 0.0% | |
AMERICAN ADVISORS GROUP | $90,000 | $55,000 | -38.9% | 0.0% |
SPRING EQ, LLC | $35,000 | n/a | 0.0% |
Greenwood's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 10.1% market share. In second place, with 9.4%, is Countybank, having originated $26,090,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $18,910,000 in loans. In fourth place, with 5.8%, is First-Citizens Bank & Trust Company, having originated $16,055,000 in loans. In fifth place, with 5.7%, is ACOPIA, LLC, having originated $15,685,000 in loans.
Greenwood Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $182,000 (8.9%) | $249,675 (5.0%) | 0.00 | 196 |
2018-02-01 | $180,700 (13.0%) | $251,346 (3.7%) | 0.00 | 184 |
2018-03-01 | $192,150 (6.8%) | $262,126 (4.7%) | 0.00 | 198 |
2018-04-01 | $193,300 (-2.1%) | $265,555 (3.5%) | 0.00 | 207 |
2018-05-01 | $199,500 (-2.1%) | $272,244 (6.1%) | 0.00 | 216 |
2018-06-01 | $212,200 (12.0%) | $271,852 (8.8%) | 0.00 | 209 |
2018-07-01 | $224,900 (13.0%) | $279,087 (8.5%) | 0.00 | 198 |
2018-08-01 | $219,475 (14.0%) | $277,161 (8.0%) | 0.00 | 197 |
2018-09-01 | $216,000 (8.1%) | $278,230 (5.9%) | 0.00 | 202 |
2018-10-01 | $211,725 (6.3%) | $272,350 (2.5%) | 0.00 | 187 |
2018-11-01 | $219,885 (10.3%) | $278,371 (7.0%) | 0.00 | 183 |
2018-12-01 | $219,000 (19.3%) | $282,507 (11.5%) | 0.00 | 167 |
2019-01-01 | $208,450 (14.5%) | $278,183 (11.4%) | 0.00 | 163 |
2019-02-01 | $224,900 (24.5%) | $284,617 (13.2%) | 0.00 | 149 |
2019-03-01 | $231,265 (20.4%) | $296,010 (12.9%) | 0.00 | 143 |
2019-04-01 | $238,691 (23.5%) | $303,279 (14.2%) | 0.00 | 143 |
2019-05-01 | $269,925 (35.3%) | $320,426 (17.7%) | 0.00 | 175 |
2019-06-01 | $253,090 (19.3%) | $315,692 (16.1%) | 0.00 | 176 |
2019-07-01 | $244,748 (8.8%) | $311,439 (11.6%) | 0.00 | 199 |
2019-08-01 | $245,541 (11.9%) | $314,621 (13.5%) | 0.00 | 200 |
2019-09-01 | $260,002 (20.4%) | $322,077 (15.8%) | 0.00 | 192 |
2019-10-01 | $269,643 (27.4%) | $327,048 (20.1%) | 0.00 | 188 |
2019-11-01 | $260,000 (18.2%) | $315,160 (13.2%) | 0.00 | 190 |
2019-12-01 | $259,045 (18.3%) | $309,739 (9.6%) | 0.00 | 174 |
2020-01-01 | $269,000 (29.1%) | $307,763 (10.6%) | 0.00 | 174 |
2020-02-01 | $269,900 (20.0%) | $307,053 (7.9%) | 0.00 | 172 |
2020-03-01 | $288,700 (24.8%) | $317,703 (7.3%) | 0.00 | 163 |
2020-04-01 | $281,450 (17.9%) | $315,865 (4.2%) | 0.00 | 174 |
2020-05-01 | $294,900 (9.3%) | $322,274 (0.6%) | 0.00 | 174 |
2020-06-01 | $298,500 (17.9%) | $333,388 (5.6%) | 0.00 | 160 |
2020-07-01 | $299,575 (22.4%) | $343,069 (10.2%) | 0.00 | 130 |
2020-08-01 | $299,500 (22.0%) | $327,460 (4.1%) | 0.00 | 118 |
2020-09-01 | $297,750 (14.5%) | $325,667 (1.1%) | 0.00 | 124 |
2020-10-01 | $289,900 (7.5%) | $316,527 (-3.2%) | 0.00 | 128 |
2020-11-01 | $281,425 (8.2%) | $308,312 (-2.2%) | 0.00 | 109 |
2020-12-01 | $276,120 (6.6%) | $318,980 (3.0%) | 0.00 | 84 |
2021-01-01 | $260,000 (-3.4%) | $297,194 (-3.4%) | 0.00 | 72 |
2021-02-01 | $228,670 (-15.3%) | $278,042 (-9.5%) | 0.00 | 75 |
2021-03-01 | $265,800 (-7.9%) | $316,669 (-0.3%) | 0.00 | 68 |
2021-04-01 | $264,250 (-6.1%) | $342,966 (8.6%) | 0.00 | 53 |
2021-05-01 | $249,950 (-15.2%) | $300,942 (-6.6%) | 0.00 | 55 |
2021-06-01 | $233,700 (-21.7%) | $286,397 (-14.1%) | 0.00 | 57 |
2021-07-01 | $244,900 (-18.3%) | $311,299 (-9.3%) | 0.00 | 58 |
2021-08-01 | $246,495 (-17.7%) | $294,698 (-10.0%) | 0.00 | 79 |
2021-09-01 | $251,000 (-15.7%) | $270,771 (-16.9%) | 0.00 | 99 |
2021-10-01 | $244,500 (-15.7%) | $256,186 (-19.1%) | 0.00 | 107 |
2021-11-01 | $255,245 (-9.3%) | $268,113 (-13.0%) | 0.00 | 113 |
2021-12-01 | $261,500 (-5.3%) | $269,440 (-15.5%) | 0.00 | 117 |
2022-01-01 | $294,000 (13.1%) | $311,948 (5.0%) | 0.00 | 93 |
2022-02-01 | $296,250 (29.6%) | $312,406 (12.4%) | 0.00 | 106 |
2022-03-01 | $295,625 (11.2%) | $320,053 (1.1%) | 0.00 | 103 |
2022-04-01 | $300,000 (13.5%) | $353,598 (3.1%) | 0.00 | 98 |
2022-05-01 | $310,425 (24.2%) | $387,331 (28.7%) | 0.00 | 97 |
2022-06-01 | $298,250 (27.6%) | $376,446 (31.4%) | 0.00 | 109 |
2022-07-01 | $290,000 (18.4%) | $374,691 (20.4%) | 0.00 | 123 |
2022-08-01 | $296,125 (20.1%) | $363,340 (23.3%) | 0.00 | 132 |
2022-09-01 | $292,995 (16.7%) | $375,626 (38.7%) | 0.00 | 153 |
2022-10-01 | $287,400 (17.6%) | $371,023 (44.8%) | 0.00 | 162 |
2022-11-01 | $289,225 (13.3%) | $355,825 (32.7%) | 0.00 | 157 |
2022-12-01 | $275,990 (5.5%) | $348,374 (29.3%) | 0.00 | 154 |
2023-01-01 | $282,950 (-3.8%) | $366,479 (17.5%) | 0.00 | 140 |
2023-02-01 | $299,450 (1.1%) | $396,670 (27.0%) | 0.00 | 127 |
2023-03-01 | $299,675 (1.4%) | $405,509 (26.7%) | 0.00 | 124 |
2023-04-01 | $313,490 (4.5%) | $412,567 (16.7%) | 0.00 | 118 |
2023-05-01 | $349,725 (12.7%) | $423,906 (9.4%) | 0.00 | 111 |
2023-06-01 | $353,100 (18.4%) | $419,236 (11.4%) | 0.00 | 120 |
2023-07-01 | $333,950 (15.2%) | $384,600 (2.6%) | 0.00 | 111 |
2023-08-01 | $299,900 (1.3%) | $360,237 (-0.9%) | 0.00 | 119 |
Greenwood's median listing price comes in at 0% of the national average.
Greenwood's average listing price for 2023-08-01 was $360,237, a difference of $-3,103 (-0.9%) versus the prior year and $-24,363 versus the prior month.
For the 2023-08-01 period, Greenwood had 119 MLS listings, a difference of 8 listings (7%) versus the prior month and -13 listings (-10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,855 sqft |
2018-02-01 | 0 days | 1,843 sqft |
2018-03-01 | 0 days | 1,936 sqft |
2018-04-01 | 0 days | 1,918 sqft |
2018-05-01 | 0 days | 1,928 sqft |
2018-06-01 | 0 days | 1,911 sqft |
2018-07-01 | 0 days | 1,965 sqft |
2018-08-01 | 0 days | 2,048 sqft |
2018-09-01 | 0 days | 2,056 sqft |
2018-10-01 | 0 days | 2,078 sqft |
2018-11-01 | 0 days | 2,105 sqft |
2018-12-01 | 0 days | 2,098 sqft |
2019-01-01 | 0 days | 2,059 sqft |
2019-02-01 | 0 days | 2,046 sqft |
2019-03-01 | 0 days | 2,092 sqft |
2019-04-01 | 0 days | 2,107 sqft |
2019-05-01 | 0 days | 2,093 sqft |
2019-06-01 | 0 days | 2,099 sqft |
2019-07-01 | 0 days | 2,138 sqft |
2019-08-01 | 0 days | 2,161 sqft |
2019-09-01 | 0 days | 2,177 sqft |
2019-10-01 | 0 days | 2,188 sqft |
2019-11-01 | 0 days | 2,200 sqft |
2019-12-01 | 0 days | 2,210 sqft |
2020-01-01 | 0 days | 2,250 sqft |
2020-02-01 | 0 days | 2,232 sqft |
2020-03-01 | 0 days | 2,347 sqft |
2020-04-01 | 0 days | 2,337 sqft |
2020-05-01 | 0 days | 2,350 sqft |
2020-06-01 | 0 days | 2,362 sqft |
2020-07-01 | 0 days | 2,437 sqft |
2020-08-01 | 0 days | 2,501 sqft |
2020-09-01 | 0 days | 2,631 sqft |
2020-10-01 | 0 days | 2,450 sqft |
2020-11-01 | 0 days | 2,375 sqft |
2020-12-01 | 0 days | 2,301 sqft |
2021-01-01 | 0 days | 2,264 sqft |
2021-02-01 | 0 days | 2,199 sqft |
2021-03-01 | 0 days | 2,262 sqft |
2021-04-01 | 0 days | 2,232 sqft |
2021-05-01 | 0 days | 2,080 sqft |
2021-06-01 | 0 days | 1,868 sqft |
2021-07-01 | 0 days | 2,070 sqft |
2021-08-01 | 0 days | 1,908 sqft |
2021-09-01 | 0 days | 1,816 sqft |
2021-10-01 | 0 days | 1,821 sqft |
2021-11-01 | 0 days | 1,851 sqft |
2021-12-01 | 0 days | 1,847 sqft |
2022-01-01 | 0 days | 2,112 sqft |
2022-02-01 | 0 days | 2,105 sqft |
2022-03-01 | 0 days | 2,134 sqft |
2022-04-01 | 0 days | 2,116 sqft |
2022-05-01 | 0 days | 2,054 sqft |
2022-06-01 | 0 days | 1,941 sqft |
2022-07-01 | 0 days | 1,881 sqft |
2022-08-01 | 0 days | 1,964 sqft |
2022-09-01 | 0 days | 1,959 sqft |
2022-10-01 | 0 days | 1,898 sqft |
2022-11-01 | 0 days | 1,850 sqft |
2022-12-01 | 0 days | 1,850 sqft |
2023-01-01 | 0 days | 1,816 sqft |
2023-02-01 | 0 days | 1,919 sqft |
2023-03-01 | 0 days | 1,838 sqft |
2023-04-01 | 0 days | 1,850 sqft |
2023-05-01 | 0 days | 2,050 sqft |
2023-06-01 | 0 days | 2,250 sqft |
2023-07-01 | 0 days | 2,098 sqft |
2023-08-01 | 0 days | 1,943 sqft |
Greenwood's median square footage for active listings during the 2023-08-01 period was 1,943 sqft. One year prior, the average listing was 1,964 sqft.
Greenwood, SC Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 848 | $195,860,000 | $230,967 |
Cash Out Refi | 266 | $44,140,000 | $165,940 |
Refi | 122 | $25,890,000 | $212,213 |
Home Improvement | 56 | $6,710,000 | $119,821 |
Other | 46 | $3,850,000 | $83,696 |
Greenwood's most frequently cited loan purpose was Home Purchase, with 848 originations. The 2nd most popular reason was Cash Out Refi, with 266 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 338 | $64,260,000 | $190,118 |
3-4% | 332 | $79,630,000 | $239,849 |
4-5% | 329 | $69,205,000 | $210,350 |
6-7% | 146 | $27,070,000 | $185,411 |
2.5-3% | 85 | $22,825,000 | $268,529 |
<2.5% | 45 | $4,645,000 | $103,222 |
7-8% | 32 | $5,490,000 | $171,563 |
Over 8% | 24 | $2,300,000 | $95,833 |
During 2022, Greenwood's most frequently originated rate bucket was 5-6%, with 338 originations.
Loan Sizing (Greenwood, SC MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 555 | $82,265,000 | $148,225 |
$200k-400k | 403 | $107,865,000 | $267,655 |
$100,000 or less | 292 | $18,150,000 | $62,158 |
$400k-600k | 58 | $27,520,000 | $474,483 |
$600k-1000k | 22 | $15,820,000 | $719,091 |
$Over $1MM | 8 | $24,830,000 | $3,103,750 |
Greenwood's loan sizing saw the bucket of loans from $100k-200k with 555 originations, totaling $82,265,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 626 | $132,340,000 | $211,406 |
60-80% | 399 | $103,515,000 | $259,436 |
40-60% | 119 | $20,965,000 | $176,176 |
20-40% | 97 | $10,475,000 | $107,990 |
Under 20% | 68 | $3,000,000 | $44,118 |
Over 100% | 16 | $4,400,000 | $275,000 |
Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 626 originations, totaling $132,340,000 in origination value.