Greenwood Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greenwood averaged 5.96% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.13% and one month ago for the week of 2022-05-19, the average rate was 5.3%.

Greenwood's average rate one year ago was 3.03%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.94%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Greenwood 30 Year Fixed Rate 2022-06-23 5.96%
Greenwood 30 Year Fixed Rate Refi 2022-06-23 5.94%
Greenwood 15 Year Fixed Rate 2022-06-23 5.46%
Greenwood 15 Year Fixed Rate Refi 2022-06-23 5.14%
Greenwood 30 Year FHA 2022-06-23 0.26%
Greenwood 30 Year FHA Refi 2022-06-23 -0.06%
Greenwood 30 Year USDA 2022-06-23 0.37%
Greenwood 30 Year USDA Refi 2022-06-23 0.34%
Greenwood 30 Year VA 2022-06-23 0%
Greenwood 30 Year VA Refi 2022-06-23 0.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

Greenwood Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Countybank 106 3.01% $2,862
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 84 3.30% $5,160
QUICKEN LOANS, LLC 63 3.09% $4,420
ACOPIA, LLC 47 3.26% $4,736
CHURCHILL MORTGAGE CORPORATION 41 3.23% $3,759
First-Citizens Bank & Trust Company 37 3.17% $3,679
Wells Fargo Bank 36 3.24% $3,459
HOMESTAR FINANCIAL CORPORATION 21 3.13% $2,945
South State Bank 16 3.23% $3,801
LOANDEPOT.COM, LLC 13 3.02% $4,326
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 13 3.37% $3,686
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 11 3.62% $4,894
United Community Bank 11 3.08% $3,455
AMERISAVE MORTGAGE CORPORATION 9 3.03% $6,210
TD Bank 7 2.95% $3,715
UNITED WHOLESALE MORTGAGE, LLC 7 3.23% $4,384
BETTER MORTGAGE CORPORATION 7 2.88% $5,935
Bank of America 7 3.05% $3,595
Mr. Cooper ( Nationstar Mortgage ) 6 3.10% $4,219
FREEDOM MORTGAGE CORPORATION 6 3.13% $2,525
ON Q FINANCIAL, INC. 6 3.10% $3,786
MOVEMENT MORTGAGE, LLC 6 3.44% $3,335
LENDUS, LLC 6 3.42% $3,403
MYCUMORTGAGE, LLC 5 3.48% $3,798
Ameris Bank 5 3.10% $3,585
NAVY FEDERAL CREDIT UNION 5 3.50% $3,757
GUILD MORTGAGE COMPANY 5 3.45% $3,645
JPMorgan Chase Bank 5 3.18% $3,911
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 3.03% $4,240
Truist Bank 5 3.09% $2,754
Flagstar Bank, FSB 4 3.11% $3,342
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 3.25% $5,780
U.S. Bank 3 2.83% $2,672
PNC Bank 3 3.00% $3,038
Wyndham Capital Mortgage, Inc. 3 3.25% $3,624
Arthur State Bank 3 3.00% $4,155
Ally Bank 3 3.04% $3,141
SOUTHERN TRUST MORTGAGE, LLC 3 3.00% $1,043
First Guaranty Mortgage Corporation 3 3.17% $3,351
DHI MORTGAGE COMPANY, LTD. 3 2.95% $4,862
Mortgage Research Center, LLC 3 2.63% $3,818
Renasant Bank 2 3.00% $3,290
Blue Ridge Bank 2 3.19% $6,264
CALIBER HOME LOANS, INC. 2 2.98% $4,090
Carrington Mortgage Services, LLC 2 4.94% $5,438
First Horizon Bank 2 2.94% $2,900
GUARANTEED RATE AFFINITY, LLC 2 3.00% $3,078
HOMESIDE FINANCIAL, LLC 2 2.87% $3,912
HOMESTEAD FUNDING CORP. 2 2.88% $1,473
KELLER MORTGAGE, LLC 2 3.19% $2,539
LOANPAL, LLC 2 2.81% $4,168
MUTUAL OF OMAHA MORTGAGE, INC. 2 2.88% $4,969
NEWREZ LLC 2 3.31% $4,083
PENNYMAC LOAN SERVICES, LLC 2 3.12% $3,936
Southern First Bank 2 3.25% $3,059
SUCCESS MORTGAGE PARTNERS, INC. 2 3.19% $2,996
Fifth Third Bank 1 3.00% $2,793
UNION HOME MORTGAGE CORP. 1 3.38% $2,818
ENVOY MORTGAGE, LTD 1 3.63% $3,959
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.50% $5,034
LEADERONE FINANCIAL CORPORATION 1 3.25% $9,863
EMM LOANS LLC 1 2.88% $7,093
EASTMAN 1 3.25% $2,503
AMERICAN FINANCING CORPORATION 1 3.50% $3,431
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 3.25% $2,278
MEMBER FIRST MORTGAGE, LLC 1 3.63% $3,506
Morgan Stanley Private Bank 1 3.75% $2,423
MORTGAGE EQUITY PARTNERS LLC 1 3.25% $4,700
Mortgage Network, Inc. 1 2.88% $2,421
DRAPER AND KRAMER MORTGAGE CORP. 1 3.00% $3,599
CROSSCOUNTRY MORTGAGE, LLC 1 2.99% $3,533
Coastal Carolina National Bank 1 3.25% $3,632
USAA Federal Savings Bank 1 3.00% $1,709
Charles Schwab Bank, SSB 1 1.88% $3,805
CAPITAL CENTER, L.L.C. 1 3.00% $850
Network Funding, L.P. 1 3.38% $3,116
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $2,712
NORTHROP GRUMMAN Federal Credit Union 1 3.13% $6,992
CALCON MUTUAL MORTGAGE LLC 1 3.25% $7,817
PEACH STATE FEDERAL CREDIT UNION 1 3.63% $4,312
VERITAS FUNDING, LLC 1 2.75% $5,385
BROKER SOLUTIONS, INC. 1 3.38% $3,805
BNY Mellon 1 2.63% $2,704
BNC National Bank 1 2.88% $2,584
BAY EQUITY LLC 1 2.63% $3,843
Quontic Bank 1 5.75% $7,236
RAPID MORTGAGE COMPANY 1 4.00% $3,883
Regions Bank 1 3.13% $3,781
Bank of England 1 2.88% $7,229
RESOURCE FINANCIAL SERVICES, INC. 1 3.13% $3,600
ROYAL UNITED MORTGAGE LLC 1 2.75% $3,358
Security Federal Bank 1 4.25% $3,973
Servion, Inc. 1 3.25% $3,466
Sierra Pacific Mortgage Company, Inc. 1 2.99% $3,286
SOUTHEAST MORTGAGE OF GEORGIA, INC. 1 3.88% $933
Alcova Mortgage LLC 1 2.99% $9,336
Armed Forces Bank 1 3.00% $3,356
SOUTHPOINT FINANCIAL SERVICES, INC. 1 3.88% $5,625
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.00% $3,667
SOVEREIGN LENDING GROUP INCORPORATED 1 3.38% $3,799
AgFirst Farm Credit Bank 1 2.88% $8,675
Summit Community Bank, Inc. 1 2.63% $3,376
SUN WEST MORTGAGE COMPANY, INC. 1 2.61% $1,430
SWBC MORTGAGE CORPORATION 1 3.38% $3,016
Synovus Bank 1 3.00% $5,892
APEX HOME LOANS, INC. 1 2.99% $3,813
THE MORTGAGE FIRM, INC. 1 3.25% $4,106
First United Bank and Trust Company 1 3.50% $3,851
First Reliance Bank 1 2.63% $2,747
FOUNDERS FEDERAL CREDIT UNION 1 2.50% $1,394
First Community Bank 1 3.25% $2,113
GREENVILLE FEDERAL CREDIT UNION 1 4.00% $3,671
The Park National Bank 1 2.88% $2,557
GUARANTEED RATE, INC. 1 3.25% $2,366
FINANCE OF AMERICA MORTGAGE LLC 1 3.13% $3,748
HOME POINT FINANCIAL CORPORATION 1 3.00% $3,530
AmeriHome Mortgage Company, LLC 1 3.50% $5,677

Greenwood, SC's 117 lenders originated 1,991 loans during 2021. The total origination value was $355,435,000, with an average loan value of $178,521.

The top Greenwood lender as defined by loan originations is Countybank, with 106 loans originated. Their average total fees are $2,862, which is $2,298 lower than the next largest lender, ATLANTIC BAY MORTGAGE GROUP, L.L.C..

The lowest fee Greenwood lenders (with over 10 loans originated) are Countybank ($2,862), HOMESTAR FINANCIAL CORPORATION ($2,945), United Community Bank ($3,455), Wells Fargo Bank ($3,459) and First-Citizens Bank & Trust Company ($3,679).

The lowest rate Greenwood lenders (with over 10 loans originated) are Countybank (3.01%), LOANDEPOT.COM, LLC (3.02%), United Community Bank (3.08%), QUICKEN LOANS, LLC (3.09%) and HOMESTAR FINANCIAL CORPORATION (3.13%).

Greenwood, SC Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Countybank $41,520,000 $44,500,000 7.2% 12.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $32,445,000 $32,490,000 0.1% 9.1%
QUICKEN LOANS, LLC $21,660,000 $31,690,000 46.3% 8.9%
ACOPIA, LLC $18,685,000 $17,610,000 -5.8% 5.0%
First-Citizens Bank & Trust Company $13,985,000 $16,555,000 18.4% 4.7%
CHURCHILL MORTGAGE CORPORATION $17,945,000 $13,530,000 -24.6% 3.8%
Wells Fargo Bank $6,080,000 $10,175,000 67.4% 2.9%
South State Bank $2,530,000 $9,380,000 270.8% 2.6%
United Community Bank $7,275,000 $9,290,000 27.7% 2.6%
FREEDOM MORTGAGE CORPORATION $5,235,000 $8,095,000 54.6% 2.3%
PENNYMAC LOAN SERVICES, LLC $1,605,000 $6,735,000 319.6% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,110,000 $6,555,000 210.7% 1.8%
HOMESTAR FINANCIAL CORPORATION $2,455,000 $6,545,000 166.6% 1.8%
LOANDEPOT.COM, LLC $1,340,000 $6,330,000 372.4% 1.8%
UNITED WHOLESALE MORTGAGE, LLC $2,855,000 $4,820,000 68.8% 1.4%
Mortgage Research Center, LLC $3,530,000 $4,525,000 28.2% 1.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,035,000 $4,470,000 331.9% 1.3%
Ameris Bank $3,140,000 $4,415,000 40.6% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $3,240,000 $4,230,000 30.6% 1.2%
LENDUS, LLC $3,635,000 $4,095,000 12.7% 1.2%
Carrington Mortgage Services, LLC $3,725,000 $3,715,000 -0.3% 1.0%
AMERISAVE MORTGAGE CORPORATION $1,330,000 $3,560,000 167.7% 1.0%
BETTER MORTGAGE CORPORATION $1,155,000 $2,815,000 143.7% 0.8%
NAVY FEDERAL CREDIT UNION $920,000 $2,805,000 204.9% 0.8%
Truist Bank $4,310,000 $2,640,000 -38.7% 0.7%
NEWREZ LLC $1,135,000 $2,440,000 115.0% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,945,000 $2,355,000 21.1% 0.7%
USAA Federal Savings Bank $1,025,000 $2,280,000 122.4% 0.6%
MYCUMORTGAGE, LLC $1,240,000 $2,255,000 81.9% 0.6%
DHI MORTGAGE COMPANY, LTD. $2,240,000 n/a 0.6%
TD Bank $1,780,000 $2,230,000 25.3% 0.6%
Southern First Bank $1,575,000 $2,085,000 32.4% 0.6%
Flagstar Bank, FSB $185,000 $2,075,000 1,021.6% 0.6%
JPMorgan Chase Bank $1,420,000 $2,025,000 42.6% 0.6%
LAKEVIEW LOAN SERVICING, LLC $1,540,000 $1,855,000 20.5% 0.5%
Bank of America $2,265,000 $1,820,000 -19.6% 0.5%
ON Q FINANCIAL, INC. $1,445,000 $1,750,000 21.1% 0.5%
NEW DAY FINANCIAL, LLC $575,000 $1,690,000 193.9% 0.5%
MOVEMENT MORTGAGE, LLC $3,070,000 $1,660,000 -45.9% 0.5%
AgFirst Farm Credit Bank $1,490,000 $1,565,000 5.0% 0.4%
GUILD MORTGAGE COMPANY $1,515,000 $1,555,000 2.6% 0.4%
U.S. Bank $1,265,000 $1,520,000 20.2% 0.4%
GREENVILLE FEDERAL CREDIT UNION $185,000 $1,515,000 718.9% 0.4%
Bank of England $1,465,000 n/a 0.4%
Arthur State Bank $1,760,000 $1,400,000 -20.5% 0.4%
SOUTHERN TRUST MORTGAGE, LLC $2,015,000 $1,275,000 -36.7% 0.4%
CALCON MUTUAL MORTGAGE LLC $1,265,000 n/a 0.4%
HOME POINT FINANCIAL CORPORATION $880,000 $1,200,000 36.4% 0.3%
SUN WEST MORTGAGE COMPANY, INC. $560,000 $1,105,000 97.3% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,210,000 $1,020,000 -15.7% 0.3%
Wyndham Capital Mortgage, Inc. $1,520,000 $1,020,000 -32.9% 0.3%
GUARANTEED RATE, INC. $480,000 $1,000,000 108.3% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $435,000 $960,000 120.7% 0.3%
Ally Bank $955,000 n/a 0.3%
ALLEGACY FEDERAL CREDIT UNION $205,000 $885,000 331.7% 0.2%
LOANPAL, LLC $875,000 n/a 0.2%
BAY EQUITY LLC $865,000 n/a 0.2%
KELLER MORTGAGE, LLC $470,000 $850,000 80.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $960,000 $850,000 -11.5% 0.2%
Blue Ridge Bank $820,000 $845,000 3.0% 0.2%
CALIBER HOME LOANS, INC. $1,905,000 $835,000 -56.2% 0.2%
Hometown Lenders, Inc. $745,000 $815,000 9.4% 0.2%
Renasant Bank $510,000 $810,000 58.8% 0.2%
The Bank of Missouri $805,000 n/a 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $470,000 $800,000 70.2% 0.2%
S. C. STATE FEDERAL CREDIT UNION $1,565,000 $735,000 -53.0% 0.2%
PLANET HOME LENDING, LLC $725,000 n/a 0.2%
First Guaranty Mortgage Corporation $715,000 n/a 0.2%
GUARANTEED RATE AFFINITY, LLC $280,000 $705,000 151.8% 0.2%
SOUTHWEST FUNDING, LP $180,000 $700,000 288.9% 0.2%
Synovus Bank $685,000 $680,000 -0.7% 0.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $665,000 n/a 0.2%
LEADERONE FINANCIAL CORPORATION $165,000 $655,000 297.0% 0.2%
21ST MORTGAGE CORPORATION $1,375,000 $600,000 -56.4% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $910,000 $580,000 -36.3% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $550,000 n/a 0.2%
Summit Community Bank, Inc. $205,000 $550,000 168.3% 0.2%
Armed Forces Bank $545,000 n/a 0.2%
PNC Bank $545,000 n/a 0.2%
GSF Mortgage Corporation $540,000 n/a 0.2%
MORTGAGE EQUITY PARTNERS LLC $525,000 n/a 0.1%
NORTHROP GRUMMAN Federal Credit Union $525,000 n/a 0.1%
RAPID MORTGAGE COMPANY $490,000 $520,000 6.1% 0.1%
Charles Schwab Bank, SSB $505,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $400,000 $500,000 25.0% 0.1%
HOMESTEAD FUNDING CORP. $1,015,000 $500,000 -50.7% 0.1%
PENTAGON FEDERAL CREDIT UNION $670,000 $490,000 -26.9% 0.1%
First Horizon Bank $480,000 n/a 0.1%
Alcova Mortgage LLC $455,000 n/a 0.1%
Tradition Capital Bank $455,000 n/a 0.1%
First United Bank and Trust Company $445,000 n/a 0.1%
Magnolia Bank $405,000 $440,000 8.6% 0.1%
Citizens Bank $330,000 $435,000 31.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $365,000 $430,000 17.8% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $430,000 n/a 0.1%
Regions Bank $1,160,000 $425,000 -63.4% 0.1%
Coastal Carolina National Bank $325,000 $420,000 29.2% 0.1%
CORNING $405,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $230,000 $395,000 71.7% 0.1%
AmeriHome Mortgage Company, LLC $530,000 $390,000 -26.4% 0.1%
HOMESIDE FINANCIAL, LLC $385,000 n/a 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $220,000 $385,000 75.0% 0.1%
HANCOCK MORTGAGE PARTNERS, LLC $2,415,000 $380,000 -84.3% 0.1%
CAPITAL CENTER, L.L.C. $365,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $315,000 $355,000 12.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $280,000 $355,000 26.8% 0.1%
InterContinental Capital Group, Inc $350,000 n/a 0.1%
Servion, Inc. $400,000 $340,000 -15.0% 0.1%
Equity Prime Mortgage LLC $330,000 n/a 0.1%
First Reliance Bank $610,000 $330,000 -45.9% 0.1%
OCEANSIDE MORTGAGE COMPANY $700,000 $330,000 -52.9% 0.1%
NBKC BANK $325,000 n/a 0.1%
STATE EMPLOYEES' $380,000 $320,000 -15.8% 0.1%
FOUNDERS FEDERAL CREDIT UNION $1,010,000 $315,000 -68.8% 0.1%
PEACH STATE FEDERAL CREDIT UNION $235,000 $315,000 34.0% 0.1%
FAMILY FIRST FUNDING LLC $85,000 $310,000 264.7% 0.1%
Low VA Rates, LLC $195,000 $310,000 59.0% 0.1%
Network Funding, L.P. $310,000 n/a 0.1%
SWBC MORTGAGE CORPORATION $310,000 n/a 0.1%
BNY Mellon $305,000 n/a 0.1%
First Palmetto Bank $275,000 $305,000 10.9% 0.1%
Lakeview Community Capital, LLC $375,000 $300,000 -20.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 $290,000 -38.3% 0.1%
ALL REVERSE MORTGAGE, INC. $285,000 n/a 0.1%
AMERICAN INTERNET MORTGAGE, INC. $335,000 $285,000 -14.9% 0.1%
SHARONVIEW FEDERAL CREDIT UNION $315,000 $280,000 -11.1% 0.1%
APEX HOME LOANS, INC. $465,000 $275,000 -40.9% 0.1%
RESOURCE FINANCIAL SERVICES, INC. $115,000 $275,000 139.1% 0.1%
The Federal Savings Bank $265,000 n/a 0.1%
Willamette Valley Bank $265,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $265,000 n/a 0.1%
Aurora Financial, LLC $255,000 n/a 0.1%
BNC National Bank $135,000 $255,000 88.9% 0.1%
CLEARPATH LENDING $1,120,000 $250,000 -77.7% 0.1%
MEMBER FIRST MORTGAGE, LLC $85,000 $250,000 194.1% 0.1%
TOWNE MORTGAGE COMPANY $535,000 $250,000 -53.3% 0.1%
First Community Bank $2,030,000 $240,000 -88.2% 0.1%
GENEVA FINANCIAL, LLC $690,000 $240,000 -65.2% 0.1%
Mortgage Network, Inc. $235,000 n/a 0.1%
The Park National Bank $230,000 n/a 0.1%
VERITAS FUNDING, LLC $215,000 n/a 0.1%
HomeTrust Bank $235,000 $205,000 -12.8% 0.1%
Stifel Bank and Trust $205,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $275,000 $205,000 -25.5% 0.1%
CHERRY CREEK MORTGAGE, LLC $195,000 n/a 0.1%
KeyBank $195,000 n/a 0.1%
Pinnacle Bank $430,000 $185,000 -57.0% 0.1%
REV FEDERAL CREDIT UNION $125,000 $185,000 48.0% 0.1%
GrandSouth Bank $180,000 n/a 0.1%
Discover Bank $135,000 $175,000 29.6% 0.0%
LENDINGONE, LLC $175,000 n/a 0.0%
Northwest Bank $755,000 $175,000 -76.8% 0.0%
NTFN, INC. $175,000 n/a 0.0%
Quontic Bank $175,000 n/a 0.0%
1ST SIGNATURE LENDING, LLC $165,000 n/a 0.0%
BROKER SOLUTIONS, INC. $265,000 $165,000 -37.7% 0.0%
AMERICAN FINANCING CORPORATION $440,000 $160,000 -63.6% 0.0%
INTERCOASTAL MORTGAGE COMPANY $155,000 n/a 0.0%
Plains Commerce Bank $155,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $155,000 n/a 0.0%
Carolina Bank & Trust $145,000 n/a 0.0%
Manufacturers and Traders Trust Company $45,000 $140,000 211.1% 0.0%
UNION HOME MORTGAGE CORP. $235,000 $135,000 -42.6% 0.0%
EMM LOANS LLC $145,000 $125,000 -13.8% 0.0%
Fifth Third Bank $950,000 $125,000 -86.8% 0.0%
Greenville Heritage Federal Credit Union $125,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $125,000 n/a 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $120,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $980,000 $115,000 -88.3% 0.0%
Security Federal Bank $115,000 n/a 0.0%
Amerifirst Financial, Inc. $105,000 n/a 0.0%
EASTMAN $105,000 n/a 0.0%
Morgan Stanley Private Bank $105,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $685,000 $105,000 -84.7% 0.0%
ENVOY MORTGAGE, LTD $300,000 $95,000 -68.3% 0.0%
Sierra Pacific Mortgage Company, Inc. $95,000 n/a 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $345,000 $95,000 -72.5% 0.0%
AMERICAN ADVISORS GROUP $45,000 $90,000 100.0% 0.0%
Bethpage Federal Credit Union $85,000 n/a 0.0%
CAROLINAS TELCO FEDERAL CREDIT UNION $35,000 $85,000 142.9% 0.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $85,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $75,000 n/a 0.0%
MORTGAGE INVESTORS GROUP, INC. $75,000 n/a 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 $65,000 -58.1% 0.0%
Truliant Federal Credit Union $45,000 $65,000 44.4% 0.0%
Connexus Credit Union $55,000 n/a 0.0%
CSL Financial, LLC $65,000 $55,000 -15.4% 0.0%
Palmetto Citizens Federal Credit Union $55,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $5,000 n/a 0.0%

Greenwood's top lender by overall market share is Countybank, with 12.5% market share. In second place, with 9.1%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $32,490,000 in loans. In third place, with 8.9%, is QUICKEN LOANS, LLC, having originated $31,690,000 in loans. In third place, with 5.0%, is ACOPIA, LLC, having originated $17,610,000 in loans. In third place, with 4.7%, is First-Citizens Bank & Trust Company, having originated $16,555,000 in loans.


Greenwood, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 879 $167,435,000 $190,484
Refi 662 $118,140,000 $178,459
Cash Out Refi 351 $59,225,000 $168,732
Other 54 $5,750,000 $106,481
Home Improvement 45 $4,885,000 $108,556

Greenwood's most frequently cited loan purpose was Home Purchase, with 879 originations. The 2nd most popular reason was Refi, with 662 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 812 $143,750,000 $177,032
2.5-3% 710 $131,990,000 $185,901
<2.5% 341 $65,635,000 $192,478
4-5% 76 $8,500,000 $111,842
5-6% 20 $2,460,000 $123,000
Over 8% 14 $1,200,000 $85,714
6-7% 7 $615,000 $87,857
7-8% 5 $485,000 $97,000

During 2021, Greenwood's most frequently originated rate bucket was 3-4%, with 812 originations.

Loan Sizing (Greenwood, SC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 931 $135,625,000 $145,677
$200k-400k 509 $133,715,000 $262,701
$100,000 or less 449 $31,525,000 $70,212
$400k-600k 86 $41,020,000 $476,977
$600k-1000k 12 $8,920,000 $743,333
$Over $1MM 4 $4,630,000 $1,157,500

Greenwood's loan sizing saw the bucket of loans from $100k-200k with 931 originations, totaling $135,625,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 866 $164,030,000 $189,411
60-80% 607 $115,695,000 $190,601
40-60% 268 $45,440,000 $169,552
20-40% 105 $11,885,000 $113,190
Under 20% 53 $2,105,000 $39,717
Over 100% 13 $3,385,000 $260,385

Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 866 originations, totaling $164,030,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $167,400 (-1.5%) $236,453 (0.4%) 0.00 263
2018-02-01 $174,900 (9.4%) $242,584 (3.5%) 0.00 263
2018-03-01 $174,900 (2.9%) $242,105 (0.9%) 0.00 295
2018-04-01 $179,900 (0.2%) $247,025 (0.4%) 0.00 309
2018-05-01 $186,200 (3.7%) $257,115 (5.2%) 0.00 312
2018-06-01 $199,000 (14.4%) $257,942 (8.0%) 0.00 315
2018-07-01 $199,900 (8.1%) $262,550 (4.6%) 0.00 302
2018-08-01 $199,900 (5.3%) $258,639 (0.2%) 0.00 298
2018-09-01 $204,900 (3.0%) $258,194 (-2.2%) 0.00 304
2018-10-01 $204,450 (2.7%) $254,676 (-4.0%) 0.00 288
2018-11-01 $199,950 (0.5%) $255,090 (-2.0%) 0.00 278
2018-12-01 $198,550 (5.1%) $252,872 (-0.8%) 0.00 250
2019-01-01 $192,143 (14.8%) $260,091 (10.0%) 0.00 234
2019-02-01 $191,343 (9.4%) $263,508 (8.6%) 0.00 216
2019-03-01 $198,657 (13.6%) $273,657 (13.0%) 0.00 205
2019-04-01 $216,999 (20.6%) $284,645 (15.2%) 0.00 210
2019-05-01 $246,950 (32.6%) $309,886 (20.5%) 0.00 242
2019-06-01 $249,000 (25.1%) $321,699 (24.7%) 0.00 242
2019-07-01 $240,000 (20.1%) $322,901 (23.0%) 0.00 278
2019-08-01 $252,814 (26.5%) $329,660 (27.5%) 0.00 283
2019-09-01 $267,764 (30.7%) $336,743 (30.4%) 0.00 275
2019-10-01 $268,700 (31.4%) $330,228 (29.7%) 0.00 275
2019-11-01 $259,900 (30.0%) $315,051 (23.5%) 0.00 296
2019-12-01 $253,090 (27.5%) $307,643 (21.7%) 0.00 274
2020-01-01 $254,900 (32.7%) $309,452 (19.0%) 0.00 264
2020-02-01 $269,900 (41.1%) $310,568 (17.9%) 0.00 257
2020-03-01 $294,900 (48.5%) $328,499 (20.0%) 0.00 250
2020-04-01 $296,200 (36.5%) $333,323 (17.1%) 0.00 255
2020-05-01 $294,900 (19.4%) $332,043 (7.2%) 0.00 243
2020-06-01 $299,900 (20.4%) $339,321 (5.5%) 0.00 221
2020-07-01 $300,000 (25.0%) $343,383 (6.3%) 0.00 188
2020-08-01 $299,000 (18.3%) $327,422 (-0.7%) 0.00 180
2020-09-01 $290,000 (8.3%) $324,059 (-3.8%) 0.00 189
2020-10-01 $289,000 (7.6%) $316,262 (-4.2%) 0.00 188
2020-11-01 $290,000 (11.6%) $321,353 (2.0%) 0.00 161
2020-12-01 $284,000 (12.2%) $320,672 (4.2%) 0.00 125
2021-01-01 $266,000 (4.4%) $321,647 (3.9%) 0.00 99
2021-02-01 $257,000 (-4.8%) $309,593 (-0.3%) 0.00 93
2021-03-01 $264,000 (-10.5%) $349,830 (6.5%) 0.00 90
2021-04-01 $254,450 (-14.1%) $363,365 (9.0%) 0.00 78
2021-05-01 $250,000 (-15.2%) $324,128 (-2.4%) 0.00 76
2021-06-01 $244,950 (-18.3%) $314,833 (-7.2%) 0.00 92
2021-07-01 $249,900 (-16.7%) $321,980 (-6.2%) 0.00 92
2021-08-01 $249,450 (-16.6%) $312,832 (-4.5%) 0.00 116
2021-09-01 $252,500 (-12.9%) $296,597 (-8.5%) 0.00 136
2021-10-01 $240,000 (-17.0%) $271,325 (-14.2%) 0.00 140
2021-11-01 $245,000 (-15.5%) $282,065 (-12.2%) 0.00 152
2021-12-01 $249,445 (-12.2%) $287,226 (-10.4%) 0.00 163
2022-01-01 $270,000 (1.5%) $308,433 (-4.1%) 0.00 131
2022-02-01 $285,000 (10.9%) $317,934 (2.7%) 0.00 136
2022-03-01 $276,945 (4.9%) $334,399 (-4.4%) 0.00 128
2022-04-01 $295,000 (15.9%) $338,134 (-6.9%) 0.00 119
2022-05-01 $282,500 (13.0%) $351,315 (8.4%) 0.00 136
Greenwood's median listing price for 2022-05-01 was $282,500, a difference of $32,500 (13.0%) versus the prior year and $-12,500 versus the prior month.

Greenwood's median listing price comes in at 0% of the national average.

Greenwood's average listing price for 2022-05-01 was $351,315, a difference of $27,187 (8.4%) versus the prior year and $13,181 versus the prior month.

For the 2022-05-01 period, Greenwood had 136 MLS listings, a difference of 17 listings (14%) versus the prior month and 60 listings (79%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,683 sqft
2018-02-01 0 days 1,486 sqft
2018-03-01 0 days 1,699 sqft
2018-04-01 0 days 1,750 sqft
2018-05-01 0 days 1,735 sqft
2018-06-01 0 days 1,840 sqft
2018-07-01 0 days 2,089 sqft
2018-08-01 0 days 2,000 sqft
2018-09-01 0 days 2,100 sqft
2018-10-01 0 days 2,332 sqft
2018-11-01 0 days 2,232 sqft
2018-12-01 0 days 2,100 sqft
2019-01-01 0 days 2,013 sqft
2019-02-01 0 days 1,907 sqft
2019-03-01 0 days 2,076 sqft
2019-04-01 0 days 2,343 sqft
2019-05-01 0 days 2,433 sqft
2019-06-01 0 days 2,188 sqft
2019-07-01 0 days 2,398 sqft
2019-08-01 0 days 2,289 sqft
2019-09-01 0 days 2,190 sqft
2019-10-01 0 days 2,188 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 2,046 sqft
2020-01-01 0 days 2,132 sqft
2020-02-01 0 days 2,046 sqft
2020-03-01 0 days 2,023 sqft
2020-04-01 0 days 2,145 sqft
2020-05-01 0 days 2,303 sqft
2020-06-01 0 days 2,323 sqft
2020-07-01 0 days 2,063 sqft
2020-08-01 0 days 2,323 sqft
2020-09-01 0 days 2,337 sqft
2020-10-01 0 days 2,303 sqft
2020-11-01 0 days 2,337 sqft
2020-12-01 0 days 2,052 sqft
2021-01-01 0 days 2,052 sqft
2021-02-01 0 days 2,139 sqft
2021-03-01 0 days 1,815 sqft
2021-04-01 0 days 2,101 sqft
2021-05-01 0 days 1,928 sqft
2021-06-01 0 days 2,191 sqft
2021-07-01 0 days 2,120 sqft
2021-08-01 0 days 2,237 sqft
2021-09-01 0 days 1,998 sqft
2021-10-01 0 days 1,846 sqft
2021-11-01 0 days 1,731 sqft
2021-12-01 0 days 1,811 sqft
2022-01-01 0 days 1,988 sqft
2022-02-01 0 days 1,935 sqft
2022-03-01 0 days 1,757 sqft
2022-04-01 0 days 1,825 sqft
2022-05-01 0 days 1,800 sqft
Greenwood's median listing age (time on market) for 2022-05-01 was 0 days.

Greenwood's median square footage for active listings during the 2022-05-01 period was 1,800 sqft. One year prior, the average listing was 1,928 sqft.