Greenwood Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Greenwood averaged 6.7% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 6.89% and one month ago for the week of 2023-08-17, the average rate was 6.9%.

Greenwood's average rate one year ago was 5.63%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Greenwood 30 Year Fixed Rate 2023-09-21 6.7%
Greenwood 30 Year Fixed Rate Refi 2023-09-21 7.79%
Greenwood 15 Year Fixed Rate 2023-09-21 6.74%
Greenwood 15 Year Fixed Rate Refi 2023-09-21 6.54%
Greenwood 30 Year FHA 2023-09-21 6.4%
Greenwood 30 Year FHA Refi 2023-09-21 7.04%
Greenwood 30 Year USDA 2023-09-21 6.82%
Greenwood 30 Year USDA Refi 2023-09-21 7.02%
Greenwood 30 Year VA 2023-09-21 6.13%
Greenwood 30 Year VA Refi 2023-09-21 6.72%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Greenwood, SC.

Greenwood Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Greenwood, SC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 64 5.14% $6,409
Countybank 58 4.66% $3,739
ACOPIA, LLC 39 5.25% $6,036
QUICKEN LOANS, LLC 34 5.17% $6,357
First-Citizens Bank & Trust Company 32 4.36% $4,160
CHURCHILL MORTGAGE CORPORATION 22 4.89% $5,195
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 16 4.85% $5,881
Wells Fargo Bank 15 4.61% $3,547
South State Bank 11 5.08% $6,352
UNITED WHOLESALE MORTGAGE, LLC 10 5.66% $4,190
DHI MORTGAGE COMPANY, LTD. 10 4.01% $3,502
HOMESTAR FINANCIAL CORPORATION 9 5.65% $3,983
FOUNDERS FEDERAL CREDIT UNION 9 4.19% $2,753
ROYAL UNITED MORTGAGE LLC 7 5.36% $5,053
Bank of America 6 4.00% $4,463
United Community Bank 6 4.13% $3,727
MOVEMENT MORTGAGE, LLC 6 4.33% $3,636
MYCUMORTGAGE, LLC 6 5.01% $4,288
TD Bank 5 4.13% $5,611
Mr. Cooper ( Nationstar Mortgage ) 5 6.02% $5,885
LOANDEPOT.COM, LLC 5 4.12% $4,804
PENNYMAC LOAN SERVICES, LLC 4 3.19% $6,672
NAVY FEDERAL CREDIT UNION 4 4.28% $3,964
HANCOCK MORTGAGE PARTNERS, LLC 4 5.06% $5,580
ON Q FINANCIAL, INC. 4 5.34% $3,365
CARDINAL FINANCIAL 3 4.21% $3,851
GUILD MORTGAGE COMPANY 3 4.21% $4,969
Flagstar Bank, FSB 3 3.73% $4,757
AgFirst Farm Credit Bank 3 3.96% $4,921
Truist 3 4.64% $3,459
JPMorgan Chase Bank 3 5.21% $4,550
M&T Bank 3 4.88% $4,063
U.S. Bank 3 4.67% $4,175
FREEDOM MORTGAGE CORPORATION 2 5.06% $3,867
AMERISAVE MORTGAGE CORPORATION 2 3.93% $7,824
Arthur State Bank 2 4.69% $3,865
BANKSOUTH MORTGAGE COMPANY, LLC 2 3.50% $5,679
CROSSCOUNTRY MORTGAGE, LLC 2 5.75% $4,546
EVERETT FINANCIAL, INC. 2 4.06% $2,239
FINANCE OF AMERICA MORTGAGE LLC 2 5.31% $7,988
First Palmetto Bank 2 4.56% $3,101
GUARANTEED RATE, INC. 2 4.44% $5,282
HOMESIDE FINANCIAL, LLC 2 3.38% $5,503
Mortgage Research Center, LLC 2 5.81% $4,170
NBKC BANK 2 4.31% $3,966
Network Funding, L.P. 2 4.88% $3,642
Regions Bank 2 4.38% $3,470
RESOURCE FINANCIAL SERVICES, INC. 2 4.94% $5,464
The Bank of South Carolina 2 5.50% $3,168
Waterstone Mortgage Corporation 2 5.63% $5,031
Ameris Bank 1 3.25% $2,626
FirstBank 1 6.88% $3,926
Hometown Lenders, Inc. 1 5.88% $7,123
First American Bank and Trust Company 1 5.50% $4,451
LADERA LENDING, INC. 1 5.50% $4,257
LEGEND LENDING CORPORATION 1 6.50% $6,060
Dollar Bank, Federal Savings Bank 1 4.88% $8,082
LOANPAL, LLC 1 3.25% $6,099
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 4.25% $3,552
Meridian Bank Corporation 1 3.12% $3,289
MID AMERICA MORTGAGE, INC. 1 6.50% $6,060
Morgan Stanley Private Bank 1 3.50% $2,854
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.00% $4,364
Discover Bank 1 3.99% $0
CRESCENT MORTGAGE COMPANY 1 4.75% $3,564
CPM Federal Credit Union 1 5.25% $12,268
Colten Mortgage, LLC 1 3.25% $4,927
NASA Federal Credit Union 1 5.50% $9,183
Colony Bank 1 5.00% $4,964
NBH Bank 1 3.88% $3,569
USAA Federal Savings Bank 1 5.75% $4,398
AMERICAN INTERNET MORTGAGE, INC. 1 4.75% $4,764
NEWREZ LLC 1 5.50% $3,922
NFM, INC. 1 6.25% $5,573
Citizens Bank 1 3.75% $8,324
Paramount Residential Mortgage Group, Inc. 1 6.38% $9,131
Charles Schwab Bank, SSB 1 5.00% $4,435
PHH Mortgage Corporation 1 6.13% $5,106
PIKE CREEK MORTGAGE SERVICES, INC. 1 4.75% $4,442
PLANET HOME LENDING, LLC 1 3.25% $1,363
PNC Bank 1 5.00% $2,592
PREMIA MORTGAGE, LLC 1 5.38% $0
Queensborough National Bank & Trust Company 1 3.50% $4,740
CAROLINA FOOTHILLS 1 5.50% $5,994
RAPID MORTGAGE COMPANY 1 6.63% $6,221
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.05% $2,304
RELIANCE FIRST CAPITAL, LLC 1 5.38% $5,907
Warsaw Federal Savings and Loan Association 1 5.65% $5,031
BROKER SOLUTIONS, INC. 1 6.38% $11,119
S. C. STATE FEDERAL CREDIT UNION 1 3.00% $4,910
SeaTrust Mortgage Company 1 3.99% $3,329
Southern First Bank 1 5.25% $3,272
BancorpSouth 1 3.88% $4,217
SWBC MORTGAGE CORPORATION 1 4.75% $5,141
Synovus Bank 1 4.00% $4,398
Auto Club Trust, FSB 1 5.50% $1,646
ALLIANT CREDIT UNION 1 6.50% $3,335
The Huntington National Bank 1 5.83% $4,337
The Park National Bank 1 4.88% $6,253
TOWNE MORTGAGE COMPANY 1 3.50% $8,347
Assurance Financial Group, L.L.C. 1 5.50% $7,751
FLAT BRANCH MORTGAGE, INC. 1 4.50% $4,578
21ST MORTGAGE CORPORATION 1 5.75% $2,352
GEORGIA'S OWN 1 5.50% $22,585
Grow Financial Federal Credit Union 1 4.13% $3,228
GUARANTEED RATE AFFINITY, LLC 1 5.63% $5,020
UNION HOME MORTGAGE CORP. 1 7.38% $3,546
First National Bank of Pennsylvania 1 4.75% $3,350
First Guaranty Mortgage Corporation 1 3.88% $3,971
HOME POINT FINANCIAL CORPORATION 1 3.63% $3,493

Greenwood Average Closing Costs & Other Stats

Greenwood, SC's 110 lenders originated 1,338 loans during 2022. The total origination value was $276,450,000, with an average loan value of $206,614.

Greenwood's average closing costs are $4,881.

The top Greenwood lender as defined by loan originations is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 64 loans originated. Their average total fees are $6,409, which is $2,669 higher than the next largest lender, Countybank.

The lowest fee Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. ($3,502), Wells Fargo Bank ($3,547), Countybank ($3,739), First-Citizens Bank & Trust Company ($4,160) and UNITED WHOLESALE MORTGAGE, LLC ($4,190).

The lowest rate Greenwood lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (4.01%), First-Citizens Bank & Trust Company (4.36%), Wells Fargo Bank (4.61%), Countybank (4.66%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (4.85%).

Greenwood, SC Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $32,490,000 $27,940,000 -14.0% 10.1%
Countybank $44,500,000 $26,090,000 -41.4% 9.4%
QUICKEN LOANS, LLC $31,690,000 $18,910,000 -40.3% 6.8%
First-Citizens Bank & Trust Company $16,555,000 $16,055,000 -3.0% 5.8%
ACOPIA, LLC $17,610,000 $15,685,000 -10.9% 5.7%
Merchants Bank of Indiana $10,510,000 n/a 3.8%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,555,000 $8,330,000 27.1% 3.0%
South State Bank $9,380,000 $7,925,000 -15.5% 2.9%
WALKER & DUNLOP, LLC $6,785,000 n/a 2.5%
DHI MORTGAGE COMPANY, LTD. $2,240,000 $6,720,000 200.0% 2.4%
CHURCHILL MORTGAGE CORPORATION $13,530,000 $6,420,000 -52.5% 2.3%
Wells Fargo Bank $10,175,000 $6,250,000 -38.6% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $4,820,000 $5,310,000 10.2% 1.9%
HOMESTAR FINANCIAL CORPORATION $6,545,000 $5,285,000 -19.3% 1.9%
United Community Bank $9,290,000 $4,030,000 -56.6% 1.5%
PENNYMAC LOAN SERVICES, LLC $6,735,000 $3,355,000 -50.2% 1.2%
MOVEMENT MORTGAGE, LLC $1,660,000 $3,225,000 94.3% 1.2%
AgFirst Farm Credit Bank $1,565,000 $2,895,000 85.0% 1.0%
TD Bank $2,230,000 $2,590,000 16.1% 0.9%
Mortgage Research Center, LLC $4,525,000 $2,530,000 -44.1% 0.9%
FOUNDERS FEDERAL CREDIT UNION $315,000 $2,415,000 666.7% 0.9%
LOANDEPOT.COM, LLC $6,330,000 $2,390,000 -62.2% 0.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $4,470,000 $2,350,000 -47.4% 0.9%
CIVIC FINANCIAL SERVICES, LLC $2,060,000 n/a 0.7%
Bank of America $1,820,000 $1,835,000 0.8% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $355,000 $1,825,000 414.1% 0.7%
MYCUMORTGAGE, LLC $2,255,000 $1,795,000 -20.4% 0.6%
NAVY FEDERAL CREDIT UNION $2,805,000 $1,765,000 -37.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $4,230,000 $1,670,000 -60.5% 0.6%
FREEDOM MORTGAGE CORPORATION $8,095,000 $1,595,000 -80.3% 0.6%
GUILD MORTGAGE COMPANY $1,555,000 $1,560,000 0.3% 0.6%
Arthur State Bank $1,400,000 $1,470,000 5.0% 0.5%
ON Q FINANCIAL, INC. $1,750,000 $1,345,000 -23.1% 0.5%
USAA Federal Savings Bank $2,280,000 $1,345,000 -41.0% 0.5%
Presidential Bank, FSB $1,335,000 n/a 0.5%
Carrington Mortgage Services, LLC $3,715,000 $1,330,000 -64.2% 0.5%
Truist $2,640,000 $1,280,000 -51.5% 0.5%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,020,000 $1,275,000 25.0% 0.5%
GREENVILLE FEDERAL CREDIT UNION $1,515,000 $1,235,000 -18.5% 0.4%
TOWNE MORTGAGE COMPANY $250,000 $1,235,000 394.0% 0.4%
Flagstar Bank, FSB $2,075,000 $1,195,000 -42.4% 0.4%
HANCOCK MORTGAGE PARTNERS, LLC $380,000 $1,095,000 188.2% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,355,000 $1,020,000 -56.7% 0.4%
U.S. Bank $1,520,000 $950,000 -37.5% 0.3%
S. C. STATE FEDERAL CREDIT UNION $735,000 $930,000 26.5% 0.3%
RELIANCE FIRST CAPITAL, LLC $105,000 $905,000 761.9% 0.3%
Ameris Bank $4,415,000 $895,000 -79.7% 0.3%
NBKC BANK $325,000 $860,000 164.6% 0.3%
Pinnacle Bank $185,000 $855,000 362.2% 0.3%
Citizens Bank $435,000 $820,000 88.5% 0.3%
Network Funding, L.P. $310,000 $760,000 145.2% 0.3%
Waterstone Mortgage Corporation $755,000 n/a 0.3%
AMERICAN INTERNET MORTGAGE, INC. $285,000 $745,000 161.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,855,000 $745,000 -59.8% 0.3%
ROYAL UNITED MORTGAGE LLC $395,000 $740,000 87.3% 0.3%
Regions Bank $425,000 $730,000 71.8% 0.3%
RESOURCE FINANCIAL SERVICES, INC. $275,000 $725,000 163.6% 0.3%
Charles Schwab Bank, SSB $505,000 $705,000 39.6% 0.3%
NATIONS DIRECT MORTGAGE, LLC $705,000 n/a 0.3%
BROKER SOLUTIONS, INC. $165,000 $690,000 318.2% 0.2%
JPMorgan Chase Bank $2,025,000 $685,000 -66.2% 0.2%
AMERISAVE MORTGAGE CORPORATION $3,560,000 $665,000 -81.3% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $960,000 $660,000 -31.3% 0.2%
PNC Bank $545,000 $655,000 20.2% 0.2%
Equity Prime Mortgage LLC $330,000 $620,000 87.9% 0.2%
The Federal Savings Bank $265,000 $620,000 134.0% 0.2%
HOMESIDE FINANCIAL, LLC $385,000 $615,000 59.7% 0.2%
GEORGIA'S OWN $605,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $1,690,000 $605,000 -64.2% 0.2%
NATIONWIDE MORTGAGE BANKERS, INC. $600,000 n/a 0.2%
PREMIA MORTGAGE, LLC $575,000 n/a 0.2%
KELLER MORTGAGE, LLC $850,000 $570,000 -32.9% 0.2%
EVERETT FINANCIAL, INC. $565,000 n/a 0.2%
Renasant Bank $810,000 $565,000 -30.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $490,000 $555,000 13.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $705,000 $550,000 -22.0% 0.2%
Southern First Bank $2,085,000 $550,000 -73.6% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $850,000 $545,000 -35.9% 0.2%
21ST MORTGAGE CORPORATION $600,000 $520,000 -13.3% 0.2%
STATE EMPLOYEES' $320,000 $520,000 62.5% 0.2%
Carter Bank & Trust $505,000 n/a 0.2%
The Huntington National Bank $495,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $135,000 $495,000 266.7% 0.2%
NBH Bank $480,000 n/a 0.2%
FLAT BRANCH MORTGAGE, INC. $475,000 n/a 0.2%
Morgan Stanley Private Bank $105,000 $475,000 352.4% 0.2%
S. C. TELCO $465,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $290,000 $455,000 56.9% 0.2%
BANKSOUTH MORTGAGE COMPANY, LLC $450,000 n/a 0.2%
HomeTrust Bank $205,000 $445,000 117.1% 0.2%
MID AMERICA MORTGAGE, INC. $445,000 n/a 0.2%
M&T Bank $140,000 $445,000 217.9% 0.2%
SOUTHWEST FUNDING, LP $700,000 $440,000 -37.1% 0.2%
LONGBRIDGE FINANCIAL, LLC $435,000 n/a 0.2%
PIKE CREEK MORTGAGE SERVICES, INC. $435,000 n/a 0.2%
SOUTHWEST STAGE FUNDING, LLC $435,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $430,000 $430,000 0.0% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $355,000 $420,000 18.3% 0.2%
Dollar Bank, Federal Savings Bank $415,000 n/a 0.2%
CHARLOTTE METRO FEDERAL CREDIT UNION $405,000 n/a 0.1%
Peoples Bank $390,000 n/a 0.1%
First Federal Bank of the Midwest $385,000 n/a 0.1%
GUARANTEED RATE, INC. $1,000,000 $385,000 -61.5% 0.1%
LOANPAL, LLC $875,000 $385,000 -56.0% 0.1%
NEWREZ LLC $2,440,000 $380,000 -84.4% 0.1%
VILLAGE CAPITAL MORTGAGE $580,000 $370,000 -36.2% 0.1%
FirstBank $355,000 n/a 0.1%
The Park National Bank $230,000 $355,000 54.3% 0.1%
CPM Federal Credit Union $345,000 n/a 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $65,000 $330,000 407.7% 0.1%
DIRECT MORTGAGE LOANS, LLC $325,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $320,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $315,000 n/a 0.1%
Discover Bank $175,000 $310,000 77.1% 0.1%
First National Bank of Pennsylvania $310,000 n/a 0.1%
Goldwater Bank, N.A. $310,000 n/a 0.1%
Servion, Inc. $340,000 $310,000 -8.8% 0.1%
CRESCENT MORTGAGE COMPANY $305,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $305,000 n/a 0.1%
RAPID MORTGAGE COMPANY $520,000 $305,000 -41.3% 0.1%
CSL Financial, LLC $55,000 $285,000 418.2% 0.1%
NASA Federal Credit Union $285,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $800,000 $285,000 -64.4% 0.1%
Prosperity Home Mortgage, LLC $285,000 n/a 0.1%
BancorpSouth Bank $275,000 n/a 0.1%
Alcova Mortgage LLC $455,000 $270,000 -40.7% 0.1%
First Palmetto Bank $305,000 $265,000 -13.1% 0.1%
GrandSouth Bank $180,000 $255,000 41.7% 0.1%
Meridian Bank Corporation $255,000 n/a 0.1%
Nations Lending Corporation $250,000 n/a 0.1%
Assurance Financial Group, L.L.C. $245,000 n/a 0.1%
Truliant Federal Credit Union $65,000 $245,000 276.9% 0.1%
CORNERSTONE HOME LENDING, INC. $235,000 n/a 0.1%
Paramount Residential Mortgage Group, Inc. $225,000 n/a 0.1%
CONTOUR MORTGAGE CORPORATION $215,000 n/a 0.1%
Corporate Investors Mortgage Group, Inc. $215,000 n/a 0.1%
NFM, INC. $215,000 n/a 0.1%
Queensborough National Bank & Trust Company $215,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,105,000 $215,000 -80.5% 0.1%
AMWEST FUNDING CORP. $205,000 n/a 0.1%
Auto Club Trust, FSB $205,000 n/a 0.1%
HOME POINT FINANCIAL CORPORATION $1,200,000 $205,000 -82.9% 0.1%
The Bank of South Carolina $205,000 n/a 0.1%
Mid-Continent Funding, Inc. $195,000 n/a 0.1%
LENDINGONE, LLC $175,000 $190,000 8.6% 0.1%
Synovus Bank $680,000 $190,000 -72.1% 0.1%
OCEANSIDE MORTGAGE COMPANY $330,000 $185,000 -43.9% 0.1%
ALLIANT CREDIT UNION $175,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $390,000 $175,000 -55.1% 0.1%
CAROLINA FOOTHILLS $175,000 n/a 0.1%
JAMES B. NUTTER & COMPANY $175,000 n/a 0.1%
Palmetto Citizens Federal Credit Union $55,000 $175,000 218.2% 0.1%
SWBC MORTGAGE CORPORATION $310,000 $175,000 -43.5% 0.1%
Colten Mortgage, LLC $165,000 n/a 0.1%
First Community Bank $240,000 $165,000 -31.3% 0.1%
Grow Financial Federal Credit Union $165,000 n/a 0.1%
LEGEND LENDING CORPORATION $165,000 n/a 0.1%
RESIDENTIAL BANCORP. $165,000 n/a 0.1%
SOFI LENDING CORP. $165,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $155,000 n/a 0.1%
LADERA LENDING, INC. $155,000 n/a 0.1%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $120,000 $155,000 29.2% 0.1%
Colony Bank $145,000 n/a 0.1%
First Guaranty Mortgage Corporation $715,000 $145,000 -79.7% 0.1%
LENDINGHOME FUNDING CORPORATION $75,000 $145,000 93.3% 0.1%
Century Mortgage Company DBA Century Lending Company $135,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $135,000 n/a 0.0%
First Federal Bank $135,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $135,000 n/a 0.0%
SeaTrust Mortgage Company $135,000 n/a 0.0%
Hometown Lenders, Inc. $815,000 $115,000 -85.9% 0.0%
Coastal Carolina National Bank $420,000 $105,000 -75.0% 0.0%
PLANET HOME LENDING, LLC $725,000 $105,000 -85.5% 0.0%
Barrington Bank & Trust Company, N.A. $500,000 $95,000 -81.0% 0.0%
OPEN MORTGAGE, LLC $95,000 n/a 0.0%
MILLENNIUM BANK $85,000 n/a 0.0%
CALIBER HOME LOANS, INC. $835,000 $75,000 -91.0% 0.0%
DOMINION FINANCIAL SERVICES, LLC $75,000 n/a 0.0%
First American Bank and Trust Company $75,000 n/a 0.0%
Lakeview Community Capital, LLC $300,000 $75,000 -75.0% 0.0%
The Union Bank Company $75,000 n/a 0.0%
Warsaw Federal Savings and Loan Association $75,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $65,000 n/a 0.0%
PHH Mortgage Corporation $65,000 n/a 0.0%
AMERICAN ADVISORS GROUP $90,000 $55,000 -38.9% 0.0%
SPRING EQ, LLC $35,000 n/a 0.0%

Greenwood's top lender by overall market share is ATLANTIC BAY MORTGAGE GROUP, L.L.C., with 10.1% market share. In second place, with 9.4%, is Countybank, having originated $26,090,000 in loans. In third place, with 6.8%, is QUICKEN LOANS, LLC, having originated $18,910,000 in loans. In fourth place, with 5.8%, is First-Citizens Bank & Trust Company, having originated $16,055,000 in loans. In fifth place, with 5.7%, is ACOPIA, LLC, having originated $15,685,000 in loans.


Greenwood Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $182,000 (8.9%) $249,675 (5.0%) 0.00 196
2018-02-01 $180,700 (13.0%) $251,346 (3.7%) 0.00 184
2018-03-01 $192,150 (6.8%) $262,126 (4.7%) 0.00 198
2018-04-01 $193,300 (-2.1%) $265,555 (3.5%) 0.00 207
2018-05-01 $199,500 (-2.1%) $272,244 (6.1%) 0.00 216
2018-06-01 $212,200 (12.0%) $271,852 (8.8%) 0.00 209
2018-07-01 $224,900 (13.0%) $279,087 (8.5%) 0.00 198
2018-08-01 $219,475 (14.0%) $277,161 (8.0%) 0.00 197
2018-09-01 $216,000 (8.1%) $278,230 (5.9%) 0.00 202
2018-10-01 $211,725 (6.3%) $272,350 (2.5%) 0.00 187
2018-11-01 $219,885 (10.3%) $278,371 (7.0%) 0.00 183
2018-12-01 $219,000 (19.3%) $282,507 (11.5%) 0.00 167
2019-01-01 $208,450 (14.5%) $278,183 (11.4%) 0.00 163
2019-02-01 $224,900 (24.5%) $284,617 (13.2%) 0.00 149
2019-03-01 $231,265 (20.4%) $296,010 (12.9%) 0.00 143
2019-04-01 $238,691 (23.5%) $303,279 (14.2%) 0.00 143
2019-05-01 $269,925 (35.3%) $320,426 (17.7%) 0.00 175
2019-06-01 $253,090 (19.3%) $315,692 (16.1%) 0.00 176
2019-07-01 $244,748 (8.8%) $311,439 (11.6%) 0.00 199
2019-08-01 $245,541 (11.9%) $314,621 (13.5%) 0.00 200
2019-09-01 $260,002 (20.4%) $322,077 (15.8%) 0.00 192
2019-10-01 $269,643 (27.4%) $327,048 (20.1%) 0.00 188
2019-11-01 $260,000 (18.2%) $315,160 (13.2%) 0.00 190
2019-12-01 $259,045 (18.3%) $309,739 (9.6%) 0.00 174
2020-01-01 $269,000 (29.1%) $307,763 (10.6%) 0.00 174
2020-02-01 $269,900 (20.0%) $307,053 (7.9%) 0.00 172
2020-03-01 $288,700 (24.8%) $317,703 (7.3%) 0.00 163
2020-04-01 $281,450 (17.9%) $315,865 (4.2%) 0.00 174
2020-05-01 $294,900 (9.3%) $322,274 (0.6%) 0.00 174
2020-06-01 $298,500 (17.9%) $333,388 (5.6%) 0.00 160
2020-07-01 $299,575 (22.4%) $343,069 (10.2%) 0.00 130
2020-08-01 $299,500 (22.0%) $327,460 (4.1%) 0.00 118
2020-09-01 $297,750 (14.5%) $325,667 (1.1%) 0.00 124
2020-10-01 $289,900 (7.5%) $316,527 (-3.2%) 0.00 128
2020-11-01 $281,425 (8.2%) $308,312 (-2.2%) 0.00 109
2020-12-01 $276,120 (6.6%) $318,980 (3.0%) 0.00 84
2021-01-01 $260,000 (-3.4%) $297,194 (-3.4%) 0.00 72
2021-02-01 $228,670 (-15.3%) $278,042 (-9.5%) 0.00 75
2021-03-01 $265,800 (-7.9%) $316,669 (-0.3%) 0.00 68
2021-04-01 $264,250 (-6.1%) $342,966 (8.6%) 0.00 53
2021-05-01 $249,950 (-15.2%) $300,942 (-6.6%) 0.00 55
2021-06-01 $233,700 (-21.7%) $286,397 (-14.1%) 0.00 57
2021-07-01 $244,900 (-18.3%) $311,299 (-9.3%) 0.00 58
2021-08-01 $246,495 (-17.7%) $294,698 (-10.0%) 0.00 79
2021-09-01 $251,000 (-15.7%) $270,771 (-16.9%) 0.00 99
2021-10-01 $244,500 (-15.7%) $256,186 (-19.1%) 0.00 107
2021-11-01 $255,245 (-9.3%) $268,113 (-13.0%) 0.00 113
2021-12-01 $261,500 (-5.3%) $269,440 (-15.5%) 0.00 117
2022-01-01 $294,000 (13.1%) $311,948 (5.0%) 0.00 93
2022-02-01 $296,250 (29.6%) $312,406 (12.4%) 0.00 106
2022-03-01 $295,625 (11.2%) $320,053 (1.1%) 0.00 103
2022-04-01 $300,000 (13.5%) $353,598 (3.1%) 0.00 98
2022-05-01 $310,425 (24.2%) $387,331 (28.7%) 0.00 97
2022-06-01 $298,250 (27.6%) $376,446 (31.4%) 0.00 109
2022-07-01 $290,000 (18.4%) $374,691 (20.4%) 0.00 123
2022-08-01 $296,125 (20.1%) $363,340 (23.3%) 0.00 132
2022-09-01 $292,995 (16.7%) $375,626 (38.7%) 0.00 153
2022-10-01 $287,400 (17.6%) $371,023 (44.8%) 0.00 162
2022-11-01 $289,225 (13.3%) $355,825 (32.7%) 0.00 157
2022-12-01 $275,990 (5.5%) $348,374 (29.3%) 0.00 154
2023-01-01 $282,950 (-3.8%) $366,479 (17.5%) 0.00 140
2023-02-01 $299,450 (1.1%) $396,670 (27.0%) 0.00 127
2023-03-01 $299,675 (1.4%) $405,509 (26.7%) 0.00 124
2023-04-01 $313,490 (4.5%) $412,567 (16.7%) 0.00 118
2023-05-01 $349,725 (12.7%) $423,906 (9.4%) 0.00 111
2023-06-01 $353,100 (18.4%) $419,236 (11.4%) 0.00 120
2023-07-01 $333,950 (15.2%) $384,600 (2.6%) 0.00 111
2023-08-01 $299,900 (1.3%) $360,237 (-0.9%) 0.00 119
Greenwood's median listing price for 2023-08-01 was $299,900, a difference of $3,775 (1.3%) versus the prior year and $-34,050 versus the prior month.

Greenwood's median listing price comes in at 0% of the national average.

Greenwood's average listing price for 2023-08-01 was $360,237, a difference of $-3,103 (-0.9%) versus the prior year and $-24,363 versus the prior month.

For the 2023-08-01 period, Greenwood had 119 MLS listings, a difference of 8 listings (7%) versus the prior month and -13 listings (-10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Greenwood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,855 sqft
2018-02-01 0 days 1,843 sqft
2018-03-01 0 days 1,936 sqft
2018-04-01 0 days 1,918 sqft
2018-05-01 0 days 1,928 sqft
2018-06-01 0 days 1,911 sqft
2018-07-01 0 days 1,965 sqft
2018-08-01 0 days 2,048 sqft
2018-09-01 0 days 2,056 sqft
2018-10-01 0 days 2,078 sqft
2018-11-01 0 days 2,105 sqft
2018-12-01 0 days 2,098 sqft
2019-01-01 0 days 2,059 sqft
2019-02-01 0 days 2,046 sqft
2019-03-01 0 days 2,092 sqft
2019-04-01 0 days 2,107 sqft
2019-05-01 0 days 2,093 sqft
2019-06-01 0 days 2,099 sqft
2019-07-01 0 days 2,138 sqft
2019-08-01 0 days 2,161 sqft
2019-09-01 0 days 2,177 sqft
2019-10-01 0 days 2,188 sqft
2019-11-01 0 days 2,200 sqft
2019-12-01 0 days 2,210 sqft
2020-01-01 0 days 2,250 sqft
2020-02-01 0 days 2,232 sqft
2020-03-01 0 days 2,347 sqft
2020-04-01 0 days 2,337 sqft
2020-05-01 0 days 2,350 sqft
2020-06-01 0 days 2,362 sqft
2020-07-01 0 days 2,437 sqft
2020-08-01 0 days 2,501 sqft
2020-09-01 0 days 2,631 sqft
2020-10-01 0 days 2,450 sqft
2020-11-01 0 days 2,375 sqft
2020-12-01 0 days 2,301 sqft
2021-01-01 0 days 2,264 sqft
2021-02-01 0 days 2,199 sqft
2021-03-01 0 days 2,262 sqft
2021-04-01 0 days 2,232 sqft
2021-05-01 0 days 2,080 sqft
2021-06-01 0 days 1,868 sqft
2021-07-01 0 days 2,070 sqft
2021-08-01 0 days 1,908 sqft
2021-09-01 0 days 1,816 sqft
2021-10-01 0 days 1,821 sqft
2021-11-01 0 days 1,851 sqft
2021-12-01 0 days 1,847 sqft
2022-01-01 0 days 2,112 sqft
2022-02-01 0 days 2,105 sqft
2022-03-01 0 days 2,134 sqft
2022-04-01 0 days 2,116 sqft
2022-05-01 0 days 2,054 sqft
2022-06-01 0 days 1,941 sqft
2022-07-01 0 days 1,881 sqft
2022-08-01 0 days 1,964 sqft
2022-09-01 0 days 1,959 sqft
2022-10-01 0 days 1,898 sqft
2022-11-01 0 days 1,850 sqft
2022-12-01 0 days 1,850 sqft
2023-01-01 0 days 1,816 sqft
2023-02-01 0 days 1,919 sqft
2023-03-01 0 days 1,838 sqft
2023-04-01 0 days 1,850 sqft
2023-05-01 0 days 2,050 sqft
2023-06-01 0 days 2,250 sqft
2023-07-01 0 days 2,098 sqft
2023-08-01 0 days 1,943 sqft
Greenwood's median listing age (time on market) for 2023-08-01 was 0 days.

Greenwood's median square footage for active listings during the 2023-08-01 period was 1,943 sqft. One year prior, the average listing was 1,964 sqft.

Greenwood, SC Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 848 $195,860,000 $230,967
Cash Out Refi 266 $44,140,000 $165,940
Refi 122 $25,890,000 $212,213
Home Improvement 56 $6,710,000 $119,821
Other 46 $3,850,000 $83,696

Greenwood's most frequently cited loan purpose was Home Purchase, with 848 originations. The 2nd most popular reason was Cash Out Refi, with 266 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 338 $64,260,000 $190,118
3-4% 332 $79,630,000 $239,849
4-5% 329 $69,205,000 $210,350
6-7% 146 $27,070,000 $185,411
2.5-3% 85 $22,825,000 $268,529
<2.5% 45 $4,645,000 $103,222
7-8% 32 $5,490,000 $171,563
Over 8% 24 $2,300,000 $95,833

During 2022, Greenwood's most frequently originated rate bucket was 5-6%, with 338 originations.

Loan Sizing (Greenwood, SC MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 555 $82,265,000 $148,225
$200k-400k 403 $107,865,000 $267,655
$100,000 or less 292 $18,150,000 $62,158
$400k-600k 58 $27,520,000 $474,483
$600k-1000k 22 $15,820,000 $719,091
$Over $1MM 8 $24,830,000 $3,103,750

Greenwood's loan sizing saw the bucket of loans from $100k-200k with 555 originations, totaling $82,265,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 626 $132,340,000 $211,406
60-80% 399 $103,515,000 $259,436
40-60% 119 $20,965,000 $176,176
20-40% 97 $10,475,000 $107,990
Under 20% 68 $3,000,000 $44,118
Over 100% 16 $4,400,000 $275,000

Greenwood's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 626 originations, totaling $132,340,000 in origination value.