Columbia VA Loan Rates, Closing Costs & Stats

COLUMBIA, SC

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Columbia's 177 lenders originated 3,889 VA loans during 2022. The total origination value was $1,137,185,000, with an average VA loan value of $292,411.

    Columbia VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Columbia averaged 0.03% for the week of 2023-11-24, compared to the national average (all VA variants) of 0% for the same period.

    Columbia's average VA mortgage closing costs are $5,340.

    The average rate for the prior week (2023-11-17) was 6.77% and one month ago for the week of 2023-10-20, the average rate was 7.1%.

    The average rate one year ago was 6.22%.

    For refis of the same type during the week of 2023-11-24, the average rate was -1.15%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Columbia VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Columbia level.

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Mortgage Research Center, LLC 432 5.07% $6,866
    QUICKEN LOANS, LLC 234 4.13% $8,974
    GUILD MORTGAGE COMPANY 189 4.87% $9,829
    VANDERBILT MORTGAGE AND FINANCE, INC. 177 4.69% $8,671
    FREEDOM MORTGAGE CORPORATION 163 4.59% $8,590
    NAVY FEDERAL CREDIT UNION 161 4.05% $6,713
    UNITED WHOLESALE MORTGAGE, LLC 142 4.50% $7,383
    First Heritage Mortgage, LLC 103 5.16% $9,976
    USAA Federal Savings Bank 99 4.57% $8,753
    DHI MORTGAGE COMPANY, LTD. 93 3.78% $7,930
    MOVEMENT MORTGAGE, LLC 92 4.78% $6,755
    PENNYMAC LOAN SERVICES, LLC 91 3.36% $7,140
    LOANDEPOT.COM, LLC 91 4.29% $7,760
    GUARANTEED RATE AFFINITY, LLC 88 4.60% $7,199
    NEW DAY FINANCIAL, LLC 74 5.17% $9,438
    CROSSCOUNTRY MORTGAGE, LLC 66 5.73% $10,128
    BROKER SOLUTIONS, INC. 63 4.72% $8,895
    MORTGAGE SOLUTIONS OF COLORADO, LLC 61 5.61% $7,453
    RESOURCE FINANCIAL SERVICES, INC. 61 4.90% $8,956
    Ameris Bank 60 4.47% $9,487
    The Federal Savings Bank 45 4.84% $10,525
    Mr. Cooper ( Nationstar Mortgage ) 45 5.08% $9,169
    CARDINAL FINANCIAL 34 5.02% $9,593
    FBC MORTGAGE, LLC 32 5.67% $8,442
    CALIBER HOME LOANS, INC. 32 4.51% $8,055
    SUCCESS MORTGAGE PARTNERS, INC. 31 4.26% $7,744
    AMERISAVE MORTGAGE CORPORATION 29 4.55% $11,397
    GUARANTEED RATE, INC. 28 4.96% $8,082
    PRIMELENDING, A PLAINSCAPITAL COMPANY 27 5.14% $7,362
    First Palmetto Bank 27 5.43% $7,025
    NTFN, INC. 27 5.17% $8,885
    HOME POINT FINANCIAL CORPORATION 27 3.75% $5,323
    NEWREZ LLC 26 5.08% $9,555
    Wells Fargo Bank 25 4.34% $5,571
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 25 5.23% $7,450
    Carrington Mortgage Services, LLC 24 4.76% $7,960
    Network Funding, L.P. 24 4.90% $10,389
    VILLAGE CAPITAL MORTGAGE 23 4.27% $9,173
    NVR Mortgage Finance, Inc. 22 4.58% $6,601
    Mortgage Network, Inc. 21 5.01% $8,539
    Magnolia Bank 19 4.70% $8,452
    Equity Prime Mortgage LLC 18 5.85% $8,272
    Assurance Financial Group, L.L.C. 18 5.27% $9,600
    PENTAGON FEDERAL CREDIT UNION 18 3.36% $4,133
    INTERCOASTAL MORTGAGE COMPANY 18 5.01% $7,163
    CLEARPATH LENDING 17 4.00% $9,230
    MIDLAND MORTGAGE CORPORATION 14 4.75% $9,392
    MUTUAL OF OMAHA MORTGAGE, INC. 12 5.14% $9,935
    LAKEVIEW LOAN SERVICING, LLC 12 3.61% $5,049
    CERTAINTY HOME LOANS, LLC 12 4.79% $9,331
    Regions Bank 12 4.23% $8,167
    BAY EQUITY LLC 12 5.43% $10,307
    Barrington Bank & Trust Company, N.A. 12 4.98% $7,923
    Flagstar Bank, FSB 11 5.94% $6,237
    North American Savings Bank, F.S.B. 10 4.41% $6,407
    HOMESIDE FINANCIAL, LLC 10 4.76% $4,155
    American Security Mortgage Corp. 9 4.44% $9,567
    LOANPAL, LLC 9 4.08% $11,643
    Nations Lending Corporation 8 4.88% $7,570
    Mid-Continent Funding, Inc. 8 4.94% $9,158
    CMG MORTGAGE, INC. 8 4.33% $8,335
    TOWNE MORTGAGE COMPANY 8 4.95% $6,416
    Renasant Bank 8 4.86% $7,735
    Paramount Residential Mortgage Group, Inc. 7 5.25% $14,187
    EAGLE HOME MORTGAGE, LLC 7 4.88% $7,043
    NBKC BANK 7 4.16% $9,523
    First Community Bank 7 4.54% $10,180
    SUN WEST MORTGAGE COMPANY, INC. 7 4.39% $9,788
    ATLANTIC BAY MORTGAGE GROUP, L.L.C. 7 4.89% $7,437
    INTERLINC MORTGAGE SERVICES, LLC 6 5.81% $10,813
    THRIVE MORTGAGE, LLC 6 6.29% $8,684
    Trustmark National Bank 5 4.30% $6,855
    ANGEL OAK HOME LOANS LLC 5 5.43% $6,105
    Sunflower Bank 5 4.20% $8,608
    AMERICAN PACIFIC MORTGAGE CORPORATION 5 5.38% $5,672
    Low VA Rates, LLC 5 4.73% $12,927
    VERITAS FUNDING, LLC 5 4.83% $15,180
    FINANCE OF AMERICA MORTGAGE LLC 5 4.52% $7,021
    SOVEREIGN LENDING GROUP INCORPORATED 5 4.65% $9,666
    PLAZA HOME MORTGAGE, INC. 5 5.40% $7,011
    PLANET HOME LENDING, LLC 5 3.35% $4,274
    Lakeview Community Capital, LLC 5 3.85% $3,597
    NATIONS DIRECT MORTGAGE, LLC 5 3.65% $5,182
    DAS Acquisition Company, LLC 5 5.65% $7,802
    Wyndham Capital Mortgage, Inc. 4 3.63% $11,713
    BNC National Bank 4 4.19% $9,617
    CHURCHILL MORTGAGE CORPORATION 4 5.38% $4,887
    GENEVA FINANCIAL, LLC 4 4.72% $11,916
    RELIANCE FIRST CAPITAL, LLC 4 5.50% $10,445
    South State Bank 4 4.28% $8,642
    Strong Home Mortgage, LLC 4 4.50% $14,890
    TD Bank 4 4.28% $5,493
    Truist 4 4.33% $2,171
    GSF Mortgage Corporation 3 5.08% $16,735
    NETWORK CAPITAL FUNDING CORPORATION 3 5.00% $9,608
    Synovus Bank 3 4.92% $6,194
    M&T Bank 3 4.54% $7,467
    Texana Bank 3 4.08% $8,501
    Bank of America 3 2.29% $3,831
    NP, Inc. 3 2.46% $4,878
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 5.17% $10,721
    AMERICAN FINANCING CORPORATION 3 4.42% $5,364
    Sierra Pacific Mortgage Company, Inc. 3 4.38% $16,786
    HOMEOWNERS FINANCIAL GROUP USA, LLC 3 4.79% $8,967
    Palmetto Citizens Federal Credit Union 3 5.42% $6,326
    T2 FINANCIAL LLC 2 4.88% $12,473
    RESIDENTIAL BANCORP 2 5.31% $11,865
    Capital Bank 2 3.75% $2,800
    The Central Trust Bank 2 4.63% $12,826
    MCLEAN MORTGAGE CORPORATION 2 5.38% $3,931
    Prosperity Home Mortgage, LLC 2 6.12% $5,314
    EMBRACE HOME LOANS, INC. 2 4.87% $8,357
    Aurora Financial, LLC 2 4.25% $2,698
    Mutual Federal Bank 2 3.63% $7,365
    RAPID MORTGAGE COMPANY 2 5.81% $5,589
    Towne Bank 2 5.50% $2,494
    First Federal Bank 2 5.18% $4,922
    First Horizon Bank 2 4.06% $3,821
    First-Citizens Bank & Trust Company 2 2.88% $7,836
    UNION HOME MORTGAGE CORP. 2 4.63% $10,008
    SOUTHWEST FUNDING, LP 2 5.19% $11,601
    CONTOUR MORTGAGE CORPORATION 2 5.81% $9,312
    Gateway First Bank 2 4.44% $11,005
    CityWorth Mortgage LLC 2 5.50% $8,893
    First Reliance Bank 2 5.63% $9,359
    CORNERSTONE HOME LENDING, INC. 2 5.00% $7,754
    Blue Ridge Bank 2 4.38% $14,664
    BANKSOUTH MORTGAGE COMPANY, LLC 2 3.00% $4,509
    EVERETT FINANCIAL, INC. 2 3.81% $7,504
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.56% $7,744
    Amerifirst Financial, Inc. 2 3.56% $12,532
    ABSOLUTE HOME MORTGAGE CORPORATION 1 6.63% $14,001
    UNITED MORTGAGE CORP 1 6.63% $4,545
    AMERICAN INTERNET MORTGAGE, INC. 1 4.13% $15,482
    U.S. Bank 1 4.88% $0
    VAN DYK MORTGAGE CORPORATION 1 3.75% $11,729
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.63% $13,116
    LADERA LENDING, INC. 1 5.75% $19,883
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.75% $9,901
    MLD MORTGAGE INC. 1 5.25% $10,387
    George Mason Mortgage, LLC 1 3.99% $6,278
    NATIONWIDE MORTGAGE BANKERS, INC. 1 5.00% $6,736
    FirstBank 1 2.75% $1,713
    FAIR WAY LENDING LLC 1 5.63% $31,080
    Encompass Lending Group, LP 1 3.99% $7,282
    DIRECT MORTGAGE LOANS, LLC 1 5.63% $6,153
    Credence Funding Corporation 1 5.00% $9,404
    OCMBC, INC. 1 4.13% $19,163
    OPEN MORTGAGE, LLC 1 6.75% $10,505
    PANORAMA MORTGAGE GROUP, LLC 1 4.25% $7,504
    Colten Mortgage, LLC 1 4.25% $6,657
    PHH Mortgage Corporation 1 4.25% $7,816
    Citizens Bank 1 4.75% $23,815
    CHERRY CREEK MORTGAGE, LLC 1 3.00% $662
    Century Mortgage Company DBA Century Lending Company 1 4.25% $3,881
    Queensborough National Bank & Trust Company 1 5.75% $5,403
    CBM Mortgage, Inc. 1 3.13% $12,817
    CAROLINA ONE MORTGAGE, LLC 1 5.75% $6,368
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.75% $934
    CAPITAL CENTER, L.L.C. 1 3.00% $14,069
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 4.75% $8,479
    ROYAL UNITED MORTGAGE LLC 1 7.25% $10,712
    Southern First Bank 1 2.88% $3,822
    AMCAP MORTGAGE, LTD. 1 5.75% $15,312
    CALCON MUTUAL MORTGAGE LLC 1 4.63% $7,713
    SRP Federal Credit Union 1 5.00% $7,101
    Stifel Bank and Trust 1 4.38% $8,687
    Stride Bank 1 4.63% $4,743
    Academy Bank 1 5.13% $4,682
    Bank of England 1 5.63% $17,274
    SWBC MORTGAGE CORPORATION 1 4.25% $15,204
    Willamette Valley Bank 1 3.75% $8,050
    THE MORTGAGE FIRM, INC. 1 5.62% $7,407
    The Union Bank Company 1 2.63% $8,241
    TJC Mortgage, Inc. 1 5.75% $5,955
    TOP FLITE FINANCIAL, INC. 1 6.25% $15,193
    Atlantic Union Bank 1 4.13% $0

    The top Columbia VA lender as defined by loan originations is Mortgage Research Center, LLC, with 432 VA loans originated. Their average total fees are $6,866, which is $2,108 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Columbia VA lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION ($4,133), HOMESIDE FINANCIAL, LLC ($4,155), LAKEVIEW LOAN SERVICING, LLC ($5,049), HOME POINT FINANCIAL CORPORATION ($5,323) and Wells Fargo Bank ($5,571).

    The lowest rate Columbia VA lenders (with over 10 loans originated) are PENNYMAC LOAN SERVICES, LLC (3.36%), PENTAGON FEDERAL CREDIT UNION (3.36%), LAKEVIEW LOAN SERVICING, LLC (3.61%), HOME POINT FINANCIAL CORPORATION (3.75%) and DHI MORTGAGE COMPANY, LTD. (3.78%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Columbia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,000 (5.3%) $250,706 (6.1%) 0.74 3,399
    2018-02-01 $198,725 (8.9%) $252,771 (-4.2%) 0.72 3,356
    2018-03-01 $200,000 (8.4%) $261,167 (14.1%) 0.70 3,411
    2018-04-01 $212,000 (7.7%) $264,775 (7.0%) 0.72 3,467
    2018-05-01 $217,495 (9.1%) $272,174 (8.5%) 0.73 3,422
    2018-06-01 $225,577 (13.2%) $281,465 (12.0%) 0.75 3,439
    2018-07-01 $225,000 (12.8%) $281,386 (11.5%) 0.75 3,596
    2018-08-01 $224,209 (12.2%) $277,225 (9.0%) 0.75 3,536
    2018-09-01 $224,900 (13.0%) $276,217 (9.0%) 0.76 3,480
    2018-10-01 $222,376 (11.2%) $301,206 (19.1%) 0.75 3,469
    2018-11-01 $229,500 (14.9%) $278,387 (10.4%) 0.78 3,370
    2018-12-01 $232,990 (17.0%) $280,391 (12.1%) 0.80 3,180
    2019-01-01 $229,375 (15.3%) $273,860 (9.2%) 0.79 3,067
    2019-02-01 $228,475 (15.0%) $273,600 (8.2%) 0.77 3,095
    2019-03-01 $234,186 (17.1%) $281,214 (7.7%) 0.77 3,056
    2019-04-01 $239,900 (13.2%) $289,282 (9.3%) 0.76 3,014
    2019-05-01 $239,000 (9.9%) $290,151 (6.6%) 0.75 3,030
    2019-06-01 $239,000 (6.0%) $284,375 (1.0%) 0.75 3,084
    2019-07-01 $234,950 (4.4%) $281,812 (0.2%) 0.74 3,144
    2019-08-01 $232,200 (3.6%) $281,161 (1.4%) 0.74 3,149
    2019-09-01 $228,150 (1.5%) $280,126 (1.4%) 0.73 3,110
    2019-10-01 $227,900 (2.5%) $281,930 (-6.4%) 0.74 3,029
    2019-11-01 $228,376 (-0.5%) $282,658 (1.5%) 0.75 2,951
    2019-12-01 $227,760 (-2.2%) $282,361 (0.7%) 0.76 2,853
    2020-01-01 $228,993 (-0.2%) $280,631 (2.5%) 0.77 2,672
    2020-02-01 $234,087 (2.5%) $283,414 (3.6%) 0.77 2,564
    2020-03-01 $239,606 (2.3%) $291,917 (3.8%) 0.75 2,437
    2020-04-01 $243,616 (1.6%) $296,196 (2.4%) 0.76 2,467
    2020-05-01 $248,500 (4.0%) $303,092 (4.5%) 0.76 2,260
    2020-06-01 $249,900 (4.6%) $306,251 (7.7%) 0.74 1,955
    2020-07-01 $250,000 (6.4%) $310,621 (10.2%) 0.72 1,794
    2020-08-01 $253,925 (9.4%) $316,612 (12.6%) 0.73 1,674
    2020-09-01 $249,950 (9.6%) $308,258 (10.0%) 0.72 1,628
    2020-10-01 $245,000 (7.5%) $300,419 (6.6%) 0.70 1,601
    2020-11-01 $249,927 (9.4%) $306,955 (8.6%) 0.73 1,533
    2020-12-01 $250,086 (9.8%) $308,620 (9.3%) 0.74 1,388
    2021-01-01 $249,200 (8.8%) $310,895 (10.8%) 0.74 1,256
    2021-02-01 $252,545 (7.9%) $314,977 (11.1%) 0.74 1,093
    2021-03-01 $253,175 (5.7%) $322,706 (10.6%) 0.72 953
    2021-04-01 $263,048 (8.0%) $333,023 (12.4%) 0.71 853
    2021-05-01 $259,900 (4.6%) $328,310 (8.3%) 0.69 824
    2021-06-01 $254,925 (2.0%) $321,487 (5.0%) 0.67 884
    2021-07-01 $265,000 (6.0%) $327,998 (5.6%) 0.70 1,067
    2021-08-01 $272,450 (7.3%) $336,598 (6.3%) 0.73 1,192
    2021-09-01 $274,948 (10.0%) $341,248 (10.7%) 0.73 1,218
    2021-10-01 $279,900 (14.2%) $345,371 (15.0%) 0.75 1,259
    2021-11-01 $289,344 (15.8%) $352,095 (14.7%) 0.77 1,130
    2021-12-01 $295,000 (18.0%) $360,227 (16.7%) 0.80 1,064
    2022-01-01 $299,387 (20.1%) $363,773 (17.0%) 0.81 909
    2022-02-01 $300,169 (18.9%) $367,868 (16.8%) 0.78 812
    2022-03-01 $300,332 (18.6%) $361,530 (12.0%) 0.75 806
    2022-04-01 $300,000 (14.1%) $363,649 (9.2%) 0.72 820
    2022-05-01 $305,285 (17.5%) $379,523 (15.6%) 0.70 999
    2022-06-01 $314,300 (23.3%) $387,140 (20.4%) 0.70 1,116
    2022-07-01 $315,600 (19.1%) $389,507 (18.8%) 0.71 1,464
    2022-08-01 $314,890 (15.6%) $387,629 (15.2%) 0.73 1,560
    2022-09-01 $304,487 (10.7%) $380,456 (11.5%) 0.71 1,618
    2022-10-01 $301,748 (7.8%) $376,293 (9.0%) 0.71 1,696
    2022-11-01 $299,923 (3.7%) $370,863 (5.3%) 0.72 1,718
    2022-12-01 $296,901 (0.6%) $365,385 (1.4%) 0.73 1,618
    2023-01-01 $298,906 (-0.2%) $358,746 (-1.4%) 0.74 1,505
    2023-02-01 $300,000 (-0.1%) $359,542 (-2.3%) 0.72 1,443
    2023-03-01 $301,876 (0.5%) $367,546 (1.7%) 0.71 1,410
    2023-04-01 $315,000 (5.0%) $383,475 (5.5%) 0.73 1,371
    2023-05-01 $325,374 (6.6%) $390,897 (3.0%) 0.74 1,340
    2023-06-01 $337,239 (7.3%) $407,960 (5.4%) 0.76 1,416
    2023-07-01 $326,156 (3.3%) $393,721 (1.1%) 0.74 1,501
    2023-08-01 $320,000 (1.6%) $385,043 (-0.7%) 0.73 1,604
    2023-09-01 $310,000 (1.8%) $374,580 (-1.5%) 0.72 1,757
    2023-10-01 $304,345 (0.9%) $373,618 (-0.7%) 0.72 1,859
    Columbia's median listing price for 2023-10-01 was $304,345, a difference of $2,597 (0.9%) versus the prior year and $-5,655 versus the prior month.

    Columbia's median listing price comes in at 72% of the national average.

    Columbia's average listing price for 2023-10-01 was $373,618, a difference of $-2,675 (-0.7%) versus the prior year and $-962 versus the prior month.

    For the 2023-10-01 period, Columbia had 1,859 MLS listings, a difference of 102 listings (6%) versus the prior month and 163 listings (10%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Columbia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 76 days 2,153 sqft
    2018-02-01 68 days 2,157 sqft
    2018-03-01 55 days 2,202 sqft
    2018-04-01 52 days 2,237 sqft
    2018-05-01 52 days 2,244 sqft
    2018-06-01 52 days 2,278 sqft
    2018-07-01 54 days 2,275 sqft
    2018-08-01 58 days 2,248 sqft
    2018-09-01 63 days 2,231 sqft
    2018-10-01 67 days 2,227 sqft
    2018-11-01 72 days 2,255 sqft
    2018-12-01 77 days 2,266 sqft
    2019-01-01 77 days 2,241 sqft
    2019-02-01 65 days 2,231 sqft
    2019-03-01 56 days 2,249 sqft
    2019-04-01 53 days 2,263 sqft
    2019-05-01 53 days 2,246 sqft
    2019-06-01 52 days 2,257 sqft
    2019-07-01 50 days 2,241 sqft
    2019-08-01 51 days 2,228 sqft
    2019-09-01 53 days 2,224 sqft
    2019-10-01 56 days 2,228 sqft
    2019-11-01 60 days 2,218 sqft
    2019-12-01 69 days 2,204 sqft
    2020-01-01 71 days 2,200 sqft
    2020-02-01 60 days 2,225 sqft
    2020-03-01 49 days 2,242 sqft
    2020-04-01 46 days 2,250 sqft
    2020-05-01 57 days 2,249 sqft
    2020-06-01 50 days 2,251 sqft
    2020-07-01 44 days 2,249 sqft
    2020-08-01 39 days 2,247 sqft
    2020-09-01 38 days 2,238 sqft
    2020-10-01 37 days 2,196 sqft
    2020-11-01 42 days 2,211 sqft
    2020-12-01 46 days 2,204 sqft
    2021-01-01 43 days 2,142 sqft
    2021-02-01 32 days 2,074 sqft
    2021-03-01 22 days 2,043 sqft
    2021-04-01 18 days 2,046 sqft
    2021-05-01 16 days 2,021 sqft
    2021-06-01 15 days 1,989 sqft
    2021-07-01 17 days 2,013 sqft
    2021-08-01 21 days 2,040 sqft
    2021-09-01 26 days 2,054 sqft
    2021-10-01 28 days 2,109 sqft
    2021-11-01 31 days 2,148 sqft
    2021-12-01 37 days 2,176 sqft
    2022-01-01 42 days 2,136 sqft
    2022-02-01 22 days 2,059 sqft
    2022-03-01 18 days 2,005 sqft
    2022-04-01 16 days 1,983 sqft
    2022-05-01 17 days 1,981 sqft
    2022-06-01 22 days 2,047 sqft
    2022-07-01 23 days 2,100 sqft
    2022-08-01 33 days 2,123 sqft
    2022-09-01 37 days 2,100 sqft
    2022-10-01 43 days 2,145 sqft
    2022-11-01 49 days 2,152 sqft
    2022-12-01 56 days 2,110 sqft
    2023-01-01 51 days 2,150 sqft
    2023-02-01 40 days 2,172 sqft
    2023-03-01 36 days 2,172 sqft
    2023-04-01 35 days 2,205 sqft
    2023-05-01 33 days 2,230 sqft
    2023-06-01 34 days 2,253 sqft
    2023-07-01 35 days 2,197 sqft
    2023-08-01 35 days 2,165 sqft
    2023-09-01 38 days 2,093 sqft
    2023-10-01 41 days 2,075 sqft
    Columbia's median listing age (time on market) for 2023-10-01 was 41 days. This is -4% shorter than the same period one year ago.

    Columbia's median square footage for active listings during the 2023-10-01 period was 2,075 sqft. One year prior, the average listing was 2,145 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.