SANTA MARIA - SANTA BARBARA Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Santa Maria - Santa Barbara averaged
3.25%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.25% and
one month ago for the week of 2021-10-21, the
average rate was 3.14%.
Santa Maria - Santa Barbara's average rate one year ago was 2.87%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3.12%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Santa Maria - Santa Barbara 30 Year Fixed Rate | 2021-11-24 | 3.25% |
| Santa Maria - Santa Barbara 30 Year Fixed Rate Refi | 2021-11-24 | 3.12% |
| Santa Maria - Santa Barbara 15 Year Fixed Rate | 2021-11-24 | 2.84% |
| Santa Maria - Santa Barbara 15 Year Fixed Rate Refi | 2021-11-24 | 2.49% |
| Santa Maria - Santa Barbara 30 Year FHA | 2021-11-24 | 3.45% |
| Santa Maria - Santa Barbara 30 Year FHA Refi | 2021-11-24 | 3.25% |
| Santa Maria - Santa Barbara 30 Year USDA | 2021-11-24 | 3.36% |
| Santa Maria - Santa Barbara 30 Year USDA Refi | 2021-11-24 | 3.28% |
| Santa Maria - Santa Barbara 30 Year VA | 2021-11-24 | 3.24% |
| Santa Maria - Santa Barbara 30 Year VA Refi | 2021-11-24 | 2.68% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA MARIA-SANTA BARBARA, CA.
SANTA MARIA - SANTA BARBARA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SANTA MARIA-SANTA BARBARA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SANTA MARIA-SANTA BARBARA, CA's 352 lenders originated 19,154
loans during 2020. The total origination value was $9,752,110,000, with an average loan value of
$509,142.
The top SANTA MARIA - SANTA BARBARA lender as defined by loan originations is QUICKEN LOANS, LLC, with
1,076 loans originated. Their average total fees are
$5,405, which is $179
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are
WINNPOINTE CORPORATION ($197), IMPAC MORTGAGE CORP. ($572), CHERRY CREEK MORTGAGE, LLC ($990), LENDERFI, INC. ($1,310) and Cf Bank, National Association ($1,721).
The lowest rate SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are
BNY Mellon, National Association (2.73%), MLD MORTGAGE INC. (2.79%), Citibank, National Association (2.82%), Charles Schwab Bank, SSB (2.83%) and BETTER MORTGAGE CORPORATION (2.83%).
SANTA MARIA-SANTA BARBARA, CA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Quicken Loans | $255,380,000 | $721,735,000 | 182.6% | 7.4% |
| WELLS FARGO BANK NA | $494,725,000 | $552,010,000 | 11.6% | 5.7% |
| United Shore Financial Services LLC | $321,825,000 | $515,650,000 | 60.2% | 5.3% |
| JPMorgan Chase Bank, NA | $321,730,000 | $432,355,000 | 34.4% | 4.4% |
| FIRST REPUBLIC BANK | $240,375,000 | $403,165,000 | 67.7% | 4.1% |
| Bank of America NA | $324,950,000 | $325,885,000 | 0.3% | 3.3% |
| HomeBridge Financial Services, Inc. | $152,875,000 | $291,415,000 | 90.6% | 3.0% |
| CORNERSTONE HOME LENDING, INC. | $134,250,000 | $283,400,000 | 111.1% | 2.9% |
| loanDepot LLC | $123,780,000 | $263,680,000 | 113.0% | 2.7% |
| Caliber Home Loans Inc | $162,715,000 | $205,210,000 | 26.1% | 2.1% |
| Guild Mortgage Company | $128,330,000 | $194,730,000 | 51.7% | 2.0% |
| Finance of America Mortgage LLC | $80,550,000 | $179,575,000 | 122.9% | 1.8% |
| Homeowners Financial Group | $39,620,000 | $165,365,000 | 317.4% | 1.7% |
| MUFG Union Bank, NA | $219,925,000 | $143,910,000 | -34.6% | 1.5% |
| LendUS LLC dba RPM Mortgage | $61,865,000 | $142,165,000 | 129.8% | 1.5% |
| New American Funding (dba for Broker Solutions Inc) | $51,455,000 | $138,900,000 | 169.9% | 1.4% |
| Guaranteed Rate Inc. | $75,330,000 | $134,830,000 | 79.0% | 1.4% |
| Freedom Mortgage Corporation | $44,160,000 | $133,470,000 | 202.2% | 1.4% |
| Draper and Kramer Mortgage Corp. | $43,630,000 | $122,695,000 | 181.2% | 1.3% |
| Citibank, N.A. | $80,675,000 | $121,245,000 | 50.3% | 1.2% |
| Sierra Pacific Mortgage | $65,375,000 | $120,790,000 | 84.8% | 1.2% |
| Home Point Financial Corporation | $9,820,000 | $107,870,000 | 998.5% | 1.1% |
| Morgan Stanley Private Bank NA | $100,975,000 | $107,700,000 | 6.7% | 1.1% |
| Prosperity Home Mortgage LLC | $7,810,000 | $103,200,000 | 1,221.4% | 1.1% |
| Montecito Bank & Trust | $427,035,000 | $96,095,000 | -77.5% | 1.0% |
| COASTHILLS CREDIT UNION | $56,175,000 | $90,475,000 | 61.1% | 0.9% |
| City National Bank | $76,490,000 | $81,445,000 | 6.5% | 0.8% |
| Charles Schwab Bank | $41,385,000 | $80,860,000 | 95.4% | 0.8% |
| CMG Mortgage Inc. | $59,625,000 | $71,175,000 | 19.4% | 0.7% |
| Nationstar Mortgage | $24,940,000 | $68,045,000 | 172.8% | 0.7% |
| US BANK, N.A. | $53,145,000 | $67,840,000 | 27.7% | 0.7% |
| Fremont Bank | $23,215,000 | $67,315,000 | 190.0% | 0.7% |
| Greystone Servicing Corporation, Inc. | $62,965,000 | n/a | 0.6% | |
| NEWREZ LLC | $31,945,000 | $62,895,000 | 96.9% | 0.6% |
| PENNYMAC LOAN SERVICES LLC | $20,445,000 | $60,170,000 | 194.3% | 0.6% |
| Stearns Lending | $26,325,000 | $60,020,000 | 128.0% | 0.6% |
| Envoy Mortgage Ltd. | $24,905,000 | $59,220,000 | 137.8% | 0.6% |
| Flagstar Bank | $30,740,000 | $58,740,000 | 91.1% | 0.6% |
| American Pacific Mortgage Corporation | $33,650,000 | $57,025,000 | 69.5% | 0.6% |
| BANK OF THE WEST | $51,050,000 | $49,850,000 | -2.4% | 0.5% |
| MidFirst Bank | $65,730,000 | $49,735,000 | -24.3% | 0.5% |
| Parkside Lending LLC | $21,410,000 | $49,235,000 | 130.0% | 0.5% |
| CIT BANK N.A. | $41,230,000 | $47,935,000 | 16.3% | 0.5% |
| American Riviera Bank | $15,340,000 | $47,185,000 | 207.6% | 0.5% |
| WALKER & DUNLOP, LLC | $8,300,000 | $46,115,000 | 455.6% | 0.5% |
| BM REAL ESTATE SERVICES, INC. | $20,105,000 | $45,800,000 | 127.8% | 0.5% |
| Coastal Funding SLC Inc. | $20,110,000 | $43,900,000 | 118.3% | 0.5% |
| Goldman Sachs Bank USA | $28,705,000 | $42,005,000 | 46.3% | 0.4% |
| Synergy One Lending | $43,385,000 | $40,020,000 | -7.8% | 0.4% |
| Better Mortgage Corporation | $7,270,000 | $39,620,000 | 445.0% | 0.4% |
| KINECTA FEDERAL CREDIT UNION | $12,655,000 | $39,455,000 | 211.8% | 0.4% |
| UBS Bank USA | $32,490,000 | $37,560,000 | 15.6% | 0.4% |
| Amerisave Mortgage Corporation | $5,120,000 | $37,495,000 | 632.3% | 0.4% |
| Mechanics Bank | $24,470,000 | $33,440,000 | 36.7% | 0.3% |
| Golden Empire Mortgage, Inc. | $17,090,000 | $32,075,000 | 87.7% | 0.3% |
| PNC BANK NA | $15,655,000 | $31,430,000 | 100.8% | 0.3% |
| Stifel Bank and Trust | $12,900,000 | $29,860,000 | 131.5% | 0.3% |
| FAIRWAY INDEPENDENT MORT CORP | $15,450,000 | $27,200,000 | 76.1% | 0.3% |
| Del Sur Corp DBA: Camino Real Mortgage Bankers | $21,820,000 | $26,925,000 | 23.4% | 0.3% |
| Finance of America Reverse LLC | $23,730,000 | $26,595,000 | 12.1% | 0.3% |
| Midwest Equity Mortgage LLC | $3,175,000 | $25,785,000 | 712.1% | 0.3% |
| The Northern Trust Company | $10,445,000 | $25,645,000 | 145.5% | 0.3% |
| Cardinal Financial Company LP | $9,310,000 | $25,465,000 | 173.5% | 0.3% |
| Farmers and Merchants Bank | $21,390,000 | $25,015,000 | 16.9% | 0.3% |
| Mortgage Research Center LLC | $15,595,000 | $24,270,000 | 55.6% | 0.2% |
| Lakeview Loan Servicing, LLC | $6,210,000 | $23,665,000 | 281.1% | 0.2% |
| Barrington Bank & Trust | $8,855,000 | $23,105,000 | 160.9% | 0.2% |
| Capital One, NA | $23,035,000 | n/a | 0.2% | |
| KeyPoint Credit Union | $16,210,000 | $23,015,000 | 42.0% | 0.2% |
| Provident Funding Associates | $9,760,000 | $22,010,000 | 125.5% | 0.2% |
| Dignified Home Loans, LLC | $6,360,000 | $21,805,000 | 242.8% | 0.2% |
| The Golden 1 Credit Union | $12,705,000 | $21,175,000 | 66.7% | 0.2% |
| COMPASS BANK | $9,035,000 | $21,070,000 | 133.2% | 0.2% |
| USAA FEDERAL SAVINGS BANK | $20,505,000 | $19,885,000 | -3.0% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $16,380,000 | $19,635,000 | 19.9% | 0.2% |
| Interactive Mortgage | $5,945,000 | $19,450,000 | 227.2% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $13,340,000 | $19,155,000 | 43.6% | 0.2% |
| HSBC BANK USA, NA | $3,655,000 | $19,055,000 | 421.3% | 0.2% |
| Angel Oak Mortgage Solutions | $5,920,000 | $18,090,000 | 205.6% | 0.2% |
| MLD Mortgage Inc. | $3,740,000 | $17,965,000 | 380.3% | 0.2% |
| American Financial Network Inc. | $12,520,000 | $17,450,000 | 39.4% | 0.2% |
| TIAA, FSB | $16,455,000 | $17,055,000 | 3.6% | 0.2% |
| COMERICA BANK | $3,170,000 | $16,865,000 | 432.0% | 0.2% |
| BNY MELLON, N.A. | $13,520,000 | $16,835,000 | 24.5% | 0.2% |
| LUTHER BURBANK SAVINGS | $14,640,000 | $16,630,000 | 13.6% | 0.2% |
| Ladera Lending, Inc. | $5,345,000 | $16,545,000 | 209.5% | 0.2% |
| Community West Bank NA | $11,425,000 | $16,210,000 | 41.9% | 0.2% |
| Clearpath Lending | $4,380,000 | $16,015,000 | 265.6% | 0.2% |
| Axos Bank | $17,740,000 | $15,630,000 | -11.9% | 0.2% |
| CARRINGTON MORTGAGE SERVICES | $14,410,000 | $15,075,000 | 4.6% | 0.2% |
| Cherry Creek Mortgage Co. Inc. | $4,190,000 | $15,050,000 | 259.2% | 0.2% |
| BMO Harris Bank N.A. | $1,180,000 | $15,035,000 | 1,174.2% | 0.2% |
| Best Capital Funding | $1,205,000 | $14,830,000 | 1,130.7% | 0.2% |
| Paramount Residential Mortgage Group Inc. | $5,505,000 | $14,285,000 | 159.5% | 0.1% |
| NBKC Bank | $4,980,000 | $14,210,000 | 185.3% | 0.1% |
| 5th Street Capital, Inc. | $32,275,000 | $13,735,000 | -57.4% | 0.1% |
| SANTA BARBARA TEACHERS FEDERAL CREDIT UNION | $7,220,000 | $13,495,000 | 86.9% | 0.1% |
| Silicon Valley Bank | $13,445,000 | n/a | 0.1% | |
| Mid America Mortgage Inc. | $4,660,000 | $13,310,000 | 185.6% | 0.1% |
| Geneva Financial LLC | $12,325,000 | $13,020,000 | 5.6% | 0.1% |
| Supreme Lending/ Everett Financial Inc. | $8,140,000 | $13,015,000 | 59.9% | 0.1% |
| Impac Mortgage Corp. dba CashCall Mortgage | $19,820,000 | $12,815,000 | -35.3% | 0.1% |
| AAG | $9,025,000 | $12,645,000 | 40.1% | 0.1% |
| Commerce Home Mortgage Inc. | $1,850,000 | $12,560,000 | 578.9% | 0.1% |
| Berkadia Commercial Mortgage | $6,705,000 | $12,470,000 | 86.0% | 0.1% |
| JMAC Lending Incorporated | $32,590,000 | $12,385,000 | -62.0% | 0.1% |
| Boston Private Bank & Trust Company | $905,000 | $12,310,000 | 1,260.2% | 0.1% |
| Sun West Mortgage Company Inc. | $6,325,000 | $11,630,000 | 83.9% | 0.1% |
| Watermark Home Loans | $3,555,000 | $11,415,000 | 221.1% | 0.1% |
| TCF National Bank | $16,430,000 | $11,410,000 | -30.6% | 0.1% |
| HighTechLending Inc. | $5,500,000 | $11,390,000 | 107.1% | 0.1% |
| SESLOC Federal Credit Union | $3,940,000 | $11,005,000 | 179.3% | 0.1% |
| The Federal Savings Bank | $1,825,000 | $10,905,000 | 497.5% | 0.1% |
| Village Capital & Investment | $1,115,000 | $10,485,000 | 840.4% | 0.1% |
| Umpqua Bank | $7,495,000 | $10,370,000 | 38.4% | 0.1% |
| Nations Lending Corporation | $2,320,000 | $10,155,000 | 337.7% | 0.1% |
| LoanPal | $8,210,000 | $10,075,000 | 22.7% | 0.1% |
| AmWest Funding Corp. | $4,080,000 | $9,895,000 | 142.5% | 0.1% |
| Intercontinental Capital Group, Inc. | $3,195,000 | $9,730,000 | 204.5% | 0.1% |
| PRIMELENDING | $4,230,000 | $9,645,000 | 128.0% | 0.1% |
| Mortgage Capital Partners Inc | $925,000 | $9,440,000 | 920.5% | 0.1% |
| Network Capital Funding Corporation | $4,500,000 | $9,420,000 | 109.3% | 0.1% |
| Mason-McDuffie Mortgage Corporation | $2,585,000 | $9,300,000 | 259.8% | 0.1% |
| Pentagon Federal Credit Union | $5,470,000 | $9,275,000 | 69.6% | 0.1% |
| North American Savings Bank | $4,560,000 | $9,265,000 | 103.2% | 0.1% |
| Alliant Credit Union | $5,820,000 | $9,150,000 | 57.2% | 0.1% |
| Bay Equity LLC | $2,805,000 | $8,685,000 | 209.6% | 0.1% |
| AimLoan.com | $2,750,000 | $8,575,000 | 211.8% | 0.1% |
| CBRE Multifamily Capital, Inc. | $8,005,000 | n/a | 0.1% | |
| Oaktree Funding Corporation | $1,105,000 | $7,875,000 | 612.7% | 0.1% |
| CBC Federal Credit Union | $1,050,000 | $7,790,000 | 641.9% | 0.1% |
| Cf Bank National Association | $790,000 | $7,410,000 | 838.0% | 0.1% |
| Logix Federal Credit Union | $4,395,000 | $7,185,000 | 63.5% | 0.1% |
| Raymond James Bank National Association | $13,150,000 | $7,105,000 | -46.0% | 0.1% |
| Wyndham Capital Mortgage | $1,185,000 | $7,065,000 | 496.2% | 0.1% |
| CITIZENS BUSINESS BANK | $1,555,000 | $6,925,000 | 345.3% | 0.1% |
| Drop Mortgage | $3,965,000 | $6,895,000 | 73.9% | 0.1% |
| FirstBank | $2,470,000 | $6,850,000 | 177.3% | 0.1% |
| Branch Banking And Trust Co | $5,740,000 | $6,750,000 | 17.6% | 0.1% |
| Northpointe Bank | $415,000 | $6,230,000 | 1,401.2% | 0.1% |
| Greenbox Loans Inc. | $11,330,000 | $6,175,000 | -45.5% | 0.1% |
| NMSI Inc | $6,160,000 | n/a | 0.1% | |
| RED MORTGAGE CAPITAL, LLC | $6,105,000 | n/a | 0.1% | |
| Kings Mortgage Services Inc. | $2,100,000 | $6,015,000 | 186.4% | 0.1% |
| Plaza Home Mortgage Inc. | $1,150,000 | $5,965,000 | 418.7% | 0.1% |
| Bay Valley Mortgage Group DBA Pacific Bay Lending Group | $4,160,000 | $5,955,000 | 43.1% | 0.1% |
| SchoolsFirst Federal Credit Union | $2,745,000 | $5,900,000 | 114.9% | 0.1% |
| Sovereign Lending Group, Inc | $4,075,000 | $5,855,000 | 43.7% | 0.1% |
| LenderFi, Inc. | $1,935,000 | $5,800,000 | 199.7% | 0.1% |
| Northwest Farm Credit Services, FLCA | $5,685,000 | n/a | 0.1% | |
| Hometown Equity Mortgage LLC | $5,630,000 | n/a | 0.1% | |
| M&T Bank | $1,675,000 | $5,615,000 | 235.2% | 0.1% |
| Planet Home Lending LLC | $600,000 | $5,535,000 | 822.5% | 0.1% |
| First Savings Bank | $5,510,000 | n/a | 0.1% | |
| NewDay Financial LLC dba NewDay USA | $6,285,000 | $5,350,000 | -14.9% | 0.1% |
| Citadel Servicing Corporation | $8,615,000 | $5,345,000 | -38.0% | 0.1% |
| OGI Mortgage Bankers | $1,750,000 | $5,190,000 | 196.6% | 0.1% |
| Land Home Financial Services Inc. | $870,000 | $5,125,000 | 489.1% | 0.1% |
| Ark-La-Tex Financial Services LLC | $1,820,000 | $5,110,000 | 180.8% | 0.1% |
| BNC NATIONAL BANK | $2,005,000 | $5,020,000 | 150.4% | 0.1% |
| Lakeview Community Capital, LLC | $720,000 | $5,015,000 | 596.5% | 0.1% |
| KeyBank National Association | $3,370,000 | $4,910,000 | 45.7% | 0.1% |
| Financial Partners Credit Union | $4,685,000 | n/a | 0.0% | |
| Summit Funding Inc. | $3,940,000 | $4,535,000 | 15.1% | 0.0% |
| Royal Business Bank | $645,000 | $4,520,000 | 600.8% | 0.0% |
| Alameda Mortgage Corporation | $2,050,000 | $4,330,000 | 111.2% | 0.0% |
| NEW WAVE LENDING GROUP INC | $890,000 | $4,260,000 | 378.7% | 0.0% |
| top flite financial, inc. | $880,000 | $4,120,000 | 368.2% | 0.0% |
| Amerifirst Financial Inc. | $11,870,000 | $3,985,000 | -66.4% | 0.0% |
| SoFi Lending Corp | $1,515,000 | $3,980,000 | 162.7% | 0.0% |
| Lantzman Lending | $235,000 | $3,965,000 | 1,587.2% | 0.0% |
| Mountain West Financial Inc. | $4,050,000 | $3,915,000 | -3.3% | 0.0% |
| Quorum Federal Credit Union | $820,000 | $3,910,000 | 376.8% | 0.0% |
| FJM Private Mortgage Fund, LLC | $10,630,000 | $3,905,000 | -63.3% | 0.0% |
| KD Capital Mortgage Corp. | $840,000 | $3,895,000 | 363.7% | 0.0% |
| WEI Mortgage LLC | $515,000 | $3,865,000 | 650.5% | 0.0% |
| Guaranteed Rate Affinity LLC | $2,720,000 | $3,810,000 | 40.1% | 0.0% |
| Googain Inc. | $1,425,000 | $3,800,000 | 166.7% | 0.0% |
| METROPOLITAN HOME MORTGAGE | $1,420,000 | $3,770,000 | 165.5% | 0.0% |
| Primary Residential Mortgage Inc. | $1,055,000 | $3,755,000 | 255.9% | 0.0% |
| PHH MORTGAGE CORPORATION | $795,000 | $3,745,000 | 371.1% | 0.0% |
| Homeside Financial LLC | $1,205,000 | $3,705,000 | 207.5% | 0.0% |
| Redwood Credit Union | $3,660,000 | n/a | 0.0% | |
| Shea Mortgage Inc. | $5,020,000 | $3,660,000 | -27.1% | 0.0% |
| Florida Capital Bank National Association | $1,725,000 | $3,630,000 | 110.4% | 0.0% |
| TRI COUNTIES BANK | $3,505,000 | $3,570,000 | 1.9% | 0.0% |
| Franklin Loan Center | $3,150,000 | $3,545,000 | 12.5% | 0.0% |
| OCMBC Inc. | $6,625,000 | $3,540,000 | -46.6% | 0.0% |
| Nexera Holding LLC | $1,445,000 | $3,530,000 | 144.3% | 0.0% |
| Bellwether Enterprise Real Estate Capital LLC | $10,005,000 | $3,515,000 | -64.9% | 0.0% |
| Civic Financial Services | $6,550,000 | $3,505,000 | -46.5% | 0.0% |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $1,760,000 | $3,505,000 | 99.1% | 0.0% |
| Mortgage Lenders of America LLC | $690,000 | $3,475,000 | 403.6% | 0.0% |
| CIBC Bank USA | $4,215,000 | $3,465,000 | -17.8% | 0.0% |
| First Guaranty Mortgage Corporation | $435,000 | $3,420,000 | 686.2% | 0.0% |
| Reverse Mortgage Funding LLC | $6,740,000 | $3,410,000 | -49.4% | 0.0% |
| Third Federal Savings and Loan | $4,670,000 | $3,380,000 | -27.6% | 0.0% |
| LendSure Mortgage Corp | $3,510,000 | $3,320,000 | -5.4% | 0.0% |
| Star One Credit Union | $2,175,000 | $3,315,000 | 52.4% | 0.0% |
| Luxury Mortgage Corp. | $3,235,000 | n/a | 0.0% | |
| Lenox Financial Mortgage Corp. | $3,215,000 | n/a | 0.0% | |
| AKT American Capital Inc | $425,000 | $3,155,000 | 642.4% | 0.0% |
| Alaska USA Federal Credit Union | $3,035,000 | n/a | 0.0% | |
| Servion, Inc. | $1,745,000 | $3,030,000 | 73.6% | 0.0% |
| HomeStreet Bank | $7,530,000 | $2,990,000 | -60.3% | 0.0% |
| Nations Direct Mortgage LLC | $2,025,000 | $2,990,000 | 47.7% | 0.0% |
| HomeTrust Bank | $2,895,000 | n/a | 0.0% | |
| Prime Choice Funding, Inc. | $2,695,000 | $2,885,000 | 7.1% | 0.0% |
| VanDyk Mortgage Corporation | $1,060,000 | $2,785,000 | 162.7% | 0.0% |
| Signature Bank | $2,735,000 | n/a | 0.0% | |
| Residential Wholesale Mortgage | $840,000 | $2,705,000 | 222.0% | 0.0% |
| Summit mortgage Bankers, Inc. | $1,455,000 | $2,700,000 | 85.6% | 0.0% |
| Cstone Mortgage Inc | $2,690,000 | n/a | 0.0% | |
| UMB BANK NA | $2,645,000 | n/a | 0.0% | |
| Preferred Bank | $1,785,000 | $2,640,000 | 47.9% | 0.0% |
| California Credit Union | $250,000 | $2,635,000 | 954.0% | 0.0% |
| BOKF NA | $295,000 | $2,610,000 | 784.7% | 0.0% |
| DHI Mortgage Company Limited | $2,530,000 | n/a | 0.0% | |
| Churchill Mortgage Corporation | $1,135,000 | $2,485,000 | 118.9% | 0.0% |
| Bank of Hope | $2,410,000 | n/a | 0.0% | |
| First Centennial Mortgage Corp. | $1,160,000 | $2,410,000 | 107.8% | 0.0% |
| General Mortgage Capital Corporation | $2,360,000 | n/a | 0.0% | |
| Star Financial | $3,805,000 | $2,270,000 | -40.3% | 0.0% |
| AMERIS BANK | $2,260,000 | n/a | 0.0% | |
| First Western Trust Bank | $2,005,000 | $2,230,000 | 11.2% | 0.0% |
| Home Funding Corporation | $2,220,000 | n/a | 0.0% | |
| FBC Mortgage LLC | $2,180,000 | n/a | 0.0% | |
| First Technology Credit Union | $2,180,000 | n/a | 0.0% | |
| Premier America Credit Union | $9,750,000 | $2,180,000 | -77.6% | 0.0% |
| Tri-Emerald Financial Group Inc. | $895,000 | $2,155,000 | 140.8% | 0.0% |
| AmeriHomeMortgageCompany,LL | $2,235,000 | $2,115,000 | -5.4% | 0.0% |
| Equity Prime Mortgage LLC | $1,115,000 | $2,115,000 | 89.7% | 0.0% |
| R M K FINANCIAL CORP | $2,090,000 | n/a | 0.0% | |
| ZB, N.A. | $450,000 | $2,070,000 | 360.0% | 0.0% |
| Advancial Federal Credit Union | $2,030,000 | n/a | 0.0% | |
| Thrivent Federal Credit Union | $75,000 | $2,030,000 | 2,606.7% | 0.0% |
| Firefighters First Credit Union | $1,025,000 | $2,015,000 | 96.6% | 0.0% |
| Low VA Rates | $1,970,000 | n/a | 0.0% | |
| City National Bank of Florida | $1,965,000 | n/a | 0.0% | |
| Northrop Grumman Federal Credit Union | $395,000 | $1,950,000 | 393.7% | 0.0% |
| Plains Commerce Bank | $1,940,000 | n/a | 0.0% | |
| Keller Mortgage LLC | $1,935,000 | n/a | 0.0% | |
| Calculated Risk Analytics LLC dba Excelerate Capital | $2,450,000 | $1,915,000 | -21.8% | 0.0% |
| SPRING EQ, LLC | $1,340,000 | $1,910,000 | 42.5% | 0.0% |
| Kwik Mortgage Corp. | $1,895,000 | n/a | 0.0% | |
| Connexus Credit Union | $190,000 | $1,870,000 | 884.2% | 0.0% |
| Absolute Home Mortgage Corporation | $1,850,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $235,000 | $1,835,000 | 680.9% | 0.0% |
| Fay Servicing LLC | $335,000 | $1,830,000 | 446.3% | 0.0% |
| RBC Bank (Georgia), N.A. | $1,260,000 | $1,820,000 | 44.4% | 0.0% |
| Nationwide Mortgage Bankers Inc. | $640,000 | $1,810,000 | 182.8% | 0.0% |
| ARVEST BANK | $690,000 | $1,790,000 | 159.4% | 0.0% |
| Crestline Funding Corporation | $1,735,000 | n/a | 0.0% | |
| V.I.P. Mortgage Inc. | $1,735,000 | n/a | 0.0% | |
| Bank of England | $1,495,000 | $1,710,000 | 14.4% | 0.0% |
| Customer Service Mortgage Corporation | $1,340,000 | $1,710,000 | 27.6% | 0.0% |
| Utah Mortgage Loan Corporation | $1,680,000 | n/a | 0.0% | |
| Ventura County Credit Union | $75,000 | $1,670,000 | 2,126.7% | 0.0% |
| First Mortgage Solutions LLC | $850,000 | $1,635,000 | 92.4% | 0.0% |
| Silver Hill Funding, LLC | $265,000 | $1,630,000 | 515.1% | 0.0% |
| CBNA | $1,940,000 | $1,615,000 | -16.8% | 0.0% |
| KS StateBank | $780,000 | $1,610,000 | 106.4% | 0.0% |
| NFM, Inc. | $1,605,000 | n/a | 0.0% | |
| Semper Home Loans, Inc | $1,605,000 | n/a | 0.0% | |
| Stanford Federal Credit Union | $1,060,000 | $1,600,000 | 50.9% | 0.0% |
| Platinum Home Mortgage Corporation | $800,000 | $1,570,000 | 96.3% | 0.0% |
| NOVA Financial & Investment Corporation dba: Nova Home Loans | $780,000 | $1,565,000 | 100.6% | 0.0% |
| Redwood Trust Inc | $2,905,000 | $1,560,000 | -46.3% | 0.0% |
| Val-Chris Investments Inc | $1,555,000 | n/a | 0.0% | |
| NationsChoice Mortgage | $720,000 | $1,535,000 | 113.2% | 0.0% |
| All Reverse Mortgage Inc | $1,495,000 | n/a | 0.0% | |
| Mackillie Inc | $2,290,000 | $1,480,000 | -35.4% | 0.0% |
| American Financing Corporation | $325,000 | $1,475,000 | 353.8% | 0.0% |
| Home First Mortgage Bankers | $1,455,000 | n/a | 0.0% | |
| Wescom Central Credit Union | $1,720,000 | $1,440,000 | -16.3% | 0.0% |
| First Foundation Bank | $6,850,000 | $1,425,000 | -79.2% | 0.0% |
| S&S Financial | $245,000 | $1,425,000 | 481.6% | 0.0% |
| First Entertainment Credit Union | $755,000 | $1,410,000 | 86.8% | 0.0% |
| Prime Mortgage Lending Inc. | $1,375,000 | n/a | 0.0% | |
| Embrace Home Loans, Inc. | $930,000 | $1,325,000 | 42.5% | 0.0% |
| Reliant Bank | $1,320,000 | n/a | 0.0% | |
| F&A FEDERAL CREDIT UNION | $430,000 | $1,315,000 | 205.8% | 0.0% |
| One Reverse Mortgage, LLC | $5,865,000 | $1,295,000 | -77.9% | 0.0% |
| The First Financial Federal Credit Union | $495,000 | $1,275,000 | 157.6% | 0.0% |
| Pike Creek Mortgage Services, Inc. | $1,265,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $1,260,000 | n/a | 0.0% | |
| Wall Street Mortgage Bankers LTD | $1,250,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $1,240,000 | n/a | 0.0% | |
| Wall Financial dba WinPrime Lending | $1,240,000 | n/a | 0.0% | |
| First Choice Loan Services Inc. | $2,245,000 | $1,225,000 | -45.4% | 0.0% |
| Technology Credit Union | $85,000 | $1,220,000 | 1,335.3% | 0.0% |
| LoanSnap Inc | $1,700,000 | $1,215,000 | -28.5% | 0.0% |
| Ethos Lending LLC | $690,000 | $1,175,000 | 70.3% | 0.0% |
| Essex Mortgage | $750,000 | $1,160,000 | 54.7% | 0.0% |
| Longbridge Financial, LLC | $5,705,000 | $1,145,000 | -79.9% | 0.0% |
| Provident Credit Union | $1,140,000 | n/a | 0.0% | |
| JMJ Financial Group Inc. | $1,460,000 | $1,135,000 | -22.3% | 0.0% |
| Tradition Capital Bank | $915,000 | $1,135,000 | 24.0% | 0.0% |
| WoodTrust Bank | $1,130,000 | n/a | 0.0% | |
| First Midwest Bank | $1,120,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $1,115,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $995,000 | $1,110,000 | 11.6% | 0.0% |
| Credit Human Federal Credit Union | $895,000 | $1,110,000 | 24.0% | 0.0% |
| PARTNERS UNITED FINANCIAL, LLC | $275,000 | $1,105,000 | 301.8% | 0.0% |
| PREMIER VALLEY BANK | $1,095,000 | n/a | 0.0% | |
| Discover Bank | $670,000 | $1,090,000 | 62.7% | 0.0% |
| Credit Union Mortgage Association Inc. | $1,055,000 | n/a | 0.0% | |
| Bayshore Mortgage Funding LLC | $365,000 | $1,045,000 | 186.3% | 0.0% |
| Mortgage One Group | $1,045,000 | n/a | 0.0% | |
| NBH Bank | $1,045,000 | n/a | 0.0% | |
| Hometown Lenders LLC | $1,030,000 | n/a | 0.0% | |
| Capstone Direct Inc. | $1,940,000 | $1,015,000 | -47.7% | 0.0% |
| Mortgage 2000 Inc. | $1,005,000 | n/a | 0.0% | |
| Country Club Mortgage, Inc. | $940,000 | $1,000,000 | 6.4% | 0.0% |
| MK LENDING CORP | $985,000 | n/a | 0.0% | |
| Vision One Mortgage | $965,000 | n/a | 0.0% | |
| Peoples Mortgage Company | $305,000 | $960,000 | 214.8% | 0.0% |
| Murphy Bank | $850,000 | $955,000 | 12.4% | 0.0% |
| 21ST MORTGAGE | $850,000 | $945,000 | 11.2% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $1,890,000 | $940,000 | -50.3% | 0.0% |
| Kern Schools Federal Credit Un | $675,000 | $940,000 | 39.3% | 0.0% |
| Homestead Funding Corp. | $255,000 | $930,000 | 264.7% | 0.0% |
| Lending 3 Inc | $445,000 | $930,000 | 109.0% | 0.0% |
| US Mortgage of Florida | $925,000 | n/a | 0.0% | |
| Goldwater Bank National Association | $920,000 | n/a | 0.0% | |
| Mann Mortgage LLC | $395,000 | $920,000 | 132.9% | 0.0% |
| Boeing Employees' Credit Union (BECU) | $735,000 | $910,000 | 23.8% | 0.0% |
| Foothill Federal Credit Union | $910,000 | n/a | 0.0% | |
| BANK OF THE SIERRA | $905,000 | n/a | 0.0% | |
| HOMEXPRESS MORTGAGE CORP. | $1,100,000 | $885,000 | -19.5% | 0.0% |
| Caltech Employees Federal Credit Union | $1,675,000 | $880,000 | -47.5% | 0.0% |
| LendingHome Funding Corporation | $1,950,000 | $865,000 | -55.6% | 0.0% |
| Neighborhood Loans | $860,000 | n/a | 0.0% | |
| Triad Financial Services Inc | $200,000 | $860,000 | 330.0% | 0.0% |
| Pacific Premier Bank | $1,755,000 | $845,000 | -51.9% | 0.0% |
| Eagle Home Mortgage, LLC | $3,710,000 | $835,000 | -77.5% | 0.0% |
| Mortgage Solutions of Colorado LLC | $1,860,000 | $830,000 | -55.4% | 0.0% |
| Farmers Bank & Trust | $820,000 | n/a | 0.0% | |
| First Internet Bank | $535,000 | $820,000 | 53.3% | 0.0% |
| Provident Savings Bank F.S.B. | $3,675,000 | $815,000 | -77.8% | 0.0% |
| Nations Reliable Lending, LLC | $810,000 | n/a | 0.0% | |
| Victoria Financial Corp | $475,000 | $810,000 | 70.5% | 0.0% |
| COMMERCE BANK | $775,000 | n/a | 0.0% | |
| American First Credit Union | $765,000 | n/a | 0.0% | |
| Baxter Credit Union | $755,000 | n/a | 0.0% | |
| E Mortgage Management LLC | $920,000 | $755,000 | -17.9% | 0.0% |
| CalCon Mutual Mortgage LLC | $745,000 | n/a | 0.0% | |
| Augusta Financial Inc. | $740,000 | n/a | 0.0% | |
| Nudge Funding LLC | $730,000 | n/a | 0.0% | |
| Hamilton Group Funding Inc. | $720,000 | n/a | 0.0% | |
| San Diego County Credit Union | $715,000 | n/a | 0.0% | |
| Mid-Continent Funding, Inc. | $695,000 | n/a | 0.0% | |
| Liberty Home Mortgage Corp | $685,000 | n/a | 0.0% | |
| Sirva Mortgage Inc. | $680,000 | n/a | 0.0% | |
| Open Mortgage LLC | $1,060,000 | $675,000 | -36.3% | 0.0% |
| Pacific Service Credit Union | $545,000 | $670,000 | 22.9% | 0.0% |
| NuVision Federal Credit Union | $1,795,000 | $655,000 | -63.5% | 0.0% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $445,000 | $640,000 | 43.8% | 0.0% |
| First Federal Bank of Kansas City | $1,030,000 | $625,000 | -39.3% | 0.0% |
| Orange County's Credit Union | $625,000 | n/a | 0.0% | |
| Premier Mortgage Resources LLC | $625,000 | n/a | 0.0% | |
| Towne Mortgage Company | $105,000 | $625,000 | 495.2% | 0.0% |
| LHM Financial DBA CNN Mortgage | $620,000 | n/a | 0.0% | |
| Performance Financial, Inc. | $620,000 | n/a | 0.0% | |
| Academy Bank NA | $615,000 | n/a | 0.0% | |
| Interaudi Bank | $605,000 | n/a | 0.0% | |
| iServe Residential Lending LLC | $605,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $605,000 | n/a | 0.0% | |
| Mortgage Management Consultants, Inc. | $600,000 | n/a | 0.0% | |
| Paramount Bank | $545,000 | $600,000 | 10.1% | 0.0% |
| Directors Mortgage, Inc. | $585,000 | n/a | 0.0% | |
| Armed Forces Bank | $570,000 | n/a | 0.0% | |
| Premia Mortgage, LLC | $365,000 | $565,000 | 54.8% | 0.0% |
| Travis Credit Union | $565,000 | n/a | 0.0% | |
| Royal United Mortgage LLC | $720,000 | $560,000 | -22.2% | 0.0% |
| On Q Financial Inc. | $76,265,000 | $550,000 | -99.3% | 0.0% |
| SAFE Credit Union | $550,000 | n/a | 0.0% | |
| Educational Employees Credit Union | $545,000 | n/a | 0.0% | |
| First American Bank | $535,000 | n/a | 0.0% | |
| Alterra Group LLC dba Alterra Home Loans | $255,000 | $530,000 | 107.8% | 0.0% |
| MERCO Credit Union | $525,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $445,000 | $525,000 | 18.0% | 0.0% |
| Magnolia Bank Incorporated | $520,000 | n/a | 0.0% | |
| Blue Ridge Bank, NA | $515,000 | n/a | 0.0% | |
| International City Mortgage Inc. | $515,000 | n/a | 0.0% | |
| Primus Lending Corp | $515,000 | n/a | 0.0% | |
| Beckham Funding Corp | $505,000 | n/a | 0.0% | |
| Sunflower Bank, N.A. | $505,000 | n/a | 0.0% | |
| Home State Bank National Association | $495,000 | n/a | 0.0% | |
| Unitus Community Credit Union | $495,000 | n/a | 0.0% | |
| Athas Capital Group | $2,555,000 | $490,000 | -80.8% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $490,000 | n/a | 0.0% | |
| Industrial and Commercial Bank of China (USA) NA | $485,000 | n/a | 0.0% | |
| Advantis Credit Union | $480,000 | n/a | 0.0% | |
| Advisors Mortgage Group LLC | $475,000 | n/a | 0.0% | |
| Liberty Home Equity Solutions, Inc. | $1,035,000 | $475,000 | -54.1% | 0.0% |
| Los Angeles Police Federal Credit Union | $475,000 | $470,000 | -1.1% | 0.0% |
| Ivy Mortgage, Inc. | $465,000 | n/a | 0.0% | |
| Xceed Financial Credit Union | $465,000 | n/a | 0.0% | |
| American Portfolio Mortgage | $455,000 | n/a | 0.0% | |
| Union Savings Bank | $715,000 | $455,000 | -36.4% | 0.0% |
| Intercap Lending Inc | $450,000 | n/a | 0.0% | |
| Best Finance Captal Inc | $1,325,000 | $445,000 | -66.4% | 0.0% |
| CTBC Bank | $445,000 | n/a | 0.0% | |
| FedEx Employees Credit Association | $445,000 | n/a | 0.0% | |
| Choice Lending Corp. | $405,000 | $435,000 | 7.4% | 0.0% |
| Citywide Home Loans A Utah Corporation | $3,870,000 | $430,000 | -88.9% | 0.0% |
| Academy Mortgage Corporation | $1,270,000 | $415,000 | -67.3% | 0.0% |
| Central One Federal Credit Union | $415,000 | $415,000 | 0.0% | 0.0% |
| Velocity Commercial Capital LLC | $5,455,000 | $415,000 | -92.4% | 0.0% |
| Farmers & Merchants Bank of Ce | $415,000 | $405,000 | -2.4% | 0.0% |
| Meridian Bank | $405,000 | n/a | 0.0% | |
| Mission Federal Credit Union | $405,000 | n/a | 0.0% | |
| Southland Credit Union | $395,000 | n/a | 0.0% | |
| American Financial Resources Inc. | $645,000 | $375,000 | -41.9% | 0.0% |
| AUSTIN CAPITAL BANK SSB | $375,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $765,000 | $375,000 | -51.0% | 0.0% |
| Leader Bank NA | $375,000 | n/a | 0.0% | |
| Guaranty Trust Company | $365,000 | n/a | 0.0% | |
| Nexcap Home Loans | $365,000 | n/a | 0.0% | |
| San Mateo Credit Union | $365,000 | n/a | 0.0% | |
| Andrews Federal Credit Union | $345,000 | n/a | 0.0% | |
| Provident Lending Group | $335,000 | n/a | 0.0% | |
| Sun American Mortgage Company | $335,000 | n/a | 0.0% | |
| Patelco Credit Union | $225,000 | $330,000 | 46.7% | 0.0% |
| Veritas Funding LLC | $325,000 | n/a | 0.0% | |
| Oceanside Mortgage Company | $315,000 | $315,000 | 0.0% | 0.0% |
| SecurityNational Mortgage Company | $315,000 | n/a | 0.0% | |
| Waterstone Mortgage Corp | $315,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants Inc. | $325,000 | $295,000 | -9.2% | 0.0% |
| Sterling Bank and Trust, FSB | $860,000 | $295,000 | -65.7% | 0.0% |
| Vons Employees Federal Creedit Union | $285,000 | n/a | 0.0% | |
| Lend Smart Mortgage | $265,000 | n/a | 0.0% | |
| United Fidelity Funding Corp. | $760,000 | $265,000 | -65.1% | 0.0% |
| Great Lakes Credit Union | $135,000 | $255,000 | 88.9% | 0.0% |
| Midwest Loan Services Inc | $255,000 | n/a | 0.0% | |
| Reliance First Capital LLC | $255,000 | n/a | 0.0% | |
| American Residential Lending | $245,000 | n/a | 0.0% | |
| USC Credit Union | $245,000 | n/a | 0.0% | |
| First Community Mortgage Inc. | $215,000 | n/a | 0.0% | |
| First Option Mortgage LLC | $225,000 | $215,000 | -4.4% | 0.0% |
| California Coast Credit Union | $205,000 | n/a | 0.0% | |
| FIRST US COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| New West Lending Inc. | $205,000 | n/a | 0.0% | |
| Partners Federal Credit Union | $205,000 | n/a | 0.0% | |
| Community Mortgage Funding LLC | $95,000 | $190,000 | 100.0% | 0.0% |
| Financail Funding Solutions, Inc | $185,000 | n/a | 0.0% | |
| People's Bank of Commerce | $185,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $185,000 | n/a | 0.0% | |
| CAPITAL BANK, NA | $175,000 | n/a | 0.0% | |
| First State Bank Of St. Charles Missouri | $175,000 | n/a | 0.0% | |
| Belem Servicing, LLC dba Patriot Home Mortgage | $125,000 | n/a | 0.0% | |
| MIT Federal Credit Union | $105,000 | n/a | 0.0% | |
| San Francisco Fire Credit Union | $2,350,000 | $105,000 | -95.5% | 0.0% |
| Allegacy Federal Credit Union | $95,000 | n/a | 0.0% | |
| Get a Rate LLC | $95,000 | n/a | 0.0% | |
| Frontwave Credit Union | $75,000 | n/a | 0.0% | |
| Global Credit Union | $125,000 | $65,000 | -48.0% | 0.0% |
| Wings Financial Credit Union | $45,000 | n/a | 0.0% |
SANTA MARIA - SANTA BARBARA's top lender by overall market share is Quicken Loans, with 7.4% market share. In second place, with 5.7%, is WELLS FARGO BANK NA, having originated $552,010,000 in loans. In third place, with 5.3%, is United Shore Financial Services LLC, having originated $515,650,000 in loans. In third place, with 4.4%, is JPMorgan Chase Bank, NA, having originated $432,355,000 in loans. In third place, with 4.1%, is FIRST REPUBLIC BANK, having originated $403,165,000 in loans.
SANTA MARIA-SANTA BARBARA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 11,091 | $5,302,495,000 | $478,090 |
| Home Purchase | 3,951 | $2,559,625,000 | $647,842 |
| Cash Out Refi | 3,372 | $1,528,790,000 | $453,378 |
| Home Improvement | 369 | $97,975,000 | $265,515 |
| Other | 362 | $256,800,000 | $709,392 |
| NA | 9 | $6,425,000 | $713,889 |
Santa Maria - Santa Barbara's most frequently cited loan purpose was Refi, with 11,091 originations. The 2nd most popular reason was Home Purchase, with 3,951 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 7,939 | $3,931,635,000 | $495,231 |
| 2.5-3% | 7,510 | $3,837,180,000 | $510,943 |
| <2.5% | 2,164 | $1,177,550,000 | $544,154 |
| 4-5% | 766 | $321,140,000 | $419,243 |
| 5-6% | 245 | $89,415,000 | $364,959 |
| 6-7% | 99 | $49,075,000 | $495,707 |
| Over 8% | 43 | $16,565,000 | $385,233 |
| 7-8% | 38 | $20,610,000 | $542,368 |
During 2020, Santa Maria - Santa Barbara's most frequently originated rate bucket was 3-4%, with 7,939 originations.
Loan Sizing (SANTA MARIA-SANTA BARBARA, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 7,886 | $2,412,840,000 | $305,965 |
| $400k-600k | 5,654 | $2,746,010,000 | $485,676 |
| $600k-1000k | 2,470 | $1,761,000,000 | $712,955 |
| $100k-200k | 1,447 | $224,985,000 | $155,484 |
| $Over $1MM | 1,259 | $2,583,715,000 | $2,052,196 |
| $100,000 or less | 438 | $23,560,000 | $53,790 |
SANTA MARIA - SANTA BARBARA's loan sizing saw the bucket of loans from $200k-400k with 7,886 originations, totaling $2,412,840,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 6,235 | $3,718,585,000 | $596,405 |
| 40-60% | 4,795 | $2,609,045,000 | $544,118 |
| 80-100% | 3,561 | $1,724,565,000 | $484,292 |
| 20-40% | 2,410 | $951,370,000 | $394,759 |
| Under 20% | 1,047 | $223,495,000 | $213,462 |
| Over 100% | 140 | $67,180,000 | $479,857 |
SANTA MARIA - SANTA BARBARA's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 6,235 originations, totaling $3,718,585,000 in origination value.