SANTA MARIA - SANTA BARBARA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Santa Maria - Santa Barbara averaged 6.43% for the week of 2024-02-29, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-02-22) was 6.39% and one month ago for the week of 2024-01-25, the average rate was 5.88%.

Santa Maria - Santa Barbara's average rate one year ago was 6.12%.

For refis of the same type during the week of 2024-02-29, the average rate was 5.8%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-29 6.94%
Santa Maria - Santa Barbara 30 Year Fixed Rate 2024-02-29 6.43%
Santa Maria - Santa Barbara 30 Year Fixed Rate Refi 2024-02-29 5.8%
Santa Maria - Santa Barbara 15 Year Fixed Rate 2024-02-29 6.36%
Santa Maria - Santa Barbara 15 Year Fixed Rate Refi 2024-02-29 5.04%
Santa Maria - Santa Barbara 30 Year FHA 2024-02-29 5.81%
Santa Maria - Santa Barbara 30 Year FHA Refi 2024-02-29 6.79%
Santa Maria - Santa Barbara 30 Year USDA 2024-02-29 6.83%
Santa Maria - Santa Barbara 30 Year USDA Refi 2024-02-29 6.53%
Santa Maria - Santa Barbara 30 Year VA 2024-02-29 5.57%
Santa Maria - Santa Barbara 30 Year VA Refi 2024-02-29 6.42%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA MARIA-SANTA BARBARA, CA.

SANTA MARIA - SANTA BARBARA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA MARIA-SANTA BARBARA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 352 4.62% $9,663
QUICKEN LOANS, LLC 286 4.42% $8,496
LOANDEPOT.COM, LLC 190 4.35% $8,121
Wells Fargo Bank 167 3.75% $5,211
First Republic Bank 158 3.19% $8,395
GUARANTEED RATE, INC. 123 4.46% $7,760
HOME POINT FINANCIAL CORPORATION 121 4.22% $8,114
MUFG Union Bank 119 4.00% $5,858
CALIBER HOME LOANS, INC. 103 4.51% $7,654
GUILD MORTGAGE COMPANY 102 4.56% $8,090
JPMorgan Chase Bank 97 3.64% $6,718
Bank of America 84 3.36% $6,260
HOMEBRIDGE FINANCIAL SERVICES, INC. 78 4.42% $13,084
HOMEOWNERS FINANCIAL GROUP USA, LLC 69 4.64% $15,090
CROSSCOUNTRY MORTGAGE, LLC 62 5.29% $8,638
Morgan Stanley Private Bank 55 3.58% $5,301
CORNERSTONE HOME LENDING, INC. 54 4.36% $11,967
U.S. Bank 54 3.87% $6,488
FINANCE OF AMERICA MORTGAGE LLC 52 4.26% $9,249
DRAPER AND KRAMER MORTGAGE CORP. 50 4.54% $9,503
COASTHILLS 46 3.86% $3,349
MidFirst Bank 41 4.95% $25,731
Mr. Cooper ( Nationstar Mortgage ) 38 3.98% $10,170
ENVOY MORTGAGE, LTD 37 5.22% $7,587
CMG MORTGAGE, INC. 33 4.23% $9,194
Charles Schwab Bank, SSB 32 3.23% $5,945
Sierra Pacific Mortgage Company, Inc. 32 4.48% $5,415
City National Bank 32 3.35% $8,603
Citibank 31 3.44% $6,661
Paramount Residential Mortgage Group, Inc. 30 4.48% $6,893
COASTAL FUNDING SLC, INC. 28 5.01% $11,000
Bank of the West 28 4.11% $9,203
S1L, Inc. 26 4.58% $12,055
Prosperity Home Mortgage, LLC 23 4.07% $8,111
PENNYMAC LOAN SERVICES, LLC 22 3.96% $8,547
UBS Bank USA 22 3.28% $6,878
AMERISAVE MORTGAGE CORPORATION 22 4.11% $10,608
First-Citizens Bank & Trust Company 21 3.86% $9,547
ANGEL OAK MORTGAGE SOLUTIONS LLC 21 4.84% $21,082
BROKER SOLUTIONS, INC. 21 4.52% $9,170
Fremont Bank 21 3.68% $4,586
Mechanics Bank 21 3.97% $3,595
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 4.62% $10,865
FREEDOM MORTGAGE CORPORATION 19 4.08% $8,471
BETTER MORTGAGE CORPORATION 17 3.51% $5,271
PNC Bank 17 3.43% $9,054
SESLOC 16 4.11% $3,240
Stifel Bank and Trust 15 3.58% $3,596
Golden Empire Mortgage, Inc. 14 4.16% $12,082
KEYPOINT 14 4.23% $5,159
GENEVA FINANCIAL, LLC 14 4.80% $10,997
Axos Bank 13 5.91% $34,530
NEWREZ LLC 13 3.69% $4,579
LOGIX FEDERAL CREDIT UNION 13 3.52% $8,197
Flagstar Bank, FSB 12 5.05% $8,231
Century Mortgage Company DBA Century Lending Company 12 5.57% $8,372
DEL SUR CORPORATION 12 4.45% $10,823
PENTAGON FEDERAL CREDIT UNION 11 3.43% $16,054
General Mortgage Capital Corporation 10 3.99% $5,659
AmeriHome Mortgage Company, LLC 10 4.35% $8,827
BEST CAPITAL FUNDING 10 3.77% $3,730
Utah Mortgage Loan Corporation 9 5.43% $5,055
MOVEMENT MORTGAGE, LLC 9 4.43% $10,900
Raymond James Bank 9 3.10% $4,589
Ally Bank 9 3.37% $10,518
EVERETT FINANCIAL, INC. 9 4.42% $2,702
RESIDENTIAL BANCORP 8 4.34% $8,500
CENTRAL COAST LENDING, INC. 8 3.89% $4,749
Chicago Mortgage Solutions LLC 8 3.24% $3,378
Nations Lending Corporation 8 4.87% $13,565
KINECTA 8 4.11% $10,358
Citadel Servicing Corporation 7 6.46% $16,499
NBKC BANK 7 3.48% $3,898
LENDSURE MORTGAGE CORP. 6 4.90% $17,855
AMERICAN PACIFIC MORTGAGE CORPORATION 6 5.12% $6,079
Farmers and Merchants Bank of Long Beach 6 3.42% $13,711
KD CAPITAL MORTGAGE CORPORATION 6 3.77% $6,047
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 4.54% $8,724
THE GOLDEN 1 6 4.17% $6,059
SAN DIEGO COUNTY CREDIT UNION 6 2.83% $8,176
MOUNTAIN WEST FINANCIAL, INC. 6 4.35% $6,983
Watermark Capital, Inc. 6 3.00% $7,231
OCMBC, INC. 5 5.70% $13,507
V.I.P. MORTGAGE, INC. 5 4.03% $10,734
CARDINAL FINANCIAL 5 4.03% $5,859
MASON MCDUFFIE MORTGAGE CORPORATION 5 5.00% $6,823
Bethpage Federal Credit Union 5 5.15% $4,944
Strong Home Mortgage, LLC 5 3.65% $3,926
BAY EQUITY LLC 5 4.50% $11,224
AUGUSTA FINANCIAL, INC. 5 5.00% $12,413
The Northern Trust Company 5 3.33% $17,641
Goldman Sachs Bank USA 5 3.34% $11,607
ZILLOW HOME LOANS, LLC 5 4.25% $4,911
DIGNIFIED HOME LOANS, LLC 5 5.45% $9,410
NAVY FEDERAL CREDIT UNION 4 3.13% $10,935
Northpointe Bank 4 3.81% $13,223
MUTUAL OF OMAHA MORTGAGE, INC. 4 3.66% $8,076
Greenbox Loans, Inc. 4 8.34% $17,489
ATHAS CAPITAL GROUP, INC. 4 7.47% $12,694
FirstBank 4 3.22% $2,847
First Bank 4 3.97% $4,807
KeyBank 4 3.66% $7,846
HOMEXPRESS MORTGAGE CORP. 4 7.09% $26,954
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 5.06% $5,676
Provident Savings Bank, F.S.B. 4 4.91% $4,183
PHH Mortgage Corporation 4 4.16% $6,136
Silicon Valley Bank 4 3.66% $9,258
Florida Capital Bank 4 3.41% $5,065
HSBC BANK USA, NATIONAL ASSOCIATION 4 3.19% $7,476
5TH STREET CAPITAL, INC. 3 6.71% $12,081
AMERICAN FINANCING CORPORATION 3 3.50% $5,495
ARC HOME LLC 3 5.54% $10,446
CHEVRON 3 3.96% $2,112
CIBC Bank USA 3 4.04% $10,328
Commerce Home Mortgage, Inc. 3 4.05% $9,856
Franklin Loan Corporation 3 5.17% $8,125
GUARANTEED RATE AFFINITY, LLC 3 5.12% $1,272
HighTechLending Inc 3 6.58% $11,936
HOMESIDE FINANCIAL, LLC 3 4.21% $5,702
IMPAC MORTGAGE CORP. 3 3.75% $9,405
JMAC LENDING, INC. 3 4.79% $21,270
LAKEVIEW LOAN SERVICING, LLC 3 3.71% $3,832
Luxury Mortgage Corp. 3 5.08% $6,561
MLD MORTGAGE INC. 3 5.16% $5,541
NETWORK CAPITAL FUNDING CORPORATION 3 3.96% $4,279
NEXERA HOLDING LLC 3 4.79% $9,173
PREMIER AMERICA 3 3.25% $34,570
SCHOOLSFIRST 3 4.00% $3,645
STEARNS LENDING, LLC 3 3.29% $12,281
Wyndham Capital Mortgage, Inc. 3 3.50% $3,961
Lakeview Community Capital, LLC 2 3.31% $5,955
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 4.44% $6,354
LENOX FINANCIAL MORTGAGE CORPORATION 2 3.44% $6,027
LOANPAL, LLC 2 4.13% $12,226
FIRST TECHNOLOGY 2 4.25% $8,744
First Savings Bank 2 3.94% $5,521
MORIA DEVELOPMENT, INC. 2 6.63% $8,190
Firefighters First Federal Credit Union 2 4.06% $0
Financial Partners Credit Union 2 2.88% $3,305
NexBank 2 4.13% $4,666
NMSI, INC. 2 6.00% $17,801
ONY GLO, INC. 2 4.81% $3,911
PACIFIC SERVICE 2 5.25% $7,722
DEEPHAVEN MORTGAGE LLC 2 8.25% $33,244
CUSTOMER SERVICE MORTGAGE CORPORATION 2 4.81% $8,546
PLANET HOME LENDING, LLC 2 4.31% $8,119
Cornerstone First Mortgage, Inc 2 4.00% $12,691
WESCOM CENTRAL CREDIT UNION 2 2.94% $3,452
PROVIDENT FUNDING ASSOCIATES, L.P. 2 4.06% $3,577
CHURCHILL MORTGAGE CORPORATION 2 5.50% $13,329
Quontic Bank 2 6.88% $12,921
CANOPY MORTGAGE, LLC 2 4.75% $2,236
Zions Bank 2 3.63% $8,102
SECURITYNATIONAL MORTGAGE COMPANY 2 5.13% $11,674
Servion, Inc. 2 4.88% $4,469
BNY Mellon 2 3.44% $5,255
STAR ONE CREDIT UNION 2 3.69% $3,126
SUMMIT FUNDING, INC. 2 4.94% $7,621
SUN WEST MORTGAGE COMPANY, INC. 2 3.38% $8,279
The Federal Savings Bank 2 3.88% $21,980
AXIA FINANCIAL, LLC 2 4.25% $10,489
Third Federal Savings and Loan Association of Cleveland 2 3.17% $148
iCore Lending, Inc. 2 6.00% $12,291
ALLIANT CREDIT UNION 2 3.63% $3,868
GOOGAIN, INC. 2 3.94% $5,266
LADERA LENDING, INC. 2 4.44% $8,402
AFFINITY 1 5.38% $7,774
VALLEY STRONG CREDIT UNION 1 5.38% $5,962
DEPARTMENT OF COMMERCE 1 2.88% $3,075
NORTHROP GRUMMAN Federal Credit Union 1 3.38% $8,380
NOVA FINANCIAL & INVESTMENT CORPORATION 1 2.88% $0
NP, Inc. 1 2.88% $10,445
Deere Employees Credit Union 1 3.13% $3,633
The Central Trust Bank 1 3.38% $2,210
JMJ FINANCIAL GROUP 1 5.50% $8,033
HOME FUNDING CORPORATION 1 6.50% $17,954
The Huntington National Bank 1 3.95% $7,032
Credit Union of Southern California 1 5.50% $2,894
COUNTRY CLUB MORTGAGE, INC. 1 6.13% $8,181
Pinnacle Bank 1 5.13% $3,991
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.25% $7,114
PLAZA HOME MORTGAGE, INC. 1 5.38% $5,569
Home Federal Savings Bank 1 4.75% $14,435
TOWNE MORTGAGE COMPANY 1 4.13% $21,557
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.88% $4,577
Commerce Bank 1 4.75% $6,379
Comerica Bank 1 3.63% $11,605
TRISTAR FINANCE, INC. 1 3.25% $28,225
Citizens Bank 1 6.75% $12,762
Ameris Bank 1 3.88% $3,046
Umpqua Bank 1 4.25% $7,751
CHU & ASSOCIATES, INC. 1 3.88% $10,238
RBC Bank, (Georgia) 1 3.88% $2,643
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.38% $4,572
CHERRY CREEK MORTGAGE, LLC 1 5.50% $725
CAPSTONE DIRECT, INC. 1 5.75% $5,250
Royal Business Bank 1 6.00% $3,664
Union Savings Bank 1 4.00% $23,324
CAMPOS FINANCIAL CORP. 1 5.25% $8,183
AMERICAN INTERNET MORTGAGE, INC. 1 5.00% $2,602
SEA WEST COAST GUARD FEDERAL CREDIT UNION 1 2.99% $6,133
USAA Federal Savings Bank 1 5.88% $2,391
ALLIED MORTGAGE GROUP, INC. 1 4.00% $2,066
CALIFORNIA CREDIT UNION 1 2.50% $0
VAN DYK MORTGAGE CORPORATION 1 3.50% $2,737
LAND HOME FINANCIAL SERVICES, INC. 1 3.25% $4,830
CALCON MUTUAL MORTGAGE LLC 1 5.13% $33,602
HOMESTEAD FUNDING CORP. 1 3.75% $2,965
FUNDLOANS CAPITAL 1 8.13% $15,647
SOFI LENDING CORP. 1 4.13% $2,733
FRONTWAVE 1 5.50% $6,013
Luther Burbank Savings 1 3.00% $4,269
VERITAS FUNDING, LLC 1 3.25% $15,820
First Western Trust Bank 1 3.38% $4,183
SOVEREIGN LENDING GROUP INCORPORATED 1 3.25% $4,818
MEMBER FIRST MORTGAGE, LLC 1 5.13% $21,941
Meridian Bank Corporation 1 5.63% $3,786
MERIWEST MORTGAGE COMPANY, LLC 1 3.63% $11,750
First State Bank of St. Charles, Missouri 1 5.63% $8,098
MK LENDING CORP. 1 4.75% $6,834
Alaska USA Mortgage Company LLC 1 3.38% $3,947
HERITAGE COMMUNITY CREDIT UNION 1 3.25% $2,905
ABSOLUTE HOME MORTGAGE CORPORATION 1 3.25% $3,166
Mortgage Bank of California 1 8.38% $17,789
First Internet Bank of Indiana 1 3.50% $2,945
First Foundation Bank 1 2.50% $4,226
FIRST ENTERTAINMENT 1 3.25% $2,528
M&T Bank 1 4.50% $8,342
BMO Harris Bank 1 5.25% $4,266
Bell Bank 1 2.99% $7,285
NATIONS DIRECT MORTGAGE, LLC 1 4.99% $8,745
FBC MORTGAGE, LLC 1 4.50% $5,639
F&A Federal Credit Union 1 2.88% $1,364
NBH Bank 1 3.38% $2,515
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 3.99% $31,564
ALAMEDA MORTGAGE CORPORATION 1 6.00% $10,117
Equity Prime Mortgage LLC 1 4.13% $6,211
NEW WAVE LENDING GROUP INC 1 6.00% $4,226
GuardHill Financial Corp. 1 3.00% $28,521

SANTA MARIA - SANTA BARBARA Average Closing Costs & Other Stats

SANTA MARIA-SANTA BARBARA, CA's 239 lenders originated 7,368 loans during 2022. The total origination value was $5,476,860,000, with an average loan value of $743,331.

SANTA MARIA - SANTA BARBARA's average closing costs are $6,251.

The top SANTA MARIA - SANTA BARBARA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 352 loans originated. Their average total fees are $9,663, which is $1,167 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are SESLOC ($3,240), COASTHILLS ($3,349), Mechanics Bank ($3,595), Stifel Bank and Trust ($3,596) and BEST CAPITAL FUNDING ($3,730).

The lowest rate SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are First Republic Bank (3.19%), Charles Schwab Bank, SSB (3.23%), UBS Bank USA (3.28%), City National Bank (3.35%) and Bank of America (3.36%).

SANTA MARIA-SANTA BARBARA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
First Republic Bank $543,515,000 $593,780,000 9.2% 10.8%
JPMorgan Chase Bank $540,305,000 $317,635,000 -41.2% 5.8%
UNITED WHOLESALE MORTGAGE, LLC $698,690,000 $284,285,000 -59.3% 5.2%
Wells Fargo Bank $427,495,000 $224,505,000 -47.5% 4.1%
MUFG Union Bank $314,530,000 $186,315,000 -40.8% 3.4%
QUICKEN LOANS, LLC $643,795,000 $175,780,000 -72.7% 3.2%
City National Bank $195,705,000 $166,015,000 -15.2% 3.0%
Bank of America $334,630,000 $156,015,000 -53.4% 2.8%
LOANDEPOT.COM, LLC $455,380,000 $142,325,000 -68.7% 2.6%
John Hancock Life Insurance Company (U.S.A.) $110,010,000 n/a 2.0%
Morgan Stanley Private Bank $136,010,000 $109,745,000 -19.3% 2.0%
MidFirst Bank $58,950,000 $109,380,000 85.5% 2.0%
GUARANTEED RATE, INC. $353,350,000 $106,275,000 -69.9% 1.9%
HOMEBRIDGE FINANCIAL SERVICES, INC. $283,795,000 $97,595,000 -65.6% 1.8%
U.S. Bank $114,455,000 $84,220,000 -26.4% 1.5%
Citibank $90,385,000 $81,005,000 -10.4% 1.5%
HOME POINT FINANCIAL CORPORATION $236,620,000 $80,040,000 -66.2% 1.5%
Bank of the West $79,025,000 $78,210,000 -1.0% 1.4%
CALIBER HOME LOANS, INC. $224,460,000 $76,905,000 -65.7% 1.4%
FINANCE OF AMERICA REVERSE LLC $46,730,000 $75,185,000 60.9% 1.4%
American Riviera Bank $41,310,000 $73,285,000 77.4% 1.3%
GUILD MORTGAGE COMPANY $186,760,000 $68,300,000 -63.4% 1.2%
Charles Schwab Bank, SSB $141,465,000 $63,850,000 -54.9% 1.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC $212,120,000 $59,400,000 -72.0% 1.1%
CROSSCOUNTRY MORTGAGE, LLC $127,420,000 $58,785,000 -53.9% 1.1%
Montecito Bank & Trust $88,650,000 $57,400,000 -35.3% 1.0%
UBS Bank USA $100,150,000 $52,190,000 -47.9% 1.0%
Axos Bank $22,350,000 $51,680,000 131.2% 0.9%
CORNERSTONE HOME LENDING, INC. $228,220,000 $48,825,000 -78.6% 0.9%
PNC Bank $65,735,000 $44,175,000 -32.8% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $173,765,000 $42,960,000 -75.3% 0.8%
DRAPER AND KRAMER MORTGAGE CORP. $127,055,000 $42,500,000 -66.5% 0.8%
COASTHILLS $56,640,000 $33,320,000 -41.2% 0.6%
Farmers and Merchants Bank of Long Beach $21,330,000 $33,215,000 55.7% 0.6%
CMG MORTGAGE, INC. $75,250,000 $29,385,000 -61.0% 0.5%
PENTAGON FEDERAL CREDIT UNION $22,785,000 $28,950,000 27.1% 0.5%
The Northern Trust Company $44,050,000 $27,075,000 -38.5% 0.5%
PREMIER AMERICA $14,625,000 $26,070,000 78.3% 0.5%
ENVOY MORTGAGE, LTD $42,945,000 $25,950,000 -39.6% 0.5%
Goldman Sachs Bank USA $72,825,000 $25,655,000 -64.8% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $61,345,000 $25,515,000 -58.4% 0.5%
S1L, Inc. $74,300,000 $25,420,000 -65.8% 0.5%
Stifel Bank and Trust $39,545,000 $24,820,000 -37.2% 0.5%
Mechanics Bank $28,820,000 $24,460,000 -15.1% 0.4%
First-Citizens Bank & Trust Company $1,135,000 $24,385,000 2,048.5% 0.4%
PENNYMAC LOAN SERVICES, LLC $85,370,000 $23,000,000 -73.1% 0.4%
ANGEL OAK MORTGAGE SOLUTIONS LLC $12,210,000 $22,795,000 86.7% 0.4%
KINECTA $27,865,000 $22,665,000 -18.7% 0.4%
FREEDOM MORTGAGE CORPORATION $112,845,000 $22,365,000 -80.2% 0.4%
Fremont Bank $93,885,000 $21,060,000 -77.6% 0.4%
COASTAL FUNDING SLC, INC. $45,135,000 $20,515,000 -54.5% 0.4%
Prosperity Home Mortgage, LLC $100,255,000 $20,515,000 -79.5% 0.4%
Paramount Residential Mortgage Group, Inc. $20,075,000 $20,115,000 0.2% 0.4%
Comerica Bank $7,200,000 $19,985,000 177.6% 0.4%
KeyBank $8,370,000 $19,040,000 127.5% 0.3%
Sierra Pacific Mortgage Company, Inc. $77,775,000 $16,865,000 -78.3% 0.3%
LOGIX FEDERAL CREDIT UNION $19,395,000 $16,840,000 -13.2% 0.3%
Silicon Valley Bank $32,605,000 $16,675,000 -48.9% 0.3%
Community West Bank $15,595,000 $16,620,000 6.6% 0.3%
Golden Empire Mortgage, Inc. $34,145,000 $16,515,000 -51.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $28,755,000 $16,325,000 -43.2% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $42,470,000 $15,770,000 -62.9% 0.3%
First Bank $28,050,000 $15,405,000 -45.1% 0.3%
CIBC Bank USA $8,790,000 $14,595,000 66.0% 0.3%
Raymond James Bank $6,160,000 $13,575,000 120.4% 0.2%
NAVY FEDERAL CREDIT UNION $16,205,000 $13,210,000 -18.5% 0.2%
MOVEMENT MORTGAGE, LLC $24,005,000 $12,920,000 -46.2% 0.2%
Commerce Home Mortgage, Inc. $37,640,000 $12,645,000 -66.4% 0.2%
LENDINGHOME FUNDING CORPORATION $7,115,000 $12,370,000 73.9% 0.2%
AMERISAVE MORTGAGE CORPORATION $51,370,000 $12,220,000 -76.2% 0.2%
REVERSE MORTGAGE FUNDING LLC $13,310,000 $12,185,000 -8.5% 0.2%
Mortgage Research Center, LLC $28,145,000 $12,175,000 -56.7% 0.2%
Flagstar Bank, FSB $41,840,000 $12,040,000 -71.2% 0.2%
LONGBRIDGE FINANCIAL, LLC $7,225,000 $11,355,000 57.2% 0.2%
SESLOC $14,495,000 $11,270,000 -22.2% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $5,600,000 $10,980,000 96.1% 0.2%
BROKER SOLUTIONS, INC. $94,875,000 $10,835,000 -88.6% 0.2%
THE GOLDEN 1 $8,335,000 $10,105,000 21.2% 0.2%
Umpqua Bank $19,450,000 $9,865,000 -49.3% 0.2%
DEL SUR CORPORATION $29,530,000 $9,720,000 -67.1% 0.2%
SPRING EQ, LLC $3,800,000 $9,630,000 153.4% 0.2%
5TH STREET CAPITAL, INC. $7,610,000 $9,605,000 26.2% 0.2%
LENDSURE MORTGAGE CORP. $14,765,000 $9,485,000 -35.8% 0.2%
HOMEXPRESS MORTGAGE CORP. $6,025,000 $9,440,000 56.7% 0.2%
BETTER MORTGAGE CORPORATION $84,825,000 $9,315,000 -89.0% 0.2%
Citadel Servicing Corporation $11,305,000 $9,150,000 -19.1% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $24,300,000 $8,780,000 -63.9% 0.2%
Century Mortgage Company DBA Century Lending Company $5,200,000 $8,670,000 66.7% 0.2%
KEYPOINT $42,715,000 $8,635,000 -79.8% 0.2%
NEWREZ LLC $78,265,000 $8,605,000 -89.0% 0.2%
GENEVA FINANCIAL, LLC $13,350,000 $8,030,000 -39.9% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $12,085,000 $7,850,000 -35.0% 0.1%
Ally Bank $70,110,000 $7,700,000 -89.0% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $6,815,000 $7,630,000 12.0% 0.1%
Pacific Premier Bank $19,130,000 $7,350,000 -61.6% 0.1%
SAN DIEGO COUNTY CREDIT UNION $4,250,000 $7,325,000 72.4% 0.1%
General Mortgage Capital Corporation $4,275,000 $7,210,000 68.7% 0.1%
QUORUM FEDERAL CREDIT UNION $4,070,000 $7,135,000 75.3% 0.1%
First Foundation Bank $585,000 $7,125,000 1,117.9% 0.1%
AmeriHome Mortgage Company, LLC $2,255,000 $7,070,000 213.5% 0.1%
EVERETT FINANCIAL, INC. $2,170,000 $6,955,000 220.5% 0.1%
AMERICAN ADVISORS GROUP $15,045,000 $6,655,000 -55.8% 0.1%
ALLIANT CREDIT UNION $11,745,000 $6,540,000 -44.3% 0.1%
NBKC BANK $10,400,000 $6,445,000 -38.0% 0.1%
Industrial and Commercial Bank of China USA $6,005,000 n/a 0.1%
JMAC LENDING, INC. $9,095,000 $6,005,000 -34.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $11,970,000 $5,960,000 -50.2% 0.1%
Royal Business Bank $275,000 $5,885,000 2,040.0% 0.1%
ATHAS CAPITAL GROUP, INC. $1,530,000 $5,840,000 281.7% 0.1%
Figure Lending LLC $1,755,000 $5,680,000 223.6% 0.1%
Watermark Capital, Inc. $17,820,000 $5,675,000 -68.2% 0.1%
Luther Burbank Savings $29,540,000 $5,655,000 -80.9% 0.1%
Bethpage Federal Credit Union $3,845,000 $5,595,000 45.5% 0.1%
CIVIC FINANCIAL SERVICES, LLC $11,510,000 $5,400,000 -53.1% 0.1%
M&T Bank $3,645,000 $5,395,000 48.0% 0.1%
Northpointe Bank $8,400,000 $5,380,000 -36.0% 0.1%
Nations Lending Corporation $25,615,000 $5,355,000 -79.1% 0.1%
Zions Bancorporation, N.A. $14,325,000 $5,220,000 -63.6% 0.1%
Santa Barbara Teachers Federal Credit Union $10,370,000 $5,125,000 -50.6% 0.1%
Merchants Mortgage & Trust Corporation $4,865,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $23,350,000 $4,825,000 -79.3% 0.1%
HomeStreet Bank $3,905,000 $4,790,000 22.7% 0.1%
CENTRAL COAST LENDING, INC. $24,500,000 $4,725,000 -80.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $5,665,000 $4,700,000 -17.0% 0.1%
Provident Savings Bank, F.S.B. $4,625,000 n/a 0.1%
Habib American Bank $4,585,000 n/a 0.1%
BEST CAPITAL FUNDING $21,850,000 $4,560,000 -79.1% 0.1%
OCMBC, INC. $7,660,000 $4,530,000 -40.9% 0.1%
IMPAC MORTGAGE CORP. $11,310,000 $4,470,000 -60.5% 0.1%
Chicago Mortgage Solutions LLC $135,000 $4,460,000 3,203.7% 0.1%
Hometown Equity Mortgage, LLC $6,975,000 $4,280,000 -38.6% 0.1%
WESCOM CENTRAL CREDIT UNION $2,735,000 $4,270,000 56.1% 0.1%
SCHOOLSFIRST $9,400,000 $4,090,000 -56.5% 0.1%
ARC HOME LLC $7,680,000 $4,035,000 -47.5% 0.1%
PHH Mortgage Corporation $11,885,000 $4,005,000 -66.3% 0.1%
BNY Mellon $34,465,000 $3,960,000 -88.5% 0.1%
The Federal Savings Bank $11,650,000 $3,890,000 -66.6% 0.1%
BAY EQUITY LLC $5,465,000 $3,755,000 -31.3% 0.1%
Luxury Mortgage Corp. $7,980,000 $3,740,000 -53.1% 0.1%
Utah Mortgage Loan Corporation $9,970,000 $3,735,000 -62.5% 0.1%
Pinnacle Bank $3,730,000 n/a 0.1%
HighTechLending Inc $11,920,000 $3,625,000 -69.6% 0.1%
USAA Federal Savings Bank $8,780,000 $3,450,000 -60.7% 0.1%
DIGNIFIED HOME LOANS, LLC $14,220,000 $3,365,000 -76.3% 0.1%
Florida Capital Bank $4,905,000 $3,275,000 -33.2% 0.1%
FUNDLOANS CAPITAL $11,975,000 $3,240,000 -72.9% 0.1%
A&D Mortgage LLC $3,860,000 $3,190,000 -17.4% 0.1%
RESIDENTIAL BANCORP. $1,675,000 $3,180,000 89.9% 0.1%
AMERICAN FIRST $1,920,000 $3,075,000 60.2% 0.1%
DEEPHAVEN MORTGAGE LLC $3,020,000 n/a 0.1%
Equity Prime Mortgage LLC $5,375,000 $3,005,000 -44.1% 0.1%
Strong Home Mortgage, LLC $14,695,000 $3,000,000 -79.6% 0.1%
KD CAPITAL MORTGAGE CORPORATION $2,875,000 $2,855,000 -0.7% 0.1%
STEARNS LENDING, LLC $50,285,000 $2,840,000 -94.4% 0.1%
V.I.P. MORTGAGE, INC. $2,395,000 $2,825,000 18.0% 0.1%
Fifth Third Bank $1,155,000 $2,805,000 142.9% 0.1%
MOUNTAIN WEST FINANCIAL, INC. $4,845,000 $2,805,000 -42.1% 0.1%
NEW DAY FINANCIAL, LLC $3,750,000 $2,745,000 -26.8% 0.1%
LAKEVIEW LOAN SERVICING, LLC $17,005,000 $2,730,000 -83.9% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $6,785,000 $2,655,000 -60.9% 0.0%
Discover Bank $1,520,000 $2,645,000 74.0% 0.0%
PLANET HOME LENDING, LLC $3,870,000 $2,630,000 -32.0% 0.0%
Farmers & Merchants Bank of Central California $2,605,000 n/a 0.0%
CHEVRON $1,585,000 $2,545,000 60.6% 0.0%
AUGUSTA FINANCIAL, INC. $1,940,000 $2,535,000 30.7% 0.0%
NEXERA HOLDING LLC $14,060,000 $2,535,000 -82.0% 0.0%
Exchange Bank $2,505,000 n/a 0.0%
Greenbox Loans, Inc. $1,180,000 $2,475,000 109.7% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $16,235,000 $2,460,000 -84.8% 0.0%
Firefighters First Federal Credit Union $2,090,000 $2,435,000 16.5% 0.0%
MERIWEST MORTGAGE COMPANY, LLC $195,000 $2,405,000 1,133.3% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,510,000 $2,365,000 -5.8% 0.0%
AMERICAN HERITAGE LENDING, INC. $2,330,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $8,395,000 $2,290,000 -72.7% 0.0%
MLD MORTGAGE INC. $13,830,000 $2,285,000 -83.5% 0.0%
ZILLOW HOME LOANS, LLC $6,140,000 $2,245,000 -63.4% 0.0%
SUMMIT FUNDING, INC. $4,745,000 $2,220,000 -53.2% 0.0%
PLAZA HOME MORTGAGE, INC. $8,810,000 $2,160,000 -75.5% 0.0%
Logan Finance Corporation $2,145,000 n/a 0.0%
BECKAM FUNDING CORP. $1,705,000 $2,120,000 24.3% 0.0%
ORANGE COUNTY'S CREDIT UNION $260,000 $2,120,000 715.4% 0.0%
HOMESIDE FINANCIAL, LLC $7,360,000 $2,105,000 -71.4% 0.0%
Commerce Bank $2,095,000 n/a 0.0%
ADVANCIAL $5,600,000 $2,090,000 -62.7% 0.0%
Financial Partners Credit Union $2,075,000 n/a 0.0%
Lakeview Community Capital, LLC $7,445,000 $2,015,000 -72.9% 0.0%
Union Savings Bank $2,010,000 n/a 0.0%
GuardHill Financial Corp. $2,005,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $17,175,000 $1,985,000 -88.4% 0.0%
Cornerstone First Mortgage, Inc $2,135,000 $1,965,000 -8.0% 0.0%
ALTURA $1,905,000 n/a 0.0%
SKYONE Federal Credit Union $1,905,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,670,000 $1,890,000 13.2% 0.0%
FirstBank $6,135,000 $1,820,000 -70.3% 0.0%
Citizens Business Bank $3,290,000 $1,810,000 -45.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $4,815,000 $1,775,000 -63.1% 0.0%
BENCH EQUITY L.L.C. $1,770,000 n/a 0.0%
GEORGIA'S OWN $2,420,000 $1,770,000 -26.9% 0.0%
GOOGAIN, INC. $9,460,000 $1,760,000 -81.4% 0.0%
LOANPAL, LLC $10,170,000 $1,760,000 -82.7% 0.0%
GUARANTEED RATE AFFINITY, LLC $8,555,000 $1,755,000 -79.5% 0.0%
CHERRY CREEK MORTGAGE, LLC $10,055,000 $1,725,000 -82.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $545,000 $1,705,000 212.8% 0.0%
NMSI, INC. $5,430,000 $1,690,000 -68.9% 0.0%
AFFINITY $1,685,000 n/a 0.0%
FIRST TECHNOLOGY $1,990,000 $1,685,000 -15.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $455,000 $1,650,000 262.6% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $740,000 $1,585,000 114.2% 0.0%
LADERA LENDING, INC. $21,885,000 $1,570,000 -92.8% 0.0%
Wyndham Capital Mortgage, Inc. $5,950,000 $1,570,000 -73.6% 0.0%
AMWEST FUNDING CORP. $12,430,000 $1,555,000 -87.5% 0.0%
Pivotal Capital Group II, LLC $1,550,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $2,385,000 $1,535,000 -35.6% 0.0%
Preferred Bank $1,520,000 n/a 0.0%
F&A Federal Credit Union $3,960,000 $1,510,000 -61.9% 0.0%
BOKF $485,000 $1,505,000 210.3% 0.0%
First State Bank of St. Charles, Missouri $1,505,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,425,000 $1,495,000 4.9% 0.0%
Quontic Bank $2,215,000 $1,450,000 -34.5% 0.0%
ONY GLO, INC. $4,680,000 $1,430,000 -69.4% 0.0%
GREAT LAKES $4,280,000 $1,425,000 -66.7% 0.0%
Citizens Bank $2,350,000 $1,415,000 -39.8% 0.0%
CLEARPATH LENDING $5,490,000 $1,415,000 -74.2% 0.0%
R M K FINANCIAL CORP. $1,395,000 n/a 0.0%
Franklin Loan Corporation $2,760,000 $1,390,000 -49.6% 0.0%
Advisors Mortgage Group, L.L.C. $550,000 $1,375,000 150.0% 0.0%
The Huntington National Bank $5,005,000 $1,315,000 -73.7% 0.0%
Baxter Credit Union $105,000 $1,305,000 1,142.9% 0.0%
ALL REVERSE MORTGAGE, INC. $870,000 $1,295,000 48.9% 0.0%
BM Real Estate Services, Inc. $53,920,000 $1,285,000 -97.6% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $695,000 $1,285,000 84.9% 0.0%
CALIFORNIA CREDIT UNION $240,000 $1,280,000 433.3% 0.0%
NATIONWIDE EQUITIES CORPORATION $5,560,000 $1,275,000 -77.1% 0.0%
NEW WAVE LENDING GROUP INC $3,615,000 $1,265,000 -65.0% 0.0%
Murphy Bank $1,795,000 $1,250,000 -30.4% 0.0%
STAR ONE CREDIT UNION $2,250,000 $1,215,000 -46.0% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $13,095,000 $1,205,000 -90.8% 0.0%
CHURCHILL MORTGAGE CORPORATION $4,570,000 $1,200,000 -73.7% 0.0%
First Federal Bank $1,150,000 n/a 0.0%
OAKTREE FUNDING CORP. $3,030,000 $1,135,000 -62.5% 0.0%
FIRST ENTERTAINMENT $1,315,000 $1,125,000 -14.4% 0.0%
OPEN MORTGAGE, LLC $2,005,000 $1,125,000 -43.9% 0.0%
First Savings Bank $3,900,000 $1,095,000 -71.9% 0.0%
BNC National Bank $3,865,000 $1,070,000 -72.3% 0.0%
MEMBER FIRST MORTGAGE, LLC $1,065,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $4,930,000 $1,045,000 -78.8% 0.0%
iCore Lending, Inc. $275,000 $1,040,000 278.2% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $1,300,000 $1,025,000 -21.2% 0.0%
MORIA DEVELOPMENT, INC. $1,690,000 $1,020,000 -39.6% 0.0%
First Western Trust Bank $1,270,000 $1,005,000 -20.9% 0.0%
United Community Bank $995,000 n/a 0.0%
TRISTAR FINANCE, INC. $985,000 n/a 0.0%
PACIFIC SERVICE $520,000 $980,000 88.5% 0.0%
First Internet Bank of Indiana $525,000 $975,000 85.7% 0.0%
Carrington Mortgage Services, LLC $9,650,000 $965,000 -90.0% 0.0%
HomeTrust Bank $260,000 $965,000 271.2% 0.0%
UNIVERSITY CREDIT UNION $925,000 n/a 0.0%
21ST MORTGAGE CORPORATION $675,000 $900,000 33.3% 0.0%
LANTZMAN MANAGEMENT, INC. $2,000,000 $895,000 -55.3% 0.0%
Bell Bank $2,110,000 $880,000 -58.3% 0.0%
BMO Harris Bank $2,000,000 $865,000 -56.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $860,000 n/a 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $3,600,000 $850,000 -76.4% 0.0%
Sierra Lending Corporation $815,000 n/a 0.0%
GTE Federal Credit Union $810,000 n/a 0.0%
CAPSTONE DIRECT, INC. $4,730,000 $805,000 -83.0% 0.0%
First Merchants Bank $805,000 n/a 0.0%
NexBank $1,820,000 $800,000 -56.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $530,000 $800,000 50.9% 0.0%
DEPARTMENT OF COMMERCE $795,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $385,000 $795,000 106.5% 0.0%
JMJ FINANCIAL GROUP $1,045,000 $785,000 -24.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $1,925,000 $780,000 -59.5% 0.0%
Magnolia Bank $775,000 n/a 0.0%
VALLEY STRONG CREDIT UNION $4,905,000 $770,000 -84.3% 0.0%
STANFORD Federal Credit Union $545,000 $765,000 40.4% 0.0%
TOWNE MORTGAGE COMPANY $765,000 n/a 0.0%
Citywide Banks $760,000 n/a 0.0%
SOUTHLAND CREDIT UNION $695,000 $760,000 9.4% 0.0%
Northwest Federal Credit Union $875,000 $755,000 -13.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,995,000 $755,000 -74.8% 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $405,000 $735,000 81.5% 0.0%
Banner Bank $725,000 n/a 0.0%
AXIA FINANCIAL, LLC $720,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $715,000 n/a 0.0%
MACKILLIE INCORPORATED $725,000 $705,000 -2.8% 0.0%
NuVision Federal Credit Union $1,075,000 $680,000 -36.7% 0.0%
GOLDEN WEST ALLIANCE, INC. $675,000 n/a 0.0%
Arvest Bank $2,295,000 $670,000 -70.8% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $10,330,000 $645,000 -93.8% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $455,000 $645,000 41.8% 0.0%
THE POLICE Credit Union $640,000 n/a 0.0%
Alaska USA Mortgage Company LLC $625,000 n/a 0.0%
Armed Forces Bank $615,000 n/a 0.0%
COUNTRY CLUB MORTGAGE, INC. $570,000 $615,000 7.9% 0.0%
NFM, INC. $895,000 $605,000 -32.4% 0.0%
VAN DYK MORTGAGE CORPORATION $1,665,000 $605,000 -63.7% 0.0%
HOME FUNDING CORPORATION $690,000 $585,000 -15.2% 0.0%
Truist $10,530,000 $575,000 -94.5% 0.0%
SILVER HILL FUNDING, LLC $565,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,880,000 $560,000 -70.2% 0.0%
Mortgage Bank of California $555,000 n/a 0.0%
SOFI LENDING CORP. $2,250,000 $555,000 -75.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,760,000 $545,000 -69.0% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $600,000 $545,000 -9.2% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $535,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $17,665,000 $535,000 -97.0% 0.0%
Deere Employees Credit Union $530,000 n/a 0.0%
JTF ROSE, INC. $525,000 n/a 0.0%
The Central Trust Bank $820,000 $525,000 -36.0% 0.0%
AmRes Corporation $1,300,000 $505,000 -61.2% 0.0%
California Coast Credit Union $215,000 $505,000 134.9% 0.0%
NBH Bank $505,000 n/a 0.0%
NP, Inc. $560,000 $505,000 -9.8% 0.0%
VERITAS FUNDING, LLC $465,000 $495,000 6.5% 0.0%
NATIONS RELIABLE LENDING, LLC $920,000 $485,000 -47.3% 0.0%
EQUITY WAVE LENDING, INC. $465,000 n/a 0.0%
Servion, Inc. $225,000 $460,000 104.4% 0.0%
ST FIN CORP $2,375,000 $455,000 -80.8% 0.0%
Pacific Lending LLC $435,000 n/a 0.0%
FBC MORTGAGE, LLC $1,000,000 $425,000 -57.5% 0.0%
North American Savings Bank, F.S.B. $16,810,000 $425,000 -97.5% 0.0%
CONTOUR MORTGAGE CORPORATION $315,000 $415,000 31.7% 0.0%
Home Federal Savings Bank $415,000 n/a 0.0%
INTERCAP LENDING INC. $415,000 n/a 0.0%
INTELLILOAN, INC. $3,640,000 $410,000 -88.7% 0.0%
RBC Bank, (Georgia) $405,000 n/a 0.0%
Plains Commerce Bank $1,480,000 $395,000 -73.3% 0.0%
JAMES B. NUTTER & COMPANY $375,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $375,000 $375,000 0.0% 0.0%
Ameris Bank $355,000 n/a 0.0%
Valley National Bank $485,000 $355,000 -26.8% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $790,000 $315,000 -60.1% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $305,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $305,000 n/a 0.0%
PATELCO $3,140,000 $300,000 -90.4% 0.0%
CHU & ASSOCIATES, INC. $295,000 n/a 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $3,210,000 $295,000 -90.8% 0.0%
Alaska USA Federal Credit Union $1,910,000 $290,000 -84.8% 0.0%
First Guaranty Mortgage Corporation $9,015,000 $285,000 -96.8% 0.0%
CAMPOS FINANCIAL CORP. $275,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $620,000 $275,000 -55.6% 0.0%
American Airlines Federal Credit Union $2,320,000 $255,000 -89.0% 0.0%
FirstCapital Bank of Texas $255,000 n/a 0.0%
First City Credit Union $275,000 $255,000 -7.3% 0.0%
THE FIRST FINANCIAL Federal Credit Union $245,000 $255,000 4.1% 0.0%
Credit Union of Southern California $250,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $4,570,000 $245,000 -94.6% 0.0%
BLUELEAF LENDING, LLC $235,000 n/a 0.0%
BRIDGELOCK CAPITAL $305,000 $225,000 -26.2% 0.0%
DATA MORTGAGE, INC. $1,220,000 $225,000 -81.6% 0.0%
NORTHROP GRUMMAN Federal Credit Union $1,190,000 $225,000 -81.1% 0.0%
MK LENDING CORP. $650,000 $215,000 -66.9% 0.0%
First American Bank $205,000 n/a 0.0%
Meridian Bank Corporation $645,000 $205,000 -68.2% 0.0%
MERIWEST $205,000 n/a 0.0%
First Savings Bank $3,900,000 $195,000 -95.0% 0.0%
HERITAGE COMMUNITY CREDIT UNION $185,000 n/a 0.0%
DIGITAL Federal Credit Union $440,000 $180,000 -59.1% 0.0%
FRONTWAVE $175,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $1,040,000 $165,000 -84.1% 0.0%
CANVAS CREDIT UNION $160,000 n/a 0.0%
AGRICULTURE Federal Credit Union $105,000 $155,000 47.6% 0.0%
HANSCOM $155,000 n/a 0.0%
Educational Employees Credit Union $205,000 $150,000 -26.8% 0.0%
Gain Federal Credit Union $105,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $105,000 n/a 0.0%
Tri Counties Bank $105,000 n/a 0.0%
UME FEDERAL CREDIT UNION $105,000 n/a 0.0%
VENTURA COUNTY $2,075,000 $105,000 -94.9% 0.0%
Boeing Employees Credit Union $95,000 n/a 0.0%
ADVANTIS $75,000 $85,000 13.3% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $625,000 $85,000 -86.4% 0.0%
CBC Federal Credit Union $2,265,000 $65,000 -97.1% 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
PARSONS Federal Credit Union $55,000 n/a 0.0%
NASA Federal Credit Union $35,000 n/a 0.0%
ARROWHEAD CENTRAL CREDIT UNION $25,000 n/a 0.0%

SANTA MARIA - SANTA BARBARA's top lender by overall market share is First Republic Bank, with 10.8% market share. In second place, with 5.8%, is JPMorgan Chase Bank, having originated $317,635,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $284,285,000 in loans. In fourth place, with 4.1%, is Wells Fargo Bank, having originated $224,505,000 in loans. In fifth place, with 3.4%, is MUFG Union Bank, having originated $186,315,000 in loans.


SANTA MARIA - SANTA BARBARA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SANTA MARIA - SANTA BARBARA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $993,000 (-9.3%) $3,110,227 (3.8%) 3.68 749
2018-02-01 $1,088,750 (0.5%) $3,110,107 (2.0%) 3.95 784
2018-03-01 $999,000 (-10.7%) $2,883,456 (-8.3%) 3.51 849
2018-04-01 $1,049,250 (-12.4%) $2,705,619 (-15.9%) 3.56 944
2018-05-01 $1,043,000 (-11.7%) $2,580,283 (-17.2%) 3.48 1,031
2018-06-01 $1,049,000 (-6.8%) $2,466,002 (-21.0%) 3.50 1,100
2018-07-01 $1,088,000 (-3.3%) $2,477,554 (-20.3%) 3.63 1,142
2018-08-01 $997,748 (-1.2%) $2,402,452 (-21.3%) 3.34 1,158
2018-09-01 $995,000 (-0.5%) $2,424,501 (-22.5%) 3.34 1,149
2018-10-01 $995,000 (-9.1%) $2,449,067 (-22.2%) 3.37 1,113
2018-11-01 $986,500 (-7.7%) $2,483,975 (-22.5%) 3.34 1,113
2018-12-01 $975,000 (-2.4%) $2,576,667 (-22.0%) 3.36 1,012
2019-01-01 $957,500 (-3.6%) $2,522,925 (-18.9%) 3.31 956
2019-02-01 $944,500 (-13.3%) $2,556,480 (-17.8%) 3.19 895
2019-03-01 $1,029,286 (3.0%) $2,762,751 (-4.2%) 3.37 918
2019-04-01 $1,100,000 (4.8%) $2,782,906 (2.9%) 3.49 974
2019-05-01 $1,149,500 (10.2%) $2,815,965 (9.1%) 3.59 1,043
2019-06-01 $1,175,000 (12.0%) $2,907,853 (17.9%) 3.67 1,051
2019-07-01 $1,244,950 (14.4%) $2,920,288 (17.9%) 3.90 1,058
2019-08-01 $1,231,364 (23.4%) $3,024,719 (25.9%) 3.90 1,026
2019-09-01 $1,255,909 (26.2%) $3,114,258 (28.5%) 4.02 995
2019-10-01 $1,272,273 (27.9%) $3,157,820 (28.9%) 4.10 970
2019-11-01 $1,349,450 (36.8%) $3,257,299 (31.1%) 4.42 904
2019-12-01 $1,338,500 (37.3%) $3,435,683 (33.3%) 4.46 763
2020-01-01 $1,387,500 (44.9%) $3,566,971 (41.4%) 4.64 678
2020-02-01 $1,495,000 (58.3%) $3,671,847 (43.6%) 4.89 678
2020-03-01 $1,578,000 (53.3%) $3,635,533 (31.6%) 4.95 705
2020-04-01 $1,397,750 (27.1%) $3,317,297 (19.2%) 4.38 711
2020-05-01 $1,350,000 (17.4%) $3,170,821 (12.6%) 4.10 766
2020-06-01 $1,485,000 (26.4%) $3,331,976 (14.6%) 4.37 727
2020-07-01 $1,580,000 (26.9%) $3,564,307 (22.1%) 4.58 652
2020-08-01 $1,735,000 (40.9%) $3,840,069 (27.0%) 4.97 612
2020-09-01 $1,875,000 (49.3%) $4,151,481 (33.3%) 5.37 560
2020-10-01 $1,811,750 (42.4%) $4,130,227 (30.8%) 5.19 515
2020-11-01 $1,811,750 (34.3%) $4,379,570 (34.5%) 5.30 461
2020-12-01 $1,828,750 (36.6%) $4,508,722 (31.2%) 5.44 406
2021-01-01 $1,875,000 (35.1%) $4,767,634 (33.7%) 5.60 343
2021-02-01 $1,597,500 (6.9%) $4,409,100 (20.1%) 4.65 336
2021-03-01 $1,680,000 (6.5%) $5,031,699 (38.4%) 4.77 310
2021-04-01 $1,523,000 (9.0%) $4,628,793 (39.5%) 4.12 301
2021-05-01 $1,395,000 (3.3%) $4,535,119 (43.0%) 3.71 295
2021-06-01 $1,297,250 (-12.6%) $4,418,558 (32.6%) 3.41 342
2021-07-01 $1,200,000 (-24.1%) $4,532,433 (27.2%) 3.17 347
2021-08-01 $1,196,000 (-31.1%) $5,126,322 (33.5%) 3.19 333
2021-09-01 $1,326,000 (-29.3%) $5,071,788 (22.2%) 3.54 323
2021-10-01 $1,270,000 (-29.9%) $5,572,701 (34.9%) 3.39 302
2021-11-01 $1,313,500 (-27.5%) $5,674,530 (29.6%) 3.51 274
2021-12-01 $1,292,500 (-29.3%) $5,583,833 (23.9%) 3.50 256
2022-01-01 $1,330,000 (-29.1%) $5,791,123 (21.5%) 3.60 222
2022-02-01 $1,474,750 (-7.7%) $5,289,702 (20.0%) 3.84 206
2022-03-01 $1,347,500 (-19.8%) $5,602,950 (11.4%) 3.37 228
2022-04-01 $1,399,000 (-8.1%) $5,518,577 (19.2%) 3.33 245
2022-05-01 $1,434,750 (2.9%) $5,112,663 (12.7%) 3.28 312
2022-06-01 $1,372,500 (5.8%) $4,982,731 (12.8%) 3.06 364
2022-07-01 $1,200,000 (0.0%) $4,231,033 (-6.7%) 2.70 492
2022-08-01 $1,269,250 (6.1%) $4,402,294 (-14.1%) 2.93 489
2022-09-01 $1,255,750 (-5.3%) $4,142,134 (-18.3%) 2.94 462
2022-10-01 $1,150,000 (-9.5%) $3,782,690 (-32.1%) 2.71 439
2022-11-01 $1,272,500 (-3.1%) $3,617,961 (-36.2%) 3.06 411
2022-12-01 $1,212,000 (-6.2%) $3,719,362 (-33.4%) 2.99 345
2023-01-01 $1,249,750 (-6.0%) $3,731,296 (-35.6%) 3.10 284
2023-02-01 $1,343,750 (-8.9%) $3,922,010 (-25.9%) 3.24 283
2023-03-01 $1,513,250 (12.3%) $4,347,494 (-22.4%) 3.57 261
2023-04-01 $1,895,000 (35.5%) $4,548,802 (-17.6%) 4.41 247
2023-05-01 $2,017,500 (40.6%) $4,808,097 (-6.0%) 4.57 267
2023-06-01 $2,118,500 (54.4%) $4,844,621 (-2.8%) 4.76 287
2023-07-01 $1,996,000 (66.3%) $4,877,749 (15.3%) 4.54 355
2023-08-01 $1,960,000 (54.4%) $4,699,293 (6.8%) 4.50 371
2023-09-01 $1,895,000 (50.9%) $4,734,365 (14.3%) 4.41 402
2023-10-01 $1,902,500 (65.4%) $5,124,111 (35.5%) 4.48 410
2023-11-01 $1,822,500 (43.2%) $5,245,227 (45.0%) 4.34 425
2023-12-01 $1,795,000 (48.1%) $5,360,959 (44.1%) 4.38 393
2024-01-01 $1,749,500 (40.0%) $5,009,413 (34.3%) 4.27 380
SANTA MARIA - SANTA BARBARA's median listing price for 2024-01-01 was $1,749,500, a difference of $499,750 (40.0%) versus the prior year and $-45,500 versus the prior month.

SANTA MARIA - SANTA BARBARA's median listing price comes in at 427% of the national average.

SANTA MARIA - SANTA BARBARA's average listing price for 2024-01-01 was $5,009,413, a difference of $1,278,117 (34.3%) versus the prior year and $-351,546 versus the prior month.

For the 2024-01-01 period, SANTA MARIA - SANTA BARBARA had 380 MLS listings, a difference of -13 listings (-3%) versus the prior month and 96 listings (34%) versus the prior year.

Median Listing Time on Market & Square Footage