SANTA MARIA - SANTA BARBARA Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Santa Maria - Santa Barbara averaged 5.24% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.55% and one month ago for the week of 2022-06-30, the average rate was 5.85%.

Santa Maria - Santa Barbara's average rate one year ago was 3.13%.

For refis of the same type during the week of 2022-08-04, the average rate was 4.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Santa Maria - Santa Barbara 30 Year Fixed Rate 2022-08-04 5.24%
Santa Maria - Santa Barbara 30 Year Fixed Rate Refi 2022-08-04 4.91%
Santa Maria - Santa Barbara 15 Year Fixed Rate 2022-08-04 4.58%
Santa Maria - Santa Barbara 15 Year Fixed Rate Refi 2022-08-04 4.43%
Santa Maria - Santa Barbara 30 Year FHA 2022-08-04 5.2%
Santa Maria - Santa Barbara 30 Year FHA Refi 2022-08-04 5.2%
Santa Maria - Santa Barbara 30 Year USDA 2022-08-04 5.22%
Santa Maria - Santa Barbara 30 Year USDA Refi 2022-08-04 5.04%
Santa Maria - Santa Barbara 30 Year VA 2022-08-04 4.95%
Santa Maria - Santa Barbara 30 Year VA Refi 2022-08-04 4.7%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA MARIA-SANTA BARBARA, CA.

SANTA MARIA - SANTA BARBARA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA MARIA-SANTA BARBARA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 1,088 2.95% $5,263
UNITED WHOLESALE MORTGAGE, LLC 1,031 2.95% $6,222
LOANDEPOT.COM, LLC 616 2.92% $5,025
GUARANTEED RATE, INC. 449 2.97% $4,302
Wells Fargo Bank 433 2.92% $4,661
HOME POINT FINANCIAL CORPORATION 365 2.98% $4,890
JPMorgan Chase Bank 331 2.86% $4,638
CORNERSTONE HOME LENDING, INC. 303 2.98% $7,910
CALIBER HOME LOANS, INC. 301 3.09% $4,928
GUILD MORTGAGE COMPANY 301 3.11% $5,492
MUFG Union Bank 287 2.89% $4,522
HOMEBRIDGE FINANCIAL SERVICES, INC. 267 3.14% $7,720
HOMEOWNERS FINANCIAL GROUP USA, LLC 258 3.12% $7,304
FINANCE OF AMERICA MORTGAGE LLC 240 3.04% $6,312
Bank of America 213 2.71% $4,432
DRAPER AND KRAMER MORTGAGE CORP. 212 3.08% $5,141
First Republic Bank 194 2.84% $6,151
CROSSCOUNTRY MORTGAGE, LLC 161 3.13% $6,405
Fremont Bank 154 2.97% $2,929
Sierra Pacific Mortgage Company, Inc. 154 2.96% $3,535
BROKER SOLUTIONS, INC. 139 3.04% $5,251
LENDUS, LLC 136 3.14% $5,717
COASTHILLS 127 3.15% $3,024
CMG MORTGAGE, INC. 112 3.04% $5,680
Prosperity Home Mortgage, LLC 110 2.98% $6,158
BETTER MORTGAGE CORPORATION 107 2.75% $4,704
Charles Schwab Bank, SSB 102 2.40% $4,356
NEWREZ LLC 99 3.19% $5,099
CELEBRITY HOME LOANS, LLC 91 3.15% $5,917
AMERISAVE MORTGAGE CORPORATION 90 2.77% $4,991
S1L, Inc. 90 3.15% $6,378
COASTAL FUNDING SLC, INC. 85 3.25% $6,064
STEARNS LENDING, LLC 78 2.99% $5,124
U.S. Bank 75 2.82% $5,473
Morgan Stanley Private Bank 73 2.66% $5,377
Mr. Cooper ( Nationstar Mortgage ) 73 3.09% $6,728
ENVOY MORTGAGE, LTD 71 3.26% $4,249
Ally Bank 69 2.66% $8,716
PENNYMAC LOAN SERVICES, LLC 66 2.93% $4,917
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 64 3.07% $5,101
BEST CAPITAL FUNDING 58 2.95% $3,084
DEL SUR CORPORATION 57 3.14% $7,684
City National Bank 55 2.73% $6,832
Flagstar Bank, FSB 54 3.10% $5,104
Bank of the West 54 3.03% $5,873
CIT Bank 53 3.05% $6,086
CENTRAL COAST LENDING, INC. 48 3.02% $4,237
LADERA LENDING, INC. 46 3.10% $5,378
MOVEMENT MORTGAGE, LLC 43 3.07% $6,175
Nations Lending Corporation 43 3.08% $9,447
Golden Empire Mortgage, Inc. 42 3.07% $8,295
PARKSIDE LENDING, LLC 42 2.94% $6,205
KEYPOINT 39 3.09% $3,955
PNC Bank 39 2.84% $6,616
UBS Bank USA 37 2.61% $7,257
Citibank 37 2.79% $5,426
SESLOC 36 3.11% $3,348
MEGA CAPITAL FUNDING, INC. 35 2.92% $4,669
PROVIDENT FUNDING ASSOCIATES, L.P. 34 2.78% $3,220
MUTUAL OF OMAHA MORTGAGE, INC. 34 3.14% $2,839
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 33 3.01% $5,613
Stifel Bank and Trust 33 2.78% $3,550
Watermark Capital, Inc. 32 2.84% $3,972
KINECTA 32 3.08% $4,099
Utah Mortgage Loan Corporation 31 3.18% $4,568
Paramount Residential Mortgage Group, Inc. 30 3.02% $3,749
First Bank 30 2.88% $4,585
DIGNIFIED HOME LOANS, LLC 30 3.17% $6,413
FREEDOM MORTGAGE CORPORATION 30 3.07% $2,847
GENEVA FINANCIAL, LLC 29 3.25% $7,844
Strong Home Mortgage, LLC 28 2.86% $1,765
NETWORK CAPITAL FUNDING CORPORATION 27 3.05% $5,774
AMERICAN PACIFIC MORTGAGE CORPORATION 27 3.02% $6,861
MidFirst Bank 25 3.24% $20,427
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 3.20% $7,503
Mechanics Bank 23 3.06% $3,333
Barrington Bank & Trust Company, N.A. 22 3.04% $4,970
Goldman Sachs Bank USA 19 2.60% $9,726
Cf Bank 18 2.83% $1,735
AMERICAN FINANCIAL NETWORK, INC. 18 3.08% $11,040
HOMESIDE FINANCIAL, LLC 17 2.90% $5,555
North American Savings Bank, F.S.B. 17 2.65% $2,599
InterContinental Capital Group, Inc 17 2.74% $4,743
PHH Mortgage Corporation 16 3.23% $6,306
NBKC BANK 16 2.98% $2,057
MLD MORTGAGE INC. 16 2.91% $4,091
BNY Mellon 15 2.63% $5,496
HighTechLending Inc 15 3.33% $4,343
PENTAGON FEDERAL CREDIT UNION 14 2.78% $5,819
LOGIX FEDERAL CREDIT UNION 14 2.80% $8,698
LOANPAL, LLC 14 3.11% $8,204
DAS Acquisition Company, LLC 14 3.08% $6,441
Luther Burbank Savings 14 3.28% $4,822
ZILLOW HOME LOANS, LLC 13 3.04% $3,313
AMERICAN INTERNET MORTGAGE, INC. 13 2.70% $3,215
GOOGAIN, INC. 13 3.21% $2,817
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 13 3.03% $9,947
BBVA USA 13 2.89% $6,853
Prime Choice Funding Inc. 13 2.94% $4,465
CHERRY CREEK MORTGAGE, LLC 13 2.83% $982
Axos Bank 13 3.73% $24,509
MASON MCDUFFIE MORTGAGE CORPORATION 13 3.07% $4,771
WINNPOINTE CORPORATION 13 2.78% $610
BAY EQUITY LLC 12 3.01% $4,066
OCMBC, INC. 12 2.91% $7,954
PLAZA HOME MORTGAGE, INC. 12 2.87% $5,413
ANGEL OAK MORTGAGE SOLUTIONS LLC 12 3.72% $11,535
SCHOOLSFIRST 12 2.99% $3,274
The Northern Trust Company 11 2.91% $5,754
Northpointe Bank 11 3.15% $5,145
Wyndham Capital Mortgage, Inc. 11 2.98% $2,280
Commerce Home Mortgage, Inc. 11 3.17% $7,627
NAVY FEDERAL CREDIT UNION 11 2.92% $3,229
NEXERA HOLDING LLC 10 3.09% $15,104
FirstBank 10 2.83% $2,162
JMAC LENDING, INC. 10 2.88% $10,545
IMPAC MORTGAGE CORP. 10 3.46% $5,369
THE GOLDEN 1 10 3.06% $5,048
NMSI, INC. 10 2.95% $9,610
ALAMEDA MORTGAGE CORPORATION 9 3.24% $5,499
The Loan Store, Inc. 9 3.03% $4,727
Equity Prime Mortgage LLC 9 3.11% $3,990
TIAA, FSB 9 2.96% $8,975
Truist Bank 9 3.00% $4,704
General Mortgage Capital Corporation 9 2.93% $3,959
AMERICAN FINANCING CORPORATION 9 2.99% $4,636
NATIONS DIRECT MORTGAGE, LLC 9 3.43% $8,116
NEW WAVE LENDING GROUP INC 8 3.11% $3,833
EVERETT FINANCIAL, INC. 8 3.48% $1,641
Citadel Servicing Corporation 8 4.28% $14,591
Farmers and Merchants Bank of Long Beach 8 2.70% $8,678
MORTGAGE CAPITAL PARTNERS, INC. 8 3.12% $8,429
LENDERFI, INC. 8 2.77% $1,571
First Guaranty Mortgage Corporation 8 2.91% $4,383
GUARANTEED RATE AFFINITY, LLC 8 3.08% $4,642
LENOX FINANCIAL MORTGAGE CORPORATION 7 2.88% $4,350
Silicon Valley Bank 7 2.39% $8,517
FIRST CENTENNIAL MORTGAGE CORPORATION 7 3.14% $5,359
CHURCHILL MORTGAGE CORPORATION 7 3.21% $4,955
ONY GLO, INC. 7 2.82% $2,925
CAPSTONE DIRECT, INC. 7 2.96% $3,506
Carrington Mortgage Services, LLC 7 2.98% $7,090
LENDSURE MORTGAGE CORP. 7 3.71% $35,335
The Federal Savings Bank 7 2.96% $12,327
PANORAMA MORTGAGE GROUP, LLC 6 3.81% $7,321
Zions Bancorporation, N.A. 6 2.77% $5,441
Shea Mortgage Inc. 6 3.23% $2,227
SUMMIT FUNDING, INC. 6 3.25% $4,901
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.50% $8,629
ARC HOME LLC 6 3.58% $8,157
MOUNTAIN WEST FINANCIAL, INC. 6 3.02% $7,250
Raymond James Bank 6 2.90% $3,588
First Savings Bank 6 3.27% $7,746
LAKEVIEW LOAN SERVICING, LLC 6 3.14% $4,264
A&D Mortgage LLC 6 3.69% $12,239
KD CAPITAL MORTGAGE CORPORATION 6 3.00% $5,027
Lakeview Community Capital, LLC 5 3.25% $1,309
Arvest Bank 5 3.08% $5,911
Merchants Bank of Indiana 5 2.65% $3,405
CUSTOMER SERVICE MORTGAGE CORPORATION 5 3.13% $4,213
AUGUSTA FINANCIAL, INC. 5 3.03% $5,122
SAN DIEGO COUNTY CREDIT UNION 5 2.88% $7,796
Hometown Lenders, Inc. 5 3.00% $6,380
LOANSNAP, INC. 5 2.88% $2,405
Century Mortgage Company DBA Century Lending Company 5 2.95% $4,696
Umpqua Bank 5 3.20% $8,674
CANOPY MORTGAGE, LLC 5 2.68% $3,108
KINGS MORTGAGE SERVICES, INC. 5 3.25% $4,746
Kwik Mortgage Corporation 5 2.65% $2,080
MID AMERICA MORTGAGE, INC. 5 3.05% $2,969
Luxury Mortgage Corp. 4 3.66% $19,738
Manufacturers and Traders Trust Company 4 3.19% $5,371
Mortgage Research Center, LLC 4 2.59% $3,595
KeyBank 4 2.84% $6,463
ST FIN CORP 4 3.28% $11,446
SPRING EQ, LLC 4 2.75% $736
PREMIER AMERICA 4 3.44% $27,907
Franklin Loan Corporation 4 2.90% $11,030
Platinum Home Mortgage Corporation 4 2.94% $4,390
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 2.91% $5,717
RESIDENTIAL BANCORP. 4 3.00% $3,562
INTELLILOAN, INC. 4 2.72% $7,411
HSBC BANK USA, NATIONAL ASSOCIATION 4 2.51% $6,020
INTERNATIONAL CITY MORTGAGE, INC. 4 3.41% $12,429
CIBC Bank USA 4 2.44% $5,641
MICHIGAN MUTUAL, INC. 4 2.81% $5,440
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.37% $5,369
Florida Capital Bank 3 2.96% $10,546
ALLIANT CREDIT UNION 3 2.96% $5,589
AmeriHome Mortgage Company, LLC 3 3.16% $4,442
ANGEL OAK HOME LOANS LLC 3 3.08% $7,881
BNC National Bank 3 2.79% $4,283
CBC Federal Credit Union 3 2.88% $7,193
Citizens Bank 3 2.79% $4,891
EMBRACE HOME LOANS, INC. 3 2.91% $7,460
Firefighters First Federal Credit Union 3 2.83% $3,331
First Mortgage Solutions, LLC 3 2.71% $2,736
FUNDLOANS CAPITAL 3 3.84% $10,470
Greenbox Loans, Inc. 3 5.29% $11,928
HOME APPROVALS DIRECT, INC. 3 2.71% $5,231
HOMEXPRESS MORTGAGE CORP. 3 5.67% $9,652
JMJ FINANCIAL GROUP 3 3.29% $4,626
LAND HOME FINANCIAL SERVICES, INC. 3 3.29% $6,972
NexBank 3 2.88% $6,925
PATELCO 3 3.00% $3,697
SECURITYNATIONAL MORTGAGE COMPANY 3 3.96% $14,473
Sunflower Bank 3 3.71% $8,862
SUN WEST MORTGAGE COMPANY, INC. 3 3.15% $5,777
VAN DYK MORTGAGE CORPORATION 3 2.96% $2,810
Boston Private Bank & Trust Company 2 2.50% $5,640
COUNTRY CLUB MORTGAGE, INC. 2 3.25% $3,795
Bethpage Federal Credit Union 2 2.38% $4,465
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.38% $4,363
HOME FUNDING CORPORATION 2 3.00% $6,429
NOVA FINANCIAL & INVESTMENT CORPORATION 2 3.00% $1,545
Texana Bank 2 2.69% $5,490
Comerica Bank 2 3.13% $7,309
Bell Bank 2 2.75% $9,765
BECKAM FUNDING CORP. 2 2.88% $7,168
FBC MORTGAGE, LLC 2 2.75% $3,866
NATIONS RELIABLE LENDING, LLC 2 3.25% $6,368
SEA WEST COAST GUARD FEDERAL CREDIT UNION 2 2.87% $9,926
Third Federal Savings and Loan Association of Cleveland 2 2.44% $1,805
FIRST TECHNOLOGY 2 3.19% $3,150
PREMIER MORTGAGE RESOURCES, L.L.C. 2 3.31% $4,415
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.94% $3,403
F&A Federal Credit Union 2 3.06% $1,342
Evolve Bank & Trust 2 2.81% $1,321
GUARANTY HOME MORTGAGE CORPORATION 2 3.00% $6,559
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.75% $6,757
USAA Federal Savings Bank 2 3.13% $3,277
SOFI LENDING CORP. 2 3.00% $2,851
USE Credit Union 2 3.06% $2,720
AHL FUNDING 2 3.63% $5,712
KELLER MORTGAGE, LLC 2 3.25% $2,985
PACIFIC SERVICE 2 2.81% $2,224
Hometown Equity Mortgage, LLC 2 3.19% $2,782
VICTORIA FINANCIAL CORP. 2 2.81% $3,328
PIKE CREEK MORTGAGE SERVICES, INC. 2 4.63% $4,745
VISION ONE MORTGAGE, INC. 2 3.44% $8,203
S&S Financial 2 2.69% $2,026
Plains Commerce Bank 2 2.88% $7,537
ACADEMY MORTGAGE CORPORATION 2 3.13% $7,343
WESCOM CENTRAL CREDIT UNION 2 3.13% $4,006
Crestline Funding Corporation 2 2.81% $2,953
Reliant Bank 2 2.81% $4,841
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 2.38% $3,439
PLANET HOME LENDING, LLC 2 2.81% $3,180
LIBERTY HOME MORTGAGE CORPORATION 2 3.25% $4,670
ML Mortgage Corp. 2 3.81% $10,635
MORIA DEVELOPMENT, INC. 2 3.63% $3,100
DIGITAL Federal Credit Union 1 3.00% $4,397
Quontic Bank 1 6.38% $38,009
DATA MORTGAGE, INC. 1 4.50% $7,216
Residential Mortgage Solutions, Inc. 1 3.75% $6,660
Royal Business Bank 1 5.25% $9,526
CONTOUR MORTGAGE CORPORATION 1 3.00% $10,230
San Diego Funding 1 3.50% $13,831
COAST 2 COAST FUNDING GROUP, INC. 1 3.99% $13,489
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 3.00% $3,363
Servion, Inc. 1 3.50% $2,481
CITYWIDE HOME LOANS, LLC 1 3.25% $4,508
Chicago Mortgage Solutions LLC 1 2.99% $1,037
CHEVRON 1 2.50% $0
CALIFORNIA CREDIT UNION 1 2.88% $3,126
SOUTHLAND CREDIT UNION 1 3.00% $3,172
SOVEREIGN LENDING GROUP INCORPORATED 1 3.13% $5,168
California Coast Credit Union 1 3.25% $1,957
SRE MORTGAGE ALLIANCE INC. 1 2.63% $1,627
STAR ONE CREDIT UNION 1 3.63% $2,342
State Department Federal Credit Union 1 2.88% $16,935
CALCON MUTUAL MORTGAGE LLC 1 2.88% $7,830
Sterling National Bank 1 3.13% $5,518
BRIDGELOCK CAPITAL 1 3.25% $4,301
BMO Harris Bank 1 2.88% $7,077
5TH STREET CAPITAL, INC. 1 6.25% $16,380
1ST UNITED SERVICES CREDIT UNION 1 2.86% $2,371
TECHNOLOGY 1 2.38% $2,704
The Central Trust Bank 1 2.38% $3,011
The Huntington National Bank 1 2.25% $10,388
Bank of England 1 3.50% $7,807
ATHAS CAPITAL GROUP, INC. 1 8.88% $12,052
AmRes Corporation 1 4.38% $19,001
Toyota Financial Savings Bank 1 2.88% $3,315
AMERICAN FIRST 1 3.38% $6,587
UIF CORPORATION 1 3.13% $4,366
American Airlines Federal Credit Union 1 3.00% $0
Amalgamated Bank 1 3.38% $5,806
AltaOne Federal Credit Union 1 3.13% $4,742
Valley National Bank 1 2.75% $4,413
1st Security Bank of Washington 1 3.13% $3,244
VENTURA COUNTY 1 3.25% $4,757
V.I.P. MORTGAGE, INC. 1 2.75% $3,903
WALL STREET MORTGAGE BANKERS, LTD. 1 2.88% $4,414
AEROSPACE FEDERAL CREDIT UNION 1 3.00% $11,473
WESTERN EXPRESS LENDING 1 2.88% $4,180
Meridian Bank Corporation 1 2.75% $4,640
LOANLEADERS OF AMERICA, INC. 1 2.75% $11,868
LOANFLIGHT LENDING, LLC 1 2.50% $2,194
Lend Smart Mortgage, LLC 1 2.50% $3,703
MORTGAGE 2000, INC. 1 2.99% $4,209
LEADERONE FINANCIAL CORPORATION 1 2.99% $7,415
MORTGAGEONE, INC. 1 2.88% $1,931
ISERVE RESIDENTIAL LENDING, LLC 1 3.25% $2,943
Independent Bank 1 2.38% $4,223
iCore Lending, Inc. 1 2.75% $11,634
HOMESTEAD FUNDING CORP. 1 2.75% $3,132
Home Mortgage Alliance Corp 1 2.88% $4,386
GREAT LAKES 1 2.25% $3,430
Neighborhood Loans, Inc. 1 2.88% $3,507
GRANDE HOMES, INC. 1 3.63% $4,275
Goldwater Bank, N.A. 1 3.25% $6,062
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $4,540
Wilmington Savings Fund Society, FSB 1 2.99% $7,339
FOOTHILL FEDERAL CREDIT UNION 1 3.13% $2,168
NFM, INC. 1 2.75% $8,211
1ST RELIANT HOME LOANS, INC. 1 2.99% $3,645
FISHER FINANCIAL GROUP, INCORPORATED 1 3.50% $7,600
First Western Trust Bank 1 3.13% $4,397
NORTHROP GRUMMAN Federal Credit Union 1 3.00% $3,452
Northwest Farm Credit Services, FLCA 1 3.95% $20,410
NuVision Federal Credit Union 1 2.88% $13,073
First Standard Financial Corp. 1 2.88% $3,533
ORANGE COUNTY'S CREDIT UNION 1 2.88% $5,408
FIRST NATIONS HOME FINANCE CORPORATION 1 3.63% $6,446
Paramount Bank 1 2.75% $5,024
First National Bank of America 1 6.75% $8,286
First Midwest Bank 1 2.75% $4,008
PARTNERS 1 3.13% $12,904
PARTNERS UNITED FINANCIAL, LLC 1 2.88% $7,143
First Internet Bank of Indiana 1 2.88% $4,307
First Horizon Bank 1 2.38% $5,664
First Foundation Bank 1 3.25% $11,044
FIRST ENTERTAINMENT 1 3.13% $3,041
Fifth Third Bank 1 2.75% $4,056
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 4.38% $4,437
PREMIER LENDING, INC. 1 3.13% $4,136
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 1 3.50% $8,971
PROPER RATE, LLC 1 2.75% $4,089
EMM LOANS LLC 1 3.25% $10,898
Discover Bank 1 3.99% $0

SANTA MARIA-SANTA BARBARA, CA's 341 lenders originated 19,421 loans during 2021. The total origination value was $11,245,135,000, with an average loan value of $579,019.

The top SANTA MARIA - SANTA BARBARA lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,088 loans originated. Their average total fees are $5,263, which is $959 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are WINNPOINTE CORPORATION ($610), CHERRY CREEK MORTGAGE, LLC ($982), Cf Bank ($1,735), Strong Home Mortgage, LLC ($1,765) and NBKC BANK ($2,057).

The lowest rate SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.40%), Goldman Sachs Bank USA (2.60%), UBS Bank USA (2.61%), BNY Mellon (2.63%) and North American Savings Bank, F.S.B. (2.65%).

SANTA MARIA-SANTA BARBARA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
UNITED WHOLESALE MORTGAGE, LLC $515,650,000 $698,690,000 35.5% 6.2%
QUICKEN LOANS, LLC $721,735,000 $643,795,000 -10.8% 5.7%
First Republic Bank $403,165,000 $543,515,000 34.8% 4.8%
JPMorgan Chase Bank $432,355,000 $540,305,000 25.0% 4.8%
LOANDEPOT.COM, LLC $263,680,000 $455,380,000 72.7% 4.0%
Wells Fargo Bank $552,010,000 $427,495,000 -22.6% 3.8%
GUARANTEED RATE, INC. $134,830,000 $353,350,000 162.1% 3.1%
Bank of America $325,885,000 $334,630,000 2.7% 3.0%
MUFG Union Bank $143,910,000 $314,530,000 118.6% 2.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $291,415,000 $283,795,000 -2.6% 2.5%
HOME POINT FINANCIAL CORPORATION $107,870,000 $236,620,000 119.4% 2.1%
CORNERSTONE HOME LENDING, INC. $283,400,000 $228,220,000 -19.5% 2.0%
CALIBER HOME LOANS, INC. $205,210,000 $224,460,000 9.4% 2.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $165,365,000 $212,120,000 28.3% 1.9%
City National Bank $81,445,000 $195,705,000 140.3% 1.7%
GUILD MORTGAGE COMPANY $194,730,000 $186,760,000 -4.1% 1.7%
FINANCE OF AMERICA MORTGAGE LLC $179,575,000 $173,765,000 -3.2% 1.5%
Charles Schwab Bank, SSB $80,860,000 $141,465,000 75.0% 1.3%
Morgan Stanley Private Bank $107,700,000 $136,010,000 26.3% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $98,460,000 $127,420,000 29.4% 1.1%
DRAPER AND KRAMER MORTGAGE CORP. $122,695,000 $127,055,000 3.6% 1.1%
U.S. Bank $67,840,000 $114,455,000 68.7% 1.0%
FREEDOM MORTGAGE CORPORATION $133,470,000 $112,845,000 -15.5% 1.0%
LENDUS, LLC $142,165,000 $100,595,000 -29.2% 0.9%
Prosperity Home Mortgage, LLC $103,200,000 $100,255,000 -2.9% 0.9%
UBS Bank USA $37,560,000 $100,150,000 166.6% 0.9%
BROKER SOLUTIONS, INC. $138,900,000 $94,875,000 -31.7% 0.8%
Fremont Bank $67,315,000 $93,885,000 39.5% 0.8%
Citibank $121,245,000 $90,385,000 -25.5% 0.8%
Montecito Bank & Trust $96,095,000 $88,650,000 -7.7% 0.8%
PENNYMAC LOAN SERVICES, LLC $60,170,000 $85,370,000 41.9% 0.8%
BETTER MORTGAGE CORPORATION $39,620,000 $84,825,000 114.1% 0.8%
Bank of the West $49,850,000 $79,025,000 58.5% 0.7%
NEWREZ LLC $62,895,000 $78,265,000 24.4% 0.7%
Sierra Pacific Mortgage Company, Inc. $120,790,000 $77,775,000 -35.6% 0.7%
CMG MORTGAGE, INC. $71,175,000 $75,250,000 5.7% 0.7%
S1L, Inc. $51,995,000 $74,300,000 42.9% 0.7%
CELEBRITY HOME LOANS, LLC $25,785,000 $73,115,000 183.6% 0.7%
Goldman Sachs Bank USA $42,005,000 $72,825,000 73.4% 0.6%
Ally Bank $23,160,000 $70,110,000 202.7% 0.6%
PNC Bank $31,430,000 $65,735,000 109.1% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $68,045,000 $61,345,000 -9.8% 0.5%
CIT Bank $47,935,000 $59,985,000 25.1% 0.5%
MidFirst Bank $49,735,000 $58,950,000 18.5% 0.5%
COASTHILLS $90,475,000 $56,640,000 -37.4% 0.5%
BM Real Estate Services, Inc. $45,800,000 $53,920,000 17.7% 0.5%
AMERISAVE MORTGAGE CORPORATION $37,495,000 $51,370,000 37.0% 0.5%
STEARNS LENDING, LLC $60,020,000 $50,285,000 -16.2% 0.4%
FINANCE OF AMERICA REVERSE LLC $26,595,000 $46,730,000 75.7% 0.4%
COASTAL FUNDING SLC, INC. $43,900,000 $45,135,000 2.8% 0.4%
The Northern Trust Company $25,645,000 $44,050,000 71.8% 0.4%
ENVOY MORTGAGE, LTD $59,220,000 $42,945,000 -27.5% 0.4%
KEYPOINT $23,015,000 $42,715,000 85.6% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $27,200,000 $42,470,000 56.1% 0.4%
Flagstar Bank, FSB $58,740,000 $41,840,000 -28.8% 0.4%
GREYSTONE SERVICING COMPANY LLC $62,965,000 $41,730,000 -33.7% 0.4%
American Riviera Bank $47,185,000 $41,310,000 -12.5% 0.4%
Stifel Bank and Trust $29,860,000 $39,545,000 32.4% 0.4%
Commerce Home Mortgage, Inc. $12,560,000 $37,640,000 199.7% 0.3%
BNY Mellon $16,835,000 $34,465,000 104.7% 0.3%
Golden Empire Mortgage, Inc. $32,075,000 $34,145,000 6.5% 0.3%
Silicon Valley Bank $13,445,000 $32,605,000 142.5% 0.3%
Luther Burbank Savings $16,630,000 $29,540,000 77.6% 0.3%
DEL SUR CORPORATION $26,925,000 $29,530,000 9.7% 0.3%
Mechanics Bank $33,440,000 $28,820,000 -13.8% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $40,020,000 $28,755,000 -28.1% 0.3%
Mortgage Research Center, LLC $24,270,000 $28,145,000 16.0% 0.3%
First Bank $30,115,000 $28,050,000 -6.9% 0.2%
KINECTA $39,455,000 $27,865,000 -29.4% 0.2%
Nations Lending Corporation $10,155,000 $25,615,000 152.2% 0.2%
CENTRAL COAST LENDING, INC. $21,105,000 $24,500,000 16.1% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $57,025,000 $24,300,000 -57.4% 0.2%
PARKSIDE LENDING, LLC $49,235,000 $24,275,000 -50.7% 0.2%
MOVEMENT MORTGAGE, LLC $19,155,000 $24,005,000 25.3% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $25,465,000 $23,350,000 -8.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $9,275,000 $22,785,000 145.7% 0.2%
Axos Bank $15,630,000 $22,350,000 43.0% 0.2%
LADERA LENDING, INC. $16,545,000 $21,885,000 32.3% 0.2%
BEST CAPITAL FUNDING $14,830,000 $21,850,000 47.3% 0.2%
Farmers and Merchants Bank of Long Beach $25,015,000 $21,330,000 -14.7% 0.2%
Paramount Residential Mortgage Group, Inc. $14,285,000 $20,075,000 40.5% 0.2%
Umpqua Bank $10,370,000 $19,450,000 87.6% 0.2%
LOGIX FEDERAL CREDIT UNION $7,185,000 $19,395,000 169.9% 0.2%
BBVA USA $21,070,000 $19,335,000 -8.2% 0.2%
Pacific Premier Bank $845,000 $19,130,000 2,163.9% 0.2%
MEGA CAPITAL FUNDING, INC. $40,985,000 $18,830,000 -54.1% 0.2%
Watermark Capital, Inc. $11,415,000 $17,820,000 56.1% 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $10,485,000 $17,665,000 68.5% 0.2%
NETWORK CAPITAL FUNDING CORPORATION $9,420,000 $17,175,000 82.3% 0.2%
LAKEVIEW LOAN SERVICING, LLC $23,665,000 $17,005,000 -28.1% 0.2%
North American Savings Bank, F.S.B. $9,265,000 $16,810,000 81.4% 0.1%
Arbor Realty Trust, Inc. $16,505,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $22,010,000 $16,235,000 -26.2% 0.1%
NAVY FEDERAL CREDIT UNION $19,635,000 $16,205,000 -17.5% 0.1%
Barrington Bank & Trust Company, N.A. $23,105,000 $15,875,000 -31.3% 0.1%
Community West Bank $16,210,000 $15,595,000 -3.8% 0.1%
AMERICAN ADVISORS GROUP $12,645,000 $15,045,000 19.0% 0.1%
LENDSURE MORTGAGE CORP. $3,320,000 $14,765,000 344.7% 0.1%
Strong Home Mortgage, LLC $8,850,000 $14,695,000 66.0% 0.1%
PREMIER AMERICA $2,180,000 $14,625,000 570.9% 0.1%
SESLOC $11,005,000 $14,495,000 31.7% 0.1%
Zions Bancorporation, N.A. $2,070,000 $14,325,000 592.0% 0.1%
DIGNIFIED HOME LOANS, LLC $21,805,000 $14,220,000 -34.8% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $8,005,000 $14,140,000 76.6% 0.1%
NEXERA HOLDING LLC $3,530,000 $14,060,000 298.3% 0.1%
MLD MORTGAGE INC. $17,965,000 $13,830,000 -23.0% 0.1%
Cf Bank $7,410,000 $13,530,000 82.6% 0.1%
GENEVA FINANCIAL, LLC $13,020,000 $13,350,000 2.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $3,410,000 $13,310,000 290.3% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,560,000 $13,095,000 739.4% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $3,515,000 $12,575,000 257.8% 0.1%
DAS Acquisition Company, LLC $12,440,000 n/a 0.1%
AMWEST FUNDING CORP. $9,895,000 $12,430,000 25.6% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $17,450,000 $12,220,000 -30.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $18,090,000 $12,210,000 -32.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $9,645,000 $12,085,000 25.3% 0.1%
FUNDLOANS CAPITAL $6,895,000 $11,975,000 73.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $11,630,000 $11,970,000 2.9% 0.1%
HighTechLending Inc $11,390,000 $11,920,000 4.7% 0.1%
PHH Mortgage Corporation $3,745,000 $11,885,000 217.4% 0.1%
ALLIANT CREDIT UNION $9,150,000 $11,745,000 28.4% 0.1%
The Federal Savings Bank $10,905,000 $11,650,000 6.8% 0.1%
CIVIC FINANCIAL SERVICES, LLC $3,505,000 $11,510,000 228.4% 0.1%
IMPAC MORTGAGE CORP. $12,815,000 $11,310,000 -11.7% 0.1%
Citadel Servicing Corporation $5,345,000 $11,305,000 111.5% 0.1%
InterContinental Capital Group, Inc $9,730,000 $10,565,000 8.6% 0.1%
Truist Bank $6,750,000 $10,530,000 56.0% 0.1%
TIAA, FSB $17,055,000 $10,405,000 -39.0% 0.1%
NBKC BANK $14,210,000 $10,400,000 -26.8% 0.1%
Santa Barbara Teachers Federal Credit Union $13,495,000 $10,370,000 -23.2% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $8,575,000 $10,330,000 20.5% 0.1%
LOANPAL, LLC $10,075,000 $10,170,000 0.9% 0.1%
CHERRY CREEK MORTGAGE, LLC $15,050,000 $10,055,000 -33.2% 0.1%
Utah Mortgage Loan Corporation $1,680,000 $9,970,000 493.5% 0.1%
Carrington Mortgage Services, LLC $15,075,000 $9,650,000 -36.0% 0.1%
WINNPOINTE CORPORATION $19,450,000 $9,520,000 -51.1% 0.1%
GOOGAIN, INC. $3,800,000 $9,460,000 148.9% 0.1%
SCHOOLSFIRST $5,900,000 $9,400,000 59.3% 0.1%
BERKELEY POINT CAPITAL LLC $9,105,000 n/a 0.1%
JMAC LENDING, INC. $12,385,000 $9,095,000 -26.6% 0.1%
First Guaranty Mortgage Corporation $3,420,000 $9,015,000 163.6% 0.1%
PLAZA HOME MORTGAGE, INC. $5,965,000 $8,810,000 47.7% 0.1%
CIBC Bank USA $3,465,000 $8,790,000 153.7% 0.1%
USAA Federal Savings Bank $19,885,000 $8,780,000 -55.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $3,810,000 $8,555,000 124.5% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $6,105,000 $8,405,000 37.7% 0.1%
Northpointe Bank $6,230,000 $8,400,000 34.8% 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,990,000 $8,395,000 180.8% 0.1%
KeyBank $4,910,000 $8,370,000 70.5% 0.1%
THE GOLDEN 1 $21,175,000 $8,335,000 -60.6% 0.1%
MORTGAGE CAPITAL PARTNERS, INC. $9,440,000 $8,180,000 -13.3% 0.1%
Luxury Mortgage Corp. $3,235,000 $7,980,000 146.7% 0.1%
Boston Private Bank & Trust Company $12,310,000 $7,805,000 -36.6% 0.1%
ARC HOME LLC $3,865,000 $7,680,000 98.7% 0.1%
OCMBC, INC. $3,540,000 $7,660,000 116.4% 0.1%
5TH STREET CAPITAL, INC. $13,735,000 $7,610,000 -44.6% 0.1%
PCMA, INC. $7,595,000 n/a 0.1%
Lakeview Community Capital, LLC $5,015,000 $7,445,000 48.5% 0.1%
HOMESIDE FINANCIAL, LLC $3,705,000 $7,360,000 98.7% 0.1%
LONGBRIDGE FINANCIAL, LLC $1,145,000 $7,225,000 531.0% 0.1%
Comerica Bank $16,865,000 $7,200,000 -57.3% 0.1%
LENDINGHOME FUNDING CORPORATION $865,000 $7,115,000 722.5% 0.1%
Hometown Equity Mortgage, LLC $5,630,000 $6,975,000 23.9% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $19,055,000 $6,815,000 -64.2% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $9,300,000 $6,785,000 -27.0% 0.1%
Raymond James Bank $7,105,000 $6,160,000 -13.3% 0.1%
ZILLOW HOME LOANS, LLC $3,475,000 $6,140,000 76.7% 0.1%
FirstBank $6,850,000 $6,135,000 -10.4% 0.1%
HOMEXPRESS MORTGAGE CORP. $885,000 $6,025,000 580.8% 0.1%
Wyndham Capital Mortgage, Inc. $7,065,000 $5,950,000 -15.8% 0.1%
Third Federal Savings and Loan Association of Cleveland $3,380,000 $5,665,000 67.6% 0.1%
ADVANCIAL $2,030,000 $5,600,000 175.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $415,000 $5,600,000 1,249.4% 0.0%
NATIONWIDE EQUITIES CORPORATION $5,560,000 n/a 0.0%
CLEARPATH LENDING $16,015,000 $5,490,000 -65.7% 0.0%
BAY EQUITY LLC $8,685,000 $5,465,000 -37.1% 0.0%
NMSI, INC. $6,160,000 $5,430,000 -11.9% 0.0%
Equity Prime Mortgage LLC $2,115,000 $5,375,000 154.1% 0.0%
Century Mortgage Company DBA Century Lending Company $5,200,000 n/a 0.0%
The Huntington National Bank $5,005,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $1,475,000 $4,930,000 234.2% 0.0%
Florida Capital Bank $3,630,000 $4,905,000 35.1% 0.0%
VALLEY STRONG CREDIT UNION $940,000 $4,905,000 421.8% 0.0%
Prime Choice Funding Inc. $2,885,000 $4,885,000 69.3% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $3,915,000 $4,845,000 23.8% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $3,215,000 $4,815,000 49.8% 0.0%
SUMMIT FUNDING, INC. $4,535,000 $4,745,000 4.6% 0.0%
CAPSTONE DIRECT, INC. $1,015,000 $4,730,000 366.0% 0.0%
MID AMERICA MORTGAGE, INC. $13,310,000 $4,710,000 -64.6% 0.0%
ONY GLO, INC. $5,190,000 $4,680,000 -9.8% 0.0%
ALAMEDA MORTGAGE CORPORATION $4,330,000 $4,570,000 5.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,485,000 $4,570,000 83.9% 0.0%
FIRST CENTENNIAL MORTGAGE CORPORATION $2,410,000 $4,315,000 79.0% 0.0%
GREAT LAKES $255,000 $4,280,000 1,578.4% 0.0%
General Mortgage Capital Corporation $2,360,000 $4,275,000 81.1% 0.0%
SAN DIEGO COUNTY CREDIT UNION $715,000 $4,250,000 494.4% 0.0%
LENDERFI, INC. $5,800,000 $4,185,000 -27.8% 0.0%
QUORUM FEDERAL CREDIT UNION $3,910,000 $4,070,000 4.1% 0.0%
The Loan Store, Inc. $1,175,000 $4,060,000 245.5% 0.0%
Merchants Bank of Indiana $1,115,000 $4,040,000 262.3% 0.0%
CrossFirst Bank $4,005,000 n/a 0.0%
F&A Federal Credit Union $1,315,000 $3,960,000 201.1% 0.0%
HomeStreet Bank $2,990,000 $3,905,000 30.6% 0.0%
First Savings Bank $5,510,000 $3,900,000 -29.2% 0.0%
PLANET HOME LENDING, LLC $5,535,000 $3,870,000 -30.1% 0.0%
BNC National Bank $5,020,000 $3,865,000 -23.0% 0.0%
A&D Mortgage LLC $1,110,000 $3,860,000 247.7% 0.0%
Bethpage Federal Credit Union $375,000 $3,845,000 925.3% 0.0%
FAY SERVICING, LLC $1,830,000 $3,830,000 109.3% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $515,000 $3,815,000 640.8% 0.0%
SPRING EQ, LLC $1,910,000 $3,800,000 99.0% 0.0%
NEW DAY FINANCIAL, LLC $5,350,000 $3,750,000 -29.9% 0.0%
Manufacturers and Traders Trust Company $5,615,000 $3,645,000 -35.1% 0.0%
INTELLILOAN, INC. $3,770,000 $3,640,000 -3.4% 0.0%
NEW WAVE LENDING GROUP INC $4,260,000 $3,615,000 -15.1% 0.0%
CUSTOMER SERVICE MORTGAGE CORPORATION $1,710,000 $3,600,000 110.5% 0.0%
WALKER & DUNLOP, LLC $46,115,000 $3,575,000 -92.2% 0.0%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $3,415,000 n/a 0.0%
Citizens Business Bank $6,925,000 $3,290,000 -52.5% 0.0%
PANORAMA MORTGAGE GROUP, LLC $530,000 $3,290,000 520.8% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $5,855,000 $3,210,000 -45.2% 0.0%
PATELCO $330,000 $3,140,000 851.5% 0.0%
OAKTREE FUNDING CORP. $7,875,000 $3,030,000 -61.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,755,000 $2,995,000 -20.2% 0.0%
KD CAPITAL MORTGAGE CORPORATION $3,895,000 $2,875,000 -26.2% 0.0%
Crestline Funding Corporation $1,735,000 $2,825,000 62.8% 0.0%
LOANSNAP, INC. $1,215,000 $2,810,000 131.3% 0.0%
Franklin Loan Corporation $3,545,000 $2,760,000 -22.1% 0.0%
Shea Mortgage Inc. $3,660,000 $2,740,000 -25.1% 0.0%
WESCOM CENTRAL CREDIT UNION $1,440,000 $2,735,000 89.9% 0.0%
KINGS MORTGAGE SERVICES, INC. $6,015,000 $2,585,000 -57.0% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,705,000 $2,510,000 -7.2% 0.0%
First Horizon Bank $2,475,000 n/a 0.0%
GEORGIA'S OWN $2,420,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,735,000 $2,395,000 38.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $315,000 $2,385,000 657.1% 0.0%
ST FIN CORP $2,270,000 $2,375,000 4.6% 0.0%
MICHIGAN MUTUAL, INC. $3,505,000 $2,355,000 -32.8% 0.0%
Citizens Bank $1,615,000 $2,350,000 45.5% 0.0%
ACADEMY MORTGAGE CORPORATION $415,000 $2,340,000 463.9% 0.0%
American Airlines Federal Credit Union $2,320,000 n/a 0.0%
Malaga Bank F.S.B $2,320,000 n/a 0.0%
Arvest Bank $1,790,000 $2,295,000 28.2% 0.0%
CBC Federal Credit Union $7,790,000 $2,265,000 -70.9% 0.0%
AmeriHome Mortgage Company, LLC $2,115,000 $2,255,000 6.6% 0.0%
SOFI LENDING CORP. $3,980,000 $2,250,000 -43.5% 0.0%
STAR ONE CREDIT UNION $3,315,000 $2,250,000 -32.1% 0.0%
EMBRACE HOME LOANS, INC. $1,325,000 $2,235,000 68.7% 0.0%
Kwik Mortgage Corporation $1,895,000 $2,225,000 17.4% 0.0%
Sunflower Bank $505,000 $2,220,000 339.6% 0.0%
Quontic Bank $2,215,000 n/a 0.0%
Northwest Farm Credit Services, FLCA $5,685,000 $2,210,000 -61.1% 0.0%
EVERETT FINANCIAL, INC. $13,015,000 $2,170,000 -83.3% 0.0%
Hometown Lenders, Inc. $1,030,000 $2,165,000 110.2% 0.0%
Cornerstone First Mortgage, Inc $2,690,000 $2,135,000 -20.6% 0.0%
Bell Bank $2,110,000 n/a 0.0%
Firefighters First Federal Credit Union $2,015,000 $2,090,000 3.7% 0.0%
VENTURA COUNTY $1,670,000 $2,075,000 24.3% 0.0%
OPEN MORTGAGE, LLC $675,000 $2,005,000 197.0% 0.0%
BMO Harris Bank $15,035,000 $2,000,000 -86.7% 0.0%
LANTZMAN MANAGEMENT, INC. $3,965,000 $2,000,000 -49.6% 0.0%
FIRST TECHNOLOGY $2,180,000 $1,990,000 -8.7% 0.0%
ANGEL OAK HOME LOANS LLC $940,000 $1,975,000 110.1% 0.0%
AUGUSTA FINANCIAL, INC. $740,000 $1,940,000 162.2% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $5,125,000 $1,925,000 -62.4% 0.0%
Platinum Home Mortgage Corporation $1,570,000 $1,925,000 22.6% 0.0%
AMERICAN FIRST $765,000 $1,920,000 151.0% 0.0%
Alaska USA Federal Credit Union $3,035,000 $1,910,000 -37.1% 0.0%
CANOPY MORTGAGE, LLC $730,000 $1,880,000 157.5% 0.0%
NexBank $2,190,000 $1,820,000 -16.9% 0.0%
Murphy Bank $955,000 $1,795,000 88.0% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $5,110,000 $1,760,000 -65.6% 0.0%
First Mortgage Solutions, LLC $1,635,000 $1,760,000 7.6% 0.0%
Figure Lending LLC $1,055,000 $1,755,000 66.4% 0.0%
BECKAM FUNDING CORP. $505,000 $1,705,000 237.6% 0.0%
MORIA DEVELOPMENT, INC. $960,000 $1,690,000 76.0% 0.0%
CALTECH EMPLOYEES FEDERAL CREDIT UNION $880,000 $1,685,000 91.5% 0.0%
RESIDENTIAL BANCORP. $1,675,000 n/a 0.0%
HOME APPROVALS DIRECT, INC. $1,455,000 $1,670,000 14.8% 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,565,000 $1,670,000 6.7% 0.0%
VAN DYK MORTGAGE CORPORATION $2,785,000 $1,665,000 -40.2% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $640,000 $1,635,000 155.5% 0.0%
MORTGAGE 2000, INC. $1,005,000 $1,635,000 62.7% 0.0%
CHEVRON $1,585,000 n/a 0.0%
Reliant Bank $1,320,000 $1,540,000 16.7% 0.0%
ATHAS CAPITAL GROUP, INC. $490,000 $1,530,000 212.2% 0.0%
Discover Bank $1,090,000 $1,520,000 39.4% 0.0%
MID-VALLEY SERVICES, INC. $1,505,000 n/a 0.0%
Plains Commerce Bank $1,940,000 $1,480,000 -23.7% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,425,000 n/a 0.0%
Capital One $23,035,000 $1,415,000 -93.9% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $1,415,000 n/a 0.0%
TECHNOLOGY $1,220,000 $1,400,000 14.8% 0.0%
Toyota Financial Savings Bank $1,835,000 $1,380,000 -24.8% 0.0%
T. J. FINANCIAL, INC. $1,375,000 n/a 0.0%
TCF National Bank $11,410,000 $1,370,000 -88.0% 0.0%
Low VA Rates, LLC $1,970,000 $1,335,000 -32.2% 0.0%
FIRST ENTERTAINMENT $1,410,000 $1,315,000 -6.7% 0.0%
AmRes Corporation $245,000 $1,300,000 430.6% 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $1,300,000 n/a 0.0%
PARTNERS $205,000 $1,285,000 526.8% 0.0%
Arizona Bank & Trust $1,275,000 n/a 0.0%
Cathay Bank $1,275,000 n/a 0.0%
First Western Trust Bank $2,230,000 $1,270,000 -43.0% 0.0%
AEROSPACE FEDERAL CREDIT UNION $1,230,000 n/a 0.0%
DATA MORTGAGE, INC. $1,160,000 $1,220,000 5.2% 0.0%
First Midwest Bank $1,120,000 $1,205,000 7.6% 0.0%
Amalgamated Bank $1,190,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $1,950,000 $1,190,000 -39.0% 0.0%
Greenbox Loans, Inc. $6,175,000 $1,180,000 -80.9% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $125,000 $1,160,000 828.0% 0.0%
ACCELERATE MORTGAGE, LLC $1,155,000 n/a 0.0%
Fifth Third Bank $1,155,000 n/a 0.0%
WESTERN EXPRESS LENDING $2,660,000 $1,145,000 -57.0% 0.0%
First-Citizens Bank & Trust Company $1,135,000 n/a 0.0%
State Department Federal Credit Union $185,000 $1,125,000 508.1% 0.0%
KELLER MORTGAGE, LLC $1,935,000 $1,120,000 -42.1% 0.0%
NuVision Federal Credit Union $655,000 $1,075,000 64.1% 0.0%
JMJ FINANCIAL GROUP $1,135,000 $1,045,000 -7.9% 0.0%
Residential Mortgage Solutions, Inc. $1,285,000 $1,040,000 -19.1% 0.0%
THRIVE MORTGAGE, LLC $1,030,000 n/a 0.0%
PROPER RATE, LLC $1,015,000 n/a 0.0%
FBC MORTGAGE, LLC $2,180,000 $1,000,000 -54.1% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,055,000 $990,000 -6.2% 0.0%
KS StateBank $1,610,000 $990,000 -38.5% 0.0%
PARTNERS UNITED FINANCIAL, LLC $1,105,000 $960,000 -13.1% 0.0%
NATIONS RELIABLE LENDING, LLC $810,000 $920,000 13.6% 0.0%
NFM, INC. $1,605,000 $895,000 -44.2% 0.0%
1st Security Bank of Washington $890,000 n/a 0.0%
Northwest Federal Credit Union $1,240,000 $875,000 -29.4% 0.0%
ALL REVERSE MORTGAGE, INC. $1,495,000 $870,000 -41.8% 0.0%
S&S Financial $1,425,000 $860,000 -39.6% 0.0%
MORTGAGEONE, INC. $840,000 n/a 0.0%
The Central Trust Bank $820,000 n/a 0.0%
Evolve Bank & Trust $800,000 n/a 0.0%
Texana Bank $800,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $1,850,000 $790,000 -57.3% 0.0%
PREMIER LENDING, INC. $790,000 n/a 0.0%
Bank of England $1,710,000 $760,000 -55.6% 0.0%
VICTORIA FINANCIAL CORP. $810,000 $760,000 -6.2% 0.0%
San Diego Funding $755,000 n/a 0.0%
WALL FINANCIAL, INC. $1,240,000 $750,000 -39.5% 0.0%
SNAPFI, INC. $745,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,110,000 $740,000 -33.3% 0.0%
Home Mortgage Alliance Corp $740,000 n/a 0.0%
ML Mortgage Corp. $740,000 n/a 0.0%
FOOTHILL FEDERAL CREDIT UNION $910,000 $725,000 -20.3% 0.0%
MACKILLIE INCORPORATED $1,480,000 $725,000 -51.0% 0.0%
EMM LOANS LLC $755,000 $710,000 -6.0% 0.0%
LOANLEADERS OF AMERICA, INC. $2,280,000 $710,000 -68.9% 0.0%
SAN FRANCISCO FIRE CREDIT UNION $105,000 $695,000 561.9% 0.0%
SOUTHLAND CREDIT UNION $395,000 $695,000 75.9% 0.0%
CHOICE LENDING CORP. $435,000 $690,000 58.6% 0.0%
HOME FUNDING CORPORATION $2,220,000 $690,000 -68.9% 0.0%
Sterling National Bank $685,000 n/a 0.0%
21ST MORTGAGE CORPORATION $945,000 $675,000 -28.6% 0.0%
UIF CORPORATION $665,000 n/a 0.0%
Pacific City Bank $655,000 n/a 0.0%
CERTIFIED $285,000 $650,000 128.1% 0.0%
FISHER FINANCIAL GROUP, INCORPORATED $1,535,000 $650,000 -57.7% 0.0%
MK LENDING CORP. $985,000 $650,000 -34.0% 0.0%
Farmers Bank & Trust $820,000 $645,000 -21.3% 0.0%
Meridian Bank Corporation $405,000 $645,000 59.3% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $625,000 $645,000 3.2% 0.0%
AHL FUNDING $255,000 $640,000 151.0% 0.0%
1ST UNITED SERVICES CREDIT UNION $625,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $625,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $930,000 $620,000 -33.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $685,000 $620,000 -9.5% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $365,000 $600,000 64.4% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $605,000 $595,000 -1.7% 0.0%
First Foundation Bank $1,425,000 $585,000 -58.9% 0.0%
COUNTRY CLUB MORTGAGE, INC. $1,000,000 $570,000 -43.0% 0.0%
COAST 2 COAST FUNDING GROUP, INC. $565,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $565,000 n/a 0.0%
NP, Inc. $925,000 $560,000 -39.5% 0.0%
Paramount Bank $600,000 $560,000 -6.7% 0.0%
VISION ONE MORTGAGE, INC. $965,000 $560,000 -42.0% 0.0%
Advisors Mortgage Group, L.L.C. $475,000 $550,000 15.8% 0.0%
American Mortgage & Equity Consultants, Inc. $295,000 $545,000 84.7% 0.0%
CALCON MUTUAL MORTGAGE LLC $745,000 $545,000 -26.8% 0.0%
EagleBank $545,000 n/a 0.0%
STANFORD Federal Credit Union $1,600,000 $545,000 -65.9% 0.0%
USE Credit Union $540,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $860,000 $530,000 -38.4% 0.0%
First Internet Bank of Indiana $820,000 $525,000 -36.0% 0.0%
PACIFIC SERVICE $670,000 $520,000 -22.4% 0.0%
CITYWIDE HOME LOANS, LLC $430,000 $505,000 17.4% 0.0%
PremierOne Credit Union $495,000 n/a 0.0%
USAlliance Federal Credit Union $495,000 n/a 0.0%
BOKF $2,610,000 $485,000 -81.4% 0.0%
GRANDE HOMES, INC. $485,000 n/a 0.0%
Provident Credit Union $1,140,000 $485,000 -57.5% 0.0%
Valley National Bank $485,000 n/a 0.0%
1ST RELIANT HOME LOANS, INC. $475,000 n/a 0.0%
LOANFLIGHT LENDING, LLC $1,305,000 $475,000 -63.6% 0.0%
VERITAS FUNDING, LLC $325,000 $465,000 43.1% 0.0%
IVY MORTGAGE, INC. $465,000 $455,000 -2.2% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $830,000 $455,000 -45.2% 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $1,250,000 $455,000 -63.6% 0.0%
HARTFORD FUNDING, LTD. $445,000 n/a 0.0%
DIGITAL Federal Credit Union $440,000 n/a 0.0%
First Standard Financial Corp. $365,000 $435,000 19.2% 0.0%
Wilmington Savings Fund Society, FSB $435,000 n/a 0.0%
Neighborhood Loans, Inc. $860,000 $425,000 -50.6% 0.0%
AltaOne Federal Credit Union $405,000 n/a 0.0%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $405,000 n/a 0.0%
Amerifirst Financial, Inc. $3,985,000 $395,000 -90.1% 0.0%
Austin Capital Bank SSB $375,000 $395,000 5.3% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $1,265,000 $390,000 -69.2% 0.0%
TOP FLITE FINANCIAL, INC. $4,120,000 $385,000 -90.7% 0.0%
DELTA COMMUNITY CREDIT UNION $380,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $315,000 $375,000 19.0% 0.0%
JUSTICE Federal Credit Union $360,000 n/a 0.0%
Independent Bank $335,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $375,000 $325,000 -13.3% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $1,810,000 $325,000 -82.0% 0.0%
CONTOUR MORTGAGE CORPORATION $315,000 n/a 0.0%
Goldwater Bank, N.A. $920,000 $315,000 -65.8% 0.0%
SRE MORTGAGE ALLIANCE INC. $3,155,000 $315,000 -90.0% 0.0%
BRIDGELOCK CAPITAL $305,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $305,000 n/a 0.0%
GSF Mortgage Corporation $295,000 n/a 0.0%
ALLEGACY FEDERAL CREDIT UNION $95,000 $285,000 200.0% 0.0%
TRAVIS CREDIT UNION $565,000 $285,000 -49.6% 0.0%
Bank of Stockton $275,000 n/a 0.0%
First City Credit Union $275,000 n/a 0.0%
First Home Bank $275,000 n/a 0.0%
iCore Lending, Inc. $275,000 n/a 0.0%
Royal Business Bank $4,520,000 $275,000 -93.9% 0.0%
Lend Smart Mortgage, LLC $265,000 $265,000 0.0% 0.0%
HomeTrust Bank $2,895,000 $260,000 -91.0% 0.0%
ORANGE COUNTY'S CREDIT UNION $625,000 $260,000 -58.4% 0.0%
THE FIRST FINANCIAL Federal Credit Union $1,275,000 $245,000 -80.8% 0.0%
CALIFORNIA CREDIT UNION $2,635,000 $240,000 -90.9% 0.0%
Servion, Inc. $3,030,000 $225,000 -92.6% 0.0%
California Coast Credit Union $205,000 $215,000 4.9% 0.0%
UNITED SECURITY FINANCIAL CORP $215,000 n/a 0.0%
Educational Employees Credit Union $545,000 $205,000 -62.4% 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $205,000 n/a 0.0%
MERIWEST MORTGAGE COMPANY, LLC $195,000 n/a 0.0%
First National Bank of America $175,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $175,000 n/a 0.0%
Unitus Community Credit Union $495,000 $155,000 -68.7% 0.0%
Financial Funding Solutions, Inc. $185,000 $145,000 -21.6% 0.0%
Chicago Mortgage Solutions LLC $135,000 n/a 0.0%
Great Plains National Bank $125,000 n/a 0.0%
Capital Bank $175,000 $115,000 -34.3% 0.0%
TEACHERS $115,000 n/a 0.0%
AGRICULTURE Federal Credit Union $105,000 n/a 0.0%
Baxter Credit Union $755,000 $105,000 -86.1% 0.0%
SANTA CLARA COUNTY $85,000 n/a 0.0%
ADVANTIS $480,000 $75,000 -84.4% 0.0%
THRIVENT Federal Credit Union $2,030,000 $55,000 -97.3% 0.0%
United States Senate Federal Credit Union $25,000 n/a 0.0%

SANTA MARIA - SANTA BARBARA's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 6.2% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $643,795,000 in loans. In third place, with 4.8%, is First Republic Bank, having originated $543,515,000 in loans. In third place, with 4.8%, is JPMorgan Chase Bank, having originated $540,305,000 in loans. In third place, with 4.0%, is LOANDEPOT.COM, LLC, having originated $455,380,000 in loans.



SANTA MARIA - SANTA BARBARA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SANTA MARIA - SANTA BARBARA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $968,000 (-16.7%) $3,085,926 (-6.2%) 3.56 1,029
2018-02-01 $1,013,500 (-15.5%) $3,116,840 (-7.4%) 3.66 1,073
2018-03-01 $975,000 (-23.2%) $2,862,015 (-15.9%) 3.37 1,166
2018-04-01 $1,012,500 (-21.8%) $2,691,424 (-17.5%) 3.40 1,305
2018-05-01 $984,500 (-15.0%) $2,546,804 (-17.3%) 3.28 1,429
2018-06-01 $999,000 (-9.1%) $2,494,348 (-18.5%) 3.33 1,506
2018-07-01 $1,039,000 (-5.6%) $2,516,833 (-17.4%) 3.46 1,570
2018-08-01 $979,500 (-1.9%) $2,457,229 (-19.0%) 3.27 1,574
2018-09-01 $969,000 (-3.1%) $2,465,400 (-20.8%) 3.24 1,579
2018-10-01 $972,000 (-11.5%) $2,522,777 (-19.7%) 3.25 1,556
2018-11-01 $975,000 (-2.4%) $2,552,275 (-19.2%) 3.27 1,556
2018-12-01 $979,000 (0.4%) $2,624,985 (-18.8%) 3.35 1,440
2019-01-01 $950,000 (-1.9%) $2,565,229 (-16.9%) 3.28 1,322
2019-02-01 $939,000 (-7.4%) $2,514,003 (-19.3%) 3.15 1,251
2019-03-01 $992,429 (1.8%) $2,754,294 (-3.8%) 3.23 1,283
2019-04-01 $1,082,000 (6.9%) $2,815,115 (4.6%) 3.41 1,372
2019-05-01 $1,107,500 (12.5%) $2,867,902 (12.6%) 3.41 1,489
2019-06-01 $1,149,000 (15.0%) $2,962,512 (18.8%) 3.54 1,500
2019-07-01 $1,249,950 (20.3%) $3,050,407 (21.2%) 3.88 1,505
2019-08-01 $1,271,000 (29.8%) $3,138,502 (27.7%) 4.00 1,465
2019-09-01 $1,295,500 (33.7%) $3,234,170 (31.2%) 4.11 1,432
2019-10-01 $1,262,000 (29.8%) $3,214,760 (27.4%) 4.03 1,366
2019-11-01 $1,295,000 (32.8%) $3,262,875 (27.8%) 4.18 1,272
2019-12-01 $1,297,000 (32.5%) $3,466,301 (32.1%) 4.32 1,093
2020-01-01 $1,372,500 (44.5%) $3,592,424 (40.0%) 4.58 938
2020-02-01 $1,535,000 (63.5%) $3,791,744 (50.8%) 4.95 930
2020-03-01 $1,750,000 (76.3%) $3,776,368 (37.1%) 5.47 964
2020-04-01 $1,461,000 (35.0%) $3,450,550 (22.6%) 4.55 973
2020-05-01 $1,350,000 (21.9%) $3,323,253 (15.9%) 4.09 1,042
2020-06-01 $1,471,000 (28.0%) $3,390,174 (14.4%) 4.30 986
2020-07-01 $1,596,500 (27.7%) $3,664,277 (20.1%) 4.57 880
2020-08-01 $1,795,000 (41.2%) $3,926,551 (25.1%) 5.13 826
2020-09-01 $2,022,000 (56.1%) $4,354,281 (34.6%) 5.78 753
2020-10-01 $1,895,000 (50.2%) $4,377,815 (36.2%) 5.41 692
2020-11-01 $2,125,000 (64.1%) $4,764,115 (46.0%) 6.08 664
2020-12-01 $2,087,500 (61.0%) $4,976,904 (43.6%) 6.12 571
2021-01-01 $2,185,000 (59.2%) $5,129,861 (42.8%) 6.43 487
2021-02-01 $1,798,000 (17.1%) $4,798,050 (26.5%) 5.17 481
2021-03-01 $1,922,500 (9.9%) $5,412,007 (43.3%) 5.39 438
2021-04-01 $1,835,000 (25.6%) $5,260,241 (52.5%) 4.93 421
2021-05-01 $1,395,000 (3.3%) $5,080,682 (52.9%) 3.67 411
2021-06-01 $1,395,000 (-5.2%) $5,010,583 (47.8%) 3.62 475
2021-07-01 $1,237,500 (-22.5%) $5,077,384 (38.6%) 3.21 493
2021-08-01 $1,266,000 (-29.5%) $5,785,297 (47.3%) 3.33 487
2021-09-01 $1,410,000 (-30.3%) $5,836,507 (34.0%) 3.71 468
2021-10-01 $1,325,000 (-30.1%) $6,520,036 (48.9%) 3.49 432
2021-11-01 $1,392,500 (-34.5%) $6,604,272 (38.6%) 3.67 401
2021-12-01 $1,397,000 (-33.1%) $6,766,062 (36.0%) 3.73 373
2022-01-01 $1,495,000 (-31.6%) $6,945,975 (35.4%) 3.99 311
2022-02-01 $1,625,000 (-9.6%) $6,757,804 (40.8%) 4.14 292
2022-03-01 $1,497,500 (-22.1%) $6,912,830 (27.7%) 3.70 323
2022-04-01 $1,450,000 (-21.0%) $6,590,594 (25.3%) 3.41 356
2022-05-01 $1,497,000 (7.3%) $6,088,588 (19.8%) 3.35 457
2022-06-01 $1,352,500 (-3.1%) $6,007,283 (19.9%) 3.01 534
SANTA MARIA - SANTA BARBARA's median listing price for 2022-06-01 was $1,352,500, a difference of $-42,500 (-3.1%) versus the prior year and $-144,500 versus the prior month.

SANTA MARIA - SANTA BARBARA's median listing price comes in at 301% of the national average.

SANTA MARIA - SANTA BARBARA's average listing price for 2022-06-01 was $6,007,283, a difference of $996,700 (19.9%) versus the prior year and $-81,305 versus the prior month.

For the 2022-06-01 period, SANTA MARIA - SANTA BARBARA had 534 MLS listings, a difference of 77 listings (17%) versus the prior month and 59 listings (12%) versus the prior year.

Median Listing Time on Market & Square Footage