SANTA MARIA - SANTA BARBARA Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Santa Maria - Santa Barbara averaged
6.18%
for the week of 2023-06-01, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2023-05-25) was
5.96% and
one month ago for the week of 2023-04-27, the
average rate was 5.82%.
Santa Maria - Santa Barbara's average rate one year ago was 4.69%.
For refis of the same type during the week of 2023-06-01, the average rate
was 5.65%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-06-01 | 6.79% |
| Santa Maria - Santa Barbara 30 Year Fixed Rate | 2023-06-01 | 6.18% |
| Santa Maria - Santa Barbara 30 Year Fixed Rate Refi | 2023-06-01 | 5.65% |
| Santa Maria - Santa Barbara 15 Year Fixed Rate | 2023-06-01 | 6.08% |
| Santa Maria - Santa Barbara 15 Year Fixed Rate Refi | 2023-06-01 | 4.66% |
| Santa Maria - Santa Barbara 30 Year FHA | 2023-06-01 | -0.58% |
| Santa Maria - Santa Barbara 30 Year FHA Refi | 2023-06-01 | -0.2% |
| Santa Maria - Santa Barbara 30 Year USDA | 2023-06-01 | 0.2% |
| Santa Maria - Santa Barbara 30 Year USDA Refi | 2023-06-01 | 0.2% |
| Santa Maria - Santa Barbara 30 Year VA | 2023-06-01 | -0.75% |
| Santa Maria - Santa Barbara 30 Year VA Refi | 2023-06-01 | -0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA MARIA-SANTA BARBARA, CA.
SANTA MARIA - SANTA BARBARA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA MARIA-SANTA BARBARA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SANTA MARIA - SANTA BARBARA Average Closing Costs & Other Stats
SANTA MARIA-SANTA BARBARA, CA's 239 lenders originated 7,368
loans during 2022. The total origination value was $5,476,860,000, with an average loan value of
$743,331.
SANTA MARIA - SANTA BARBARA's average closing costs are $6,251.
The top SANTA MARIA - SANTA BARBARA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
352 loans originated. Their average total fees are
$9,663, which is $1,167
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are
SESLOC ($3,240), COASTHILLS ($3,349), Mechanics Bank ($3,595), Stifel Bank and Trust ($3,596) and BEST CAPITAL FUNDING ($3,730).
The lowest rate SANTA MARIA - SANTA BARBARA lenders (with over 10 loans originated) are
First Republic Bank (3.19%), Charles Schwab Bank, SSB (3.23%), UBS Bank USA (3.28%), City National Bank (3.35%) and Bank of America (3.36%).
SANTA MARIA-SANTA BARBARA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| First Republic Bank | $543,515,000 | $593,780,000 | 9.2% | 10.8% |
| JPMorgan Chase Bank | $540,305,000 | $317,635,000 | -41.2% | 5.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $698,690,000 | $284,285,000 | -59.3% | 5.2% |
| Wells Fargo Bank | $427,495,000 | $224,505,000 | -47.5% | 4.1% |
| MUFG Union Bank | $314,530,000 | $186,315,000 | -40.8% | 3.4% |
| QUICKEN LOANS, LLC | $643,795,000 | $175,780,000 | -72.7% | 3.2% |
| City National Bank | $195,705,000 | $166,015,000 | -15.2% | 3.0% |
| Bank of America | $334,630,000 | $156,015,000 | -53.4% | 2.8% |
| LOANDEPOT.COM, LLC | $455,380,000 | $142,325,000 | -68.7% | 2.6% |
| John Hancock Life Insurance Company (U.S.A.) | $110,010,000 | n/a | 2.0% | |
| Morgan Stanley Private Bank | $136,010,000 | $109,745,000 | -19.3% | 2.0% |
| MidFirst Bank | $58,950,000 | $109,380,000 | 85.5% | 2.0% |
| GUARANTEED RATE, INC. | $353,350,000 | $106,275,000 | -69.9% | 1.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $283,795,000 | $97,595,000 | -65.6% | 1.8% |
| U.S. Bank | $114,455,000 | $84,220,000 | -26.4% | 1.5% |
| Citibank | $90,385,000 | $81,005,000 | -10.4% | 1.5% |
| HOME POINT FINANCIAL CORPORATION | $236,620,000 | $80,040,000 | -66.2% | 1.5% |
| Bank of the West | $79,025,000 | $78,210,000 | -1.0% | 1.4% |
| CALIBER HOME LOANS, INC. | $224,460,000 | $76,905,000 | -65.7% | 1.4% |
| FINANCE OF AMERICA REVERSE LLC | $46,730,000 | $75,185,000 | 60.9% | 1.4% |
| American Riviera Bank | $41,310,000 | $73,285,000 | 77.4% | 1.3% |
| GUILD MORTGAGE COMPANY | $186,760,000 | $68,300,000 | -63.4% | 1.2% |
| Charles Schwab Bank, SSB | $141,465,000 | $63,850,000 | -54.9% | 1.2% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $212,120,000 | $59,400,000 | -72.0% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $127,420,000 | $58,785,000 | -53.9% | 1.1% |
| Montecito Bank & Trust | $88,650,000 | $57,400,000 | -35.3% | 1.0% |
| UBS Bank USA | $100,150,000 | $52,190,000 | -47.9% | 1.0% |
| Axos Bank | $22,350,000 | $51,680,000 | 131.2% | 0.9% |
| CORNERSTONE HOME LENDING, INC. | $228,220,000 | $48,825,000 | -78.6% | 0.9% |
| PNC Bank | $65,735,000 | $44,175,000 | -32.8% | 0.8% |
| FINANCE OF AMERICA MORTGAGE LLC | $173,765,000 | $42,960,000 | -75.3% | 0.8% |
| DRAPER AND KRAMER MORTGAGE CORP. | $127,055,000 | $42,500,000 | -66.5% | 0.8% |
| COASTHILLS | $56,640,000 | $33,320,000 | -41.2% | 0.6% |
| Farmers and Merchants Bank of Long Beach | $21,330,000 | $33,215,000 | 55.7% | 0.6% |
| CMG MORTGAGE, INC. | $75,250,000 | $29,385,000 | -61.0% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $22,785,000 | $28,950,000 | 27.1% | 0.5% |
| The Northern Trust Company | $44,050,000 | $27,075,000 | -38.5% | 0.5% |
| PREMIER AMERICA | $14,625,000 | $26,070,000 | 78.3% | 0.5% |
| ENVOY MORTGAGE, LTD | $42,945,000 | $25,950,000 | -39.6% | 0.5% |
| Goldman Sachs Bank USA | $72,825,000 | $25,655,000 | -64.8% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $61,345,000 | $25,515,000 | -58.4% | 0.5% |
| S1L, Inc. | $74,300,000 | $25,420,000 | -65.8% | 0.5% |
| Stifel Bank and Trust | $39,545,000 | $24,820,000 | -37.2% | 0.5% |
| Mechanics Bank | $28,820,000 | $24,460,000 | -15.1% | 0.4% |
| First-Citizens Bank & Trust Company | $1,135,000 | $24,385,000 | 2,048.5% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $85,370,000 | $23,000,000 | -73.1% | 0.4% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $12,210,000 | $22,795,000 | 86.7% | 0.4% |
| KINECTA | $27,865,000 | $22,665,000 | -18.7% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $112,845,000 | $22,365,000 | -80.2% | 0.4% |
| Fremont Bank | $93,885,000 | $21,060,000 | -77.6% | 0.4% |
| COASTAL FUNDING SLC, INC. | $45,135,000 | $20,515,000 | -54.5% | 0.4% |
| Prosperity Home Mortgage, LLC | $100,255,000 | $20,515,000 | -79.5% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $20,075,000 | $20,115,000 | 0.2% | 0.4% |
| Comerica Bank | $7,200,000 | $19,985,000 | 177.6% | 0.4% |
| KeyBank | $8,370,000 | $19,040,000 | 127.5% | 0.3% |
| Sierra Pacific Mortgage Company, Inc. | $77,775,000 | $16,865,000 | -78.3% | 0.3% |
| LOGIX FEDERAL CREDIT UNION | $19,395,000 | $16,840,000 | -13.2% | 0.3% |
| Silicon Valley Bank | $32,605,000 | $16,675,000 | -48.9% | 0.3% |
| Community West Bank | $15,595,000 | $16,620,000 | 6.6% | 0.3% |
| Golden Empire Mortgage, Inc. | $34,145,000 | $16,515,000 | -51.6% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $28,755,000 | $16,325,000 | -43.2% | 0.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $42,470,000 | $15,770,000 | -62.9% | 0.3% |
| First Bank | $28,050,000 | $15,405,000 | -45.1% | 0.3% |
| CIBC Bank USA | $8,790,000 | $14,595,000 | 66.0% | 0.3% |
| Raymond James Bank | $6,160,000 | $13,575,000 | 120.4% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $16,205,000 | $13,210,000 | -18.5% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $24,005,000 | $12,920,000 | -46.2% | 0.2% |
| Commerce Home Mortgage, Inc. | $37,640,000 | $12,645,000 | -66.4% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $7,115,000 | $12,370,000 | 73.9% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $51,370,000 | $12,220,000 | -76.2% | 0.2% |
| REVERSE MORTGAGE FUNDING LLC | $13,310,000 | $12,185,000 | -8.5% | 0.2% |
| Mortgage Research Center, LLC | $28,145,000 | $12,175,000 | -56.7% | 0.2% |
| Flagstar Bank, FSB | $41,840,000 | $12,040,000 | -71.2% | 0.2% |
| LONGBRIDGE FINANCIAL, LLC | $7,225,000 | $11,355,000 | 57.2% | 0.2% |
| SESLOC | $14,495,000 | $11,270,000 | -22.2% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $5,600,000 | $10,980,000 | 96.1% | 0.2% |
| BROKER SOLUTIONS, INC. | $94,875,000 | $10,835,000 | -88.6% | 0.2% |
| THE GOLDEN 1 | $8,335,000 | $10,105,000 | 21.2% | 0.2% |
| Umpqua Bank | $19,450,000 | $9,865,000 | -49.3% | 0.2% |
| DEL SUR CORPORATION | $29,530,000 | $9,720,000 | -67.1% | 0.2% |
| SPRING EQ, LLC | $3,800,000 | $9,630,000 | 153.4% | 0.2% |
| 5TH STREET CAPITAL, INC. | $7,610,000 | $9,605,000 | 26.2% | 0.2% |
| LENDSURE MORTGAGE CORP. | $14,765,000 | $9,485,000 | -35.8% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $6,025,000 | $9,440,000 | 56.7% | 0.2% |
| BETTER MORTGAGE CORPORATION | $84,825,000 | $9,315,000 | -89.0% | 0.2% |
| Citadel Servicing Corporation | $11,305,000 | $9,150,000 | -19.1% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $24,300,000 | $8,780,000 | -63.9% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $5,200,000 | $8,670,000 | 66.7% | 0.2% |
| KEYPOINT | $42,715,000 | $8,635,000 | -79.8% | 0.2% |
| NEWREZ LLC | $78,265,000 | $8,605,000 | -89.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $13,350,000 | $8,030,000 | -39.9% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $12,085,000 | $7,850,000 | -35.0% | 0.1% |
| Ally Bank | $70,110,000 | $7,700,000 | -89.0% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,815,000 | $7,630,000 | 12.0% | 0.1% |
| Pacific Premier Bank | $19,130,000 | $7,350,000 | -61.6% | 0.1% |
| SAN DIEGO COUNTY CREDIT UNION | $4,250,000 | $7,325,000 | 72.4% | 0.1% |
| General Mortgage Capital Corporation | $4,275,000 | $7,210,000 | 68.7% | 0.1% |
| QUORUM FEDERAL CREDIT UNION | $4,070,000 | $7,135,000 | 75.3% | 0.1% |
| First Foundation Bank | $585,000 | $7,125,000 | 1,117.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $2,255,000 | $7,070,000 | 213.5% | 0.1% |
| EVERETT FINANCIAL, INC. | $2,170,000 | $6,955,000 | 220.5% | 0.1% |
| AMERICAN ADVISORS GROUP | $15,045,000 | $6,655,000 | -55.8% | 0.1% |
| ALLIANT CREDIT UNION | $11,745,000 | $6,540,000 | -44.3% | 0.1% |
| NBKC BANK | $10,400,000 | $6,445,000 | -38.0% | 0.1% |
| Industrial and Commercial Bank of China USA | $6,005,000 | n/a | 0.1% | |
| JMAC LENDING, INC. | $9,095,000 | $6,005,000 | -34.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $11,970,000 | $5,960,000 | -50.2% | 0.1% |
| Royal Business Bank | $275,000 | $5,885,000 | 2,040.0% | 0.1% |
| ATHAS CAPITAL GROUP, INC. | $1,530,000 | $5,840,000 | 281.7% | 0.1% |
| Figure Lending LLC | $1,755,000 | $5,680,000 | 223.6% | 0.1% |
| Watermark Capital, Inc. | $17,820,000 | $5,675,000 | -68.2% | 0.1% |
| Luther Burbank Savings | $29,540,000 | $5,655,000 | -80.9% | 0.1% |
| Bethpage Federal Credit Union | $3,845,000 | $5,595,000 | 45.5% | 0.1% |
| CIVIC FINANCIAL SERVICES, LLC | $11,510,000 | $5,400,000 | -53.1% | 0.1% |
| M&T Bank | $3,645,000 | $5,395,000 | 48.0% | 0.1% |
| Northpointe Bank | $8,400,000 | $5,380,000 | -36.0% | 0.1% |
| Nations Lending Corporation | $25,615,000 | $5,355,000 | -79.1% | 0.1% |
| Zions Bancorporation, N.A. | $14,325,000 | $5,220,000 | -63.6% | 0.1% |
| Santa Barbara Teachers Federal Credit Union | $10,370,000 | $5,125,000 | -50.6% | 0.1% |
| Merchants Mortgage & Trust Corporation | $4,865,000 | n/a | 0.1% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $23,350,000 | $4,825,000 | -79.3% | 0.1% |
| HomeStreet Bank | $3,905,000 | $4,790,000 | 22.7% | 0.1% |
| CENTRAL COAST LENDING, INC. | $24,500,000 | $4,725,000 | -80.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $5,665,000 | $4,700,000 | -17.0% | 0.1% |
| Provident Savings Bank, F.S.B. | $4,625,000 | n/a | 0.1% | |
| Habib American Bank | $4,585,000 | n/a | 0.1% | |
| BEST CAPITAL FUNDING | $21,850,000 | $4,560,000 | -79.1% | 0.1% |
| OCMBC, INC. | $7,660,000 | $4,530,000 | -40.9% | 0.1% |
| IMPAC MORTGAGE CORP. | $11,310,000 | $4,470,000 | -60.5% | 0.1% |
| Chicago Mortgage Solutions LLC | $135,000 | $4,460,000 | 3,203.7% | 0.1% |
| Hometown Equity Mortgage, LLC | $6,975,000 | $4,280,000 | -38.6% | 0.1% |
| WESCOM CENTRAL CREDIT UNION | $2,735,000 | $4,270,000 | 56.1% | 0.1% |
| SCHOOLSFIRST | $9,400,000 | $4,090,000 | -56.5% | 0.1% |
| ARC HOME LLC | $7,680,000 | $4,035,000 | -47.5% | 0.1% |
| PHH Mortgage Corporation | $11,885,000 | $4,005,000 | -66.3% | 0.1% |
| BNY Mellon | $34,465,000 | $3,960,000 | -88.5% | 0.1% |
| The Federal Savings Bank | $11,650,000 | $3,890,000 | -66.6% | 0.1% |
| BAY EQUITY LLC | $5,465,000 | $3,755,000 | -31.3% | 0.1% |
| Luxury Mortgage Corp. | $7,980,000 | $3,740,000 | -53.1% | 0.1% |
| Utah Mortgage Loan Corporation | $9,970,000 | $3,735,000 | -62.5% | 0.1% |
| Pinnacle Bank | $3,730,000 | n/a | 0.1% | |
| HighTechLending Inc | $11,920,000 | $3,625,000 | -69.6% | 0.1% |
| USAA Federal Savings Bank | $8,780,000 | $3,450,000 | -60.7% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $14,220,000 | $3,365,000 | -76.3% | 0.1% |
| Florida Capital Bank | $4,905,000 | $3,275,000 | -33.2% | 0.1% |
| FUNDLOANS CAPITAL | $11,975,000 | $3,240,000 | -72.9% | 0.1% |
| A&D Mortgage LLC | $3,860,000 | $3,190,000 | -17.4% | 0.1% |
| RESIDENTIAL BANCORP. | $1,675,000 | $3,180,000 | 89.9% | 0.1% |
| AMERICAN FIRST | $1,920,000 | $3,075,000 | 60.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $3,020,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $5,375,000 | $3,005,000 | -44.1% | 0.1% |
| Strong Home Mortgage, LLC | $14,695,000 | $3,000,000 | -79.6% | 0.1% |
| KD CAPITAL MORTGAGE CORPORATION | $2,875,000 | $2,855,000 | -0.7% | 0.1% |
| STEARNS LENDING, LLC | $50,285,000 | $2,840,000 | -94.4% | 0.1% |
| V.I.P. MORTGAGE, INC. | $2,395,000 | $2,825,000 | 18.0% | 0.1% |
| Fifth Third Bank | $1,155,000 | $2,805,000 | 142.9% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $4,845,000 | $2,805,000 | -42.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $3,750,000 | $2,745,000 | -26.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $17,005,000 | $2,730,000 | -83.9% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $6,785,000 | $2,655,000 | -60.9% | 0.0% |
| Discover Bank | $1,520,000 | $2,645,000 | 74.0% | 0.0% |
| PLANET HOME LENDING, LLC | $3,870,000 | $2,630,000 | -32.0% | 0.0% |
| Farmers & Merchants Bank of Central California | $2,605,000 | n/a | 0.0% | |
| CHEVRON | $1,585,000 | $2,545,000 | 60.6% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $1,940,000 | $2,535,000 | 30.7% | 0.0% |
| NEXERA HOLDING LLC | $14,060,000 | $2,535,000 | -82.0% | 0.0% |
| Exchange Bank | $2,505,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $1,180,000 | $2,475,000 | 109.7% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $16,235,000 | $2,460,000 | -84.8% | 0.0% |
| Firefighters First Federal Credit Union | $2,090,000 | $2,435,000 | 16.5% | 0.0% |
| MERIWEST MORTGAGE COMPANY, LLC | $195,000 | $2,405,000 | 1,133.3% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,510,000 | $2,365,000 | -5.8% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $2,330,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $8,395,000 | $2,290,000 | -72.7% | 0.0% |
| MLD MORTGAGE INC. | $13,830,000 | $2,285,000 | -83.5% | 0.0% |
| ZILLOW HOME LOANS, LLC | $6,140,000 | $2,245,000 | -63.4% | 0.0% |
| SUMMIT FUNDING, INC. | $4,745,000 | $2,220,000 | -53.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $8,810,000 | $2,160,000 | -75.5% | 0.0% |
| Logan Finance Corporation | $2,145,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $1,705,000 | $2,120,000 | 24.3% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $260,000 | $2,120,000 | 715.4% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $7,360,000 | $2,105,000 | -71.4% | 0.0% |
| Commerce Bank | $2,095,000 | n/a | 0.0% | |
| ADVANCIAL | $5,600,000 | $2,090,000 | -62.7% | 0.0% |
| Financial Partners Credit Union | $2,075,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $7,445,000 | $2,015,000 | -72.9% | 0.0% |
| Union Savings Bank | $2,010,000 | n/a | 0.0% | |
| GuardHill Financial Corp. | $2,005,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $17,175,000 | $1,985,000 | -88.4% | 0.0% |
| Cornerstone First Mortgage, Inc | $2,135,000 | $1,965,000 | -8.0% | 0.0% |
| ALTURA | $1,905,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $1,905,000 | n/a | 0.0% | |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $1,670,000 | $1,890,000 | 13.2% | 0.0% |
| FirstBank | $6,135,000 | $1,820,000 | -70.3% | 0.0% |
| Citizens Business Bank | $3,290,000 | $1,810,000 | -45.0% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $4,815,000 | $1,775,000 | -63.1% | 0.0% |
| BENCH EQUITY L.L.C. | $1,770,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $2,420,000 | $1,770,000 | -26.9% | 0.0% |
| GOOGAIN, INC. | $9,460,000 | $1,760,000 | -81.4% | 0.0% |
| LOANPAL, LLC | $10,170,000 | $1,760,000 | -82.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $8,555,000 | $1,755,000 | -79.5% | 0.0% |
| CHERRY CREEK MORTGAGE, LLC | $10,055,000 | $1,725,000 | -82.8% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $545,000 | $1,705,000 | 212.8% | 0.0% |
| NMSI, INC. | $5,430,000 | $1,690,000 | -68.9% | 0.0% |
| AFFINITY | $1,685,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $1,990,000 | $1,685,000 | -15.3% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $455,000 | $1,650,000 | 262.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $740,000 | $1,585,000 | 114.2% | 0.0% |
| LADERA LENDING, INC. | $21,885,000 | $1,570,000 | -92.8% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $5,950,000 | $1,570,000 | -73.6% | 0.0% |
| AMWEST FUNDING CORP. | $12,430,000 | $1,555,000 | -87.5% | 0.0% |
| Pivotal Capital Group II, LLC | $1,550,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $2,385,000 | $1,535,000 | -35.6% | 0.0% |
| Preferred Bank | $1,520,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $3,960,000 | $1,510,000 | -61.9% | 0.0% |
| BOKF | $485,000 | $1,505,000 | 210.3% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,505,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,425,000 | $1,495,000 | 4.9% | 0.0% |
| Quontic Bank | $2,215,000 | $1,450,000 | -34.5% | 0.0% |
| ONY GLO, INC. | $4,680,000 | $1,430,000 | -69.4% | 0.0% |
| GREAT LAKES | $4,280,000 | $1,425,000 | -66.7% | 0.0% |
| Citizens Bank | $2,350,000 | $1,415,000 | -39.8% | 0.0% |
| CLEARPATH LENDING | $5,490,000 | $1,415,000 | -74.2% | 0.0% |
| R M K FINANCIAL CORP. | $1,395,000 | n/a | 0.0% | |
| Franklin Loan Corporation | $2,760,000 | $1,390,000 | -49.6% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $550,000 | $1,375,000 | 150.0% | 0.0% |
| The Huntington National Bank | $5,005,000 | $1,315,000 | -73.7% | 0.0% |
| Baxter Credit Union | $105,000 | $1,305,000 | 1,142.9% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $870,000 | $1,295,000 | 48.9% | 0.0% |
| BM Real Estate Services, Inc. | $53,920,000 | $1,285,000 | -97.6% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $695,000 | $1,285,000 | 84.9% | 0.0% |
| CALIFORNIA CREDIT UNION | $240,000 | $1,280,000 | 433.3% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $5,560,000 | $1,275,000 | -77.1% | 0.0% |
| NEW WAVE LENDING GROUP INC | $3,615,000 | $1,265,000 | -65.0% | 0.0% |
| Murphy Bank | $1,795,000 | $1,250,000 | -30.4% | 0.0% |
| STAR ONE CREDIT UNION | $2,250,000 | $1,215,000 | -46.0% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $13,095,000 | $1,205,000 | -90.8% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $4,570,000 | $1,200,000 | -73.7% | 0.0% |
| First Federal Bank | $1,150,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $3,030,000 | $1,135,000 | -62.5% | 0.0% |
| FIRST ENTERTAINMENT | $1,315,000 | $1,125,000 | -14.4% | 0.0% |
| OPEN MORTGAGE, LLC | $2,005,000 | $1,125,000 | -43.9% | 0.0% |
| First Savings Bank | $3,900,000 | $1,095,000 | -71.9% | 0.0% |
| BNC National Bank | $3,865,000 | $1,070,000 | -72.3% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $1,065,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $4,930,000 | $1,045,000 | -78.8% | 0.0% |
| iCore Lending, Inc. | $275,000 | $1,040,000 | 278.2% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $1,300,000 | $1,025,000 | -21.2% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,690,000 | $1,020,000 | -39.6% | 0.0% |
| First Western Trust Bank | $1,270,000 | $1,005,000 | -20.9% | 0.0% |
| United Community Bank | $995,000 | n/a | 0.0% | |
| TRISTAR FINANCE, INC. | $985,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $520,000 | $980,000 | 88.5% | 0.0% |
| First Internet Bank of Indiana | $525,000 | $975,000 | 85.7% | 0.0% |
| Carrington Mortgage Services, LLC | $9,650,000 | $965,000 | -90.0% | 0.0% |
| HomeTrust Bank | $260,000 | $965,000 | 271.2% | 0.0% |
| UNIVERSITY CREDIT UNION | $925,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $675,000 | $900,000 | 33.3% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $2,000,000 | $895,000 | -55.3% | 0.0% |
| Bell Bank | $2,110,000 | $880,000 | -58.3% | 0.0% |
| BMO Harris Bank | $2,000,000 | $865,000 | -56.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $860,000 | n/a | 0.0% | |
| CUSTOMER SERVICE MORTGAGE CORPORATION | $3,600,000 | $850,000 | -76.4% | 0.0% |
| Sierra Lending Corporation | $815,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $810,000 | n/a | 0.0% | |
| CAPSTONE DIRECT, INC. | $4,730,000 | $805,000 | -83.0% | 0.0% |
| First Merchants Bank | $805,000 | n/a | 0.0% | |
| NexBank | $1,820,000 | $800,000 | -56.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $530,000 | $800,000 | 50.9% | 0.0% |
| DEPARTMENT OF COMMERCE | $795,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $385,000 | $795,000 | 106.5% | 0.0% |
| JMJ FINANCIAL GROUP | $1,045,000 | $785,000 | -24.9% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,925,000 | $780,000 | -59.5% | 0.0% |
| Magnolia Bank | $775,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $4,905,000 | $770,000 | -84.3% | 0.0% |
| STANFORD Federal Credit Union | $545,000 | $765,000 | 40.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $765,000 | n/a | 0.0% | |
| Citywide Banks | $760,000 | n/a | 0.0% | |
| SOUTHLAND CREDIT UNION | $695,000 | $760,000 | 9.4% | 0.0% |
| Northwest Federal Credit Union | $875,000 | $755,000 | -13.7% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $2,995,000 | $755,000 | -74.8% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $405,000 | $735,000 | 81.5% | 0.0% |
| Banner Bank | $725,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $720,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $715,000 | n/a | 0.0% | |
| MACKILLIE INCORPORATED | $725,000 | $705,000 | -2.8% | 0.0% |
| NuVision Federal Credit Union | $1,075,000 | $680,000 | -36.7% | 0.0% |
| GOLDEN WEST ALLIANCE, INC. | $675,000 | n/a | 0.0% | |
| Arvest Bank | $2,295,000 | $670,000 | -70.8% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $10,330,000 | $645,000 | -93.8% | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | $455,000 | $645,000 | 41.8% | 0.0% |
| THE POLICE Credit Union | $640,000 | n/a | 0.0% | |
| Alaska USA Mortgage Company LLC | $625,000 | n/a | 0.0% | |
| Armed Forces Bank | $615,000 | n/a | 0.0% | |
| COUNTRY CLUB MORTGAGE, INC. | $570,000 | $615,000 | 7.9% | 0.0% |
| NFM, INC. | $895,000 | $605,000 | -32.4% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $1,665,000 | $605,000 | -63.7% | 0.0% |
| HOME FUNDING CORPORATION | $690,000 | $585,000 | -15.2% | 0.0% |
| Truist | $10,530,000 | $575,000 | -94.5% | 0.0% |
| SILVER HILL FUNDING, LLC | $565,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,880,000 | $560,000 | -70.2% | 0.0% |
| Mortgage Bank of California | $555,000 | n/a | 0.0% | |
| SOFI LENDING CORP. | $2,250,000 | $555,000 | -75.3% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,760,000 | $545,000 | -69.0% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $600,000 | $545,000 | -9.2% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $535,000 | n/a | 0.0% | |
| VILLAGE CAPITAL MORTGAGE | $17,665,000 | $535,000 | -97.0% | 0.0% |
| Deere Employees Credit Union | $530,000 | n/a | 0.0% | |
| JTF ROSE, INC. | $525,000 | n/a | 0.0% | |
| The Central Trust Bank | $820,000 | $525,000 | -36.0% | 0.0% |
| AmRes Corporation | $1,300,000 | $505,000 | -61.2% | 0.0% |
| California Coast Credit Union | $215,000 | $505,000 | 134.9% | 0.0% |
| NBH Bank | $505,000 | n/a | 0.0% | |
| NP, Inc. | $560,000 | $505,000 | -9.8% | 0.0% |
| VERITAS FUNDING, LLC | $465,000 | $495,000 | 6.5% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $920,000 | $485,000 | -47.3% | 0.0% |
| EQUITY WAVE LENDING, INC. | $465,000 | n/a | 0.0% | |
| Servion, Inc. | $225,000 | $460,000 | 104.4% | 0.0% |
| ST FIN CORP | $2,375,000 | $455,000 | -80.8% | 0.0% |
| Pacific Lending LLC | $435,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $1,000,000 | $425,000 | -57.5% | 0.0% |
| North American Savings Bank, F.S.B. | $16,810,000 | $425,000 | -97.5% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $315,000 | $415,000 | 31.7% | 0.0% |
| Home Federal Savings Bank | $415,000 | n/a | 0.0% | |
| INTERCAP LENDING INC. | $415,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $3,640,000 | $410,000 | -88.7% | 0.0% |
| RBC Bank, (Georgia) | $405,000 | n/a | 0.0% | |
| Plains Commerce Bank | $1,480,000 | $395,000 | -73.3% | 0.0% |
| JAMES B. NUTTER & COMPANY | $375,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $375,000 | $375,000 | 0.0% | 0.0% |
| Ameris Bank | $355,000 | n/a | 0.0% | |
| Valley National Bank | $485,000 | $355,000 | -26.8% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $790,000 | $315,000 | -60.1% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $305,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $305,000 | n/a | 0.0% | |
| PATELCO | $3,140,000 | $300,000 | -90.4% | 0.0% |
| CHU & ASSOCIATES, INC. | $295,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $3,210,000 | $295,000 | -90.8% | 0.0% |
| Alaska USA Federal Credit Union | $1,910,000 | $290,000 | -84.8% | 0.0% |
| First Guaranty Mortgage Corporation | $9,015,000 | $285,000 | -96.8% | 0.0% |
| CAMPOS FINANCIAL CORP. | $275,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $620,000 | $275,000 | -55.6% | 0.0% |
| American Airlines Federal Credit Union | $2,320,000 | $255,000 | -89.0% | 0.0% |
| FirstCapital Bank of Texas | $255,000 | n/a | 0.0% | |
| First City Credit Union | $275,000 | $255,000 | -7.3% | 0.0% |
| THE FIRST FINANCIAL Federal Credit Union | $245,000 | $255,000 | 4.1% | 0.0% |
| Credit Union of Southern California | $250,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $4,570,000 | $245,000 | -94.6% | 0.0% |
| BLUELEAF LENDING, LLC | $235,000 | n/a | 0.0% | |
| BRIDGELOCK CAPITAL | $305,000 | $225,000 | -26.2% | 0.0% |
| DATA MORTGAGE, INC. | $1,220,000 | $225,000 | -81.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $1,190,000 | $225,000 | -81.1% | 0.0% |
| MK LENDING CORP. | $650,000 | $215,000 | -66.9% | 0.0% |
| First American Bank | $205,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $645,000 | $205,000 | -68.2% | 0.0% |
| MERIWEST | $205,000 | n/a | 0.0% | |
| First Savings Bank | $3,900,000 | $195,000 | -95.0% | 0.0% |
| HERITAGE COMMUNITY CREDIT UNION | $185,000 | n/a | 0.0% | |
| DIGITAL Federal Credit Union | $440,000 | $180,000 | -59.1% | 0.0% |
| FRONTWAVE | $175,000 | n/a | 0.0% | |
| Residential Mortgage Solutions, Inc. | $1,040,000 | $165,000 | -84.1% | 0.0% |
| CANVAS CREDIT UNION | $160,000 | n/a | 0.0% | |
| AGRICULTURE Federal Credit Union | $105,000 | $155,000 | 47.6% | 0.0% |
| HANSCOM | $155,000 | n/a | 0.0% | |
| Educational Employees Credit Union | $205,000 | $150,000 | -26.8% | 0.0% |
| Gain Federal Credit Union | $105,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $105,000 | n/a | 0.0% | |
| Tri Counties Bank | $105,000 | n/a | 0.0% | |
| UME FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| VENTURA COUNTY | $2,075,000 | $105,000 | -94.9% | 0.0% |
| Boeing Employees Credit Union | $95,000 | n/a | 0.0% | |
| ADVANTIS | $75,000 | $85,000 | 13.3% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $625,000 | $85,000 | -86.4% | 0.0% |
| CBC Federal Credit Union | $2,265,000 | $65,000 | -97.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | n/a | 0.0% | |
| PARSONS Federal Credit Union | $55,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $35,000 | n/a | 0.0% | |
| ARROWHEAD CENTRAL CREDIT UNION | $25,000 | n/a | 0.0% |
SANTA MARIA - SANTA BARBARA's top lender by overall market share is First Republic Bank, with 10.8% market share. In second place, with 5.8%, is JPMorgan Chase Bank, having originated $317,635,000 in loans. In third place, with 5.2%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $284,285,000 in loans. In fourth place, with 4.1%, is Wells Fargo Bank, having originated $224,505,000 in loans. In fifth place, with 3.4%, is MUFG Union Bank, having originated $186,315,000 in loans.
SANTA MARIA - SANTA BARBARA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SANTA MARIA - SANTA BARBARA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $993,000 (-9.4%) | $3,110,227 (3.8%) | 3.68 | 749 |
| 2018-02-01 | $1,088,750 (0.1%) | $3,110,107 (2.0%) | 3.96 | 784 |
| 2018-03-01 | $999,000 (-11.4%) | $2,883,456 (-8.3%) | 3.51 | 849 |
| 2018-04-01 | $1,049,250 (-12.5%) | $2,705,619 (-15.9%) | 3.56 | 944 |
| 2018-05-01 | $1,043,000 (-12.0%) | $2,580,283 (-17.2%) | 3.48 | 1,031 |
| 2018-06-01 | $1,049,000 (-6.8%) | $2,466,002 (-21.0%) | 3.50 | 1,100 |
| 2018-07-01 | $1,088,000 (-4.3%) | $2,477,554 (-20.3%) | 3.63 | 1,142 |
| 2018-08-01 | $997,748 (-1.6%) | $2,402,452 (-21.4%) | 3.34 | 1,158 |
| 2018-09-01 | $995,000 (-0.5%) | $2,424,501 (-22.5%) | 3.35 | 1,149 |
| 2018-10-01 | $995,000 (-9.1%) | $2,449,067 (-22.2%) | 3.37 | 1,113 |
| 2018-11-01 | $986,500 (-7.7%) | $2,483,975 (-22.5%) | 3.34 | 1,113 |
| 2018-12-01 | $975,000 (-2.4%) | $2,576,667 (-22.0%) | 3.36 | 1,012 |
| 2019-01-01 | $957,500 (-3.6%) | $2,522,925 (-18.9%) | 3.31 | 956 |
| 2019-02-01 | $944,500 (-13.3%) | $2,556,480 (-17.8%) | 3.19 | 895 |
| 2019-03-01 | $1,029,286 (3.0%) | $2,762,751 (-4.2%) | 3.37 | 918 |
| 2019-04-01 | $1,100,000 (4.8%) | $2,782,906 (2.9%) | 3.49 | 974 |
| 2019-05-01 | $1,147,000 (10.0%) | $2,816,770 (9.2%) | 3.58 | 1,042 |
| 2019-06-01 | $1,175,000 (12.0%) | $2,908,717 (18.0%) | 3.67 | 1,050 |
| 2019-07-01 | $1,241,975 (14.2%) | $2,920,730 (17.9%) | 3.89 | 1,058 |
| 2019-08-01 | $1,231,364 (23.4%) | $3,024,719 (25.9%) | 3.90 | 1,026 |
| 2019-09-01 | $1,255,909 (26.2%) | $3,114,258 (28.5%) | 4.02 | 995 |
| 2019-10-01 | $1,272,273 (27.9%) | $3,157,820 (28.9%) | 4.11 | 970 |
| 2019-11-01 | $1,349,450 (36.8%) | $3,257,299 (31.1%) | 4.42 | 904 |
| 2019-12-01 | $1,338,500 (37.3%) | $3,435,683 (33.3%) | 4.46 | 763 |
| 2020-01-01 | $1,387,500 (44.9%) | $3,566,971 (41.4%) | 4.64 | 678 |
| 2020-02-01 | $1,495,000 (58.3%) | $3,671,847 (43.6%) | 4.90 | 678 |
| 2020-03-01 | $1,578,000 (53.3%) | $3,635,533 (31.6%) | 4.95 | 705 |
| 2020-04-01 | $1,397,750 (27.1%) | $3,317,297 (19.2%) | 4.38 | 711 |
| 2020-05-01 | $1,350,000 (17.7%) | $3,170,821 (12.6%) | 4.10 | 766 |
| 2020-06-01 | $1,485,000 (26.4%) | $3,331,976 (14.6%) | 4.37 | 727 |
| 2020-07-01 | $1,575,000 (26.8%) | $3,562,261 (22.0%) | 4.57 | 653 |
| 2020-08-01 | $1,735,000 (40.9%) | $3,840,069 (27.0%) | 4.97 | 612 |
| 2020-09-01 | $1,850,000 (47.3%) | $4,131,168 (32.7%) | 5.30 | 562 |
| 2020-10-01 | $1,811,750 (42.4%) | $4,124,077 (30.6%) | 5.19 | 516 |
| 2020-11-01 | $1,811,750 (34.3%) | $4,379,570 (34.5%) | 5.30 | 461 |
| 2020-12-01 | $1,828,750 (36.6%) | $4,508,722 (31.2%) | 5.44 | 406 |
| 2021-01-01 | $1,875,000 (35.1%) | $4,767,634 (33.7%) | 5.60 | 343 |
| 2021-02-01 | $1,597,500 (6.9%) | $4,409,100 (20.1%) | 4.65 | 336 |
| 2021-03-01 | $1,680,000 (6.5%) | $5,031,699 (38.4%) | 4.77 | 310 |
| 2021-04-01 | $1,523,000 (9.0%) | $4,628,793 (39.5%) | 4.12 | 301 |
| 2021-05-01 | $1,395,000 (3.3%) | $4,535,119 (43.0%) | 3.71 | 295 |
| 2021-06-01 | $1,297,250 (-12.6%) | $4,418,558 (32.6%) | 3.41 | 342 |
| 2021-07-01 | $1,200,000 (-23.8%) | $4,532,433 (27.2%) | 3.17 | 347 |
| 2021-08-01 | $1,196,000 (-31.1%) | $5,126,322 (33.5%) | 3.19 | 333 |
| 2021-09-01 | $1,326,000 (-28.3%) | $5,071,788 (22.8%) | 3.54 | 323 |
| 2021-10-01 | $1,270,000 (-29.9%) | $5,572,701 (35.1%) | 3.39 | 302 |
| 2021-11-01 | $1,313,500 (-27.5%) | $5,674,530 (29.6%) | 3.51 | 274 |
| 2021-12-01 | $1,292,500 (-29.3%) | $5,583,833 (23.9%) | 3.50 | 256 |
| 2022-01-01 | $1,330,000 (-29.1%) | $5,791,123 (21.5%) | 3.60 | 222 |
| 2022-02-01 | $1,474,750 (-7.7%) | $5,289,702 (20.0%) | 3.84 | 206 |
| 2022-03-01 | $1,347,500 (-19.8%) | $5,602,950 (11.4%) | 3.37 | 228 |
| 2022-04-01 | $1,399,000 (-8.1%) | $5,518,577 (19.2%) | 3.33 | 245 |
| 2022-05-01 | $1,434,750 (2.9%) | $5,112,663 (12.7%) | 3.28 | 312 |
| 2022-06-01 | $1,372,500 (5.8%) | $4,982,731 (12.8%) | 3.06 | 364 |
| 2022-07-01 | $1,200,000 (0.0%) | $4,231,033 (-6.7%) | 2.70 | 492 |
| 2022-08-01 | $1,269,250 (6.1%) | $4,402,294 (-14.1%) | 2.93 | 489 |
| 2022-09-01 | $1,255,750 (-5.3%) | $4,142,134 (-18.3%) | 2.94 | 462 |
| 2022-10-01 | $1,150,000 (-9.5%) | $3,782,690 (-32.1%) | 2.71 | 439 |
| 2022-11-01 | $1,272,500 (-3.1%) | $3,617,961 (-36.2%) | 3.06 | 411 |
| 2022-12-01 | $1,175,000 (-9.1%) | $3,711,883 (-33.5%) | 2.90 | 345 |
| 2023-01-01 | $1,249,750 (-6.0%) | $3,731,296 (-35.6%) | 3.10 | 284 |
| 2023-02-01 | $1,343,750 (-8.9%) | $3,922,010 (-25.9%) | 3.25 | 283 |
| 2023-03-01 | $1,513,250 (12.3%) | $4,347,494 (-22.4%) | 3.57 | 261 |
| 2023-04-01 | $1,895,000 (35.5%) | $4,548,802 (-17.6%) | 4.41 | 247 |
| 2023-05-01 | $2,017,500 (40.6%) | $4,808,097 (-6.0%) | 4.57 | 267 |
SANTA MARIA - SANTA BARBARA's median listing price for 2023-05-01 was $2,017,500, a difference of
$582,750
(40.6%) versus the prior year and
$122,500 versus the prior month.
SANTA MARIA - SANTA BARBARA's median listing price comes in at 457% of the national average.
SANTA MARIA - SANTA BARBARA's average listing price for 2023-05-01 was $4,808,097, a difference of $-304,566 (-6.0%) versus the prior year and $259,295 versus the prior month.
For the 2023-05-01 period, SANTA MARIA - SANTA BARBARA had 267 MLS listings, a difference of 20 listings (8%) versus the prior month and -45 listings (-14%) versus the prior year.
SANTA MARIA - SANTA BARBARA's median listing price comes in at 457% of the national average.
SANTA MARIA - SANTA BARBARA's average listing price for 2023-05-01 was $4,808,097, a difference of $-304,566 (-6.0%) versus the prior year and $259,295 versus the prior month.
For the 2023-05-01 period, SANTA MARIA - SANTA BARBARA had 267 MLS listings, a difference of 20 listings (8%) versus the prior month and -45 listings (-14%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SANTA MARIA - SANTA BARBARA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 87 days | 2,110 sqft |
| 2018-02-01 | 65 days | 2,122 sqft |
| 2018-03-01 | 46 days | 2,086 sqft |
| 2018-04-01 | 46 days | 2,086 sqft |
| 2018-05-01 | 46 days | 2,047 sqft |
| 2018-06-01 | 52 days | 2,038 sqft |
| 2018-07-01 | 55 days | 2,018 sqft |
| 2018-08-01 | 60 days | 1,995 sqft |
| 2018-09-01 | 64 days | 2,000 sqft |
| 2018-10-01 | 69 days | 1,999 sqft |
| 2018-11-01 | 69 days | 2,000 sqft |
| 2018-12-01 | 82 days | 2,023 sqft |
| 2019-01-01 | 87 days | 2,034 sqft |
| 2019-02-01 | 84 days | 2,039 sqft |
| 2019-03-01 | 70 days | 2,047 sqft |
| 2019-04-01 | 53 days | 2,066 sqft |
| 2019-05-01 | 51 days | 2,088 sqft |
| 2019-06-01 | 57 days | 2,112 sqft |
| 2019-07-01 | 66 days | 2,166 sqft |
| 2019-08-01 | 68 days | 2,190 sqft |
| 2019-09-01 | 69 days | 2,227 sqft |
| 2019-10-01 | 70 days | 2,252 sqft |
| 2019-11-01 | 73 days | 2,281 sqft |
| 2019-12-01 | 84 days | 2,289 sqft |
| 2020-01-01 | 90 days | 2,310 sqft |
| 2020-02-01 | 82 days | 2,359 sqft |
| 2020-03-01 | 55 days | 2,365 sqft |
| 2020-04-01 | 61 days | 2,205 sqft |
| 2020-05-01 | 64 days | 2,238 sqft |
| 2020-06-01 | 53 days | 2,263 sqft |
| 2020-07-01 | 56 days | 2,274 sqft |
| 2020-08-01 | 46 days | 2,285 sqft |
| 2020-09-01 | 46 days | 2,348 sqft |
| 2020-10-01 | 50 days | 2,363 sqft |
| 2020-11-01 | 53 days | 2,398 sqft |
| 2020-12-01 | 61 days | 2,344 sqft |
| 2021-01-01 | 60 days | 2,210 sqft |
| 2021-02-01 | 38 days | 1,975 sqft |
| 2021-03-01 | 31 days | 2,091 sqft |
| 2021-04-01 | 27 days | 2,067 sqft |
| 2021-05-01 | 25 days | 2,000 sqft |
| 2021-06-01 | 22 days | 1,937 sqft |
| 2021-07-01 | 31 days | 1,954 sqft |
| 2021-08-01 | 31 days | 2,048 sqft |
| 2021-09-01 | 31 days | 1,980 sqft |
| 2021-10-01 | 34 days | 2,007 sqft |
| 2021-11-01 | 31 days | 2,124 sqft |
| 2021-12-01 | 39 days | 2,116 sqft |
| 2022-01-01 | 43 days | 1,998 sqft |
| 2022-02-01 | 27 days | 2,061 sqft |
| 2022-03-01 | 20 days | 1,989 sqft |
| 2022-04-01 | 22 days | 2,002 sqft |
| 2022-05-01 | 25 days | 2,011 sqft |
| 2022-06-01 | 29 days | 1,982 sqft |
| 2022-07-01 | 29 days | 1,943 sqft |
| 2022-08-01 | 40 days | 1,962 sqft |
| 2022-09-01 | 48 days | 1,974 sqft |
| 2022-10-01 | 52 days | 1,924 sqft |
| 2022-11-01 | 55 days | 1,918 sqft |
| 2022-12-01 | 66 days | 1,929 sqft |
| 2023-01-01 | 73 days | 2,052 sqft |
| 2023-02-01 | 43 days | 2,035 sqft |
| 2023-03-01 | 42 days | 2,005 sqft |
| 2023-04-01 | 40 days | 2,125 sqft |
| 2023-05-01 | 33 days | 2,267 sqft |
SANTA MARIA - SANTA BARBARA's median listing age (time on market) for 2023-05-01 was 33 days.
This
is 33%
longer
than the same period one year ago.
SANTA MARIA - SANTA BARBARA's median square footage for active listings during the 2023-05-01 period was 2,267 sqft. One year prior, the average listing was 2,011 sqft.
SANTA MARIA - SANTA BARBARA's median square footage for active listings during the 2023-05-01 period was 2,267 sqft. One year prior, the average listing was 2,011 sqft.
SANTA MARIA-SANTA BARBARA, CA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 93001 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,990 | $3,530 |
| 93013 | Santa Maria-Santa Barbara, CA | $2,200 | $2,540 | $2,960 | $3,900 | $4,460 |
| 93014 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93067 | Santa Maria-Santa Barbara, CA | $2,650 | $3,050 | $3,560 | $4,690 | $5,370 |
| 93101 | Santa Maria-Santa Barbara, CA | $2,310 | $2,660 | $3,100 | $4,090 | $4,670 |
| 93102 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93103 | Santa Maria-Santa Barbara, CA | $2,290 | $2,630 | $3,070 | $4,050 | $4,620 |
| 93105 | Santa Maria-Santa Barbara, CA | $2,170 | $2,490 | $2,910 | $3,840 | $4,380 |
| 93106 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93108 | Santa Maria-Santa Barbara, CA | $2,810 | $3,230 | $3,770 | $4,970 | $5,680 |
| 93109 | Santa Maria-Santa Barbara, CA | $2,440 | $2,810 | $3,280 | $4,320 | $4,940 |
| 93110 | Santa Maria-Santa Barbara, CA | $2,230 | $2,560 | $2,990 | $3,940 | $4,500 |
| 93111 | Santa Maria-Santa Barbara, CA | $2,550 | $2,930 | $3,420 | $4,510 | $5,150 |
| 93116 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93117 | Santa Maria-Santa Barbara, CA | $2,210 | $2,550 | $2,970 | $3,910 | $4,470 |
| 93118 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93120 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93121 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93130 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93140 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93150 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93160 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93190 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93199 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93252 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93254 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93427 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93429 | Santa Maria-Santa Barbara, CA | $1,750 | $2,000 | $2,340 | $3,090 | $3,530 |
| 93434 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93436 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93437 | Santa Maria-Santa Barbara, CA | $2,150 | $2,470 | $2,880 | $3,800 | $4,340 |
| 93438 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93440 | Santa Maria-Santa Barbara, CA | $1,700 | $1,960 | $2,280 | $3,010 | $3,450 |
| 93441 | Santa Maria-Santa Barbara, CA | $2,420 | $2,790 | $3,250 | $4,280 | $4,900 |
| 93454 | Santa Maria-Santa Barbara, CA | $1,630 | $1,870 | $2,180 | $2,880 | $3,290 |
| 93455 | Santa Maria-Santa Barbara, CA | $2,030 | $2,330 | $2,720 | $3,590 | $4,100 |
| 93456 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93457 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
| 93458 | Santa Maria-Santa Barbara, CA | $1,560 | $1,820 | $2,140 | $2,830 | $3,240 |
| 93460 | Santa Maria-Santa Barbara, CA | $1,820 | $2,090 | $2,440 | $3,220 | $3,680 |
| 93463 | Santa Maria-Santa Barbara, CA | $1,770 | $2,040 | $2,380 | $3,140 | $3,590 |
| 93464 | Santa Maria-Santa Barbara, CA | $1,880 | $2,160 | $2,520 | $3,320 | $3,800 |
2022 Average & Median Rent Data Statistics
SANTA MARIA-SANTA BARBARA, CA average 1BR rent: $2,257, median: $2,160
SANTA MARIA-SANTA BARBARA, CA average 2BR rent: $2,636, median: $2,520
SANTA MARIA-SANTA BARBARA, CA average 3BR rent: $3,479, median: $3,320
SANTA MARIA-SANTA BARBARA, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,743 | $2,346,215,000 | $855,346 |
| Cash Out Refi | 1,998 | $1,288,530,000 | $644,910 |
| Refi | 1,385 | $1,042,745,000 | $752,884 |
| Home Improvement | 630 | $184,550,000 | $292,937 |
| Other | 607 | $503,915,000 | $830,173 |
| NA | 5 | $110,905,000 | $22,181,000 |
Santa Maria - Santa Barbara's most frequently cited loan purpose was Home Purchase, with 2,743 originations. The 2nd most popular reason was Cash Out Refi, with 1,998 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,144 | $1,705,890,000 | $795,658 |
| 4-5% | 1,591 | $1,166,555,000 | $733,221 |
| 5-6% | 1,177 | $679,795,000 | $577,566 |
| 2.5-3% | 807 | $818,775,000 | $1,014,591 |
| 6-7% | 532 | $259,180,000 | $487,180 |
| <2.5% | 453 | $466,025,000 | $1,028,753 |
| 7-8% | 246 | $107,990,000 | $438,984 |