MCALLEN - EDINBURG - MISSION Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Mcallen - Edinburg - Mission averaged 3.25% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.65% and one month ago for the week of 2021-10-21, the average rate was 3.44%.

Mcallen - Edinburg - Mission's average rate one year ago was 3.07%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.34%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Mcallen - Edinburg - Mission 30 Year Fixed Rate 2021-11-24 3.25%
Mcallen - Edinburg - Mission 30 Year Fixed Rate Refi 2021-11-24 3.34%
Mcallen - Edinburg - Mission 15 Year Fixed Rate 2021-11-24 2.94%
Mcallen - Edinburg - Mission 15 Year Fixed Rate Refi 2021-11-24 2.75%
Mcallen - Edinburg - Mission 30 Year FHA 2021-11-24 3.67%
Mcallen - Edinburg - Mission 30 Year FHA Refi 2021-11-24 3.33%
Mcallen - Edinburg - Mission 30 Year USDA 2021-11-24 3.6%
Mcallen - Edinburg - Mission 30 Year USDA Refi 2021-11-24 3.27%
Mcallen - Edinburg - Mission 30 Year VA 2021-11-24 3.33%
Mcallen - Edinburg - Mission 30 Year VA Refi 2021-11-24 3.05%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MCALLEN-EDINBURG-MISSION, TX.

MCALLEN - EDINBURG - MISSION Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MCALLEN-EDINBURG-MISSION, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
WILLOW BEND MORTGAGE COMPANY, LLC 274 3.32% $6,792
SECURITY SERVICE 193 3.59% $3,409
QUICKEN LOANS, LLC 156 3.50% $5,229
NAVY ARMY COMMUNITY CREDIT UNION 143 3.33% $3,506
AMCAP MORTGAGE, LTD. 137 3.22% $6,162
HAMILTON HOME LOANS, INC. 104 3.38% $5,049
ACADEMY MORTGAGE CORPORATION 91 3.39% $5,700
CORNERSTONE HOME LENDING, INC. 89 3.25% $7,134
DIRECTIONS EQUITY, LLC 74 3.30% $3,907
CROSSCOUNTRY MORTGAGE, LLC 70 3.76% $6,950
Lone Star National Bank 66 3.37% $4,025
Wells Fargo Bank, National Association 65 3.63% $3,298
UNITED WHOLESALE MORTGAGE, LLC 60 3.39% $5,796
NATIONS RELIABLE LENDING, LLC 54 3.47% $5,605
MOVEMENT MORTGAGE, LLC 51 3.54% $5,707
EUSTIS AND AMERICAN MORTGAGE COMPANY 50 3.08% $4,827
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 43 3.41% $5,912
BBVA USA 41 3.66% $5,177
International Bank of Commerce 37 3.55% $4,647
Gateway First Bank 37 3.08% $3,630
JPMorgan Chase Bank, National Association 37 3.43% $3,947
Flagstar Bank, FSB 30 3.71% $5,923
PRIMARY RESIDENTIAL MORTGAGE, INC. 30 3.31% $5,283
EVERETT FINANCIAL, INC. 30 3.54% $2,631
CALIBER HOME LOANS, INC. 24 3.28% $4,883
KELLER MORTGAGE, LLC 24 3.20% $3,327
S1L, Inc. 23 3.42% $7,506
MUTUAL OF OMAHA MORTGAGE, INC. 23 4.00% $7,877
Hometown Lenders, Inc. 22 3.58% $5,565
LOANDEPOT.COM, LLC 22 3.32% $6,162
Bank of America, National Association 20 3.56% $3,653
FREEDOM MORTGAGE CORPORATION 19 3.47% $3,780
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 3.62% $5,094
THRIVE MORTGAGE, LLC 15 3.39% $5,784
GUARANTEED RATE, INC. 14 3.16% $4,132
PLAZA HOME MORTGAGE, INC. 13 2.97% $6,176
LEADERONE FINANCIAL CORPORATION 13 3.53% $5,602
NAVY FEDERAL CREDIT UNION 13 3.95% $5,665
AMERICA'S CHOICE HOME LOANS LP 12 3.55% $4,396
AMERISAVE MORTGAGE CORPORATION 12 3.21% $5,178
Paramount Residential Mortgage Group, Inc. 12 3.48% $5,787
LOANPAL, LLC 11 3.41% $5,888
PENTAGON FEDERAL CREDIT UNION 11 2.94% $2,835
NEWREZ LLC 10 3.50% $4,342
NATIONSTAR MORTGAGE LLC 10 3.45% $5,713
PENNYMAC LOAN SERVICES, LLC 10 3.47% $6,227
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 3.97% $6,120
GENEVA FINANCIAL, LLC 9 3.42% $7,292
Citizens Bank, National Association 9 3.63% $6,047
ROYAL UNITED MORTGAGE LLC 9 4.17% $6,084
Discover Bank 8 5.24% $0
BROKER SOLUTIONS, INC. 7 3.54% $5,438
MORTGAGE SOLUTIONS OF COLORADO, LLC 6 3.44% $4,319
MORTGAGE FINANCIAL SERVICES, LLC 6 3.15% $6,876
BETTER MORTGAGE CORPORATION 6 3.15% $2,752
Regions Bank 6 3.06% $3,971
RANDOLPH-BROOKS 6 3.68% $2,927
Truist Bank 6 3.38% $5,043
GREAT WESTERN FINANCIAL SERVICES, INC. 5 2.95% $4,559
U.S. Bank National Association 5 3.58% $4,516
PILGRIM MORTGAGE LLC 5 3.67% $6,566
SOUTH TEXAS FEDERAL CREDIT UNION 5 3.33% $4,900
Network Funding, L.P. 5 3.35% $3,970
SFMC, LP 5 3.70% $5,333
UNIVERSITY Federal Credit Union 5 3.20% $5,424
Town Square Mortgage & Investments, Inc. 5 3.70% $4,502
The Huntington National Bank 5 3.38% $5,772
PANORAMA MORTGAGE GROUP, LLC 5 3.02% $4,111
GUILD MORTGAGE COMPANY 4 3.47% $5,898
PLANET HOME LENDING, LLC 4 3.28% $5,749
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 3.75% $3,708
City Bank 4 3.34% $3,723
SECURITYNATIONAL MORTGAGE COMPANY 4 3.19% $8,294
Carrington Mortgage Services, LLC 4 4.53% $5,192
TIAA, FSB 4 3.56% $3,543
Nations Lending Corporation 4 3.84% $2,851
HOME POINT FINANCIAL CORPORATION 3 3.00% $3,899
FINANCE OF AMERICA MORTGAGE LLC 3 3.41% $6,356
NBKC BANK 3 4.29% $4,079
SENTE MORTGAGE, INC. 3 4.67% $4,833
CHURCHILL MORTGAGE CORPORATION 3 3.54% $4,608
NATIONS DIRECT MORTGAGE, LLC 3 3.50% $6,433
Goldwater Bank, N.A. 3 3.29% $5,028
AmeriHome Mortgage Company, LLC 3 3.83% $4,114
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 4.00% $8,073
Servion, Inc. 3 4.08% $3,337
GUARANTEED RATE AFFINITY, LLC 2 2.75% $3,306
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 3.56% $5,931
BEST CAPITAL FUNDING 2 2.63% $7,577
CAPITAL PLUS FINANCIAL, LLC 2 9.45% $118
Citadel Servicing Corporation 2 6.06% $8,048
CMG MORTGAGE, INC. 2 3.12% $4,265
Colonial Savings, F.A. 2 4.25% $2,351
FBC MORTGAGE, LLC 2 4.63% $4,449
GARDNER FINANCIAL SERVICES, LTD. 2 3.25% $7,120
GREATER TEXAS FEDERAL CREDIT UNION 2 3.31% $3,693
HOME FINANCING UNLIMITED, INC. 2 2.94% $4,323
INFINITY MORTGAGE HOLDINGS, LLC 2 3.19% $4,079
LOANPEOPLE, LLC 2 3.13% $4,607
MEMBER HOME LOAN, L.L.C. 2 3.00% $7,605
MID AMERICA MORTGAGE, INC. 2 4.19% $6,648
Mortgage Research Center, LLC 2 2.81% $8,017
NATIONWIDE MORTGAGE BANKERS, INC. 2 3.94% $5,215
NMSI, INC. 2 3.06% $6,885
OPEN MORTGAGE, LLC 2 3.69% $5,637
PREMIA MORTGAGE, LLC 2 3.44% $3,981
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.88% $2,856
Simmons Bank 2 3.56% $8,303
SIWELL, INC. 2 2.81% $3,321
SOFI LENDING CORP. 2 3.44% $3,597
SOUTHWEST FUNDING, LP 2 3.57% $6,903
SWBC MORTGAGE CORPORATION 2 2.81% $4,648
Texas Mortgage Lending, LLC 2 2.90% $3,367
Waterstone Mortgage Corporation 2 3.44% $5,128
Iberiabank 1 3.50% $4,175
HOMEXPRESS MORTGAGE CORP. 1 6.50% $14,656
Hometown Equity Mortgage, LLC 1 3.50% $6,188
HOMESIDE FINANCIAL, LLC 1 3.38% $4,121
GUIDANCE RESIDENTIAL, LLC 1 3.25% $3,875
AMPLIFY 1 3.63% $6,139
Northpointe Bank 1 3.50% $4,588
NTFN, INC. 1 3.00% $5,758
Amerifirst Financial, Inc. 1 3.13% $3,955
Great Southern Bank 1 3.38% $3,887
GERSHMAN INVESTMENT CORP. 1 3.13% $3,442
FirstLight Federal Credit Union 1 3.00% $6,700
First Guaranty Mortgage Corporation 1 3.25% $3,670
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.38% $3,599
FAY SERVICING, LLC 1 3.63% $5,107
Farm Credit Mid-America, ACA 1 3.25% $9,026
VAN DYK MORTGAGE CORPORATION 1 3.38% $7,749
EVANSVILLE TEACHERS 1 2.63% $5,256
EMBRACE HOME LOANS, INC. 1 4.99% $3,179
Prosperity Bank 1 3.00% $5,436
VELOCIO MORTGAGE L.L.C. 1 2.88% $6,899
DEEPHAVEN MORTGAGE LLC 1 5.63% $16,822
CREDIT HUMAN FEDERAL CREDIT UNION 1 2.88% $7,071
Raymond James Bank, National Association 1 3.13% $5,442
Commerce Home Mortgage, Inc. 1 2.75% $4,056
RELIANCE FIRST CAPITAL, LLC 1 4.63% $4,117
Renasant Bank 1 3.00% $3,024
CITYWIDE HOME LOANS, LLC 1 3.75% $3,974
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 3.13% $4,076
Citibank, National Association 1 3.88% $4,085
CASTLE & COOKE MORTGAGE, LLC 1 3.38% $3,765
CANOPY MORTGAGE, LLC 1 2.75% $4,983
Cambria Financial Group, LLC 1 3.50% $3,633
Beeline Loans, Inc. 1 2.50% $2,302
BARTON CREEK LENDING GROUP, LLC 1 3.88% $3,764
SHELL FEDERAL CREDIT UNION 1 3.25% $3,344
Sierra Pacific Mortgage Company, Inc. 1 3.38% $3,846
VeraBank, National Association 1 3.00% $3,058
ZILLOW HOME LOANS, LLC 1 4.13% $3,159
AMERICAN FINANCIAL NETWORK, INC. 1 3.63% $5,704
Bank of Whittier, National Association 1 2.75% $2,590
Southwest Airlines Federal Credit Union 1 3.50% $5,648
WESCOM CENTRAL CREDIT UNION 1 3.75% $4,280
Stifel Bank and Trust 1 3.00% $3,525
Strong Home Mortgage, LLC 1 2.75% $4,019
SUN WEST MORTGAGE COMPANY, INC. 1 4.00% $3,555
Ally Bank 1 3.88% $3,364
WINGS FINANCIAL 1 3.25% $2,683
TEXAS TECH 1 2.88% $3,603
Bank of England 1 3.25% $5,024
Bank First, N.A. 1 3.25% $3,216
BancorpSouth Bank 1 3.25% $2,905
TOTAL MORTGAGE SERVICES, LLC 1 3.13% $4,092
TOWNE MORTGAGE COMPANY 1 3.63% $2,628
Austin Capital Bank SSB 1 5.13% $6,232
ATHAS CAPITAL GROUP, INC. 1 6.63% $12,368
TRUWEST Credit Union 1 3.00% $3,120
Midwest Mortgage Associates Corporation 1 3.50% $4,004
MidWestOne Bank 1 3.75% $2,834
Merchants Bank, National Association 1 3.28% $3,495
UNION HOME MORTGAGE CORP. 1 2.38% $7,461
Loan Simple, Inc. 1 4.13% $5,129
MOUNTAIN WEST FINANCIAL, INC. 1 3.50% $2,959
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.88% $2,110
Lakeview Community Capital, LLC 1 3.25% $3,147
KeyBank National Association 1 3.25% $4,468
INTERLINC MORTGAGE SERVICES, LLC 1 2.75% $5,239
INSPIRE HOME LOANS INC. 1 3.00% $2,610
Independent Bank 1 3.63% $3,390
Arvest Bank 1 3.25% $6,295

MCALLEN-EDINBURG-MISSION, TX's 184 lenders originated 10,385 loans during 2020. The total origination value was $1,952,635,000, with an average loan value of $188,025.

The top MCALLEN - EDINBURG - MISSION lender as defined by loan originations is WILLOW BEND MORTGAGE COMPANY, LLC, with 274 loans originated. Their average total fees are $6,792, which is $3,383 higher than the next largest lender, SECURITY SERVICE.

The lowest fee MCALLEN - EDINBURG - MISSION lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($2,631), PENTAGON FEDERAL CREDIT UNION ($2,835), Wells Fargo Bank, National Association ($3,298), KELLER MORTGAGE, LLC ($3,327) and SECURITY SERVICE ($3,409).

The lowest rate MCALLEN - EDINBURG - MISSION lenders (with over 10 loans originated) are PENTAGON FEDERAL CREDIT UNION (2.94%), PLAZA HOME MORTGAGE, INC. (2.97%), EUSTIS AND AMERICAN MORTGAGE COMPANY (3.08%), Gateway First Bank (3.08%) and GUARANTEED RATE, INC. (3.16%).

MCALLEN-EDINBURG-MISSION, TX Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Willow Bend Mortgage $103,975,000 $151,450,000 45.7% 7.8%
Quicken Loans $67,925,000 $119,945,000 76.6% 6.1%
Amcap Mortgage Ltd. $55,250,000 $97,740,000 76.9% 5.0%
Freedom Mortgage Corporation $13,775,000 $89,970,000 553.1% 4.6%
Security Service Federal Credit Union $52,315,000 $82,235,000 57.2% 4.2%
CORNERSTONE HOME LENDING, INC. $47,080,000 $64,340,000 36.7% 3.3%
Academy Mortgage Corporation $43,370,000 $59,420,000 37.0% 3.0%
LONE STAR NATIONAL BANK $61,175,000 $55,315,000 -9.6% 2.8%
Hamilton Group Funding Inc. $27,235,000 $52,315,000 92.1% 2.7%
Navy Army Community Credit Union $27,225,000 $44,375,000 63.0% 2.3%
Berkadia Commercial Mortgage $39,160,000 n/a 2.0%
United Shore Financial Services LLC $29,275,000 $38,095,000 30.1% 2.0%
TEXAS REGIONAL BANK $21,040,000 $35,600,000 69.2% 1.8%
COMPASS BANK $28,050,000 $31,665,000 12.9% 1.6%
Nations Reliable Lending, LLC $15,725,000 $30,430,000 93.5% 1.6%
Eustis Mortgage Corporation $14,550,000 $30,370,000 108.7% 1.6%
Nationstar Mortgage $10,915,000 $28,325,000 159.5% 1.5%
Cardinal Financial Company LP $15,525,000 $25,650,000 65.2% 1.3%
MOVEMENT MORTGAGE, LLC $19,310,000 $24,615,000 27.5% 1.3%
WELLS FARGO BANK NA $21,705,000 $24,310,000 12.0% 1.2%
Supreme Lending/ Everett Financial Inc. $11,450,000 $23,630,000 106.4% 1.2%
Hometown Lenders LLC $18,520,000 $22,375,000 20.8% 1.1%
International Bank of Commerce $17,660,000 $20,820,000 17.9% 1.1%
JPMorgan Chase Bank, NA $16,405,000 $19,640,000 19.7% 1.0%
Mortgage Research Center LLC $14,050,000 $19,115,000 36.0% 1.0%
GATEWAY MORTGAGE GROUP $5,510,000 $18,795,000 241.1% 1.0%
Vantage Bank Texas $21,050,000 $17,230,000 -18.1% 0.9%
Texas National Bank $17,290,000 $15,880,000 -8.2% 0.8%
AmeriHomeMortgageCompany,LL $3,995,000 $14,550,000 264.2% 0.7%
FAIRWAY INDEPENDENT MORT CORP $9,160,000 $13,855,000 51.3% 0.7%
Thrive Mortgage LLC $8,150,000 $13,640,000 67.4% 0.7%
Primary Residential Mortgage Inc. $6,590,000 $13,405,000 103.4% 0.7%
loanDepot LLC $7,995,000 $13,255,000 65.8% 0.7%
Flagstar Bank $10,580,000 $12,850,000 21.5% 0.7%
Caliber Home Loans Inc $2,700,000 $12,690,000 370.0% 0.6%
Rio Bank $9,345,000 $12,585,000 34.7% 0.6%
21ST MORTGAGE $6,275,000 $11,720,000 86.8% 0.6%
PENNYMAC LOAN SERVICES LLC $6,600,000 $11,550,000 75.0% 0.6%
Paramount Residential Mortgage Group Inc. $5,705,000 $11,445,000 100.6% 0.6%
Synergy One Lending $17,835,000 $10,975,000 -38.5% 0.6%
Amerisave Mortgage Corporation $1,135,000 $10,840,000 855.1% 0.6%
Nations Lending Corporation $18,645,000 $10,805,000 -42.0% 0.6%
Plaza Home Mortgage Inc. $3,460,000 $9,865,000 185.1% 0.5%
Bank of America NA $13,210,000 $9,855,000 -25.4% 0.5%
Texas Community Bank $16,080,000 $9,700,000 -39.7% 0.5%
Guaranteed Rate Inc. $1,795,000 $8,595,000 378.8% 0.4%
Planet Home Lending LLC $5,755,000 $8,395,000 45.9% 0.4%
Arbor Realty Trust Inc $6,050,000 $8,110,000 34.0% 0.4%
USAA FEDERAL SAVINGS BANK $10,960,000 $8,040,000 -26.6% 0.4%
Lakeview Community Capital, LLC $620,000 $7,980,000 1,187.1% 0.4%
Greystone Servicing Corporation, Inc. $7,935,000 n/a 0.4%
NEWREZ LLC $1,090,000 $7,760,000 611.9% 0.4%
Keller Mortgage LLC $4,015,000 $7,335,000 82.7% 0.4%
Goldwater Bank National Association $1,215,000 $7,270,000 498.4% 0.4%
NAVY FEDERAL CREDIT UNION $4,690,000 $6,715,000 43.2% 0.3%
LeaderOne Financial Corp. $1,800,000 $6,695,000 271.9% 0.3%
PLAINSCAPITAL BANK $3,700,000 $6,650,000 79.7% 0.3%
Village Capital & Investment $1,585,000 $5,990,000 277.9% 0.3%
CARRINGTON MORTGAGE SERVICES $4,810,000 $5,440,000 13.1% 0.3%
Home Point Financial Corporation $1,185,000 $5,080,000 328.7% 0.3%
US BANK, N.A. $6,230,000 $4,980,000 -20.1% 0.3%
LoanPal $805,000 $4,900,000 508.7% 0.3%
Falcon International Bank $5,995,000 $4,770,000 -20.4% 0.2%
New American Funding (dba for Broker Solutions Inc) $1,395,000 $4,595,000 229.4% 0.2%
FROST BANK $3,765,000 $4,575,000 21.5% 0.2%
Clearpath Lending $390,000 $4,560,000 1,069.2% 0.2%
HomeBridge Financial Services, Inc. $3,040,000 $4,500,000 48.0% 0.2%
Pentagon Federal Credit Union $985,000 $4,315,000 338.1% 0.2%
Prudential Multifamily Mortgage, LLC. $11,420,000 $4,255,000 -62.7% 0.2%
PRIMELENDING $3,655,000 $4,125,000 12.9% 0.2%
Randolph Brooks Federal Credit Union $1,035,000 $4,030,000 289.4% 0.2%
Mortgage Financial Services LLC $4,015,000 n/a 0.2%
Nations Direct Mortgage LLC $415,000 $3,985,000 860.2% 0.2%
First Guaranty Mortgage Corporation $190,000 $3,620,000 1,805.3% 0.2%
CBNA $2,670,000 $3,590,000 34.5% 0.2%
Royal United Mortgage LLC $2,725,000 $3,585,000 31.6% 0.2%
Mortgage Solutions of Colorado LLC $1,275,000 $3,545,000 178.0% 0.2%
Geneva Financial LLC $135,000 $3,455,000 2,459.3% 0.2%
Better Mortgage Corporation $1,195,000 $3,430,000 187.0% 0.2%
SecurityNational Mortgage Company $745,000 $3,350,000 349.7% 0.2%
Mid America Mortgage Inc. $205,000 $3,270,000 1,495.1% 0.2%
Low VA Rates $1,895,000 $3,225,000 70.2% 0.2%
America's Choice Home Loans LP $4,285,000 $3,100,000 -27.7% 0.2%
RED MORTGAGE CAPITAL, LLC $16,665,000 $3,070,000 -81.6% 0.2%
Lakeview Loan Servicing, LLC $855,000 $2,735,000 219.9% 0.1%
CMG Mortgage Inc. $315,000 $2,715,000 761.9% 0.1%
Huntington National Bank $2,645,000 n/a 0.1%
Origin Bank $2,560,000 n/a 0.1%
American Pacific Mortgage Corporation $760,000 $2,550,000 235.5% 0.1%
Churchill Mortgage Corporation $2,545,000 n/a 0.1%
NewDay Financial LLC dba NewDay USA $125,000 $2,495,000 1,896.0% 0.1%
Barrington Bank & Trust $745,000 $2,480,000 232.9% 0.1%
GREATER TEXAS FEDERAL CREDIT UNION $1,355,000 $2,365,000 74.5% 0.1%
Oceanside Mortgage Company $1,325,000 $2,230,000 68.3% 0.1%
Capital One, NA $2,205,000 n/a 0.1%
Intercontinental Capital Group, Inc. $410,000 $2,175,000 430.5% 0.1%
Axos Bank $65,000 $2,170,000 3,238.5% 0.1%
Pilgrim Mortgage $790,000 $2,160,000 173.4% 0.1%
Branch Banking And Trust Co $2,110,000 n/a 0.1%
REGIONS BANK $3,790,000 $2,085,000 -45.0% 0.1%
Inspire Home Loans $695,000 $2,060,000 196.4% 0.1%
Equity Prime Mortgage LLC $1,865,000 n/a 0.1%
BANK OF THE WEST $460,000 $1,855,000 303.3% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $2,050,000 $1,840,000 -10.2% 0.1%
Guild Mortgage Company $2,065,000 $1,735,000 -16.0% 0.1%
University Federal Credit Union $790,000 $1,705,000 115.8% 0.1%
Sun West Mortgage Company Inc. $105,000 $1,695,000 1,514.3% 0.1%
TIAA, FSB $920,000 $1,685,000 83.2% 0.1%
SWBC Mortgage Corporation $225,000 $1,630,000 624.4% 0.1%
Alterra Group LLC dba Alterra Home Loans $1,540,000 n/a 0.1%
Ark-La-Tex Financial Services LLC $4,385,000 $1,440,000 -67.2% 0.1%
Commerce Home Mortgage Inc. $1,430,000 n/a 0.1%
Great Western Financial Services Inc. $735,000 $1,420,000 93.2% 0.1%
AMERICAN BANK, NA $95,000 $1,320,000 1,289.5% 0.1%
Citibank, N.A. $320,000 $1,315,000 310.9% 0.1%
NMSI Inc $1,280,000 n/a 0.1%
NBKC Bank $930,000 $1,250,000 34.4% 0.1%
NETWORK FUNDING, L.P. $1,930,000 $1,215,000 -37.0% 0.1%
HEB Federal Credit Union $1,305,000 $1,210,000 -7.3% 0.1%
Security First Federal Credit Union $1,655,000 $1,135,000 -31.4% 0.1%
Discover Bank $55,000 $1,130,000 1,954.5% 0.1%
First Savings Bank $4,520,000 $1,115,000 -75.3% 0.1%
Simmons Bank $1,110,000 n/a 0.1%
Independent Bank $5,225,000 $1,090,000 -79.1% 0.1%
American Financial Network Inc. $1,870,000 $1,025,000 -45.2% 0.1%
Texas Mortgage Lending, LLC $210,000 $995,000 373.8% 0.1%
Finance of America Mortgage LLC $1,670,000 $980,000 -41.3% 0.1%
CITY BANK $2,215,000 $940,000 -57.6% 0.0%
Prosperity Bank $1,315,000 $910,000 -30.8% 0.0%
Premia Mortgage, LLC $885,000 n/a 0.0%
NTFN dba Premier Nationwide Lending $280,000 $880,000 214.3% 0.0%
Gardner Financial Services dba Legacy Mutual Mortgage $790,000 $830,000 5.1% 0.0%
FBC Mortgage LLC $280,000 $795,000 183.9% 0.0%
Mason-McDuffie Mortgage Corporation $740,000 n/a 0.0%
Best Capital Funding $195,000 $735,000 276.9% 0.0%
Southwest Funding LP $625,000 $705,000 12.8% 0.0%
FirstBank $880,000 $695,000 -21.0% 0.0%
Servion, Inc. $355,000 $690,000 94.4% 0.0%
Amplify Credit Union $45,000 $685,000 1,422.2% 0.0%
Colonial Savings $240,000 $680,000 183.3% 0.0%
SoFi Lending Corp $585,000 $675,000 15.4% 0.0%
VanDyk Mortgage Corporation $670,000 n/a 0.0%
Silver Hill Funding, LLC $655,000 $645,000 -1.5% 0.0%
IBERIABANK $1,140,000 $640,000 -43.9% 0.0%
Union Home Mortgage Company $640,000 n/a 0.0%
American Financing Corporation $215,000 $610,000 183.7% 0.0%
Homestead Funding Corp. $570,000 n/a 0.0%
VERITEX COMMUNITY BANK $570,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $455,000 $565,000 24.2% 0.0%
InterLinc Mortgage Services LLC $565,000 n/a 0.0%
Sente Mortgage Inc. $380,000 $565,000 48.7% 0.0%
KS StateBank $560,000 n/a 0.0%
Magnolia Bank Incorporated $170,000 $555,000 226.5% 0.0%
Contour Mortgage Corporation $550,000 n/a 0.0%
North American Savings Bank $1,290,000 $540,000 -58.1% 0.0%
Infinity Mortgage Holdings LLC $530,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $530,000 $525,000 -0.9% 0.0%
Capital Mortgage Services of Texas $525,000 n/a 0.0%
DAS Acquisition Company, LLC $525,000 n/a 0.0%
Evansville Teachers Federal Credit Union $515,000 n/a 0.0%
Guaranteed Rate Affinity LLC $165,000 $510,000 209.1% 0.0%
Kleberg Bank N.A. $505,000 n/a 0.0%
Open Mortgage LLC $425,000 $505,000 18.8% 0.0%
James B. Nutter & Company $135,000 $500,000 270.4% 0.0%
Member Home Loan $55,000 $500,000 809.1% 0.0%
Waterstone Mortgage Corp $500,000 n/a 0.0%
Cadence Bank, N.A. $850,000 $485,000 -42.9% 0.0%
Raymond James Bank National Association $485,000 n/a 0.0%
Provident Funding Associates $475,000 n/a 0.0%
Castle & Cooke Mortgage LLC $815,000 $470,000 -42.3% 0.0%
Citadel Servicing Corporation $1,850,000 $470,000 -74.6% 0.0%
Lenox Financial Mortgage Corp. $470,000 n/a 0.0%
BancorpSouth Bank $1,220,000 $460,000 -62.3% 0.0%
ARVEST BANK $455,000 n/a 0.0%
Credit Human Federal Credit Union $235,000 $435,000 85.1% 0.0%
Farm Credit Mid-America $435,000 n/a 0.0%
RB Mortgage LLC $125,000 $430,000 244.0% 0.0%
Nationwide Mortgage Bankers Inc. $425,000 n/a 0.0%
HOME FINANCING UNLIMITED, INC. DBA MISSION MORTGAGE OF TEXAS, INC $135,000 $420,000 211.1% 0.0%
Athas Capital Group $270,000 $410,000 51.9% 0.0%
Bank of England $300,000 $405,000 35.0% 0.0%
CityWorth Mortgage $495,000 $390,000 -21.2% 0.0%
Land Home Financial Services Inc. $390,000 n/a 0.0%
Texas Tech Federal Credit Union $390,000 n/a 0.0%
Northpointe Bank $375,000 n/a 0.0%
Capital Plus Financial LLC $370,000 n/a 0.0%
V.I.P. Mortgage Inc. $155,000 $365,000 135.5% 0.0%
Hometown Equity Mortgage LLC $360,000 n/a 0.0%
Texas Dow Employees Credit Union $135,000 $345,000 155.6% 0.0%
AmWest Funding Corp. $335,000 n/a 0.0%
Network Capital Funding Corporation $245,000 $335,000 36.7% 0.0%
First National Bank Texas $325,000 n/a 0.0%
Midwest Mortgage Associates $325,000 n/a 0.0%
CREDIT UNION OF TEXAS $320,000 n/a 0.0%
Barton Creek Lending Group $155,000 $310,000 100.0% 0.0%
Ivy Mortgage, Inc. $305,000 n/a 0.0%
Alliance Bank $295,000 n/a 0.0%
Midwest Equity Mortgage LLC $295,000 n/a 0.0%
US Mortgage of Florida $85,000 $295,000 247.1% 0.0%
Finance of America Commercial LLC $205,000 $290,000 41.5% 0.0%
Bank of Whittier, Na $285,000 n/a 0.0%
First Mortgage Solutions LLC $285,000 n/a 0.0%
United Fidelity Funding Corp. $285,000 n/a 0.0%
Chevron Federal Credit Union $275,000 n/a 0.0%
Gershman Investment Corp. $275,000 n/a 0.0%
American Financial Resources Inc. $455,000 $270,000 -40.7% 0.0%
A+ Federal Credit Union $90,000 $260,000 188.9% 0.0%
CSL Financial, LLC $265,000 $260,000 -1.9% 0.0%
Mortgage Lenders of America LLC $260,000 $260,000 0.0% 0.0%
AAG $240,000 $255,000 6.3% 0.0%
DHI Mortgage Company Limited $255,000 n/a 0.0%
MLD Mortgage Inc. $525,000 $255,000 -51.4% 0.0%
Embrace Home Loans, Inc. $340,000 $250,000 -26.5% 0.0%
FirstLight Federal Credit Union $245,000 n/a 0.0%
KeyBank National Association $245,000 n/a 0.0%
R M K FINANCIAL CORP $245,000 n/a 0.0%
Stifel Bank and Trust $245,000 n/a 0.0%
First Financial Bank $245,000 $235,000 -4.1% 0.0%
Peoples Mortgage Company $5,000 $230,000 4,500.0% 0.0%
BM REAL ESTATE SERVICES, INC. $225,000 n/a 0.0%
Cherry Creek Mortgage Co. Inc. $225,000 n/a 0.0%
Union Square Credit Union $225,000 n/a 0.0%
Velocity Commercial Capital LLC $1,180,000 $225,000 -80.9% 0.0%
Wyndham Capital Mortgage $910,000 $225,000 -75.3% 0.0%
Loan Simple Inc $350,000 $220,000 -37.1% 0.0%
Reliant Bank $220,000 n/a 0.0%
Cambria Mortgage $215,000 n/a 0.0%
Great Southern Bank $215,000 n/a 0.0%
Shell Federal Credit Union $210,000 n/a 0.0%
UIF Corporation $135,000 $205,000 51.9% 0.0%
Community Resource Credit Union $195,000 n/a 0.0%
CERTAIN HOME LOANS, LLC $145,000 $185,000 27.6% 0.0%
Guaranty Trust Company $185,000 n/a 0.0%
Southwest Airlines Federal Credit Union $185,000 n/a 0.0%
Total Mortgage Services LLC $385,000 $185,000 -51.9% 0.0%
Towne Mortgage Company $95,000 $180,000 89.5% 0.0%
AUSTIN CAPITAL BANK SSB $125,000 $175,000 40.0% 0.0%
DG PINNACLE FUNDING, LLC $175,000 n/a 0.0%
Republic State Mortgage Co. $175,000 n/a 0.0%
TIB The Independent Bankers Bank $175,000 $175,000 0.0% 0.0%
AimLoan.com $585,000 $165,000 -71.8% 0.0%
Baxter Credit Union $165,000 n/a 0.0%
Homeowners Financial Group $165,000 n/a 0.0%
Amerifirst Financial Inc. $155,000 n/a 0.0%
Cascade Financial Services $600,000 $155,000 -74.2% 0.0%
First Technology Credit Union $155,000 n/a 0.0%
Homeside Financial LLC $155,000 n/a 0.0%
LendingHome Funding Corporation $125,000 $155,000 24.0% 0.0%
RENASANT BANK $155,000 n/a 0.0%
Summit Funding Inc. $155,000 n/a 0.0%
The Federal Savings Bank $295,000 $155,000 -47.5% 0.0%
Weststar Mortgage Corporation $155,000 n/a 0.0%
CommunityAmerica Credit Union $145,000 n/a 0.0%
Envoy Mortgage Ltd. $145,000 n/a 0.0%
Mountain West Financial Inc. $270,000 $145,000 -46.3% 0.0%
Nudge Funding LLC $145,000 n/a 0.0%
SoFi Mortgage, LLC $145,000 n/a 0.0%
Sunflower Bank, N.A. $145,000 n/a 0.0%
WEI Mortgage LLC $145,000 n/a 0.0%
Wescom Central Credit Union $145,000 n/a 0.0%
Certified Funding $135,000 n/a 0.0%
IAA CREDIT UNION $135,000 n/a 0.0%
First Centennial Mortgage Corp. $125,000 n/a 0.0%
Grandview Bank $125,000 n/a 0.0%
Great Plains National Bank $125,000 n/a 0.0%
Reliance First Capital LLC $145,000 $125,000 -13.8% 0.0%
TruWest Credit Union $125,000 n/a 0.0%
VeraBank, N.A. $125,000 $125,000 0.0% 0.0%
Citywide Home Loans A Utah Corporation $27,055,000 $115,000 -99.6% 0.0%
Civic Financial Services $475,000 $115,000 -75.8% 0.0%
Guidance Residential LLC $105,000 n/a 0.0%
MERCHANTS BANK, NA $105,000 n/a 0.0%
M&T Bank $105,000 n/a 0.0%
SPRING EQ, LLC $105,000 n/a 0.0%
Bayshore Mortgage Funding LLC $155,000 $95,000 -38.7% 0.0%
Fay Servicing LLC $160,000 $95,000 -40.6% 0.0%
Bank First National $85,000 n/a 0.0%
BOKF NA $730,000 $85,000 -88.4% 0.0%
CITY 1ST MORTGAGE SERVICES, LC $85,000 n/a 0.0%
PNC BANK NA $365,000 $85,000 -76.7% 0.0%
Sierra Pacific Mortgage $85,000 n/a 0.0%
Stanford Federal Credit Union $85,000 n/a 0.0%
Wings Financial Credit Union $85,000 n/a 0.0%
MIDWESTONE BANK $75,000 n/a 0.0%
Mortgage Services III LLC $75,000 n/a 0.0%
Justice Federal Credit Union $65,000 n/a 0.0%
Hiawatha National Bank $55,000 n/a 0.0%
Red River Employees Federal Credit Union $55,000 n/a 0.0%
ZB, N.A. $115,000 $55,000 -52.2% 0.0%
UNITED TEXAS CREDIT UNION $45,000 n/a 0.0%
CountryPlace Mortgage Ltd. $35,000 n/a 0.0%
FIRST NATIONAL BANK OF CENTRAL $25,000 n/a 0.0%
Triad Financial Services Inc $25,000 $15,000 -40.0% 0.0%

MCALLEN - EDINBURG - MISSION's top lender by overall market share is Willow Bend Mortgage, with 7.8% market share. In second place, with 6.1%, is Quicken Loans, having originated $119,945,000 in loans. In third place, with 5.0%, is Amcap Mortgage Ltd., having originated $97,740,000 in loans. In third place, with 4.6%, is Freedom Mortgage Corporation, having originated $89,970,000 in loans. In third place, with 4.2%, is Security Service Federal Credit Union, having originated $82,235,000 in loans.


MCALLEN-EDINBURG-MISSION, TX Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 5,456 $1,019,870,000 $186,926
Refi 3,841 $757,895,000 $197,317
Cash Out Refi 767 $121,865,000 $158,885
Other 173 $38,405,000 $221,994
Home Improvement 148 $14,600,000 $98,649

Mcallen - Edinburg - Mission's most frequently cited loan purpose was Home Purchase, with 5,456 originations. The 2nd most popular reason was Refi, with 3,841 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,360 $792,070,000 $181,667
2.5-3% 3,176 $645,810,000 $203,341
4-5% 1,030 $183,410,000 $178,068
<2.5% 926 $160,070,000 $172,862
5-6% 214 $34,150,000 $159,579
Over 8% 161 $10,615,000 $65,932
6-7% 76 $6,730,000 $88,553
7-8% 60 $3,910,000 $65,167

During 2020, Mcallen - Edinburg - Mission's most frequently originated rate bucket was 3-4%, with 4,360 originations.

Loan Sizing (MCALLEN-EDINBURG-MISSION, TX MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 5,161 $774,825,000 $150,131
$200k-400k 3,190 $820,620,000 $257,248
$100,000 or less 1,747 $116,395,000 $66,626
$400k-600k 221 $101,945,000 $461,290
$600k-1000k 37 $28,535,000 $771,216
$Over $1MM 29 $110,315,000 $3,803,966

MCALLEN - EDINBURG - MISSION's loan sizing saw the bucket of loans from $100k-200k with 5,161 originations, totaling $774,825,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,801 $1,119,195,000 $192,931
60-80% 2,285 $438,185,000 $191,766
40-60% 684 $99,080,000 $144,854
20-40% 217 $18,305,000 $84,355
Under 20% 157 $3,405,000 $21,688
Over 100% 90 $22,750,000 $252,778

MCALLEN - EDINBURG - MISSION's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,801 originations, totaling $1,119,195,000 in origination value.