Moses Lake VA Loan Rates, Closing Costs & Stats
Moses Lake, WA
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Moses Lake's 30 lenders originated 91 VA loans during 2023. The total origination value was $30,745,000, with an average VA loan value of $337,857.
Moses Lake VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Moses Lake
averaged
6.82%
for the week of 2024-11-01, compared to the national average (all VA variants) of
6.305% for the same period.
Moses Lake's average VA mortgage closing costs are $6,535.
The average rate for the prior week (2024-10-25) was
6.28% and
one month ago for the week of 2024-09-27, the
average rate was 5.63%.
The average rate one year ago was 7.96%.
For refis of the same type during the week of 2024-11-01, the average rate
was 6.31%.
Moses Lake VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Moses Lake level.
The top Moses Lake VA lender as defined by loan originations is Mortgage Research Center, LLC, with
16 VA loans originated. Their average total fees are
$4,883, which is $11,954
lower than the next largest lender,
GUILD MORTGAGE COMPANY.
The lowest fee Moses Lake VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($4,883), GUILD MORTGAGE COMPANY ($16,837), .
The lowest rate Moses Lake VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (6.56%), GUILD MORTGAGE COMPANY (6.61%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Moses Lake (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $229,000 (5.2%) | $294,699 (18.0%) | 0.00 | 214 |
2018-02-01 | $238,700 (9.5%) | $306,311 (21.8%) | 0.00 | 204 |
2018-03-01 | $244,750 (9.2%) | $312,761 (18.9%) | 0.00 | 185 |
2018-04-01 | $251,625 (7.1%) | $312,787 (10.4%) | 0.00 | 203 |
2018-05-01 | $245,750 (2.8%) | $312,124 (8.0%) | 0.00 | 216 |
2018-06-01 | $259,000 (6.1%) | $307,067 (4.7%) | 0.00 | 234 |
2018-07-01 | $254,950 (5.9%) | $308,278 (7.1%) | 0.00 | 264 |
2018-08-01 | $259,450 (6.4%) | $336,854 (14.7%) | 0.00 | 278 |
2018-09-01 | $249,250 (3.2%) | $332,645 (12.0%) | 0.00 | 297 |
2018-10-01 | $249,450 (4.4%) | $326,672 (8.9%) | 0.00 | 291 |
2018-11-01 | $239,900 (3.0%) | $319,183 (9.9%) | 0.00 | 257 |
2018-12-01 | $239,000 (3.5%) | $311,687 (5.9%) | 0.00 | 248 |
2019-01-01 | $242,198 (5.8%) | $324,053 (10.0%) | 0.00 | 198 |
2019-02-01 | $250,315 (4.9%) | $335,353 (9.5%) | 0.00 | 204 |
2019-03-01 | $267,257 (9.2%) | $350,554 (12.1%) | 0.00 | 206 |
2019-04-01 | $282,782 (12.4%) | $364,837 (16.6%) | 0.00 | 217 |
2019-05-01 | $285,982 (16.4%) | $362,057 (16.0%) | 0.00 | 259 |
2019-06-01 | $286,470 (10.6%) | $357,695 (16.5%) | 0.00 | 255 |
2019-07-01 | $299,800 (17.6%) | $377,117 (22.3%) | 0.00 | 232 |
2019-08-01 | $296,336 (14.2%) | $371,444 (10.3%) | 0.00 | 247 |
2019-09-01 | $292,716 (17.4%) | $360,235 (8.3%) | 0.00 | 269 |
2019-10-01 | $292,802 (17.4%) | $356,810 (9.2%) | 0.00 | 278 |
2019-11-01 | $294,470 (22.8%) | $362,141 (13.5%) | 0.00 | 233 |
2019-12-01 | $290,070 (21.4%) | $362,617 (16.3%) | 0.00 | 206 |
2020-01-01 | $274,625 (13.4%) | $324,633 (0.2%) | 0.00 | 201 |
2020-02-01 | $280,000 (11.9%) | $317,689 (-5.3%) | 0.00 | 210 |
2020-03-01 | $281,500 (5.3%) | $318,827 (-9.1%) | 0.00 | 240 |
2020-04-01 | $288,258 (1.9%) | $320,897 (-12.0%) | 0.00 | 223 |
2020-05-01 | $279,950 (-2.1%) | $315,497 (-12.9%) | 0.00 | 233 |
2020-06-01 | $281,350 (-1.8%) | $321,662 (-10.1%) | 0.00 | 218 |
2020-07-01 | $276,200 (-7.9%) | $323,894 (-14.1%) | 0.00 | 214 |
2020-08-01 | $269,900 (-8.9%) | $313,601 (-15.6%) | 0.00 | 216 |
2020-09-01 | $279,750 (-4.4%) | $332,147 (-7.8%) | 0.00 | 212 |
2020-10-01 | $274,900 (-6.1%) | $329,122 (-7.8%) | 0.00 | 218 |
2020-11-01 | $298,475 (1.4%) | $343,859 (-5.1%) | 0.00 | 129 |
2020-12-01 | $285,100 (-1.7%) | $341,066 (-5.9%) | 0.00 | 113 |
2021-01-01 | $279,900 (1.9%) | $338,631 (4.3%) | 0.00 | 96 |
2021-02-01 | $297,000 (6.1%) | $351,541 (10.7%) | 0.00 | 83 |
2021-03-01 | $312,725 (11.1%) | $362,703 (13.8%) | 0.00 | 96 |
2021-04-01 | $319,238 (10.8%) | $388,868 (21.2%) | 0.00 | 74 |
2021-05-01 | $302,250 (8.0%) | $373,722 (18.5%) | 0.00 | 84 |
2021-06-01 | $320,463 (13.9%) | $429,551 (33.5%) | 0.00 | 101 |
2021-07-01 | $333,986 (20.9%) | $435,549 (34.5%) | 0.00 | 122 |
2021-08-01 | $326,851 (21.1%) | $424,124 (35.2%) | 0.00 | 139 |
2021-09-01 | $337,675 (20.7%) | $437,974 (31.9%) | 0.00 | 132 |
2021-10-01 | $365,000 (32.8%) | $458,116 (39.2%) | 0.00 | 133 |
2021-11-01 | $367,232 (23.0%) | $468,371 (36.2%) | 0.00 | 134 |
2021-12-01 | $368,250 (29.2%) | $449,209 (31.7%) | 0.00 | 125 |
2022-01-01 | $358,750 (28.2%) | $459,298 (35.6%) | 0.00 | 108 |
2022-02-01 | $356,706 (20.1%) | $409,608 (16.5%) | 0.00 | 103 |
2022-03-01 | $383,000 (22.5%) | $430,800 (18.8%) | 0.00 | 91 |
2022-04-01 | $387,000 (21.2%) | $497,658 (28.0%) | 0.00 | 82 |
2022-05-01 | $384,950 (27.4%) | $482,106 (29.0%) | 0.00 | 104 |
2022-06-01 | $381,500 (19.1%) | $471,163 (9.7%) | 0.00 | 141 |
2022-07-01 | $391,200 (17.1%) | $483,300 (11.0%) | 0.00 | 158 |
2022-08-01 | $387,500 (18.6%) | $486,110 (14.6%) | 0.00 | 164 |
2022-09-01 | $397,350 (17.7%) | $480,206 (9.6%) | 0.00 | 160 |
2022-10-01 | $390,000 (6.9%) | $491,688 (7.3%) | 0.00 | 178 |
2022-11-01 | $387,000 (5.4%) | $487,176 (4.0%) | 0.00 | 188 |
2022-12-01 | $389,500 (5.8%) | $494,091 (10.0%) | 0.00 | 160 |
2023-01-01 | $382,975 (6.8%) | $480,266 (4.6%) | 0.00 | 154 |
2023-02-01 | $356,040 (-0.2%) | $436,901 (6.7%) | 0.00 | 164 |
2023-03-01 | $372,816 (-2.7%) | $460,285 (6.8%) | 0.00 | 160 |
2023-04-01 | $381,381 (-1.5%) | $462,687 (-7.0%) | 0.00 | 169 |
2023-05-01 | $399,945 (3.9%) | $488,784 (1.4%) | 0.00 | 197 |
2023-06-01 | $399,995 (4.9%) | $500,573 (6.2%) | 0.00 | 203 |
2023-07-01 | $399,990 (2.3%) | $511,354 (5.8%) | 0.00 | 222 |
2023-08-01 | $411,975 (6.3%) | $516,245 (6.2%) | 0.00 | 231 |
2023-09-01 | $392,495 (-1.2%) | $516,484 (7.6%) | 0.00 | 215 |
2023-10-01 | $391,654 (0.4%) | $508,100 (3.3%) | 0.00 | 207 |
2023-11-01 | $412,425 (6.6%) | $498,272 (2.3%) | 0.00 | 217 |
2023-12-01 | $409,450 (5.1%) | $489,410 (-1.0%) | 0.00 | 195 |
2024-01-01 | $397,975 (3.9%) | $465,348 (-3.1%) | 0.00 | 175 |
2024-02-01 | $404,661 (13.7%) | $469,744 (7.5%) | 0.00 | 184 |
2024-03-01 | $400,000 (7.3%) | $481,296 (4.6%) | 0.00 | 185 |
2024-04-01 | $406,472 (6.6%) | $506,350 (9.4%) | 0.00 | 217 |
2024-05-01 | $423,500 (5.9%) | $516,813 (5.7%) | 0.00 | 250 |
2024-06-01 | $465,000 (16.3%) | $532,278 (6.3%) | 0.00 | 252 |
2024-07-01 | $461,900 (15.5%) | $537,883 (5.2%) | 0.00 | 283 |
2024-08-01 | $444,375 (7.9%) | $513,278 (-0.6%) | 0.00 | 322 |
2024-09-01 | $446,713 (13.8%) | $507,601 (-1.7%) | 0.00 | 330 |
2024-10-01 | $441,675 (12.8%) | $506,547 (-0.3%) | 0.00 | 333 |
Moses Lake's median listing price comes in at 0% of the national average.
Moses Lake's average listing price for 2024-10-01 was $506,547, a difference of $-1,553 (-0.3%) versus the prior year and $-1,054 versus the prior month.
For the 2024-10-01 period, Moses Lake had 333 MLS listings, a difference of 3 listings (1%) versus the prior month and 126 listings (61%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Moses Lake (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,805 sqft |
2018-02-01 | 0 days | 1,824 sqft |
2018-03-01 | 0 days | 1,890 sqft |
2018-04-01 | 0 days | 1,866 sqft |
2018-05-01 | 0 days | 1,836 sqft |
2018-06-01 | 0 days | 1,824 sqft |
2018-07-01 | 0 days | 1,789 sqft |
2018-08-01 | 0 days | 1,821 sqft |
2018-09-01 | 0 days | 1,805 sqft |
2018-10-01 | 0 days | 1,814 sqft |
2018-11-01 | 0 days | 1,785 sqft |
2018-12-01 | 0 days | 1,784 sqft |
2019-01-01 | 0 days | 1,807 sqft |
2019-02-01 | 0 days | 1,798 sqft |
2019-03-01 | 0 days | 1,803 sqft |
2019-04-01 | 0 days | 1,812 sqft |
2019-05-01 | 0 days | 1,785 sqft |
2019-06-01 | 0 days | 1,787 sqft |
2019-07-01 | 0 days | 1,845 sqft |
2019-08-01 | 0 days | 1,855 sqft |
2019-09-01 | 0 days | 1,857 sqft |
2019-10-01 | 0 days | 1,858 sqft |
2019-11-01 | 0 days | 1,918 sqft |
2019-12-01 | 0 days | 1,854 sqft |
2020-01-01 | 0 days | 1,788 sqft |
2020-02-01 | 0 days | 1,744 sqft |
2020-03-01 | 0 days | 1,656 sqft |
2020-04-01 | 0 days | 1,674 sqft |
2020-05-01 | 0 days | 1,660 sqft |
2020-06-01 | 0 days | 1,656 sqft |
2020-07-01 | 0 days | 1,665 sqft |
2020-08-01 | 0 days | 1,601 sqft |
2020-09-01 | 0 days | 1,620 sqft |
2020-10-01 | 0 days | 1,620 sqft |
2020-11-01 | 0 days | 1,690 sqft |
2020-12-01 | 0 days | 1,665 sqft |
2021-01-01 | 0 days | 1,578 sqft |
2021-02-01 | 0 days | 1,564 sqft |
2021-03-01 | 0 days | 1,585 sqft |
2021-04-01 | 0 days | 1,596 sqft |
2021-05-01 | 0 days | 1,588 sqft |
2021-06-01 | 0 days | 1,653 sqft |
2021-07-01 | 0 days | 1,720 sqft |
2021-08-01 | 0 days | 1,687 sqft |
2021-09-01 | 0 days | 1,714 sqft |
2021-10-01 | 0 days | 1,798 sqft |
2021-11-01 | 0 days | 1,793 sqft |
2021-12-01 | 0 days | 1,778 sqft |
2022-01-01 | 0 days | 1,795 sqft |
2022-02-01 | 0 days | 1,738 sqft |
2022-03-01 | 0 days | 1,745 sqft |
2022-04-01 | 0 days | 1,797 sqft |
2022-05-01 | 0 days | 1,764 sqft |
2022-06-01 | 0 days | 1,707 sqft |
2022-07-01 | 0 days | 1,682 sqft |
2022-08-01 | 0 days | 1,691 sqft |
2022-09-01 | 0 days | 1,766 sqft |
2022-10-01 | 0 days | 1,752 sqft |
2022-11-01 | 0 days | 1,726 sqft |
2022-12-01 | 0 days | 1,685 sqft |
2023-01-01 | 0 days | 1,614 sqft |
2023-02-01 | 0 days | 1,549 sqft |
2023-03-01 | 0 days | 1,559 sqft |
2023-04-01 | 0 days | 1,603 sqft |
2023-05-01 | 0 days | 1,645 sqft |
2023-06-01 | 0 days | 1,717 sqft |
2023-07-01 | 0 days | 1,742 sqft |
2023-08-01 | 0 days | 1,736 sqft |
2023-09-01 | 0 days | 1,683 sqft |
2023-10-01 | 0 days | 1,712 sqft |
2023-11-01 | 0 days | 1,743 sqft |
2023-12-01 | 0 days | 1,741 sqft |
2024-01-01 | 0 days | 1,696 sqft |
2024-02-01 | 0 days | 1,739 sqft |
2024-03-01 | 0 days | 1,724 sqft |
2024-04-01 | 0 days | 1,744 sqft |
2024-05-01 | 0 days | 1,749 sqft |
2024-06-01 | 0 days | 1,785 sqft |
2024-07-01 | 0 days | 1,802 sqft |
2024-08-01 | 0 days | 1,755 sqft |
2024-09-01 | 0 days | 1,791 sqft |
2024-10-01 | 0 days | 1,787 sqft |
Moses Lake's median square footage for active listings during the 2024-10-01 period was 1,787 sqft. One year prior, the average listing was 1,712 sqft.