Alliance Bank Central Texas Mortgage Rates, Fees & Info
Waco, TXLEI: 5493006XPYTPLP6BLN10
Tax ID: 74-0920969
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Mortgage Data
Review & Overview
Alliance Bank Central Texas is a smaller bank specializing in Home Purchase loans. Alliance Bank Central Texas has a high proportion of conventional loans. Their top markets by origination volume include: Waco, Killeen, Austin, Dallas, and Kansas City among others. We have data for 11 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliance Bank Central Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
175Origination Dollar Volume (All Markets)
$66,305,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WACO, TX (FHA|USDA|VA) | 137 | $34,185,000 | $249,526 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 14 | $21,070,000 | $1,505,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $4,030,000 | $1,007,500 | $0 | 0.00% |
| Outside of Metro Areas | 6 | $2,140,000 | $356,667 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $2,025,000 | $675,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 0.00% |
| Granbury, TX (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 0.00% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 175 | $66,305,000 | $378,886 | $0 | 0.00% |
For 2023, Alliance Bank Central Texas's most frequently originated type of loan was Conventional, with 175 originations.
Loan Reason
For 2023, Alliance Bank Central Texas's most frequently cited loan purpose was Home Purchase, with 131 originations. The 2nd most popular reason was Refi, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 175 | $66,305,000 | $378,886 | $0 | 0.00% |
For 2023, Alliance Bank Central Texas's most frequently cited loan duration was Other, with 175 originations.
Loan Sizing
2023 saw Alliance Bank Central Texas place emphasis on $100k-200k loans with 52 originations, totaling $8,130,000 in origination value.
Applicant Income
Alliance Bank Central Texas lent most frequently to those with incomes in the $250k+ range, with 27 originations. The second most popular income band? $100k-150k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 175 | $66,305,000 | $378,886 | $0 | 0.00% |
Alliance Bank Central Texas lent most frequently to those with DTI ratios of Exempt%, with 175 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications89.33%
Alliance Bank Central Texas has an average approval rate.
Pick Rate
Approvals leading to origination85.14%
Alliance Bank Central Texas has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 175 | $66,305,000 | $378,886 |