Alliance Bank Central Texas Mortgage Rates, Fees & Info
Waco, TXLEI: 5493006XPYTPLP6BLN10
Tax ID: 74-0920969
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Alliance Bank Central Texas is a smaller bank specializing in Home Purchase loans. Alliance Bank Central Texas has a high proportion of conventional loans. Their top markets by origination volume include: Waco, Bozeman, Killeen, Austin, and Corpus Christi among others. We have data for 21 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliance Bank Central Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
231Origination Dollar Volume (All Markets)
$75,335,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WACO, TX (FHA|USDA|VA) | 157 | $36,455,000 | $232,197 | $0 | 0.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $11,255,000 | $11,255,000 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 27 | $8,085,000 | $299,444 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $3,950,000 | $493,750 | $0 | 0.00% |
| Outside of Metro Areas | 12 | $3,470,000 | $289,167 | $0 | 0.00% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 3 | $2,515,000 | $838,333 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $1,885,000 | $628,333 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $0 | 0.00% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $0 | 0.00% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 0.00% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 0.00% |
| Taos, NM (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 0.00% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
| Palestine, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 231 | $75,335,000 | $326,126 | $0 | 0.00% |
For 2022, Alliance Bank Central Texas's most frequently originated type of loan was Conventional, with 231 originations.
Loan Reason
For 2022, Alliance Bank Central Texas's most frequently cited loan purpose was Home Purchase, with 166 originations. The 2nd most popular reason was Refi, with 37 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 231 | $75,335,000 | $326,126 | $0 | 0.00% |
For 2022, Alliance Bank Central Texas's most frequently cited loan duration was Other, with 231 originations.
Loan Sizing
2022 saw Alliance Bank Central Texas place emphasis on $100k-200k loans with 72 originations, totaling $10,050,000 in origination value.
Applicant Income
Alliance Bank Central Texas lent most frequently to those with incomes in the $250k+ range, with 34 originations. The second most popular income band? $50k or less, with 34 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 231 | $75,335,000 | $326,126 | $0 | 0.00% |
Alliance Bank Central Texas lent most frequently to those with DTI ratios of Exempt%, with 231 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.70%
Alliance Bank Central Texas has an average approval rate.
Pick Rate
Approvals leading to origination82.68%
Alliance Bank Central Texas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 231 | $75,335,000 | $326,126 |