Alliance Bank Central Texas Mortgage Rates, Fees & Info
Waco, TXLEI: 5493006XPYTPLP6BLN10
Tax ID: 74-0920969
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Alliance Bank Central Texas is a smaller bank specializing in Home Purchase loans. Alliance Bank Central Texas has a high proportion of conventional loans. Their top markets by origination volume include: Waco, Killeen, Dallas, Miami, and Houston among others. We have data for 12 markets. (Some data included below & more in-depth data is available with an active subscription.)Alliance Bank Central Texas has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
159Origination Dollar Volume (All Markets)
$45,365,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WACO, TX (FHA|USDA|VA) | 131 | $22,655,000 | $172,939 | $0 | 0.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 11 | $11,305,000 | $1,027,727 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $3,715,000 | $3,715,000 | $0 | 0.00% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 1 | $2,405,000 | $2,405,000 | $0 | 0.00% |
| Outside of Metro Areas | 7 | $2,015,000 | $287,857 | $0 | 0.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1 | $905,000 | $905,000 | $0 | 0.00% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $0 | 0.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 0.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 159 | $45,365,000 | $285,314 | $0 | 0.00% |
For 2024, Alliance Bank Central Texas's most frequently originated type of loan was Conventional, with 159 originations.
Loan Reason
For 2024, Alliance Bank Central Texas's most frequently cited loan purpose was Home Purchase, with 110 originations. The 2nd most popular reason was Home Improvement, with 18 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 159 | $45,365,000 | $285,314 | $0 | 0.00% |
For 2024, Alliance Bank Central Texas's most frequently cited loan duration was Other, with 159 originations.
Loan Sizing
2024 saw Alliance Bank Central Texas place emphasis on $100k-200k loans with 68 originations, totaling $9,990,000 in origination value.
Applicant Income
Alliance Bank Central Texas lent most frequently to those with incomes in the $50k-75k range, with 21 originations. The second most popular income band? $100k-150k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 159 | $45,365,000 | $285,314 | $0 | 0.00% |
Alliance Bank Central Texas lent most frequently to those with DTI ratios of Exempt%, with 159 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.33%
Alliance Bank Central Texas has an average approval rate.
Pick Rate
Approvals leading to origination78.62%
Alliance Bank Central Texas has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 159 | $45,365,000 | $285,314 |