Max Credit Union Mortgage Rates, Fees & Info

Montgomery, AL

LEI: 549300B8JSCK4ZNVX087

Tax ID: 36-4618706

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Mortgage Data

Review & Overview

Max Credit Union is a smaller credit union specializing in Refi and Home Purchase loans. Max Credit Union has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Montgomery, Auburn, Alexander City, Troy, and Birmingham among others. We have data for 19 markets. (Some data included below & more in-depth data is available with an active subscription.)

Max Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Max Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 11/22/24
30 Year Conventional Refi 6.27% 11/22/24
30 Year Cash-out Refi 6.27% 11/22/24
30 Year VA Purchase 6.27% 11/22/24
30 Year USDA Purchase 6.27% 11/22/24
15 Year Conventional Purchase 5.68% 11/22/24
15 Year Conventional Refi 5.68% 11/22/24
15 Year Cash-out Refi 5.68% 11/22/24
15 Year VA Refi 5.68% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Max Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Max Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

867

Origination Dollar Volume (All Markets)

$166,435,000

Awards

MAX Credit Union 30 Year Conventional Loans gold MAX Credit Union 30 Year Conventional Loans gold
Show all (2) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
MONTGOMERY, AL (FHA|USDA|VA) 635 $112,275,000 $176,811 $3,256 3.04%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 91 $22,565,000 $247,967 $3,526 3.06%
Alexander City, AL (FHA|USDA|VA) 28 $6,390,000 $228,214 $3,864 3.23%
Troy, AL (FHA|USDA|VA) 36 $5,650,000 $156,944 $0 3.22%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $5,265,000 $228,913 $3,805 3.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 5 $4,485,000 $897,000 $7,567 3.22%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 14 $3,580,000 $255,714 $3,556 3.30%
Outside of Metro Areas 17 $3,505,000 $206,176 $2,243 3.13%
Enterprise, AL (FHA|USDA|VA) 2 $470,000 $235,000 $0 2.63%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1 $365,000 $365,000 $0 2.63%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.88%
Selma, AL (FHA|USDA|VA) 3 $315,000 $105,000 $0 3.08%
LaGrange, GA-AL (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.19%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.38%
DOTHAN, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.75%
DECATUR, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.00%
Albertville, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.88%
Ozark, AL (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.63%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.88%
Max Credit Union's top markets include Montgomery, Auburn, Alexander City, Troy, and Birmingham among others.

Their top states include:
  • Alabama (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against MAX Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Liberty Mortgage Corporation
    Similarity Rank: 45
    MAX Credit Union
    Similarity Rank: 399
    Guardian Credit Union
    Similarity Rank: 1365
    Consumer First Mortgage, Inc.
    Similarity Rank: 1848
    HOPE FEDERAL CREDIT UNION
    Similarity Rank: 1976
    SouthPoint Bank
    Similarity Rank: 2350
    CB&S Bank, Inc.
    Similarity Rank: 2900
    ServisFirst Bank
    Similarity Rank: 2925
    Hamilton Mortgage Corporation
    Similarity Rank: 3213
    DHI MORTGAGE COMPANY, LTD.
    Similarity Rank: 3534

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 839 $160,325,000 $191,091 $3,286 3.06%
    VA 20 $4,970,000 $248,500 $5,721 3.00%
    USDA 8 $1,140,000 $142,500 $2,703 3.31%

    For 2020, Max Credit Union's most frequently originated type of loan was Conventional, with 839 originations. Their 2nd most popular type was VA, with 20 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 451 $89,995,000 $199,545 $3,178 3.03%
    Home Purchase 253 $49,955,000 $197,451 $3,578 3.08%
    Cash Out Refi 163 $26,485,000 $162,485 $3,302 3.14%

    For 2020, Max Credit Union's most frequently cited loan purpose was Refi, with 451 originations. The 2nd most popular reason was Home Purchase, with 253 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 436 $87,770,000 $201,307 $3,616 3.12%
    15 Year 222 $36,930,000 $166,351 $2,853 2.76%
    20 Year 103 $19,005,000 $184,515 $3,888 2.96%
    10 Year 43 $7,515,000 $174,767 $2,323 3.00%
    5 Year 27 $5,615,000 $207,963 $0 4.29%
    Other 24 $5,470,000 $227,917 $2,228 3.44%
    1 Year 12 $4,130,000 $344,167 $3,287 4.52%

    For 2020, Max Credit Union's most frequently cited loan duration was 30 Year, with 436 originations. The 2nd most popular length was 15 Year, with 222 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 388 $61,910,000 $159,562
    $<1k 220 $28,780,000 $130,818
    $2k-3k 160 $44,120,000 $275,750
    $3k-4k 34 $12,470,000 $366,765
    $4k-5k 3 $1,815,000 $605,000
    $5k+ 1 $1,545,000 $1,545,000

    Max Credit Union's average total fees were $3,616, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 388 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 453 $87,645,000 $193,477
    3-4% 269 $51,805,000 $192,584
    <2.5% 102 $18,650,000 $182,843
    4-5% 31 $6,275,000 $202,419
    5-6% 8 $1,880,000 $235,000
    6-7% 2 $40,000 $20,000
    7-8% 1 $35,000 $35,000

    During 2020, Max Credit Union's average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 453 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 409 $61,135,000 $149,474 $2,930 3.03%
    $200k-400k 267 $71,255,000 $266,873 $4,314 3.01%
    $100,000 or less 155 $10,955,000 $70,677 $1,563 3.21%
    $400k-600k 26 $12,170,000 $468,077 $5,997 3.17%
    $600k-1MM 7 $5,345,000 $763,571 $5,263 3.50%
    $1MM+ 3 $5,575,000 $1,858,333 $0 3.55%

    2020 saw Max Credit Union place emphasis on $100k-200k loans with 409 originations, totaling $61,135,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 226 $33,630,000 $148,805 $3,095 3.02%
    $100k-150k 183 $40,205,000 $219,699 $2,809 2.99%
    $75k-100k 162 $30,180,000 $186,296 $3,493 2.95%
    $50k or less 137 $16,395,000 $119,672 $2,633 3.03%
    $150k-250k 97 $23,185,000 $239,021 $4,767 2.95%
    $250k+ 17 $7,885,000 $463,824 $5,379 2.91%

    Max Credit Union lent most frequently to those with incomes in the $50k-75k range, with 226 originations. The second most popular income band? $100k-150k, with 183 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 271 $53,735,000 $198,284 $3,659 2.96%
    <20% 139 $22,995,000 $165,432 $2,767 2.93%
    30-36% 137 $25,025,000 $182,664 $3,967 3.02%
    37% 31 $5,495,000 $177,258 $3,095 3.13%
    36% 29 $5,135,000 $177,069 $4,393 2.97%
    42% 26 $4,120,000 $158,462 $4,695 3.13%
    43% 26 $5,420,000 $208,462 $1,819 3.18%
    38% 24 $4,830,000 $201,250 $3,600 3.02%
    41% 22 $3,580,000 $162,727 $3,435 3.05%
    39% 20 $3,800,000 $190,000 $3,516 2.94%
    40% 19 $3,425,000 $180,263 $3,959 2.99%
    44% 16 $2,500,000 $156,250 $2,669 2.96%
    46% 15 $3,045,000 $203,000 $0 2.96%
    45% 14 $2,380,000 $170,000 $0 3.21%
    48% 13 $1,795,000 $138,077 $330 3.01%
    47% 12 $2,690,000 $224,167 $3,459 2.92%
    49% 7 $1,255,000 $179,286 $4,409 2.95%
    50-60% 1 $255,000 $255,000 $0 3.13%

    Max Credit Union lent most frequently to those with DTI ratios of 20-30%, with 271 originations. The next most common DTI ratio? <20%, with 139 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 679 $130,095,000 $191,598 $3,428 3.01%
    Black 137 $21,315,000 $155,584 $2,776 3.06%
    Not applicable 28 $10,580,000 $377,857 $0 4.30%
    Asian 12 $2,410,000 $200,833 $0 2.88%
    Not provided 7 $1,285,000 $183,571 $0 4.34%
    American Indian 4 $750,000 $187,500 $0 2.63%

    Approval Rates

    Total approvals of all applications
    88.50%

    Max Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    82.47%

    Max Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 43 $7,265,000 $168,953
    1010.27 1 $85,000 $85,000
    1011.77 1 $85,000 $85,000
    1019.02 1 $85,000 $85,000
    1025.77 1 $85,000 $85,000
    1027.07 1 $85,000 $85,000
    1064.4 1 $85,000 $85,000
    1079.15 1 $95,000 $95,000
    1100.77 1 $295,000 $295,000
    1104.52 1 $95,000 $95,000
    1104.77 2 $90,000 $45,000
    1106.77 1 $45,000 $45,000
    1111.33 1 $155,000 $155,000
    1112.77 1 $185,000 $185,000
    1122.27 2 $90,000 $45,000
    1124.02 1 $95,000 $95,000
    1126.65 1 $45,000 $45,000
    1135.15 1 $105,000 $105,000
    1135.27 1 $175,000 $175,000
    1139.52 1 $105,000 $105,000
    1147.08 1 $45,000 $45,000
    1150.27 1 $105,000 $105,000
    1154.77 1 $85,000 $85,000
    1154.83 1 $105,000 $105,000
    1159.33 1 $45,000 $45,000
    1163.65 1 $45,000 $45,000
    1180.02 1 $45,000 $45,000
    1192.27 1 $55,000 $55,000
    1194.9 1 $55,000 $55,000
    1199.27 1 $55,000 $55,000
    1209.52 1 $105,000 $105,000
    1211.52 2 $160,000 $80,000
    1215.9 1 $105,000 $105,000
    1231.02 1 $55,000 $55,000
    1236.02 2 $110,000 $55,000
    1246.52 1 $115,000 $115,000
    1251.15 1 $55,000 $55,000
    1253.33 1 $65,000 $65,000
    1255.77 2 $530,000 $265,000
    1256.77 1 $165,000 $165,000
    1261.02 1 $105,000 $105,000
    1262.77 1 $115,000 $115,000
    1268.4 1 $115,000 $115,000
    1272.77 1 $115,000 $115,000
    1278.33 1 $65,000 $65,000
    1279.52 1 $115,000 $115,000
    1279.77 1 $65,000 $65,000
    1299.27 1 $65,000 $65,000
    1306.02 1 $65,000 $65,000
    1312.58 1 $65,000 $65,000
    1314.77 1 $65,000 $65,000
    1325.9 1 $125,000 $125,000
    1330.52 1 $65,000 $65,000
    1331.65 1 $65,000 $65,000
    1335.77 1 $65,000 $65,000
    1337.77 1 $215,000 $215,000
    1343.21 1 $75,000 $75,000
    1343.65 1 $65,000 $65,000
    1349.77 1 $65,000 $65,000
    1350.77 1 $65,000 $65,000
    1352.4 1 $65,000 $65,000
    1355.33 1 $235,000 $235,000
    1355.77 1 $225,000 $225,000
    1367.27 1 $75,000 $75,000
    1369.65 1 $125,000 $125,000
    1372.83 1 $75,000 $75,000
    1375.77 2 $250,000 $125,000
    1380.77 1 $185,000 $185,000
    1381.27 1 $75,000 $75,000
    1386.77 1 $75,000 $75,000
    1390.9 1 $125,000 $125,000
    1391.07 1 $75,000 $75,000
    1392.65 1 $75,000 $75,000
    1393.27 1 $135,000 $135,000
    1406.77 2 $370,000 $185,000
    1410.33 1 $185,000 $185,000
    1419.77 1 $75,000 $75,000
    1422.77 1 $235,000 $235,000
    1423.9 1 $135,000 $135,000
    1439.46 1 $75,000 $75,000
    1443.4 2 $150,000 $75,000
    1445.27 1 $115,000 $115,000
    1446.02 1 $75,000 $75,000
    1449.52 1 $75,000 $75,000
    1450.4 1 $75,000 $75,000
    1454.52 1 $135,000 $135,000
    1454.77 2 $170,000 $85,000
    1461.77 1 $85,000 $85,000
    1463.27 2 $270,000 $135,000
    1465.49 1 $85,000 $85,000
    1470.27 1 $135,000 $135,000
    1474.02 1 $135,000 $135,000
    1482.77 1 $145,000 $145,000
    1485.4 1 $85,000 $85,000
    1486.77 2 $290,000 $145,000
    1494.15 1 $85,000 $85,000
    1497.08 1 $85,000 $85,000
    1504.77 1 $175,000 $175,000
    1507.27 1 $85,000 $85,000
    1507.91 1 $85,000 $85,000
    1511.65 1 $85,000 $85,000
    1523.33 1 $85,000 $85,000
    1527.4 1 $85,000 $85,000
    1529.15 1 $85,000 $85,000
    1534.13 1 $85,000 $85,000
    1538.77 1 $85,000 $85,000
    1540.83 1 $95,000 $95,000
    1542.27 2 $190,000 $95,000
    1544.02 1 $145,000 $145,000
    1549.27 1 $95,000 $95,000
    1550.77 1 $145,000 $145,000
    1551.46 1 $95,000 $95,000
    1556.9 1 $145,000 $145,000
    1559.77 1 $95,000 $95,000
    1563.58 1 $95,000 $95,000
    1566.77 1 $95,000 $95,000
    1568.27 1 $155,000 $155,000
    1568.33 1 $225,000 $225,000
    1569.27 1 $265,000 $265,000
    1570.27 2 $270,000 $135,000
    1572.9 1 $95,000 $95,000
    1574.65 1 $95,000 $95,000
    1577.27 1 $95,000 $95,000
    1594.52 2 $310,000 $155,000
    1595.03 1 $95,000 $95,000
    1597.15 1 $155,000 $155,000
    1600.41 1 $95,000 $95,000
    1601.77 1 $155,000 $155,000
    1603.9 1 $45,000 $45,000
    1612.27 1 $95,000 $95,000
    1616.65 1 $95,000 $95,000
    1621.02 1 $95,000 $95,000
    1622.77 1 $155,000 $155,000
    1623.21 1 $95,000 $95,000
    1630.98 1 $95,000 $95,000
    1631.52 1 $155,000 $155,000
    1631.77 2 $210,000 $105,000
    1634.15 1 $105,000 $105,000
    1636.77 1 $105,000 $105,000
    1638.52 3 $315,000 $105,000
    1643.33 1 $175,000 $175,000
    1645.83 1 $105,000 $105,000
    1647.08 1 $105,000 $105,000
    1651.4 1 $155,000 $155,000
    1662.4 1 $105,000 $105,000
    1671.77 1 $105,000 $105,000
    1673.96 1 $105,000 $105,000
    1675.52 1 $105,000 $105,000
    1676.15 1 $105,000 $105,000
    1678.77 1 $105,000 $105,000
    1684.77 1 $135,000 $135,000
    1685.77 1 $105,000 $105,000
    1686.38 1 $105,000 $105,000
    1690.15 1 $235,000 $235,000
    1696.65 1 $95,000 $95,000
    1699.52 1 $165,000 $165,000
    1699.77 2 $210,000 $105,000
    1706.08 1 $165,000 $165,000
    1708.27 1 $165,000 $165,000
    1713.77 1 $105,000 $105,000
    1716.77 1 $195,000 $195,000
    1717.02 2 $330,000 $165,000
    1717.27 3 $345,000 $115,000
    1720.1 1 $115,000 $115,000
    1721.07 1 $115,000 $115,000
    1726.02 1 $115,000 $115,000
    1736.77 1 $115,000 $115,000
    1742.21 1 $115,000 $115,000
    1742.43 1 $115,000 $115,000
    1743.52 1 $115,000 $115,000
    1754.02 1 $175,000 $175,000
    1755.58 1 $155,000 $155,000
    1755.86 1 $115,000 $115,000
    1756.65 1 $115,000 $115,000
    1756.77 2 $460,000 $230,000
    1757.77 1 $215,000 $215,000
    1758.65 1 $115,000 $115,000
    1758.83 1 $115,000 $115,000
    1759.27 1 $115,000 $115,000
    1759.77 1 $185,000 $185,000
    1760.77 1 $175,000 $175,000
    1761.02 1 $115,000 $115,000
    1762.77 1 $175,000 $175,000
    1764.52 1 $115,000 $115,000
    1764.77 1 $115,000 $115,000
    1764.87 1 $115,000 $115,000
    1767.4 1 $115,000 $115,000
    1767.77 1 $175,000 $175,000
    1769.77 1 $115,000 $115,000
    1776.15 1 $115,000 $115,000
    1778.52 1 $115,000 $115,000
    1783.77 1 $115,000 $115,000
    1785.81 1 $115,000 $115,000
    1787.02 1 $175,000 $175,000
    1791.4 1 $175,000 $175,000
    1804.77 3 $375,000 $125,000
    1806.52 1 $125,000 $125,000
    1806.77 2 $460,000 $230,000
    1817.9 1 $125,000 $125,000
    1819.33 1 $285,000 $285,000
    1822.02 1 $175,000 $175,000
    1825.77 1 $125,000 $125,000
    1827.52 1 $125,000 $125,000
    1839.77 2 $250,000 $125,000
    1848.27 1 $185,000 $185,000
    1848.52 1 $125,000 $125,000
    1850.52 1 $125,000 $125,000
    1850.58 1 $125,000 $125,000
    1851.46 1 $125,000 $125,000
    1854.77 1 $165,000 $165,000
    1856.71 1 $125,000 $125,000
    1863.4 1 $125,000 $125,000
    1865.15 1 $125,000 $125,000
    1874.77 2 $250,000 $125,000
    1876.52 1 $185,000 $185,000
    1881.77 1 $125,000 $125,000
    1883.52 1 $125,000 $125,000
    1887.02 1 $125,000 $125,000
    1887.9 1 $125,000 $125,000
    1891.83 1 $185,000 $185,000
    1894.27 1 $135,000 $135,000
    1895.86 1 $135,000 $135,000
    1899.14 1 $135,000 $135,000
    1902.77 1 $135,000 $135,000
    1907.15 1 $135,000 $135,000
    1909.77 1 $135,000 $135,000
    1913.9 1 $185,000 $185,000
    1916.07 1 $135,000 $135,000
    1916.77 1 $135,000 $135,000
    1918.52 1 $135,000 $135,000
    1929.02 1 $135,000 $135,000
    1930.77 1 $135,000 $135,000
    1935.85 1 $135,000 $135,000
    1936.02 2 $270,000 $135,000
    1937.15 1 $135,000 $135,000
    1940.27 1 $335,000 $335,000
    1942.15 1 $135,000 $135,000
    1944.77 2 $270,000 $135,000
    1945.02 1 $135,000 $135,000
    1951.15 1 $135,000 $135,000
    1955.27 1 $195,000 $195,000
    1958.77 1 $135,000 $135,000
    1960.08 1 $135,000 $135,000
    1964.27 1 $135,000 $135,000
    1970.58 1 $135,000 $135,000
    1971.02 1 $135,000 $135,000
    1976.06 1 $195,000 $195,000
    1979.77 2 $290,000 $145,000
    1981.77 1 $145,000 $145,000
    1985.9 1 $145,000 $145,000
    1990.27 1 $195,000 $195,000
    1992.9 1 $145,000 $145,000
    1997.27 1 $145,000 $145,000
    2000.77 1 $145,000 $145,000
    2006.37 1 $145,000 $145,000
    2007.77 1 $205,000 $205,000
    2008.02 1 $145,000 $145,000
    2010.4 1 $145,000 $145,000
    2016.9 1 $145,000 $145,000
    2023.52 1 $145,000 $145,000
    2025.27 1 $205,000 $205,000
    2025.93 1 $145,000 $145,000
    2029.65 1 $145,000 $145,000
    2031.77 1 $145,000 $145,000
    2041.02 1 $145,000 $145,000
    2042.77 1 $145,000 $145,000
    2045.4 1 $145,000 $145,000
    2046.27 1 $145,000 $145,000
    2053.36 1 $145,000 $145,000
    2060.33 1 $185,000 $185,000
    2064.65 1 $145,000 $145,000
    2067.27 2 $310,000 $155,000
    2068.27 1 $365,000 $365,000
    2068.46 1 $155,000 $155,000
    2069.27 1 $155,000 $155,000
    2070.33 1 $155,000 $155,000
    2072.27 1 $205,000 $205,000
    2073.65 1 $155,000 $155,000
    2076.02 2 $310,000 $155,000
    2077.77 1 $155,000 $155,000
    2078.82 1 $155,000 $155,000
    2081.27 1 $155,000 $155,000
    2084.07 1 $155,000 $155,000
    2084.77 1 $155,000 $155,000
    2092.9 1 $145,000 $145,000
    2095.52 1 $155,000 $155,000
    2095.77 1 $365,000 $365,000
    2099.9 1 $155,000 $155,000
    2102.8 1 $155,000 $155,000
    2103.17 1 $265,000 $265,000
    2115.4 1 $155,000 $155,000
    2118.02 2 $310,000 $155,000
    2119.52 1 $215,000 $215,000
    2119.77 1 $155,000 $155,000
    2121.27 1 $215,000 $215,000
    2128.52 1 $155,000 $155,000
    2154.77 1 $165,000 $165,000
    2156.36 1 $155,000 $155,000
    2157.4 1 $165,000 $165,000
    2159.89 1 $165,000 $165,000
    2163.52 1 $165,000 $165,000
    2166.4 1 $165,000 $165,000
    2168.77 1 $165,000 $165,000
    2169.65 1 $165,000 $165,000
    2172.27 1 $165,000 $165,000
    2182.77 1 $165,000 $165,000
    2189.77 1 $165,000 $165,000
    2197.08 1 $165,000 $165,000
    2198.52 1 $165,000 $165,000
    2200.52 1 $165,000 $165,000
    2204.77 1 $295,000 $295,000
    2211.46 1 $165,000 $165,000
    2224.77 3 $495,000 $165,000
    2226.52 1 $225,000 $225,000
    2226.77 1 $165,000 $165,000
    2228.9 1 $225,000 $225,000
    2231.77 1 $165,000 $165,000
    2235.84 1 $165,000 $165,000
    2238.64 1 $165,000 $165,000
    2238.77 1 $165,000 $165,000
    2242.08 1 $165,000 $165,000
    2245.77 1 $175,000 $175,000
    2246.38 1 $165,000 $165,000
    2255.77 1 $415,000 $415,000
    2259.77 1 $175,000 $175,000
    2261.77 1 $175,000 $175,000
    2268.3 1 $175,000 $175,000
    2284.27 1 $175,000 $175,000
    2288.02 1 $175,000 $175,000
    2292.58 1 $175,000 $175,000
    2294.58 1 $175,000 $175,000
    2297.4 1 $175,000 $175,000
    2308.77 1 $175,000 $175,000
    2320.77 1 $235,000 $235,000
    2321.02 2 $350,000 $175,000
    2327.63 1 $175,000 $175,000
    2327.83 1 $175,000 $175,000
    2328.33 1 $185,000 $185,000
    2329.77 2 $370,000 $185,000
    2334.15 1 $185,000 $185,000
    2334.27 1 $315,000 $315,000
    2336.07 1 $175,000 $175,000
    2336.77 1 $185,000 $185,000
    2338.27 1 $235,000 $235,000
    2338.52 1 $185,000 $185,000
    2340.27 1 $235,000 $235,000
    2343.77 1 $185,000 $185,000
    2344.9 1 $185,000 $185,000
    2356.02 1 $185,000 $185,000
    2357.77 2 $430,000 $215,000
    2361.37 1 $315,000 $315,000
    2363.33 1 $185,000 $185,000
    2369.15 1 $185,000 $185,000
    2371.02 1 $175,000 $175,000
    2373.77 1 $185,000 $185,000
    2376.46 1 $185,000 $185,000
    2382.27 1 $185,000 $185,000
    2386.65 1 $185,000 $185,000
    2386.86 1 $185,000 $185,000
    2390.83 1 $185,000 $185,000
    2399.77 1 $185,000 $185,000
    2400.65 1 $185,000 $185,000
    2401.07 1 $185,000 $185,000
    2401.52 1 $245,000 $245,000
    2408.52 2 $370,000 $185,000
    2417.27 3 $585,000 $195,000
    2427.77 1 $245,000 $245,000
    2430.4 1 $195,000 $195,000
    2434.77 2 $390,000 $195,000
    2436.77 1 $335,000 $335,000
    2439.15 1 $195,000 $195,000
    2452.27 1 $195,000 $195,000
    2468.9 1 $195,000 $195,000
    2469.77 2 $390,000 $195,000
    2471.77 1 $195,000 $195,000
    2475.9 1 $195,000 $195,000
    2476.27 1 $195,000 $195,000
    2478.83 1 $195,000 $195,000
    2492.52 1 $195,000 $195,000
    2495.77 1 $255,000 $255,000
    2496.02 2 $390,000 $195,000
    2500.4 2 $390,000 $195,000
    2500.86 1 $195,000 $195,000
    2504.77 2 $410,000 $205,000
    2507.4 1 $195,000 $195,000
    2507.77 1 $325,000 $325,000
    2508.43 1 $175,000 $175,000
    2538.33 1 $205,000 $205,000
    2539.15 1 $205,000 $205,000
    2541.77 1 $205,000 $205,000
    2544.15 1 $205,000 $205,000
    2545.02 1 $205,000 $205,000
    2546.77 1 $205,000 $205,000
    2548.52 1 $205,000 $205,000
    2548.96 1 $205,000 $205,000
    2550.52 1 $205,000 $205,000
    2553.77 1 $265,000 $265,000
    2554.77 1 $205,000 $205,000
    2556.52 1 $205,000 $205,000
    255.77 2 $270,000 $135,000
    2561.46 1 $205,000 $205,000
    2564.77 1 $365,000 $365,000
    2565.77 1 $265,000 $265,000
    2566.49 1 $105,000 $105,000
    2574.75 1 $205,000 $205,000
    2574.77 1 $365,000 $365,000
    257.77 1 $215,000 $215,000
    2577.77 1 $195,000 $195,000
    2578.27 1 $205,000 $205,000
    2583.52 1 $205,000 $205,000
    2589.65 1 $205,000 $205,000
    2590.83 2 $430,000 $215,000
    2592.27 3 $645,000 $215,000
    2592.77 1 $365,000 $365,000
    2594.22 1 $205,000 $205,000
    2594.27 1 $215,000 $215,000
    2598.2 1 $125,000 $125,000
    2601.02 1 $215,000 $215,000
    2602.77 1 $215,000 $215,000
    2605.05 1 $215,000 $215,000
    2605.4 1 $215,000 $215,000
    2606.27 1 $215,000 $215,000
    2607.63 1 $215,000 $215,000
    2609.77 1 $375,000 $375,000
    2614.02 1 $375,000 $375,000
    2623.52 1 $375,000 $375,000
    2624.02 1 $215,000 $215,000
    2629.02 1 $215,000 $215,000
    2635.77 1 $275,000 $275,000
    2638.02 1 $215,000 $215,000
    2643.54 1 $115,000 $115,000
    2644.77 1 $215,000 $215,000
    2651.77 1 $215,000 $215,000
    2654.77 2 $730,000 $365,000
    2656.3 1 $375,000 $375,000
    2656.77 1 $275,000 $275,000
    2659.65 1 $215,000 $215,000
    2661.77 1 $205,000 $205,000
    2662.02 1 $275,000 $275,000
    2665.77 1 $215,000 $215,000
    2688.27 1 $485,000 $485,000
    2692.9 1 $225,000 $225,000
    2697.27 1 $225,000 $225,000
    2703.4 1 $225,000 $225,000
    2704.77 1 $395,000 $395,000
    2705.77 1 $285,000 $285,000
    2707.38 1 $225,000 $225,000
    2717.82 1 $225,000 $225,000
    2727.65 1 $285,000 $285,000
    2732.02 1 $285,000 $285,000
    2735.77 1 $225,000 $225,000
    2737.77 1 $225,000 $225,000
    2738.29 1 $285,000 $285,000
    2741.02 1 $225,000 $225,000
    2743.65 1 $225,000 $225,000
    2746.27 1 $225,000 $225,000
    2749.77 1 $225,000 $225,000
    2754.77 2 $660,000 $330,000
    2784.77 1 $235,000 $235,000
    2793.52 1 $235,000 $235,000
    2795.71 1 $235,000 $235,000
    2796.06 1 $235,000 $235,000
    2805.21 1 $235,000 $235,000
    2806.4 1 $295,000 $295,000
    2811.02 1 $235,000 $235,000
    2848.02 1 $235,000 $235,000
    2854.27 1 $335,000 $335,000
    2854.77 1 $245,000 $245,000
    2861.68 1 $85,000 $85,000
    2863.02 1 $275,000 $275,000
    2863.52 1 $245,000 $245,000
    2878.4 1 $245,000 $245,000
    2885.4 1 $245,000 $245,000
    2889.77 1 $245,000 $245,000
    2891.27 1 $235,000 $235,000
    2897.9 1 $235,000 $235,000
    2907.27 1 $245,000 $245,000
    2924.77 1 $245,000 $245,000
    2926.65 1 $245,000 $245,000
    2930.52 1 $225,000 $225,000
    2940.83 1 $255,000 $255,000
    2959.77 1 $255,000 $255,000
    2960.65 1 $255,000 $255,000
    2963.27 1 $255,000 $255,000
    2970.27 1 $315,000 $315,000
    2996.02 1 $235,000 $235,000
    2999.15 1 $255,000 $255,000
    3003.52 1 $255,000 $255,000
    3033.66 1 $265,000 $265,000
    3034.77 1 $455,000 $455,000
    3040.52 1 $265,000 $265,000
    3041.77 1 $455,000 $455,000
    3049.02 1 $315,000 $315,000
    3054.27 1 $265,000 $265,000
    3073.52 1 $265,000 $265,000
    3084.77 1 $465,000 $465,000
    3088.83 1 $265,000 $265,000
    3091.77 1 $255,000 $255,000
    3112.28 1 $255,000 $255,000
    3117.27 1 $275,000 $275,000
    3121.65 1 $275,000 $275,000
    3125.52 1 $265,000 $265,000
    3127.27 1 $465,000 $465,000
    3153.4 1 $275,000 $275,000
    3178.52 1 $275,000 $275,000
    3204.77 1 $285,000 $285,000
    3205.47 1 $265,000 $265,000
    3208.96 1 $285,000 $285,000
    3217.33 1 $285,000 $285,000
    3217.77 1 $285,000 $285,000
    3230.77 1 $345,000 $345,000
    3272.15 1 $345,000 $345,000
    3272.4 1 $285,000 $285,000
    3287.27 1 $285,000 $285,000
    3288.64 1 $285,000 $285,000
    3289.3 1 $155,000 $155,000
    3316.77 1 $295,000 $295,000
    3345.33 1 $545,000 $545,000
    3358.33 1 $295,000 $295,000
    3413.02 1 $305,000 $305,000
    3441.02 1 $305,000 $305,000
    3484.77 1 $315,000 $315,000
    3559.15 1 $325,000 $325,000
    3580.15 1 $325,000 $325,000
    3589.77 1 $325,000 $325,000
    3615.77 1 $305,000 $305,000
    3616.29 1 $155,000 $155,000
    3624.77 1 $325,000 $325,000
    365.77 1 $35,000 $35,000
    3682.77 1 $335,000 $335,000
    3703.52 1 $335,000 $335,000
    3703.77 1 $325,000 $325,000
    3776.51 1 $185,000 $185,000
    3778.65 1 $325,000 $325,000
    3778.84 1 $225,000 $225,000
    3823.4 1 $345,000 $345,000
    3828.65 1 $355,000 $355,000
    3896.86 1 $315,000 $315,000
    3913.52 1 $365,000 $365,000
    4049.24 1 $175,000 $175,000
    4049.4 1 $375,000 $375,000
    4086.77 1 $385,000 $385,000
    4100.52 1 $365,000 $365,000
    4112.97 1 $145,000 $145,000
    4161.46 1 $385,000 $385,000
    4164.77 1 $245,000 $245,000
    4180.77 1 $635,000 $635,000
    4188.02 1 $375,000 $375,000
    4276.65 1 $405,000 $405,000
    4299.73 1 $405,000 $405,000
    4315.05 1 $315,000 $315,000
    4359.77 1 $415,000 $415,000
    4413.44 1 $415,000 $415,000
    4449.46 1 $425,000 $425,000
    4487.02 1 $415,000 $415,000
    4506.14 1 $425,000 $425,000
    4544.53 1 $295,000 $295,000
    4613.52 1 $445,000 $445,000
    4934.44 1 $325,000 $325,000
    499.0 1 $155,000 $155,000
    5011.22 1 $355,000 $355,000
    5115.57 1 $355,000 $355,000
    5220.49 1 $305,000 $305,000
    529.33 1 $185,000 $185,000
    530.33 1 $115,000 $115,000
    530.77 1 $135,000 $135,000
    531.77 6 $1,850,000 $308,333
    5396.31 1 $425,000 $425,000
    5404.37 1 $205,000 $205,000
    5421.77 1 $515,000 $515,000
    543.33 2 $520,000 $260,000
    544.77 3 $655,000 $218,333
    545.77 1 $255,000 $255,000
    554.77 3 $475,000 $158,333
    605.77 1 $45,000 $45,000
    643.35 1 $135,000 $135,000
    693.33 1 $365,000 $365,000
    753.33 2 $400,000 $200,000
    754.77 6 $1,190,000 $198,333
    756.77 2 $260,000 $130,000
    761.77 1 $345,000 $345,000
    780.77 1 $65,000 $65,000
    789.52 1 $65,000 $65,000
    804.65 1 $65,000 $65,000
    832.4 1 $65,000 $65,000
    850.77 1 $65,000 $65,000
    852.77 1 $65,000 $65,000
    854.77 1 $295,000 $295,000
    8704.77 1 $1,545,000 $1,545,000
    877.02 1 $75,000 $75,000
    906.77 1 $245,000 $245,000
    913.77 1 $75,000 $75,000
    914.02 1 $75,000 $75,000
    986.4 1 $85,000 $85,000
    NA 162 $35,850,000 $221,296

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 2 $290,000 $145,000
    Single Family (1-4 Units):Site-Built 865 $166,145,000 $192,075

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 30 $2,300,000 $76,667 $2,331 2.95%
    40-60% 122 $22,550,000 $184,836 $2,730 2.92%
    60-80% 389 $75,985,000 $195,334 $3,506 3.07%
    80-100% 312 $63,690,000 $204,135 $3,637 3.06%
    Over 100% 6 $1,270,000 $211,667 $0 3.52%
    Under 20% 5 $175,000 $35,000 $266 4.88%