Albertville Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Albertville averaged
6.86%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.9% and
one month ago for the week of 2023-08-10, the
average rate was 6.74%.
Albertville's average rate one year ago was 5.77%.
For refis of the same type during the week of 2023-09-14, the average rate
was 7.09%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
Albertville 30 Year Fixed Rate | 2023-09-14 | 6.86% |
Albertville 30 Year Fixed Rate Refi | 2023-09-14 | 7.09% |
Albertville 15 Year Fixed Rate | 2023-09-14 | 6.46% |
Albertville 15 Year Fixed Rate Refi | 2023-09-14 | 6.41% |
Albertville 30 Year FHA | 2023-09-14 | 6.74% |
Albertville 30 Year FHA Refi | 2023-09-14 | 7.19% |
Albertville 30 Year USDA | 2023-09-14 | 6.4% |
Albertville 30 Year USDA Refi | 2023-09-14 | 6.78% |
Albertville 30 Year VA | 2023-09-14 | 6.48% |
Albertville 30 Year VA Refi | 2023-09-14 | 6.91% |
Albertville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Albertville, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Albertville Average Closing Costs & Other Stats
Albertville, AL's 120 lenders originated 2,469
loans during 2022. The total origination value was $502,885,000, with an average loan value of
$203,680.
Albertville's average closing costs are $4,755.
The top Albertville lender as defined by loan originations is FirstBank, with
68 loans originated. Their average total fees are
$5,570, which is $3,166
higher than the next largest lender,
REDSTONE Federal Credit Union.
The lowest fee Albertville lenders (with over 10 loans originated) are
REDSTONE Federal Credit Union ($2,404), Wells Fargo Bank ($3,424), BROKER SOLUTIONS, INC. ($3,813), Hometown Lenders, Inc. ($4,549) and GMFS LLC ($4,807).
The lowest rate Albertville lenders (with over 10 loans originated) are
GMFS LLC (4.31%), FirstBank (4.56%), SECURITYNATIONAL MORTGAGE COMPANY (4.65%), LOANDEPOT.COM, LLC (4.67%) and Wells Fargo Bank (4.85%).
Albertville, AL Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
FirstBank | $66,090,000 | $32,680,000 | -50.6% | 6.5% |
REDSTONE Federal Credit Union | $29,830,000 | $25,805,000 | -13.5% | 5.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,170,000 | $24,250,000 | -24.6% | 4.8% |
CERTAINTY HOME LOANS, LLC | $27,955,000 | $24,055,000 | -14.0% | 4.8% |
BancorpSouth Bank | $15,045,000 | $22,590,000 | 50.1% | 4.5% |
QUICKEN LOANS, LLC | $42,800,000 | $21,980,000 | -48.6% | 4.4% |
TJC Mortgage, Inc. | $23,225,000 | $19,085,000 | -17.8% | 3.8% |
UNITED WHOLESALE MORTGAGE, LLC | $14,975,000 | $18,920,000 | 26.3% | 3.8% |
Regions Bank | $23,640,000 | $15,680,000 | -33.7% | 3.1% |
Citizens Bank & Trust | $17,075,000 | $15,570,000 | -8.8% | 3.1% |
LOANDEPOT.COM, LLC | $19,395,000 | $14,675,000 | -24.3% | 2.9% |
FAMILY SAVINGS | $8,575,000 | $14,060,000 | 64.0% | 2.8% |
Liberty Bank | $11,130,000 | $13,825,000 | 24.2% | 2.7% |
GMFS LLC | $27,740,000 | $13,625,000 | -50.9% | 2.7% |
Renasant Bank | $22,200,000 | $13,485,000 | -39.3% | 2.7% |
Mortgage Research Center, LLC | $12,770,000 | $11,575,000 | -9.4% | 2.3% |
BROKER SOLUTIONS, INC. | $2,690,000 | $9,140,000 | 239.8% | 1.8% |
HOME POINT FINANCIAL CORPORATION | $9,980,000 | $8,040,000 | -19.4% | 1.6% |
Hometown Lenders, Inc. | $9,380,000 | $7,970,000 | -15.0% | 1.6% |
South State Bank | $7,560,000 | $7,500,000 | -0.8% | 1.5% |
Peoples Bank of Alabama | $7,590,000 | $6,640,000 | -12.5% | 1.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $5,155,000 | $5,925,000 | 14.9% | 1.2% |
SECURITYNATIONAL MORTGAGE COMPANY | $320,000 | $5,520,000 | 1,625.0% | 1.1% |
Wells Fargo Bank | $9,255,000 | $5,050,000 | -45.4% | 1.0% |
MOVEMENT MORTGAGE, LLC | $2,025,000 | $4,335,000 | 114.1% | 0.9% |
Progress Bank and Trust | $7,475,000 | $4,120,000 | -44.9% | 0.8% |
FREEDOM MORTGAGE CORPORATION | $19,195,000 | $3,800,000 | -80.2% | 0.8% |
NAVY FEDERAL CREDIT UNION | $3,690,000 | $3,690,000 | 0.0% | 0.7% |
First Federal Bank, A FSB | $5,440,000 | $3,470,000 | -36.2% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $7,360,000 | $3,005,000 | -59.2% | 0.6% |
Hamilton Mortgage Corporation | $4,025,000 | $2,855,000 | -29.1% | 0.6% |
Synovus Bank | $3,885,000 | $2,805,000 | -27.8% | 0.6% |
CB&S Bank, Inc. | $290,000 | $2,595,000 | 794.8% | 0.5% |
USAA Federal Savings Bank | $1,980,000 | $2,455,000 | 24.0% | 0.5% |
Mr. Cooper ( Nationstar Mortgage ) | $4,785,000 | $2,395,000 | -49.9% | 0.5% |
Family Security Credit Union | $2,495,000 | $2,355,000 | -5.6% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $5,290,000 | $2,340,000 | -55.8% | 0.5% |
ALABAMA TEACHERS | $2,925,000 | $2,305,000 | -21.2% | 0.5% |
21ST MORTGAGE CORPORATION | $2,385,000 | $2,300,000 | -3.6% | 0.5% |
River Bank & Trust | $795,000 | $2,195,000 | 176.1% | 0.4% |
PNC Bank | $1,745,000 | $2,170,000 | 24.4% | 0.4% |
GUILD MORTGAGE COMPANY | $1,140,000 | $2,105,000 | 84.6% | 0.4% |
SouthPoint Bank | $760,000 | $1,915,000 | 152.0% | 0.4% |
SUCCESS MORTGAGE PARTNERS, INC. | $2,390,000 | $1,910,000 | -20.1% | 0.4% |
The Hometown Bank of Alabama | $895,000 | $1,885,000 | 110.6% | 0.4% |
Truist | $2,225,000 | $1,865,000 | -16.2% | 0.4% |
Bryant Bank | $640,000 | $1,820,000 | 184.4% | 0.4% |
First Horizon Bank | $1,320,000 | $1,805,000 | 36.7% | 0.4% |
First National Bank of Pulaski | $1,765,000 | n/a | 0.4% | |
FIRST COMMUNITY MORTGAGE, INC. | $1,135,000 | $1,725,000 | 52.0% | 0.3% |
HOMESTEAD FUNDING CORP. | $255,000 | $1,705,000 | 568.6% | 0.3% |
INTERLINC MORTGAGE SERVICES, LLC | $215,000 | $1,640,000 | 662.8% | 0.3% |
West Alabama Bank & Trust | $1,510,000 | n/a | 0.3% | |
TRIAD FINANCIAL SERVICES, INC. | $655,000 | $1,470,000 | 124.4% | 0.3% |
ServisFirst Bank | $1,035,000 | $1,435,000 | 38.6% | 0.3% |
EvaBank | $585,000 | $1,415,000 | 141.9% | 0.3% |
LAKEVIEW LOAN SERVICING, LLC | $2,850,000 | $1,415,000 | -50.4% | 0.3% |
Trustmark National Bank | $1,440,000 | $1,405,000 | -2.4% | 0.3% |
NEW DAY FINANCIAL, LLC | $3,570,000 | $1,400,000 | -60.8% | 0.3% |
Flagstar Bank, FSB | $1,585,000 | $1,385,000 | -12.6% | 0.3% |
Premier Bank of the South | $205,000 | $1,360,000 | 563.4% | 0.3% |
UNION HOME MORTGAGE CORP. | $1,340,000 | n/a | 0.3% | |
Ameris Bank | $215,000 | $1,325,000 | 516.3% | 0.3% |
PREMIA MORTGAGE, LLC | $315,000 | $1,280,000 | 306.3% | 0.3% |
Volunteer State Bank | $1,245,000 | n/a | 0.2% | |
CROSSCOUNTRY MORTGAGE, LLC | $900,000 | $1,230,000 | 36.7% | 0.2% |
MAX Credit Union | $1,205,000 | n/a | 0.2% | |
First Southern Bank | $1,155,000 | n/a | 0.2% | |
First Jackson Bank, Inc. | $1,695,000 | $1,130,000 | -33.3% | 0.2% |
CALIBER HOME LOANS, INC. | $5,490,000 | $1,060,000 | -80.7% | 0.2% |
The Federal Savings Bank | $1,195,000 | $1,050,000 | -12.1% | 0.2% |
Carrington Mortgage Services, LLC | $1,745,000 | $1,025,000 | -41.3% | 0.2% |
FINANCE OF AMERICA MORTGAGE LLC | $695,000 | $990,000 | 42.4% | 0.2% |
Magnolia Bank | $1,170,000 | $990,000 | -15.4% | 0.2% |
MORTGAGE INVESTORS GROUP, INC. | $5,755,000 | $945,000 | -83.6% | 0.2% |
ZILLOW HOME LOANS, LLC | $930,000 | n/a | 0.2% | |
Listerhill Credit Union | $905,000 | n/a | 0.2% | |
NEWREZ LLC | $3,050,000 | $875,000 | -71.3% | 0.2% |
GUARANTEED RATE AFFINITY, LLC | $185,000 | $810,000 | 337.8% | 0.2% |
ISERVE RESIDENTIAL LENDING, LLC | $1,870,000 | $805,000 | -57.0% | 0.2% |
RELIANCE FIRST CAPITAL, LLC | $465,000 | $790,000 | 69.9% | 0.2% |
The Exchange Bank of Alabama | $780,000 | n/a | 0.2% | |
Morgan Stanley Private Bank | $775,000 | n/a | 0.2% | |
Capitol Federal Savings Bank | $3,080,000 | $765,000 | -75.2% | 0.2% |
AMERICAN FINANCING CORPORATION | $795,000 | $720,000 | -9.4% | 0.1% |
ACIPCO Federal Credit Union | $85,000 | $715,000 | 741.2% | 0.1% |
Bank of England | $1,665,000 | $695,000 | -58.3% | 0.1% |
Bank of America | $2,375,000 | $690,000 | -70.9% | 0.1% |
GUARANTY HOME MORTGAGE CORPORATION | $510,000 | $670,000 | 31.4% | 0.1% |
Traditions Bank | $1,605,000 | $665,000 | -58.6% | 0.1% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $655,000 | n/a | 0.1% | |
Consumer First Mortgage, Inc. | $560,000 | $650,000 | 16.1% | 0.1% |
BETTER MORTGAGE CORPORATION | $4,340,000 | $640,000 | -85.3% | 0.1% |
KELLER MORTGAGE, LLC | $3,710,000 | $630,000 | -83.0% | 0.1% |
Northpointe Bank | $630,000 | n/a | 0.1% | |
NBKC BANK | $670,000 | $600,000 | -10.4% | 0.1% |
COMMUNITY MORTGAGE CORPORATION | $585,000 | n/a | 0.1% | |
Goldwater Bank, N.A. | $455,000 | $580,000 | 27.5% | 0.1% |
MUTUAL OF OMAHA MORTGAGE, INC. | $1,005,000 | $580,000 | -42.3% | 0.1% |
AMERICAN ADVISORS GROUP | $25,000 | $565,000 | 2,160.0% | 0.1% |
Assurance Financial Group, L.L.C. | $830,000 | $565,000 | -31.9% | 0.1% |
PLANET HOME LENDING, LLC | $3,390,000 | $555,000 | -83.6% | 0.1% |
Bank Independent | $3,885,000 | $550,000 | -85.8% | 0.1% |
SmartBank | $395,000 | $550,000 | 39.2% | 0.1% |
Fifth Third Bank | $135,000 | $545,000 | 303.7% | 0.1% |
GUARANTEED RATE, INC. | $690,000 | $540,000 | -21.7% | 0.1% |
STOCKTON MORTGAGE CORPORATION | $255,000 | $535,000 | 109.8% | 0.1% |
NexBank | $525,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $315,000 | $515,000 | 63.5% | 0.1% |
EVERETT FINANCIAL, INC. | $510,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $330,000 | $510,000 | 54.5% | 0.1% |
CHURCHILL MORTGAGE CORPORATION | $885,000 | $505,000 | -42.9% | 0.1% |
BNC National Bank | $590,000 | $500,000 | -15.3% | 0.1% |
EMBRACE HOME LOANS, INC. | $425,000 | $500,000 | 17.6% | 0.1% |
First Federal Bank | $625,000 | $500,000 | -20.0% | 0.1% |
Gateway First Bank | $610,000 | $485,000 | -20.5% | 0.1% |
MORTGAGE MANAGEMENT CONSULTANTS, INC. | $475,000 | n/a | 0.1% | |
AVADIAN | $1,150,000 | $470,000 | -59.1% | 0.1% |
ACOPIA, LLC | $950,000 | $465,000 | -51.1% | 0.1% |
MCLEAN MORTGAGE CORPORATION | $465,000 | n/a | 0.1% | |
North American Savings Bank, F.S.B. | $895,000 | $455,000 | -49.2% | 0.1% |
THRIVE MORTGAGE, LLC | $450,000 | n/a | 0.1% | |
Armed Forces Bank | $425,000 | n/a | 0.1% | |
Citizens Bank | $165,000 | $425,000 | 157.6% | 0.1% |
SOUTHWEST STAGE FUNDING, LLC | $200,000 | $425,000 | 112.5% | 0.1% |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $865,000 | $410,000 | -52.6% | 0.1% |
Total Media Management, LLC | $585,000 | $410,000 | -29.9% | 0.1% |
Evolve Bank & Trust | $395,000 | n/a | 0.1% | |
Community Bank of Mississippi | $385,000 | n/a | 0.1% | |
Victorian Finance, LLC | $380,000 | n/a | 0.1% | |
CSL Financial, LLC | $85,000 | $375,000 | 341.2% | 0.1% |
The Huntington National Bank | $155,000 | $375,000 | 141.9% | 0.1% |
Nations Lending Corporation | $490,000 | $370,000 | -24.5% | 0.1% |
Amerifirst Financial, Inc. | $185,000 | $365,000 | 97.3% | 0.1% |
SOUTHPOINT FINANCIAL SERVICES, INC. | $675,000 | $340,000 | -49.6% | 0.1% |
VELOCITY COMMERCIAL CAPITAL, LLC | $300,000 | $330,000 | 10.0% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $1,015,000 | $330,000 | -67.5% | 0.1% |
AlaTrust Credit Union | $315,000 | n/a | 0.1% | |
GSF Mortgage Corporation | $340,000 | $315,000 | -7.4% | 0.1% |
CHERRY CREEK MORTGAGE, LLC | $295,000 | $305,000 | 3.4% | 0.1% |
FBC MORTGAGE, LLC | $805,000 | $305,000 | -62.1% | 0.1% |
Florida Capital Bank | $670,000 | $305,000 | -54.5% | 0.1% |
Community Trust Bank, Inc. | $295,000 | n/a | 0.1% | |
SUMMIT FUNDING, INC. | $1,630,000 | $290,000 | -82.2% | 0.1% |
First National Bank | $285,000 | n/a | 0.1% | |
HOMESTAR FINANCIAL CORPORATION | $285,000 | n/a | 0.1% | |
GENEVA FINANCIAL, LLC | $420,000 | $275,000 | -34.5% | 0.1% |
LENOX FINANCIAL MORTGAGE CORPORATION | $275,000 | n/a | 0.1% | |
SOVEREIGN LENDING GROUP INCORPORATED | $340,000 | $265,000 | -22.1% | 0.1% |
AMERICA'S FIRST | $260,000 | n/a | 0.1% | |
JPMorgan Chase Bank | $1,060,000 | $260,000 | -75.5% | 0.1% |
M&T Bank | $260,000 | n/a | 0.1% | |
BankPlus | $255,000 | n/a | 0.1% | |
CMG MORTGAGE, INC. | $1,245,000 | $255,000 | -79.5% | 0.1% |
Pinnacle Bank | $170,000 | $255,000 | 50.0% | 0.1% |
Colten Mortgage, LLC | $155,000 | $245,000 | 58.1% | 0.0% |
FAY SERVICING, LLC | $75,000 | $245,000 | 226.7% | 0.0% |
U.S. Bank | $750,000 | $235,000 | -68.7% | 0.0% |
NFM, INC. | $6,095,000 | $225,000 | -96.3% | 0.0% |
Raymond James Bank | $225,000 | n/a | 0.0% | |
RESIDENTIAL BANCORP. | $225,000 | n/a | 0.0% | |
Figure Lending LLC | $85,000 | $220,000 | 158.8% | 0.0% |
DELMAR FINANCIAL COMPANY | $215,000 | n/a | 0.0% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,185,000 | $205,000 | -82.7% | 0.0% |
CLEARPATH LENDING | $740,000 | $195,000 | -73.6% | 0.0% |
Mid-Continent Funding, Inc. | $195,000 | n/a | 0.0% | |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $125,000 | $195,000 | 56.0% | 0.0% |
AmeriHome Mortgage Company, LLC | $495,000 | $185,000 | -62.6% | 0.0% |
BankFirst Financial Services | $175,000 | n/a | 0.0% | |
Chicago Mortgage Solutions LLC | $175,000 | n/a | 0.0% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $985,000 | $175,000 | -82.2% | 0.0% |
Marine Bank | $175,000 | n/a | 0.0% | |
SPRING EQ, LLC | $175,000 | $170,000 | -2.9% | 0.0% |
Byron Bank | $165,000 | n/a | 0.0% | |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $165,000 | n/a | 0.0% | |
Metro Bank | $160,000 | n/a | 0.0% | |
Discover Bank | $305,000 | $155,000 | -49.2% | 0.0% |
Paramount Bank | $155,000 | n/a | 0.0% | |
VAN DYK MORTGAGE CORPORATION | $585,000 | $155,000 | -73.5% | 0.0% |
First Option Mortgage, LLC | $185,000 | $145,000 | -21.6% | 0.0% |
First South Farm Credit, ACA | $1,745,000 | $145,000 | -91.7% | 0.0% |
LIBERTY HOME MORTGAGE CORPORATION | $245,000 | $145,000 | -40.8% | 0.0% |
CIS Financial Services, Inc. | $365,000 | $140,000 | -61.6% | 0.0% |
LIMA ONE CAPITAL, LLC | $155,000 | $125,000 | -19.4% | 0.0% |
Low VA Rates, LLC | $400,000 | $125,000 | -68.8% | 0.0% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $235,000 | $115,000 | -51.1% | 0.0% |
Waterstone Mortgage Corporation | $115,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $215,000 | $105,000 | -51.2% | 0.0% |
NETWORK CAPITAL FUNDING CORPORATION | $205,000 | $105,000 | -48.8% | 0.0% |
SUN WEST MORTGAGE COMPANY, INC. | $95,000 | n/a | 0.0% | |
United Bank | $95,000 | n/a | 0.0% | |
1st Franklin Financial Corporation | $335,000 | $75,000 | -77.6% | 0.0% |
COUNTRYPLACE MORTGAGE, LTD. | $405,000 | $45,000 | -88.9% | 0.0% |
Guardian Credit Union | $35,000 | n/a | 0.0% | |
ALABAMA STATE EMPLOYEES CREDIT UNION | $15,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $15,000 | $15,000 | 0.0% | 0.0% |
Albertville's top lender by overall market share is FirstBank, with 6.5% market share. In second place, with 5.1%, is REDSTONE Federal Credit Union, having originated $25,805,000 in loans. In third place, with 4.8%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $24,250,000 in loans. In fourth place, with 4.8%, is CERTAINTY HOME LOANS, LLC, having originated $24,055,000 in loans. In fifth place, with 4.5%, is BancorpSouth Bank, having originated $22,590,000 in loans.
Albertville, AL Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 1,331 | $320,255,000 | $240,612 |
Cash Out Refi | 428 | $83,920,000 | $196,075 |
Refi | 390 | $70,710,000 | $181,308 |
Home Improvement | 163 | $12,455,000 | $76,411 |
Other | 157 | $15,545,000 | $99,013 |
Albertville's most frequently cited loan purpose was Home Purchase, with 1,331 originations. The 2nd most popular reason was Cash Out Refi, with 428 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
4-5% | 564 | $122,030,000 | $216,365 |
3-4% | 542 | $115,960,000 | $213,948 |
5-6% | 537 | $113,765,000 | $211,853 |
6-7% | 281 | $46,925,000 | $166,993 |
2.5-3% | 121 | $29,065,000 | $240,207 |
7-8% | 91 | $13,565,000 | $149,066 |
Over 8% | 72 | $6,090,000 | $84,583 |
<2.5% | 32 | $6,150,000 | $192,188 |
During 2022, Albertville's most frequently originated rate bucket was 4-5%, with 564 originations.
Loan Sizing (Albertville, AL MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 906 | $134,640,000 | $148,609 |
$200k-400k | 741 | $202,125,000 | $272,773 |
$100,000 or less | 601 | $34,545,000 | $57,479 |
$400k-600k | 159 | $76,425,000 | $480,660 |
$600k-1000k | 48 | $35,140,000 | $732,083 |
$Over $1MM | 14 | $20,010,000 | $1,429,286 |
Albertville's loan sizing saw the bucket of loans from $100k-200k with 906 originations, totaling $134,640,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 1,021 | $245,635,000 | $240,583 |
60-80% | 497 | $116,925,000 | $235,262 |
40-60% | 229 | $42,055,000 | $183,646 |
20-40% | 217 | $22,085,000 | $101,774 |
Under 20% | 208 | $11,240,000 | $54,038 |
Over 100% | 57 | $13,775,000 | $241,667 |
Albertville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,021 originations, totaling $245,635,000 in origination value.