Albertville Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Albertville averaged
5.78%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.15% and
one month ago for the week of 2022-05-19, the
average rate was 5.62%.
Albertville's average rate one year ago was 2.92%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Albertville 30 Year Fixed Rate | 2022-06-23 | 5.78% |
| Albertville 30 Year Fixed Rate Refi | 2022-06-23 | 5.92% |
| Albertville 15 Year Fixed Rate | 2022-06-23 | 5.6% |
| Albertville 15 Year Fixed Rate Refi | 2022-06-23 | 4.99% |
| Albertville 30 Year FHA | 2022-06-23 | -0.18% |
| Albertville 30 Year FHA Refi | 2022-06-23 | -0.06% |
| Albertville 30 Year USDA | 2022-06-23 | 0.18% |
| Albertville 30 Year USDA Refi | 2022-06-23 | -0.03% |
| Albertville 30 Year VA | 2022-06-23 | 0.25% |
| Albertville 30 Year VA Refi | 2022-06-23 | -0.07% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Albertville, AL.
Albertville Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Albertville, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Albertville, AL's 129 lenders originated 3,390
loans during 2021. The total origination value was $661,460,000, with an average loan value of
$195,121.
The top Albertville lender as defined by loan originations is FirstBank, with
145 loans originated. Their average total fees are
$5,003, which is $181
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Albertville lenders (with over 10 loans originated) are
APCO EMPLOYEES ($587), ALABAMA TEACHERS ($1,624), REDSTONE Federal Credit Union ($2,698), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,808) and BancorpSouth Bank ($2,997).
The lowest rate Albertville lenders (with over 10 loans originated) are
AMERISAVE MORTGAGE CORPORATION (2.86%), HOME POINT FINANCIAL CORPORATION (2.94%), FirstBank (2.96%), GMFS LLC (2.97%) and First Federal Bank, A FSB (3.03%).
Albertville, AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FirstBank | $60,485,000 | $66,090,000 | 9.3% | 10.0% |
| QUICKEN LOANS, LLC | $33,275,000 | $42,800,000 | 28.6% | 6.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $19,235,000 | $32,170,000 | 67.2% | 4.9% |
| REDSTONE Federal Credit Union | $24,750,000 | $29,830,000 | 20.5% | 4.5% |
| CERTAINTY HOME LOANS, LLC | $37,355,000 | $27,955,000 | -25.2% | 4.2% |
| GMFS LLC | $19,660,000 | $27,740,000 | 41.1% | 4.2% |
| Regions Bank | $28,025,000 | $23,640,000 | -15.6% | 3.6% |
| TJC Mortgage, Inc. | $21,730,000 | $23,225,000 | 6.9% | 3.5% |
| Renasant Bank | $16,810,000 | $22,200,000 | 32.1% | 3.4% |
| LOANDEPOT.COM, LLC | $9,790,000 | $19,395,000 | 98.1% | 2.9% |
| FREEDOM MORTGAGE CORPORATION | $15,860,000 | $19,195,000 | 21.0% | 2.9% |
| Citizens Bank & Trust | $19,785,000 | $17,075,000 | -13.7% | 2.6% |
| BancorpSouth Bank | $13,390,000 | $15,045,000 | 12.4% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $8,020,000 | $14,975,000 | 86.7% | 2.3% |
| Mortgage Research Center, LLC | $10,390,000 | $12,770,000 | 22.9% | 1.9% |
| Liberty Bank | $6,055,000 | $11,130,000 | 83.8% | 1.7% |
| HOME POINT FINANCIAL CORPORATION | $9,030,000 | $9,980,000 | 10.5% | 1.5% |
| Hometown Lenders, Inc. | $5,840,000 | $9,380,000 | 60.6% | 1.4% |
| Wells Fargo Bank | $7,810,000 | $9,255,000 | 18.5% | 1.4% |
| FAMILY SAVINGS | $760,000 | $8,575,000 | 1,028.3% | 1.3% |
| Peoples Bank of Alabama | $11,525,000 | $7,590,000 | -34.1% | 1.1% |
| South State Bank | $2,755,000 | $7,560,000 | 174.4% | 1.1% |
| Progress Bank and Trust | $3,630,000 | $7,475,000 | 105.9% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $3,045,000 | $7,360,000 | 141.7% | 1.1% |
| NFM, INC. | $6,095,000 | n/a | 0.9% | |
| MORTGAGE INVESTORS GROUP, INC. | $5,460,000 | $5,755,000 | 5.4% | 0.9% |
| CALIBER HOME LOANS, INC. | $5,880,000 | $5,490,000 | -6.6% | 0.8% |
| First Federal Bank, A FSB | $4,255,000 | $5,440,000 | 27.8% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $3,200,000 | $5,290,000 | 65.3% | 0.8% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,805,000 | $5,155,000 | 35.5% | 0.8% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,965,000 | $4,785,000 | 20.7% | 0.7% |
| BETTER MORTGAGE CORPORATION | $145,000 | $4,340,000 | 2,893.1% | 0.7% |
| Hamilton Mortgage Corporation | $2,730,000 | $4,025,000 | 47.4% | 0.6% |
| Bank Independent | $855,000 | $3,885,000 | 354.4% | 0.6% |
| Synovus Bank | $2,025,000 | $3,885,000 | 91.9% | 0.6% |
| KELLER MORTGAGE, LLC | $2,055,000 | $3,710,000 | 80.5% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $3,295,000 | $3,690,000 | 12.0% | 0.6% |
| NEW DAY FINANCIAL, LLC | $2,785,000 | $3,570,000 | 28.2% | 0.5% |
| PLANET HOME LENDING, LLC | $2,960,000 | $3,390,000 | 14.5% | 0.5% |
| Capitol Federal Savings Bank | $1,420,000 | $3,080,000 | 116.9% | 0.5% |
| NEWREZ LLC | $1,305,000 | $3,050,000 | 133.7% | 0.5% |
| ALABAMA TEACHERS | $2,840,000 | $2,925,000 | 3.0% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $1,250,000 | $2,850,000 | 128.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $3,500,000 | $2,690,000 | -23.1% | 0.4% |
| Family Security Credit Union | $285,000 | $2,495,000 | 775.4% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,910,000 | $2,390,000 | -17.9% | 0.4% |
| 21ST MORTGAGE CORPORATION | $2,175,000 | $2,385,000 | 9.7% | 0.4% |
| Bank of America | $155,000 | $2,375,000 | 1,432.3% | 0.4% |
| Truist Bank | $1,910,000 | $2,225,000 | 16.5% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $2,255,000 | $2,025,000 | -10.2% | 0.3% |
| USAA Federal Savings Bank | $1,755,000 | $1,980,000 | 12.8% | 0.3% |
| ISERVE RESIDENTIAL LENDING, LLC | $795,000 | $1,870,000 | 135.2% | 0.3% |
| Carrington Mortgage Services, LLC | $850,000 | $1,745,000 | 105.3% | 0.3% |
| First South Farm Credit, ACA | $35,000 | $1,745,000 | 4,885.7% | 0.3% |
| PNC Bank | $590,000 | $1,745,000 | 195.8% | 0.3% |
| First Jackson Bank, Inc. | $275,000 | $1,695,000 | 516.4% | 0.3% |
| Bank of England | $1,960,000 | $1,665,000 | -15.1% | 0.3% |
| First Guaranty Mortgage Corporation | $1,020,000 | $1,635,000 | 60.3% | 0.2% |
| SUMMIT FUNDING, INC. | $1,630,000 | n/a | 0.2% | |
| Traditions Bank | $260,000 | $1,605,000 | 517.3% | 0.2% |
| Flagstar Bank, FSB | $875,000 | $1,585,000 | 81.1% | 0.2% |
| APCO EMPLOYEES | $3,040,000 | $1,505,000 | -50.5% | 0.2% |
| Trustmark National Bank | $1,900,000 | $1,440,000 | -24.2% | 0.2% |
| BBVA USA | $4,870,000 | $1,435,000 | -70.5% | 0.2% |
| Cadence Bank, N.A. | $1,795,000 | $1,405,000 | -21.7% | 0.2% |
| First Horizon Bank | $1,320,000 | n/a | 0.2% | |
| CMG MORTGAGE, INC. | $865,000 | $1,245,000 | 43.9% | 0.2% |
| The Federal Savings Bank | $910,000 | $1,195,000 | 31.3% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $4,495,000 | $1,185,000 | -73.6% | 0.2% |
| Magnolia Bank | $125,000 | $1,170,000 | 836.0% | 0.2% |
| AVADIAN | $805,000 | $1,150,000 | 42.9% | 0.2% |
| GUILD MORTGAGE COMPANY | $270,000 | $1,140,000 | 322.2% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $990,000 | $1,135,000 | 14.6% | 0.2% |
| JPMorgan Chase Bank | $260,000 | $1,060,000 | 307.7% | 0.2% |
| ServisFirst Bank | $3,585,000 | $1,035,000 | -71.1% | 0.2% |
| SOFI LENDING CORP. | $1,035,000 | n/a | 0.2% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $995,000 | $1,015,000 | 2.0% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,590,000 | $1,005,000 | -36.8% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,260,000 | $985,000 | -21.8% | 0.1% |
| ACOPIA, LLC | $950,000 | n/a | 0.1% | |
| InterContinental Capital Group, Inc | $195,000 | $905,000 | 364.1% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $575,000 | $900,000 | 56.5% | 0.1% |
| North American Savings Bank, F.S.B. | $1,050,000 | $895,000 | -14.8% | 0.1% |
| The Hometown Bank of Alabama | $1,330,000 | $895,000 | -32.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $670,000 | $885,000 | 32.1% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $535,000 | $865,000 | 61.7% | 0.1% |
| Assurance Financial Group, L.L.C. | $570,000 | $830,000 | 45.6% | 0.1% |
| FBC MORTGAGE, LLC | $815,000 | $805,000 | -1.2% | 0.1% |
| AMERICAN FINANCING CORPORATION | $795,000 | n/a | 0.1% | |
| River Bank & Trust | $795,000 | n/a | 0.1% | |
| HONDA Federal Credit Union | $295,000 | $775,000 | 162.7% | 0.1% |
| SouthPoint Bank | $105,000 | $760,000 | 623.8% | 0.1% |
| U.S. Bank | $1,050,000 | $750,000 | -28.6% | 0.1% |
| CLEARPATH LENDING | $695,000 | $740,000 | 6.5% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $770,000 | $695,000 | -9.7% | 0.1% |
| GUARANTEED RATE, INC. | $815,000 | $690,000 | -15.3% | 0.1% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $475,000 | $675,000 | 42.1% | 0.1% |
| Florida Capital Bank | $310,000 | $670,000 | 116.1% | 0.1% |
| NBKC BANK | $195,000 | $670,000 | 243.6% | 0.1% |
| AMERIFIRST FINANCIAL CORPORATION | $665,000 | n/a | 0.1% | |
| FirstTrust Home Loans, Inc. | $320,000 | $660,000 | 106.3% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $655,000 | n/a | 0.1% | |
| Bryant Bank | $3,135,000 | $640,000 | -79.6% | 0.1% |
| First Federal Bank | $310,000 | $625,000 | 101.6% | 0.1% |
| Gateway First Bank | $1,440,000 | $610,000 | -57.6% | 0.1% |
| BNC National Bank | $590,000 | n/a | 0.1% | |
| EvaBank | $1,135,000 | $585,000 | -48.5% | 0.1% |
| Total Media Management, LLC | $3,765,000 | $585,000 | -84.5% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $585,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $425,000 | $570,000 | 34.1% | 0.1% |
| Consumer First Mortgage, Inc. | $835,000 | $560,000 | -32.9% | 0.1% |
| Charles Schwab Bank, SSB | $545,000 | n/a | 0.1% | |
| GUARANTY HOME MORTGAGE CORPORATION | $405,000 | $510,000 | 25.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $440,000 | $495,000 | 12.5% | 0.1% |
| Nations Lending Corporation | $610,000 | $490,000 | -19.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $490,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $465,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $65,000 | $465,000 | 615.4% | 0.1% |
| SOUTHWEST FUNDING, LP | $525,000 | $465,000 | -11.4% | 0.1% |
| Goldwater Bank, N.A. | $1,170,000 | $455,000 | -61.1% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $305,000 | $455,000 | 49.2% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $505,000 | $440,000 | -12.9% | 0.1% |
| NP, Inc. | $440,000 | n/a | 0.1% | |
| Mountain Valley Bank | $430,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $425,000 | n/a | 0.1% | |
| Merchants Bank of Indiana | $425,000 | n/a | 0.1% | |
| GENEVA FINANCIAL, LLC | $240,000 | $420,000 | 75.0% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $145,000 | $410,000 | 182.8% | 0.1% |
| COUNTRYPLACE MORTGAGE, LTD. | $405,000 | n/a | 0.1% | |
| Wolfe Financial, Inc | $405,000 | $405,000 | 0.0% | 0.1% |
| Low VA Rates, LLC | $270,000 | $400,000 | 48.1% | 0.1% |
| SmartBank | $205,000 | $395,000 | 92.7% | 0.1% |
| ACCELERATE MORTGAGE, LLC | $385,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $385,000 | n/a | 0.1% | |
| LOANFLIGHT LENDING, LLC | $810,000 | $385,000 | -52.5% | 0.1% |
| CapStar Bank | $380,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $380,000 | n/a | 0.1% | |
| Eco Credit Union | $375,000 | n/a | 0.1% | |
| KS StateBank | $375,000 | n/a | 0.1% | |
| CIS Financial Services, Inc. | $575,000 | $365,000 | -36.5% | 0.1% |
| United Community Bank | $145,000 | $360,000 | 148.3% | 0.1% |
| PHH Mortgage Corporation | $350,000 | n/a | 0.1% | |
| US MORTGAGE CORPORATION | $530,000 | $345,000 | -34.9% | 0.1% |
| GSF Mortgage Corporation | $340,000 | n/a | 0.1% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $340,000 | n/a | 0.1% | |
| 1st Franklin Financial Corporation | $235,000 | $335,000 | 42.6% | 0.1% |
| MORTGAGE ACCESS CORP. | $285,000 | $335,000 | 17.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $335,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $330,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $325,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $310,000 | $320,000 | 3.2% | 0.0% |
| PREMIA MORTGAGE, LLC | $295,000 | $315,000 | 6.8% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $955,000 | $315,000 | -67.0% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $315,000 | $310,000 | -1.6% | 0.0% |
| Discover Bank | $140,000 | $305,000 | 117.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $300,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| CHERRY CREEK MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| ARC HOME LLC | $290,000 | n/a | 0.0% | |
| CB&S Bank, Inc. | $235,000 | $290,000 | 23.4% | 0.0% |
| HOMESTEAD FUNDING CORP. | $440,000 | $255,000 | -42.0% | 0.0% |
| MILEND, INC. | $255,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $320,000 | $255,000 | -20.3% | 0.0% |
| Ally Bank | $245,000 | $250,000 | 2.0% | 0.0% |
| Alabama One Credit Union | $205,000 | $245,000 | 19.5% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| The Paducah Bank and Trust Company | $245,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $235,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $75,000 | $235,000 | 213.3% | 0.0% |
| Triumph Bank | $235,000 | n/a | 0.0% | |
| Liberty Mortgage Corporation | $225,000 | n/a | 0.0% | |
| The Dart Bank | $225,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $215,000 | n/a | 0.0% | |
| Ameris Bank | $650,000 | $215,000 | -66.9% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $330,000 | $215,000 | -34.8% | 0.0% |
| INTERLINC MORTGAGE SERVICES, LLC | $3,600,000 | $215,000 | -94.0% | 0.0% |
| EVANSVILLE TEACHERS | $640,000 | $210,000 | -67.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $205,000 | n/a | 0.0% | |
| Premier Bank of the South | $570,000 | $205,000 | -64.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $200,000 | n/a | 0.0% | |
| EMM LOANS LLC | $195,000 | n/a | 0.0% | |
| Petefish, Skiles & Co. | $195,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $185,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $185,000 | n/a | 0.0% | |
| First Option Mortgage, LLC | $550,000 | $185,000 | -66.4% | 0.0% |
| GoPrime Mortgage, Inc. | $405,000 | $185,000 | -54.3% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $870,000 | $185,000 | -78.7% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $175,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $430,000 | $175,000 | -59.3% | 0.0% |
| Pinnacle Bank | $345,000 | $170,000 | -50.7% | 0.0% |
| Citizens Bank | $1,920,000 | $165,000 | -91.4% | 0.0% |
| Colten Mortgage, LLC | $155,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $155,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $155,000 | n/a | 0.0% | |
| Peoples National Bank , N.A. | $155,000 | n/a | 0.0% | |
| The Huntington National Bank | $155,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $145,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $145,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $135,000 | n/a | 0.0% | |
| Fifth Third Bank | $135,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $125,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $435,000 | $125,000 | -71.3% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $125,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $115,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $105,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $105,000 | n/a | 0.0% | |
| CENTRAL MINNESOTA Credit Union | $95,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $95,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $95,000 | n/a | 0.0% | |
| ACIPCO Federal Credit Union | $85,000 | n/a | 0.0% | |
| CSL Financial, LLC | $45,000 | $85,000 | 88.9% | 0.0% |
| Figure Lending LLC | $115,000 | $85,000 | -26.1% | 0.0% |
| FAY SERVICING, LLC | $75,000 | n/a | 0.0% | |
| Reliant Bank | $75,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $215,000 | $75,000 | -65.1% | 0.0% |
| ALABAMA CREDIT UNION | $90,000 | $45,000 | -50.0% | 0.0% |
| Bethpage Federal Credit Union | $35,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $270,000 | $25,000 | -90.7% | 0.0% |
| Tyndall Federal Credit Union | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $50,000 | $15,000 | -70.0% | 0.0% |
Albertville's top lender by overall market share is FirstBank, with 10.0% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $42,800,000 in loans. In third place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $32,170,000 in loans. In third place, with 4.5%, is REDSTONE Federal Credit Union, having originated $29,830,000 in loans. In third place, with 4.2%, is CERTAINTY HOME LOANS, LLC, having originated $27,955,000 in loans.
Albertville, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,470 | $315,430,000 | $214,578 |
| Refi | 1,040 | $198,520,000 | $190,885 |
| Cash Out Refi | 667 | $127,435,000 | $191,057 |
| Other | 125 | $12,335,000 | $98,680 |
| Home Improvement | 88 | $7,740,000 | $87,955 |
Albertville's most frequently cited loan purpose was Home Purchase, with 1,470 originations. The 2nd most popular reason was Refi, with 1,040 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,253 | $264,995,000 | $211,488 |
| 3-4% | 1,125 | $205,775,000 | $182,911 |
| <2.5% | 580 | $123,800,000 | $213,448 |
| 4-5% | 116 | $16,740,000 | $144,310 |
| Over 8% | 41 | $3,345,000 | $81,585 |
| 5-6% | 28 | $2,290,000 | $81,786 |
| 6-7% | 24 | $1,990,000 | $82,917 |
| 7-8% | 16 | $1,200,000 | $75,000 |
During 2021, Albertville's most frequently originated rate bucket was 2.5-3%, with 1,253 originations.
Loan Sizing (Albertville, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,481 | $217,875,000 | $147,113 |
| $200k-400k | 1,000 | $273,190,000 | $273,190 |
| $100,000 or less | 702 | $45,200,000 | $64,387 |
| $400k-600k | 150 | $71,650,000 | $477,667 |
| $600k-1000k | 40 | $30,220,000 | $755,500 |
| $Over $1MM | 17 | $23,325,000 | $1,372,059 |
Albertville's loan sizing saw the bucket of loans from $100k-200k with 1,481 originations, totaling $217,875,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,349 | $288,935,000 | $214,185 |
| 60-80% | 974 | $205,560,000 | $211,047 |
| 40-60% | 370 | $60,140,000 | $162,541 |
| 20-40% | 185 | $21,905,000 | $118,405 |
| Under 20% | 124 | $5,300,000 | $42,742 |
| Over 100% | 50 | $12,340,000 | $246,800 |
Albertville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,349 originations, totaling $288,935,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Albertville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $179,200 (5.8%) | $265,363 (7.8%) | 0.00 | 433 |
| 2018-02-01 | $169,000 (0.0%) | $264,403 (7.6%) | 0.00 | 421 |
| 2018-03-01 | $179,900 (2.9%) | $280,286 (8.8%) | 0.00 | 423 |
| 2018-04-01 | $179,900 (0.5%) | $278,975 (6.5%) | 0.00 | 424 |
| 2018-05-01 | $184,500 (3.1%) | $287,064 (10.0%) | 0.00 | 425 |
| 2018-06-01 | $194,900 (8.3%) | $287,933 (7.9%) | 0.00 | 415 |
| 2018-07-01 | $189,450 (5.3%) | $280,154 (5.0%) | 0.00 | 414 |
| 2018-08-01 | $185,750 (-0.9%) | $277,770 (1.7%) | 0.00 | 418 |
| 2018-09-01 | $194,500 (2.4%) | $284,528 (3.7%) | 0.00 | 428 |
| 2018-10-01 | $199,900 (11.6%) | $294,231 (7.7%) | 0.00 | 397 |
| 2018-11-01 | $222,200 (26.3%) | $305,940 (14.6%) | 0.00 | 367 |
| 2018-12-01 | $219,500 (22.0%) | $309,122 (16.4%) | 0.00 | 356 |
| 2019-01-01 | $210,000 (17.2%) | $299,390 (12.8%) | 0.00 | 373 |
| 2019-02-01 | $227,450 (34.6%) | $310,976 (17.6%) | 0.00 | 351 |
| 2019-03-01 | $229,900 (27.8%) | $310,140 (10.7%) | 0.00 | 356 |
| 2019-04-01 | $229,900 (27.8%) | $312,005 (11.8%) | 0.00 | 371 |
| 2019-05-01 | $228,000 (23.6%) | $318,534 (11.0%) | 0.00 | 376 |
| 2019-06-01 | $245,900 (26.2%) | $333,758 (15.9%) | 0.00 | 384 |
| 2019-07-01 | $234,450 (23.8%) | $328,084 (17.1%) | 0.00 | 379 |
| 2019-08-01 | $238,871 (28.6%) | $331,344 (19.3%) | 0.00 | 366 |
| 2019-09-01 | $242,921 (24.9%) | $331,309 (16.4%) | 0.00 | 340 |
| 2019-10-01 | $229,450 (14.8%) | $322,217 (9.5%) | 0.00 | 336 |
| 2019-11-01 | $239,000 (7.6%) | $327,141 (6.9%) | 0.00 | 321 |
| 2019-12-01 | $230,050 (4.8%) | $324,117 (4.9%) | 0.00 | 306 |
| 2020-01-01 | $224,550 (6.9%) | $323,888 (8.2%) | 0.00 | 280 |
| 2020-02-01 | $235,900 (3.7%) | $334,492 (7.6%) | 0.00 | 270 |
| 2020-03-01 | $238,900 (3.9%) | $338,825 (9.3%) | 0.00 | 279 |
| 2020-04-01 | $239,700 (4.3%) | $341,482 (9.5%) | 0.00 | 288 |
| 2020-05-01 | $248,000 (8.8%) | $347,727 (9.2%) | 0.00 | 271 |
| 2020-06-01 | $244,450 (-0.6%) | $345,848 (3.6%) | 0.00 | 249 |
| 2020-07-01 | $237,900 (1.5%) | $348,544 (6.2%) | 0.00 | 214 |
| 2020-08-01 | $249,900 (4.6%) | $358,467 (8.2%) | 0.00 | 218 |
| 2020-09-01 | $249,950 (2.9%) | $357,955 (8.0%) | 0.00 | 198 |
| 2020-10-01 | $260,000 (13.3%) | $373,996 (16.1%) | 0.00 | 190 |
| 2020-11-01 | $249,900 (4.6%) | $360,975 (10.3%) | 0.00 | 201 |
| 2020-12-01 | $244,500 (6.3%) | $350,966 (8.3%) | 0.00 | 184 |
| 2021-01-01 | $239,900 (6.8%) | $348,916 (7.7%) | 0.00 | 163 |
| 2021-02-01 | $257,500 (9.2%) | $384,162 (14.9%) | 0.00 | 123 |
| 2021-03-01 | $254,900 (6.7%) | $399,704 (18.0%) | 0.00 | 108 |
| 2021-04-01 | $249,900 (4.3%) | $408,765 (19.7%) | 0.00 | 111 |
| 2021-05-01 | $299,000 (20.6%) | $420,453 (20.9%) | 0.00 | 126 |
| 2021-06-01 | $299,900 (22.7%) | $505,405 (46.1%) | 0.00 | 111 |
| 2021-07-01 | $294,000 (23.6%) | $484,290 (39.0%) | 0.00 | 120 |
| 2021-08-01 | $284,900 (14.0%) | $466,425 (30.1%) | 0.00 | 140 |
| 2021-09-01 | $269,900 (8.0%) | $446,359 (24.7%) | 0.00 | 133 |
| 2021-10-01 | $259,900 (0.0%) | $421,899 (12.8%) | 0.00 | 164 |
| 2021-11-01 | $276,950 (10.8%) | $447,682 (24.0%) | 0.00 | 161 |
| 2021-12-01 | $270,000 (10.4%) | $420,973 (20.0%) | 0.00 | 135 |
| 2022-01-01 | $279,900 (16.7%) | $469,814 (34.7%) | 0.00 | 120 |
| 2022-02-01 | $292,200 (13.5%) | $498,796 (29.8%) | 0.00 | 120 |
| 2022-03-01 | $317,500 (24.6%) | $501,530 (25.5%) | 0.00 | 126 |
| 2022-04-01 | $329,000 (31.7%) | $490,056 (19.9%) | 0.00 | 128 |
| 2022-05-01 | $354,900 (18.7%) | $519,211 (23.5%) | 0.00 | 139 |
Albertville's median listing price for 2022-05-01 was $354,900, a difference of
$55,900
(18.7%) versus the prior year and
$25,900 versus the prior month.
Albertville's median listing price comes in at 0% of the national average.
Albertville's average listing price for 2022-05-01 was $519,211, a difference of $98,758 (23.5%) versus the prior year and $29,155 versus the prior month.
For the 2022-05-01 period, Albertville had 139 MLS listings, a difference of 11 listings (9%) versus the prior month and 13 listings (10%) versus the prior year.
Albertville's median listing price comes in at 0% of the national average.
Albertville's average listing price for 2022-05-01 was $519,211, a difference of $98,758 (23.5%) versus the prior year and $29,155 versus the prior month.
For the 2022-05-01 period, Albertville had 139 MLS listings, a difference of 11 listings (9%) versus the prior month and 13 listings (10%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Albertville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,043 sqft |
| 2018-02-01 | 0 days | 2,046 sqft |
| 2018-03-01 | 0 days | 2,100 sqft |
| 2018-04-01 | 0 days | 2,100 sqft |
| 2018-05-01 | 0 days | 2,100 sqft |
| 2018-06-01 | 0 days | 2,163 sqft |
| 2018-07-01 | 0 days | 2,077 sqft |
| 2018-08-01 | 0 days | 2,167 sqft |
| 2018-09-01 | 0 days | 2,200 sqft |
| 2018-10-01 | 0 days | 2,204 sqft |
| 2018-11-01 | 0 days | 2,290 sqft |
| 2018-12-01 | 0 days | 2,300 sqft |
| 2019-01-01 | 0 days | 2,250 sqft |
| 2019-02-01 | 0 days | 2,292 sqft |
| 2019-03-01 | 0 days | 2,302 sqft |
| 2019-04-01 | 0 days | 2,300 sqft |
| 2019-05-01 | 0 days | 2,332 sqft |
| 2019-06-01 | 0 days | 2,368 sqft |
| 2019-07-01 | 0 days | 2,367 sqft |
| 2019-08-01 | 0 days | 2,368 sqft |
| 2019-09-01 | 0 days | 2,368 sqft |
| 2019-10-01 | 0 days | 2,274 sqft |
| 2019-11-01 | 0 days | 2,278 sqft |
| 2019-12-01 | 0 days | 2,246 sqft |
| 2020-01-01 | 0 days | 2,172 sqft |
| 2020-02-01 | 0 days | 2,200 sqft |
| 2020-03-01 | 0 days | 2,272 sqft |
| 2020-04-01 | 0 days | 2,257 sqft |
| 2020-05-01 | 0 days | 2,224 sqft |
| 2020-06-01 | 0 days | 2,160 sqft |
| 2020-07-01 | 0 days | 2,188 sqft |
| 2020-08-01 | 0 days | 2,306 sqft |
| 2020-09-01 | 0 days | 2,305 sqft |
| 2020-10-01 | 0 days | 2,343 sqft |
| 2020-11-01 | 0 days | 2,249 sqft |
| 2020-12-01 | 0 days | 2,161 sqft |
| 2021-01-01 | 0 days | 2,200 sqft |
| 2021-02-01 | 0 days | 2,179 sqft |
| 2021-03-01 | 0 days | 2,257 sqft |
| 2021-04-01 | 0 days | 2,371 sqft |
| 2021-05-01 | 0 days | 2,287 sqft |
| 2021-06-01 | 0 days | 2,342 sqft |
| 2021-07-01 | 0 days | 2,321 sqft |
| 2021-08-01 | 0 days | 2,252 sqft |
| 2021-09-01 | 0 days | 2,221 sqft |
| 2021-10-01 | 0 days | 2,031 sqft |
| 2021-11-01 | 0 days | 2,162 sqft |
| 2021-12-01 | 0 days | 2,028 sqft |
| 2022-01-01 | 0 days | 2,036 sqft |
| 2022-02-01 | 0 days | 2,096 sqft |
| 2022-03-01 | 0 days | 2,200 sqft |
| 2022-04-01 | 0 days | 2,250 sqft |
| 2022-05-01 | 0 days | 2,258 sqft |
Albertville's median listing age (time on market) for 2022-05-01 was 0 days.
Albertville's median square footage for active listings during the 2022-05-01 period was 2,258 sqft. One year prior, the average listing was 2,287 sqft.
Albertville's median square footage for active listings during the 2022-05-01 period was 2,258 sqft. One year prior, the average listing was 2,287 sqft.
