Albertville Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Albertville averaged 5.78% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 6.15% and one month ago for the week of 2022-05-19, the average rate was 5.62%.

Albertville's average rate one year ago was 2.92%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.92%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Albertville 30 Year Fixed Rate 2022-06-23 5.78%
Albertville 30 Year Fixed Rate Refi 2022-06-23 5.92%
Albertville 15 Year Fixed Rate 2022-06-23 5.6%
Albertville 15 Year Fixed Rate Refi 2022-06-23 4.99%
Albertville 30 Year FHA 2022-06-23 -0.18%
Albertville 30 Year FHA Refi 2022-06-23 -0.06%
Albertville 30 Year USDA 2022-06-23 0.18%
Albertville 30 Year USDA Refi 2022-06-23 -0.03%
Albertville 30 Year VA 2022-06-23 0.25%
Albertville 30 Year VA Refi 2022-06-23 -0.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Albertville, AL.

Albertville Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Albertville, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FirstBank 145 2.96% $5,003
QUICKEN LOANS, LLC 104 3.20% $4,822
REDSTONE Federal Credit Union 77 3.55% $2,698
CERTAINTY HOME LOANS, LLC 64 3.06% $5,475
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 63 3.13% $2,808
TJC Mortgage, Inc. 60 3.25% $3,981
Regions Bank 53 3.05% $3,761
GMFS LLC 46 2.97% $3,607
Renasant Bank 45 3.16% $3,377
LOANDEPOT.COM, LLC 40 3.10% $4,229
UNITED WHOLESALE MORTGAGE, LLC 35 3.04% $4,917
Wells Fargo Bank 26 3.29% $3,056
Hometown Lenders, Inc. 25 3.19% $3,911
HOME POINT FINANCIAL CORPORATION 23 2.94% $3,757
BancorpSouth Bank 16 3.37% $2,997
First Federal Bank, A FSB 15 3.03% $3,148
MORTGAGE INVESTORS GROUP, INC. 13 3.13% $5,074
PENNYMAC LOAN SERVICES, LLC 13 3.31% $5,025
APCO EMPLOYEES 10 3.19% $587
ALABAMA TEACHERS 10 3.48% $1,624
AMERISAVE MORTGAGE CORPORATION 10 2.86% $5,453
NFM, INC. 10 3.44% $3,881
CALIBER HOME LOANS, INC. 9 3.01% $4,090
BETTER MORTGAGE CORPORATION 9 2.88% $4,430
KELLER MORTGAGE, LLC 9 3.17% $2,103
Hamilton Mortgage Corporation 9 3.11% $3,404
Progress Bank and Trust 8 2.94% $5,430
PLANET HOME LENDING, LLC 7 3.34% $4,418
Truist Bank 7 2.99% $3,734
NAVY FEDERAL CREDIT UNION 6 3.06% $2,971
South State Bank 6 3.42% $4,085
MOVEMENT MORTGAGE, LLC 5 2.97% $3,746
JPMorgan Chase Bank 5 3.20% $3,307
VANDERBILT MORTGAGE AND FINANCE, INC. 5 2.98% $3,145
Bank of America 5 2.85% $3,269
BBVA USA 5 3.15% $4,783
Synovus Bank 5 3.08% $5,294
Cadence Bank, N.A. 5 3.38% $4,378
Trustmark National Bank 5 3.05% $3,064
NEWREZ LLC 5 3.35% $2,731
FREEDOM MORTGAGE CORPORATION 5 3.20% $1,687
Mortgage Research Center, LLC 4 2.90% $2,022
Capitol Federal Savings Bank 4 2.66% $8,274
SUCCESS MORTGAGE PARTNERS, INC. 4 3.28% $3,896
SouthPoint Bank 4 3.28% $3,641
Bank of England 4 2.88% $3,131
Total Media Management, LLC 3 3.21% $4,135
ISERVE RESIDENTIAL LENDING, LLC 3 3.88% $11,768
Goldwater Bank, N.A. 3 3.21% $4,296
Flagstar Bank, FSB 3 3.17% $3,966
GUILD MORTGAGE COMPANY 3 2.83% $4,691
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.63% $6,711
AVADIAN 3 3.29% $7,681
Mr. Cooper ( Nationstar Mortgage ) 3 3.46% $5,856
Consumer First Mortgage, Inc. 3 2.58% $3,897
Prosperity Home Mortgage, LLC 3 3.38% $2,891
CMG MORTGAGE, INC. 3 2.95% $3,633
SOFI LENDING CORP. 3 3.33% $4,258
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.50% $3,309
FBC MORTGAGE, LLC 3 3.04% $3,070
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 2.75% $4,318
FIRST COMMUNITY MORTGAGE, INC. 2 2.56% $3,509
AMERICAN FINANCING CORPORATION 2 2.88% $3,340
Assurance Financial Group, L.L.C. 2 3.44% $5,093
Bank Independent 2 3.50% $7,340
BROKER SOLUTIONS, INC. 2 2.81% $6,048
CapStar Bank 2 2.88% $3,123
Carrington Mortgage Services, LLC 2 3.19% $4,990
CHURCHILL MORTGAGE CORPORATION 2 3.31% $3,518
CRESCENT MORTGAGE COMPANY 2 3.19% $4,137
First Federal Bank 2 3.00% $3,865
First Guaranty Mortgage Corporation 2 2.75% $2,147
Gateway First Bank 2 2.94% $2,845
HONDA Federal Credit Union 2 3.06% $3,031
InterContinental Capital Group, Inc 2 3.13% $2,833
LAKEVIEW LOAN SERVICING, LLC 2 3.18% $2,172
NBKC BANK 2 2.75% $5,373
SECURITYNATIONAL MORTGAGE COMPANY 2 3.18% $3,791
SOUTHPOINT FINANCIAL SERVICES, INC. 2 3.50% $6,707
SUMMIT FUNDING, INC. 2 3.06% $3,956
LEADERONE FINANCIAL CORPORATION 1 3.50% $3,684
INTERLINC MORTGAGE SERVICES, LLC 1 3.25% $3,121
HOMESIDE FINANCIAL, LLC 1 3.38% $5,075
GUARANTEED RATE, INC. 1 2.88% $5,582
Florida Capital Bank 1 2.88% $5,230
US MORTGAGE CORPORATION 1 3.50% $4,099
NETWORK CAPITAL FUNDING CORPORATION 1 3.25% $1,174
FirstTrust Home Loans, Inc. 1 3.50% $3,463
First Horizon Bank 1 3.63% $3,147
AgFirst Farm Credit Bank 1 3.00% $3,244
PENTAGON FEDERAL CREDIT UNION 1 3.25% $990
Petefish, Skiles & Co. 1 3.38% $2,413
PHH Mortgage Corporation 1 2.75% $4,933
Pinnacle Bank 1 2.88% $3,518
FINANCE OF AMERICA MORTGAGE LLC 1 4.25% $3,314
PNC Bank 1 2.88% $2,640
PREMIA MORTGAGE, LLC 1 2.99% $2,716
EMM LOANS LLC 1 2.99% $7,287
Eco Credit Union 1 3.10% $6,178
CROSSCOUNTRY MORTGAGE, LLC 1 3.38% $4,507
Colten Mortgage, LLC 1 2.88% $5,182
Citizens Bank 1 2.88% $4,279
CIS Financial Services, Inc. 1 2.88% $3,241
Charles Schwab Bank, SSB 1 2.25% $2,947
Ally Bank 1 2.88% $4,552
ServisFirst Bank 1 3.13% $4,504
Signature Federal Credit Union 1 3.00% $3,118
SIRVA MORTGAGE, INC. 1 2.75% $0
SmartBank 1 2.50% $2,609
Century Mortgage Company DBA Century Lending Company 1 3.63% $6,644
CELEBRITY HOME LOANS, LLC 1 2.99% $5,674
Alabama One Credit Union 1 3.00% $5,057
CB&S Bank, Inc. 1 3.38% $2,857
STOCKTON MORTGAGE CORPORATION 1 2.75% $2,693
Bryant Bank 1 3.13% $3,602
Wyndham Capital Mortgage, Inc. 1 3.00% $1,215
BNC National Bank 1 3.50% $2,925
The Dart Bank 1 4.88% $2,660
The Paducah Bank and Trust Company 1 2.88% $3,775
ARC HOME LLC 1 2.75% $3,633
Ameris Bank 1 2.88% $4,050
AMERIFIRST FINANCIAL CORPORATION 1 2.75% $3,484
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.38% $3,900
United Community Bank 1 3.13% $3,267
AMERICAN FINANCIAL NETWORK, INC. 1 2.75% $9,451
LOANFLIGHT LENDING, LLC 1 2.88% $4,612
MILEND, INC. 1 2.88% $5,687
MORTGAGE ACCESS CORP. 1 2.75% $2,798
Liberty Mortgage Corporation 1 2.88% $1,509

Albertville, AL's 129 lenders originated 3,390 loans during 2021. The total origination value was $661,460,000, with an average loan value of $195,121.

The top Albertville lender as defined by loan originations is FirstBank, with 145 loans originated. Their average total fees are $5,003, which is $181 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Albertville lenders (with over 10 loans originated) are APCO EMPLOYEES ($587), ALABAMA TEACHERS ($1,624), REDSTONE Federal Credit Union ($2,698), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($2,808) and BancorpSouth Bank ($2,997).

The lowest rate Albertville lenders (with over 10 loans originated) are AMERISAVE MORTGAGE CORPORATION (2.86%), HOME POINT FINANCIAL CORPORATION (2.94%), FirstBank (2.96%), GMFS LLC (2.97%) and First Federal Bank, A FSB (3.03%).

Albertville, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FirstBank $60,485,000 $66,090,000 9.3% 10.0%
QUICKEN LOANS, LLC $33,275,000 $42,800,000 28.6% 6.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $19,235,000 $32,170,000 67.2% 4.9%
REDSTONE Federal Credit Union $24,750,000 $29,830,000 20.5% 4.5%
CERTAINTY HOME LOANS, LLC $37,355,000 $27,955,000 -25.2% 4.2%
GMFS LLC $19,660,000 $27,740,000 41.1% 4.2%
Regions Bank $28,025,000 $23,640,000 -15.6% 3.6%
TJC Mortgage, Inc. $21,730,000 $23,225,000 6.9% 3.5%
Renasant Bank $16,810,000 $22,200,000 32.1% 3.4%
LOANDEPOT.COM, LLC $9,790,000 $19,395,000 98.1% 2.9%
FREEDOM MORTGAGE CORPORATION $15,860,000 $19,195,000 21.0% 2.9%
Citizens Bank & Trust $19,785,000 $17,075,000 -13.7% 2.6%
BancorpSouth Bank $13,390,000 $15,045,000 12.4% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $8,020,000 $14,975,000 86.7% 2.3%
Mortgage Research Center, LLC $10,390,000 $12,770,000 22.9% 1.9%
Liberty Bank $6,055,000 $11,130,000 83.8% 1.7%
HOME POINT FINANCIAL CORPORATION $9,030,000 $9,980,000 10.5% 1.5%
Hometown Lenders, Inc. $5,840,000 $9,380,000 60.6% 1.4%
Wells Fargo Bank $7,810,000 $9,255,000 18.5% 1.4%
FAMILY SAVINGS $760,000 $8,575,000 1,028.3% 1.3%
Peoples Bank of Alabama $11,525,000 $7,590,000 -34.1% 1.1%
South State Bank $2,755,000 $7,560,000 174.4% 1.1%
Progress Bank and Trust $3,630,000 $7,475,000 105.9% 1.1%
PENNYMAC LOAN SERVICES, LLC $3,045,000 $7,360,000 141.7% 1.1%
NFM, INC. $6,095,000 n/a 0.9%
MORTGAGE INVESTORS GROUP, INC. $5,460,000 $5,755,000 5.4% 0.9%
CALIBER HOME LOANS, INC. $5,880,000 $5,490,000 -6.6% 0.8%
First Federal Bank, A FSB $4,255,000 $5,440,000 27.8% 0.8%
AMERISAVE MORTGAGE CORPORATION $3,200,000 $5,290,000 65.3% 0.8%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,805,000 $5,155,000 35.5% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $3,965,000 $4,785,000 20.7% 0.7%
BETTER MORTGAGE CORPORATION $145,000 $4,340,000 2,893.1% 0.7%
Hamilton Mortgage Corporation $2,730,000 $4,025,000 47.4% 0.6%
Bank Independent $855,000 $3,885,000 354.4% 0.6%
Synovus Bank $2,025,000 $3,885,000 91.9% 0.6%
KELLER MORTGAGE, LLC $2,055,000 $3,710,000 80.5% 0.6%
NAVY FEDERAL CREDIT UNION $3,295,000 $3,690,000 12.0% 0.6%
NEW DAY FINANCIAL, LLC $2,785,000 $3,570,000 28.2% 0.5%
PLANET HOME LENDING, LLC $2,960,000 $3,390,000 14.5% 0.5%
Capitol Federal Savings Bank $1,420,000 $3,080,000 116.9% 0.5%
NEWREZ LLC $1,305,000 $3,050,000 133.7% 0.5%
ALABAMA TEACHERS $2,840,000 $2,925,000 3.0% 0.4%
LAKEVIEW LOAN SERVICING, LLC $1,250,000 $2,850,000 128.0% 0.4%
BROKER SOLUTIONS, INC. $3,500,000 $2,690,000 -23.1% 0.4%
Family Security Credit Union $285,000 $2,495,000 775.4% 0.4%
SUCCESS MORTGAGE PARTNERS, INC. $2,910,000 $2,390,000 -17.9% 0.4%
21ST MORTGAGE CORPORATION $2,175,000 $2,385,000 9.7% 0.4%
Bank of America $155,000 $2,375,000 1,432.3% 0.4%
Truist Bank $1,910,000 $2,225,000 16.5% 0.3%
MOVEMENT MORTGAGE, LLC $2,255,000 $2,025,000 -10.2% 0.3%
USAA Federal Savings Bank $1,755,000 $1,980,000 12.8% 0.3%
ISERVE RESIDENTIAL LENDING, LLC $795,000 $1,870,000 135.2% 0.3%
Carrington Mortgage Services, LLC $850,000 $1,745,000 105.3% 0.3%
First South Farm Credit, ACA $35,000 $1,745,000 4,885.7% 0.3%
PNC Bank $590,000 $1,745,000 195.8% 0.3%
First Jackson Bank, Inc. $275,000 $1,695,000 516.4% 0.3%
Bank of England $1,960,000 $1,665,000 -15.1% 0.3%
First Guaranty Mortgage Corporation $1,020,000 $1,635,000 60.3% 0.2%
SUMMIT FUNDING, INC. $1,630,000 n/a 0.2%
Traditions Bank $260,000 $1,605,000 517.3% 0.2%
Flagstar Bank, FSB $875,000 $1,585,000 81.1% 0.2%
APCO EMPLOYEES $3,040,000 $1,505,000 -50.5% 0.2%
Trustmark National Bank $1,900,000 $1,440,000 -24.2% 0.2%
BBVA USA $4,870,000 $1,435,000 -70.5% 0.2%
Cadence Bank, N.A. $1,795,000 $1,405,000 -21.7% 0.2%
First Horizon Bank $1,320,000 n/a 0.2%
CMG MORTGAGE, INC. $865,000 $1,245,000 43.9% 0.2%
The Federal Savings Bank $910,000 $1,195,000 31.3% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,495,000 $1,185,000 -73.6% 0.2%
Magnolia Bank $125,000 $1,170,000 836.0% 0.2%
AVADIAN $805,000 $1,150,000 42.9% 0.2%
GUILD MORTGAGE COMPANY $270,000 $1,140,000 322.2% 0.2%
FIRST COMMUNITY MORTGAGE, INC. $990,000 $1,135,000 14.6% 0.2%
JPMorgan Chase Bank $260,000 $1,060,000 307.7% 0.2%
ServisFirst Bank $3,585,000 $1,035,000 -71.1% 0.2%
SOFI LENDING CORP. $1,035,000 n/a 0.2%
VILLAGE CAPITAL & INVESTMENT LLC $995,000 $1,015,000 2.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,590,000 $1,005,000 -36.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,260,000 $985,000 -21.8% 0.1%
ACOPIA, LLC $950,000 n/a 0.1%
InterContinental Capital Group, Inc $195,000 $905,000 364.1% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $575,000 $900,000 56.5% 0.1%
North American Savings Bank, F.S.B. $1,050,000 $895,000 -14.8% 0.1%
The Hometown Bank of Alabama $1,330,000 $895,000 -32.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $670,000 $885,000 32.1% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $535,000 $865,000 61.7% 0.1%
Assurance Financial Group, L.L.C. $570,000 $830,000 45.6% 0.1%
FBC MORTGAGE, LLC $815,000 $805,000 -1.2% 0.1%
AMERICAN FINANCING CORPORATION $795,000 n/a 0.1%
River Bank & Trust $795,000 n/a 0.1%
HONDA Federal Credit Union $295,000 $775,000 162.7% 0.1%
SouthPoint Bank $105,000 $760,000 623.8% 0.1%
U.S. Bank $1,050,000 $750,000 -28.6% 0.1%
CLEARPATH LENDING $695,000 $740,000 6.5% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $770,000 $695,000 -9.7% 0.1%
GUARANTEED RATE, INC. $815,000 $690,000 -15.3% 0.1%
SOUTHPOINT FINANCIAL SERVICES, INC. $475,000 $675,000 42.1% 0.1%
Florida Capital Bank $310,000 $670,000 116.1% 0.1%
NBKC BANK $195,000 $670,000 243.6% 0.1%
AMERIFIRST FINANCIAL CORPORATION $665,000 n/a 0.1%
FirstTrust Home Loans, Inc. $320,000 $660,000 106.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $655,000 n/a 0.1%
Bryant Bank $3,135,000 $640,000 -79.6% 0.1%
First Federal Bank $310,000 $625,000 101.6% 0.1%
Gateway First Bank $1,440,000 $610,000 -57.6% 0.1%
BNC National Bank $590,000 n/a 0.1%
EvaBank $1,135,000 $585,000 -48.5% 0.1%
Total Media Management, LLC $3,765,000 $585,000 -84.5% 0.1%
VAN DYK MORTGAGE CORPORATION $585,000 n/a 0.1%
Prosperity Home Mortgage, LLC $425,000 $570,000 34.1% 0.1%
Consumer First Mortgage, Inc. $835,000 $560,000 -32.9% 0.1%
Charles Schwab Bank, SSB $545,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $405,000 $510,000 25.9% 0.1%
AmeriHome Mortgage Company, LLC $440,000 $495,000 12.5% 0.1%
Nations Lending Corporation $610,000 $490,000 -19.7% 0.1%
SIRVA MORTGAGE, INC. $490,000 n/a 0.1%
OPEN MORTGAGE, LLC $465,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $65,000 $465,000 615.4% 0.1%
SOUTHWEST FUNDING, LP $525,000 $465,000 -11.4% 0.1%
Goldwater Bank, N.A. $1,170,000 $455,000 -61.1% 0.1%
Wyndham Capital Mortgage, Inc. $305,000 $455,000 49.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $505,000 $440,000 -12.9% 0.1%
NP, Inc. $440,000 n/a 0.1%
Mountain Valley Bank $430,000 n/a 0.1%
EMBRACE HOME LOANS, INC. $425,000 n/a 0.1%
Merchants Bank of Indiana $425,000 n/a 0.1%
GENEVA FINANCIAL, LLC $240,000 $420,000 75.0% 0.1%
MID AMERICA MORTGAGE, INC. $145,000 $410,000 182.8% 0.1%
COUNTRYPLACE MORTGAGE, LTD. $405,000 n/a 0.1%
Wolfe Financial, Inc $405,000 $405,000 0.0% 0.1%
Low VA Rates, LLC $270,000 $400,000 48.1% 0.1%
SmartBank $205,000 $395,000 92.7% 0.1%
ACCELERATE MORTGAGE, LLC $385,000 n/a 0.1%
Equity Prime Mortgage LLC $385,000 n/a 0.1%
LOANFLIGHT LENDING, LLC $810,000 $385,000 -52.5% 0.1%
CapStar Bank $380,000 n/a 0.1%
PENTAGON FEDERAL CREDIT UNION $380,000 n/a 0.1%
Eco Credit Union $375,000 n/a 0.1%
KS StateBank $375,000 n/a 0.1%
CIS Financial Services, Inc. $575,000 $365,000 -36.5% 0.1%
United Community Bank $145,000 $360,000 148.3% 0.1%
PHH Mortgage Corporation $350,000 n/a 0.1%
US MORTGAGE CORPORATION $530,000 $345,000 -34.9% 0.1%
GSF Mortgage Corporation $340,000 n/a 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $340,000 n/a 0.1%
1st Franklin Financial Corporation $235,000 $335,000 42.6% 0.1%
MORTGAGE ACCESS CORP. $285,000 $335,000 17.5% 0.1%
Paramount Residential Mortgage Group, Inc. $335,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $330,000 n/a 0.0%
DAS Acquisition Company, LLC $325,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $310,000 $320,000 3.2% 0.0%
PREMIA MORTGAGE, LLC $295,000 $315,000 6.8% 0.0%
ROYAL UNITED MORTGAGE LLC $955,000 $315,000 -67.0% 0.0%
CRESCENT MORTGAGE COMPANY $315,000 $310,000 -1.6% 0.0%
Discover Bank $140,000 $305,000 117.9% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $300,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $295,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $295,000 n/a 0.0%
ARC HOME LLC $290,000 n/a 0.0%
CB&S Bank, Inc. $235,000 $290,000 23.4% 0.0%
HOMESTEAD FUNDING CORP. $440,000 $255,000 -42.0% 0.0%
MILEND, INC. $255,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $320,000 $255,000 -20.3% 0.0%
Ally Bank $245,000 $250,000 2.0% 0.0%
Alabama One Credit Union $205,000 $245,000 19.5% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $245,000 n/a 0.0%
The Paducah Bank and Trust Company $245,000 n/a 0.0%
AgFirst Farm Credit Bank $235,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $75,000 $235,000 213.3% 0.0%
Triumph Bank $235,000 n/a 0.0%
Liberty Mortgage Corporation $225,000 n/a 0.0%
The Dart Bank $225,000 n/a 0.0%
American Airlines Federal Credit Union $215,000 n/a 0.0%
Ameris Bank $650,000 $215,000 -66.9% 0.0%
Barrington Bank & Trust Company, N.A. $330,000 $215,000 -34.8% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $3,600,000 $215,000 -94.0% 0.0%
EVANSVILLE TEACHERS $640,000 $210,000 -67.2% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $205,000 n/a 0.0%
Premier Bank of the South $570,000 $205,000 -64.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $200,000 n/a 0.0%
EMM LOANS LLC $195,000 n/a 0.0%
Petefish, Skiles & Co. $195,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $185,000 n/a 0.0%
Amerifirst Financial, Inc. $185,000 n/a 0.0%
First Option Mortgage, LLC $550,000 $185,000 -66.4% 0.0%
GoPrime Mortgage, Inc. $405,000 $185,000 -54.3% 0.0%
GUARANTEED RATE AFFINITY, LLC $870,000 $185,000 -78.7% 0.0%
LONGBRIDGE FINANCIAL, LLC $175,000 n/a 0.0%
SPRING EQ, LLC $430,000 $175,000 -59.3% 0.0%
Pinnacle Bank $345,000 $170,000 -50.7% 0.0%
Citizens Bank $1,920,000 $165,000 -91.4% 0.0%
Colten Mortgage, LLC $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $155,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $155,000 n/a 0.0%
Peoples National Bank , N.A. $155,000 n/a 0.0%
The Huntington National Bank $155,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $145,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $145,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $135,000 n/a 0.0%
Fifth Third Bank $135,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $125,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $435,000 $125,000 -71.3% 0.0%
WRIGHT-PATT CREDIT UNION, INC. $125,000 n/a 0.0%
Cornerstone First Mortgage, Inc $115,000 n/a 0.0%
IMPAC MORTGAGE CORP. $105,000 n/a 0.0%
Signature Federal Credit Union $105,000 n/a 0.0%
CENTRAL MINNESOTA Credit Union $95,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $95,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $95,000 n/a 0.0%
ACIPCO Federal Credit Union $85,000 n/a 0.0%
CSL Financial, LLC $45,000 $85,000 88.9% 0.0%
Figure Lending LLC $115,000 $85,000 -26.1% 0.0%
FAY SERVICING, LLC $75,000 n/a 0.0%
Reliant Bank $75,000 n/a 0.0%
RESOURCE FINANCIAL SERVICES, INC. $215,000 $75,000 -65.1% 0.0%
ALABAMA CREDIT UNION $90,000 $45,000 -50.0% 0.0%
Bethpage Federal Credit Union $35,000 n/a 0.0%
AMERICAN ADVISORS GROUP $270,000 $25,000 -90.7% 0.0%
Tyndall Federal Credit Union $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $15,000 -70.0% 0.0%

Albertville's top lender by overall market share is FirstBank, with 10.0% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $42,800,000 in loans. In third place, with 4.9%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $32,170,000 in loans. In third place, with 4.5%, is REDSTONE Federal Credit Union, having originated $29,830,000 in loans. In third place, with 4.2%, is CERTAINTY HOME LOANS, LLC, having originated $27,955,000 in loans.


Albertville, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,470 $315,430,000 $214,578
Refi 1,040 $198,520,000 $190,885
Cash Out Refi 667 $127,435,000 $191,057
Other 125 $12,335,000 $98,680
Home Improvement 88 $7,740,000 $87,955

Albertville's most frequently cited loan purpose was Home Purchase, with 1,470 originations. The 2nd most popular reason was Refi, with 1,040 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,253 $264,995,000 $211,488
3-4% 1,125 $205,775,000 $182,911
<2.5% 580 $123,800,000 $213,448
4-5% 116 $16,740,000 $144,310
Over 8% 41 $3,345,000 $81,585
5-6% 28 $2,290,000 $81,786
6-7% 24 $1,990,000 $82,917
7-8% 16 $1,200,000 $75,000

During 2021, Albertville's most frequently originated rate bucket was 2.5-3%, with 1,253 originations.

Loan Sizing (Albertville, AL MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,481 $217,875,000 $147,113
$200k-400k 1,000 $273,190,000 $273,190
$100,000 or less 702 $45,200,000 $64,387
$400k-600k 150 $71,650,000 $477,667
$600k-1000k 40 $30,220,000 $755,500
$Over $1MM 17 $23,325,000 $1,372,059

Albertville's loan sizing saw the bucket of loans from $100k-200k with 1,481 originations, totaling $217,875,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,349 $288,935,000 $214,185
60-80% 974 $205,560,000 $211,047
40-60% 370 $60,140,000 $162,541
20-40% 185 $21,905,000 $118,405
Under 20% 124 $5,300,000 $42,742
Over 100% 50 $12,340,000 $246,800

Albertville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,349 originations, totaling $288,935,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Albertville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $179,200 (5.8%) $265,363 (7.8%) 0.00 433
2018-02-01 $169,000 (0.0%) $264,403 (7.6%) 0.00 421
2018-03-01 $179,900 (2.9%) $280,286 (8.8%) 0.00 423
2018-04-01 $179,900 (0.5%) $278,975 (6.5%) 0.00 424
2018-05-01 $184,500 (3.1%) $287,064 (10.0%) 0.00 425
2018-06-01 $194,900 (8.3%) $287,933 (7.9%) 0.00 415
2018-07-01 $189,450 (5.3%) $280,154 (5.0%) 0.00 414
2018-08-01 $185,750 (-0.9%) $277,770 (1.7%) 0.00 418
2018-09-01 $194,500 (2.4%) $284,528 (3.7%) 0.00 428
2018-10-01 $199,900 (11.6%) $294,231 (7.7%) 0.00 397
2018-11-01 $222,200 (26.3%) $305,940 (14.6%) 0.00 367
2018-12-01 $219,500 (22.0%) $309,122 (16.4%) 0.00 356
2019-01-01 $210,000 (17.2%) $299,390 (12.8%) 0.00 373
2019-02-01 $227,450 (34.6%) $310,976 (17.6%) 0.00 351
2019-03-01 $229,900 (27.8%) $310,140 (10.7%) 0.00 356
2019-04-01 $229,900 (27.8%) $312,005 (11.8%) 0.00 371
2019-05-01 $228,000 (23.6%) $318,534 (11.0%) 0.00 376
2019-06-01 $245,900 (26.2%) $333,758 (15.9%) 0.00 384
2019-07-01 $234,450 (23.8%) $328,084 (17.1%) 0.00 379
2019-08-01 $238,871 (28.6%) $331,344 (19.3%) 0.00 366
2019-09-01 $242,921 (24.9%) $331,309 (16.4%) 0.00 340
2019-10-01 $229,450 (14.8%) $322,217 (9.5%) 0.00 336
2019-11-01 $239,000 (7.6%) $327,141 (6.9%) 0.00 321
2019-12-01 $230,050 (4.8%) $324,117 (4.9%) 0.00 306
2020-01-01 $224,550 (6.9%) $323,888 (8.2%) 0.00 280
2020-02-01 $235,900 (3.7%) $334,492 (7.6%) 0.00 270
2020-03-01 $238,900 (3.9%) $338,825 (9.3%) 0.00 279
2020-04-01 $239,700 (4.3%) $341,482 (9.5%) 0.00 288
2020-05-01 $248,000 (8.8%) $347,727 (9.2%) 0.00 271
2020-06-01 $244,450 (-0.6%) $345,848 (3.6%) 0.00 249
2020-07-01 $237,900 (1.5%) $348,544 (6.2%) 0.00 214
2020-08-01 $249,900 (4.6%) $358,467 (8.2%) 0.00 218
2020-09-01 $249,950 (2.9%) $357,955 (8.0%) 0.00 198
2020-10-01 $260,000 (13.3%) $373,996 (16.1%) 0.00 190
2020-11-01 $249,900 (4.6%) $360,975 (10.3%) 0.00 201
2020-12-01 $244,500 (6.3%) $350,966 (8.3%) 0.00 184
2021-01-01 $239,900 (6.8%) $348,916 (7.7%) 0.00 163
2021-02-01 $257,500 (9.2%) $384,162 (14.9%) 0.00 123
2021-03-01 $254,900 (6.7%) $399,704 (18.0%) 0.00 108
2021-04-01 $249,900 (4.3%) $408,765 (19.7%) 0.00 111
2021-05-01 $299,000 (20.6%) $420,453 (20.9%) 0.00 126
2021-06-01 $299,900 (22.7%) $505,405 (46.1%) 0.00 111
2021-07-01 $294,000 (23.6%) $484,290 (39.0%) 0.00 120
2021-08-01 $284,900 (14.0%) $466,425 (30.1%) 0.00 140
2021-09-01 $269,900 (8.0%) $446,359 (24.7%) 0.00 133
2021-10-01 $259,900 (0.0%) $421,899 (12.8%) 0.00 164
2021-11-01 $276,950 (10.8%) $447,682 (24.0%) 0.00 161
2021-12-01 $270,000 (10.4%) $420,973 (20.0%) 0.00 135
2022-01-01 $279,900 (16.7%) $469,814 (34.7%) 0.00 120
2022-02-01 $292,200 (13.5%) $498,796 (29.8%) 0.00 120
2022-03-01 $317,500 (24.6%) $501,530 (25.5%) 0.00 126
2022-04-01 $329,000 (31.7%) $490,056 (19.9%) 0.00 128
2022-05-01 $354,900 (18.7%) $519,211 (23.5%) 0.00 139
Albertville's median listing price for 2022-05-01 was $354,900, a difference of $55,900 (18.7%) versus the prior year and $25,900 versus the prior month.

Albertville's median listing price comes in at 0% of the national average.

Albertville's average listing price for 2022-05-01 was $519,211, a difference of $98,758 (23.5%) versus the prior year and $29,155 versus the prior month.

For the 2022-05-01 period, Albertville had 139 MLS listings, a difference of 11 listings (9%) versus the prior month and 13 listings (10%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Albertville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,043 sqft
2018-02-01 0 days 2,046 sqft
2018-03-01 0 days 2,100 sqft
2018-04-01 0 days 2,100 sqft
2018-05-01 0 days 2,100 sqft
2018-06-01 0 days 2,163 sqft
2018-07-01 0 days 2,077 sqft
2018-08-01 0 days 2,167 sqft
2018-09-01 0 days 2,200 sqft
2018-10-01 0 days 2,204 sqft
2018-11-01 0 days 2,290 sqft
2018-12-01 0 days 2,300 sqft
2019-01-01 0 days 2,250 sqft
2019-02-01 0 days 2,292 sqft
2019-03-01 0 days 2,302 sqft
2019-04-01 0 days 2,300 sqft
2019-05-01 0 days 2,332 sqft
2019-06-01 0 days 2,368 sqft
2019-07-01 0 days 2,367 sqft
2019-08-01 0 days 2,368 sqft
2019-09-01 0 days 2,368 sqft
2019-10-01 0 days 2,274 sqft
2019-11-01 0 days 2,278 sqft
2019-12-01 0 days 2,246 sqft
2020-01-01 0 days 2,172 sqft
2020-02-01 0 days 2,200 sqft
2020-03-01 0 days 2,272 sqft
2020-04-01 0 days 2,257 sqft
2020-05-01 0 days 2,224 sqft
2020-06-01 0 days 2,160 sqft
2020-07-01 0 days 2,188 sqft
2020-08-01 0 days 2,306 sqft
2020-09-01 0 days 2,305 sqft
2020-10-01 0 days 2,343 sqft
2020-11-01 0 days 2,249 sqft
2020-12-01 0 days 2,161 sqft
2021-01-01 0 days 2,200 sqft
2021-02-01 0 days 2,179 sqft
2021-03-01 0 days 2,257 sqft
2021-04-01 0 days 2,371 sqft
2021-05-01 0 days 2,287 sqft
2021-06-01 0 days 2,342 sqft
2021-07-01 0 days 2,321 sqft
2021-08-01 0 days 2,252 sqft
2021-09-01 0 days 2,221 sqft
2021-10-01 0 days 2,031 sqft
2021-11-01 0 days 2,162 sqft
2021-12-01 0 days 2,028 sqft
2022-01-01 0 days 2,036 sqft
2022-02-01 0 days 2,096 sqft
2022-03-01 0 days 2,200 sqft
2022-04-01 0 days 2,250 sqft
2022-05-01 0 days 2,258 sqft
Albertville's median listing age (time on market) for 2022-05-01 was 0 days.

Albertville's median square footage for active listings during the 2022-05-01 period was 2,258 sqft. One year prior, the average listing was 2,287 sqft.