Selma Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Selma averaged 6.95% for the week of 2024-12-26, compared to the national average of 6.85% for the same period.

    The average rate for the prior week (2024-12-19) was 6.62% and one month ago for the week of 2024-11-21, the average rate was 6.84%.

    Selma's average rate one year ago was 6.67%.

    For refis of the same type during the week of 2024-12-26, the average rate was 7.05%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-26 6.85%
    Selma 30 Year Fixed Rate 2024-12-26 6.95%
    Selma 30 Year Fixed Rate Refi 2024-12-26 7.05%
    Selma 15 Year Fixed Rate 2024-12-26 6.1%
    Selma 15 Year Fixed Rate Refi 2024-12-26 6.5%
    Selma 30 Year FHA 2024-12-26 -0.1%
    Selma 30 Year FHA Refi 2024-12-26 -0.1%
    Selma 30 Year USDA 2024-12-26 -0.2%
    Selma 30 Year USDA Refi 2024-12-26 -0.2%
    Selma 30 Year VA 2024-12-26 -0.2%
    Selma 30 Year VA Refi 2024-12-26 0.2%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Selma, AL.

    Selma Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Selma, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    QUICKEN LOANS, LLC 10 6.86% $5,465
    Trustmark National Bank 7 6.32% $5,127
    UNITED WHOLESALE MORTGAGE, LLC 3 7.33% $8,062
    Regions Bank 2 6.94% $4,272
    CROSSCOUNTRY MORTGAGE, LLC 2 6.63% $5,056
    GMFS LLC 2 5.81% $5,051
    HOMETRUST MORTGAGE COMPANY 1 7.13% $7,771
    Mortgage Research Center, LLC 1 5.99% $845
    Mr. Cooper ( Nationstar Mortgage ) 1 7.49% $6,847
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.00% $7,557
    Northpointe Bank 1 6.38% $3,539
    PENNYMAC LOAN SERVICES, LLC 1 6.13% $5,655
    TJC Mortgage, Inc. 1 7.50% $3,351
    ALLIANT CREDIT UNION 1 7.13% $3,066
    U.S. Bank 1 8.13% $3,765
    Bank of America 1 7.63% $5,480
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $2,631
    FIRST COMMUNITY MORTGAGE, INC. 1 6.63% $4,895
    GUILD MORTGAGE COMPANY 1 7.63% $5,201
    HOMESIDE FINANCIAL, LLC 1 6.88% $4,319

    Selma Average Closing Costs & Other Stats

    Selma, AL's 20 lenders originated 246 loans during 2023. The total origination value was $30,190,000, with an average loan value of $122,724.

    Selma's average closing costs are $4,493.

    The top Selma lender as defined by loan originations is QUICKEN LOANS, LLC, with 10 loans originated. Their average total fees are $5,465, which is $338 higher than the next largest lender, Trustmark National Bank.

    The lowest fee Selma lenders (with over 10 loans originated) are QUICKEN LOANS, LLC ($5,465), .

    The lowest rate Selma lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.86%), .

    Selma, AL Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Trustmark National Bank $4,565,000 $3,800,000 -16.8% 12.6%
    QUICKEN LOANS, LLC $3,570,000 $3,375,000 -5.5% 11.2%
    Marion Bank & Trust Company $2,120,000 n/a 7.0%
    UNITED WHOLESALE MORTGAGE, LLC $1,570,000 $1,660,000 5.7% 5.5%
    Mortgage Research Center, LLC $1,475,000 $1,075,000 -27.1% 3.6%
    Hamilton Mortgage Corporation $2,035,000 $1,060,000 -47.9% 3.5%
    CROSSCOUNTRY MORTGAGE, LLC $945,000 $920,000 -2.6% 3.0%
    Regions Bank $1,480,000 $755,000 -49.0% 2.5%
    VANDERBILT MORTGAGE AND FINANCE, INC. $540,000 $725,000 34.3% 2.4%
    GUILD MORTGAGE COMPANY $540,000 $660,000 22.2% 2.2%
    TRIAD FINANCIAL SERVICES, INC. $255,000 $635,000 149.0% 2.1%
    GMFS LLC $620,000 $615,000 -0.8% 2.0%
    NEW DAY FINANCIAL, LLC $165,000 $615,000 272.7% 2.0%
    FirstBank $675,000 $610,000 -9.6% 2.0%
    21ST MORTGAGE CORPORATION $750,000 $585,000 -22.0% 1.9%
    MOVEMENT MORTGAGE, LLC $370,000 $450,000 21.6% 1.5%
    Mr. Cooper ( Nationstar Mortgage ) $390,000 $445,000 14.1% 1.5%
    Prosperity Home Mortgage, LLC $445,000 n/a 1.5%
    Consumer First Mortgage, Inc. $440,000 n/a 1.5%
    TJC Mortgage, Inc. $405,000 n/a 1.3%
    LOANDEPOT.COM, LLC $980,000 $395,000 -59.7% 1.3%
    HOMESIDE FINANCIAL, LLC $370,000 n/a 1.2%
    PNC Bank $460,000 $360,000 -21.7% 1.2%
    Renasant Bank $160,000 $295,000 84.4% 1.0%
    BankFirst Financial Services $285,000 n/a 0.9%
    AMERICAN FINANCIAL NETWORK, INC. $280,000 n/a 0.9%
    MUTUAL OF OMAHA MORTGAGE, INC. $265,000 n/a 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $870,000 $260,000 -70.1% 0.9%
    NAVY FEDERAL CREDIT UNION $130,000 $260,000 100.0% 0.9%
    CMG MORTGAGE, INC. $2,905,000 $255,000 -91.2% 0.8%
    Cornerstone First Mortgage, Inc $255,000 n/a 0.8%
    Truist $255,000 n/a 0.8%
    ALLIANT CREDIT UNION $245,000 n/a 0.8%
    CORNERSTONE HOME LENDING, INC. $235,000 n/a 0.8%
    MORTGAGE INVESTORS GROUP, INC. $235,000 n/a 0.8%
    CIS Financial Services, Inc. $230,000 n/a 0.8%
    HOMETRUST MORTGAGE COMPANY $225,000 n/a 0.7%
    STOCKTON MORTGAGE CORPORATION $220,000 n/a 0.7%
    LAKEVIEW LOAN SERVICING, LLC $185,000 $205,000 10.8% 0.7%
    SOUTHWEST STAGE FUNDING, LLC $205,000 n/a 0.7%
    Guardian Credit Union $245,000 $190,000 -22.4% 0.6%
    FIRST COMMUNITY MORTGAGE, INC. $165,000 n/a 0.5%
    LIMA ONE CAPITAL, LLC $190,000 $160,000 -15.8% 0.5%
    Community Bank of Mississippi $150,000 $155,000 3.3% 0.5%
    SouthPoint Bank $100,000 $140,000 40.0% 0.5%
    NATIONWIDE MORTGAGE BANKERS, INC. $135,000 n/a 0.4%
    River Bank & Trust $115,000 $125,000 8.7% 0.4%
    ALABAMA STATE EMPLOYEES CREDIT UNION $535,000 $120,000 -77.6% 0.4%
    Northpointe Bank $275,000 $120,000 -56.4% 0.4%
    ROYAL UNITED MORTGAGE LLC $160,000 $120,000 -25.0% 0.4%
    CSL Financial, LLC $135,000 $115,000 -14.8% 0.4%
    BETTER MORTGAGE CORPORATION $185,000 $105,000 -43.2% 0.3%
    MORIA DEVELOPMENT, INC. $105,000 n/a 0.3%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $105,000 n/a 0.3%
    Bank of America $125,000 $95,000 -24.0% 0.3%
    Mutual Savings Credit Union $890,000 $85,000 -90.4% 0.3%
    PENNYMAC LOAN SERVICES, LLC $155,000 $75,000 -51.6% 0.2%
    First Community Bank of Central Alabama $65,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $55,000 n/a 0.2%
    First Financial Bank $55,000 n/a 0.2%
    GUARANTEED RATE, INC. $55,000 n/a 0.2%
    U.S. Bank $35,000 $55,000 57.1% 0.2%
    ACIPCO Federal Credit Union $45,000 n/a 0.1%
    Citizens Bank $65,000 $25,000 -61.5% 0.1%
    Figure Lending LLC $25,000 n/a 0.1%
    Alabama One Credit Union $225,000 $15,000 -93.3% 0.0%
    Coastal Community Bank $15,000 n/a 0.0%

    Selma's top lender by overall market share is Trustmark National Bank, with 12.6% market share. In second place, with 11.2%, is QUICKEN LOANS, LLC, having originated $3,375,000 in loans. In third place, with 7.0%, is Marion Bank & Trust Company, having originated $2,120,000 in loans. In fourth place, with 5.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $1,660,000 in loans. In fifth place, with 3.6%, is Mortgage Research Center, LLC, having originated $1,075,000 in loans.

    Selma Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Selma (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $87,875 (-10.5%) $123,967 (-8.0%) 0.00 194
    2018-02-01 $87,500 (-12.3%) $119,418 (-14.8%) 0.00 202
    2018-03-01 $87,250 (-5.0%) $119,007 (-12.0%) 0.00 208
    2018-04-01 $87,500 (-2.7%) $120,503 (-5.5%) 0.00 215
    2018-05-01 $87,500 (-7.2%) $123,107 (-6.9%) 0.00 214
    2018-06-01 $87,250 (-10.7%) $123,901 (-8.7%) 0.00 204
    2018-07-01 $86,700 (-12.6%) $124,665 (-6.5%) 0.00 205
    2018-08-01 $86,700 (-3.7%) $125,392 (-0.8%) 0.00 201
    2018-09-01 $89,450 (-0.6%) $126,830 (-1.0%) 0.00 198
    2018-10-01 $89,975 (-5.3%) $131,519 (0.2%) 0.00 188
    2018-11-01 $90,000 (-5.3%) $126,535 (-4.3%) 0.00 188
    2018-12-01 $90,450 (-0.6%) $122,688 (-5.4%) 0.00 183
    2019-01-01 $90,875 (3.4%) $120,513 (-2.8%) 0.00 177
    2019-02-01 $98,000 (12.0%) $124,335 (4.1%) 0.00 187
    2019-03-01 $102,429 (17.4%) $128,461 (7.9%) 0.00 184
    2019-04-01 $106,429 (21.6%) $130,191 (8.0%) 0.00 178
    2019-05-01 $103,750 (18.6%) $135,421 (10.0%) 0.00 170
    2019-06-01 $99,000 (13.5%) $135,185 (9.1%) 0.00 173
    2019-07-01 $99,000 (14.2%) $136,562 (9.5%) 0.00 179
    2019-08-01 $99,182 (14.4%) $134,911 (7.6%) 0.00 176
    2019-09-01 $99,080 (10.8%) $132,715 (4.6%) 0.00 176
    2019-10-01 $99,000 (10.0%) $131,007 (-0.4%) 0.00 175
    2019-11-01 $98,000 (8.9%) $129,262 (2.2%) 0.00 178
    2019-12-01 $96,250 (6.4%) $123,820 (0.9%) 0.00 184
    2020-01-01 $95,000 (4.5%) $120,157 (-0.3%) 0.00 171
    2020-02-01 $91,750 (-6.4%) $116,430 (-6.4%) 0.00 163
    2020-03-01 $90,375 (-11.8%) $114,248 (-11.1%) 0.00 163
    2020-04-01 $89,000 (-16.4%) $113,623 (-12.7%) 0.00 154
    2020-05-01 $89,000 (-14.2%) $117,012 (-13.6%) 0.00 150
    2020-06-01 $90,000 (-9.1%) $117,242 (-13.3%) 0.00 146
    2020-07-01 $92,100 (-7.0%) $123,733 (-9.4%) 0.00 130
    2020-08-01 $94,200 (-5.0%) $126,763 (-6.0%) 0.00 119
    2020-09-01 $98,250 (-0.8%) $127,912 (-3.6%) 0.00 121
    2020-10-01 $99,500 (0.5%) $133,529 (1.9%) 0.00 124
    2020-11-01 $95,625 (-2.4%) $127,029 (-1.7%) 0.00 118
    2020-12-01 $95,000 (-1.3%) $128,376 (3.7%) 0.00 105
    2021-01-01 $90,000 (-5.3%) $125,985 (4.9%) 0.00 97
    2021-02-01 $94,875 (3.4%) $126,460 (8.6%) 0.00 97
    2021-03-01 $100,750 (11.5%) $126,545 (10.8%) 0.00 86
    2021-04-01 $118,975 (33.7%) $136,129 (19.8%) 0.00 73
    2021-05-01 $118,900 (33.6%) $136,876 (17.0%) 0.00 80
    2021-06-01 $87,425 (-2.9%) $133,934 (14.2%) 0.00 88
    2021-07-01 $99,900 (8.5%) $141,330 (14.2%) 0.00 82
    2021-08-01 $94,925 (0.8%) $127,760 (0.8%) 0.00 90
    2021-09-01 $91,150 (-7.2%) $127,654 (-0.2%) 0.00 93
    2021-10-01 $85,000 (-14.6%) $117,934 (-11.7%) 0.00 88
    2021-11-01 $80,625 (-15.7%) $112,681 (-11.3%) 0.00 82
    2021-12-01 $76,150 (-19.8%) $101,985 (-20.6%) 0.00 81
    2022-01-01 $66,750 (-25.8%) $106,583 (-15.4%) 0.00 73
    2022-02-01 $70,900 (-25.3%) $115,780 (-8.5%) 0.00 69
    2022-03-01 $87,750 (-12.9%) $124,962 (-1.3%) 0.00 63
    2022-04-01 $80,000 (-32.8%) $123,871 (-9.0%) 0.00 64
    2022-05-01 $79,950 (-32.8%) $128,004 (-6.5%) 0.00 63
    2022-06-01 $87,500 (0.1%) $130,038 (-2.9%) 0.00 61
    2022-07-01 $80,000 (-19.9%) $124,520 (-11.9%) 0.00 70
    2022-08-01 $80,000 (-15.7%) $115,006 (-10.0%) 0.00 79
    2022-09-01 $77,450 (-15.0%) $105,785 (-17.1%) 0.00 84
    2022-10-01 $79,900 (-6.0%) $105,318 (-10.7%) 0.00 76
    2022-11-01 $80,000 (-0.8%) $108,878 (-3.4%) 0.00 73
    2022-12-01 $80,000 (5.1%) $124,582 (22.2%) 0.00 75
    2023-01-01 $95,475 (43.0%) $138,747 (30.2%) 0.00 65
    2023-02-01 $71,925 (1.5%) $125,797 (8.7%) 0.00 60
    2023-03-01 $74,375 (-15.2%) $130,024 (4.1%) 0.00 66
    2023-04-01 $75,500 (-5.6%) $140,482 (13.4%) 0.00 67
    2023-05-01 $71,500 (-10.6%) $126,583 (-1.1%) 0.00 70
    2023-06-01 $79,975 (-8.6%) $128,107 (-1.5%) 0.00 71
    2023-07-01 $79,900 (-0.1%) $117,350 (-5.8%) 0.00 68
    2023-08-01 $90,950 (13.7%) $122,887 (6.9%) 0.00 72
    2023-09-01 $84,200 (8.7%) $130,005 (22.9%) 0.00 75
    2023-10-01 $83,975 (5.1%) $143,030 (35.8%) 0.00 84
    2023-11-01 $82,500 (3.1%) $148,415 (36.3%) 0.00 84
    2023-12-01 $77,000 (-3.8%) $140,958 (13.1%) 0.00 88
    2024-01-01 $77,750 (-18.6%) $132,638 (-4.4%) 0.00 91
    2024-02-01 $80,075 (11.3%) $141,823 (12.7%) 0.00 82
    2024-03-01 $81,750 (9.9%) $214,039 (64.6%) 0.00 80
    2024-04-01 $77,225 (2.3%) $142,033 (1.1%) 0.00 84
    2024-05-01 $74,450 (4.1%) $136,290 (7.7%) 0.00 80
    2024-06-01 $83,750 (4.7%) $147,491 (15.1%) 0.00 85
    2024-07-01 $107,250 (34.2%) $146,367 (24.7%) 0.00 100
    2024-08-01 $115,000 (26.4%) $150,460 (22.4%) 0.00 101
    2024-09-01 $102,475 (21.7%) $140,850 (8.3%) 0.00 102
    2024-10-01 $95,250 (13.4%) $151,053 (5.6%) 0.00 105
    2024-11-01 $105,000 (27.3%) $154,319 (4.0%) 0.00 107
    Selma's median listing price for 2024-11-01 was $105,000, a difference of $22,500 (27.3%) versus the prior year and $9,750 versus the prior month.

    Selma's median listing price comes in at 0% of the national average.

    Selma's average listing price for 2024-11-01 was $154,319, a difference of $5,904 (4.0%) versus the prior year and $3,266 versus the prior month.

    For the 2024-11-01 period, Selma had 107 MLS listings, a difference of 2 listings (2%) versus the prior month and 23 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Selma (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,800 sqft
    2018-02-01 0 days 1,765 sqft
    2018-03-01 0 days 1,754 sqft
    2018-04-01 0 days 1,798 sqft
    2018-05-01 0 days 1,807 sqft
    2018-06-01 0 days 1,776 sqft
    2018-07-01 0 days 1,756 sqft
    2018-08-01 0 days 1,807 sqft
    2018-09-01 0 days 1,807 sqft
    2018-10-01 0 days 1,872 sqft
    2018-11-01 0 days 1,837 sqft
    2018-12-01 0 days 1,840 sqft
    2019-01-01 0 days 1,857 sqft
    2019-02-01 0 days 1,879 sqft
    2019-03-01 0 days 1,869 sqft
    2019-04-01 0 days 1,862 sqft
    2019-05-01 0 days 1,904 sqft
    2019-06-01 0 days 1,906 sqft
    2019-07-01 0 days 1,865 sqft
    2019-08-01 0 days 1,893 sqft
    2019-09-01 0 days 1,880 sqft
    2019-10-01 0 days 1,871 sqft
    2019-11-01 0 days 1,857 sqft
    2019-12-01 0 days 1,837 sqft
    2020-01-01 0 days 1,820 sqft
    2020-02-01 0 days 1,796 sqft
    2020-03-01 0 days 1,745 sqft
    2020-04-01 0 days 1,780 sqft
    2020-05-01 0 days 1,845 sqft
    2020-06-01 0 days 1,814 sqft
    2020-07-01 0 days 1,916 sqft
    2020-08-01 0 days 1,916 sqft
    2020-09-01 0 days 1,922 sqft
    2020-10-01 0 days 1,964 sqft
    2020-11-01 0 days 1,916 sqft
    2020-12-01 0 days 1,903 sqft
    2021-01-01 0 days 1,891 sqft
    2021-02-01 0 days 1,828 sqft
    2021-03-01 0 days 1,863 sqft
    2021-04-01 0 days 1,875 sqft
    2021-05-01 0 days 1,861 sqft
    2021-06-01 0 days 1,859 sqft
    2021-07-01 0 days 1,881 sqft
    2021-08-01 0 days 1,868 sqft
    2021-09-01 0 days 1,885 sqft
    2021-10-01 0 days 1,869 sqft
    2021-11-01 0 days 1,850 sqft
    2021-12-01 0 days 1,824 sqft
    2022-01-01 0 days 1,840 sqft
    2022-02-01 0 days 1,824 sqft
    2022-03-01 0 days 1,791 sqft
    2022-04-01 0 days 1,868 sqft
    2022-05-01 0 days 1,764 sqft
    2022-06-01 0 days 1,758 sqft
    2022-07-01 0 days 1,728 sqft
    2022-08-01 0 days 1,730 sqft
    2022-09-01 0 days 1,648 sqft
    2022-10-01 0 days 1,524 sqft
    2022-11-01 0 days 1,586 sqft
    2022-12-01 0 days 1,633 sqft
    2023-01-01 0 days 1,708 sqft
    2023-02-01 0 days 1,669 sqft
    2023-03-01 0 days 1,655 sqft
    2023-04-01 0 days 1,682 sqft
    2023-05-01 0 days 1,711 sqft
    2023-06-01 0 days 1,759 sqft
    2023-07-01 0 days 1,715 sqft
    2023-08-01 0 days 1,760 sqft
    2023-09-01 0 days 1,715 sqft
    2023-10-01 0 days 1,694 sqft
    2023-11-01 0 days 1,700 sqft
    2023-12-01 0 days 1,663 sqft
    2024-01-01 0 days 1,617 sqft
    2024-02-01 0 days 1,649 sqft
    2024-03-01 0 days 1,715 sqft
    2024-04-01 0 days 1,681 sqft
    2024-05-01 0 days 1,669 sqft
    2024-06-01 0 days 1,708 sqft
    2024-07-01 0 days 1,688 sqft
    2024-08-01 0 days 1,700 sqft
    2024-09-01 0 days 1,755 sqft
    2024-10-01 0 days 1,700 sqft
    2024-11-01 0 days 1,764 sqft
    Selma's median listing age (time on market) for 2024-11-01 was 0 days.

    Selma's median square footage for active listings during the 2024-11-01 period was 1,764 sqft. One year prior, the average listing was 1,700 sqft.

    Selma, AL Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 143 $20,175,000 $141,084
    Cash Out Refi 35 $4,835,000 $138,143
    Refi 34 $3,130,000 $92,059
    Other 21 $1,555,000 $74,048
    Home Improvement 13 $495,000 $38,077

    Selma's most frequently cited loan purpose was Home Purchase, with 143 originations. The 2nd most popular reason was Cash Out Refi, with 35 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    7-8% 67 $9,315,000 $139,030
    6-7% 66 $9,540,000 $144,545
    Over 8% 60 $4,810,000 $80,167
    5-6% 19 $3,125,000 $164,474
    4-5% 2 $220,000 $110,000
    <2.5% 1 $5,000 $5,000

    During 2023, Selma's most frequently originated rate bucket was 7-8%, with 67 originations.

    Loan Sizing (Selma, AL MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 118 $6,620,000 $56,102
    $100k-200k 87 $12,475,000 $143,391
    $200k-400k 39 $9,935,000 $254,744
    $400k-600k 1 $535,000 $535,000
    $600k-1000k 1 $625,000 $625,000

    Selma's loan sizing saw the bucket of loans from $100,000 or less with 118 originations, totaling $6,620,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 129 $19,705,000 $152,752
    20-40% 25 $1,805,000 $72,200
    60-80% 24 $2,740,000 $114,167
    40-60% 20 $1,860,000 $93,000
    Under 20% 13 $315,000 $24,231
    Over 100% 2 $460,000 $230,000

    Selma's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 129 originations, totaling $19,705,000 in origination value.