Augusta Financial Mortgage Rates, Fees & Info

Santa Clarita, CA

LEI: 549300XBOKNEE2CQJL92

Tax ID: 95-4588714

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Mortgage Data

Review & Overview

Augusta Financial is a smaller mortgage company specializing in Home Purchase and Refi loans. Augusta Financial has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Los Angeles, Oxnard, Riverside, Bakersfield, and San Diego among others. We have data for 17 markets. (Some data included below & more in-depth data is available with an active subscription.)

Augusta Financial has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Augusta Financial is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.61% 4/21/24
30 Year Conventional Refi 7.12% 4/21/24
30 Year Cash-out Refi 6.57% 4/21/24
30 Year FHA Purchase 7.05% 4/21/24
30 Year FHA Refi 6.95% 4/21/24
30 Year VA Purchase 6.15% 4/21/24
30 Year VA Refi 5.88% 4/21/24
15 Year Conventional Purchase 6.07% 4/21/24
15 Year Conventional Refi 6.01% 4/21/24
15 Year Cash-out Refi 6.01% 4/21/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Augusta Financial Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Augusta Financial. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

1,393

Origination Dollar Volume (All Markets)

$593,345,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,209 $520,995,000 $430,931 $7,535 4.16%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 61 $27,875,000 $456,967 $7,442 4.08%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 31 $10,855,000 $350,161 $6,077 4.25%
BAKERSFIELD, CA (FHA|USDA|VA) 34 $9,090,000 $267,353 $7,798 4.07%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 15 $6,335,000 $422,333 $5,223 4.23%
SALINAS, CA (FHA|USDA|VA) 11 $4,745,000 $431,364 $0 4.33%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 9 $3,795,000 $421,667 $11,422 4.22%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 5 $2,725,000 $545,000 $0 4.30%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4 $1,510,000 $377,500 $2,830 3.84%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 2 $1,480,000 $740,000 $0 3.94%
VALLEJO, CA (FHA|USDA|VA) 2 $810,000 $405,000 $0 3.50%
Outside of Metro Areas 3 $795,000 $265,000 $0 4.46%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $690,000 $345,000 $3,420 4.34%
NAPA, CA (FHA|USDA|VA) 1 $575,000 $575,000 $0 3.63%
Clearlake, CA (FHA|USDA|VA) 2 $450,000 $225,000 $0 4.19%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.88%
FRESNO, CA (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.00%
Augusta Financial's top markets include Los Angeles, Oxnard, Riverside, Bakersfield, and San Diego among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Similar Lenders

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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 1,084 $459,500,000 $423,893 $5,582 4.22%
    FHA 211 $90,505,000 $428,934 $12,752 3.99%
    VA 93 $42,005,000 $451,667 $9,211 3.77%
    Reverse Mortgage 3 $845,000 $281,667 $0 4.14%
    FHA 2 $490,000 $245,000 $0 5.16%

    For 2019, Augusta Financial's most frequently originated type of loan was Conventional, with 1,084 originations. Their 2nd most popular type was FHA, with 211 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 587 $253,755,000 $432,291 $8,940 4.24%
    Refi 505 $225,605,000 $446,743 $5,039 4.00%
    Cash Out Refi 298 $113,030,000 $379,295 $7,576 4.26%
    Other 2 $730,000 $365,000 $0 5.19%
    Home Improvement 1 $225,000 $225,000 $3,510 4.13%

    For 2019, Augusta Financial's most frequently cited loan purpose was Home Purchase, with 587 originations. The 2nd most popular reason was Refi, with 505 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 1,323 $571,275,000 $431,803 $7,525 4.16%
    Other 26 $7,200,000 $276,923 $7,569 4.74%
    20 Year 23 $7,515,000 $326,739 $3,917 3.98%
    15 Year 21 $7,355,000 $350,238 $3,749 3.55%

    For 2019, Augusta Financial's most frequently cited loan duration was 30 Year, with 1,323 originations. The 2nd most popular length was Other, with 26 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,051 $444,755,000 $423,173
    $5k+ 64 $32,200,000 $503,125
    $2k-3k 29 $11,915,000 $410,862
    $3k-4k 28 $9,360,000 $334,286
    $<1k 24 $11,580,000 $482,500
    $4k-5k 16 $6,250,000 $390,625

    Augusta Financial's average total fees were $7,525, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,051 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 708 $296,880,000 $419,322
    4-5% 622 $271,790,000 $436,961
    5-6% 45 $15,985,000 $355,222
    6-7% 14 $7,200,000 $514,286
    2.5-3% 3 $1,265,000 $421,667
    Over 8% 1 $225,000 $225,000

    During 2019, Augusta Financial's average interest rate for loans was 4.16%, while their most frequently originated rate bucket for loans was 3-4%, with 708 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $400k-600k 618 $298,000,000 $482,201 $8,106 4.10%
    $200k-400k 523 $163,405,000 $312,438 $6,155 4.11%
    $600k-1MM 161 $111,135,000 $690,280 $10,526 4.32%
    $100k-200k 82 $13,060,000 $159,268 $4,837 4.46%
    $1MM+ 6 $7,510,000 $1,251,667 $6,872 4.96%
    $100,000 or less 3 $235,000 $78,333 $4,668 4.74%

    2019 saw Augusta Financial place emphasis on $400k-600k loans with 618 originations, totaling $298,000,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 478 $208,770,000 $436,757 $7,205 4.14%
    $150k-250k 306 $154,730,000 $505,654 $8,321 4.22%
    $75k-100k 254 $93,430,000 $367,835 $7,845 4.09%
    $50k-75k 162 $45,610,000 $281,543 $7,545 4.13%
    $250k+ 100 $56,290,000 $562,900 $6,402 4.38%
    $50k or less 93 $34,515,000 $371,129 $6,461 4.05%

    Augusta Financial lent most frequently to those with incomes in the $100k-150k range, with 478 originations. The second most popular income band? $150k-250k, with 306 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 224 $95,030,000 $424,241 $6,496 4.15%
    20-30% 177 $73,855,000 $417,260 $6,683 4.11%
    50-60% 100 $44,170,000 $441,700 $11,783 4.20%
    <20% 79 $32,145,000 $406,899 $5,543 4.06%
    43% 70 $31,530,000 $450,429 $7,786 4.15%
    49% 70 $26,500,000 $378,571 $6,069 4.17%
    41% 59 $26,735,000 $453,136 $12,668 4.13%
    40% 57 $23,985,000 $420,789 $6,353 4.17%
    44% 57 $24,235,000 $425,175 $8,084 4.20%
    48% 56 $24,230,000 $432,679 $7,718 4.14%
    39% 55 $25,705,000 $467,364 $6,418 4.11%
    37% 54 $23,330,000 $432,037 $6,671 4.24%
    42% 53 $23,365,000 $440,849 $7,681 4.26%
    47% 53 $21,795,000 $411,226 $6,620 4.16%
    45% 52 $21,880,000 $420,769 $7,881 4.21%
    46% 52 $21,590,000 $415,192 $6,756 4.06%
    38% 48 $18,560,000 $386,667 $5,735 4.33%
    36% 40 $18,780,000 $469,500 $12,306 4.08%
    >60% 35 $14,815,000 $423,286 $7,440 4.26%

    Augusta Financial lent most frequently to those with DTI ratios of 30-36%, with 224 originations. The next most common DTI ratio? 20-30%, with 177 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 739 $307,495,000 $416,096 $7,034 4.14%
    Not provided 592 $259,700,000 $438,682 $7,904 4.18%
    Asian 34 $14,870,000 $437,353 $9,306 4.09%
    Black 20 $7,610,000 $380,500 $7,669 4.42%
    Native Hawaiian or Islander 5 $2,755,000 $551,000 $6,001 4.13%
    American Indian 2 $560,000 $280,000 $0 3.56%
    Other Pacific Islander 1 $355,000 $355,000 $0 4.13%

    Approval Rates

    Total approvals of all applications
    98.06%

    Augusta Financial has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    84.49%

    Augusta Financial has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    10055.0 1 $685,000 $685,000
    1015.0 1 $645,000 $645,000
    10420.0 1 $405,000 $405,000
    10898.75 1 $515,000 $515,000
    11160.0 1 $935,000 $935,000
    11205.42 1 $605,000 $605,000
    11208.13 1 $565,000 $565,000
    11506.88 1 $555,000 $555,000
    11760.0 1 $995,000 $995,000
    11800.0 1 $565,000 $565,000
    11812.0 1 $495,000 $495,000
    11988.0 1 $675,000 $675,000
    1205.0 1 $465,000 $465,000
    12858.0 1 $975,000 $975,000
    13565.0 1 $695,000 $695,000
    1436.0 2 $1,050,000 $525,000
    16000.0 1 $915,000 $915,000
    1615.0 1 $505,000 $505,000
    16245.0 1 $725,000 $725,000
    1665.0 1 $435,000 $435,000
    1700.0 1 $585,000 $585,000
    1715.0 1 $345,000 $345,000
    1725.0 1 $215,000 $215,000
    1750.0 1 $315,000 $315,000
    1810.0 1 $515,000 $515,000
    1860.0 1 $525,000 $525,000
    1885.0 1 $135,000 $135,000
    1890.0 1 $525,000 $525,000
    1900.0 1 $1,025,000 $1,025,000
    1910.0 1 $455,000 $455,000
    1925.0 2 $1,050,000 $525,000
    1935.0 1 $125,000 $125,000
    1960.0 1 $385,000 $385,000
    1964.0 1 $365,000 $365,000
    1965.0 2 $780,000 $390,000
    1990.0 1 $585,000 $585,000
    2025.0 1 $635,000 $635,000
    2035.0 1 $485,000 $485,000
    2050.0 1 $515,000 $515,000
    2060.0 3 $1,245,000 $415,000
    2061.4 1 $385,000 $385,000
    2110.0 1 $185,000 $185,000
    2116.0 1 $205,000 $205,000
    2120.0 1 $285,000 $285,000
    21330.0 1 $415,000 $415,000
    2135.0 1 $615,000 $615,000
    2149.83 1 $325,000 $325,000
    2160.0 2 $650,000 $325,000
    2192.5 1 $205,000 $205,000
    2210.0 4 $1,890,000 $472,500
    2215.0 1 $475,000 $475,000
    22330.0 1 $995,000 $995,000
    2260.0 5 $1,565,000 $313,000
    2270.0 1 $375,000 $375,000
    2310.0 2 $730,000 $365,000
    2320.0 16 $6,800,000 $425,000
    2356.25 1 $395,000 $395,000
    2360.0 15 $6,915,000 $461,000
    2371.0 1 $455,000 $455,000
    2410.0 1 $565,000 $565,000
    2450.0 1 $325,000 $325,000
    2465.0 2 $850,000 $425,000
    2544.01 1 $295,000 $295,000
    2550.0 1 $295,000 $295,000
    2555.0 1 $225,000 $225,000
    2560.0 2 $1,070,000 $535,000
    2565.0 1 $525,000 $525,000
    2610.0 3 $1,545,000 $515,000
    2615.28 1 $405,000 $405,000
    2650.0 1 $165,000 $165,000
    2655.0 1 $555,000 $555,000
    2660.0 2 $700,000 $350,000
    2665.0 1 $295,000 $295,000
    2695.0 1 $515,000 $515,000
    2700.0 3 $755,000 $251,667
    2710.0 1 $245,000 $245,000
    2718.0 1 $425,000 $425,000
    2720.0 2 $480,000 $240,000
    2780.0 1 $405,000 $405,000
    2796.0 1 $235,000 $235,000
    2810.0 1 $155,000 $155,000
    2813.6 1 $235,000 $235,000
    2848.76 1 $525,000 $525,000
    2850.0 1 $225,000 $225,000
    2860.0 9 $3,605,000 $400,556
    2865.0 1 $425,000 $425,000
    2910.0 1 $425,000 $425,000
    2931.0 1 $405,000 $405,000
    2947.65 1 $145,000 $145,000
    2960.0 1 $445,000 $445,000
    2985.0 1 $455,000 $455,000
    2985.4 1 $285,000 $285,000
    3060.0 2 $1,160,000 $580,000
    3062.85 1 $405,000 $405,000
    3070.88 1 $485,000 $485,000
    3095.0 1 $415,000 $415,000
    3097.72 1 $305,000 $305,000
    3228.0 1 $475,000 $475,000
    3235.0 1 $555,000 $555,000
    3260.0 1 $465,000 $465,000
    3260.7 1 $405,000 $405,000
    3280.0 1 $285,000 $285,000
    3294.0 1 $385,000 $385,000
    3295.0 1 $585,000 $585,000
    3300.0 1 $485,000 $485,000
    3313.0 1 $485,000 $485,000
    3320.0 1 $625,000 $625,000
    3340.0 1 $125,000 $125,000
    3342.3 1 $245,000 $245,000
    3346.35 1 $365,000 $365,000
    3360.0 6 $2,320,000 $386,667
    3379.68 1 $385,000 $385,000
    3380.0 1 $605,000 $605,000
    3385.0 2 $880,000 $440,000
    3402.0 1 $155,000 $155,000
    3450.0 1 $245,000 $245,000
    3465.0 1 $415,000 $415,000
    3504.8 1 $445,000 $445,000
    3505.0 1 $475,000 $475,000
    3510.0 1 $165,000 $165,000
    3519.38 1 $665,000 $665,000
    3567.5 1 $345,000 $345,000
    3582.0 1 $135,000 $135,000
    3610.0 1 $475,000 $475,000
    3620.0 1 $505,000 $505,000
    3639.0 1 $265,000 $265,000
    3640.0 1 $355,000 $355,000
    3650.0 2 $590,000 $295,000
    3695.0 1 $555,000 $555,000
    3705.63 1 $445,000 $445,000
    3710.0 1 $375,000 $375,000
    3720.0 1 $485,000 $485,000
    3782.04 1 $445,000 $445,000
    3800.74 1 $295,000 $295,000
    3820.0 1 $395,000 $395,000
    3825.0 1 $395,000 $395,000
    3860.0 9 $3,985,000 $442,778
    3865.0 1 $345,000 $345,000
    3866.25 1 $405,000 $405,000
    3895.0 1 $205,000 $205,000
    3930.0 1 $205,000 $205,000
    3940.0 1 $335,000 $335,000
    3960.0 1 $425,000 $425,000
    3965.0 1 $375,000 $375,000
    3982.0 1 $265,000 $265,000
    3998.0 1 $145,000 $145,000
    4007.6 1 $185,000 $185,000
    4015.0 1 $435,000 $435,000
    4045.0 1 $475,000 $475,000
    4060.0 1 $405,000 $405,000
    4064.0 1 $465,000 $465,000
    4065.0 1 $185,000 $185,000
    4128.37 1 $535,000 $535,000
    4135.0 1 $365,000 $365,000
    4160.0 1 $235,000 $235,000
    4170.0 1 $465,000 $465,000
    4176.31 1 $485,000 $485,000
    4230.0 1 $315,000 $315,000
    4258.0 1 $545,000 $545,000
    4260.0 1 $245,000 $245,000
    4263.37 1 $275,000 $275,000
    4320.0 1 $205,000 $205,000
    4360.0 5 $1,985,000 $397,000
    4375.0 1 $575,000 $575,000
    4414.0 1 $555,000 $555,000
    4465.0 2 $920,000 $460,000
    4515.0 1 $505,000 $505,000
    4520.0 1 $535,000 $535,000
    4522.2 1 $155,000 $155,000
    4535.0 1 $535,000 $535,000
    4560.0 1 $275,000 $275,000
    4596.0 1 $265,000 $265,000
    4605.0 1 $445,000 $445,000
    4640.0 1 $375,000 $375,000
    4661.85 1 $465,000 $465,000
    4665.0 1 $365,000 $365,000
    4781.0 1 $585,000 $585,000
    4795.0 1 $585,000 $585,000
    4845.0 1 $435,000 $435,000
    4860.0 2 $910,000 $455,000
    4920.0 1 $255,000 $255,000
    4935.0 1 $365,000 $365,000
    4945.21 1 $545,000 $545,000
    4960.0 1 $205,000 $205,000
    4985.0 1 $315,000 $315,000
    4986.36 1 $565,000 $565,000
    5010.0 1 $315,000 $315,000
    5020.0 1 $545,000 $545,000
    5040.0 1 $315,000 $315,000
    5045.0 1 $265,000 $265,000
    5053.0 1 $265,000 $265,000
    5060.0 1 $325,000 $325,000
    5066.25 1 $645,000 $645,000
    5095.0 1 $305,000 $305,000
    5150.0 1 $285,000 $285,000
    5178.75 1 $535,000 $535,000
    5325.0 1 $285,000 $285,000
    5360.0 10 $4,750,000 $475,000
    5363.0 1 $565,000 $565,000
    5384.0 1 $445,000 $445,000
    5460.0 9 $3,985,000 $442,778
    5465.0 1 $595,000 $595,000
    5491.64 1 $395,000 $395,000
    5535.0 3 $1,375,000 $458,333
    5550.0 1 $365,000 $365,000
    5573.0 1 $375,000 $375,000
    5584.0 1 $325,000 $325,000
    5640.0 1 $255,000 $255,000
    5660.0 2 $940,000 $470,000
    5710.0 3 $1,635,000 $545,000
    5730.0 1 $385,000 $385,000
    5737.5 1 $525,000 $525,000
    5738.29 1 $645,000 $645,000
    5760.0 1 $405,000 $405,000
    5795.0 1 $455,000 $455,000
    5820.0 1 $355,000 $355,000
    5860.0 1 $545,000 $545,000
    5940.0 1 $365,000 $365,000
    5944.46 1 $335,000 $335,000
    5955.0 1 $405,000 $405,000
    5985.0 1 $415,000 $415,000
    6020.0 2 $790,000 $395,000
    6034.0 1 $525,000 $525,000
    6172.5 1 $575,000 $575,000
    6258.0 1 $525,000 $525,000
    6260.0 2 $550,000 $275,000
    6291.0 1 $725,000 $725,000
    6404.4 1 $615,000 $615,000
    6450.0 1 $235,000 $235,000
    6465.0 2 $720,000 $360,000
    6480.0 1 $465,000 $465,000
    6510.0 1 $465,000 $465,000
    6520.0 1 $415,000 $415,000
    6650.0 1 $305,000 $305,000
    6704.0 2 $970,000 $485,000
    6725.0 1 $495,000 $495,000
    6860.0 1 $255,000 $255,000
    6935.15 1 $445,000 $445,000
    6936.0 1 $425,000 $425,000
    6970.0 1 $315,000 $315,000
    7010.0 1 $515,000 $515,000
    7038.0 1 $645,000 $645,000
    7080.0 1 $465,000 $465,000
    7150.0 1 $395,000 $395,000
    7164.0 1 $485,000 $485,000
    7200.0 1 $265,000 $265,000
    7225.0 1 $525,000 $525,000
    7275.0 1 $545,000 $545,000
    7367.81 1 $465,000 $465,000
    7377.6 1 $405,000 $405,000
    7410.0 1 $455,000 $455,000
    7421.73 1 $395,000 $395,000
    7427.2 1 $555,000 $555,000
    7528.48 1 $545,000 $545,000
    7568.75 1 $635,000 $635,000
    7710.0 1 $605,000 $605,000
    7770.0 1 $545,000 $545,000
    7788.0 1 $465,000 $465,000
    7965.0 1 $415,000 $415,000
    7969.0 1 $315,000 $315,000
    8055.75 1 $325,000 $325,000
    8058.4 1 $655,000 $655,000
    8070.0 1 $625,000 $625,000
    8122.5 1 $625,000 $625,000
    8160.0 1 $315,000 $315,000
    8251.8 1 $555,000 $555,000
    8302.6 1 $685,000 $685,000
    8331.84 1 $775,000 $775,000
    8510.0 1 $665,000 $665,000
    8820.0 1 $665,000 $665,000
    8860.0 2 $1,140,000 $570,000
    8903.0 1 $425,000 $425,000
    9052.5 1 $955,000 $955,000
    9125.0 1 $725,000 $725,000
    9168.0 1 $435,000 $435,000
    9211.13 1 $365,000 $365,000
    9231.25 1 $705,000 $705,000
    9260.0 2 $910,000 $455,000
    9271.0 1 $425,000 $425,000
    9465.0 1 $295,000 $295,000
    9585.0 1 $725,000 $725,000
    9712.86 1 $545,000 $545,000
    9884.0 1 $1,365,000 $1,365,000
    9885.0 1 $405,000 $405,000
    NA 1,000 $421,070,000 $421,070

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 14 $4,200,000 $300,000
    Single Family (1-4 Units):Site-Built 1,379 $589,145,000 $427,226

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 59 $15,645,000 $265,169 $5,345 4.36%
    40-60% 200 $77,260,000 $386,300 $5,605 4.10%
    60-80% 551 $238,155,000 $432,223 $6,186 4.20%
    80-100% 552 $251,020,000 $454,746 $8,052 4.11%
    Over 100% 18 $8,450,000 $469,444 $16,064 3.93%
    Under 20% 12 $2,290,000 $190,833 $5,187 4.56%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    ASSOCIATED BANC-CORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 11.8%
    ASSOCIATED BANC-CORP Conventional home mortgage Closing on a mortgage 1 5.9%
    ASSOCIATED BANC-CORP Conventional home mortgage Trouble during payment process 7 41.2%
    ASSOCIATED BANC-CORP Home equity loan or line of credit (HELOC) Trouble during payment process 1 5.9%
    ASSOCIATED BANC-CORP Other type of mortgage Closing on a mortgage 2 11.8%
    ASSOCIATED BANC-CORP Other type of mortgage Trouble during payment process 4 23.5%