SANTA ROSA - PETALUMA Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Santa Rosa - Petaluma averaged
6.6%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.61% and
one month ago for the week of 2025-02-27, the
average rate was 6.92%.
Santa Rosa - Petaluma's average rate one year ago was 6.85%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.69%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
Santa Rosa - Petaluma 30 Year Fixed Rate | 2025-04-03 | 6.6% |
Santa Rosa - Petaluma 30 Year Fixed Rate Refi | 2025-04-03 | 6.69% |
Santa Rosa - Petaluma 15 Year Fixed Rate | 2025-04-03 | 5.92% |
Santa Rosa - Petaluma 15 Year Fixed Rate Refi | 2025-04-03 | 6.02% |
Santa Rosa - Petaluma 30 Year FHA | 2025-04-03 | 5.86% |
Santa Rosa - Petaluma 30 Year FHA Refi | 2025-04-03 | 6.46% |
Santa Rosa - Petaluma 30 Year USDA | 2025-04-03 | 6.22% |
Santa Rosa - Petaluma 30 Year USDA Refi | 2025-04-03 | 6.32% |
Santa Rosa - Petaluma 30 Year VA | 2025-04-03 | 5.78% |
Santa Rosa - Petaluma 30 Year VA Refi | 2025-04-03 | 6.06% |
SANTA ROSA - PETALUMA Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA ROSA-PETALUMA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SANTA ROSA - PETALUMA Average Closing Costs & Other Stats
SANTA ROSA-PETALUMA, CA's 214 lenders originated 6,663
loans during 2024. The total origination value was $3,899,365,000, with an average loan value of
$585,227.
SANTA ROSA - PETALUMA's average closing costs are $6,316.
The top SANTA ROSA - PETALUMA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
406 loans originated. Their average total fees are
$10,481, which is $2,848
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,263), Stifel Bank and Trust ($4,390), DHI MORTGAGE COMPANY, LTD. ($5,157), Morgan Stanley Private Bank ($5,247) and Charles Schwab Bank, SSB ($5,983).
The lowest rate SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.79%), Charles Schwab Bank, SSB (5.82%), Morgan Stanley Private Bank (5.95%), Citibank (6.07%) and Stifel Bank and Trust (6.25%).
SANTA ROSA-PETALUMA, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
---|---|---|---|---|
JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | $344,225,000 | 91.7% | 8.8% |
UNITED WHOLESALE MORTGAGE, LLC | $245,185,000 | $328,300,000 | 33.9% | 8.4% |
REDWOOD | $291,720,000 | $234,620,000 | -19.6% | 6.0% |
QUICKEN LOANS, LLC | $149,665,000 | $199,080,000 | 33.0% | 5.1% |
WALKER & DUNLOP, LLC | $18,455,000 | $152,310,000 | 725.3% | 3.9% |
CROSSCOUNTRY MORTGAGE, LLC | $138,290,000 | $144,905,000 | 4.8% | 3.7% |
U.S. Bank | $91,380,000 | $107,240,000 | 17.4% | 2.8% |
BROKER SOLUTIONS, INC. | $61,420,000 | $89,860,000 | 46.3% | 2.3% |
NEWREZ LLC | $18,345,000 | $77,905,000 | 324.7% | 2.0% |
JPMorgan Chase Bank | $91,860,000 | $69,640,000 | -24.2% | 1.8% |
GUILD MORTGAGE COMPANY | $41,965,000 | $69,350,000 | 65.3% | 1.8% |
GUARANTEED RATE, INC. | $36,960,000 | $67,575,000 | 82.8% | 1.7% |
Wells Fargo Bank | $99,540,000 | $63,865,000 | -35.8% | 1.6% |
BERKELEY POINT CAPITAL LLC | $59,655,000 | n/a | 1.5% | |
M&T Realty Capital Corporation | $57,985,000 | n/a | 1.5% | |
LOANDEPOT.COM, LLC | $56,185,000 | $54,520,000 | -3.0% | 1.4% |
Bank of America | $56,195,000 | $52,620,000 | -6.4% | 1.3% |
First-Citizens Bank & Trust Company | $24,160,000 | $51,565,000 | 113.4% | 1.3% |
Morgan Stanley Private Bank | $43,365,000 | $47,565,000 | 9.7% | 1.2% |
The Loan Store, Inc. | $12,315,000 | $47,230,000 | 283.5% | 1.2% |
PENNYMAC LOAN SERVICES, LLC | $22,350,000 | $40,860,000 | 82.8% | 1.0% |
GUARANTEED RATE AFFINITY, LLC | $26,005,000 | $38,230,000 | 47.0% | 1.0% |
Umpqua Bank | $23,825,000 | $37,555,000 | 57.6% | 1.0% |
CMG MORTGAGE, INC. | $20,700,000 | $35,310,000 | 70.6% | 0.9% |
PNC Bank | $36,860,000 | $32,415,000 | -12.1% | 0.8% |
Flagstar Bank, FSB | $23,535,000 | $32,015,000 | 36.0% | 0.8% |
MASON MCDUFFIE MORTGAGE CORPORATION | $19,205,000 | $31,815,000 | 65.7% | 0.8% |
Century Mortgage Company DBA Century Lending Company | $16,550,000 | $31,095,000 | 87.9% | 0.8% |
BMO Harris Bank | $31,835,000 | $31,055,000 | -2.5% | 0.8% |
Regions Bank | $30,190,000 | n/a | 0.8% | |
MORTGAGEONE, INC. | $1,735,000 | $28,960,000 | 1,569.2% | 0.7% |
Sierra Pacific Mortgage Company, Inc. | $18,085,000 | $28,460,000 | 57.4% | 0.7% |
Charles Schwab Bank, SSB | $16,275,000 | $27,535,000 | 69.2% | 0.7% |
HOMEXPRESS MORTGAGE CORP. | $16,580,000 | $26,940,000 | 62.5% | 0.7% |
EVERETT FINANCIAL, INC. | $23,275,000 | $26,925,000 | 15.7% | 0.7% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $39,390,000 | $24,070,000 | -38.9% | 0.6% |
ALAMEDA MORTGAGE CORPORATION | $13,815,000 | $22,465,000 | 62.6% | 0.6% |
AMWEST FUNDING CORP. | $9,900,000 | $21,750,000 | 119.7% | 0.6% |
Paramount Residential Mortgage Group, Inc. | $17,050,000 | $21,615,000 | 26.8% | 0.6% |
PREMIER LENDING, INC. | $11,640,000 | $21,230,000 | 82.4% | 0.5% |
Cedar Rapids Bank and Trust Company | $20,785,000 | n/a | 0.5% | |
AHL FUNDING | $9,265,000 | $19,510,000 | 110.6% | 0.5% |
Ameris Bank | $8,005,000 | $19,455,000 | 143.0% | 0.5% |
DHI MORTGAGE COMPANY, LTD. | $21,225,000 | $17,170,000 | -19.1% | 0.4% |
Citibank | $30,025,000 | $15,800,000 | -47.4% | 0.4% |
SECURITYNATIONAL MORTGAGE COMPANY | $750,000 | $15,630,000 | 1,984.0% | 0.4% |
OCMBC, INC. | $5,760,000 | $15,540,000 | 169.8% | 0.4% |
Fremont Bank | $4,090,000 | $13,525,000 | 230.7% | 0.3% |
SUMMIT FUNDING, INC. | $42,210,000 | $13,310,000 | -68.5% | 0.3% |
Bank of Marin | $4,545,000 | $13,070,000 | 187.6% | 0.3% |
FINANCE OF AMERICA REVERSE LLC | $12,760,000 | $12,695,000 | -0.5% | 0.3% |
PACIFIC RESIDENTIAL MORTGAGE, LLC | $6,570,000 | $12,470,000 | 89.8% | 0.3% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $6,885,000 | $12,190,000 | 77.1% | 0.3% |
HOMEAMERICAN MORTGAGE CORPORATION | $6,550,000 | $12,160,000 | 85.6% | 0.3% |
NAVY FEDERAL CREDIT UNION | $7,630,000 | $11,345,000 | 48.7% | 0.3% |
COMMUNITY FIRST CREDIT UNION | $10,825,000 | $11,175,000 | 3.2% | 0.3% |
PATELCO | $13,135,000 | $11,080,000 | -15.6% | 0.3% |
NEXERA HOLDING LLC | $3,660,000 | $10,895,000 | 197.7% | 0.3% |
FREEDOM MORTGAGE CORPORATION | $3,755,000 | $10,730,000 | 185.8% | 0.3% |
LENDINGHOME FUNDING CORPORATION | $5,955,000 | $10,655,000 | 78.9% | 0.3% |
FIRST TECHNOLOGY | $5,200,000 | $10,480,000 | 101.5% | 0.3% |
Goldman Sachs Bank USA | $7,980,000 | $10,465,000 | 31.1% | 0.3% |
INSPIRE HOME LOANS INC. | $9,790,000 | n/a | 0.3% | |
LONGBRIDGE FINANCIAL, LLC | $8,570,000 | $9,770,000 | 14.0% | 0.3% |
Plains Commerce Bank | $1,980,000 | $9,675,000 | 388.6% | 0.2% |
Zions Bank | $9,495,000 | n/a | 0.2% | |
Axos Bank | $1,630,000 | $9,155,000 | 461.7% | 0.2% |
TRIAD FINANCIAL SERVICES, INC. | $6,700,000 | $9,140,000 | 36.4% | 0.2% |
Stifel Bank and Trust | $8,155,000 | $8,975,000 | 10.1% | 0.2% |
ALLIANT CREDIT UNION | $7,645,000 | $8,850,000 | 15.8% | 0.2% |
Citadel Servicing Corporation | $3,900,000 | $8,575,000 | 119.9% | 0.2% |
Mr. Cooper ( Nationstar Mortgage ) | $2,285,000 | $8,525,000 | 273.1% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $7,110,000 | $8,295,000 | 16.7% | 0.2% |
Exchange Bank | $42,995,000 | $7,895,000 | -81.6% | 0.2% |
Tri Counties Bank | $2,450,000 | $7,820,000 | 219.2% | 0.2% |
AXIA FINANCIAL, LLC | $11,870,000 | $7,670,000 | -35.4% | 0.2% |
Commerce Home Mortgage, Inc. | $12,835,000 | $7,655,000 | -40.4% | 0.2% |
UBS Bank USA | $9,205,000 | $7,520,000 | -18.3% | 0.2% |
HSBC BANK USA, NATIONAL ASSOCIATION | $605,000 | $6,480,000 | 971.1% | 0.2% |
KBHS HOME LOANS, LLC | $5,695,000 | $6,470,000 | 13.6% | 0.2% |
STANFORD Federal Credit Union | $940,000 | $6,250,000 | 564.9% | 0.2% |
JMJ FINANCIAL GROUP | $6,150,000 | n/a | 0.2% | |
FIRST COLONY MORTGAGE CORPORATION | $6,100,000 | n/a | 0.2% | |
LENDSURE MORTGAGE CORP. | $2,625,000 | $6,090,000 | 132.0% | 0.2% |
Logan Finance Corporation | $645,000 | $6,075,000 | 841.9% | 0.2% |
Figure Lending LLC | $3,550,000 | $5,825,000 | 64.1% | 0.1% |
MOVEMENT MORTGAGE, LLC | $4,880,000 | $5,545,000 | 13.6% | 0.1% |
HOMEOWNERS FINANCIAL GROUP USA, LLC | $3,535,000 | $5,500,000 | 55.6% | 0.1% |
NexBank | $8,440,000 | $5,450,000 | -35.4% | 0.1% |
Mortgage Research Center, LLC | $5,710,000 | $5,415,000 | -5.2% | 0.1% |
Deutsche Bank Trust Company Americas | $5,325,000 | n/a | 0.1% | |
SCHOOLSFIRST | $2,110,000 | $5,125,000 | 142.9% | 0.1% |
Northpointe Bank | $4,950,000 | n/a | 0.1% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,265,000 | $4,945,000 | 15.9% | 0.1% |
PHH Mortgage Corporation | $2,670,000 | $4,755,000 | 78.1% | 0.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $18,315,000 | $4,690,000 | -74.4% | 0.1% |
The Bank of San Antonio | $4,685,000 | n/a | 0.1% | |
Citizens Bank | $2,320,000 | $4,565,000 | 96.8% | 0.1% |
Franklin Loan Corporation | $645,000 | $4,490,000 | 596.1% | 0.1% |
BAY EQUITY LLC | $1,620,000 | $4,435,000 | 173.8% | 0.1% |
TRAVIS CREDIT UNION | $815,000 | $4,405,000 | 440.5% | 0.1% |
General Mortgage Capital Corporation | $4,310,000 | n/a | 0.1% | |
LAKEVIEW LOAN SERVICING, LLC | $4,225,000 | n/a | 0.1% | |
Luxury Mortgage Corp. | $4,220,000 | n/a | 0.1% | |
GTE Federal Credit Union | $600,000 | $4,190,000 | 598.3% | 0.1% |
AMERITRUST MORTGAGE CORPORATION | $1,925,000 | $4,070,000 | 111.4% | 0.1% |
USAA Federal Savings Bank | $1,025,000 | $4,030,000 | 293.2% | 0.1% |
STAR ONE CREDIT UNION | $4,415,000 | $4,015,000 | -9.1% | 0.1% |
AMERICAN FINANCIAL NETWORK, INC. | $4,545,000 | $3,990,000 | -12.2% | 0.1% |
Performance Financial, Inc. | $3,825,000 | n/a | 0.1% | |
CHEVRON | $2,840,000 | $3,810,000 | 34.2% | 0.1% |
NMSI, INC. | $4,590,000 | $3,800,000 | -17.2% | 0.1% |
NP, Inc. | $815,000 | $3,790,000 | 365.0% | 0.1% |
THE GOLDEN 1 | $5,455,000 | $3,755,000 | -31.2% | 0.1% |
Merchants Mortgage & Trust Corporation | $900,000 | $3,730,000 | 314.4% | 0.1% |
ZILLOW HOME LOANS, LLC | $1,865,000 | $3,630,000 | 94.6% | 0.1% |
City National Bank | $1,945,000 | $3,580,000 | 84.1% | 0.1% |
GEORGIA'S OWN | $1,880,000 | $3,535,000 | 88.0% | 0.1% |
AmeriHome Mortgage Company, LLC | $1,660,000 | $3,505,000 | 111.1% | 0.1% |
JMAC LENDING, INC. | $3,770,000 | $3,470,000 | -8.0% | 0.1% |
PRIMARY RESIDENTIAL MORTGAGE, INC. | $5,660,000 | $3,425,000 | -39.5% | 0.1% |
LIMA ONE CAPITAL, LLC | $3,420,000 | n/a | 0.1% | |
FOUNDATION MORTGAGE CORPORATION | $3,315,000 | n/a | 0.1% | |
East West Bank | $3,305,000 | n/a | 0.1% | |
PLAZA HOME MORTGAGE, INC. | $2,675,000 | $3,300,000 | 23.4% | 0.1% |
Third Federal Savings and Loan Association of Cleveland | $3,080,000 | $3,300,000 | 7.1% | 0.1% |
Bethpage Federal Credit Union | $475,000 | $3,250,000 | 584.2% | 0.1% |
BNY Mellon | $2,920,000 | $3,240,000 | 11.0% | 0.1% |
ANGEL OAK MORTGAGE SOLUTIONS LLC | $4,395,000 | $3,235,000 | -26.4% | 0.1% |
DEEPHAVEN MORTGAGE LLC | $2,370,000 | $3,185,000 | 34.4% | 0.1% |
NBKC BANK | $1,650,000 | $3,165,000 | 91.8% | 0.1% |
Hometown Equity Mortgage, LLC | $655,000 | $3,100,000 | 373.3% | 0.1% |
Barrington Bank & Trust Company, N.A. | $3,285,000 | $3,060,000 | -6.8% | 0.1% |
Ally Bank | $820,000 | $3,005,000 | 266.5% | 0.1% |
NATIONS DIRECT MORTGAGE, LLC | $4,325,000 | $3,005,000 | -30.5% | 0.1% |
KeyBank | $1,350,000 | $2,995,000 | 121.9% | 0.1% |
ARC HOME LLC | $1,790,000 | $2,985,000 | 66.8% | 0.1% |
Comerica Bank | $1,680,000 | $2,970,000 | 76.8% | 0.1% |
BETTER MORTGAGE CORPORATION | $3,690,000 | $2,940,000 | -20.3% | 0.1% |
SPRING EQ, LLC | $1,345,000 | $2,795,000 | 107.8% | 0.1% |
MID AMERICA MORTGAGE, INC. | $2,680,000 | $2,720,000 | 1.5% | 0.1% |
Raymond James Bank | $1,200,000 | $2,685,000 | 123.8% | 0.1% |
PENTAGON FEDERAL CREDIT UNION | $2,345,000 | $2,465,000 | 5.1% | 0.1% |
Banner Bank | $22,110,000 | $2,450,000 | -88.9% | 0.1% |
NEW WAVE LENDING GROUP INC | $435,000 | $2,420,000 | 456.3% | 0.1% |
Provident Savings Bank, F.S.B. | $1,630,000 | $2,415,000 | 48.2% | 0.1% |
RESIDENTIAL WHOLESALE MORTGAGE, INC. | $2,410,000 | n/a | 0.1% | |
East Coast Capital Corp. | $2,355,000 | n/a | 0.1% | |
Discover Bank | $1,115,000 | $2,345,000 | 110.3% | 0.1% |
21ST MORTGAGE CORPORATION | $1,935,000 | $2,305,000 | 19.1% | 0.1% |
Coastal Community Bank | $1,155,000 | $2,305,000 | 99.6% | 0.1% |
GENEVA FINANCIAL, LLC | $2,215,000 | n/a | 0.1% | |
UNION HOME MORTGAGE CORP. | $2,215,000 | n/a | 0.1% | |
SAN FRANCISCO FIRE CREDIT UNION | $3,520,000 | $2,150,000 | -38.9% | 0.1% |
VILLAGE CAPITAL MORTGAGE | $1,250,000 | $2,135,000 | 70.8% | 0.1% |
First National Bank of America | $880,000 | $2,130,000 | 142.0% | 0.1% |
LAND HOME FINANCIAL SERVICES, INC. | $445,000 | $2,130,000 | 378.7% | 0.1% |
CARDINAL FINANCIAL | $4,690,000 | $2,110,000 | -55.0% | 0.1% |
EMBRACE HOME LOANS, INC. | $785,000 | $2,105,000 | 168.2% | 0.1% |
Equity Prime Mortgage LLC | $2,095,000 | n/a | 0.1% | |
KINECTA | $7,075,000 | $2,085,000 | -70.5% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $1,925,000 | n/a | 0.0% | |
AMERISAVE MORTGAGE CORPORATION | $1,175,000 | $1,915,000 | 63.0% | 0.0% |
PLANET HOME LENDING, LLC | $3,180,000 | $1,870,000 | -41.2% | 0.0% |
INTERCAP LENDING INC. | $865,000 | $1,860,000 | 115.0% | 0.0% |
RESIDENTIAL BANCORP | $4,255,000 | $1,695,000 | -60.2% | 0.0% |
SANDIA LABORATORY | $1,695,000 | n/a | 0.0% | |
INFINITY EQUITY GROUP, INC. | $1,645,000 | n/a | 0.0% | |
SAN FRANCISCO FEDERAL CREDIT UNION | $1,590,000 | n/a | 0.0% | |
MACKILLIE INCORPORATED | $920,000 | $1,555,000 | 69.0% | 0.0% |
VELOCITY COMMERCIAL CAPITAL, LLC | $1,530,000 | n/a | 0.0% | |
NETWORK CAPITAL FUNDING CORPORATION | $725,000 | $1,515,000 | 109.0% | 0.0% |
Carrington Mortgage Services, LLC | $4,575,000 | $1,500,000 | -67.2% | 0.0% |
HomeTrust Bank | $1,005,000 | $1,490,000 | 48.3% | 0.0% |
PACIFIC SERVICE | $2,520,000 | $1,470,000 | -41.7% | 0.0% |
PANORAMA MORTGAGE GROUP, LLC | $920,000 | $1,445,000 | 57.1% | 0.0% |
SCENIC OAKS FUNDING, INC. | $1,425,000 | n/a | 0.0% | |
HighTechLending Inc | $655,000 | $1,410,000 | 115.3% | 0.0% |
LEADERONE FINANCIAL CORPORATION | $1,890,000 | $1,410,000 | -25.4% | 0.0% |
CALCON MUTUAL MORTGAGE LLC | $4,470,000 | $1,405,000 | -68.6% | 0.0% |
Watermark Capital, Inc. | $1,150,000 | $1,390,000 | 20.9% | 0.0% |
5TH STREET CAPITAL, INC. | $705,000 | $1,375,000 | 95.0% | 0.0% |
NATIONWIDE EQUITIES CORPORATION | $1,225,000 | $1,365,000 | 11.4% | 0.0% |
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $1,315,000 | n/a | 0.0% | |
GOOGAIN, INC. | $1,295,000 | n/a | 0.0% | |
QUORUM FEDERAL CREDIT UNION | $405,000 | $1,285,000 | 217.3% | 0.0% |
Provident Credit Union | $1,825,000 | $1,280,000 | -29.9% | 0.0% |
American Mortgage & Equity Consultants, Inc. | $14,380,000 | $1,275,000 | -91.1% | 0.0% |
Mechanics Bank | $8,005,000 | $1,275,000 | -84.1% | 0.0% |
Royal Credit Union | $1,265,000 | n/a | 0.0% | |
BM Real Estate Services, Inc. | $1,250,000 | n/a | 0.0% | |
LENOX FINANCIAL MORTGAGE CORPORATION | $1,220,000 | n/a | 0.0% | |
MK LENDING CORP. | $800,000 | $1,220,000 | 52.5% | 0.0% |
Vellum Mortgage, Inc. | $980,000 | $1,220,000 | 24.5% | 0.0% |
Bank-Fund Staff Federal Credit Union | $1,205,000 | n/a | 0.0% | |
Farm Credit Mid-America, ACA | $1,205,000 | n/a | 0.0% | |
V.I.P. MORTGAGE, INC. | $1,190,000 | n/a | 0.0% | |
Greenbox Loans, Inc. | $665,000 | $1,170,000 | 75.9% | 0.0% |
Golden Empire Mortgage, Inc. | $3,255,000 | $1,160,000 | -64.4% | 0.0% |
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $1,150,000 | n/a | 0.0% | |
Farmers Bank & Trust | $1,130,000 | n/a | 0.0% | |
MEGASTAR FINANCIAL CORP. | $1,100,000 | n/a | 0.0% | |
EVANSVILLE TEACHERS | $1,075,000 | n/a | 0.0% | |
Advisors Mortgage Group, L.L.C. | $670,000 | $1,040,000 | 55.2% | 0.0% |
Boeing Employees Credit Union | $1,040,000 | n/a | 0.0% | |
Florida Capital Bank | $1,035,000 | n/a | 0.0% | |
MERIWEST MORTGAGE COMPANY, LLC | $1,030,000 | n/a | 0.0% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,025,000 | n/a | 0.0% | |
American Airlines Federal Credit Union | $995,000 | n/a | 0.0% | |
Schaumburg Bank & Trust | $995,000 | n/a | 0.0% | |
Sunflower Bank | $985,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $855,000 | $970,000 | 13.5% | 0.0% |
San Mateo Credit Union | $105,000 | $965,000 | 819.0% | 0.0% |
ENVOY MORTGAGE, LTD | $635,000 | $940,000 | 48.0% | 0.0% |
NEW DAY FINANCIAL, LLC | $925,000 | n/a | 0.0% | |
Truist | $1,600,000 | $915,000 | -42.8% | 0.0% |
The Huntington National Bank | $655,000 | $895,000 | 36.6% | 0.0% |
Cornerstone First Mortgage, Inc | $855,000 | n/a | 0.0% | |
Lakeview Community Capital, LLC | $140,000 | $850,000 | 507.1% | 0.0% |
LOANPAL, LLC | $75,000 | $835,000 | 1,013.3% | 0.0% |
LOGIX FEDERAL CREDIT UNION | $1,180,000 | $820,000 | -30.5% | 0.0% |
ONY GLO, INC. | $810,000 | n/a | 0.0% | |
KEYPOINT | $390,000 | $790,000 | 102.6% | 0.0% |
MLD MORTGAGE INC. | $1,070,000 | $790,000 | -26.2% | 0.0% |
Liberty Savings Bank, F.S.B. | $785,000 | n/a | 0.0% | |
SEA WEST COAST GUARD FEDERAL CREDIT UNION | $780,000 | n/a | 0.0% | |
Home Loan Investment Bank, F.S.B. | $775,000 | n/a | 0.0% | |
JUSTICE Federal Credit Union | $765,000 | n/a | 0.0% | |
COASTAL FUNDING SLC, INC. | $1,120,000 | $755,000 | -32.6% | 0.0% |
Educational Employees Credit Union | $35,000 | $725,000 | 1,971.4% | 0.0% |
Ixonia Bank | $715,000 | n/a | 0.0% | |
SUN WEST MORTGAGE COMPANY, INC. | $505,000 | $715,000 | 41.6% | 0.0% |
Alerus Financial | $710,000 | n/a | 0.0% | |
First Bank | $405,000 | $690,000 | 70.4% | 0.0% |
CORNERSTONE HOME LENDING, INC. | $575,000 | $685,000 | 19.1% | 0.0% |
MORTGAGE EXPRESS, LLC | $685,000 | n/a | 0.0% | |
MORTGAGE CAPITAL PARTNERS, INC. | $675,000 | n/a | 0.0% | |
SeaTrust Mortgage Company | $675,000 | n/a | 0.0% | |
Home Mortgage Alliance Corp | $665,000 | n/a | 0.0% | |
AMERICAN FINANCING CORPORATION | $655,000 | n/a | 0.0% | |
PREMIER MORTGAGE RESOURCES, L.L.C. | $1,835,000 | $655,000 | -64.3% | 0.0% |
ST FIN CORP | $655,000 | n/a | 0.0% | |
Capital Bank | $625,000 | n/a | 0.0% | |
HomeStreet Bank | $735,000 | $625,000 | -15.0% | 0.0% |
Constant Investments, Inc. | $615,000 | n/a | 0.0% | |
PARTNERS | $615,000 | n/a | 0.0% | |
S1L, Inc. | $3,115,000 | $610,000 | -80.4% | 0.0% |
AMERICAN INTERNET MORTGAGE, INC. | $765,000 | $605,000 | -20.9% | 0.0% |
Washington Federal Bank | $605,000 | n/a | 0.0% | |
NFM, INC. | $870,000 | $600,000 | -31.0% | 0.0% |
EMM LOANS LLC | $595,000 | n/a | 0.0% | |
PROPER RATE, LLC | $865,000 | $595,000 | -31.2% | 0.0% |
Chickasaw Community Bank | $575,000 | n/a | 0.0% | |
Washington Trust Bank | $575,000 | n/a | 0.0% | |
CLM MORTGAGE, INC | $565,000 | n/a | 0.0% | |
CenterBank | $555,000 | n/a | 0.0% | |
ALL REVERSE MORTGAGE, INC. | $175,000 | $545,000 | 211.4% | 0.0% |
Armed Forces Bank | $545,000 | n/a | 0.0% | |
CITY FIRST MORTGAGE SERVICES, L.L.C. | $545,000 | n/a | 0.0% | |
F&A Federal Credit Union | $545,000 | n/a | 0.0% | |
FUNDLOANS CAPITAL | $1,670,000 | $525,000 | -68.6% | 0.0% |
HOME FUNDING CORPORATION | $525,000 | n/a | 0.0% | |
MORTGAGE EQUITY PARTNERS LLC | $515,000 | n/a | 0.0% | |
WINGS FINANCIAL | $505,000 | n/a | 0.0% | |
THE POLICE Credit Union | $2,320,000 | $490,000 | -78.9% | 0.0% |
A&D Mortgage LLC | $4,070,000 | $470,000 | -88.5% | 0.0% |
Arvest Bank | $465,000 | n/a | 0.0% | |
Prosperity Home Mortgage, LLC | $855,000 | $465,000 | -45.6% | 0.0% |
Quontic Bank | $465,000 | n/a | 0.0% | |
SIRVA MORTGAGE, INC. | $455,000 | n/a | 0.0% | |
Waterstone Mortgage Corporation | $445,000 | n/a | 0.0% | |
SAMMAMISH MORTGAGE COMPANY | $435,000 | n/a | 0.0% | |
LEGEND LENDING CORPORATION | $425,000 | n/a | 0.0% | |
VANDERBILT MORTGAGE AND FINANCE, INC. | $420,000 | n/a | 0.0% | |
VAL-CHRIS INVESTMENTS, INC. | $1,475,000 | $410,000 | -72.2% | 0.0% |
Leader Bank | $405,000 | n/a | 0.0% | |
San Diego Funding | $395,000 | n/a | 0.0% | |
DAS Acquisition Company, LLC | $405,000 | $365,000 | -9.9% | 0.0% |
California Coast Credit Union | $110,000 | $360,000 | 227.3% | 0.0% |
FIRST COMMUNITY MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
NJ LENDERS CORP. | $325,000 | $335,000 | 3.1% | 0.0% |
PLUS RELOCATION MORTGAGE, LLC | $515,000 | $315,000 | -38.8% | 0.0% |
WESCOM CENTRAL CREDIT UNION | $25,000 | $305,000 | 1,120.0% | 0.0% |
OAKTREE FUNDING CORP. | $295,000 | n/a | 0.0% | |
1ST UNITED SERVICES CREDIT UNION | $280,000 | n/a | 0.0% | |
DELTA COMMUNITY CREDIT UNION | $255,000 | n/a | 0.0% | |
HOMESIDE FINANCIAL, LLC | $255,000 | n/a | 0.0% | |
First Western Federal Savings Bank | $235,000 | n/a | 0.0% | |
NATIONWIDE MORTGAGE BANKERS, INC. | $235,000 | n/a | 0.0% | |
USAlliance Federal Credit Union | $325,000 | $235,000 | -27.7% | 0.0% |
ROYAL UNITED MORTGAGE LLC | $65,000 | $220,000 | 238.5% | 0.0% |
THOMPSON KANE & COMPANY, LLC | $215,000 | n/a | 0.0% | |
ROGUE | $205,000 | n/a | 0.0% | |
TECHNOLOGY | $110,000 | $200,000 | 81.8% | 0.0% |
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $135,000 | $145,000 | 7.4% | 0.0% |
UNCLE Credit Union | $95,000 | $145,000 | 52.6% | 0.0% |
EQUITY WAVE LENDING, INC. | $610,000 | $135,000 | -77.9% | 0.0% |
State Department Federal Credit Union | $135,000 | n/a | 0.0% | |
CBC Federal Credit Union | $105,000 | n/a | 0.0% | |
FIRST ENTERTAINMENT | $105,000 | n/a | 0.0% | |
CORNING | $85,000 | n/a | 0.0% | |
MERIWEST | $205,000 | $35,000 | -82.9% | 0.0% |
SANTA ROSA - PETALUMA's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 8.8% market share. In second place, with 8.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $328,300,000 in loans. In third place, with 6.0%, is REDWOOD, having originated $234,620,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $199,080,000 in loans. In fifth place, with 3.9%, is WALKER & DUNLOP, LLC, having originated $152,310,000 in loans.
SANTA ROSA - PETALUMA Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $790,250 (10.6%) | $1,231,307 (10.7%) | 2.93 | 407 |
2018-02-01 | $797,000 (9.9%) | $1,200,558 (7.7%) | 2.89 | 444 |
2018-03-01 | $777,000 (4.7%) | $1,196,027 (-0.8%) | 2.73 | 524 |
2018-04-01 | $762,475 (0.0%) | $1,189,317 (-9.9%) | 2.59 | 617 |
2018-05-01 | $792,000 (2.5%) | $1,273,397 (-0.8%) | 2.64 | 760 |
2018-06-01 | $749,000 (-4.0%) | $1,211,005 (-4.3%) | 2.50 | 923 |
2018-07-01 | $736,000 (-2.5%) | $1,150,500 (-6.5%) | 2.46 | 1,086 |
2018-08-01 | $699,463 (-7.3%) | $1,107,243 (-11.9%) | 2.34 | 1,172 |
2018-09-01 | $709,500 (-10.8%) | $1,100,755 (-14.5%) | 2.38 | 1,208 |
2018-10-01 | $699,000 (-14.2%) | $1,101,423 (-16.5%) | 2.37 | 1,177 |
2018-11-01 | $699,000 (-15.6%) | $1,115,671 (-18.6%) | 2.37 | 1,105 |
2018-12-01 | $689,990 (-16.8%) | $1,113,843 (-15.9%) | 2.38 | 896 |
2019-01-01 | $681,500 (-13.8%) | $1,078,741 (-12.4%) | 2.35 | 725 |
2019-02-01 | $688,800 (-13.6%) | $1,114,305 (-7.2%) | 2.33 | 700 |
2019-03-01 | $720,857 (-7.2%) | $1,201,613 (0.5%) | 2.36 | 745 |
2019-04-01 | $757,500 (-0.7%) | $1,259,293 (5.9%) | 2.41 | 868 |
2019-05-01 | $791,000 (-0.1%) | $1,331,851 (4.6%) | 2.47 | 1,061 |
2019-06-01 | $799,000 (6.7%) | $1,362,336 (12.5%) | 2.50 | 1,179 |
2019-07-01 | $795,000 (8.0%) | $1,332,934 (15.9%) | 2.49 | 1,251 |
2019-08-01 | $774,182 (10.7%) | $1,298,779 (17.3%) | 2.45 | 1,250 |
2019-09-01 | $772,955 (8.9%) | $1,289,903 (17.2%) | 2.47 | 1,207 |
2019-10-01 | $773,136 (10.6%) | $1,281,392 (16.3%) | 2.49 | 1,166 |
2019-11-01 | $775,000 (10.9%) | $1,277,479 (14.5%) | 2.54 | 1,054 |
2019-12-01 | $770,650 (11.7%) | $1,253,128 (12.5%) | 2.57 | 771 |
2020-01-01 | $767,500 (12.6%) | $1,194,224 (10.7%) | 2.56 | 679 |
2020-02-01 | $792,068 (15.0%) | $1,168,486 (4.9%) | 2.59 | 725 |
2020-03-01 | $799,000 (10.8%) | $1,205,979 (0.4%) | 2.50 | 792 |
2020-04-01 | $781,944 (3.2%) | $1,176,971 (-6.5%) | 2.45 | 790 |
2020-05-01 | $769,000 (-2.8%) | $1,146,057 (-14.0%) | 2.34 | 999 |
2020-06-01 | $763,750 (-4.4%) | $1,228,384 (-9.8%) | 2.25 | 1,024 |
2020-07-01 | $784,248 (-1.4%) | $1,299,527 (-2.5%) | 2.27 | 899 |
2020-08-01 | $799,000 (3.2%) | $1,337,303 (3.0%) | 2.29 | 786 |
2020-09-01 | $808,500 (4.6%) | $1,348,645 (4.6%) | 2.32 | 704 |
2020-10-01 | $839,000 (8.5%) | $1,371,691 (7.1%) | 2.40 | 781 |
2020-11-01 | $809,975 (4.5%) | $1,356,234 (6.2%) | 2.37 | 807 |
2020-12-01 | $799,999 (3.8%) | $1,351,133 (7.8%) | 2.38 | 666 |
2021-01-01 | $799,000 (4.1%) | $1,375,774 (15.2%) | 2.39 | 556 |
2021-02-01 | $827,000 (4.4%) | $1,427,661 (22.2%) | 2.41 | 530 |
2021-03-01 | $822,000 (2.9%) | $1,407,855 (16.7%) | 2.33 | 563 |
2021-04-01 | $859,225 (9.9%) | $1,463,127 (24.3%) | 2.33 | 622 |
2021-05-01 | $887,000 (15.3%) | $1,522,053 (32.8%) | 2.36 | 680 |
2021-06-01 | $877,000 (14.8%) | $1,530,392 (24.6%) | 2.31 | 760 |
2021-07-01 | $865,000 (10.3%) | $1,506,860 (16.0%) | 2.28 | 763 |
2021-08-01 | $849,713 (6.4%) | $1,464,681 (9.5%) | 2.27 | 767 |
2021-09-01 | $875,000 (8.2%) | $1,526,292 (13.2%) | 2.33 | 744 |
2021-10-01 | $895,000 (6.7%) | $1,602,360 (16.8%) | 2.39 | 670 |
2021-11-01 | $897,000 (10.7%) | $1,658,116 (22.3%) | 2.40 | 500 |
2021-12-01 | $912,498 (14.1%) | $1,733,710 (28.3%) | 2.47 | 352 |
2022-01-01 | $929,000 (16.3%) | $1,782,270 (29.6%) | 2.51 | 257 |
2022-02-01 | $954,500 (15.4%) | $1,817,970 (27.3%) | 2.48 | 294 |
2022-03-01 | $989,500 (20.4%) | $1,855,314 (31.8%) | 2.48 | 369 |
2022-04-01 | $995,000 (15.8%) | $1,918,519 (31.1%) | 2.37 | 415 |
2022-05-01 | $975,000 (9.9%) | $1,838,479 (20.8%) | 2.23 | 547 |
2022-06-01 | $965,625 (10.1%) | $1,831,919 (19.7%) | 2.15 | 615 |
2022-07-01 | $950,000 (9.8%) | $1,720,085 (14.2%) | 2.14 | 688 |
2022-08-01 | $946,500 (11.4%) | $1,689,838 (15.4%) | 2.19 | 710 |
2022-09-01 | $940,500 (7.5%) | $1,693,713 (11.0%) | 2.20 | 718 |
2022-10-01 | $919,000 (2.7%) | $1,748,368 (9.1%) | 2.16 | 730 |
2022-11-01 | $932,225 (3.9%) | $1,796,419 (8.3%) | 2.24 | 643 |
2022-12-01 | $899,925 (-1.4%) | $1,725,602 (-0.5%) | 2.22 | 507 |
2023-01-01 | $917,500 (-1.2%) | $1,786,403 (0.2%) | 2.27 | 409 |
2023-02-01 | $951,225 (-0.3%) | $1,802,208 (-0.9%) | 2.30 | 398 |
2023-03-01 | $987,500 (-0.2%) | $1,823,193 (-1.7%) | 2.33 | 409 |
2023-04-01 | $1,149,000 (15.5%) | $1,989,093 (3.7%) | 2.67 | 452 |
2023-05-01 | $1,100,000 (12.8%) | $1,990,353 (8.3%) | 2.49 | 550 |
2023-06-01 | $1,125,000 (16.5%) | $1,936,176 (5.7%) | 2.53 | 651 |
2023-07-01 | $1,083,000 (14.0%) | $1,865,096 (8.4%) | 2.46 | 707 |
2023-08-01 | $1,067,500 (12.8%) | $1,859,863 (10.1%) | 2.45 | 700 |
2023-09-01 | $1,060,495 (12.8%) | $1,894,260 (11.8%) | 2.47 | 762 |
2023-10-01 | $1,058,250 (15.2%) | $1,896,230 (8.5%) | 2.49 | 767 |
2023-11-01 | $1,008,675 (8.2%) | $1,894,571 (5.5%) | 2.40 | 722 |
2023-12-01 | $972,490 (8.1%) | $1,788,688 (3.7%) | 2.37 | 537 |
2024-01-01 | $950,748 (3.6%) | $1,759,251 (-1.5%) | 2.32 | 453 |
2024-02-01 | $970,000 (2.0%) | $1,842,492 (2.2%) | 2.33 | 445 |
2024-03-01 | $989,000 (0.2%) | $2,006,805 (10.1%) | 2.33 | 503 |
2024-04-01 | $1,019,750 (-11.3%) | $2,023,210 (1.7%) | 2.37 | 655 |
2024-05-01 | $1,074,500 (-2.3%) | $2,020,963 (1.5%) | 2.44 | 839 |
2024-06-01 | $995,000 (-11.6%) | $1,931,151 (-0.3%) | 2.26 | 955 |
2024-07-01 | $997,498 (-7.9%) | $1,933,505 (3.7%) | 2.28 | 974 |
2024-08-01 | $995,000 (-6.8%) | $1,899,640 (2.1%) | 2.31 | 960 |
2024-09-01 | $1,039,255 (-2.0%) | $1,927,853 (1.8%) | 2.45 | 970 |
2024-10-01 | $1,018,498 (-3.8%) | $1,933,382 (2.0%) | 2.40 | 954 |
2024-11-01 | $1,000,000 (-0.9%) | $1,978,781 (4.4%) | 2.40 | 882 |
2024-12-01 | $974,748 (0.2%) | $1,920,836 (7.4%) | 2.42 | 698 |
2025-01-01 | $962,000 (1.2%) | $1,828,862 (4.0%) | 2.40 | 592 |
2025-02-01 | $944,000 (-2.7%) | $1,731,417 (-6.0%) | 2.29 | 661 |
2025-03-01 | $940,000 (-5.0%) | $1,679,533 (-16.3%) | 0.00 | 804 |
SANTA ROSA - PETALUMA's median listing price comes in at 0% of the national average.
SANTA ROSA - PETALUMA's average listing price for 2025-03-01 was $1,679,533, a difference of $-327,272 (-16.3%) versus the prior year and $-51,884 versus the prior month.
For the 2025-03-01 period, SANTA ROSA - PETALUMA had 804 MLS listings, a difference of 143 listings (22%) versus the prior month and 301 listings (60%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 46 days | 1,729 sqft |
2018-02-01 | 29 days | 1,834 sqft |
2018-03-01 | 26 days | 1,795 sqft |
2018-04-01 | 25 days | 1,759 sqft |
2018-05-01 | 28 days | 1,758 sqft |
2018-06-01 | 31 days | 1,748 sqft |
2018-07-01 | 34 days | 1,726 sqft |
2018-08-01 | 41 days | 1,698 sqft |
2018-09-01 | 45 days | 1,700 sqft |
2018-10-01 | 52 days | 1,700 sqft |
2018-11-01 | 54 days | 1,700 sqft |
2018-12-01 | 65 days | 1,682 sqft |
2019-01-01 | 77 days | 1,659 sqft |
2019-02-01 | 71 days | 1,668 sqft |
2019-03-01 | 56 days | 1,692 sqft |
2019-04-01 | 34 days | 1,734 sqft |
2019-05-01 | 34 days | 1,799 sqft |
2019-06-01 | 43 days | 1,811 sqft |
2019-07-01 | 47 days | 1,810 sqft |
2019-08-01 | 54 days | 1,812 sqft |
2019-09-01 | 61 days | 1,816 sqft |
2019-10-01 | 66 days | 1,819 sqft |
2019-11-01 | 75 days | 1,808 sqft |
2019-12-01 | 86 days | 1,798 sqft |
2020-01-01 | 94 days | 1,811 sqft |
2020-02-01 | 68 days | 1,849 sqft |
2020-03-01 | 48 days | 1,910 sqft |
2020-04-01 | 55 days | 1,861 sqft |
2020-05-01 | 57 days | 1,857 sqft |
2020-06-01 | 45 days | 1,862 sqft |
2020-07-01 | 52 days | 1,873 sqft |
2020-08-01 | 51 days | 1,905 sqft |
2020-09-01 | 53 days | 1,876 sqft |
2020-10-01 | 45 days | 1,883 sqft |
2020-11-01 | 43 days | 1,845 sqft |
2020-12-01 | 56 days | 1,815 sqft |
2021-01-01 | 67 days | 1,839 sqft |
2021-02-01 | 54 days | 1,865 sqft |
2021-03-01 | 42 days | 1,872 sqft |
2021-04-01 | 44 days | 1,897 sqft |
2021-05-01 | 42 days | 1,903 sqft |
2021-06-01 | 42 days | 1,885 sqft |
2021-07-01 | 47 days | 1,870 sqft |
2021-08-01 | 51 days | 1,845 sqft |
2021-09-01 | 54 days | 1,872 sqft |
2021-10-01 | 57 days | 1,884 sqft |
2021-11-01 | 61 days | 1,931 sqft |
2021-12-01 | 70 days | 1,934 sqft |
2022-01-01 | 60 days | 1,926 sqft |
2022-02-01 | 35 days | 1,889 sqft |
2022-03-01 | 37 days | 1,871 sqft |
2022-04-01 | 40 days | 1,908 sqft |
2022-05-01 | 39 days | 1,893 sqft |
2022-06-01 | 44 days | 1,897 sqft |
2022-07-01 | 47 days | 1,886 sqft |
2022-08-01 | 52 days | 1,849 sqft |
2022-09-01 | 57 days | 1,843 sqft |
2022-10-01 | 61 days | 1,841 sqft |
2022-11-01 | 65 days | 1,850 sqft |
2022-12-01 | 79 days | 1,824 sqft |
2023-01-01 | 85 days | 1,831 sqft |
2023-02-01 | 69 days | 1,881 sqft |
2023-03-01 | 51 days | 1,906 sqft |
2023-04-01 | 51 days | 1,991 sqft |
2023-05-01 | 44 days | 1,996 sqft |
2023-06-01 | 47 days | 2,022 sqft |
2023-07-01 | 42 days | 1,955 sqft |
2023-08-01 | 46 days | 1,979 sqft |
2023-09-01 | 46 days | 2,004 sqft |
2023-10-01 | 48 days | 2,000 sqft |
2023-11-01 | 55 days | 1,974 sqft |
2023-12-01 | 68 days | 1,937 sqft |
2024-01-01 | 73 days | 1,908 sqft |
2024-02-01 | 57 days | 1,922 sqft |
2024-03-01 | 35 days | 1,918 sqft |
2024-04-01 | 30 days | 1,963 sqft |
2024-05-01 | 30 days | 1,991 sqft |
2024-06-01 | 38 days | 1,898 sqft |
2024-07-01 | 48 days | 1,909 sqft |
2024-08-01 | 54 days | 1,875 sqft |
2024-09-01 | 54 days | 1,905 sqft |
2024-10-01 | 54 days | 1,927 sqft |
2024-11-01 | 63 days | 1,931 sqft |
2024-12-01 | 74 days | 1,919 sqft |
2025-01-01 | 78 days | 1,890 sqft |
2025-02-01 | 48 days | 1,858 sqft |
2025-03-01 | 0 days | 1,841 sqft |
SANTA ROSA - PETALUMA's median square footage for active listings during the 2025-03-01 period was 1,841 sqft. One year prior, the average listing was 1,918 sqft.
SANTA ROSA-PETALUMA, CA Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 3,426 | $2,163,520,000 | $631,500 |
Cash Out Refi | 965 | $735,765,000 | $762,451 |
Home Improvement | 850 | $163,020,000 | $191,788 |
Refi | 729 | $690,515,000 | $947,209 |
Other | 690 | $144,690,000 | $209,696 |
NA | 3 | $1,855,000 | $618,333 |
Santa Rosa - Petaluma's most frequently cited loan purpose was Home Purchase, with 3,426 originations. The 2nd most popular reason was Cash Out Refi, with 965 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 2,553 | $1,923,095,000 | $753,269 |
Over 8% | 1,843 | $390,765,000 | $212,027 |
7-8% | 1,306 | $684,290,000 | $523,959 |
5-6% | 784 | $740,400,000 | $944,388 |
4-5% | 43 | $35,625,000 | $828,488 |
<2.5% | 39 | $3,855,000 | $98,846 |
3-4% | 10 | $6,110,000 | $611,000 |
2.5-3% | 4 | $2,080,000 | $520,000 |
During 2024, Santa Rosa - Petaluma's most frequently originated rate bucket was 6-7%, with 2,553 originations.
Loan Sizing (SANTA ROSA-PETALUMA, CA MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$600k-1000k | 1,726 | $1,264,420,000 | $732,572 |
$400k-600k | 1,404 | $704,030,000 | $501,446 |
$200k-400k | 1,260 | $368,600,000 | $292,540 |
$100k-200k | 941 | $126,365,000 | $134,288 |
$100,000 or less | 921 | $55,715,000 | $60,494 |
$Over $1MM | 411 | $1,380,235,000 | $3,358,236 |
SANTA ROSA - PETALUMA's loan sizing saw the bucket of loans from $600k-1000k with 1,726 originations, totaling $1,264,420,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
Under 20% | 1,722 | $190,210,000 | $110,459 |
60-80% | 1,585 | $1,246,065,000 | $786,161 |
80-100% | 1,572 | $1,034,200,000 | $657,888 |
40-60% | 815 | $648,325,000 | $795,491 |
20-40% | 809 | $271,775,000 | $335,939 |
Over 100% | 37 | $371,085,000 | $10,029,324 |
SANTA ROSA - PETALUMA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,722 originations, totaling $190,210,000 in origination value.