SANTA ROSA - PETALUMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Santa Rosa - Petaluma averaged 6.6% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.61% and one month ago for the week of 2025-02-27, the average rate was 6.92%.

Santa Rosa - Petaluma's average rate one year ago was 6.85%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.69%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Santa Rosa - Petaluma 30 Year Fixed Rate 2025-04-03 6.6%
Santa Rosa - Petaluma 30 Year Fixed Rate Refi 2025-04-03 6.69%
Santa Rosa - Petaluma 15 Year Fixed Rate 2025-04-03 5.92%
Santa Rosa - Petaluma 15 Year Fixed Rate Refi 2025-04-03 6.02%
Santa Rosa - Petaluma 30 Year FHA 2025-04-03 5.86%
Santa Rosa - Petaluma 30 Year FHA Refi 2025-04-03 6.46%
Santa Rosa - Petaluma 30 Year USDA 2025-04-03 6.22%
Santa Rosa - Petaluma 30 Year USDA Refi 2025-04-03 6.32%
Santa Rosa - Petaluma 30 Year VA 2025-04-03 5.78%
Santa Rosa - Petaluma 30 Year VA Refi 2025-04-03 6.06%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA ROSA-PETALUMA, CA.

SANTA ROSA - PETALUMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA ROSA-PETALUMA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 406 6.64% $10,481
QUICKEN LOANS, LLC 291 6.66% $7,634
CROSSCOUNTRY MORTGAGE, LLC 182 6.97% $12,020
REDWOOD 167 6.57% $6,354
BROKER SOLUTIONS, INC. 124 6.88% $9,043
GUILD MORTGAGE COMPANY 107 6.73% $11,632
NEWREZ LLC 107 6.87% $8,696
U.S. Bank 90 6.42% $7,255
GUARANTEED RATE, INC. 81 6.65% $8,601
Wells Fargo Bank 77 6.45% $7,357
JPMorgan Chase Bank 73 6.41% $7,184
The Loan Store, Inc. 72 6.78% $9,344
LOANDEPOT.COM, LLC 58 6.58% $10,341
CMG MORTGAGE, INC. 52 6.89% $8,576
GUARANTEED RATE AFFINITY, LLC 52 6.82% $7,970
Flagstar Bank, FSB 49 6.77% $7,758
MASON MCDUFFIE MORTGAGE CORPORATION 49 6.88% $8,752
Morgan Stanley Private Bank 46 5.95% $5,247
Sierra Pacific Mortgage Company, Inc. 42 6.82% $10,320
MORTGAGEONE, INC. 37 6.92% $15,488
BMO Harris Bank 36 6.74% $6,796
ALAMEDA MORTGAGE CORPORATION 34 6.97% $9,161
Century Mortgage Company DBA Century Lending Company 33 6.77% $8,425
PREMIER LENDING, INC. 32 6.90% $11,190
Bank of America 31 6.34% $6,050
AHL FUNDING 30 6.68% $9,590
EVERETT FINANCIAL, INC. 30 7.04% $9,446
AMERICAN PACIFIC MORTGAGE CORPORATION 30 6.85% $7,872
PENNYMAC LOAN SERVICES, LLC 30 6.60% $9,620
Ameris Bank 28 6.49% $6,103
Charles Schwab Bank, SSB 25 5.82% $5,983
Paramount Residential Mortgage Group, Inc. 25 6.98% $12,760
OCMBC, INC. 22 7.77% $16,113
Umpqua Bank 22 6.61% $8,123
PROVIDENT FUNDING ASSOCIATES, L.P. 21 6.61% $6,307
SECURITYNATIONAL MORTGAGE COMPANY 20 6.45% $11,622
DHI MORTGAGE COMPANY, LTD. 19 5.79% $5,157
HOMEXPRESS MORTGAGE CORP. 18 7.72% $16,171
PACIFIC RESIDENTIAL MORTGAGE, LLC 17 6.62% $10,079
SUMMIT FUNDING, INC. 15 6.67% $14,948
HOMEAMERICAN MORTGAGE CORPORATION 14 6.37% $1,263
INSPIRE HOME LOANS INC. 13 6.51% $6,074
Mr. Cooper ( Nationstar Mortgage ) 13 6.61% $8,935
Commerce Home Mortgage, Inc. 13 6.78% $11,337
AXIA FINANCIAL, LLC 12 6.85% $8,603
Citibank 11 6.07% $6,343
Citadel Servicing Corporation 10 8.25% $11,523
Plains Commerce Bank 10 6.74% $11,401
Stifel Bank and Trust 10 6.25% $4,390
NEXERA HOLDING LLC 9 7.78% $19,003
NAVY FEDERAL CREDIT UNION 9 6.68% $7,978
BAY EQUITY LLC 9 6.59% $5,119
JMJ FINANCIAL GROUP 8 8.52% $18,524
FIRST TECHNOLOGY 8 6.22% $6,031
PATELCO 8 6.66% $8,763
NexBank 8 6.89% $12,300
First-Citizens Bank & Trust Company 8 5.75% $4,911
FIRST COLONY MORTGAGE CORPORATION 8 6.44% $9,041
Fremont Bank 7 7.14% $5,604
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.86% $6,454
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.58% $5,730
Performance Financial, Inc. 6 6.79% $13,886
Franklin Loan Corporation 6 7.12% $6,432
ZILLOW HOME LOANS, LLC 6 6.69% $6,994
Axos Bank 6 7.60% $23,467
SCHOOLSFIRST 6 6.81% $4,909
NMSI, INC. 6 6.88% $9,027
PNC Bank 6 7.10% $7,452
HOMEOWNERS FINANCIAL GROUP USA, LLC 5 6.83% $13,032
Northpointe Bank 5 6.38% $4,364
MOVEMENT MORTGAGE, LLC 5 7.04% $8,238
ARC HOME LLC 5 7.05% $14,477
Ally Bank 5 6.57% $9,510
UBS Bank USA 5 6.15% $5,514
LENDSURE MORTGAGE CORP. 5 7.40% $21,112
AmeriHome Mortgage Company, LLC 5 7.10% $6,821
FREEDOM MORTGAGE CORPORATION 5 6.68% $6,916
AMERICAN FINANCIAL NETWORK, INC. 5 7.05% $12,750
Zions Bank 4 6.59% $10,858
AMERISAVE MORTGAGE CORPORATION 4 6.34% $14,426
Goldman Sachs Bank USA 4 6.16% $8,546
First National Bank of America 4 9.25% $18,744
RESIDENTIAL WHOLESALE MORTGAGE, INC. 4 6.19% $10,571
NBKC BANK 4 6.72% $4,775
USAA Federal Savings Bank 4 6.38% $8,836
STAR ONE CREDIT UNION 4 6.28% $7,645
STANFORD Federal Credit Union 4 6.53% $5,794
Luxury Mortgage Corp. 4 6.91% $20,713
NEW WAVE LENDING GROUP INC 4 6.78% $9,676
COMMUNITY FIRST CREDIT UNION 4 7.15% $7,549
KBHS HOME LOANS, LLC 4 7.06% $11,010
BETTER MORTGAGE CORPORATION 4 6.47% $10,495
THE GOLDEN 1 3 6.54% $5,848
NP, Inc. 3 6.67% $9,809
PLAZA HOME MORTGAGE, INC. 3 6.79% $7,000
East West Bank 3 6.33% $3,465
Provident Savings Bank, F.S.B. 3 6.21% $5,455
Raymond James Bank 3 5.83% $4,443
RESIDENTIAL BANCORP 3 7.67% $11,852
SANDIA LABORATORY 3 6.21% $5,536
Tri Counties Bank 3 6.88% $4,776
UNION HOME MORTGAGE CORP. 3 6.92% $10,751
General Mortgage Capital Corporation 3 7.17% $10,844
CARDINAL FINANCIAL 3 6.70% $9,287
Hometown Equity Mortgage, LLC 3 9.67% $11,796
HSBC BANK USA, NATIONAL ASSOCIATION 3 5.45% $6,762
INFINITY EQUITY GROUP, INC. 3 7.00% $6,464
CHEVRON 3 6.25% $5,824
LAND HOME FINANCIAL SERVICES, INC. 3 6.88% $6,133
American Mortgage & Equity Consultants, Inc. 3 6.62% $7,880
Logan Finance Corporation 3 7.75% $30,587
City National Bank 3 6.58% $6,379
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 6.92% $22,372
NETWORK CAPITAL FUNDING CORPORATION 3 6.46% $14,644
AMERICAN FINANCIAL RESOURCES, INC. 2 5.75% $11,341
Discover Bank 2 7.32% $0
NFM, INC. 2 6.38% $7,163
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 7.00% $13,982
GOOGAIN, INC. 2 6.68% $13,562
FOUNDATION MORTGAGE CORPORATION 2 7.50% $23,028
BNY Mellon 2 6.75% $4,418
MEGASTAR FINANCIAL CORP. 2 7.25% $6,358
MERIWEST MORTGAGE COMPANY, LLC 2 6.19% $9,166
MK LENDING CORP. 2 6.75% $7,834
Watermark Capital, Inc. 2 6.50% $20,029
Vellum Mortgage, Inc. 2 6.56% $4,134
TRAVIS CREDIT UNION 2 6.25% $8,065
Farmers Bank & Trust 2 6.56% $6,273
SCENIC OAKS FUNDING, INC. 2 6.50% $6,112
ENVOY MORTGAGE, LTD 2 7.31% $19,583
Barrington Bank & Trust Company, N.A. 2 6.56% $6,283
Alerus Financial 2 6.56% $5,580
AMERITRUST MORTGAGE CORPORATION 2 7.19% $11,106
PANORAMA MORTGAGE GROUP, LLC 2 7.06% $11,140
LAKEVIEW LOAN SERVICING, LLC 2 6.19% $8,417
PLANET HOME LENDING, LLC 2 7.06% $10,597
PHH Mortgage Corporation 2 5.93% $7,428
KeyBank 2 6.13% $24,551
LENOX FINANCIAL MORTGAGE CORPORATION 2 6.00% $3,575
INTERCAP LENDING INC. 2 7.06% $23,476
NATIONS DIRECT MORTGAGE, LLC 1 7.50% $38,357
Advisors Mortgage Group, L.L.C. 1 6.62% $6,222
ALLIANT CREDIT UNION 1 5.88% $4,295
AMERICAN INTERNET MORTGAGE, INC. 1 5.63% $5,737
Bank-Fund Staff Federal Credit Union 1 6.13% $6,223
Bethpage Federal Credit Union 1 5.38% $4,015
BM Real Estate Services, Inc. 1 7.88% $15,807
Boeing Employees Credit Union 1 6.63% $5,707
Capital Bank 1 6.62% $4,857
Carrington Mortgage Services, LLC 1 6.63% $14,895
Citizens Bank 1 6.38% $4,049
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.49% $3,960
CLM MORTGAGE, INC 1 6.13% $6,341
COASTAL FUNDING SLC, INC. 1 6.88% $5,530
Comerica Bank 1 5.75% $11,608
Constant Investments, Inc. 1 7.00% $6,685
Cornerstone First Mortgage, Inc 1 7.13% $8,322
CORNERSTONE HOME LENDING, INC. 1 6.38% $4,391
DAS Acquisition Company, LLC 1 6.99% $5,036
DELTA COMMUNITY CREDIT UNION 1 6.13% $6,311
East Coast Capital Corp. 1 7.62% $31,332
Educational Employees Credit Union 1 5.75% $4,713
EMBRACE HOME LOANS, INC. 1 5.99% $7,757
EMM LOANS LLC 1 6.88% $24,260
EVANSVILLE TEACHERS 1 6.88% $3,988
F&A Federal Credit Union 1 5.75% $2,422
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 1 7.75% $15,435
First Bank 1 6.88% $7,520
Florida Capital Bank 1 6.63% $8,133
Greenbox Loans, Inc. 1 9.63% $11,466
HOME FUNDING CORPORATION 1 7.25% $78,397
Home Loan Investment Bank, F.S.B. 1 6.99% $6,034
Home Mortgage Alliance Corp 1 8.88% $8,218
HomeStreet Bank 1 6.13% $4,589
Ixonia Bank 1 7.38% $13,274
JMAC LENDING, INC. 1 6.63% $31,140
JUSTICE Federal Credit Union 1 6.75% $6,655
KEYPOINT 1 7.00% $10,470
KINECTA 1 6.38% $18,680
LEADERONE FINANCIAL CORPORATION 1 6.12% $3,742
LOANPAL, LLC 1 7.25% $5,036
LOGIX FEDERAL CREDIT UNION 1 5.75% $8,943
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 7.13% $2,896
Mechanics Bank 1 6.75% $6,121
MLD MORTGAGE INC. 1 6.49% $7,507
MORTGAGE CAPITAL PARTNERS, INC. 1 8.13% $13,511
MORTGAGE EQUITY PARTNERS LLC 1 7.38% $4,453
MORTGAGE EXPRESS, LLC 1 7.13% $13,066
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.49% $4,525
5TH STREET CAPITAL, INC. 1 7.50% $5,004
NATIONWIDE MORTGAGE BANKERS, INC. 1 7.13% $11,656
NJ LENDERS CORP. 1 5.63% $2,780
ONY GLO, INC. 1 7.50% $1,644
PACIFIC SERVICE 1 6.13% $2,492
PARTNERS 1 6.00% $11,792
PENTAGON FEDERAL CREDIT UNION 1 6.50% $2,993
PREMIER MORTGAGE RESOURCES, L.L.C. 1 6.63% $16,940
Provident Credit Union 1 6.25% $6,988
Quontic Bank 1 8.63% $12,244
ROGUE 1 6.75% $4,651
Royal Credit Union 1 6.50% $42,730
ROYAL UNITED MORTGAGE LLC 1 6.63% $5,769
SAMMAMISH MORTGAGE COMPANY 1 6.00% $5,216
San Diego Funding 1 7.62% $11,737
SAN FRANCISCO FEDERAL CREDIT UNION 1 5.63% $5,136
San Mateo Credit Union 1 6.00% $2,602
SIRVA MORTGAGE, INC. 1 6.63% $0
Sunflower Bank 1 6.38% $8,049
The Huntington National Bank 1 6.88% $15,567
THOMPSON KANE & COMPANY, LLC 1 6.88% $4,260
V.I.P. MORTGAGE, INC. 1 6.49% $10,242
Washington Federal Bank 1 6.25% $16,067
Waterstone Mortgage Corporation 1 6.63% $18,066
WINGS FINANCIAL 1 6.75% $6,382

SANTA ROSA - PETALUMA Average Closing Costs & Other Stats

SANTA ROSA-PETALUMA, CA's 214 lenders originated 6,663 loans during 2024. The total origination value was $3,899,365,000, with an average loan value of $585,227.

SANTA ROSA - PETALUMA's average closing costs are $6,316.

The top SANTA ROSA - PETALUMA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 406 loans originated. Their average total fees are $10,481, which is $2,848 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,263), Stifel Bank and Trust ($4,390), DHI MORTGAGE COMPANY, LTD. ($5,157), Morgan Stanley Private Bank ($5,247) and Charles Schwab Bank, SSB ($5,983).

The lowest rate SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (5.79%), Charles Schwab Bank, SSB (5.82%), Morgan Stanley Private Bank (5.95%), Citibank (6.07%) and Stifel Bank and Trust (6.25%).

SANTA ROSA-PETALUMA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 $344,225,000 91.7% 8.8%
UNITED WHOLESALE MORTGAGE, LLC $245,185,000 $328,300,000 33.9% 8.4%
REDWOOD $291,720,000 $234,620,000 -19.6% 6.0%
QUICKEN LOANS, LLC $149,665,000 $199,080,000 33.0% 5.1%
WALKER & DUNLOP, LLC $18,455,000 $152,310,000 725.3% 3.9%
CROSSCOUNTRY MORTGAGE, LLC $138,290,000 $144,905,000 4.8% 3.7%
U.S. Bank $91,380,000 $107,240,000 17.4% 2.8%
BROKER SOLUTIONS, INC. $61,420,000 $89,860,000 46.3% 2.3%
NEWREZ LLC $18,345,000 $77,905,000 324.7% 2.0%
JPMorgan Chase Bank $91,860,000 $69,640,000 -24.2% 1.8%
GUILD MORTGAGE COMPANY $41,965,000 $69,350,000 65.3% 1.8%
GUARANTEED RATE, INC. $36,960,000 $67,575,000 82.8% 1.7%
Wells Fargo Bank $99,540,000 $63,865,000 -35.8% 1.6%
BERKELEY POINT CAPITAL LLC $59,655,000 n/a 1.5%
M&T Realty Capital Corporation $57,985,000 n/a 1.5%
LOANDEPOT.COM, LLC $56,185,000 $54,520,000 -3.0% 1.4%
Bank of America $56,195,000 $52,620,000 -6.4% 1.3%
First-Citizens Bank & Trust Company $24,160,000 $51,565,000 113.4% 1.3%
Morgan Stanley Private Bank $43,365,000 $47,565,000 9.7% 1.2%
The Loan Store, Inc. $12,315,000 $47,230,000 283.5% 1.2%
PENNYMAC LOAN SERVICES, LLC $22,350,000 $40,860,000 82.8% 1.0%
GUARANTEED RATE AFFINITY, LLC $26,005,000 $38,230,000 47.0% 1.0%
Umpqua Bank $23,825,000 $37,555,000 57.6% 1.0%
CMG MORTGAGE, INC. $20,700,000 $35,310,000 70.6% 0.9%
PNC Bank $36,860,000 $32,415,000 -12.1% 0.8%
Flagstar Bank, FSB $23,535,000 $32,015,000 36.0% 0.8%
MASON MCDUFFIE MORTGAGE CORPORATION $19,205,000 $31,815,000 65.7% 0.8%
Century Mortgage Company DBA Century Lending Company $16,550,000 $31,095,000 87.9% 0.8%
BMO Harris Bank $31,835,000 $31,055,000 -2.5% 0.8%
Regions Bank $30,190,000 n/a 0.8%
MORTGAGEONE, INC. $1,735,000 $28,960,000 1,569.2% 0.7%
Sierra Pacific Mortgage Company, Inc. $18,085,000 $28,460,000 57.4% 0.7%
Charles Schwab Bank, SSB $16,275,000 $27,535,000 69.2% 0.7%
HOMEXPRESS MORTGAGE CORP. $16,580,000 $26,940,000 62.5% 0.7%
EVERETT FINANCIAL, INC. $23,275,000 $26,925,000 15.7% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $39,390,000 $24,070,000 -38.9% 0.6%
ALAMEDA MORTGAGE CORPORATION $13,815,000 $22,465,000 62.6% 0.6%
AMWEST FUNDING CORP. $9,900,000 $21,750,000 119.7% 0.6%
Paramount Residential Mortgage Group, Inc. $17,050,000 $21,615,000 26.8% 0.6%
PREMIER LENDING, INC. $11,640,000 $21,230,000 82.4% 0.5%
Cedar Rapids Bank and Trust Company $20,785,000 n/a 0.5%
AHL FUNDING $9,265,000 $19,510,000 110.6% 0.5%
Ameris Bank $8,005,000 $19,455,000 143.0% 0.5%
DHI MORTGAGE COMPANY, LTD. $21,225,000 $17,170,000 -19.1% 0.4%
Citibank $30,025,000 $15,800,000 -47.4% 0.4%
SECURITYNATIONAL MORTGAGE COMPANY $750,000 $15,630,000 1,984.0% 0.4%
OCMBC, INC. $5,760,000 $15,540,000 169.8% 0.4%
Fremont Bank $4,090,000 $13,525,000 230.7% 0.3%
SUMMIT FUNDING, INC. $42,210,000 $13,310,000 -68.5% 0.3%
Bank of Marin $4,545,000 $13,070,000 187.6% 0.3%
FINANCE OF AMERICA REVERSE LLC $12,760,000 $12,695,000 -0.5% 0.3%
PACIFIC RESIDENTIAL MORTGAGE, LLC $6,570,000 $12,470,000 89.8% 0.3%
PROVIDENT FUNDING ASSOCIATES, L.P. $6,885,000 $12,190,000 77.1% 0.3%
HOMEAMERICAN MORTGAGE CORPORATION $6,550,000 $12,160,000 85.6% 0.3%
NAVY FEDERAL CREDIT UNION $7,630,000 $11,345,000 48.7% 0.3%
COMMUNITY FIRST CREDIT UNION $10,825,000 $11,175,000 3.2% 0.3%
PATELCO $13,135,000 $11,080,000 -15.6% 0.3%
NEXERA HOLDING LLC $3,660,000 $10,895,000 197.7% 0.3%
FREEDOM MORTGAGE CORPORATION $3,755,000 $10,730,000 185.8% 0.3%
LENDINGHOME FUNDING CORPORATION $5,955,000 $10,655,000 78.9% 0.3%
FIRST TECHNOLOGY $5,200,000 $10,480,000 101.5% 0.3%
Goldman Sachs Bank USA $7,980,000 $10,465,000 31.1% 0.3%
INSPIRE HOME LOANS INC. $9,790,000 n/a 0.3%
LONGBRIDGE FINANCIAL, LLC $8,570,000 $9,770,000 14.0% 0.3%
Plains Commerce Bank $1,980,000 $9,675,000 388.6% 0.2%
Zions Bank $9,495,000 n/a 0.2%
Axos Bank $1,630,000 $9,155,000 461.7% 0.2%
TRIAD FINANCIAL SERVICES, INC. $6,700,000 $9,140,000 36.4% 0.2%
Stifel Bank and Trust $8,155,000 $8,975,000 10.1% 0.2%
ALLIANT CREDIT UNION $7,645,000 $8,850,000 15.8% 0.2%
Citadel Servicing Corporation $3,900,000 $8,575,000 119.9% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $2,285,000 $8,525,000 273.1% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $7,110,000 $8,295,000 16.7% 0.2%
Exchange Bank $42,995,000 $7,895,000 -81.6% 0.2%
Tri Counties Bank $2,450,000 $7,820,000 219.2% 0.2%
AXIA FINANCIAL, LLC $11,870,000 $7,670,000 -35.4% 0.2%
Commerce Home Mortgage, Inc. $12,835,000 $7,655,000 -40.4% 0.2%
UBS Bank USA $9,205,000 $7,520,000 -18.3% 0.2%
HSBC BANK USA, NATIONAL ASSOCIATION $605,000 $6,480,000 971.1% 0.2%
KBHS HOME LOANS, LLC $5,695,000 $6,470,000 13.6% 0.2%
STANFORD Federal Credit Union $940,000 $6,250,000 564.9% 0.2%
JMJ FINANCIAL GROUP $6,150,000 n/a 0.2%
FIRST COLONY MORTGAGE CORPORATION $6,100,000 n/a 0.2%
LENDSURE MORTGAGE CORP. $2,625,000 $6,090,000 132.0% 0.2%
Logan Finance Corporation $645,000 $6,075,000 841.9% 0.2%
Figure Lending LLC $3,550,000 $5,825,000 64.1% 0.1%
MOVEMENT MORTGAGE, LLC $4,880,000 $5,545,000 13.6% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $3,535,000 $5,500,000 55.6% 0.1%
NexBank $8,440,000 $5,450,000 -35.4% 0.1%
Mortgage Research Center, LLC $5,710,000 $5,415,000 -5.2% 0.1%
Deutsche Bank Trust Company Americas $5,325,000 n/a 0.1%
SCHOOLSFIRST $2,110,000 $5,125,000 142.9% 0.1%
Northpointe Bank $4,950,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $4,265,000 $4,945,000 15.9% 0.1%
PHH Mortgage Corporation $2,670,000 $4,755,000 78.1% 0.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,315,000 $4,690,000 -74.4% 0.1%
The Bank of San Antonio $4,685,000 n/a 0.1%
Citizens Bank $2,320,000 $4,565,000 96.8% 0.1%
Franklin Loan Corporation $645,000 $4,490,000 596.1% 0.1%
BAY EQUITY LLC $1,620,000 $4,435,000 173.8% 0.1%
TRAVIS CREDIT UNION $815,000 $4,405,000 440.5% 0.1%
General Mortgage Capital Corporation $4,310,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $4,225,000 n/a 0.1%
Luxury Mortgage Corp. $4,220,000 n/a 0.1%
GTE Federal Credit Union $600,000 $4,190,000 598.3% 0.1%
AMERITRUST MORTGAGE CORPORATION $1,925,000 $4,070,000 111.4% 0.1%
USAA Federal Savings Bank $1,025,000 $4,030,000 293.2% 0.1%
STAR ONE CREDIT UNION $4,415,000 $4,015,000 -9.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $4,545,000 $3,990,000 -12.2% 0.1%
Performance Financial, Inc. $3,825,000 n/a 0.1%
CHEVRON $2,840,000 $3,810,000 34.2% 0.1%
NMSI, INC. $4,590,000 $3,800,000 -17.2% 0.1%
NP, Inc. $815,000 $3,790,000 365.0% 0.1%
THE GOLDEN 1 $5,455,000 $3,755,000 -31.2% 0.1%
Merchants Mortgage & Trust Corporation $900,000 $3,730,000 314.4% 0.1%
ZILLOW HOME LOANS, LLC $1,865,000 $3,630,000 94.6% 0.1%
City National Bank $1,945,000 $3,580,000 84.1% 0.1%
GEORGIA'S OWN $1,880,000 $3,535,000 88.0% 0.1%
AmeriHome Mortgage Company, LLC $1,660,000 $3,505,000 111.1% 0.1%
JMAC LENDING, INC. $3,770,000 $3,470,000 -8.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $5,660,000 $3,425,000 -39.5% 0.1%
LIMA ONE CAPITAL, LLC $3,420,000 n/a 0.1%
FOUNDATION MORTGAGE CORPORATION $3,315,000 n/a 0.1%
East West Bank $3,305,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $2,675,000 $3,300,000 23.4% 0.1%
Third Federal Savings and Loan Association of Cleveland $3,080,000 $3,300,000 7.1% 0.1%
Bethpage Federal Credit Union $475,000 $3,250,000 584.2% 0.1%
BNY Mellon $2,920,000 $3,240,000 11.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $4,395,000 $3,235,000 -26.4% 0.1%
DEEPHAVEN MORTGAGE LLC $2,370,000 $3,185,000 34.4% 0.1%
NBKC BANK $1,650,000 $3,165,000 91.8% 0.1%
Hometown Equity Mortgage, LLC $655,000 $3,100,000 373.3% 0.1%
Barrington Bank & Trust Company, N.A. $3,285,000 $3,060,000 -6.8% 0.1%
Ally Bank $820,000 $3,005,000 266.5% 0.1%
NATIONS DIRECT MORTGAGE, LLC $4,325,000 $3,005,000 -30.5% 0.1%
KeyBank $1,350,000 $2,995,000 121.9% 0.1%
ARC HOME LLC $1,790,000 $2,985,000 66.8% 0.1%
Comerica Bank $1,680,000 $2,970,000 76.8% 0.1%
BETTER MORTGAGE CORPORATION $3,690,000 $2,940,000 -20.3% 0.1%
SPRING EQ, LLC $1,345,000 $2,795,000 107.8% 0.1%
MID AMERICA MORTGAGE, INC. $2,680,000 $2,720,000 1.5% 0.1%
Raymond James Bank $1,200,000 $2,685,000 123.8% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,345,000 $2,465,000 5.1% 0.1%
Banner Bank $22,110,000 $2,450,000 -88.9% 0.1%
NEW WAVE LENDING GROUP INC $435,000 $2,420,000 456.3% 0.1%
Provident Savings Bank, F.S.B. $1,630,000 $2,415,000 48.2% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $2,410,000 n/a 0.1%
East Coast Capital Corp. $2,355,000 n/a 0.1%
Discover Bank $1,115,000 $2,345,000 110.3% 0.1%
21ST MORTGAGE CORPORATION $1,935,000 $2,305,000 19.1% 0.1%
Coastal Community Bank $1,155,000 $2,305,000 99.6% 0.1%
GENEVA FINANCIAL, LLC $2,215,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $2,215,000 n/a 0.1%
SAN FRANCISCO FIRE CREDIT UNION $3,520,000 $2,150,000 -38.9% 0.1%
VILLAGE CAPITAL MORTGAGE $1,250,000 $2,135,000 70.8% 0.1%
First National Bank of America $880,000 $2,130,000 142.0% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $445,000 $2,130,000 378.7% 0.1%
CARDINAL FINANCIAL $4,690,000 $2,110,000 -55.0% 0.1%
EMBRACE HOME LOANS, INC. $785,000 $2,105,000 168.2% 0.1%
Equity Prime Mortgage LLC $2,095,000 n/a 0.1%
KINECTA $7,075,000 $2,085,000 -70.5% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,925,000 n/a 0.0%
AMERISAVE MORTGAGE CORPORATION $1,175,000 $1,915,000 63.0% 0.0%
PLANET HOME LENDING, LLC $3,180,000 $1,870,000 -41.2% 0.0%
INTERCAP LENDING INC. $865,000 $1,860,000 115.0% 0.0%
RESIDENTIAL BANCORP $4,255,000 $1,695,000 -60.2% 0.0%
SANDIA LABORATORY $1,695,000 n/a 0.0%
INFINITY EQUITY GROUP, INC. $1,645,000 n/a 0.0%
SAN FRANCISCO FEDERAL CREDIT UNION $1,590,000 n/a 0.0%
MACKILLIE INCORPORATED $920,000 $1,555,000 69.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,530,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $725,000 $1,515,000 109.0% 0.0%
Carrington Mortgage Services, LLC $4,575,000 $1,500,000 -67.2% 0.0%
HomeTrust Bank $1,005,000 $1,490,000 48.3% 0.0%
PACIFIC SERVICE $2,520,000 $1,470,000 -41.7% 0.0%
PANORAMA MORTGAGE GROUP, LLC $920,000 $1,445,000 57.1% 0.0%
SCENIC OAKS FUNDING, INC. $1,425,000 n/a 0.0%
HighTechLending Inc $655,000 $1,410,000 115.3% 0.0%
LEADERONE FINANCIAL CORPORATION $1,890,000 $1,410,000 -25.4% 0.0%
CALCON MUTUAL MORTGAGE LLC $4,470,000 $1,405,000 -68.6% 0.0%
Watermark Capital, Inc. $1,150,000 $1,390,000 20.9% 0.0%
5TH STREET CAPITAL, INC. $705,000 $1,375,000 95.0% 0.0%
NATIONWIDE EQUITIES CORPORATION $1,225,000 $1,365,000 11.4% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $1,315,000 n/a 0.0%
GOOGAIN, INC. $1,295,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $405,000 $1,285,000 217.3% 0.0%
Provident Credit Union $1,825,000 $1,280,000 -29.9% 0.0%
American Mortgage & Equity Consultants, Inc. $14,380,000 $1,275,000 -91.1% 0.0%
Mechanics Bank $8,005,000 $1,275,000 -84.1% 0.0%
Royal Credit Union $1,265,000 n/a 0.0%
BM Real Estate Services, Inc. $1,250,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $1,220,000 n/a 0.0%
MK LENDING CORP. $800,000 $1,220,000 52.5% 0.0%
Vellum Mortgage, Inc. $980,000 $1,220,000 24.5% 0.0%
Bank-Fund Staff Federal Credit Union $1,205,000 n/a 0.0%
Farm Credit Mid-America, ACA $1,205,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $1,190,000 n/a 0.0%
Greenbox Loans, Inc. $665,000 $1,170,000 75.9% 0.0%
Golden Empire Mortgage, Inc. $3,255,000 $1,160,000 -64.4% 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $1,150,000 n/a 0.0%
Farmers Bank & Trust $1,130,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $1,100,000 n/a 0.0%
EVANSVILLE TEACHERS $1,075,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $670,000 $1,040,000 55.2% 0.0%
Boeing Employees Credit Union $1,040,000 n/a 0.0%
Florida Capital Bank $1,035,000 n/a 0.0%
MERIWEST MORTGAGE COMPANY, LLC $1,030,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,025,000 n/a 0.0%
American Airlines Federal Credit Union $995,000 n/a 0.0%
Schaumburg Bank & Trust $995,000 n/a 0.0%
Sunflower Bank $985,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $855,000 $970,000 13.5% 0.0%
San Mateo Credit Union $105,000 $965,000 819.0% 0.0%
ENVOY MORTGAGE, LTD $635,000 $940,000 48.0% 0.0%
NEW DAY FINANCIAL, LLC $925,000 n/a 0.0%
Truist $1,600,000 $915,000 -42.8% 0.0%
The Huntington National Bank $655,000 $895,000 36.6% 0.0%
Cornerstone First Mortgage, Inc $855,000 n/a 0.0%
Lakeview Community Capital, LLC $140,000 $850,000 507.1% 0.0%
LOANPAL, LLC $75,000 $835,000 1,013.3% 0.0%
LOGIX FEDERAL CREDIT UNION $1,180,000 $820,000 -30.5% 0.0%
ONY GLO, INC. $810,000 n/a 0.0%
KEYPOINT $390,000 $790,000 102.6% 0.0%
MLD MORTGAGE INC. $1,070,000 $790,000 -26.2% 0.0%
Liberty Savings Bank, F.S.B. $785,000 n/a 0.0%
SEA WEST COAST GUARD FEDERAL CREDIT UNION $780,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $775,000 n/a 0.0%
JUSTICE Federal Credit Union $765,000 n/a 0.0%
COASTAL FUNDING SLC, INC. $1,120,000 $755,000 -32.6% 0.0%
Educational Employees Credit Union $35,000 $725,000 1,971.4% 0.0%
Ixonia Bank $715,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $505,000 $715,000 41.6% 0.0%
Alerus Financial $710,000 n/a 0.0%
First Bank $405,000 $690,000 70.4% 0.0%
CORNERSTONE HOME LENDING, INC. $575,000 $685,000 19.1% 0.0%
MORTGAGE EXPRESS, LLC $685,000 n/a 0.0%
MORTGAGE CAPITAL PARTNERS, INC. $675,000 n/a 0.0%
SeaTrust Mortgage Company $675,000 n/a 0.0%
Home Mortgage Alliance Corp $665,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $655,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $1,835,000 $655,000 -64.3% 0.0%
ST FIN CORP $655,000 n/a 0.0%
Capital Bank $625,000 n/a 0.0%
HomeStreet Bank $735,000 $625,000 -15.0% 0.0%
Constant Investments, Inc. $615,000 n/a 0.0%
PARTNERS $615,000 n/a 0.0%
S1L, Inc. $3,115,000 $610,000 -80.4% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $765,000 $605,000 -20.9% 0.0%
Washington Federal Bank $605,000 n/a 0.0%
NFM, INC. $870,000 $600,000 -31.0% 0.0%
EMM LOANS LLC $595,000 n/a 0.0%
PROPER RATE, LLC $865,000 $595,000 -31.2% 0.0%
Chickasaw Community Bank $575,000 n/a 0.0%
Washington Trust Bank $575,000 n/a 0.0%
CLM MORTGAGE, INC $565,000 n/a 0.0%
CenterBank $555,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $175,000 $545,000 211.4% 0.0%
Armed Forces Bank $545,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $545,000 n/a 0.0%
F&A Federal Credit Union $545,000 n/a 0.0%
FUNDLOANS CAPITAL $1,670,000 $525,000 -68.6% 0.0%
HOME FUNDING CORPORATION $525,000 n/a 0.0%
MORTGAGE EQUITY PARTNERS LLC $515,000 n/a 0.0%
WINGS FINANCIAL $505,000 n/a 0.0%
THE POLICE Credit Union $2,320,000 $490,000 -78.9% 0.0%
A&D Mortgage LLC $4,070,000 $470,000 -88.5% 0.0%
Arvest Bank $465,000 n/a 0.0%
Prosperity Home Mortgage, LLC $855,000 $465,000 -45.6% 0.0%
Quontic Bank $465,000 n/a 0.0%
SIRVA MORTGAGE, INC. $455,000 n/a 0.0%
Waterstone Mortgage Corporation $445,000 n/a 0.0%
SAMMAMISH MORTGAGE COMPANY $435,000 n/a 0.0%
LEGEND LENDING CORPORATION $425,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $420,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $1,475,000 $410,000 -72.2% 0.0%
Leader Bank $405,000 n/a 0.0%
San Diego Funding $395,000 n/a 0.0%
DAS Acquisition Company, LLC $405,000 $365,000 -9.9% 0.0%
California Coast Credit Union $110,000 $360,000 227.3% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $345,000 n/a 0.0%
NJ LENDERS CORP. $325,000 $335,000 3.1% 0.0%
PLUS RELOCATION MORTGAGE, LLC $515,000 $315,000 -38.8% 0.0%
WESCOM CENTRAL CREDIT UNION $25,000 $305,000 1,120.0% 0.0%
OAKTREE FUNDING CORP. $295,000 n/a 0.0%
1ST UNITED SERVICES CREDIT UNION $280,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $255,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $255,000 n/a 0.0%
First Western Federal Savings Bank $235,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $235,000 n/a 0.0%
USAlliance Federal Credit Union $325,000 $235,000 -27.7% 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 $220,000 238.5% 0.0%
THOMPSON KANE & COMPANY, LLC $215,000 n/a 0.0%
ROGUE $205,000 n/a 0.0%
TECHNOLOGY $110,000 $200,000 81.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $135,000 $145,000 7.4% 0.0%
UNCLE Credit Union $95,000 $145,000 52.6% 0.0%
EQUITY WAVE LENDING, INC. $610,000 $135,000 -77.9% 0.0%
State Department Federal Credit Union $135,000 n/a 0.0%
CBC Federal Credit Union $105,000 n/a 0.0%
FIRST ENTERTAINMENT $105,000 n/a 0.0%
CORNING $85,000 n/a 0.0%
MERIWEST $205,000 $35,000 -82.9% 0.0%

SANTA ROSA - PETALUMA's top lender by overall market share is JONES LANG LASALLE MULTIFAMILY, LLC, with 8.8% market share. In second place, with 8.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $328,300,000 in loans. In third place, with 6.0%, is REDWOOD, having originated $234,620,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $199,080,000 in loans. In fifth place, with 3.9%, is WALKER & DUNLOP, LLC, having originated $152,310,000 in loans.


SANTA ROSA - PETALUMA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $790,250 (10.6%) $1,231,307 (10.7%) 2.93 407
2018-02-01 $797,000 (9.9%) $1,200,558 (7.7%) 2.89 444
2018-03-01 $777,000 (4.7%) $1,196,027 (-0.8%) 2.73 524
2018-04-01 $762,475 (0.0%) $1,189,317 (-9.9%) 2.59 617
2018-05-01 $792,000 (2.5%) $1,273,397 (-0.8%) 2.64 760
2018-06-01 $749,000 (-4.0%) $1,211,005 (-4.3%) 2.50 923
2018-07-01 $736,000 (-2.5%) $1,150,500 (-6.5%) 2.46 1,086
2018-08-01 $699,463 (-7.3%) $1,107,243 (-11.9%) 2.34 1,172
2018-09-01 $709,500 (-10.8%) $1,100,755 (-14.5%) 2.38 1,208
2018-10-01 $699,000 (-14.2%) $1,101,423 (-16.5%) 2.37 1,177
2018-11-01 $699,000 (-15.6%) $1,115,671 (-18.6%) 2.37 1,105
2018-12-01 $689,990 (-16.8%) $1,113,843 (-15.9%) 2.38 896
2019-01-01 $681,500 (-13.8%) $1,078,741 (-12.4%) 2.35 725
2019-02-01 $688,800 (-13.6%) $1,114,305 (-7.2%) 2.33 700
2019-03-01 $720,857 (-7.2%) $1,201,613 (0.5%) 2.36 745
2019-04-01 $757,500 (-0.7%) $1,259,293 (5.9%) 2.41 868
2019-05-01 $791,000 (-0.1%) $1,331,851 (4.6%) 2.47 1,061
2019-06-01 $799,000 (6.7%) $1,362,336 (12.5%) 2.50 1,179
2019-07-01 $795,000 (8.0%) $1,332,934 (15.9%) 2.49 1,251
2019-08-01 $774,182 (10.7%) $1,298,779 (17.3%) 2.45 1,250
2019-09-01 $772,955 (8.9%) $1,289,903 (17.2%) 2.47 1,207
2019-10-01 $773,136 (10.6%) $1,281,392 (16.3%) 2.49 1,166
2019-11-01 $775,000 (10.9%) $1,277,479 (14.5%) 2.54 1,054
2019-12-01 $770,650 (11.7%) $1,253,128 (12.5%) 2.57 771
2020-01-01 $767,500 (12.6%) $1,194,224 (10.7%) 2.56 679
2020-02-01 $792,068 (15.0%) $1,168,486 (4.9%) 2.59 725
2020-03-01 $799,000 (10.8%) $1,205,979 (0.4%) 2.50 792
2020-04-01 $781,944 (3.2%) $1,176,971 (-6.5%) 2.45 790
2020-05-01 $769,000 (-2.8%) $1,146,057 (-14.0%) 2.34 999
2020-06-01 $763,750 (-4.4%) $1,228,384 (-9.8%) 2.25 1,024
2020-07-01 $784,248 (-1.4%) $1,299,527 (-2.5%) 2.27 899
2020-08-01 $799,000 (3.2%) $1,337,303 (3.0%) 2.29 786
2020-09-01 $808,500 (4.6%) $1,348,645 (4.6%) 2.32 704
2020-10-01 $839,000 (8.5%) $1,371,691 (7.1%) 2.40 781
2020-11-01 $809,975 (4.5%) $1,356,234 (6.2%) 2.37 807
2020-12-01 $799,999 (3.8%) $1,351,133 (7.8%) 2.38 666
2021-01-01 $799,000 (4.1%) $1,375,774 (15.2%) 2.39 556
2021-02-01 $827,000 (4.4%) $1,427,661 (22.2%) 2.41 530
2021-03-01 $822,000 (2.9%) $1,407,855 (16.7%) 2.33 563
2021-04-01 $859,225 (9.9%) $1,463,127 (24.3%) 2.33 622
2021-05-01 $887,000 (15.3%) $1,522,053 (32.8%) 2.36 680
2021-06-01 $877,000 (14.8%) $1,530,392 (24.6%) 2.31 760
2021-07-01 $865,000 (10.3%) $1,506,860 (16.0%) 2.28 763
2021-08-01 $849,713 (6.4%) $1,464,681 (9.5%) 2.27 767
2021-09-01 $875,000 (8.2%) $1,526,292 (13.2%) 2.33 744
2021-10-01 $895,000 (6.7%) $1,602,360 (16.8%) 2.39 670
2021-11-01 $897,000 (10.7%) $1,658,116 (22.3%) 2.40 500
2021-12-01 $912,498 (14.1%) $1,733,710 (28.3%) 2.47 352
2022-01-01 $929,000 (16.3%) $1,782,270 (29.6%) 2.51 257
2022-02-01 $954,500 (15.4%) $1,817,970 (27.3%) 2.48 294
2022-03-01 $989,500 (20.4%) $1,855,314 (31.8%) 2.48 369
2022-04-01 $995,000 (15.8%) $1,918,519 (31.1%) 2.37 415
2022-05-01 $975,000 (9.9%) $1,838,479 (20.8%) 2.23 547
2022-06-01 $965,625 (10.1%) $1,831,919 (19.7%) 2.15 615
2022-07-01 $950,000 (9.8%) $1,720,085 (14.2%) 2.14 688
2022-08-01 $946,500 (11.4%) $1,689,838 (15.4%) 2.19 710
2022-09-01 $940,500 (7.5%) $1,693,713 (11.0%) 2.20 718
2022-10-01 $919,000 (2.7%) $1,748,368 (9.1%) 2.16 730
2022-11-01 $932,225 (3.9%) $1,796,419 (8.3%) 2.24 643
2022-12-01 $899,925 (-1.4%) $1,725,602 (-0.5%) 2.22 507
2023-01-01 $917,500 (-1.2%) $1,786,403 (0.2%) 2.27 409
2023-02-01 $951,225 (-0.3%) $1,802,208 (-0.9%) 2.30 398
2023-03-01 $987,500 (-0.2%) $1,823,193 (-1.7%) 2.33 409
2023-04-01 $1,149,000 (15.5%) $1,989,093 (3.7%) 2.67 452
2023-05-01 $1,100,000 (12.8%) $1,990,353 (8.3%) 2.49 550
2023-06-01 $1,125,000 (16.5%) $1,936,176 (5.7%) 2.53 651
2023-07-01 $1,083,000 (14.0%) $1,865,096 (8.4%) 2.46 707
2023-08-01 $1,067,500 (12.8%) $1,859,863 (10.1%) 2.45 700
2023-09-01 $1,060,495 (12.8%) $1,894,260 (11.8%) 2.47 762
2023-10-01 $1,058,250 (15.2%) $1,896,230 (8.5%) 2.49 767
2023-11-01 $1,008,675 (8.2%) $1,894,571 (5.5%) 2.40 722
2023-12-01 $972,490 (8.1%) $1,788,688 (3.7%) 2.37 537
2024-01-01 $950,748 (3.6%) $1,759,251 (-1.5%) 2.32 453
2024-02-01 $970,000 (2.0%) $1,842,492 (2.2%) 2.33 445
2024-03-01 $989,000 (0.2%) $2,006,805 (10.1%) 2.33 503
2024-04-01 $1,019,750 (-11.3%) $2,023,210 (1.7%) 2.37 655
2024-05-01 $1,074,500 (-2.3%) $2,020,963 (1.5%) 2.44 839
2024-06-01 $995,000 (-11.6%) $1,931,151 (-0.3%) 2.26 955
2024-07-01 $997,498 (-7.9%) $1,933,505 (3.7%) 2.28 974
2024-08-01 $995,000 (-6.8%) $1,899,640 (2.1%) 2.31 960
2024-09-01 $1,039,255 (-2.0%) $1,927,853 (1.8%) 2.45 970
2024-10-01 $1,018,498 (-3.8%) $1,933,382 (2.0%) 2.40 954
2024-11-01 $1,000,000 (-0.9%) $1,978,781 (4.4%) 2.40 882
2024-12-01 $974,748 (0.2%) $1,920,836 (7.4%) 2.42 698
2025-01-01 $962,000 (1.2%) $1,828,862 (4.0%) 2.40 592
2025-02-01 $944,000 (-2.7%) $1,731,417 (-6.0%) 2.29 661
2025-03-01 $940,000 (-5.0%) $1,679,533 (-16.3%) 0.00 804
SANTA ROSA - PETALUMA's median listing price for 2025-03-01 was $940,000, a difference of $-49,000 (-5.0%) versus the prior year and $-4,000 versus the prior month.

SANTA ROSA - PETALUMA's median listing price comes in at 0% of the national average.

SANTA ROSA - PETALUMA's average listing price for 2025-03-01 was $1,679,533, a difference of $-327,272 (-16.3%) versus the prior year and $-51,884 versus the prior month.

For the 2025-03-01 period, SANTA ROSA - PETALUMA had 804 MLS listings, a difference of 143 listings (22%) versus the prior month and 301 listings (60%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 46 days 1,729 sqft
2018-02-01 29 days 1,834 sqft
2018-03-01 26 days 1,795 sqft
2018-04-01 25 days 1,759 sqft
2018-05-01 28 days 1,758 sqft
2018-06-01 31 days 1,748 sqft
2018-07-01 34 days 1,726 sqft
2018-08-01 41 days 1,698 sqft
2018-09-01 45 days 1,700 sqft
2018-10-01 52 days 1,700 sqft
2018-11-01 54 days 1,700 sqft
2018-12-01 65 days 1,682 sqft
2019-01-01 77 days 1,659 sqft
2019-02-01 71 days 1,668 sqft
2019-03-01 56 days 1,692 sqft
2019-04-01 34 days 1,734 sqft
2019-05-01 34 days 1,799 sqft
2019-06-01 43 days 1,811 sqft
2019-07-01 47 days 1,810 sqft
2019-08-01 54 days 1,812 sqft
2019-09-01 61 days 1,816 sqft
2019-10-01 66 days 1,819 sqft
2019-11-01 75 days 1,808 sqft
2019-12-01 86 days 1,798 sqft
2020-01-01 94 days 1,811 sqft
2020-02-01 68 days 1,849 sqft
2020-03-01 48 days 1,910 sqft
2020-04-01 55 days 1,861 sqft
2020-05-01 57 days 1,857 sqft
2020-06-01 45 days 1,862 sqft
2020-07-01 52 days 1,873 sqft
2020-08-01 51 days 1,905 sqft
2020-09-01 53 days 1,876 sqft
2020-10-01 45 days 1,883 sqft
2020-11-01 43 days 1,845 sqft
2020-12-01 56 days 1,815 sqft
2021-01-01 67 days 1,839 sqft
2021-02-01 54 days 1,865 sqft
2021-03-01 42 days 1,872 sqft
2021-04-01 44 days 1,897 sqft
2021-05-01 42 days 1,903 sqft
2021-06-01 42 days 1,885 sqft
2021-07-01 47 days 1,870 sqft
2021-08-01 51 days 1,845 sqft
2021-09-01 54 days 1,872 sqft
2021-10-01 57 days 1,884 sqft
2021-11-01 61 days 1,931 sqft
2021-12-01 70 days 1,934 sqft
2022-01-01 60 days 1,926 sqft
2022-02-01 35 days 1,889 sqft
2022-03-01 37 days 1,871 sqft
2022-04-01 40 days 1,908 sqft
2022-05-01 39 days 1,893 sqft
2022-06-01 44 days 1,897 sqft
2022-07-01 47 days 1,886 sqft
2022-08-01 52 days 1,849 sqft
2022-09-01 57 days 1,843 sqft
2022-10-01 61 days 1,841 sqft
2022-11-01 65 days 1,850 sqft
2022-12-01 79 days 1,824 sqft
2023-01-01 85 days 1,831 sqft
2023-02-01 69 days 1,881 sqft
2023-03-01 51 days 1,906 sqft
2023-04-01 51 days 1,991 sqft
2023-05-01 44 days 1,996 sqft
2023-06-01 47 days 2,022 sqft
2023-07-01 42 days 1,955 sqft
2023-08-01 46 days 1,979 sqft
2023-09-01 46 days 2,004 sqft
2023-10-01 48 days 2,000 sqft
2023-11-01 55 days 1,974 sqft
2023-12-01 68 days 1,937 sqft
2024-01-01 73 days 1,908 sqft
2024-02-01 57 days 1,922 sqft
2024-03-01 35 days 1,918 sqft
2024-04-01 30 days 1,963 sqft
2024-05-01 30 days 1,991 sqft
2024-06-01 38 days 1,898 sqft
2024-07-01 48 days 1,909 sqft
2024-08-01 54 days 1,875 sqft
2024-09-01 54 days 1,905 sqft
2024-10-01 54 days 1,927 sqft
2024-11-01 63 days 1,931 sqft
2024-12-01 74 days 1,919 sqft
2025-01-01 78 days 1,890 sqft
2025-02-01 48 days 1,858 sqft
2025-03-01 0 days 1,841 sqft
SANTA ROSA - PETALUMA's median listing age (time on market) for 2025-03-01 was 0 days. This is -100% shorter than the same period one year ago.

SANTA ROSA - PETALUMA's median square footage for active listings during the 2025-03-01 period was 1,841 sqft. One year prior, the average listing was 1,918 sqft.

SANTA ROSA-PETALUMA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,426 $2,163,520,000 $631,500
Cash Out Refi 965 $735,765,000 $762,451
Home Improvement 850 $163,020,000 $191,788
Refi 729 $690,515,000 $947,209
Other 690 $144,690,000 $209,696
NA 3 $1,855,000 $618,333

Santa Rosa - Petaluma's most frequently cited loan purpose was Home Purchase, with 3,426 originations. The 2nd most popular reason was Cash Out Refi, with 965 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,553 $1,923,095,000 $753,269
Over 8% 1,843 $390,765,000 $212,027
7-8% 1,306 $684,290,000 $523,959
5-6% 784 $740,400,000 $944,388
4-5% 43 $35,625,000 $828,488
<2.5% 39 $3,855,000 $98,846
3-4% 10 $6,110,000 $611,000
2.5-3% 4 $2,080,000 $520,000

During 2024, Santa Rosa - Petaluma's most frequently originated rate bucket was 6-7%, with 2,553 originations.

Loan Sizing (SANTA ROSA-PETALUMA, CA MSA)

Loan Size Originations Total Value Average Loan
$600k-1000k 1,726 $1,264,420,000 $732,572
$400k-600k 1,404 $704,030,000 $501,446
$200k-400k 1,260 $368,600,000 $292,540
$100k-200k 941 $126,365,000 $134,288
$100,000 or less 921 $55,715,000 $60,494
$Over $1MM 411 $1,380,235,000 $3,358,236

SANTA ROSA - PETALUMA's loan sizing saw the bucket of loans from $600k-1000k with 1,726 originations, totaling $1,264,420,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,722 $190,210,000 $110,459
60-80% 1,585 $1,246,065,000 $786,161
80-100% 1,572 $1,034,200,000 $657,888
40-60% 815 $648,325,000 $795,491
20-40% 809 $271,775,000 $335,939
Over 100% 37 $371,085,000 $10,029,324

SANTA ROSA - PETALUMA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,722 originations, totaling $190,210,000 in origination value.