SANTA ROSA - PETALUMA Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Santa Rosa - Petaluma averaged 6.58% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2024-12-05) was 6.37% and one month ago for the week of 2024-11-07, the average rate was 6.67%.

Santa Rosa - Petaluma's average rate one year ago was 6.81%.

For refis of the same type during the week of 2024-12-12, the average rate was 6.55%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-12-12 6.6%
Santa Rosa - Petaluma 30 Year Fixed Rate 2024-12-12 6.58%
Santa Rosa - Petaluma 30 Year Fixed Rate Refi 2024-12-12 6.55%
Santa Rosa - Petaluma 15 Year Fixed Rate 2024-12-12 6.04%
Santa Rosa - Petaluma 15 Year Fixed Rate Refi 2024-12-12 5.84%
Santa Rosa - Petaluma 30 Year FHA 2024-12-12 6.11%
Santa Rosa - Petaluma 30 Year FHA Refi 2024-12-12 6.08%
Santa Rosa - Petaluma 30 Year USDA 2024-12-12 6.5%
Santa Rosa - Petaluma 30 Year USDA Refi 2024-12-12 6.3%
Santa Rosa - Petaluma 30 Year VA 2024-12-12 5.54%
Santa Rosa - Petaluma 30 Year VA Refi 2024-12-12 5.98%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SANTA ROSA-PETALUMA, CA.

SANTA ROSA - PETALUMA Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SANTA ROSA-PETALUMA, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 299 6.66% $11,045
QUICKEN LOANS, LLC 243 6.72% $8,693
REDWOOD 213 6.64% $4,472
CROSSCOUNTRY MORTGAGE, LLC 184 6.87% $13,052
Wells Fargo Bank 109 6.41% $9,083
U.S. Bank 103 6.34% $10,511
BROKER SOLUTIONS, INC. 83 6.93% $11,115
LOANDEPOT.COM, LLC 73 6.54% $10,302
CALIBER HOME LOANS, INC. 72 6.50% $8,132
GUILD MORTGAGE COMPANY 63 6.76% $12,867
AMERICAN PACIFIC MORTGAGE CORPORATION 62 6.79% $10,879
JPMorgan Chase Bank 54 6.32% $7,840
GUARANTEED RATE, INC. 51 6.70% $8,574
Morgan Stanley Private Bank 47 5.88% $4,791
SUMMIT FUNDING, INC. 43 6.76% $16,188
Bank of America 42 6.15% $7,350
GUARANTEED RATE AFFINITY, LLC 41 6.80% $7,085
EVERETT FINANCIAL, INC. 35 7.00% $8,540
First Republic Bank 33 5.15% $5,613
MASON MCDUFFIE MORTGAGE CORPORATION 33 6.83% $14,323
CMG MORTGAGE, INC. 33 6.68% $8,281
Sierra Pacific Mortgage Company, Inc. 31 6.73% $9,612
NEWREZ LLC 30 7.29% $11,219
DHI MORTGAGE COMPANY, LTD. 29 6.08% $4,795
BMO Harris Bank 28 6.17% $8,619
Century Mortgage Company DBA Century Lending Company 23 6.81% $11,333
The Loan Store, Inc. 22 6.98% $7,959
American Mortgage & Equity Consultants, Inc. 22 6.90% $16,048
ALAMEDA MORTGAGE CORPORATION 22 7.03% $12,569
Citibank 21 5.66% $7,202
Flagstar Bank, FSB 21 7.15% $8,853
Paramount Residential Mortgage Group, Inc. 21 7.17% $13,792
PENNYMAC LOAN SERVICES, LLC 20 6.60% $9,519
Umpqua Bank 18 6.50% $7,571
AHL FUNDING 18 6.80% $8,266
Charles Schwab Bank, SSB 17 5.69% $4,414
PREMIER LENDING, INC. 17 7.39% $8,546
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 17 6.76% $6,871
AXIA FINANCIAL, LLC 16 6.93% $11,656
PROVIDENT FUNDING ASSOCIATES, L.P. 12 6.52% $7,531
HOMEAMERICAN MORTGAGE CORPORATION 12 5.86% $9
Stifel Bank and Trust 11 6.11% $4,121
NexBank 11 7.26% $9,842
First-Citizens Bank & Trust Company 10 5.55% $4,937
PACIFIC RESIDENTIAL MORTGAGE, LLC 10 3.96% $6,489
PNC Bank 10 6.05% $5,709
THE GOLDEN 1 9 6.49% $7,778
AMERICAN FINANCIAL NETWORK, INC. 8 6.80% $8,287
KBHS HOME LOANS, LLC 8 5.80% $14,541
PATELCO 8 6.61% $7,307
RESIDENTIAL BANCORP 8 7.41% $14,341
UBS Bank USA 7 5.84% $5,510
Ameris Bank 7 6.86% $7,954
NAVY FEDERAL CREDIT UNION 6 6.60% $7,820
Goldman Sachs Bank USA 6 5.51% $4,800
HOMEXPRESS MORTGAGE CORP. 6 7.83% $15,662
NMSI, INC. 6 7.38% $16,986
MOVEMENT MORTGAGE, LLC 6 6.91% $9,837
FIRST TECHNOLOGY 6 6.65% $4,115
HOMEOWNERS FINANCIAL GROUP USA, LLC 6 7.52% $10,065
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.66% $15,132
CARDINAL FINANCIAL 5 6.75% $6,842
KINECTA 5 5.93% $18,375
BETTER MORTGAGE CORPORATION 5 6.28% $7,595
STAR ONE CREDIT UNION 5 5.65% $4,567
OCMBC, INC. 5 7.80% $14,585
JMAC LENDING, INC. 5 6.90% $13,794
DRAPER AND KRAMER MORTGAGE CORP. 4 6.44% $6,276
COMMUNITY FIRST CREDIT UNION 4 7.28% $8,493
Citizens Bank 4 6.41% $8,214
BNY Mellon 4 5.75% $5,924
BAY EQUITY LLC 4 6.56% $8,880
A&D Mortgage LLC 4 7.75% $18,117
NBKC BANK 4 6.47% $3,363
LEADERONE FINANCIAL CORPORATION 4 6.81% $5,165
NEXERA HOLDING LLC 4 8.09% $13,050
Plains Commerce Bank 3 7.17% $14,428
GUARANTY HOME MORTGAGE CORPORATION 3 6.46% $8,677
Mr. Cooper ( Nationstar Mortgage ) 3 6.16% $13,232
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.71% $14,527
Firefighters First Federal Credit Union 3 6.00% $9,637
S1L, Inc. 3 6.29% $26,306
SCHOOLSFIRST 3 6.46% $4,184
Fremont Bank 3 7.04% $672
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 6.21% $7,916
ZILLOW HOME LOANS, LLC 3 7.04% $10,168
ANGEL OAK MORTGAGE SOLUTIONS LLC 3 7.63% $20,650
Citadel Servicing Corporation 3 10.00% $13,587
CHEVRON 3 5.67% $6,122
Bank of the West 2 5.94% $8,011
Ally Bank 2 6.13% $8,946
AmeriHome Mortgage Company, LLC 2 7.00% $6,228
ARC HOME LLC 2 7.56% $14,041
Axos Bank 2 7.31% $16,945
Barrington Bank & Trust Company, N.A. 2 7.94% $7,156
CALCON MUTUAL MORTGAGE LLC 2 6.94% $36,216
CHURCHILL MORTGAGE CORPORATION 2 6.63% $12,307
COASTAL FUNDING SLC, INC. 2 7.00% $6,917
Commerce Home Mortgage, Inc. 2 6.69% $19,170
First National Bank of America 2 10.81% $14,308
Golden Empire Mortgage, Inc. 2 6.56% $8,301
KeyBank 2 6.38% $4,570
LENDSURE MORTGAGE CORP. 2 8.63% $16,631
LOGIX FEDERAL CREDIT UNION 2 6.00% $4,144
Luther Burbank Savings 2 7.75% $10,143
MICHIGAN MUTUAL, INC. 2 7.44% $16,764
MID AMERICA MORTGAGE, INC. 2 7.13% $127,693
MK LENDING CORP. 2 7.13% $13,576
MORTGAGEONE, INC. 2 7.31% $14,779
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.31% $10,082
NFM, INC. 2 7.50% $9,982
PACIFIC SERVICE 2 6.63% $4,932
PANORAMA MORTGAGE GROUP, LLC 2 6.63% $19,507
PHH Mortgage Corporation 2 6.75% $11,206
PLANET HOME LENDING, LLC 2 7.63% $14,324
PLAZA HOME MORTGAGE, INC. 2 6.50% $7,182
PREMIER MORTGAGE RESOURCES, L.L.C. 2 6.87% $11,879
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.06% $17,438
Prosperity Home Mortgage, LLC 2 6.69% $6,502
Provident Credit Union 2 6.25% $4,824
Provident Savings Bank, F.S.B. 2 6.63% $6,321
Raymond James Bank 2 5.50% $2,785
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 7.38% $11,162
Tri Counties Bank 2 6.75% $8,288
Truist 2 6.68% $5,558
Vellum Mortgage, Inc. 2 6.31% $7,517
Watermark Capital, Inc. 2 6.49% $8,651
NJ LENDERS CORP. 1 7.38% $8,368
HSBC BANK USA, NATIONAL ASSOCIATION 1 6.22% $6,386
NOVA FINANCIAL & INVESTMENT CORPORATION 1 6.99% $2,938
NP, Inc. 1 7.12% $18,142
HomeStreet Bank 1 6.50% $6,743
ON Q FINANCIAL, INC. 1 6.99% $9,698
HighTechLending Inc 1 7.88% $6,787
Third Federal Savings and Loan Association of Cleveland 1 6.34% $0
Toyota Financial Savings Bank 1 5.63% $6,208
GREATER NEVADA LLC 1 6.38% $5,317
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 6.13% $12,151
FLAT BRANCH MORTGAGE, INC. 1 6.99% $4,687
PENTAGON FEDERAL CREDIT UNION 1 6.13% $5,610
TRAVIS CREDIT UNION 1 6.88% $4,997
First Savings Bank 1 7.63% $6,483
Water and Power Community Credit Union 1 6.00% $5,558
Platinum Home Mortgage Corporation 1 6.88% $9,854
5TH STREET CAPITAL, INC. 1 7.99% $14,552
PLUS RELOCATION MORTGAGE, LLC 1 6.13% $9,858
FIRST NATIONS HOME FINANCE CORPORATION 1 6.38% $7,018
PREMIA MORTGAGE, LLC 1 6.33% $1,175
First Federal Bank 1 6.63% $10,357
AMERISAVE MORTGAGE CORPORATION 1 6.25% $6,464
Fifth Third Bank 1 6.63% $5,731
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 6.63% $10,517
PROPER RATE, LLC 1 6.60% $17,341
ALLIANT CREDIT UNION 1 5.63% $5,621
USAA Federal Savings Bank 1 7.63% $4,861
Exchange Bank 1 6.13% $11,152
ADVANCIAL 1 7.38% $33,322
ENVOY MORTGAGE, LTD 1 7.00% $12,594
VAN DYK MORTGAGE CORPORATION 1 6.88% $6,728
RBC Bank, (Georgia) 1 6.38% $5,370
EMBRACE HOME LOANS, INC. 1 9.38% $8,653
ACADEMY MORTGAGE CORPORATION 1 5.88% $20,348
DATA MORTGAGE, INC. 1 6.00% $15,435
ROYAL UNITED MORTGAGE LLC 1 7.50% $4,629
DAS Acquisition Company, LLC 1 7.38% $13,893
SACRAMENTO Credit Union 1 6.50% $5,304
CTBC Bank Corp. (USA) 1 6.50% $4,506
Servion, Inc. 1 6.88% $14,738
CORNERSTONE HOME LENDING, INC. 1 6.63% $23,851
CASTLE & COOKE MORTGAGE, LLC 1 6.50% $20,269
Carrington Mortgage Services, LLC 1 7.00% $26,464
21ST MORTGAGE CORPORATION 1 8.70% $13,650
SUMMIT MORTGAGE CORPORATION 1 7.38% $5,526
SWBC MORTGAGE CORPORATION 1 7.50% $3,726
MID-VALLEY SERVICES, INC. 1 5.99% $16,159
AUGUSTA FINANCIAL, INC. 1 7.99% $8,507
MLD MORTGAGE INC. 1 7.50% $5,468
MidFirst Bank 1 5.95% $26,426
MORIA DEVELOPMENT, INC. 1 6.38% $15,515
The Huntington National Bank 1 5.08% $4,494
Mortgage Research Center, LLC 1 6.13% $699
Mechanics Bank 1 6.00% $6,500
Magnolia Bank 1 7.99% $8,380
AMERITRUST MORTGAGE CORPORATION 1 8.63% $49,077
MY MORTGAGE, INC. 1 6.38% $6,591
NATIONS RELIABLE LENDING, LLC 1 5.25% $19,247
LAND HOME FINANCIAL SERVICES, INC. 1 7.63% $4,561
Kwik Mortgage Corporation 1 7.00% $3,376
NETWORK CAPITAL FUNDING CORPORATION 1 6.75% $24,640
KEYPOINT 1 6.88% $4,949
NEW WAVE LENDING GROUP INC 1 7.00% $6,314
INTERNATIONAL CITY MORTGAGE, INC. 1 6.50% $5,424
INTERCAP LENDING INC. 1 7.50% $5,886
The Northern Trust Company 1 5.88% $4,793

SANTA ROSA - PETALUMA Average Closing Costs & Other Stats

SANTA ROSA-PETALUMA, CA's 194 lenders originated 5,962 loans during 2023. The total origination value was $2,935,850,000, with an average loan value of $492,427.

SANTA ROSA - PETALUMA's average closing costs are $6,084.

The top SANTA ROSA - PETALUMA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 299 loans originated. Their average total fees are $11,045, which is $2,352 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($9), Stifel Bank and Trust ($4,121), Charles Schwab Bank, SSB ($4,414), REDWOOD ($4,472) and Morgan Stanley Private Bank ($4,791).

The lowest rate SANTA ROSA - PETALUMA lenders (with over 10 loans originated) are PACIFIC RESIDENTIAL MORTGAGE, LLC (3.96%), First Republic Bank (5.15%), First-Citizens Bank & Trust Company (5.55%), Citibank (5.66%) and Charles Schwab Bank, SSB (5.69%).

SANTA ROSA-PETALUMA, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
REDWOOD $489,035,000 $291,720,000 -40.3% 9.9%
UNITED WHOLESALE MORTGAGE, LLC $344,600,000 $245,185,000 -28.8% 8.4%
JONES LANG LASALLE MULTIFAMILY, LLC $40,745,000 $179,545,000 340.7% 6.1%
QUICKEN LOANS, LLC $273,780,000 $149,665,000 -45.3% 5.1%
CROSSCOUNTRY MORTGAGE, LLC $189,480,000 $138,290,000 -27.0% 4.7%
Wells Fargo Bank $253,640,000 $99,540,000 -60.8% 3.4%
JPMorgan Chase Bank $180,810,000 $91,860,000 -49.2% 3.1%
U.S. Bank $121,975,000 $91,380,000 -25.1% 3.1%
First Republic Bank $424,575,000 $89,310,000 -79.0% 3.0%
BROKER SOLUTIONS, INC. $35,715,000 $61,420,000 72.0% 2.1%
Bank of America $112,120,000 $56,195,000 -49.9% 1.9%
LOANDEPOT.COM, LLC $177,415,000 $56,185,000 -68.3% 1.9%
CALIBER HOME LOANS, INC. $126,945,000 $43,580,000 -65.7% 1.5%
Morgan Stanley Private Bank $76,395,000 $43,365,000 -43.2% 1.5%
Exchange Bank $91,875,000 $42,995,000 -53.2% 1.5%
SUMMIT FUNDING, INC. $91,500,000 $42,210,000 -53.9% 1.4%
GUILD MORTGAGE COMPANY $41,085,000 $41,965,000 2.1% 1.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $71,425,000 $39,390,000 -44.9% 1.3%
GUARANTEED RATE, INC. $59,285,000 $36,960,000 -37.7% 1.3%
PNC Bank $36,985,000 $36,860,000 -0.3% 1.3%
BMO Harris Bank $1,575,000 $31,835,000 1,921.3% 1.1%
Citibank $47,055,000 $30,025,000 -36.2% 1.0%
GUARANTEED RATE AFFINITY, LLC $45,900,000 $26,005,000 -43.3% 0.9%
First-Citizens Bank & Trust Company $2,065,000 $24,160,000 1,070.0% 0.8%
Umpqua Bank $87,425,000 $23,825,000 -72.7% 0.8%
Flagstar Bank, FSB $99,560,000 $23,535,000 -76.4% 0.8%
EVERETT FINANCIAL, INC. $78,320,000 $23,275,000 -70.3% 0.8%
PENNYMAC LOAN SERVICES, LLC $24,435,000 $22,350,000 -8.5% 0.8%
Banner Bank $21,980,000 $22,110,000 0.6% 0.8%
DHI MORTGAGE COMPANY, LTD. $17,520,000 $21,225,000 21.1% 0.7%
CMG MORTGAGE, INC. $12,645,000 $20,700,000 63.7% 0.7%
MASON MCDUFFIE MORTGAGE CORPORATION $18,655,000 $19,205,000 2.9% 0.7%
WALKER & DUNLOP, LLC $72,300,000 $18,455,000 -74.5% 0.6%
NEWREZ LLC $19,825,000 $18,345,000 -7.5% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $38,530,000 $18,315,000 -52.5% 0.6%
Sierra Pacific Mortgage Company, Inc. $42,120,000 $18,085,000 -57.1% 0.6%
Paramount Residential Mortgage Group, Inc. $20,430,000 $17,050,000 -16.5% 0.6%
HOMEXPRESS MORTGAGE CORP. $13,615,000 $16,580,000 21.8% 0.6%
Century Mortgage Company DBA Century Lending Company $48,795,000 $16,550,000 -66.1% 0.6%
Charles Schwab Bank, SSB $52,210,000 $16,275,000 -68.8% 0.6%
American Mortgage & Equity Consultants, Inc. $14,380,000 n/a 0.5%
ALAMEDA MORTGAGE CORPORATION $980,000 $13,815,000 1,309.7% 0.5%
PATELCO $28,315,000 $13,135,000 -53.6% 0.4%
Commerce Home Mortgage, Inc. $28,500,000 $12,835,000 -55.0% 0.4%
FINANCE OF AMERICA REVERSE LLC $39,380,000 $12,760,000 -67.6% 0.4%
The Loan Store, Inc. $12,315,000 n/a 0.4%
AXIA FINANCIAL, LLC $19,840,000 $11,870,000 -40.2% 0.4%
PREMIER LENDING, INC. $11,900,000 $11,640,000 -2.2% 0.4%
COMMUNITY FIRST CREDIT UNION $20,800,000 $10,825,000 -48.0% 0.4%
AMWEST FUNDING CORP. $20,255,000 $9,900,000 -51.1% 0.3%
AHL FUNDING $1,095,000 $9,265,000 746.1% 0.3%
UBS Bank USA $23,860,000 $9,205,000 -61.4% 0.3%
LONGBRIDGE FINANCIAL, LLC $18,105,000 $8,570,000 -52.7% 0.3%
NexBank $8,880,000 $8,440,000 -5.0% 0.3%
Stifel Bank and Trust $7,135,000 $8,155,000 14.3% 0.3%
Ameris Bank $8,005,000 n/a 0.3%
Mechanics Bank $7,835,000 $8,005,000 2.2% 0.3%
Goldman Sachs Bank USA $12,260,000 $7,980,000 -34.9% 0.3%
ALLIANT CREDIT UNION $8,710,000 $7,645,000 -12.2% 0.3%
NAVY FEDERAL CREDIT UNION $9,750,000 $7,630,000 -21.7% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $9,765,000 $7,110,000 -27.2% 0.2%
KINECTA $1,835,000 $7,075,000 285.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $8,140,000 $6,885,000 -15.4% 0.2%
TRIAD FINANCIAL SERVICES, INC. $5,825,000 $6,700,000 15.0% 0.2%
PACIFIC RESIDENTIAL MORTGAGE, LLC $800,000 $6,570,000 721.3% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $18,380,000 $6,550,000 -64.4% 0.2%
LENDINGHOME FUNDING CORPORATION $5,090,000 $5,955,000 17.0% 0.2%
OCMBC, INC. $3,465,000 $5,760,000 66.2% 0.2%
Mortgage Research Center, LLC $7,885,000 $5,710,000 -27.6% 0.2%
KBHS HOME LOANS, LLC $11,875,000 $5,695,000 -52.0% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $11,065,000 $5,660,000 -48.8% 0.2%
THE GOLDEN 1 $11,885,000 $5,455,000 -54.1% 0.2%
FIRST TECHNOLOGY $18,820,000 $5,200,000 -72.4% 0.2%
MOVEMENT MORTGAGE, LLC $6,975,000 $4,880,000 -30.0% 0.2%
CARDINAL FINANCIAL $7,295,000 $4,690,000 -35.7% 0.2%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $7,320,000 $4,675,000 -36.1% 0.2%
NMSI, INC. $2,250,000 $4,590,000 104.0% 0.2%
Carrington Mortgage Services, LLC $1,805,000 $4,575,000 153.5% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $4,545,000 n/a 0.2%
Bank of Marin $11,545,000 $4,545,000 -60.6% 0.2%
CALCON MUTUAL MORTGAGE LLC $3,710,000 $4,470,000 20.5% 0.2%
STAR ONE CREDIT UNION $3,220,000 $4,415,000 37.1% 0.2%
ANGEL OAK MORTGAGE SOLUTIONS LLC $6,905,000 $4,395,000 -36.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $2,755,000 $4,325,000 57.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $47,685,000 $4,265,000 -91.1% 0.1%
RESIDENTIAL BANCORP $5,630,000 $4,255,000 -24.4% 0.1%
Fremont Bank $32,400,000 $4,090,000 -87.4% 0.1%
A&D Mortgage LLC $2,170,000 $4,070,000 87.6% 0.1%
Citadel Servicing Corporation $5,915,000 $3,900,000 -34.1% 0.1%
JMAC LENDING, INC. $6,645,000 $3,770,000 -43.3% 0.1%
FREEDOM MORTGAGE CORPORATION $15,020,000 $3,755,000 -75.0% 0.1%
BETTER MORTGAGE CORPORATION $17,210,000 $3,690,000 -78.6% 0.1%
NEXERA HOLDING LLC $10,095,000 $3,660,000 -63.7% 0.1%
Figure Lending LLC $3,780,000 $3,550,000 -6.1% 0.1%
HOMEOWNERS FINANCIAL GROUP USA, LLC $780,000 $3,535,000 353.2% 0.1%
SAN FRANCISCO FIRE CREDIT UNION $21,330,000 $3,520,000 -83.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,240,000 $3,285,000 164.9% 0.1%
Golden Empire Mortgage, Inc. $2,775,000 $3,255,000 17.3% 0.1%
PLANET HOME LENDING, LLC $2,935,000 $3,180,000 8.3% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $1,060,000 $3,120,000 194.3% 0.1%
S1L, Inc. $33,820,000 $3,115,000 -90.8% 0.1%
Bank of the West $87,285,000 $3,095,000 -96.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $5,330,000 $3,080,000 -42.2% 0.1%
BNY Mellon $5,190,000 $2,920,000 -43.7% 0.1%
Beverly Bank & Trust $2,905,000 n/a 0.1%
CHEVRON $2,975,000 $2,840,000 -4.5% 0.1%
MID AMERICA MORTGAGE, INC. $2,150,000 $2,680,000 24.7% 0.1%
PLAZA HOME MORTGAGE, INC. $9,940,000 $2,675,000 -73.1% 0.1%
PHH Mortgage Corporation $11,540,000 $2,670,000 -76.9% 0.1%
LENDSURE MORTGAGE CORP. $6,160,000 $2,625,000 -57.4% 0.1%
PACIFIC SERVICE $2,945,000 $2,520,000 -14.4% 0.1%
Tri Counties Bank $5,840,000 $2,450,000 -58.0% 0.1%
DEEPHAVEN MORTGAGE LLC $1,400,000 $2,370,000 69.3% 0.1%
PENTAGON FEDERAL CREDIT UNION $10,220,000 $2,345,000 -77.1% 0.1%
Citizens Bank $11,410,000 $2,320,000 -79.7% 0.1%
THE POLICE Credit Union $4,330,000 $2,320,000 -46.4% 0.1%
Mr. Cooper ( Nationstar Mortgage ) $23,570,000 $2,285,000 -90.3% 0.1%
Luther Burbank Savings $23,715,000 $2,265,000 -90.4% 0.1%
SCHOOLSFIRST $2,875,000 $2,110,000 -26.6% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $7,830,000 $2,065,000 -73.6% 0.1%
FJM PRIVATE MORTGAGE FUND, LLC $8,330,000 $2,055,000 -75.3% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,385,000 $2,050,000 48.0% 0.1%
Plains Commerce Bank $5,490,000 $1,980,000 -63.9% 0.1%
City National Bank $18,550,000 $1,945,000 -89.5% 0.1%
21ST MORTGAGE CORPORATION $2,065,000 $1,935,000 -6.3% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,365,000 $1,930,000 41.4% 0.1%
ADVANCIAL $2,805,000 $1,925,000 -31.4% 0.1%
AMERITRUST MORTGAGE CORPORATION $1,925,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $1,915,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $1,755,000 $1,900,000 8.3% 0.1%
LEADERONE FINANCIAL CORPORATION $1,890,000 n/a 0.1%
GEORGIA'S OWN $3,140,000 $1,880,000 -40.1% 0.1%
ZILLOW HOME LOANS, LLC $2,355,000 $1,865,000 -20.8% 0.1%
PREMIER MORTGAGE RESOURCES, L.L.C. $890,000 $1,835,000 106.2% 0.1%
Provident Credit Union $5,240,000 $1,825,000 -65.2% 0.1%
ARC HOME LLC $1,780,000 $1,790,000 0.6% 0.1%
MORTGAGEONE, INC. $625,000 $1,735,000 177.6% 0.1%
First Federal Savings and Loan Association of San Rafael $5,250,000 $1,695,000 -67.7% 0.1%
Firefighters First Federal Credit Union $1,235,000 $1,685,000 36.4% 0.1%
Comerica Bank $2,625,000 $1,680,000 -36.0% 0.1%
FUNDLOANS CAPITAL $1,670,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $17,755,000 $1,660,000 -90.7% 0.1%
NBKC BANK $3,800,000 $1,650,000 -56.6% 0.1%
Axos Bank $4,155,000 $1,630,000 -60.8% 0.1%
Provident Savings Bank, F.S.B. $1,630,000 n/a 0.1%
BAY EQUITY LLC $7,400,000 $1,620,000 -78.1% 0.1%
MidFirst Bank $1,615,000 n/a 0.1%
Truist $7,250,000 $1,600,000 -77.9% 0.1%
The Federal Savings Bank $560,000 $1,500,000 167.9% 0.1%
VAL-CHRIS INVESTMENTS, INC. $1,475,000 n/a 0.1%
BECKAM FUNDING CORP. $1,190,000 $1,410,000 18.5% 0.0%
KeyBank $44,060,000 $1,350,000 -96.9% 0.0%
SPRING EQ, LLC $9,720,000 $1,345,000 -86.2% 0.0%
MICHIGAN MUTUAL, INC. $470,000 $1,280,000 172.3% 0.0%
VILLAGE CAPITAL MORTGAGE $1,885,000 $1,250,000 -33.7% 0.0%
NATIONWIDE EQUITIES CORPORATION $1,225,000 n/a 0.0%
Raymond James Bank $7,490,000 $1,200,000 -84.0% 0.0%
LOGIX FEDERAL CREDIT UNION $1,810,000 $1,180,000 -34.8% 0.0%
AMERISAVE MORTGAGE CORPORATION $21,780,000 $1,175,000 -94.6% 0.0%
Coastal Community Bank $1,155,000 n/a 0.0%
Watermark Capital, Inc. $5,580,000 $1,150,000 -79.4% 0.0%
OPEN MORTGAGE, LLC $8,065,000 $1,145,000 -85.8% 0.0%
COASTAL FUNDING SLC, INC. $2,860,000 $1,120,000 -60.8% 0.0%
Discover Bank $2,800,000 $1,115,000 -60.2% 0.0%
ACADEMY MORTGAGE CORPORATION $3,500,000 $1,100,000 -68.6% 0.0%
DATA MORTGAGE, INC. $1,075,000 n/a 0.0%
MLD MORTGAGE INC. $1,070,000 n/a 0.0%
RBC Bank, (Georgia) $1,035,000 n/a 0.0%
USAA Federal Savings Bank $2,475,000 $1,025,000 -58.6% 0.0%
Alaska USA Federal Credit Union $300,000 $1,015,000 238.3% 0.0%
HomeTrust Bank $740,000 $1,005,000 35.8% 0.0%
Vellum Mortgage, Inc. $980,000 n/a 0.0%
STANFORD Federal Credit Union $2,135,000 $940,000 -56.0% 0.0%
MACKILLIE INCORPORATED $920,000 n/a 0.0%
PANORAMA MORTGAGE GROUP, LLC $1,805,000 $920,000 -49.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $1,755,000 $900,000 -48.7% 0.0%
Merchants Mortgage & Trust Corporation $3,300,000 $900,000 -72.7% 0.0%
First National Bank of America $1,860,000 $880,000 -52.7% 0.0%
NFM, INC. $1,315,000 $870,000 -33.8% 0.0%
INTERCAP LENDING INC. $215,000 $865,000 302.3% 0.0%
PROPER RATE, LLC $865,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $625,000 $855,000 36.8% 0.0%
Prosperity Home Mortgage, LLC $2,335,000 $855,000 -63.4% 0.0%
North Coast Financial, Inc. $850,000 n/a 0.0%
Ally Bank $2,515,000 $820,000 -67.4% 0.0%
NP, Inc. $295,000 $815,000 176.3% 0.0%
TRAVIS CREDIT UNION $2,675,000 $815,000 -69.5% 0.0%
MK LENDING CORP. $800,000 n/a 0.0%
Servion, Inc. $425,000 $795,000 87.1% 0.0%
EMBRACE HOME LOANS, INC. $1,470,000 $785,000 -46.6% 0.0%
UNIVERSITY CREDIT UNION $790,000 $780,000 -1.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $980,000 $765,000 -21.9% 0.0%
MORIA DEVELOPMENT, INC. $755,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $880,000 $750,000 -14.8% 0.0%
HomeStreet Bank $1,090,000 $735,000 -32.6% 0.0%
CASTLE & COOKE MORTGAGE, LLC $545,000 $725,000 33.0% 0.0%
CERTIFIED $725,000 n/a 0.0%
First Federal Bank $725,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $2,655,000 $725,000 -72.7% 0.0%
SWBC MORTGAGE CORPORATION $725,000 n/a 0.0%
5TH STREET CAPITAL, INC. $3,555,000 $705,000 -80.2% 0.0%
NATIONS RELIABLE LENDING, LLC $615,000 $685,000 11.4% 0.0%
SACRAMENTO Credit Union $685,000 n/a 0.0%
Toyota Financial Savings Bank $685,000 n/a 0.0%
PREMIA MORTGAGE, LLC $680,000 n/a 0.0%
Advisors Mortgage Group, L.L.C. $670,000 n/a 0.0%
Greenbox Loans, Inc. $635,000 $665,000 4.7% 0.0%
HighTechLending Inc $1,265,000 $655,000 -48.2% 0.0%
Hometown Equity Mortgage, LLC $2,705,000 $655,000 -75.8% 0.0%
SUMMIT MORTGAGE CORPORATION $655,000 n/a 0.0%
The Huntington National Bank $655,000 n/a 0.0%
Franklin Loan Corporation $2,200,000 $645,000 -70.7% 0.0%
Logan Finance Corporation $645,000 n/a 0.0%
ENVOY MORTGAGE, LTD $7,390,000 $635,000 -91.4% 0.0%
Pivotal Capital Group II, LLC $2,150,000 $625,000 -70.9% 0.0%
EQUITY WAVE LENDING, INC. $610,000 n/a 0.0%
CHERRY CREEK MORTGAGE, LLC $3,015,000 $605,000 -79.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,535,000 $605,000 -60.6% 0.0%
VAN DYK MORTGAGE CORPORATION $605,000 n/a 0.0%
GTE Federal Credit Union $275,000 $600,000 118.2% 0.0%
CORNERSTONE HOME LENDING, INC. $2,295,000 $575,000 -74.9% 0.0%
Cache Valley Bank $565,000 n/a 0.0%
Self-Help Federal Credit Union $565,000 n/a 0.0%
Platinum Home Mortgage Corporation $1,000,000 $555,000 -44.5% 0.0%
PLUS RELOCATION MORTGAGE, LLC $515,000 n/a 0.0%
USE Credit Union $515,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,460,000 $505,000 -65.4% 0.0%
ON Q FINANCIAL, INC. $1,195,000 $485,000 -59.4% 0.0%
Bethpage Federal Credit Union $5,645,000 $475,000 -91.6% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $485,000 $475,000 -2.1% 0.0%
Pacific City Bank $555,000 $475,000 -14.4% 0.0%
Water and Power Community Credit Union $475,000 n/a 0.0%
The Northern Trust Company $6,600,000 $465,000 -93.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $4,580,000 $445,000 -90.3% 0.0%
NEW WAVE LENDING GROUP INC $435,000 n/a 0.0%
DAS Acquisition Company, LLC $405,000 n/a 0.0%
First Bank $655,000 $405,000 -38.2% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $405,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $3,245,000 $405,000 -87.5% 0.0%
KEYPOINT $2,270,000 $390,000 -82.8% 0.0%
First Savings Bank $3,875,000 $365,000 -90.6% 0.0%
CTBC Bank Corp. (USA) $345,000 n/a 0.0%
Connexus Credit Union $340,000 n/a 0.0%
AUGUSTA FINANCIAL, INC. $335,000 n/a 0.0%
NJ LENDERS CORP. $325,000 n/a 0.0%
USAlliance Federal Credit Union $325,000 n/a 0.0%
AFFINITY $305,000 n/a 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $285,000 $305,000 7.0% 0.0%
Bank of England $275,000 n/a 0.0%
MID-VALLEY SERVICES, INC. $275,000 n/a 0.0%
SILVER HILL FUNDING, LLC $275,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $16,865,000 $255,000 -98.5% 0.0%
FLAT BRANCH MORTGAGE, INC. $255,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $255,000 n/a 0.0%
Kwik Mortgage Corporation $505,000 $255,000 -49.5% 0.0%
MY MORTGAGE, INC. $255,000 n/a 0.0%
Magnolia Bank $970,000 $245,000 -74.7% 0.0%
Fifth Third Bank $885,000 $205,000 -76.8% 0.0%
Financial Partners Credit Union $2,270,000 $205,000 -91.0% 0.0%
MERIWEST $610,000 $205,000 -66.4% 0.0%
ALL REVERSE MORTGAGE, INC. $455,000 $175,000 -61.5% 0.0%
Operating Engineers Local Union #3 $4,145,000 $175,000 -95.8% 0.0%
Bank of Stockton $170,000 n/a 0.0%
GREATER NEVADA LLC $165,000 n/a 0.0%
Commercial Loan Corporation $305,000 $155,000 -49.2% 0.0%
Lakeview Community Capital, LLC $355,000 $140,000 -60.6% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $1,005,000 $135,000 -86.6% 0.0%
California Coast Credit Union $110,000 n/a 0.0%
TECHNOLOGY $255,000 $110,000 -56.9% 0.0%
HERITAGE COMMUNITY CREDIT UNION $105,000 n/a 0.0%
San Mateo Credit Union $2,295,000 $105,000 -95.4% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $105,000 n/a 0.0%
UNCLE Credit Union $95,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $845,000 $85,000 -89.9% 0.0%
SANTA CLARA COUNTY $85,000 n/a 0.0%
INTELLILOAN, INC. $945,000 $75,000 -92.1% 0.0%
LADERA LENDING, INC. $315,000 $75,000 -76.2% 0.0%
LOANPAL, LLC $3,010,000 $75,000 -97.5% 0.0%
ROYAL UNITED MORTGAGE LLC $65,000 n/a 0.0%
Deere Employees Credit Union $415,000 $55,000 -86.7% 0.0%
SALAL $1,755,000 $45,000 -97.4% 0.0%
Educational Employees Credit Union $35,000 n/a 0.0%
Signature Federal Credit Union $25,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $910,000 $25,000 -97.3% 0.0%

SANTA ROSA - PETALUMA's top lender by overall market share is REDWOOD, with 9.9% market share. In second place, with 8.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $245,185,000 in loans. In third place, with 6.1%, is JONES LANG LASALLE MULTIFAMILY, LLC, having originated $179,545,000 in loans. In fourth place, with 5.1%, is QUICKEN LOANS, LLC, having originated $149,665,000 in loans. In fifth place, with 4.7%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $138,290,000 in loans.


SANTA ROSA - PETALUMA Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $790,250 (10.2%) $1,231,307 (10.5%) 2.93 407
2018-02-01 $797,000 (9.9%) $1,200,558 (7.7%) 2.89 444
2018-03-01 $777,000 (5.1%) $1,196,027 (0.4%) 2.73 524
2018-04-01 $762,475 (0.3%) $1,189,317 (-8.9%) 2.59 617
2018-05-01 $792,000 (2.6%) $1,273,397 (0.0%) 2.64 760
2018-06-01 $749,000 (-3.9%) $1,211,005 (-4.7%) 2.50 923
2018-07-01 $736,000 (-2.5%) $1,150,500 (-6.8%) 2.46 1,086
2018-08-01 $699,463 (-7.3%) $1,107,243 (-11.2%) 2.34 1,172
2018-09-01 $709,500 (-10.6%) $1,100,755 (-13.9%) 2.38 1,208
2018-10-01 $699,000 (-14.2%) $1,101,423 (-15.8%) 2.37 1,177
2018-11-01 $699,000 (-15.5%) $1,115,671 (-17.8%) 2.37 1,105
2018-12-01 $689,990 (-16.8%) $1,113,843 (-15.4%) 2.38 896
2019-01-01 $681,500 (-13.8%) $1,078,741 (-12.4%) 2.35 725
2019-02-01 $688,800 (-13.6%) $1,114,305 (-7.2%) 2.33 700
2019-03-01 $720,857 (-7.2%) $1,201,613 (0.5%) 2.36 745
2019-04-01 $757,500 (-0.7%) $1,259,293 (5.9%) 2.41 868
2019-05-01 $791,250 (-0.1%) $1,335,282 (4.9%) 2.47 1,062
2019-06-01 $799,000 (6.7%) $1,365,346 (12.7%) 2.50 1,180
2019-07-01 $795,000 (8.0%) $1,335,856 (16.1%) 2.49 1,252
2019-08-01 $774,727 (10.8%) $1,301,705 (17.6%) 2.45 1,251
2019-09-01 $774,318 (9.1%) $1,292,898 (17.5%) 2.48 1,208
2019-10-01 $774,045 (10.7%) $1,284,433 (16.6%) 2.50 1,167
2019-11-01 $775,000 (10.9%) $1,278,268 (14.6%) 2.54 1,055
2019-12-01 $770,650 (11.7%) $1,253,128 (12.5%) 2.57 771
2020-01-01 $767,500 (12.6%) $1,194,224 (10.7%) 2.56 679
2020-02-01 $792,068 (15.0%) $1,168,486 (4.9%) 2.59 725
2020-03-01 $799,000 (10.8%) $1,205,979 (0.4%) 2.50 792
2020-04-01 $781,944 (3.2%) $1,176,971 (-6.5%) 2.45 790
2020-05-01 $769,000 (-2.8%) $1,146,057 (-14.2%) 2.34 999
2020-06-01 $763,750 (-4.4%) $1,228,384 (-10.0%) 2.25 1,024
2020-07-01 $784,248 (-1.4%) $1,299,527 (-2.7%) 2.27 899
2020-08-01 $799,000 (3.1%) $1,337,303 (2.7%) 2.29 786
2020-09-01 $808,500 (4.4%) $1,348,645 (4.3%) 2.32 704
2020-10-01 $839,000 (8.4%) $1,371,691 (6.8%) 2.40 781
2020-11-01 $809,975 (4.5%) $1,356,234 (6.1%) 2.37 807
2020-12-01 $799,999 (3.8%) $1,351,133 (7.8%) 2.38 666
2021-01-01 $799,000 (4.1%) $1,375,774 (15.2%) 2.39 556
2021-02-01 $827,000 (4.4%) $1,427,661 (22.2%) 2.41 530
2021-03-01 $822,000 (2.9%) $1,407,855 (16.7%) 2.33 563
2021-04-01 $859,225 (9.9%) $1,463,127 (24.3%) 2.33 622
2021-05-01 $887,000 (15.3%) $1,522,053 (32.8%) 2.36 680
2021-06-01 $877,000 (14.8%) $1,530,392 (24.6%) 2.31 760
2021-07-01 $865,000 (10.3%) $1,506,860 (16.0%) 2.28 763
2021-08-01 $849,713 (6.4%) $1,464,681 (9.5%) 2.27 767
2021-09-01 $875,000 (8.2%) $1,526,292 (13.2%) 2.33 744
2021-10-01 $895,000 (6.7%) $1,602,360 (16.8%) 2.39 670
2021-11-01 $897,000 (10.7%) $1,658,116 (22.3%) 2.40 500
2021-12-01 $912,498 (14.1%) $1,733,710 (28.3%) 2.47 352
2022-01-01 $929,000 (16.3%) $1,782,270 (29.6%) 2.51 257
2022-02-01 $954,500 (15.4%) $1,817,970 (27.3%) 2.48 294
2022-03-01 $989,500 (20.4%) $1,855,314 (31.8%) 2.48 369
2022-04-01 $995,000 (15.8%) $1,918,519 (31.1%) 2.37 415
2022-05-01 $975,000 (9.9%) $1,838,479 (20.8%) 2.23 547
2022-06-01 $965,625 (10.1%) $1,831,919 (19.7%) 2.15 615
2022-07-01 $950,000 (9.8%) $1,720,085 (14.2%) 2.14 688
2022-08-01 $946,500 (11.4%) $1,689,838 (15.4%) 2.19 710
2022-09-01 $940,500 (7.5%) $1,693,713 (11.0%) 2.20 718
2022-10-01 $919,000 (2.7%) $1,748,368 (9.1%) 2.16 730
2022-11-01 $932,225 (3.9%) $1,796,419 (8.3%) 2.24 643
2022-12-01 $899,925 (-1.4%) $1,725,602 (-0.5%) 2.22 507
2023-01-01 $917,500 (-1.2%) $1,786,403 (0.2%) 2.27 409
2023-02-01 $951,225 (-0.3%) $1,802,208 (-0.9%) 2.30 398
2023-03-01 $987,500 (-0.2%) $1,823,193 (-1.7%) 2.33 409
2023-04-01 $1,149,000 (15.5%) $1,989,093 (3.7%) 2.67 452
2023-05-01 $1,100,000 (12.8%) $1,990,353 (8.3%) 2.49 550
2023-06-01 $1,125,000 (16.5%) $1,935,415 (5.7%) 2.53 651
2023-07-01 $1,079,000 (13.6%) $1,864,039 (8.4%) 2.45 708
2023-08-01 $1,065,000 (12.5%) $1,858,746 (10.0%) 2.45 701
2023-09-01 $1,070,990 (13.9%) $1,893,877 (11.8%) 2.49 763
2023-10-01 $1,057,000 (15.0%) $1,894,714 (8.4%) 2.49 768
2023-11-01 $1,004,800 (7.8%) $1,892,938 (5.4%) 2.39 723
2023-12-01 $969,990 (7.8%) $1,786,960 (3.6%) 2.37 537
2024-01-01 $950,748 (3.6%) $1,759,251 (-1.5%) 2.32 453
2024-02-01 $970,000 (2.0%) $1,842,492 (2.2%) 2.33 445
2024-03-01 $989,000 (0.2%) $2,006,805 (10.1%) 2.33 503
2024-04-01 $1,019,750 (-11.3%) $2,023,210 (1.7%) 2.37 655
2024-05-01 $1,124,250 (2.2%) $2,069,918 (4.0%) 2.54 838
2024-06-01 $1,049,000 (-6.8%) $2,005,552 (3.6%) 2.36 955
2024-07-01 $997,498 (-7.6%) $1,933,505 (3.7%) 2.28 974
2024-08-01 $995,000 (-6.6%) $1,899,640 (2.2%) 2.31 960
2024-09-01 $1,039,255 (-3.0%) $1,927,853 (1.8%) 2.45 970
2024-10-01 $1,018,498 (-3.6%) $1,933,382 (2.0%) 2.40 954
2024-11-01 $1,000,000 (-0.5%) $1,978,781 (4.5%) 2.40 882
SANTA ROSA - PETALUMA's median listing price for 2024-11-01 was $1,000,000, a difference of $-4,800 (-0.5%) versus the prior year and $-18,498 versus the prior month.

SANTA ROSA - PETALUMA's median listing price comes in at 240% of the national average.

SANTA ROSA - PETALUMA's average listing price for 2024-11-01 was $1,978,781, a difference of $85,843 (4.5%) versus the prior year and $45,399 versus the prior month.

For the 2024-11-01 period, SANTA ROSA - PETALUMA had 882 MLS listings, a difference of -72 listings (-8%) versus the prior month and 159 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SANTA ROSA - PETALUMA (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 46 days 1,729 sqft
2018-02-01 29 days 1,837 sqft
2018-03-01 26 days 1,795 sqft
2018-04-01 25 days 1,762 sqft
2018-05-01 28 days 1,764 sqft
2018-06-01 31 days 1,748 sqft
2018-07-01 34 days 1,726 sqft
2018-08-01 41 days 1,699 sqft
2018-09-01 45 days 1,700 sqft
2018-10-01 52 days 1,700 sqft
2018-11-01 54 days 1,700 sqft
2018-12-01 65 days 1,683 sqft
2019-01-01 77 days 1,659 sqft
2019-02-01 71 days 1,668 sqft
2019-03-01 56 days 1,692 sqft
2019-04-01 34 days 1,736 sqft
2019-05-01 34 days 1,800 sqft
2019-06-01 43 days 1,813 sqft
2019-07-01 47 days 1,811 sqft
2019-08-01 54 days 1,812 sqft
2019-09-01 61 days 1,816 sqft
2019-10-01 66 days 1,819 sqft
2019-11-01 75 days 1,808 sqft
2019-12-01 86 days 1,798 sqft
2020-01-01 94 days 1,811 sqft
2020-02-01 68 days 1,849 sqft
2020-03-01 48 days 1,910 sqft
2020-04-01 55 days 1,861 sqft
2020-05-01 57 days 1,857 sqft
2020-06-01 45 days 1,862 sqft
2020-07-01 52 days 1,871 sqft
2020-08-01 51 days 1,903 sqft
2020-09-01 53 days 1,876 sqft
2020-10-01 45 days 1,883 sqft
2020-11-01 43 days 1,848 sqft
2020-12-01 56 days 1,815 sqft
2021-01-01 67 days 1,839 sqft
2021-02-01 54 days 1,865 sqft
2021-03-01 42 days 1,872 sqft
2021-04-01 44 days 1,898 sqft
2021-05-01 42 days 1,903 sqft
2021-06-01 42 days 1,889 sqft
2021-07-01 47 days 1,870 sqft
2021-08-01 51 days 1,846 sqft
2021-09-01 54 days 1,878 sqft
2021-10-01 57 days 1,884 sqft
2021-11-01 61 days 1,934 sqft
2021-12-01 70 days 1,938 sqft
2022-01-01 60 days 1,939 sqft
2022-02-01 35 days 1,901 sqft
2022-03-01 37 days 1,874 sqft
2022-04-01 40 days 1,915 sqft
2022-05-01 39 days 1,892 sqft
2022-06-01 44 days 1,895 sqft
2022-07-01 47 days 1,884 sqft
2022-08-01 52 days 1,849 sqft
2022-09-01 57 days 1,841 sqft
2022-10-01 61 days 1,841 sqft
2022-11-01 65 days 1,850 sqft
2022-12-01 79 days 1,826 sqft
2023-01-01 85 days 1,834 sqft
2023-02-01 69 days 1,887 sqft
2023-03-01 51 days 1,913 sqft
2023-04-01 51 days 1,997 sqft
2023-05-01 44 days 1,999 sqft
2023-06-01 46 days 2,023 sqft
2023-07-01 42 days 1,955 sqft
2023-08-01 46 days 1,982 sqft
2023-09-01 46 days 2,004 sqft
2023-10-01 48 days 1,999 sqft
2023-11-01 55 days 1,976 sqft
2023-12-01 68 days 1,937 sqft
2024-01-01 73 days 1,910 sqft
2024-02-01 57 days 1,922 sqft
2024-03-01 35 days 1,918 sqft
2024-04-01 30 days 1,963 sqft
2024-05-01 30 days 2,020 sqft
2024-06-01 37 days 1,916 sqft
2024-07-01 48 days 1,909 sqft
2024-08-01 54 days 1,875 sqft
2024-09-01 54 days 1,904 sqft
2024-10-01 54 days 1,924 sqft
2024-11-01 63 days 1,931 sqft
SANTA ROSA - PETALUMA's median listing age (time on market) for 2024-11-01 was 63 days. This is 15% longer than the same period one year ago.

SANTA ROSA - PETALUMA's median square footage for active listings during the 2024-11-01 period was 1,931 sqft. One year prior, the average listing was 1,976 sqft.

SANTA ROSA-PETALUMA, CA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
94515 Santa Rosa, CA MSA $1,330 $1,510 $1,990 $2,740 $2,850
94558 Santa Rosa, CA MSA $1,640 $1,860 $2,450 $3,370 $3,420
94574 Santa Rosa, CA MSA $1,600 $1,820 $2,390 $3,290 $3,330
94922 Santa Rosa, CA MSA $2,010 $2,260 $2,970 $4,090 $4,430
94923 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
94927 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
94928 Santa Rosa, CA MSA $1,580 $1,780 $2,340 $3,220 $3,490
94931 Santa Rosa, CA MSA $1,480 $1,660 $2,180 $3,000 $3,250
94945 Santa Rosa, CA MSA $1,990 $2,460 $2,940 $3,710 $4,040
94951 Santa Rosa, CA MSA $1,320 $1,480 $1,950 $2,690 $2,910
94952 Santa Rosa, CA MSA $1,910 $2,380 $2,880 $3,710 $4,040
94953 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
94954 Santa Rosa, CA MSA $1,910 $2,140 $2,820 $3,880 $4,200
94955 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
94972 Santa Rosa, CA MSA $1,910 $2,380 $2,880 $3,710 $4,040
94975 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
94999 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95401 Santa Rosa, CA MSA $1,380 $1,550 $2,040 $2,810 $3,040
95402 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95403 Santa Rosa, CA MSA $1,450 $1,630 $2,140 $2,950 $3,190
95404 Santa Rosa, CA MSA $1,370 $1,540 $2,030 $2,800 $3,030
95405 Santa Rosa, CA MSA $1,670 $1,880 $2,470 $3,400 $3,680
95406 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95407 Santa Rosa, CA MSA $1,330 $1,490 $1,960 $2,700 $2,920
95409 Santa Rosa, CA MSA $1,560 $1,750 $2,300 $3,170 $3,430
95412 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95416 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95419 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95421 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95425 Santa Rosa, CA MSA $1,280 $1,440 $1,890 $2,600 $2,850
95430 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95431 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95433 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95436 Santa Rosa, CA MSA $1,290 $1,440 $1,900 $2,620 $2,850
95439 Santa Rosa, CA MSA $1,540 $1,730 $2,270 $3,130 $3,390
95441 Santa Rosa, CA MSA $1,280 $1,440 $1,890 $2,600 $2,850
95442 Santa Rosa, CA MSA $1,390 $1,560 $2,060 $2,840 $3,070
95444 Santa Rosa, CA MSA $1,450 $1,630 $2,140 $2,950 $3,190
95445 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95446 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95448 Santa Rosa, CA MSA $1,540 $1,730 $2,280 $3,140 $3,400
95450 Santa Rosa, CA MSA $1,310 $1,480 $1,950 $2,680 $2,900
95452 Santa Rosa, CA MSA $1,500 $1,680 $2,220 $3,050 $3,260
95461 Santa Rosa, CA MSA $1,570 $1,780 $2,340 $3,230 $3,340
95462 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95465 Santa Rosa, CA MSA $1,810 $2,030 $2,670 $3,680 $3,980
95471 Santa Rosa, CA MSA $1,340 $1,500 $1,980 $2,730 $2,950
95472 Santa Rosa, CA MSA $1,450 $1,630 $2,140 $2,950 $3,190
95473 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95476 Santa Rosa, CA MSA $1,460 $1,640 $2,160 $2,970 $3,220
95480 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95486 Santa Rosa, CA MSA $1,240 $1,400 $1,840 $2,570 $2,850
95487 Santa Rosa, CA MSA $1,520 $1,710 $2,250 $3,100 $3,350
95492 Santa Rosa, CA MSA $1,790 $2,010 $2,640 $3,640 $3,930
95497 Santa Rosa, CA MSA $1,250 $1,410 $1,850 $2,570 $2,950

2022 Average & Median Rent Data Statistics
SANTA ROSA-PETALUMA, CA average 1BR rent: $1,694, median: $1,710
SANTA ROSA-PETALUMA, CA average 2BR rent: $2,213, median: $2,250
SANTA ROSA-PETALUMA, CA average 3BR rent: $3,038, median: $3,100

SANTA ROSA-PETALUMA, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,134 $1,987,620,000 $634,212
Home Improvement 994 $128,120,000 $128,893
Other 753 $183,765,000 $244,044
Cash Out Refi 700 $238,580,000 $340,829
Refi 381 $397,765,000 $1,044,003

Santa Rosa - Petaluma's most frequently cited loan purpose was Home Purchase, with 3,134 originations. The 2nd most popular reason was Home Improvement, with 994 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,134 $1,090,580,000 $511,050
Over 8% 1,428 $294,490,000 $206,225
7-8% 1,281 $594,435,000 $464,040
5-6% 877 $765,025,000 $872,320
4-5% 87 $108,845,000 $1,251,092
<2.5% 33 $4,775,000 $144,697
3-4% 11 $10,525,000 $956,818
2.5-3% 6 $2,720,000 $453,333

During 2023, Santa Rosa - Petaluma's most frequently originated rate bucket was 6-7%, with 2,134 originations.

Loan Sizing (SANTA ROSA-PETALUMA, CA MSA)

Loan Size Originations Total Value Average Loan
$600k-1000k 1,383 $1,011,185,000 $731,153
$400k-600k 1,245 $621,195,000 $498,952
$200k-400k 1,086 $310,570,000 $285,976
$100,000 or less 1,043 $60,195,000 $57,713
$100k-200k 875 $117,355,000 $134,120
$Over $1MM 330 $815,350,000 $2,470,758

SANTA ROSA - PETALUMA's loan sizing saw the bucket of loans from $600k-1000k with 1,383 originations, totaling $1,011,185,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
Under 20% 1,791 $183,325,000 $102,359
80-100% 1,342 $894,390,000 $666,461
60-80% 1,267 $907,465,000 $716,231
20-40% 740 $254,080,000 $343,351
40-60% 681 $431,465,000 $633,576
Over 100% 18 $191,220,000 $10,623,333

SANTA ROSA - PETALUMA's loan sizing saw loans grouped in the Under 20% Loan-to-value bucket with 1,791 originations, totaling $183,325,000 in origination value.