American National Bank Mortgage Rates, Fees & Info

Omaha, NE

LEI: VEQ70DCTAI4TBBHPYI39

Tax ID: 47-0486526

5 stars - out of 5 stars, based on 37 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

American National Bank is a smaller bank specializing in Home Purchase and Refi loans. American National Bank has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Omaha, Minneapolis, Phoenix, Lincoln, and Kansas City among others. American National Bank has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. American National Bank is typically a low fee lendor.


Originations

1,378

Origination Dollar Volume (All Markets)

$300,730,000

Employee count

528 Show all (6) awards

Relative Rate

American National Bank's average 30 year fixed rate mortgage of loans were 2.78%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.37%.

Relative Fees

American National Bank's average total fees for a 30 year fixed rate mortgage are $2,993.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1,123 $217,975,000 $194,101 $2,729 2.80%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 98 $50,660,000 $516,939 $2,718 3.65%
Outside of Metro Areas 92 $15,420,000 $167,609 $2,566 2.85%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,780,000 $445,000 $3,458 3.09%
LINCOLN, NE (FHA|USDA|VA) 7 $1,325,000 $189,286 $2,500 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $995,000 $331,667 $2,510 3.00%
Fremont, NE (FHA|USDA|VA) 4 $960,000 $240,000 $2,878 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $855,000 $855,000 $3,577 2.75%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $645,000 $645,000 $24,156 2.88%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $620,000 $310,000 $6,762 2.88%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 2 $560,000 $280,000 $3,932 3.65%
WICHITA, KS (FHA|USDA|VA) 1 $545,000 $545,000 $3,617 2.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $545,000 $545,000 $3,548 3.00%
Spirit Lake, IA (FHA|USDA|VA) 3 $525,000 $175,000 $2,890 3.50%
Brainerd, MN (FHA|USDA|VA) 1 $515,000 $515,000 $3,176 2.88%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 1 $495,000 $495,000 $2,343 3.00%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $485,000 $485,000 $3,190 3.63%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 1 $435,000 $435,000 $0 3.85%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $395,000 $395,000 $0 3.40%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $355,000 $118,333 $4,180 3.67%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $315,000 $315,000 $4,636 2.63%
TULSA, OK (FHA|USDA|VA) 1 $295,000 $295,000 $4,312 4.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2 $290,000 $145,000 $3,332 3.50%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $285,000 $285,000 $3,646 2.38%
BILLINGS, MT (FHA|USDA|VA) 1 $265,000 $265,000 $2,442 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 1 $265,000 $265,000 $2,125 2.63%
Hastings, NE (FHA|USDA|VA) 1 $245,000 $245,000 $1,674 2.88%
Norfolk, NE (FHA|USDA|VA) 2 $220,000 $110,000 $2,196 2.88%
Carroll, IA (FHA|USDA|VA) 2 $220,000 $110,000 $3,035 3.44%
DULUTH, MN-WI (FHA|USDA|VA) 1 $215,000 $215,000 $0 3.90%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $205,000 $205,000 $2,636 3.25%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,840 2.88%
Marshalltown, IA (FHA|USDA|VA) 1 $195,000 $195,000 $2,882 3.13%
EL PASO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $3,450 3.00%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $165,000 $165,000 $3,326 2.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $160,000 $80,000 $0 3.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,714 3.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,258 3.50%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,673 2.75%
Beatrice, NE (FHA|USDA|VA) 2 $150,000 $75,000 $2,352 2.00%
VALDOSTA, GA (FHA|USDA|VA) 1 $135,000 $135,000 $3,977 3.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.38%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.50%

American National Bank's top markets include Omaha, Minneapolis, Phoenix, Lincoln, and Kansas City among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,116 $247,790,000 $222,034 $2,040 2.88%
FHA 176 $30,100,000 $171,023 $5,672 2.89%
VA 82 $22,180,000 $270,488 $5,023 2.78%
USDA 4 $660,000 $165,000 $4,568 2.75%

For the 2021 period, American National Bank's most frequently originated loan type of loans were Conventional, with 1,116 originations. Their 2nd most popular type is FHA, with 176 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 886 $193,660,000 $218,578 $3,029 2.66%
Refi 245 $60,465,000 $246,796 $2,206 3.06%
Cash Out Refi 194 $40,750,000 $210,052 $2,625 3.29%
Home Improvement 35 $2,945,000 $84,143 $698 4.01%
Other 18 $2,910,000 $161,667 $1,433 4.23%

For the 2021, American National Bank's most frequently cited loan purpose of loans were Home Purchase, with 886 originations. The 2nd most popular reason of loans were Refi, with 245 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,071 $222,645,000 $207,885 $2,993 2.78%
15 Year 122 $24,680,000 $202,295 $2,119 3.02%
10 Year 70 $24,710,000 $353,000 $475 2.62%
5 Year 41 $13,395,000 $326,707 $265 3.98%
Other 33 $7,375,000 $223,485 $1,624 4.05%
20 Year 29 $5,695,000 $196,379 $2,091 3.11%
1 Year 11 $2,175,000 $197,727 $0 4.06%
3 Year 1 $55,000 $55,000 $0 3.99%

For the 2021, American National Bank's most frequently cited loan length of loans were 30 Year, with 1,071 originations. The 2nd most popular length of loans were 15 Year, with 122 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 796 $148,200,000 $186,181
$1k-2k 376 $78,170,000 $207,899
$2k-3k 53 $17,115,000 $322,925
$3k-4k 22 $7,100,000 $322,727
$5k+ 3 $1,285,000 $428,333

$2,993 of loans were American National Bank's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 796 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 542 $144,720,000 $267,011
2.5-3% 479 $110,165,000 $229,990
<2.5% 248 $25,530,000 $102,944
4-5% 96 $18,150,000 $189,063
5-6% 13 $2,165,000 $166,538

During 2021, American National Bank's average interest rate of loans were 2.78%, while their most frequently originated rate bucket of loans were 3-4%, with 542 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 471 $70,055,000 $148,737 $3,140 3.13%
$200k-400k 454 $125,690,000 $276,850 $3,368 3.09%
$100,000 or less 314 $11,520,000 $36,688 $894 2.03%
$400k-600k 110 $52,780,000 $479,818 $3,428 3.14%
$1MM+ 18 $32,780,000 $1,821,111 $5,817 3.67%
$600k-1MM 11 $7,905,000 $718,636 $7,546 3.70%

2021 saw American National Bank place emphasis on $100k-200k loans with 471 originations, totaling $70,055,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 318 $45,580,000 $143,333 $2,656 2.70%
$50k or less 309 $28,135,000 $91,052 $2,294 2.33%
$100k-150k 229 $57,875,000 $252,729 $3,028 3.09%
$75k-100k 208 $44,110,000 $212,067 $3,179 3.09%
$150k-250k 122 $37,440,000 $306,885 $2,968 3.27%
$250k+ 85 $40,965,000 $481,941 $3,140 3.26%

American National Bank lent most frequently to those with incomes in the $50k-75k range, with 318 originations. The second most popular income band? $50k or less, with 309 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 290 $63,030,000 $217,345 $2,534 2.90%
30-36% 280 $56,790,000 $202,821 $2,531 2.71%
<20% 89 $19,475,000 $218,820 $2,270 3.09%
44% 77 $13,925,000 $180,844 $2,687 2.71%
42% 55 $9,005,000 $163,727 $2,736 2.57%
41% 53 $9,825,000 $185,377 $2,631 2.79%
37% 53 $9,855,000 $185,943 $2,761 2.85%
43% 51 $10,825,000 $212,255 $3,177 2.89%
49% 40 $7,770,000 $194,250 $2,976 2.79%
39% 40 $7,850,000 $196,250 $2,273 3.03%
40% 39 $7,465,000 $191,410 $3,047 2.99%
38% 39 $6,835,000 $175,256 $2,680 2.48%
50-60% 37 $8,605,000 $232,568 $6,229 3.19%
36% 34 $4,380,000 $128,824 $2,328 2.70%
48% 30 $5,130,000 $171,000 $3,368 2.51%
47% 29 $5,415,000 $186,724 $3,109 3.09%
46% 26 $5,130,000 $197,308 $3,439 2.75%
45% 25 $4,725,000 $189,000 $3,353 3.05%
>60% 5 $1,275,000 $255,000 $2,327 4.42%

American National Bank lent most frequently to those with DTI ratios of 20-30%, with 290 originations. The next most common DTI ratio? 30-36%, with 280 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 1,152 $226,430,000 $196,554 $2,770 2.79%
Not applicable 60 $35,730,000 $595,500 $0 3.83%
Not provided 119 $28,295,000 $237,773 $2,329 3.18%
Asian 22 $5,050,000 $229,545 $2,809 3.00%
Black 20 $4,220,000 $211,000 $4,174 3.27%
American Indian 5 $1,005,000 $201,000 $2,404 3.28%

Approval Rates

Total approvals of all applications
93.84%

American National Bank has an average approval rate.

Pick Rate

Approvals leading to origination
78.17%

American National Bank has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 1,378 $300,730,000 $218,237

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,378 $300,730,000 $218,237

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 51 $7,965,000 $156,176 $1,674 3.57%
40-60% 143 $30,465,000 $213,042 $2,227 3.06%
60-80% 386 $107,380,000 $278,187 $2,623 3.26%
80-100% 595 $145,075,000 $243,824 $3,730 3.09%
Over 100% 11 $3,595,000 $326,818 $11,239 3.25%
Under 20% 185 $2,765,000 $14,946 $75 1.02%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
AMERICAN FINANCING CORPORATION VA mortgage Closing on a mortgage 1 8.3%
AMERICAN FINANCING CORPORATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%
AMERICAN FINANCING CORPORATION Conventional home mortgage Closing on a mortgage 3 25.0%
AMERICAN FINANCING CORPORATION FHA mortgage Struggling to pay mortgage 1 8.3%
AMERICAN FINANCING CORPORATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 25.0%
AMERICAN FINANCING CORPORATION VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 8.3%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
American National Bank 1204 Locust Street Carter Lake, IA 51510 Full Service B&M $18,792
American National Bank 101 Old Lincoln Highway Crescent, IA 51526 Full Service B&M $50,927
American National Bank 1100 East Fourth Avenue Shakopee, MN 55379 Full Service B&M $85,851
American National Bank 1155 Hadley Avenue North Oakdale, MN 55128 Full Service B&M $75,826
American National Bank 2650 West Broadway Council Bluffs, IA 51501 Full Service B&M $39,189
American National Bank 2711 N.E. Highway 10 Mounds View, MN 55112 Full Service B&M $154,656
American National Bank 3022 Willit Street Omaha, NE 68112 Full Service B&M $83,488
American National Bank 304 West Erie Street Missouri Valley, IA 51555 Full Service B&M $60,626
American National Bank 310 Broadway Tecumseh, NE 68450 Full Service B&M $34,785
American National Bank 3147 Ames Avenue Omaha, NE 68111 Full Service B&M $116,811
American National Bank 333 West Broadway Council Bluffs, IA 51503 Full Service B&M $208,100
American National Bank 363 Main Street Elk Creek, NE 68348 Full Service B&M $18,885
American National Bank 3707 N 144th St Omaha, NE 68116 Full Service B&M $202,420
American National Bank 3801 Vermaas Place Lincoln, NE 68502 Full Service B&M $58,166
American National Bank 4400 W 78th St Ste 100 Bloomington, MN 55435 Full Service B&M $90,381
American National Bank 600 Fifth Street Fairbury, NE 68352 Full Service B&M $45,827
American National Bank 600 South Saddle Creek Rd Omaha, NE 68106 Full Service Retail $105,848
American National Bank 663 University Ave W Saint Paul, MN 55104 Full Service B&M $205,574
American National Bank 707 4th Street Humboldt, NE 68376 Full Service B&M $26,858
American National Bank 7921 Dodge Street Omaha, NE 68114 Full Service B&M $62,276
American National Bank 8004 South 84th Street La Vista, NE 68128 Full Service B&M $45,732
American National Bank 805 Galvin Road South Bellevue, NE 68005 Full Service B&M $74,313
American National Bank 8155 L Street Ralston, NE 68127 Full Service B&M $105,774
American National Bank 8990 West Dodge Road Omaha, NE 68114 Limited, Mobile/Seasonal Office $0
American National Bank 8990 West Dodge Road Omaha, NE 68114 Full Service B&M $573,192
American National Bank 9009 Maple Street Omaha, NE 68134 Full Service B&M $63,750
American National Bank 903 Washington Ave S Minneapolis, MN 55415 Full Service B&M $349,955
American National Bank 920 Central Avenue Nebraska City, NE 68410 Full Service B&M $39,939
American National Bank 12048 Giles Road La Vista, NE 68128 Full Service B&M $175,357
American National Bank 13944 S Plaza Omaha, NE 68137 Full Service B&M $84,186
American National Bank 1413 South Washington Street Papillion, NE 68046 Limited, Mobile/Seasonal Office $0
American National Bank 1413 South Washington Street Papillion, NE 68046 Full Service B&M $86,826
American National Bank 14545 West Center Road Omaha, NE 68144 Full Service B&M $125,982
American National Bank 1600 West Broadway Council Bluffs, IA 51501 Full Service B&M $22,426
American National Bank 1740 Rice St Saint Paul, MN 55113 Full Service B&M $76,749
American National Bank 1818 Harlan Street Falls City, NE 68355 Full Service B&M $17,196
American National Bank 201 Bennett Avenue Council Bluffs, IA 51503 Full Service B&M $167,491
American National Bank 20412 Veterans Drive Elkhorn, NE 68022 Full Service B&M $95,758
American National Bank 20635 Highway 370 Gretna, NE 68028 Full Service B&M $57,356

For 2021, American National Bank had 39 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $173,136
Net interest income $164,403
Total noninterest income $23,148
Gross Fiduciary activities income $0
Service charges on deposit accounts $5,498
Trading account gains and fees $0
Additional Noninterest Income $17,650
Pre-tax net operating income $76,459
Securities gains (or losses, -) $-2,224
Income before extraordinary items $72,461
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $72,461
Minority interest net income $0
Net income $72,461
Sale, conversion, retirement of capital stock, net $0
Net operating income $74,640

American National Bank's gross interest income from loans was $173,136,000.
American National Bank's net interest income from loans was $164,403,000.
American National Bank's fee based income from loans was $5,498,000.
American National Bank's net income from loans was $72,461,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $8,733
Provision for credit losses $9,500
Total noninterest expense $101,592
Salaries and employee benefits $62,394
Premises and equipment expense $9,316
Additional noninterest expense $29,882
Applicable income taxes $1,774
Net charge-offs $-731
Cash dividends $54,305

American National Bank's interest expense for loans was $8,733,000.
American National Bank's payroll and benefits expense were $62,394,000.
American National Bank's property, plant and equipment expenses $9,316,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 0.0%
Real Estate loans 0.0%
Construction & Land Development loans 0.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 0.0%
1-4 family residential loans 0.0%
HELOC loans 0.0%
All other family 0.0%
Commercial & industrial loans 0.0%
Personal loans 0.0%
Credit card loans 1.1%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $4,196,192
Deposits held in domestic offices $4,196,192
Deposits by Individuals, partnerships, and corporations $3,725,037
Deposits by U.S. Government $3
Deposits by States and political subdivisions in the U.S. $404,939
Deposits by Commercial banks and other depository institutions in U.S. $66,213
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $2,165,226
Demand deposits $2,165,226
Nontransaction accounts $2,030,966
Money market deposit accounts (MMDAs) $1,233,166
Other savings deposits (excluding MMDAs) $439,274
Total time deposits $358,526
Total time and savings deposits $2,030,966
Noninterest-bearing deposits $1,401,072
Interest-bearing deposits $2,795,120
Retail deposits $3,910,491
IRAs and Keogh plan accounts $55,605
Brokered deposits $221,376
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $4,712,916
Cash & Balances due from depository institutions $133,418
Interest-bearing balances $110,698
Total securities $943,402
Federal funds sold & reverse repurchase $0
Net loans and leases $3,514,463
Loan and leases loss allowance $70,266
Trading account assets $0
Bank premises and fixed assets $38,634
Other real estate owned $0
Goodwill and other intangibles $29,954
All other assets $53,045

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $4,712,916
Total Liabilities $4,260,051
Total deposits $4,196,192
Interest-bearing deposits $2,795,120
Deposits held in domestic offices $4,196,192
% insured (estimated) $54
Federal funds purchased and repurchase agreements $28,677
Trading liabilities $0
Other borrowed funds $0
Subordinated debt $0
All other liabilities $35,182

Issued Loan Types

Type Value (in 000's)
Net loans and leases $3,514,463
Loan and leases loss allowance $70,266
Total loans and leases (domestic) $3,584,729
All real estate loans $1,761,540
Real estate loans in domestic offices $1,761,540
Construction and development loans $396,921
Residential 1-4 family construction $38,223
Other construction, all land development and other land $358,698
Loans secured by nonfarm nonresidential properties $933,898
Nonfarm nonresidential secured by owner-occupied properties $386,159
Commercial real estate & other non-farm, non-residential $547,739
Multifamily residential real estate $168,711
1-4 family residential loans $230,123
Farmland loans $31,887
Loans held in foreign offices $0
Farm loans $33,425
Commercial and industrial loans $918,517
To non-U.S. addressees $0
Loans to individuals $858,678
Credit card loans $3,462
Related Plans $5,932
Consumer Auto Loans $789,971
Other loans to individuals $59,313
All other loans & leases $12,569
Loans to foreign governments and official institutions $0
Other loans $4,052
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $7,122
Non 1-4 family restructured loans & leases $5,737
Total loans and leases (foreign) $0

American National Bank had $3,514,463,000 of loans outstanding in 2021. $1,761,540,000 of loans were in real estate loans. $396,921,000 of loans were in development loans. $168,711,000 of loans were in multifamily mortgage loans. $230,123,000 of loans were in 1-4 family mortgage loans. $33,425,000 of loans were in farm loans. $3,462,000 of loans were in credit card loans. $789,971,000 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 354 $91,776 $259,254
Nonfarm, nonresidential loans - <$100k 37 $1,059 $28,622
Nonfarm, nonresidential loans - $100-250k 106 $11,587 $109,311
Nonfarm, nonresidential loans - $250k-1MM 211 $79,130 $375,024
Commercial & Industrial, US addressed loans - <$1MM 3,140 $173,861 $55,370
Commercial & Industrial, US addressed loans - <$100k 2,539 $73,686 $29,022
Commercial & Industrial, US addressed loans - $100-250k 328 $29,090 $88,689
Commercial & Industrial, US addressed loans - $250k-1MM 273 $71,085 $260,385
Farmland loans - <$1MM 96 $11,315 $117,865
Farmland loans - <$100k 28 $915 $32,679
Farmland loans - $100-250k 37 $3,227 $87,216
Farmland loans - $250k-1MM 31 $7,173 $231,387
Agriculture operations loans - <$1MM 164 $10,083 $61,482
Agriculture operations loans - <$100k 88 $1,629 $18,511
Agriculture operations loans - $100-250k 50 $3,539 $70,780
Agriculture operations loans - $250k-1MM 26 $4,915 $189,038