Mason Mcduffie Mortgage Corporation Rates, Fees & Info
SAN FRANCISCO, CALEI: 549300UB5TJ0YPVPT503
Tax ID: 20-2693054
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Mason Mcduffie Mortgage Corporation is a small mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Mason Mcduffie Mortgage Corporation has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include San Francisco, Santa Cruz, San Jose, Sacramento, and Salinas among others. Mason Mcduffie Mortgage Corporation has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Mason Mcduffie Mortgage Corporation is typically a high fee lendor.Originations
4,082Origination Dollar Volume (All Markets)
$1,804,360,000Awards
MASON MCDUFFIE MORTGAGE CORPORATION - 2021
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For 2021, less than of lenders were eligible for this award.
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Relative Rate
Mason Mcduffie Mortgage Corporation's average 30 year fixed rate mortgage of loans were
3.04%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.11%.
Relative Fees
Mason Mcduffie Mortgage Corporation's average total fees for a 30 year fixed rate
mortgage are $6,737.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 672 | $412,540,000 | $613,899 | $7,626 | 2.96% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 386 | $210,680,000 | $545,803 | $8,735 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 260 | $166,320,000 | $639,692 | $8,193 | 3.02% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 410 | $148,110,000 | $361,244 | $4,690 | 2.97% |
| SALINAS, CA (FHA|USDA|VA) | 259 | $131,985,000 | $509,595 | $8,337 | 2.94% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 172 | $89,180,000 | $518,488 | $7,686 | 3.08% |
| RENO, NV (FHA|USDA|VA) | 220 | $72,850,000 | $331,136 | $4,585 | 3.05% |
| STOCKTON, CA (FHA|USDA|VA) | 147 | $63,425,000 | $431,463 | $7,269 | 3.00% |
| VISALIA, CA (FHA|USDA|VA) | 221 | $50,645,000 | $229,163 | $4,711 | 3.15% |
| VALLEJO, CA (FHA|USDA|VA) | 107 | $44,775,000 | $418,458 | $6,203 | 2.82% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 97 | $39,685,000 | $409,124 | $5,303 | 3.00% |
| MODESTO, CA (FHA|USDA|VA) | 116 | $32,440,000 | $279,655 | $5,488 | 3.04% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 59 | $30,715,000 | $520,593 | $7,779 | 2.92% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 70 | $28,720,000 | $410,286 | $4,866 | 3.02% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 70 | $26,530,000 | $379,000 | $7,044 | 3.11% |
| RICHMOND, VA (FHA|USDA|VA) | 98 | $25,810,000 | $263,367 | $4,464 | 3.01% |
| Outside of Metro Areas | 57 | $16,265,000 | $285,351 | $5,131 | 3.00% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 65 | $16,125,000 | $248,077 | $4,679 | 3.05% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 26 | $13,850,000 | $532,692 | $6,584 | 3.03% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 30 | $12,940,000 | $431,333 | $5,329 | 3.00% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 21 | $12,235,000 | $582,619 | $6,126 | 3.26% |
| FRESNO, CA (FHA|USDA|VA) | 37 | $11,135,000 | $300,946 | $4,871 | 3.11% |
| CHICO, CA (FHA|USDA|VA) | 34 | $10,380,000 | $305,294 | $4,913 | 3.06% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 30 | $8,310,000 | $277,000 | $5,241 | 2.94% |
| MERCED, CA (FHA|USDA|VA) | 35 | $8,215,000 | $234,714 | $4,967 | 2.93% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 19 | $6,785,000 | $357,105 | $4,778 | 2.99% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 6 | $6,460,000 | $1,076,667 | $5,204 | 2.98% |
| NAPA, CA (FHA|USDA|VA) | 12 | $5,370,000 | $447,500 | $4,876 | 3.01% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 12 | $4,820,000 | $401,667 | $5,898 | 2.95% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 14 | $4,460,000 | $318,571 | $4,181 | 3.28% |
| Hilo, HI (FHA|USDA|VA) | 8 | $4,360,000 | $545,000 | $6,783 | 2.97% |
| MADERA, CA (FHA|USDA|VA) | 15 | $4,265,000 | $284,333 | $5,858 | 3.23% |
| Fernley, NV (FHA|USDA|VA) | 16 | $3,940,000 | $246,250 | $4,541 | 2.89% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 17 | $3,835,000 | $225,588 | $5,564 | 3.07% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 9 | $3,765,000 | $418,333 | $4,935 | 2.86% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 8 | $3,500,000 | $437,500 | $9,286 | 2.72% |
| TULSA, OK (FHA|USDA|VA) | 12 | $2,940,000 | $245,000 | $5,374 | 2.93% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $2,895,000 | $2,895,000 | $12,615 | 2.25% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 13 | $2,835,000 | $218,077 | $4,000 | 3.12% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 7 | $2,695,000 | $385,000 | $3,700 | 3.27% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 8 | $2,630,000 | $328,750 | $5,355 | 3.25% |
| ROANOKE, VA (FHA|USDA|VA) | 16 | $2,590,000 | $161,875 | $4,328 | 3.26% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $6,995 | 3.20% |
| Brookings, OR (FHA|USDA|VA) | 8 | $2,370,000 | $296,250 | $5,805 | 3.17% |
| VICTORIA, TX (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $5,044 | 2.82% |
| BEND, OR (FHA|USDA|VA) | 4 | $2,250,000 | $562,500 | $7,622 | 3.03% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $4,189 | 3.10% |
| Sonora, CA (FHA|USDA|VA) | 6 | $2,050,000 | $341,667 | $6,014 | 3.04% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 8 | $2,020,000 | $252,500 | $3,990 | 2.81% |
| YUBA CITY, CA (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $4,415 | 2.62% |
| CORVALLIS, OR (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $4,904 | 3.88% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 5 | $1,665,000 | $333,000 | $9,272 | 2.92% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $3,301 | 3.17% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $6,059 | 3.20% |
| REDDING, CA (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $4,325 | 2.85% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $15,911 | 2.63% |
| Astoria, OR (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $4,260 | 3.58% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,962 | 3.21% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,804 | 3.41% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $6,501 | 2.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $7,218 | 2.92% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $3,715 | 3.00% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $3,724 | 2.92% |
| Red Bluff, CA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $6,445 | 2.96% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $745,000 | $745,000 | $8,614 | 3.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $4,291 | 3.37% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $6,674 | 3.54% |
| BOISE CITY, ID (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,055 | 3.31% |
| Outside of Metro Areas | 2 | $580,000 | $290,000 | $4,329 | 2.94% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $6,915 | 2.88% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,229 | 2.63% |
| Fallon, NV (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $6,862 | 2.50% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,500 | 2.25% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $4,981 | 3.92% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,893 | 2.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,051 | 3.13% |
| Centralia, WA (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $4,522 | 2.99% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $10,735 | 3.00% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $3,424 | 4.00% |
| Bozeman, MT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,300 | 3.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $8,059 | 3.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,438 | 2.88% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,857 | 2.83% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,277 | 3.00% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,345 | 3.63% |
| SALEM, OR (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,586 | 3.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,475 | 3.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,492 | 2.75% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $4,638 | 3.00% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,672 | 3.37% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,665 | 3.37% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,169 | 2.75% |
| PITTSBURGH, PA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,838 | 2.50% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,990 | 2.38% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,941 | 3.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,977 | 2.75% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,132 | 2.87% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,203 | 3.00% |
| Roseburg, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,553 | 2.99% |
| Harrison, AR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,101 | 2.88% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,473 | 2.25% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,140 | 2.75% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,418 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,473 | 3.00% |
| READING, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,462 | 2.88% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,882 | 2.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,094 | 2.38% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,791 | 2.50% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,137 | 2.88% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,051 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,922 | 3.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,644 | 3.25% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,154 | 3.88% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,489 | 3.25% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,828 | 3.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,289 | 2.88% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,003 | 3.50% |
| DOVER, DE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,660 | 3.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,687 | 2.88% |
Mason Mcduffie Mortgage Corporation's top markets include San Francisco, Santa Cruz, San Jose, Sacramento, and Salinas among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 3,514 | $1,566,960,000 | $445,919 | $5,806 | 3.04% |
| FHA | 344 | $139,150,000 | $404,506 | $12,173 | 2.92% |
| VA | 197 | $92,375,000 | $468,909 | $9,114 | 2.60% |
| USDA | 27 | $5,875,000 | $217,593 | $5,998 | 2.98% |
For the 2021 period, Mason Mcduffie Mortgage Corporation's most frequently originated loan type of loans were Conventional, with 3,514 originations. Their 2nd most popular type is FHA, with 344 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 1,648 | $809,760,000 | $491,359 | $8,016 | 3.01% |
| Refi | 1,392 | $578,490,000 | $415,582 | $5,077 | 2.92% |
| Cash Out Refi | 1,042 | $416,110,000 | $399,338 | $5,959 | 3.12% |
For the 2021, Mason Mcduffie Mortgage Corporation's most frequently cited loan purpose of loans were Home Purchase, with 1,648 originations. The 2nd most popular reason of loans were Refi, with 1,392 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 3,668 | $1,673,230,000 | $456,170 | $6,737 | 3.04% |
| 15 Year | 264 | $83,420,000 | $315,985 | $4,111 | 2.61% |
| 20 Year | 83 | $25,715,000 | $309,819 | $4,608 | 2.85% |
| Other | 48 | $16,520,000 | $344,167 | $4,060 | 2.90% |
| 10 Year | 18 | $5,460,000 | $303,333 | $4,790 | 2.44% |
| 3 Year | 1 | $15,000 | $15,000 | $0 | 0.00% |
For the 2021, Mason Mcduffie Mortgage Corporation's most frequently cited loan length of loans were 30 Year, with 3,668 originations. The 2nd most popular length of loans were 15 Year, with 264 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 2,284 | $941,960,000 | $412,417 |
| $5k+ | 695 | $415,825,000 | $598,309 |
| $3k-4k | 517 | $236,395,000 | $457,244 |
| $2k-3k | 466 | $184,600,000 | $396,137 |
| $<1k | 118 | $24,870,000 | $210,763 |
$6,737 of loans were Mason Mcduffie Mortgage Corporation's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 2,284 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,867 | $848,945,000 | $454,711 |
| 3-4% | 1,686 | $745,950,000 | $442,438 |
| <2.5% | 465 | $186,755,000 | $401,624 |
| 4-5% | 64 | $22,710,000 | $354,844 |
During 2021, Mason Mcduffie Mortgage Corporation's average interest rate of loans were 3.04%, while their most frequently originated rate bucket of loans were 2.5-3%, with 1,867 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 1,491 | $448,115,000 | $300,547 | $5,233 | 3.03% |
| $400k-600k | 1,228 | $604,000,000 | $491,857 | $6,686 | 3.01% |
| $600k-1MM | 682 | $499,530,000 | $732,449 | $10,160 | 3.04% |
| $100k-200k | 477 | $74,825,000 | $156,866 | $3,891 | 3.11% |
| $1MM+ | 122 | $174,570,000 | $1,430,902 | $12,453 | 2.93% |
| $100,000 or less | 82 | $3,320,000 | $40,488 | $1,543 | 1.63% |
2021 saw Mason Mcduffie Mortgage Corporation place emphasis on $200k-400k loans with 1,491 originations, totaling $448,115,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 1,113 | $491,825,000 | $441,891 | $6,651 | 3.02% |
| $150k-250k | 884 | $472,960,000 | $535,023 | $7,187 | 3.04% |
| $75k-100k | 673 | $241,245,000 | $358,462 | $6,028 | 2.98% |
| $50k-75k | 650 | $179,810,000 | $276,631 | $5,276 | 3.00% |
| $250k+ | 409 | $328,575,000 | $803,362 | $8,686 | 3.00% |
| $50k or less | 278 | $56,770,000 | $204,209 | $4,531 | 3.03% |
Mason Mcduffie Mortgage Corporation lent most frequently to those with incomes in the $100k-150k range, with 1,113 originations. The second most popular income band? $150k-250k, with 884 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 754 | $320,980,000 | $425,703 | $5,678 | 2.97% |
| 30-36% | 740 | $330,540,000 | $446,676 | $6,241 | 3.00% |
| <20% | 260 | $93,700,000 | $360,385 | $4,397 | 2.75% |
| 42% | 202 | $94,220,000 | $466,436 | $6,825 | 3.12% |
| 44% | 193 | $82,935,000 | $429,715 | $6,545 | 3.15% |
| 41% | 166 | $79,870,000 | $481,145 | $6,583 | 3.08% |
| 38% | 163 | $83,745,000 | $513,773 | $6,422 | 3.05% |
| 50-60% | 161 | $70,655,000 | $438,851 | $11,420 | 2.96% |
| 49% | 161 | $76,415,000 | $474,627 | $7,342 | 3.01% |
| 40% | 156 | $72,470,000 | $464,551 | $6,882 | 3.09% |
| 43% | 142 | $57,450,000 | $404,577 | $6,035 | 3.11% |
| 36% | 137 | $64,245,000 | $468,942 | $6,510 | 2.99% |
| 39% | 137 | $64,645,000 | $471,861 | $7,238 | 3.05% |
| 37% | 133 | $62,025,000 | $466,353 | $6,233 | 2.96% |
| 46% | 130 | $56,060,000 | $431,231 | $7,249 | 3.07% |
| 48% | 127 | $55,105,000 | $433,898 | $6,890 | 3.10% |
| 45% | 124 | $55,260,000 | $445,645 | $6,970 | 3.04% |
| 47% | 122 | $51,460,000 | $421,803 | $6,566 | 3.10% |
| >60% | 9 | $5,395,000 | $599,444 | $13,364 | 3.15% |
Mason Mcduffie Mortgage Corporation lent most frequently to those with DTI ratios of 20-30%, with 754 originations. The next most common DTI ratio? 30-36%, with 740 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 2,780 | $1,176,260,000 | $423,115 | $6,185 | 3.01% |
| Not provided | 710 | $337,310,000 | $475,085 | $7,253 | 2.98% |
| Asian | 324 | $171,260,000 | $528,580 | $6,868 | 3.00% |
| Black | 164 | $68,860,000 | $419,878 | $7,138 | 3.07% |
| Asian Indian | 21 | $14,175,000 | $675,000 | $7,288 | 2.97% |
| Filipino | 24 | $11,850,000 | $493,750 | $8,717 | 2.88% |
| American Indian | 27 | $10,045,000 | $372,037 | $6,505 | 3.00% |
| Native Hawaiian | 20 | $9,510,000 | $475,500 | $6,050 | 3.18% |
| Chinese | 2 | $1,530,000 | $765,000 | $7,167 | 3.37% |
| Vietnamese | 1 | $1,275,000 | $1,275,000 | $23,967 | 2.50% |
| Korean | 1 | $825,000 | $825,000 | $5,880 | 3.00% |
| Other Pacific Islander | 2 | $780,000 | $390,000 | $4,516 | 3.50% |
| Guamanian | 3 | $545,000 | $181,667 | $375 | 1.79% |
| Japanese | 3 | $135,000 | $45,000 | $1,062 | 1.29% |
Approval Rates
Total approvals of all applications94.19%
Mason Mcduffie Mortgage Corporation has an average approval rate.
Pick Rate
Approvals leading to origination73.46%
Mason Mcduffie Mortgage Corporation has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,082 | $1,804,360,000 | $442,028 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,082 | $1,804,360,000 | $442,028 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 390 | $116,710,000 | $299,256 | $4,880 | 2.93% |
| 40-60% | 884 | $360,830,000 | $408,179 | $5,249 | 2.95% |
| 60-80% | 1,481 | $716,565,000 | $483,839 | $6,369 | 3.10% |
| 80-100% | 1,207 | $584,395,000 | $484,171 | $8,046 | 3.05% |
| Over 100% | 26 | $16,490,000 | $634,231 | $23,417 | 2.60% |
| Under 20% | 94 | $9,370,000 | $99,681 | $1,947 | 1.81% |
