Top Flite Financial Mortgage Rates, Fees & Info
WILLIAMSTON, MILEI: 54930030Z1JWTP3SVD16
Tax ID: 13-4225190
1 stars - Updated: 4/5/25
-
out of 5 stars, based on 50 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Top Flite Financial is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. They have a a high proportion of FHA loans. Top Flite Financial has an average proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Tampa, Las Vegas, Atlanta, Charlotte, and Phoenix among others. We have data for 407 markets. (Some data included below & more in-depth data is available with an active subscription.)Top Flite Financial has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Top Flite Financial is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| 30 Year Conventional Purchase | 6.57% | 4/5/25 |
| 30 Year Conventional Refi | 7.02% | 4/5/25 |
| 30 Year Cash-out Refi | 7.46% | 4/5/25 |
| 30 Year FHA Purchase | 7.67% | 4/5/25 |
| 30 Year FHA Refi | 7.45% | 4/5/25 |
| 30 Year VA Purchase | 6.73% | 4/5/25 |
| 30 Year VA Refi | 6.51% | 4/5/25 |
| 30 Year USDA Purchase | 7.60% | 4/5/25 |
| 15 Year Conventional Purchase | 6.91% | 4/5/25 |
| 15 Year Conventional Refi | 6.87% | 4/5/25 |
| 15 Year Cash-out Refi | 6.87% | 4/5/25 |
| 15 Year FHA Purchase | 7.45% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Top Flite Financial Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Top Flite Financial. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,469Origination Dollar Volume (All Markets)
$561,935,000Relative Rate
Top Flite Financial's average 30 year fixed mortgage rate was
6.59%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.04%.
Relative Fees (Closing Costs)
Top Flite Financial's average total fees/closing costs for a 30 year fixed rate
mortgage were $12,499.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 162 | $44,840,000 | $276,790 | $9,734 | 5.92% |
| Outside of Metro Areas | 182 | $34,540,000 | $189,780 | $13,428 | 6.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 71 | $24,945,000 | $351,338 | $13,907 | 6.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 92 | $23,680,000 | $257,391 | $17,008 | 6.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 70 | $19,260,000 | $275,143 | $14,600 | 6.84% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 55 | $17,275,000 | $314,091 | $14,775 | 6.80% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 48 | $15,590,000 | $324,792 | $15,123 | 6.01% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 56 | $11,110,000 | $198,393 | $11,259 | 6.89% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 38 | $8,820,000 | $232,105 | $10,014 | 6.82% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 40 | $7,370,000 | $184,250 | $13,721 | 6.77% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 36 | $6,790,000 | $188,611 | $13,742 | 6.92% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $6,515,000 | $158,902 | $9,843 | 6.93% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 14 | $6,470,000 | $462,143 | $32,848 | 6.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 23 | $6,325,000 | $275,000 | $10,151 | 6.16% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 34 | $6,250,000 | $183,824 | $13,601 | 6.93% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 32 | $6,160,000 | $192,500 | $13,996 | 6.92% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 28 | $6,090,000 | $217,500 | $16,807 | 6.82% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 18 | $5,530,000 | $307,222 | $16,712 | 7.02% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 28 | $5,430,000 | $193,929 | $12,881 | 6.80% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $17,267 | 6.38% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 17 | $5,175,000 | $304,412 | $21,872 | 6.93% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 15 | $5,075,000 | $338,333 | $24,151 | 6.75% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $5,070,000 | $281,667 | $14,727 | 6.66% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $4,850,000 | $303,125 | $11,404 | 4.94% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 10 | $4,560,000 | $456,000 | $27,436 | 6.54% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 7 | $4,375,000 | $625,000 | $14,042 | 6.61% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 19 | $4,325,000 | $227,632 | $15,999 | 6.84% |
| COLUMBUS, OH (FHA|USDA|VA) | 25 | $4,235,000 | $169,400 | $12,349 | 6.95% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 16 | $4,100,000 | $256,250 | $13,893 | 6.91% |
| KNOXVILLE, TN (FHA|USDA|VA) | 16 | $4,010,000 | $250,625 | $14,262 | 6.62% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $3,970,000 | $248,125 | $14,930 | 6.76% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $3,950,000 | $493,750 | $29,088 | 6.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 19 | $3,915,000 | $206,053 | $11,007 | 7.06% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 12 | $3,670,000 | $305,833 | $22,543 | 6.68% |
| PITTSBURGH, PA (FHA|USDA|VA) | 21 | $3,595,000 | $171,190 | $14,255 | 6.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $18,479 | 7.06% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 15 | $3,315,000 | $221,000 | $14,483 | 7.11% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 17 | $3,295,000 | $193,824 | $12,046 | 7.04% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 14 | $3,250,000 | $232,143 | $17,284 | 6.96% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 11 | $3,235,000 | $294,091 | $21,024 | 6.68% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 7 | $3,075,000 | $439,286 | $23,805 | 6.73% |
| RICHMOND, VA (FHA|USDA|VA) | 12 | $3,030,000 | $252,500 | $18,818 | 6.75% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 14 | $2,730,000 | $195,000 | $14,048 | 6.84% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 11 | $2,595,000 | $235,909 | $8,764 | 6.78% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,520,000 | $252,000 | $19,739 | 6.97% |
| LOUISVILLE, KY (FHA|USDA|VA) | 16 | $2,510,000 | $156,875 | $10,831 | 6.93% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $20,531 | 6.81% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,395,000 | $479,000 | $26,662 | 6.73% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 14 | $2,140,000 | $152,857 | $10,974 | 6.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 12 | $2,130,000 | $177,500 | $13,801 | 7.07% |
| TULSA, OK (FHA|USDA|VA) | 9 | $2,065,000 | $229,444 | $8,697 | 6.62% |
| WICHITA, KS (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $12,128 | 6.70% |
| BOISE CITY, ID (FHA|USDA|VA) | 6 | $2,020,000 | $336,667 | $20,719 | 6.90% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 8 | $2,000,000 | $250,000 | $17,229 | 6.75% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $21,493 | 6.96% |
| BAY CITY, MI (FHA|USDA|VA) | 17 | $1,915,000 | $112,647 | $5,680 | 6.97% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 11 | $1,895,000 | $172,273 | $11,998 | 6.90% |
| Holland, MI (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $9,275 | 6.86% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $14,511 | 6.89% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $18,205 | 7.09% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $15,177 | 6.95% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 8 | $1,790,000 | $223,750 | $15,900 | 6.78% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,765,000 | $353,000 | $22,379 | 6.90% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 8 | $1,760,000 | $220,000 | $15,715 | 6.90% |
| MODESTO, CA (FHA|USDA|VA) | 5 | $1,735,000 | $347,000 | $20,757 | 6.97% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $12,390 | 7.00% |
| London, KY (FHA|USDA|VA) | 9 | $1,675,000 | $186,111 | $9,409 | 6.83% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $21,953 | 6.85% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $11,092 | 6.92% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $16,152 | 7.07% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $13,184 | 6.92% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $1,625,000 | $180,556 | $10,238 | 6.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $18,474 | 6.54% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $15,585 | 6.25% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $16,088 | 7.06% |
| FRESNO, CA (FHA|USDA|VA) | 5 | $1,575,000 | $315,000 | $18,663 | 6.70% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $1,575,000 | $225,000 | $10,467 | 6.95% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 10 | $1,570,000 | $157,000 | $12,514 | 6.79% |
| TOLEDO, OH (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $13,092 | 7.04% |
| VISALIA, CA (FHA|USDA|VA) | 6 | $1,540,000 | $256,667 | $15,685 | 6.81% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $15,377 | 7.00% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $21,446 | 6.95% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $22,295 | 6.63% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $15,971 | 6.77% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $1,470,000 | $183,750 | $10,802 | 6.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $16,733 | 6.60% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $9,997 | 6.55% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $15,279 | 6.83% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 7 | $1,385,000 | $197,857 | $15,851 | 7.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $16,831 | 6.81% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $12,062 | 7.10% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $20,342 | 6.73% |
| LANCASTER, PA (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $18,488 | 6.98% |
| MOBILE, AL (FHA|USDA|VA) | 10 | $1,340,000 | $134,000 | $10,881 | 6.95% |
| AKRON, OH (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $9,698 | 7.11% |
| OCALA, FL (FHA|USDA|VA) | 7 | $1,185,000 | $169,286 | $8,708 | 5.77% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $10,452 | 6.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $9,947 | 6.85% |
| SAVANNAH, GA (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $13,879 | 7.10% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 10 | $1,170,000 | $117,000 | $10,447 | 6.91% |
| NILES, MI (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $7,487 | 7.09% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 10 | $1,150,000 | $115,000 | $10,190 | 7.10% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $16,097 | 6.63% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,115,000 | $1,115,000 | $695 | 6.75% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $4,807 | 6.75% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $63,208 | 6.75% |
| TUCSON, AZ (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $20,550 | 6.81% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $15,425 | 6.92% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 6 | $1,050,000 | $175,000 | $14,303 | 6.54% |
| MONROE, MI (FHA|USDA|VA) | 5 | $1,025,000 | $205,000 | $13,391 | 7.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $11,288 | 7.19% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $19,413 | 6.44% |
| Paducah, KY-IL (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,820 | 6.81% |
| FLINT, MI (FHA|USDA|VA) | 7 | $1,015,000 | $145,000 | $11,562 | 6.68% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $11,982 | 6.87% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $23,650 | 6.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $990,000 | $165,000 | $13,343 | 6.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 5 | $975,000 | $195,000 | $11,079 | 7.10% |
| Richmond-Berea, KY (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $11,312 | 6.68% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $14,459 | 7.03% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $17,238 | 7.38% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $11,232 | 6.94% |
| Jacksonville, IL (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $7,603 | 6.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $16,377 | 6.97% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $24,922 | 6.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $12,506 | 6.93% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $14,771 | 6.75% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $14,493 | 7.13% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $18,763 | 6.83% |
| READING, PA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $18,762 | 6.67% |
| Klamath Falls, OR (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $18,235 | 7.04% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $27,383 | 7.06% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $16,203 | 7.38% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $17,456 | 6.83% |
| YUBA CITY, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $14,650 | 6.83% |
| GAINESVILLE, FL (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $12,038 | 6.78% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $10,344 | 7.00% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $16,498 | 6.67% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $13,346 | 6.78% |
| ASHEVILLE, NC (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $11,311 | 7.00% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $10,737 | 7.06% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $33,551 | 6.99% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $19,803 | 7.13% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $15,649 | 6.92% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $12,546 | 6.58% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $7,429 | 7.33% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $10,868 | 6.84% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $14,336 | 6.92% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $9,312 | 6.75% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $17,729 | 6.81% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $21,034 | 7.13% |
| GREENVILLE, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $13,716 | 6.96% |
| Cadillac, MI (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $11,404 | 6.25% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $19,206 | 6.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $14,773 | 6.88% |
| Farmington, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $12,907 | 6.58% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $11,056 | 6.62% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $19,975 | 6.94% |
| JACKSON, MI (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $8,265 | 6.65% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,606 | 7.38% |
| Fort Morgan, CO (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,796 | 4.46% |
| MADISON, WI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $18,614 | 7.13% |
| Heber, UT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $12,113 | 6.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $28,542 | 6.63% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $10,856 | 6.84% |
| LONGVIEW, WA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $19,726 | 6.50% |
| Whitewater, WI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $13,096 | 6.92% |
| Big Rapids, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $12,449 | 6.92% |
| SUMTER, SC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $9,123 | 7.13% |
| Salem, OH (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $16,328 | 7.19% |
| Wooster, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $12,913 | 7.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $13,831 | 6.94% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $28,335 | 6.75% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,585 | 7.04% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,235 | 6.91% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $11,878 | 6.58% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $18,158 | 7.06% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $11,276 | 6.81% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $17,888 | 7.13% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $15,863 | 6.69% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $12,863 | 7.04% |
| GREEN BAY, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $17,829 | 6.94% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $16,044 | 7.31% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $8,761 | 7.03% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $22,327 | 6.25% |
| SALEM, OR (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $18,255 | 6.63% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $31,352 | 6.25% |
| LIMA, OH (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $9,124 | 7.15% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $14,991 | 6.81% |
| JOPLIN, MO (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $9,928 | 6.84% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $10,099 | 7.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $15,383 | 6.69% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $12,460 | 6.94% |
| GRANTS PASS, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $16,438 | 6.62% |
| ALTOONA, PA (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $12,390 | 6.92% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $29,679 | 7.38% |
| Murray, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $6,764 | 6.56% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $9,323 | 7.06% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $8,953 | 6.71% |
| Madisonville, KY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $6,991 | 7.08% |
| Bellefontaine, OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $28,245 | 6.25% |
| STAUNTON, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,692 | 7.13% |
| DuBois, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $15,625 | 6.94% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $15,666 | 7.00% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $14,838 | 6.94% |
| Lake City, FL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $10,839 | 7.21% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $10,323 | 6.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $10,578 | 6.92% |
| ERIE, PA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $11,255 | 7.00% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $9,140 | 6.83% |
| Danville, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $10,132 | 7.06% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $26,361 | 6.25% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,288 | 6.75% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $16,011 | 7.06% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $13,724 | 6.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $13,173 | 7.00% |
| MONROE, LA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $14,450 | 6.69% |
| MONTGOMERY, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $9,810 | 6.87% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $24,472 | 7.00% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $12,224 | 6.56% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $9,300 | 7.12% |
| CHICO, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,715 | 6.75% |
| STOCKTON, CA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $10,585 | 6.88% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $24,325 | 6.00% |
| Sikeston, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $10,460 | 7.18% |
| LAS CRUCES, NM (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $12,562 | 7.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $9,621 | 7.13% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $11,561 | 6.88% |
| Zanesville, OH (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $13,199 | 6.69% |
| PROVO-OREM, UT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,363 | 6.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $22,403 | 6.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $22,513 | 5.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $9,765 | 6.96% |
| POCATELLO, ID (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $12,267 | 6.69% |
| MANSFIELD, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $9,324 | 7.13% |
| Hillsdale, MI (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $9,450 | 6.67% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $22,244 | 7.38% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $11,442 | 6.81% |
| Pottsville, PA (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $8,432 | 6.88% |
| Marion, NC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $7,425 | 7.04% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $21,637 | 6.13% |
| Willmar, MN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $11,857 | 7.00% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $11,701 | 7.00% |
| St. Marys, GA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $11,131 | 7.25% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $21,188 | 7.25% |
| Forest City, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $21,428 | 6.75% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,543 | 7.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $10,987 | 6.69% |
| Martin, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,146 | 7.00% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $11,588 | 7.00% |
| Shelby, NC (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $7,910 | 6.99% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $20,112 | 7.00% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $19,922 | 7.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,907 | 6.63% |
| Waycross, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $8,714 | 7.25% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,403 | 6.25% |
| Defiance, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $18,889 | 7.13% |
| Jasper, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,451 | 7.44% |
| Palatka, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $10,453 | 7.13% |
| FLORENCE, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $9,049 | 7.25% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $10,507 | 6.50% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $8,592 | 6.94% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $11,048 | 7.00% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $17,171 | 7.13% |
| Findlay, OH (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $18,042 | 7.25% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,251 | 3.00% |
| Seneca, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $8,707 | 7.00% |
| Moberly, MO (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $10,319 | 7.19% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,619 | 7.25% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,055 | 6.63% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $16,987 | 6.75% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,537 | 7.38% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,531 | 6.63% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,528 | 7.25% |
| Hannibal, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $17,441 | 7.38% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $20,549 | 6.25% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $14,007 | 5.75% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $11,529 | 6.94% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,662 | 7.25% |
| Payson, AZ (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,373 | 7.13% |
| Henderson, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,569 | 7.25% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $17,144 | 7.13% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $16,946 | 6.25% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $9,832 | 6.69% |
| Maysville, KY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,701 | 7.00% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $16,460 | 7.13% |
| Celina, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $15,437 | 7.13% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $10,450 | 6.69% |
| WHEELING, WV-OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $9,544 | 7.06% |
| Paragould, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $18,143 | 6.50% |
| Arkadelphia, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,408 | 7.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,867 | 6.63% |
| Ashland, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,507 | 6.75% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,054 | 6.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,733 | 6.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,645 | 7.25% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,698 | 6.99% |
| Fallon, NV (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,226 | 6.75% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,769 | 6.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $15,851 | 6.75% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $14,783 | 6.63% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $7,280 | 6.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,145 | 6.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,382 | 6.88% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $13,942 | 6.63% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $15,112 | 6.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,206 | 7.00% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,777 | 7.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,183 | 6.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $14,512 | 7.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,647 | 6.75% |
| Peru, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $9,356 | 6.94% |
| Portsmouth, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $8,972 | 7.00% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $14,991 | 7.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,907 | 6.63% |
| Union City, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,574 | 6.75% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $14,066 | 6.63% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $13,591 | 7.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $14,084 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,478 | 7.13% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $15,356 | 7.25% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $13,209 | 6.99% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $14,047 | 7.25% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,997 | 6.63% |
| Athens, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,708 | 6.99% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,006 | 6.99% |
| Marshall, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,451 | 7.13% |
| Hutchinson, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $12,656 | 7.13% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,146 | 7.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,410 | 6.50% |
| Fremont, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,175 | 6.63% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,514 | 7.25% |
| Garden City, KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,430 | 6.88% |
| Carroll, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,159 | 7.25% |
| Angola, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,862 | 7.63% |
| Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $13,272 | 7.38% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,037 | 6.88% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $11,367 | 6.75% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $8,005 | 7.13% |
| Jesup, GA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,123 | 7.13% |
| Somerset, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,645 | 6.50% |
| Safford, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $12,441 | 7.38% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,095 | 7.38% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,856 | 7.13% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,816 | 7.25% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,129 | 6.75% |
| Logansport, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,266 | 7.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,582 | 7.13% |
| Dublin, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,939 | 7.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,888 | 6.88% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,204 | 6.50% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,488 | 6.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,808 | 6.63% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $10,102 | 7.13% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,219 | 6.99% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $11,207 | 6.75% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $4,128 | 6.88% |
| New Castle, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $7,332 | 7.13% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,505 | 7.13% |
| Winfield, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,990 | 7.25% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,700 | 7.13% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,558 | 6.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $11,013 | 7.25% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $10,177 | 7.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $11,562 | 6.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,184 | 6.63% |
| Dayton, TN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,243 | 6.25% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,472 | 6.50% |
| Central City, KY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $8,360 | 7.25% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,535 | 6.88% |
| Wilson, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,069 | 7.13% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $10,239 | 6.75% |
| Atmore, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,861 | 7.13% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,973 | 7.13% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,654 | 7.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,716 | 6.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $11,159 | 7.38% |
| Athens, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $9,647 | 6.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,013 | 6.75% |
| Union, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,987 | 7.38% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $10,572 | 7.13% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $9,728 | 6.75% |
| Malvern, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,267 | 7.13% |
| Sayre, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $9,610 | 7.38% |
| Albertville, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $7,213 | 7.25% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,872 | 6.75% |
| Marion, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $9,397 | 7.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $8,537 | 7.13% |
| Batesville, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,853 | 6.25% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $8,707 | 7.13% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $7,771 | 6.50% |
| Marion, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,958 | 6.63% |
| Wabash, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,398 | 7.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,745 | 6.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,467 | 6.63% |
| Somerset, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,843 | 6.75% |
| Sidney, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $6,587 | 7.38% |
| Richmond, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $7,598 | 7.25% |
| Branson, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $8,518 | 7.25% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,878 | 6.75% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,894 | 7.38% |
| Warren, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $7,291 | 7.13% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $7,000 | 6.75% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,072 | 6.99% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $6,660 | 6.75% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $7,301 | 7.25% |
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Product Mix
For 2024, Top Flite Financial's most frequently originated type of loan was FHA, with 1,729 originations. Their 2nd most popular type was Conventional, with 584 originations.
Loan Reason
For 2024, Top Flite Financial's most frequently cited loan purpose was Cash Out Refi, with 1,414 originations. The 2nd most popular reason was Home Purchase, with 831 originations.
Loan Duration/Length
For 2024, Top Flite Financial's most frequently cited loan duration was Other, with 1,299 originations. The 2nd most popular length was 30 Year, with 1,138 originations.
Origination Fees/Closing Costs
Top Flite Financial's average total fees were $12,499, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,754 originations.
Interest Rates
During 2024, Top Flite Financial's average interest rate for loans was 6.59%, while their most frequently originated rate bucket for loans was 6-7%, with 1,415 originations.
Loan Sizing
2024 saw Top Flite Financial place emphasis on $200k-400k loans with 959 originations, totaling $266,515,000 in origination value.
Applicant Income
Top Flite Financial lent most frequently to those with incomes in the $50k-75k range, with 638 originations. The second most popular income band? $100k-150k, with 544 originations.
Applicant Debt to Income Ratio
Top Flite Financial lent most frequently to those with DTI ratios of 50-60%, with 541 originations. The next most common DTI ratio? 30-36%, with 367 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.38%
Top Flite Financial has a below average approval rate.
Pick Rate
Approvals leading to origination47.75%
Top Flite Financial has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,469 | $561,935,000 | $227,596 |