Deere Employees Credit Union Mortgage Rates, Fees & Info
Moline, ILLEI: 254900378RFGMBEKAF12
Tax ID: 36-2472059
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 45 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Deere Employees Credit Union is a smaller credit union specializing in Home Purchase loans. Deere Employees Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Davenport, Des Moines, Portland, Waterloo, and Kansas City among others. We have data for 265 markets. (Some data included below & more in-depth data is available with an active subscription.)Deere Employees Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Deere Employees Credit Union is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.71% | 4/5/25 |
| 30 Year Conventional Purchase | 6.55% | 4/5/25 |
| 30 Year Conventional Refi | 6.37% | 4/5/25 |
| 30 Year Cash-out Refi | 6.45% | 4/5/25 |
| 15 Year Conventional Purchase | 5.67% | 4/5/25 |
| 15 Year Conventional Refi | 5.68% | 4/5/25 |
| 15 Year Cash-out Refi | 5.68% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Deere Employees Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Deere Employees Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,007Origination Dollar Volume (All Markets)
$348,775,000Awards
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Deere Employees Credit Union - 2024
Deere Employees Credit Union is a 2024 , due to their low .
For 2024, less than of lenders were eligible for this award.
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Relative Rate
Deere Employees Credit Union's average 30 year fixed mortgage rate was
6.22%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.33%.
Relative Fees (Closing Costs)
Deere Employees Credit Union's average total fees/closing costs for a 30 year fixed rate
mortgage were $3,150.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 426 | $64,520,000 | $151,455 | $1,988 | 6.70% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 176 | $37,260,000 | $211,705 | $1,987 | 6.56% |
| Outside of Metro Areas | 218 | $28,690,000 | $131,606 | $2,588 | 6.81% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 172 | $26,890,000 | $156,337 | $2,192 | 6.91% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 109 | $11,825,000 | $108,486 | $1,777 | 6.79% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 29 | $7,775,000 | $268,103 | $2,661 | 6.54% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 23 | $7,715,000 | $335,435 | $4,432 | 6.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 32 | $7,240,000 | $226,250 | $2,760 | 6.76% |
| FARGO, ND-MN (FHA|USDA|VA) | 31 | $5,955,000 | $192,097 | $2,945 | 6.78% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 29 | $5,085,000 | $175,345 | $2,356 | 6.81% |
| DUBUQUE, IA (FHA|USDA|VA) | 34 | $4,910,000 | $144,412 | $2,608 | 6.78% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 11 | $4,625,000 | $420,455 | $3,344 | 6.40% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 11 | $3,915,000 | $355,909 | $4,633 | 6.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $3,375,000 | $225,000 | $5,934 | 6.77% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 22 | $3,330,000 | $151,364 | $1,879 | 6.40% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 13 | $3,195,000 | $245,769 | $3,643 | 6.68% |
| Beaver Dam, WI (FHA|USDA|VA) | 20 | $2,890,000 | $144,500 | $2,063 | 6.60% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 20 | $2,830,000 | $141,500 | $2,780 | 7.07% |
| BANGOR, ME (FHA|USDA|VA) | 21 | $2,775,000 | $132,143 | $2,480 | 7.02% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 15 | $2,615,000 | $174,333 | $3,414 | 6.34% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $4,663 | 6.60% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $2,493 | 6.74% |
| Ottumwa, IA (FHA|USDA|VA) | 21 | $2,245,000 | $106,905 | $1,625 | 6.64% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 16 | $1,980,000 | $123,750 | $2,087 | 6.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2 | $1,930,000 | $965,000 | $4,609 | 5.49% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $1,795,000 | $199,444 | $3,697 | 6.41% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $3,297 | 6.62% |
| MADISON, WI (FHA|USDA|VA) | 10 | $1,710,000 | $171,000 | $2,823 | 7.12% |
| IOWA CITY, IA (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $3,100 | 5.97% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 7 | $1,625,000 | $232,143 | $2,339 | 6.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,615,000 | $323,000 | $6,639 | 7.09% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 3 | $1,615,000 | $538,333 | $3,225 | 6.57% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $2,216 | 6.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $1,575,000 | $525,000 | $5,312 | 6.16% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 5 | $1,565,000 | $313,000 | $2,985 | 6.84% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $2,804 | 6.83% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,530,000 | $255,000 | $5,760 | 6.41% |
| FORT COLLINS, CO (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $6,355 | 6.92% |
| Spirit Lake, IA (FHA|USDA|VA) | 4 | $1,440,000 | $360,000 | $2,523 | 6.24% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 15 | $1,405,000 | $93,667 | $1,626 | 6.77% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 8 | $1,350,000 | $168,750 | $2,788 | 6.49% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $3,901 | 6.62% |
| Platteville, WI (FHA|USDA|VA) | 8 | $1,340,000 | $167,500 | $2,640 | 6.99% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $3,500 | 6.62% |
| FORT WAYNE, IN (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $2,064 | 6.28% |
| JONESBORO, AR (FHA|USDA|VA) | 7 | $1,265,000 | $180,714 | $3,147 | 6.67% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $3,127 | 6.87% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $2,429 | 6.74% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $3,205 | 6.34% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $5,656 | 6.06% |
| Edwards, CO (FHA|USDA|VA) | 1 | $1,055,000 | $1,055,000 | $3,334 | 5.99% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $3,808 | 6.27% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,307 | 7.37% |
| BOULDER, CO (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $3,014 | 5.62% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $2,280 | 6.62% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $920,000 | $460,000 | $0 | 6.24% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $4,601 | 6.93% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $985 | 6.84% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $4,731 | 6.71% |
| Clinton, IA (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $3,001 | 6.46% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $2,139 | 5.87% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 8 | $830,000 | $103,750 | $1,578 | 6.76% |
| STOCKTON, CA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $565 | 6.91% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $4,756 | 6.19% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,443 | 5.74% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $3,293 | 7.06% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $5,699 | 6.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,515 | 6.95% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $3,501 | 6.46% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $3,476 | 6.04% |
| GAINESVILLE, GA (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $4,432 | 6.24% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $2,936 | 6.79% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $1,992 | 7.00% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $4,428 | 5.99% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $2,645 | 6.40% |
| JACKSON, TN (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $2,096 | 6.54% |
| Garden City, KS (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,341 | 6.96% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $4,406 | 5.24% |
| Carroll, IA (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,398 | 6.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,820 | 6.08% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $3,729 | 7.12% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $4,704 | 6.62% |
| FOND DU LAC, WI (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $1,879 | 6.77% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $2,714 | 6.75% |
| Boone, NC (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,739 | 6.12% |
| Galesburg, IL (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $1,346 | 6.58% |
| Sterling, IL (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $3,101 | 6.78% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,845 | 5.99% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,054 | 6.38% |
| Wilson, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,539 | 5.81% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,584 | 5.99% |
| Norfolk, NE (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,517 | 5.49% |
| Pella, IA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,479 | 7.06% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 6.88% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,442 | 5.99% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,628 | 6.19% |
| Hastings, NE (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,046 | 5.99% |
| Laconia, NH (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,677 | 6.24% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,927 | 6.74% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,073 | 7.06% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,705 | 6.12% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,825 | 6.75% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,766 | 6.37% |
| Lexington, NE (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,091 | 6.74% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 7.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,086 | 5.88% |
| Searcy, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,005 | 6.37% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,181 | 7.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,998 | 6.43% |
| Columbus, NE (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,530 | 7.13% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,288 | 5.75% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,826 | 6.49% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 6.49% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $4,102 | 6.24% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $2,860 | 6.37% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $2,293 | 6.33% |
| Harrison, AR (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,880 | 6.74% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $3,684 | 6.24% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 6.87% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,598 | 6.31% |
| Brookings, SD (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $3,309 | 6.38% |
| Bonham, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,381 | 6.75% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $2,055 | 6.50% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $3,992 | 6.45% |
| London, KY (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,764 | 6.75% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.74% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,594 | 5.88% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,584 | 5.99% |
| Scottsbluff, NE (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,322 | 6.38% |
| Minot, ND (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $4,414 | 6.87% |
| North Platte, NE (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $3,087 | 5.93% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $2,482 | 6.04% |
| Marietta, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,192 | 7.13% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,815 | 6.49% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,436 | 7.25% |
| AMES, IA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,675 | 6.58% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $395 | 7.07% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $395 | 6.95% |
| Angola, IN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,706 | 5.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,866 | 6.50% |
| MANKATO, MN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $395 | 6.91% |
| BATON ROUGE, LA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,539 | 7.12% |
| LINCOLN, NE (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $2,808 | 6.12% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $395 | 7.25% |
| Key West, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.49% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.99% |
| Central City, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,490 | 6.74% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,265 | 5.74% |
| Huron, SD (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,310 | 6.50% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,625 | 6.75% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,172 | 5.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,772 | 6.68% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,513 | 5.99% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,081 | 5.88% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,714 | 7.31% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.99% |
| Tifton, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,401 | 6.38% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 6.87% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.00% |
| TULSA, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,427 | 7.00% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.87% |
| TYLER, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,546 | 6.13% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,556 | 5.99% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,980 | 7.13% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.99% |
| Seymour, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,326 | 6.13% |
| Kearney, NE (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $395 | 6.49% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,170 | 5.99% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 5.99% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,460 | 6.25% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.99% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.62% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $395 | 7.04% |
| Fremont, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,038 | 5.74% |
| OCALA, FL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,317 | 6.31% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,997 | 6.12% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.49% |
| Forest City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,307 | 6.63% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $395 | 7.12% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $395 | 7.37% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.87% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.99% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,071 | 5.74% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,480 | 6.38% |
| SPARTANBURG, SC (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $395 | 6.70% |
| Clovis, NM (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $395 | 7.41% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.99% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.37% |
| Woodward, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,299 | 6.13% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $395 | 6.99% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,875 | 8.25% |
| Parsons, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,144 | 6.75% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.74% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $395 | 5.88% |
| Jasper, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $395 | 7.31% |
| Freeport, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.99% |
| Union, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.49% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,591 | 6.24% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.24% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.49% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,158 | 5.88% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,917 | 6.38% |
| Atchison, KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.74% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.24% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.24% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $395 | 6.24% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.74% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.74% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.49% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.99% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $395 | 5.88% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $395 | 7.37% |
| MADERA, CA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $395 | 6.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.49% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| Dixon, IL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $395 | 6.99% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,266 | 6.13% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.74% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.24% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.49% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Marshall, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,590 | 5.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.99% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 7.32% |
| Pierre, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.49% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.99% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $395 | 7.49% |
| ENID, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Hope, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,267 | 5.50% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.24% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.49% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,745 | 6.75% |
| Indiana, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,701 | 5.63% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.99% |
| Martinsville, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $395 | 6.49% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Elkins, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.49% |
| Starkville, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.49% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.99% |
| Jackson, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.24% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.24% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.24% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.74% |
| SALEM, OR (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 6.49% |
| RENO, NV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $395 | 7.24% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $395 | 6.88% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $395 | 7.24% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.24% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $395 | 6.49% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 6.99% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $395 | 5.88% |
| Kennett, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $395 | 6.99% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.49% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $395 | 5.99% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.74% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $395 | 5.99% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 6.99% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,056 | $253,990,000 | $240,521 | $2,505 | 6.28% |
| HELOC | 951 | $94,785,000 | $99,669 | n/a | 7.21% |
For 2024, Deere Employees Credit Union's most frequently originated type of loan was Conventional, with 1,056 originations. Their 2nd most popular type was HELOC, with 951 originations.
Loan Reason
For 2024, Deere Employees Credit Union's most frequently cited loan purpose was Home Purchase, with 698 originations. The 2nd most popular reason was Refi, with 519 originations.
Loan Duration/Length
For 2024, Deere Employees Credit Union's most frequently cited loan duration was Other, with 949 originations. The 2nd most popular length was 30 Year, with 675 originations.
Origination Fees/Closing Costs
Deere Employees Credit Union's average total fees were $3,150, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 840 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 894 | $139,340,000 | $155,861 |
| 5-6% | 555 | $155,585,000 | $280,333 |
| 7-8% | 479 | $47,125,000 | $98,382 |
| Over 8% | 76 | $5,060,000 | $66,579 |
| 3-4% | 3 | $1,665,000 | $555,000 |
During 2024, Deere Employees Credit Union's average interest rate for loans was 6.22%, while their most frequently originated rate bucket for loans was 6-7%, with 894 originations.
Loan Sizing
2024 saw Deere Employees Credit Union place emphasis on $100,000 or less loans with 823 originations, totaling $44,355,000 in origination value.
Applicant Income
Deere Employees Credit Union lent most frequently to those with incomes in the $100k-150k range, with 591 originations. The second most popular income band? $150k-250k, with 467 originations.
Applicant Debt to Income Ratio
Deere Employees Credit Union lent most frequently to those with DTI ratios of 20-30%, with 461 originations. The next most common DTI ratio? 30-36%, with 320 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications81.64%
Deere Employees Credit Union has a below average approval rate.
Pick Rate
Approvals leading to origination70.55%
Deere Employees Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,007 | $348,775,000 | $173,779 |