Deere Employees Credit Union Mortgage Rates, Fees & Info

Moline, IL

LEI: 254900378RFGMBEKAF12

Tax ID: 36-2472059

5 stars - out of 5 stars, based on 54 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Deere Employees Credit Union is a smaller credit union specializing in Home Purchase, Cash Out Refi, and Refi loans. Deere Employees Credit Union has a high proportion of conventional loans. Their top markets include Davenport, Des Moines, Portland, Waterloo, and Kansas City among others. Deere Employees Credit Union has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Deere Employees Credit Union is typically a low fee lendor.


Originations

2,948

Origination Dollar Volume (All Markets)

$519,120,000
Show all (16) awards

Relative Rate

Deere Employees Credit Union's average 30 year fixed rate mortgage of loans were 2.6%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.55%.

Relative Fees

Deere Employees Credit Union's average total fees for a 30 year fixed rate mortgage are $2,900.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 663 $103,445,000 $156,026 $2,236 2.78%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 296 $60,600,000 $204,730 $2,459 2.73%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 130 $29,730,000 $228,692 $3,219 2.89%
Outside of Metro Areas 216 $29,050,000 $134,491 $2,893 2.83%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 173 $22,655,000 $130,954 $2,362 2.86%
KANSAS CITY, MO-KS (FHA|USDA|VA) 81 $18,545,000 $228,951 $2,392 2.59%
RALEIGH-CARY, NC (FHA|USDA|VA) 65 $13,115,000 $201,769 $3,082 2.67%
DUBUQUE, IA (FHA|USDA|VA) 66 $10,290,000 $155,909 $2,472 2.89%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 39 $10,095,000 $258,846 $3,234 2.66%
FARGO, ND-MN (FHA|USDA|VA) 57 $9,735,000 $170,789 $2,725 2.69%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 56 $9,270,000 $165,536 $3,057 2.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 29 $5,275,000 $181,897 $3,678 2.82%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 12 $5,200,000 $433,333 $2,982 2.61%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 18 $5,170,000 $287,222 $3,209 2.73%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 20 $5,040,000 $252,000 $1,835 2.88%
Beaver Dam, WI (FHA|USDA|VA) 46 $4,880,000 $106,087 $2,132 2.95%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 23 $4,825,000 $209,783 $2,612 2.78%
SPRINGFIELD, MO (FHA|USDA|VA) 33 $4,235,000 $128,333 $2,708 2.75%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 14 $3,990,000 $285,000 $4,230 2.65%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 15 $3,855,000 $257,000 $2,702 2.63%
WINSTON-SALEM, NC (FHA|USDA|VA) 29 $3,755,000 $129,483 $2,809 2.97%
BANGOR, ME (FHA|USDA|VA) 20 $3,140,000 $157,000 $2,892 3.53%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 14 $3,050,000 $217,857 $4,243 2.48%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 12 $3,010,000 $250,833 $4,685 2.75%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 9 $2,995,000 $332,778 $3,081 2.25%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 11 $2,955,000 $268,636 $4,167 2.46%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 15 $2,775,000 $185,000 $3,348 2.89%
Ottumwa, IA (FHA|USDA|VA) 27 $2,735,000 $101,296 $2,587 3.00%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 6 $2,580,000 $430,000 $3,648 2.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $2,530,000 $180,714 $2,546 3.05%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $2,465,000 $164,333 $3,511 2.95%
MADISON, WI (FHA|USDA|VA) 11 $2,405,000 $218,636 $2,284 2.79%
Clinton, IA (FHA|USDA|VA) 17 $2,405,000 $141,471 $2,545 2.72%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 9 $2,145,000 $238,333 $3,487 2.84%
ST. LOUIS, MO-IL (FHA|USDA|VA) 9 $2,135,000 $237,222 $2,529 2.21%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 8 $2,030,000 $253,750 $2,844 2.83%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $1,840,000 $131,429 $2,465 2.72%
CEDAR RAPIDS, IA (FHA|USDA|VA) 10 $1,760,000 $176,000 $2,592 2.78%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 15 $1,675,000 $111,667 $2,555 2.81%
AMES, IA (FHA|USDA|VA) 11 $1,635,000 $148,636 $2,392 2.71%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,122 2.66%
COLUMBUS, OH (FHA|USDA|VA) 7 $1,565,000 $223,571 $3,733 3.19%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,545,000 $171,667 $3,532 2.79%
Platteville, WI (FHA|USDA|VA) 8 $1,480,000 $185,000 $2,582 2.81%
WICHITA, KS (FHA|USDA|VA) 8 $1,450,000 $181,250 $2,825 2.72%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,447 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,380,000 $172,500 $2,411 2.70%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $1,370,000 $228,333 $4,053 2.75%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 9 $1,345,000 $149,444 $2,176 3.11%
Coffeyville, KS (FHA|USDA|VA) 11 $1,335,000 $121,364 $2,654 2.66%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $1,285,000 $1,285,000 $4,537 1.88%
GREELEY, CO (FHA|USDA|VA) 5 $1,275,000 $255,000 $2,945 3.12%
JOHNSON CITY, TN (FHA|USDA|VA) 6 $1,260,000 $210,000 $3,266 3.10%
Brenham, TX (FHA|USDA|VA) 1 $1,235,000 $1,235,000 $6,421 1.88%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 3 $1,225,000 $408,333 $3,149 2.63%
Key West, FL (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $9,333 1.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,195,000 $239,000 $2,667 2.95%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,729 2.46%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $1,195,000 $170,714 $3,452 2.78%
FAYETTEVILLE, NC (FHA|USDA|VA) 9 $1,155,000 $128,333 $3,047 3.23%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $1,155,000 $385,000 $4,808 2.50%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,631 2.66%
Greeneville, TN (FHA|USDA|VA) 7 $1,095,000 $156,429 $2,873 2.41%
Scottsbluff, NE (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,215 2.72%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,784 2.50%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,031 2.56%
FOND DU LAC, WI (FHA|USDA|VA) 7 $1,025,000 $146,429 $1,571 3.03%
KNOXVILLE, TN (FHA|USDA|VA) 5 $1,005,000 $201,000 $3,785 2.94%
Edwards, CO (FHA|USDA|VA) 2 $980,000 $490,000 $3,447 2.38%
Galesburg, IL (FHA|USDA|VA) 4 $980,000 $245,000 $1,863 2.59%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $945,000 $315,000 $3,883 2.79%
EL CENTRO, CA (FHA|USDA|VA) 4 $910,000 $227,500 $3,967 2.97%
Ellensburg, WA (FHA|USDA|VA) 4 $900,000 $225,000 $2,714 2.71%
FORT COLLINS, CO (FHA|USDA|VA) 4 $830,000 $207,500 $2,309 2.65%
Breckenridge, CO (FHA|USDA|VA) 2 $830,000 $415,000 $3,083 3.19%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5 $815,000 $163,000 $2,038 2.52%
TOLEDO, OH (FHA|USDA|VA) 4 $810,000 $202,500 $3,683 2.84%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 3 $805,000 $268,333 $3,288 2.91%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $770,000 $192,500 $2,342 2.59%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $760,000 $190,000 $3,931 2.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 6 $720,000 $120,000 $3,026 3.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $705,000 $235,000 $4,234 2.58%
FRESNO, CA (FHA|USDA|VA) 2 $700,000 $350,000 $5,071 3.31%
Centralia, WA (FHA|USDA|VA) 2 $690,000 $345,000 $4,469 3.00%
IOWA CITY, IA (FHA|USDA|VA) 3 $675,000 $225,000 $2,789 2.29%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 3 $665,000 $221,667 $3,553 3.00%
PITTSBURGH, PA (FHA|USDA|VA) 3 $665,000 $221,667 $5,766 2.71%
ROCHESTER, MN (FHA|USDA|VA) 3 $655,000 $218,333 $2,644 2.79%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 4 $650,000 $162,500 $2,859 2.68%
ROCKFORD, IL (FHA|USDA|VA) 4 $650,000 $162,500 $2,788 2.72%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $650,000 $325,000 $3,699 3.06%
PEORIA, IL (FHA|USDA|VA) 5 $645,000 $129,000 $1,822 2.67%
TULSA, OK (FHA|USDA|VA) 4 $630,000 $157,500 $3,880 2.90%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $600,000 $300,000 $2,965 2.93%
YAKIMA, WA (FHA|USDA|VA) 2 $590,000 $295,000 $3,672 3.00%
SAVANNAH, GA (FHA|USDA|VA) 2 $590,000 $295,000 $3,303 2.43%
LUBBOCK, TX (FHA|USDA|VA) 3 $585,000 $195,000 $3,191 2.29%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $585,000 $585,000 $3,911 2.38%
MADERA, CA (FHA|USDA|VA) 2 $580,000 $290,000 $3,603 2.81%
Bozeman, MT (FHA|USDA|VA) 2 $580,000 $290,000 $4,666 2.37%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,379 2.75%
Ontario, OR-ID (FHA|USDA|VA) 2 $570,000 $285,000 $5,547 2.62%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,116 2.56%
STAUNTON, VA (FHA|USDA|VA) 2 $560,000 $280,000 $4,683 3.56%
Rochelle, IL (FHA|USDA|VA) 3 $555,000 $185,000 $2,249 2.62%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $550,000 $137,500 $3,140 2.75%
Auburn, IN (FHA|USDA|VA) 2 $550,000 $275,000 $2,728 2.50%
Pella, IA (FHA|USDA|VA) 4 $550,000 $137,500 $2,623 2.47%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $550,000 $137,500 $3,721 2.53%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $525,000 $175,000 $4,672 3.46%
Newberry, SC (FHA|USDA|VA) 1 $525,000 $525,000 $3,452 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 2 $510,000 $255,000 $2,531 2.56%
Oskaloosa, IA (FHA|USDA|VA) 5 $505,000 $101,000 $2,226 2.89%
Sterling, IL (FHA|USDA|VA) 6 $500,000 $83,333 $2,468 2.81%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3 $495,000 $165,000 $4,133 2.41%
Marshalltown, IA (FHA|USDA|VA) 4 $490,000 $122,500 $1,990 2.62%
YUMA, AZ (FHA|USDA|VA) 4 $480,000 $120,000 $3,030 3.34%
Natchitoches, LA (FHA|USDA|VA) 3 $475,000 $158,333 $4,101 2.91%
Jefferson, GA (FHA|USDA|VA) 1 $465,000 $465,000 $4,055 1.88%
SIOUX FALLS, SD (FHA|USDA|VA) 3 $455,000 $151,667 $2,211 3.00%
KANKAKEE, IL (FHA|USDA|VA) 1 $455,000 $455,000 $4,820 2.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $455,000 $151,667 $2,724 2.71%
JONESBORO, AR (FHA|USDA|VA) 3 $455,000 $151,667 $2,763 2.71%
JOPLIN, MO (FHA|USDA|VA) 3 $445,000 $148,333 $2,225 2.87%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $445,000 $148,333 $2,933 3.58%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $445,000 $148,333 $1,636 3.04%
Baraboo, WI (FHA|USDA|VA) 4 $440,000 $110,000 $2,834 2.71%
GREEN BAY, WI (FHA|USDA|VA) 3 $425,000 $141,667 $2,461 2.54%
Jamestown, ND (FHA|USDA|VA) 3 $425,000 $141,667 $2,822 3.12%
MORRISTOWN, TN (FHA|USDA|VA) 3 $425,000 $141,667 $1,271 2.79%
Spirit Lake, IA (FHA|USDA|VA) 2 $420,000 $210,000 $3,429 3.06%
Williston, ND (FHA|USDA|VA) 3 $405,000 $135,000 $2,231 3.16%
NILES, MI (FHA|USDA|VA) 2 $400,000 $200,000 $2,759 2.44%
Easton, MD (FHA|USDA|VA) 1 $395,000 $395,000 $3,883 2.38%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $395,000 $79,000 $2,517 3.34%
PROVO-OREM, UT (FHA|USDA|VA) 1 $395,000 $395,000 $4,218 2.75%
Clovis, NM (FHA|USDA|VA) 2 $390,000 $195,000 $3,786 2.94%
Riverton, WY (FHA|USDA|VA) 2 $390,000 $195,000 $1,767 2.75%
Ottawa, IL (FHA|USDA|VA) 4 $390,000 $97,500 $3,494 3.37%
JACKSON, TN (FHA|USDA|VA) 5 $385,000 $77,000 $2,783 2.50%
BILLINGS, MT (FHA|USDA|VA) 1 $385,000 $385,000 $4,838 2.25%
BISMARCK, ND (FHA|USDA|VA) 2 $380,000 $190,000 $3,204 3.00%
Jasper, IN (FHA|USDA|VA) 2 $380,000 $190,000 $3,353 3.19%
Mason City, IA (FHA|USDA|VA) 2 $380,000 $190,000 $2,928 2.37%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $375,000 $375,000 $2,947 2.25%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2 $370,000 $185,000 $2,980 2.68%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $365,000 $121,667 $3,015 3.24%
BATON ROUGE, LA (FHA|USDA|VA) 3 $365,000 $121,667 $1,743 3.33%
ANN ARBOR, MI (FHA|USDA|VA) 1 $365,000 $365,000 $2,764 2.25%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $365,000 $365,000 $4,076 2.25%
WACO, TX (FHA|USDA|VA) 1 $355,000 $355,000 $4,291 2.13%
Morehead City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $3,015 2.25%
Fergus Falls, MN (FHA|USDA|VA) 2 $340,000 $170,000 $2,877 2.37%
Austin, MN (FHA|USDA|VA) 2 $340,000 $170,000 $2,668 2.06%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $335,000 $111,667 $3,099 2.92%
ALBUQUERQUE, NM (FHA|USDA|VA) 1 $335,000 $335,000 $5,126 2.75%
ST. CLOUD, MN (FHA|USDA|VA) 1 $335,000 $335,000 $6,207 2.88%
SPARTANBURG, SC (FHA|USDA|VA) 3 $335,000 $111,667 $2,848 2.87%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $325,000 $325,000 $4,827 2.88%
MANKATO, MN (FHA|USDA|VA) 1 $325,000 $325,000 $3,111 2.25%
Lebanon, NH-VT (FHA|USDA|VA) 3 $315,000 $105,000 $1,657 3.20%
Maryville, MO (FHA|USDA|VA) 1 $315,000 $315,000 $2,693 2.50%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $315,000 $105,000 $3,627 3.04%
Fort Dodge, IA (FHA|USDA|VA) 4 $310,000 $77,500 $2,628 3.24%
JACKSON, MS (FHA|USDA|VA) 2 $310,000 $155,000 $3,166 3.18%
WILMINGTON, NC (FHA|USDA|VA) 2 $310,000 $155,000 $2,821 2.50%
Kennett, MO (FHA|USDA|VA) 2 $310,000 $155,000 $3,311 3.06%
Hudson, NY (FHA|USDA|VA) 1 $305,000 $305,000 $6,022 2.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $2,500 1.88%
Branson, MO (FHA|USDA|VA) 1 $305,000 $305,000 $3,118 2.25%
Fairfield, IA (FHA|USDA|VA) 3 $305,000 $101,667 $1,979 2.91%
Crossville, TN (FHA|USDA|VA) 2 $300,000 $150,000 $3,289 2.81%
RACINE, WI (FHA|USDA|VA) 1 $295,000 $295,000 $3,764 3.00%
MIDLAND, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,421 3.25%
McAlester, OK (FHA|USDA|VA) 1 $295,000 $295,000 $3,696 2.75%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 2 $290,000 $145,000 $3,634 3.56%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 3 $285,000 $95,000 $1,197 2.87%
AMARILLO, TX (FHA|USDA|VA) 1 $285,000 $285,000 $5,239 1.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $285,000 $285,000 $3,100 2.63%
LAWRENCE, KS (FHA|USDA|VA) 1 $285,000 $285,000 $3,490 3.13%
Garden City, KS (FHA|USDA|VA) 2 $280,000 $140,000 $2,170 3.00%
FORT WAYNE, IN (FHA|USDA|VA) 2 $280,000 $140,000 $2,453 3.00%
DOTHAN, AL (FHA|USDA|VA) 2 $280,000 $140,000 $3,137 3.00%
RICHMOND, VA (FHA|USDA|VA) 2 $280,000 $140,000 $3,656 3.06%
MONROE, LA (FHA|USDA|VA) 2 $280,000 $140,000 $4,221 2.87%
GREENVILLE, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,344 2.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,203 3.25%
Lock Haven, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,346 2.13%
Big Rapids, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,862 3.25%
MANHATTAN, KS (FHA|USDA|VA) 1 $265,000 $265,000 $2,634 2.13%
TYLER, TX (FHA|USDA|VA) 1 $265,000 $265,000 $4,872 2.75%
BOISE CITY, ID (FHA|USDA|VA) 3 $265,000 $88,333 $1,911 2.87%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $265,000 $265,000 $3,216 1.88%
Paragould, AR (FHA|USDA|VA) 3 $265,000 $88,333 $6,123 3.58%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $260,000 $130,000 $2,770 3.56%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $255,000 $255,000 $2,186 2.25%
Brainerd, MN (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.74%
TUCSON, AZ (FHA|USDA|VA) 2 $250,000 $125,000 $2,511 3.06%
Great Bend, KS (FHA|USDA|VA) 3 $245,000 $81,667 $2,364 3.08%
Spencer, IA (FHA|USDA|VA) 1 $245,000 $245,000 $2,836 2.13%
YUBA CITY, CA (FHA|USDA|VA) 1 $245,000 $245,000 $2,998 3.88%
Blytheville, AR (FHA|USDA|VA) 1 $245,000 $245,000 $1,871 2.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $245,000 $245,000 $7,336 2.38%
STOCKTON, CA (FHA|USDA|VA) 3 $245,000 $81,667 $0 3.24%
Gainesville, TX (FHA|USDA|VA) 2 $240,000 $120,000 $5,428 2.37%
Alexandria, MN (FHA|USDA|VA) 2 $240,000 $120,000 $1,772 2.13%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $240,000 $120,000 $3,221 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $235,000 $235,000 $4,348 2.50%
Fremont, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,582 2.63%
Norfolk, NE (FHA|USDA|VA) 1 $235,000 $235,000 $2,787 3.25%
Macomb, IL (FHA|USDA|VA) 3 $235,000 $78,333 $2,311 4.08%
OCALA, FL (FHA|USDA|VA) 2 $230,000 $115,000 $3,960 2.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $225,000 $225,000 $3,066 2.38%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $220,000 $110,000 $2,979 2.94%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $215,000 $215,000 $2,280 2.88%
Duncan, OK (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.87%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $210,000 $105,000 $1,474 3.50%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,312 2.13%
Poplar Bluff, MO (FHA|USDA|VA) 1 $205,000 $205,000 $2,674 2.38%
Muscatine, IA (FHA|USDA|VA) 2 $200,000 $100,000 $3,064 3.06%
Mexico, MO (FHA|USDA|VA) 2 $200,000 $100,000 $2,649 2.25%
Stephenville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $3,633 3.50%
SALT LAKE CITY, UT (FHA|USDA|VA) 1 $195,000 $195,000 $2,235 2.50%
LAFAYETTE, LA (FHA|USDA|VA) 2 $190,000 $95,000 $3,428 3.31%
Brownsville, TN (FHA|USDA|VA) 2 $190,000 $95,000 $2,877 2.68%
GLENS FALLS, NY (FHA|USDA|VA) 1 $185,000 $185,000 $4,904 2.75%
CHEYENNE, WY (FHA|USDA|VA) 1 $185,000 $185,000 $2,155 2.88%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,820 2.63%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2 $180,000 $90,000 $0 2.74%
LONGVIEW, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,327 2.75%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $175,000 $175,000 $2,843 2.88%
SYRACUSE, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,579 3.25%
Van Wert, OH (FHA|USDA|VA) 3 $175,000 $58,333 $3,112 3.08%
MODESTO, CA (FHA|USDA|VA) 2 $170,000 $85,000 $2,687 2.81%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,565 2.63%
Jacksonville, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,426 2.75%
Weatherford, OK (FHA|USDA|VA) 1 $165,000 $165,000 $4,464 3.00%
Natchez, MS-LA (FHA|USDA|VA) 2 $160,000 $80,000 $0 2.99%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $155,000 $155,000 $3,518 2.13%
Warrensburg, MO (FHA|USDA|VA) 1 $155,000 $155,000 $2,721 2.38%
Bonham, TX (FHA|USDA|VA) 1 $155,000 $155,000 $3,827 2.13%
BECKLEY, WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,219 2.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,930 2.75%
Celina, OH (FHA|USDA|VA) 1 $155,000 $155,000 $3,469 3.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $155,000 $155,000 $2,378 2.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,281 2.25%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $145,000 $145,000 $2,621 2.38%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1 $145,000 $145,000 $3,069 2.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $145,000 $145,000 $2,004 2.13%
Mount Airy, NC (FHA|USDA|VA) 3 $145,000 $48,333 $0 3.57%
KOKOMO, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,450 1.88%
Mitchell, SD (FHA|USDA|VA) 1 $145,000 $145,000 $2,683 2.88%
Batesville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $2,960 2.25%
Cambridge, MD (FHA|USDA|VA) 2 $140,000 $70,000 $0 2.74%
Parsons, KS (FHA|USDA|VA) 2 $130,000 $65,000 $2,681 2.43%
McComb, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,152 2.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,152 3.13%
Columbus, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,679 2.88%
MOBILE, AL (FHA|USDA|VA) 1 $125,000 $125,000 $2,314 2.88%
APPLETON, WI (FHA|USDA|VA) 3 $125,000 $41,667 $0 3.91%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,825 3.00%
West Plains, MO (FHA|USDA|VA) 1 $125,000 $125,000 $2,371 2.75%
Sidney, OH (FHA|USDA|VA) 2 $120,000 $60,000 $1,582 3.37%
LINCOLN, NE (FHA|USDA|VA) 1 $115,000 $115,000 $1,644 2.25%
Holland, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,723 2.25%
Meadville, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.74%
Mayfield, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,170 3.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $110,000 $55,000 $2,307 3.00%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 2 $110,000 $55,000 $0 3.24%
Sturgis, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.74%
BURLINGTON, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.74%
LaGrange, GA-AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,061 2.88%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.74%
Tupelo, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,173 2.88%
Russellville, AR (FHA|USDA|VA) 2 $100,000 $50,000 $0 2.87%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 2 $100,000 $50,000 $3,625 3.87%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.74%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $95,000 $95,000 $2,712 2.75%
Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $3,158 3.00%
Glenwood Springs, CO (FHA|USDA|VA) 1 $85,000 $85,000 $395 2.99%
Ottawa, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.74%
HINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.63%
Torrington, CT (FHA|USDA|VA) 1 $75,000 $75,000 $3,017 2.25%
Kalispell, MT (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.74%
Martin, TN (FHA|USDA|VA) 1 $65,000 $65,000 $2,987 2.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.49%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.74%
ENID, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.74%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.74%
GAINESVILLE, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.74%
Bainbridge, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.74%
Plainview, TX (FHA|USDA|VA) 1 $55,000 $55,000 $2,910 2.25%
Huntingdon, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.74%
Alma, MI (FHA|USDA|VA) 1 $45,000 $45,000 $2,412 2.13%
Keene, NH (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.74%
Elizabeth City, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 2.74%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.24%
Sikeston, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.74%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.74%
Kirksville, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.25%
MERCED, CA (FHA|USDA|VA) 1 $35,000 $35,000 $0 2.74%
Paris, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.74%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.24%
ROANOKE, VA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.24%
Kearney, NE (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.74%
LANCASTER, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 2.74%
UTICA-ROME, NY (FHA|USDA|VA) 1 $15,000 $15,000 $0 2.74%

Deere Employees Credit Union's top markets include Davenport, Des Moines, Portland, Waterloo, and Kansas City among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 2,948 $519,120,000 $176,092 $2,712 2.80%

For the 2021 period, Deere Employees Credit Union's most frequently originated loan type of loans were Conventional, with 2,948 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 894 $208,550,000 $233,277 $2,929 2.72%
Cash Out Refi 767 $147,935,000 $192,875 $2,698 2.72%
Refi 743 $127,835,000 $172,052 $2,619 2.69%
Home Improvement 279 $16,955,000 $60,771 $327 3.12%
Other 265 $17,845,000 $67,340 $708 3.28%

For the 2021, Deere Employees Credit Union's most frequently cited loan purpose of loans were Home Purchase, with 894 originations. The 2nd most popular reason of loans were Cash Out Refi, with 767 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,266 $332,370,000 $262,536 $2,900 2.60%
Other 876 $55,690,000 $63,573 $2,637 3.23%
15 Year 486 $88,500,000 $182,099 $2,801 2.32%
20 Year 164 $32,790,000 $199,939 $3,028 2.80%
5 Year 133 $6,375,000 $47,932 $157 3.72%
10 Year 23 $3,395,000 $147,609 $2,979 2.47%

For the 2021, Deere Employees Credit Union's most frequently cited loan length of loans were 30 Year, with 1,266 originations. The 2nd most popular length of loans were Other, with 876 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 1,398 $332,600,000 $237,911
$1k-2k 584 $111,330,000 $190,634
$2k-3k 58 $13,860,000 $238,966
$3k-4k 16 $4,170,000 $260,625
$5k+ 1 $435,000 $435,000

$2,900 of loans were Deere Employees Credit Union's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 1,398 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
<2.5% 1,070 $267,820,000 $250,299
2.5-3% 1,027 $159,705,000 $155,506
3-4% 745 $86,445,000 $116,034
4-5% 95 $4,685,000 $49,316
5-6% 7 $325,000 $46,429
6-7% 2 $40,000 $20,000
7-8% 2 $100,000 $50,000

During 2021, Deere Employees Credit Union's average interest rate of loans were 2.60%, while their most frequently originated rate bucket of loans were <2.5%, with 1,070 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 1,065 $58,385,000 $54,822 $1,636 3.20%
$200k-400k 869 $240,055,000 $276,243 $2,934 2.55%
$100k-200k 833 $121,245,000 $145,552 $2,700 2.66%
$400k-600k 142 $68,330,000 $481,197 $3,453 2.38%
$600k-1MM 33 $23,665,000 $717,121 $4,056 2.08%
$1MM+ 6 $7,440,000 $1,240,000 $5,268 2.08%

2021 saw Deere Employees Credit Union place emphasis on $100,000 or less loans with 1,065 originations, totaling $58,385,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 940 $170,600,000 $181,489 $2,689 2.78%
$75k-100k 617 $92,765,000 $150,348 $2,638 2.83%
$50k-75k 522 $62,160,000 $119,080 $2,697 2.88%
$150k-250k 515 $125,365,000 $243,427 $2,883 2.74%
$50k or less 177 $15,325,000 $86,582 $2,344 2.94%
$250k+ 124 $42,010,000 $338,790 $3,358 2.59%

Deere Employees Credit Union lent most frequently to those with incomes in the $100k-150k range, with 940 originations. The second most popular income band? $75k-100k, with 617 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 810 $145,290,000 $179,370 $2,720 2.74%
30-36% 546 $104,650,000 $191,667 $2,797 2.77%
<20% 400 $74,470,000 $186,175 $2,695 2.57%
49% 102 $13,200,000 $129,412 $2,669 3.05%
39% 101 $17,295,000 $171,238 $2,630 2.86%
36% 100 $16,500,000 $165,000 $2,551 2.79%
42% 99 $16,785,000 $169,545 $2,520 3.00%
43% 93 $16,655,000 $179,086 $2,681 2.88%
41% 86 $13,690,000 $159,186 $2,528 2.93%
40% 83 $14,205,000 $171,145 $2,733 2.95%
38% 78 $13,440,000 $172,308 $2,874 2.79%
37% 78 $14,160,000 $181,538 $2,843 2.92%
45% 75 $11,665,000 $155,533 $2,537 2.98%
44% 68 $11,780,000 $173,235 $2,904 2.92%
46% 65 $10,525,000 $161,923 $2,717 2.85%
48% 58 $9,560,000 $164,828 $2,912 2.97%
47% 54 $8,360,000 $154,815 $2,831 3.02%
50-60% 42 $6,000,000 $142,857 $2,807 3.06%
>60% 10 $890,000 $89,000 $860 3.97%

Deere Employees Credit Union lent most frequently to those with DTI ratios of 20-30%, with 810 originations. The next most common DTI ratio? 30-36%, with 546 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 2,293 $403,675,000 $176,047 $2,709 2.79%
Not provided 528 $90,050,000 $170,549 $2,650 2.86%
Black 71 $15,275,000 $215,141 $3,111 2.85%
Asian 27 $5,855,000 $216,852 $2,777 2.58%
American Indian 22 $3,900,000 $177,273 $3,059 2.97%
Asian Indian 3 $175,000 $58,333 $0 3.24%
Other Pacific Islander 2 $80,000 $40,000 $0 3.74%
Native Hawaiian 1 $75,000 $75,000 $2,349 2.75%
Other Asian 1 $35,000 $35,000 $0 3.24%

Approval Rates

Total approvals of all applications
88.92%

Deere Employees Credit Union has an average approval rate.

Pick Rate

Approvals leading to origination
70.63%

Deere Employees Credit Union has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 2,948 $519,120,000 $176,092

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
2,948 $519,120,000 $176,092

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 423 $38,305,000 $90,556 $2,217 3.09%
40-60% 355 $68,225,000 $192,183 $2,774 2.50%
60-80% 949 $234,575,000 $247,181 $2,904 2.57%
80-100% 606 $147,250,000 $242,987 $2,911 2.60%
Under 20% 615 $30,765,000 $50,024 $249 3.33%