Discover Bank Mortgage Rates, Fees & Info

Greenwood, DE

LEI: X05BVSK68TQ7YTOSNR22

Tax ID: 51-0020270

1 stars - out of 5 stars, based on 119 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Discover Bank is a small bank specializing in Home Improvement, Other, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Los Angeles, Atlanta, Phoenix, and Washington among others. We have data for 697 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 8.86% 11/26/22
    30 Year Conventional Refi 8.70% 11/26/22
    15 Year Conventional Purchase 8.87% 11/26/22
    15 Year Conventional Refi 8.72% 11/26/22
    15 Year Cash-out Refi 8.72% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    14,148

    Origination Dollar Volume (All Markets)

    $1,258,680,000

    Employee count

    11,086

    Relative Rate

    Discover Bank's average 30 year fixed mortgage rate was 6.47%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 3.32%.

    Relative Fees (Closing Costs)

    Discover Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $0.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 860 $82,120,000 $95,488 $0 6.42%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 550 $60,210,000 $109,473 $0 6.01%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 553 $48,035,000 $86,863 $0 6.74%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 503 $43,105,000 $85,696 $0 7.00%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 399 $36,985,000 $92,694 $0 6.74%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 427 $35,085,000 $82,166 $0 6.98%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 355 $30,045,000 $84,634 $0 6.82%
    Outside of Metro Areas 342 $28,480,000 $83,275 $0 6.19%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 261 $27,165,000 $104,080 $0 5.53%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 303 $26,355,000 $86,980 $0 6.80%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 230 $24,180,000 $105,130 $0 5.39%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 215 $23,465,000 $109,140 $0 5.99%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 243 $21,215,000 $87,305 $0 6.99%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 224 $20,900,000 $93,304 $0 6.84%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 179 $20,845,000 $116,453 $0 5.76%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 218 $19,470,000 $89,312 $0 6.82%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 205 $19,445,000 $94,854 $0 6.74%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 210 $18,660,000 $88,857 $0 6.83%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 204 $18,660,000 $91,471 $0 7.29%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 214 $18,400,000 $85,981 $0 6.83%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 179 $16,735,000 $93,492 $0 7.61%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 174 $15,040,000 $86,437 $0 6.82%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 135 $12,355,000 $91,519 $0 6.94%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 153 $11,815,000 $77,222 $0 6.99%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 135 $11,635,000 $86,185 $0 6.79%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 122 $10,070,000 $82,541 $0 6.84%
    COLUMBUS, OH (FHA|USDA|VA) 125 $10,035,000 $80,280 $0 7.00%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 99 $10,015,000 $101,162 $0 6.12%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 113 $9,635,000 $85,265 $0 8.01%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 115 $8,795,000 $76,478 $0 7.17%
    RALEIGH-CARY, NC (FHA|USDA|VA) 95 $8,315,000 $87,526 $0 6.65%
    JACKSONVILLE, FL (FHA|USDA|VA) 88 $7,930,000 $90,114 $0 7.71%
    RICHMOND, VA (FHA|USDA|VA) 99 $7,825,000 $79,040 $0 7.35%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 93 $7,795,000 $83,817 $0 6.73%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 86 $7,590,000 $88,256 $0 7.21%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 89 $7,305,000 $82,079 $0 6.94%
    PITTSBURGH, PA (FHA|USDA|VA) 80 $6,800,000 $85,000 $0 6.52%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 87 $6,575,000 $75,575 $0 7.15%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 87 $6,435,000 $73,966 $0 7.56%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 63 $6,365,000 $101,032 $0 6.44%
    SALT LAKE CITY, UT (FHA|USDA|VA) 76 $6,350,000 $83,553 $0 7.13%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 61 $6,105,000 $100,082 $0 5.35%
    BOISE CITY, ID (FHA|USDA|VA) 62 $6,000,000 $96,774 $0 6.77%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 67 $5,695,000 $85,000 $0 7.20%
    TUCSON, AZ (FHA|USDA|VA) 68 $5,650,000 $83,088 $0 6.92%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 43 $5,385,000 $125,233 $0 5.34%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 58 $5,300,000 $91,379 $0 6.20%
    STOCKTON, CA (FHA|USDA|VA) 53 $5,285,000 $99,717 $0 6.84%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 62 $5,280,000 $85,161 $0 6.74%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 51 $5,115,000 $100,294 $0 6.60%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 69 $4,985,000 $72,246 $0 7.27%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 59 $4,895,000 $82,966 $0 6.83%
    KNOXVILLE, TN (FHA|USDA|VA) 55 $4,845,000 $88,091 $0 6.50%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 54 $4,810,000 $89,074 $0 6.40%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 56 $4,660,000 $83,214 $0 6.39%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 54 $4,650,000 $86,111 $0 6.64%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 59 $4,565,000 $77,373 $0 7.25%
    WORCESTER, MA-CT (FHA|USDA|VA) 57 $4,555,000 $79,912 $0 7.08%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 51 $4,485,000 $87,941 $0 6.93%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 44 $4,330,000 $98,409 $0 6.71%
    RENO, NV (FHA|USDA|VA) 44 $3,930,000 $89,318 $0 6.67%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 46 $3,910,000 $85,000 $0 7.06%
    ALBUQUERQUE, NM (FHA|USDA|VA) 43 $3,885,000 $90,349 $0 6.40%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 47 $3,735,000 $79,468 $0 6.80%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 37 $3,635,000 $98,243 $0 6.72%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 44 $3,540,000 $80,455 $0 6.80%
    TULSA, OK (FHA|USDA|VA) 39 $3,485,000 $89,359 $0 5.96%
    VALLEJO, CA (FHA|USDA|VA) 34 $3,470,000 $102,059 $0 6.18%
    ROCHESTER, NY (FHA|USDA|VA) 36 $3,330,000 $92,500 $0 6.26%
    FRESNO, CA (FHA|USDA|VA) 45 $3,265,000 $72,556 $0 7.45%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 39 $3,245,000 $83,205 $0 6.88%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 34 $3,240,000 $95,294 $0 7.05%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 32 $3,170,000 $99,063 $0 6.42%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 36 $3,150,000 $87,500 $0 7.43%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 33 $3,145,000 $95,303 $0 6.39%
    PROVO-OREM, UT (FHA|USDA|VA) 34 $3,100,000 $91,176 $0 7.06%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 36 $3,090,000 $85,833 $0 6.45%
    AKRON, OH (FHA|USDA|VA) 38 $2,950,000 $77,632 $0 7.32%
    COLUMBIA, SC (FHA|USDA|VA) 35 $2,935,000 $83,857 $0 7.28%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 36 $2,860,000 $79,444 $0 6.91%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $2,840,000 $83,529 $0 7.68%
    SPRINGFIELD, MO (FHA|USDA|VA) 29 $2,835,000 $97,759 $0 6.02%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 30 $2,770,000 $92,333 $0 7.42%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 28 $2,760,000 $98,571 $0 6.60%
    ASHEVILLE, NC (FHA|USDA|VA) 28 $2,750,000 $98,214 $0 5.92%
    MODESTO, CA (FHA|USDA|VA) 36 $2,750,000 $76,389 $0 7.31%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 28 $2,700,000 $96,429 $0 6.31%
    BAKERSFIELD, CA (FHA|USDA|VA) 33 $2,675,000 $81,061 $0 6.76%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 35 $2,675,000 $76,429 $0 6.76%
    SALINAS, CA (FHA|USDA|VA) 21 $2,495,000 $118,810 $0 5.81%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 27 $2,495,000 $92,407 $0 6.15%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 30 $2,490,000 $83,000 $0 7.03%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 29 $2,475,000 $85,345 $0 6.86%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 28 $2,470,000 $88,214 $0 6.32%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 36 $2,460,000 $68,333 $0 7.70%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 24 $2,410,000 $100,417 $0 6.31%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 27 $2,405,000 $89,074 $0 6.76%
    SPRINGFIELD, MA (FHA|USDA|VA) 27 $2,365,000 $87,593 $0 6.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 22 $2,330,000 $105,909 $0 6.94%
    FORT COLLINS, CO (FHA|USDA|VA) 27 $2,285,000 $84,630 $0 6.98%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 27 $2,255,000 $83,519 $0 6.75%
    HUNTSVILLE, AL (FHA|USDA|VA) 28 $2,240,000 $80,000 $0 6.67%
    GREELEY, CO (FHA|USDA|VA) 30 $2,200,000 $73,333 $0 7.54%
    OCALA, FL (FHA|USDA|VA) 26 $2,070,000 $79,615 $0 6.87%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 26 $2,000,000 $76,923 $0 6.47%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 18 $1,990,000 $110,556 $0 5.70%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 24 $1,960,000 $81,667 $0 6.48%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 22 $1,950,000 $88,636 $0 6.76%
    GAINESVILLE, GA (FHA|USDA|VA) 23 $1,835,000 $79,783 $0 6.85%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $1,815,000 $95,526 $0 6.30%
    BOULDER, CO (FHA|USDA|VA) 18 $1,790,000 $99,444 $0 6.44%
    WINSTON-SALEM, NC (FHA|USDA|VA) 23 $1,775,000 $77,174 $0 6.49%
    LANCASTER, PA (FHA|USDA|VA) 19 $1,695,000 $89,211 $0 6.83%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 20 $1,690,000 $84,500 $0 6.88%
    SAVANNAH, GA (FHA|USDA|VA) 21 $1,685,000 $80,238 $0 7.14%
    SYRACUSE, NY (FHA|USDA|VA) 19 $1,635,000 $86,053 $0 6.21%
    Outside of Metro Areas 14 $1,620,000 $115,714 $0 6.18%
    EL PASO, TX (FHA|USDA|VA) 18 $1,620,000 $90,000 $0 5.51%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 17 $1,595,000 $93,824 $0 6.72%
    BATON ROUGE, LA (FHA|USDA|VA) 21 $1,545,000 $73,571 $0 6.74%
    ROANOKE, VA (FHA|USDA|VA) 17 $1,545,000 $90,882 $0 6.62%
    SALISBURY, MD-DE (FHA|USDA|VA) 19 $1,535,000 $80,789 $0 7.05%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $1,520,000 $95,000 $0 6.41%
    YORK-HANOVER, PA (FHA|USDA|VA) 19 $1,515,000 $79,737 $0 7.21%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 17 $1,495,000 $87,941 $0 7.43%
    URBAN HONOLULU, HI (FHA|USDA|VA) 13 $1,485,000 $114,231 $0 5.78%
    READING, PA (FHA|USDA|VA) 21 $1,465,000 $69,762 $0 7.69%
    DOVER, DE (FHA|USDA|VA) 16 $1,450,000 $90,625 $0 6.17%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 18 $1,380,000 $76,667 $0 7.32%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 16 $1,340,000 $83,750 $0 7.39%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 17 $1,325,000 $77,941 $0 7.09%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 13 $1,325,000 $101,923 $0 6.47%
    GRAND JUNCTION, CO (FHA|USDA|VA) 15 $1,325,000 $88,333 $0 7.26%
    SPARTANBURG, SC (FHA|USDA|VA) 19 $1,315,000 $69,211 $0 7.37%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 16 $1,310,000 $81,875 $0 6.58%
    FLINT, MI (FHA|USDA|VA) 18 $1,310,000 $72,778 $0 7.01%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 16 $1,280,000 $80,000 $0 8.82%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 18 $1,280,000 $71,111 $0 7.28%
    PUNTA GORDA, FL (FHA|USDA|VA) 15 $1,245,000 $83,000 $0 7.62%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 19 $1,245,000 $65,526 $0 7.32%
    SALEM, OR (FHA|USDA|VA) 17 $1,245,000 $73,235 $0 7.20%
    Torrington, CT (FHA|USDA|VA) 15 $1,225,000 $81,667 $0 7.01%
    VISALIA, CA (FHA|USDA|VA) 17 $1,205,000 $70,882 $0 7.24%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 13 $1,195,000 $91,923 $0 7.15%
    BEND, OR (FHA|USDA|VA) 15 $1,195,000 $79,667 $0 6.98%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 10 $1,190,000 $119,000 $0 4.56%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 15 $1,135,000 $75,667 $0 7.92%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 14 $1,130,000 $80,714 $0 6.40%
    REDDING, CA (FHA|USDA|VA) 13 $1,115,000 $85,769 $0 6.91%
    ANCHORAGE, AK (FHA|USDA|VA) 13 $1,105,000 $85,000 $0 7.09%
    JACKSON, MS (FHA|USDA|VA) 13 $1,095,000 $84,231 $0 6.49%
    FORT WAYNE, IN (FHA|USDA|VA) 13 $1,095,000 $84,231 $0 6.16%
    SIOUX FALLS, SD (FHA|USDA|VA) 11 $1,075,000 $97,727 $0 7.67%
    ROCKFORD, IL (FHA|USDA|VA) 14 $1,050,000 $75,000 $0 7.42%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $1,020,000 $72,857 $0 7.45%
    MOBILE, AL (FHA|USDA|VA) 13 $995,000 $76,538 $0 6.18%
    MERCED, CA (FHA|USDA|VA) 10 $990,000 $99,000 $0 5.80%
    WILMINGTON, NC (FHA|USDA|VA) 12 $980,000 $81,667 $0 6.13%
    LINCOLN, NE (FHA|USDA|VA) 14 $970,000 $69,286 $0 7.53%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $960,000 $96,000 $0 5.12%
    TOLEDO, OH (FHA|USDA|VA) 14 $950,000 $67,857 $0 6.92%
    NAPA, CA (FHA|USDA|VA) 6 $940,000 $156,667 $0 4.27%
    TALLAHASSEE, FL (FHA|USDA|VA) 14 $940,000 $67,143 $0 9.16%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 13 $925,000 $71,154 $0 7.72%
    COLUMBUS, GA-AL (FHA|USDA|VA) 12 $890,000 $74,167 $0 6.49%
    WACO, TX (FHA|USDA|VA) 10 $880,000 $88,000 $0 5.61%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $865,000 $96,111 $0 5.39%
    WICHITA, KS (FHA|USDA|VA) 12 $860,000 $71,667 $0 6.76%
    ANN ARBOR, MI (FHA|USDA|VA) 10 $850,000 $85,000 $0 6.92%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $840,000 $84,000 $0 6.49%
    Kalispell, MT (FHA|USDA|VA) 9 $835,000 $92,778 $0 6.95%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $825,000 $91,667 $0 7.41%
    JOHNSON CITY, TN (FHA|USDA|VA) 10 $820,000 $82,000 $0 7.26%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 12 $810,000 $67,500 $0 7.15%
    OCEAN CITY, NJ (FHA|USDA|VA) 9 $805,000 $89,444 $0 6.99%
    MADISON, WI (FHA|USDA|VA) 12 $790,000 $65,833 $0 7.81%
    FAYETTEVILLE, NC (FHA|USDA|VA) 12 $790,000 $65,833 $0 6.63%
    WINCHESTER, VA-WV (FHA|USDA|VA) 9 $775,000 $86,111 $0 7.67%
    COLUMBIA, MO (FHA|USDA|VA) 7 $765,000 $109,286 $0 5.77%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 11 $755,000 $68,636 $0 7.21%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $755,000 $83,889 $0 5.55%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 11 $745,000 $67,727 $0 7.59%
    Eureka-Arcata, CA (FHA|USDA|VA) 9 $735,000 $81,667 $0 7.28%
    WHEELING, WV-OH (FHA|USDA|VA) 7 $725,000 $103,571 $0 5.74%
    PUEBLO, CO (FHA|USDA|VA) 8 $720,000 $90,000 $0 6.95%
    GAINESVILLE, FL (FHA|USDA|VA) 8 $720,000 $90,000 $0 7.40%
    ROCHESTER, MN (FHA|USDA|VA) 7 $715,000 $102,143 $0 5.44%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 6 $710,000 $118,333 $0 5.54%
    APPLETON, WI (FHA|USDA|VA) 7 $705,000 $100,714 $0 6.49%
    LYNCHBURG, VA (FHA|USDA|VA) 11 $705,000 $64,091 $0 7.07%
    BELLINGHAM, WA (FHA|USDA|VA) 8 $700,000 $87,500 $0 6.83%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $700,000 $116,667 $0 5.16%
    TWIN FALLS, ID (FHA|USDA|VA) 9 $695,000 $77,222 $0 7.29%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $695,000 $99,286 $0 6.03%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $690,000 $86,250 $0 5.62%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 9 $685,000 $76,111 $0 5.80%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 11 $685,000 $62,273 $0 8.86%
    Wooster, OH (FHA|USDA|VA) 5 $685,000 $137,000 $0 4.72%
    KINGSTON, NY (FHA|USDA|VA) 7 $685,000 $97,857 $0 5.14%
    Oak Harbor, WA (FHA|USDA|VA) 10 $680,000 $68,000 $0 8.22%
    LAWRENCE, KS (FHA|USDA|VA) 6 $670,000 $111,667 $0 5.91%
    CHICO, CA (FHA|USDA|VA) 9 $665,000 $73,889 $0 7.04%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 8 $660,000 $82,500 $0 6.72%
    Bozeman, MT (FHA|USDA|VA) 8 $660,000 $82,500 $0 6.61%
    YAKIMA, WA (FHA|USDA|VA) 7 $655,000 $93,571 $0 6.85%
    MEDFORD, OR (FHA|USDA|VA) 6 $650,000 $108,333 $0 6.45%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $625,000 $89,286 $0 5.65%
    Glenwood Springs, CO (FHA|USDA|VA) 7 $625,000 $89,286 $0 7.29%
    PANAMA CITY, FL (FHA|USDA|VA) 9 $625,000 $69,444 $0 8.00%
    DULUTH, MN-WI (FHA|USDA|VA) 7 $625,000 $89,286 $0 6.32%
    GREEN BAY, WI (FHA|USDA|VA) 6 $620,000 $103,333 $0 5.53%
    YUMA, AZ (FHA|USDA|VA) 7 $605,000 $86,429 $0 5.81%
    Roseburg, OR (FHA|USDA|VA) 6 $600,000 $100,000 $0 6.74%
    ERIE, PA (FHA|USDA|VA) 8 $600,000 $75,000 $0 7.18%
    LAS CRUCES, NM (FHA|USDA|VA) 10 $600,000 $60,000 $0 8.09%
    ST. GEORGE, UT (FHA|USDA|VA) 8 $590,000 $73,750 $0 6.99%
    STATE COLLEGE, PA (FHA|USDA|VA) 6 $590,000 $98,333 $0 6.23%
    SPRINGFIELD, IL (FHA|USDA|VA) 9 $585,000 $65,000 $0 7.31%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $575,000 $115,000 $0 5.43%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $570,000 $71,250 $0 8.02%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $570,000 $71,250 $0 7.59%
    SANTA FE, NM (FHA|USDA|VA) 7 $565,000 $80,714 $0 5.92%
    Lebanon, NH-VT (FHA|USDA|VA) 7 $565,000 $80,714 $0 6.30%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $565,000 $113,000 $0 4.49%
    Show Low, AZ (FHA|USDA|VA) 6 $560,000 $93,333 $0 6.50%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $560,000 $70,000 $0 6.96%
    NILES, MI (FHA|USDA|VA) 8 $560,000 $70,000 $0 6.91%
    Concord, NH (FHA|USDA|VA) 7 $555,000 $79,286 $0 6.17%
    SPRINGFIELD, OH (FHA|USDA|VA) 6 $550,000 $91,667 $0 5.53%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $545,000 $77,857 $0 6.60%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 5 $535,000 $107,000 $0 5.79%
    RAPID CITY, SD (FHA|USDA|VA) 7 $535,000 $76,429 $0 6.74%
    BURLINGTON, NC (FHA|USDA|VA) 7 $535,000 $76,429 $0 6.99%
    TERRE HAUTE, IN (FHA|USDA|VA) 9 $535,000 $59,444 $0 7.16%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 6 $530,000 $88,333 $0 5.83%
    FORT SMITH, AR-OK (FHA|USDA|VA) 7 $525,000 $75,000 $0 6.21%
    CHARLESTON, WV (FHA|USDA|VA) 6 $520,000 $86,667 $0 5.95%
    Traverse City, MI (FHA|USDA|VA) 5 $515,000 $103,000 $0 5.74%
    Hilo, HI (FHA|USDA|VA) 6 $500,000 $83,333 $0 6.77%
    UTICA-ROME, NY (FHA|USDA|VA) 4 $500,000 $125,000 $0 4.81%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 5 $495,000 $99,000 $0 6.54%
    RACINE, WI (FHA|USDA|VA) 7 $495,000 $70,714 $0 7.46%
    WALLA WALLA, WA (FHA|USDA|VA) 6 $490,000 $81,667 $0 7.16%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 7 $485,000 $69,286 $0 7.53%
    LAFAYETTE, LA (FHA|USDA|VA) 6 $480,000 $80,000 $0 6.41%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $480,000 $120,000 $0 4.56%
    CLEVELAND, TN (FHA|USDA|VA) 6 $480,000 $80,000 $0 7.58%
    DALTON, GA (FHA|USDA|VA) 6 $480,000 $80,000 $0 8.24%
    THE VILLAGES, FL (FHA|USDA|VA) 6 $480,000 $80,000 $0 7.82%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 7 $475,000 $67,857 $0 6.28%
    EL CENTRO, CA (FHA|USDA|VA) 4 $470,000 $117,500 $0 5.75%
    Aberdeen, WA (FHA|USDA|VA) 5 $465,000 $93,000 $0 5.69%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $465,000 $93,000 $0 5.49%
    Tupelo, MS (FHA|USDA|VA) 5 $465,000 $93,000 $0 4.39%
    SHEBOYGAN, WI (FHA|USDA|VA) 5 $455,000 $91,000 $0 6.74%
    GLENS FALLS, NY (FHA|USDA|VA) 5 $455,000 $91,000 $0 5.19%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 5 $435,000 $87,000 $0 5.37%
    KANKAKEE, IL (FHA|USDA|VA) 7 $435,000 $62,143 $0 7.81%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 7 $435,000 $62,143 $0 7.32%
    LOGAN, UT-ID (FHA|USDA|VA) 6 $430,000 $71,667 $0 6.99%
    FARGO, ND-MN (FHA|USDA|VA) 5 $425,000 $85,000 $0 6.09%
    YUBA CITY, CA (FHA|USDA|VA) 5 $425,000 $85,000 $0 7.46%
    IDAHO FALLS, ID (FHA|USDA|VA) 5 $425,000 $85,000 $0 5.82%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 5 $425,000 $85,000 $0 8.14%
    WENATCHEE, WA (FHA|USDA|VA) 3 $405,000 $135,000 $0 5.82%
    POCATELLO, ID (FHA|USDA|VA) 5 $405,000 $81,000 $0 7.22%
    Washington, NC (FHA|USDA|VA) 3 $405,000 $135,000 $0 6.08%
    PEORIA, IL (FHA|USDA|VA) 6 $400,000 $66,667 $0 7.60%
    Richmond-Berea, KY (FHA|USDA|VA) 4 $400,000 $100,000 $0 5.37%
    CHEYENNE, WY (FHA|USDA|VA) 6 $400,000 $66,667 $0 7.32%
    FLORENCE, SC (FHA|USDA|VA) 5 $395,000 $79,000 $0 6.39%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $390,000 $97,500 $0 6.18%
    FOND DU LAC, WI (FHA|USDA|VA) 4 $380,000 $95,000 $0 5.56%
    MISSOULA, MT (FHA|USDA|VA) 4 $380,000 $95,000 $0 7.42%
    BINGHAMTON, NY (FHA|USDA|VA) 4 $380,000 $95,000 $0 5.35%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $380,000 $63,333 $0 6.82%
    Pahrump, NV (FHA|USDA|VA) 3 $375,000 $125,000 $0 6.27%
    LONGVIEW, WA (FHA|USDA|VA) 5 $375,000 $75,000 $0 5.17%
    Keene, NH (FHA|USDA|VA) 5 $375,000 $75,000 $0 7.39%
    Auburn, IN (FHA|USDA|VA) 3 $375,000 $125,000 $0 6.08%
    Owatonna, MN (FHA|USDA|VA) 4 $370,000 $92,500 $0 6.31%
    Marietta, OH (FHA|USDA|VA) 4 $370,000 $92,500 $0 6.24%
    Durango, CO (FHA|USDA|VA) 4 $370,000 $92,500 $0 7.37%
    BILLINGS, MT (FHA|USDA|VA) 7 $365,000 $52,143 $0 8.24%
    Ontario, OR-ID (FHA|USDA|VA) 5 $365,000 $73,000 $0 6.69%
    Washington Court House, OH (FHA|USDA|VA) 3 $365,000 $121,667 $0 4.49%
    Cookeville, TN (FHA|USDA|VA) 4 $360,000 $90,000 $0 4.31%
    Moses Lake, WA (FHA|USDA|VA) 4 $360,000 $90,000 $0 6.53%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $360,000 $90,000 $0 5.56%
    VALDOSTA, GA (FHA|USDA|VA) 4 $360,000 $90,000 $0 7.10%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $355,000 $118,333 $0 6.99%
    Holland, MI (FHA|USDA|VA) 5 $355,000 $71,000 $0 6.64%
    BLOOMINGTON, IL (FHA|USDA|VA) 5 $355,000 $71,000 $0 7.44%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 5 $355,000 $71,000 $0 6.95%
    Augusta-Waterville, ME (FHA|USDA|VA) 5 $355,000 $71,000 $0 7.59%
    Pittsburg, KS (FHA|USDA|VA) 2 $350,000 $175,000 $0 4.12%
    Elko, NV (FHA|USDA|VA) 3 $345,000 $115,000 $0 6.13%
    Adrian, MI (FHA|USDA|VA) 5 $345,000 $69,000 $0 7.42%
    Branson, MO (FHA|USDA|VA) 4 $340,000 $85,000 $0 4.31%
    Shelton, WA (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.99%
    Sevierville, TN (FHA|USDA|VA) 4 $340,000 $85,000 $0 5.74%
    Burley, ID (FHA|USDA|VA) 2 $340,000 $170,000 $0 4.45%
    New Castle, PA (FHA|USDA|VA) 4 $340,000 $85,000 $0 4.81%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 4 $330,000 $82,500 $0 4.81%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $325,000 $65,000 $0 8.50%
    STAUNTON, VA (FHA|USDA|VA) 5 $325,000 $65,000 $0 8.26%
    Sanford, NC (FHA|USDA|VA) 3 $325,000 $108,333 $0 5.99%
    Whitewater, WI (FHA|USDA|VA) 5 $325,000 $65,000 $0 7.69%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $325,000 $65,000 $0 7.89%
    Shelby, NC (FHA|USDA|VA) 4 $320,000 $80,000 $0 6.18%
    Stevens Point, WI (FHA|USDA|VA) 2 $320,000 $160,000 $0 4.74%
    Blackfoot, ID (FHA|USDA|VA) 3 $315,000 $105,000 $0 6.33%
    Key West, FL (FHA|USDA|VA) 3 $315,000 $105,000 $0 5.99%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.06%
    Farmington, MO (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.81%
    Port Angeles, WA (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.06%
    MONROE, MI (FHA|USDA|VA) 3 $305,000 $101,667 $0 6.58%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 5 $305,000 $61,000 $0 8.76%
    Albertville, AL (FHA|USDA|VA) 3 $305,000 $101,667 $0 5.63%
    JACKSON, MI (FHA|USDA|VA) 3 $305,000 $101,667 $0 5.66%
    Selinsgrove, PA (FHA|USDA|VA) 3 $305,000 $101,667 $0 5.91%
    MORGANTOWN, WV (FHA|USDA|VA) 5 $305,000 $61,000 $0 8.36%
    Meadville, PA (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.99%
    ABILENE, TX (FHA|USDA|VA) 4 $300,000 $75,000 $0 5.37%
    Pottsville, PA (FHA|USDA|VA) 4 $300,000 $75,000 $0 6.36%
    The Dalles, OR (FHA|USDA|VA) 2 $300,000 $150,000 $0 4.99%
    Jefferson, GA (FHA|USDA|VA) 4 $300,000 $75,000 $0 7.62%
    AMARILLO, TX (FHA|USDA|VA) 3 $295,000 $98,333 $0 4.63%
    WARNER ROBINS, GA (FHA|USDA|VA) 3 $295,000 $98,333 $0 6.58%
    Gloversville, NY (FHA|USDA|VA) 3 $295,000 $98,333 $0 5.63%
    KOKOMO, IN (FHA|USDA|VA) 3 $295,000 $98,333 $0 4.32%
    LEBANON, PA (FHA|USDA|VA) 3 $295,000 $98,333 $0 5.32%
    COLUMBUS, IN (FHA|USDA|VA) 4 $290,000 $72,500 $0 7.49%
    DeRidder, LA (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.07%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $290,000 $72,500 $0 6.93%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $290,000 $72,500 $0 6.06%
    Clearlake, CA (FHA|USDA|VA) 2 $290,000 $145,000 $0 3.99%
    Crossville, TN (FHA|USDA|VA) 3 $285,000 $95,000 $0 4.58%
    Coos Bay, OR (FHA|USDA|VA) 3 $285,000 $95,000 $0 6.99%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.04%
    BATTLE CREEK, MI (FHA|USDA|VA) 3 $275,000 $91,667 $0 5.58%
    Sandusky, OH (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.57%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $275,000 $91,667 $0 5.82%
    CORVALLIS, OR (FHA|USDA|VA) 3 $275,000 $91,667 $0 7.32%
    Warrensburg, MO (FHA|USDA|VA) 3 $275,000 $91,667 $0 4.21%
    DECATUR, IL (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.75%
    TEXARKANA, TX-AR (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.07%
    Fernley, NV (FHA|USDA|VA) 4 $270,000 $67,500 $0 7.93%
    BANGOR, ME (FHA|USDA|VA) 2 $270,000 $135,000 $0 5.24%
    BOWLING GREEN, KY (FHA|USDA|VA) 6 $270,000 $45,000 $0 9.57%
    MADERA, CA (FHA|USDA|VA) 4 $270,000 $67,500 $0 7.26%
    HOT SPRINGS, AR (FHA|USDA|VA) 3 $265,000 $88,333 $0 4.83%
    Lufkin, TX (FHA|USDA|VA) 3 $265,000 $88,333 $0 4.16%
    Cedartown, GA (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.24%
    Hudson, NY (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.99%
    Hailey, ID (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.87%
    Red Bluff, CA (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.24%
    Helena, MT (FHA|USDA|VA) 2 $260,000 $130,000 $0 4.62%
    Martin, TN (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.74%
    Eagle Pass, TX (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.99%
    LaGrange, GA-AL (FHA|USDA|VA) 4 $260,000 $65,000 $0 7.76%
    WICHITA FALLS, TX (FHA|USDA|VA) 3 $255,000 $85,000 $0 5.16%
    Shelbyville, TN (FHA|USDA|VA) 3 $255,000 $85,000 $0 7.32%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $255,000 $85,000 $0 5.16%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 5 $255,000 $51,000 $0 6.89%
    JOHNSTOWN, PA (FHA|USDA|VA) 3 $255,000 $85,000 $0 6.24%
    Stillwater, OK (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.99%
    Douglas, GA (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.37%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.99%
    Steamboat Springs, CO (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.07%
    Lewisburg, TN (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.49%
    Chillicothe, OH (FHA|USDA|VA) 2 $250,000 $125,000 $0 7.49%
    Seymour, IN (FHA|USDA|VA) 2 $250,000 $125,000 $0 3.99%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 5 $245,000 $49,000 $0 8.43%
    Laconia, NH (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.43%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.75%
    La Grande, OR (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.82%
    Beaver Dam, WI (FHA|USDA|VA) 2 $240,000 $120,000 $0 4.07%
    Granbury, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 5.49%
    Manitowoc, WI (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.74%
    FAIRBANKS, AK (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.99%
    WILLIAMSPORT, PA (FHA|USDA|VA) 3 $235,000 $78,333 $0 4.58%
    Duncan, OK (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.18%
    EAU CLAIRE, WI (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.99%
    Olean, NY (FHA|USDA|VA) 3 $235,000 $78,333 $0 5.00%
    Weatherford, OK (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.49%
    Ashtabula, OH (FHA|USDA|VA) 4 $230,000 $57,500 $0 7.90%
    Urbana, OH (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.62%
    CaƱon City, CO (FHA|USDA|VA) 4 $230,000 $57,500 $0 8.06%
    Bradford, PA (FHA|USDA|VA) 3 $225,000 $75,000 $0 7.08%
    Montrose, CO (FHA|USDA|VA) 3 $225,000 $75,000 $0 5.71%
    Athens, TX (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.45%
    DECATUR, AL (FHA|USDA|VA) 4 $220,000 $55,000 $0 8.12%
    Salem, OH (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.66%
    JACKSON, TN (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.24%
    Big Rapids, MI (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.08%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.08%
    MORRISTOWN, TN (FHA|USDA|VA) 3 $215,000 $71,667 $0 7.66%
    Frankfort, KY (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.99%
    ROME, GA (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.74%
    OWENSBORO, KY (FHA|USDA|VA) 4 $210,000 $52,500 $0 8.24%
    Andrews, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.99%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.12%
    Palestine, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.87%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $210,000 $105,000 $0 7.65%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.93%
    Huntsville, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.74%
    Bemidji, MN (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.74%
    Athens, OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 5.99%
    Clarksburg, WV (FHA|USDA|VA) 2 $210,000 $105,000 $0 4.74%
    Payson, AZ (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.49%
    Ottawa, KS (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.75%
    Winnemucca, NV (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.99%
    ROCKY MOUNT, NC (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.66%
    New Castle, IN (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.99%
    MIDLAND, MI (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.34%
    Safford, AZ (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.87%
    Hutchinson, MN (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.37%
    LUBBOCK, TX (FHA|USDA|VA) 2 $200,000 $100,000 $0 4.24%
    Statesboro, GA (FHA|USDA|VA) 4 $200,000 $50,000 $0 8.72%
    Sayre, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.99%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.08%
    Shawnee, OK (FHA|USDA|VA) 3 $195,000 $65,000 $0 6.49%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 3 $195,000 $65,000 $0 7.27%
    Batavia, NY (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.99%
    TUSCALOOSA, AL (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.47%
    JOPLIN, MO (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.00%
    Marquette, MI (FHA|USDA|VA) 2 $190,000 $95,000 $0 4.24%
    BISMARCK, ND (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.24%
    Cullman, AL (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.87%
    ALBANY, GA (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.99%
    Heber, UT (FHA|USDA|VA) 2 $190,000 $95,000 $0 7.87%
    Kapaa, HI (FHA|USDA|VA) 2 $190,000 $95,000 $0 5.50%
    Faribault-Northfield, MN (FHA|USDA|VA) 3 $185,000 $61,667 $0 7.80%
    Sunbury, PA (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.62%
    McMinnville, TN (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.62%
    GETTYSBURG, PA (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.41%
    Crawfordsville, IN (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.62%
    MUNCIE, IN (FHA|USDA|VA) 2 $180,000 $90,000 $0 4.74%
    Scottsbluff, NE (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.99%
    Logansport, IN (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.99%
    Sidney, OH (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.82%
    Murray, KY (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.15%
    Greenwood, SC (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.74%
    Butte-Silver Bow, MT (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.15%
    DOTHAN, AL (FHA|USDA|VA) 3 $175,000 $58,333 $0 6.91%
    St. Marys, GA (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.61%
    Rutland, VT (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.74%
    London, KY (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.24%
    Bluefield, WV-VA (FHA|USDA|VA) 2 $170,000 $85,000 $0 4.49%
    BLOOMINGTON, IN (FHA|USDA|VA) 2 $170,000 $85,000 $0 7.74%
    HAMMOND, LA (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.12%
    Ottawa, IL (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.93%
    Sterling, IL (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.24%
    Picayune, MS (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.87%
    ALTOONA, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.25%
    GADSDEN, AL (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.37%
    Brookings, OR (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.49%
    Lake City, FL (FHA|USDA|VA) 2 $160,000 $80,000 $0 4.99%
    Marshall, MN (FHA|USDA|VA) 2 $160,000 $80,000 $0 7.87%
    Tiffin, OH (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.49%
    Juneau, AK (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.74%
    Corning, NY (FHA|USDA|VA) 2 $160,000 $80,000 $0 5.74%
    Ukiah, CA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.49%
    Harrison, AR (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.25%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $0 6.99%
    Henderson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
    MUSKEGON, MI (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.91%
    Natchitoches, LA (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
    Paducah, KY-IL (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
    PITTSFIELD, MA (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.36%
    Portales, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.99%
    Spearfish, SD (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.49%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.66%
    Waycross, GA (FHA|USDA|VA) 3 $155,000 $51,667 $0 7.90%
    Bucyrus-Galion, OH (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.64%
    Mount Vernon, OH (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.87%
    Newport, OR (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.62%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.99%
    Georgetown, SC (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.54%
    Bennington, VT (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.99%
    Moberly, MO (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.99%
    Emporia, KS (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.99%
    Mineral Wells, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
    Sulphur Springs, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.99%
    Macomb, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.99%
    Laurinburg, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.99%
    DuBois, PA (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.99%
    Seneca Falls, NY (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.07%
    Greeneville, TN (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.62%
    Thomasville, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 8.01%
    Natchez, MS-LA (FHA|USDA|VA) 2 $140,000 $70,000 $0 4.99%
    Kearney, NE (FHA|USDA|VA) 3 $135,000 $45,000 $0 9.36%
    Los Alamos, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.25%
    Hereford, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.99%
    McAlester, OK (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.99%
    Vicksburg, MS (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.25%
    Roswell, NM (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.25%
    CARSON CITY, NV (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.49%
    Bellefontaine, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.24%
    Houghton, MI (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.99%
    Portsmouth, OH (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.87%
    Ponca City, OK (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.37%
    Mountain Home, AR (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.85%
    ODESSA, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.62%
    Lebanon, MO (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.99%
    MANKATO, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
    MANSFIELD, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.99%
    Newport, TN (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.99%
    Miami, OK (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.75%
    Orangeburg, SC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.49%
    Alice, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
    Williston, ND (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.49%
    Sterling, CO (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.49%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.49%
    Hillsdale, MI (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.62%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.49%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.83%
    Lewistown, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.49%
    Kill Devil Hills, NC (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.49%
    Alexandria, MN (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.37%
    Sandpoint, ID (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.87%
    Wapakoneta, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.12%
    St. Marys, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.75%
    Meridian, MS (FHA|USDA|VA) 2 $120,000 $60,000 $0 5.87%
    Lumberton, NC (FHA|USDA|VA) 2 $120,000 $60,000 $0 6.62%
    Cambridge, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.62%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.24%
    Zanesville, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.74%
    Elizabeth City, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.99%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.49%
    Hobbs, NM (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.49%
    MONROE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.99%
    Jennings, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.99%
    Mexico, MO (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.75%
    Milledgeville, GA (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.49%
    BECKLEY, WV (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.49%
    Lawrenceburg, TN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.37%
    Starkville, MS (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.74%
    Nogales, AZ (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
    Auburn, NY (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.49%
    Galesburg, IL (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
    Wilson, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
    ALEXANDRIA, LA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
    Jackson, WY-ID (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
    Brownsville, TN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
    Hood River, OR (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
    LAREDO, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
    Malvern, AR (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.49%
    Columbus, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.99%
    MIDLAND, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.25%
    Warsaw, IN (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.24%
    GRAND ISLAND, NE (FHA|USDA|VA) 2 $100,000 $50,000 $0 9.49%
    Searcy, AR (FHA|USDA|VA) 2 $100,000 $50,000 $0 9.49%
    Salina, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.49%
    Dublin, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.99%
    BAY CITY, MI (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.25%
    Ashland, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.99%
    Brainerd, MN (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.99%
    TOPEKA, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.49%
    Mayfield, KY (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.49%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.99%
    Klamath Falls, OR (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.75%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $90,000 $45,000 $0 9.33%
    Corsicana, TX (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.49%
    HINESVILLE, GA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.74%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.37%
    Greenville, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 10.92%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.62%
    Jasper, IN (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.24%
    ELMIRA, NY (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.99%
    Athens, TN (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.62%
    LEWISTON, ID-WA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.24%
    Breckenridge, CO (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.15%
    Oxford, MS (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Paris, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
    Dodge City, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
    Cornelia, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
    NEW BERN, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Coldwater, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Mountain Home, ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Rexburg, ID (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
    Rock Springs, WY (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Ellensburg, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.99%
    McPherson, KS (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.15%
    SAN ANGELO, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
    Martinsville, VA (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Brevard, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.49%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Scottsboro, AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Bonham, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Enterprise, AL (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
    Madison, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
    Blytheville, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
    Fitzgerald, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.15%
    Las Vegas, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    FLAGSTAFF, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
    Greensburg, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Kerrville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.99%
    Kendallville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
    Toccoa, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.99%
    Gainesville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Austin, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    VICTORIA, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.49%
    Wabash, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.75%
    Amsterdam, NY (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.25%
    GRANTS PASS, OR (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
    Worthington, MN (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.99%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.99%
    Yankton, SD (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.99%
    Dyersburg, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.99%
    LIMA, OH (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.49%
    ST. CLOUD, MN (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.74%
    TYLER, TX (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.44%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.99%
    Mount Airy, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.99%
    Bogalusa, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
    Albemarle, NC (FHA|USDA|VA) 2 $70,000 $35,000 $0 9.21%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $70,000 $35,000 $0 10.96%
    Kingsville, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
    Susanville, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.88%
    Marinette, WI-MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
    Norfolk, NE (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
    Edwards, CO (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
    Americus, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
    Grand Rapids, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.25%
    Central City, KY (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.49%
    Baraboo, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.99%
    Charleston-Mattoon, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
    Freeport, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.99%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
    Bedford, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.99%
    Malone, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
    Dixon, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
    CASPER, WY (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.99%
    El Dorado, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
    Celina, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
    Centralia, WA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
    Van Wert, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
    Ardmore, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
    Huron, SD (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
    Hope, AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.49%
    Clewiston, FL (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
    Defiance, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
    Coffeyville, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
    Washington, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.49%
    Muskogee, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.99%
    WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
    GREENVILLE, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.99%
    Durant, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
    Alamogordo, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.25%
    Hays, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
    Plymouth, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.49%
    Winfield, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.49%
    Big Stone Gap, VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.75%
    Forest City, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.99%
    LAWTON, OK (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.49%
    Sonora, CA (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.19%
    Somerset, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.99%
    Pontiac, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.29%
    Astoria, OR (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.99%
    Columbus, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.99%
    Menomonie, WI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.75%
    Fremont, NE (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.99%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.25%
    Rochelle, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.99%
    Fort Morgan, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.25%
    Ozark, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.74%
    Fairmont, WV (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.92%
    Stephenville, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.49%
    Oil City, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.99%
    Pullman, WA (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.99%
    North Platte, NE (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.99%
    Fairmont, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.99%
    Greenwood, MS (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.20%
    Fort Payne, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
    Marshall, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.49%
    Gaffney, SC (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.99%
    LONGVIEW, TX (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.99%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.99%
    Lewisburg, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.49%
    Danville, VA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
    Alexander City, AL (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.99%
    Cedar City, UT (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.49%
    Great Bend, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.49%
    JONESBORO, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.72%
    Russellville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.40%
    Gillette, WY (FHA|USDA|VA) 1 $35,000 $35,000 $0 11.32%
    Ruston, LA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.99%
    Discover Bank's top markets include New York, Los Angeles, Atlanta, Phoenix, and Washington among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 14,148 $1,258,680,000 $88,965 $0 6.69%

    For 2021, Discover Bank's most frequently originated type of loan was Conventional, with 14,148 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 5,796 $493,380,000 $85,124 $0 6.74%
    Other 5,062 $368,850,000 $72,866 $0 7.66%
    Refi 3,041 $366,325,000 $120,462 $0 5.11%
    Home Purchase 249 $30,125,000 $120,984 $0 5.22%

    For 2021, Discover Bank's most frequently cited loan purpose was Home Improvement, with 5,796 originations. The 2nd most popular reason was Other, with 5,062 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 8,480 $823,050,000 $97,058 $0 6.47%
    15 Year 2,124 $164,220,000 $77,316 $0 7.08%
    10 Year 1,777 $127,055,000 $71,500 $0 7.01%
    20 Year 1,767 $144,355,000 $81,695 $0 6.98%

    For 2021, Discover Bank's most frequently cited loan duration was 30 Year, with 8,480 originations. The 2nd most popular length was 15 Year, with 2,124 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 14,148 $1,258,680,000 $88,965

    Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 14,148 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 3,451 $180,455,000 $52,291
    5-6% 2,881 $280,405,000 $97,329
    4-5% 2,230 $273,950,000 $122,848
    7-8% 2,017 $138,405,000 $68,619
    3-4% 1,972 $269,310,000 $136,567
    6-7% 1,597 $116,155,000 $72,733

    During 2021, Discover Bank's average interest rate for loans was 6.47%, while their most frequently originated rate bucket for loans was Over 8%, with 3,451 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 9,547 $614,185,000 $64,333 $0 7.47%
    $100k-200k 4,227 $566,805,000 $134,092 $0 5.15%
    $200k-400k 374 $77,690,000 $207,727 $0 4.13%

    2021 saw Discover Bank place emphasis on $100,000 or less loans with 9,547 originations, totaling $614,185,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,990 $330,700,000 $82,882 $0 7.09%
    $150k-250k 3,759 $350,895,000 $93,348 $0 6.76%
    $75k-100k 2,162 $174,220,000 $80,583 $0 7.03%
    $50k-75k 1,985 $171,205,000 $86,249 $0 6.38%
    $250k+ 1,200 $140,250,000 $116,875 $0 6.08%
    $50k or less 1,037 $90,165,000 $86,948 $0 5.49%

    Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 3,990 originations. The second most popular income band? $150k-250k, with 3,759 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 3,150 $278,650,000 $88,460 $0 6.62%
    20-30% 2,653 $251,925,000 $94,959 $0 6.07%
    42% 2,301 $192,315,000 $83,579 $0 7.29%
    41% 1,197 $103,265,000 $86,270 $0 7.06%
    40% 1,005 $89,015,000 $88,572 $0 7.04%
    39% 887 $75,405,000 $85,011 $0 7.04%
    38% 798 $68,050,000 $85,276 $0 7.00%
    <20% 744 $77,100,000 $103,629 $0 5.19%
    37% 742 $65,120,000 $87,763 $0 6.84%
    36% 671 $57,835,000 $86,192 $0 6.90%

    Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 3,150 originations. The next most common DTI ratio? 20-30%, with 2,653 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,976 $870,950,000 $87,305 $0 6.72%
    Not provided 2,189 $200,305,000 $91,505 $0 6.66%
    Black 846 $74,360,000 $87,896 $0 6.73%
    Asian 614 $65,720,000 $107,036 $0 6.16%
    American Indian 251 $20,875,000 $83,167 $0 6.97%
    Asian Indian 81 $8,015,000 $98,951 $0 6.43%
    Filipino 55 $4,755,000 $86,455 $0 7.12%
    Native Hawaiian or Islander 34 $3,220,000 $94,706 $0 6.39%
    Korean 25 $2,495,000 $99,800 $0 6.28%
    Other Asian 28 $2,230,000 $79,643 $0 7.19%
    Vietnamese 15 $1,905,000 $127,000 $0 5.88%
    Chinese 15 $1,805,000 $120,333 $0 5.75%
    Japanese 11 $1,405,000 $127,727 $0 5.29%
    Other Pacific Islander 5 $365,000 $73,000 $0 8.28%
    Native Hawaiian 2 $150,000 $75,000 $0 6.99%
    Samoan 1 $125,000 $125,000 $0 8.99%

    Approval Rates

    Total approvals of all applications
    51.52%

    Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    -24.15%

    Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,148 $1,258,680,000 $88,965

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    14,148 $1,258,680,000 $88,965

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,958 $370,200,000 $93,532 $0 6.55%
    40-60% 1,076 $123,210,000 $114,507 $0 4.78%
    60-80% 1,114 $150,600,000 $135,189 $0 4.40%
    80-100% 403 $46,835,000 $116,216 $0 5.16%
    Under 20% 7,597 $567,835,000 $74,745 $0 7.45%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    DISCOVER BANK Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 8.3%
    DISCOVER BANK Conventional home mortgage Closing on a mortgage 1 4.2%
    DISCOVER BANK Conventional home mortgage Incorrect information on your report 1 4.2%
    DISCOVER BANK Conventional home mortgage Trouble during payment process 3 12.5%
    DISCOVER BANK FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.2%
    DISCOVER BANK FHA mortgage Trouble during payment process 1 4.2%
    DISCOVER BANK Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 7 29.2%
    DISCOVER BANK Home equity loan or line of credit (HELOC) Closing on a mortgage 1 4.2%
    DISCOVER BANK Home equity loan or line of credit (HELOC) Incorrect information on your report 1 4.2%
    DISCOVER BANK Home equity loan or line of credit (HELOC) Trouble during payment process 5 20.8%
    DISCOVER BANK Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 4.2%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Discover Bank 12 Read's Way New Castle, DE 19720 Limited, Administrative $0
    Discover Bank 502 E Market St Greenwood, DE 19950 Full Service B&M $77,323,532

    For 2021, Discover Bank had 2 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $11,004,224
    Net interest income $10,061,334
    Total noninterest income $903,549
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $1,910
    Trading account gains and fees $0
    Additional Noninterest Income $901,639
    Pre-tax net operating income $6,659,567
    Securities gains (or losses, -) $8
    Income before extraordinary items $5,119,042
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $5,119,042
    Minority interest net income $0
    Net income $5,119,042
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $5,119,035

    Discover Bank's gross interest income from loans was $11,004,224,000.
    Discover Bank's net interest income from loans was $10,061,334,000.
    Discover Bank's fee based income from loans was $1,910,000.
    Discover Bank's net income from loans was $5,119,042,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $942,890
    Provision for credit losses $217,771
    Total noninterest expense $4,087,545
    Salaries and employee benefits $1,156,798
    Premises and equipment expense $62,446
    Additional noninterest expense $2,868,301
    Applicable income taxes $1,540,533
    Net charge-offs $1,630,551
    Cash dividends $3,250,000

    Discover Bank's interest expense for loans was $942,890,000.
    Discover Bank's payroll and benefits expense were $1,156,798,000.
    Discover Bank's property, plant and equipment expenses $62,446,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 0.0%
    HELOC loans 0.0%
    All other family 0.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $75,525,799
    Deposits held in domestic offices $75,525,799
    Deposits by Individuals, partnerships, and corporations $75,525,421
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $275
    Deposits by Commercial banks and other depository institutions in U.S. $103
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,781,031
    Demand deposits $1,724,757
    Nontransaction accounts $73,744,768
    Money market deposit accounts (MMDAs) $11,194,172
    Other savings deposits (excluding MMDAs) $41,426,057
    Total time deposits $21,124,539
    Total time and savings deposits $73,801,042
    Noninterest-bearing deposits $1,668,602
    Interest-bearing deposits $73,857,197
    Retail deposits $64,830,043
    IRAs and Keogh plan accounts $2,590,076
    Brokered deposits $8,872,252
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $108,342,526
    Cash & Balances due from depository institutions $8,527,297
    Interest-bearing balances $7,443,573
    Total securities $9,486,400
    Federal funds sold & reverse repurchase $0
    Net loans and leases $86,861,357
    Loan and leases loss allowance $6,821,480
    Trading account assets $0
    Bank premises and fixed assets $321,529
    Other real estate owned $0
    Goodwill and other intangibles $0
    All other assets $3,145,943

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $108,342,526
    Total Liabilities $96,453,037
    Total deposits $75,525,799
    Interest-bearing deposits $73,857,197
    Deposits held in domestic offices $75,525,799
    % insured (estimated) $89
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $16,174,785
    Subordinated debt $1,004,953
    All other liabilities $3,747,500

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $86,861,357
    Loan and leases loss allowance $6,821,480
    Total loans and leases (domestic) $93,682,837
    All real estate loans $2,208,711
    Real estate loans in domestic offices $2,208,711
    Construction and development loans $0
    Residential 1-4 family construction $0
    Other construction, all land development and other land $0
    Loans secured by nonfarm nonresidential properties $0
    Nonfarm nonresidential secured by owner-occupied properties $0
    Commercial real estate & other non-farm, non-residential $0
    Multifamily residential real estate $0
    1-4 family residential loans $2,208,711
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $162,697
    To non-U.S. addressees $0
    Loans to individuals $91,255,189
    Credit card loans $74,206,084
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $17,049,105
    All other loans & leases $56,240
    Loans to foreign governments and official institutions $0
    Other loans $56,240
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $1,384,837
    Non 1-4 family restructured loans & leases $1,384,733
    Total loans and leases (foreign) $0

    Discover Bank had $86,861,357,000 of loans outstanding in 2021. $2,208,711,000 of loans were in real estate loans. $0 of loans were in development loans. $0 of loans were in multifamily mortgage loans. $2,208,711,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $74,206,084,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Commercial & Industrial, US addressed loans - <$1MM 78,445 $162,697 $2,074
    Commercial & Industrial, US addressed loans - <$100k 78,445 $162,697 $2,074