Discover Bank Mortgage Rates, Fees & Info
Greenwood, DELEI: X05BVSK68TQ7YTOSNR22
Tax ID: 51-0020270
5 stars - Updated: 4/22/24
-
out of 5 stars, based on 176 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Discover Bank is a small bank specializing in Other, Home Improvement, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Atlanta, Chicago, Los Angeles, and Phoenix among others. We have data for 810 markets. (Some data included below & more in-depth data is available with an active subscription.)Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.90% | 4/22/24 |
| 30 Year Conventional Refi | 7.79% | 4/22/24 |
| 15 Year Conventional Purchase | 8.24% | 4/22/24 |
| 15 Year Conventional Refi | 8.20% | 4/22/24 |
| 15 Year Cash-out Refi | 8.20% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Discover Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Discover Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
30,829Origination Dollar Volume (All Markets)
$2,824,555,000Relative Rate
Discover Bank's average 30 year fixed mortgage rate was
9.28%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.8%.
Relative Fees (Closing Costs)
Discover Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $0.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,584 | $168,470,000 | $106,357 | $0 | 8.95% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,278 | $123,380,000 | $96,541 | $0 | 9.18% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,153 | $94,575,000 | $82,025 | $0 | 9.64% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 741 | $93,065,000 | $125,594 | $0 | 8.59% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 956 | $89,530,000 | $93,651 | $0 | 9.21% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 801 | $85,375,000 | $106,586 | $0 | 8.89% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 769 | $67,585,000 | $87,887 | $0 | 9.47% |
| Outside of Metro Areas | 810 | $64,990,000 | $80,235 | $0 | 9.48% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 568 | $55,450,000 | $97,623 | $0 | 9.07% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 490 | $52,760,000 | $107,673 | $0 | 9.12% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 548 | $51,880,000 | $94,672 | $0 | 9.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 481 | $50,925,000 | $105,873 | $0 | 9.54% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 505 | $49,865,000 | $98,743 | $0 | 9.01% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 480 | $46,610,000 | $97,104 | $0 | 9.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 477 | $46,205,000 | $96,866 | $0 | 9.14% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 392 | $36,660,000 | $93,520 | $0 | 9.35% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 377 | $36,065,000 | $95,663 | $0 | 9.21% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 293 | $35,815,000 | $122,235 | $0 | 8.64% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 334 | $34,250,000 | $102,545 | $0 | 8.94% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 348 | $33,390,000 | $95,948 | $0 | 10.01% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 297 | $33,315,000 | $112,172 | $0 | 8.85% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 363 | $32,365,000 | $89,160 | $0 | 9.45% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 390 | $31,480,000 | $80,718 | $0 | 9.71% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 335 | $25,975,000 | $77,537 | $0 | 9.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 273 | $25,105,000 | $91,960 | $0 | 9.28% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 320 | $24,950,000 | $77,969 | $0 | 9.80% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 182 | $24,480,000 | $134,505 | $0 | 8.45% |
| COLUMBUS, OH (FHA|USDA|VA) | 287 | $23,785,000 | $82,875 | $0 | 9.64% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 233 | $23,625,000 | $101,395 | $0 | 9.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 280 | $23,180,000 | $82,786 | $0 | 9.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 198 | $23,010,000 | $116,212 | $0 | 8.75% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 228 | $22,370,000 | $98,114 | $0 | 9.22% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 282 | $21,600,000 | $76,596 | $0 | 9.85% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 188 | $18,710,000 | $99,521 | $0 | 9.14% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 196 | $17,650,000 | $90,051 | $0 | 10.37% |
| RICHMOND, VA (FHA|USDA|VA) | 209 | $17,515,000 | $83,804 | $0 | 9.66% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 196 | $17,430,000 | $88,929 | $0 | 9.48% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 162 | $16,300,000 | $100,617 | $0 | 8.87% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 191 | $16,265,000 | $85,157 | $0 | 9.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 209 | $15,945,000 | $76,292 | $0 | 9.80% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 170 | $13,800,000 | $81,176 | $0 | 9.68% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 158 | $13,270,000 | $83,987 | $0 | 9.47% |
| KNOXVILLE, TN (FHA|USDA|VA) | 142 | $12,850,000 | $90,493 | $0 | 9.29% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 133 | $12,565,000 | $94,474 | $0 | 9.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 159 | $12,485,000 | $78,522 | $0 | 9.67% |
| TULSA, OK (FHA|USDA|VA) | 157 | $12,295,000 | $78,312 | $0 | 9.67% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 111 | $11,635,000 | $104,820 | $0 | 9.21% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 115 | $11,565,000 | $100,565 | $0 | 9.22% |
| TUCSON, AZ (FHA|USDA|VA) | 145 | $11,485,000 | $79,207 | $0 | 9.46% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 122 | $11,410,000 | $93,525 | $0 | 9.36% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 125 | $10,695,000 | $85,560 | $0 | 9.49% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 116 | $10,370,000 | $89,397 | $0 | 9.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 120 | $10,150,000 | $84,583 | $0 | 9.57% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 83 | $9,965,000 | $120,060 | $0 | 8.63% |
| LOUISVILLE, KY (FHA|USDA|VA) | 138 | $9,920,000 | $71,884 | $0 | 9.87% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 111 | $9,545,000 | $85,991 | $0 | 9.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 117 | $9,505,000 | $81,239 | $0 | 9.53% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 94 | $9,470,000 | $100,745 | $0 | 9.72% |
| BOISE CITY, ID (FHA|USDA|VA) | 100 | $9,460,000 | $94,600 | $0 | 9.15% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 105 | $9,125,000 | $86,905 | $0 | 9.57% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 111 | $9,085,000 | $81,847 | $0 | 9.43% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 89 | $9,075,000 | $101,966 | $0 | 8.93% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 116 | $8,890,000 | $76,638 | $0 | 9.59% |
| FRESNO, CA (FHA|USDA|VA) | 108 | $8,680,000 | $80,370 | $0 | 9.52% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 85 | $8,575,000 | $100,882 | $0 | 9.10% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 80 | $8,240,000 | $103,000 | $0 | 9.97% |
| RENO, NV (FHA|USDA|VA) | 89 | $8,235,000 | $92,528 | $0 | 9.14% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 64 | $8,060,000 | $125,938 | $0 | 8.62% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 75 | $7,985,000 | $106,467 | $0 | 9.04% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 89 | $7,865,000 | $88,371 | $0 | 9.38% |
| PROVO-OREM, UT (FHA|USDA|VA) | 74 | $7,780,000 | $105,135 | $0 | 9.07% |
| STOCKTON, CA (FHA|USDA|VA) | 81 | $7,775,000 | $95,988 | $0 | 9.11% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 89 | $7,745,000 | $87,022 | $0 | 10.41% |
| GREELEY, CO (FHA|USDA|VA) | 84 | $7,440,000 | $88,571 | $0 | 9.41% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 77 | $7,425,000 | $96,429 | $0 | 9.19% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 88 | $7,420,000 | $84,318 | $0 | 10.26% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 87 | $7,395,000 | $85,000 | $0 | 9.41% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 94 | $7,340,000 | $78,085 | $0 | 9.61% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 87 | $7,235,000 | $83,161 | $0 | 9.48% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 85 | $7,225,000 | $85,000 | $0 | 9.63% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 76 | $7,120,000 | $93,684 | $0 | 9.34% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 73 | $6,905,000 | $94,589 | $0 | 9.74% |
| SAVANNAH, GA (FHA|USDA|VA) | 80 | $6,690,000 | $83,625 | $0 | 9.48% |
| COLUMBIA, SC (FHA|USDA|VA) | 90 | $6,600,000 | $73,333 | $0 | 9.74% |
| AKRON, OH (FHA|USDA|VA) | 80 | $6,440,000 | $80,500 | $0 | 9.78% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 82 | $6,420,000 | $78,293 | $0 | 9.43% |
| ROCHESTER, NY (FHA|USDA|VA) | 78 | $6,380,000 | $81,795 | $0 | 9.79% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 75 | $6,145,000 | $81,933 | $0 | 9.53% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 79 | $6,025,000 | $76,266 | $0 | 9.83% |
| FORT COLLINS, CO (FHA|USDA|VA) | 59 | $5,965,000 | $101,102 | $0 | 8.84% |
| MODESTO, CA (FHA|USDA|VA) | 70 | $5,890,000 | $84,143 | $0 | 9.55% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 76 | $5,860,000 | $77,105 | $0 | 9.79% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 69 | $5,795,000 | $83,986 | $0 | 9.41% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 77 | $5,625,000 | $73,052 | $0 | 9.95% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 76 | $5,620,000 | $73,947 | $0 | 9.92% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 63 | $5,475,000 | $86,905 | $0 | 9.20% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 67 | $5,335,000 | $79,627 | $0 | 9.79% |
| VALLEJO, CA (FHA|USDA|VA) | 55 | $5,315,000 | $96,636 | $0 | 9.45% |
| SALEM, OR (FHA|USDA|VA) | 59 | $5,095,000 | $86,356 | $0 | 9.40% |
| GAINESVILLE, GA (FHA|USDA|VA) | 49 | $4,985,000 | $101,735 | $0 | 9.15% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 67 | $4,975,000 | $74,254 | $0 | 9.81% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 58 | $4,830,000 | $83,276 | $0 | 9.78% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 51 | $4,425,000 | $86,765 | $0 | 10.66% |
| READING, PA (FHA|USDA|VA) | 49 | $4,255,000 | $86,837 | $0 | 9.41% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 50 | $4,240,000 | $84,800 | $0 | 9.56% |
| LANCASTER, PA (FHA|USDA|VA) | 48 | $4,240,000 | $88,333 | $0 | 9.36% |
| OCALA, FL (FHA|USDA|VA) | 47 | $4,215,000 | $89,681 | $0 | 10.12% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 45 | $4,205,000 | $93,444 | $0 | 9.09% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 53 | $4,185,000 | $78,962 | $0 | 9.62% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 64 | $4,180,000 | $65,313 | $0 | 10.24% |
| WICHITA, KS (FHA|USDA|VA) | 54 | $4,110,000 | $76,111 | $0 | 9.67% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 42 | $4,000,000 | $95,238 | $0 | 9.27% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 50 | $3,940,000 | $78,800 | $0 | 9.78% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 41 | $3,705,000 | $90,366 | $0 | 9.31% |
| SPARTANBURG, SC (FHA|USDA|VA) | 45 | $3,695,000 | $82,111 | $0 | 9.71% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 53 | $3,675,000 | $69,340 | $0 | 9.92% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 39 | $3,675,000 | $94,231 | $0 | 9.29% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 30 | $3,560,000 | $118,667 | $0 | 8.81% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 39 | $3,555,000 | $91,154 | $0 | 9.32% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 44 | $3,530,000 | $80,227 | $0 | 9.58% |
| TOLEDO, OH (FHA|USDA|VA) | 48 | $3,510,000 | $73,125 | $0 | 9.95% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 39 | $3,495,000 | $89,615 | $0 | 9.48% |
| VISALIA, CA (FHA|USDA|VA) | 49 | $3,395,000 | $69,286 | $0 | 9.73% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 40 | $3,290,000 | $82,250 | $0 | 9.62% |
| JACKSON, MS (FHA|USDA|VA) | 44 | $3,250,000 | $73,864 | $0 | 10.14% |
| MOBILE, AL (FHA|USDA|VA) | 41 | $3,245,000 | $79,146 | $0 | 9.67% |
| ASHEVILLE, NC (FHA|USDA|VA) | 36 | $3,240,000 | $90,000 | $0 | 9.18% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 35 | $3,225,000 | $92,143 | $0 | 9.44% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 36 | $3,170,000 | $88,056 | $0 | 9.37% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 35 | $3,125,000 | $89,286 | $0 | 9.32% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 42 | $3,030,000 | $72,143 | $0 | 9.87% |
| WILMINGTON, NC (FHA|USDA|VA) | 37 | $3,025,000 | $81,757 | $0 | 9.26% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 25 | $2,985,000 | $119,400 | $0 | 8.90% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 35 | $2,915,000 | $83,286 | $0 | 9.45% |
| ANCHORAGE, AK (FHA|USDA|VA) | 35 | $2,895,000 | $82,714 | $0 | 9.52% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 31 | $2,875,000 | $92,742 | $0 | 9.47% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 35 | $2,855,000 | $81,571 | $0 | 9.10% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 27 | $2,855,000 | $105,741 | $0 | 8.90% |
| BATON ROUGE, LA (FHA|USDA|VA) | 34 | $2,850,000 | $83,824 | $0 | 9.69% |
| DOVER, DE (FHA|USDA|VA) | 32 | $2,820,000 | $88,125 | $0 | 9.41% |
| FORT WAYNE, IN (FHA|USDA|VA) | 39 | $2,805,000 | $71,923 | $0 | 10.05% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 40 | $2,780,000 | $69,500 | $0 | 9.37% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 23 | $2,765,000 | $120,217 | $0 | 8.78% |
| LAS CRUCES, NM (FHA|USDA|VA) | 26 | $2,740,000 | $105,385 | $0 | 8.97% |
| ROANOKE, VA (FHA|USDA|VA) | 37 | $2,695,000 | $72,838 | $0 | 10.02% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 35 | $2,685,000 | $76,714 | $0 | 9.87% |
| MADISON, WI (FHA|USDA|VA) | 29 | $2,675,000 | $92,241 | $0 | 9.30% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 33 | $2,645,000 | $80,152 | $0 | 9.53% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 25 | $2,605,000 | $104,200 | $0 | 9.32% |
| EL PASO, TX (FHA|USDA|VA) | 33 | $2,605,000 | $78,939 | $0 | 9.76% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 30 | $2,600,000 | $86,667 | $0 | 9.18% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 33 | $2,565,000 | $77,727 | $0 | 10.01% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 33 | $2,535,000 | $76,818 | $0 | 9.69% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 26 | $2,530,000 | $97,308 | $0 | 8.93% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 24 | $2,530,000 | $105,417 | $0 | 8.91% |
| LINCOLN, NE (FHA|USDA|VA) | 35 | $2,525,000 | $72,143 | $0 | 10.04% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 31 | $2,495,000 | $80,484 | $0 | 9.93% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 22 | $2,450,000 | $111,364 | $0 | 9.69% |
| SALINAS, CA (FHA|USDA|VA) | 26 | $2,430,000 | $93,462 | $0 | 9.20% |
| GREEN BAY, WI (FHA|USDA|VA) | 31 | $2,325,000 | $75,000 | $0 | 9.95% |
| ANN ARBOR, MI (FHA|USDA|VA) | 26 | $2,270,000 | $87,308 | $0 | 9.45% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 33 | $2,185,000 | $66,212 | $0 | 10.23% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 33 | $2,155,000 | $65,303 | $0 | 10.20% |
| ST. GEORGE, UT (FHA|USDA|VA) | 19 | $2,145,000 | $112,895 | $0 | 8.73% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 22 | $2,130,000 | $96,818 | $0 | 9.00% |
| SYRACUSE, NY (FHA|USDA|VA) | 27 | $2,125,000 | $78,704 | $0 | 9.18% |
| Jefferson, GA (FHA|USDA|VA) | 27 | $2,105,000 | $77,963 | $0 | 9.48% |
| BELLINGHAM, WA (FHA|USDA|VA) | 21 | $2,095,000 | $99,762 | $0 | 9.15% |
| LYNCHBURG, VA (FHA|USDA|VA) | 22 | $2,030,000 | $92,273 | $0 | 9.47% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 26 | $2,030,000 | $78,077 | $0 | 9.59% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 23 | $2,005,000 | $87,174 | $0 | 9.69% |
| BILLINGS, MT (FHA|USDA|VA) | 24 | $2,000,000 | $83,333 | $0 | 9.20% |
| YUBA CITY, CA (FHA|USDA|VA) | 22 | $1,980,000 | $90,000 | $0 | 9.21% |
| Torrington, CT (FHA|USDA|VA) | 23 | $1,975,000 | $85,870 | $0 | 9.31% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 24 | $1,960,000 | $81,667 | $0 | 9.47% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 21 | $1,955,000 | $93,095 | $0 | 9.14% |
| CHEYENNE, WY (FHA|USDA|VA) | 21 | $1,955,000 | $93,095 | $0 | 8.96% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 26 | $1,920,000 | $73,846 | $0 | 9.48% |
| WACO, TX (FHA|USDA|VA) | 20 | $1,910,000 | $95,500 | $0 | 9.25% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 29 | $1,905,000 | $65,690 | $0 | 10.01% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 25 | $1,905,000 | $76,200 | $0 | 9.78% |
| COLUMBIA, MO (FHA|USDA|VA) | 26 | $1,900,000 | $73,077 | $0 | 9.86% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $1,895,000 | $82,391 | $0 | 9.77% |
| Concord, NH (FHA|USDA|VA) | 24 | $1,890,000 | $78,750 | $0 | 9.79% |
| YUMA, AZ (FHA|USDA|VA) | 18 | $1,880,000 | $104,444 | $0 | 9.32% |
| BURLINGTON, NC (FHA|USDA|VA) | 15 | $1,875,000 | $125,000 | $0 | 8.81% |
| Outside of Metro Areas | 24 | $1,840,000 | $76,667 | $0 | 9.28% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 28 | $1,830,000 | $65,357 | $0 | 10.34% |
| MERCED, CA (FHA|USDA|VA) | 21 | $1,825,000 | $86,905 | $0 | 9.40% |
| SANTA FE, NM (FHA|USDA|VA) | 16 | $1,820,000 | $113,750 | $0 | 8.93% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 22 | $1,810,000 | $82,273 | $0 | 9.84% |
| MONTGOMERY, AL (FHA|USDA|VA) | 27 | $1,805,000 | $66,852 | $0 | 10.19% |
| ROCKFORD, IL (FHA|USDA|VA) | 32 | $1,800,000 | $56,250 | $0 | 10.83% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 25 | $1,775,000 | $71,000 | $0 | 10.65% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 21 | $1,755,000 | $83,571 | $0 | 9.15% |
| BEND, OR (FHA|USDA|VA) | 20 | $1,720,000 | $86,000 | $0 | 9.49% |
| LUBBOCK, TX (FHA|USDA|VA) | 18 | $1,670,000 | $92,778 | $0 | 9.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 18 | $1,660,000 | $92,222 | $0 | 9.68% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 21 | $1,655,000 | $78,810 | $0 | 10.19% |
| RAPID CITY, SD (FHA|USDA|VA) | 14 | $1,650,000 | $117,857 | $0 | 8.89% |
| PUEBLO, CO (FHA|USDA|VA) | 23 | $1,635,000 | $71,087 | $0 | 9.58% |
| TWIN FALLS, ID (FHA|USDA|VA) | 14 | $1,630,000 | $116,429 | $0 | 8.32% |
| FLINT, MI (FHA|USDA|VA) | 25 | $1,605,000 | $64,200 | $0 | 10.33% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 21 | $1,595,000 | $75,952 | $0 | 9.72% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 16 | $1,590,000 | $99,375 | $0 | 9.11% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 23 | $1,575,000 | $68,478 | $0 | 10.09% |
| YAKIMA, WA (FHA|USDA|VA) | 18 | $1,560,000 | $86,667 | $0 | 9.13% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 21 | $1,545,000 | $73,571 | $0 | 9.83% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 16 | $1,540,000 | $96,250 | $0 | 9.19% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 21 | $1,535,000 | $73,095 | $0 | 10.21% |
| Hilo, HI (FHA|USDA|VA) | 12 | $1,490,000 | $124,167 | $0 | 9.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 16 | $1,490,000 | $93,125 | $0 | 9.12% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 15 | $1,485,000 | $99,000 | $0 | 8.94% |
| GAINESVILLE, FL (FHA|USDA|VA) | 13 | $1,475,000 | $113,462 | $0 | 8.87% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 18 | $1,470,000 | $81,667 | $0 | 9.36% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 15 | $1,465,000 | $97,667 | $0 | 9.21% |
| DALTON, GA (FHA|USDA|VA) | 20 | $1,460,000 | $73,000 | $0 | 9.91% |
| Oak Harbor, WA (FHA|USDA|VA) | 12 | $1,450,000 | $120,833 | $0 | 8.69% |
| MEDFORD, OR (FHA|USDA|VA) | 16 | $1,450,000 | $90,625 | $0 | 9.43% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 18 | $1,430,000 | $79,444 | $0 | 9.32% |
| JOPLIN, MO (FHA|USDA|VA) | 20 | $1,430,000 | $71,500 | $0 | 10.28% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 14 | $1,410,000 | $100,714 | $0 | 9.53% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 12 | $1,390,000 | $115,833 | $0 | 8.41% |
| MUSKEGON, MI (FHA|USDA|VA) | 17 | $1,375,000 | $80,882 | $0 | 9.34% |
| Lebanon, NH-VT (FHA|USDA|VA) | 12 | $1,330,000 | $110,833 | $0 | 9.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 13 | $1,325,000 | $101,923 | $0 | 9.10% |
| LAFAYETTE, LA (FHA|USDA|VA) | 21 | $1,315,000 | $62,619 | $0 | 9.88% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 15 | $1,305,000 | $87,000 | $0 | 9.51% |
| CLEVELAND, TN (FHA|USDA|VA) | 19 | $1,285,000 | $67,632 | $0 | 9.43% |
| ERIE, PA (FHA|USDA|VA) | 17 | $1,285,000 | $75,588 | $0 | 9.53% |
| FARGO, ND-MN (FHA|USDA|VA) | 16 | $1,270,000 | $79,375 | $0 | 9.78% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $1,270,000 | $79,375 | $0 | 9.52% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 16 | $1,260,000 | $78,750 | $0 | 9.83% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 16 | $1,260,000 | $78,750 | $0 | 9.57% |
| PANAMA CITY, FL (FHA|USDA|VA) | 17 | $1,255,000 | $73,824 | $0 | 10.71% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 18 | $1,250,000 | $69,444 | $0 | 10.01% |
| RACINE, WI (FHA|USDA|VA) | 17 | $1,235,000 | $72,647 | $0 | 10.11% |
| PEORIA, IL (FHA|USDA|VA) | 19 | $1,225,000 | $64,474 | $0 | 10.31% |
| MANSFIELD, OH (FHA|USDA|VA) | 14 | $1,210,000 | $86,429 | $0 | 9.92% |
| BOULDER, CO (FHA|USDA|VA) | 13 | $1,205,000 | $92,692 | $0 | 9.12% |
| NILES, MI (FHA|USDA|VA) | 14 | $1,200,000 | $85,714 | $0 | 9.47% |
| MONROE, MI (FHA|USDA|VA) | 17 | $1,195,000 | $70,294 | $0 | 10.28% |
| TOPEKA, KS (FHA|USDA|VA) | 18 | $1,190,000 | $66,111 | $0 | 10.02% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $0 | 8.34% |
| ROCHESTER, MN (FHA|USDA|VA) | 13 | $1,175,000 | $90,385 | $0 | 9.96% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $0 | 9.70% |
| APPLETON, WI (FHA|USDA|VA) | 16 | $1,170,000 | $73,125 | $0 | 9.97% |
| NEW BERN, NC (FHA|USDA|VA) | 14 | $1,160,000 | $82,857 | $0 | 9.88% |
| Traverse City, MI (FHA|USDA|VA) | 16 | $1,150,000 | $71,875 | $0 | 9.55% |
| Fernley, NV (FHA|USDA|VA) | 15 | $1,135,000 | $75,667 | $0 | 10.22% |
| Calhoun, GA (FHA|USDA|VA) | 15 | $1,125,000 | $75,000 | $0 | 9.90% |
| REDDING, CA (FHA|USDA|VA) | 15 | $1,125,000 | $75,000 | $0 | 9.78% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 16 | $1,120,000 | $70,000 | $0 | 9.77% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 12 | $1,120,000 | $93,333 | $0 | 9.67% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 9.61% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 18 | $1,110,000 | $61,667 | $0 | 10.44% |
| Centralia, WA (FHA|USDA|VA) | 12 | $1,100,000 | $91,667 | $0 | 9.12% |
| LAREDO, TX (FHA|USDA|VA) | 12 | $1,100,000 | $91,667 | $0 | 9.24% |
| Bozeman, MT (FHA|USDA|VA) | 13 | $1,095,000 | $84,231 | $0 | 9.02% |
| WENATCHEE, WA (FHA|USDA|VA) | 11 | $1,095,000 | $99,545 | $0 | 9.15% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 11 | $1,085,000 | $98,636 | $0 | 8.42% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 13 | $1,075,000 | $82,692 | $0 | 9.66% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 11 | $1,075,000 | $97,727 | $0 | 9.79% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 12 | $1,070,000 | $89,167 | $0 | 8.69% |
| LEBANON, PA (FHA|USDA|VA) | 10 | $1,070,000 | $107,000 | $0 | 8.95% |
| STAUNTON, VA (FHA|USDA|VA) | 16 | $1,070,000 | $66,875 | $0 | 10.35% |
| BANGOR, ME (FHA|USDA|VA) | 15 | $1,065,000 | $71,000 | $0 | 9.72% |
| KINGSTON, NY (FHA|USDA|VA) | 12 | $1,060,000 | $88,333 | $0 | 9.23% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 19 | $1,045,000 | $55,000 | $0 | 10.56% |
| DECATUR, AL (FHA|USDA|VA) | 13 | $1,045,000 | $80,385 | $0 | 10.17% |
| UTICA-ROME, NY (FHA|USDA|VA) | 14 | $1,040,000 | $74,286 | $0 | 9.04% |
| MISSOULA, MT (FHA|USDA|VA) | 8 | $1,040,000 | $130,000 | $0 | 8.72% |
| Wooster, OH (FHA|USDA|VA) | 11 | $1,035,000 | $94,091 | $0 | 9.19% |
| Crossville, TN (FHA|USDA|VA) | 10 | $1,030,000 | $103,000 | $0 | 8.58% |
| Whitewater, WI (FHA|USDA|VA) | 13 | $1,025,000 | $78,846 | $0 | 9.66% |
| Durango, CO (FHA|USDA|VA) | 13 | $1,025,000 | $78,846 | $0 | 9.24% |
| BRUNSWICK, GA (FHA|USDA|VA) | 10 | $1,010,000 | $101,000 | $0 | 8.78% |
| GETTYSBURG, PA (FHA|USDA|VA) | 9 | $1,005,000 | $111,667 | $0 | 8.52% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 12 | $1,000,000 | $83,333 | $0 | 9.63% |
| Brainerd, MN (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $0 | 8.70% |
| Cookeville, TN (FHA|USDA|VA) | 14 | $990,000 | $70,714 | $0 | 9.98% |
| BINGHAMTON, NY (FHA|USDA|VA) | 11 | $985,000 | $89,545 | $0 | 8.69% |
| Pottsville, PA (FHA|USDA|VA) | 13 | $985,000 | $75,769 | $0 | 9.14% |
| GLENS FALLS, NY (FHA|USDA|VA) | 10 | $980,000 | $98,000 | $0 | 9.01% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $970,000 | $69,286 | $0 | 10.02% |
| GREENVILLE, NC (FHA|USDA|VA) | 11 | $965,000 | $87,727 | $0 | 9.50% |
| POCATELLO, ID (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $0 | 8.63% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $955,000 | $106,111 | $0 | 8.46% |
| NAPA, CA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 8.74% |
| DULUTH, MN-WI (FHA|USDA|VA) | 12 | $940,000 | $78,333 | $0 | 9.51% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 9 | $935,000 | $103,889 | $0 | 8.53% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $935,000 | $85,000 | $0 | 9.22% |
| Vernal, UT (FHA|USDA|VA) | 10 | $930,000 | $93,000 | $0 | 9.12% |
| Tupelo, MS (FHA|USDA|VA) | 11 | $925,000 | $84,091 | $0 | 9.08% |
| PITTSFIELD, MA (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $0 | 8.73% |
| Shawnee, OK (FHA|USDA|VA) | 11 | $915,000 | $83,182 | $0 | 8.72% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 13 | $915,000 | $70,385 | $0 | 10.08% |
| DOTHAN, AL (FHA|USDA|VA) | 14 | $910,000 | $65,000 | $0 | 9.37% |
| MADERA, CA (FHA|USDA|VA) | 10 | $900,000 | $90,000 | $0 | 8.96% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $895,000 | $68,846 | $0 | 9.71% |
| Sanford, NC (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $0 | 9.67% |
| Pahrump, NV (FHA|USDA|VA) | 12 | $870,000 | $72,500 | $0 | 9.45% |
| CHARLESTON, WV (FHA|USDA|VA) | 12 | $870,000 | $72,500 | $0 | 9.15% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 13 | $865,000 | $66,538 | $0 | 9.78% |
| Roseburg, OR (FHA|USDA|VA) | 10 | $860,000 | $86,000 | $0 | 9.35% |
| TYLER, TX (FHA|USDA|VA) | 10 | $860,000 | $86,000 | $0 | 9.24% |
| Morehead City, NC (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $0 | 9.45% |
| Kalispell, MT (FHA|USDA|VA) | 7 | $845,000 | $120,714 | $0 | 8.49% |
| Helena, MT (FHA|USDA|VA) | 11 | $845,000 | $76,818 | $0 | 9.50% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $835,000 | $75,909 | $0 | 9.33% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 13 | $835,000 | $64,231 | $0 | 9.79% |
| WHEELING, WV-OH (FHA|USDA|VA) | 10 | $830,000 | $83,000 | $0 | 9.86% |
| FLORENCE, SC (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 9.84% |
| VALDOSTA, GA (FHA|USDA|VA) | 12 | $820,000 | $68,333 | $0 | 10.28% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 7 | $815,000 | $116,429 | $0 | 8.77% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 12 | $810,000 | $67,500 | $0 | 9.59% |
| Cullowhee, NC (FHA|USDA|VA) | 6 | $810,000 | $135,000 | $0 | 7.95% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 11 | $795,000 | $72,273 | $0 | 9.57% |
| EL CENTRO, CA (FHA|USDA|VA) | 11 | $795,000 | $72,273 | $0 | 9.65% |
| Oxford, MS (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $0 | 8.34% |
| Laconia, NH (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $0 | 8.42% |
| Adrian, MI (FHA|USDA|VA) | 12 | $780,000 | $65,000 | $0 | 10.12% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 14 | $780,000 | $55,714 | $0 | 10.70% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $0 | 9.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 11 | $775,000 | $70,455 | $0 | 9.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $0 | 8.67% |
| Blackfoot, ID (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 8.49% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $0 | 8.20% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 8 | $770,000 | $96,250 | $0 | 9.00% |
| ROME, GA (FHA|USDA|VA) | 10 | $770,000 | $77,000 | $0 | 9.90% |
| KANKAKEE, IL (FHA|USDA|VA) | 13 | $765,000 | $58,846 | $0 | 10.80% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $760,000 | $76,000 | $0 | 10.19% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 9 | $755,000 | $83,889 | $0 | 9.05% |
| Gloversville, NY (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $0 | 7.34% |
| ST. CLOUD, MN (FHA|USDA|VA) | 11 | $745,000 | $67,727 | $0 | 10.92% |
| MIDLAND, TX (FHA|USDA|VA) | 8 | $740,000 | $92,500 | $0 | 9.43% |
| Key West, FL (FHA|USDA|VA) | 6 | $740,000 | $123,333 | $0 | 8.20% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $0 | 9.45% |
| Portsmouth, OH (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $0 | 9.20% |
| JACKSON, TN (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $0 | 9.45% |
| THE VILLAGES, FL (FHA|USDA|VA) | 7 | $735,000 | $105,000 | $0 | 8.53% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $0 | 9.19% |
| MORRISTOWN, TN (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $0 | 9.35% |
| Show Low, AZ (FHA|USDA|VA) | 9 | $725,000 | $80,556 | $0 | 9.72% |
| ALBANY, GA (FHA|USDA|VA) | 12 | $710,000 | $59,167 | $0 | 10.72% |
| MONROE, LA (FHA|USDA|VA) | 10 | $700,000 | $70,000 | $0 | 9.72% |
| Athens, TX (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $0 | 8.24% |
| Warsaw, IN (FHA|USDA|VA) | 10 | $700,000 | $70,000 | $0 | 10.23% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 9.09% |
| AMARILLO, TX (FHA|USDA|VA) | 11 | $695,000 | $63,182 | $0 | 9.94% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $690,000 | $86,250 | $0 | 11.38% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $0 | 9.10% |
| FAIRBANKS, AK (FHA|USDA|VA) | 8 | $680,000 | $85,000 | $0 | 8.96% |
| Plattsburgh, NY (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $0 | 8.78% |
| LOGAN, UT-ID (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $0 | 8.66% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $0 | 9.57% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $0 | 9.61% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $0 | 9.07% |
| Astoria, OR (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $0 | 8.95% |
| Newport, OR (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $0 | 9.40% |
| Sulphur Springs, TX (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 8.54% |
| Cañon City, CO (FHA|USDA|VA) | 9 | $655,000 | $72,778 | $0 | 9.52% |
| Montrose, CO (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 8.84% |
| Glenwood Springs, CO (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $0 | 9.36% |
| ABILENE, TX (FHA|USDA|VA) | 7 | $645,000 | $92,143 | $0 | 9.15% |
| Stillwater, OK (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $0 | 9.91% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $0 | 10.08% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 8.84% |
| Holland, MI (FHA|USDA|VA) | 5 | $635,000 | $127,000 | $0 | 8.20% |
| CHICO, CA (FHA|USDA|VA) | 10 | $630,000 | $63,000 | $0 | 10.02% |
| Findlay, OH (FHA|USDA|VA) | 8 | $630,000 | $78,750 | $0 | 9.88% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $620,000 | $77,500 | $0 | 10.12% |
| Statesboro, GA (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 9.33% |
| Zanesville, OH (FHA|USDA|VA) | 11 | $615,000 | $55,909 | $0 | 10.49% |
| Paducah, KY-IL (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 8.78% |
| HINESVILLE, GA (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $0 | 10.02% |
| GADSDEN, AL (FHA|USDA|VA) | 8 | $600,000 | $75,000 | $0 | 9.63% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 9 | $595,000 | $66,111 | $0 | 10.13% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $0 | 8.72% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $595,000 | $85,000 | $0 | 8.35% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 8.81% |
| Bardstown, KY (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $0 | 10.03% |
| Hutchinson, MN (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $0 | 9.44% |
| MUNCIE, IN (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 9.98% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 9 | $585,000 | $65,000 | $0 | 9.87% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $0 | 9.03% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 9.39% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 11 | $575,000 | $52,273 | $0 | 10.48% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $575,000 | $63,889 | $0 | 10.10% |
| Batavia, NY (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 8.99% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $565,000 | $80,714 | $0 | 9.20% |
| JACKSON, MI (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 9.74% |
| Warrensburg, MO (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 8.99% |
| Lewistown, PA (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 8.29% |
| Wapakoneta, OH (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 9.68% |
| MIDLAND, MI (FHA|USDA|VA) | 8 | $550,000 | $68,750 | $0 | 9.68% |
| Klamath Falls, OR (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 9.39% |
| Mitchell, SD (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $0 | 8.04% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $0 | 10.22% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 7.05% |
| Lake City, FL (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 9.00% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 6.95% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 7.95% |
| Cullman, AL (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $0 | 9.65% |
| MANHATTAN, KS (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $0 | 9.42% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 9 | $525,000 | $58,333 | $0 | 10.60% |
| Edwards, CO (FHA|USDA|VA) | 5 | $525,000 | $105,000 | $0 | 9.14% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 10 | $520,000 | $52,000 | $0 | 10.33% |
| Heber, UT (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 9.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 9.95% |
| HAMMOND, LA (FHA|USDA|VA) | 8 | $520,000 | $65,000 | $0 | 9.73% |
| OWENSBORO, KY (FHA|USDA|VA) | 8 | $520,000 | $65,000 | $0 | 10.48% |
| Hudson, NY (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 8.55% |
| GOLDSBORO, NC (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 10.31% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 8.99% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 7.24% |
| BISMARCK, ND (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 9.39% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 8.12% |
| Nogales, AZ (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 8.57% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $0 | 10.12% |
| LaGrange, GA-AL (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $0 | 10.55% |
| Moses Lake, WA (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 9.14% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $495,000 | $55,000 | $0 | 9.90% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 9.14% |
| LIMA, OH (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $0 | 10.01% |
| MANKATO, MN (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 9.23% |
| Payson, AZ (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 8.53% |
| Marion, OH (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 9.43% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 9.05% |
| Sonora, CA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 9.16% |
| Fergus Falls, MN (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 9.11% |
| Seneca, SC (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 10.73% |
| Shelton, WA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 9.69% |
| Elizabeth City, NC (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 9.09% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 9.18% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 9.88% |
| Keene, NH (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 8.70% |
| Elko, NV (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 9.88% |
| Farmington, MO (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $0 | 9.79% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 9 | $465,000 | $51,667 | $0 | 10.87% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 9.15% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 9.42% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 9.16% |
| Shelby, NC (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 10.13% |
| Mineral Wells, TX (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.66% |
| SAGINAW, MI (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 8.89% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 9.12% |
| Columbus, NE (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 8.82% |
| Somerset, KY (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 10.48% |
| Russellville, AR (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.31% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.44% |
| CASPER, WY (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 10.28% |
| New Castle, PA (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 10.32% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 8.12% |
| Alexander City, AL (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 9.62% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 8.95% |
| Lewisburg, TN (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 9.49% |
| Brookings, SD (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 10.14% |
| Granbury, TX (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 10.12% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 8.17% |
| Durant, OK (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 9.95% |
| Lawrenceburg, TN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 8.52% |
| Alexandria, MN (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 9.84% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 9.71% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 10.10% |
| Bedford, IN (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 10.71% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 10.30% |
| Burley, ID (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 8.77% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 10.37% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 10.82% |
| Plymouth, IN (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 8.93% |
| Enterprise, AL (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.14% |
| HATTIESBURG, MS (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.59% |
| Picayune, MS (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 9.49% |
| Ukiah, CA (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 7.87% |
| Auburn, IN (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $0 | 10.55% |
| Salem, OH (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $0 | 9.74% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 9.33% |
| Fort Morgan, CO (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 10.24% |
| Rexburg, ID (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 9.59% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 10.77% |
| Price, UT (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 8.41% |
| Searcy, AR (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 9.89% |
| Danville, VA (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.64% |
| Kearney, NE (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.99% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.06% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.15% |
| MORGANTOWN, WV (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.84% |
| London, KY (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 9.76% |
| Palatka, FL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 9.74% |
| Americus, GA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 9.55% |
| Murray, KY (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 8.12% |
| Del Rio, TX (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 8.34% |
| Marquette, MI (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 9.55% |
| Juneau, AK (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 8.07% |
| El Campo, TX (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.24% |
| Greenwood, SC (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 8.84% |
| North Platte, NE (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 9.60% |
| Safford, AZ (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 9.52% |
| Chillicothe, OH (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 10.24% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 9.49% |
| Angola, IN (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 10.94% |
| Huntington, IN (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 9.12% |
| Fremont, OH (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 8.64% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 9.53% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 9.66% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 8.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 10.26% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $325,000 | $46,429 | $0 | 11.48% |
| Clarksburg, WV (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 10.16% |
| ALTOONA, PA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 9.84% |
| Branson, MO (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 10.53% |
| Owatonna, MN (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 9.43% |
| Garden City, KS (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 9.49% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 6.87% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 9.37% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 9.90% |
| Brevard, NC (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 8.99% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 8.32% |
| Crawfordsville, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 9.16% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 9.72% |
| Richmond, IN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 8.80% |
| Effingham, IL (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 8.55% |
| Lumberton, NC (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 9.74% |
| Wabash, IN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 9.68% |
| Mountain Home, ID (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 10.20% |
| HARRISONBURG, VA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 8.57% |
| Madisonville, KY (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 8.80% |
| Natchez, MS-LA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.32% |
| Ashland, OH (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 9.16% |
| Sterling, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.49% |
| Scottsbluff, NE (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 10.27% |
| KOKOMO, IN (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 9.44% |
| Bluefield, WV-VA (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 9.88% |
| ENID, OK (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 8.64% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 10.54% |
| Watertown, SD (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.80% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 10.26% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 9.52% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 9.49% |
| Vincennes, IN (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 10.59% |
| Ponca City, OK (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 9.15% |
| Minot, ND (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 9.98% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 9.49% |
| Fallon, NV (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.74% |
| Emporia, KS (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 10.72% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 9.83% |
| Moberly, MO (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 10.32% |
| Marietta, OH (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 8.07% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.49% |
| Wilson, NC (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 9.99% |
| Paris, TN (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 10.49% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 10.32% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 10.74% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.29% |
| Mount Pleasant, MI (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 8.24% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 10.79% |
| West Plains, MO (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.16% |
| Paris, TX (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.71% |
| Madison, IN (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.87% |
| Bellefontaine, OH (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 10.30% |
| New Castle, IN (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 11.59% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 10.07% |
| Palestine, TX (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 9.16% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.24% |
| Beeville, TX (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.99% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 11.24% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 10.82% |
| Rutland, VT (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.74% |
| Rock Springs, WY (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.82% |
| Okeechobee, FL (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 10.07% |
| Auburn, NY (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.16% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.16% |
| Roswell, NM (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.57% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 9.74% |
| Indiana, PA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 9.24% |
| Barre, VT (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 10.12% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.62% |
| Logansport, IN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 9.49% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.32% |
| Albertville, AL (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 9.11% |
| ODESSA, TX (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 9.24% |
| Willmar, MN (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 9.44% |
| Riverton, WY (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.21% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 10.55% |
| Hannibal, MO (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 10.32% |
| Fremont, NE (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 9.24% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.49% |
| Mayfield, KY (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.16% |
| Martinsville, VA (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 10.26% |
| Bainbridge, GA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.07% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 9.16% |
| Pierre, SD (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.62% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 10.78% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.74% |
| Aberdeen, WA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.37% |
| Pullman, WA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 10.04% |
| Bartlesville, OK (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.72% |
| Laramie, WY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.12% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.37% |
| Meridian, MS (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 11.22% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 10.79% |
| Evanston, WY (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.94% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.77% |
| Houghton, MI (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.99% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 10.54% |
| Boone, NC (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 10.57% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 9.19% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.37% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.62% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.29% |
| ITHACA, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.62% |
| McAlester, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 8.49% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 11.09% |
| Sedalia, MO (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 9.66% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.82% |
| Corning, NY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.57% |
| Oil City, PA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.57% |
| McComb, MS (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.49% |
| Orangeburg, SC (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.39% |
| Hailey, ID (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.12% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 11.19% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 11.29% |
| Athens, OH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.24% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.87% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.49% |
| Prineville, OR (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.99% |
| Duncan, OK (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.79% |
| Rockport, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.12% |
| Marion, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.24% |
| Berlin, NH (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.49% |
| Andrews, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.74% |
| Vidalia, GA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.62% |
| Kendallville, IN (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 10.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.37% |
| Coffeyville, KS (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 10.32% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.24% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 8.24% |
| Gillette, WY (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 10.66% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.24% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.17% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.49% |
| Othello, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.49% |
| Yankton, SD (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.37% |
| Manitowoc, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.92% |
| Fort Payne, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.12% |
| Greenville, OH (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.37% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.14% |
| Hastings, NE (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.24% |
| Cambridge, OH (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 10.79% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 11.37% |
| Athens, TN (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 11.16% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 9.49% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 10.51% |
| Alice, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.99% |
| Waycross, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.62% |
| McPherson, KS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.77% |
| Summerville, GA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.62% |
| Jasper, AL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.12% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.52% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.02% |
| Paragould, AR (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.49% |
| Minden, LA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 9.49% |
| Union City, TN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.87% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.62% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.12% |
| Deming, NM (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.27% |
| Jasper, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.49% |
| Clovis, NM (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.84% |
| Bay City, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.62% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.37% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.89% |
| Fairmont, WV (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.77% |
| Worthington, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.49% |
| Ottawa, KS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.74% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.74% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.74% |
| Decatur, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.19% |
| Harrison, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.67% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.87% |
| Eagle Pass, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.04% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.49% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.24% |
| Washington, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.24% |
| Forest City, NC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.74% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.49% |
| Jennings, LA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.62% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.74% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.87% |
| Opelousas, LA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.24% |
| Lewisburg, PA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.74% |
| Malone, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.49% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.49% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.99% |
| Newberry, SC (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.24% |
| Cortland, NY (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.37% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.49% |
| Marinette, WI-MI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.37% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.37% |
| Meadville, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.99% |
| Shawano, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.49% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.24% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.74% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.49% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.99% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.87% |
| Austin, MN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.12% |
| Moscow, ID (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.74% |
| Connersville, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.62% |
| Starkville, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.37% |
| Macomb, IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.24% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.37% |
| Middlesborough, KY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.24% |
| Dayton, TN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.54% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.47% |
| Salina, KS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.89% |
| Seymour, IN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.34% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.24% |
| Mexico, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.99% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.74% |
| Urbana, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.09% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| Brookhaven, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.74% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.09% |
| Bonham, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.74% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.29% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.24% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.99% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.74% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| Dublin, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.74% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.49% |
| Martin, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.24% |
| Indianola, MS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.49% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.92% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.37% |
| Corinth, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.24% |
| Newport, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.59% |
| Celina, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.74% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.24% |
| Freeport, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.99% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.74% |
| Ada, OK (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.24% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.49% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.79% |
| Somerset, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.99% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.49% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 11.24% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.99% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.99% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.99% |
| Sterling, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.34% |
| La Grande, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Silver City, NM (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.14% |
| Danville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Laurel, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.74% |
| Parsons, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Warren, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Elkins, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Columbus, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.74% |
| Atmore, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Washington, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Peru, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| Winona, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| Ruston, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Troy, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.24% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| Alpena, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| DuBois, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Central City, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.04% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.49% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.74% |
| Dixon, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.09% |
| Platteville, WI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.99% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.34% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.74% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.74% |
| Craig, CO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.49% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.59% |
| Susanville, CA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.31% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.74% |
| Sayre, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.99% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.24% |
| Dumas, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.59% |
| Williston, ND (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.74% |
| Portales, NM (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.74% |
| Olean, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.24% |
| Brookings, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.49% |
| Grenada, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.99% |
| Marshall, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.99% |
| Tifton, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.74% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.49% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.89% |
| Pampa, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.99% |
| Ozark, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.49% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.49% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.49% |
| Sidney, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.24% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.24% |
| Jackson, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.49% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.49% |
| Marshall, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.74% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 30,829 | $2,824,555,000 | $91,620 | $0 | 9.39% |
For 2023, Discover Bank's most frequently originated type of loan was Conventional, with 30,829 originations.
Loan Reason
For 2023, Discover Bank's most frequently cited loan purpose was Other, with 17,224 originations. The 2nd most popular reason was Home Improvement, with 8,068 originations.
Loan Duration/Length
For 2023, Discover Bank's most frequently cited loan duration was 30 Year, with 18,633 originations. The 2nd most popular length was 15 Year, with 4,341 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 30,829 | $2,824,555,000 | $91,620 |
Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 30,829 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 24,844 | $1,928,540,000 | $77,626 |
| 7-8% | 4,189 | $595,565,000 | $142,174 |
| 6-7% | 1,689 | $275,075,000 | $162,863 |
| 5-6% | 107 | $25,375,000 | $237,150 |
During 2023, Discover Bank's average interest rate for loans was 9.28%, while their most frequently originated rate bucket for loans was Over 8%, with 24,844 originations.
Loan Sizing
2023 saw Discover Bank place emphasis on $100,000 or less loans with 20,778 originations, totaling $1,343,030,000 in origination value.
Applicant Income
Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 9,766 originations. The second most popular income band? $150k-250k, with 8,916 originations.
Applicant Debt to Income Ratio
Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 6,295 originations. The next most common DTI ratio? 42%, with 6,001 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications53.03%
Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination40.97%
Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 30,829 | $2,824,555,000 | $91,620 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 30,829 | $2,824,555,000 | $91,620 |