Discover Bank Mortgage Rates, Fees & Info
Greenwood, DELEI: X05BVSK68TQ7YTOSNR22
Tax ID: 51-0020270
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 186 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Discover Bank is a mid-sized bank specializing in Other, Home Improvement, and Refi loans. Discover Bank has a high proportion of conventional loans. Their top markets by origination volume include: New York, Atlanta, Chicago, Dallas, and Los Angeles among others. We have data for 824 markets. (Some data included below & more in-depth data is available with an active subscription.)Discover Bank has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Discover Bank is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 8.16% | 4/5/25 |
| 30 Year Conventional Refi | 8.62% | 4/5/25 |
| 15 Year Conventional Purchase | 8.06% | 4/5/25 |
| 15 Year Conventional Refi | 8.33% | 4/5/25 |
| 15 Year Cash-out Refi | 8.33% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Discover Bank Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Discover Bank. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
34,694Origination Dollar Volume (All Markets)
$3,107,020,000Relative Rate
Discover Bank's average 30 year fixed mortgage rate was
9.02%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 2.47%.
Relative Fees (Closing Costs)
Discover Bank's average total fees/closing costs for a 30 year fixed rate
mortgage were $0.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,987 | $217,155,000 | $109,288 | $0 | 8.72% |
| Outside of Metro Areas | 1,496 | $121,650,000 | $81,317 | $0 | 8.99% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,277 | $119,845,000 | $93,849 | $0 | 8.88% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,465 | $119,775,000 | $81,758 | $0 | 9.16% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 853 | $92,875,000 | $108,880 | $0 | 8.54% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 729 | $88,545,000 | $121,461 | $0 | 8.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 926 | $82,110,000 | $88,672 | $0 | 8.97% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 911 | $80,715,000 | $88,600 | $0 | 8.92% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 627 | $60,425,000 | $96,372 | $0 | 8.91% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 587 | $59,105,000 | $100,690 | $0 | 8.64% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 552 | $57,550,000 | $104,257 | $0 | 8.92% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 542 | $55,630,000 | $102,638 | $0 | 8.97% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 522 | $49,720,000 | $95,249 | $0 | 8.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 396 | $43,270,000 | $109,268 | $0 | 8.77% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 413 | $39,825,000 | $96,429 | $0 | 8.91% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 437 | $39,765,000 | $90,995 | $0 | 9.37% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 425 | $39,225,000 | $92,294 | $0 | 9.01% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 430 | $37,870,000 | $88,070 | $0 | 9.16% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 424 | $37,610,000 | $88,703 | $0 | 9.25% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 264 | $35,150,000 | $133,144 | $0 | 8.47% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 314 | $34,880,000 | $111,083 | $0 | 8.82% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 417 | $32,805,000 | $78,669 | $0 | 9.18% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 342 | $32,300,000 | $94,444 | $0 | 8.97% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 416 | $30,950,000 | $74,399 | $0 | 9.10% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 335 | $30,095,000 | $89,836 | $0 | 9.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 366 | $28,950,000 | $79,098 | $0 | 9.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 360 | $28,100,000 | $78,056 | $0 | 9.30% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 248 | $25,250,000 | $101,815 | $0 | 8.83% |
| COLUMBUS, OH (FHA|USDA|VA) | 303 | $25,195,000 | $83,152 | $0 | 9.16% |
| RICHMOND, VA (FHA|USDA|VA) | 264 | $22,420,000 | $84,924 | $0 | 9.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 286 | $22,220,000 | $77,692 | $0 | 9.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 194 | $21,840,000 | $112,577 | $0 | 8.60% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 191 | $21,705,000 | $113,639 | $0 | 8.65% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 217 | $21,015,000 | $96,843 | $0 | 9.03% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 206 | $18,660,000 | $90,583 | $0 | 9.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 199 | $17,885,000 | $89,874 | $0 | 9.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 206 | $17,420,000 | $84,563 | $0 | 8.96% |
| PITTSBURGH, PA (FHA|USDA|VA) | 215 | $17,105,000 | $79,558 | $0 | 9.05% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 181 | $16,775,000 | $92,680 | $0 | 8.71% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 221 | $15,915,000 | $72,014 | $0 | 9.29% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 202 | $14,790,000 | $73,218 | $0 | 9.23% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 156 | $14,370,000 | $92,115 | $0 | 8.96% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 162 | $14,240,000 | $87,901 | $0 | 8.71% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 146 | $14,120,000 | $96,712 | $0 | 8.96% |
| TUCSON, AZ (FHA|USDA|VA) | 160 | $13,880,000 | $86,750 | $0 | 8.96% |
| KNOXVILLE, TN (FHA|USDA|VA) | 139 | $12,985,000 | $93,417 | $0 | 8.82% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 156 | $12,610,000 | $80,833 | $0 | 9.14% |
| TULSA, OK (FHA|USDA|VA) | 152 | $12,430,000 | $81,776 | $0 | 9.18% |
| LOUISVILLE, KY (FHA|USDA|VA) | 172 | $12,420,000 | $72,209 | $0 | 9.27% |
| BOISE CITY, ID (FHA|USDA|VA) | 116 | $11,710,000 | $100,948 | $0 | 8.89% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 126 | $11,650,000 | $92,460 | $0 | 9.00% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 96 | $11,460,000 | $119,375 | $0 | 8.57% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 142 | $10,880,000 | $76,620 | $0 | 9.16% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 134 | $10,830,000 | $80,821 | $0 | 9.11% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 137 | $10,665,000 | $77,847 | $0 | 8.91% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 131 | $10,415,000 | $79,504 | $0 | 9.15% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 112 | $10,020,000 | $89,464 | $0 | 8.89% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 125 | $9,775,000 | $78,200 | $0 | 9.04% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 130 | $9,720,000 | $74,769 | $0 | 9.28% |
| STOCKTON, CA (FHA|USDA|VA) | 102 | $9,700,000 | $95,098 | $0 | 9.03% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 102 | $9,530,000 | $93,431 | $0 | 8.96% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 122 | $9,380,000 | $76,885 | $0 | 9.14% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 95 | $9,255,000 | $97,421 | $0 | 8.83% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 121 | $9,225,000 | $76,240 | $0 | 9.16% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 97 | $8,845,000 | $91,186 | $0 | 9.44% |
| RENO, NV (FHA|USDA|VA) | 89 | $8,695,000 | $97,697 | $0 | 9.02% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 88 | $8,670,000 | $98,523 | $0 | 8.94% |
| PROVO-OREM, UT (FHA|USDA|VA) | 91 | $8,385,000 | $92,143 | $0 | 8.99% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 100 | $8,260,000 | $82,600 | $0 | 8.97% |
| FRESNO, CA (FHA|USDA|VA) | 92 | $8,250,000 | $89,674 | $0 | 9.13% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 97 | $7,815,000 | $80,567 | $0 | 9.44% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 93 | $7,765,000 | $83,495 | $0 | 9.12% |
| ROCHESTER, NY (FHA|USDA|VA) | 98 | $7,760,000 | $79,184 | $0 | 8.85% |
| COLUMBIA, SC (FHA|USDA|VA) | 106 | $7,750,000 | $73,113 | $0 | 9.22% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 96 | $7,670,000 | $79,896 | $0 | 9.27% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 56 | $7,630,000 | $136,250 | $0 | 8.37% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 80 | $7,590,000 | $94,875 | $0 | 8.90% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 77 | $7,585,000 | $98,506 | $0 | 9.11% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 89 | $7,365,000 | $82,753 | $0 | 9.19% |
| SAVANNAH, GA (FHA|USDA|VA) | 83 | $7,345,000 | $88,494 | $0 | 8.99% |
| AKRON, OH (FHA|USDA|VA) | 92 | $7,260,000 | $78,913 | $0 | 9.29% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 94 | $7,240,000 | $77,021 | $0 | 9.23% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 70 | $7,110,000 | $101,571 | $0 | 8.73% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 76 | $7,110,000 | $93,553 | $0 | 8.74% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 93 | $7,045,000 | $75,753 | $0 | 9.22% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 86 | $6,990,000 | $81,279 | $0 | 9.02% |
| WICHITA, KS (FHA|USDA|VA) | 98 | $6,890,000 | $70,306 | $0 | 9.33% |
| MODESTO, CA (FHA|USDA|VA) | 78 | $6,850,000 | $87,821 | $0 | 8.99% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 94 | $6,720,000 | $71,489 | $0 | 9.32% |
| GREELEY, CO (FHA|USDA|VA) | 78 | $6,640,000 | $85,128 | $0 | 9.29% |
| EL PASO, TX (FHA|USDA|VA) | 69 | $6,405,000 | $92,826 | $0 | 8.81% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 74 | $6,180,000 | $83,514 | $0 | 9.19% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 84 | $6,110,000 | $72,738 | $0 | 9.25% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 68 | $6,100,000 | $89,706 | $0 | 8.88% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 72 | $5,930,000 | $82,361 | $0 | 9.15% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 66 | $5,910,000 | $89,545 | $0 | 9.42% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 75 | $5,795,000 | $77,267 | $0 | 8.93% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 62 | $5,650,000 | $91,129 | $0 | 8.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 73 | $5,615,000 | $76,918 | $0 | 9.04% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 75 | $5,565,000 | $74,200 | $0 | 9.40% |
| SYRACUSE, NY (FHA|USDA|VA) | 70 | $5,500,000 | $78,571 | $0 | 8.90% |
| ASHEVILLE, NC (FHA|USDA|VA) | 56 | $5,470,000 | $97,679 | $0 | 8.79% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 78 | $5,430,000 | $69,615 | $0 | 9.61% |
| FORT COLLINS, CO (FHA|USDA|VA) | 56 | $5,120,000 | $91,429 | $0 | 8.99% |
| LANCASTER, PA (FHA|USDA|VA) | 61 | $5,085,000 | $83,361 | $0 | 8.94% |
| SALEM, OR (FHA|USDA|VA) | 54 | $4,710,000 | $87,222 | $0 | 9.10% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 55 | $4,675,000 | $85,000 | $0 | 8.79% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 64 | $4,650,000 | $72,656 | $0 | 9.49% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 54 | $4,610,000 | $85,370 | $0 | 8.96% |
| VALLEJO, CA (FHA|USDA|VA) | 49 | $4,565,000 | $93,163 | $0 | 9.13% |
| OCALA, FL (FHA|USDA|VA) | 50 | $4,410,000 | $88,200 | $0 | 8.88% |
| DOVER, DE (FHA|USDA|VA) | 50 | $4,370,000 | $87,400 | $0 | 9.10% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 44 | $4,330,000 | $98,409 | $0 | 8.23% |
| READING, PA (FHA|USDA|VA) | 55 | $4,285,000 | $77,909 | $0 | 9.30% |
| ROANOKE, VA (FHA|USDA|VA) | 58 | $4,220,000 | $72,759 | $0 | 9.31% |
| BATON ROUGE, LA (FHA|USDA|VA) | 55 | $4,195,000 | $76,273 | $0 | 9.40% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 56 | $4,160,000 | $74,286 | $0 | 9.11% |
| LYNCHBURG, VA (FHA|USDA|VA) | 49 | $4,085,000 | $83,367 | $0 | 8.90% |
| JACKSON, MS (FHA|USDA|VA) | 54 | $4,080,000 | $75,556 | $0 | 9.39% |
| LINCOLN, NE (FHA|USDA|VA) | 58 | $3,960,000 | $68,276 | $0 | 9.34% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 50 | $3,820,000 | $76,400 | $0 | 9.12% |
| TOLEDO, OH (FHA|USDA|VA) | 57 | $3,815,000 | $66,930 | $0 | 9.41% |
| SPARTANBURG, SC (FHA|USDA|VA) | 53 | $3,695,000 | $69,717 | $0 | 9.62% |
| FORT WAYNE, IN (FHA|USDA|VA) | 50 | $3,690,000 | $73,800 | $0 | 9.39% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 56 | $3,670,000 | $65,536 | $0 | 9.19% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 33 | $3,625,000 | $109,848 | $0 | 8.59% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 48 | $3,600,000 | $75,000 | $0 | 9.13% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 46 | $3,590,000 | $78,043 | $0 | 9.03% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 47 | $3,585,000 | $76,277 | $0 | 9.05% |
| WILMINGTON, NC (FHA|USDA|VA) | 43 | $3,565,000 | $82,907 | $0 | 8.78% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 48 | $3,550,000 | $73,958 | $0 | 9.10% |
| GAINESVILLE, GA (FHA|USDA|VA) | 37 | $3,525,000 | $95,270 | $0 | 8.94% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 47 | $3,395,000 | $72,234 | $0 | 9.58% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 30 | $3,380,000 | $112,667 | $0 | 8.50% |
| ANN ARBOR, MI (FHA|USDA|VA) | 37 | $3,365,000 | $90,946 | $0 | 9.01% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 32 | $3,280,000 | $102,500 | $0 | 8.99% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 37 | $3,255,000 | $87,973 | $0 | 9.04% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 27 | $3,145,000 | $116,481 | $0 | 8.62% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 37 | $3,145,000 | $85,000 | $0 | 9.19% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 41 | $3,055,000 | $74,512 | $0 | 9.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 40 | $3,040,000 | $76,000 | $0 | 8.58% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 32 | $3,040,000 | $95,000 | $0 | 8.64% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 42 | $3,010,000 | $71,667 | $0 | 9.37% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 25 | $3,005,000 | $120,200 | $0 | 8.43% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 44 | $2,990,000 | $67,955 | $0 | 9.70% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 36 | $2,930,000 | $81,389 | $0 | 9.05% |
| VISALIA, CA (FHA|USDA|VA) | 37 | $2,925,000 | $79,054 | $0 | 9.20% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 31 | $2,895,000 | $93,387 | $0 | 9.45% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $2,870,000 | $89,688 | $0 | 8.61% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 27 | $2,865,000 | $106,111 | $0 | 8.72% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 32 | $2,860,000 | $89,375 | $0 | 8.68% |
| MADISON, WI (FHA|USDA|VA) | 36 | $2,860,000 | $79,444 | $0 | 9.10% |
| MONTGOMERY, AL (FHA|USDA|VA) | 34 | $2,840,000 | $83,529 | $0 | 9.25% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 25 | $2,755,000 | $110,200 | $0 | 8.47% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 36 | $2,670,000 | $74,167 | $0 | 9.45% |
| ANCHORAGE, AK (FHA|USDA|VA) | 32 | $2,630,000 | $82,188 | $0 | 9.32% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 29 | $2,625,000 | $90,517 | $0 | 9.28% |
| GAINESVILLE, FL (FHA|USDA|VA) | 25 | $2,555,000 | $102,200 | $0 | 9.49% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 27 | $2,555,000 | $94,630 | $0 | 9.03% |
| BOULDER, CO (FHA|USDA|VA) | 25 | $2,555,000 | $102,200 | $0 | 8.70% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 26 | $2,540,000 | $97,692 | $0 | 8.46% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 35 | $2,485,000 | $71,000 | $0 | 9.58% |
| MOBILE, AL (FHA|USDA|VA) | 35 | $2,445,000 | $69,857 | $0 | 9.41% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 29 | $2,435,000 | $83,966 | $0 | 9.06% |
| GREEN BAY, WI (FHA|USDA|VA) | 25 | $2,375,000 | $95,000 | $0 | 8.85% |
| BEND, OR (FHA|USDA|VA) | 24 | $2,350,000 | $97,917 | $0 | 8.79% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 25 | $2,345,000 | $93,800 | $0 | 9.08% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 26 | $2,340,000 | $90,000 | $0 | 9.14% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 32 | $2,330,000 | $72,813 | $0 | 8.93% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 23 | $2,285,000 | $99,348 | $0 | 9.00% |
| ROCKFORD, IL (FHA|USDA|VA) | 37 | $2,285,000 | $61,757 | $0 | 9.16% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 17 | $2,275,000 | $133,824 | $0 | 8.58% |
| PEORIA, IL (FHA|USDA|VA) | 35 | $2,265,000 | $64,714 | $0 | 9.24% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 23 | $2,255,000 | $98,043 | $0 | 8.76% |
| FLINT, MI (FHA|USDA|VA) | 31 | $2,215,000 | $71,452 | $0 | 9.40% |
| Jefferson, GA (FHA|USDA|VA) | 27 | $2,195,000 | $81,296 | $0 | 9.04% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 25 | $2,175,000 | $87,000 | $0 | 8.89% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 31 | $2,165,000 | $69,839 | $0 | 9.72% |
| Sevierville, TN (FHA|USDA|VA) | 18 | $2,150,000 | $119,444 | $0 | 8.54% |
| Outside of Metro Areas | 21 | $2,105,000 | $100,238 | $0 | 8.42% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 28 | $2,050,000 | $73,214 | $0 | 9.29% |
| COLUMBIA, MO (FHA|USDA|VA) | 28 | $2,050,000 | $73,214 | $0 | 9.20% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 25 | $2,045,000 | $81,800 | $0 | 8.55% |
| MERCED, CA (FHA|USDA|VA) | 25 | $2,035,000 | $81,400 | $0 | 8.69% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 26 | $2,010,000 | $77,308 | $0 | 9.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 21 | $1,965,000 | $93,571 | $0 | 8.62% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 31 | $1,955,000 | $63,065 | $0 | 9.41% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 15 | $1,945,000 | $129,667 | $0 | 8.58% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 22 | $1,940,000 | $88,182 | $0 | 9.12% |
| ST. GEORGE, UT (FHA|USDA|VA) | 19 | $1,935,000 | $101,842 | $0 | 9.07% |
| EL CENTRO, CA (FHA|USDA|VA) | 22 | $1,930,000 | $87,727 | $0 | 8.61% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 21 | $1,925,000 | $91,667 | $0 | 9.45% |
| TYLER, TX (FHA|USDA|VA) | 23 | $1,915,000 | $83,261 | $0 | 8.51% |
| RACINE, WI (FHA|USDA|VA) | 24 | $1,910,000 | $79,583 | $0 | 8.94% |
| YUMA, AZ (FHA|USDA|VA) | 22 | $1,900,000 | $86,364 | $0 | 9.11% |
| LAS CRUCES, NM (FHA|USDA|VA) | 23 | $1,885,000 | $81,957 | $0 | 8.68% |
| CLEVELAND, TN (FHA|USDA|VA) | 19 | $1,875,000 | $98,684 | $0 | 9.04% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 23 | $1,865,000 | $81,087 | $0 | 9.33% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 25 | $1,865,000 | $74,600 | $0 | 9.11% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 25 | $1,865,000 | $74,600 | $0 | 8.77% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 25 | $1,845,000 | $73,800 | $0 | 9.36% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 23 | $1,815,000 | $78,913 | $0 | 8.25% |
| DULUTH, MN-WI (FHA|USDA|VA) | 27 | $1,805,000 | $66,852 | $0 | 9.31% |
| TOPEKA, KS (FHA|USDA|VA) | 23 | $1,805,000 | $78,478 | $0 | 9.05% |
| Glenwood Springs, CO (FHA|USDA|VA) | 16 | $1,780,000 | $111,250 | $0 | 8.91% |
| REDDING, CA (FHA|USDA|VA) | 25 | $1,765,000 | $70,600 | $0 | 9.17% |
| CHICO, CA (FHA|USDA|VA) | 19 | $1,735,000 | $91,316 | $0 | 9.04% |
| FLORENCE, SC (FHA|USDA|VA) | 21 | $1,735,000 | $82,619 | $0 | 9.01% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 20 | $1,720,000 | $86,000 | $0 | 8.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 19 | $1,715,000 | $90,263 | $0 | 8.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 25 | $1,705,000 | $68,200 | $0 | 9.64% |
| PANAMA CITY, FL (FHA|USDA|VA) | 18 | $1,700,000 | $94,444 | $0 | 9.38% |
| LUBBOCK, TX (FHA|USDA|VA) | 20 | $1,700,000 | $85,000 | $0 | 8.83% |
| FARGO, ND-MN (FHA|USDA|VA) | 22 | $1,690,000 | $76,818 | $0 | 9.08% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 19 | $1,665,000 | $87,632 | $0 | 9.50% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 24 | $1,650,000 | $68,750 | $0 | 8.86% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 21 | $1,635,000 | $77,857 | $0 | 9.07% |
| ROCHESTER, MN (FHA|USDA|VA) | 21 | $1,635,000 | $77,857 | $0 | 8.71% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 20 | $1,630,000 | $81,500 | $0 | 9.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $1,620,000 | $135,000 | $0 | 8.31% |
| BURLINGTON, NC (FHA|USDA|VA) | 20 | $1,610,000 | $80,500 | $0 | 9.16% |
| LAREDO, TX (FHA|USDA|VA) | 19 | $1,605,000 | $84,474 | $0 | 8.98% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 19 | $1,545,000 | $81,316 | $0 | 8.88% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 26 | $1,540,000 | $59,231 | $0 | 9.14% |
| PUEBLO, CO (FHA|USDA|VA) | 18 | $1,530,000 | $85,000 | $0 | 9.16% |
| ERIE, PA (FHA|USDA|VA) | 16 | $1,530,000 | $95,625 | $0 | 8.86% |
| Kalispell, MT (FHA|USDA|VA) | 17 | $1,475,000 | $86,765 | $0 | 8.89% |
| WACO, TX (FHA|USDA|VA) | 14 | $1,470,000 | $105,000 | $0 | 8.18% |
| Montrose, CO (FHA|USDA|VA) | 13 | $1,445,000 | $111,154 | $0 | 8.93% |
| BANGOR, ME (FHA|USDA|VA) | 22 | $1,440,000 | $65,455 | $0 | 8.81% |
| MANSFIELD, OH (FHA|USDA|VA) | 18 | $1,440,000 | $80,000 | $0 | 9.20% |
| RAPID CITY, SD (FHA|USDA|VA) | 17 | $1,435,000 | $84,412 | $0 | 8.43% |
| YUBA CITY, CA (FHA|USDA|VA) | 20 | $1,430,000 | $71,500 | $0 | 9.30% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 14 | $1,420,000 | $101,429 | $0 | 9.50% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 22 | $1,420,000 | $64,545 | $0 | 9.90% |
| SALINAS, CA (FHA|USDA|VA) | 19 | $1,415,000 | $74,474 | $0 | 8.24% |
| LAWRENCE, KS (FHA|USDA|VA) | 20 | $1,410,000 | $70,500 | $0 | 8.99% |
| Traverse City, MI (FHA|USDA|VA) | 13 | $1,395,000 | $107,308 | $0 | 8.89% |
| AMARILLO, TX (FHA|USDA|VA) | 16 | $1,390,000 | $86,875 | $0 | 8.49% |
| DECATUR, AL (FHA|USDA|VA) | 15 | $1,385,000 | $92,333 | $0 | 9.02% |
| YAKIMA, WA (FHA|USDA|VA) | 17 | $1,375,000 | $80,882 | $0 | 9.38% |
| Concord, NH (FHA|USDA|VA) | 17 | $1,375,000 | $80,882 | $0 | 8.94% |
| APPLETON, WI (FHA|USDA|VA) | 21 | $1,375,000 | $65,476 | $0 | 9.04% |
| SANTA FE, NM (FHA|USDA|VA) | 15 | $1,365,000 | $91,000 | $0 | 8.60% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 9 | $1,335,000 | $148,333 | $0 | 8.63% |
| Bozeman, MT (FHA|USDA|VA) | 15 | $1,305,000 | $87,000 | $0 | 8.57% |
| STAUNTON, VA (FHA|USDA|VA) | 14 | $1,300,000 | $92,857 | $0 | 9.06% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 20 | $1,300,000 | $65,000 | $0 | 9.29% |
| Hilo, HI (FHA|USDA|VA) | 11 | $1,295,000 | $117,727 | $0 | 8.86% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 18 | $1,280,000 | $71,111 | $0 | 9.26% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 19 | $1,275,000 | $67,105 | $0 | 9.76% |
| FARMINGTON, NM (FHA|USDA|VA) | 19 | $1,265,000 | $66,579 | $0 | 9.49% |
| ABILENE, TX (FHA|USDA|VA) | 9 | $1,255,000 | $139,444 | $0 | 7.73% |
| MISSOULA, MT (FHA|USDA|VA) | 15 | $1,255,000 | $83,667 | $0 | 9.08% |
| JACKSON, TN (FHA|USDA|VA) | 12 | $1,240,000 | $103,333 | $0 | 7.88% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 19 | $1,235,000 | $65,000 | $0 | 9.20% |
| MUSKEGON, MI (FHA|USDA|VA) | 19 | $1,225,000 | $64,474 | $0 | 10.05% |
| Findlay, OH (FHA|USDA|VA) | 14 | $1,220,000 | $87,143 | $0 | 9.02% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 17 | $1,215,000 | $71,471 | $0 | 9.01% |
| LEBANON, PA (FHA|USDA|VA) | 17 | $1,205,000 | $70,882 | $0 | 8.73% |
| CHEYENNE, WY (FHA|USDA|VA) | 19 | $1,205,000 | $63,421 | $0 | 9.57% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 20 | $1,200,000 | $60,000 | $0 | 9.24% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 12 | $1,200,000 | $100,000 | $0 | 9.59% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 17 | $1,195,000 | $70,294 | $0 | 8.93% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $1,195,000 | $79,667 | $0 | 9.35% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 10 | $1,180,000 | $118,000 | $0 | 9.26% |
| Pottsville, PA (FHA|USDA|VA) | 16 | $1,160,000 | $72,500 | $0 | 8.56% |
| Durango, CO (FHA|USDA|VA) | 11 | $1,145,000 | $104,091 | $0 | 8.59% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 12 | $1,140,000 | $95,000 | $0 | 9.94% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 18 | $1,130,000 | $62,778 | $0 | 9.30% |
| Cookeville, TN (FHA|USDA|VA) | 12 | $1,130,000 | $94,167 | $0 | 8.32% |
| GETTYSBURG, PA (FHA|USDA|VA) | 15 | $1,125,000 | $75,000 | $0 | 9.29% |
| UTICA-ROME, NY (FHA|USDA|VA) | 16 | $1,120,000 | $70,000 | $0 | 8.51% |
| JOPLIN, MO (FHA|USDA|VA) | 15 | $1,115,000 | $74,333 | $0 | 8.84% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 8.90% |
| NEW BERN, NC (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 8.78% |
| BRUNSWICK, GA (FHA|USDA|VA) | 14 | $1,110,000 | $79,286 | $0 | 9.42% |
| Edwards, CO (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $0 | 8.26% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 12 | $1,090,000 | $90,833 | $0 | 9.27% |
| ST. CLOUD, MN (FHA|USDA|VA) | 16 | $1,090,000 | $68,125 | $0 | 9.59% |
| BELLINGHAM, WA (FHA|USDA|VA) | 15 | $1,085,000 | $72,333 | $0 | 9.21% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 14 | $1,080,000 | $77,143 | $0 | 8.53% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 12 | $1,070,000 | $89,167 | $0 | 8.42% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 13 | $1,055,000 | $81,154 | $0 | 9.82% |
| BILLINGS, MT (FHA|USDA|VA) | 16 | $1,050,000 | $65,625 | $0 | 9.86% |
| KINGSTON, NY (FHA|USDA|VA) | 15 | $1,045,000 | $69,667 | $0 | 9.77% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 13 | $1,045,000 | $80,385 | $0 | 8.79% |
| MUNCIE, IN (FHA|USDA|VA) | 16 | $1,040,000 | $65,000 | $0 | 9.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 16 | $1,040,000 | $65,000 | $0 | 9.47% |
| Sanford, NC (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 8.56% |
| Plattsburgh, NY (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $0 | 8.98% |
| SAGINAW, MI (FHA|USDA|VA) | 12 | $1,030,000 | $85,833 | $0 | 8.44% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 13 | $1,015,000 | $78,077 | $0 | 8.76% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 14 | $1,010,000 | $72,143 | $0 | 9.51% |
| DOTHAN, AL (FHA|USDA|VA) | 16 | $1,000,000 | $62,500 | $0 | 9.49% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $0 | 8.97% |
| BINGHAMTON, NY (FHA|USDA|VA) | 16 | $990,000 | $61,875 | $0 | 8.85% |
| THE VILLAGES, FL (FHA|USDA|VA) | 14 | $990,000 | $70,714 | $0 | 7.80% |
| Fernley, NV (FHA|USDA|VA) | 12 | $980,000 | $81,667 | $0 | 9.08% |
| KANKAKEE, IL (FHA|USDA|VA) | 13 | $975,000 | $75,000 | $0 | 8.59% |
| PITTSFIELD, MA (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $0 | 8.92% |
| Helena, MT (FHA|USDA|VA) | 11 | $975,000 | $88,636 | $0 | 8.58% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 10 | $970,000 | $97,000 | $0 | 8.81% |
| Heber, UT (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $0 | 8.29% |
| Centralia, WA (FHA|USDA|VA) | 12 | $960,000 | $80,000 | $0 | 9.39% |
| MORGANTOWN, WV (FHA|USDA|VA) | 15 | $955,000 | $63,667 | $0 | 9.90% |
| LONGVIEW, WA (FHA|USDA|VA) | 11 | $955,000 | $86,818 | $0 | 8.93% |
| Georgetown, SC (FHA|USDA|VA) | 9 | $945,000 | $105,000 | $0 | 8.37% |
| NILES, MI (FHA|USDA|VA) | 13 | $945,000 | $72,692 | $0 | 9.72% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 15 | $945,000 | $63,000 | $0 | 8.84% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 11 | $945,000 | $85,909 | $0 | 8.52% |
| Seneca, SC (FHA|USDA|VA) | 12 | $940,000 | $78,333 | $0 | 9.16% |
| TWIN FALLS, ID (FHA|USDA|VA) | 14 | $930,000 | $66,429 | $0 | 9.86% |
| LONGVIEW, TX (FHA|USDA|VA) | 11 | $925,000 | $84,091 | $0 | 8.98% |
| Warrensburg, MO (FHA|USDA|VA) | 8 | $920,000 | $115,000 | $0 | 8.10% |
| Statesboro, GA (FHA|USDA|VA) | 11 | $905,000 | $82,273 | $0 | 9.26% |
| KOKOMO, IN (FHA|USDA|VA) | 12 | $900,000 | $75,000 | $0 | 9.45% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 14 | $900,000 | $64,286 | $0 | 9.10% |
| Salem, OH (FHA|USDA|VA) | 12 | $900,000 | $75,000 | $0 | 8.08% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 13 | $895,000 | $68,846 | $0 | 9.71% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 9 | $885,000 | $98,333 | $0 | 8.61% |
| MONROE, MI (FHA|USDA|VA) | 14 | $880,000 | $62,857 | $0 | 10.11% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 12 | $880,000 | $73,333 | $0 | 9.88% |
| Holland, MI (FHA|USDA|VA) | 11 | $875,000 | $79,545 | $0 | 9.69% |
| CORVALLIS, OR (FHA|USDA|VA) | 9 | $875,000 | $97,222 | $0 | 8.92% |
| POCATELLO, ID (FHA|USDA|VA) | 10 | $870,000 | $87,000 | $0 | 9.19% |
| SAN ANGELO, TX (FHA|USDA|VA) | 12 | $870,000 | $72,500 | $0 | 9.46% |
| MORRISTOWN, TN (FHA|USDA|VA) | 13 | $865,000 | $66,538 | $0 | 9.02% |
| MEDFORD, OR (FHA|USDA|VA) | 11 | $865,000 | $78,636 | $0 | 9.61% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 14 | $860,000 | $61,429 | $0 | 9.36% |
| Branson, MO (FHA|USDA|VA) | 12 | $860,000 | $71,667 | $0 | 8.98% |
| JACKSON, MI (FHA|USDA|VA) | 10 | $860,000 | $86,000 | $0 | 8.61% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 11 | $855,000 | $77,727 | $0 | 9.72% |
| CASPER, WY (FHA|USDA|VA) | 9 | $855,000 | $95,000 | $0 | 9.30% |
| MADERA, CA (FHA|USDA|VA) | 8 | $850,000 | $106,250 | $0 | 9.12% |
| Adrian, MI (FHA|USDA|VA) | 10 | $840,000 | $84,000 | $0 | 9.41% |
| HATTIESBURG, MS (FHA|USDA|VA) | 11 | $835,000 | $75,909 | $0 | 9.60% |
| LaGrange, GA-AL (FHA|USDA|VA) | 11 | $835,000 | $75,909 | $0 | 9.38% |
| DALTON, GA (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 8.76% |
| WALLA WALLA, WA (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $0 | 9.17% |
| Whitewater, WI (FHA|USDA|VA) | 16 | $800,000 | $50,000 | $0 | 8.92% |
| MANHATTAN, KS (FHA|USDA|VA) | 12 | $800,000 | $66,667 | $0 | 9.28% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 8 | $790,000 | $98,750 | $0 | 9.05% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 9 | $785,000 | $87,222 | $0 | 8.94% |
| Athens, TX (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $0 | 8.74% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 8 | $780,000 | $97,500 | $0 | 8.80% |
| Albertville, AL (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 8.53% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $0 | 8.94% |
| Brainerd, MN (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $0 | 8.85% |
| Morehead City, NC (FHA|USDA|VA) | 9 | $765,000 | $85,000 | $0 | 8.54% |
| Stevens Point, WI (FHA|USDA|VA) | 8 | $760,000 | $95,000 | $0 | 9.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 11 | $755,000 | $68,636 | $0 | 8.87% |
| Newport, OR (FHA|USDA|VA) | 7 | $745,000 | $106,429 | $0 | 8.79% |
| Port Angeles, WA (FHA|USDA|VA) | 10 | $740,000 | $74,000 | $0 | 9.37% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 11 | $735,000 | $66,818 | $0 | 9.22% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 13 | $735,000 | $56,538 | $0 | 8.67% |
| CHARLESTON, WV (FHA|USDA|VA) | 11 | $735,000 | $66,818 | $0 | 9.26% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 11 | $735,000 | $66,818 | $0 | 9.96% |
| Rock Springs, WY (FHA|USDA|VA) | 9 | $735,000 | $81,667 | $0 | 9.60% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $0 | 9.57% |
| Ottawa, IL (FHA|USDA|VA) | 9 | $725,000 | $80,556 | $0 | 9.32% |
| ROME, GA (FHA|USDA|VA) | 8 | $720,000 | $90,000 | $0 | 9.15% |
| MANKATO, MN (FHA|USDA|VA) | 10 | $720,000 | $72,000 | $0 | 8.85% |
| Farmington, MO (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $0 | 8.74% |
| Greenwood, SC (FHA|USDA|VA) | 7 | $715,000 | $102,143 | $0 | 8.97% |
| LAWTON, OK (FHA|USDA|VA) | 9 | $705,000 | $78,333 | $0 | 8.98% |
| HAMMOND, LA (FHA|USDA|VA) | 10 | $700,000 | $70,000 | $0 | 9.77% |
| Key West, FL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 8.89% |
| FOND DU LAC, WI (FHA|USDA|VA) | 10 | $690,000 | $69,000 | $0 | 9.16% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $685,000 | $76,111 | $0 | 7.97% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 9 | $675,000 | $75,000 | $0 | 9.17% |
| MIDLAND, MI (FHA|USDA|VA) | 9 | $675,000 | $75,000 | $0 | 9.40% |
| WENATCHEE, WA (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $0 | 9.52% |
| Cullowhee, NC (FHA|USDA|VA) | 8 | $670,000 | $83,750 | $0 | 8.37% |
| Keene, NH (FHA|USDA|VA) | 10 | $670,000 | $67,000 | $0 | 9.27% |
| Roswell, NM (FHA|USDA|VA) | 7 | $665,000 | $95,000 | $0 | 8.59% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 8.49% |
| Boone, NC (FHA|USDA|VA) | 6 | $650,000 | $108,333 | $0 | 8.25% |
| Cedar City, UT (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $0 | 9.16% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $0 | 8.53% |
| Nogales, AZ (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $0 | 8.32% |
| Lewistown, PA (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $0 | 9.35% |
| Freeport, IL (FHA|USDA|VA) | 7 | $625,000 | $89,286 | $0 | 9.26% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 9 | $625,000 | $69,444 | $0 | 10.09% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 9.16% |
| Granbury, TX (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 8.77% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $615,000 | $68,333 | $0 | 9.81% |
| WHEELING, WV-OH (FHA|USDA|VA) | 9 | $605,000 | $67,222 | $0 | 9.77% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $0 | 7.87% |
| Picayune, MS (FHA|USDA|VA) | 8 | $590,000 | $73,750 | $0 | 9.20% |
| Hudson, NY (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 8.96% |
| Oak Harbor, WA (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 8.82% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 7 | $585,000 | $83,571 | $0 | 8.52% |
| Ontario, OR-ID (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $0 | 8.77% |
| Angola, IN (FHA|USDA|VA) | 6 | $580,000 | $96,667 | $0 | 8.56% |
| MIDLAND, TX (FHA|USDA|VA) | 8 | $580,000 | $72,500 | $0 | 10.00% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 9.08% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $575,000 | $63,889 | $0 | 9.55% |
| Barre, VT (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $0 | 9.03% |
| JONESBORO, AR (FHA|USDA|VA) | 8 | $570,000 | $71,250 | $0 | 8.96% |
| BISMARCK, ND (FHA|USDA|VA) | 10 | $560,000 | $56,000 | $0 | 9.22% |
| Chillicothe, OH (FHA|USDA|VA) | 6 | $560,000 | $93,333 | $0 | 9.32% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 8.23% |
| Muskogee, OK (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $0 | 10.00% |
| Calhoun, GA (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 8.72% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 9.12% |
| Pahrump, NV (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $0 | 9.29% |
| Oxford, MS (FHA|USDA|VA) | 6 | $550,000 | $91,667 | $0 | 9.46% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $0 | 9.49% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 9 | $545,000 | $60,556 | $0 | 9.40% |
| ALBANY, GA (FHA|USDA|VA) | 9 | $545,000 | $60,556 | $0 | 8.88% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 9.00% |
| Batesville, AR (FHA|USDA|VA) | 7 | $545,000 | $77,857 | $0 | 9.75% |
| Cornelia, GA (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $0 | 9.75% |
| Fairmont, WV (FHA|USDA|VA) | 7 | $535,000 | $76,429 | $0 | 8.84% |
| Roseburg, OR (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 9.26% |
| GLENS FALLS, NY (FHA|USDA|VA) | 8 | $530,000 | $66,250 | $0 | 10.00% |
| CARSON CITY, NV (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $0 | 8.87% |
| LIMA, OH (FHA|USDA|VA) | 8 | $530,000 | $66,250 | $0 | 9.72% |
| Aberdeen, WA (FHA|USDA|VA) | 9 | $525,000 | $58,333 | $0 | 9.16% |
| St. Marys, GA (FHA|USDA|VA) | 9 | $525,000 | $58,333 | $0 | 9.72% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $525,000 | $75,000 | $0 | 9.47% |
| Shelby, NC (FHA|USDA|VA) | 10 | $520,000 | $52,000 | $0 | 9.85% |
| Prineville, OR (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 7.20% |
| Laconia, NH (FHA|USDA|VA) | 8 | $520,000 | $65,000 | $0 | 9.11% |
| NAPA, CA (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 9.11% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 9.37% |
| Elko, NV (FHA|USDA|VA) | 7 | $515,000 | $73,571 | $0 | 9.78% |
| Danville, VA (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 9.59% |
| Brevard, NC (FHA|USDA|VA) | 5 | $515,000 | $103,000 | $0 | 8.33% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 8 | $510,000 | $63,750 | $0 | 8.95% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $505,000 | $72,143 | $0 | 8.53% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $505,000 | $72,143 | $0 | 8.73% |
| Shelton, WA (FHA|USDA|VA) | 7 | $505,000 | $72,143 | $0 | 9.47% |
| Van Wert, OH (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 8.49% |
| Washington, NC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 9.25% |
| Laurinburg, NC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 8.97% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 8.90% |
| HARRISONBURG, VA (FHA|USDA|VA) | 8 | $490,000 | $61,250 | $0 | 9.44% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 10 | $490,000 | $49,000 | $0 | 9.15% |
| Zanesville, OH (FHA|USDA|VA) | 6 | $490,000 | $81,667 | $0 | 9.31% |
| Kapaa, HI (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 7.97% |
| Brenham, TX (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 6.60% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 10.41% |
| Wooster, OH (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 8.78% |
| Mount Airy, NC (FHA|USDA|VA) | 9 | $475,000 | $52,778 | $0 | 10.14% |
| London, KY (FHA|USDA|VA) | 7 | $475,000 | $67,857 | $0 | 9.51% |
| ITHACA, NY (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 8.63% |
| Sonora, CA (FHA|USDA|VA) | 8 | $470,000 | $58,750 | $0 | 9.47% |
| Fergus Falls, MN (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 9.29% |
| Scottsboro, AL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 8.07% |
| Lewisburg, PA (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 9.19% |
| Sturgis, MI (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $0 | 9.58% |
| Crossville, TN (FHA|USDA|VA) | 6 | $460,000 | $76,667 | $0 | 9.13% |
| Sandpoint, ID (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 9.12% |
| Tupelo, MS (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 9.06% |
| Gillette, WY (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 9.86% |
| Fort Payne, AL (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $0 | 10.04% |
| MONROE, LA (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $0 | 9.00% |
| Columbus, NE (FHA|USDA|VA) | 4 | $450,000 | $112,500 | $0 | 8.72% |
| Show Low, AZ (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $0 | 9.92% |
| Ashtabula, OH (FHA|USDA|VA) | 9 | $445,000 | $49,444 | $0 | 9.41% |
| Mount Pleasant, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 6.96% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $0 | 10.02% |
| Richmond-Berea, KY (FHA|USDA|VA) | 8 | $440,000 | $55,000 | $0 | 9.43% |
| Seymour, IN (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.54% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 8.63% |
| FAIRBANKS, AK (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 9.67% |
| VALDOSTA, GA (FHA|USDA|VA) | 8 | $430,000 | $53,750 | $0 | 9.34% |
| Hutchinson, MN (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 10.54% |
| Crawfordsville, IN (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $0 | 9.38% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $0 | 9.22% |
| Marion, IN (FHA|USDA|VA) | 6 | $420,000 | $70,000 | $0 | 8.05% |
| Troy, AL (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $0 | 9.34% |
| Stillwater, OK (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 10.91% |
| Duncan, OK (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 8.85% |
| Danville, KY (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 8.75% |
| Kearney, NE (FHA|USDA|VA) | 5 | $415,000 | $83,000 | $0 | 8.33% |
| Taos, NM (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 7.78% |
| GADSDEN, AL (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 8.25% |
| Gaffney, SC (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 8.72% |
| Okeechobee, FL (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 9.43% |
| Hutchinson, KS (FHA|USDA|VA) | 7 | $405,000 | $57,857 | $0 | 9.68% |
| Ellensburg, WA (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 9.38% |
| Bluefield, WV-VA (FHA|USDA|VA) | 8 | $400,000 | $50,000 | $0 | 9.12% |
| Corning, NY (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 9.24% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 9.03% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 8.00% |
| Auburn, NY (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 8.89% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 9.66% |
| Somerset, KY (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $0 | 8.54% |
| Paris, TX (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 9.04% |
| Klamath Falls, OR (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 8.16% |
| BAY CITY, MI (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 8.45% |
| Gloversville, NY (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 8.66% |
| HINESVILLE, GA (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 8.94% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 8.55% |
| Mount Vernon, OH (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 9.58% |
| Clarksburg, WV (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 9.40% |
| Indiana, PA (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 8.40% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 9.51% |
| Dayton, TN (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 8.49% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 8.53% |
| Hood River, OR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 8.90% |
| GREAT FALLS, MT (FHA|USDA|VA) | 5 | $365,000 | $73,000 | $0 | 8.17% |
| Russellville, AR (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 9.27% |
| Hannibal, MO (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 8.90% |
| Deming, NM (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 7.72% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 8.63% |
| Rochelle, IL (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 9.86% |
| Ponca City, OK (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.99% |
| ODESSA, TX (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.40% |
| Meadville, PA (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.02% |
| Durant, OK (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 9.68% |
| Palatka, FL (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $0 | 7.81% |
| Alexander City, AL (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 8.59% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 9.22% |
| Ardmore, OK (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 9.16% |
| Marquette, MI (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 9.27% |
| Batavia, NY (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 8.13% |
| Emporia, KS (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 10.06% |
| Paducah, KY-IL (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 8.68% |
| DECATUR, IL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 10.19% |
| Morgan City, LA (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 10.47% |
| Lewisburg, TN (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 8.64% |
| Marion, OH (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 8.48% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $330,000 | $82,500 | $0 | 8.78% |
| McAlester, OK (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 8.76% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 10.86% |
| Selinsgrove, PA (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 8.93% |
| Athens, TN (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 9.68% |
| Astoria, OR (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 7.88% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 9.41% |
| Aberdeen, SD (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $0 | 9.55% |
| Tifton, GA (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $0 | 9.26% |
| The Dalles, OR (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 9.67% |
| Hailey, ID (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.40% |
| Beatrice, NE (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 9.63% |
| Rexburg, ID (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.10% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.92% |
| Portsmouth, OH (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 10.15% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.08% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.49% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 8.56% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.99% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.48% |
| New Castle, PA (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 8.47% |
| Lexington, NE (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 9.48% |
| OWENSBORO, KY (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 9.73% |
| Waycross, GA (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 10.09% |
| Alma, MI (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.70% |
| Burley, ID (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 8.32% |
| Minot, ND (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 7.35% |
| Fremont, NE (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 9.00% |
| Jackson, OH (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 7.90% |
| Coos Bay, OR (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.95% |
| Wapakoneta, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 10.11% |
| Mitchell, SD (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.15% |
| Norwalk, OH (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 8.84% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 8.97% |
| Cadillac, MI (FHA|USDA|VA) | 6 | $280,000 | $46,667 | $0 | 9.00% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.34% |
| Marion, NC (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 8.80% |
| Lufkin, TX (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 8.65% |
| Bonham, TX (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 9.63% |
| Mountain Home, AR (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 8.46% |
| Ashland, OH (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 8.78% |
| COLUMBUS, IN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 8.82% |
| Scottsbluff, NE (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 9.06% |
| Olean, NY (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 8.91% |
| Moses Lake, WA (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 10.07% |
| Willmar, MN (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 9.11% |
| Searcy, AR (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 9.58% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 8.98% |
| Greensburg, IN (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 9.95% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 9.11% |
| Mount Pleasant, TX (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 9.04% |
| Harrison, AR (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 8.37% |
| BECKLEY, WV (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 7.54% |
| Seneca Falls, NY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 8.65% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 8.98% |
| Richmond, IN (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 9.67% |
| Albemarle, NC (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $0 | 9.28% |
| West Plains, MO (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 7.92% |
| Murray, KY (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 9.26% |
| Mayfield, KY (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 8.61% |
| Auburn, IN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.19% |
| Tiffin, OH (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 8.15% |
| Centralia, IL (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 7.82% |
| Silver City, NM (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 10.66% |
| North Platte, NE (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.22% |
| Wilson, NC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.91% |
| Moscow, ID (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.46% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 9.51% |
| Forest City, NC (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 8.09% |
| Evanston, WY (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 9.64% |
| Cullman, AL (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 9.07% |
| Huntington, IN (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 9.62% |
| Ada, OK (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 9.31% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 9.51% |
| Cambridge, OH (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 8.73% |
| Payson, AZ (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 8.11% |
| Dublin, GA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 9.47% |
| Sheridan, WY (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 9.65% |
| Yankton, SD (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.33% |
| Sunbury, PA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 10.39% |
| Greenville, OH (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.60% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.53% |
| Marshall, MN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 8.57% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.99% |
| Jasper, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.33% |
| Madison, IN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.07% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 10.91% |
| Urbana, OH (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.44% |
| Moberly, MO (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.61% |
| Marinette, WI-MI (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 8.59% |
| Dixon, IL (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.06% |
| Big Spring, TX (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.52% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 9.82% |
| Ozark, AL (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.11% |
| Arkadelphia, AR (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.88% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.25% |
| Dyersburg, TN (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 10.12% |
| Newport, TN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.20% |
| Crescent City, CA (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.32% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 8.95% |
| Defiance, OH (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.43% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 7.69% |
| Kirksville, MO (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 8.51% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 10.51% |
| Meridian, MS (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 9.97% |
| Hays, KS (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 8.48% |
| Red Wing, MN (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 9.65% |
| Fremont, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 8.26% |
| Garden City, KS (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 12.01% |
| Sidney, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.23% |
| Alice, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.90% |
| Vernal, UT (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 9.58% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 10.47% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.97% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.09% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 9.45% |
| Jesup, GA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.61% |
| Mount Vernon, IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.86% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.35% |
| Baraboo, WI (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 9.98% |
| Celina, OH (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 10.28% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 8.61% |
| Hastings, NE (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.94% |
| Susanville, CA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 10.71% |
| Woodward, OK (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.49% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 8.55% |
| Huntsville, TX (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 7.63% |
| McPherson, KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.24% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.22% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 9.86% |
| Snyder, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.53% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.12% |
| Cordele, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.61% |
| Elkins, WV (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 9.52% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.16% |
| Juneau, AK (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 8.65% |
| Magnolia, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.99% |
| Paragould, AR (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 9.61% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.35% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.99% |
| Frankfort, IN (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.80% |
| Miami, OK (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.47% |
| PINE BLUFF, AR (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.25% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 7.92% |
| Shawano, WI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.74% |
| Alpena, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.80% |
| Williston, ND (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 10.16% |
| Wauchula, FL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 10.22% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.67% |
| Arcadia, FL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.80% |
| Starkville, MS (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.47% |
| Logansport, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.67% |
| Decatur, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.07% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.46% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.17% |
| ENID, OK (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 8.63% |
| Atmore, AL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.15% |
| Bradford, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.73% |
| Craig, CO (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.74% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 10.01% |
| Somerset, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.49% |
| Lake City, FL (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 9.86% |
| Levelland, TX (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.73% |
| Toccoa, GA (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 9.02% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.86% |
| Selma, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.78% |
| Maysville, KY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.93% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.80% |
| Mount Sterling, KY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.93% |
| New Castle, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.53% |
| Pierre, SD (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.10% |
| Bogalusa, LA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.20% |
| Price, UT (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.85% |
| Bennington, VT (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.15% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.84% |
| Sayre, PA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.23% |
| Glasgow, KY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.46% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.41% |
| Amsterdam, NY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.32% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.97% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.19% |
| Effingham, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.85% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.99% |
| Fort Morgan, CO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.96% |
| Lamesa, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.78% |
| Guymon, OK (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.04% |
| Scottsburg, IN (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.37% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.73% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.40% |
| Huron, SD (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.96% |
| Greenville, MS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.99% |
| Kingsville, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 9.54% |
| Pullman, WA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.23% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.37% |
| Oil City, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.98% |
| Galesburg, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.78% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.69% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.85% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.55% |
| Stephenville, TX (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.62% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.24% |
| Rutland, VT (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 7.93% |
| Martinsville, VA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.23% |
| Red Bluff, CA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.55% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.86% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.43% |
| Newberry, SC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.94% |
| Wabash, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.61% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.34% |
| Maryville, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.99% |
| Elk City, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.81% |
| Riverton, WY (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 7.68% |
| Winfield, KS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.43% |
| Mountain Home, ID (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.04% |
| Columbus, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.99% |
| Española, NM (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.35% |
| Jamestown, ND (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.27% |
| Berlin, NH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 9.30% |
| Dickinson, ND (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.82% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 10.80% |
| Summerville, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.86% |
| Indianola, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.29% |
| Henderson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.37% |
| Fallon, NV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.49% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 11.61% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 9.11% |
| Campbellsville, KY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.32% |
| Lawrenceburg, TN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.32% |
| Connersville, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.48% |
| Escanaba, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.45% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.30% |
| Austin, MN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.42% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.59% |
| Worthington, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.88% |
| Kennett, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.58% |
| Parsons, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.65% |
| Rolla, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.24% |
| Corinth, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.61% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.21% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.74% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.25% |
| Borger, TX (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 8.48% |
| Jasper, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.11% |
| Liberal, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.11% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.86% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.49% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.86% |
| Vermillion, SD (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.36% |
| Vernon, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.06% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.36% |
| Kerrville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.71% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.42% |
| Minden, LA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.06% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.61% |
| Central City, KY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.61% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.61% |
| Grenada, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.61% |
| Union, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.11% |
| Atchison, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.84% |
| Americus, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.36% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.31% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.24% |
| Paris, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Ruston, LA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.69% |
| Sterling, CO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.99% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.06% |
| Salina, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.88% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.69% |
| Laramie, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.49% |
| Brookings, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.61% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.86% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.98% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.74% |
| Watertown, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 6.74% |
| Peru, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.86% |
| Malone, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.11% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.61% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.81% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.10% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.46% |
| Warren, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.86% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.52% |
| Palestine, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.00% |
| Washington, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.86% |
| Clovis, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.90% |
| Laurel, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.31% |
| Camden, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.61% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.86% |
| Houghton, MI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.29% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.67% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.86% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.09% |
| Martin, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.86% |
| Marshall, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.11% |
| La Grande, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.81% |
| Bedford, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.09% |
| Sterling, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.29% |
| Altus, OK (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.09% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 34,694 | $3,107,020,000 | $89,555 | $0 | 8.99% |
For 2024, Discover Bank's most frequently originated type of loan was Conventional, with 34,694 originations.
Loan Reason
For 2024, Discover Bank's most frequently cited loan purpose was Other, with 16,248 originations. The 2nd most popular reason was Home Improvement, with 10,578 originations.
Loan Duration/Length
For 2024, Discover Bank's most frequently cited loan duration was 30 Year, with 19,715 originations. The 2nd most popular length was 15 Year, with 5,286 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 34,694 | $3,107,020,000 | $89,555 |
Discover Bank's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 34,694 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 25,025 | $2,057,625,000 | $82,223 |
| 7-8% | 7,916 | $808,640,000 | $102,153 |
| 6-7% | 1,666 | $221,070,000 | $132,695 |
| 5-6% | 87 | $19,685,000 | $226,264 |
During 2024, Discover Bank's average interest rate for loans was 9.02%, while their most frequently originated rate bucket for loans was Over 8%, with 25,025 originations.
Loan Sizing
2024 saw Discover Bank place emphasis on $100,000 or less loans with 23,512 originations, totaling $1,446,790,000 in origination value.
Applicant Income
Discover Bank lent most frequently to those with incomes in the $100k-150k range, with 10,573 originations. The second most popular income band? $150k-250k, with 9,903 originations.
Applicant Debt to Income Ratio
Discover Bank lent most frequently to those with DTI ratios of 30-36%, with 7,493 originations. The next most common DTI ratio? 42%, with 5,562 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications47.94%
Discover Bank has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination51.54%
Discover Bank has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 34,694 | $3,107,020,000 | $89,555 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 34,694 | $3,107,020,000 | $89,555 |