Arbor Realty Trust Mortgage Rates, Fees & Info
Albany, NYLEI: 549300ASFUWYQO0RW077
Tax ID: 81-2566626
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Mortgage Data
Review & Overview
Arbor Realty Trust is a mid-sized mortgage company specializing in Home Purchase, Cash Out Refi, and Refi loans. Arbor Realty Trust has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Dallas, St. Louis, Virginia Beach, and Atlanta among others. We have data for 126 markets. (Some data included below & more in-depth data is available with an active subscription.)Arbor Realty Trust has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Cash-out Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Refi | 6.00% | 4/5/25 |
| 15 Year Cash-out Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Arbor Realty Trust Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Arbor Realty Trust. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
412Origination Dollar Volume (All Markets)
$4,859,430,000Relative Rate
Arbor Realty Trust's average 30 year fixed mortgage rate was
6.56%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.01%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 58 | $522,380,000 | $9,006,552 | $0 | 6.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 19 | $303,045,000 | $15,949,737 | $0 | 5.62% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 15 | $281,245,000 | $18,749,667 | $0 | 5.41% |
| Outside of Metro Areas | 19 | $247,105,000 | $13,005,526 | $0 | 6.22% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 9 | $178,305,000 | $19,811,667 | $0 | 5.63% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 11 | $170,875,000 | $15,534,091 | $0 | 5.99% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 11 | $170,805,000 | $15,527,727 | $0 | 5.22% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $168,510,000 | $14,042,500 | $0 | 5.79% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 9 | $143,345,000 | $15,927,222 | $0 | 5.76% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 15 | $121,445,000 | $8,096,333 | $0 | 5.31% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 3 | $112,505,000 | $37,501,667 | $0 | 6.12% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 3 | $109,105,000 | $36,368,333 | $0 | 5.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $108,155,000 | $36,051,667 | $0 | 5.96% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 3 | $102,205,000 | $34,068,333 | $0 | 5.82% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $98,370,000 | $24,592,500 | $0 | 6.02% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 6 | $89,300,000 | $14,883,333 | $0 | 6.17% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $89,215,000 | $29,738,333 | $0 | 5.40% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 9 | $89,095,000 | $9,899,444 | $0 | 6.01% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $80,880,000 | $13,480,000 | $0 | 5.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $73,465,000 | $24,488,333 | $0 | 5.38% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 6 | $72,560,000 | $12,093,333 | $0 | 5.23% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 6 | $71,630,000 | $11,938,333 | $0 | 6.42% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7 | $64,305,000 | $9,186,429 | $0 | 5.89% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 3 | $62,835,000 | $20,945,000 | $0 | 5.02% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $54,395,000 | $54,395,000 | $0 | 5.80% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 6 | $51,640,000 | $8,606,667 | $0 | 5.25% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 1 | $51,415,000 | $51,415,000 | $0 | 5.60% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $42,725,000 | $14,241,667 | $0 | 6.29% |
| Wilson, NC (FHA|USDA|VA) | 1 | $41,815,000 | $41,815,000 | $0 | 6.08% |
| RICHMOND, VA (FHA|USDA|VA) | 1 | $40,885,000 | $40,885,000 | $0 | 5.50% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $40,605,000 | $13,535,000 | $0 | 5.79% |
| COLUMBIA, SC (FHA|USDA|VA) | 3 | $39,795,000 | $13,265,000 | $0 | 5.85% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 4 | $38,880,000 | $9,720,000 | $0 | 5.33% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 1 | $36,705,000 | $36,705,000 | $0 | 5.70% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $35,425,000 | $35,425,000 | $0 | 5.34% |
| MOBILE, AL (FHA|USDA|VA) | 2 | $33,010,000 | $16,505,000 | $0 | 6.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $31,720,000 | $15,860,000 | $0 | 6.12% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 3 | $31,375,000 | $10,458,333 | $0 | 5.79% |
| FARGO, ND-MN (FHA|USDA|VA) | 2 | $30,740,000 | $15,370,000 | $0 | 5.65% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 3 | $27,685,000 | $9,228,333 | $0 | 7.24% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $27,305,000 | $27,305,000 | $0 | 5.96% |
| WICHITA, KS (FHA|USDA|VA) | 9 | $26,365,000 | $2,929,444 | $0 | 6.19% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 2 | $25,990,000 | $12,995,000 | $0 | 5.60% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $22,965,000 | $22,965,000 | $0 | 5.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 7 | $22,125,000 | $3,160,714 | $0 | 5.92% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $21,930,000 | $10,965,000 | $0 | 5.43% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $21,845,000 | $21,845,000 | $0 | 5.57% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $21,845,000 | $21,845,000 | $0 | 5.98% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 3 | $21,795,000 | $7,265,000 | $0 | 4.96% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $21,415,000 | $7,138,333 | $0 | 4.22% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 3 | $20,005,000 | $6,668,333 | $0 | 6.33% |
| ASHEVILLE, NC (FHA|USDA|VA) | 3 | $19,405,000 | $6,468,333 | $0 | 3.53% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 3 | $16,385,000 | $5,461,667 | $0 | 6.68% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $15,890,000 | $7,945,000 | $0 | 5.86% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $14,870,000 | $7,435,000 | $0 | 6.21% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $13,895,000 | $4,631,667 | $0 | 5.42% |
| COLUMBUS, IN (FHA|USDA|VA) | 1 | $13,205,000 | $13,205,000 | $0 | 5.73% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $13,125,000 | $13,125,000 | $0 | 5.80% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $12,870,000 | $6,435,000 | $0 | 5.86% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $12,805,000 | $12,805,000 | $0 | 6.20% |
| DALTON, GA (FHA|USDA|VA) | 3 | $11,265,000 | $3,755,000 | $0 | 5.08% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $10,535,000 | $10,535,000 | $0 | 5.99% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $10,415,000 | $10,415,000 | $0 | 5.61% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $10,225,000 | $10,225,000 | $0 | 5.67% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $10,215,000 | $10,215,000 | $0 | 5.98% |
| LOUISVILLE, KY (FHA|USDA|VA) | 1 | $10,025,000 | $10,025,000 | $0 | 5.35% |
| TUCSON, AZ (FHA|USDA|VA) | 1 | $10,015,000 | $10,015,000 | $0 | 6.92% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 1 | $9,735,000 | $9,735,000 | $0 | 5.66% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $9,665,000 | $9,665,000 | $0 | 6.19% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $9,560,000 | $4,780,000 | $0 | 5.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $8,830,000 | $4,415,000 | $0 | 5.77% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $8,105,000 | $8,105,000 | $0 | 5.77% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $7,245,000 | $7,245,000 | $0 | 5.93% |
| Starkville, MS (FHA|USDA|VA) | 1 | $7,235,000 | $7,235,000 | $0 | 5.73% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $7,195,000 | $7,195,000 | $0 | 5.34% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $6,680,000 | $3,340,000 | $0 | 7.77% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $6,625,000 | $6,625,000 | $0 | 5.94% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $6,625,000 | $6,625,000 | $0 | 6.16% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $6,585,000 | $6,585,000 | $0 | 5.81% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 2 | $6,530,000 | $3,265,000 | $0 | 6.45% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $6,505,000 | $6,505,000 | $0 | 5.89% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $6,085,000 | $6,085,000 | $0 | 6.13% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $5,980,000 | $2,990,000 | $0 | 4.92% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 1 | $5,725,000 | $5,725,000 | $0 | 5.57% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $5,345,000 | $5,345,000 | $0 | 6.05% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $5,245,000 | $5,245,000 | $0 | 6.27% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $4,980,000 | $2,490,000 | $0 | 7.09% |
| SUMTER, SC (FHA|USDA|VA) | 3 | $4,955,000 | $1,651,667 | $0 | 5.93% |
| FRESNO, CA (FHA|USDA|VA) | 2 | $4,900,000 | $2,450,000 | $0 | 7.32% |
| OCALA, FL (FHA|USDA|VA) | 1 | $4,765,000 | $4,765,000 | $0 | 6.19% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $4,275,000 | $4,275,000 | $0 | 6.55% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $4,045,000 | $4,045,000 | $0 | 6.26% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $4,005,000 | $4,005,000 | $0 | 5.52% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $3,875,000 | $3,875,000 | $0 | 7.99% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $3,715,000 | $3,715,000 | $0 | 6.68% |
| Paris, TX (FHA|USDA|VA) | 1 | $3,495,000 | $3,495,000 | $0 | 4.01% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $3,230,000 | $1,615,000 | $0 | 6.05% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $3,175,000 | $3,175,000 | $0 | 6.13% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $3,105,000 | $3,105,000 | $0 | 5.83% |
| ANCHORAGE, AK (FHA|USDA|VA) | 2 | $3,100,000 | $1,550,000 | $0 | 6.31% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $2,705,000 | $2,705,000 | $0 | 6.29% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $2,695,000 | $2,695,000 | $0 | 6.25% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $2,665,000 | $2,665,000 | $0 | 5.06% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2 | $2,580,000 | $1,290,000 | $0 | 7.07% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $2,575,000 | $2,575,000 | $0 | 2.56% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $2,525,000 | $2,525,000 | $0 | 5.79% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $2,395,000 | $2,395,000 | $0 | 6.60% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 1 | $2,305,000 | $2,305,000 | $0 | 5.45% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $2,275,000 | $2,275,000 | $0 | 6.20% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $2,225,000 | $2,225,000 | $0 | 7.36% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $2,140,000 | $1,070,000 | $0 | 6.41% |
| Murray, KY (FHA|USDA|VA) | 1 | $2,055,000 | $2,055,000 | $0 | 8.00% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $1,965,000 | $1,965,000 | $0 | 5.95% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $1,885,000 | $1,885,000 | $0 | 6.49% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $1,815,000 | $1,815,000 | $0 | 6.47% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 6.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $1,685,000 | $1,685,000 | $0 | 4.64% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $0 | 7.69% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $1,595,000 | $1,595,000 | $0 | 3.82% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $1,545,000 | $1,545,000 | $0 | 7.35% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $0 | 3.76% |
| SALEM, OR (FHA|USDA|VA) | 1 | $1,345,000 | $1,345,000 | $0 | 6.95% |
| Forest City, NC (FHA|USDA|VA) | 1 | $1,215,000 | $1,215,000 | $0 | 6.66% |
| FORT WAYNE, IN (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $0 | 5.08% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $0 | 7.75% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $0 | 6.63% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 406 | $4,704,270,000 | $11,586,872 | $0 | 5.86% |
| FHA | 6 | $155,160,000 | $25,860,000 | $0 | 4.70% |
For 2024, Arbor Realty Trust's most frequently originated type of loan was Conventional, with 406 originations. Their 2nd most popular type was FHA, with 6 originations.
Loan Reason
For 2024, Arbor Realty Trust's most frequently cited loan purpose was Home Purchase, with 144 originations. The 2nd most popular reason was Cash Out Refi, with 138 originations.
Loan Duration/Length
For 2024, Arbor Realty Trust's most frequently cited loan duration was 5 Year, with 167 originations. The 2nd most popular length was Other, with 116 originations.
Interest Rates
During 2024, Arbor Realty Trust's average interest rate for loans was 6.56%, while their most frequently originated rate bucket for loans was 5-6%, with 190 originations.
Loan Sizing
2024 saw Arbor Realty Trust place emphasis on $1MM+ loans with 397 originations, totaling $4,846,825,000 in origination value.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Not applicable | 412 | $4,859,430,000 | $11,794,733 | $0 | 5.84% |
Approval Rates
Total approvals of all applications94.68%
Arbor Realty Trust has an average approval rate.
Pick Rate
Approvals leading to origination70.39%
Arbor Realty Trust has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 412 | $4,859,430,000 | $11,794,733 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 412 | $4,859,430,000 | $11,794,733 |