Figure Lending Mortgage Rates, Fees & Info
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Mortgage Data
Review & Overview
Figure Lending is a small mortgage company specializing in Other and Home Improvement loans. Their top markets by origination volume include: Los Angeles, Phoenix, Miami, Riverside, and Atlanta among others. We have data for 775 markets. (Some data included below & more in-depth data is available with an active subscription.)Figure Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.72% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
34,103Origination Dollar Volume (All Markets)
$2,673,565,000Relative Rate
Figure Lending's average 30 year fixed mortgage rate was
10.93%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 4.38%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,602 | $198,300,000 | $123,783 | $0 | 10.37% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,245 | $101,695,000 | $81,683 | $0 | 10.68% |
| Outside of Metro Areas | 1,460 | $98,550,000 | $67,500 | $0 | 10.86% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 932 | $97,550,000 | $104,667 | $0 | 10.63% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,040 | $93,730,000 | $90,125 | $0 | 10.75% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,138 | $82,690,000 | $72,663 | $0 | 10.62% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 659 | $76,495,000 | $116,077 | $0 | 10.40% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 806 | $71,550,000 | $88,772 | $0 | 10.88% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 526 | $67,570,000 | $128,460 | $0 | 10.39% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 925 | $62,665,000 | $67,746 | $0 | 10.66% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 697 | $61,615,000 | $88,400 | $0 | 10.64% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 552 | $55,980,000 | $101,413 | $0 | 11.54% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 613 | $51,495,000 | $84,005 | $0 | 10.68% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 635 | $46,395,000 | $73,063 | $0 | 11.25% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 506 | $42,610,000 | $84,209 | $0 | 10.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 496 | $39,780,000 | $80,202 | $0 | 10.84% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 440 | $35,590,000 | $80,886 | $0 | 10.63% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 445 | $33,905,000 | $76,191 | $0 | 11.72% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 383 | $33,535,000 | $87,559 | $0 | 10.32% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 451 | $33,435,000 | $74,135 | $0 | 11.39% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 375 | $31,795,000 | $84,787 | $0 | 10.79% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 388 | $30,930,000 | $79,716 | $0 | 10.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 485 | $30,365,000 | $62,608 | $0 | 11.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 331 | $28,925,000 | $87,387 | $0 | 10.81% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 151 | $25,215,000 | $166,987 | $0 | 10.13% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 349 | $24,665,000 | $70,673 | $0 | 10.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 287 | $21,635,000 | $75,383 | $0 | 11.05% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 314 | $20,760,000 | $66,115 | $0 | 10.44% |
| COLUMBUS, OH (FHA|USDA|VA) | 286 | $18,190,000 | $63,601 | $0 | 10.43% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 293 | $17,255,000 | $58,891 | $0 | 11.52% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 314 | $17,170,000 | $54,682 | $0 | 10.90% |
| STOCKTON, CA (FHA|USDA|VA) | 189 | $16,885,000 | $89,339 | $0 | 10.89% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 253 | $16,195,000 | $64,012 | $0 | 10.85% |
| RICHMOND, VA (FHA|USDA|VA) | 230 | $15,990,000 | $69,522 | $0 | 10.75% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 152 | $15,770,000 | $103,750 | $0 | 11.72% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 230 | $15,680,000 | $68,174 | $0 | 11.24% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 201 | $14,505,000 | $72,164 | $0 | 11.66% |
| TUCSON, AZ (FHA|USDA|VA) | 205 | $13,905,000 | $67,829 | $0 | 10.76% |
| FRESNO, CA (FHA|USDA|VA) | 171 | $13,875,000 | $81,140 | $0 | 10.87% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 248 | $13,800,000 | $55,645 | $0 | 10.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 157 | $13,635,000 | $86,847 | $0 | 10.46% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 125 | $12,525,000 | $100,200 | $0 | 10.09% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 132 | $11,080,000 | $83,939 | $0 | 10.47% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 128 | $10,800,000 | $84,375 | $0 | 10.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 133 | $10,765,000 | $80,940 | $0 | 10.77% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 152 | $10,520,000 | $69,211 | $0 | 11.01% |
| PITTSBURGH, PA (FHA|USDA|VA) | 176 | $9,810,000 | $55,739 | $0 | 11.52% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 161 | $9,765,000 | $60,652 | $0 | 11.48% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 157 | $9,275,000 | $59,076 | $0 | 10.98% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 122 | $9,120,000 | $74,754 | $0 | 10.95% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 152 | $8,990,000 | $59,145 | $0 | 10.94% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 139 | $8,865,000 | $63,777 | $0 | 10.65% |
| KNOXVILLE, TN (FHA|USDA|VA) | 139 | $8,865,000 | $63,777 | $0 | 11.35% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 95 | $8,835,000 | $93,000 | $0 | 11.77% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 131 | $8,645,000 | $65,992 | $0 | 11.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 112 | $8,500,000 | $75,893 | $0 | 10.79% |
| RENO, NV (FHA|USDA|VA) | 112 | $8,370,000 | $74,732 | $0 | 10.55% |
| BOISE CITY, ID (FHA|USDA|VA) | 109 | $8,345,000 | $76,560 | $0 | 11.01% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 107 | $8,205,000 | $76,682 | $0 | 10.88% |
| TULSA, OK (FHA|USDA|VA) | 137 | $8,125,000 | $59,307 | $0 | 11.23% |
| MODESTO, CA (FHA|USDA|VA) | 97 | $7,975,000 | $82,216 | $0 | 10.80% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 108 | $7,680,000 | $71,111 | $0 | 11.84% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 118 | $7,490,000 | $63,475 | $0 | 11.10% |
| PROVO-OREM, UT (FHA|USDA|VA) | 89 | $7,325,000 | $82,303 | $0 | 10.42% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 110 | $7,320,000 | $66,545 | $0 | 11.25% |
| VALLEJO, CA (FHA|USDA|VA) | 80 | $7,220,000 | $90,250 | $0 | 11.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 107 | $7,035,000 | $65,748 | $0 | 10.62% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 59 | $6,845,000 | $116,017 | $0 | 10.83% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 84 | $6,690,000 | $79,643 | $0 | 11.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 72 | $6,580,000 | $91,389 | $0 | 10.56% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 55 | $6,545,000 | $119,000 | $0 | 10.53% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 98 | $6,470,000 | $66,020 | $0 | 11.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 105 | $6,395,000 | $60,905 | $0 | 10.55% |
| VISALIA, CA (FHA|USDA|VA) | 94 | $6,390,000 | $67,979 | $0 | 11.06% |
| GREELEY, CO (FHA|USDA|VA) | 83 | $6,355,000 | $76,566 | $0 | 10.73% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 79 | $6,355,000 | $80,443 | $0 | 10.62% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 95 | $6,125,000 | $64,474 | $0 | 10.57% |
| SALEM, OR (FHA|USDA|VA) | 78 | $5,980,000 | $76,667 | $0 | 10.81% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 65 | $5,825,000 | $89,615 | $0 | 10.46% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 81 | $5,725,000 | $70,679 | $0 | 11.58% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 66 | $5,700,000 | $86,364 | $0 | 10.73% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 80 | $5,640,000 | $70,500 | $0 | 10.29% |
| SAVANNAH, GA (FHA|USDA|VA) | 82 | $5,360,000 | $65,366 | $0 | 10.67% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 76 | $5,300,000 | $69,737 | $0 | 10.49% |
| FORT COLLINS, CO (FHA|USDA|VA) | 61 | $5,265,000 | $86,311 | $0 | 10.41% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 45 | $5,265,000 | $117,000 | $0 | 11.31% |
| OCALA, FL (FHA|USDA|VA) | 68 | $5,220,000 | $76,765 | $0 | 10.58% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 80 | $5,040,000 | $63,000 | $0 | 12.04% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 88 | $5,030,000 | $57,159 | $0 | 10.57% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 63 | $4,915,000 | $78,016 | $0 | 10.10% |
| AKRON, OH (FHA|USDA|VA) | 85 | $4,885,000 | $57,471 | $0 | 10.32% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 61 | $4,755,000 | $77,951 | $0 | 10.91% |
| WICHITA, KS (FHA|USDA|VA) | 87 | $4,695,000 | $53,966 | $0 | 11.12% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 52 | $4,660,000 | $89,615 | $0 | 10.28% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 37 | $4,485,000 | $121,216 | $0 | 11.42% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 71 | $4,465,000 | $62,887 | $0 | 12.11% |
| SALINAS, CA (FHA|USDA|VA) | 46 | $4,450,000 | $96,739 | $0 | 10.36% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 61 | $4,255,000 | $69,754 | $0 | 11.56% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 60 | $4,250,000 | $70,833 | $0 | 11.10% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 80 | $4,180,000 | $52,250 | $0 | 11.69% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 72 | $4,110,000 | $57,083 | $0 | 11.17% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 63 | $3,895,000 | $61,825 | $0 | 11.09% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 63 | $3,755,000 | $59,603 | $0 | 12.01% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 63 | $3,745,000 | $59,444 | $0 | 11.72% |
| BELLINGHAM, WA (FHA|USDA|VA) | 40 | $3,740,000 | $93,500 | $0 | 11.60% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 59 | $3,705,000 | $62,797 | $0 | 11.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 54 | $3,660,000 | $67,778 | $0 | 10.93% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 49 | $3,655,000 | $74,592 | $0 | 11.75% |
| COLUMBIA, SC (FHA|USDA|VA) | 55 | $3,565,000 | $64,818 | $0 | 12.24% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 72 | $3,460,000 | $48,056 | $0 | 10.64% |
| Key West, FL (FHA|USDA|VA) | 21 | $3,455,000 | $164,524 | $0 | 9.79% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 43 | $3,405,000 | $79,186 | $0 | 11.03% |
| Outside of Metro Areas | 36 | $3,390,000 | $94,167 | $0 | 10.56% |
| ANCHORAGE, AK (FHA|USDA|VA) | 42 | $3,320,000 | $79,048 | $0 | 11.00% |
| GAINESVILLE, GA (FHA|USDA|VA) | 47 | $3,295,000 | $70,106 | $0 | 10.49% |
| ROANOKE, VA (FHA|USDA|VA) | 53 | $3,275,000 | $61,792 | $0 | 10.50% |
| YUMA, AZ (FHA|USDA|VA) | 53 | $3,265,000 | $61,604 | $0 | 10.79% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 33 | $3,225,000 | $97,727 | $0 | 10.93% |
| READING, PA (FHA|USDA|VA) | 51 | $3,215,000 | $63,039 | $0 | 11.69% |
| BOULDER, CO (FHA|USDA|VA) | 34 | $3,140,000 | $92,353 | $0 | 10.55% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 45 | $3,105,000 | $69,000 | $0 | 11.59% |
| MERCED, CA (FHA|USDA|VA) | 38 | $3,090,000 | $81,316 | $0 | 10.52% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 56 | $3,040,000 | $54,286 | $0 | 12.18% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 33 | $3,005,000 | $91,061 | $0 | 11.34% |
| PANAMA CITY, FL (FHA|USDA|VA) | 32 | $2,990,000 | $93,438 | $0 | 11.17% |
| TOLEDO, OH (FHA|USDA|VA) | 59 | $2,965,000 | $50,254 | $0 | 10.61% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 51 | $2,905,000 | $56,961 | $0 | 10.87% |
| REDDING, CA (FHA|USDA|VA) | 42 | $2,900,000 | $69,048 | $0 | 10.75% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 44 | $2,890,000 | $65,682 | $0 | 11.36% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 52 | $2,870,000 | $55,192 | $0 | 11.71% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 40 | $2,850,000 | $71,250 | $0 | 10.88% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 54 | $2,850,000 | $52,778 | $0 | 10.37% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 51 | $2,845,000 | $55,784 | $0 | 10.45% |
| Concord, NH (FHA|USDA|VA) | 34 | $2,830,000 | $83,235 | $0 | 10.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 42 | $2,800,000 | $66,667 | $0 | 11.93% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 61 | $2,795,000 | $45,820 | $0 | 10.40% |
| FLINT, MI (FHA|USDA|VA) | 49 | $2,745,000 | $56,020 | $0 | 11.36% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 24 | $2,730,000 | $113,750 | $0 | 10.68% |
| MOBILE, AL (FHA|USDA|VA) | 51 | $2,715,000 | $53,235 | $0 | 11.20% |
| MEDFORD, OR (FHA|USDA|VA) | 40 | $2,680,000 | $67,000 | $0 | 10.72% |
| Sevierville, TN (FHA|USDA|VA) | 30 | $2,650,000 | $88,333 | $0 | 11.65% |
| LANCASTER, PA (FHA|USDA|VA) | 42 | $2,650,000 | $63,095 | $0 | 11.22% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 57 | $2,625,000 | $46,053 | $0 | 10.37% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 44 | $2,620,000 | $59,545 | $0 | 10.92% |
| BEND, OR (FHA|USDA|VA) | 32 | $2,580,000 | $80,625 | $0 | 9.97% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $2,435,000 | $83,966 | $0 | 10.37% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 21 | $2,425,000 | $115,476 | $0 | 9.71% |
| YUBA CITY, CA (FHA|USDA|VA) | 32 | $2,420,000 | $75,625 | $0 | 10.77% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 28 | $2,410,000 | $86,071 | $0 | 10.60% |
| CHICO, CA (FHA|USDA|VA) | 27 | $2,405,000 | $89,074 | $0 | 10.35% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $2,395,000 | $88,704 | $0 | 12.35% |
| MADERA, CA (FHA|USDA|VA) | 31 | $2,375,000 | $76,613 | $0 | 10.65% |
| MUSKEGON, MI (FHA|USDA|VA) | 39 | $2,365,000 | $60,641 | $0 | 10.78% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 32 | $2,330,000 | $72,813 | $0 | 10.87% |
| ROCKFORD, IL (FHA|USDA|VA) | 47 | $2,325,000 | $49,468 | $0 | 11.07% |
| Bozeman, MT (FHA|USDA|VA) | 18 | $2,310,000 | $128,333 | $0 | 9.88% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 28 | $2,270,000 | $81,071 | $0 | 9.98% |
| Jefferson, GA (FHA|USDA|VA) | 30 | $2,270,000 | $75,667 | $0 | 10.72% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 33 | $2,265,000 | $68,636 | $0 | 10.66% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 41 | $2,255,000 | $55,000 | $0 | 11.08% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 36 | $2,200,000 | $61,111 | $0 | 10.97% |
| ASHEVILLE, NC (FHA|USDA|VA) | 31 | $2,195,000 | $70,806 | $0 | 11.71% |
| FORT WAYNE, IN (FHA|USDA|VA) | 41 | $2,195,000 | $53,537 | $0 | 11.35% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 37 | $2,165,000 | $58,514 | $0 | 12.08% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 37 | $2,135,000 | $57,703 | $0 | 11.31% |
| WILMINGTON, NC (FHA|USDA|VA) | 33 | $1,935,000 | $58,636 | $0 | 11.65% |
| Heber, UT (FHA|USDA|VA) | 19 | $1,935,000 | $101,842 | $0 | 10.86% |
| ANN ARBOR, MI (FHA|USDA|VA) | 32 | $1,930,000 | $60,313 | $0 | 10.98% |
| SPARTANBURG, SC (FHA|USDA|VA) | 27 | $1,865,000 | $69,074 | $0 | 12.11% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 22 | $1,830,000 | $83,182 | $0 | 11.36% |
| GAINESVILLE, FL (FHA|USDA|VA) | 25 | $1,795,000 | $71,800 | $0 | 10.88% |
| Lebanon, NH-VT (FHA|USDA|VA) | 24 | $1,770,000 | $73,750 | $0 | 11.33% |
| NAPA, CA (FHA|USDA|VA) | 18 | $1,760,000 | $97,778 | $0 | 10.95% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 24 | $1,750,000 | $72,917 | $0 | 11.08% |
| DULUTH, MN-WI (FHA|USDA|VA) | 26 | $1,740,000 | $66,923 | $0 | 10.59% |
| PUEBLO, CO (FHA|USDA|VA) | 24 | $1,700,000 | $70,833 | $0 | 11.02% |
| JACKSON, MI (FHA|USDA|VA) | 29 | $1,695,000 | $58,448 | $0 | 10.87% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 18 | $1,680,000 | $93,333 | $0 | 11.49% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 32 | $1,680,000 | $52,500 | $0 | 10.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 23 | $1,625,000 | $70,652 | $0 | 10.65% |
| MADISON, WI (FHA|USDA|VA) | 28 | $1,620,000 | $57,857 | $0 | 10.51% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 21 | $1,615,000 | $76,905 | $0 | 10.71% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 16 | $1,600,000 | $100,000 | $0 | 11.61% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 34 | $1,590,000 | $46,765 | $0 | 11.91% |
| LYNCHBURG, VA (FHA|USDA|VA) | 22 | $1,590,000 | $72,273 | $0 | 10.38% |
| Edwards, CO (FHA|USDA|VA) | 11 | $1,585,000 | $144,091 | $0 | 10.80% |
| Oak Harbor, WA (FHA|USDA|VA) | 18 | $1,550,000 | $86,111 | $0 | 11.12% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 27 | $1,545,000 | $57,222 | $0 | 12.08% |
| MONTGOMERY, AL (FHA|USDA|VA) | 32 | $1,540,000 | $48,125 | $0 | 11.47% |
| EL CENTRO, CA (FHA|USDA|VA) | 22 | $1,520,000 | $69,091 | $0 | 10.83% |
| WENATCHEE, WA (FHA|USDA|VA) | 18 | $1,500,000 | $83,333 | $0 | 12.10% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 22 | $1,490,000 | $67,727 | $0 | 10.73% |
| MISSOULA, MT (FHA|USDA|VA) | 13 | $1,475,000 | $113,462 | $0 | 10.90% |
| CASPER, WY (FHA|USDA|VA) | 24 | $1,470,000 | $61,250 | $0 | 10.93% |
| Show Low, AZ (FHA|USDA|VA) | 20 | $1,470,000 | $73,500 | $0 | 10.21% |
| Shelton, WA (FHA|USDA|VA) | 17 | $1,465,000 | $86,176 | $0 | 11.80% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 30 | $1,450,000 | $48,333 | $0 | 11.85% |
| ERIE, PA (FHA|USDA|VA) | 32 | $1,450,000 | $45,313 | $0 | 12.06% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 27 | $1,425,000 | $52,778 | $0 | 10.50% |
| JACKSON, MS (FHA|USDA|VA) | 27 | $1,395,000 | $51,667 | $0 | 11.44% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 22 | $1,380,000 | $62,727 | $0 | 10.97% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 20 | $1,360,000 | $68,000 | $0 | 11.61% |
| JACKSON, TN (FHA|USDA|VA) | 22 | $1,350,000 | $61,364 | $0 | 11.70% |
| Aberdeen, WA (FHA|USDA|VA) | 17 | $1,345,000 | $79,118 | $0 | 11.79% |
| GRANTS PASS, OR (FHA|USDA|VA) | 14 | $1,330,000 | $95,000 | $0 | 10.58% |
| BRUNSWICK, GA (FHA|USDA|VA) | 13 | $1,325,000 | $101,923 | $0 | 9.35% |
| LINCOLN, NE (FHA|USDA|VA) | 25 | $1,325,000 | $53,000 | $0 | 10.12% |
| WALLA WALLA, WA (FHA|USDA|VA) | 13 | $1,315,000 | $101,154 | $0 | 11.58% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 25 | $1,295,000 | $51,800 | $0 | 11.89% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 21 | $1,295,000 | $61,667 | $0 | 11.15% |
| MORRISTOWN, TN (FHA|USDA|VA) | 17 | $1,275,000 | $75,000 | $0 | 10.84% |
| LOUISVILLE, KY (FHA|USDA|VA) | 28 | $1,270,000 | $45,357 | $0 | 11.69% |
| Astoria, OR (FHA|USDA|VA) | 8 | $1,270,000 | $158,750 | $0 | 10.72% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 19 | $1,255,000 | $66,053 | $0 | 11.52% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 21 | $1,255,000 | $59,762 | $0 | 10.75% |
| BANGOR, ME (FHA|USDA|VA) | 18 | $1,250,000 | $69,444 | $0 | 12.58% |
| TOPEKA, KS (FHA|USDA|VA) | 25 | $1,235,000 | $49,400 | $0 | 11.07% |
| APPLETON, WI (FHA|USDA|VA) | 22 | $1,230,000 | $55,909 | $0 | 11.28% |
| LONGVIEW, WA (FHA|USDA|VA) | 14 | $1,230,000 | $87,857 | $0 | 12.33% |
| YAKIMA, WA (FHA|USDA|VA) | 15 | $1,205,000 | $80,333 | $0 | 11.27% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 21 | $1,195,000 | $56,905 | $0 | 11.01% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 19 | $1,175,000 | $61,842 | $0 | 11.01% |
| Kalispell, MT (FHA|USDA|VA) | 15 | $1,175,000 | $78,333 | $0 | 10.32% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $1,165,000 | $166,429 | $0 | 10.08% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 16 | $1,160,000 | $72,500 | $0 | 11.12% |
| BATON ROUGE, LA (FHA|USDA|VA) | 22 | $1,140,000 | $51,818 | $0 | 12.12% |
| Laconia, NH (FHA|USDA|VA) | 15 | $1,135,000 | $75,667 | $0 | 10.94% |
| FARGO, ND-MN (FHA|USDA|VA) | 19 | $1,135,000 | $59,737 | $0 | 10.89% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 13 | $1,115,000 | $85,769 | $0 | 11.68% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 16 | $1,100,000 | $68,750 | $0 | 10.83% |
| DALTON, GA (FHA|USDA|VA) | 23 | $1,075,000 | $46,739 | $0 | 10.23% |
| Traverse City, MI (FHA|USDA|VA) | 16 | $1,070,000 | $66,875 | $0 | 11.07% |
| DECATUR, AL (FHA|USDA|VA) | 17 | $1,065,000 | $62,647 | $0 | 11.24% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 20 | $1,060,000 | $53,000 | $0 | 10.47% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $0 | 10.36% |
| ROME, GA (FHA|USDA|VA) | 14 | $1,050,000 | $75,000 | $0 | 10.34% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 21 | $1,045,000 | $49,762 | $0 | 11.51% |
| BURLINGTON, NC (FHA|USDA|VA) | 16 | $1,040,000 | $65,000 | $0 | 12.45% |
| CARSON CITY, NV (FHA|USDA|VA) | 12 | $1,040,000 | $86,667 | $0 | 10.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $1,035,000 | $69,000 | $0 | 10.55% |
| NILES, MI (FHA|USDA|VA) | 20 | $1,030,000 | $51,500 | $0 | 10.86% |
| PEORIA, IL (FHA|USDA|VA) | 25 | $1,025,000 | $41,000 | $0 | 11.24% |
| ST. CLOUD, MN (FHA|USDA|VA) | 15 | $1,025,000 | $68,333 | $0 | 10.38% |
| SANTA FE, NM (FHA|USDA|VA) | 10 | $1,020,000 | $102,000 | $0 | 10.57% |
| Manitowoc, WI (FHA|USDA|VA) | 16 | $1,020,000 | $63,750 | $0 | 10.44% |
| Sonora, CA (FHA|USDA|VA) | 17 | $1,015,000 | $59,706 | $0 | 11.57% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 19 | $1,015,000 | $53,421 | $0 | 11.23% |
| GREEN BAY, WI (FHA|USDA|VA) | 19 | $1,015,000 | $53,421 | $0 | 10.79% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 16 | $1,000,000 | $62,500 | $0 | 10.50% |
| MANSFIELD, OH (FHA|USDA|VA) | 21 | $995,000 | $47,381 | $0 | 10.90% |
| MONROE, MI (FHA|USDA|VA) | 18 | $990,000 | $55,000 | $0 | 10.86% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 20 | $980,000 | $49,000 | $0 | 10.20% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 20 | $980,000 | $49,000 | $0 | 11.01% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 22 | $970,000 | $44,091 | $0 | 11.38% |
| Gillette, WY (FHA|USDA|VA) | 17 | $955,000 | $56,176 | $0 | 11.07% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 20 | $950,000 | $47,500 | $0 | 10.28% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 18 | $950,000 | $52,778 | $0 | 12.42% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $950,000 | $118,750 | $0 | 10.08% |
| Safford, AZ (FHA|USDA|VA) | 14 | $950,000 | $67,857 | $0 | 11.95% |
| EL PASO, TX (FHA|USDA|VA) | 10 | $940,000 | $94,000 | $0 | 11.46% |
| JOPLIN, MO (FHA|USDA|VA) | 21 | $935,000 | $44,524 | $0 | 10.40% |
| CORVALLIS, OR (FHA|USDA|VA) | 13 | $925,000 | $71,154 | $0 | 10.62% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 13 | $895,000 | $68,846 | $0 | 10.53% |
| Glenwood Springs, CO (FHA|USDA|VA) | 12 | $890,000 | $74,167 | $0 | 10.28% |
| NEW BERN, NC (FHA|USDA|VA) | 14 | $890,000 | $63,571 | $0 | 11.81% |
| MANKATO, MN (FHA|USDA|VA) | 16 | $880,000 | $55,000 | $0 | 10.96% |
| Durango, CO (FHA|USDA|VA) | 8 | $870,000 | $108,750 | $0 | 9.59% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $865,000 | $66,538 | $0 | 11.86% |
| Centralia, WA (FHA|USDA|VA) | 13 | $865,000 | $66,538 | $0 | 11.78% |
| Ashtabula, OH (FHA|USDA|VA) | 11 | $855,000 | $77,727 | $0 | 10.23% |
| Roseburg, OR (FHA|USDA|VA) | 15 | $855,000 | $57,000 | $0 | 11.41% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 18 | $850,000 | $47,222 | $0 | 10.52% |
| STAUNTON, VA (FHA|USDA|VA) | 16 | $850,000 | $53,125 | $0 | 11.53% |
| St. Marys, GA (FHA|USDA|VA) | 12 | $840,000 | $70,000 | $0 | 11.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 15 | $835,000 | $55,667 | $0 | 11.97% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 13 | $835,000 | $64,231 | $0 | 11.41% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 10 | $820,000 | $82,000 | $0 | 10.84% |
| Albertville, AL (FHA|USDA|VA) | 9 | $815,000 | $90,556 | $0 | 10.74% |
| SAGINAW, MI (FHA|USDA|VA) | 19 | $815,000 | $42,895 | $0 | 10.46% |
| CHEYENNE, WY (FHA|USDA|VA) | 15 | $815,000 | $54,333 | $0 | 11.58% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 18 | $810,000 | $45,000 | $0 | 12.80% |
| GETTYSBURG, PA (FHA|USDA|VA) | 12 | $810,000 | $67,500 | $0 | 11.49% |
| Mount Vernon, OH (FHA|USDA|VA) | 14 | $800,000 | $57,143 | $0 | 10.58% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 15 | $785,000 | $52,333 | $0 | 11.33% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 14 | $780,000 | $55,714 | $0 | 11.32% |
| CLEVELAND, TN (FHA|USDA|VA) | 12 | $780,000 | $65,000 | $0 | 11.47% |
| BILLINGS, MT (FHA|USDA|VA) | 14 | $760,000 | $54,286 | $0 | 11.11% |
| COLUMBIA, MO (FHA|USDA|VA) | 12 | $760,000 | $63,333 | $0 | 10.44% |
| Helena, MT (FHA|USDA|VA) | 13 | $755,000 | $58,077 | $0 | 10.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 13 | $755,000 | $58,077 | $0 | 11.58% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 16 | $750,000 | $46,875 | $0 | 11.77% |
| Morehead City, NC (FHA|USDA|VA) | 10 | $750,000 | $75,000 | $0 | 11.83% |
| LEBANON, PA (FHA|USDA|VA) | 15 | $745,000 | $49,667 | $0 | 10.73% |
| Payson, AZ (FHA|USDA|VA) | 11 | $745,000 | $67,727 | $0 | 11.28% |
| GREAT FALLS, MT (FHA|USDA|VA) | 11 | $745,000 | $67,727 | $0 | 10.06% |
| LAS CRUCES, NM (FHA|USDA|VA) | 16 | $740,000 | $46,250 | $0 | 10.55% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 15 | $725,000 | $48,333 | $0 | 10.21% |
| Klamath Falls, OR (FHA|USDA|VA) | 13 | $725,000 | $55,769 | $0 | 10.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 10 | $720,000 | $72,000 | $0 | 10.68% |
| Moses Lake, WA (FHA|USDA|VA) | 12 | $720,000 | $60,000 | $0 | 10.70% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 14 | $710,000 | $50,714 | $0 | 10.00% |
| GREENVILLE, NC (FHA|USDA|VA) | 12 | $700,000 | $58,333 | $0 | 11.87% |
| BAY CITY, MI (FHA|USDA|VA) | 18 | $700,000 | $38,889 | $0 | 12.62% |
| Easton, MD (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 9.28% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 13 | $695,000 | $53,462 | $0 | 12.37% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 14 | $690,000 | $49,286 | $0 | 10.73% |
| Forest City, NC (FHA|USDA|VA) | 11 | $685,000 | $62,273 | $0 | 12.80% |
| DOTHAN, AL (FHA|USDA|VA) | 12 | $680,000 | $56,667 | $0 | 10.90% |
| Seneca, SC (FHA|USDA|VA) | 6 | $680,000 | $113,333 | $0 | 11.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 11 | $675,000 | $61,364 | $0 | 10.03% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 13 | $675,000 | $51,923 | $0 | 11.03% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 17 | $675,000 | $39,706 | $0 | 11.22% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 13 | $665,000 | $51,154 | $0 | 11.05% |
| Lake City, FL (FHA|USDA|VA) | 8 | $660,000 | $82,500 | $0 | 10.55% |
| Brainerd, MN (FHA|USDA|VA) | 12 | $660,000 | $55,000 | $0 | 10.55% |
| POCATELLO, ID (FHA|USDA|VA) | 11 | $655,000 | $59,545 | $0 | 11.04% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 19 | $655,000 | $34,474 | $0 | 12.22% |
| Jackson, WY-ID (FHA|USDA|VA) | 5 | $655,000 | $131,000 | $0 | 10.59% |
| Keene, NH (FHA|USDA|VA) | 11 | $655,000 | $59,545 | $0 | 11.92% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $650,000 | $81,250 | $0 | 11.76% |
| MUNCIE, IN (FHA|USDA|VA) | 12 | $650,000 | $54,167 | $0 | 12.00% |
| Crossville, TN (FHA|USDA|VA) | 8 | $650,000 | $81,250 | $0 | 11.39% |
| Holland, MI (FHA|USDA|VA) | 12 | $650,000 | $54,167 | $0 | 11.53% |
| AMES, IA (FHA|USDA|VA) | 8 | $640,000 | $80,000 | $0 | 10.49% |
| HAMMOND, LA (FHA|USDA|VA) | 14 | $640,000 | $45,714 | $0 | 12.38% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $635,000 | $70,556 | $0 | 10.79% |
| Cornelia, GA (FHA|USDA|VA) | 10 | $630,000 | $63,000 | $0 | 11.07% |
| Martinsville, VA (FHA|USDA|VA) | 11 | $625,000 | $56,818 | $0 | 10.60% |
| Pottsville, PA (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 11.79% |
| Nogales, AZ (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 11.28% |
| Ottawa, IL (FHA|USDA|VA) | 15 | $615,000 | $41,000 | $0 | 10.28% |
| Cookeville, TN (FHA|USDA|VA) | 13 | $615,000 | $47,308 | $0 | 11.22% |
| Marion, OH (FHA|USDA|VA) | 8 | $610,000 | $76,250 | $0 | 9.48% |
| Sheridan, WY (FHA|USDA|VA) | 7 | $605,000 | $86,429 | $0 | 10.27% |
| MIDLAND, MI (FHA|USDA|VA) | 11 | $605,000 | $55,000 | $0 | 11.26% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 13 | $605,000 | $46,538 | $0 | 11.03% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 13 | $595,000 | $45,769 | $0 | 11.15% |
| PITTSFIELD, MA (FHA|USDA|VA) | 11 | $595,000 | $54,091 | $0 | 11.00% |
| Tiffin, OH (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 10.34% |
| DOVER, DE (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 10.42% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 12 | $580,000 | $48,333 | $0 | 10.64% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 13 | $575,000 | $44,231 | $0 | 11.92% |
| JONESBORO, AR (FHA|USDA|VA) | 13 | $575,000 | $44,231 | $0 | 11.00% |
| Salina, KS (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 11.45% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 16 | $570,000 | $35,625 | $0 | 9.93% |
| Ellensburg, WA (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 10.83% |
| Clearlake, CA (FHA|USDA|VA) | 8 | $560,000 | $70,000 | $0 | 10.28% |
| Elizabeth City, NC (FHA|USDA|VA) | 9 | $555,000 | $61,667 | $0 | 11.47% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 9 | $545,000 | $60,556 | $0 | 11.06% |
| Hailey, ID (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 9.69% |
| Alexander City, AL (FHA|USDA|VA) | 9 | $545,000 | $60,556 | $0 | 10.94% |
| Zanesville, OH (FHA|USDA|VA) | 12 | $540,000 | $45,000 | $0 | 9.83% |
| Newport, OR (FHA|USDA|VA) | 6 | $540,000 | $90,000 | $0 | 10.83% |
| Vidalia, GA (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 9.82% |
| FLORENCE, SC (FHA|USDA|VA) | 14 | $530,000 | $37,857 | $0 | 12.11% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 11.49% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 10.59% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 10 | $520,000 | $52,000 | $0 | 10.77% |
| Brookings, OR (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $0 | 9.95% |
| Montrose, CO (FHA|USDA|VA) | 9 | $515,000 | $57,222 | $0 | 10.78% |
| Prineville, OR (FHA|USDA|VA) | 6 | $510,000 | $85,000 | $0 | 10.84% |
| HATTIESBURG, MS (FHA|USDA|VA) | 9 | $505,000 | $56,111 | $0 | 10.44% |
| Steamboat Springs, CO (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $0 | 10.15% |
| Cedar City, UT (FHA|USDA|VA) | 7 | $505,000 | $72,143 | $0 | 11.56% |
| Whitewater, WI (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $0 | 11.01% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 10 | $500,000 | $50,000 | $0 | 9.75% |
| Elko, NV (FHA|USDA|VA) | 8 | $500,000 | $62,500 | $0 | 10.88% |
| LAWTON, OK (FHA|USDA|VA) | 10 | $500,000 | $50,000 | $0 | 10.71% |
| Statesboro, GA (FHA|USDA|VA) | 9 | $495,000 | $55,000 | $0 | 10.68% |
| RACINE, WI (FHA|USDA|VA) | 9 | $495,000 | $55,000 | $0 | 9.73% |
| Georgetown, SC (FHA|USDA|VA) | 5 | $495,000 | $99,000 | $0 | 13.59% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 7 | $495,000 | $70,714 | $0 | 11.69% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 9.68% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 11 | $485,000 | $44,091 | $0 | 10.76% |
| Tupelo, MS (FHA|USDA|VA) | 11 | $485,000 | $44,091 | $0 | 9.99% |
| TYLER, TX (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 11.16% |
| BISMARCK, ND (FHA|USDA|VA) | 8 | $480,000 | $60,000 | $0 | 11.01% |
| LAWRENCE, KS (FHA|USDA|VA) | 8 | $470,000 | $58,750 | $0 | 11.48% |
| Shelby, NC (FHA|USDA|VA) | 10 | $470,000 | $47,000 | $0 | 12.16% |
| LIMA, OH (FHA|USDA|VA) | 11 | $465,000 | $42,273 | $0 | 10.01% |
| ALBANY, GA (FHA|USDA|VA) | 11 | $465,000 | $42,273 | $0 | 11.14% |
| Rock Springs, WY (FHA|USDA|VA) | 7 | $465,000 | $66,429 | $0 | 11.33% |
| Coldwater, MI (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 9.49% |
| IOWA CITY, IA (FHA|USDA|VA) | 11 | $465,000 | $42,273 | $0 | 11.59% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 11.02% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 11 | $445,000 | $40,455 | $0 | 10.13% |
| Crawfordsville, IN (FHA|USDA|VA) | 7 | $445,000 | $63,571 | $0 | 12.75% |
| Berlin, NH (FHA|USDA|VA) | 5 | $445,000 | $89,000 | $0 | 11.18% |
| Waycross, GA (FHA|USDA|VA) | 9 | $435,000 | $48,333 | $0 | 11.42% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 11.08% |
| KOKOMO, IN (FHA|USDA|VA) | 11 | $435,000 | $39,545 | $0 | 12.16% |
| Fernley, NV (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 10.59% |
| Marietta, OH (FHA|USDA|VA) | 8 | $430,000 | $53,750 | $0 | 9.85% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $0 | 10.95% |
| Stevens Point, WI (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $0 | 11.33% |
| HARRISONBURG, VA (FHA|USDA|VA) | 9 | $425,000 | $47,222 | $0 | 10.76% |
| Beaver Dam, WI (FHA|USDA|VA) | 8 | $420,000 | $52,500 | $0 | 10.62% |
| Findlay, OH (FHA|USDA|VA) | 9 | $415,000 | $46,111 | $0 | 11.34% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 12.06% |
| Shelbyville, TN (FHA|USDA|VA) | 7 | $415,000 | $59,286 | $0 | 11.54% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 10.05% |
| Cedartown, GA (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 10.73% |
| Lewisburg, TN (FHA|USDA|VA) | 9 | $405,000 | $45,000 | $0 | 12.27% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 10 | $400,000 | $40,000 | $0 | 11.51% |
| Susanville, CA (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 11.66% |
| Crescent City, CA (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 9.96% |
| Farmington, MO (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 11.60% |
| Oxford, MS (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 11.41% |
| Washington Court House, OH (FHA|USDA|VA) | 7 | $395,000 | $56,429 | $0 | 10.95% |
| Hutchinson, MN (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 10.77% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 9.48% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 10.76% |
| Shawnee, OK (FHA|USDA|VA) | 8 | $390,000 | $48,750 | $0 | 11.83% |
| SUMTER, SC (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $0 | 11.49% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.84% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.41% |
| Blackfoot, ID (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $0 | 10.65% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 10 | $380,000 | $38,000 | $0 | 10.74% |
| ROCHESTER, MN (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 11.09% |
| Okeechobee, FL (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 11.15% |
| Laramie, WY (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 10.13% |
| Coos Bay, OR (FHA|USDA|VA) | 8 | $370,000 | $46,250 | $0 | 10.39% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 10.80% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 12.70% |
| Vernal, UT (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 12.01% |
| Adrian, MI (FHA|USDA|VA) | 9 | $355,000 | $39,444 | $0 | 11.11% |
| Greensburg, IN (FHA|USDA|VA) | 7 | $355,000 | $50,714 | $0 | 12.21% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 12.12% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.57% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 10.76% |
| LAFAYETTE, LA (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 12.55% |
| Ukiah, CA (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 11.22% |
| Mason City, IA (FHA|USDA|VA) | 5 | $345,000 | $69,000 | $0 | 10.81% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 12.31% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $0 | 12.06% |
| Norwalk, OH (FHA|USDA|VA) | 5 | $335,000 | $67,000 | $0 | 11.22% |
| WACO, TX (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 10.63% |
| Marquette, MI (FHA|USDA|VA) | 7 | $335,000 | $47,857 | $0 | 10.41% |
| Salem, OH (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 11.52% |
| Chillicothe, OH (FHA|USDA|VA) | 8 | $330,000 | $41,250 | $0 | 9.68% |
| Palatka, FL (FHA|USDA|VA) | 6 | $330,000 | $55,000 | $0 | 10.68% |
| Greenville, OH (FHA|USDA|VA) | 8 | $330,000 | $41,250 | $0 | 11.03% |
| Escanaba, MI (FHA|USDA|VA) | 4 | $320,000 | $80,000 | $0 | 8.91% |
| Bellefontaine, OH (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 9.28% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 11.44% |
| ALTOONA, PA (FHA|USDA|VA) | 10 | $320,000 | $32,000 | $0 | 11.65% |
| Sunbury, PA (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 12.20% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 11.41% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $310,000 | $38,750 | $0 | 9.49% |
| LAREDO, TX (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 13.09% |
| FAIRBANKS, AK (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 10.37% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 8 | $310,000 | $38,750 | $0 | 10.38% |
| Sidney, OH (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 10.36% |
| RAPID CITY, SD (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 11.15% |
| KANKAKEE, IL (FHA|USDA|VA) | 9 | $295,000 | $32,778 | $0 | 11.17% |
| Ashland, OH (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 10.91% |
| Wapakoneta, OH (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 8.71% |
| Sterling, CO (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 11.61% |
| Harrison, AR (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 10.34% |
| MONROE, LA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 12.67% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 12.33% |
| Ludington, MI (FHA|USDA|VA) | 6 | $280,000 | $46,667 | $0 | 10.61% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 10.50% |
| Richmond, IN (FHA|USDA|VA) | 5 | $275,000 | $55,000 | $0 | 11.81% |
| Mountain Home, AR (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 10.00% |
| Rutland, VT (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 12.38% |
| Barre, VT (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 12.83% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 12.26% |
| Greeneville, TN (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 10.94% |
| Durant, OK (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 10.59% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 10.92% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 11.78% |
| Dyersburg, TN (FHA|USDA|VA) | 5 | $265,000 | $53,000 | $0 | 10.11% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 11.29% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 4 | $260,000 | $65,000 | $0 | 11.80% |
| Wilmington, OH (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 10.64% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 12.78% |
| FOND DU LAC, WI (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 11.58% |
| Blytheville, AR (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 10.10% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 10.81% |
| Vineyard Haven, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 8.65% |
| New Castle, PA (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 11.52% |
| DUBUQUE, IA (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 12.41% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 11.30% |
| Wooster, OH (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 10.41% |
| Lewisburg, PA (FHA|USDA|VA) | 3 | $245,000 | $81,667 | $0 | 11.05% |
| Pahrump, NV (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 11.83% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 11.97% |
| Moultrie, GA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 11.35% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 12.13% |
| Martin, TN (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 12.26% |
| Sandusky, OH (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 10.29% |
| Plymouth, IN (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 12.19% |
| Roswell, NM (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 10.58% |
| Galesburg, IL (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 11.11% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 12.78% |
| Eufaula, AL-GA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 12.25% |
| Fort Payne, AL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 11.65% |
| Milledgeville, GA (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 10.50% |
| GADSDEN, AL (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 9.46% |
| Great Bend, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 12.48% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 12.30% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 11.22% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 11.82% |
| Fallon, NV (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 9.05% |
| Ottawa, KS (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 9.76% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 10.37% |
| Ardmore, OK (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 12.10% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 9.90% |
| Meridian, MS (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 10.15% |
| Searcy, AR (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 10.63% |
| Alpena, MI (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 12.11% |
| Huntington, IN (FHA|USDA|VA) | 6 | $220,000 | $36,667 | $0 | 12.78% |
| Danville, VA (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 11.06% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 12.86% |
| Cullman, AL (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 11.24% |
| Paragould, AR (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 9.48% |
| Taos, NM (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 9.88% |
| Poplar Bluff, MO (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 10.22% |
| Norfolk, NE (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.27% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.62% |
| Pullman, WA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 10.82% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 12.08% |
| Los Alamos, NM (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 9.81% |
| Sterling, IL (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 11.03% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 10.57% |
| Willmar, MN (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.93% |
| McAlester, OK (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 10.02% |
| Carroll, IA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 11.83% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 11.25% |
| Austin, MN (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.01% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 11.65% |
| Evanston, WY (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.70% |
| Cambridge, MD (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 9.40% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.85% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.05% |
| Calhoun, GA (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 11.55% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 9.43% |
| DECATUR, IL (FHA|USDA|VA) | 6 | $190,000 | $31,667 | $0 | 10.91% |
| Fremont, OH (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 10.67% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 9.69% |
| McMinnville, TN (FHA|USDA|VA) | 5 | $185,000 | $37,000 | $0 | 12.98% |
| Tifton, GA (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 10.80% |
| Lewistown, PA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 11.60% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 11.15% |
| Altus, OK (FHA|USDA|VA) | 5 | $175,000 | $35,000 | $0 | 10.37% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.88% |
| Somerset, PA (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 12.58% |
| Dixon, IL (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 12.18% |
| DuBois, PA (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.01% |
| Miami, OK (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 9.64% |
| Mount Vernon, IL (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 9.16% |
| Alma, MI (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.39% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 12.31% |
| Picayune, MS (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 10.46% |
| Owatonna, MN (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 10.72% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 12.22% |
| Rolla, MO (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 9.78% |
| DANVILLE, IL (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 8.72% |
| Urbana, OH (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 10.07% |
| Alamogordo, NM (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 10.58% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 14.03% |
| Defiance, OH (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.11% |
| Sedalia, MO (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.51% |
| Sanford, NC (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 12.19% |
| ENID, OK (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 10.43% |
| Clovis, NM (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.55% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 11.73% |
| Albert Lea, MN (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 10.45% |
| Henderson, NC (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.17% |
| Indiana, PA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 13.43% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.23% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.45% |
| Jasper, AL (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.78% |
| Emporia, KS (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 9.63% |
| Warsaw, IN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 11.41% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 12.14% |
| Houghton, MI (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 11.91% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 9.05% |
| Russellville, AR (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 12.48% |
| The Dalles, OR (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 11.10% |
| Centralia, IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 11.50% |
| Dickinson, ND (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 9.46% |
| Auburn, IN (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 11.87% |
| New Castle, IN (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 12.95% |
| Lawrenceburg, TN (FHA|USDA|VA) | 5 | $145,000 | $29,000 | $0 | 11.67% |
| Minot, ND (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 11.95% |
| ROCHESTER, NY (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.93% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 10.40% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 13.93% |
| Newberry, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 12.00% |
| Washington, NC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 12.15% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 10.61% |
| Athens, TN (FHA|USDA|VA) | 4 | $140,000 | $35,000 | $0 | 12.38% |
| Bedford, IN (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.65% |
| Greenwood, SC (FHA|USDA|VA) | 5 | $135,000 | $27,000 | $0 | 12.24% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.00% |
| North Platte, NE (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.17% |
| Lumberton, NC (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.10% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.93% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 12.58% |
| Price, UT (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 11.13% |
| Oil City, PA (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 10.98% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 10.48% |
| Portsmouth, OH (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 10.03% |
| Laurel, MS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.63% |
| Hood River, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.60% |
| North Vernon, IN (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.10% |
| Pittsburg, KS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.88% |
| Greenville, MS (FHA|USDA|VA) | 4 | $120,000 | $30,000 | $0 | 12.31% |
| Ada, OK (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.50% |
| GLENS FALLS, NY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 11.40% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 11.93% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 11.13% |
| Bartlesville, OK (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.52% |
| Winfield, KS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 10.75% |
| Marion, IN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 12.23% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.18% |
| Pella, IA (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 12.65% |
| Pontiac, IL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.60% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 13.10% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.95% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.08% |
| Fairfield, IA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.33% |
| Douglas, GA (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 12.30% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.95% |
| Seymour, IN (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 12.92% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 13.05% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 12.80% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 10.15% |
| Duncan, OK (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 9.48% |
| Meadville, PA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.38% |
| Coffeyville, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.93% |
| Corinth, MS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.35% |
| Muscatine, IA (FHA|USDA|VA) | 4 | $100,000 | $25,000 | $0 | 11.16% |
| Logansport, IN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 13.03% |
| Lincoln, IL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.65% |
| Athens, OH (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.73% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.75% |
| Jennings, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.25% |
| Jackson, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.25% |
| Wabash, IN (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 11.10% |
| Hays, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.70% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.10% |
| Taylorville, IL (FHA|USDA|VA) | 4 | $90,000 | $22,500 | $0 | 11.59% |
| Menomonie, WI (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.75% |
| Española, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.70% |
| Craig, CO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.55% |
| Moscow, ID (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 9.72% |
| Jacksonville, IL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 8.70% |
| McPherson, KS (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 13.50% |
| La Grande, OR (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.53% |
| Big Rapids, MI (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.65% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.78% |
| West Plains, MO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.23% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.95% |
| Washington, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 13.05% |
| Muskogee, OK (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 9.43% |
| Selma, AL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.15% |
| Dublin, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.40% |
| Platteville, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.00% |
| McComb, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.75% |
| Macomb, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.05% |
| Atmore, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.90% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.80% |
| Wilson, NC (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.65% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.13% |
| Vicksburg, MS (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.48% |
| Newport, TN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 9.65% |
| Watertown, SD (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 13.60% |
| Coshocton, OH (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.53% |
| Columbus, MS (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.90% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.40% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.73% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.55% |
| Peru, IN (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.40% |
| Andrews, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 14.55% |
| Bonham, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 14.50% |
| Elk City, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.45% |
| Celina, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.15% |
| Garden City, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.20% |
| Selinsgrove, PA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.73% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 13.38% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.70% |
| PINE BLUFF, AR (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 11.05% |
| Quincy, IL-MO (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.78% |
| Ozark, AL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.03% |
| Decatur, IN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 10.25% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.58% |
| Brownwood, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.90% |
| Marshall, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.10% |
| Danville, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.90% |
| Athens, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.90% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.85% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.80% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.65% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.90% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 9.00% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.55% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.35% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.35% |
| Dayton, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.15% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.85% |
| Riverton, WY (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.38% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 8.78% |
| Jasper, IN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.00% |
| West Point, MS (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 10.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.88% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 11.85% |
| Granbury, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.35% |
| Yankton, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.70% |
| Kirksville, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.75% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.60% |
| Troy, AL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.00% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.50% |
| Effingham, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.20% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.80% |
| Madison, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.25% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.60% |
| Bennington, VT (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.75% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 12.00% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.40% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.65% |
| Marshall, MN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 9.70% |
| Starkville, MS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.85% |
| Pierre, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.40% |
| Boone, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.10% |
| Liberal, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.70% |
| Lexington, NE (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 10.78% |
| Cambridge, OH (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 11.93% |
| Warren, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.45% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.60% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.75% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.30% |
| Burley, ID (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.45% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.20% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.30% |
| Sayre, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.35% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.05% |
| Williston, ND (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.80% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.15% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.00% |
| Maryville, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.40% |
| Batavia, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.65% |
| Winona, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.90% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.35% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.90% |
| El Dorado, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.85% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.95% |
| Angola, IN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.30% |
| Spencer, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.60% |
| Moberly, MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.00% |
| Atchison, KS (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.30% |
| Grenada, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.20% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.40% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.05% |
| Americus, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.60% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.85% |
| Fremont, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.35% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.30% |
| Batesville, AR (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.85% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.35% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.45% |
| Paris, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.90% |
| Kearney, NE (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.40% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.85% |
| Bennettsville, SC (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 12.00% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.20% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 13.35% |
| Bradford, PA (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.60% |
| Hudson, NY (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.65% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 11.00% |
| Freeport, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.70% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 34,103 | $2,673,565,000 | $78,397 | n/a | 10.86% |
For 2024, Figure Lending's most frequently originated type of loan was HELOC, with 34,103 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Other | 22,580 | $1,663,210,000 | $73,659 | $0 | 11.08% |
| Home Improvement | 11,523 | $1,010,355,000 | $87,682 | $0 | 10.43% |
For 2024, Figure Lending's most frequently cited loan purpose was Other, with 22,580 originations. The 2nd most popular reason was Home Improvement, with 11,523 originations.
Loan Duration/Length
For 2024, Figure Lending's most frequently cited loan duration was 30 Year, with 22,548 originations. The 2nd most popular length was 15 Year, with 6,256 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 32,638 | $2,553,660,000 | $78,242 |
| 7-8% | 1,260 | $104,040,000 | $82,571 |
| 6-7% | 202 | $15,680,000 | $77,624 |
| 5-6% | 2 | $110,000 | $55,000 |
| 4-5% | 1 | $75,000 | $75,000 |
During 2024, Figure Lending's average interest rate for loans was 10.93%, while their most frequently originated rate bucket for loans was Over 8%, with 32,638 originations.
Loan Sizing
2024 saw Figure Lending place emphasis on $100,000 or less loans with 25,388 originations, totaling $1,291,300,000 in origination value.
Applicant Income
Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 9,825 originations. The second most popular income band? $150k-250k, with 8,369 originations.
Applicant Debt to Income Ratio
Figure Lending lent most frequently to those with DTI ratios of 49%, with 5,736 originations. The next most common DTI ratio? 30-36%, with 5,488 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications78.27%
Figure Lending has a below average approval rate.
Pick Rate
Approvals leading to origination44.19%
Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 34,103 | $2,673,565,000 | $78,397 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 34,103 | $2,673,565,000 | $78,397 |