Figure Lending Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 254900UL88QFG0E40516

Tax ID: 82-4227262

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Figure Lending is a smaller mortgage company specializing in Other and Home Improvement loans. Their top markets by origination volume include: Los Angeles, San Francisco, Atlanta, Phoenix, and Seattle among others. We have data for 562 markets. (Some data included below & more in-depth data is available with an active subscription.)

Figure Lending has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

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Originations

14,726

Origination Dollar Volume (All Markets)

$981,530,000

Relative Rate

Figure Lending 's average 30 year fixed mortgage rate was 7.31%.

The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

This yields a difference of 4.16%.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 770 $77,030,000 $100,039 $0 6.49%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 410 $49,410,000 $120,512 $0 6.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 706 $46,260,000 $65,524 $0 7.04%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 713 $46,015,000 $64,537 $0 7.08%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 426 $39,060,000 $91,690 $0 7.06%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 355 $29,915,000 $84,268 $0 6.79%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 427 $29,475,000 $69,028 $0 6.88%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 297 $28,695,000 $96,616 $0 6.58%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 325 $25,245,000 $77,677 $0 7.48%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 333 $25,205,000 $75,691 $0 6.84%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 335 $24,195,000 $72,224 $0 6.99%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 370 $20,570,000 $55,595 $0 7.27%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 277 $20,315,000 $73,339 $0 6.80%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 264 $19,690,000 $74,583 $0 6.86%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 137 $18,645,000 $136,095 $0 6.08%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 220 $17,340,000 $78,818 $0 7.09%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 224 $16,110,000 $71,920 $0 6.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 250 $15,920,000 $63,680 $0 7.10%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 229 $14,215,000 $62,074 $0 7.45%
Outside of Metro Areas 282 $13,720,000 $48,652 $0 7.14%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 206 $13,190,000 $64,029 $0 7.51%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 197 $11,355,000 $57,640 $0 7.13%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 225 $10,995,000 $48,867 $0 7.41%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 184 $10,970,000 $59,620 $0 7.04%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 167 $10,215,000 $61,168 $0 7.18%
RALEIGH-CARY, NC (FHA|USDA|VA) 143 $9,185,000 $64,231 $0 7.43%
COLUMBUS, OH (FHA|USDA|VA) 171 $8,165,000 $47,749 $0 7.29%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 157 $7,185,000 $45,764 $0 7.57%
KANSAS CITY, MO-KS (FHA|USDA|VA) 130 $7,000,000 $53,846 $0 7.09%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 131 $6,645,000 $50,725 $0 7.41%
JACKSONVILLE, FL (FHA|USDA|VA) 112 $6,590,000 $58,839 $0 7.22%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 79 $6,505,000 $82,342 $0 6.44%
ST. LOUIS, MO-IL (FHA|USDA|VA) 132 $6,290,000 $47,652 $0 7.30%
RICHMOND, VA (FHA|USDA|VA) 116 $6,050,000 $52,155 $0 7.17%
TUCSON, AZ (FHA|USDA|VA) 101 $5,235,000 $51,832 $0 7.19%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 101 $4,755,000 $47,079 $0 7.53%
RENO, NV (FHA|USDA|VA) 71 $4,745,000 $66,831 $0 6.86%
STOCKTON, CA (FHA|USDA|VA) 66 $4,650,000 $70,455 $0 7.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 62 $4,540,000 $73,226 $0 7.11%
VALLEJO, CA (FHA|USDA|VA) 49 $4,175,000 $85,204 $0 6.65%
WORCESTER, MA-CT (FHA|USDA|VA) 66 $4,060,000 $61,515 $0 6.94%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 76 $3,730,000 $49,079 $0 7.37%
PITTSBURGH, PA (FHA|USDA|VA) 80 $3,580,000 $44,750 $0 7.58%
BAKERSFIELD, CA (FHA|USDA|VA) 54 $3,550,000 $65,741 $0 7.16%
BOULDER, CO (FHA|USDA|VA) 38 $3,490,000 $91,842 $0 6.38%
COLORADO SPRINGS, CO (FHA|USDA|VA) 66 $3,480,000 $52,727 $0 7.09%
AKRON, OH (FHA|USDA|VA) 69 $3,425,000 $49,638 $0 7.20%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 73 $3,315,000 $45,411 $0 7.50%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 48 $3,040,000 $63,333 $0 7.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 58 $2,950,000 $50,862 $0 7.37%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 58 $2,840,000 $48,966 $0 7.27%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 37 $2,735,000 $73,919 $0 7.40%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 58 $2,670,000 $46,034 $0 7.41%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 55 $2,575,000 $46,818 $0 7.32%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 50 $2,560,000 $51,200 $0 7.53%
FRESNO, CA (FHA|USDA|VA) 42 $2,550,000 $60,714 $0 7.08%
MODESTO, CA (FHA|USDA|VA) 38 $2,540,000 $66,842 $0 7.02%
SALINAS, CA (FHA|USDA|VA) 27 $2,455,000 $90,926 $0 6.29%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 35 $2,445,000 $69,857 $0 6.91%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 43 $2,395,000 $55,698 $0 6.95%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 33 $2,375,000 $71,970 $0 7.08%
DAYTON-KETTERING, OH (FHA|USDA|VA) 58 $2,370,000 $40,862 $0 7.37%
GREELEY, CO (FHA|USDA|VA) 36 $2,370,000 $65,833 $0 7.11%
SALEM, OR (FHA|USDA|VA) 40 $2,360,000 $59,000 $0 6.97%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 29 $2,345,000 $80,862 $0 7.52%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 53 $2,335,000 $44,057 $0 7.27%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 36 $2,270,000 $63,056 $0 7.12%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 48 $2,260,000 $47,083 $0 7.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 34 $2,260,000 $66,471 $0 6.84%
KNOXVILLE, TN (FHA|USDA|VA) 43 $2,225,000 $51,744 $0 7.19%
FORT COLLINS, CO (FHA|USDA|VA) 34 $2,200,000 $64,706 $0 7.06%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 30 $2,190,000 $73,000 $0 6.66%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 42 $2,180,000 $51,905 $0 7.13%
BEND, OR (FHA|USDA|VA) 27 $2,095,000 $77,593 $0 6.19%
PORT ST. LUCIE, FL (FHA|USDA|VA) 39 $2,055,000 $52,692 $0 6.83%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 41 $2,025,000 $49,390 $0 7.24%
WINSTON-SALEM, NC (FHA|USDA|VA) 45 $1,985,000 $44,111 $0 7.60%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 27 $1,975,000 $73,148 $0 7.64%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 46 $1,970,000 $42,826 $0 7.23%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $1,935,000 $62,419 $0 7.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 32 $1,900,000 $59,375 $0 7.24%
BOISE CITY, ID (FHA|USDA|VA) 24 $1,890,000 $78,750 $0 7.26%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 20 $1,890,000 $94,500 $0 7.22%
ASHEVILLE, NC (FHA|USDA|VA) 26 $1,850,000 $71,154 $0 7.02%
SAVANNAH, GA (FHA|USDA|VA) 33 $1,835,000 $55,606 $0 7.67%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 23 $1,755,000 $76,304 $0 6.71%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 42 $1,740,000 $41,429 $0 7.10%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 30 $1,690,000 $56,333 $0 7.43%
TOLEDO, OH (FHA|USDA|VA) 39 $1,675,000 $42,949 $0 7.65%
LYNCHBURG, VA (FHA|USDA|VA) 22 $1,580,000 $71,818 $0 7.22%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 14 $1,570,000 $112,143 $0 6.44%
SPRINGFIELD, MA (FHA|USDA|VA) 27 $1,545,000 $57,222 $0 7.25%
HUNTSVILLE, AL (FHA|USDA|VA) 28 $1,430,000 $51,071 $0 7.05%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 24 $1,410,000 $58,750 $0 7.30%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 41 $1,405,000 $34,268 $0 7.48%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 31 $1,335,000 $43,065 $0 7.68%
FORT WAYNE, IN (FHA|USDA|VA) 28 $1,280,000 $45,714 $0 7.77%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 23 $1,275,000 $55,435 $0 7.37%
WILMINGTON, NC (FHA|USDA|VA) 21 $1,245,000 $59,286 $0 6.95%
BELLINGHAM, WA (FHA|USDA|VA) 17 $1,235,000 $72,647 $0 7.52%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 16 $1,220,000 $76,250 $0 7.27%
FLINT, MI (FHA|USDA|VA) 31 $1,185,000 $38,226 $0 6.91%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 17 $1,175,000 $69,118 $0 5.78%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 19 $1,175,000 $61,842 $0 6.63%
TALLAHASSEE, FL (FHA|USDA|VA) 19 $1,165,000 $61,316 $0 7.21%
SPRINGFIELD, MO (FHA|USDA|VA) 20 $1,150,000 $57,500 $0 7.64%
REDDING, CA (FHA|USDA|VA) 15 $1,125,000 $75,000 $0 6.59%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 16 $1,070,000 $66,875 $0 7.05%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $1,030,000 $103,000 $0 6.52%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 17 $1,025,000 $60,294 $0 7.67%
NAPA, CA (FHA|USDA|VA) 12 $1,020,000 $85,000 $0 6.50%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 19 $975,000 $51,316 $0 7.03%
OCALA, FL (FHA|USDA|VA) 23 $965,000 $41,957 $0 7.84%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 20 $930,000 $46,500 $0 7.61%
VISALIA, CA (FHA|USDA|VA) 16 $930,000 $58,125 $0 6.40%
OKLAHOMA CITY, OK (FHA|USDA|VA) 20 $910,000 $45,500 $0 6.39%
Bozeman, MT (FHA|USDA|VA) 8 $880,000 $110,000 $0 6.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 26 $880,000 $33,846 $0 7.22%
MEDFORD, OR (FHA|USDA|VA) 14 $880,000 $62,857 $0 7.35%
YORK-HANOVER, PA (FHA|USDA|VA) 21 $875,000 $41,667 $0 7.97%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 16 $870,000 $54,375 $0 7.88%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $865,000 $50,882 $0 7.61%
Truckee-Grass Valley, CA (FHA|USDA|VA) 13 $845,000 $65,000 $0 6.70%
Oak Harbor, WA (FHA|USDA|VA) 8 $840,000 $105,000 $0 7.18%
YUBA CITY, CA (FHA|USDA|VA) 14 $830,000 $59,286 $0 7.27%
ALBUQUERQUE, NM (FHA|USDA|VA) 17 $815,000 $47,941 $0 6.76%
BATON ROUGE, LA (FHA|USDA|VA) 17 $815,000 $47,941 $0 7.55%
ANN ARBOR, MI (FHA|USDA|VA) 17 $815,000 $47,941 $0 7.10%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 18 $800,000 $44,444 $0 8.22%
ANCHORAGE, AK (FHA|USDA|VA) 11 $795,000 $72,273 $0 7.78%
PUNTA GORDA, FL (FHA|USDA|VA) 15 $775,000 $51,667 $0 7.66%
READING, PA (FHA|USDA|VA) 18 $770,000 $42,778 $0 8.02%
MERCED, CA (FHA|USDA|VA) 11 $755,000 $68,636 $0 6.61%
GAINESVILLE, GA (FHA|USDA|VA) 13 $745,000 $57,308 $0 7.26%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 17 $745,000 $43,824 $0 7.54%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 8 $730,000 $91,250 $0 7.32%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 18 $730,000 $40,556 $0 6.03%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 14 $730,000 $52,143 $0 7.10%
LINCOLN, NE (FHA|USDA|VA) 20 $720,000 $36,000 $0 7.11%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $710,000 $59,167 $0 6.91%
Torrington, CT (FHA|USDA|VA) 11 $705,000 $64,091 $0 7.47%
Concord, NH (FHA|USDA|VA) 12 $700,000 $58,333 $0 7.86%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 12 $700,000 $58,333 $0 7.00%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 18 $700,000 $38,889 $0 7.12%
TULSA, OK (FHA|USDA|VA) 15 $695,000 $46,333 $0 6.61%
YAKIMA, WA (FHA|USDA|VA) 9 $685,000 $76,111 $0 7.50%
GAINESVILLE, FL (FHA|USDA|VA) 11 $685,000 $62,273 $0 6.58%
NILES, MI (FHA|USDA|VA) 15 $685,000 $45,667 $0 8.12%
Jefferson, GA (FHA|USDA|VA) 12 $680,000 $56,667 $0 7.57%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $670,000 $83,750 $0 8.12%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 17 $665,000 $39,118 $0 7.39%
LAS CRUCES, NM (FHA|USDA|VA) 13 $665,000 $51,154 $0 7.83%
EAST STROUDSBURG, PA (FHA|USDA|VA) 15 $665,000 $44,333 $0 7.74%
JACKSON, MS (FHA|USDA|VA) 16 $660,000 $41,250 $0 7.23%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 14 $660,000 $47,143 $0 6.91%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $655,000 $72,778 $0 6.72%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $650,000 $54,167 $0 6.84%
Key West, FL (FHA|USDA|VA) 8 $640,000 $80,000 $0 6.95%
Fernley, NV (FHA|USDA|VA) 11 $635,000 $57,727 $0 7.13%
Outside of Metro Areas 8 $630,000 $78,750 $0 7.27%
WENATCHEE, WA (FHA|USDA|VA) 10 $630,000 $63,000 $0 8.24%
EL CENTRO, CA (FHA|USDA|VA) 10 $620,000 $62,000 $0 7.17%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 7 $615,000 $87,857 $0 7.48%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 13 $605,000 $46,538 $0 7.43%
ROANOKE, VA (FHA|USDA|VA) 14 $600,000 $42,857 $0 7.84%
GREEN BAY, WI (FHA|USDA|VA) 15 $595,000 $39,667 $0 7.38%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $590,000 $59,000 $0 7.46%
Whitewater, WI (FHA|USDA|VA) 10 $580,000 $58,000 $0 7.74%
COLUMBIA, MO (FHA|USDA|VA) 10 $580,000 $58,000 $0 7.09%
DULUTH, MN-WI (FHA|USDA|VA) 11 $575,000 $52,273 $0 7.69%
JACKSONVILLE, NC (FHA|USDA|VA) 10 $570,000 $57,000 $0 8.12%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 11 $565,000 $51,364 $0 6.30%
BATTLE CREEK, MI (FHA|USDA|VA) 13 $555,000 $42,692 $0 7.02%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $550,000 $68,750 $0 7.30%
SANTA FE, NM (FHA|USDA|VA) 6 $550,000 $91,667 $0 5.63%
Shelton, WA (FHA|USDA|VA) 5 $535,000 $107,000 $0 6.79%
SPRINGFIELD, OH (FHA|USDA|VA) 17 $535,000 $31,471 $0 7.25%
Kalispell, MT (FHA|USDA|VA) 7 $535,000 $76,429 $0 6.65%
LANCASTER, PA (FHA|USDA|VA) 12 $530,000 $44,167 $0 7.91%
MOBILE, AL (FHA|USDA|VA) 14 $530,000 $37,857 $0 7.13%
Morehead City, NC (FHA|USDA|VA) 6 $530,000 $88,333 $0 7.27%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $505,000 $72,143 $0 6.72%
ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $505,000 $72,143 $0 7.18%
Elko, NV (FHA|USDA|VA) 6 $500,000 $83,333 $0 7.17%
MONROE, MI (FHA|USDA|VA) 12 $500,000 $41,667 $0 6.96%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $500,000 $83,333 $0 6.80%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 10 $500,000 $50,000 $0 6.53%
BILLINGS, MT (FHA|USDA|VA) 9 $495,000 $55,000 $0 7.43%
WICHITA, KS (FHA|USDA|VA) 10 $480,000 $48,000 $0 7.71%
ROCKFORD, IL (FHA|USDA|VA) 14 $470,000 $33,571 $0 7.49%
Breckenridge, CO (FHA|USDA|VA) 4 $470,000 $117,500 $0 5.09%
EVANSVILLE, IN-KY (FHA|USDA|VA) 11 $465,000 $42,273 $0 7.35%
COLUMBUS, GA-AL (FHA|USDA|VA) 11 $465,000 $42,273 $0 6.85%
PUEBLO, CO (FHA|USDA|VA) 10 $460,000 $46,000 $0 7.96%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 12 $450,000 $37,500 $0 7.61%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $450,000 $75,000 $0 6.35%
MUSKEGON, MI (FHA|USDA|VA) 10 $450,000 $45,000 $0 7.62%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $445,000 $40,455 $0 8.07%
Clearlake, CA (FHA|USDA|VA) 6 $440,000 $73,333 $0 5.98%
CORVALLIS, OR (FHA|USDA|VA) 5 $435,000 $87,000 $0 4.57%
Hermiston-Pendleton, OR (FHA|USDA|VA) 8 $430,000 $53,750 $0 7.47%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $430,000 $43,000 $0 6.37%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $430,000 $71,667 $0 6.07%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $420,000 $105,000 $0 6.96%
Port Angeles, WA (FHA|USDA|VA) 8 $420,000 $52,500 $0 7.83%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 10 $420,000 $42,000 $0 7.02%
Lebanon, NH-VT (FHA|USDA|VA) 5 $415,000 $83,000 $0 6.71%
WALLA WALLA, WA (FHA|USDA|VA) 6 $410,000 $68,333 $0 6.69%
APPLETON, WI (FHA|USDA|VA) 11 $395,000 $35,909 $0 7.85%
CHICO, CA (FHA|USDA|VA) 7 $395,000 $56,429 $0 7.74%
MADISON, WI (FHA|USDA|VA) 9 $385,000 $42,778 $0 7.52%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 9 $385,000 $42,778 $0 6.55%
Sevierville, TN (FHA|USDA|VA) 5 $385,000 $77,000 $0 6.51%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 9 $375,000 $41,667 $0 7.37%
Aberdeen, WA (FHA|USDA|VA) 6 $360,000 $60,000 $0 6.75%
Angola, IN (FHA|USDA|VA) 2 $360,000 $180,000 $0 6.88%
LIMA, OH (FHA|USDA|VA) 6 $350,000 $58,333 $0 7.20%
PANAMA CITY, FL (FHA|USDA|VA) 8 $350,000 $43,750 $0 7.55%
HOT SPRINGS, AR (FHA|USDA|VA) 8 $350,000 $43,750 $0 7.03%
SPRINGFIELD, IL (FHA|USDA|VA) 7 $345,000 $49,286 $0 7.43%
BLOOMINGTON, IN (FHA|USDA|VA) 11 $345,000 $31,364 $0 7.72%
WINCHESTER, VA-WV (FHA|USDA|VA) 7 $345,000 $49,286 $0 6.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 7 $345,000 $49,286 $0 8.05%
Sandusky, OH (FHA|USDA|VA) 7 $345,000 $49,286 $0 7.67%
CLEVELAND, TN (FHA|USDA|VA) 8 $340,000 $42,500 $0 7.06%
Red Bluff, CA (FHA|USDA|VA) 5 $335,000 $67,000 $0 6.67%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 9 $335,000 $37,222 $0 8.58%
DECATUR, AL (FHA|USDA|VA) 6 $330,000 $55,000 $0 8.28%
SAGINAW, MI (FHA|USDA|VA) 7 $325,000 $46,429 $0 6.83%
Glenwood Springs, CO (FHA|USDA|VA) 5 $315,000 $63,000 $0 6.93%
WARNER ROBINS, GA (FHA|USDA|VA) 8 $310,000 $38,750 $0 7.23%
BURLINGTON, NC (FHA|USDA|VA) 6 $310,000 $51,667 $0 7.61%
MUNCIE, IN (FHA|USDA|VA) 6 $310,000 $51,667 $0 7.16%
Payson, AZ (FHA|USDA|VA) 4 $310,000 $77,500 $0 6.34%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $310,000 $51,667 $0 7.69%
FLAGSTAFF, AZ (FHA|USDA|VA) 6 $310,000 $51,667 $0 6.62%
ERIE, PA (FHA|USDA|VA) 9 $305,000 $33,889 $0 7.96%
Ashtabula, OH (FHA|USDA|VA) 7 $305,000 $43,571 $0 7.38%
LEBANON, PA (FHA|USDA|VA) 7 $305,000 $43,571 $0 8.40%
Holland, MI (FHA|USDA|VA) 8 $300,000 $37,500 $0 8.01%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 7 $295,000 $42,143 $0 7.83%
Marietta, OH (FHA|USDA|VA) 7 $295,000 $42,143 $0 7.35%
MADERA, CA (FHA|USDA|VA) 5 $295,000 $59,000 $0 7.43%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 5 $295,000 $59,000 $0 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 6 $290,000 $48,333 $0 7.32%
LONGVIEW, WA (FHA|USDA|VA) 5 $285,000 $57,000 $0 7.85%
Safford, AZ (FHA|USDA|VA) 3 $285,000 $95,000 $0 8.42%
New Philadelphia-Dover, OH (FHA|USDA|VA) 6 $280,000 $46,667 $0 7.20%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $275,000 $39,286 $0 7.90%
Roseburg, OR (FHA|USDA|VA) 5 $275,000 $55,000 $0 6.51%
Bellefontaine, OH (FHA|USDA|VA) 6 $270,000 $45,000 $0 8.55%
Douglas, GA (FHA|USDA|VA) 3 $265,000 $88,333 $0 8.43%
Moses Lake, WA (FHA|USDA|VA) 5 $265,000 $53,000 $0 7.53%
Cullman, AL (FHA|USDA|VA) 5 $265,000 $53,000 $0 8.01%
Sandpoint, ID (FHA|USDA|VA) 3 $265,000 $88,333 $0 5.10%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $265,000 $53,000 $0 7.30%
Rockingham, NC (FHA|USDA|VA) 5 $255,000 $51,000 $0 7.78%
Ellensburg, WA (FHA|USDA|VA) 3 $255,000 $85,000 $0 6.33%
RACINE, WI (FHA|USDA|VA) 7 $255,000 $36,429 $0 7.96%
Talladega-Sylacauga, AL (FHA|USDA|VA) 6 $250,000 $41,667 $0 7.32%
AMES, IA (FHA|USDA|VA) 6 $250,000 $41,667 $0 7.69%
Findlay, OH (FHA|USDA|VA) 6 $240,000 $40,000 $0 7.48%
KANKAKEE, IL (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.46%
LAKE CHARLES, LA (FHA|USDA|VA) 4 $240,000 $60,000 $0 6.48%
Cookeville, TN (FHA|USDA|VA) 8 $240,000 $30,000 $0 7.13%
Sterling, CO (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.46%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.00%
Durango, CO (FHA|USDA|VA) 3 $235,000 $78,333 $0 6.91%
Mount Vernon, OH (FHA|USDA|VA) 5 $235,000 $47,000 $0 7.59%
Brookings, OR (FHA|USDA|VA) 3 $235,000 $78,333 $0 7.59%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 7 $225,000 $32,143 $0 8.51%
Enterprise, AL (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.80%
Roswell, NM (FHA|USDA|VA) 4 $220,000 $55,000 $0 7.37%
GREENVILLE, NC (FHA|USDA|VA) 4 $220,000 $55,000 $0 8.50%
JACKSON, MI (FHA|USDA|VA) 5 $215,000 $43,000 $0 7.63%
TOPEKA, KS (FHA|USDA|VA) 3 $215,000 $71,667 $0 6.82%
Centralia, WA (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.64%
New Castle, PA (FHA|USDA|VA) 6 $210,000 $35,000 $0 7.97%
Jasper, IN (FHA|USDA|VA) 4 $210,000 $52,500 $0 7.15%
Astoria, OR (FHA|USDA|VA) 3 $205,000 $68,333 $0 6.38%
PITTSFIELD, MA (FHA|USDA|VA) 5 $205,000 $41,000 $0 6.31%
CaƱon City, CO (FHA|USDA|VA) 4 $200,000 $50,000 $0 8.06%
Steamboat Springs, CO (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.03%
Ukiah, CA (FHA|USDA|VA) 2 $200,000 $100,000 $0 5.62%
BAY CITY, MI (FHA|USDA|VA) 6 $200,000 $33,333 $0 7.64%
New Castle, IN (FHA|USDA|VA) 5 $195,000 $39,000 $0 7.68%
MONTGOMERY, AL (FHA|USDA|VA) 7 $195,000 $27,857 $0 7.81%
YUMA, AZ (FHA|USDA|VA) 4 $190,000 $47,500 $0 6.53%
Traverse City, MI (FHA|USDA|VA) 6 $190,000 $31,667 $0 7.53%
THE VILLAGES, FL (FHA|USDA|VA) 6 $190,000 $31,667 $0 5.95%
Marion, IN (FHA|USDA|VA) 4 $190,000 $47,500 $0 8.36%
WILLIAMSPORT, PA (FHA|USDA|VA) 5 $185,000 $37,000 $0 7.58%
DOTHAN, AL (FHA|USDA|VA) 5 $185,000 $37,000 $0 7.72%
JONESBORO, AR (FHA|USDA|VA) 5 $185,000 $37,000 $0 6.08%
DALTON, GA (FHA|USDA|VA) 5 $185,000 $37,000 $0 7.36%
Wooster, OH (FHA|USDA|VA) 5 $185,000 $37,000 $0 7.06%
MORRISTOWN, TN (FHA|USDA|VA) 5 $185,000 $37,000 $0 6.75%
Coos Bay, OR (FHA|USDA|VA) 6 $180,000 $30,000 $0 6.11%
Wilmington, OH (FHA|USDA|VA) 4 $180,000 $45,000 $0 7.60%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $180,000 $45,000 $0 8.05%
Salem, OH (FHA|USDA|VA) 6 $180,000 $30,000 $0 7.13%
Ontario, OR-ID (FHA|USDA|VA) 2 $180,000 $90,000 $0 8.44%
Oxford, MS (FHA|USDA|VA) 2 $180,000 $90,000 $0 7.51%
FOND DU LAC, WI (FHA|USDA|VA) 4 $170,000 $42,500 $0 7.98%
Dyersburg, TN (FHA|USDA|VA) 4 $170,000 $42,500 $0 8.47%
Nogales, AZ (FHA|USDA|VA) 4 $170,000 $42,500 $0 6.03%
Palatka, FL (FHA|USDA|VA) 4 $170,000 $42,500 $0 6.77%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 4 $170,000 $42,500 $0 7.47%
ROME, GA (FHA|USDA|VA) 4 $170,000 $42,500 $0 7.00%
POCATELLO, ID (FHA|USDA|VA) 2 $170,000 $85,000 $0 5.51%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $165,000 $33,000 $0 7.47%
Portsmouth, OH (FHA|USDA|VA) 3 $165,000 $55,000 $0 7.19%
Beaver Dam, WI (FHA|USDA|VA) 5 $165,000 $33,000 $0 6.68%
Frankfort, IN (FHA|USDA|VA) 3 $165,000 $55,000 $0 8.50%
Statesboro, GA (FHA|USDA|VA) 4 $160,000 $40,000 $0 8.03%
Sonora, CA (FHA|USDA|VA) 2 $160,000 $80,000 $0 4.50%
PEORIA, IL (FHA|USDA|VA) 6 $160,000 $26,667 $0 7.87%
Klamath Falls, OR (FHA|USDA|VA) 4 $160,000 $40,000 $0 7.56%
Prineville, OR (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.98%
Seymour, IN (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.39%
Riverton, WY (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.16%
ROCHESTER, MN (FHA|USDA|VA) 3 $155,000 $51,667 $0 6.61%
Hailey, ID (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.75%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.88%
COLUMBUS, IN (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.06%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $150,000 $37,500 $0 7.92%
St. Marys, GA (FHA|USDA|VA) 4 $150,000 $37,500 $0 7.38%
GRAND FORKS, ND-MN (FHA|USDA|VA) 4 $150,000 $37,500 $0 6.38%
Ottawa, IL (FHA|USDA|VA) 4 $150,000 $37,500 $0 7.45%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $150,000 $25,000 $0 7.03%
Dublin, GA (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.85%
Lewisburg, TN (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.46%
Faribault-Northfield, MN (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.24%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $145,000 $29,000 $0 6.48%
Athens, TN (FHA|USDA|VA) 3 $145,000 $48,333 $0 5.63%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.28%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $145,000 $48,333 $0 6.82%
Albemarle, NC (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.42%
Searcy, AR (FHA|USDA|VA) 3 $145,000 $48,333 $0 7.00%
Pottsville, PA (FHA|USDA|VA) 4 $140,000 $35,000 $0 7.10%
Helena, MT (FHA|USDA|VA) 2 $140,000 $70,000 $0 7.02%
Indiana, PA (FHA|USDA|VA) 4 $140,000 $35,000 $0 7.11%
JACKSON, TN (FHA|USDA|VA) 4 $140,000 $35,000 $0 7.33%
Alamogordo, NM (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.34%
EAU CLAIRE, WI (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.97%
Paragould, AR (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.52%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.18%
LAFAYETTE, LA (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.36%
Shelbyville, TN (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.37%
Zanesville, OH (FHA|USDA|VA) 3 $135,000 $45,000 $0 7.74%
ALBANY, GA (FHA|USDA|VA) 3 $135,000 $45,000 $0 6.06%
Greeneville, TN (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.95%
Greenville, OH (FHA|USDA|VA) 4 $130,000 $32,500 $0 7.59%
MANSFIELD, OH (FHA|USDA|VA) 4 $130,000 $32,500 $0 6.31%
Arcadia, FL (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.74%
Forest City, NC (FHA|USDA|VA) 2 $130,000 $65,000 $0 7.23%
FAIRBANKS, AK (FHA|USDA|VA) 4 $130,000 $32,500 $0 7.46%
Fallon, NV (FHA|USDA|VA) 3 $125,000 $41,667 $0 7.12%
Spearfish, SD (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.25%
Chillicothe, OH (FHA|USDA|VA) 3 $125,000 $41,667 $0 6.38%
Celina, OH (FHA|USDA|VA) 3 $125,000 $41,667 $0 7.38%
Marion, OH (FHA|USDA|VA) 4 $120,000 $30,000 $0 7.82%
Washington Court House, OH (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.14%
Kendallville, IN (FHA|USDA|VA) 4 $120,000 $30,000 $0 6.20%
ALTOONA, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.43%
CASPER, WY (FHA|USDA|VA) 4 $120,000 $30,000 $0 7.00%
Tupelo, MS (FHA|USDA|VA) 2 $120,000 $60,000 $0 7.35%
WHEELING, WV-OH (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.21%
Newport, OR (FHA|USDA|VA) 3 $115,000 $38,333 $0 5.04%
Lake City, FL (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.69%
Ozark, AL (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.67%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $115,000 $38,333 $0 6.89%
HINESVILLE, GA (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.70%
Greensburg, IN (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.66%
Show Low, AZ (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.04%
IOWA CITY, IA (FHA|USDA|VA) 4 $110,000 $27,500 $0 8.11%
Pahrump, NV (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.09%
Waycross, GA (FHA|USDA|VA) 4 $110,000 $27,500 $0 7.55%
Brainerd, MN (FHA|USDA|VA) 4 $110,000 $27,500 $0 6.09%
DUBUQUE, IA (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.82%
Austin, MN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.63%
GOLDSBORO, NC (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.98%
Hope, AR (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.99%
Danville, VA (FHA|USDA|VA) 4 $110,000 $27,500 $0 7.16%
Dixon, IL (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.57%
Rock Springs, WY (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.07%
RAPID CITY, SD (FHA|USDA|VA) 2 $110,000 $55,000 $0 6.73%
Quincy, IL-MO (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.32%
Hillsdale, MI (FHA|USDA|VA) 2 $110,000 $55,000 $0 5.94%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.73%
CHEYENNE, WY (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.80%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.92%
Harrison, AR (FHA|USDA|VA) 5 $105,000 $21,000 $0 7.15%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 3 $105,000 $35,000 $0 7.71%
Jesup, GA (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.35%
Red Wing, MN (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.05%
Sidney, OH (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.75%
TWIN FALLS, ID (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.70%
Laconia, NH (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.03%
Shelby, NC (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.07%
Cornelia, GA (FHA|USDA|VA) 2 $100,000 $50,000 $0 7.13%
Sanford, NC (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.63%
BANGOR, ME (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.23%
VALDOSTA, GA (FHA|USDA|VA) 2 $100,000 $50,000 $0 8.29%
Stevens Point, WI (FHA|USDA|VA) 3 $95,000 $31,667 $0 8.36%
Garden City, KS (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.66%
Edwards, CO (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.08%
CARSON CITY, NV (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.00%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.60%
Wapakoneta, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 3.88%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.67%
Sterling, IL (FHA|USDA|VA) 2 $90,000 $45,000 $0 5.94%
Bogalusa, LA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.25%
Auburn, IN (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.46%
Grand Rapids, MN (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.10%
HAMMOND, LA (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.25%
FARGO, ND-MN (FHA|USDA|VA) 3 $85,000 $28,333 $0 8.66%
Mount Airy, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
FARMINGTON, NM (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.66%
Albertville, AL (FHA|USDA|VA) 3 $85,000 $28,333 $0 6.45%
MANKATO, MN (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.82%
Washington, IN (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.58%
Somerset, PA (FHA|USDA|VA) 2 $80,000 $40,000 $0 5.88%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.45%
Willmar, MN (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.57%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.02%
Manitowoc, WI (FHA|USDA|VA) 4 $80,000 $20,000 $0 7.11%
Jacksonville, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 5.29%
LaGrange, GA-AL (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.48%
Mount Vernon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.63%
Vincennes, IN (FHA|USDA|VA) 3 $75,000 $25,000 $0 8.21%
Owatonna, MN (FHA|USDA|VA) 3 $75,000 $25,000 $0 8.01%
Batesville, AR (FHA|USDA|VA) 3 $75,000 $25,000 $0 7.08%
Montrose, CO (FHA|USDA|VA) 3 $75,000 $25,000 $0 7.75%
STAUNTON, VA (FHA|USDA|VA) 2 $70,000 $35,000 $0 9.25%
Coshocton, OH (FHA|USDA|VA) 2 $70,000 $35,000 $0 9.39%
Adrian, MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 9.46%
NEW BERN, NC (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.00%
Duncan, OK (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.38%
Plymouth, IN (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.98%
Newport, TN (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.38%
Tifton, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.50%
Cambridge, OH (FHA|USDA|VA) 3 $65,000 $21,667 $0 7.88%
Jackson, WY-ID (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.10%
FORT SMITH, AR-OK (FHA|USDA|VA) 3 $65,000 $21,667 $0 7.05%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.36%
Warsaw, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.66%
Worthington, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.66%
Wilson, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.00%
Silver City, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
Mountain Home, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.74%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.71%
McComb, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.84%
Fergus Falls, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.06%
North Wilkesboro, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.45%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.25%
La Grande, OR (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.14%
Mountain Home, ID (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $60,000 $30,000 $0 9.02%
DECATUR, IL (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.76%
Vidalia, GA (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.07%
Bedford, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.45%
BISMARCK, ND (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Minden, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Natchitoches, LA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
Van Wert, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.14%
Mount Pleasant, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.50%
Sturgis, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.75%
Richmond, IN (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.30%
Washington, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
Fort Dodge, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.75%
Moultrie, GA (FHA|USDA|VA) 2 $50,000 $25,000 $0 3.13%
HARRISONBURG, VA (FHA|USDA|VA) 2 $50,000 $25,000 $0 7.62%
Scottsbluff, NE (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.05%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $50,000 $25,000 $0 6.38%
Peru, IN (FHA|USDA|VA) 2 $50,000 $25,000 $0 8.18%
Big Rapids, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.64%
Cordele, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.11%
Oskaloosa, IA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.10%
Yankton, SD (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.75%
Fairmont, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.95%
Alexander City, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.50%
Calhoun, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.25%
Sedalia, MO (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.75%
Americus, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.00%
GADSDEN, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.14%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.00%
Minot, ND (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.74%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.95%
Ludington, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.27%
Henderson, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.50%
Warren, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
Kearney, NE (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.95%
HATTIESBURG, MS (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.50%
Milledgeville, GA (FHA|USDA|VA) 2 $40,000 $20,000 $0 6.62%
MONROE, LA (FHA|USDA|VA) 2 $40,000 $20,000 $0 8.25%
McMinnville, TN (FHA|USDA|VA) 2 $40,000 $20,000 $0 8.55%
MISSOULA, MT (FHA|USDA|VA) 2 $40,000 $20,000 $0 5.83%
Dayton, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.95%
Ashland, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.00%
Ottumwa, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.50%
Huntington, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.20%
LAWTON, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.00%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.32%
Martinsville, VA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.50%
Marshalltown, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.50%
Kinston, NC (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.00%
Marquette, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.89%
North Vernon, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.70%
Norwalk, OH (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.45%
Taylorville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.93%
Storm Lake, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.04%
Los Alamos, NM (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.75%
GREAT FALLS, MT (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.75%
Russellville, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.25%
Great Bend, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.75%
Crossville, TN (FHA|USDA|VA) 2 $30,000 $15,000 $0 8.25%
Gillette, WY (FHA|USDA|VA) 2 $30,000 $15,000 $0 7.58%
Defiance, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.20%
BRUNSWICK, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.00%
Lawrenceburg, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.44%
Sheridan, WY (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.00%
Burley, ID (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.75%
Fremont, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.63%
North Platte, NE (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.88%
Oil City, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.75%
Coldwater, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.63%
Effingham, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.45%
Durant, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
KOKOMO, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.75%
Platteville, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.00%
MANHATTAN, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.47%
Martin, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.75%
Tiffin, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
Thomasville, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.95%
The Dalles, OR (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.38%
Keene, NH (FHA|USDA|VA) 1 $25,000 $25,000 $0 4.25%
ST. CLOUD, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
Brevard, NC (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.13%
Ardmore, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.38%
Brookhaven, MS (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.88%
Spirit Lake, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.13%
Urbana, OH (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.58%
Helena-West Helena, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.25%
Baraboo, WI (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.51%
Evanston, WY (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.59%
Big Stone Gap, VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.25%
Macomb, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.59%
Boone, NC (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.25%
Charleston-Mattoon, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 10.29%
Thomaston, GA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.75%
Lumberton, NC (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.50%
Crawfordsville, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.25%
Meridian, MS (FHA|USDA|VA) 1 $15,000 $15,000 $0 10.25%
Tahlequah, OK (FHA|USDA|VA) 1 $15,000 $15,000 $0 5.25%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.64%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.63%

Figure Lending 's top markets include Los Angeles, San Francisco, Atlanta, Phoenix, and Seattle among others.

Product Mix

Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
HELOC 14,726 $981,530,000 $66,653 n/a 7.07%

For 2021, Figure Lending 's most frequently originated type of loan was HELOC, with 14,726 originations.

Loan Reason

Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
Other 8,606 $552,960,000 $64,253 $0 7.25%
Home Improvement 6,120 $428,570,000 $70,028 $0 6.82%

For 2021, Figure Lending 's most frequently cited loan purpose was Other, with 8,606 originations. The 2nd most popular reason was Home Improvement, with 6,120 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 6,142 $500,800,000 $81,537 $0 7.31%
10 Year 3,528 $192,200,000 $54,478 $0 6.78%
15 Year 3,441 $217,505,000 $63,210 $0 7.33%
5 Year 1,615 $71,025,000 $43,978 $0 6.25%

For 2021, Figure Lending 's most frequently cited loan duration was 30 Year, with 6,142 originations. The 2nd most popular length was 10 Year, with 3,528 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
Over 8% 4,822 $278,830,000 $57,825
7-8% 3,405 $209,835,000 $61,626
6-7% 2,636 $198,540,000 $75,319
5-6% 1,701 $134,005,000 $78,780
4-5% 1,500 $118,660,000 $79,107
3-4% 574 $37,170,000 $64,756
2.5-3% 61 $2,985,000 $48,934
<2.5% 27 $1,505,000 $55,741

During 2021, Figure Lending 's average interest rate for loans was 7.31%, while their most frequently originated rate bucket for loans was Over 8%, with 4,822 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100,000 or less 12,070 $570,500,000 $47,266 $0 7.18%
$100k-200k 2,099 $278,285,000 $132,580 $0 6.76%
$200k-400k 557 $132,745,000 $238,321 $0 5.91%

2021 saw Figure Lending place emphasis on $100,000 or less loans with 12,070 originations, totaling $570,500,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 3,827 $241,655,000 $63,145 $0 7.19%
$150k-250k 3,201 $267,025,000 $83,419 $0 7.04%
$75k-100k 2,563 $134,765,000 $52,581 $0 7.11%
$50k-75k 2,419 $113,185,000 $46,790 $0 7.08%
$250k+ 1,369 $167,895,000 $122,641 $0 6.89%
$50k or less 1,347 $57,005,000 $42,320 $0 6.89%

Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 3,827 originations. The second most popular income band? $150k-250k, with 3,201 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 3,593 $241,825,000 $67,304 $0 7.02%
30-36% 2,573 $168,755,000 $65,587 $0 7.13%
<20% 2,007 $151,625,000 $75,548 $0 6.51%
49% 1,249 $72,425,000 $57,986 $0 7.11%
44% 500 $30,400,000 $60,800 $0 7.59%
48% 488 $33,200,000 $68,033 $0 7.22%
36% 435 $28,355,000 $65,184 $0 7.23%
42% 429 $28,495,000 $66,422 $0 7.27%
37% 405 $25,445,000 $62,827 $0 7.20%
41% 394 $25,020,000 $63,503 $0 7.23%
39% 392 $26,140,000 $66,684 $0 7.33%
38% 380 $24,770,000 $65,184 $0 7.31%
43% 376 $24,340,000 $64,734 $0 7.39%
46% 372 $25,600,000 $68,817 $0 7.12%
45% 367 $24,065,000 $65,572 $0 7.09%
47% 365 $25,975,000 $71,164 $0 7.16%
40% 359 $23,065,000 $64,248 $0 7.37%
50-60% 42 $2,030,000 $48,333 $0 7.77%

Figure Lending lent most frequently to those with DTI ratios of 20-30%, with 3,593 originations. The next most common DTI ratio? 30-36%, with 2,573 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 9,941 $621,315,000 $62,500 $0 7.10%
Not provided 2,371 $171,715,000 $72,423 $0 7.01%
Asian 640 $60,140,000 $93,969 $0 6.68%
Black 1,018 $60,060,000 $58,998 $0 7.37%
Asian Indian 240 $24,880,000 $103,667 $0 6.99%
American Indian 168 $9,680,000 $57,619 $0 7.25%
Filipino 97 $7,865,000 $81,082 $0 6.61%
Chinese 55 $6,905,000 $125,545 $0 6.43%
Other Asian 61 $6,235,000 $102,213 $0 6.47%
Korean 47 $4,845,000 $103,085 $0 6.57%
Vietnamese 34 $3,650,000 $107,353 $0 6.39%
Japanese 19 $1,585,000 $83,421 $0 6.57%
Native Hawaiian or Islander 18 $1,290,000 $71,667 $0 7.11%
Guamanian 8 $910,000 $113,750 $0 6.23%
Other Pacific Islander 7 $385,000 $55,000 $0 7.38%
Native Hawaiian 1 $45,000 $45,000 $0 3.75%
Samoan 1 $25,000 $25,000 $0 8.35%

Approval Rates

Total approvals of all applications
69.45%

Figure Lending has a low approval rate. They may have poor market targeting or stringent lending standards.

Pick Rate

Approvals leading to origination
22.16%

Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 14,726 $981,530,000 $66,653

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
14,726 $981,530,000 $66,653

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 3,377 $292,515,000 $86,620 $0 7.17%
40-60% 677 $67,465,000 $99,653 $0 6.93%
60-80% 432 $37,900,000 $87,731 $0 7.09%
80-100% 134 $11,930,000 $89,030 $0 7.85%
Under 20% 10,106 $571,720,000 $56,572 $0 7.04%