Figure Lending Mortgage Rates, Fees & Info
Wilmington, DELEI: 254900UL88QFG0E40516
Tax ID: 82-4227262
1 stars - Updated: 4/21/24
-
out of 5 stars, based on 156 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Figure Lending is a small mortgage company specializing in Other and Home Improvement loans. Figure Lending has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, Atlanta, Miami, Phoenix, and New York among others. We have data for 689 markets. (Some data included below & more in-depth data is available with an active subscription.)Figure Lending has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Figure Lending is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Refi | 9.50% | 4/21/24 |
| 30 Year Cash-out Refi | 10.07% | 4/21/24 |
| 15 Year Conventional Refi | 8.18% | 4/21/24 |
| 15 Year Cash-out Refi | 8.18% | 4/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Figure Lending Mortgage Calculator
Your Estimates
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This is not an official calculator from Figure Lending. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
24,488Origination Dollar Volume (All Markets)
$1,748,620,000Relative Rate
Figure Lending's average 30 year fixed mortgage rate was
11.18%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 4.7%.
Relative Fees (Closing Costs)
Figure Lending's average total fees/closing costs for a 30 year fixed rate
mortgage were $1,700.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 1,014 | $108,120,000 | $106,627 | $2,700 | 10.34% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 1,147 | $79,935,000 | $69,690 | $0 | 10.81% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 805 | $71,805,000 | $89,199 | $0 | 10.76% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 910 | $65,450,000 | $71,923 | $0 | 10.79% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 713 | $61,735,000 | $86,585 | $0 | 11.08% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 700 | $54,700,000 | $78,143 | $0 | 10.79% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 390 | $48,960,000 | $125,538 | $0 | 10.29% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 473 | $48,055,000 | $101,596 | $0 | 10.22% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 618 | $37,990,000 | $61,472 | $0 | 10.84% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 419 | $37,615,000 | $89,773 | $0 | 11.09% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 435 | $37,395,000 | $85,966 | $0 | 10.68% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 498 | $36,400,000 | $73,092 | $0 | 10.97% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 489 | $36,305,000 | $74,243 | $0 | 10.47% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 450 | $32,320,000 | $71,822 | $0 | 11.26% |
| Outside of Metro Areas | 542 | $30,240,000 | $55,793 | $0 | 11.13% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 417 | $29,945,000 | $71,811 | $0 | 10.88% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 374 | $26,960,000 | $72,086 | $0 | 10.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 367 | $25,965,000 | $70,749 | $0 | 11.69% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 302 | $24,960,000 | $82,649 | $0 | 10.45% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 334 | $24,700,000 | $73,952 | $0 | 10.90% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 297 | $22,465,000 | $75,640 | $0 | 10.74% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 297 | $17,955,000 | $60,455 | $0 | 10.95% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 264 | $17,780,000 | $67,348 | $0 | 10.91% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 227 | $16,905,000 | $74,471 | $0 | 10.72% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 308 | $16,780,000 | $54,481 | $0 | 10.90% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 117 | $16,775,000 | $143,376 | $0 | 9.83% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 195 | $15,395,000 | $78,949 | $0 | 11.44% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 268 | $15,040,000 | $56,119 | $0 | 11.67% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 248 | $13,870,000 | $55,927 | $0 | 11.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 236 | $13,700,000 | $58,051 | $0 | 10.71% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 228 | $13,270,000 | $58,202 | $0 | 10.95% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 141 | $11,685,000 | $82,872 | $0 | 10.59% |
| RICHMOND, VA (FHA|USDA|VA) | 187 | $11,475,000 | $61,364 | $0 | 11.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 162 | $10,670,000 | $65,864 | $0 | 10.90% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 176 | $10,200,000 | $57,955 | $0 | 11.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 127 | $9,685,000 | $76,260 | $0 | 10.64% |
| RENO, NV (FHA|USDA|VA) | 105 | $9,475,000 | $90,238 | $0 | 10.44% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 156 | $8,950,000 | $57,372 | $0 | 11.11% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 176 | $8,830,000 | $50,170 | $0 | 10.76% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 84 | $8,590,000 | $102,262 | $0 | 10.62% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 89 | $8,415,000 | $94,551 | $0 | 10.73% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 106 | $7,710,000 | $72,736 | $0 | 10.79% |
| KNOXVILLE, TN (FHA|USDA|VA) | 117 | $7,565,000 | $64,658 | $0 | 10.91% |
| TUCSON, AZ (FHA|USDA|VA) | 119 | $7,095,000 | $59,622 | $0 | 10.69% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 131 | $7,055,000 | $53,855 | $0 | 11.08% |
| STOCKTON, CA (FHA|USDA|VA) | 93 | $6,775,000 | $72,849 | $0 | 11.24% |
| FRESNO, CA (FHA|USDA|VA) | 103 | $6,695,000 | $65,000 | $0 | 11.08% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 85 | $6,655,000 | $78,294 | $0 | 10.81% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 105 | $6,575,000 | $62,619 | $0 | 10.99% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 98 | $6,410,000 | $65,408 | $0 | 10.65% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 101 | $6,085,000 | $60,248 | $0 | 10.78% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 103 | $6,005,000 | $58,301 | $0 | 10.92% |
| MODESTO, CA (FHA|USDA|VA) | 81 | $6,005,000 | $74,136 | $0 | 11.07% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 99 | $5,965,000 | $60,253 | $0 | 11.01% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 81 | $5,695,000 | $70,309 | $0 | 10.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 69 | $5,665,000 | $82,101 | $0 | 10.85% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 71 | $5,655,000 | $79,648 | $0 | 10.86% |
| VALLEJO, CA (FHA|USDA|VA) | 78 | $5,620,000 | $72,051 | $0 | 10.77% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 87 | $5,465,000 | $62,816 | $0 | 10.71% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 85 | $5,405,000 | $63,588 | $0 | 11.09% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 86 | $5,330,000 | $61,977 | $0 | 11.08% |
| PITTSBURGH, PA (FHA|USDA|VA) | 102 | $5,270,000 | $51,667 | $0 | 11.58% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 47 | $5,255,000 | $111,809 | $0 | 10.90% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 53 | $5,055,000 | $95,377 | $0 | 10.35% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 86 | $4,920,000 | $57,209 | $0 | 10.82% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 67 | $4,835,000 | $72,164 | $0 | 11.21% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 81 | $4,775,000 | $58,951 | $0 | 11.19% |
| FORT COLLINS, CO (FHA|USDA|VA) | 68 | $4,670,000 | $68,676 | $0 | 10.46% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 87 | $4,655,000 | $53,506 | $699 | 10.46% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 66 | $4,650,000 | $70,455 | $0 | 11.16% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 76 | $4,570,000 | $60,132 | $0 | 11.23% |
| TULSA, OK (FHA|USDA|VA) | 82 | $4,540,000 | $55,366 | $0 | 10.84% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 49 | $4,385,000 | $89,490 | $0 | 12.30% |
| BOISE CITY, ID (FHA|USDA|VA) | 70 | $4,360,000 | $62,286 | $0 | 10.62% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 66 | $4,200,000 | $63,636 | $0 | 11.85% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 52 | $4,170,000 | $80,192 | $0 | 11.03% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 60 | $4,040,000 | $67,333 | $0 | 11.52% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 68 | $4,030,000 | $59,265 | $0 | 11.21% |
| SAVANNAH, GA (FHA|USDA|VA) | 69 | $3,975,000 | $57,609 | $0 | 11.14% |
| GREELEY, CO (FHA|USDA|VA) | 57 | $3,845,000 | $67,456 | $0 | 10.69% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 65 | $3,805,000 | $58,538 | $0 | 11.08% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 59 | $3,795,000 | $64,322 | $0 | 11.24% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 66 | $3,790,000 | $57,424 | $0 | 11.68% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 57 | $3,765,000 | $66,053 | $0 | 10.72% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 60 | $3,690,000 | $61,500 | $0 | 10.47% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 55 | $3,655,000 | $66,455 | $0 | 12.23% |
| ASHEVILLE, NC (FHA|USDA|VA) | 47 | $3,565,000 | $75,851 | $0 | 11.27% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 34 | $3,550,000 | $104,412 | $0 | 10.84% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 61 | $3,505,000 | $57,459 | $0 | 11.41% |
| SALINAS, CA (FHA|USDA|VA) | 35 | $3,435,000 | $98,143 | $0 | 10.20% |
| BEND, OR (FHA|USDA|VA) | 43 | $3,395,000 | $78,953 | $0 | 10.15% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 45 | $3,305,000 | $73,444 | $0 | 10.91% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 53 | $3,255,000 | $61,415 | $0 | 10.88% |
| OCALA, FL (FHA|USDA|VA) | 44 | $3,000,000 | $68,182 | $0 | 11.52% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 30 | $2,900,000 | $96,667 | $0 | 10.99% |
| SALEM, OR (FHA|USDA|VA) | 48 | $2,890,000 | $60,208 | $0 | 11.00% |
| WILMINGTON, NC (FHA|USDA|VA) | 40 | $2,830,000 | $70,750 | $0 | 11.14% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 51 | $2,825,000 | $55,392 | $0 | 11.02% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 38 | $2,820,000 | $74,211 | $0 | 12.21% |
| GAINESVILLE, GA (FHA|USDA|VA) | 50 | $2,810,000 | $56,200 | $0 | 10.98% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 56 | $2,760,000 | $49,286 | $0 | 11.56% |
| VISALIA, CA (FHA|USDA|VA) | 46 | $2,730,000 | $59,348 | $0 | 11.09% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 40 | $2,730,000 | $68,250 | $0 | 11.49% |
| AKRON, OH (FHA|USDA|VA) | 58 | $2,650,000 | $45,690 | $0 | 11.19% |
| READING, PA (FHA|USDA|VA) | 49 | $2,515,000 | $51,327 | $0 | 11.28% |
| BOULDER, CO (FHA|USDA|VA) | 30 | $2,470,000 | $82,333 | $0 | 9.48% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 50 | $2,470,000 | $49,400 | $0 | 12.16% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 34 | $2,460,000 | $72,353 | $0 | 11.47% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 46 | $2,460,000 | $53,478 | $0 | 10.58% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 53 | $2,445,000 | $46,132 | $0 | 10.89% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 32 | $2,410,000 | $75,313 | $0 | 10.70% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 31 | $2,245,000 | $72,419 | $0 | 10.82% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 29 | $2,235,000 | $77,069 | $0 | 9.71% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 38 | $2,220,000 | $58,421 | $0 | 10.86% |
| LANCASTER, PA (FHA|USDA|VA) | 40 | $2,160,000 | $54,000 | $0 | 11.32% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 33 | $2,145,000 | $65,000 | $0 | 10.99% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 28 | $2,140,000 | $76,429 | $0 | 11.38% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 41 | $2,115,000 | $51,585 | $0 | 11.60% |
| FLINT, MI (FHA|USDA|VA) | 38 | $2,090,000 | $55,000 | $0 | 10.86% |
| FORT WAYNE, IN (FHA|USDA|VA) | 36 | $2,070,000 | $57,500 | $0 | 11.54% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 29 | $2,035,000 | $70,172 | $0 | 10.86% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 31 | $2,025,000 | $65,323 | $0 | 10.81% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 43 | $1,965,000 | $45,698 | $0 | 11.32% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 26 | $1,890,000 | $72,692 | $0 | 10.61% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 34 | $1,880,000 | $55,294 | $0 | 11.92% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 32 | $1,800,000 | $56,250 | $0 | 10.67% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 16 | $1,790,000 | $111,875 | $0 | 10.18% |
| ST. GEORGE, UT (FHA|USDA|VA) | 22 | $1,780,000 | $80,909 | $0 | 11.03% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 35 | $1,765,000 | $50,429 | $0 | 11.69% |
| BELLINGHAM, WA (FHA|USDA|VA) | 20 | $1,760,000 | $88,000 | $0 | 11.21% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 32 | $1,750,000 | $54,688 | $0 | 11.75% |
| SANTA FE, NM (FHA|USDA|VA) | 28 | $1,730,000 | $61,786 | $0 | 10.17% |
| GAINESVILLE, FL (FHA|USDA|VA) | 23 | $1,725,000 | $75,000 | $0 | 11.16% |
| WICHITA, KS (FHA|USDA|VA) | 38 | $1,720,000 | $45,263 | $0 | 10.86% |
| TOLEDO, OH (FHA|USDA|VA) | 39 | $1,715,000 | $43,974 | $0 | 10.86% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 38 | $1,700,000 | $44,737 | $0 | 11.09% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 28 | $1,680,000 | $60,000 | $0 | 10.97% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 24 | $1,670,000 | $69,583 | $0 | 11.28% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 29 | $1,665,000 | $57,414 | $0 | 11.60% |
| Outside of Metro Areas | 25 | $1,645,000 | $65,800 | $0 | 10.69% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 26 | $1,640,000 | $63,077 | $0 | 11.19% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 31 | $1,625,000 | $52,419 | $0 | 11.17% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 30 | $1,610,000 | $53,667 | $0 | 10.66% |
| BATON ROUGE, LA (FHA|USDA|VA) | 26 | $1,600,000 | $61,538 | $0 | 12.35% |
| JACKSON, MS (FHA|USDA|VA) | 38 | $1,590,000 | $41,842 | $0 | 11.22% |
| MEDFORD, OR (FHA|USDA|VA) | 30 | $1,590,000 | $53,000 | $0 | 10.51% |
| YUMA, AZ (FHA|USDA|VA) | 31 | $1,555,000 | $50,161 | $0 | 10.96% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 28 | $1,540,000 | $55,000 | $0 | 11.31% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 24 | $1,470,000 | $61,250 | $0 | 11.73% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 16 | $1,460,000 | $91,250 | $0 | 10.63% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 22 | $1,450,000 | $65,909 | $0 | 11.72% |
| REDDING, CA (FHA|USDA|VA) | 22 | $1,440,000 | $65,455 | $0 | 9.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 24 | $1,430,000 | $59,583 | $0 | 11.35% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 18 | $1,430,000 | $79,444 | $0 | 10.47% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 27 | $1,425,000 | $52,778 | $0 | 11.08% |
| Jefferson, GA (FHA|USDA|VA) | 19 | $1,405,000 | $73,947 | $0 | 11.28% |
| ANN ARBOR, MI (FHA|USDA|VA) | 22 | $1,400,000 | $63,636 | $0 | 10.71% |
| GREEN BAY, WI (FHA|USDA|VA) | 24 | $1,400,000 | $58,333 | $0 | 11.54% |
| LOUISVILLE, KY (FHA|USDA|VA) | 29 | $1,375,000 | $47,414 | $0 | 11.34% |
| PANAMA CITY, FL (FHA|USDA|VA) | 24 | $1,370,000 | $57,083 | $0 | 10.80% |
| COLUMBIA, SC (FHA|USDA|VA) | 30 | $1,360,000 | $45,333 | $0 | 12.56% |
| Torrington, CT (FHA|USDA|VA) | 22 | $1,350,000 | $61,364 | $0 | 10.75% |
| Key West, FL (FHA|USDA|VA) | 9 | $1,305,000 | $145,000 | $0 | 9.67% |
| Bozeman, MT (FHA|USDA|VA) | 16 | $1,300,000 | $81,250 | $0 | 10.34% |
| BILLINGS, MT (FHA|USDA|VA) | 18 | $1,260,000 | $70,000 | $0 | 10.97% |
| LAS CRUCES, NM (FHA|USDA|VA) | 24 | $1,250,000 | $52,083 | $0 | 10.80% |
| MERCED, CA (FHA|USDA|VA) | 21 | $1,225,000 | $58,333 | $0 | 10.21% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 17 | $1,215,000 | $71,471 | $0 | 10.54% |
| LINCOLN, NE (FHA|USDA|VA) | 26 | $1,180,000 | $45,385 | $0 | 10.84% |
| Lebanon, NH-VT (FHA|USDA|VA) | 17 | $1,135,000 | $66,765 | $0 | 10.93% |
| MUSKEGON, MI (FHA|USDA|VA) | 22 | $1,120,000 | $50,909 | $0 | 11.94% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 16 | $1,100,000 | $68,750 | $0 | 11.89% |
| LYNCHBURG, VA (FHA|USDA|VA) | 22 | $1,070,000 | $48,636 | $0 | 11.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 25 | $1,065,000 | $42,600 | $0 | 10.71% |
| Traverse City, MI (FHA|USDA|VA) | 15 | $1,065,000 | $71,000 | $0 | 10.29% |
| ROANOKE, VA (FHA|USDA|VA) | 23 | $1,055,000 | $45,870 | $0 | 11.03% |
| MOBILE, AL (FHA|USDA|VA) | 19 | $1,045,000 | $55,000 | $0 | 11.54% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 21 | $1,025,000 | $48,810 | $0 | 11.39% |
| MADISON, WI (FHA|USDA|VA) | 18 | $990,000 | $55,000 | $0 | 11.23% |
| Kalispell, MT (FHA|USDA|VA) | 14 | $990,000 | $70,714 | $0 | 11.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 17 | $985,000 | $57,941 | $0 | 10.54% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 19 | $985,000 | $51,842 | $0 | 11.71% |
| NAPA, CA (FHA|USDA|VA) | 12 | $980,000 | $81,667 | $0 | 11.28% |
| Glenwood Springs, CO (FHA|USDA|VA) | 13 | $975,000 | $75,000 | $0 | 10.57% |
| YUBA CITY, CA (FHA|USDA|VA) | 21 | $975,000 | $46,429 | $0 | 11.12% |
| CHEYENNE, WY (FHA|USDA|VA) | 14 | $970,000 | $69,286 | $0 | 10.90% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 21 | $955,000 | $45,476 | $0 | 11.81% |
| MONTGOMERY, AL (FHA|USDA|VA) | 20 | $940,000 | $47,000 | $0 | 11.15% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 15 | $935,000 | $62,333 | $0 | 11.22% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 18 | $920,000 | $51,111 | $0 | 11.53% |
| PEORIA, IL (FHA|USDA|VA) | 21 | $915,000 | $43,571 | $0 | 11.43% |
| MADERA, CA (FHA|USDA|VA) | 15 | $905,000 | $60,333 | $0 | 11.31% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 21 | $905,000 | $43,095 | $0 | 11.60% |
| Concord, NH (FHA|USDA|VA) | 12 | $890,000 | $74,167 | $0 | 10.17% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $0 | 11.62% |
| APPLETON, WI (FHA|USDA|VA) | 16 | $890,000 | $55,625 | $0 | 11.30% |
| ANCHORAGE, AK (FHA|USDA|VA) | 16 | $880,000 | $55,000 | $0 | 10.88% |
| Jackson, WY-ID (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $0 | 9.92% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 16 | $860,000 | $53,750 | $0 | 11.06% |
| DULUTH, MN-WI (FHA|USDA|VA) | 13 | $855,000 | $65,769 | $0 | 11.05% |
| Coos Bay, OR (FHA|USDA|VA) | 12 | $840,000 | $70,000 | $0 | 10.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 20 | $840,000 | $42,000 | $0 | 11.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 17 | $835,000 | $49,118 | $0 | 10.66% |
| BURLINGTON, NC (FHA|USDA|VA) | 12 | $830,000 | $69,167 | $0 | 11.75% |
| MONROE, MI (FHA|USDA|VA) | 13 | $825,000 | $63,462 | $0 | 11.01% |
| Oak Harbor, WA (FHA|USDA|VA) | 13 | $825,000 | $63,462 | $0 | 11.62% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 11 | $805,000 | $73,182 | $0 | 11.41% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 14 | $800,000 | $57,143 | $0 | 12.01% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 13 | $795,000 | $61,154 | $0 | 11.58% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 13 | $775,000 | $59,615 | $0 | 11.09% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 17 | $765,000 | $45,000 | $0 | 11.36% |
| BRUNSWICK, GA (FHA|USDA|VA) | 14 | $750,000 | $53,571 | $0 | 10.77% |
| CHICO, CA (FHA|USDA|VA) | 15 | $745,000 | $49,667 | $0 | 10.60% |
| CLEVELAND, TN (FHA|USDA|VA) | 17 | $745,000 | $43,824 | $0 | 11.94% |
| LAWRENCE, KS (FHA|USDA|VA) | 10 | $730,000 | $73,000 | $0 | 10.90% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 15 | $725,000 | $48,333 | $0 | 12.09% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 17 | $725,000 | $42,647 | $0 | 10.84% |
| FARGO, ND-MN (FHA|USDA|VA) | 15 | $725,000 | $48,333 | $0 | 10.89% |
| ROCKFORD, IL (FHA|USDA|VA) | 18 | $720,000 | $40,000 | $0 | 10.76% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 12 | $710,000 | $59,167 | $0 | 11.48% |
| Sevierville, TN (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 10.28% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 12 | $690,000 | $57,500 | $0 | 10.96% |
| RAPID CITY, SD (FHA|USDA|VA) | 11 | $685,000 | $62,273 | $0 | 11.00% |
| YAKIMA, WA (FHA|USDA|VA) | 13 | $685,000 | $52,692 | $0 | 11.44% |
| RACINE, WI (FHA|USDA|VA) | 14 | $670,000 | $47,857 | $0 | 10.78% |
| Cornelia, GA (FHA|USDA|VA) | 10 | $660,000 | $66,000 | $0 | 10.63% |
| SPARTANBURG, SC (FHA|USDA|VA) | 11 | $645,000 | $58,636 | $0 | 12.55% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $640,000 | $53,333 | $0 | 11.76% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 11 | $635,000 | $57,727 | $0 | 12.21% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $635,000 | $48,846 | $0 | 11.40% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 10 | $630,000 | $63,000 | $0 | 11.35% |
| Vineyard Haven, MA (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 10.63% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 14 | $620,000 | $44,286 | $0 | 11.07% |
| DALTON, GA (FHA|USDA|VA) | 12 | $620,000 | $51,667 | $0 | 11.49% |
| Klamath Falls, OR (FHA|USDA|VA) | 8 | $620,000 | $77,500 | $0 | 11.40% |
| ALBANY, GA (FHA|USDA|VA) | 10 | $620,000 | $62,000 | $0 | 12.00% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 12 | $610,000 | $50,833 | $0 | 11.75% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 12 | $610,000 | $50,833 | $0 | 10.96% |
| THE VILLAGES, FL (FHA|USDA|VA) | 8 | $610,000 | $76,250 | $0 | 10.43% |
| VALDOSTA, GA (FHA|USDA|VA) | 9 | $605,000 | $67,222 | $0 | 12.18% |
| Montrose, CO (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 10.80% |
| LOGAN, UT-ID (FHA|USDA|VA) | 10 | $590,000 | $59,000 | $0 | 11.26% |
| WENATCHEE, WA (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 11.36% |
| Durango, CO (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 8.55% |
| CARSON CITY, NV (FHA|USDA|VA) | 10 | $580,000 | $58,000 | $0 | 11.83% |
| Aberdeen, WA (FHA|USDA|VA) | 7 | $575,000 | $82,143 | $0 | 10.27% |
| BISMARCK, ND (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $0 | 11.75% |
| Fernley, NV (FHA|USDA|VA) | 9 | $565,000 | $62,778 | $0 | 11.28% |
| COLUMBIA, MO (FHA|USDA|VA) | 13 | $565,000 | $43,462 | $0 | 11.52% |
| Heber, UT (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 9.51% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 11 | $555,000 | $50,455 | $0 | 11.28% |
| JACKSON, TN (FHA|USDA|VA) | 13 | $555,000 | $42,692 | $0 | 11.41% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $555,000 | $79,286 | $0 | 12.04% |
| Holland, MI (FHA|USDA|VA) | 10 | $550,000 | $55,000 | $0 | 10.50% |
| Red Bluff, CA (FHA|USDA|VA) | 8 | $550,000 | $68,750 | $0 | 9.65% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 10 | $550,000 | $55,000 | $0 | 11.15% |
| Findlay, OH (FHA|USDA|VA) | 8 | $540,000 | $67,500 | $0 | 9.84% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 6 | $530,000 | $88,333 | $0 | 11.83% |
| Whitewater, WI (FHA|USDA|VA) | 13 | $525,000 | $40,385 | $0 | 11.20% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 10 | $520,000 | $52,000 | $0 | 10.01% |
| MISSOULA, MT (FHA|USDA|VA) | 6 | $520,000 | $86,667 | $0 | 10.37% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 8 | $520,000 | $65,000 | $0 | 11.47% |
| NEW BERN, NC (FHA|USDA|VA) | 9 | $515,000 | $57,222 | $0 | 10.18% |
| Bennington, VT (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 11.57% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 11 | $495,000 | $45,000 | $0 | 10.29% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 8 | $490,000 | $61,250 | $0 | 11.51% |
| STAUNTON, VA (FHA|USDA|VA) | 7 | $485,000 | $69,286 | $0 | 10.73% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 9 | $485,000 | $53,889 | $0 | 11.96% |
| Boone, NC (FHA|USDA|VA) | 5 | $485,000 | $97,000 | $0 | 10.27% |
| HINESVILLE, GA (FHA|USDA|VA) | 9 | $475,000 | $52,778 | $0 | 11.14% |
| Edwards, CO (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 9.85% |
| Hillsdale, MI (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 10.16% |
| Wooster, OH (FHA|USDA|VA) | 8 | $470,000 | $58,750 | $0 | 11.40% |
| LONGVIEW, WA (FHA|USDA|VA) | 9 | $465,000 | $51,667 | $0 | 10.95% |
| DOTHAN, AL (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 11.09% |
| Roseburg, OR (FHA|USDA|VA) | 9 | $465,000 | $51,667 | $0 | 11.94% |
| Crossville, TN (FHA|USDA|VA) | 9 | $465,000 | $51,667 | $0 | 10.66% |
| Tupelo, MS (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 11.23% |
| LaGrange, GA-AL (FHA|USDA|VA) | 10 | $460,000 | $46,000 | $0 | 10.76% |
| Calhoun, GA (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 11.06% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 7 | $455,000 | $65,000 | $0 | 10.21% |
| EL CENTRO, CA (FHA|USDA|VA) | 9 | $455,000 | $50,556 | $0 | 11.24% |
| Mount Vernon, OH (FHA|USDA|VA) | 10 | $450,000 | $45,000 | $0 | 10.25% |
| ROME, GA (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $0 | 11.80% |
| GREAT FALLS, MT (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 9.47% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 8 | $450,000 | $56,250 | $0 | 10.18% |
| Lake City, FL (FHA|USDA|VA) | 6 | $450,000 | $75,000 | $0 | 9.08% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $0 | 11.02% |
| ERIE, PA (FHA|USDA|VA) | 9 | $445,000 | $49,444 | $0 | 11.78% |
| Hailey, ID (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $0 | 12.44% |
| Brainerd, MN (FHA|USDA|VA) | 10 | $440,000 | $44,000 | $0 | 10.20% |
| Payson, AZ (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 10.71% |
| Laconia, NH (FHA|USDA|VA) | 7 | $435,000 | $62,143 | $0 | 10.59% |
| GRANTS PASS, OR (FHA|USDA|VA) | 5 | $435,000 | $87,000 | $0 | 9.88% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 6 | $430,000 | $71,667 | $0 | 13.03% |
| Show Low, AZ (FHA|USDA|VA) | 7 | $425,000 | $60,714 | $0 | 11.11% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 9 | $425,000 | $47,222 | $0 | 11.38% |
| Centralia, WA (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 12.66% |
| Newport, OR (FHA|USDA|VA) | 6 | $410,000 | $68,333 | $0 | 9.58% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 8 | $410,000 | $51,250 | $0 | 11.83% |
| Riverton, WY (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $0 | 10.16% |
| Marion, OH (FHA|USDA|VA) | 9 | $405,000 | $45,000 | $0 | 11.09% |
| Danville, VA (FHA|USDA|VA) | 6 | $400,000 | $66,667 | $0 | 10.81% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 10.66% |
| JACKSON, MI (FHA|USDA|VA) | 10 | $390,000 | $39,000 | $0 | 12.43% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 11.24% |
| AMES, IA (FHA|USDA|VA) | 6 | $390,000 | $65,000 | $0 | 11.69% |
| Sturgis, MI (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.73% |
| Moses Lake, WA (FHA|USDA|VA) | 7 | $385,000 | $55,000 | $0 | 12.71% |
| St. Marys, GA (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 10.05% |
| NILES, MI (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 11.38% |
| GREENVILLE, NC (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 12.01% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 12.18% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 8 | $380,000 | $47,500 | $0 | 11.31% |
| FAIRBANKS, AK (FHA|USDA|VA) | 6 | $380,000 | $63,333 | $0 | 9.89% |
| Shelton, WA (FHA|USDA|VA) | 7 | $375,000 | $53,571 | $0 | 10.53% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $375,000 | $75,000 | $0 | 11.21% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 10.63% |
| Ukiah, CA (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 11.94% |
| Shelby, NC (FHA|USDA|VA) | 8 | $370,000 | $46,250 | $0 | 12.00% |
| Dayton, TN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 10.14% |
| Albertville, AL (FHA|USDA|VA) | 6 | $370,000 | $61,667 | $0 | 10.14% |
| Morehead City, NC (FHA|USDA|VA) | 7 | $365,000 | $52,143 | $0 | 12.10% |
| Prineville, OR (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 10.86% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 12.70% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 9 | $355,000 | $39,444 | $0 | 11.62% |
| MANSFIELD, OH (FHA|USDA|VA) | 9 | $355,000 | $39,444 | $0 | 11.10% |
| Ontario, OR-ID (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 11.10% |
| Minot, ND (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $0 | 9.34% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $0 | 10.97% |
| JOPLIN, MO (FHA|USDA|VA) | 6 | $350,000 | $58,333 | $0 | 11.98% |
| Zanesville, OH (FHA|USDA|VA) | 8 | $350,000 | $43,750 | $0 | 10.35% |
| HATTIESBURG, MS (FHA|USDA|VA) | 7 | $345,000 | $49,286 | $0 | 10.93% |
| Hood River, OR (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 10.88% |
| CORVALLIS, OR (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 9.97% |
| COLUMBUS, IN (FHA|USDA|VA) | 6 | $340,000 | $56,667 | $0 | 11.47% |
| Big Stone Gap, VA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 10.85% |
| MORRISTOWN, TN (FHA|USDA|VA) | 5 | $325,000 | $65,000 | $0 | 11.13% |
| Gillette, WY (FHA|USDA|VA) | 6 | $320,000 | $53,333 | $0 | 12.38% |
| Forest City, NC (FHA|USDA|VA) | 8 | $320,000 | $40,000 | $0 | 11.12% |
| Adrian, MI (FHA|USDA|VA) | 9 | $315,000 | $35,000 | $0 | 10.50% |
| Fergus Falls, MN (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 10.48% |
| HARRISONBURG, VA (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $0 | 11.36% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 7 | $315,000 | $45,000 | $0 | 11.32% |
| HAMMOND, LA (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 10.71% |
| Newport, TN (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 10.14% |
| Pottsville, PA (FHA|USDA|VA) | 8 | $310,000 | $38,750 | $0 | 10.78% |
| Shelbyville, TN (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $0 | 11.78% |
| New Castle, PA (FHA|USDA|VA) | 6 | $310,000 | $51,667 | $0 | 11.82% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 12.73% |
| Washington Court House, OH (FHA|USDA|VA) | 5 | $305,000 | $61,000 | $0 | 10.48% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 7 | $305,000 | $43,571 | $0 | 10.89% |
| Enterprise, AL (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 11.44% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 8 | $300,000 | $37,500 | $0 | 11.56% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $300,000 | $50,000 | $0 | 11.40% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 7 | $295,000 | $42,143 | $0 | 11.94% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 5 | $295,000 | $59,000 | $0 | 11.46% |
| Brevard, NC (FHA|USDA|VA) | 3 | $295,000 | $98,333 | $0 | 10.48% |
| North Platte, NE (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 11.01% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 7 | $285,000 | $40,714 | $0 | 12.05% |
| Marquette, MI (FHA|USDA|VA) | 5 | $285,000 | $57,000 | $0 | 11.11% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 11.94% |
| KOKOMO, IN (FHA|USDA|VA) | 8 | $280,000 | $35,000 | $0 | 10.94% |
| Roswell, NM (FHA|USDA|VA) | 4 | $280,000 | $70,000 | $0 | 10.97% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 10.78% |
| Cullman, AL (FHA|USDA|VA) | 6 | $270,000 | $45,000 | $0 | 9.00% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 10.26% |
| Jasper, AL (FHA|USDA|VA) | 4 | $270,000 | $67,500 | $0 | 11.02% |
| CASPER, WY (FHA|USDA|VA) | 7 | $265,000 | $37,857 | $0 | 11.72% |
| McMinnville, TN (FHA|USDA|VA) | 6 | $260,000 | $43,333 | $0 | 13.08% |
| LAWTON, OK (FHA|USDA|VA) | 7 | $255,000 | $36,429 | $0 | 11.08% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 5 | $255,000 | $51,000 | $0 | 9.85% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $250,000 | $62,500 | $0 | 12.36% |
| Crawfordsville, IN (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 13.25% |
| GADSDEN, AL (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 10.11% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $250,000 | $41,667 | $0 | 9.82% |
| MUNCIE, IN (FHA|USDA|VA) | 7 | $245,000 | $35,000 | $0 | 12.00% |
| Austin, MN (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 10.56% |
| Blackfoot, ID (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 12.19% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 12.89% |
| Stillwater, OK (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 11.35% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 10.23% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 10.29% |
| Wilson, NC (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 11.21% |
| Frankfort, IN (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 12.85% |
| JONESBORO, AR (FHA|USDA|VA) | 6 | $240,000 | $40,000 | $0 | 10.48% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $240,000 | $60,000 | $0 | 11.30% |
| Russellville, AR (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 11.19% |
| Jesup, GA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 11.73% |
| GETTYSBURG, PA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 13.80% |
| Laurel, MS (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 8.83% |
| Sonora, CA (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 11.30% |
| MIDLAND, MI (FHA|USDA|VA) | 5 | $235,000 | $47,000 | $0 | 10.46% |
| Urbana, OH (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 12.17% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 12.21% |
| Auburn, IN (FHA|USDA|VA) | 6 | $230,000 | $38,333 | $0 | 12.19% |
| Stevens Point, WI (FHA|USDA|VA) | 4 | $230,000 | $57,500 | $0 | 12.53% |
| ST. CLOUD, MN (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 10.98% |
| Greenville, OH (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 12.05% |
| Malvern, AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 11.83% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $225,000 | $45,000 | $0 | 10.11% |
| BAY CITY, MI (FHA|USDA|VA) | 7 | $225,000 | $32,143 | $0 | 12.39% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 12.95% |
| Laramie, WY (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.63% |
| WALLA WALLA, WA (FHA|USDA|VA) | 4 | $220,000 | $55,000 | $0 | 11.50% |
| Statesboro, GA (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 9.17% |
| TWIN FALLS, ID (FHA|USDA|VA) | 7 | $215,000 | $30,714 | $0 | 12.48% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 10.62% |
| Sandusky, OH (FHA|USDA|VA) | 5 | $215,000 | $43,000 | $0 | 9.98% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 12.52% |
| Elizabeth City, NC (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 11.73% |
| Juneau, AK (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.73% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 10.33% |
| Rolla, MO (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 8.66% |
| Paragould, AR (FHA|USDA|VA) | 4 | $210,000 | $52,500 | $0 | 11.63% |
| Craig, CO (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 11.03% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 11.16% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 11.90% |
| Bedford, IN (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 11.71% |
| Beaver Dam, WI (FHA|USDA|VA) | 5 | $205,000 | $41,000 | $0 | 11.34% |
| BANGOR, ME (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 12.21% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 11.42% |
| Henderson, NC (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 10.41% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 6 | $200,000 | $33,333 | $0 | 11.09% |
| Owatonna, MN (FHA|USDA|VA) | 4 | $200,000 | $50,000 | $0 | 10.93% |
| Bainbridge, GA (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 8.87% |
| Ashtabula, OH (FHA|USDA|VA) | 7 | $195,000 | $27,857 | $0 | 12.12% |
| Helena, MT (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.16% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 11.95% |
| Farmington, MO (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 9.64% |
| Warsaw, IN (FHA|USDA|VA) | 5 | $195,000 | $39,000 | $0 | 12.64% |
| Shawnee, OK (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 12.23% |
| Williston, ND (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 10.38% |
| Kearney, NE (FHA|USDA|VA) | 3 | $195,000 | $65,000 | $0 | 11.13% |
| Rock Springs, WY (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 11.15% |
| El Dorado, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 10.43% |
| Astoria, OR (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 10.70% |
| Fremont, OH (FHA|USDA|VA) | 4 | $190,000 | $47,500 | $0 | 11.28% |
| Thomasville, GA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 11.90% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 12.42% |
| Kendallville, IN (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 12.63% |
| Rockingham, NC (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 11.90% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 10.73% |
| Laurinburg, NC (FHA|USDA|VA) | 4 | $180,000 | $45,000 | $0 | 12.51% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.55% |
| Milledgeville, GA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 11.94% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 12.33% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 12.22% |
| Picayune, MS (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.87% |
| DECATUR, AL (FHA|USDA|VA) | 4 | $170,000 | $42,500 | $0 | 11.46% |
| Ashland, OH (FHA|USDA|VA) | 6 | $170,000 | $28,333 | $0 | 10.34% |
| Effingham, IL (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 10.85% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 5 | $165,000 | $33,000 | $0 | 11.76% |
| Durant, OK (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 11.12% |
| Elko, NV (FHA|USDA|VA) | 3 | $165,000 | $55,000 | $0 | 13.49% |
| Muskogee, OK (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 10.06% |
| McPherson, KS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 13.10% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 11.83% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.00% |
| MANKATO, MN (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.54% |
| Mason City, IA (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 10.71% |
| Branson, MO (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.11% |
| New Castle, IN (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.53% |
| Ellensburg, WA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 11.23% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $160,000 | $40,000 | $0 | 11.48% |
| Pullman, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 12.10% |
| Dublin, GA (FHA|USDA|VA) | 3 | $155,000 | $51,667 | $0 | 11.01% |
| Salem, OH (FHA|USDA|VA) | 5 | $155,000 | $31,000 | $0 | 11.54% |
| Keene, NH (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 11.79% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 10.68% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 11.14% |
| Athens, TN (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 10.93% |
| Cedartown, GA (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 10.72% |
| Rochelle, IL (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 12.54% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 11.13% |
| LIMA, OH (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 10.27% |
| POCATELLO, ID (FHA|USDA|VA) | 4 | $150,000 | $37,500 | $0 | 10.39% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 12.95% |
| Columbus, NE (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 10.95% |
| Norfolk, NE (FHA|USDA|VA) | 5 | $145,000 | $29,000 | $0 | 8.98% |
| Muscatine, IA (FHA|USDA|VA) | 5 | $145,000 | $29,000 | $0 | 10.99% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.51% |
| Tiffin, OH (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 10.59% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $145,000 | $48,333 | $0 | 9.17% |
| Richmond, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 11.48% |
| Angola, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 9.28% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 12.40% |
| DUBUQUE, IA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.83% |
| MONROE, LA (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.07% |
| Rutland, VT (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 12.80% |
| Brookings, SD (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.09% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 12.85% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.55% |
| Martin, TN (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 10.27% |
| Ada, OK (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 12.42% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 11.10% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 11.38% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 11.96% |
| Marietta, OH (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 11.20% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $130,000 | $32,500 | $0 | 10.23% |
| Lawrenceburg, TN (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.27% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.80% |
| Brookings, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.74% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 10.60% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 14.58% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 10.88% |
| Menomonie, WI (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.80% |
| Martinsville, VA (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 11.80% |
| La Grande, OR (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 13.08% |
| Oxford, MS (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $125,000 | $41,667 | $0 | 12.42% |
| Searcy, AR (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 12.53% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.88% |
| Sidney, OH (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 8.73% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 13.20% |
| Thomaston, GA (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 9.10% |
| Madison, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 10.18% |
| Alexander City, AL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 12.75% |
| Harrison, AR (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.68% |
| Defiance, OH (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 11.01% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 9.82% |
| Mount Vernon, IL (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.84% |
| Dyersburg, TN (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 11.10% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 12.48% |
| FOND DU LAC, WI (FHA|USDA|VA) | 3 | $115,000 | $38,333 | $0 | 10.20% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 10.95% |
| Sanford, NC (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 13.21% |
| Berlin, NH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 11.20% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 10.33% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 3 | $105,000 | $35,000 | $0 | 11.60% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 13.25% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.79% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.44% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.58% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.61% |
| Fitzgerald, GA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.38% |
| Camden, AR (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 11.58% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 12.50% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 10.60% |
| Duncan, OK (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 9.55% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 11.01% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 10.52% |
| Douglas, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.60% |
| Tifton, GA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 15.10% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.40% |
| Alamogordo, NM (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 10.27% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.40% |
| Ardmore, OK (FHA|USDA|VA) | 3 | $95,000 | $31,667 | $0 | 10.63% |
| Starkville, MS (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.63% |
| Fairmont, MN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.15% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.58% |
| Red Wing, MN (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.10% |
| Waycross, GA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 11.77% |
| Wapakoneta, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 12.53% |
| Seneca, SC (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 10.70% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $85,000 | $28,333 | $0 | 12.29% |
| Scottsboro, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 12.85% |
| Barre, VT (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.43% |
| Tahlequah, OK (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.28% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.18% |
| Jasper, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.15% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.15% |
| Decatur, IN (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.03% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.20% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.53% |
| ALTOONA, PA (FHA|USDA|VA) | 4 | $80,000 | $20,000 | $0 | 12.59% |
| McAlester, OK (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 10.92% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 11.28% |
| Fremont, NE (FHA|USDA|VA) | 2 | $80,000 | $40,000 | $0 | 12.35% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 9.05% |
| Yankton, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.74% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.65% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 12.45% |
| Meadville, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 11.05% |
| Summerville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 10.98% |
| WHEELING, WV-OH (FHA|USDA|VA) | 3 | $75,000 | $25,000 | $0 | 11.32% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.18% |
| Washington, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.45% |
| Toccoa, GA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.45% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.14% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 10.33% |
| Burley, ID (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.03% |
| Huntington, IN (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 12.05% |
| Ludington, MI (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.41% |
| Ketchikan, AK (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.43% |
| Somerset, PA (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 13.53% |
| Batesville, AR (FHA|USDA|VA) | 2 | $70,000 | $35,000 | $0 | 11.76% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.45% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 9.50% |
| Kinston, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.49% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.85% |
| Cordele, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 10.15% |
| Clinton, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 13.41% |
| Lexington, NE (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 12.90% |
| Chillicothe, OH (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.93% |
| Weatherford, OK (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.20% |
| Logansport, IN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.65% |
| Hutchinson, KS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.12% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.13% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.48% |
| Ozark, AL (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.45% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 9.40% |
| Hastings, NE (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 11.15% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.10% |
| North Vernon, IN (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 11.91% |
| Winfield, KS (FHA|USDA|VA) | 2 | $60,000 | $30,000 | $0 | 12.20% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.86% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.92% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.95% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 10.55% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 12.66% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.35% |
| West Plains, MO (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 11.75% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 13.00% |
| Worthington, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 14.55% |
| Norwalk, OH (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.95% |
| Brookhaven, MS (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.20% |
| Houghton, MI (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 9.23% |
| Marion, IN (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 13.98% |
| Alma, MI (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.83% |
| Pittsburg, KS (FHA|USDA|VA) | 2 | $50,000 | $25,000 | $0 | 12.49% |
| Pierre, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 14.60% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.40% |
| Evanston, WY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 11.75% |
| Emporia, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.55% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.61% |
| Sayre, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.35% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.97% |
| Washington, NC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 13.85% |
| Americus, GA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 10.75% |
| Wabash, IN (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 10.23% |
| Hobbs, NM (FHA|USDA|VA) | 2 | $40,000 | $20,000 | $0 | 8.41% |
| Sterling, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.25% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.20% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.95% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.90% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.04% |
| Vidalia, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.80% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.94% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.70% |
| Troy, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.75% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.05% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 12.52% |
| PINE BLUFF, AR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.70% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.80% |
| Centralia, IL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.95% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.20% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.11% |
| New Ulm, MN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 10.75% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 11.70% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.65% |
| Fort Dodge, IA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.15% |
| Shawano, WI (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.60% |
| Moultrie, GA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.95% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 9.81% |
| Safford, AZ (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 13.30% |
| Wauchula, FL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 14.30% |
| Palatka, FL (FHA|USDA|VA) | 2 | $30,000 | $15,000 | $0 | 6.82% |
| Indiana, PA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.75% |
| Union City, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.45% |
| Jackson, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.30% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.05% |
| Miami, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.80% |
| Selma, AL (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.11% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 14.80% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.95% |
| Athens, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.35% |
| Celina, OH (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 8.90% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.60% |
| Guymon, OK (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.95% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.10% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.05% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 7.40% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.89% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.05% |
| West Point, MS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.45% |
| Quincy, IL-MO (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.05% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 11.36% |
| Fallon, NV (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.25% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.25% |
| Paris, TN (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 9.70% |
| Garden City, KS (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.74% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 12.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 13.55% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 1 | $25,000 | $25,000 | $0 | 10.80% |
| Sterling, CO (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 10.24% |
| Altus, OK (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 9.96% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 12.90% |
| Coshocton, OH (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 7.55% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| HELOC | 24,486 | $1,748,390,000 | $71,404 | n/a | 10.92% |
| Conventional | 2 | $230,000 | $115,000 | $1,700 | 11.23% |
For 2023, Figure Lending's most frequently originated type of loan was HELOC, with 24,486 originations. Their 2nd most popular type was Conventional, with 2 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Other | 16,103 | $1,075,535,000 | $66,791 | $2,700 | 11.20% |
| Home Improvement | 8,385 | $673,085,000 | $80,273 | $699 | 10.40% |
For 2023, Figure Lending's most frequently cited loan purpose was Other, with 16,103 originations. The 2nd most popular reason was Home Improvement, with 8,385 originations.
Loan Duration/Length
For 2023, Figure Lending's most frequently cited loan duration was 30 Year, with 13,947 originations. The 2nd most popular length was 15 Year, with 5,246 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 1 | $45,000 | $45,000 |
| $2k-3k | 1 | $185,000 | $185,000 |
Figure Lending's average total fees were $1,700, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 22,864 | $1,627,720,000 | $71,191 |
| 7-8% | 1,061 | $82,305,000 | $77,573 |
| 6-7% | 516 | $34,930,000 | $67,694 |
| 5-6% | 47 | $3,665,000 | $77,979 |
During 2023, Figure Lending's average interest rate for loans was 11.18%, while their most frequently originated rate bucket for loans was Over 8%, with 22,864 originations.
Loan Sizing
2023 saw Figure Lending place emphasis on $100,000 or less loans with 19,473 originations, totaling $967,705,000 in origination value.
Applicant Income
Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 7,145 originations. The second most popular income band? $150k-250k, with 5,890 originations.
Applicant Debt to Income Ratio
Figure Lending lent most frequently to those with DTI ratios of 20-30%, with 4,082 originations. The next most common DTI ratio? 30-36%, with 3,964 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications74.82%
Figure Lending has a below average approval rate.
Pick Rate
Approvals leading to origination44.88%
Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 24,488 | $1,748,620,000 | $71,407 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 24,488 | $1,748,620,000 | $71,407 |