Figure Lending Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 254900UL88QFG0E40516

Tax ID: 82-4227262

1 stars - out of 5 stars, based on 159 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Figure Lending is a small mortgage company specializing in Other and Home Improvement loans. Figure Lending has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, Atlanta, San Francisco, Phoenix, and Seattle among others. We have data for 621 markets. (Some data included below & more in-depth data is available with an active subscription.)

Figure Lending has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Figure Lending is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Refi 9.50% 6/7/23
30 Year Cash-out Refi 10.07% 6/7/23
15 Year Conventional Refi 8.18% 6/7/23
15 Year Cash-out Refi 8.18% 6/7/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Figure Lending Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Figure Lending. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

25,232

Origination Dollar Volume (All Markets)

$1,875,290,000

Relative Rate

Figure Lending's average 30 year fixed mortgage rate was 8.23%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 3.47%.

Relative Fees (Closing Costs)

Figure Lending's average total fees/closing costs for a 30 year fixed rate mortgage were $5,624.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,223 $147,485,000 $120,593 $28,886 7.30%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,269 $90,405,000 $71,241 $3,190 7.99%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 634 $87,040,000 $137,287 $20,785 7.05%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,191 $86,765,000 $72,851 $14,156 7.88%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 655 $71,665,000 $109,412 $15,379 7.75%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 801 $64,255,000 $80,218 $0 7.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 651 $53,745,000 $82,558 $5,148 8.24%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 650 $53,170,000 $81,800 $6,155 7.77%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 481 $50,455,000 $104,896 $0 7.35%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 499 $43,725,000 $87,625 $0 7.72%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 538 $41,520,000 $77,175 $0 7.81%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 541 $40,725,000 $75,277 $2,048 7.79%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 437 $38,355,000 $87,769 $3,514 7.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 553 $31,955,000 $57,785 $0 8.31%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 374 $31,620,000 $84,545 $3,213 7.49%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 418 $30,720,000 $73,493 $4,850 7.77%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 179 $29,665,000 $165,726 $2,310 6.76%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 403 $29,155,000 $72,345 $3,910 8.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 417 $28,195,000 $67,614 $0 8.38%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 363 $27,815,000 $76,625 $9,463 7.63%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 369 $26,625,000 $72,154 $6,474 7.92%
Outside of Metro Areas 470 $26,150,000 $55,638 $4,310 8.06%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 373 $25,045,000 $67,145 $3,620 7.83%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 414 $22,750,000 $54,952 $1,170 8.34%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 350 $20,600,000 $58,857 $0 7.93%
RALEIGH-CARY, NC (FHA|USDA|VA) 273 $19,365,000 $70,934 $2,691 7.99%
COLUMBUS, OH (FHA|USDA|VA) 290 $16,700,000 $57,586 $4,805 8.31%
KANSAS CITY, MO-KS (FHA|USDA|VA) 261 $14,775,000 $56,609 $3,877 8.23%
RENO, NV (FHA|USDA|VA) 151 $14,485,000 $95,927 $7,405 7.49%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 258 $14,080,000 $54,574 $5,250 8.71%
JACKSONVILLE, FL (FHA|USDA|VA) 197 $13,245,000 $67,234 $0 7.81%
ST. LOUIS, MO-IL (FHA|USDA|VA) 226 $12,820,000 $56,726 $2,005 8.08%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 125 $12,305,000 $98,440 $935 7.49%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 179 $10,855,000 $60,642 $2,630 8.26%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 221 $10,825,000 $48,982 $0 8.32%
RICHMOND, VA (FHA|USDA|VA) 164 $10,200,000 $62,195 $0 8.33%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 151 $9,235,000 $61,159 $0 8.53%
COLORADO SPRINGS, CO (FHA|USDA|VA) 125 $9,045,000 $72,360 $0 8.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 143 $9,025,000 $63,112 $3,470 8.19%
TUCSON, AZ (FHA|USDA|VA) 149 $8,865,000 $59,497 $1,040 7.77%
STOCKTON, CA (FHA|USDA|VA) 104 $8,300,000 $79,808 $0 7.85%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 121 $8,045,000 $66,488 $0 8.14%
WORCESTER, MA-CT (FHA|USDA|VA) 124 $7,490,000 $60,403 $0 7.64%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 99 $7,485,000 $75,606 $0 7.61%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 108 $6,630,000 $61,389 $0 8.48%
FRESNO, CA (FHA|USDA|VA) 91 $6,575,000 $72,253 $0 7.99%
VALLEJO, CA (FHA|USDA|VA) 73 $6,415,000 $87,877 $0 7.78%
KNOXVILLE, TN (FHA|USDA|VA) 93 $6,025,000 $64,785 $3,620 8.20%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 98 $6,010,000 $61,327 $0 8.44%
PITTSBURGH, PA (FHA|USDA|VA) 122 $5,920,000 $48,525 $0 8.60%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 85 $5,845,000 $68,765 $0 7.56%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 56 $5,680,000 $101,429 $0 6.86%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 63 $5,485,000 $87,063 $0 8.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 98 $5,220,000 $53,265 $4,060 8.30%
BOISE CITY, ID (FHA|USDA|VA) 58 $5,030,000 $86,724 $4,643 7.68%
MODESTO, CA (FHA|USDA|VA) 72 $4,990,000 $69,306 $0 7.82%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 71 $4,925,000 $69,366 $0 8.08%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 47 $4,695,000 $99,894 $3,488 8.05%
BAKERSFIELD, CA (FHA|USDA|VA) 71 $4,535,000 $63,873 $0 8.18%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 72 $4,530,000 $62,917 $0 8.34%
ASHEVILLE, NC (FHA|USDA|VA) 60 $4,520,000 $75,333 $0 7.47%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 91 $4,505,000 $49,505 $0 8.21%
FORT COLLINS, CO (FHA|USDA|VA) 68 $4,420,000 $65,000 $0 7.71%
GREELEY, CO (FHA|USDA|VA) 66 $4,420,000 $66,970 $0 7.61%
PORT ST. LUCIE, FL (FHA|USDA|VA) 73 $4,415,000 $60,479 $0 7.88%
AKRON, OH (FHA|USDA|VA) 87 $4,375,000 $50,287 $0 8.45%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 42 $4,350,000 $103,571 $1,903 8.16%
DAYTON-KETTERING, OH (FHA|USDA|VA) 79 $4,235,000 $53,608 $1,745 8.32%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 71 $4,185,000 $58,944 $5,160 8.13%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 61 $4,135,000 $67,787 $5,126 7.96%
SAVANNAH, GA (FHA|USDA|VA) 63 $4,105,000 $65,159 $0 8.24%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 45 $4,005,000 $89,000 $0 6.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 62 $3,970,000 $64,032 $0 8.80%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 74 $3,950,000 $53,378 $0 8.15%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 69 $3,815,000 $55,290 $0 7.78%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 64 $3,790,000 $59,219 $0 7.89%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 42 $3,780,000 $90,000 $0 7.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 55 $3,735,000 $67,909 $0 7.57%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 63 $3,625,000 $57,540 $2,163 7.71%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 57 $3,615,000 $63,421 $0 8.65%
BOULDER, CO (FHA|USDA|VA) 42 $3,570,000 $85,000 $0 7.76%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 63 $3,505,000 $55,635 $0 8.47%
BEND, OR (FHA|USDA|VA) 40 $3,480,000 $87,000 $0 7.36%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 71 $3,465,000 $48,803 $0 8.44%
WINSTON-SALEM, NC (FHA|USDA|VA) 65 $3,365,000 $51,769 $0 8.26%
ALBUQUERQUE, NM (FHA|USDA|VA) 43 $3,275,000 $76,163 $4,533 7.43%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 40 $3,160,000 $79,000 $0 8.26%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 43 $3,155,000 $73,372 $4,155 8.37%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 30 $3,120,000 $104,000 $0 7.70%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 37 $2,975,000 $80,405 $0 7.91%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 50 $2,970,000 $59,400 $3,495 8.29%
WILMINGTON, NC (FHA|USDA|VA) 40 $2,910,000 $72,750 $0 8.08%
Truckee-Grass Valley, CA (FHA|USDA|VA) 28 $2,890,000 $103,214 $0 7.49%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 33 $2,875,000 $87,121 $13,723 7.82%
SALEM, OR (FHA|USDA|VA) 47 $2,875,000 $61,170 $0 8.06%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 41 $2,875,000 $70,122 $0 7.69%
ANN ARBOR, MI (FHA|USDA|VA) 34 $2,850,000 $83,824 $0 7.39%
SALINAS, CA (FHA|USDA|VA) 23 $2,845,000 $123,696 $0 7.96%
VISALIA, CA (FHA|USDA|VA) 38 $2,720,000 $71,579 $3,771 8.09%
SPRINGFIELD, MA (FHA|USDA|VA) 42 $2,720,000 $64,762 $4,930 8.01%
TULSA, OK (FHA|USDA|VA) 54 $2,710,000 $50,185 $0 8.20%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 50 $2,600,000 $52,000 $0 8.67%
MEDFORD, OR (FHA|USDA|VA) 32 $2,590,000 $80,938 $6,415 7.68%
HUNTSVILLE, AL (FHA|USDA|VA) 48 $2,550,000 $53,125 $2,446 8.21%
FLAGSTAFF, AZ (FHA|USDA|VA) 23 $2,475,000 $107,609 $0 7.52%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 57 $2,455,000 $43,070 $0 8.22%
CANTON-MASSILLON, OH (FHA|USDA|VA) 52 $2,410,000 $46,346 $0 8.35%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 43 $2,385,000 $55,465 $0 8.06%
TOLEDO, OH (FHA|USDA|VA) 52 $2,320,000 $44,615 $0 8.29%
BELLINGHAM, WA (FHA|USDA|VA) 27 $2,275,000 $84,259 $0 7.96%
OCALA, FL (FHA|USDA|VA) 40 $2,220,000 $55,500 $0 8.01%
Concord, NH (FHA|USDA|VA) 26 $2,180,000 $83,846 $0 7.28%
BATON ROUGE, LA (FHA|USDA|VA) 33 $2,135,000 $64,697 $0 8.94%
FLINT, MI (FHA|USDA|VA) 46 $2,110,000 $45,870 $1,325 7.77%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 31 $2,095,000 $67,581 $0 8.32%
FAYETTEVILLE, NC (FHA|USDA|VA) 44 $2,080,000 $47,273 $0 9.06%
YUBA CITY, CA (FHA|USDA|VA) 35 $2,045,000 $58,429 $0 7.73%
NAPA, CA (FHA|USDA|VA) 18 $1,990,000 $110,556 $0 7.32%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 30 $1,930,000 $64,333 $0 7.90%
YORK-HANOVER, PA (FHA|USDA|VA) 32 $1,890,000 $59,063 $0 9.13%
PUNTA GORDA, FL (FHA|USDA|VA) 27 $1,855,000 $68,704 $0 7.78%
GAINESVILLE, GA (FHA|USDA|VA) 32 $1,770,000 $55,313 $0 8.70%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 30 $1,760,000 $58,667 $0 8.17%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 23 $1,705,000 $74,130 $0 8.12%
EAST STROUDSBURG, PA (FHA|USDA|VA) 29 $1,665,000 $57,414 $0 8.52%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 16 $1,660,000 $103,750 $0 7.48%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 33 $1,645,000 $49,848 $0 8.24%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 42 $1,610,000 $38,333 $0 8.05%
MERCED, CA (FHA|USDA|VA) 26 $1,560,000 $60,000 $0 8.75%
REDDING, CA (FHA|USDA|VA) 26 $1,540,000 $59,231 $0 8.49%
READING, PA (FHA|USDA|VA) 31 $1,535,000 $49,516 $0 8.63%
FORT WAYNE, IN (FHA|USDA|VA) 36 $1,510,000 $41,944 $0 8.93%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 31 $1,495,000 $48,226 $0 8.50%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 25 $1,495,000 $59,800 $0 8.15%
Outside of Metro Areas 17 $1,495,000 $87,941 $0 8.05%
LOUISVILLE, KY (FHA|USDA|VA) 27 $1,475,000 $54,630 $0 8.48%
Oak Harbor, WA (FHA|USDA|VA) 20 $1,470,000 $73,500 $0 8.46%
SANTA FE, NM (FHA|USDA|VA) 19 $1,445,000 $76,053 $4,062 6.93%
GRAND JUNCTION, CO (FHA|USDA|VA) 30 $1,430,000 $47,667 $0 8.15%
MADISON, WI (FHA|USDA|VA) 23 $1,375,000 $59,783 $0 7.89%
Bozeman, MT (FHA|USDA|VA) 22 $1,350,000 $61,364 $0 7.60%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 29 $1,335,000 $46,034 $0 8.74%
BURLINGTON, NC (FHA|USDA|VA) 18 $1,330,000 $73,889 $2,404 7.73%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 14 $1,320,000 $94,286 $0 8.49%
MADERA, CA (FHA|USDA|VA) 20 $1,310,000 $65,500 $0 8.49%
MONTGOMERY, AL (FHA|USDA|VA) 23 $1,285,000 $55,870 $0 8.03%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 12 $1,240,000 $103,333 $0 7.64%
GREENVILLE, NC (FHA|USDA|VA) 17 $1,235,000 $72,647 $0 8.21%
PANAMA CITY, FL (FHA|USDA|VA) 20 $1,210,000 $60,500 $0 7.95%
TALLAHASSEE, FL (FHA|USDA|VA) 20 $1,200,000 $60,000 $0 8.28%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 19 $1,195,000 $62,895 $0 8.10%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 17 $1,195,000 $70,294 $0 7.38%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 28 $1,180,000 $42,143 $0 8.72%
ALBANY-LEBANON, OR (FHA|USDA|VA) 18 $1,170,000 $65,000 $0 7.77%
GRANTS PASS, OR (FHA|USDA|VA) 12 $1,160,000 $96,667 $0 8.03%
JACKSON, MS (FHA|USDA|VA) 26 $1,130,000 $43,462 $0 7.95%
LYNCHBURG, VA (FHA|USDA|VA) 21 $1,115,000 $53,095 $0 8.09%
ROANOKE, VA (FHA|USDA|VA) 23 $1,095,000 $47,609 $0 8.81%
COLUMBIA, MO (FHA|USDA|VA) 17 $1,075,000 $63,235 $0 8.17%
Jefferson, GA (FHA|USDA|VA) 19 $1,065,000 $56,053 $4,255 8.39%
MOBILE, AL (FHA|USDA|VA) 19 $1,065,000 $56,053 $0 8.73%
LAS CRUCES, NM (FHA|USDA|VA) 15 $1,055,000 $70,333 $3,283 7.04%
SPRINGFIELD, MO (FHA|USDA|VA) 21 $1,055,000 $50,238 $0 8.68%
Shelton, WA (FHA|USDA|VA) 12 $1,030,000 $85,833 $0 8.16%
YUMA, AZ (FHA|USDA|VA) 19 $1,025,000 $53,947 $0 8.50%
COLUMBUS, GA-AL (FHA|USDA|VA) 16 $1,020,000 $63,750 $0 8.13%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 17 $995,000 $58,529 $0 9.05%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 20 $980,000 $49,000 $0 7.36%
JACKSONVILLE, NC (FHA|USDA|VA) 14 $950,000 $67,857 $1,692 8.84%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 17 $935,000 $55,000 $0 7.58%
Show Low, AZ (FHA|USDA|VA) 15 $925,000 $61,667 $0 7.66%
WINCHESTER, VA-WV (FHA|USDA|VA) 17 $925,000 $54,412 $0 7.83%
LANCASTER, PA (FHA|USDA|VA) 24 $910,000 $37,917 $0 8.78%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 23 $905,000 $39,348 $0 8.76%
DULUTH, MN-WI (FHA|USDA|VA) 18 $900,000 $50,000 $0 7.46%
ROCKFORD, IL (FHA|USDA|VA) 22 $890,000 $40,455 $0 8.52%
LONGVIEW, WA (FHA|USDA|VA) 11 $885,000 $80,455 $0 8.94%
MUSKEGON, MI (FHA|USDA|VA) 20 $880,000 $44,000 $0 8.23%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 16 $860,000 $53,750 $0 8.08%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 19 $855,000 $45,000 $0 9.41%
CHEYENNE, WY (FHA|USDA|VA) 15 $845,000 $56,333 $0 8.49%
MANSFIELD, OH (FHA|USDA|VA) 14 $830,000 $59,286 $0 8.21%
LINCOLN, NE (FHA|USDA|VA) 22 $830,000 $37,727 $0 8.04%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 15 $825,000 $55,000 $0 8.07%
CHICO, CA (FHA|USDA|VA) 12 $820,000 $68,333 $0 7.80%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 16 $820,000 $51,250 $0 8.52%
ANCHORAGE, AK (FHA|USDA|VA) 14 $810,000 $57,857 $0 9.04%
GAINESVILLE, FL (FHA|USDA|VA) 13 $805,000 $61,923 $0 8.64%
YAKIMA, WA (FHA|USDA|VA) 14 $790,000 $56,429 $0 8.41%
Torrington, CT (FHA|USDA|VA) 15 $785,000 $52,333 $0 7.95%
SPRINGFIELD, OH (FHA|USDA|VA) 18 $760,000 $42,222 $0 7.89%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 16 $760,000 $47,500 $0 8.93%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 15 $755,000 $50,333 $0 9.71%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 17 $755,000 $44,412 $0 7.62%
RACINE, WI (FHA|USDA|VA) 15 $745,000 $49,667 $0 8.95%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 9 $735,000 $81,667 $0 9.13%
Helena, MT (FHA|USDA|VA) 11 $735,000 $66,818 $0 8.69%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 16 $730,000 $45,625 $0 8.35%
Kalispell, MT (FHA|USDA|VA) 8 $730,000 $91,250 $0 7.88%
BILLINGS, MT (FHA|USDA|VA) 14 $730,000 $52,143 $0 8.41%
BRUNSWICK, GA (FHA|USDA|VA) 14 $710,000 $50,714 $0 8.04%
WICHITA, KS (FHA|USDA|VA) 17 $705,000 $41,471 $0 7.84%
Sonora, CA (FHA|USDA|VA) 5 $705,000 $141,000 $0 7.92%
CORVALLIS, OR (FHA|USDA|VA) 9 $705,000 $78,333 $0 8.12%
JOHNSON CITY, TN (FHA|USDA|VA) 16 $700,000 $43,750 $0 8.19%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 12 $700,000 $58,333 $0 8.77%
GREEN BAY, WI (FHA|USDA|VA) 15 $695,000 $46,333 $0 8.29%
Elko, NV (FHA|USDA|VA) 7 $685,000 $97,857 $0 8.08%
Port Angeles, WA (FHA|USDA|VA) 8 $680,000 $85,000 $0 7.91%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $680,000 $42,500 $0 8.45%
PEORIA, IL (FHA|USDA|VA) 14 $670,000 $47,857 $0 7.76%
LIMA, OH (FHA|USDA|VA) 18 $660,000 $36,667 $0 8.79%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 14 $660,000 $47,143 $0 9.25%
HATTIESBURG, MS (FHA|USDA|VA) 11 $635,000 $57,727 $0 8.44%
STAUNTON, VA (FHA|USDA|VA) 10 $630,000 $63,000 $0 8.50%
Key West, FL (FHA|USDA|VA) 7 $615,000 $87,857 $0 7.85%
EVANSVILLE, IN-KY (FHA|USDA|VA) 15 $615,000 $41,000 $0 8.88%
FORT SMITH, AR-OK (FHA|USDA|VA) 15 $615,000 $41,000 $0 8.78%
Tupelo, MS (FHA|USDA|VA) 13 $615,000 $47,308 $0 8.20%
Fernley, NV (FHA|USDA|VA) 13 $595,000 $45,769 $0 6.74%
CARSON CITY, NV (FHA|USDA|VA) 9 $595,000 $66,111 $935 7.89%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 11 $595,000 $54,091 $0 7.73%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 13 $595,000 $45,769 $0 8.41%
Laconia, NH (FHA|USDA|VA) 10 $590,000 $59,000 $0 8.75%
Gardnerville Ranchos, NV (FHA|USDA|VA) 10 $590,000 $59,000 $0 7.98%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 10 $590,000 $59,000 $0 8.70%
Sevierville, TN (FHA|USDA|VA) 9 $585,000 $65,000 $0 6.74%
EAU CLAIRE, WI (FHA|USDA|VA) 13 $585,000 $45,000 $0 8.71%
PUEBLO, CO (FHA|USDA|VA) 13 $585,000 $45,000 $0 9.39%
Morehead City, NC (FHA|USDA|VA) 8 $580,000 $72,500 $0 8.62%
SHEBOYGAN, WI (FHA|USDA|VA) 11 $575,000 $52,273 $2,870 8.17%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 13 $565,000 $43,462 $0 7.93%
JACKSON, MI (FHA|USDA|VA) 12 $560,000 $46,667 $0 8.25%
North Wilkesboro, NC (FHA|USDA|VA) 9 $555,000 $61,667 $0 8.38%
Ellensburg, WA (FHA|USDA|VA) 8 $550,000 $68,750 $0 8.22%
Klamath Falls, OR (FHA|USDA|VA) 9 $545,000 $60,556 $0 6.82%
ROME, GA (FHA|USDA|VA) 11 $545,000 $49,545 $0 8.74%
Centralia, WA (FHA|USDA|VA) 11 $535,000 $48,636 $0 7.61%
Sanford, NC (FHA|USDA|VA) 7 $535,000 $76,429 $0 8.15%
CEDAR RAPIDS, IA (FHA|USDA|VA) 12 $530,000 $44,167 $0 8.01%
APPLETON, WI (FHA|USDA|VA) 14 $520,000 $37,143 $0 7.31%
CLEVELAND, TN (FHA|USDA|VA) 9 $515,000 $57,222 $0 6.83%
Pahrump, NV (FHA|USDA|VA) 4 $510,000 $127,500 $1,815 9.48%
Roseburg, OR (FHA|USDA|VA) 8 $510,000 $63,750 $0 9.35%
Glenwood Springs, CO (FHA|USDA|VA) 8 $510,000 $63,750 $0 8.38%
GOLDSBORO, NC (FHA|USDA|VA) 13 $505,000 $38,846 $0 8.07%
Traverse City, MI (FHA|USDA|VA) 10 $500,000 $50,000 $0 7.48%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 9 $495,000 $55,000 $0 8.31%
TOPEKA, KS (FHA|USDA|VA) 11 $495,000 $45,000 $0 8.92%
EL CENTRO, CA (FHA|USDA|VA) 11 $495,000 $45,000 $0 7.13%
DALTON, GA (FHA|USDA|VA) 10 $490,000 $49,000 $0 8.43%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 7 $475,000 $67,857 $0 8.39%
Breckenridge, CO (FHA|USDA|VA) 3 $475,000 $158,333 $0 6.50%
MONROE, MI (FHA|USDA|VA) 9 $475,000 $52,778 $0 8.51%
LEBANON, PA (FHA|USDA|VA) 10 $460,000 $46,000 $0 9.29%
Hermiston-Pendleton, OR (FHA|USDA|VA) 7 $455,000 $65,000 $2,128 8.14%
JACKSON, TN (FHA|USDA|VA) 11 $455,000 $41,364 $0 8.30%
LAFAYETTE, LA (FHA|USDA|VA) 10 $450,000 $45,000 $0 9.29%
TERRE HAUTE, IN (FHA|USDA|VA) 10 $440,000 $44,000 $0 9.20%
MUNCIE, IN (FHA|USDA|VA) 11 $435,000 $39,545 $0 8.49%
NILES, MI (FHA|USDA|VA) 7 $435,000 $62,143 $0 6.96%
Red Bluff, CA (FHA|USDA|VA) 7 $435,000 $62,143 $0 7.27%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $430,000 $107,500 $0 7.18%
Durango, CO (FHA|USDA|VA) 7 $415,000 $59,286 $0 7.39%
Calhoun, GA (FHA|USDA|VA) 6 $410,000 $68,333 $0 7.82%
Sandpoint, ID (FHA|USDA|VA) 4 $410,000 $102,500 $0 8.35%
Cullman, AL (FHA|USDA|VA) 7 $405,000 $57,857 $0 7.76%
Fallon, NV (FHA|USDA|VA) 5 $405,000 $81,000 $0 8.33%
Lebanon, NH-VT (FHA|USDA|VA) 9 $405,000 $45,000 $0 7.95%
BAY CITY, MI (FHA|USDA|VA) 6 $400,000 $66,667 $0 8.42%
MORRISTOWN, TN (FHA|USDA|VA) 11 $395,000 $35,909 $0 8.74%
Shelby, NC (FHA|USDA|VA) 7 $395,000 $56,429 $0 9.14%
Ontario, OR-ID (FHA|USDA|VA) 5 $395,000 $79,000 $0 6.92%
BLOOMINGTON, IN (FHA|USDA|VA) 8 $390,000 $48,750 $0 8.49%
Alamogordo, NM (FHA|USDA|VA) 4 $390,000 $97,500 $0 8.35%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 10 $390,000 $39,000 $0 7.45%
Adrian, MI (FHA|USDA|VA) 12 $390,000 $32,500 $0 8.02%
ROCKY MOUNT, NC (FHA|USDA|VA) 8 $390,000 $48,750 $0 9.28%
Forest City, NC (FHA|USDA|VA) 6 $380,000 $63,333 $0 8.31%
Holland, MI (FHA|USDA|VA) 10 $380,000 $38,000 $0 7.82%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 8 $380,000 $47,500 $0 8.82%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 10 $380,000 $38,000 $0 7.18%
WALLA WALLA, WA (FHA|USDA|VA) 8 $380,000 $47,500 $0 9.01%
Crossville, TN (FHA|USDA|VA) 7 $375,000 $53,571 $3,424 7.46%
St. Marys, GA (FHA|USDA|VA) 6 $370,000 $61,667 $0 8.42%
Aberdeen, WA (FHA|USDA|VA) 7 $365,000 $52,143 $0 7.72%
BANGOR, ME (FHA|USDA|VA) 6 $360,000 $60,000 $0 9.73%
Clearlake, CA (FHA|USDA|VA) 6 $360,000 $60,000 $0 7.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $360,000 $60,000 $0 7.72%
Palatka, FL (FHA|USDA|VA) 7 $355,000 $50,714 $0 7.70%
Salem, OH (FHA|USDA|VA) 7 $355,000 $50,714 $0 8.47%
Auburn, IN (FHA|USDA|VA) 7 $355,000 $50,714 $0 9.31%
Ashtabula, OH (FHA|USDA|VA) 5 $355,000 $71,000 $0 6.80%
Wooster, OH (FHA|USDA|VA) 9 $355,000 $39,444 $0 7.95%
New Castle, IN (FHA|USDA|VA) 7 $355,000 $50,714 $0 7.03%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $350,000 $58,333 $0 9.07%
DECATUR, AL (FHA|USDA|VA) 8 $350,000 $43,750 $0 8.60%
WAUSAU-WESTON, WI (FHA|USDA|VA) 7 $345,000 $49,286 $0 8.51%
HOT SPRINGS, AR (FHA|USDA|VA) 7 $345,000 $49,286 $0 9.39%
MISSOULA, MT (FHA|USDA|VA) 6 $340,000 $56,667 $0 6.90%
Whitewater, WI (FHA|USDA|VA) 10 $340,000 $34,000 $0 7.80%
SIOUX FALLS, SD (FHA|USDA|VA) 6 $340,000 $56,667 $0 8.85%
Tullahoma-Manchester, TN (FHA|USDA|VA) 8 $340,000 $42,500 $0 8.12%
Hastings, NE (FHA|USDA|VA) 7 $335,000 $47,857 $0 8.51%
TWIN FALLS, ID (FHA|USDA|VA) 5 $335,000 $67,000 $0 8.30%
ST. CLOUD, MN (FHA|USDA|VA) 6 $330,000 $55,000 $0 8.02%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $330,000 $41,250 $0 8.34%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $330,000 $55,000 $0 9.37%
Marietta, OH (FHA|USDA|VA) 6 $330,000 $55,000 $0 7.64%
Augusta-Waterville, ME (FHA|USDA|VA) 6 $320,000 $53,333 $0 9.82%
Cañon City, CO (FHA|USDA|VA) 4 $310,000 $77,500 $0 8.28%
Eureka-Arcata, CA (FHA|USDA|VA) 6 $310,000 $51,667 $0 7.70%
Tiffin, OH (FHA|USDA|VA) 5 $305,000 $61,000 $0 9.00%
BATTLE CREEK, MI (FHA|USDA|VA) 9 $295,000 $32,778 $0 9.02%
Cookeville, TN (FHA|USDA|VA) 5 $295,000 $59,000 $0 9.21%
TUSCALOOSA, AL (FHA|USDA|VA) 7 $295,000 $42,143 $0 7.93%
Marion, OH (FHA|USDA|VA) 6 $290,000 $48,333 $0 8.75%
Gillette, WY (FHA|USDA|VA) 4 $290,000 $72,500 $0 8.69%
Manitowoc, WI (FHA|USDA|VA) 6 $290,000 $48,333 $0 8.68%
WENATCHEE, WA (FHA|USDA|VA) 5 $285,000 $57,000 $0 8.59%
CASPER, WY (FHA|USDA|VA) 8 $280,000 $35,000 $0 8.62%
Thomasville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.50%
DOTHAN, AL (FHA|USDA|VA) 8 $280,000 $35,000 $0 9.11%
HINESVILLE, GA (FHA|USDA|VA) 6 $280,000 $46,667 $0 9.71%
New Philadelphia-Dover, OH (FHA|USDA|VA) 7 $275,000 $39,286 $0 8.54%
Moses Lake, WA (FHA|USDA|VA) 5 $275,000 $55,000 $0 7.25%
Ottawa, IL (FHA|USDA|VA) 8 $270,000 $33,750 $0 7.63%
FOND DU LAC, WI (FHA|USDA|VA) 6 $270,000 $45,000 $0 8.80%
FARGO, ND-MN (FHA|USDA|VA) 4 $270,000 $67,500 $0 8.15%
Albemarle, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 6.75%
LaGrange, GA-AL (FHA|USDA|VA) 7 $265,000 $37,857 $0 8.74%
HAMMOND, LA (FHA|USDA|VA) 8 $260,000 $32,500 $0 9.43%
Keene, NH (FHA|USDA|VA) 6 $260,000 $43,333 $0 8.90%
POCATELLO, ID (FHA|USDA|VA) 4 $260,000 $65,000 $0 8.98%
SAGINAW, MI (FHA|USDA|VA) 7 $255,000 $36,429 $0 7.74%
Cullowhee, NC (FHA|USDA|VA) 3 $255,000 $85,000 $0 7.89%
Celina, OH (FHA|USDA|VA) 3 $255,000 $85,000 $0 8.08%
Lumberton, NC (FHA|USDA|VA) 3 $255,000 $85,000 $0 9.54%
Ashland, OH (FHA|USDA|VA) 3 $245,000 $81,667 $0 9.37%
VALDOSTA, GA (FHA|USDA|VA) 5 $245,000 $49,000 $0 8.78%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $245,000 $49,000 $0 8.31%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 5 $245,000 $49,000 $0 9.64%
Coos Bay, OR (FHA|USDA|VA) 8 $240,000 $30,000 $0 7.60%
Shelbyville, TN (FHA|USDA|VA) 6 $240,000 $40,000 $0 9.08%
Steamboat Springs, CO (FHA|USDA|VA) 4 $240,000 $60,000 $0 7.75%
Fort Morgan, CO (FHA|USDA|VA) 4 $240,000 $60,000 $0 8.11%
ERIE, PA (FHA|USDA|VA) 9 $235,000 $26,111 $0 8.86%
CARBONDALE-MARION, IL (FHA|USDA|VA) 4 $230,000 $57,500 $0 9.50%
KOKOMO, IN (FHA|USDA|VA) 4 $230,000 $57,500 $0 7.85%
PITTSFIELD, MA (FHA|USDA|VA) 4 $230,000 $57,500 $0 7.15%
Cedartown, GA (FHA|USDA|VA) 6 $230,000 $38,333 $0 8.68%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $225,000 $45,000 $0 7.56%
Tifton, GA (FHA|USDA|VA) 5 $225,000 $45,000 $0 9.74%
ALBANY, GA (FHA|USDA|VA) 5 $225,000 $45,000 $0 8.73%
Albertville, AL (FHA|USDA|VA) 6 $220,000 $36,667 $0 9.11%
JEFFERSON CITY, MO (FHA|USDA|VA) 6 $220,000 $36,667 $0 9.46%
Oxford, MS (FHA|USDA|VA) 4 $220,000 $55,000 $0 6.76%
SALT LAKE CITY, UT (FHA|USDA|VA) 3 $215,000 $71,667 $0 11.05%
Ludington, MI (FHA|USDA|VA) 5 $215,000 $43,000 $0 7.58%
MONROE, LA (FHA|USDA|VA) 5 $215,000 $43,000 $0 9.15%
ROCHESTER, MN (FHA|USDA|VA) 5 $215,000 $43,000 $0 7.88%
Bellefontaine, OH (FHA|USDA|VA) 5 $215,000 $43,000 $0 7.47%
Pottsville, PA (FHA|USDA|VA) 6 $210,000 $35,000 $0 10.05%
Jackson, WY-ID (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.63%
WHEELING, WV-OH (FHA|USDA|VA) 4 $210,000 $52,500 $0 8.80%
Norwalk, OH (FHA|USDA|VA) 6 $210,000 $35,000 $0 7.62%
Rock Springs, WY (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.40%
Portsmouth, OH (FHA|USDA|VA) 5 $205,000 $41,000 $0 7.69%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.89%
Mount Vernon, OH (FHA|USDA|VA) 7 $205,000 $29,286 $0 6.96%
FAIRBANKS, AK (FHA|USDA|VA) 3 $205,000 $68,333 $0 9.98%
Meridian, MS (FHA|USDA|VA) 3 $205,000 $68,333 $0 7.71%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $200,000 $100,000 $0 9.07%
Findlay, OH (FHA|USDA|VA) 4 $200,000 $50,000 $0 7.86%
Red Wing, MN (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.00%
Nogales, AZ (FHA|USDA|VA) 4 $200,000 $50,000 $0 8.17%
Edwards, CO (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.63%
Norfolk, NE (FHA|USDA|VA) 4 $200,000 $50,000 $0 7.75%
LAWRENCE, KS (FHA|USDA|VA) 5 $195,000 $39,000 $0 7.12%
ST. GEORGE, UT (FHA|USDA|VA) 3 $195,000 $65,000 $0 9.83%
SPRINGFIELD, IL (FHA|USDA|VA) 4 $190,000 $47,500 $0 7.24%
FARMINGTON, NM (FHA|USDA|VA) 4 $190,000 $47,500 $0 9.87%
Connersville, IN (FHA|USDA|VA) 4 $190,000 $47,500 $0 9.38%
Greenville, OH (FHA|USDA|VA) 6 $190,000 $31,667 $0 8.45%
THE VILLAGES, FL (FHA|USDA|VA) 6 $190,000 $31,667 $0 8.02%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 4 $190,000 $47,500 $0 10.69%
Meadville, PA (FHA|USDA|VA) 5 $185,000 $37,000 $0 8.15%
NEW BERN, NC (FHA|USDA|VA) 5 $185,000 $37,000 $0 8.15%
Brevard, NC (FHA|USDA|VA) 3 $185,000 $61,667 $0 8.33%
Batesville, AR (FHA|USDA|VA) 3 $185,000 $61,667 $0 6.90%
North Platte, NE (FHA|USDA|VA) 3 $185,000 $61,667 $0 9.34%
Newport, OR (FHA|USDA|VA) 4 $180,000 $45,000 $0 5.54%
Berlin, NH (FHA|USDA|VA) 4 $180,000 $45,000 $0 7.27%
Bluefield, WV-VA (FHA|USDA|VA) 4 $180,000 $45,000 $0 8.98%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $175,000 $58,333 $0 10.02%
Sandusky, OH (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.86%
Garden City, KS (FHA|USDA|VA) 3 $175,000 $58,333 $0 7.42%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 4 $170,000 $42,500 $0 6.33%
Chillicothe, OH (FHA|USDA|VA) 4 $170,000 $42,500 $0 7.29%
COLUMBUS, IN (FHA|USDA|VA) 4 $170,000 $42,500 $0 7.18%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 2 $170,000 $85,000 $0 11.02%
Shawnee, OK (FHA|USDA|VA) 4 $170,000 $42,500 $0 10.40%
Susanville, CA (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.88%
Astoria, OR (FHA|USDA|VA) 4 $170,000 $42,500 $0 8.91%
IOWA CITY, IA (FHA|USDA|VA) 5 $165,000 $33,000 $0 8.54%
Marion, IN (FHA|USDA|VA) 3 $165,000 $55,000 $0 9.16%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 4 $160,000 $40,000 $0 7.81%
Brainerd, MN (FHA|USDA|VA) 3 $155,000 $51,667 $0 8.16%
Indiana, PA (FHA|USDA|VA) 5 $155,000 $31,000 $0 8.81%
Zanesville, OH (FHA|USDA|VA) 5 $155,000 $31,000 $0 10.25%
Kearney, NE (FHA|USDA|VA) 3 $155,000 $51,667 $0 9.15%
Sidney, OH (FHA|USDA|VA) 5 $155,000 $31,000 $0 8.96%
Austin, MN (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.16%
Defiance, OH (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.21%
Owatonna, MN (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.14%
Sedalia, MO (FHA|USDA|VA) 4 $150,000 $37,500 $0 8.32%
Greeneville, TN (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.73%
Stevens Point, WI (FHA|USDA|VA) 4 $150,000 $37,500 $0 6.75%
Laurinburg, NC (FHA|USDA|VA) 2 $150,000 $75,000 $0 7.73%
Coshocton, OH (FHA|USDA|VA) 2 $150,000 $75,000 $0 8.50%
Taos, NM (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.78%
Lawrenceburg, TN (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.25%
Othello, WA (FHA|USDA|VA) 3 $145,000 $48,333 $0 8.70%
Ottawa, KS (FHA|USDA|VA) 3 $145,000 $48,333 $0 9.00%
Ukiah, CA (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.74%
DECATUR, IL (FHA|USDA|VA) 4 $140,000 $35,000 $0 8.15%
Toccoa, GA (FHA|USDA|VA) 2 $140,000 $70,000 $0 6.50%
Fergus Falls, MN (FHA|USDA|VA) 4 $140,000 $35,000 $0 6.39%
Wilson, NC (FHA|USDA|VA) 2 $140,000 $70,000 $0 9.23%
Harrison, AR (FHA|USDA|VA) 3 $135,000 $45,000 $0 8.63%
DUBUQUE, IA (FHA|USDA|VA) 3 $135,000 $45,000 $0 8.83%
Craig, CO (FHA|USDA|VA) 4 $130,000 $32,500 $0 8.81%
Huntington, IN (FHA|USDA|VA) 4 $130,000 $32,500 $0 9.25%
Riverton, WY (FHA|USDA|VA) 2 $130,000 $65,000 $0 8.56%
Cambridge, OH (FHA|USDA|VA) 3 $125,000 $41,667 $0 7.46%
Rochelle, IL (FHA|USDA|VA) 3 $125,000 $41,667 $0 8.09%
Columbus, MS (FHA|USDA|VA) 1 $125,000 $125,000 $1,575 2.50%
Oil City, PA (FHA|USDA|VA) 4 $120,000 $30,000 $0 8.53%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 4 $120,000 $30,000 $0 8.49%
LAWTON, OK (FHA|USDA|VA) 4 $120,000 $30,000 $0 9.28%
Athens, TN (FHA|USDA|VA) 2 $120,000 $60,000 $0 10.44%
Los Alamos, NM (FHA|USDA|VA) 2 $120,000 $60,000 $0 8.82%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $120,000 $60,000 $0 9.86%
Barre, VT (FHA|USDA|VA) 1 $115,000 $115,000 $0 8.00%
Wabash, IN (FHA|USDA|VA) 3 $115,000 $38,333 $0 9.41%
Scottsbluff, NE (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.83%
Woodward, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 10.50%
PINE BLUFF, AR (FHA|USDA|VA) 3 $115,000 $38,333 $0 9.37%
Columbus, NE (FHA|USDA|VA) 3 $115,000 $38,333 $0 7.33%
Warsaw, IN (FHA|USDA|VA) 3 $115,000 $38,333 $0 8.57%
Bedford, IN (FHA|USDA|VA) 3 $115,000 $38,333 $0 11.19%
AMES, IA (FHA|USDA|VA) 3 $115,000 $38,333 $0 8.94%
Mason City, IA (FHA|USDA|VA) 2 $110,000 $55,000 $0 9.82%
Summerville, GA (FHA|USDA|VA) 4 $110,000 $27,500 $0 7.24%
MANKATO, MN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.23%
Sterling, CO (FHA|USDA|VA) 2 $110,000 $55,000 $0 8.13%
Alexandria, MN (FHA|USDA|VA) 3 $105,000 $35,000 $0 9.35%
GREAT FALLS, MT (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.61%
Paragould, AR (FHA|USDA|VA) 3 $105,000 $35,000 $0 9.65%
Beaver Dam, WI (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.55%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $105,000 $35,000 $0 8.83%
Thomaston, GA (FHA|USDA|VA) 3 $105,000 $35,000 $0 7.57%
Williston, ND (FHA|USDA|VA) 3 $105,000 $35,000 $0 11.65%
Willmar, MN (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.46%
Rockingham, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 11.55%
Martinsville, VA (FHA|USDA|VA) 3 $105,000 $35,000 $0 6.29%
Charleston-Mattoon, IL (FHA|USDA|VA) 3 $105,000 $35,000 $0 7.90%
La Grande, OR (FHA|USDA|VA) 3 $105,000 $35,000 $0 7.83%
Russellville, AR (FHA|USDA|VA) 4 $100,000 $25,000 $0 7.46%
Juneau, AK (FHA|USDA|VA) 1 $95,000 $95,000 $0 7.88%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $95,000 $31,667 $0 8.45%
DANVILLE, IL (FHA|USDA|VA) 3 $95,000 $31,667 $0 7.24%
Washington Court House, OH (FHA|USDA|VA) 3 $95,000 $31,667 $0 8.77%
HARRISONBURG, VA (FHA|USDA|VA) 3 $95,000 $31,667 $0 9.23%
Dyersburg, TN (FHA|USDA|VA) 3 $95,000 $31,667 $0 8.27%
JONESBORO, AR (FHA|USDA|VA) 3 $95,000 $31,667 $0 8.32%
Vicksburg, MS (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.95%
Rutland, VT (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.50%
Aberdeen, SD (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.00%
Baraboo, WI (FHA|USDA|VA) 2 $90,000 $45,000 $0 9.14%
Kendallville, IN (FHA|USDA|VA) 4 $90,000 $22,500 $0 8.22%
Stillwater, OK (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.20%
Dayton, TN (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.00%
Henderson, NC (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.61%
Athens, OH (FHA|USDA|VA) 2 $90,000 $45,000 $0 6.79%
Bennington, VT (FHA|USDA|VA) 2 $90,000 $45,000 $0 10.02%
ALTOONA, PA (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.54%
Mount Airy, NC (FHA|USDA|VA) 3 $85,000 $28,333 $0 7.33%
Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.60%
Fremont, NE (FHA|USDA|VA) 3 $85,000 $28,333 $0 7.23%
Americus, GA (FHA|USDA|VA) 3 $85,000 $28,333 $0 8.99%
Beatrice, NE (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.00%
Starkville, MS (FHA|USDA|VA) 2 $80,000 $40,000 $0 10.10%
Galesburg, IL (FHA|USDA|VA) 2 $80,000 $40,000 $0 7.01%
Marquette, MI (FHA|USDA|VA) 2 $80,000 $40,000 $0 6.13%
Muscatine, IA (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.57%
Muskogee, OK (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.85%
Statesboro, GA (FHA|USDA|VA) 2 $80,000 $40,000 $0 9.44%
Frankfort, IN (FHA|USDA|VA) 2 $80,000 $40,000 $0 10.68%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $75,000 $25,000 $0 7.50%
Urbana, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.95%
Montrose, CO (FHA|USDA|VA) 1 $75,000 $75,000 $0 10.90%
Pullman, WA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.75%
El Dorado, AR (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.39%
Marion, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.75%
Lewisburg, TN (FHA|USDA|VA) 3 $75,000 $25,000 $0 8.96%
Winona, MN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.38%
Sterling, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 8.39%
Mount Vernon, IL (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
Hays, KS (FHA|USDA|VA) 2 $70,000 $35,000 $0 8.67%
Cornelia, GA (FHA|USDA|VA) 2 $70,000 $35,000 $0 8.45%
Kinston, NC (FHA|USDA|VA) 2 $70,000 $35,000 $0 9.78%
Enterprise, AL (FHA|USDA|VA) 2 $70,000 $35,000 $0 12.38%
Burley, ID (FHA|USDA|VA) 2 $70,000 $35,000 $0 8.38%
Blackfoot, ID (FHA|USDA|VA) 2 $70,000 $35,000 $0 7.63%
Pella, IA (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.24%
KANKAKEE, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 9.50%
Houghton, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.45%
Fremont, OH (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.75%
Peru, IN (FHA|USDA|VA) 3 $65,000 $21,667 $0 9.83%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $65,000 $65,000 $0 11.75%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 7.25%
Evanston, WY (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.75%
Quincy, IL-MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.00%
Centralia, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 12.74%
Bainbridge, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 5.19%
Pittsburg, KS (FHA|USDA|VA) 2 $60,000 $30,000 $0 9.28%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.82%
Big Stone Gap, VA (FHA|USDA|VA) 2 $60,000 $30,000 $0 9.53%
McComb, MS (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.54%
Hutchinson, MN (FHA|USDA|VA) 2 $60,000 $30,000 $0 7.00%
Hillsdale, MI (FHA|USDA|VA) 2 $60,000 $30,000 $0 5.63%
Van Wert, OH (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.42%
Seymour, IN (FHA|USDA|VA) 2 $60,000 $30,000 $0 8.38%
Menomonie, WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.70%
Milledgeville, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
West Point, MS (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.25%
Roswell, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.16%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.70%
Oskaloosa, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.38%
Cadillac, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 12.17%
Lincoln, IL (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.75%
Boone, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.25%
Fort Payne, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 11.75%
LOGAN, UT-ID (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.99%
Scottsboro, AL (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.75%
BISMARCK, ND (FHA|USDA|VA) 1 $55,000 $55,000 $0 10.86%
Moultrie, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.50%
Emporia, KS (FHA|USDA|VA) 1 $55,000 $55,000 $0 9.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $50,000 $25,000 $0 8.51%
Wapakoneta, OH (FHA|USDA|VA) 2 $50,000 $25,000 $0 7.80%
Washington, IN (FHA|USDA|VA) 2 $50,000 $25,000 $0 7.44%
Ozark, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.00%
Crescent City, CA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.08%
Somerset, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.00%
Natchitoches, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.92%
Portales, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.64%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.75%
Troy, AL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.13%
Blytheville, AR (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.25%
Minot, ND (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.16%
Vidalia, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.00%
Ketchikan, AK (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.88%
Payson, AZ (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
Fitzgerald, GA (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.63%
DeRidder, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.25%
Washington, NC (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.45%
RAPID CITY, SD (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.41%
Opelousas, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 10.00%
Bucyrus-Galion, OH (FHA|USDA|VA) 2 $40,000 $20,000 $0 7.10%
Corinth, MS (FHA|USDA|VA) 2 $40,000 $20,000 $0 8.63%
Wahpeton, ND-MN (FHA|USDA|VA) 2 $40,000 $20,000 $0 8.20%
Waycross, GA (FHA|USDA|VA) 2 $40,000 $20,000 $0 8.60%
Danville, VA (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.50%
New Castle, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.50%
Moberly, MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.87%
Jacksonville, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.25%
Bemidji, MN (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.25%
Madison, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 13.33%
Jasper, IN (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.25%
Okeechobee, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 13.60%
Pontiac, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.25%
Mount Pleasant, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.66%
Effingham, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.75%
Salina, KS (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.45%
Magnolia, AR (FHA|USDA|VA) 1 $35,000 $35,000 $0 10.16%
The Dalles, OR (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.50%
Alma, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 12.46%
Marinette, WI-MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 9.00%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $30,000 $15,000 $0 9.44%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.00%
Fairfield, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.50%
Platteville, WI (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.64%
Grand Rapids, MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.50%
Greensburg, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.87%
Escanaba, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
Prineville, OR (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.20%
Durant, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.75%
Brookings, SD (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.61%
Sturgis, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.75%
Ardmore, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
Clewiston, FL (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.67%
MIDLAND, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.45%
Miami, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.00%
Wilmington, OH (FHA|USDA|VA) 1 $25,000 $25,000 $0 11.50%
Sayre, PA (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.25%
McAlester, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.45%
Searcy, AR (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.69%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.01%
Alexander City, AL (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
Alpena, MI (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.75%
Decatur, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.75%
Logansport, IN (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.50%
Union City, TN (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.75%
Picayune, MS (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.75%
Camden, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.75%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $15,000 $15,000 $0 7.70%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.25%
Bogalusa, LA (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.50%
Figure Lending's top markets include Los Angeles, Atlanta, San Francisco, Phoenix, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 25,150 $1,847,090,000 $73,443 n/a 7.96%
    Conventional 82 $28,200,000 $343,902 $4,913 3.37%

    For 2022, Figure Lending's most frequently originated type of loan was HELOC, with 25,150 originations. Their 2nd most popular type was Conventional, with 82 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 14,947 $1,045,695,000 $69,960 $0 8.22%
    Home Improvement 10,203 $801,395,000 $78,545 $0 7.59%
    Cash Out Refi 76 $26,260,000 $345,526 $5,014 3.40%
    Refi 6 $1,940,000 $323,333 $3,627 2.98%

    For 2022, Figure Lending's most frequently cited loan purpose was Other, with 14,947 originations. The 2nd most popular reason was Home Improvement, with 10,203 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 11,386 $1,005,850,000 $88,341 $5,624 8.23%
    10 Year 6,063 $365,675,000 $60,313 $0 7.54%
    15 Year 5,813 $411,075,000 $70,716 $3,293 8.11%
    5 Year 1,970 $92,690,000 $47,051 $0 7.11%

    For 2022, Figure Lending's most frequently cited loan duration was 30 Year, with 11,386 originations. The 2nd most popular length was 10 Year, with 6,063 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 82 $28,200,000 $343,902

    Figure Lending's average total fees were $5,624, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 82 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    Over 8% 12,201 $818,795,000 $67,109
    7-8% 5,163 $388,915,000 $75,327
    6-7% 3,685 $299,695,000 $81,328
    5-6% 2,342 $197,460,000 $84,313
    4-5% 1,504 $131,050,000 $87,134
    3-4% 308 $32,400,000 $105,195
    2.5-3% 15 $4,435,000 $295,667
    <2.5% 14 $2,540,000 $181,429

    During 2022, Figure Lending's average interest rate for loans was 8.23%, while their most frequently originated rate bucket for loans was Over 8%, with 12,201 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 19,591 $959,055,000 $48,954 $2,360 8.05%
    $100k-200k 4,346 $569,900,000 $131,132 $3,257 7.83%
    $200k-400k 1,248 $319,710,000 $256,178 $4,141 6.84%
    $400k-600k 37 $15,285,000 $413,108 $5,394 6.24%
    $1MM+ 5 $7,595,000 $1,519,000 $19,249 3.40%
    $600k-1MM 5 $3,745,000 $749,000 $6,222 4.08%

    2022 saw Figure Lending place emphasis on $100,000 or less loans with 19,591 originations, totaling $959,055,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 7,012 $482,000,000 $68,739 $3,755 8.05%
    $150k-250k 5,761 $539,605,000 $93,665 $5,381 7.92%
    $75k-100k 4,497 $242,815,000 $53,995 $3,995 8.07%
    $50k-75k 3,765 $178,465,000 $47,401 $2,815 7.92%
    $250k+ 2,594 $362,420,000 $139,715 $13,405 7.80%
    $50k or less 1,603 $69,985,000 $43,659 $3,351 7.60%

    Figure Lending lent most frequently to those with incomes in the $100k-150k range, with 7,012 originations. The second most popular income band? $150k-250k, with 5,761 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,172 $389,840,000 $75,375 $4,048 7.60%
    30-36% 4,399 $325,785,000 $74,059 $5,263 7.92%
    49% 3,006 $189,660,000 $63,094 $0 8.34%
    <20% 2,148 $184,100,000 $85,708 $5,112 7.13%
    48% 1,079 $86,055,000 $79,754 $0 8.17%
    47% 906 $71,430,000 $78,841 $0 8.20%
    44% 805 $58,065,000 $72,130 $0 8.25%
    46% 800 $60,470,000 $75,588 $2,131 8.29%
    36% 795 $62,075,000 $78,082 $6,044 7.99%
    40% 785 $58,955,000 $75,102 $4,584 8.15%
    42% 779 $54,735,000 $70,263 $1,705 8.25%
    38% 772 $55,150,000 $71,438 $1,936 8.03%
    45% 767 $56,005,000 $73,018 $6,293 8.33%
    39% 744 $56,210,000 $75,551 $14,657 8.08%
    37% 739 $58,495,000 $79,154 $2,338 8.10%
    43% 736 $52,000,000 $70,652 $0 8.26%
    41% 723 $51,245,000 $70,878 $1,903 8.24%
    50-60% 77 $5,015,000 $65,130 $0 9.15%

    Figure Lending lent most frequently to those with DTI ratios of 20-30%, with 5,172 originations. The next most common DTI ratio? 30-36%, with 4,399 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 16,958 $1,180,630,000 $69,621 $4,237 7.93%
    Not provided 4,313 $351,395,000 $81,473 $7,849 7.98%
    Black 1,794 $119,590,000 $66,661 $3,751 8.39%
    Asian 929 $100,425,000 $108,100 $6,123 7.63%
    Asian Indian 355 $41,935,000 $118,127 $0 7.65%
    American Indian 306 $21,300,000 $69,608 $0 8.20%
    Filipino 176 $15,280,000 $86,818 $0 7.85%
    Chinese 106 $15,240,000 $143,774 $0 6.60%
    Other Asian 93 $9,835,000 $105,753 $0 7.72%
    Korean 61 $6,425,000 $105,328 $0 7.42%
    Vietnamese 49 $6,025,000 $122,959 $0 7.58%
    Native Hawaiian or Islander 39 $2,695,000 $69,103 $0 8.21%
    Japanese 26 $2,400,000 $92,308 $0 7.23%
    Other Pacific Islander 20 $1,570,000 $78,500 $0 8.00%
    Guamanian 4 $410,000 $102,500 $0 8.38%
    Native Hawaiian 2 $110,000 $55,000 $0 7.12%
    Samoan 1 $25,000 $25,000 $0 8.75%

    Approval Rates

    Total approvals of all applications
    68.94%

    Figure Lending has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    37.65%

    Figure Lending has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 25,232 $1,875,290,000 $74,322

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    25,232 $1,875,290,000 $74,322

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 5,354 $548,660,000 $102,477 $2,199 8.14%
    40-60% 857 $106,955,000 $124,802 $5,816 7.71%
    60-80% 542 $70,190,000 $129,502 $5,034 7.64%
    80-100% 113 $11,785,000 $104,292 $3,452 8.58%
    Under 20% 18,366 $1,137,700,000 $61,946 $0 7.91%