Raymondville Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Raymondville averaged 6.72% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.74% and one month ago for the week of 2025-03-06, the average rate was 6.73%.

    Raymondville's average rate one year ago was 6.62%.

    For refis of the same type during the week of 2025-04-10, the average rate was 7.22%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Raymondville 30 Year Fixed Rate 2025-04-10 6.72%
    Raymondville 30 Year Fixed Rate Refi 2025-04-10 7.22%
    Raymondville 15 Year Fixed Rate 2025-04-10 5.72%
    Raymondville 15 Year Fixed Rate Refi 2025-04-10 6.22%
    Raymondville 30 Year FHA 2025-04-10 6.23%
    Raymondville 30 Year FHA Refi 2025-04-10 6.23%
    Raymondville 30 Year USDA 2025-04-10 6.35%
    Raymondville 30 Year USDA Refi 2025-04-10 6.55%
    Raymondville 30 Year VA 2025-04-10 6.09%
    Raymondville 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Raymondville, TX.

    Raymondville Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Raymondville, TX market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 7.37% $8,431
    QUICKEN LOANS, LLC 3 6.79% $6,504
    JPMorgan Chase Bank 2 6.31% $9,581
    CROSSCOUNTRY MORTGAGE, LLC 1 6.45% $12,729
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 6.88% $7,806
    Gateway First Bank 1 6.38% $4,325
    LOANDEPOT.COM, LLC 1 6.88% $9,708
    MORTGAGE SOLUTIONS OF COLORADO, LLC 1 6.50% $8,590
    NAVY ARMY COMMUNITY CREDIT UNION 1 5.88% $4,096
    NETWORK CAPITAL FUNDING CORPORATION 1 7.75% $5,162
    Paramount Residential Mortgage Group, Inc. 1 5.99% $13,695
    SECURITY SERVICE 1 7.13% $4,357
    Texas Regional Bank 1 5.88% $2,459
    UNITED WHOLESALE MORTGAGE, LLC 1 6.42% $4,401
    Charles Schwab Bank, SSB 1 5.33% $5,360
    Wells Fargo Bank 1 5.25% $0
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.88% $9,984
    COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE 1 7.00% $7,751

    Raymondville Average Closing Costs & Other Stats

    Raymondville, TX's 18 lenders originated 83 loans during 2024. The total origination value was $16,245,000, with an average loan value of $195,723.

    Raymondville's average closing costs are $6,731.

    The top Raymondville lender as defined by loan originations is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 4 loans originated. Their average total fees are $8,431, which is $1,927 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Raymondville lenders (with over 10 loans originated) are .

    The lowest rate Raymondville lenders (with over 10 loans originated) are .

    Raymondville, TX Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,575,000 $2,620,000 -26.7% 16.1%
    21ST MORTGAGE CORPORATION $360,000 $1,070,000 197.2% 6.6%
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,055,000 n/a 6.5%
    NAVY ARMY COMMUNITY CREDIT UNION $125,000 $925,000 640.0% 5.7%
    QUICKEN LOANS, LLC $740,000 $845,000 14.2% 5.2%
    EUSTIS AND AMERICAN MORTGAGE COMPANY $740,000 n/a 4.6%
    UNITED WHOLESALE MORTGAGE, LLC $145,000 $705,000 386.2% 4.3%
    CROSSCOUNTRY MORTGAGE, LLC $195,000 $600,000 207.7% 3.7%
    VILLAGE CAPITAL MORTGAGE $585,000 n/a 3.6%
    Farm Credit Mid-America, ACA $455,000 n/a 2.8%
    Goldwater Bank, N.A. $445,000 n/a 2.7%
    AMERICAN PACIFIC MORTGAGE CORPORATION $490,000 $430,000 -12.2% 2.6%
    MORTGAGE FINANCIAL SERVICES, LLC $395,000 n/a 2.4%
    SECURITY SERVICE $75,000 $395,000 426.7% 2.4%
    JPMorgan Chase Bank $390,000 n/a 2.4%
    Paramount Residential Mortgage Group, Inc. $205,000 $340,000 65.9% 2.1%
    Charles Schwab Bank, SSB $335,000 n/a 2.1%
    PLAZA HOME MORTGAGE, INC. $315,000 n/a 1.9%
    MUTUAL OF OMAHA MORTGAGE, INC. $310,000 n/a 1.9%
    FREEDOM MORTGAGE CORPORATION $285,000 n/a 1.8%
    Nations Lending Corporation $285,000 n/a 1.8%
    Texas Regional Bank $675,000 $270,000 -60.0% 1.7%
    Wells Fargo Bank $175,000 $270,000 54.3% 1.7%
    CITY FIRST MORTGAGE SERVICES, L.L.C. $215,000 n/a 1.3%
    LOANDEPOT.COM, LLC $155,000 $205,000 32.3% 1.3%
    USAA Federal Savings Bank $85,000 $205,000 141.2% 1.3%
    Gateway First Bank $205,000 $195,000 -4.9% 1.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $165,000 n/a 1.0%
    GUARANTEED RATE, INC. $155,000 n/a 1.0%
    COMMUNITY DEVELOPMENT CORP OF BROWNSVILLE $150,000 n/a 0.9%
    FINANCE OF AMERICA REVERSE LLC $145,000 n/a 0.9%
    TRIAD FINANCIAL SERVICES, INC. $135,000 n/a 0.8%
    GREATER TEXAS FEDERAL CREDIT UNION $85,000 n/a 0.5%
    NETWORK CAPITAL FUNDING CORPORATION $85,000 n/a 0.5%
    International Bank of Commerce $45,000 $65,000 44.4% 0.4%
    LOANPAL, LLC $180,000 $65,000 -63.9% 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $420,000 $65,000 -84.5% 0.4%
    First Community Bank $55,000 $55,000 0.0% 0.3%
    PNC Bank $45,000 $35,000 -22.2% 0.2%

    Raymondville's top lender by overall market share is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, with 16.1% market share. In second place, with 6.6%, is 21ST MORTGAGE CORPORATION, having originated $1,070,000 in loans. In third place, with 6.5%, is HIGHLANDS RESIDENTIAL MORTGAGE, LTD., having originated $1,055,000 in loans. In fourth place, with 5.7%, is NAVY ARMY COMMUNITY CREDIT UNION, having originated $925,000 in loans. In fifth place, with 5.2%, is QUICKEN LOANS, LLC, having originated $845,000 in loans.

    Raymondville Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Raymondville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $194,000 (25.2%) $204,150 (23.4%) 0.00 53
    2018-02-01 $183,225 (22.2%) $204,180 (25.0%) 0.00 51
    2018-03-01 $176,950 (31.1%) $191,700 (18.6%) 0.00 48
    2018-04-01 $182,500 (21.8%) $194,357 (15.1%) 0.00 49
    2018-05-01 $186,175 (16.9%) $191,777 (14.3%) 0.00 45
    2018-06-01 $155,000 (-2.5%) $179,972 (6.2%) 0.00 49
    2018-07-01 $173,200 (12.1%) $192,533 (21.3%) 0.00 51
    2018-08-01 $155,750 (-3.9%) $181,250 (13.2%) 0.00 52
    2018-09-01 $169,000 (-6.1%) $183,334 (-1.4%) 0.00 49
    2018-10-01 $169,500 (-15.0%) $188,212 (-5.4%) 0.00 49
    2018-11-01 $170,475 (-14.4%) $186,857 (-9.1%) 0.00 44
    2018-12-01 $189,000 (-2.6%) $200,974 (-0.4%) 0.00 40
    2019-01-01 $163,225 (-15.9%) $185,878 (-9.0%) 0.00 42
    2019-02-01 $178,500 (-2.6%) $196,813 (-3.6%) 0.00 37
    2019-03-01 $175,000 (-1.1%) $197,883 (3.2%) 0.00 36
    2019-04-01 $181,225 (-0.7%) $203,390 (4.7%) 0.00 36
    2019-05-01 $194,225 (4.3%) $211,017 (10.0%) 0.00 36
    2019-06-01 $150,000 (-3.2%) $205,429 (14.1%) 0.00 36
    2019-07-01 $149,975 (-13.4%) $201,445 (4.6%) 0.00 36
    2019-08-01 $205,964 (32.2%) $222,103 (22.5%) 0.00 37
    2019-09-01 $230,734 (36.5%) $252,263 (37.6%) 0.00 37
    2019-10-01 $246,998 (45.7%) $271,673 (44.3%) 0.00 37
    2019-11-01 $248,500 (45.8%) $267,088 (42.9%) 0.00 38
    2019-12-01 $261,363 (38.3%) $307,761 (53.1%) 0.00 34
    2020-01-01 $258,225 (58.2%) $303,390 (63.2%) 0.00 34
    2020-02-01 $244,000 (36.7%) $279,272 (41.9%) 0.00 34
    2020-03-01 $225,000 (28.6%) $270,534 (36.7%) 0.00 33
    2020-04-01 $197,288 (8.9%) $253,470 (24.6%) 0.00 30
    2020-05-01 $224,000 (15.3%) $264,274 (25.2%) 0.00 29
    2020-06-01 $224,500 (49.7%) $270,839 (31.8%) 0.00 28
    2020-07-01 $232,500 (55.0%) $296,116 (47.0%) 0.00 27
    2020-08-01 $235,500 (14.3%) $303,913 (36.8%) 0.00 23
    2020-09-01 $220,000 (-4.7%) $313,654 (24.3%) 0.00 23
    2020-10-01 $215,000 (-13.0%) $298,483 (9.9%) 0.00 26
    2020-11-01 $184,725 (-25.7%) $279,156 (4.5%) 0.00 26
    2020-12-01 $210,000 (-19.7%) $266,139 (-13.5%) 0.00 27
    2021-01-01 $175,000 (-32.2%) $252,850 (-16.7%) 0.00 23
    2021-02-01 $172,000 (-29.5%) $232,965 (-16.6%) 0.00 14
    2021-03-01 $171,225 (-23.9%) $227,486 (-15.9%) 0.00 17
    2021-04-01 $210,000 (6.4%) $302,762 (19.5%) 0.00 22
    2021-05-01 $255,000 (13.8%) $326,158 (23.4%) 0.00 17
    2021-06-01 $217,500 (-3.1%) $295,610 (9.2%) 0.00 15
    2021-07-01 $283,500 (21.9%) $329,838 (11.4%) 0.00 16
    2021-08-01 $275,625 (17.0%) $304,808 (0.3%) 0.00 19
    2021-09-01 $293,950 (33.6%) $321,085 (2.4%) 0.00 19
    2021-10-01 $214,500 (-0.2%) $282,890 (-5.2%) 0.00 19
    2021-11-01 $375,000 (103.0%) $324,097 (16.1%) 0.00 19
    2021-12-01 $188,500 (-10.2%) $278,436 (4.6%) 0.00 17
    2022-01-01 $175,000 (0.0%) $271,830 (7.5%) 0.00 17
    2022-02-01 $208,750 (21.4%) $280,203 (20.3%) 0.00 13
    2022-03-01 $257,250 (50.2%) $337,037 (48.2%) 0.00 12
    2022-04-01 $279,000 (32.9%) $428,227 (41.4%) 0.00 12
    2022-05-01 $284,000 (11.4%) $433,534 (32.9%) 0.00 10
    2022-06-01 $209,125 (-3.9%) $395,755 (33.9%) 0.00 13
    2022-07-01 $229,500 (-19.1%) $403,825 (22.4%) 0.00 15
    2022-08-01 $236,375 (-14.2%) $396,644 (30.1%) 0.00 17
    2022-09-01 $273,495 (-7.0%) $466,464 (45.3%) 0.00 20
    2022-10-01 $359,950 (67.8%) $443,569 (56.8%) 0.00 21
    2022-11-01 $338,000 (-9.9%) $401,495 (23.9%) 0.00 21
    2022-12-01 $225,250 (19.5%) $335,851 (20.6%) 0.00 20
    2023-01-01 $213,000 (21.7%) $330,229 (21.5%) 0.00 21
    2023-02-01 $200,000 (-4.2%) $297,286 (6.1%) 0.00 21
    2023-03-01 $216,000 (-16.0%) $320,674 (-4.9%) 0.00 22
    2023-04-01 $210,000 (-24.7%) $305,033 (-28.8%) 0.00 23
    2023-05-01 $212,500 (-25.2%) $331,667 (-23.5%) 0.00 21
    2023-06-01 $242,500 (16.0%) $340,485 (-14.0%) 0.00 19
    2023-07-01 $194,750 (-15.1%) $262,257 (-35.1%) 0.00 20
    2023-08-01 $196,000 (-17.1%) $257,897 (-35.0%) 0.00 17
    2023-09-01 $215,000 (-21.4%) $232,544 (-50.2%) 0.00 25
    2023-10-01 $231,000 (-35.8%) $257,392 (-42.0%) 0.00 30
    2023-11-01 $272,000 (-19.5%) $294,444 (-26.7%) 0.00 29
    2023-12-01 $279,000 (23.9%) $304,044 (-9.5%) 0.00 30
    2024-01-01 $307,500 (44.4%) $324,708 (-1.7%) 0.00 26
    2024-02-01 $273,250 (36.6%) $322,062 (8.3%) 0.00 28
    2024-03-01 $285,000 (31.9%) $340,817 (6.3%) 0.00 26
    2024-04-01 $242,500 (15.5%) $294,956 (-3.3%) 0.00 25
    2024-05-01 $216,250 (1.8%) $294,073 (-11.3%) 0.00 29
    2024-06-01 $217,450 (-10.3%) $299,433 (-12.1%) 0.00 31
    2024-07-01 $226,167 (16.1%) $287,825 (9.8%) 0.00 35
    2024-08-01 $234,895 (19.8%) $294,918 (14.4%) 0.00 42
    2024-09-01 $234,948 (9.3%) $291,546 (25.4%) 0.00 47
    2024-10-01 $264,500 (14.5%) $307,436 (19.4%) 0.00 52
    2024-11-01 $259,000 (-4.8%) $323,971 (10.0%) 0.00 54
    2024-12-01 $266,000 (-4.7%) $339,182 (11.6%) 0.00 56
    2025-01-01 $275,000 (-10.6%) $345,619 (6.4%) 0.00 50
    2025-02-01 $291,000 (6.5%) $344,170 (6.9%) 0.00 51
    2025-03-01 $300,000 (5.3%) $359,718 (5.6%) 0.00 43
    Raymondville's median listing price for 2025-03-01 was $300,000, a difference of $15,000 (5.3%) versus the prior year and $9,000 versus the prior month.

    Raymondville's median listing price comes in at 0% of the national average.

    Raymondville's average listing price for 2025-03-01 was $359,718, a difference of $18,901 (5.6%) versus the prior year and $15,548 versus the prior month.

    For the 2025-03-01 period, Raymondville had 43 MLS listings, a difference of -8 listings (-16%) versus the prior month and 17 listings (65%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Raymondville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,973 sqft
    2018-02-01 0 days 2,061 sqft
    2018-03-01 0 days 1,956 sqft
    2018-04-01 0 days 1,973 sqft
    2018-05-01 0 days 1,898 sqft
    2018-06-01 0 days 1,656 sqft
    2018-07-01 0 days 1,708 sqft
    2018-08-01 0 days 1,612 sqft
    2018-09-01 0 days 1,617 sqft
    2018-10-01 0 days 1,704 sqft
    2018-11-01 0 days 1,617 sqft
    2018-12-01 0 days 1,787 sqft
    2019-01-01 0 days 1,616 sqft
    2019-02-01 0 days 1,621 sqft
    2019-03-01 0 days 1,614 sqft
    2019-04-01 0 days 1,608 sqft
    2019-05-01 0 days 1,618 sqft
    2019-06-01 0 days 1,564 sqft
    2019-07-01 0 days 1,400 sqft
    2019-08-01 0 days 1,505 sqft
    2019-09-01 0 days 1,662 sqft
    2019-10-01 0 days 1,784 sqft
    2019-11-01 0 days 1,919 sqft
    2019-12-01 0 days 1,957 sqft
    2020-01-01 0 days 2,053 sqft
    2020-02-01 0 days 2,007 sqft
    2020-03-01 0 days 1,885 sqft
    2020-04-01 0 days 1,784 sqft
    2020-05-01 0 days 1,784 sqft
    2020-06-01 0 days 1,738 sqft
    2020-07-01 0 days 1,950 sqft
    2020-08-01 0 days 1,977 sqft
    2020-09-01 0 days 2,006 sqft
    2020-10-01 0 days 2,037 sqft
    2020-11-01 0 days 1,997 sqft
    2020-12-01 0 days 2,056 sqft
    2021-01-01 0 days 2,088 sqft
    2021-02-01 0 days 2,056 sqft
    2021-03-01 0 days 1,893 sqft
    2021-04-01 0 days 2,182 sqft
    2021-05-01 0 days 2,278 sqft
    2021-06-01 0 days 1,559 sqft
    2021-07-01 0 days 1,888 sqft
    2021-08-01 0 days 1,685 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,500 sqft
    2021-11-01 0 days 2,409 sqft
    2021-12-01 0 days 2,197 sqft
    2022-01-01 0 days 2,300 sqft
    2022-02-01 0 days 1,784 sqft
    2022-03-01 0 days 1,806 sqft
    2022-04-01 0 days 2,100 sqft
    2022-05-01 0 days 1,926 sqft
    2022-06-01 0 days 1,913 sqft
    2022-07-01 0 days 2,456 sqft
    2022-08-01 0 days 2,448 sqft
    2022-09-01 0 days 2,464 sqft
    2022-10-01 0 days 2,482 sqft
    2022-11-01 0 days 2,482 sqft
    2022-12-01 0 days 1,932 sqft
    2023-01-01 0 days 1,836 sqft
    2023-02-01 0 days 1,670 sqft
    2023-03-01 0 days 1,749 sqft
    2023-04-01 0 days 1,652 sqft
    2023-05-01 0 days 1,694 sqft
    2023-06-01 0 days 1,652 sqft
    2023-07-01 0 days 1,550 sqft
    2023-08-01 0 days 1,550 sqft
    2023-09-01 0 days 1,512 sqft
    2023-10-01 0 days 1,541 sqft
    2023-11-01 0 days 1,640 sqft
    2023-12-01 0 days 1,832 sqft
    2024-01-01 0 days 1,695 sqft
    2024-02-01 0 days 1,695 sqft
    2024-03-01 0 days 1,568 sqft
    2024-04-01 0 days 1,565 sqft
    2024-05-01 0 days 1,386 sqft
    2024-06-01 0 days 1,238 sqft
    2024-07-01 0 days 1,474 sqft
    2024-08-01 0 days 1,584 sqft
    2024-09-01 0 days 1,611 sqft
    2024-10-01 0 days 1,628 sqft
    2024-11-01 0 days 1,642 sqft
    2024-12-01 0 days 1,695 sqft
    2025-01-01 0 days 1,724 sqft
    2025-02-01 0 days 1,764 sqft
    2025-03-01 0 days 1,776 sqft
    Raymondville's median listing age (time on market) for 2025-03-01 was 0 days.

    Raymondville's median square footage for active listings during the 2025-03-01 period was 1,776 sqft. One year prior, the average listing was 1,568 sqft.

    Raymondville, TX Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 48 $9,460,000 $197,083
    Refi 19 $4,995,000 $262,895
    Cash Out Refi 8 $1,110,000 $138,750
    Home Improvement 5 $395,000 $79,000
    Other 3 $285,000 $95,000

    Raymondville's most frequently cited loan purpose was Home Purchase, with 48 originations. The 2nd most popular reason was Refi, with 19 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 31 $7,175,000 $231,452
    7-8% 18 $3,360,000 $186,667
    Over 8% 16 $2,050,000 $128,125
    5-6% 15 $3,435,000 $229,000
    <2.5% 1 $15,000 $15,000

    During 2024, Raymondville's most frequently originated rate bucket was 6-7%, with 31 originations.

    Loan Sizing (Raymondville, TX MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 33 $4,955,000 $150,152
    $200k-400k 29 $8,155,000 $281,207
    $100,000 or less 17 $1,175,000 $69,118
    $400k-600k 4 $1,960,000 $490,000

    Raymondville's loan sizing saw the bucket of loans from $100k-200k with 33 originations, totaling $4,955,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 43 $8,645,000 $201,047
    60-80% 20 $4,690,000 $234,500
    40-60% 8 $1,200,000 $150,000
    20-40% 5 $455,000 $91,000
    Over 100% 2 $380,000 $190,000
    Under 20% 2 $80,000 $40,000

    Raymondville's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 43 originations, totaling $8,645,000 in origination value.