Goldwater Bank N.a. Mortgage Rates, Fees & Info
Phoenix, AZLEI: 549300X08QKYUH256I80
Tax ID: 20-8594440
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Goldwater Bank N.a. is a smaller bank specializing in Home Purchase loans. Goldwater Bank N.a. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Atlanta, Houston, Phoenix, New Orleans, and Los Angeles among others. We have data for 132 markets. (Some data included below & more in-depth data is available with an active subscription.)Goldwater Bank N.a. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Goldwater Bank N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 7.17% | 4/5/25 |
| 30 Year Conventional Refi | 7.53% | 4/5/25 |
| 30 Year Cash-out Refi | 7.55% | 4/5/25 |
| 30 Year FHA Purchase | 7.32% | 4/5/25 |
| 30 Year FHA Refi | 7.81% | 4/5/25 |
| 30 Year VA Purchase | 7.22% | 4/5/25 |
| 30 Year VA Refi | 6.89% | 4/5/25 |
| 30 Year USDA Purchase | 6.91% | 4/5/25 |
| 15 Year Conventional Purchase | 7.14% | 4/5/25 |
| 15 Year Conventional Refi | 10.55% | 4/5/25 |
| 15 Year Cash-out Refi | 10.55% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Goldwater Bank N.a. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Goldwater Bank N.a.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
594Origination Dollar Volume (All Markets)
$199,560,000Relative Rate
Goldwater Bank N.a.'s average 30 year fixed mortgage rate was
6.86%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.31%.
Relative Fees (Closing Costs)
Goldwater Bank N.a.'s average total fees/closing costs for a 30 year fixed rate
mortgage were $9,231.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 135 | $41,255,000 | $305,593 | $8,395 | 6.86% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 41 | $11,575,000 | $282,317 | $9,868 | 6.71% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 31 | $11,155,000 | $359,839 | $9,963 | 7.22% |
| Outside of Metro Areas | 30 | $9,370,000 | $312,333 | $9,704 | 7.33% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 34 | $7,720,000 | $227,059 | $7,470 | 6.49% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 12 | $6,710,000 | $559,167 | $15,923 | 6.99% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 18 | $6,410,000 | $356,111 | $8,364 | 7.45% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $5,380,000 | $179,333 | $6,718 | 6.12% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 18 | $5,080,000 | $282,222 | $7,200 | 7.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 10 | $5,030,000 | $503,000 | $16,321 | 6.58% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $4,715,000 | $4,715,000 | $44,407 | 8.33% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $4,685,000 | $312,333 | $10,025 | 6.53% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 9 | $2,665,000 | $296,111 | $6,105 | 6.51% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $2,640,000 | $440,000 | $9,860 | 7.58% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 5 | $2,545,000 | $509,000 | $9,183 | 7.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 5 | $2,525,000 | $505,000 | $10,141 | 6.88% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 6 | $2,330,000 | $388,333 | $7,571 | 7.81% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2 | $2,180,000 | $1,090,000 | $5,451 | 6.50% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,990,000 | $497,500 | $13,725 | 8.19% |
| HAMMOND, LA (FHA|USDA|VA) | 7 | $1,835,000 | $262,143 | $8,763 | 6.64% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $13,429 | 6.65% |
| Heber, UT (FHA|USDA|VA) | 1 | $1,695,000 | $1,695,000 | $23,260 | 8.99% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 4 | $1,530,000 | $382,500 | $12,868 | 6.53% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $1,460,000 | $730,000 | $25,563 | 7.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $8,093 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $1,380,000 | $690,000 | $23,264 | 8.00% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $8,865 | 8.63% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $7,589 | 7.50% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,803 | 7.80% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $6,954 | 7.25% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,205,000 | $1,205,000 | $0 | 9.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $11,917 | 5.88% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $3,363 | 8.00% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 1 | $1,145,000 | $1,145,000 | $11,449 | 6.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $14,078 | 8.25% |
| SANTA FE, NM (FHA|USDA|VA) | 1 | $1,075,000 | $1,075,000 | $11,761 | 7.25% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $5,785 | 6.63% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 2 | $1,040,000 | $520,000 | $12,069 | 8.75% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $12,372 | 8.00% |
| OCALA, FL (FHA|USDA|VA) | 5 | $1,005,000 | $201,000 | $9,795 | 8.25% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 2 | $970,000 | $485,000 | $13,265 | 7.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $6,537 | 7.25% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $12,111 | 6.38% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $805,000 | $805,000 | $23,036 | 6.63% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $7,441 | 7.83% |
| Clewiston, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $6,360 | 7.72% |
| Cullman, AL (FHA|USDA|VA) | 1 | $765,000 | $765,000 | $14,347 | 8.50% |
| Columbus, MS (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $34,763 | 7.00% |
| Cedartown, GA (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $11,566 | 6.33% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $5,850 | 7.22% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $7,334 | 8.58% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $715,000 | $715,000 | $33,806 | 8.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,369 | 7.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $13,829 | 7.99% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $665,000 | $665,000 | $13,135 | 6.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,307 | 8.99% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $28,501 | 6.75% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $10,208 | 6.31% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $5,741 | 6.50% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $575,000 | $575,000 | $0 | 8.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $12,058 | 8.75% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $6,217 | 7.44% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $10,756 | 8.50% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $13,913 | 8.99% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,155 | 6.13% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $26,226 | 5.75% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,564 | 6.06% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,017 | 6.13% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $12,642 | 6.63% |
| BOISE CITY, ID (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $15,334 | 8.63% |
| New Castle, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,869 | 6.63% |
| Raymondville, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $22,713 | 8.99% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $11,800 | 8.63% |
| MONROE, MI (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $5,913 | 7.13% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,076 | 6.63% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $8,738 | 9.99% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $8,641 | 7.00% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $21,376 | 8.99% |
| CARSON CITY, NV (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,919 | 7.13% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,444 | 6.63% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,546 | 8.88% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $3,253 | 4.20% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,805 | 6.13% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $9,490 | 8.50% |
| DALTON, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $16,312 | 5.75% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,974 | 8.49% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $4,503 | 8.99% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,738 | 6.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,374 | 8.13% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $13,506 | 7.00% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.99% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,156 | 7.38% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,825 | 7.00% |
| Palatka, FL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,856 | 8.75% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,611 | 6.63% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,808 | 6.38% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,604 | 7.13% |
| Enterprise, AL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,745 | 6.75% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,896 | 7.38% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,346 | 8.99% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,025 | 6.75% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.88% |
| Fernley, NV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,107 | 7.00% |
| Lake City, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,212 | 8.75% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,291 | 7.38% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,671 | 8.99% |
| Richmond, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,209 | 7.13% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,827 | 6.63% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $7,335 | 8.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,005 | 7.00% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,251 | 6.75% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,744 | 6.63% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,314 | 6.63% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,691 | 7.63% |
| MONROE, LA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,315 | 6.25% |
| YUMA, AZ (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,372 | 3.75% |
| Lufkin, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,718 | 7.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,191 | 7.00% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,410 | 5.75% |
| Tifton, GA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,206 | 6.50% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,826 | 8.13% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,886 | 7.38% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,441 | 7.75% |
| Key West, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,151 | 9.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,323 | 8.25% |
| TULSA, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $7,859 | 6.50% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,537 | 6.88% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,317 | 6.50% |
| LONGVIEW, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,943 | 6.63% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,816 | 7.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,691 | 6.88% |
| MIDLAND, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,340 | 7.13% |
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Product Mix
For 2024, Goldwater Bank N.a.'s most frequently originated type of loan was Conventional, with 387 originations. Their 2nd most popular type was FHA, with 138 originations.
Loan Reason
For 2024, Goldwater Bank N.a.'s most frequently cited loan purpose was Home Purchase, with 499 originations. The 2nd most popular reason was Cash Out Refi, with 58 originations.
Loan Duration/Length
For 2024, Goldwater Bank N.a.'s most frequently cited loan duration was 30 Year, with 492 originations. The 2nd most popular length was 30+ year, with 66 originations.
Origination Fees/Closing Costs
Goldwater Bank N.a.'s average total fees were $9,231, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 172 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 305 | $91,835,000 | $301,098 |
| 7-8% | 143 | $49,885,000 | $348,846 |
| Over 8% | 96 | $45,550,000 | $474,479 |
| 5-6% | 41 | $11,995,000 | $292,561 |
| <2.5% | 9 | $295,000 | $32,778 |
During 2024, Goldwater Bank N.a.'s average interest rate for loans was 6.86%, while their most frequently originated rate bucket for loans was 6-7%, with 305 originations.
Loan Sizing
2024 saw Goldwater Bank N.a. place emphasis on $200k-400k loans with 289 originations, totaling $83,075,000 in origination value.
Applicant Income
Goldwater Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 151 originations. The second most popular income band? $50k-75k, with 121 originations.
Applicant Debt to Income Ratio
Goldwater Bank N.a. lent most frequently to those with DTI ratios of 30-36%, with 99 originations. The next most common DTI ratio? 50-60%, with 71 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.42%
Goldwater Bank N.a. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination64.14%
Goldwater Bank N.a. has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 594 | $199,560,000 | $335,960 |