Finance Of America Reverse Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300S5YL3OH0IVCS62

Tax ID: 20-0304793

1.6 stars - out of 5 stars, based on 103 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Finance Of America Reverse is a mid-sized mortgage company specializing in loans. They have a a high proportion of FHA loans. They have an average proportion of FHA loans. Finance Of America Reverse has a low ratio of conventional loans.Their top markets by origination volume include: Los Angeles, San Francisco, New York, San Jose, and San Diego among others. We have data for 399 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Reverse is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 6.29% 10/3/22
    30 Year Conventional Refi 7.75% 10/3/22
    30 Year Cash-out Refi 8.07% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    10,595

    Origination Dollar Volume (All Markets)

    $4,278,045,000

    Relative Rate

    Finance Of America Reverse 's average 30 year fixed mortgage rate was 4.79%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 1.64%.

    Relative Fees (Closing Costs)

    Finance Of America Reverse 's average total fees/closing costs for a 30 year fixed rate mortgage were $3,141.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,411 $918,205,000 $650,748 $3,323 3.69%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 597 $465,015,000 $778,920 $3,017 4.64%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 648 $282,260,000 $435,586 $0 2.91%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 233 $231,055,000 $991,652 $3,495 5.17%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 376 $217,150,000 $577,527 $2,512 3.36%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 583 $159,695,000 $273,919 $0 2.44%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 486 $146,410,000 $301,255 $2,979 2.50%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 390 $125,730,000 $322,385 $0 2.48%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 273 $111,465,000 $408,297 $0 2.80%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 200 $65,540,000 $327,700 $2,316 2.48%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 183 $54,405,000 $297,295 $0 2.46%
    BOISE CITY, ID (FHA|USDA|VA) 194 $53,740,000 $277,010 $0 2.39%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 147 $49,685,000 $337,993 $0 2.79%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 66 $47,770,000 $723,788 $0 4.72%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 92 $47,070,000 $511,630 $2,964 3.40%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 54 $46,730,000 $865,370 $0 4.39%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 185 $46,035,000 $248,838 $0 2.41%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 212 $42,970,000 $202,689 $0 2.48%
    SALT LAKE CITY, UT (FHA|USDA|VA) 142 $42,440,000 $298,873 $0 2.53%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 117 $42,415,000 $362,521 $0 2.43%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 101 $38,415,000 $380,347 $3,329 2.90%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 67 $37,555,000 $560,522 $0 3.34%
    Outside of Metro Areas 153 $35,345,000 $231,013 $0 2.52%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 93 $29,435,000 $316,505 $0 2.55%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 134 $28,920,000 $215,821 $0 2.45%
    URBAN HONOLULU, HI (FHA|USDA|VA) 40 $27,780,000 $694,500 $0 4.64%
    SALINAS, CA (FHA|USDA|VA) 29 $23,415,000 $807,414 $0 4.46%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 92 $22,520,000 $244,783 $0 2.79%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 97 $21,945,000 $226,237 $0 2.59%
    BEND, OR (FHA|USDA|VA) 66 $21,810,000 $330,455 $0 2.74%
    BOULDER, CO (FHA|USDA|VA) 50 $21,630,000 $432,600 $0 2.91%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 75 $21,605,000 $288,067 $0 2.31%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 79 $20,655,000 $261,456 $0 2.45%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 80 $20,020,000 $250,250 $0 2.62%
    PROVO-OREM, UT (FHA|USDA|VA) 63 $19,255,000 $305,635 $0 2.32%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 37 $18,615,000 $503,108 $0 3.18%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 85 $18,425,000 $216,765 $0 2.65%
    RENO, NV (FHA|USDA|VA) 46 $17,450,000 $379,348 $0 2.86%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 61 $15,215,000 $249,426 $0 2.70%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 64 $14,440,000 $225,625 $0 2.55%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 75 $14,345,000 $191,267 $0 2.59%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 65 $13,075,000 $201,154 $0 2.63%
    ST. GEORGE, UT (FHA|USDA|VA) 41 $12,945,000 $315,732 $0 2.32%
    VALLEJO, CA (FHA|USDA|VA) 39 $12,655,000 $324,487 $0 2.34%
    JACKSONVILLE, FL (FHA|USDA|VA) 44 $12,520,000 $284,545 $0 2.86%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 21 $12,505,000 $595,476 $0 3.87%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 46 $10,700,000 $232,609 $0 2.39%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $9,735,000 $314,032 $0 2.78%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $9,550,000 $265,278 $0 2.56%
    NAPA, CA (FHA|USDA|VA) 13 $9,415,000 $724,231 $0 3.56%
    STOCKTON, CA (FHA|USDA|VA) 31 $9,315,000 $300,484 $0 2.66%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 25 $8,925,000 $357,000 $0 2.60%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 40 $8,590,000 $214,750 $0 2.28%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 12 $8,370,000 $697,500 $0 4.26%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 12 $8,360,000 $696,667 $0 3.21%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 32 $8,300,000 $259,375 $0 2.47%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 34 $8,160,000 $240,000 $0 2.34%
    Outside of Metro Areas 24 $8,120,000 $338,333 $0 2.62%
    TUCSON, AZ (FHA|USDA|VA) 38 $7,930,000 $208,684 $0 2.38%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 39 $7,895,000 $202,436 $0 2.49%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 18 $7,860,000 $436,667 $0 3.21%
    GREELEY, CO (FHA|USDA|VA) 31 $7,795,000 $251,452 $0 2.50%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 31 $7,445,000 $240,161 $0 2.43%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 18 $7,370,000 $409,444 $0 3.28%
    ALBUQUERQUE, NM (FHA|USDA|VA) 35 $7,275,000 $207,857 $0 2.55%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 26 $7,240,000 $278,462 $0 2.79%
    Glenwood Springs, CO (FHA|USDA|VA) 5 $7,135,000 $1,427,000 $0 4.04%
    FORT COLLINS, CO (FHA|USDA|VA) 26 $6,800,000 $261,538 $0 2.51%
    Hilo, HI (FHA|USDA|VA) 10 $6,300,000 $630,000 $0 4.63%
    MODESTO, CA (FHA|USDA|VA) 25 $6,255,000 $250,200 $0 2.56%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 33 $5,835,000 $176,818 $0 2.47%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 28 $5,570,000 $198,929 $0 2.51%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 27 $5,485,000 $203,148 $0 2.29%
    Oak Harbor, WA (FHA|USDA|VA) 12 $5,420,000 $451,667 $0 3.07%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 21 $5,265,000 $250,714 $0 2.44%
    ASHEVILLE, NC (FHA|USDA|VA) 24 $5,210,000 $217,083 $0 2.54%
    FRESNO, CA (FHA|USDA|VA) 19 $5,195,000 $273,421 $0 2.78%
    GRAND JUNCTION, CO (FHA|USDA|VA) 21 $5,085,000 $242,143 $0 2.28%
    SALEM, OR (FHA|USDA|VA) 21 $4,845,000 $230,714 $0 2.24%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 27 $4,835,000 $179,074 $0 2.69%
    BELLINGHAM, WA (FHA|USDA|VA) 13 $4,525,000 $348,077 $0 3.05%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 21 $4,445,000 $211,667 $0 2.46%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 19 $4,395,000 $231,316 $0 2.61%
    RALEIGH-CARY, NC (FHA|USDA|VA) 17 $4,285,000 $252,059 $0 2.33%
    PUNTA GORDA, FL (FHA|USDA|VA) 21 $4,185,000 $199,286 $0 2.57%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $4,055,000 $311,923 $0 2.78%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 25 $4,005,000 $160,200 $0 2.64%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 14 $3,820,000 $272,857 $0 2.59%
    Heber, UT (FHA|USDA|VA) 10 $3,820,000 $382,000 $0 3.36%
    RICHMOND, VA (FHA|USDA|VA) 18 $3,760,000 $208,889 $0 2.52%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 19 $3,685,000 $193,947 $0 2.84%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 23 $3,645,000 $158,478 $0 2.74%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 16 $3,620,000 $226,250 $0 2.95%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 18 $3,530,000 $196,111 $0 2.79%
    SANTA FE, NM (FHA|USDA|VA) 11 $3,475,000 $315,909 $0 2.02%
    CHICO, CA (FHA|USDA|VA) 15 $3,445,000 $229,667 $0 2.44%
    OCALA, FL (FHA|USDA|VA) 19 $3,375,000 $177,632 $0 2.67%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 6 $3,360,000 $560,000 $0 4.40%
    BAKERSFIELD, CA (FHA|USDA|VA) 17 $3,225,000 $189,706 $0 2.55%
    Bozeman, MT (FHA|USDA|VA) 10 $3,180,000 $318,000 $0 2.32%
    MEDFORD, OR (FHA|USDA|VA) 13 $3,155,000 $242,692 $0 2.34%
    Kapaa, HI (FHA|USDA|VA) 5 $3,075,000 $615,000 $0 4.73%
    Hailey, ID (FHA|USDA|VA) 5 $3,045,000 $609,000 $0 3.40%
    WILMINGTON, NC (FHA|USDA|VA) 12 $3,020,000 $251,667 $0 2.51%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $3,000,000 $214,286 $0 2.60%
    Port Angeles, WA (FHA|USDA|VA) 11 $2,995,000 $272,273 $0 2.25%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 14 $2,980,000 $212,857 $0 2.35%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 10 $2,790,000 $279,000 $0 3.82%
    PUEBLO, CO (FHA|USDA|VA) 16 $2,750,000 $171,875 $0 2.45%
    Edwards, CO (FHA|USDA|VA) 4 $2,590,000 $647,500 $0 3.03%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 13 $2,495,000 $191,923 $0 2.58%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 8 $2,470,000 $308,750 $0 2.91%
    KNOXVILLE, TN (FHA|USDA|VA) 13 $2,465,000 $189,615 $0 2.35%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 11 $2,455,000 $223,182 $0 2.51%
    COLUMBUS, OH (FHA|USDA|VA) 14 $2,440,000 $174,286 $0 2.37%
    Shelton, WA (FHA|USDA|VA) 9 $2,405,000 $267,222 $0 2.29%
    LONGVIEW, WA (FHA|USDA|VA) 10 $2,300,000 $230,000 $0 2.52%
    THE VILLAGES, FL (FHA|USDA|VA) 10 $2,270,000 $227,000 $0 2.35%
    CARSON CITY, NV (FHA|USDA|VA) 9 $2,235,000 $248,333 $0 2.55%
    MERCED, CA (FHA|USDA|VA) 12 $2,210,000 $184,167 $0 2.48%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 10 $2,170,000 $217,000 $0 2.28%
    WACO, TX (FHA|USDA|VA) 9 $2,135,000 $237,222 $0 3.05%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 12 $1,950,000 $162,500 $0 2.72%
    Prineville, OR (FHA|USDA|VA) 7 $1,935,000 $276,429 $0 2.80%
    SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,930,000 $241,250 $0 2.57%
    SIOUX FALLS, SD (FHA|USDA|VA) 10 $1,930,000 $193,000 $0 2.47%
    Pahrump, NV (FHA|USDA|VA) 12 $1,900,000 $158,333 $0 2.57%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 9 $1,875,000 $208,333 $0 2.43%
    WORCESTER, MA-CT (FHA|USDA|VA) 9 $1,825,000 $202,778 $0 2.03%
    Ukiah, CA (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 2.41%
    Aberdeen, WA (FHA|USDA|VA) 10 $1,800,000 $180,000 $0 2.76%
    Cullowhee, NC (FHA|USDA|VA) 1 $1,775,000 $1,775,000 $0 4.90%
    MADERA, CA (FHA|USDA|VA) 7 $1,755,000 $250,714 $0 2.54%
    SPRINGFIELD, MA (FHA|USDA|VA) 9 $1,715,000 $190,556 $0 2.10%
    YUBA CITY, CA (FHA|USDA|VA) 7 $1,695,000 $242,143 $0 2.34%
    Steamboat Springs, CO (FHA|USDA|VA) 3 $1,675,000 $558,333 $0 4.46%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,660,000 $415,000 $0 3.73%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 6 $1,650,000 $275,000 $0 2.30%
    Show Low, AZ (FHA|USDA|VA) 6 $1,650,000 $275,000 $0 2.88%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $1,615,000 $179,444 $0 2.39%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 8 $1,610,000 $201,250 $0 2.47%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $1,580,000 $158,000 $0 2.42%
    LOGAN, UT-ID (FHA|USDA|VA) 7 $1,575,000 $225,000 $0 2.05%
    Astoria, OR (FHA|USDA|VA) 5 $1,515,000 $303,000 $0 2.45%
    PANAMA CITY, FL (FHA|USDA|VA) 8 $1,480,000 $185,000 $0 2.52%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 13 $1,475,000 $113,462 $0 2.48%
    Centralia, WA (FHA|USDA|VA) 7 $1,465,000 $209,286 $0 2.27%
    Newport, OR (FHA|USDA|VA) 6 $1,440,000 $240,000 $0 2.37%
    Payson, AZ (FHA|USDA|VA) 7 $1,405,000 $200,714 $0 2.31%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 9 $1,355,000 $150,556 $0 2.49%
    FLAGSTAFF, AZ (FHA|USDA|VA) 4 $1,340,000 $335,000 $0 2.65%
    VISALIA, CA (FHA|USDA|VA) 7 $1,315,000 $187,857 $0 2.60%
    MADISON, WI (FHA|USDA|VA) 6 $1,290,000 $215,000 $0 2.31%
    Cañon City, CO (FHA|USDA|VA) 6 $1,270,000 $211,667 $0 2.26%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 12 $1,230,000 $102,500 $0 2.61%
    Fernley, NV (FHA|USDA|VA) 5 $1,225,000 $245,000 $0 2.20%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 4 $1,200,000 $300,000 $0 2.67%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $1,195,000 $170,714 $0 2.61%
    IDAHO FALLS, ID (FHA|USDA|VA) 5 $1,155,000 $231,000 $0 2.77%
    SAVANNAH, GA (FHA|USDA|VA) 3 $1,145,000 $381,667 $0 2.40%
    Sandpoint, ID (FHA|USDA|VA) 3 $1,135,000 $378,333 $0 3.68%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $1,115,000 $371,667 $0 3.84%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 7 $1,115,000 $159,286 $0 2.69%
    FAYETTEVILLE, NC (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 2.68%
    WENATCHEE, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $0 2.51%
    LAS CRUCES, NM (FHA|USDA|VA) 6 $1,000,000 $166,667 $0 2.80%
    Crossville, TN (FHA|USDA|VA) 6 $1,000,000 $166,667 $0 2.24%
    Rockport, TX (FHA|USDA|VA) 1 $995,000 $995,000 $0 6.50%
    Blackfoot, ID (FHA|USDA|VA) 4 $980,000 $245,000 $0 2.05%
    AKRON, OH (FHA|USDA|VA) 7 $965,000 $137,857 $0 2.46%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $960,000 $160,000 $0 2.63%
    Montrose, CO (FHA|USDA|VA) 5 $955,000 $191,000 $0 2.63%
    ANCHORAGE, AK (FHA|USDA|VA) 4 $950,000 $237,500 $0 2.97%
    POCATELLO, ID (FHA|USDA|VA) 5 $945,000 $189,000 $0 2.27%
    DOVER, DE (FHA|USDA|VA) 5 $925,000 $185,000 $0 2.56%
    GAINESVILLE, FL (FHA|USDA|VA) 6 $900,000 $150,000 $0 2.42%
    PITTSBURGH, PA (FHA|USDA|VA) 8 $900,000 $112,500 $0 2.35%
    The Dalles, OR (FHA|USDA|VA) 3 $885,000 $295,000 $0 2.65%
    LINCOLN, NE (FHA|USDA|VA) 4 $880,000 $220,000 $0 2.35%
    Breckenridge, CO (FHA|USDA|VA) 2 $880,000 $440,000 $0 2.05%
    YAKIMA, WA (FHA|USDA|VA) 5 $875,000 $175,000 $0 2.63%
    Roseburg, OR (FHA|USDA|VA) 5 $875,000 $175,000 $0 2.17%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $870,000 $217,500 $0 2.71%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $865,000 $173,000 $0 2.89%
    Ontario, OR-ID (FHA|USDA|VA) 3 $865,000 $288,333 $0 2.10%
    Cedar City, UT (FHA|USDA|VA) 4 $860,000 $215,000 $0 2.81%
    TWIN FALLS, ID (FHA|USDA|VA) 4 $840,000 $210,000 $0 2.39%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $830,000 $207,500 $0 2.32%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 5 $825,000 $165,000 $0 2.47%
    Key West, FL (FHA|USDA|VA) 2 $820,000 $410,000 $0 2.18%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $820,000 $205,000 $0 2.86%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $810,000 $202,500 $0 2.00%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $805,000 $268,333 $0 2.76%
    APPLETON, WI (FHA|USDA|VA) 3 $805,000 $268,333 $0 2.49%
    GRANTS PASS, OR (FHA|USDA|VA) 4 $790,000 $197,500 $0 2.57%
    LYNCHBURG, VA (FHA|USDA|VA) 6 $760,000 $126,667 $0 2.57%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $755,000 $151,000 $0 2.50%
    Morehead City, NC (FHA|USDA|VA) 2 $740,000 $370,000 $0 2.06%
    Boone, NC (FHA|USDA|VA) 1 $725,000 $725,000 $0 6.99%
    Hood River, OR (FHA|USDA|VA) 2 $710,000 $355,000 $0 2.14%
    OCEAN CITY, NJ (FHA|USDA|VA) 3 $705,000 $235,000 $0 2.25%
    ROCHESTER, NY (FHA|USDA|VA) 5 $675,000 $135,000 $0 2.49%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 5 $665,000 $133,000 $0 2.53%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $655,000 $131,000 $0 2.60%
    Moses Lake, WA (FHA|USDA|VA) 3 $645,000 $215,000 $0 2.85%
    READING, PA (FHA|USDA|VA) 5 $635,000 $127,000 $0 2.58%
    GAINESVILLE, GA (FHA|USDA|VA) 3 $635,000 $211,667 $0 2.47%
    Fallon, NV (FHA|USDA|VA) 3 $625,000 $208,333 $0 2.01%
    Durango, CO (FHA|USDA|VA) 2 $620,000 $310,000 $0 2.54%
    AMARILLO, TX (FHA|USDA|VA) 6 $620,000 $103,333 $0 2.48%
    BATON ROUGE, LA (FHA|USDA|VA) 5 $615,000 $123,000 $0 2.15%
    WINSTON-SALEM, NC (FHA|USDA|VA) 5 $605,000 $121,000 $0 2.24%
    La Grande, OR (FHA|USDA|VA) 3 $595,000 $198,333 $0 2.56%
    TULSA, OK (FHA|USDA|VA) 3 $585,000 $195,000 $0 1.54%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $565,000 $188,333 $0 2.56%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 3 $555,000 $185,000 $0 2.96%
    MISSOULA, MT (FHA|USDA|VA) 2 $550,000 $275,000 $0 2.43%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 4 $550,000 $137,500 $2,322 2.92%
    SYRACUSE, NY (FHA|USDA|VA) 5 $545,000 $109,000 $0 2.75%
    Fort Payne, AL (FHA|USDA|VA) 1 $545,000 $545,000 $0 2.11%
    Athens, TX (FHA|USDA|VA) 3 $535,000 $178,333 $0 2.33%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 3 $535,000 $178,333 $0 1.99%
    Brookings, OR (FHA|USDA|VA) 2 $520,000 $260,000 $0 3.03%
    CORVALLIS, OR (FHA|USDA|VA) 2 $500,000 $250,000 $0 2.66%
    LUBBOCK, TX (FHA|USDA|VA) 5 $495,000 $99,000 $0 3.04%
    Mountain Home, ID (FHA|USDA|VA) 2 $490,000 $245,000 $0 2.49%
    BILLINGS, MT (FHA|USDA|VA) 2 $490,000 $245,000 $0 2.34%
    VICTORIA, TX (FHA|USDA|VA) 3 $485,000 $161,667 $0 2.75%
    CHEYENNE, WY (FHA|USDA|VA) 3 $485,000 $161,667 $0 2.10%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $485,000 $485,000 $0 1.77%
    Corning, NY (FHA|USDA|VA) 1 $475,000 $475,000 $0 2.22%
    NEW BERN, NC (FHA|USDA|VA) 2 $460,000 $230,000 $0 2.28%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.06%
    FLINT, MI (FHA|USDA|VA) 1 $455,000 $455,000 $0 1.48%
    KINGSTON, NY (FHA|USDA|VA) 1 $445,000 $445,000 $0 1.54%
    Winnemucca, NV (FHA|USDA|VA) 3 $445,000 $148,333 $0 2.30%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $445,000 $148,333 $0 2.25%
    Eureka-Arcata, CA (FHA|USDA|VA) 2 $440,000 $220,000 $0 2.16%
    ROCHESTER, MN (FHA|USDA|VA) 1 $435,000 $435,000 $0 1.89%
    Clearlake, CA (FHA|USDA|VA) 3 $435,000 $145,000 $0 2.65%
    SPRINGFIELD, MO (FHA|USDA|VA) 3 $425,000 $141,667 $0 2.46%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $420,000 $210,000 $0 2.75%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $415,000 $138,333 $0 2.08%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $415,000 $415,000 $0 3.56%
    Kalispell, MT (FHA|USDA|VA) 1 $415,000 $415,000 $0 1.88%
    WICHITA, KS (FHA|USDA|VA) 2 $410,000 $205,000 $0 2.40%
    Coos Bay, OR (FHA|USDA|VA) 2 $410,000 $205,000 $0 2.47%
    Granbury, TX (FHA|USDA|VA) 2 $410,000 $205,000 $0 2.36%
    Hudson, NY (FHA|USDA|VA) 1 $405,000 $405,000 $0 2.04%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $400,000 $200,000 $0 2.47%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.75%
    Fredericksburg, TX (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.33%
    LAWRENCE, KS (FHA|USDA|VA) 2 $390,000 $195,000 $0 2.33%
    Helena, MT (FHA|USDA|VA) 1 $385,000 $385,000 $0 2.40%
    Brainerd, MN (FHA|USDA|VA) 1 $375,000 $375,000 $0 2.48%
    Huntsville, TX (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.54%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $370,000 $185,000 $0 2.25%
    STAUNTON, VA (FHA|USDA|VA) 2 $360,000 $180,000 $0 2.52%
    Nogales, AZ (FHA|USDA|VA) 1 $355,000 $355,000 $0 1.55%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $350,000 $175,000 $0 2.27%
    Forest City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 1.98%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $345,000 $345,000 $0 2.83%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $340,000 $170,000 $0 3.02%
    WALLA WALLA, WA (FHA|USDA|VA) 1 $335,000 $335,000 $0 1.80%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.45%
    Cookeville, TN (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.88%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $330,000 $165,000 $0 2.40%
    GREEN BAY, WI (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.35%
    RAPID CITY, SD (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.31%
    REDDING, CA (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.89%
    LEBANON, PA (FHA|USDA|VA) 2 $320,000 $160,000 $0 2.64%
    Sevierville, TN (FHA|USDA|VA) 1 $315,000 $315,000 $0 1.68%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 3 $315,000 $105,000 $0 2.31%
    Red Bluff, CA (FHA|USDA|VA) 2 $310,000 $155,000 $0 2.39%
    Jefferson, GA (FHA|USDA|VA) 2 $310,000 $155,000 $0 3.16%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.51%
    Sandusky, OH (FHA|USDA|VA) 2 $300,000 $150,000 $0 2.53%
    Sonora, CA (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.58%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $290,000 $72,500 $0 2.91%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $280,000 $140,000 $0 2.64%
    Dayton, TN (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.80%
    Sheridan, WY (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.75%
    Española, NM (FHA|USDA|VA) 1 $265,000 $265,000 $0 3.18%
    Beaver Dam, WI (FHA|USDA|VA) 3 $265,000 $88,333 $0 2.51%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.33%
    Palatka, FL (FHA|USDA|VA) 1 $265,000 $265,000 $0 2.85%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $260,000 $130,000 $0 2.58%
    JOHNSON CITY, TN (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.11%
    LANCASTER, PA (FHA|USDA|VA) 2 $250,000 $125,000 $0 2.47%
    Augusta-Waterville, ME (FHA|USDA|VA) 2 $240,000 $120,000 $0 2.71%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $240,000 $120,000 $0 2.35%
    Brevard, NC (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.53%
    Oxford, MS (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.96%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.30%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.33%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.54%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $230,000 $115,000 $0 2.91%
    Mountain Home, AR (FHA|USDA|VA) 1 $225,000 $225,000 $0 2.58%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.78%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.82%
    Hutchinson, MN (FHA|USDA|VA) 2 $220,000 $110,000 $0 2.41%
    COLUMBIA, SC (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.21%
    BURLINGTON, NC (FHA|USDA|VA) 1 $215,000 $215,000 $0 2.49%
    Paris, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.51%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.63%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $210,000 $105,000 $0 2.97%
    Fort Morgan, CO (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.58%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.39%
    Stephenville, TX (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.31%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.41%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.07%
    Crescent City, CA (FHA|USDA|VA) 1 $205,000 $205,000 $0 2.27%
    ROANOKE, VA (FHA|USDA|VA) 2 $200,000 $100,000 $0 2.37%
    EL PASO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $0 2.95%
    FARMINGTON, NM (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.18%
    Enterprise, AL (FHA|USDA|VA) 1 $195,000 $195,000 $0 3.04%
    Jacksonville, TX (FHA|USDA|VA) 2 $190,000 $95,000 $0 2.65%
    Burley, ID (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.21%
    Houghton, MI (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.16%
    MOBILE, AL (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.22%
    LONGVIEW, TX (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.00%
    Whitewater, WI (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.70%
    TYLER, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.99%
    Cedartown, GA (FHA|USDA|VA) 2 $170,000 $85,000 $0 2.74%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $170,000 $85,000 $0 2.27%
    HOT SPRINGS, AR (FHA|USDA|VA) 2 $170,000 $85,000 $0 2.33%
    TALLAHASSEE, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 1.74%
    Moscow, ID (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.06%
    Branson, MO (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.58%
    IOWA CITY, IA (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.86%
    EL CENTRO, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.32%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $160,000 $80,000 $0 2.43%
    SHEBOYGAN, WI (FHA|USDA|VA) 2 $160,000 $80,000 $0 2.69%
    Jacksonville, IL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.32%
    HUNTSVILLE, AL (FHA|USDA|VA) 1 $155,000 $155,000 $0 2.86%
    BANGOR, ME (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.51%
    Stevens Point, WI (FHA|USDA|VA) 1 $155,000 $155,000 $0 1.75%
    SPARTANBURG, SC (FHA|USDA|VA) 2 $150,000 $75,000 $0 2.19%
    COLUMBUS, GA-AL (FHA|USDA|VA) 2 $150,000 $75,000 $0 2.38%
    WINCHESTER, VA-WV (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.30%
    Brenham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.10%
    Arkadelphia, AR (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.61%
    ABILENE, TX (FHA|USDA|VA) 2 $140,000 $70,000 $0 2.64%
    Austin, MN (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.20%
    Auburn, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.82%
    Vernal, UT (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.06%
    BOWLING GREEN, KY (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.43%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.23%
    Brownwood, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.32%
    Albemarle, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.56%
    Albertville, AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 2.77%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 2 $120,000 $60,000 $0 3.24%
    Ashtabula, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 1.79%
    Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.58%
    Lufkin, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.33%
    Moultrie, GA (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.80%
    Kerrville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.80%
    Weatherford, OK (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.23%
    Wilson, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.83%
    YUMA, AZ (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.40%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.58%
    DULUTH, MN-WI (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.21%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.58%
    Elko, NV (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.82%
    New Castle, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.27%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.02%
    Glasgow, KY (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.32%
    Bennettsville, SC (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.90%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.67%
    Rockingham, NC (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.53%
    Ottumwa, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.84%
    Coshocton, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.22%
    Pella, IA (FHA|USDA|VA) 1 $95,000 $95,000 $0 2.57%
    Stillwater, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.31%
    Cadillac, MI (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.09%
    DALTON, GA (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.45%
    EAU CLAIRE, WI (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.83%
    MANSFIELD, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.02%
    Bonham, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.07%
    Jasper, IN (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.57%
    MUNCIE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.70%
    Marinette, WI-MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.59%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.71%
    HAMMOND, LA (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.36%
    Georgetown, SC (FHA|USDA|VA) 1 $75,000 $75,000 $0 2.82%
    Maryville, MO (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.50%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.55%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.07%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.05%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.55%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.75%
    Grants, NM (FHA|USDA|VA) 1 $65,000 $65,000 $0 1.57%
    JACKSON, MI (FHA|USDA|VA) 1 $65,000 $65,000 $0 3.09%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.57%
    WARNER ROBINS, GA (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.32%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.45%
    Freeport, IL (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.57%
    Orangeburg, SC (FHA|USDA|VA) 1 $35,000 $35,000 $0 3.87%
    DECATUR, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 3.78%

    Finance Of America Reverse 's top markets include Los Angeles, San Francisco, New York, San Jose, and San Diego among others.

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 5,987 $1,819,575,000 $303,921 $0 2.41%
    FHA 2,920 $771,830,000 $264,325 $0 2.44%
    Reverse Mortgage 1,003 $979,165,000 $976,236 $0 6.32%
    HELOC 665 $693,325,000 $1,042,594 n/a 5.51%
    Conventional 20 $14,150,000 $707,500 $3,141 4.79%

    For 2021, Finance Of America Reverse 's most frequently originated type of loan was FHA, with 5,987 originations. Their 2nd most popular type was FHA, with 2,920 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,068 $3,446,890,000 $427,230 $2,955 3.03%
    Other 1,773 $633,415,000 $357,256 $0 2.87%
    Home Purchase 637 $152,085,000 $238,752 $0 2.77%
    Home Improvement 98 $32,160,000 $328,163 $0 2.79%
    Cash Out Refi 19 $13,495,000 $710,263 $3,150 4.82%

    For 2021, Finance Of America Reverse 's most frequently cited loan purpose was Refi, with 8,068 originations. The 2nd most popular reason was Other, with 1,773 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 10,575 $4,263,895,000 $403,205 $0 2.98%
    30 Year 20 $14,150,000 $707,500 $3,141 4.79%

    For 2021, Finance Of America Reverse 's most frequently cited loan duration was Other, with 10,575 originations. The 2nd most popular length was 30 Year, with 20 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 20 $14,150,000 $707,500

    Finance Of America Reverse 's average total fees were $3,141, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 20 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    <2.5% 5,278 $1,609,580,000 $304,960
    2.5-3% 2,388 $625,620,000 $261,985
    3-4% 1,207 $349,645,000 $289,681
    5-6% 882 $908,230,000 $1,029,739
    6-7% 437 $417,805,000 $956,076
    4-5% 237 $232,285,000 $980,105
    7-8% 165 $134,855,000 $817,303

    During 2021, Finance Of America Reverse 's average interest rate for loans was 4.79%, while their most frequently originated rate bucket for loans was <2.5%, with 5,278 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,391 $1,264,615,000 $288,002 $2,674 2.41%
    $400k-600k 2,248 $1,065,130,000 $473,812 $3,027 2.71%
    $100k-200k 2,158 $337,980,000 $156,617 $2,322 2.51%
    $600k-1MM 896 $690,020,000 $770,112 $3,057 5.84%
    $1MM+ 580 $894,390,000 $1,542,052 $4,282 5.86%
    $100,000 or less 322 $25,910,000 $80,466 $0 2.72%

    2021 saw Finance Of America Reverse place emphasis on $200k-400k loans with 4,391 originations, totaling $1,264,615,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 9,047 $3,528,505,000 $390,019 $2,760 2.93%
    $50k-75k 1,089 $484,415,000 $444,826 $2,826 3.19%
    $75k-100k 243 $110,115,000 $453,148 $3,102 3.28%
    $100k-150k 152 $108,820,000 $715,921 $3,780 3.61%
    $150k-250k 51 $40,375,000 $791,667 $3,163 4.20%
    $250k+ 11 $5,385,000 $489,545 $0 3.13%

    Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 9,047 originations. The second most popular income band? $50k-75k, with 1,089 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 6 $4,750,000 $791,667 $3,163 5.14%
    42% 2 $890,000 $445,000 $2,910 4.61%
    40% 2 $1,420,000 $710,000 $3,111 4.48%
    38% 2 $840,000 $420,000 $2,414 4.48%
    20-30% 2 $1,130,000 $565,000 $2,670 4.95%
    46% 1 $655,000 $655,000 $2,955 4.36%
    >60% 1 $1,885,000 $1,885,000 $5,595 5.35%
    30-36% 1 $755,000 $755,000 $3,293 4.61%
    36% 1 $705,000 $705,000 $3,239 4.58%
    41% 1 $445,000 $445,000 $3,582 4.60%
    45% 1 $675,000 $675,000 $2,964 4.51%

    Finance Of America Reverse lent most frequently to those with DTI ratios of 50-60%, with 6 originations. The next most common DTI ratio? 42%, with 2 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,818 $3,242,960,000 $414,807 $3,175 3.01%
    Not provided 1,762 $630,460,000 $357,809 $2,962 2.82%
    Black 731 $252,165,000 $344,959 $2,988 2.90%
    Asian 190 $111,790,000 $588,368 $4,087 3.65%
    American Indian 49 $18,295,000 $373,367 $0 3.17%
    Native Hawaiian or Islander 25 $11,045,000 $441,800 $0 2.95%
    Other Asian 4 $3,580,000 $895,000 $0 3.68%
    Filipino 7 $3,195,000 $456,429 $0 2.56%
    Asian Indian 3 $2,205,000 $735,000 $0 4.03%
    Japanese 3 $1,365,000 $455,000 $0 3.38%
    Other Pacific Islander 1 $505,000 $505,000 $0 1.79%
    2 $480,000 $240,000 $0 2.44%

    Approval Rates

    Total approvals of all applications
    97.25%

    Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    75.21%

    Finance Of America Reverse has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,595 $4,278,045,000 $403,780

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,595 $4,278,045,000 $403,780

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 328 $182,240,000 $555,610 $0 3.14%
    40-60% 7,256 $2,881,530,000 $397,124 $3,281 3.08%
    60-80% 2,991 $1,206,385,000 $403,338 $3,000 2.75%
    80-100% 1 $165,000 $165,000 $0 2.99%
    Under 20% 19 $7,725,000 $406,579 $0 3.12%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    Finance of America Holdings LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 5.4%
    Finance of America Holdings LLC Conventional home mortgage Closing on a mortgage 2 5.4%
    Finance of America Holdings LLC Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 2.7%
    Finance of America Holdings LLC Conventional home mortgage Trouble during payment process 4 10.8%
    Finance of America Holdings LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.7%
    Finance of America Holdings LLC Other type of mortgage Trouble during payment process 1 2.7%
    Finance of America Holdings LLC Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 8 21.6%
    Finance of America Holdings LLC Reverse mortgage Closing on a mortgage 5 13.5%
    Finance of America Holdings LLC Reverse mortgage Struggling to pay mortgage 4 10.8%
    Finance of America Holdings LLC Reverse mortgage Trouble during payment process 9 24.3%