Finance Of America Reverse Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300S5YL3OH0IVCS62
Tax ID: 20-0304793
4.9 stars - Updated: 10/29/24
-
out of 5 stars, based on 88 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Finance Of America Reverse is a small mortgage company specializing in Refi and Other loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Finance Of America Reverse has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, New York, San Francisco, San Diego, and San Jose among others. We have data for 596 markets. (Some data included below & more in-depth data is available with an active subscription.)Finance Of America Reverse has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Reverse is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 10/29/24 |
| 30 Year Conventional Refi | 7.61% | 10/29/24 |
| 30 Year Cash-out Refi | 8.02% | 10/29/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Finance Of America Reverse Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Finance Of America Reverse. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
7,754Origination Dollar Volume (All Markets)
$2,112,410,000Awards
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FINANCE OF AMERICA REVERSE - 2023
FINANCE OF AMERICA REVERSE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Finance Of America Reverse's average 30 year fixed mortgage rate was
8.54%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 2.06%.
Relative Fees (Closing Costs)
Finance Of America Reverse's average total fees/closing costs for a 30 year fixed rate
mortgage were $2,972.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 578 | $319,870,000 | $553,408 | $3,310 | 8.44% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 444 | $147,520,000 | $332,252 | $0 | 7.75% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 227 | $128,035,000 | $564,031 | $3,515 | 8.80% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 165 | $78,015,000 | $472,818 | $2,553 | 8.39% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 105 | $72,305,000 | $688,619 | $0 | 9.18% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 163 | $58,265,000 | $357,454 | $0 | 8.03% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 212 | $57,230,000 | $269,953 | $2,402 | 7.78% |
| Outside of Metro Areas | 340 | $56,720,000 | $166,824 | $0 | 7.71% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 223 | $55,225,000 | $247,646 | $2,821 | 7.61% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 111 | $42,245,000 | $380,586 | $0 | 7.84% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 146 | $38,730,000 | $265,274 | $0 | 7.63% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 208 | $36,450,000 | $175,240 | $0 | 7.68% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 38 | $35,400,000 | $931,579 | $0 | 8.96% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 146 | $28,970,000 | $198,425 | $0 | 7.59% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 87 | $24,345,000 | $279,828 | $0 | 7.70% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 53 | $23,645,000 | $446,132 | $3,143 | 8.33% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 129 | $23,175,000 | $179,651 | $0 | 7.57% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 84 | $22,770,000 | $271,071 | $2,966 | 7.77% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 38 | $22,300,000 | $586,842 | $0 | 8.37% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 135 | $18,805,000 | $139,296 | $0 | 7.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 107 | $18,305,000 | $171,075 | $0 | 7.65% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 87 | $18,185,000 | $209,023 | $0 | 7.61% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 55 | $16,995,000 | $309,000 | $0 | 7.60% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 106 | $16,600,000 | $156,604 | $0 | 7.84% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 70 | $15,410,000 | $220,143 | $0 | 7.69% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 53 | $14,685,000 | $277,075 | $0 | 7.73% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 56 | $14,240,000 | $254,286 | $0 | 7.83% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 58 | $13,920,000 | $240,000 | $0 | 7.72% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 22 | $13,440,000 | $610,909 | $0 | 8.25% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 30 | $12,760,000 | $425,333 | $0 | 7.90% |
| BOISE CITY, ID (FHA|USDA|VA) | 50 | $11,630,000 | $232,600 | $0 | 7.77% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 43 | $11,215,000 | $260,814 | $0 | 7.49% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 58 | $10,730,000 | $185,000 | $0 | 7.54% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 40 | $10,640,000 | $266,000 | $0 | 7.67% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 37 | $9,985,000 | $269,865 | $0 | 7.55% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 54 | $9,640,000 | $178,519 | $0 | 7.56% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 40 | $9,590,000 | $239,750 | $0 | 7.52% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 59 | $9,585,000 | $162,458 | $0 | 7.59% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 47 | $9,385,000 | $199,681 | $0 | 7.63% |
| BOULDER, CO (FHA|USDA|VA) | 21 | $9,095,000 | $433,095 | $0 | 8.29% |
| Glenwood Springs, CO (FHA|USDA|VA) | 4 | $9,060,000 | $2,265,000 | $0 | 9.85% |
| RENO, NV (FHA|USDA|VA) | 25 | $8,955,000 | $358,200 | $0 | 8.39% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 46 | $8,380,000 | $182,174 | $0 | 7.70% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 14 | $7,910,000 | $565,000 | $0 | 8.99% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 31 | $7,855,000 | $253,387 | $0 | 7.85% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 44 | $7,840,000 | $178,182 | $0 | 7.58% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 34 | $7,740,000 | $227,647 | $0 | 7.51% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 44 | $7,580,000 | $172,273 | $0 | 7.54% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 16 | $7,520,000 | $470,000 | $0 | 8.12% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 12 | $7,370,000 | $614,167 | $0 | 8.68% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 27 | $7,335,000 | $271,667 | $0 | 7.81% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 42 | $7,210,000 | $171,667 | $0 | 7.66% |
| PROVO-OREM, UT (FHA|USDA|VA) | 28 | $6,860,000 | $245,000 | $0 | 7.59% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 44 | $6,300,000 | $143,182 | $0 | 7.48% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 38 | $6,120,000 | $161,053 | $0 | 7.44% |
| Hilo, HI (FHA|USDA|VA) | 7 | $5,955,000 | $850,714 | $0 | 7.47% |
| VALLEJO, CA (FHA|USDA|VA) | 23 | $5,945,000 | $258,478 | $0 | 7.89% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 35 | $5,935,000 | $169,571 | $0 | 7.83% |
| BEND, OR (FHA|USDA|VA) | 21 | $5,875,000 | $279,762 | $0 | 7.79% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 36 | $5,760,000 | $160,000 | $0 | 7.48% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 15 | $5,705,000 | $380,333 | $0 | 7.87% |
| STOCKTON, CA (FHA|USDA|VA) | 24 | $5,550,000 | $231,250 | $0 | 7.75% |
| TUCSON, AZ (FHA|USDA|VA) | 30 | $5,200,000 | $173,333 | $0 | 7.36% |
| NAPA, CA (FHA|USDA|VA) | 12 | $5,130,000 | $427,500 | $0 | 7.85% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 13 | $5,125,000 | $394,231 | $0 | 8.01% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 27 | $5,055,000 | $187,222 | $0 | 7.74% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 29 | $4,965,000 | $171,207 | $0 | 7.42% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 37 | $4,855,000 | $131,216 | $0 | 7.62% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 29 | $4,705,000 | $162,241 | $0 | 7.73% |
| FRESNO, CA (FHA|USDA|VA) | 22 | $4,640,000 | $210,909 | $2,465 | 7.32% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 34 | $4,580,000 | $134,706 | $0 | 7.69% |
| OCALA, FL (FHA|USDA|VA) | 28 | $4,410,000 | $157,500 | $0 | 7.55% |
| SALINAS, CA (FHA|USDA|VA) | 11 | $4,365,000 | $396,818 | $0 | 7.94% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 18 | $4,330,000 | $240,556 | $0 | 7.82% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 30 | $4,300,000 | $143,333 | $0 | 7.61% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $4,280,000 | $713,333 | $0 | 7.87% |
| RICHMOND, VA (FHA|USDA|VA) | 27 | $4,125,000 | $152,778 | $0 | 7.77% |
| SALEM, OR (FHA|USDA|VA) | 19 | $3,965,000 | $208,684 | $0 | 7.62% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $3,935,000 | $1,311,667 | $0 | 9.96% |
| ASHEVILLE, NC (FHA|USDA|VA) | 16 | $3,860,000 | $241,250 | $0 | 7.62% |
| Key West, FL (FHA|USDA|VA) | 6 | $3,830,000 | $638,333 | $0 | 8.29% |
| ST. GEORGE, UT (FHA|USDA|VA) | 16 | $3,760,000 | $235,000 | $0 | 7.27% |
| KNOXVILLE, TN (FHA|USDA|VA) | 19 | $3,605,000 | $189,737 | $0 | 7.66% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 16 | $3,500,000 | $218,750 | $0 | 7.66% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 24 | $3,490,000 | $145,417 | $0 | 7.66% |
| TULSA, OK (FHA|USDA|VA) | 28 | $3,430,000 | $122,500 | $0 | 7.63% |
| GREELEY, CO (FHA|USDA|VA) | 16 | $3,420,000 | $213,750 | $0 | 7.74% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 22 | $3,290,000 | $149,545 | $0 | 7.48% |
| Outside of Metro Areas | 12 | $3,270,000 | $272,500 | $0 | 8.19% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 28 | $3,200,000 | $114,286 | $0 | 7.58% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 19 | $3,095,000 | $162,895 | $0 | 7.74% |
| Kalispell, MT (FHA|USDA|VA) | 9 | $3,065,000 | $340,556 | $0 | 7.59% |
| Vineyard Haven, MA (FHA|USDA|VA) | 3 | $2,945,000 | $981,667 | $0 | 8.21% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 18 | $2,880,000 | $160,000 | $0 | 7.60% |
| Hailey, ID (FHA|USDA|VA) | 4 | $2,880,000 | $720,000 | $0 | 8.86% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 18 | $2,870,000 | $159,444 | $0 | 7.72% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $0 | 7.95% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 17 | $2,745,000 | $161,471 | $0 | 7.56% |
| SANTA FE, NM (FHA|USDA|VA) | 9 | $2,675,000 | $297,222 | $0 | 7.39% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 22 | $2,670,000 | $121,364 | $0 | 7.68% |
| Sandpoint, ID (FHA|USDA|VA) | 8 | $2,660,000 | $332,500 | $0 | 7.33% |
| THE VILLAGES, FL (FHA|USDA|VA) | 13 | $2,565,000 | $197,308 | $0 | 7.23% |
| COLUMBUS, OH (FHA|USDA|VA) | 21 | $2,555,000 | $121,667 | $0 | 7.66% |
| PUEBLO, CO (FHA|USDA|VA) | 10 | $2,540,000 | $254,000 | $0 | 7.73% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $0 | 7.82% |
| LOUISVILLE, KY (FHA|USDA|VA) | 20 | $2,520,000 | $126,000 | $0 | 7.59% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 9 | $2,515,000 | $279,444 | $0 | 7.83% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 16 | $2,500,000 | $156,250 | $0 | 7.67% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $2,475,000 | $825,000 | $0 | 9.56% |
| Oak Harbor, WA (FHA|USDA|VA) | 8 | $2,470,000 | $308,750 | $0 | 7.70% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 11 | $2,435,000 | $221,364 | $0 | 7.74% |
| PITTSBURGH, PA (FHA|USDA|VA) | 26 | $2,330,000 | $89,615 | $0 | 7.85% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $0 | 7.57% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $0 | 7.81% |
| MODESTO, CA (FHA|USDA|VA) | 12 | $2,290,000 | $190,833 | $0 | 7.34% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 25 | $2,245,000 | $89,800 | $0 | 7.73% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $2,240,000 | $560,000 | $0 | 9.26% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 6 | $2,230,000 | $371,667 | $0 | 7.79% |
| Edwards, CO (FHA|USDA|VA) | 3 | $2,215,000 | $738,333 | $0 | 7.96% |
| KINGSTON, NY (FHA|USDA|VA) | 13 | $2,175,000 | $167,308 | $0 | 7.79% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 16 | $2,170,000 | $135,625 | $0 | 8.07% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 9 | $2,155,000 | $239,444 | $0 | 7.52% |
| WILMINGTON, NC (FHA|USDA|VA) | 13 | $2,145,000 | $165,000 | $0 | 7.51% |
| Port Angeles, WA (FHA|USDA|VA) | 7 | $2,145,000 | $306,429 | $0 | 7.91% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 17 | $2,095,000 | $123,235 | $0 | 7.59% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 12 | $2,050,000 | $170,833 | $0 | 8.01% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 11 | $2,025,000 | $184,091 | $0 | 7.56% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $2,015,000 | $155,000 | $0 | 7.84% |
| BELLINGHAM, WA (FHA|USDA|VA) | 7 | $1,865,000 | $266,429 | $0 | 7.79% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,835,000 | $367,000 | $0 | 8.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 12 | $1,770,000 | $147,500 | $0 | 7.60% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $0 | 7.56% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 4 | $1,750,000 | $437,500 | $0 | 7.85% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,740,000 | $870,000 | $0 | 8.07% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 14 | $1,740,000 | $124,286 | $0 | 7.89% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 12 | $1,710,000 | $142,500 | $0 | 7.87% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 9 | $1,705,000 | $189,444 | $0 | 7.64% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 9 | $1,665,000 | $185,000 | $0 | 7.45% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,640,000 | $205,000 | $0 | 8.21% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 9 | $1,635,000 | $181,667 | $0 | 7.55% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 10 | $1,630,000 | $163,000 | $0 | 7.57% |
| GLENS FALLS, NY (FHA|USDA|VA) | 6 | $1,580,000 | $263,333 | $0 | 7.27% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 15 | $1,575,000 | $105,000 | $0 | 7.51% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $0 | 7.79% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 10 | $1,540,000 | $154,000 | $0 | 7.58% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 15 | $1,525,000 | $101,667 | $0 | 7.57% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $0 | 7.70% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $0 | 7.51% |
| TWIN FALLS, ID (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $0 | 7.28% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $1,495,000 | $213,571 | $0 | 7.33% |
| Seneca, SC (FHA|USDA|VA) | 4 | $1,490,000 | $372,500 | $0 | 8.46% |
| EL PASO, TX (FHA|USDA|VA) | 12 | $1,480,000 | $123,333 | $0 | 7.62% |
| ROCHESTER, NY (FHA|USDA|VA) | 12 | $1,380,000 | $115,000 | $0 | 7.73% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,365,000 | $273,000 | $0 | 7.47% |
| ANCHORAGE, AK (FHA|USDA|VA) | 9 | $1,365,000 | $151,667 | $0 | 7.60% |
| REDDING, CA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $0 | 7.54% |
| DOVER, DE (FHA|USDA|VA) | 10 | $1,350,000 | $135,000 | $0 | 7.78% |
| PANAMA CITY, FL (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $0 | 7.44% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $0 | 7.61% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $0 | 7.70% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $0 | 7.65% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 7 | $1,315,000 | $187,857 | $0 | 7.52% |
| Shelton, WA (FHA|USDA|VA) | 5 | $1,285,000 | $257,000 | $0 | 7.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $0 | 8.14% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $0 | 7.35% |
| Traverse City, MI (FHA|USDA|VA) | 7 | $1,275,000 | $182,143 | $0 | 7.36% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 7 | $1,225,000 | $175,000 | $0 | 7.66% |
| VISALIA, CA (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $0 | 7.48% |
| LANCASTER, PA (FHA|USDA|VA) | 8 | $1,160,000 | $145,000 | $0 | 7.70% |
| MEDFORD, OR (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $0 | 7.76% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,145,000 | $229,000 | $0 | 7.61% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $0 | 7.27% |
| Riverton, WY (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $0 | 7.79% |
| YAKIMA, WA (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $0 | 7.91% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $1,135,000 | $162,143 | $0 | 7.69% |
| BATON ROUGE, LA (FHA|USDA|VA) | 8 | $1,110,000 | $138,750 | $0 | 7.42% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $0 | 7.70% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 5 | $1,075,000 | $215,000 | $0 | 7.28% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 8 | $1,060,000 | $132,500 | $0 | 7.67% |
| Fernley, NV (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $0 | 7.75% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 9 | $1,025,000 | $113,889 | $0 | 7.81% |
| Sonora, CA (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $0 | 7.51% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,000,000 | $500,000 | $0 | 9.74% |
| COLUMBIA, SC (FHA|USDA|VA) | 10 | $990,000 | $99,000 | $0 | 7.57% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $0 | 7.69% |
| CARSON CITY, NV (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $0 | 7.26% |
| MADISON, WI (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $0 | 7.68% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $0 | 7.48% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 6 | $970,000 | $161,667 | $0 | 7.55% |
| Brookings, OR (FHA|USDA|VA) | 5 | $955,000 | $191,000 | $0 | 7.53% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $0 | 7.28% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $0 | 7.63% |
| Klamath Falls, OR (FHA|USDA|VA) | 7 | $935,000 | $133,571 | $0 | 7.31% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $0 | 8.20% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 5 | $915,000 | $183,000 | $0 | 7.71% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $0 | 8.09% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $0 | 7.63% |
| Aberdeen, WA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $0 | 7.25% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 10 | $890,000 | $89,000 | $0 | 7.72% |
| CHICO, CA (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $0 | 7.79% |
| Kapaa, HI (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $0 | 8.65% |
| Granbury, TX (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $0 | 7.60% |
| READING, PA (FHA|USDA|VA) | 7 | $855,000 | $122,143 | $0 | 7.48% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $0 | 7.20% |
| MADERA, CA (FHA|USDA|VA) | 6 | $820,000 | $136,667 | $0 | 8.30% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 7.68% |
| Montrose, CO (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 7.54% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 5 | $805,000 | $161,000 | $0 | 7.69% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $0 | 7.70% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $0 | 7.63% |
| Georgetown, SC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $0 | 7.38% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 9 | $775,000 | $86,111 | $0 | 7.63% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 6 | $770,000 | $128,333 | $0 | 7.60% |
| Prineville, OR (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $0 | 7.58% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 7 | $765,000 | $109,286 | $0 | 7.13% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $0 | 7.72% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $760,000 | $190,000 | $0 | 7.12% |
| Hood River, OR (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $0 | 7.34% |
| Hudson, NY (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $0 | 7.23% |
| RAPID CITY, SD (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $0 | 7.49% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $730,000 | $121,667 | $0 | 7.41% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $0 | 6.96% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 8 | $710,000 | $88,750 | $0 | 8.04% |
| SYRACUSE, NY (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $0 | 7.63% |
| Brenham, TX (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $0 | 7.18% |
| AKRON, OH (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $0 | 7.80% |
| Astoria, OR (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $0 | 7.00% |
| TYLER, TX (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 7.97% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 7.88% |
| Torrington, CT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 7.88% |
| LEBANON, PA (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 7.59% |
| Newport, OR (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $0 | 7.81% |
| Richmond-Berea, KY (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 8.04% |
| SPARTANBURG, SC (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $0 | 8.00% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 7.80% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $0 | 7.79% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 7 | $655,000 | $93,571 | $0 | 7.73% |
| Lebanon, NH-VT (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $0 | 8.01% |
| Centralia, WA (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $0 | 7.25% |
| Palatka, FL (FHA|USDA|VA) | 5 | $625,000 | $125,000 | $0 | 7.70% |
| North Wilkesboro, NC (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $0 | 7.27% |
| JACKSON, MS (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $0 | 7.59% |
| LYNCHBURG, VA (FHA|USDA|VA) | 5 | $615,000 | $123,000 | $0 | 7.63% |
| POCATELLO, ID (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 7.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 7 | $615,000 | $87,857 | $0 | 7.53% |
| Roseburg, OR (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $0 | 7.93% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 7.61% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 7.35% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $0 | 8.18% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $0 | 7.63% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 7.90% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $0 | 7.80% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $0 | 7.42% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 4 | $560,000 | $140,000 | $0 | 7.58% |
| CHARLESTON, WV (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 7.77% |
| Forest City, NC (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $0 | 7.73% |
| JACKSON, TN (FHA|USDA|VA) | 5 | $545,000 | $109,000 | $0 | 7.77% |
| CASPER, WY (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $0 | 7.42% |
| FLINT, MI (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 7.64% |
| Payson, AZ (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $0 | 7.71% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 7.50% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $0 | 7.49% |
| GETTYSBURG, PA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $0 | 8.78% |
| SAVANNAH, GA (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $0 | 7.72% |
| Cadillac, MI (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $0 | 7.43% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $0 | 8.39% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $500,000 | $125,000 | $0 | 7.77% |
| Crossville, TN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $0 | 7.84% |
| WALLA WALLA, WA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $0 | 7.34% |
| MOBILE, AL (FHA|USDA|VA) | 4 | $490,000 | $122,500 | $0 | 7.33% |
| BRUNSWICK, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 7.69% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $0 | 7.63% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 7.65% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 6 | $480,000 | $80,000 | $0 | 7.68% |
| LAFAYETTE, LA (FHA|USDA|VA) | 5 | $475,000 | $95,000 | $0 | 8.24% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $0 | 7.16% |
| MONROE, LA (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $0 | 7.99% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $0 | 7.91% |
| JACKSON, MI (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $0 | 7.38% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 7.00% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $0 | 7.53% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $0 | 7.93% |
| MERCED, CA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $0 | 8.09% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $0 | 7.32% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.42% |
| Mount Pleasant, TX (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.63% |
| FORT WAYNE, IN (FHA|USDA|VA) | 6 | $440,000 | $73,333 | $0 | 7.84% |
| Albertville, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $0 | 7.84% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $430,000 | $107,500 | $0 | 7.58% |
| ROCKFORD, IL (FHA|USDA|VA) | 5 | $425,000 | $85,000 | $0 | 7.91% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 7.07% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $0 | 7.78% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 7.08% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.86% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $0 | 7.86% |
| Brownwood, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 7.53% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 7.72% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 6.96% |
| WACO, TX (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 7.58% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $400,000 | $100,000 | $0 | 7.82% |
| Burley, ID (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $0 | 7.78% |
| Marion, NC (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 7.45% |
| Laconia, NH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 7.33% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 7.28% |
| Bennington, VT (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 7.83% |
| ERIE, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 7.87% |
| GADSDEN, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 7.22% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 8.06% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 6.24% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $0 | 7.75% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 7.19% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $360,000 | $90,000 | $0 | 7.82% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.32% |
| Cookeville, TN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.14% |
| ELMIRA, NY (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.85% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 8.18% |
| TOLEDO, OH (FHA|USDA|VA) | 5 | $355,000 | $71,000 | $0 | 8.03% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $0 | 7.57% |
| Nogales, AZ (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.80% |
| Sturgis, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $0 | 7.08% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 7.43% |
| LUBBOCK, TX (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $0 | 7.65% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.33% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 7.87% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 9.74% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 7.99% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.16% |
| Elko, NV (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.60% |
| FLORENCE, SC (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.59% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.93% |
| Mount Airy, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.66% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 7.91% |
| Jasper, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.18% |
| Laramie, WY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.41% |
| Athens, TX (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.95% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $0 | 7.61% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 7.98% |
| AMES, IA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 7.82% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 7.54% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 7.65% |
| UTICA-ROME, NY (FHA|USDA|VA) | 4 | $300,000 | $75,000 | $0 | 7.90% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.98% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 7.72% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 4 | $290,000 | $72,500 | $0 | 7.60% |
| CLEVELAND, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.24% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.66% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 7.94% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $0 | 8.02% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $0 | 7.97% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 8.08% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 8.08% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 7.67% |
| Susanville, CA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.55% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 3 | $275,000 | $91,667 | $0 | 8.03% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 7.22% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 7.40% |
| Summerville, GA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $0 | 7.94% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $265,000 | $88,333 | $0 | 7.86% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 7.22% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 7.34% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.87% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.87% |
| Helena, MT (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 7.45% |
| MIDLAND, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.90% |
| LAWRENCE, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.89% |
| Ottawa, KS (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.80% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 7.92% |
| Greenwood, SC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 7.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $0 | 7.53% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.77% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 8.02% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.74% |
| Cullman, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 7.80% |
| DuBois, PA (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.46% |
| Hutchinson, KS (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.99% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 3 | $225,000 | $75,000 | $0 | 7.70% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.54% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.01% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 7.80% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 6.75% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.39% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.96% |
| Washington, NC (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.16% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.99% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.70% |
| RACINE, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 7.79% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.66% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $215,000 | $71,667 | $0 | 8.15% |
| Pullman, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.72% |
| Batesville, AR (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.49% |
| Oneonta, NY (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 7.50% |
| Bellefontaine, OH (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 7.79% |
| Meadville, PA (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $0 | 8.02% |
| Auburn, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.58% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.76% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.08% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.89% |
| Bay City, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 7.77% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.42% |
| Big Rapids, MI (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.53% |
| Easton, MD (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 7.62% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.63% |
| Greeneville, TN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 8.08% |
| Defiance, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.55% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 8.10% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $0 | 7.68% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 7.27% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.80% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.22% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.83% |
| Magnolia, AR (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.60% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 8.51% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.23% |
| LONGVIEW, TX (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.96% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.86% |
| JOPLIN, MO (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.91% |
| Searcy, AR (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 7.91% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.15% |
| MUSKEGON, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.82% |
| Alice, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 7.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.38% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.85% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.76% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 7.85% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.95% |
| Harrison, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.74% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.42% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.74% |
| Newport, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.55% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 8.05% |
| Duncan, OK (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 7.99% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.70% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.70% |
| New Castle, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.11% |
| Concord, NH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.92% |
| Española, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 8.08% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.64% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.06% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.89% |
| FARMINGTON, NM (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.13% |
| Mason City, IA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 7.65% |
| Shelby, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.55% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.64% |
| ROME, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.83% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.02% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.05% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.21% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.77% |
| MONROE, MI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 8.14% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.02% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 7.91% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.04% |
| Danville, KY (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.14% |
| Toccoa, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.03% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.85% |
| Cortland, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.01% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.32% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.76% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.78% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.34% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.85% |
| Paragould, AR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.38% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.55% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.73% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.05% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 8.21% |
| GOLDSBORO, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.45% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.79% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.39% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.67% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.32% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.08% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.62% |
| Keene, NH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.34% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.81% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.08% |
| Winona, MN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.28% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.83% |
| Meridian, MS (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 8.21% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.76% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.83% |
| Durant, OK (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.87% |
| Bonham, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.68% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.82% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.80% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 7.54% |
| McComb, MS (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.33% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.76% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.07% |
| NILES, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.90% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.43% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.80% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.76% |
| Rutland, VT (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.89% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.85% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.96% |
| Tahlequah, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.83% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.90% |
| Waycross, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.91% |
| Wilson, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 8.04% |
| Wooster, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 9.74% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.95% |
| Adrian, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.80% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 7.91% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 8.03% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.06% |
| Ada, OK (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.17% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.88% |
| Paris, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.82% |
| Ludington, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.51% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.01% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.20% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.03% |
| Lake City, FL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.88% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.63% |
| Troy, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.32% |
| Bogalusa, LA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.76% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.06% |
| Brevard, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.71% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 8.15% |
| Clinton, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.76% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $0 | 8.47% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.69% |
| Garden City, KS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.79% |
| Columbus, NE (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.13% |
| Athens, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.38% |
| Jackson, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.90% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.01% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.78% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.22% |
| Silver City, NM (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.44% |
| Picayune, MS (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.22% |
| Pella, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.25% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.79% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.60% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.61% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.97% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.67% |
| Rochelle, IL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.21% |
| Branson, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.07% |
| Escanaba, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.09% |
| Paris, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.09% |
| Palestine, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.31% |
| Thomasville, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.76% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.95% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.81% |
| Clovis, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.68% |
| COLUMBIA, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.83% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.99% |
| Kinston, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.87% |
| Cordele, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.13% |
| Malvern, AR (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.89% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.00% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.92% |
| DALTON, GA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.74% |
| Dodge City, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.67% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.43% |
| Minot, ND (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.30% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.89% |
| Taylorville, IL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.49% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.83% |
| Ponca City, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.08% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.95% |
| Olean, NY (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.84% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.92% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.10% |
| Marion, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.54% |
| Marinette, WI-MI (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.32% |
| Dublin, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.47% |
| Mexico, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 7.91% |
| Batavia, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.40% |
| Martin, TN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.92% |
| Marshall, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.72% |
| Huron, SD (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.83% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.96% |
| Sayre, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.64% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.48% |
| Russellville, AR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.46% |
| Selma, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.71% |
| Decatur, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.21% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.94% |
| New Castle, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.01% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.91% |
| Great Bend, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.83% |
| Auburn, NY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.44% |
| Salem, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.88% |
| Guymon, OK (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.22% |
| Farmington, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.76% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 7.69% |
| Ozark, AL (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.92% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.25% |
| Beeville, TX (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 8.21% |
| Warren, PA (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $0 | 7.74% |
Product Mix
For 2023, Finance Of America Reverse's most frequently originated type of loan was FHA, with 6,861 originations. Their 2nd most popular type was Reverse Mortgage, with 573 originations.
Loan Reason
For 2023, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 5,109 originations. The 2nd most popular reason was Other, with 1,973 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 7,742 | $2,106,930,000 | $272,143 | $0 | 7.84% |
| 30 Year | 12 | $5,480,000 | $456,667 | $2,972 | 8.54% |
For 2023, Finance Of America Reverse's most frequently cited loan duration was Other, with 7,742 originations. The 2nd most popular length was 30 Year, with 12 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 12 | $5,480,000 | $456,667 |
Finance Of America Reverse's average total fees were $2,972, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 12 originations.
Interest Rates
During 2023, Finance Of America Reverse's average interest rate for loans was 8.54%, while their most frequently originated rate bucket for loans was 7-8%, with 4,915 originations.
Loan Sizing
2023 saw Finance Of America Reverse place emphasis on $100k-200k loans with 2,963 originations, totaling $434,805,000 in origination value.
Applicant Income
Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 6,955 originations. The second most popular income band? $50k-75k, with 611 originations.
Applicant Debt to Income Ratio
Finance Of America Reverse lent most frequently to those with DTI ratios of 46%, with 2 originations. The next most common DTI ratio? 20-30%, with 2 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.77%
Finance Of America Reverse has an average approval rate.
Pick Rate
Approvals leading to origination73.05%
Finance Of America Reverse has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 7,754 | $2,112,410,000 | $272,428 |