Finance Of America Reverse Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300S5YL3OH0IVCS62

Tax ID: 20-0304793

1.8 stars - Updated: 12/5/23 - out of 5 stars, based on 105 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Finance Of America Reverse is a mid-sized mortgage company specializing in Refi loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Finance Of America Reverse has a low ratio of conventional loans. Their top markets by origination volume include: Los Angeles, San Francisco, San Diego, New York, and San Jose among others. We have data for 424 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Reverse has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Reverse is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.27% 12/5/23
30 Year Conventional Refi 7.61% 12/5/23
30 Year Cash-out Refi 8.02% 12/5/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Reverse Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Finance Of America Reverse. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,943

Origination Dollar Volume (All Markets)

$4,885,835,000

Relative Rate

Finance Of America Reverse's average 30 year fixed mortgage rate was 7.02%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of 2.26%.

Relative Fees (Closing Costs)

Finance Of America Reverse's average total fees/closing costs for a 30 year fixed rate mortgage were $2,907.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 1,521 $1,075,615,000 $707,176 $3,200 6.41%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 621 $516,025,000 $830,958 $3,074 6.86%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 470 $287,300,000 $611,277 $2,932 6.27%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 593 $267,535,000 $451,155 $0 5.29%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 257 $257,395,000 $1,001,537 $0 7.33%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 506 $171,890,000 $339,704 $2,596 5.45%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 548 $162,750,000 $296,989 $3,110 4.79%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 279 $129,595,000 $464,498 $0 5.49%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 330 $107,780,000 $326,606 $0 5.05%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 195 $96,685,000 $495,821 $0 5.75%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 67 $75,185,000 $1,122,164 $0 6.74%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 199 $72,455,000 $364,095 $2,583 5.24%
URBAN HONOLULU, HI (FHA|USDA|VA) 83 $61,455,000 $740,422 $0 6.70%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 107 $60,115,000 $561,822 $2,793 5.83%
Outside of Metro Areas 180 $52,710,000 $292,833 $0 5.31%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 223 $47,935,000 $214,955 $0 5.49%
BOISE CITY, ID (FHA|USDA|VA) 171 $45,105,000 $263,772 $0 4.92%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 63 $44,625,000 $708,333 $3,091 7.36%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 99 $43,495,000 $439,343 $0 5.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 129 $42,265,000 $327,636 $0 5.10%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 110 $41,890,000 $380,818 $0 5.45%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 164 $41,650,000 $253,963 $0 5.24%
SALINAS, CA (FHA|USDA|VA) 51 $41,565,000 $815,000 $0 6.39%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 149 $41,415,000 $277,953 $3,107 5.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 122 $39,520,000 $323,934 $0 4.88%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 66 $39,380,000 $596,667 $0 5.73%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 85 $31,045,000 $365,235 $2,723 5.11%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 83 $26,545,000 $319,819 $3,070 4.95%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 105 $26,315,000 $250,619 $0 5.96%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 77 $22,375,000 $290,584 $0 4.98%
BEND, OR (FHA|USDA|VA) 55 $22,125,000 $402,273 $0 4.68%
RENO, NV (FHA|USDA|VA) 52 $21,900,000 $421,154 $0 6.18%
NAPA, CA (FHA|USDA|VA) 29 $21,405,000 $738,103 $0 6.01%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 109 $20,645,000 $189,404 $0 5.58%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 84 $20,630,000 $245,595 $0 5.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 81 $19,955,000 $246,358 $0 4.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 83 $19,955,000 $240,422 $0 5.45%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 92 $19,290,000 $209,674 $0 4.81%
ST. GEORGE, UT (FHA|USDA|VA) 46 $16,600,000 $360,870 $0 5.20%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 36 $16,350,000 $454,167 $0 5.85%
Hilo, HI (FHA|USDA|VA) 29 $16,245,000 $560,172 $0 6.20%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 24 $15,500,000 $645,833 $0 6.08%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 22 $15,300,000 $695,455 $0 6.85%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 47 $14,385,000 $306,064 $0 6.18%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 42 $14,200,000 $338,095 $0 4.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $13,765,000 $444,032 $0 4.94%
PORT ST. LUCIE, FL (FHA|USDA|VA) 43 $13,335,000 $310,116 $0 5.77%
Outside of Metro Areas 30 $13,310,000 $443,667 $0 5.70%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 44 $12,940,000 $294,091 $0 5.69%
JACKSONVILLE, FL (FHA|USDA|VA) 52 $12,560,000 $241,538 $2,955 5.16%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 43 $12,475,000 $290,116 $0 4.80%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 60 $12,040,000 $200,667 $0 5.48%
BOULDER, CO (FHA|USDA|VA) 23 $10,845,000 $471,522 $0 5.19%
VALLEJO, CA (FHA|USDA|VA) 26 $10,840,000 $416,923 $0 5.52%
STOCKTON, CA (FHA|USDA|VA) 34 $10,470,000 $307,941 $2,674 4.53%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 36 $10,360,000 $287,778 $0 6.08%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 22 $10,340,000 $470,000 $0 5.36%
TUCSON, AZ (FHA|USDA|VA) 51 $9,785,000 $191,863 $0 4.82%
PROVO-OREM, UT (FHA|USDA|VA) 30 $9,600,000 $320,000 $0 5.45%
Gardnerville Ranchos, NV (FHA|USDA|VA) 20 $9,540,000 $477,000 $0 5.40%
FORT COLLINS, CO (FHA|USDA|VA) 24 $9,240,000 $385,000 $0 5.30%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 35 $9,115,000 $260,429 $0 4.41%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 17 $8,785,000 $516,765 $2,277 5.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 42 $8,490,000 $202,143 $0 4.79%
Hailey, ID (FHA|USDA|VA) 9 $8,305,000 $922,778 $0 6.39%
Heber, UT (FHA|USDA|VA) 10 $8,160,000 $816,000 $0 5.60%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 35 $8,105,000 $231,571 $0 4.49%
Truckee-Grass Valley, CA (FHA|USDA|VA) 23 $8,065,000 $350,652 $0 4.91%
Key West, FL (FHA|USDA|VA) 7 $7,685,000 $1,097,857 $0 8.19%
MODESTO, CA (FHA|USDA|VA) 31 $7,575,000 $244,355 $2,421 5.10%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 34 $7,200,000 $211,765 $0 5.48%
Oak Harbor, WA (FHA|USDA|VA) 15 $7,155,000 $477,000 $0 5.59%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 32 $7,030,000 $219,688 $0 4.94%
ALBUQUERQUE, NM (FHA|USDA|VA) 34 $6,710,000 $197,353 $0 5.09%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 14 $6,660,000 $475,714 $3,239 5.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 27 $6,135,000 $227,222 $0 4.94%
SANTA FE, NM (FHA|USDA|VA) 17 $6,055,000 $356,176 $0 4.45%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 27 $5,715,000 $211,667 $0 5.44%
GREELEY, CO (FHA|USDA|VA) 18 $5,590,000 $310,556 $0 5.35%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 15 $5,475,000 $365,000 $0 5.45%
THE VILLAGES, FL (FHA|USDA|VA) 22 $5,360,000 $243,636 $0 4.72%
Glenwood Springs, CO (FHA|USDA|VA) 5 $5,295,000 $1,059,000 $0 6.33%
BELLINGHAM, WA (FHA|USDA|VA) 15 $5,035,000 $335,667 $0 3.78%
ASHEVILLE, NC (FHA|USDA|VA) 18 $4,910,000 $272,778 $0 5.01%
Kapaa, HI (FHA|USDA|VA) 7 $4,665,000 $666,429 $0 6.16%
SALEM, OR (FHA|USDA|VA) 17 $4,365,000 $256,765 $0 5.37%
WILMINGTON, NC (FHA|USDA|VA) 14 $4,010,000 $286,429 $0 6.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 16 $4,000,000 $250,000 $0 5.57%
Bozeman, MT (FHA|USDA|VA) 10 $3,970,000 $397,000 $0 3.94%
GRAND JUNCTION, CO (FHA|USDA|VA) 18 $3,930,000 $218,333 $0 6.58%
BAKERSFIELD, CA (FHA|USDA|VA) 21 $3,885,000 $185,000 $0 5.42%
KANSAS CITY, MO-KS (FHA|USDA|VA) 25 $3,845,000 $153,800 $0 4.76%
Port Angeles, WA (FHA|USDA|VA) 14 $3,830,000 $273,571 $0 4.77%
PUNTA GORDA, FL (FHA|USDA|VA) 17 $3,785,000 $222,647 $0 4.69%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 20 $3,680,000 $184,000 $0 6.47%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 12 $3,660,000 $305,000 $0 6.55%
OCEAN CITY, NJ (FHA|USDA|VA) 8 $3,530,000 $441,250 $0 5.78%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 12 $3,500,000 $291,667 $0 5.01%
OCALA, FL (FHA|USDA|VA) 20 $3,410,000 $170,500 $0 5.56%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 16 $3,320,000 $207,500 $0 4.95%
FLAGSTAFF, AZ (FHA|USDA|VA) 9 $3,285,000 $365,000 $0 5.51%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 20 $3,260,000 $163,000 $0 4.99%
CHICO, CA (FHA|USDA|VA) 14 $3,200,000 $228,571 $0 4.85%
MEDFORD, OR (FHA|USDA|VA) 14 $3,160,000 $225,714 $0 4.88%
Ukiah, CA (FHA|USDA|VA) 7 $3,095,000 $442,143 $0 6.32%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $3,050,000 $217,857 $0 5.22%
FRESNO, CA (FHA|USDA|VA) 13 $3,045,000 $234,231 $0 5.65%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 11 $3,015,000 $274,091 $0 5.33%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $2,995,000 $176,176 $0 6.58%
Edwards, CO (FHA|USDA|VA) 5 $2,995,000 $599,000 $0 4.34%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 21 $2,925,000 $139,286 $0 5.77%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 7 $2,875,000 $410,714 $0 7.14%
Torrington, CT (FHA|USDA|VA) 4 $2,780,000 $695,000 $0 4.82%
Steamboat Springs, CO (FHA|USDA|VA) 4 $2,620,000 $655,000 $0 6.42%
Fernley, NV (FHA|USDA|VA) 14 $2,590,000 $185,000 $0 4.68%
Sandpoint, ID (FHA|USDA|VA) 5 $2,525,000 $505,000 $0 5.63%
YUBA CITY, CA (FHA|USDA|VA) 10 $2,480,000 $248,000 $0 4.44%
WENATCHEE, WA (FHA|USDA|VA) 8 $2,470,000 $308,750 $0 5.72%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 7 $2,465,000 $352,143 $0 5.22%
Roseburg, OR (FHA|USDA|VA) 9 $2,355,000 $261,667 $0 4.88%
REDDING, CA (FHA|USDA|VA) 10 $2,340,000 $234,000 $2,721 5.09%
LOGAN, UT-ID (FHA|USDA|VA) 9 $2,325,000 $258,333 $0 3.60%
Prineville, OR (FHA|USDA|VA) 8 $2,320,000 $290,000 $0 4.42%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 16 $2,260,000 $141,250 $0 5.61%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $2,250,000 $562,500 $0 5.93%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $2,200,000 $220,000 $0 6.17%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $2,195,000 $146,333 $0 5.04%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 12 $2,190,000 $182,500 $0 4.45%
Clearlake, CA (FHA|USDA|VA) 7 $2,125,000 $303,571 $0 3.99%
ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $2,110,000 $211,000 $0 4.13%
COLUMBUS, OH (FHA|USDA|VA) 14 $2,080,000 $148,571 $0 5.75%
PUEBLO, CO (FHA|USDA|VA) 11 $2,075,000 $188,636 $0 4.26%
Breckenridge, CO (FHA|USDA|VA) 3 $2,065,000 $688,333 $0 8.72%
Astoria, OR (FHA|USDA|VA) 6 $2,040,000 $340,000 $0 6.13%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $2,040,000 $255,000 $0 4.91%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 10 $2,030,000 $203,000 $0 4.60%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 9 $1,925,000 $213,889 $0 5.45%
WACO, TX (FHA|USDA|VA) 8 $1,910,000 $238,750 $0 5.52%
KINGSTON, NY (FHA|USDA|VA) 9 $1,855,000 $206,111 $0 5.04%
Brevard, NC (FHA|USDA|VA) 4 $1,830,000 $457,500 $0 5.38%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $1,795,000 $199,444 $0 5.76%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 8 $1,770,000 $221,250 $0 4.82%
ALBANY-LEBANON, OR (FHA|USDA|VA) 8 $1,770,000 $221,250 $0 5.13%
SIOUX FALLS, SD (FHA|USDA|VA) 9 $1,745,000 $193,889 $0 4.87%
PITTSFIELD, MA (FHA|USDA|VA) 2 $1,740,000 $870,000 $0 6.59%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 10 $1,740,000 $174,000 $0 5.91%
POCATELLO, ID (FHA|USDA|VA) 8 $1,710,000 $213,750 $0 4.22%
Payson, AZ (FHA|USDA|VA) 5 $1,685,000 $337,000 $0 5.86%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 8 $1,680,000 $210,000 $0 3.30%
RICHMOND, VA (FHA|USDA|VA) 7 $1,655,000 $236,429 $0 5.36%
VISALIA, CA (FHA|USDA|VA) 8 $1,590,000 $198,750 $0 5.57%
GRANTS PASS, OR (FHA|USDA|VA) 5 $1,565,000 $313,000 $0 4.99%
KNOXVILLE, TN (FHA|USDA|VA) 9 $1,535,000 $170,556 $0 5.35%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 8 $1,530,000 $191,250 $0 6.93%
Granbury, TX (FHA|USDA|VA) 5 $1,525,000 $305,000 $0 3.94%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,505,000 $215,000 $0 6.32%
Pahrump, NV (FHA|USDA|VA) 7 $1,455,000 $207,857 $0 5.18%
Jackson, WY-ID (FHA|USDA|VA) 3 $1,445,000 $481,667 $0 4.66%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 7 $1,445,000 $206,429 $0 4.92%
CARSON CITY, NV (FHA|USDA|VA) 5 $1,425,000 $285,000 $0 5.80%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $1,395,000 $155,000 $0 7.22%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $1,380,000 $138,000 $0 5.49%
Brookings, OR (FHA|USDA|VA) 3 $1,335,000 $445,000 $0 6.71%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,330,000 $665,000 $0 9.87%
YAKIMA, WA (FHA|USDA|VA) 7 $1,325,000 $189,286 $0 4.99%
MISSOULA, MT (FHA|USDA|VA) 4 $1,280,000 $320,000 $0 4.23%
ROANOKE, VA (FHA|USDA|VA) 2 $1,270,000 $635,000 $0 7.17%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,255,000 $251,000 $0 5.73%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 10 $1,240,000 $124,000 $0 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $1,220,000 $152,500 $0 5.36%
CORVALLIS, OR (FHA|USDA|VA) 3 $1,205,000 $401,667 $0 7.77%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,190,000 $198,333 $0 5.20%
Kalispell, MT (FHA|USDA|VA) 3 $1,185,000 $395,000 $0 4.21%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $1,185,000 $395,000 $0 5.28%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,180,000 $147,500 $0 5.03%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,180,000 $196,667 $0 5.06%
Boone, NC (FHA|USDA|VA) 3 $1,175,000 $391,667 $0 8.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 10 $1,170,000 $117,000 $0 5.85%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $0 3.41%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $1,140,000 $285,000 $0 3.76%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,135,000 $227,000 $0 5.58%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,120,000 $186,667 $0 5.18%
ROCHESTER, NY (FHA|USDA|VA) 6 $1,050,000 $175,000 $0 6.10%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,000,000 $250,000 $0 4.40%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 9 $995,000 $110,556 $0 4.86%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $985,000 $197,000 $0 6.44%
BATON ROUGE, LA (FHA|USDA|VA) 5 $965,000 $193,000 $0 4.48%
SPRINGFIELD, MO (FHA|USDA|VA) 6 $950,000 $158,333 $0 4.29%
Seneca, SC (FHA|USDA|VA) 4 $920,000 $230,000 $0 7.56%
Concord, NH (FHA|USDA|VA) 6 $910,000 $151,667 $0 4.60%
LYNCHBURG, VA (FHA|USDA|VA) 6 $900,000 $150,000 $0 4.42%
Ontario, OR-ID (FHA|USDA|VA) 5 $885,000 $177,000 $0 4.72%
BILLINGS, MT (FHA|USDA|VA) 3 $865,000 $288,333 $0 3.40%
AMARILLO, TX (FHA|USDA|VA) 5 $865,000 $173,000 $0 3.74%
TULSA, OK (FHA|USDA|VA) 7 $865,000 $123,571 $0 5.48%
PITTSBURGH, PA (FHA|USDA|VA) 8 $860,000 $107,500 $0 6.99%
Ellensburg, WA (FHA|USDA|VA) 3 $845,000 $281,667 $0 5.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $840,000 $210,000 $0 4.41%
HOT SPRINGS, AR (FHA|USDA|VA) 5 $805,000 $161,000 $0 3.86%
GAINESVILLE, FL (FHA|USDA|VA) 4 $800,000 $200,000 $0 6.13%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $790,000 $98,750 $0 5.23%
Holland, MI (FHA|USDA|VA) 4 $760,000 $190,000 $0 5.59%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $745,000 $149,000 $0 5.11%
TWIN FALLS, ID (FHA|USDA|VA) 4 $740,000 $185,000 $0 4.23%
Athens, TX (FHA|USDA|VA) 4 $740,000 $185,000 $0 4.30%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 4 $730,000 $182,500 $0 5.92%
MOBILE, AL (FHA|USDA|VA) 4 $730,000 $182,500 $0 5.97%
MERCED, CA (FHA|USDA|VA) 4 $730,000 $182,500 $0 3.48%
ANN ARBOR, MI (FHA|USDA|VA) 3 $725,000 $241,667 $0 6.59%
LANCASTER, PA (FHA|USDA|VA) 4 $720,000 $180,000 $0 3.93%
Cañon City, CO (FHA|USDA|VA) 4 $700,000 $175,000 $0 3.85%
Whitewater, WI (FHA|USDA|VA) 2 $690,000 $345,000 $0 5.08%
MADISON, WI (FHA|USDA|VA) 3 $685,000 $228,333 $0 5.05%
Shelton, WA (FHA|USDA|VA) 3 $685,000 $228,333 $0 6.26%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $685,000 $228,333 $0 3.50%
Sevierville, TN (FHA|USDA|VA) 2 $660,000 $330,000 $0 2.84%
GAINESVILLE, GA (FHA|USDA|VA) 3 $645,000 $215,000 $0 4.31%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $645,000 $215,000 $0 4.03%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $640,000 $160,000 $0 5.59%
Kerrville, TX (FHA|USDA|VA) 2 $640,000 $320,000 $0 4.65%
Moscow, ID (FHA|USDA|VA) 2 $630,000 $315,000 $0 3.67%
Aberdeen, WA (FHA|USDA|VA) 3 $625,000 $208,333 $0 5.27%
Mountain Home, ID (FHA|USDA|VA) 2 $620,000 $310,000 $0 5.48%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $605,000 $201,667 $0 6.57%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $590,000 $147,500 $0 6.82%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $590,000 $147,500 $0 7.10%
SYRACUSE, NY (FHA|USDA|VA) 6 $580,000 $96,667 $0 6.26%
Burley, ID (FHA|USDA|VA) 2 $580,000 $290,000 $0 2.98%
Coos Bay, OR (FHA|USDA|VA) 2 $570,000 $285,000 $0 3.02%
EL PASO, TX (FHA|USDA|VA) 5 $565,000 $113,000 $0 6.03%
GETTYSBURG, PA (FHA|USDA|VA) 3 $565,000 $188,333 $0 7.45%
Durango, CO (FHA|USDA|VA) 1 $565,000 $565,000 $0 9.74%
JACKSON, TN (FHA|USDA|VA) 3 $565,000 $188,333 $0 4.90%
COLUMBIA, SC (FHA|USDA|VA) 4 $560,000 $140,000 $0 6.78%
Rockport, TX (FHA|USDA|VA) 2 $560,000 $280,000 $0 9.93%
Hudson, NY (FHA|USDA|VA) 3 $545,000 $181,667 $0 5.59%
LOUISVILLE, KY (FHA|USDA|VA) 3 $525,000 $175,000 $0 5.94%
Sonora, CA (FHA|USDA|VA) 3 $515,000 $171,667 $0 6.03%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $510,000 $255,000 $0 4.84%
Lebanon, NH-VT (FHA|USDA|VA) 1 $495,000 $495,000 $0 2.49%
MADERA, CA (FHA|USDA|VA) 2 $490,000 $245,000 $0 4.65%
Fort Morgan, CO (FHA|USDA|VA) 2 $480,000 $240,000 $0 6.27%
Red Bluff, CA (FHA|USDA|VA) 3 $475,000 $158,333 $2,686 4.89%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $475,000 $158,333 $0 4.86%
Albemarle, NC (FHA|USDA|VA) 4 $460,000 $115,000 $0 7.23%
Brenham, TX (FHA|USDA|VA) 1 $445,000 $445,000 $0 9.12%
Easton, MD (FHA|USDA|VA) 2 $440,000 $220,000 $0 5.00%
Sheridan, WY (FHA|USDA|VA) 1 $435,000 $435,000 $0 5.78%
Grand Rapids, MN (FHA|USDA|VA) 2 $430,000 $215,000 $0 4.55%
Fredericksburg, TX (FHA|USDA|VA) 1 $425,000 $425,000 $0 9.74%
PANAMA CITY, FL (FHA|USDA|VA) 2 $420,000 $210,000 $0 6.12%
Nogales, AZ (FHA|USDA|VA) 2 $420,000 $210,000 $0 4.69%
Traverse City, MI (FHA|USDA|VA) 2 $420,000 $210,000 $0 3.29%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $415,000 $415,000 $0 3.20%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 2 $410,000 $205,000 $0 4.53%
Cullowhee, NC (FHA|USDA|VA) 1 $405,000 $405,000 $0 9.74%
Laconia, NH (FHA|USDA|VA) 2 $400,000 $200,000 $0 7.06%
Moses Lake, WA (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.11%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $400,000 $200,000 $0 5.26%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $395,000 $131,667 $0 5.53%
SAN ANGELO, TX (FHA|USDA|VA) 2 $390,000 $195,000 $0 5.06%
APPLETON, WI (FHA|USDA|VA) 3 $385,000 $128,333 $0 4.72%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $380,000 $190,000 $0 2.61%
Amsterdam, NY (FHA|USDA|VA) 1 $375,000 $375,000 $0 6.69%
The Dalles, OR (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.15%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $370,000 $185,000 $0 4.52%
Jefferson, GA (FHA|USDA|VA) 2 $370,000 $185,000 $0 3.22%
HARRISONBURG, VA (FHA|USDA|VA) 2 $360,000 $180,000 $0 9.36%
Hutchinson, MN (FHA|USDA|VA) 3 $355,000 $118,333 $0 5.98%
Show Low, AZ (FHA|USDA|VA) 1 $345,000 $345,000 $0 4.16%
Morehead City, NC (FHA|USDA|VA) 1 $345,000 $345,000 $0 3.11%
Gaffney, SC (FHA|USDA|VA) 2 $340,000 $170,000 $0 7.14%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $335,000 $111,667 $0 4.93%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.53%
Cedar City, UT (FHA|USDA|VA) 1 $335,000 $335,000 $0 5.38%
Plymouth, IN (FHA|USDA|VA) 2 $330,000 $165,000 $0 4.98%
Georgetown, SC (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.42%
Pottsville, PA (FHA|USDA|VA) 1 $325,000 $325,000 $0 9.12%
AKRON, OH (FHA|USDA|VA) 1 $325,000 $325,000 $0 2.50%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $325,000 $108,333 $0 7.24%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $315,000 $105,000 $0 4.99%
Sanford, NC (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.77%
CHEYENNE, WY (FHA|USDA|VA) 2 $310,000 $155,000 $0 4.92%
LONGVIEW, TX (FHA|USDA|VA) 2 $300,000 $150,000 $0 8.47%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $300,000 $150,000 $0 9.96%
EL CENTRO, CA (FHA|USDA|VA) 2 $300,000 $150,000 $0 3.45%
BINGHAMTON, NY (FHA|USDA|VA) 3 $295,000 $98,333 $0 5.22%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $295,000 $295,000 $0 5.42%
FOND DU LAC, WI (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.78%
LAWRENCE, KS (FHA|USDA|VA) 2 $290,000 $145,000 $0 4.41%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $290,000 $145,000 $0 2.76%
GREEN BAY, WI (FHA|USDA|VA) 3 $285,000 $95,000 $0 3.82%
Klamath Falls, OR (FHA|USDA|VA) 3 $285,000 $95,000 $0 4.58%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.12%
Brainerd, MN (FHA|USDA|VA) 2 $280,000 $140,000 $0 3.57%
MIDLAND, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 7.08%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 3.20%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.81%
FORT WAYNE, IN (FHA|USDA|VA) 3 $275,000 $91,667 $0 5.05%
Stevens Point, WI (FHA|USDA|VA) 1 $275,000 $275,000 $0 2.93%
Baraboo, WI (FHA|USDA|VA) 2 $270,000 $135,000 $0 4.29%
CASPER, WY (FHA|USDA|VA) 2 $260,000 $130,000 $0 3.81%
LAFAYETTE, LA (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.24%
Barre, VT (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.26%
JACKSON, MS (FHA|USDA|VA) 2 $250,000 $125,000 $0 5.78%
UTICA-ROME, NY (FHA|USDA|VA) 2 $250,000 $125,000 $0 4.95%
Blackfoot, ID (FHA|USDA|VA) 2 $250,000 $125,000 $0 9.62%
ELMIRA, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 6.37%
GLENS FALLS, NY (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.95%
Laramie, WY (FHA|USDA|VA) 1 $245,000 $245,000 $0 7.31%
LUBBOCK, TX (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.02%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $240,000 $120,000 $0 3.91%
LAREDO, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 7.06%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 8.45%
Montrose, CO (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.50%
Vernal, UT (FHA|USDA|VA) 1 $235,000 $235,000 $0 5.50%
Farmington, MO (FHA|USDA|VA) 2 $230,000 $115,000 $0 6.01%
Cortland, NY (FHA|USDA|VA) 2 $230,000 $115,000 $0 3.22%
Taos, NM (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.33%
Toccoa, GA (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.43%
ST. CLOUD, MN (FHA|USDA|VA) 2 $220,000 $110,000 $0 6.50%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.32%
Huntsville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.46%
Bartlesville, OK (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.64%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $210,000 $105,000 $0 3.07%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.55%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $205,000 $205,000 $0 4.73%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.61%
MANKATO, MN (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.38%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $195,000 $195,000 $0 5.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.74%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $0 6.40%
FARMINGTON, NM (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.14%
WICHITA, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.18%
Shelby, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.82%
Berlin, NH (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.77%
Elko, NV (FHA|USDA|VA) 1 $185,000 $185,000 $0 4.74%
ROCKFORD, IL (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.12%
Clewiston, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.56%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $185,000 $185,000 $0 2.52%
Mineral Wells, TX (FHA|USDA|VA) 1 $185,000 $185,000 $0 9.15%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.31%
ROCHESTER, MN (FHA|USDA|VA) 1 $175,000 $175,000 $0 2.41%
Durant, OK (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.77%
Centralia, WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.70%
HINESVILLE, GA (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.27%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.81%
Spearfish, SD (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.30%
CHARLESTON, WV (FHA|USDA|VA) 1 $165,000 $165,000 $0 2.12%
NEW BERN, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.83%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.19%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $160,000 $80,000 $0 6.59%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 1 $155,000 $155,000 $0 8.11%
Newberry, SC (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.10%
SPARTANBURG, SC (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.10%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $155,000 $155,000 $0 3.48%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.64%
Auburn, NY (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.92%
DOTHAN, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.45%
HUNTSVILLE, AL (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.87%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $0 2.65%
Palestine, TX (FHA|USDA|VA) 1 $145,000 $145,000 $0 9.87%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.23%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.64%
Calhoun, GA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.47%
Ketchikan, AK (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.53%
Greenwood, SC (FHA|USDA|VA) 1 $135,000 $135,000 $0 9.87%
Ruidoso, NM (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.62%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $135,000 $135,000 $0 2.98%
Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.08%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.78%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.34%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $125,000 $125,000 $0 9.87%
FARGO, ND-MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.49%
Salem, OH (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.27%
GREENVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.35%
READING, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.82%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $125,000 $125,000 $0 7.07%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.48%
ABILENE, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.61%
Cambridge, MD (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.44%
Craig, CO (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.18%
Mount Airy, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.17%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.31%
Grants, NM (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.58%
MUSKEGON, MI (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.61%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.99%
LINCOLN, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.87%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.56%
Shawnee, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.12%
Union, SC (FHA|USDA|VA) 1 $105,000 $105,000 $0 9.24%
North Platte, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.86%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.87%
BECKLEY, WV (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.21%
YUMA, AZ (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.03%
Thomasville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $0 9.87%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.75%
COLUMBUS, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 8.38%
Athens, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.73%
JOPLIN, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.81%
Muskogee, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 8.17%
Washington, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.93%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.89%
Safford, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $0 2.73%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 3.23%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.61%
Great Bend, KS (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.93%
TYLER, TX (FHA|USDA|VA) 1 $75,000 $75,000 $0 9.87%
Bradford, PA (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.66%
Thomaston, GA (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.41%
Forest City, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 5.68%
Minot, ND (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.30%
Milledgeville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.40%
FLORENCE, SC (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.86%
ALBANY, GA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.61%
Tupelo, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 8.52%
DULUTH, MN-WI (FHA|USDA|VA) 1 $55,000 $55,000 $0 2.48%
Danville, VA (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.22%
NILES, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.07%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 3.77%
DECATUR, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.74%
Austin, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.38%
KANKAKEE, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.74%
Waycross, GA (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.37%
Finance Of America Reverse's top markets include Los Angeles, San Francisco, San Diego, New York, and San Jose among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    FHA 6,892 $2,018,260,000 $292,841 $0 4.42%
    HELOC 2,257 $1,585,145,000 $702,324 n/a 8.10%
    Reverse Mortgage 1,404 $1,153,650,000 $821,688 $0 8.16%
    FHA 342 $107,400,000 $314,035 $0 4.20%
    Conventional 48 $21,380,000 $445,417 $2,907 7.02%

    For 2022, Finance Of America Reverse's most frequently originated type of loan was FHA, with 6,892 originations. Their 2nd most popular type was HELOC, with 2,257 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 8,248 $3,916,300,000 $474,818 $2,689 5.59%
    Other 1,954 $770,320,000 $394,227 $0 5.94%
    Home Purchase 513 $124,865,000 $243,402 $0 5.48%
    Home Improvement 181 $53,475,000 $295,442 $0 6.22%
    Cash Out Refi 47 $20,875,000 $444,149 $2,912 7.07%

    For 2022, Finance Of America Reverse's most frequently cited loan purpose was Refi, with 8,248 originations. The 2nd most popular reason was Other, with 1,954 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 10,895 $4,864,455,000 $446,485 $0 5.66%
    30 Year 48 $21,380,000 $445,417 $2,907 7.02%

    For 2022, Finance Of America Reverse's most frequently cited loan duration was Other, with 10,895 originations. The 2nd most popular length was 30 Year, with 48 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 48 $21,380,000 $445,417

    Finance Of America Reverse's average total fees were $2,907, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 48 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2,147 $673,875,000 $313,868
    Over 8% 2,097 $1,240,345,000 $591,485
    4-5% 1,622 $541,540,000 $333,872
    5-6% 1,617 $744,215,000 $460,244
    6-7% 1,157 $625,705,000 $540,799
    7-8% 1,076 $660,980,000 $614,294
    2.5-3% 788 $248,260,000 $315,051
    <2.5% 431 $147,795,000 $342,912
    % 8 $3,120,000 $390,000

    During 2022, Finance Of America Reverse's average interest rate for loans was 7.02%, while their most frequently originated rate bucket for loans was 3-4%, with 2,147 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,149 $1,192,625,000 $287,449 $2,801 5.02%
    $100k-200k 2,190 $344,620,000 $157,361 $2,644 5.40%
    $400k-600k 2,088 $1,018,450,000 $487,763 $2,882 5.31%
    $600k-1MM 1,413 $1,076,935,000 $762,162 $3,257 7.41%
    $1MM+ 798 $1,228,860,000 $1,539,925 $2,985 7.47%
    $100,000 or less 305 $24,345,000 $79,820 $2,955 6.09%

    2022 saw Finance Of America Reverse place emphasis on $200k-400k loans with 4,149 originations, totaling $1,192,625,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 9,011 $3,835,705,000 $425,669 $2,711 5.62%
    $50k-75k 1,359 $690,935,000 $508,414 $3,017 5.72%
    $75k-100k 293 $166,755,000 $569,130 $2,968 6.27%
    $100k-150k 164 $121,350,000 $739,939 $2,899 6.63%
    $150k-250k 65 $45,805,000 $704,692 $0 6.18%
    $250k+ 10 $13,970,000 $1,397,000 $0 7.12%

    Finance Of America Reverse lent most frequently to those with incomes in the $50k or less range, with 9,011 originations. The second most popular income band? $50k-75k, with 1,359 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    50-60% 14 $6,230,000 $445,000 $3,088 6.87%
    42% 7 $3,495,000 $499,286 $2,848 7.44%
    37% 3 $1,715,000 $571,667 $2,728 5.87%
    44% 3 $1,615,000 $538,333 $2,723 6.96%
    30-36% 3 $1,315,000 $438,333 $2,971 6.43%
    41% 3 $1,195,000 $398,333 $2,598 6.36%
    >60% 2 $780,000 $390,000 $3,009 7.45%
    39% 2 $370,000 $185,000 $2,640 6.93%
    43% 2 $620,000 $310,000 $2,693 7.71%
    45% 2 $1,220,000 $610,000 $3,527 7.98%
    46% 2 $1,090,000 $545,000 $2,831 7.62%
    49% 2 $520,000 $260,000 $3,058 7.66%
    20-30% 1 $435,000 $435,000 $2,772 6.64%
    40% 1 $285,000 $285,000 $2,453 7.04%
    48% 1 $495,000 $495,000 $2,578 7.53%

    Finance Of America Reverse lent most frequently to those with DTI ratios of 50-60%, with 14 originations. The next most common DTI ratio? 42%, with 7 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,895 $3,612,355,000 $457,550 $2,911 5.68%
    Not provided 2,067 $826,485,000 $399,848 $2,917 5.53%
    Black 663 $256,565,000 $386,976 $2,819 5.71%
    Asian 221 $145,145,000 $656,765 $0 6.27%
    American Indian 49 $20,205,000 $412,347 $0 5.30%
    Native Hawaiian or Islander 20 $9,550,000 $477,500 $0 6.12%
    Other Asian 4 $3,790,000 $947,500 $0 6.93%
    Japanese 6 $3,680,000 $613,333 $0 6.67%
    Other Pacific Islander 5 $2,495,000 $499,000 $0 7.47%
    Filipino 4 $1,700,000 $425,000 $0 3.50%
    Chinese 2 $1,630,000 $815,000 $0 6.86%
    Native Hawaiian 3 $1,395,000 $465,000 $0 4.92%
    2 $400,000 $200,000 $0 4.40%
    Vietnamese 1 $235,000 $235,000 $0 1.97%
    Asian Indian 1 $205,000 $205,000 $0 2.86%

    Approval Rates

    Total approvals of all applications
    96.56%

    Finance Of America Reverse has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    65.13%

    Finance Of America Reverse has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,943 $4,885,835,000 $446,480

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    10,943 $4,885,835,000 $446,480

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 936 $383,040,000 $409,231 $0 7.20%
    40-60% 8,505 $3,745,585,000 $440,398 $2,982 5.69%
    60-80% 1,450 $739,680,000 $510,124 $2,803 4.55%
    80-100% 1 $435,000 $435,000 $0 4.46%
    Over 100% 2 $910,000 $455,000 $0 7.19%
    Under 20% 49 $16,185,000 $330,306 $0 5.56%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    Finance of America Holdings LLC Reverse mortgage Trouble during payment process 1 100.0%