21st Mortgage Corporation Rates, Fees & Info

1 stars - Updated: 1/25/26 - out of 5 stars, based on 174 reviews

Review & Overview

21st Mortgage Corporation is a mid-sized mortgage company specializing in Home Purchase loans. 21st Mortgage Corporation has a high proportion of conventional loans. Their top markets by origination volume include: Houston, Los Angeles, Dallas, San Antonio, and Detroit among others. We have data for 829 markets. (Some data included below & more in-depth data is available with an active subscription.)

21st Mortgage Corporation has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. 21st Mortgage Corporation is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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SimulatedRates™ Mortgage Type	Simulated Rate	Simulation Date
30 Year Conventional Purchase	8.78%	1/25/26
30 Year Conventional Refi	9.87%	1/25/26
30 Year Cash-out Refi	9.72%	1/25/26
15 Year Conventional Purchase	12.93%	1/25/26
15 Year Conventional Refi	13.87%	1/25/26
15 Year Cash-out Refi	13.87%	1/25/26
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

21st Mortgage Corporation Mortgage Calculator

Originations

30,274

Origination Dollar Volume (All Markets)

$3,463,890,000

Awards