Farm Credit Mid-america Aca Mortgage Rates, Fees & Info
Louisville, KYLEI: 5493006JISETNI0GLE61
Tax ID: 61-1355156
4.5 stars - Updated: 12/16/24
-
out of 5 stars, based on 57 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Farm Credit Mid-america Aca is a small mortgage company specializing in Home Purchase loans. Farm Credit Mid-america Aca has a high proportion of conventional loans. Their top markets by origination volume include: Nashville, Cincinnati, Columbus, Knoxville, and San Antonio among others. We have data for 258 markets. (Some data included below & more in-depth data is available with an active subscription.)Farm Credit Mid-america Aca has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Farm Credit Mid-america Aca is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.99% | 12/16/24 |
| 30 Year Conventional Refi | 6.99% | 12/16/24 |
| 15 Year Conventional Purchase | 6.92% | 12/16/24 |
| 15 Year Conventional Refi | 6.73% | 12/16/24 |
| 15 Year Cash-out Refi | 6.73% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Farm Credit Mid-america Aca Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Farm Credit Mid-america Aca. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
3,267Origination Dollar Volume (All Markets)
$1,170,785,000Awards
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Farm Credit Mid-America ACA - 2023
Farm Credit Mid-America ACA is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Farm Credit Mid-america Aca's average 30 year fixed mortgage rate was
7.09%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.61%.
Relative Fees (Closing Costs)
Farm Credit Mid-america Aca's average total fees/closing costs for a 30 year fixed rate
mortgage were $7,691.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 1,240 | $458,920,000 | $370,097 | $7,813 | 7.09% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 189 | $89,885,000 | $475,582 | $8,367 | 7.09% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 90 | $32,960,000 | $366,222 | $7,120 | 7.12% |
| COLUMBUS, OH (FHA|USDA|VA) | 75 | $29,375,000 | $391,667 | $7,149 | 7.09% |
| KNOXVILLE, TN (FHA|USDA|VA) | 58 | $22,960,000 | $395,862 | $8,693 | 7.02% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 27 | $21,145,000 | $783,148 | $13,304 | 7.20% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 52 | $17,990,000 | $345,962 | $6,090 | 6.88% |
| LOUISVILLE, KY (FHA|USDA|VA) | 50 | $16,930,000 | $338,600 | $6,012 | 6.97% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 41 | $14,585,000 | $355,732 | $6,695 | 7.12% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 27 | $12,565,000 | $465,370 | $6,856 | 7.10% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 31 | $11,105,000 | $358,226 | $6,249 | 6.86% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 20 | $9,510,000 | $475,500 | $6,485 | 7.22% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 13 | $9,275,000 | $713,462 | $12,602 | 7.27% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 17 | $8,605,000 | $506,176 | $7,493 | 7.16% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 27 | $8,185,000 | $303,148 | $5,643 | 6.93% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 26 | $7,670,000 | $295,000 | $5,437 | 6.90% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 24 | $7,620,000 | $317,500 | $7,222 | 7.02% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 17 | $7,565,000 | $445,000 | $11,089 | 7.03% |
| Crossville, TN (FHA|USDA|VA) | 21 | $7,545,000 | $359,286 | $7,507 | 7.23% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 16 | $6,760,000 | $422,500 | $8,004 | 7.15% |
| Lewisburg, TN (FHA|USDA|VA) | 14 | $6,760,000 | $482,857 | $8,241 | 7.21% |
| New Philadelphia-Dover, OH (FHA|USDA|VA) | 14 | $6,210,000 | $443,571 | $5,817 | 7.04% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 18 | $6,170,000 | $342,778 | $6,257 | 6.98% |
| FORT WAYNE, IN (FHA|USDA|VA) | 20 | $5,450,000 | $272,500 | $5,483 | 7.01% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 19 | $5,375,000 | $282,895 | $6,079 | 7.36% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 18 | $5,340,000 | $296,667 | $5,569 | 7.21% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 14 | $5,330,000 | $380,714 | $6,696 | 7.31% |
| Bellefontaine, OH (FHA|USDA|VA) | 14 | $5,210,000 | $372,143 | $7,303 | 7.02% |
| Greeneville, TN (FHA|USDA|VA) | 15 | $5,135,000 | $342,333 | $7,081 | 7.08% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 14 | $5,130,000 | $366,429 | $7,076 | 6.95% |
| Wooster, OH (FHA|USDA|VA) | 19 | $5,025,000 | $264,474 | $5,163 | 6.82% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 18 | $5,020,000 | $278,889 | $6,112 | 7.18% |
| Athens, TN (FHA|USDA|VA) | 14 | $4,920,000 | $351,429 | $7,698 | 7.18% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 21 | $4,835,000 | $230,238 | $5,530 | 7.06% |
| Shelbyville, TN (FHA|USDA|VA) | 9 | $4,715,000 | $523,889 | $7,813 | 7.11% |
| MORRISTOWN, TN (FHA|USDA|VA) | 13 | $4,645,000 | $357,308 | $7,612 | 7.04% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 11 | $4,605,000 | $418,636 | $10,693 | 7.25% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $4,510,000 | $451,000 | $5,602 | 7.02% |
| Cookeville, TN (FHA|USDA|VA) | 16 | $4,480,000 | $280,000 | $6,402 | 7.08% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 10 | $4,430,000 | $443,000 | $7,964 | 7.03% |
| Mount Vernon, OH (FHA|USDA|VA) | 21 | $4,185,000 | $199,286 | $4,926 | 7.04% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 18 | $4,170,000 | $231,667 | $5,849 | 7.03% |
| Zanesville, OH (FHA|USDA|VA) | 16 | $4,110,000 | $256,875 | $5,687 | 7.03% |
| TOPEKA, KS (FHA|USDA|VA) | 14 | $4,110,000 | $293,571 | $6,197 | 7.02% |
| Celina, OH (FHA|USDA|VA) | 12 | $4,110,000 | $342,500 | $7,308 | 7.14% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 18 | $3,970,000 | $220,556 | $4,958 | 7.16% |
| AKRON, OH (FHA|USDA|VA) | 11 | $3,885,000 | $353,182 | $7,266 | 7.01% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 15 | $3,845,000 | $256,333 | $6,692 | 7.10% |
| Ashtabula, OH (FHA|USDA|VA) | 20 | $3,840,000 | $192,000 | $5,371 | 7.32% |
| OWENSBORO, KY (FHA|USDA|VA) | 17 | $3,745,000 | $220,294 | $5,649 | 6.95% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 7 | $3,685,000 | $526,429 | $8,483 | 7.07% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 12 | $3,490,000 | $290,833 | $6,773 | 7.06% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 9 | $3,325,000 | $369,444 | $7,067 | 7.04% |
| Cambridge, OH (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $6,528 | 7.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 12 | $3,080,000 | $256,667 | $5,967 | 7.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 7 | $3,065,000 | $437,857 | $11,385 | 7.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 6 | $3,050,000 | $508,333 | $8,770 | 7.17% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 11 | $3,035,000 | $275,909 | $6,269 | 7.38% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $2,955,000 | $591,000 | $9,698 | 7.18% |
| Lawrenceburg, TN (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $6,920 | 7.10% |
| Bardstown, KY (FHA|USDA|VA) | 12 | $2,790,000 | $232,500 | $4,737 | 6.96% |
| Brenham, TX (FHA|USDA|VA) | 5 | $2,695,000 | $539,000 | $11,536 | 6.93% |
| KOKOMO, IN (FHA|USDA|VA) | 10 | $2,690,000 | $269,000 | $5,130 | 7.05% |
| Kearney, NE (FHA|USDA|VA) | 6 | $2,600,000 | $433,333 | $9,627 | 7.04% |
| Greenville, OH (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $6,292 | 7.03% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $2,525,000 | $194,231 | $4,709 | 6.99% |
| Fredericksburg, TX (FHA|USDA|VA) | 3 | $2,505,000 | $835,000 | $16,155 | 7.08% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 4 | $2,500,000 | $625,000 | $13,233 | 6.94% |
| JACKSON, TN (FHA|USDA|VA) | 12 | $2,380,000 | $198,333 | $5,097 | 6.95% |
| Martin, TN (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $5,849 | 7.39% |
| Marietta, OH (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $7,012 | 7.17% |
| New Castle, IN (FHA|USDA|VA) | 7 | $2,225,000 | $317,857 | $6,075 | 7.07% |
| Washington, IN (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $5,456 | 7.16% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $2,220,000 | $370,000 | $7,396 | 6.81% |
| AMES, IA (FHA|USDA|VA) | 7 | $2,185,000 | $312,143 | $6,771 | 7.00% |
| Scottsbluff, NE (FHA|USDA|VA) | 3 | $2,165,000 | $721,667 | $8,095 | 6.88% |
| Montrose, CO (FHA|USDA|VA) | 2 | $2,120,000 | $1,060,000 | $10,472 | 7.63% |
| Bonham, TX (FHA|USDA|VA) | 5 | $2,105,000 | $421,000 | $10,578 | 7.38% |
| Mount Sterling, KY (FHA|USDA|VA) | 8 | $2,080,000 | $260,000 | $5,476 | 7.13% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $1,990,000 | $331,667 | $6,601 | 6.94% |
| Point Pleasant, WV-OH (FHA|USDA|VA) | 11 | $1,975,000 | $179,545 | $4,836 | 6.93% |
| Madison, IN (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $5,783 | 7.63% |
| Sevierville, TN (FHA|USDA|VA) | 6 | $1,970,000 | $328,333 | $7,451 | 7.17% |
| Campbellsville, KY (FHA|USDA|VA) | 6 | $1,960,000 | $326,667 | $6,116 | 6.88% |
| Auburn, IN (FHA|USDA|VA) | 7 | $1,925,000 | $275,000 | $5,213 | 7.27% |
| Warsaw, IN (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $4,801 | 7.33% |
| Emporia, KS (FHA|USDA|VA) | 6 | $1,870,000 | $311,667 | $6,820 | 6.96% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $1,865,000 | $621,667 | $6,119 | 6.83% |
| Richmond, IN (FHA|USDA|VA) | 8 | $1,860,000 | $232,500 | $5,108 | 7.29% |
| Wilmington, OH (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $8,120 | 7.25% |
| Urbana, OH (FHA|USDA|VA) | 9 | $1,805,000 | $200,556 | $5,229 | 7.41% |
| Crawfordsville, IN (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $4,774 | 8.16% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $6,386 | 7.69% |
| Sulphur Springs, TX (FHA|USDA|VA) | 4 | $1,780,000 | $445,000 | $11,712 | 8.16% |
| Ashland, OH (FHA|USDA|VA) | 7 | $1,775,000 | $253,571 | $5,078 | 6.89% |
| Yankton, SD (FHA|USDA|VA) | 2 | $1,760,000 | $880,000 | $7,572 | 7.19% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 7 | $1,735,000 | $247,857 | $6,353 | 6.93% |
| WHEELING, WV-OH (FHA|USDA|VA) | 5 | $1,725,000 | $345,000 | $5,429 | 6.95% |
| Spearfish, SD (FHA|USDA|VA) | 3 | $1,695,000 | $565,000 | $8,524 | 7.38% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $8,799 | 6.97% |
| LONGVIEW, TX (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $9,699 | 7.06% |
| Coshocton, OH (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $5,718 | 7.18% |
| Pella, IA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $5,094 | 6.83% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $7,997 | 7.08% |
| MANSFIELD, OH (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $4,805 | 7.59% |
| Scottsburg, IN (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $5,426 | 6.85% |
| Paragould, AR (FHA|USDA|VA) | 7 | $1,615,000 | $230,714 | $5,577 | 6.66% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $10,640 | 7.21% |
| Fremont, NE (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $6,665 | 6.78% |
| El Campo, TX (FHA|USDA|VA) | 1 | $1,545,000 | $1,545,000 | $22,645 | 7.75% |
| Glasgow, KY (FHA|USDA|VA) | 8 | $1,530,000 | $191,250 | $5,671 | 7.09% |
| Portsmouth, OH (FHA|USDA|VA) | 5 | $1,525,000 | $305,000 | $6,361 | 6.90% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 5 | $1,505,000 | $301,000 | $6,634 | 7.40% |
| North Vernon, IN (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,913 | 7.10% |
| Salem, OH (FHA|USDA|VA) | 8 | $1,460,000 | $182,500 | $4,716 | 7.19% |
| Norwalk, OH (FHA|USDA|VA) | 6 | $1,450,000 | $241,667 | $4,563 | 7.04% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $1,365,000 | $1,365,000 | $10,147 | 7.75% |
| TOLEDO, OH (FHA|USDA|VA) | 7 | $1,355,000 | $193,571 | $5,275 | 6.93% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $4,722 | 6.88% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $9,383 | 7.06% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $5,829 | 6.81% |
| Aberdeen, SD (FHA|USDA|VA) | 3 | $1,225,000 | $408,333 | $9,425 | 6.83% |
| DECATUR, IL (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $7,436 | 6.88% |
| Jackson, OH (FHA|USDA|VA) | 4 | $1,190,000 | $297,500 | $6,320 | 7.25% |
| Plymouth, IN (FHA|USDA|VA) | 5 | $1,175,000 | $235,000 | $6,399 | 7.10% |
| Paris, TX (FHA|USDA|VA) | 2 | $1,150,000 | $575,000 | $10,160 | 6.88% |
| North Platte, NE (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $7,136 | 7.00% |
| PEORIA, IL (FHA|USDA|VA) | 1 | $1,095,000 | $1,095,000 | $12,088 | 6.75% |
| Marshalltown, IA (FHA|USDA|VA) | 3 | $1,085,000 | $361,667 | $7,570 | 6.75% |
| Vincennes, IN (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $5,887 | 7.53% |
| LIMA, OH (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $8,019 | 6.94% |
| Seymour, IN (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $5,064 | 7.05% |
| Van Wert, OH (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $7,475 | 6.92% |
| Central City, KY (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $7,478 | 7.38% |
| Kerrville, TX (FHA|USDA|VA) | 2 | $1,020,000 | $510,000 | $10,706 | 7.50% |
| Frankfort, IN (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $5,050 | 7.49% |
| Levelland, TX (FHA|USDA|VA) | 3 | $1,005,000 | $335,000 | $9,208 | 7.42% |
| Gillette, WY (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $6,734 | 6.75% |
| Union City, TN (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $5,609 | 6.50% |
| Fort Dodge, IA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,775 | 6.79% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $4,759 | 6.91% |
| Paducah, KY-IL (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $6,268 | 7.29% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,605 | 7.17% |
| Dayton, TN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $4,963 | 6.91% |
| Chillicothe, OH (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $7,354 | 7.29% |
| Brownsville, TN (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $6,030 | 6.75% |
| CASPER, WY (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,520 | 7.08% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $5,094 | 7.08% |
| Wapakoneta, OH (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $6,620 | 7.00% |
| VICTORIA, TX (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $11,195 | 7.25% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $7,305 | 7.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 2 | $860,000 | $430,000 | $12,138 | 7.13% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $855,000 | $855,000 | $17,357 | 7.75% |
| Ottawa, KS (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $4,989 | 7.06% |
| Atchison, KS (FHA|USDA|VA) | 2 | $830,000 | $415,000 | $8,204 | 6.94% |
| Somerset, KY (FHA|USDA|VA) | 5 | $825,000 | $165,000 | $4,439 | 7.43% |
| TULSA, OK (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $6,482 | 7.38% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $6,815 | 6.75% |
| Decatur, IN (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $4,317 | 7.47% |
| TYLER, TX (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $10,064 | 7.06% |
| CLEVELAND, TN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $4,430 | 7.25% |
| Richmond-Berea, KY (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $6,871 | 6.75% |
| Spencer, IA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $6,361 | 6.92% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $6,816 | 7.46% |
| Evanston, WY (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $7,924 | 6.63% |
| SAN ANGELO, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,370 | 7.88% |
| Dyersburg, TN (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,514 | 6.81% |
| MANHATTAN, KS (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,818 | 7.28% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $6,436 | 6.50% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,081 | 6.45% |
| Salina, KS (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $8,236 | 7.38% |
| Kendallville, IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,552 | 7.46% |
| Defiance, OH (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,455 | 7.36% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,989 | 6.81% |
| Huron, SD (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $4,619 | 8.16% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $8,370 | 7.13% |
| Athens, OH (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $5,827 | 6.96% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,329 | 6.79% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $10,798 | 7.25% |
| Maysville, KY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,958 | 7.36% |
| Ottumwa, IA (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $11,370 | 6.75% |
| Muskogee, OK (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,708 | 6.96% |
| Paris, TN (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,525 | 6.75% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $14,123 | 7.50% |
| Wabash, IN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,749 | 7.13% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,920 | 7.13% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $8,536 | 7.13% |
| Miami, OK (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $5,690 | 7.25% |
| LUBBOCK, TX (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $7,899 | 6.88% |
| Hastings, NE (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $8,440 | 7.13% |
| Marion, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,216 | 7.63% |
| Shawnee, OK (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $7,434 | 7.13% |
| Sheridan, WY (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,523 | 6.56% |
| London, KY (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,991 | 7.19% |
| Forrest City, AR (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $9,363 | 6.75% |
| Jasper, IN (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $4,197 | 7.25% |
| Effingham, IL (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $5,542 | 7.31% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,585 | 7.25% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $10,384 | 7.13% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $13,412 | 7.75% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $4,311 | 6.50% |
| Murray, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,475 | 7.35% |
| Taylorville, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $6,218 | 6.94% |
| Peru, IN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $3,839 | 7.44% |
| Mason City, IA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,431 | 7.56% |
| Bluffton, IN (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $4,093 | 7.16% |
| Duncan, OK (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $7,750 | 6.75% |
| Newport, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $9,914 | 6.88% |
| Clinton, IA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,056 | 6.69% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $11,928 | 6.75% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $9,631 | 7.00% |
| Connersville, IN (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $6,740 | 6.75% |
| Sterling, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $6,825 | 7.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,329 | 7.00% |
| Lexington, NE (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,346 | 7.13% |
| Sidney, OH (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,818 | 7.03% |
| Athens, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,372 | 7.13% |
| Beeville, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,274 | 7.38% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,331 | 6.75% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $9,034 | 6.50% |
| Roswell, NM (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $6,041 | 6.88% |
| WACO, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,177 | 6.50% |
| Danville, KY (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,665 | 7.62% |
| Bedford, IN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,895 | 6.63% |
| Pampa, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,611 | 6.75% |
| Fremont, OH (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $4,037 | 6.69% |
| LAWTON, OK (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,389 | 8.25% |
| Madisonville, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,547 | 6.69% |
| Pearsall, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,022 | 7.00% |
| Middlesborough, KY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,283 | 7.50% |
| Palestine, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,345 | 7.50% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,986 | 7.88% |
| FORT COLLINS, CO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,185 | 7.13% |
| McMinnville, TN (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,252 | 7.48% |
| Washington Court House, OH (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $5,004 | 7.79% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,392 | 6.63% |
| Rock Springs, WY (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $5,770 | 7.25% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,491 | 7.50% |
| Garden City, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,150 | 7.88% |
| Brookings, SD (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,742 | 8.63% |
| Las Vegas, NM (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,068 | 6.50% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,100 | 8.00% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,430 | 7.25% |
| Mountain Home, AR (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,878 | 7.63% |
| Beatrice, NE (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,080 | 7.00% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,674 | 7.38% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,738 | 7.88% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,102 | 5.75% |
| Durant, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,644 | 7.25% |
| Watertown, SD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,011 | 6.38% |
| Laramie, WY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,990 | 7.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,482 | 7.63% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $1,500 | 7.06% |
| Carroll, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,605 | 5.88% |
| Logansport, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,488 | 7.00% |
| Angola, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.90% |
| Huntington, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,171 | 7.25% |
| Riverton, WY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $1,916 | 7.13% |
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 3,267 | $1,170,785,000 | $358,367 | $7,270 | 7.09% |
For 2023, Farm Credit Mid-america Aca's most frequently originated type of loan was Conventional, with 3,267 originations.
Loan Reason
For 2023, Farm Credit Mid-america Aca's most frequently cited loan purpose was Home Purchase, with 2,672 originations. The 2nd most popular reason was Refi, with 384 originations.
Loan Duration/Length
For 2023, Farm Credit Mid-america Aca's most frequently cited loan duration was 30 Year, with 2,604 originations. The 2nd most popular length was 15 Year, with 249 originations.
Origination Fees/Closing Costs
Farm Credit Mid-america Aca's average total fees were $7,691, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 1,655 originations.
Interest Rates
During 2023, Farm Credit Mid-america Aca's average interest rate for loans was 7.09%, while their most frequently originated rate bucket for loans was 6-7%, with 1,680 originations.
Loan Sizing
2023 saw Farm Credit Mid-america Aca place emphasis on $200k-400k loans with 1,249 originations, totaling $364,865,000 in origination value.
Applicant Income
Farm Credit Mid-america Aca lent most frequently to those with incomes in the $150k-250k range, with 1,005 originations. The second most popular income band? $100k-150k, with 874 originations.
Applicant Debt to Income Ratio
Farm Credit Mid-america Aca lent most frequently to those with DTI ratios of 30-36%, with 846 originations. The next most common DTI ratio? 20-30%, with 702 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications83.49%
Farm Credit Mid-america Aca has a below average approval rate.
Pick Rate
Approvals leading to origination77.04%
Farm Credit Mid-america Aca has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 3,267 | $1,170,785,000 | $358,367 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3,267 | $1,170,785,000 | $358,367 |