Directions Credit Union Mortgage Rates, Fees & Info

Toledo, OH

LEI: 254900UHFHT3IWKY8K19

Tax ID: 34-4475249

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Directions Credit Union is a smaller credit union specializing in Home Purchase loans. Directions Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Toledo, Monroe, Mansfield, Wooster, and Columbus among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)

Directions Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 5.31% 12/4/24
30 Year Conventional Purchase 7.31% 12/4/24
30 Year Conventional Refi 8.32% 12/4/24
30 Year Cash-out Refi 7.19% 12/4/24
15 Year Conventional Purchase 6.30% 12/4/24
15 Year Conventional Refi 6.70% 12/4/24
15 Year Cash-out Refi 6.70% 12/4/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Directions Credit Union Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Directions Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

338

Origination Dollar Volume (All Markets)

$46,070,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
TOLEDO, OH (FHA|USDA|VA) 216 $30,670,000 $141,991 $0 4.61%
MONROE, MI (FHA|USDA|VA) 42 $6,940,000 $165,238 $0 4.72%
MANSFIELD, OH (FHA|USDA|VA) 29 $2,375,000 $81,897 $0 4.70%
Outside of Metro Areas 9 $1,025,000 $113,889 $0 4.67%
Wooster, OH (FHA|USDA|VA) 7 $595,000 $85,000 $0 4.52%
COLUMBUS, OH (FHA|USDA|VA) 3 $535,000 $178,333 $0 4.50%
Findlay, OH (FHA|USDA|VA) 3 $505,000 $168,333 $0 4.83%
AKRON, OH (FHA|USDA|VA) 2 $470,000 $235,000 $0 4.76%
Ashland, OH (FHA|USDA|VA) 6 $440,000 $73,333 $0 4.95%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1 $295,000 $295,000 $0 4.63%
ANN ARBOR, MI (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.88%
Angola, IN (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.63%
Coldwater, MI (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.63%
Norwalk, OH (FHA|USDA|VA) 4 $230,000 $57,500 $0 4.66%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $220,000 $110,000 $0 4.88%
Adrian, MI (FHA|USDA|VA) 1 $215,000 $215,000 $0 4.13%
Bucyrus-Galion, OH (FHA|USDA|VA) 3 $195,000 $65,000 $0 4.79%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.88%
JACKSON, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.00%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.88%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.13%
Fremont, OH (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.63%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $50,000 $25,000 $0 4.50%
Directions Credit Union's top markets include Toledo, Monroe, Mansfield, Wooster, and Columbus among others.

Their top states include:
  • Ohio (FHA|USDA|VA)
  • Michigan (FHA|USDA|VA)
  • Indiana (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Directions Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Mechanics Bank
    Similarity Rank: 24
    JEEP COUNTRY
    Similarity Rank: 52
    DFCU FINANCIAL
    Similarity Rank: 437
    HOME MORTGAGE ASSURED CORPORATION
    Similarity Rank: 550
    First National Bank of Bellevue
    Similarity Rank: 696
    Monroe Bank and Trust
    Similarity Rank: 715
    The Genoa Banking Company
    Similarity Rank: 741

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 338 $46,070,000 $136,302 $0 4.65%

    For 2018, Directions Credit Union's most frequently originated type of loan was Conventional, with 338 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 247 $36,565,000 $148,036 $0 4.69%
    Refi 79 $9,015,000 $114,114 $0 4.51%
    Home Improvement 12 $490,000 $40,833 $0 0.00%

    For 2018, Directions Credit Union's most frequently cited loan purpose was Home Purchase, with 247 originations. The 2nd most popular reason was Refi, with 79 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 259 $38,865,000 $150,058 $0 4.72%
    15 Year 39 $2,785,000 $71,410 $0 4.24%
    20 Year 23 $2,705,000 $117,609 $0 4.49%
    Other 15 $1,445,000 $96,333 $0 4.63%
    10 Year 2 $270,000 $135,000 $0 4.26%

    For 2018, Directions Credit Union's most frequently cited loan duration was 30 Year, with 259 originations. The 2nd most popular length was 15 Year, with 39 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 274 $37,260,000 $135,985
    $1k-2k 9 $2,875,000 $319,444
    $5k+ 1 $145,000 $145,000

    Directions Credit Union's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 274 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 283 $40,905,000 $144,541
    5-6% 31 $3,475,000 $112,097
    3-4% 12 $1,200,000 $100,000

    During 2018, Directions Credit Union's average interest rate for loans was 4.72%, while their most frequently originated rate bucket for loans was 4-5%, with 283 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 149 $9,505,000 $63,792 $0 4.63%
    $100k-200k 116 $16,250,000 $140,086 $0 4.66%
    $200k-400k 64 $16,360,000 $255,625 $0 4.65%
    $400k-600k 9 $3,955,000 $439,444 $0 4.68%

    2018 saw Directions Credit Union place emphasis on $100,000 or less loans with 149 originations, totaling $9,505,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 97 $7,945,000 $81,907 $0 4.66%
    $50k-75k 85 $8,705,000 $102,412 $0 4.54%
    $100k-150k 70 $12,780,000 $182,571 $0 4.72%
    $75k-100k 46 $6,300,000 $136,957 $0 4.65%
    $150k-250k 34 $8,250,000 $242,647 $0 4.70%
    $250k+ 6 $2,090,000 $348,333 $0 4.71%

    Directions Credit Union lent most frequently to those with incomes in the $50k or less range, with 97 originations. The second most popular income band? $50k-75k, with 85 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 103 $13,695,000 $132,961 $0 4.67%
    <20% 87 $12,835,000 $147,529 $0 4.68%
    30-36% 56 $8,180,000 $146,071 $0 4.62%
    37% 13 $1,625,000 $125,000 $0 4.46%
    36% 13 $1,585,000 $121,923 $0 4.72%
    38% 10 $1,120,000 $112,000 $0 4.45%
    40% 10 $1,110,000 $111,000 $0 4.82%
    42% 7 $835,000 $119,286 $0 4.61%
    39% 6 $1,320,000 $220,000 $0 4.67%
    48% 4 $560,000 $140,000 $0 4.41%
    43% 4 $550,000 $137,500 $0 4.63%
    44% 3 $535,000 $178,333 $0 4.55%
    50-60% 2 $640,000 $320,000 $0 4.63%
    46% 2 $110,000 $55,000 $0 4.38%
    49% 2 $350,000 $175,000 $0 4.69%
    41% 1 $85,000 $85,000 $0 4.88%
    47% 1 $115,000 $115,000 $0 4.13%

    Directions Credit Union lent most frequently to those with DTI ratios of 20-30%, with 103 originations. The next most common DTI ratio? <20%, with 87 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 310 $43,620,000 $140,710 $0 4.65%
    Not provided 18 $1,070,000 $59,444 $0 4.75%
    Black 6 $830,000 $138,333 $0 4.77%
    Asian 2 $250,000 $125,000 $0 4.19%
    Native Hawaiian or Islander 1 $175,000 $175,000 $0 4.38%
    American Indian 1 $125,000 $125,000 $0 4.13%

    Approval Rates

    Total approvals of all applications
    89.31%

    Directions Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    77.51%

    Directions Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1008.02 1 $115,000 $115,000
    1009.06 1 $195,000 $195,000
    1010.48 1 $35,000 $35,000
    1010.77 1 $35,000 $35,000
    1019.57 1 $155,000 $155,000
    1019.91 1 $95,000 $95,000
    1025.64 1 $85,000 $85,000
    1026.79 1 $95,000 $95,000
    1029.28 1 $55,000 $55,000
    1029.42 1 $185,000 $185,000
    1030.46 1 $165,000 $165,000
    1031.14 1 $65,000 $65,000
    1031.37 1 $105,000 $105,000
    1035.07 1 $65,000 $65,000
    1036.6 1 $295,000 $295,000
    1045.69 1 $85,000 $85,000
    10476.22 1 $75,000 $75,000
    1049.38 1 $185,000 $185,000
    1049.72 1 $65,000 $65,000
    1050.15 1 $125,000 $125,000
    1051.34 1 $135,000 $135,000
    1055.19 2 $410,000 $205,000
    1068.68 1 $115,000 $115,000
    1068.86 1 $125,000 $125,000
    1069.6 1 $255,000 $255,000
    1070.23 1 $65,000 $65,000
    1072.0 1 $185,000 $185,000
    1074.63 1 $275,000 $275,000
    1077.02 1 $75,000 $75,000
    1077.18 1 $325,000 $325,000
    1087.51 1 $55,000 $55,000
    1099.65 1 $175,000 $175,000
    1101.45 1 $185,000 $185,000
    1102.02 1 $215,000 $215,000
    1107.58 1 $105,000 $105,000
    1115.99 1 $45,000 $45,000
    1118.17 1 $65,000 $65,000
    1128.54 1 $65,000 $65,000
    1132.62 1 $25,000 $25,000
    1134.02 1 $115,000 $115,000
    1142.77 1 $25,000 $25,000
    1143.71 1 $135,000 $135,000
    1143.87 1 $85,000 $85,000
    1144.38 1 $45,000 $45,000
    11484.94 1 $405,000 $405,000
    1149.59 1 $115,000 $115,000
    1151.75 1 $95,000 $95,000
    1152.3 1 $155,000 $155,000
    1158.61 1 $155,000 $155,000
    1168.83 1 $55,000 $55,000
    1170.01 1 $65,000 $65,000
    1170.76 1 $95,000 $95,000
    1179.62 1 $165,000 $165,000
    1190.43 1 $145,000 $145,000
    1197.71 1 $135,000 $135,000
    1200.08 1 $85,000 $85,000
    1202.33 1 $155,000 $155,000
    1208.44 1 $105,000 $105,000
    1211.52 1 $85,000 $85,000
    1215.55 1 $175,000 $175,000
    1220.45 1 $85,000 $85,000
    1226.79 1 $35,000 $35,000
    1242.71 1 $95,000 $95,000
    1259.7 1 $95,000 $95,000
    1262.26 1 $65,000 $65,000
    1286.3 1 $135,000 $135,000
    1295.6 1 $195,000 $195,000
    1296.05 1 $65,000 $65,000
    1296.55 1 $175,000 $175,000
    1301.0 1 $245,000 $245,000
    1305.39 1 $315,000 $315,000
    1305.6 1 $105,000 $105,000
    1305.73 1 $15,000 $15,000
    1318.73 1 $235,000 $235,000
    1332.91 1 $45,000 $45,000
    1348.38 1 $255,000 $255,000
    1349.5 1 $295,000 $295,000
    1351.51 1 $115,000 $115,000
    1365.93 1 $255,000 $255,000
    1375.48 1 $145,000 $145,000
    1389.3 1 $45,000 $45,000
    1393.73 1 $95,000 $95,000
    1395.65 1 $205,000 $205,000
    1395.75 1 $345,000 $345,000
    1401.0 1 $145,000 $145,000
    1413.26 1 $135,000 $135,000
    1417.95 1 $295,000 $295,000
    1422.37 1 $155,000 $155,000
    1424.62 1 $245,000 $245,000
    1430.79 1 $65,000 $65,000
    1441.16 1 $205,000 $205,000
    1444.5 1 $455,000 $455,000
    1449.84 1 $145,000 $145,000
    1450.75 1 $325,000 $325,000
    1450.83 1 $145,000 $145,000
    1452.14 1 $65,000 $65,000
    1457.96 1 $105,000 $105,000
    1462.96 1 $155,000 $155,000
    1464.67 1 $255,000 $255,000
    1480.38 1 $35,000 $35,000
    1496.82 1 $175,000 $175,000
    1502.8 1 $225,000 $225,000
    1504.19 1 $115,000 $115,000
    1515.78 1 $165,000 $165,000
    1535.59 1 $155,000 $155,000
    1537.12 1 $65,000 $65,000
    1540.99 1 $75,000 $75,000
    1549.46 1 $95,000 $95,000
    1549.69 1 $65,000 $65,000
    1551.55 1 $245,000 $245,000
    1552.9 1 $95,000 $95,000
    1554.79 1 $145,000 $145,000
    1560.85 1 $205,000 $205,000
    1561.67 1 $95,000 $95,000
    1566.92 1 $175,000 $175,000
    1582.58 1 $185,000 $185,000
    1584.39 1 $45,000 $45,000
    1600.83 1 $125,000 $125,000
    1613.67 1 $145,000 $145,000
    1619.14 1 $35,000 $35,000
    1624.75 1 $65,000 $65,000
    1625.1 1 $85,000 $85,000
    1630.59 1 $75,000 $75,000
    1639.91 1 $155,000 $155,000
    1640.56 1 $235,000 $235,000
    1643.9 1 $65,000 $65,000
    1646.41 1 $135,000 $135,000
    1646.84 1 $215,000 $215,000
    1661.37 1 $75,000 $75,000
    1668.79 1 $65,000 $65,000
    1669.74 1 $285,000 $285,000
    1681.29 1 $205,000 $205,000
    1683.99 1 $55,000 $55,000
    1703.33 1 $165,000 $165,000
    1711.59 1 $135,000 $135,000
    1738.33 1 $355,000 $355,000
    1744.19 1 $65,000 $65,000
    1750.12 1 $115,000 $115,000
    1773.24 1 $235,000 $235,000
    1786.54 1 $135,000 $135,000
    1787.86 1 $45,000 $45,000
    1829.62 1 $35,000 $35,000
    1833.03 1 $225,000 $225,000
    1861.27 1 $65,000 $65,000
    1872.12 1 $185,000 $185,000
    1882.46 1 $195,000 $195,000
    1886.61 1 $205,000 $205,000
    1893.5 1 $55,000 $55,000
    1901.63 1 $95,000 $95,000
    1904.76 1 $105,000 $105,000
    1914.67 1 $45,000 $45,000
    1915.08 1 $205,000 $205,000
    1934.87 1 $95,000 $95,000
    1944.5 1 $455,000 $455,000
    1947.99 1 $235,000 $235,000
    1971.13 1 $65,000 $65,000
    1973.53 1 $125,000 $125,000
    1996.77 1 $95,000 $95,000
    2005.22 1 $75,000 $75,000
    2032.54 1 $445,000 $445,000
    2046.97 1 $225,000 $225,000
    2048.65 1 $225,000 $225,000
    2064.44 1 $215,000 $215,000
    2064.49 1 $305,000 $305,000
    2082.02 1 $105,000 $105,000
    2100.84 1 $115,000 $115,000
    2102.76 1 $105,000 $105,000
    2209.6 1 $115,000 $115,000
    2238.41 1 $55,000 $55,000
    2241.69 1 $125,000 $125,000
    2249.34 1 $105,000 $105,000
    2271.56 1 $175,000 $175,000
    2306.2 1 $45,000 $45,000
    2339.6 1 $95,000 $95,000
    2361.39 1 $85,000 $85,000
    2363.66 1 $55,000 $55,000
    2377.38 1 $105,000 $105,000
    2381.97 1 $105,000 $105,000
    2423.43 1 $75,000 $75,000
    2471.44 1 $105,000 $105,000
    2493.87 1 $115,000 $115,000
    2534.44 1 $85,000 $85,000
    2560.22 1 $105,000 $105,000
    2575.29 1 $65,000 $65,000
    2576.02 1 $135,000 $135,000
    2580.71 1 $75,000 $75,000
    2597.05 1 $155,000 $155,000
    260.34 1 $35,000 $35,000
    2627.25 1 $65,000 $65,000
    2648.73 1 $145,000 $145,000
    2649.19 1 $415,000 $415,000
    2652.58 1 $325,000 $325,000
    2657.21 1 $125,000 $125,000
    2704.72 1 $265,000 $265,000
    27165.6 1 $305,000 $305,000
    27320.0 1 $285,000 $285,000
    2772.5 1 $85,000 $85,000
    2799.0 1 $425,000 $425,000
    2819.73 1 $265,000 $265,000
    283.18 1 $45,000 $45,000
    2856.01 1 $315,000 $315,000
    2917.74 1 $145,000 $145,000
    2964.28 1 $145,000 $145,000
    2996.79 1 $105,000 $105,000
    3019.29 1 $105,000 $105,000
    3020.29 1 $275,000 $275,000
    3048.76 1 $105,000 $105,000
    3083.74 1 $175,000 $175,000
    3087.8 1 $165,000 $165,000
    3205.45 1 $215,000 $215,000
    3216.15 1 $145,000 $145,000
    3242.98 1 $145,000 $145,000
    3292.84 1 $105,000 $105,000
    3334.64 1 $35,000 $35,000
    339.27 1 $95,000 $95,000
    3435.5 1 $125,000 $125,000
    3439.24 1 $145,000 $145,000
    3446.89 1 $115,000 $115,000
    3455.68 1 $165,000 $165,000
    3526.96 1 $205,000 $205,000
    3703.95 1 $135,000 $135,000
    3744.12 1 $275,000 $275,000
    3874.36 1 $175,000 $175,000
    3876.5 1 $215,000 $215,000
    3905.53 1 $135,000 $135,000
    394.01 1 $215,000 $215,000
    405.26 1 $225,000 $225,000
    4084.15 1 $45,000 $45,000
    4102.51 1 $185,000 $185,000
    4167.37 1 $105,000 $105,000
    427.16 1 $55,000 $55,000
    4281.93 1 $75,000 $75,000
    4576.82 1 $215,000 $215,000
    460.02 1 $95,000 $95,000
    468.81 1 $15,000 $15,000
    4727.45 1 $255,000 $255,000
    4760.61 1 $25,000 $25,000
    532.56 1 $85,000 $85,000
    534.07 1 $65,000 $65,000
    5428.45 1 $255,000 $255,000
    5462.62 1 $445,000 $445,000
    571.14 1 $125,000 $125,000
    578.99 1 $165,000 $165,000
    5823.93 1 $285,000 $285,000
    582.83 1 $165,000 $165,000
    5899.25 1 $235,000 $235,000
    591.93 1 $135,000 $135,000
    600.46 1 $115,000 $115,000
    609.41 1 $85,000 $85,000
    626.4 1 $65,000 $65,000
    672.24 1 $35,000 $35,000
    6738.62 1 $485,000 $485,000
    679.3 1 $65,000 $65,000
    679.38 1 $95,000 $95,000
    687.5 1 $55,000 $55,000
    6979.83 1 $145,000 $145,000
    698.34 1 $55,000 $55,000
    699.95 1 $215,000 $215,000
    702.14 1 $45,000 $45,000
    704.53 1 $235,000 $235,000
    705.13 1 $95,000 $95,000
    706.45 1 $135,000 $135,000
    720.1 1 $175,000 $175,000
    726.55 1 $45,000 $45,000
    732.24 1 $115,000 $115,000
    7333.02 1 $285,000 $285,000
    739.4 1 $55,000 $55,000
    742.45 1 $85,000 $85,000
    7462.82 1 $75,000 $75,000
    748.57 1 $55,000 $55,000
    7511.31 1 $425,000 $425,000
    754.08 1 $65,000 $65,000
    757.02 1 $225,000 $225,000
    761.78 1 $65,000 $65,000
    766.07 1 $65,000 $65,000
    766.83 1 $55,000 $55,000
    7684.8 1 $85,000 $85,000
    768.84 1 $115,000 $115,000
    776.5 1 $45,000 $45,000
    788.75 1 $145,000 $145,000
    800.45 1 $85,000 $85,000
    804.71 1 $55,000 $55,000
    807.45 1 $95,000 $95,000
    829.5 1 $315,000 $315,000
    831.08 1 $275,000 $275,000
    832.72 1 $65,000 $65,000
    834.7 1 $155,000 $155,000
    836.28 1 $115,000 $115,000
    836.59 1 $135,000 $135,000
    837.8 1 $35,000 $35,000
    843.38 1 $85,000 $85,000
    848.6 1 $105,000 $105,000
    848.75 1 $95,000 $95,000
    849.34 1 $115,000 $115,000
    853.14 1 $35,000 $35,000
    859.53 1 $45,000 $45,000
    871.62 1 $85,000 $85,000
    877.88 1 $55,000 $55,000
    886.62 1 $235,000 $235,000
    893.92 1 $85,000 $85,000
    899.96 1 $45,000 $45,000
    903.47 1 $85,000 $85,000
    908.27 1 $85,000 $85,000
    910.78 1 $85,000 $85,000
    920.7 1 $175,000 $175,000
    922.49 1 $75,000 $75,000
    922.65 1 $65,000 $65,000
    923.21 1 $55,000 $55,000
    931.07 1 $225,000 $225,000
    931.59 1 $75,000 $75,000
    938.63 1 $25,000 $25,000
    943.08 1 $125,000 $125,000
    954.13 1 $35,000 $35,000
    955.07 1 $35,000 $35,000
    957.7 1 $225,000 $225,000
    958.13 1 $325,000 $325,000
    974.73 1 $195,000 $195,000
    978.41 1 $135,000 $135,000
    979.74 1 $125,000 $125,000
    986.35 1 $85,000 $85,000
    989.83 1 $145,000 $145,000
    990.37 1 $85,000 $85,000
    991.81 1 $85,000 $85,000
    998.42 1 $55,000 $55,000
    998.43 1 $95,000 $95,000
    NA 12 $490,000 $40,833

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 9 $905,000 $100,556
    Single Family (1-4 Units):Site-Built 329 $45,165,000 $137,280

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 12 $520,000 $43,333 $0 4.30%
    40-60% 30 $2,950,000 $98,333 $0 4.48%
    60-80% 129 $18,265,000 $141,589 $0 4.66%
    80-100% 153 $23,795,000 $155,523 $0 4.70%
    Under 20% 2 $50,000 $25,000 $0 4.38%