Directions Credit Union Mortgage Rates, Fees & Info
Toledo, OHLEI: 254900UHFHT3IWKY8K19
Tax ID: 34-4475249
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Mortgage Data
Review & Overview
Directions Credit Union is a smaller credit union specializing in Home Purchase and Refi loans. Directions Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Toledo, Monroe, Mansfield, Adrian, and Wooster among others. We have data for 23 markets. (Some data included below & more in-depth data is available with an active subscription.)Directions Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 5.31% | 4/18/24 |
| 30 Year Conventional Purchase | 7.31% | 4/18/24 |
| 30 Year Conventional Refi | 8.32% | 4/18/24 |
| 30 Year Cash-out Refi | 7.19% | 4/18/24 |
| 15 Year Conventional Purchase | 6.30% | 4/18/24 |
| 15 Year Conventional Refi | 6.70% | 4/18/24 |
| 15 Year Cash-out Refi | 6.70% | 4/18/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Directions Credit Union Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Directions Credit Union. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
491Origination Dollar Volume (All Markets)
$76,595,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TOLEDO, OH (FHA|USDA|VA) | 306 | $48,830,000 | $159,575 | $0 | 3.95% |
| MONROE, MI (FHA|USDA|VA) | 86 | $14,440,000 | $167,907 | $0 | 4.03% |
| MANSFIELD, OH (FHA|USDA|VA) | 47 | $5,075,000 | $107,979 | $0 | 4.04% |
| Adrian, MI (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $0 | 3.44% |
| Wooster, OH (FHA|USDA|VA) | 13 | $1,405,000 | $108,077 | $0 | 3.88% |
| Ashland, OH (FHA|USDA|VA) | 9 | $995,000 | $110,556 | $0 | 3.76% |
| Norwalk, OH (FHA|USDA|VA) | 7 | $805,000 | $115,000 | $0 | 3.82% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 3.10% |
| Outside of Metro Areas | 2 | $360,000 | $180,000 | $0 | 4.38% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 3.25% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.50% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.38% |
| Findlay, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.25% |
| COLUMBUS, OH (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 3.75% |
| Hillsdale, MI (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 4.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 3.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 3.63% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 4.25% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.75% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.00% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 3.75% |
| Van Wert, OH (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.00% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 3.38% |
Similar Lenders
We use machine learning to identify the top lenders compared against Directions Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Bay Area Credit Union, Inc.
Similarity Rank: 13
Similarity Rank: 13
Mechanics Bank
Similarity Rank: 20
Similarity Rank: 20
JEEP COUNTRY
Similarity Rank: 78
Similarity Rank: 78
First Federal Savings and Loan Association of Delta
Similarity Rank: 126
Similarity Rank: 126
TLC COMMUNITY Credit Union
Similarity Rank: 196
Similarity Rank: 196
MONROE COUNTY COMMUNITY CREDIT UNION
Similarity Rank: 238
Similarity Rank: 238
First National Bank of Bellevue
Similarity Rank: 380
Similarity Rank: 380
POLARIS HOME FUNDING CORP.
Similarity Rank: 418
Similarity Rank: 418
STAUNTON FINANCIAL, INC.
Similarity Rank: 558
Similarity Rank: 558
THE BANKERS GUARANTEE TITLE & TRUST COMPANY
Similarity Rank: 561
Similarity Rank: 561
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 491 | $76,595,000 | $155,998 | $0 | 3.96% |
For 2019, Directions Credit Union's most frequently originated type of loan was Conventional, with 491 originations.
Loan Reason
For 2019, Directions Credit Union's most frequently cited loan purpose was Home Purchase, with 259 originations. The 2nd most popular reason was Refi, with 223 originations.
Loan Duration/Length
For 2019, Directions Credit Union's most frequently cited loan duration was 30 Year, with 342 originations. The 2nd most popular length was 15 Year, with 80 originations.
Origination Fees/Closing Costs
| Origination Fee/Closing Cost | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 177 | $25,515,000 | $144,153 |
| $5k+ | 1 | $215,000 | $215,000 |
Directions Credit Union's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 177 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 332 | $53,650,000 | $161,596 |
| 4-5% | 140 | $19,580,000 | $139,857 |
| 5-6% | 8 | $1,050,000 | $131,250 |
| 2.5-3% | 2 | $440,000 | $220,000 |
During 2019, Directions Credit Union's average interest rate for loans was 4.08%, while their most frequently originated rate bucket for loans was 3-4%, with 332 originations.
Loan Sizing
2019 saw Directions Credit Union place emphasis on $100k-200k loans with 248 originations, totaling $35,190,000 in origination value.
Applicant Income
Directions Credit Union lent most frequently to those with incomes in the $50k-75k range, with 120 originations. The second most popular income band? $100k-150k, with 112 originations.
Applicant Debt to Income Ratio
Directions Credit Union lent most frequently to those with DTI ratios of 20-30%, with 165 originations. The next most common DTI ratio? <20%, with 83 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.34%
Directions Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination85.13%
Directions Credit Union has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 1003.85 | 1 | $305,000 | $305,000 |
| 1013.81 | 1 | $125,000 | $125,000 |
| 1024.51 | 1 | $55,000 | $55,000 |
| 1026.62 | 1 | $85,000 | $85,000 |
| 1027.37 | 1 | $55,000 | $55,000 |
| 1035.07 | 1 | $115,000 | $115,000 |
| 1042.89 | 1 | $75,000 | $75,000 |
| 1047.29 | 1 | $95,000 | $95,000 |
| 1058.47 | 1 | $155,000 | $155,000 |
| 1062.48 | 1 | $205,000 | $205,000 |
| 1071.87 | 1 | $195,000 | $195,000 |
| 1082.9 | 1 | $125,000 | $125,000 |
| 1084.49 | 1 | $155,000 | $155,000 |
| 1084.95 | 1 | $175,000 | $175,000 |
| 1091.6 | 1 | $125,000 | $125,000 |
| 1095.9 | 1 | $195,000 | $195,000 |
| 1100.73 | 1 | $85,000 | $85,000 |
| 1101.51 | 1 | $185,000 | $185,000 |
| 1103.86 | 1 | $55,000 | $55,000 |
| 1110.85 | 1 | $145,000 | $145,000 |
| 1116.43 | 1 | $135,000 | $135,000 |
| 1123.66 | 1 | $55,000 | $55,000 |
| 1124.43 | 1 | $175,000 | $175,000 |
| 1130.56 | 1 | $145,000 | $145,000 |
| 1147.86 | 1 | $125,000 | $125,000 |
| 1155.73 | 1 | $155,000 | $155,000 |
| 1164.77 | 1 | $175,000 | $175,000 |
| 1171.34 | 1 | $225,000 | $225,000 |
| 1176.83 | 1 | $205,000 | $205,000 |
| 1184.66 | 1 | $125,000 | $125,000 |
| 1196.89 | 1 | $115,000 | $115,000 |
| 1197.73 | 1 | $165,000 | $165,000 |
| 1200.75 | 1 | $185,000 | $185,000 |
| 1207.52 | 1 | $115,000 | $115,000 |
| 1210.7 | 1 | $225,000 | $225,000 |
| 1211.53 | 1 | $65,000 | $65,000 |
| 1229.46 | 1 | $125,000 | $125,000 |
| 1233.62 | 1 | $235,000 | $235,000 |
| 1234.56 | 1 | $375,000 | $375,000 |
| 1239.09 | 1 | $205,000 | $205,000 |
| 1273.92 | 1 | $175,000 | $175,000 |
| 1275.57 | 1 | $105,000 | $105,000 |
| 1278.49 | 1 | $155,000 | $155,000 |
| 1286.33 | 1 | $185,000 | $185,000 |
| 1297.14 | 1 | $105,000 | $105,000 |
| 1300.97 | 1 | $115,000 | $115,000 |
| 1306.05 | 1 | $135,000 | $135,000 |
| 1306.86 | 1 | $455,000 | $455,000 |
| 1309.29 | 1 | $165,000 | $165,000 |
| 1323.14 | 1 | $85,000 | $85,000 |
| 1337.98 | 1 | $245,000 | $245,000 |
| 1356.26 | 1 | $265,000 | $265,000 |
| 1363.74 | 1 | $175,000 | $175,000 |
| 1364.36 | 1 | $265,000 | $265,000 |
| 1384.69 | 1 | $75,000 | $75,000 |
| 1389.35 | 1 | $145,000 | $145,000 |
| 1394.99 | 1 | $275,000 | $275,000 |
| 1396.62 | 1 | $125,000 | $125,000 |
| 1396.77 | 1 | $35,000 | $35,000 |
| 1397.21 | 1 | $365,000 | $365,000 |
| 1415.05 | 1 | $115,000 | $115,000 |
| 1415.23 | 1 | $105,000 | $105,000 |
| 1420.25 | 1 | $205,000 | $205,000 |
| 1420.81 | 1 | $155,000 | $155,000 |
| 1432.42 | 1 | $55,000 | $55,000 |
| 1443.8 | 1 | $55,000 | $55,000 |
| 1447.87 | 1 | $35,000 | $35,000 |
| 1466.31 | 1 | $85,000 | $85,000 |
| 1499.46 | 1 | $625,000 | $625,000 |
| 1510.05 | 1 | $105,000 | $105,000 |
| 1513.68 | 1 | $105,000 | $105,000 |
| 1519.88 | 1 | $205,000 | $205,000 |
| 1523.04 | 1 | $275,000 | $275,000 |
| 1531.66 | 1 | $155,000 | $155,000 |
| 1551.37 | 1 | $95,000 | $95,000 |
| 1551.72 | 1 | $205,000 | $205,000 |
| 1552.62 | 1 | $125,000 | $125,000 |
| 1572.01 | 1 | $215,000 | $215,000 |
| 1581.22 | 1 | $355,000 | $355,000 |
| 1587.91 | 1 | $235,000 | $235,000 |
| 1598.58 | 1 | $275,000 | $275,000 |
| 1623.63 | 1 | $145,000 | $145,000 |
| 1628.43 | 1 | $215,000 | $215,000 |
| 1632.09 | 1 | $65,000 | $65,000 |
| 1643.37 | 1 | $85,000 | $85,000 |
| 1667.63 | 1 | $25,000 | $25,000 |
| 1673.73 | 1 | $185,000 | $185,000 |
| 1706.73 | 1 | $65,000 | $65,000 |
| 1712.5 | 1 | $55,000 | $55,000 |
| 171.76 | 1 | $185,000 | $185,000 |
| 1734.29 | 1 | $75,000 | $75,000 |
| 176.92 | 1 | $215,000 | $215,000 |
| 1797.19 | 1 | $135,000 | $135,000 |
| 1824.03 | 1 | $65,000 | $65,000 |
| 1836.6 | 1 | $95,000 | $95,000 |
| 1862.62 | 1 | $205,000 | $205,000 |
| 1867.79 | 1 | $105,000 | $105,000 |
| 1868.18 | 1 | $115,000 | $115,000 |
| 1882.55 | 1 | $235,000 | $235,000 |
| 188.72 | 1 | $205,000 | $205,000 |
| 189.85 | 1 | $75,000 | $75,000 |
| 1903.86 | 1 | $105,000 | $105,000 |
| 1928.63 | 1 | $145,000 | $145,000 |
| 1946.15 | 1 | $55,000 | $55,000 |
| 1949.12 | 1 | $125,000 | $125,000 |
| 1990.36 | 1 | $115,000 | $115,000 |
| 1991.98 | 1 | $135,000 | $135,000 |
| 1998.27 | 1 | $145,000 | $145,000 |
| 2020.33 | 1 | $195,000 | $195,000 |
| 2027.08 | 1 | $175,000 | $175,000 |
| 2032.52 | 1 | $445,000 | $445,000 |
| 2036.55 | 1 | $115,000 | $115,000 |
| 2042.25 | 1 | $145,000 | $145,000 |
| 2049.48 | 1 | $125,000 | $125,000 |
| 2072.59 | 1 | $95,000 | $95,000 |
| 2077.67 | 1 | $165,000 | $165,000 |
| 208.51 | 1 | $115,000 | $115,000 |
| 2089.12 | 1 | $55,000 | $55,000 |
| 2099.09 | 1 | $485,000 | $485,000 |
| 2123.33 | 1 | $125,000 | $125,000 |
| 213.75 | 1 | $195,000 | $195,000 |
| 215.91 | 1 | $105,000 | $105,000 |
| 2161.57 | 1 | $75,000 | $75,000 |
| 2163.62 | 1 | $185,000 | $185,000 |
| 2184.84 | 1 | $385,000 | $385,000 |
| 2203.25 | 1 | $165,000 | $165,000 |
| 2206.62 | 1 | $115,000 | $115,000 |
| 223.37 | 1 | $155,000 | $155,000 |
| 2244.15 | 1 | $115,000 | $115,000 |
| 2249.7 | 1 | $65,000 | $65,000 |
| 2251.78 | 1 | $165,000 | $165,000 |
| 2257.96 | 1 | $65,000 | $65,000 |
| 228.47 | 1 | $375,000 | $375,000 |
| 228.77 | 1 | $225,000 | $225,000 |
| 2304.53 | 1 | $165,000 | $165,000 |
| 2313.31 | 1 | $235,000 | $235,000 |
| 2340.32 | 1 | $115,000 | $115,000 |
| 2341.18 | 1 | $755,000 | $755,000 |
| 2342.49 | 1 | $315,000 | $315,000 |
| 2342.95 | 1 | $65,000 | $65,000 |
| 2347.65 | 1 | $55,000 | $55,000 |
| 2348.14 | 1 | $115,000 | $115,000 |
| 2356.46 | 1 | $45,000 | $45,000 |
| 2360.98 | 1 | $155,000 | $155,000 |
| 2367.56 | 1 | $125,000 | $125,000 |
| 2378.8 | 1 | $85,000 | $85,000 |
| 237.9 | 1 | $205,000 | $205,000 |
| 239.35 | 1 | $105,000 | $105,000 |
| 241.66 | 1 | $165,000 | $165,000 |
| 2419.86 | 1 | $125,000 | $125,000 |
| 2441.93 | 1 | $115,000 | $115,000 |
| 2443.01 | 1 | $65,000 | $65,000 |
| 2445.76 | 1 | $135,000 | $135,000 |
| 2449.32 | 1 | $125,000 | $125,000 |
| 2466.76 | 1 | $175,000 | $175,000 |
| 2468.14 | 1 | $95,000 | $95,000 |
| 247.02 | 1 | $115,000 | $115,000 |
| 2472.61 | 1 | $265,000 | $265,000 |
| 2488.05 | 1 | $165,000 | $165,000 |
| 2506.66 | 1 | $105,000 | $105,000 |
| 2514.35 | 1 | $65,000 | $65,000 |
| 2529.93 | 1 | $195,000 | $195,000 |
| 2545.62 | 1 | $85,000 | $85,000 |
| 2581.61 | 1 | $155,000 | $155,000 |
| 259.76 | 1 | $45,000 | $45,000 |
| 260.77 | 1 | $105,000 | $105,000 |
| 2612.96 | 1 | $125,000 | $125,000 |
| 2619.74 | 1 | $95,000 | $95,000 |
| 262.31 | 1 | $75,000 | $75,000 |
| 2636.34 | 1 | $225,000 | $225,000 |
| 263.97 | 1 | $45,000 | $45,000 |
| 2643.17 | 1 | $145,000 | $145,000 |
| 2663.81 | 1 | $105,000 | $105,000 |
| 2684.28 | 1 | $165,000 | $165,000 |
| 2690.06 | 1 | $105,000 | $105,000 |
| 2702.3 | 1 | $125,000 | $125,000 |
| 270.42 | 1 | $115,000 | $115,000 |
| 270.99 | 1 | $175,000 | $175,000 |
| 2710.5 | 1 | $115,000 | $115,000 |
| 272.05 | 1 | $215,000 | $215,000 |
| 2726.34 | 1 | $155,000 | $155,000 |
| 274.07 | 1 | $195,000 | $195,000 |
| 2743.38 | 1 | $185,000 | $185,000 |
| 2746.9 | 1 | $145,000 | $145,000 |
| 2758.04 | 1 | $145,000 | $145,000 |
| 2763.5 | 1 | $195,000 | $195,000 |
| 2788.07 | 1 | $125,000 | $125,000 |
| 279.17 | 1 | $155,000 | $155,000 |
| 280.14 | 1 | $75,000 | $75,000 |
| 281.62 | 1 | $55,000 | $55,000 |
| 2821.76 | 1 | $135,000 | $135,000 |
| 283.2 | 1 | $205,000 | $205,000 |
| 283.29 | 1 | $115,000 | $115,000 |
| 283.39 | 1 | $85,000 | $85,000 |
| 286.14 | 1 | $165,000 | $165,000 |
| 286.19 | 1 | $65,000 | $65,000 |
| 2864.65 | 1 | $185,000 | $185,000 |
| 286.73 | 1 | $115,000 | $115,000 |
| 2867.32 | 1 | $95,000 | $95,000 |
| 289.85 | 1 | $115,000 | $115,000 |
| 2910.92 | 1 | $285,000 | $285,000 |
| 2915.73 | 1 | $115,000 | $115,000 |
| 2918.49 | 1 | $155,000 | $155,000 |
| 2918.59 | 1 | $145,000 | $145,000 |
| 2932.29 | 1 | $65,000 | $65,000 |
| 2944.45 | 1 | $35,000 | $35,000 |
| 295.92 | 1 | $115,000 | $115,000 |
| 2967.13 | 1 | $185,000 | $185,000 |
| 301.26 | 1 | $45,000 | $45,000 |
| 301.35 | 1 | $115,000 | $115,000 |
| 304.6 | 1 | $155,000 | $155,000 |
| 3085.81 | 1 | $125,000 | $125,000 |
| 309.45 | 1 | $65,000 | $65,000 |
| 3116.01 | 1 | $125,000 | $125,000 |
| 311.64 | 1 | $55,000 | $55,000 |
| 3127.75 | 1 | $255,000 | $255,000 |
| 3129.91 | 1 | $245,000 | $245,000 |
| 313.82 | 1 | $255,000 | $255,000 |
| 3148.95 | 1 | $105,000 | $105,000 |
| 3163.43 | 1 | $215,000 | $215,000 |
| 317.38 | 1 | $105,000 | $105,000 |
| 3179.76 | 1 | $125,000 | $125,000 |
| 3193.91 | 1 | $295,000 | $295,000 |
| 321.28 | 1 | $75,000 | $75,000 |
| 3213.68 | 1 | $145,000 | $145,000 |
| 3215.25 | 1 | $205,000 | $205,000 |
| 321.9 | 1 | $55,000 | $55,000 |
| 326.19 | 1 | $195,000 | $195,000 |
| 330.82 | 1 | $65,000 | $65,000 |
| 3334.97 | 1 | $155,000 | $155,000 |
| 3336.91 | 1 | $145,000 | $145,000 |
| 334.28 | 1 | $125,000 | $125,000 |
| 3389.25 | 1 | $235,000 | $235,000 |
| 340.22 | 1 | $105,000 | $105,000 |
| 341.32 | 1 | $65,000 | $65,000 |
| 3428.09 | 1 | $175,000 | $175,000 |
| 3429.26 | 1 | $205,000 | $205,000 |
| 343.74 | 1 | $65,000 | $65,000 |
| 3444.96 | 1 | $185,000 | $185,000 |
| 346.56 | 1 | $85,000 | $85,000 |
| 3470.48 | 1 | $185,000 | $185,000 |
| 3488.14 | 1 | $135,000 | $135,000 |
| 348.96 | 1 | $85,000 | $85,000 |
| 352.77 | 1 | $75,000 | $75,000 |
| 353.54 | 1 | $135,000 | $135,000 |
| 354.03 | 1 | $185,000 | $185,000 |
| 3550.56 | 1 | $145,000 | $145,000 |
| 357.07 | 1 | $115,000 | $115,000 |
| 3575.63 | 1 | $165,000 | $165,000 |
| 357.64 | 1 | $75,000 | $75,000 |
| 357.86 | 1 | $155,000 | $155,000 |
| 361.89 | 1 | $95,000 | $95,000 |
| 361.93 | 1 | $85,000 | $85,000 |
| 3674.9 | 1 | $145,000 | $145,000 |
| 374.39 | 1 | $455,000 | $455,000 |
| 375.6 | 1 | $345,000 | $345,000 |
| 376.8 | 1 | $65,000 | $65,000 |
| 381.38 | 1 | $55,000 | $55,000 |
| 383.69 | 1 | $105,000 | $105,000 |
| 3838.14 | 1 | $205,000 | $205,000 |
| 383.87 | 1 | $175,000 | $175,000 |
| 3847.76 | 1 | $155,000 | $155,000 |
| 386.71 | 1 | $115,000 | $115,000 |
| 3890.51 | 1 | $255,000 | $255,000 |
| 3909.07 | 1 | $175,000 | $175,000 |
| 3909.82 | 1 | $275,000 | $275,000 |
| 3916.54 | 1 | $145,000 | $145,000 |
| 395.09 | 1 | $225,000 | $225,000 |
| 395.26 | 1 | $45,000 | $45,000 |
| 395.32 | 1 | $135,000 | $135,000 |
| 3981.96 | 1 | $75,000 | $75,000 |
| 4003.06 | 1 | $195,000 | $195,000 |
| 400.9 | 1 | $75,000 | $75,000 |
| 402.95 | 1 | $185,000 | $185,000 |
| 4035.94 | 1 | $225,000 | $225,000 |
| 403.68 | 1 | $135,000 | $135,000 |
| 404.19 | 1 | $45,000 | $45,000 |
| 406.73 | 1 | $95,000 | $95,000 |
| 408.46 | 1 | $185,000 | $185,000 |
| 410.26 | 1 | $55,000 | $55,000 |
| 4105.14 | 1 | $245,000 | $245,000 |
| 413.6 | 1 | $175,000 | $175,000 |
| 415.05 | 1 | $155,000 | $155,000 |
| 415.23 | 1 | $275,000 | $275,000 |
| 416.01 | 1 | $175,000 | $175,000 |
| 418.17 | 1 | $115,000 | $115,000 |
| 424.64 | 1 | $65,000 | $65,000 |
| 4246.92 | 1 | $245,000 | $245,000 |
| 426.91 | 1 | $255,000 | $255,000 |
| 4277.86 | 1 | $265,000 | $265,000 |
| 4332.19 | 1 | $315,000 | $315,000 |
| 434.78 | 1 | $105,000 | $105,000 |
| 437.45 | 1 | $205,000 | $205,000 |
| 442.01 | 1 | $115,000 | $115,000 |
| 442.65 | 1 | $25,000 | $25,000 |
| 444.0 | 1 | $215,000 | $215,000 |
| 445.08 | 1 | $85,000 | $85,000 |
| 445.68 | 1 | $415,000 | $415,000 |
| 447.46 | 1 | $105,000 | $105,000 |
| 4549.17 | 1 | $195,000 | $195,000 |
| 4553.41 | 1 | $125,000 | $125,000 |
| 460.04 | 1 | $225,000 | $225,000 |
| 4719.5 | 1 | $175,000 | $175,000 |
| 472.61 | 1 | $135,000 | $135,000 |
| 472.92 | 1 | $95,000 | $95,000 |
| 4779.8 | 1 | $225,000 | $225,000 |
| 484.24 | 1 | $125,000 | $125,000 |
| 486.28 | 1 | $145,000 | $145,000 |
| 4868.52 | 1 | $385,000 | $385,000 |
| 4900.12 | 1 | $235,000 | $235,000 |
| 491.83 | 1 | $85,000 | $85,000 |
| 492.21 | 1 | $55,000 | $55,000 |
| 495.53 | 1 | $115,000 | $115,000 |
| 499.02 | 1 | $145,000 | $145,000 |
| 4994.3 | 1 | $275,000 | $275,000 |
| 500.46 | 1 | $95,000 | $95,000 |
| 501.32 | 1 | $135,000 | $135,000 |
| 503.9 | 1 | $115,000 | $115,000 |
| 5041.4 | 1 | $75,000 | $75,000 |
| 506.24 | 1 | $185,000 | $185,000 |
| 509.67 | 1 | $95,000 | $95,000 |
| 511.35 | 1 | $105,000 | $105,000 |
| 513.82 | 1 | $265,000 | $265,000 |
| 516.96 | 1 | $145,000 | $145,000 |
| 517.0 | 1 | $105,000 | $105,000 |
| 519.14 | 1 | $155,000 | $155,000 |
| 521.14 | 1 | $55,000 | $55,000 |
| 524.04 | 1 | $105,000 | $105,000 |
| 526.35 | 1 | $125,000 | $125,000 |
| 5278.52 | 1 | $295,000 | $295,000 |
| 530.29 | 1 | $105,000 | $105,000 |
| 5319.32 | 1 | $155,000 | $155,000 |
| 535.6 | 1 | $25,000 | $25,000 |
| 535.64 | 1 | $155,000 | $155,000 |
| 536.32 | 1 | $215,000 | $215,000 |
| 538.02 | 1 | $275,000 | $275,000 |
| 539.62 | 1 | $155,000 | $155,000 |
| 540.64 | 1 | $125,000 | $125,000 |
| 543.26 | 1 | $135,000 | $135,000 |
| 543.71 | 1 | $115,000 | $115,000 |
| 5458.86 | 1 | $255,000 | $255,000 |
| 546.11 | 1 | $75,000 | $75,000 |
| 546.2 | 1 | $235,000 | $235,000 |
| 547.46 | 1 | $105,000 | $105,000 |
| 547.72 | 1 | $175,000 | $175,000 |
| 550.39 | 1 | $125,000 | $125,000 |
| 551.73 | 1 | $75,000 | $75,000 |
| 555.23 | 1 | $235,000 | $235,000 |
| 555.62 | 1 | $55,000 | $55,000 |
| 556.57 | 1 | $105,000 | $105,000 |
| 557.62 | 1 | $35,000 | $35,000 |
| 5588.79 | 1 | $105,000 | $105,000 |
| 561.14 | 1 | $75,000 | $75,000 |
| 561.24 | 1 | $135,000 | $135,000 |
| 563.89 | 1 | $135,000 | $135,000 |
| 564.03 | 1 | $125,000 | $125,000 |
| 564.08 | 1 | $95,000 | $95,000 |
| 565.32 | 1 | $135,000 | $135,000 |
| 56.6 | 1 | $85,000 | $85,000 |
| 568.27 | 1 | $105,000 | $105,000 |
| 571.52 | 1 | $115,000 | $115,000 |
| 572.38 | 1 | $245,000 | $245,000 |
| 5755.95 | 1 | $175,000 | $175,000 |
| 581.46 | 1 | $135,000 | $135,000 |
| 587.79 | 1 | $125,000 | $125,000 |
| 588.92 | 1 | $105,000 | $105,000 |
| 589.16 | 1 | $95,000 | $95,000 |
| 593.11 | 1 | $55,000 | $55,000 |
| 593.75 | 1 | $125,000 | $125,000 |
| 596.08 | 1 | $195,000 | $195,000 |
| 596.62 | 1 | $145,000 | $145,000 |
| 597.24 | 1 | $105,000 | $105,000 |
| 598.02 | 1 | $225,000 | $225,000 |
| 606.74 | 1 | $415,000 | $415,000 |
| 606.76 | 1 | $415,000 | $415,000 |
| 607.2 | 1 | $115,000 | $115,000 |
| 610.14 | 1 | $135,000 | $135,000 |
| 615.08 | 1 | $215,000 | $215,000 |
| 616.31 | 1 | $165,000 | $165,000 |
| 617.75 | 1 | $195,000 | $195,000 |
| 618.42 | 1 | $115,000 | $115,000 |
| 619.71 | 1 | $25,000 | $25,000 |
| 622.12 | 1 | $125,000 | $125,000 |
| 623.03 | 1 | $175,000 | $175,000 |
| 628.19 | 1 | $255,000 | $255,000 |
| 6300.58 | 1 | $225,000 | $225,000 |
| 633.47 | 1 | $235,000 | $235,000 |
| 637.01 | 1 | $45,000 | $45,000 |
| 638.79 | 1 | $195,000 | $195,000 |
| 640.89 | 1 | $205,000 | $205,000 |
| 6421.55 | 1 | $285,000 | $285,000 |
| 642.28 | 1 | $235,000 | $235,000 |
| 6426.92 | 1 | $335,000 | $335,000 |
| 658.03 | 1 | $205,000 | $205,000 |
| 658.36 | 1 | $75,000 | $75,000 |
| 662.17 | 1 | $135,000 | $135,000 |
| 6737.97 | 1 | $345,000 | $345,000 |
| 67.6 | 1 | $65,000 | $65,000 |
| 681.45 | 1 | $215,000 | $215,000 |
| 684.16 | 1 | $215,000 | $215,000 |
| 6863.03 | 1 | $485,000 | $485,000 |
| 687.14 | 1 | $225,000 | $225,000 |
| 6888.19 | 1 | $215,000 | $215,000 |
| 689.13 | 1 | $105,000 | $105,000 |
| 691.78 | 1 | $175,000 | $175,000 |
| 6920.7 | 1 | $155,000 | $155,000 |
| 693.45 | 1 | $345,000 | $345,000 |
| 696.45 | 1 | $105,000 | $105,000 |
| 696.49 | 1 | $215,000 | $215,000 |
| 70.02 | 1 | $205,000 | $205,000 |
| 701.76 | 1 | $45,000 | $45,000 |
| 704.22 | 1 | $35,000 | $35,000 |
| 705.95 | 1 | $105,000 | $105,000 |
| 708.7 | 1 | $165,000 | $165,000 |
| 710.81 | 1 | $125,000 | $125,000 |
| 7129.33 | 1 | $235,000 | $235,000 |
| 718.62 | 1 | $95,000 | $95,000 |
| 723.86 | 1 | $65,000 | $65,000 |
| 724.23 | 1 | $65,000 | $65,000 |
| 735.32 | 1 | $315,000 | $315,000 |
| 735.87 | 1 | $85,000 | $85,000 |
| 744.71 | 1 | $355,000 | $355,000 |
| 753.37 | 1 | $195,000 | $195,000 |
| 765.18 | 1 | $185,000 | $185,000 |
| 769.16 | 1 | $115,000 | $115,000 |
| 774.13 | 1 | $105,000 | $105,000 |
| 774.2 | 1 | $55,000 | $55,000 |
| 782.02 | 1 | $115,000 | $115,000 |
| 792.42 | 1 | $155,000 | $155,000 |
| 793.04 | 1 | $65,000 | $65,000 |
| 796.95 | 1 | $145,000 | $145,000 |
| 802.51 | 1 | $145,000 | $145,000 |
| 806.96 | 1 | $125,000 | $125,000 |
| 808.35 | 1 | $115,000 | $115,000 |
| 814.86 | 1 | $165,000 | $165,000 |
| 819.47 | 1 | $225,000 | $225,000 |
| 819.53 | 1 | $155,000 | $155,000 |
| 821.61 | 1 | $185,000 | $185,000 |
| 832.65 | 1 | $65,000 | $65,000 |
| 833.95 | 1 | $215,000 | $215,000 |
| 838.56 | 1 | $35,000 | $35,000 |
| 841.86 | 1 | $25,000 | $25,000 |
| 844.34 | 1 | $135,000 | $135,000 |
| 845.6 | 1 | $35,000 | $35,000 |
| 846.41 | 1 | $85,000 | $85,000 |
| 861.85 | 1 | $105,000 | $105,000 |
| 863.02 | 1 | $115,000 | $115,000 |
| 868.16 | 1 | $155,000 | $155,000 |
| 869.07 | 1 | $705,000 | $705,000 |
| 878.92 | 1 | $315,000 | $315,000 |
| 8796.49 | 1 | $95,000 | $95,000 |
| 881.42 | 1 | $155,000 | $155,000 |
| 882.51 | 1 | $95,000 | $95,000 |
| 889.55 | 1 | $75,000 | $75,000 |
| 890.58 | 1 | $85,000 | $85,000 |
| 891.03 | 1 | $235,000 | $235,000 |
| 894.48 | 1 | $115,000 | $115,000 |
| 894.86 | 1 | $65,000 | $65,000 |
| 895.27 | 1 | $135,000 | $135,000 |
| 906.34 | 1 | $255,000 | $255,000 |
| 914.33 | 1 | $95,000 | $95,000 |
| 924.49 | 1 | $95,000 | $95,000 |
| 935.08 | 1 | $205,000 | $205,000 |
| 938.2 | 1 | $265,000 | $265,000 |
| 940.05 | 1 | $85,000 | $85,000 |
| 947.6 | 1 | $165,000 | $165,000 |
| 948.49 | 1 | $145,000 | $145,000 |
| 951.5 | 1 | $265,000 | $265,000 |
| 957.96 | 1 | $85,000 | $85,000 |
| 959.03 | 1 | $125,000 | $125,000 |
| 959.4 | 1 | $165,000 | $165,000 |
| 967.38 | 1 | $85,000 | $85,000 |
| 969.05 | 1 | $285,000 | $285,000 |
| 970.05 | 1 | $95,000 | $95,000 |
| 971.66 | 1 | $175,000 | $175,000 |
| 985.82 | 1 | $105,000 | $105,000 |
| 986.82 | 1 | $45,000 | $45,000 |
| 987.78 | 1 | $135,000 | $135,000 |
| 993.82 | 1 | $265,000 | $265,000 |
| 99.67 | 1 | $195,000 | $195,000 |
| 996.94 | 1 | $135,000 | $135,000 |
| 997.53 | 1 | $35,000 | $35,000 |
| NA | 9 | $1,875,000 | $208,333 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| DIRECT LENDERS LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |