Van Wert Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Van Wert averaged 6.8% for the week of 2025-08-28, compared to the national average of 6.56% for the same period.

    The average rate for the prior week (2025-08-21) was 6.72% and one month ago for the week of 2025-07-24, the average rate was 6.78%.

    Van Wert's average rate one year ago was 6.3%.

    For refis of the same type during the week of 2025-08-28, the average rate was 7.16%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-08-28 6.56%
    Van Wert 30 Year Fixed Rate 2025-08-28 6.8%
    Van Wert 30 Year Fixed Rate Refi 2025-08-28 7.16%
    Van Wert 15 Year Fixed Rate 2025-08-28 5.79%
    Van Wert 15 Year Fixed Rate Refi 2025-08-28 6.09%
    Van Wert 30 Year FHA 2025-08-28 6.2%
    Van Wert 30 Year FHA Refi 2025-08-28 6.4%
    Van Wert 30 Year USDA 2025-08-28 6.27%
    Van Wert 30 Year USDA Refi 2025-08-28 6.17%
    Van Wert 30 Year VA 2025-08-28 6.32%
    Van Wert 30 Year VA Refi 2025-08-28 6.32%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Van Wert, OH.

    Van Wert Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Van Wert, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Superior Credit Union, Inc. 21 6.47% $3,726
    U.S. Bank 11 6.82% $3,130
    QUICKEN LOANS, LLC 11 6.80% $4,722
    The State Bank and Trust Company 9 6.63% $4,232
    The Citizens National Bank of Bluffton 8 6.89% $3,229
    First Federal Bank of the Midwest 5 6.73% $3,818
    RUOFF MORTGAGE COMPANY, INC. 4 7.03% $2,972
    JPMorgan Chase Bank 4 6.68% $6,236
    The Farmers & Merchants State Bank 3 7.29% $4,613
    NEWREZ LLC 3 7.38% $2,724
    The Federal Savings Bank 2 6.44% $4,432
    First Financial Bank 2 7.19% $5,668
    CROSSCOUNTRY MORTGAGE, LLC 2 6.78% $5,072
    The Huntington National Bank 2 7.31% $6,148
    The Union Bank Company 2 7.31% $4,143
    Three Rivers Federal Credit Union 2 7.06% $3,316
    LOANDEPOT.COM, LLC 2 7.18% $6,266
    Flagstar Bank, FSB 2 6.63% $4,661
    Mr. Cooper ( Nationstar Mortgage ) 2 7.00% $7,597
    ZILLOW HOME LOANS, LLC 1 6.13% $3,486
    BROKER SOLUTIONS, INC. 1 6.99% $4,894
    Cf Bank 1 6.13% $2,007
    CHURCHILL MORTGAGE CORPORATION 1 6.13% $4,172
    Discover Bank 1 7.56% $0
    Farm Credit Mid-America, ACA 1 7.00% $5,955
    Fifth Third Bank 1 5.99% $3,655
    FREEDOM MORTGAGE CORPORATION 1 7.38% $7,609
    GVC MORTGAGE, INC. 1 7.13% $4,908
    HOMESIDE FINANCIAL, LLC 1 6.88% $4,017
    LOANPAL, LLC 1 6.88% $5,552
    NFM, INC. 1 7.38% $5,681
    PLUS RELOCATION MORTGAGE, LLC 1 6.63% $7,556
    PNC Bank 1 6.88% $5,501
    ProFed Federal Credit Union 1 6.38% $3,670
    UNITED WHOLESALE MORTGAGE, LLC 1 7.12% $4,248
    WRIGHT-PATT CREDIT UNION, INC. 1 7.50% $7,285
    AMERISAVE MORTGAGE CORPORATION 1 7.50% $3,680

    Van Wert Average Closing Costs & Other Stats

    Van Wert, OH's 37 lenders originated 424 loans during 2024. The total origination value was $55,610,000, with an average loan value of $131,156.

    Van Wert's average closing costs are $4,105.

    The top Van Wert lender as defined by loan originations is Superior Credit Union, Inc., with 21 loans originated. Their average total fees are $3,726, which is $596 higher than the next largest lender, U.S. Bank.

    The lowest fee Van Wert lenders (with over 10 loans originated) are U.S. Bank ($3,130), Superior Credit Union, Inc. ($3,726), QUICKEN LOANS, LLC ($4,722), .

    The lowest rate Van Wert lenders (with over 10 loans originated) are Superior Credit Union, Inc. (6.47%), QUICKEN LOANS, LLC (6.80%), U.S. Bank (6.82%), .

    Van Wert, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Superior Credit Union, Inc. $7,520,000 $5,775,000 -23.2% 10.4%
    QUICKEN LOANS, LLC $1,910,000 $4,095,000 114.4% 7.4%
    The Citizens National Bank of Bluffton $3,900,000 $3,485,000 -10.6% 6.3%
    U.S. Bank $2,250,000 $2,985,000 32.7% 5.4%
    CROSSCOUNTRY MORTGAGE, LLC $2,260,000 $2,725,000 20.6% 4.9%
    First Financial Bank $2,430,000 $2,720,000 11.9% 4.9%
    Mortgage Research Center, LLC $675,000 $2,525,000 274.1% 4.5%
    The State Bank and Trust Company $455,000 $2,050,000 350.5% 3.7%
    First Bank of Berne $1,365,000 $1,530,000 12.1% 2.8%
    NEWREZ LLC $1,100,000 $1,285,000 16.8% 2.3%
    Carrington Mortgage Services, LLC $560,000 $1,265,000 125.9% 2.3%
    FREEDOM MORTGAGE CORPORATION $410,000 $1,160,000 182.9% 2.1%
    JPMorgan Chase Bank $760,000 $1,140,000 50.0% 2.0%
    RUOFF MORTGAGE COMPANY, INC. $320,000 $1,115,000 248.4% 2.0%
    The Huntington National Bank $1,145,000 $1,065,000 -7.0% 1.9%
    First Federal Bank of the Midwest $1,255,000 $1,045,000 -16.7% 1.9%
    Equity Prime Mortgage LLC $370,000 $945,000 155.4% 1.7%
    Farm Credit Mid-America, ACA $1,045,000 $885,000 -15.3% 1.6%
    The Farmers & Merchants State Bank $855,000 $870,000 1.8% 1.6%
    Three Rivers Federal Credit Union $415,000 $850,000 104.8% 1.5%
    LOANDEPOT.COM, LLC $690,000 $755,000 9.4% 1.4%
    Nations Lending Corporation $295,000 $635,000 115.3% 1.1%
    The Union Bank Company $2,540,000 $625,000 -75.4% 1.1%
    Mr. Cooper ( Nationstar Mortgage ) $615,000 n/a 1.1%
    HOMESIDE FINANCIAL, LLC $330,000 $610,000 84.8% 1.1%
    The Federal Savings Bank $150,000 $590,000 293.3% 1.1%
    AG Credit, Agricultural Credit Association $1,145,000 $520,000 -54.6% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $380,000 $520,000 36.8% 0.9%
    Fifth Third Bank $980,000 $510,000 -48.0% 0.9%
    Discover Bank $500,000 n/a 0.9%
    Alcova Mortgage LLC $470,000 n/a 0.8%
    FIRST OHIO HOME FINANCE, INC. $430,000 n/a 0.8%
    GVC MORTGAGE, INC. $420,000 n/a 0.8%
    ProFed Federal Credit Union $185,000 $380,000 105.4% 0.7%
    BROKER SOLUTIONS, INC. $235,000 $365,000 55.3% 0.7%
    PLUS RELOCATION MORTGAGE, LLC $365,000 n/a 0.7%
    NEW DAY FINANCIAL, LLC $215,000 $360,000 67.4% 0.6%
    Servion, Inc. $175,000 $355,000 102.9% 0.6%
    SUN WEST MORTGAGE COMPANY, INC. $345,000 n/a 0.6%
    AMERISAVE MORTGAGE CORPORATION $565,000 $300,000 -46.9% 0.5%
    PNC Bank $300,000 n/a 0.5%
    NAVY FEDERAL CREDIT UNION $345,000 $290,000 -15.9% 0.5%
    MICHIGAN MUTUAL, INC. $285,000 n/a 0.5%
    ZILLOW HOME LOANS, LLC $280,000 n/a 0.5%
    VILLAGE CAPITAL MORTGAGE $265,000 n/a 0.5%
    Flagstar Bank, FSB $490,000 $235,000 -52.0% 0.4%
    PLANET HOME LENDING, LLC $235,000 n/a 0.4%
    MID AMERICA MORTGAGE, INC. $135,000 $225,000 66.7% 0.4%
    WRIGHT-PATT CREDIT UNION, INC. $215,000 n/a 0.4%
    EMM LOANS LLC $205,000 n/a 0.4%
    AMERICAN FINANCIAL RESOURCES, INC. $185,000 $195,000 5.4% 0.4%
    21ST MORTGAGE CORPORATION $35,000 $190,000 442.9% 0.3%
    PLAZA HOME MORTGAGE, INC. $185,000 n/a 0.3%
    AMERICAN FINANCIAL NETWORK, INC. $165,000 n/a 0.3%
    CHURCHILL MORTGAGE CORPORATION $155,000 n/a 0.3%
    Figure Lending LLC $25,000 $155,000 520.0% 0.3%
    NFM, INC. $155,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $145,000 n/a 0.3%
    Union Savings Bank $505,000 $140,000 -72.3% 0.3%
    Ameris Bank $105,000 $135,000 28.6% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $45,000 $125,000 177.8% 0.2%
    TOP FLITE FINANCIAL, INC. $125,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $265,000 $115,000 -56.6% 0.2%
    Coastal Community Bank $75,000 $95,000 26.7% 0.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $95,000 n/a 0.2%
    FINANCE OF AMERICA REVERSE LLC $85,000 n/a 0.2%
    Cf Bank $75,000 n/a 0.1%
    Lake City Bank $355,000 $75,000 -78.9% 0.1%
    LIMA ONE CAPITAL, LLC $75,000 n/a 0.1%
    LOANPAL, LLC $75,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $75,000 n/a 0.1%
    Wells Fargo Bank $685,000 $75,000 -89.1% 0.1%
    HONDA Federal Credit Union $60,000 $65,000 8.3% 0.1%
    MIDWEST AMERICA $35,000 $65,000 85.7% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $95,000 $55,000 -42.1% 0.1%
    LENDINGHOME FUNDING CORPORATION $55,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $55,000 n/a 0.1%
    Greenville Federal $45,000 n/a 0.1%
    Bank of America $35,000 $35,000 0.0% 0.1%
    First Merchants Bank $170,000 $25,000 -85.3% 0.0%

    Van Wert's top lender by overall market share is Superior Credit Union, Inc., with 10.4% market share. In second place, with 7.4%, is QUICKEN LOANS, LLC, having originated $4,095,000 in loans. In third place, with 6.3%, is The Citizens National Bank of Bluffton, having originated $3,485,000 in loans. In fourth place, with 5.4%, is U.S. Bank, having originated $2,985,000 in loans. In fifth place, with 4.9%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $2,725,000 in loans.

    Van Wert Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Van Wert (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $91,750 (34.0%) $107,974 (18.2%) 0.00 86
    2018-02-01 $82,800 (18.8%) $101,644 (7.2%) 0.00 80
    2018-03-01 $82,200 (14.1%) $102,676 (5.6%) 0.00 82
    2018-04-01 $86,950 (18.5%) $104,969 (15.1%) 0.00 81
    2018-05-01 $89,550 (9.5%) $110,778 (10.8%) 0.00 77
    2018-06-01 $91,400 (9.4%) $115,498 (4.3%) 0.00 89
    2018-07-01 $89,900 (4.1%) $113,121 (0.5%) 0.00 100
    2018-08-01 $92,800 (13.4%) $114,226 (2.0%) 0.00 97
    2018-09-01 $94,400 (12.4%) $111,774 (-1.5%) 0.00 101
    2018-10-01 $89,900 (-0.9%) $107,971 (-7.1%) 0.00 87
    2018-11-01 $103,675 (16.5%) $113,114 (6.9%) 0.00 86
    2018-12-01 $95,900 (8.7%) $111,203 (2.0%) 0.00 77
    2019-01-01 $89,900 (-2.0%) $109,209 (1.1%) 0.00 73
    2019-02-01 $94,150 (13.7%) $112,329 (10.5%) 0.00 71
    2019-03-01 $94,943 (15.5%) $112,319 (9.4%) 0.00 60
    2019-04-01 $94,993 (9.3%) $112,466 (7.1%) 0.00 54
    2019-05-01 $95,875 (7.1%) $115,211 (4.0%) 0.00 57
    2019-06-01 $109,900 (20.2%) $127,573 (10.5%) 0.00 65
    2019-07-01 $125,975 (40.1%) $139,698 (23.5%) 0.00 79
    2019-08-01 $126,136 (35.9%) $142,370 (24.6%) 0.00 81
    2019-09-01 $121,841 (29.1%) $140,287 (25.5%) 0.00 85
    2019-10-01 $119,452 (32.9%) $138,466 (28.2%) 0.00 87
    2019-11-01 $108,950 (5.1%) $135,562 (19.9%) 0.00 86
    2019-12-01 $105,000 (9.5%) $135,581 (21.9%) 0.00 43
    2020-01-01 $105,000 (16.8%) $143,784 (31.7%) 0.00 43
    2020-02-01 $112,000 (19.0%) $145,882 (29.9%) 0.00 63
    2020-03-01 $114,500 (20.6%) $149,753 (33.3%) 0.00 70
    2020-04-01 $117,875 (24.1%) $165,975 (47.6%) 0.00 59
    2020-05-01 $110,000 (14.7%) $169,177 (46.8%) 0.00 45
    2020-06-01 $115,950 (5.5%) $176,341 (38.2%) 0.00 43
    2020-07-01 $129,000 (2.4%) $170,116 (21.8%) 0.00 47
    2020-08-01 $127,400 (1.0%) $172,595 (21.2%) 0.00 49
    2020-09-01 $134,800 (10.6%) $177,309 (26.4%) 0.00 46
    2020-10-01 $139,900 (17.1%) $172,489 (24.6%) 0.00 48
    2020-11-01 $133,050 (22.1%) $168,511 (24.3%) 0.00 54
    2020-12-01 $126,175 (20.2%) $170,390 (25.7%) 0.00 46
    2021-01-01 $92,500 (-11.9%) $166,589 (15.9%) 0.00 36
    2021-02-01 $139,975 (25.0%) $209,970 (43.9%) 0.00 23
    2021-03-01 $141,375 (23.5%) $220,258 (47.1%) 0.00 20
    2021-04-01 $137,000 (16.2%) $211,455 (27.4%) 0.00 22
    2021-05-01 $125,500 (14.1%) $216,614 (28.0%) 0.00 24
    2021-06-01 $163,445 (41.0%) $253,327 (43.7%) 0.00 23
    2021-07-01 $150,000 (16.3%) $216,190 (27.1%) 0.00 25
    2021-08-01 $140,450 (10.2%) $193,104 (11.9%) 0.00 29
    2021-09-01 $144,625 (7.3%) $222,062 (25.2%) 0.00 26
    2021-10-01 $154,950 (10.8%) $236,469 (37.1%) 0.00 29
    2021-11-01 $140,950 (5.9%) $207,209 (23.0%) 0.00 33
    2021-12-01 $131,950 (4.6%) $203,186 (19.3%) 0.00 22
    2022-01-01 $132,000 (42.7%) $204,419 (22.7%) 0.00 22
    2022-02-01 $138,450 (-1.1%) $237,212 (13.0%) 0.00 16
    2022-03-01 $146,200 (3.4%) $242,302 (10.0%) 0.00 18
    2022-04-01 $139,900 (2.1%) $214,100 (1.3%) 0.00 20
    2022-05-01 $137,750 (9.8%) $187,852 (-13.3%) 0.00 30
    2022-06-01 $146,675 (-10.3%) $197,031 (-22.2%) 0.00 30
    2022-07-01 $159,950 (6.6%) $199,154 (-7.9%) 0.00 39
    2022-08-01 $149,900 (6.7%) $185,934 (-3.7%) 0.00 50
    2022-09-01 $158,900 (9.9%) $193,772 (-12.7%) 0.00 53
    2022-10-01 $155,950 (0.7%) $201,505 (-14.8%) 0.00 45
    2022-11-01 $148,450 (5.3%) $197,935 (-4.5%) 0.00 39
    2022-12-01 $141,750 (7.4%) $216,845 (6.7%) 0.00 38
    2023-01-01 $127,200 (-3.6%) $213,724 (4.6%) 0.00 33
    2023-02-01 $191,975 (38.7%) $245,338 (3.4%) 0.00 26
    2023-03-01 $259,725 (77.7%) $295,103 (21.8%) 0.00 25
    2023-04-01 $314,900 (125.1%) $312,147 (45.8%) 0.00 21
    2023-05-01 $306,175 (122.3%) $319,455 (70.1%) 0.00 20
    2023-06-01 $292,400 (99.4%) $313,726 (59.2%) 0.00 23
    2023-07-01 $292,400 (82.8%) $302,973 (52.1%) 0.00 23
    2023-08-01 $302,400 (101.7%) $316,462 (70.2%) 0.00 21
    2023-09-01 $279,900 (76.2%) $285,652 (47.4%) 0.00 23
    2023-10-01 $256,200 (64.3%) $262,130 (30.1%) 0.00 31
    2023-11-01 $240,950 (62.3%) $238,957 (20.7%) 0.00 37
    2023-12-01 $239,000 (68.6%) $240,749 (11.0%) 0.00 42
    2024-01-01 $236,750 (86.1%) $236,822 (10.8%) 0.00 46
    2024-02-01 $245,750 (28.0%) $239,127 (-2.5%) 0.00 39
    2024-03-01 $269,950 (3.9%) $255,618 (-13.4%) 0.00 32
    2024-04-01 $269,950 (-14.3%) $263,713 (-15.5%) 0.00 37
    2024-05-01 $244,925 (-20.0%) $257,237 (-19.5%) 0.00 36
    2024-06-01 $250,950 (-14.2%) $262,372 (-16.4%) 0.00 38
    2024-07-01 $257,475 (-11.9%) $276,424 (-8.8%) 0.00 36
    2024-08-01 $230,000 (-23.9%) $266,887 (-15.7%) 0.00 47
    2024-09-01 $213,500 (-23.7%) $251,581 (-11.9%) 0.00 50
    2024-10-01 $210,000 (-18.0%) $248,687 (-5.1%) 0.00 41
    2024-11-01 $210,900 (-12.5%) $254,493 (6.5%) 0.00 38
    2024-12-01 $225,000 (-5.9%) $248,241 (3.1%) 0.00 39
    2025-01-01 $212,000 (-10.5%) $220,388 (-6.9%) 0.00 40
    2025-02-01 $223,250 (-9.2%) $218,796 (-8.5%) 0.00 39
    2025-03-01 $225,000 (-16.7%) $219,077 (-14.3%) 0.00 32
    2025-04-01 $204,400 (-24.3%) $228,365 (-13.4%) 0.00 30
    2025-05-01 $214,950 (-12.2%) $233,308 (-9.3%) 0.00 29
    2025-06-01 $193,200 (-23.0%) $234,185 (-10.7%) 0.00 35
    2025-07-01 $181,150 (-29.6%) $222,437 (-19.5%) 0.00 36
    Van Wert's median listing price for 2025-07-01 was $181,150, a difference of $-76,325 (-29.6%) versus the prior year and $-12,050 versus the prior month.

    Van Wert's median listing price comes in at 0% of the national average.

    Van Wert's average listing price for 2025-07-01 was $222,437, a difference of $-53,987 (-19.5%) versus the prior year and $-11,748 versus the prior month.

    For the 2025-07-01 period, Van Wert had 36 MLS listings, a difference of 1 listings (3%) versus the prior month and 0 listings (0%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Van Wert (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,603 sqft
    2018-02-01 0 days 1,554 sqft
    2018-03-01 0 days 1,541 sqft
    2018-04-01 0 days 1,590 sqft
    2018-05-01 0 days 1,600 sqft
    2018-06-01 0 days 1,610 sqft
    2018-07-01 0 days 1,572 sqft
    2018-08-01 0 days 1,623 sqft
    2018-09-01 0 days 1,652 sqft
    2018-10-01 0 days 1,624 sqft
    2018-11-01 0 days 1,645 sqft
    2018-12-01 0 days 1,624 sqft
    2019-01-01 0 days 1,606 sqft
    2019-02-01 0 days 1,617 sqft
    2019-03-01 0 days 1,601 sqft
    2019-04-01 0 days 1,608 sqft
    2019-05-01 0 days 1,638 sqft
    2019-06-01 0 days 1,799 sqft
    2019-07-01 0 days 1,802 sqft
    2019-08-01 0 days 1,787 sqft
    2019-09-01 0 days 1,719 sqft
    2019-10-01 0 days 1,681 sqft
    2019-11-01 0 days 1,673 sqft
    2019-12-01 0 days 1,712 sqft
    2020-01-01 0 days 1,827 sqft
    2020-02-01 0 days 1,666 sqft
    2020-03-01 0 days 1,651 sqft
    2020-04-01 0 days 1,681 sqft
    2020-05-01 0 days 1,724 sqft
    2020-06-01 0 days 1,784 sqft
    2020-07-01 0 days 1,830 sqft
    2020-08-01 0 days 1,885 sqft
    2020-09-01 0 days 1,868 sqft
    2020-10-01 0 days 1,660 sqft
    2020-11-01 0 days 1,616 sqft
    2020-12-01 0 days 1,585 sqft
    2021-01-01 0 days 1,632 sqft
    2021-02-01 0 days 1,773 sqft
    2021-03-01 0 days 1,819 sqft
    2021-04-01 0 days 1,614 sqft
    2021-05-01 0 days 1,580 sqft
    2021-06-01 0 days 1,744 sqft
    2021-07-01 0 days 1,680 sqft
    2021-08-01 0 days 1,646 sqft
    2021-09-01 0 days 1,821 sqft
    2021-10-01 0 days 1,831 sqft
    2021-11-01 0 days 1,706 sqft
    2021-12-01 0 days 1,885 sqft
    2022-01-01 0 days 1,768 sqft
    2022-02-01 0 days 1,846 sqft
    2022-03-01 0 days 1,797 sqft
    2022-04-01 0 days 1,743 sqft
    2022-05-01 0 days 1,554 sqft
    2022-06-01 0 days 1,582 sqft
    2022-07-01 0 days 1,680 sqft
    2022-08-01 0 days 1,690 sqft
    2022-09-01 0 days 1,714 sqft
    2022-10-01 0 days 1,720 sqft
    2022-11-01 0 days 1,686 sqft
    2022-12-01 0 days 1,664 sqft
    2023-01-01 0 days 1,661 sqft
    2023-02-01 0 days 1,667 sqft
    2023-03-01 0 days 1,739 sqft
    2023-04-01 0 days 1,753 sqft
    2023-05-01 0 days 1,800 sqft
    2023-06-01 0 days 1,771 sqft
    2023-07-01 0 days 1,706 sqft
    2023-08-01 0 days 1,730 sqft
    2023-09-01 0 days 1,753 sqft
    2023-10-01 0 days 1,761 sqft
    2023-11-01 0 days 1,681 sqft
    2023-12-01 0 days 1,703 sqft
    2024-01-01 0 days 1,683 sqft
    2024-02-01 0 days 1,720 sqft
    2024-03-01 0 days 1,776 sqft
    2024-04-01 0 days 1,599 sqft
    2024-05-01 0 days 1,650 sqft
    2024-06-01 0 days 1,768 sqft
    2024-07-01 0 days 1,690 sqft
    2024-08-01 0 days 1,656 sqft
    2024-09-01 0 days 1,635 sqft
    2024-10-01 0 days 1,639 sqft
    2024-11-01 0 days 1,650 sqft
    2024-12-01 0 days 1,627 sqft
    2025-01-01 0 days 1,575 sqft
    2025-02-01 0 days 1,573 sqft
    2025-03-01 0 days 1,744 sqft
    2025-04-01 0 days 1,639 sqft
    2025-05-01 0 days 1,622 sqft
    2025-06-01 0 days 1,639 sqft
    2025-07-01 0 days 1,617 sqft
    Van Wert's median listing age (time on market) for 2025-07-01 was 0 days.

    Van Wert's median square footage for active listings during the 2025-07-01 period was 1,617 sqft. One year prior, the average listing was 1,690 sqft.

    Van Wert, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 214 $36,930,000 $172,570
    Home Improvement 67 $3,645,000 $54,403
    Cash Out Refi 67 $7,595,000 $113,358
    Other 44 $2,820,000 $64,091
    Refi 32 $4,620,000 $144,375

    Van Wert's most frequently cited loan purpose was Home Purchase, with 214 originations. The 2nd most popular reason was Home Improvement, with 67 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 182 $26,830,000 $147,418
    7-8% 95 $14,295,000 $150,474
    Over 8% 80 $4,930,000 $61,625
    5-6% 42 $7,880,000 $187,619
    <2.5% 3 $25,000 $8,333

    During 2024, Van Wert's most frequently originated rate bucket was 6-7%, with 182 originations.

    Loan Sizing (Van Wert, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 186 $10,110,000 $54,355
    $100k-200k 161 $23,895,000 $148,416
    $200k-400k 72 $19,160,000 $266,111
    $400k-600k 4 $1,820,000 $455,000
    $600k-1000k 1 $625,000 $625,000

    Van Wert's loan sizing saw the bucket of loans from $100,000 or less with 186 originations, totaling $10,110,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 165 $31,465,000 $190,697
    60-80% 82 $11,410,000 $139,146
    20-40% 65 $4,175,000 $64,231
    Under 20% 46 $1,490,000 $32,391
    40-60% 33 $3,645,000 $110,455
    Over 100% 3 $605,000 $201,667

    Van Wert's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 165 originations, totaling $31,465,000 in origination value.