Rogue Mortgage Rates, Fees & Info
Medford, ORLEI: 549300HH0V8LECLNPQ26
Tax ID: 93-0491115
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Rogue is a smaller mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Rogue has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Medford, Grants Pass, Roseburg, Brookings, and Klamath Falls among others. We have data for 22 markets. (Some data included below & more in-depth data is available with an active subscription.)Rogue has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rogue is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 11/22/24 |
| 30 Year Conventional Purchase | 6.85% | 11/22/24 |
| 30 Year Conventional Refi | 6.68% | 11/22/24 |
| 30 Year Cash-out Refi | 6.87% | 11/22/24 |
| 30 Year VA Purchase | 6.27% | 11/22/24 |
| 15 Year Conventional Purchase | 7.51% | 11/22/24 |
| 15 Year Conventional Refi | 7.55% | 11/22/24 |
| 15 Year Cash-out Refi | 7.55% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Rogue Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Rogue. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,488Origination Dollar Volume (All Markets)
$454,600,000Awards
ROGUE - 2021
ROGUE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
Work for ROGUE?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEDFORD, OR (FHA|USDA|VA) | 1,298 | $244,580,000 | $188,428 | $3,558 | 3.70% |
| GRANTS PASS, OR (FHA|USDA|VA) | 354 | $66,850,000 | $188,842 | $3,626 | 3.67% |
| Roseburg, OR (FHA|USDA|VA) | 188 | $37,810,000 | $201,117 | $4,488 | 3.68% |
| Brookings, OR (FHA|USDA|VA) | 148 | $29,090,000 | $196,554 | $3,073 | 3.77% |
| Klamath Falls, OR (FHA|USDA|VA) | 197 | $27,235,000 | $138,249 | $3,414 | 3.81% |
| Ontario, OR-ID (FHA|USDA|VA) | 169 | $21,675,000 | $128,254 | $2,490 | 3.50% |
| Coos Bay, OR (FHA|USDA|VA) | 36 | $7,450,000 | $206,944 | $3,753 | 3.81% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 14 | $4,740,000 | $338,571 | $4,462 | 3.46% |
| Outside of Metro Areas | 28 | $4,360,000 | $155,714 | $3,429 | 3.55% |
| Crescent City, CA (FHA|USDA|VA) | 8 | $2,190,000 | $273,750 | $3,431 | 3.22% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $1,870,000 | $155,833 | $3,259 | 4.04% |
| BOISE CITY, ID (FHA|USDA|VA) | 11 | $1,765,000 | $160,455 | $3,439 | 3.94% |
| BEND, OR (FHA|USDA|VA) | 8 | $1,720,000 | $215,000 | $5,976 | 3.95% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,195,000 | $239,000 | $3,815 | 3.90% |
| Newport, OR (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $4,301 | 3.00% |
| Outside of Metro Areas | 1 | $435,000 | $435,000 | $4,646 | 2.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,430 | 3.38% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,970 | 4.06% |
| CHICO, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,439 | 3.25% |
| Prineville, OR (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,393 | 3.00% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,345 | 3.38% |
| Astoria, OR (FHA|USDA|VA) | 1 | $35,000 | $35,000 | $270 | 4.24% |
Similar Lenders
We use machine learning to identify the top lenders compared against ROGUE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 86
Similarity Rank: 266
Similarity Rank: 630
Similarity Rank: 660
Similarity Rank: 1065
Similarity Rank: 1218
Similarity Rank: 1300
Similarity Rank: 1406
Similarity Rank: 1406
Similarity Rank: 1725
Product Mix
For 2021, Rogue's most frequently originated type of loan was Conventional, with 1,721 originations. Their 2nd most popular type was HELOC, with 637 originations.
Loan Reason
For 2021, Rogue's most frequently cited loan purpose was Home Purchase, with 667 originations. The 2nd most popular reason was Home Improvement, with 547 originations.
Loan Duration/Length
For 2021, Rogue's most frequently cited loan duration was 30 Year, with 1,063 originations. The 2nd most popular length was Other, with 637 originations.
Origination Fees/Closing Costs
Rogue's average total fees were $4,490, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1,151 originations.
Interest Rates
During 2021, Rogue's average interest rate for loans was 3.31%, while their most frequently originated rate bucket for loans was 3-4%, with 1,548 originations.
Loan Sizing
2021 saw Rogue place emphasis on $100,000 or less loans with 887 originations, totaling $46,435,000 in origination value.
Applicant Income
Rogue lent most frequently to those with incomes in the $50k-75k range, with 652 originations. The second most popular income band? $100k-150k, with 524 originations.
Applicant Debt to Income Ratio
Rogue lent most frequently to those with DTI ratios of 20-30%, with 585 originations. The next most common DTI ratio? 30-36%, with 492 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.57%
Rogue has an average approval rate.
Pick Rate
Approvals leading to origination72.55%
Rogue has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 2,488 | $454,600,000 | $182,717 |