Rogue Mortgage Rates, Fees & Info
Medford, ORLEI: 549300HH0V8LECLNPQ26
Tax ID: 93-0491115
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Mortgage Data
Review & Overview
Rogue is a smaller mortgage company specializing in Home Purchase loans. Rogue has a high proportion of conventional loans. Their top markets by origination volume include: Medford, Grants Pass, Roseburg, Brookings, and Klamath Falls among others. We have data for 29 markets. (Some data included below & more in-depth data is available with an active subscription.)Rogue has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Rogue is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 6.27% | 9/25/23 |
| 30 Year Conventional Purchase | 6.85% | 9/25/23 |
| 30 Year Conventional Refi | 6.68% | 9/25/23 |
| 30 Year Cash-out Refi | 6.87% | 9/25/23 |
| 30 Year VA Purchase | 6.27% | 9/25/23 |
| 15 Year Conventional Purchase | 7.51% | 9/25/23 |
| 15 Year Conventional Refi | 7.55% | 9/25/23 |
| 15 Year Cash-out Refi | 7.55% | 9/25/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Rogue Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
2,431Origination Dollar Volume (All Markets)
$321,835,000Awards
ROGUE - 2022
ROGUE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Relative Rate
Rogue's average 30 year fixed mortgage rate was
5.18%.
The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.
This yields a difference of 0.42%.
Relative Fees (Closing Costs)
Rogue's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,244.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MEDFORD, OR (FHA|USDA|VA) | 1,239 | $164,925,000 | $133,111 | $2,640 | 5.29% |
| GRANTS PASS, OR (FHA|USDA|VA) | 376 | $50,400,000 | $134,043 | $2,575 | 5.47% |
| Roseburg, OR (FHA|USDA|VA) | 187 | $26,425,000 | $141,310 | $3,080 | 5.54% |
| Brookings, OR (FHA|USDA|VA) | 113 | $19,115,000 | $169,159 | $3,780 | 5.15% |
| Klamath Falls, OR (FHA|USDA|VA) | 182 | $16,660,000 | $91,538 | $2,208 | 5.70% |
| Ontario, OR-ID (FHA|USDA|VA) | 138 | $13,820,000 | $100,145 | $1,953 | 5.25% |
| Coos Bay, OR (FHA|USDA|VA) | 59 | $8,635,000 | $146,356 | $3,956 | 5.28% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 21 | $3,915,000 | $186,429 | $4,226 | 5.42% |
| Outside of Metro Areas | 24 | $3,400,000 | $141,667 | $4,295 | 5.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 20 | $2,930,000 | $146,500 | $4,340 | 6.38% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 21 | $2,285,000 | $108,810 | $0 | 6.12% |
| BEND, OR (FHA|USDA|VA) | 8 | $1,950,000 | $243,750 | $6,530 | 5.79% |
| Crescent City, CA (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $1,766 | 5.64% |
| SALEM, OR (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $6,787 | 5.12% |
| BOISE CITY, ID (FHA|USDA|VA) | 7 | $1,155,000 | $165,000 | $2,592 | 4.76% |
| Newport, OR (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,815 | 4.83% |
| CORVALLIS, OR (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $297 | 4.99% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $5,701 | 3.25% |
| Prineville, OR (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,862 | 4.62% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $0 | 6.24% |
| La Grande, OR (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $7,591 | 6.24% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.37% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,649 | 6.38% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 5.37% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.49% |
| Astoria, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,457 | 5.38% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.99% |
| Sandpoint, ID (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.24% |
| Outside of Metro Areas | 1 | $75,000 | $75,000 | $0 | 3.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against ROGUE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 172
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,476 | $225,220,000 | $152,588 | $2,575 | 5.57% |
| HELOC | 914 | $82,540,000 | $90,306 | n/a | 5.10% |
| VA | 41 | $14,075,000 | $343,293 | $8,637 | 4.41% |
For 2022, Rogue's most frequently originated type of loan was Conventional, with 1,476 originations. Their 2nd most popular type was HELOC, with 914 originations.
Loan Reason
For 2022, Rogue's most frequently cited loan purpose was Home Improvement, with 879 originations. The 2nd most popular reason was Home Purchase, with 535 originations.
Loan Duration/Length
For 2022, Rogue's most frequently cited loan duration was Other, with 934 originations. The 2nd most popular length was 20 Year, with 527 originations.
Origination Fees/Closing Costs
Rogue's average total fees were $5,244, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 996 originations.
Interest Rates
During 2022, Rogue's average interest rate for loans was 5.18%, while their most frequently originated rate bucket for loans was 3-4%, with 584 originations.
Loan Sizing
2022 saw Rogue place emphasis on $100,000 or less loans with 1,367 originations, totaling $70,585,000 in origination value.
Applicant Income
Rogue lent most frequently to those with incomes in the $100k-150k range, with 581 originations. The second most popular income band? $50k-75k, with 574 originations.
Applicant Debt to Income Ratio
Rogue lent most frequently to those with DTI ratios of 20-30%, with 494 originations. The next most common DTI ratio? 30-36%, with 460 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.27%
Rogue has an average approval rate.
Pick Rate
Approvals leading to origination77.09%
Rogue has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 5 | $445,000 | $89,000 |
| 1013.58 | 1 | $65,000 | $65,000 |
| 1108.82 | 1 | $125,000 | $125,000 |
| 1110.81 | 1 | $135,000 | $135,000 |
| 1112.37 | 1 | $85,000 | $85,000 |
| 1193.0 | 1 | $85,000 | $85,000 |
| 1253.0 | 1 | $85,000 | $85,000 |
| 1253.91 | 1 | $165,000 | $165,000 |
| 1260.27 | 1 | $95,000 | $95,000 |
| 1303.32 | 1 | $105,000 | $105,000 |
| 1321.65 | 1 | $145,000 | $145,000 |
| 1322.76 | 1 | $95,000 | $95,000 |
| 1343.07 | 1 | $95,000 | $95,000 |
| 1350.52 | 1 | $85,000 | $85,000 |
| 1360.94 | 1 | $155,000 | $155,000 |
| 1390.79 | 1 | $175,000 | $175,000 |
| 1449.05 | 1 | $215,000 | $215,000 |
| 1510.28 | 1 | $215,000 | $215,000 |
| 1630.58 | 1 | $95,000 | $95,000 |
| 1949.41 | 1 | $65,000 | $65,000 |
| 203.0 | 1 | $145,000 | $145,000 |
| 2144.97 | 1 | $75,000 | $75,000 |
| 239.0 | 1 | $45,000 | $45,000 |
| 357.0 | 1 | $95,000 | $95,000 |
| 393.0 | 2 | $140,000 | $70,000 |
| 405.94 | 1 | $55,000 | $55,000 |
| 443.0 | 3 | $145,000 | $48,333 |
| 468.0 | 9 | $545,000 | $60,556 |
| 477.0 | 2 | $110,000 | $55,000 |
| 508.0 | 5 | $235,000 | $47,000 |
| 513.5 | 1 | $75,000 | $75,000 |
| 529.0 | 1 | $95,000 | $95,000 |
| 538.0 | 3 | $185,000 | $61,667 |
| 543.0 | 10 | $680,000 | $68,000 |
| 552.0 | 3 | $235,000 | $78,333 |
| 557.0 | 1 | $65,000 | $65,000 |
| 558.0 | 7 | $525,000 | $75,000 |
| 561.0 | 1 | $95,000 | $95,000 |
| 568.0 | 2 | $160,000 | $80,000 |
| 572.0 | 1 | $85,000 | $85,000 |
| 592.0 | 1 | $65,000 | $65,000 |
| 593.0 | 2 | $210,000 | $105,000 |
| 598.0 | 1 | $105,000 | $105,000 |
| 602.0 | 1 | $95,000 | $95,000 |
| 608.0 | 6 | $800,000 | $133,333 |
| 623.0 | 1 | $85,000 | $85,000 |
| 643.0 | 1 | $75,000 | $75,000 |
| 652.0 | 2 | $190,000 | $95,000 |
| 658.0 | 6 | $960,000 | $160,000 |
| 663.0 | 1 | $65,000 | $65,000 |
| 667.0 | 1 | $145,000 | $145,000 |
| 693.0 | 1 | $135,000 | $135,000 |
| 699.5 | 1 | $115,000 | $115,000 |
| 703.0 | 1 | $45,000 | $45,000 |
| 78.0 | 5 | $215,000 | $43,000 |
| 832.0 | 1 | $115,000 | $115,000 |
| 898.0 | 1 | $85,000 | $85,000 |
| 919.0 | 1 | $105,000 | $105,000 |
| 923.0 | 1 | $25,000 | $25,000 |
| 93.0 | 1 | $195,000 | $195,000 |
| 936.51 | 1 | $115,000 | $115,000 |
| 941.25 | 1 | $105,000 | $105,000 |
| 942.54 | 1 | $55,000 | $55,000 |
| 942.78 | 1 | $95,000 | $95,000 |
| 950.52 | 1 | $95,000 | $95,000 |
| 955.03 | 1 | $155,000 | $155,000 |
| 958.13 | 1 | $65,000 | $65,000 |
| 983.0 | 1 | $75,000 | $75,000 |
| NA | 2,307 | $310,725,000 | $134,688 |