Crescent City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Crescent City averaged 6.56% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 6.73% and one month ago for the week of 2023-10-26, the average rate was 7.23%.

    Crescent City's average rate one year ago was 6.12%.

    For refis of the same type during the week of 2023-11-30, the average rate was 7.42%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Crescent City 30 Year Fixed Rate 2023-11-30 6.56%
    Crescent City 30 Year Fixed Rate Refi 2023-11-30 7.42%
    Crescent City 15 Year Fixed Rate 2023-11-30 6.46%
    Crescent City 15 Year Fixed Rate Refi 2023-11-30 6.76%
    Crescent City 30 Year FHA 2023-11-30 6.95%
    Crescent City 30 Year FHA Refi 2023-11-30 6.85%
    Crescent City 30 Year USDA 2023-11-30 7%
    Crescent City 30 Year USDA Refi 2023-11-30 7.2%
    Crescent City 30 Year VA 2023-11-30 6.77%
    Crescent City 30 Year VA Refi 2023-11-30 6.97%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crescent City, CA.

    Crescent City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crescent City, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    QUICKEN LOANS, LLC 28 4.51% $6,690
    HOME POINT FINANCIAL CORPORATION 23 4.54% $6,447
    UNITED WHOLESALE MORTGAGE, LLC 22 5.28% $6,289
    SUMMIT FUNDING, INC. 20 4.54% $9,322
    Sierra Pacific Mortgage Company, Inc. 7 4.53% $6,275
    JPMorgan Chase Bank 7 4.93% $3,750
    U.S. Bank 6 4.94% $9,965
    LOANDEPOT.COM, LLC 6 4.75% $9,475
    AMERISAVE MORTGAGE CORPORATION 5 5.03% $7,840
    Wells Fargo Bank 5 4.78% $6,078
    PENNYMAC LOAN SERVICES, LLC 4 3.66% $9,017
    GUILD MORTGAGE COMPANY 3 4.83% $9,229
    RESIDENTIAL BANCORP 3 5.58% $7,194
    NEWREZ LLC 3 4.67% $6,219
    SUMMIT MORTGAGE CORPORATION 3 4.38% $5,221
    MASON MCDUFFIE MORTGAGE CORPORATION 3 5.67% $10,498
    ACADEMY MORTGAGE CORPORATION 2 6.38% $6,608
    NAVY FEDERAL CREDIT UNION 2 4.50% $2,407
    FREEDOM MORTGAGE CORPORATION 2 6.81% $5,535
    AMERICAN FINANCING CORPORATION 2 3.31% $4,556
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 4.44% $6,135
    REDWOOD 2 3.00% $5,540
    ROGUE 2 4.88% $3,114
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.88% $8,065
    CALIBER HOME LOANS, INC. 2 3.35% $8,540
    LOANPAL, LLC 2 5.31% $10,744
    THE GOLDEN 1 2 4.19% $3,766
    Tri Counties Bank 2 4.25% $4,687
    Truist 2 4.81% $5,988
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 4.31% $8,574
    Mr. Cooper ( Nationstar Mortgage ) 2 3.63% $5,701
    MUTUAL OF OMAHA MORTGAGE, INC. 2 4.19% $5,151
    The Central Trust Bank 1 2.87% $2,205
    The Federal Savings Bank 1 5.25% $14,350
    TRAVIS CREDIT UNION 1 2.13% $0
    USAA Federal Savings Bank 1 5.00% $9,059
    WESCOM CENTRAL CREDIT UNION 1 2.63% $2,594
    Wyndham Capital Mortgage, Inc. 1 5.88% $13,776
    Zions Bank 1 4.38% $7,028
    Ally Bank 1 3.75% $4,446
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 7.25% $21,315
    Bank of America 1 3.63% $3,075
    BAY EQUITY LLC 1 5.25% $9,100
    BETTER MORTGAGE CORPORATION 1 5.38% $6,201
    BROKER SOLUTIONS, INC. 1 5.88% $14,004
    CARDINAL FINANCIAL 1 3.38% $1,687
    Citibank 1 3.00% $4,651
    FINANCE OF AMERICA MORTGAGE LLC 1 2.88% $3,420
    Firefighters First Federal Credit Union 1 3.63% $0
    Florida Capital Bank 1 5.50% $5,846
    Fremont Bank 1 5.75% $925
    FRONTWAVE 1 3.13% $3,198
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.50% $8,162
    GUARANTEED RATE, INC. 1 5.88% $6,440
    HOMESIDE FINANCIAL, LLC 1 4.99% $9,795
    JMJ FINANCIAL GROUP 1 5.13% $5,572
    KeyBank 1 6.25% $10,265
    KINECTA 1 4.00% $16,167
    LAKEVIEW LOAN SERVICING, LLC 1 3.50% $4,458
    LENOX FINANCIAL MORTGAGE CORPORATION 1 5.63% $9,064
    MEMBER FIRST MORTGAGE, LLC 1 2.88% $2,936
    MOUNTAIN WEST FINANCIAL, INC. 1 4.25% $6,156
    Operating Engineers Local Union #3 1 3.25% $4,291
    PENTAGON FEDERAL CREDIT UNION 1 5.75% $4,374
    PHH Mortgage Corporation 1 6.13% $5,918
    PNC Bank 1 3.38% $6,205
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 4.63% $5,019
    RANLIFE, INC. 1 5.00% $3,474
    SAFE CREDIT UNION 1 6.00% $3,992
    San Mateo Credit Union 1 3.75% $7,328

    Crescent City Average Closing Costs & Other Stats

    Crescent City, CA's 70 lenders originated 476 loans during 2022. The total origination value was $127,940,000, with an average loan value of $268,782.

    Crescent City's average closing costs are $6,116.

    The top Crescent City lender as defined by loan originations is QUICKEN LOANS, LLC, with 28 loans originated. Their average total fees are $6,690, which is $243 higher than the next largest lender, HOME POINT FINANCIAL CORPORATION.

    The lowest fee Crescent City lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC ($6,289), HOME POINT FINANCIAL CORPORATION ($6,447), QUICKEN LOANS, LLC ($6,690), SUMMIT FUNDING, INC. ($9,322) and .

    The lowest rate Crescent City lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (4.51%), HOME POINT FINANCIAL CORPORATION (4.54%), SUMMIT FUNDING, INC. (4.54%), UNITED WHOLESALE MORTGAGE, LLC (5.28%) and .

    Crescent City, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    HOME POINT FINANCIAL CORPORATION $14,395,000 $13,960,000 -3.0% 10.9%
    UNITED WHOLESALE MORTGAGE, LLC $16,085,000 $12,390,000 -23.0% 9.7%
    QUICKEN LOANS, LLC $27,845,000 $11,465,000 -58.8% 9.0%
    SUMMIT FUNDING, INC. $29,480,000 $8,145,000 -72.4% 6.4%
    Tri Counties Bank $29,060,000 $4,260,000 -85.3% 3.3%
    LOANDEPOT.COM, LLC $8,535,000 $4,210,000 -50.7% 3.3%
    Umpqua Bank $4,810,000 $3,460,000 -28.1% 2.7%
    U.S. Bank $4,685,000 $3,390,000 -27.6% 2.6%
    PENNYMAC LOAN SERVICES, LLC $3,510,000 $2,655,000 -24.4% 2.1%
    Sierra Pacific Mortgage Company, Inc. $7,965,000 $2,450,000 -69.2% 1.9%
    BROKER SOLUTIONS, INC. $1,365,000 $2,300,000 68.5% 1.8%
    JPMorgan Chase Bank $1,520,000 $2,080,000 36.8% 1.6%
    MASON MCDUFFIE MORTGAGE CORPORATION $2,025,000 n/a 1.6%
    RESIDENTIAL BANCORP. $1,485,000 $1,985,000 33.7% 1.6%
    Mortgage Research Center, LLC $3,170,000 $1,640,000 -48.3% 1.3%
    Wells Fargo Bank $2,410,000 $1,590,000 -34.0% 1.2%
    ACADEMY MORTGAGE CORPORATION $1,510,000 n/a 1.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,105,000 $1,380,000 -34.4% 1.1%
    ROGUE $2,190,000 $1,375,000 -37.2% 1.1%
    AMERISAVE MORTGAGE CORPORATION $1,925,000 $1,260,000 -34.5% 1.0%
    PNC Bank $1,240,000 n/a 1.0%
    FREEDOM MORTGAGE CORPORATION $5,480,000 $1,175,000 -78.6% 0.9%
    NEWREZ LLC $780,000 $1,135,000 45.5% 0.9%
    SUMMIT MORTGAGE CORPORATION $1,505,000 $1,065,000 -29.2% 0.8%
    CALIBER HOME LOANS, INC. $3,115,000 $1,015,000 -67.4% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,540,000 $995,000 -35.4% 0.8%
    USAA Federal Savings Bank $1,685,000 $995,000 -40.9% 0.8%
    Citibank $965,000 n/a 0.8%
    NAVY FEDERAL CREDIT UNION $1,220,000 $960,000 -21.3% 0.8%
    MID AMERICA MORTGAGE, INC. $295,000 $950,000 222.0% 0.7%
    THE GOLDEN 1 $805,000 $945,000 17.4% 0.7%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $610,000 $935,000 53.3% 0.7%
    GUILD MORTGAGE COMPANY $1,595,000 $870,000 -45.5% 0.7%
    Truist $860,000 n/a 0.7%
    BETTER MORTGAGE CORPORATION $1,795,000 $805,000 -55.2% 0.6%
    KINECTA $265,000 $805,000 203.8% 0.6%
    LENOX FINANCIAL MORTGAGE CORPORATION $760,000 n/a 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,405,000 $725,000 -78.7% 0.6%
    FINANCE OF AMERICA MORTGAGE LLC $1,855,000 $710,000 -61.7% 0.6%
    BAY EQUITY LLC $685,000 n/a 0.5%
    Florida Capital Bank $620,000 n/a 0.5%
    PLANET HOME LENDING, LLC $620,000 n/a 0.5%
    AMERICAN ADVISORS GROUP $215,000 $590,000 174.4% 0.5%
    Bank of America $1,360,000 $570,000 -58.1% 0.4%
    Hometown Equity Mortgage, LLC $570,000 n/a 0.4%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $330,000 $570,000 72.7% 0.4%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $630,000 $560,000 -11.1% 0.4%
    LOANPAL, LLC $400,000 $530,000 32.5% 0.4%
    Flagstar Bank, FSB $1,040,000 $520,000 -50.0% 0.4%
    LONGBRIDGE FINANCIAL, LLC $515,000 n/a 0.4%
    THRIVE MORTGAGE, LLC $515,000 n/a 0.4%
    AMERICAN FINANCING CORPORATION $310,000 $510,000 64.5% 0.4%
    Zions Bancorporation, N.A. $505,000 n/a 0.4%
    LAKEVIEW LOAN SERVICING, LLC $4,565,000 $495,000 -89.2% 0.4%
    A&D Mortgage LLC $460,000 n/a 0.4%
    Fremont Bank $460,000 n/a 0.4%
    MUTUAL OF OMAHA MORTGAGE, INC. $460,000 $430,000 -6.5% 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $425,000 n/a 0.3%
    MOUNTAIN WEST FINANCIAL, INC. $415,000 n/a 0.3%
    Wyndham Capital Mortgage, Inc. $415,000 n/a 0.3%
    KINGS MORTGAGE SERVICES, INC. $395,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $520,000 $395,000 -24.0% 0.3%
    KeyBank $390,000 n/a 0.3%
    CMG MORTGAGE, INC. $1,690,000 $385,000 -77.2% 0.3%
    Golden Empire Mortgage, Inc. $235,000 $385,000 63.8% 0.3%
    NATIONS DIRECT MORTGAGE, LLC $565,000 $385,000 -31.9% 0.3%
    SAFE CREDIT UNION $385,000 n/a 0.3%
    PHH Mortgage Corporation $230,000 $380,000 65.2% 0.3%
    HOMEXPRESS MORTGAGE CORP. $195,000 $370,000 89.7% 0.3%
    PACIFIC RESIDENTIAL MORTGAGE, LLC $365,000 n/a 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $365,000 n/a 0.3%
    REDWOOD $155,000 $340,000 119.4% 0.3%
    VISION ONE MORTGAGE, INC. $335,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $405,000 $325,000 -19.8% 0.3%
    PENTAGON FEDERAL CREDIT UNION $325,000 n/a 0.3%
    Operating Engineers Local Union #3 $315,000 n/a 0.2%
    Willamette Valley Bank $295,000 $315,000 6.8% 0.2%
    Ally Bank $605,000 $305,000 -49.6% 0.2%
    Firefighters First Federal Credit Union $135,000 $305,000 125.9% 0.2%
    The Central Trust Bank $305,000 n/a 0.2%
    Carrington Mortgage Services, LLC $975,000 $300,000 -69.2% 0.2%
    JMJ FINANCIAL GROUP $295,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $1,360,000 $295,000 -78.3% 0.2%
    RANLIFE, INC. $805,000 $295,000 -63.4% 0.2%
    The Federal Savings Bank $915,000 $295,000 -67.8% 0.2%
    CANOPY MORTGAGE, LLC $285,000 n/a 0.2%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,365,000 $275,000 -79.9% 0.2%
    Chickasaw Community Bank $285,000 $275,000 -3.5% 0.2%
    EVERETT FINANCIAL, INC. $275,000 n/a 0.2%
    WESCOM CENTRAL CREDIT UNION $85,000 $275,000 223.5% 0.2%
    Princeton Mortgage Corporation $265,000 n/a 0.2%
    IMPAC MORTGAGE CORP. $255,000 n/a 0.2%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,890,000 $245,000 -91.5% 0.2%
    Nations Lending Corporation $1,155,000 $245,000 -78.8% 0.2%
    Banner Bank $235,000 n/a 0.2%
    Equity Prime Mortgage LLC $2,845,000 $235,000 -91.7% 0.2%
    NEW WAVE LENDING GROUP INC $405,000 $235,000 -42.0% 0.2%
    San Mateo Credit Union $400,000 $235,000 -41.3% 0.2%
    Arvest Bank $295,000 $225,000 -23.7% 0.2%
    CALCON MUTUAL MORTGAGE LLC $205,000 n/a 0.2%
    MEMBER FIRST MORTGAGE, LLC $205,000 n/a 0.2%
    MUFG Union Bank $205,000 $205,000 0.0% 0.2%
    21ST MORTGAGE CORPORATION $115,000 $200,000 73.9% 0.2%
    GUARANTEED RATE, INC. $295,000 $195,000 -33.9% 0.2%
    SCHOOLSFIRST $190,000 n/a 0.1%
    TRAVIS CREDIT UNION $175,000 n/a 0.1%
    REVERSE MORTGAGE FUNDING LLC $165,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $145,000 n/a 0.1%
    Paramount Residential Mortgage Group, Inc. $1,495,000 $125,000 -91.6% 0.1%
    GEORGIA'S OWN $95,000 n/a 0.1%
    ADVANTIS $75,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $75,000 36.4% 0.1%
    QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.1%
    FRONTWAVE $55,000 n/a 0.0%
    Figure Lending LLC $45,000 n/a 0.0%

    Crescent City's top lender by overall market share is HOME POINT FINANCIAL CORPORATION, with 10.9% market share. In second place, with 9.7%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $12,390,000 in loans. In third place, with 9.0%, is QUICKEN LOANS, LLC, having originated $11,465,000 in loans. In fourth place, with 6.4%, is SUMMIT FUNDING, INC., having originated $8,145,000 in loans. In fifth place, with 3.3%, is Tri Counties Bank, having originated $4,260,000 in loans.

    Crescent City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $289,000 (6.1%) $325,733 (-5.3%) 0.00 116
    2018-02-01 $287,375 (3.0%) $329,301 (-4.0%) 0.00 102
    2018-03-01 $299,500 (8.9%) $338,333 (1.7%) 0.00 101
    2018-04-01 $297,000 (9.0%) $330,799 (-2.4%) 0.00 107
    2018-05-01 $317,125 (13.7%) $360,822 (5.7%) 0.00 125
    2018-06-01 $315,000 (6.4%) $385,132 (8.1%) 0.00 109
    2018-07-01 $299,000 (-8.8%) $380,856 (2.6%) 0.00 114
    2018-08-01 $285,000 (-11.6%) $365,400 (3.4%) 0.00 109
    2018-09-01 $315,000 (7.9%) $378,960 (10.6%) 0.00 104
    2018-10-01 $298,500 (3.3%) $379,939 (10.9%) 0.00 99
    2018-11-01 $304,750 (7.0%) $390,729 (18.5%) 0.00 95
    2018-12-01 $347,000 (21.4%) $416,465 (30.6%) 0.00 93
    2019-01-01 $355,000 (22.8%) $417,285 (28.1%) 0.00 101
    2019-02-01 $355,000 (23.5%) $438,539 (33.2%) 0.00 107
    2019-03-01 $366,429 (22.4%) $464,580 (37.3%) 0.00 100
    2019-04-01 $379,000 (27.6%) $482,761 (45.9%) 0.00 93
    2019-05-01 $370,500 (16.8%) $471,644 (30.7%) 0.00 100
    2019-06-01 $361,500 (14.8%) $471,379 (22.4%) 0.00 102
    2019-07-01 $370,750 (24.0%) $488,325 (28.2%) 0.00 115
    2019-08-01 $360,623 (26.5%) $475,142 (30.0%) 0.00 126
    2019-09-01 $351,807 (11.7%) $462,072 (21.9%) 0.00 135
    2019-10-01 $345,930 (15.9%) $448,265 (18.0%) 0.00 142
    2019-11-01 $350,000 (14.9%) $447,067 (14.4%) 0.00 122
    2019-12-01 $382,750 (10.3%) $457,687 (9.9%) 0.00 123
    2020-01-01 $389,000 (9.6%) $487,007 (16.7%) 0.00 106
    2020-02-01 $385,000 (8.5%) $495,862 (13.1%) 0.00 104
    2020-03-01 $378,375 (3.3%) $467,517 (0.6%) 0.00 119
    2020-04-01 $382,500 (0.9%) $474,606 (-1.7%) 0.00 112
    2020-05-01 $389,000 (5.0%) $480,161 (1.8%) 0.00 108
    2020-06-01 $393,725 (8.9%) $507,767 (7.7%) 0.00 103
    2020-07-01 $375,000 (1.2%) $454,645 (-6.9%) 0.00 142
    2020-08-01 $375,000 (4.0%) $453,988 (-4.5%) 0.00 145
    2020-09-01 $381,663 (8.5%) $450,057 (-2.6%) 0.00 129
    2020-10-01 $391,500 (13.2%) $472,032 (5.3%) 0.00 110
    2020-11-01 $389,000 (11.1%) $579,775 (29.7%) 0.00 110
    2020-12-01 $389,000 (1.6%) $603,147 (31.8%) 0.00 97
    2021-01-01 $387,413 (-0.4%) $614,168 (26.1%) 0.00 75
    2021-02-01 $361,250 (-6.2%) $638,472 (28.8%) 0.00 74
    2021-03-01 $367,250 (-2.9%) $640,719 (37.1%) 0.00 73
    2021-04-01 $375,000 (-2.0%) $639,485 (34.7%) 0.00 71
    2021-05-01 $395,900 (1.8%) $502,365 (4.6%) 0.00 68
    2021-06-01 $399,250 (1.4%) $519,927 (2.4%) 0.00 84
    2021-07-01 $399,000 (6.4%) $529,480 (16.5%) 0.00 86
    2021-08-01 $425,000 (13.3%) $521,460 (14.9%) 0.00 104
    2021-09-01 $403,175 (5.6%) $513,910 (14.2%) 0.00 102
    2021-10-01 $395,450 (1.0%) $515,403 (9.2%) 0.00 100
    2021-11-01 $399,000 (2.6%) $510,674 (-11.9%) 0.00 86
    2021-12-01 $411,500 (5.8%) $536,651 (-11.0%) 0.00 74
    2022-01-01 $411,500 (6.2%) $509,179 (-17.1%) 0.00 70
    2022-02-01 $420,000 (16.3%) $535,067 (-16.2%) 0.00 69
    2022-03-01 $411,250 (12.0%) $511,586 (-20.2%) 0.00 77
    2022-04-01 $410,000 (9.3%) $502,143 (-21.5%) 0.00 77
    2022-05-01 $449,750 (13.6%) $522,386 (4.0%) 0.00 79
    2022-06-01 $454,500 (13.8%) $534,914 (2.9%) 0.00 87
    2022-07-01 $449,500 (12.7%) $536,266 (1.3%) 0.00 97
    2022-08-01 $456,950 (7.5%) $553,172 (6.1%) 0.00 86
    2022-09-01 $449,225 (11.4%) $546,743 (6.4%) 0.00 73
    2022-10-01 $437,000 (10.5%) $552,114 (7.1%) 0.00 70
    2022-11-01 $401,450 (0.6%) $523,568 (2.5%) 0.00 65
    2022-12-01 $427,500 (3.9%) $540,027 (0.6%) 0.00 63
    2023-01-01 $416,475 (1.2%) $542,889 (6.6%) 0.00 68
    2023-02-01 $423,250 (0.8%) $541,974 (1.3%) 0.00 67
    2023-03-01 $457,725 (11.3%) $587,677 (14.9%) 0.00 70
    2023-04-01 $435,750 (6.3%) $559,658 (11.5%) 0.00 82
    2023-05-01 $447,450 (-0.5%) $585,877 (12.2%) 0.00 78
    2023-06-01 $476,200 (4.8%) $589,124 (10.1%) 0.00 80
    2023-07-01 $444,500 (-1.1%) $591,979 (10.4%) 0.00 86
    2023-08-01 $439,500 (-3.8%) $605,387 (9.4%) 0.00 85
    2023-09-01 $449,000 (-0.1%) $606,565 (10.9%) 0.00 86
    2023-10-01 $458,500 (4.9%) $613,036 (11.0%) 0.00 88
    2023-11-01 $466,000 (16.1%) $603,389 (15.3%) 0.00 88
    Crescent City's median listing price for 2023-11-01 was $466,000, a difference of $64,550 (16.1%) versus the prior year and $7,500 versus the prior month.

    Crescent City's median listing price comes in at 0% of the national average.

    Crescent City's average listing price for 2023-11-01 was $603,389, a difference of $79,821 (15.3%) versus the prior year and $-9,647 versus the prior month.

    For the 2023-11-01 period, Crescent City had 88 MLS listings, a difference of 0 listings (0%) versus the prior month and 23 listings (35%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,733 sqft
    2018-02-01 0 days 1,756 sqft
    2018-03-01 0 days 1,844 sqft
    2018-04-01 0 days 1,842 sqft
    2018-05-01 0 days 1,849 sqft
    2018-06-01 0 days 1,878 sqft
    2018-07-01 0 days 1,801 sqft
    2018-08-01 0 days 1,715 sqft
    2018-09-01 0 days 1,698 sqft
    2018-10-01 0 days 1,560 sqft
    2018-11-01 0 days 1,560 sqft
    2018-12-01 0 days 1,580 sqft
    2019-01-01 0 days 1,615 sqft
    2019-02-01 0 days 1,686 sqft
    2019-03-01 0 days 1,826 sqft
    2019-04-01 0 days 1,902 sqft
    2019-05-01 0 days 1,837 sqft
    2019-06-01 0 days 1,822 sqft
    2019-07-01 0 days 1,846 sqft
    2019-08-01 0 days 1,849 sqft
    2019-09-01 0 days 1,820 sqft
    2019-10-01 0 days 1,806 sqft
    2019-11-01 0 days 1,844 sqft
    2019-12-01 0 days 1,854 sqft
    2020-01-01 0 days 1,863 sqft
    2020-02-01 0 days 1,894 sqft
    2020-03-01 0 days 1,874 sqft
    2020-04-01 0 days 1,885 sqft
    2020-05-01 0 days 1,844 sqft
    2020-06-01 0 days 1,901 sqft
    2020-07-01 0 days 1,844 sqft
    2020-08-01 0 days 1,844 sqft
    2020-09-01 0 days 1,849 sqft
    2020-10-01 0 days 1,869 sqft
    2020-11-01 0 days 1,880 sqft
    2020-12-01 0 days 1,866 sqft
    2021-01-01 0 days 1,844 sqft
    2021-02-01 0 days 1,702 sqft
    2021-03-01 0 days 1,707 sqft
    2021-04-01 0 days 1,691 sqft
    2021-05-01 0 days 1,699 sqft
    2021-06-01 0 days 1,725 sqft
    2021-07-01 0 days 1,699 sqft
    2021-08-01 0 days 1,700 sqft
    2021-09-01 0 days 1,653 sqft
    2021-10-01 0 days 1,631 sqft
    2021-11-01 0 days 1,715 sqft
    2021-12-01 0 days 1,733 sqft
    2022-01-01 0 days 1,752 sqft
    2022-02-01 0 days 1,727 sqft
    2022-03-01 0 days 1,715 sqft
    2022-04-01 0 days 1,702 sqft
    2022-05-01 0 days 1,840 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,785 sqft
    2022-08-01 0 days 1,740 sqft
    2022-09-01 0 days 1,732 sqft
    2022-10-01 0 days 1,828 sqft
    2022-11-01 0 days 1,711 sqft
    2022-12-01 0 days 1,782 sqft
    2023-01-01 0 days 1,805 sqft
    2023-02-01 0 days 1,822 sqft
    2023-03-01 0 days 1,827 sqft
    2023-04-01 0 days 1,770 sqft
    2023-05-01 0 days 1,773 sqft
    2023-06-01 0 days 1,757 sqft
    2023-07-01 0 days 1,740 sqft
    2023-08-01 0 days 1,760 sqft
    2023-09-01 0 days 1,779 sqft
    2023-10-01 0 days 1,804 sqft
    2023-11-01 0 days 1,788 sqft
    Crescent City's median listing age (time on market) for 2023-11-01 was 0 days.

    Crescent City's median square footage for active listings during the 2023-11-01 period was 1,788 sqft. One year prior, the average listing was 1,711 sqft.

    Crescent City, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 227 $74,195,000 $326,850
    Cash Out Refi 134 $33,490,000 $249,925
    Refi 60 $12,150,000 $202,500
    Other 28 $4,450,000 $158,929
    Home Improvement 27 $3,655,000 $135,370

    Crescent City's most frequently cited loan purpose was Home Purchase, with 227 originations. The 2nd most popular reason was Cash Out Refi, with 134 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 127 $33,715,000 $265,472
    4-5% 118 $31,910,000 $270,424
    5-6% 117 $34,055,000 $291,068
    6-7% 40 $9,730,000 $243,250
    2.5-3% 35 $10,275,000 $293,571
    7-8% 17 $3,895,000 $229,118
    <2.5% 15 $3,655,000 $243,667
    Over 8% 7 $705,000 $100,714

    During 2022, Crescent City's most frequently originated rate bucket was 3-4%, with 127 originations.

    Loan Sizing (Crescent City, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 249 $71,125,000 $285,643
    $100k-200k 108 $16,050,000 $148,611
    $400k-600k 60 $27,470,000 $457,833
    $100,000 or less 45 $2,685,000 $59,667
    $600k-1000k 14 $10,610,000 $757,857

    Crescent City's loan sizing saw the bucket of loans from $200k-400k with 249 originations, totaling $71,125,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 156 $55,880,000 $358,205
    60-80% 133 $40,155,000 $301,917
    20-40% 76 $12,380,000 $162,895
    40-60% 68 $14,950,000 $219,853
    Under 20% 35 $2,315,000 $66,143
    Over 100% 4 $1,580,000 $395,000

    Crescent City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 156 originations, totaling $55,880,000 in origination value.