Crescent City Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Crescent City averaged 6.9% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

The average rate for the prior week (2023-03-09) was 6.83% and one month ago for the week of 2023-02-09, the average rate was 6.12%.

Crescent City's average rate one year ago was 3.85%.

For refis of the same type during the week of 2023-03-16, the average rate was 6.52%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-16 6.6%
Crescent City 30 Year Fixed Rate 2023-03-16 6.9%
Crescent City 30 Year Fixed Rate Refi 2023-03-16 6.52%
Crescent City 15 Year Fixed Rate 2023-03-16 5.99%
Crescent City 15 Year Fixed Rate Refi 2023-03-16 5.81%
Crescent City 30 Year FHA 2023-03-16 6.68%
Crescent City 30 Year FHA Refi 2023-03-16 6.53%
Crescent City 30 Year USDA 2023-03-16 6.71%
Crescent City 30 Year USDA Refi 2023-03-16 6.87%
Crescent City 30 Year VA 2023-03-16 6.51%
Crescent City 30 Year VA Refi 2023-03-16 6.25%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crescent City, CA.

Crescent City Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crescent City, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
QUICKEN LOANS, LLC 65 3.05% $4,872
SUMMIT FUNDING, INC. 59 3.22% $6,866
UNITED WHOLESALE MORTGAGE, LLC 38 2.91% $5,553
HOME POINT FINANCIAL CORPORATION 24 3.19% $3,878
LOANDEPOT.COM, LLC 21 3.01% $4,614
Sierra Pacific Mortgage Company, Inc. 18 3.37% $4,881
Tri Counties Bank 17 3.28% $3,393
U.S. Bank 10 3.50% $4,545
Umpqua Bank 7 3.20% $5,983
FINANCE OF AMERICA MORTGAGE LLC 7 3.27% $6,837
CALIBER HOME LOANS, INC. 7 2.93% $5,751
AMERISAVE MORTGAGE CORPORATION 7 2.95% $6,211
Wells Fargo Bank 7 3.18% $4,878
AMERICAN PACIFIC MORTGAGE CORPORATION 5 3.07% $4,712
ROGUE 5 3.43% $3,653
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 3.37% $4,568
Paramount Residential Mortgage Group, Inc. 5 2.97% $4,301
JPMorgan Chase Bank 5 2.98% $4,111
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 4 3.19% $4,921
MOVEMENT MORTGAGE, LLC 4 3.11% $4,575
Flagstar Bank, FSB 4 3.46% $4,009
BROKER SOLUTIONS, INC. 4 2.87% $6,250
GUILD MORTGAGE COMPANY 4 2.87% $4,060
Bank of America 4 2.69% $3,911
Mr. Cooper ( Nationstar Mortgage ) 4 2.91% $4,752
RESIDENTIAL BANCORP. 3 3.54% $8,309
BETTER MORTGAGE CORPORATION 3 2.96% $4,361
Carrington Mortgage Services, LLC 3 2.96% $5,431
AMERICAN FINANCIAL NETWORK, INC. 3 3.13% $9,072
LOANPAL, LLC 2 3.06% $3,944
SUMMIT MORTGAGE CORPORATION 2 3.38% $4,310
LAKEVIEW LOAN SERVICING, LLC 2 3.69% $3,478
Equity Prime Mortgage LLC 2 3.38% $6,024
AMERICAN FINANCING CORPORATION 2 2.94% $5,231
InterContinental Capital Group, Inc 2 2.63% $2,925
PLAZA HOME MORTGAGE, INC. 2 2.75% $2,717
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 2 3.18% $5,208
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.43% $3,974
NEWREZ LLC 2 3.06% $3,586
NAVY FEDERAL CREDIT UNION 2 3.13% $2,336
Nations Lending Corporation 2 3.50% $9,041
ZILLOW HOME LOANS, LLC 2 2.69% $4,383
THE GOLDEN 1 1 3.13% $3,314
The Northern Trust Company 1 2.50% $4,579
USAA Federal Savings Bank 1 3.38% $2,977
WESCOM CENTRAL CREDIT UNION 1 3.00% $2,087
Willamette Valley Bank 1 3.50% $4,717
NMSI, INC. 1 2.88% $5,596
AMERICAN FINANCIAL RESOURCES, INC. 1 2.88% $4,207
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 4.63% $6,051
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 2.75% $8,422
Barrington Bank & Trust Company, N.A. 1 2.99% $4,538
Boeing Employees Credit Union 1 2.88% $3,466
CELEBRITY HOME LOANS, LLC 1 3.63% $8,467
CHERRY CREEK MORTGAGE, LLC 1 2.63% $1,890
CMG MORTGAGE, INC. 1 2.99% $4,282
CORNERSTONE HOME LENDING, INC. 1 2.88% $3,932
Firefighters First Federal Credit Union 1 3.00% $0
FIRST TECHNOLOGY 1 2.75% $3,311
Franklin Loan Corporation 1 3.63% $3,947
GUARANTEED RATE, INC. 1 3.38% $4,306
HighTechLending Inc 1 2.88% $6,323
HOMESIDE FINANCIAL, LLC 1 3.50% $3,914
KINECTA 1 2.88% $5,398
LADERA LENDING, INC. 1 2.75% $4,929
LIBERTY HOME MORTGAGE CORPORATION 1 2.99% $7,152
MICHIGAN MUTUAL, INC. 1 2.99% $2,989
Morgan Stanley Private Bank 1 2.95% $4,119
MORTGAGE 2000, INC. 1 2.99% $4,465
MUFG Union Bank 1 2.88% $4,067
MUTUAL OF OMAHA MORTGAGE, INC. 1 2.99% $1,909
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.88% $13,113
NETWORK CAPITAL FUNDING CORPORATION 1 3.38% $4,025
NEW WAVE LENDING GROUP INC 1 3.25% $4,667
Ally Bank 1 2.75% $10,488
NORWICH COMMERCIAL GROUP, INC. 1 2.63% $5,361
PARTNERS 1 2.88% $3,111
PARTNERS UNITED FINANCIAL, LLC 1 3.25% $3,749
PENNYMAC LOAN SERVICES, LLC 1 2.87% $6,436
Plains Commerce Bank 1 3.00% $5,926
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 3.63% $8,860
Provident Credit Union 1 2.75% $4,841
Quontic Bank 1 6.63% $8,452
REDWOOD 1 3.50% $3,305
S1L, Inc. 1 2.75% $2,396
San Mateo Credit Union 1 3.13% $6,521
SECURITYNATIONAL MORTGAGE COMPANY 1 4.13% $5,475
STEARNS LENDING, LLC 1 2.75% $4,225
Strong Home Mortgage, LLC 1 3.13% $3,593

Crescent City Average Closing Costs & Other Stats

Crescent City, CA's 89 lenders originated 888 loans during 2021. The total origination value was $243,020,000, with an average loan value of $273,671.

Crescent City's average closing costs are $5,771.

The top Crescent City lender as defined by loan originations is QUICKEN LOANS, LLC, with 65 loans originated. Their average total fees are $4,872, which is $1,994 lower than the next largest lender, SUMMIT FUNDING, INC..

The lowest fee Crescent City lenders (with over 10 loans originated) are Tri Counties Bank ($3,393), HOME POINT FINANCIAL CORPORATION ($3,878), U.S. Bank ($4,545), LOANDEPOT.COM, LLC ($4,614) and QUICKEN LOANS, LLC ($4,872).

The lowest rate Crescent City lenders (with over 10 loans originated) are UNITED WHOLESALE MORTGAGE, LLC (2.91%), LOANDEPOT.COM, LLC (3.01%), QUICKEN LOANS, LLC (3.05%), HOME POINT FINANCIAL CORPORATION (3.19%) and SUMMIT FUNDING, INC. (3.22%).

Crescent City, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
SUMMIT FUNDING, INC. $23,680,000 $29,480,000 24.5% 12.1%
Tri Counties Bank $5,760,000 $29,060,000 404.5% 12.0%
QUICKEN LOANS, LLC $27,765,000 $27,845,000 0.3% 11.5%
UNITED WHOLESALE MORTGAGE, LLC $9,295,000 $16,085,000 73.1% 6.6%
HOME POINT FINANCIAL CORPORATION $11,040,000 $14,395,000 30.4% 5.9%
LOANDEPOT.COM, LLC $5,485,000 $8,535,000 55.6% 3.5%
Sierra Pacific Mortgage Company, Inc. $7,985,000 $7,965,000 -0.3% 3.3%
FREEDOM MORTGAGE CORPORATION $5,630,000 $5,480,000 -2.7% 2.3%
Umpqua Bank $2,690,000 $4,810,000 78.8% 2.0%
U.S. Bank $1,785,000 $4,685,000 162.5% 1.9%
LAKEVIEW LOAN SERVICING, LLC $685,000 $4,565,000 566.4% 1.9%
PENNYMAC LOAN SERVICES, LLC $2,175,000 $3,510,000 61.4% 1.4%
Mr. Cooper ( Nationstar Mortgage ) $2,955,000 $3,405,000 15.2% 1.4%
Mortgage Research Center, LLC $3,525,000 $3,170,000 -10.1% 1.3%
CALIBER HOME LOANS, INC. $1,910,000 $3,115,000 63.1% 1.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,680,000 $2,890,000 72.0% 1.2%
Equity Prime Mortgage LLC $1,050,000 $2,845,000 171.0% 1.2%
Wells Fargo Bank $2,480,000 $2,410,000 -2.8% 1.0%
ROGUE $4,000,000 $2,190,000 -45.3% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,460,000 $2,105,000 -14.4% 0.9%
AMERISAVE MORTGAGE CORPORATION $685,000 $1,925,000 181.0% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $1,115,000 $1,855,000 66.4% 0.8%
BETTER MORTGAGE CORPORATION $1,735,000 $1,795,000 3.5% 0.7%
CMG MORTGAGE, INC. $550,000 $1,690,000 207.3% 0.7%
USAA Federal Savings Bank $1,730,000 $1,685,000 -2.6% 0.7%
GUILD MORTGAGE COMPANY $1,300,000 $1,595,000 22.7% 0.7%
HOMEBRIDGE FINANCIAL SERVICES, INC. $675,000 $1,540,000 128.1% 0.6%
JPMorgan Chase Bank $2,020,000 $1,520,000 -24.8% 0.6%
SUMMIT MORTGAGE CORPORATION $540,000 $1,505,000 178.7% 0.6%
Paramount Residential Mortgage Group, Inc. $840,000 $1,495,000 78.0% 0.6%
RESIDENTIAL BANCORP. $1,485,000 n/a 0.6%
BROKER SOLUTIONS, INC. $660,000 $1,365,000 106.8% 0.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $185,000 $1,365,000 637.8% 0.6%
Bank of America $735,000 $1,360,000 85.0% 0.6%
PLAZA HOME MORTGAGE, INC. $605,000 $1,360,000 124.8% 0.6%
AMERICAN FINANCIAL NETWORK, INC. $630,000 $1,320,000 109.5% 0.5%
NAVY FEDERAL CREDIT UNION $670,000 $1,220,000 82.1% 0.5%
Nations Lending Corporation $450,000 $1,155,000 156.7% 0.5%
AMERICAN FINANCIAL RESOURCES, INC. $910,000 $1,125,000 23.6% 0.5%
Flagstar Bank, FSB $775,000 $1,040,000 34.2% 0.4%
ZILLOW HOME LOANS, LLC $720,000 $1,020,000 41.7% 0.4%
Carrington Mortgage Services, LLC $740,000 $975,000 31.8% 0.4%
The Federal Savings Bank $1,130,000 $915,000 -19.0% 0.4%
MOVEMENT MORTGAGE, LLC $870,000 n/a 0.4%
SUN WEST MORTGAGE COMPANY, INC. $445,000 $810,000 82.0% 0.3%
RANLIFE, INC. $235,000 $805,000 242.6% 0.3%
THE GOLDEN 1 $195,000 $805,000 312.8% 0.3%
Strong Home Mortgage, LLC $785,000 n/a 0.3%
NEWREZ LLC $660,000 $780,000 18.2% 0.3%
CLEARPATH LENDING $1,505,000 $745,000 -50.5% 0.3%
VILLAGE CAPITAL & INVESTMENT LLC $1,220,000 $735,000 -39.8% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $675,000 $690,000 2.2% 0.3%
Plains Commerce Bank $665,000 n/a 0.3%
STEARNS LENDING, LLC $350,000 $635,000 81.4% 0.3%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $630,000 $630,000 0.0% 0.3%
SOVEREIGN LENDING GROUP INCORPORATED $285,000 $630,000 121.1% 0.3%
Morgan Stanley Private Bank $615,000 n/a 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $610,000 n/a 0.3%
Ally Bank $605,000 n/a 0.2%
The Northern Trust Company $585,000 n/a 0.2%
NATIONS DIRECT MORTGAGE, LLC $685,000 $565,000 -17.5% 0.2%
Citadel Servicing Corporation $555,000 n/a 0.2%
Quontic Bank $535,000 n/a 0.2%
InterContinental Capital Group, Inc $685,000 $530,000 -22.6% 0.2%
NEW DAY FINANCIAL, LLC $255,000 $520,000 103.9% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $390,000 $460,000 17.9% 0.2%
CHERRY CREEK MORTGAGE, LLC $395,000 $445,000 12.7% 0.2%
EMBRACE HOME LOANS, INC. $420,000 n/a 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $315,000 $415,000 31.7% 0.2%
FIRST NATIONS HOME FINANCE CORPORATION $405,000 n/a 0.2%
HOMESIDE FINANCIAL, LLC $405,000 n/a 0.2%
NEW WAVE LENDING GROUP INC $405,000 n/a 0.2%
SAN FRANCISCO FIRE CREDIT UNION $315,000 $405,000 28.6% 0.2%
V.I.P. MORTGAGE, INC. $405,000 n/a 0.2%
LOANPAL, LLC $135,000 $400,000 196.3% 0.2%
Low VA Rates, LLC $400,000 n/a 0.2%
San Mateo Credit Union $185,000 $400,000 116.2% 0.2%
Boeing Employees Credit Union $395,000 n/a 0.2%
Provident Credit Union $365,000 n/a 0.2%
NMSI, INC. $345,000 n/a 0.1%
COUNTRYPLACE MORTGAGE, LTD. $335,000 $335,000 0.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $745,000 $330,000 -55.7% 0.1%
PARTNERS UNITED FINANCIAL, LLC $325,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $1,135,000 $320,000 -71.8% 0.1%
AMERICAN FINANCING CORPORATION $255,000 $310,000 21.6% 0.1%
CELEBRITY HOME LOANS, LLC $305,000 n/a 0.1%
THE FIRST FINANCIAL Federal Credit Union $305,000 n/a 0.1%
Arvest Bank $295,000 n/a 0.1%
BECKAM FUNDING CORP. $295,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $295,000 n/a 0.1%
GUARANTEED RATE, INC. $1,020,000 $295,000 -71.1% 0.1%
MID AMERICA MORTGAGE, INC. $965,000 $295,000 -69.4% 0.1%
MORIA DEVELOPMENT, INC. $295,000 n/a 0.1%
Willamette Valley Bank $295,000 n/a 0.1%
Chickasaw Community Bank $580,000 $285,000 -50.9% 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $285,000 n/a 0.1%
MEMBERS 1ST CREDIT UNION $275,000 n/a 0.1%
KINECTA $265,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $265,000 n/a 0.1%
NP, Inc. $265,000 n/a 0.1%
LIBERTY HOME MORTGAGE CORPORATION $255,000 n/a 0.1%
WESTERN EXPRESS LENDING $255,000 n/a 0.1%
FIRST U.S. COMMUNITY CREDIT UNION $245,000 n/a 0.1%
Golden Empire Mortgage, Inc. $230,000 $235,000 2.2% 0.1%
PHH Mortgage Corporation $230,000 n/a 0.1%
AMERICAN ADVISORS GROUP $310,000 $215,000 -30.6% 0.1%
First Guaranty Mortgage Corporation $215,000 n/a 0.1%
FIRST TECHNOLOGY $215,000 n/a 0.1%
Franklin Loan Corporation $245,000 $215,000 -12.2% 0.1%
MICHIGAN MUTUAL, INC. $215,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $205,000 n/a 0.1%
LADERA LENDING, INC. $205,000 n/a 0.1%
MUFG Union Bank $205,000 n/a 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $205,000 n/a 0.1%
HOMEXPRESS MORTGAGE CORP. $195,000 n/a 0.1%
BM Real Estate Services, Inc. $175,000 n/a 0.1%
HighTechLending Inc $175,000 n/a 0.1%
First Northern Bank of Dixon $165,000 n/a 0.1%
MORTGAGE 2000, INC. $165,000 n/a 0.1%
REDWOOD $810,000 $155,000 -80.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $155,000 n/a 0.1%
NBKC BANK $465,000 $145,000 -68.8% 0.1%
Firefighters First Federal Credit Union $135,000 n/a 0.1%
S1L, Inc. $135,000 n/a 0.1%
NETWORK CAPITAL FUNDING CORPORATION $125,000 n/a 0.1%
PARTNERS $125,000 n/a 0.1%
21ST MORTGAGE CORPORATION $115,000 n/a 0.0%
Watermark Capital, Inc. $295,000 $105,000 -64.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $95,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $55,000 $85,000 54.5% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 n/a 0.0%
SPRING EQ, LLC $55,000 $35,000 -36.4% 0.0%

Crescent City's top lender by overall market share is SUMMIT FUNDING, INC., with 12.1% market share. In second place, with 12.0%, is Tri Counties Bank, having originated $29,060,000 in loans. In third place, with 11.5%, is QUICKEN LOANS, LLC, having originated $27,845,000 in loans. In fourth place, with 6.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $16,085,000 in loans. In fifth place, with 5.9%, is HOME POINT FINANCIAL CORPORATION, having originated $14,395,000 in loans.


Crescent City Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $289,000 (6.1%) $325,733 (-5.3%) 0.00 116
2018-02-01 $287,375 (3.0%) $329,301 (-4.0%) 0.00 102
2018-03-01 $299,500 (8.9%) $338,333 (1.7%) 0.00 101
2018-04-01 $297,000 (9.0%) $330,799 (-2.4%) 0.00 107
2018-05-01 $317,125 (13.7%) $360,822 (5.7%) 0.00 125
2018-06-01 $315,000 (6.4%) $385,132 (8.1%) 0.00 109
2018-07-01 $299,000 (-8.8%) $380,856 (2.6%) 0.00 114
2018-08-01 $285,000 (-11.6%) $365,400 (3.4%) 0.00 109
2018-09-01 $315,000 (7.9%) $378,960 (10.6%) 0.00 104
2018-10-01 $298,500 (3.3%) $379,939 (10.9%) 0.00 99
2018-11-01 $304,750 (7.0%) $390,729 (18.5%) 0.00 95
2018-12-01 $347,000 (21.4%) $416,465 (30.6%) 0.00 93
2019-01-01 $355,000 (22.8%) $417,285 (28.1%) 0.00 101
2019-02-01 $355,000 (23.5%) $438,539 (33.2%) 0.00 107
2019-03-01 $366,429 (22.4%) $464,580 (37.3%) 0.00 100
2019-04-01 $379,000 (27.6%) $482,761 (45.9%) 0.00 93
2019-05-01 $370,500 (16.8%) $471,644 (30.7%) 0.00 100
2019-06-01 $361,500 (14.8%) $471,379 (22.4%) 0.00 102
2019-07-01 $370,750 (24.0%) $488,325 (28.2%) 0.00 115
2019-08-01 $360,623 (26.5%) $475,142 (30.0%) 0.00 126
2019-09-01 $351,807 (11.7%) $462,072 (21.9%) 0.00 135
2019-10-01 $345,930 (15.9%) $448,265 (18.0%) 0.00 142
2019-11-01 $350,000 (14.9%) $447,067 (14.4%) 0.00 122
2019-12-01 $382,750 (10.3%) $457,687 (9.9%) 0.00 123
2020-01-01 $389,000 (9.6%) $487,007 (16.7%) 0.00 106
2020-02-01 $385,000 (8.5%) $495,862 (13.1%) 0.00 104
2020-03-01 $378,375 (3.3%) $467,517 (0.6%) 0.00 119
2020-04-01 $382,500 (0.9%) $474,606 (-1.7%) 0.00 112
2020-05-01 $389,000 (5.0%) $480,161 (1.8%) 0.00 108
2020-06-01 $393,725 (8.9%) $507,767 (7.7%) 0.00 103
2020-07-01 $375,000 (1.2%) $454,645 (-6.9%) 0.00 142
2020-08-01 $375,000 (4.0%) $453,988 (-4.5%) 0.00 145
2020-09-01 $381,663 (8.5%) $450,057 (-2.6%) 0.00 129
2020-10-01 $391,500 (13.2%) $472,032 (5.3%) 0.00 110
2020-11-01 $389,000 (11.1%) $579,775 (29.7%) 0.00 110
2020-12-01 $389,000 (1.6%) $603,147 (31.8%) 0.00 97
2021-01-01 $387,413 (-0.4%) $614,168 (26.1%) 0.00 75
2021-02-01 $361,250 (-6.2%) $638,472 (28.8%) 0.00 74
2021-03-01 $367,250 (-2.9%) $640,719 (37.1%) 0.00 73
2021-04-01 $375,000 (-2.0%) $639,485 (34.7%) 0.00 71
2021-05-01 $395,900 (1.8%) $502,365 (4.6%) 0.00 68
2021-06-01 $399,250 (1.4%) $519,927 (2.4%) 0.00 84
2021-07-01 $399,000 (6.4%) $529,480 (16.5%) 0.00 86
2021-08-01 $425,000 (13.3%) $521,460 (14.9%) 0.00 104
2021-09-01 $403,175 (5.6%) $513,910 (14.2%) 0.00 102
2021-10-01 $395,450 (1.0%) $515,403 (9.2%) 0.00 100
2021-11-01 $399,000 (2.6%) $510,674 (-11.9%) 0.00 86
2021-12-01 $411,500 (5.8%) $536,651 (-11.0%) 0.00 74
2022-01-01 $411,500 (6.2%) $509,179 (-17.1%) 0.00 70
2022-02-01 $420,000 (16.3%) $535,067 (-16.2%) 0.00 69
2022-03-01 $411,250 (12.0%) $511,586 (-20.2%) 0.00 77
2022-04-01 $410,000 (9.3%) $502,143 (-21.5%) 0.00 77
2022-05-01 $449,750 (13.6%) $522,386 (4.0%) 0.00 79
2022-06-01 $454,500 (13.8%) $534,914 (2.9%) 0.00 87
2022-07-01 $449,500 (12.7%) $536,266 (1.3%) 0.00 97
2022-08-01 $456,950 (7.5%) $553,172 (6.1%) 0.00 86
2022-09-01 $449,225 (11.4%) $546,743 (6.4%) 0.00 73
2022-10-01 $437,000 (10.5%) $552,114 (7.1%) 0.00 70
2022-11-01 $401,450 (0.6%) $523,568 (2.5%) 0.00 65
2022-12-01 $427,500 (3.9%) $540,027 (0.6%) 0.00 63
2023-01-01 $416,475 (1.2%) $542,889 (6.6%) 0.00 68
2023-02-01 $423,250 (0.8%) $541,974 (1.3%) 0.00 67
Crescent City's median listing price for 2023-02-01 was $423,250, a difference of $3,250 (0.8%) versus the prior year and $6,775 versus the prior month.

Crescent City's median listing price comes in at 0% of the national average.

Crescent City's average listing price for 2023-02-01 was $541,974, a difference of $6,907 (1.3%) versus the prior year and $-915 versus the prior month.

For the 2023-02-01 period, Crescent City had 67 MLS listings, a difference of -1 listings (-1%) versus the prior month and -2 listings (-3%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,733 sqft
2018-02-01 0 days 1,756 sqft
2018-03-01 0 days 1,844 sqft
2018-04-01 0 days 1,842 sqft
2018-05-01 0 days 1,849 sqft
2018-06-01 0 days 1,878 sqft
2018-07-01 0 days 1,801 sqft
2018-08-01 0 days 1,715 sqft
2018-09-01 0 days 1,698 sqft
2018-10-01 0 days 1,560 sqft
2018-11-01 0 days 1,560 sqft
2018-12-01 0 days 1,580 sqft
2019-01-01 0 days 1,615 sqft
2019-02-01 0 days 1,686 sqft
2019-03-01 0 days 1,826 sqft
2019-04-01 0 days 1,902 sqft
2019-05-01 0 days 1,837 sqft
2019-06-01 0 days 1,822 sqft
2019-07-01 0 days 1,846 sqft
2019-08-01 0 days 1,849 sqft
2019-09-01 0 days 1,820 sqft
2019-10-01 0 days 1,806 sqft
2019-11-01 0 days 1,844 sqft
2019-12-01 0 days 1,854 sqft
2020-01-01 0 days 1,863 sqft
2020-02-01 0 days 1,894 sqft
2020-03-01 0 days 1,874 sqft
2020-04-01 0 days 1,885 sqft
2020-05-01 0 days 1,844 sqft
2020-06-01 0 days 1,901 sqft
2020-07-01 0 days 1,844 sqft
2020-08-01 0 days 1,844 sqft
2020-09-01 0 days 1,849 sqft
2020-10-01 0 days 1,869 sqft
2020-11-01 0 days 1,880 sqft
2020-12-01 0 days 1,866 sqft
2021-01-01 0 days 1,844 sqft
2021-02-01 0 days 1,702 sqft
2021-03-01 0 days 1,707 sqft
2021-04-01 0 days 1,691 sqft
2021-05-01 0 days 1,699 sqft
2021-06-01 0 days 1,725 sqft
2021-07-01 0 days 1,699 sqft
2021-08-01 0 days 1,700 sqft
2021-09-01 0 days 1,653 sqft
2021-10-01 0 days 1,631 sqft
2021-11-01 0 days 1,715 sqft
2021-12-01 0 days 1,733 sqft
2022-01-01 0 days 1,752 sqft
2022-02-01 0 days 1,727 sqft
2022-03-01 0 days 1,715 sqft
2022-04-01 0 days 1,702 sqft
2022-05-01 0 days 1,840 sqft
2022-06-01 0 days 1,844 sqft
2022-07-01 0 days 1,785 sqft
2022-08-01 0 days 1,740 sqft
2022-09-01 0 days 1,732 sqft
2022-10-01 0 days 1,828 sqft
2022-11-01 0 days 1,711 sqft
2022-12-01 0 days 1,782 sqft
2023-01-01 0 days 1,805 sqft
2023-02-01 0 days 1,822 sqft
Crescent City's median listing age (time on market) for 2023-02-01 was 0 days.

Crescent City's median square footage for active listings during the 2023-02-01 period was 1,822 sqft. One year prior, the average listing was 1,727 sqft.

Crescent City, CA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 328 $93,920,000 $286,341
Home Purchase 294 $87,830,000 $298,741
Cash Out Refi 235 $57,525,000 $244,787
Home Improvement 22 $2,760,000 $125,455
Other 9 $985,000 $109,444

Crescent City's most frequently cited loan purpose was Refi, with 328 originations. The 2nd most popular reason was Home Purchase, with 294 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 386 $98,190,000 $254,378
3-4% 284 $72,840,000 $256,479
<2.5% 169 $41,435,000 $245,178
4-5% 38 $28,570,000 $751,842
5-6% 3 $185,000 $61,667
6-7% 1 $535,000 $535,000
7-8% 1 $115,000 $115,000
Over 8% 1 $155,000 $155,000

During 2021, Crescent City's most frequently originated rate bucket was 2.5-3%, with 386 originations.

Loan Sizing (Crescent City, CA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 489 $135,125,000 $276,329
$100k-200k 249 $39,285,000 $157,771
$400k-600k 83 $38,395,000 $462,590
$100,000 or less 59 $3,785,000 $64,153
$600k-1000k 7 $4,985,000 $712,143
$Over $1MM 1 $21,445,000 $21,445,000

Crescent City's loan sizing saw the bucket of loans from $200k-400k with 489 originations, totaling $135,125,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 295 $101,035,000 $342,492
80-100% 266 $79,450,000 $298,684
40-60% 177 $37,995,000 $214,661
20-40% 75 $10,515,000 $140,200
Under 20% 27 $1,225,000 $45,370
Over 100% 9 $3,695,000 $410,556

Crescent City's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 295 originations, totaling $101,035,000 in origination value.