Crescent City Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Crescent City averaged 6.85% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 7.1% and one month ago for the week of 2025-04-17, the average rate was 6.82%.

    Crescent City's average rate one year ago was 7.11%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.36%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Crescent City 30 Year Fixed Rate 2025-05-22 6.85%
    Crescent City 30 Year Fixed Rate Refi 2025-05-22 7.36%
    Crescent City 15 Year Fixed Rate 2025-05-22 5.91%
    Crescent City 15 Year Fixed Rate Refi 2025-05-22 6.51%
    Crescent City 30 Year FHA 2025-05-22 6.51%
    Crescent City 30 Year FHA Refi 2025-05-22 6.81%
    Crescent City 30 Year USDA 2025-05-22 6.33%
    Crescent City 30 Year USDA Refi 2025-05-22 6.43%
    Crescent City 30 Year VA 2025-05-22 6.52%
    Crescent City 30 Year VA Refi 2025-05-22 6.42%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Crescent City, CA.

    Crescent City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Crescent City, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 21 6.91% $6,583
    The Loan Store, Inc. 15 7.01% $6,238
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 10 6.81% $9,754
    QUICKEN LOANS, LLC 10 6.65% $7,766
    ROGUE 5 6.58% $4,029
    MASON MCDUFFIE MORTGAGE CORPORATION 3 6.96% $7,186
    SUMMIT MORTGAGE CORPORATION 2 7.00% $6,972
    Tri Counties Bank 2 6.56% $4,045
    Century Mortgage Company DBA Century Lending Company 2 7.19% $5,227
    SUMMIT FUNDING, INC. 2 7.00% $9,052
    REDWOOD 2 7.88% $6,443
    LOANDEPOT.COM, LLC 2 6.25% $6,263
    MICHIGAN MUTUAL, INC. 1 6.99% $12,512
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.00% $10,615
    Nations Lending Corporation 1 6.99% $2,067
    NexBank 1 6.50% $9,986
    Old National Bank 1 6.13% $4,137
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $9,751
    PNC Bank 1 6.25% $5,426
    Sierra Pacific Mortgage Company, Inc. 1 6.63% $7,177
    SUN WEST MORTGAGE COMPANY, INC. 1 8.62% $3,028
    The Federal Savings Bank 1 7.13% $10,780
    Umpqua Bank 1 7.38% $5,437
    U.S. Bank 1 5.99% $4,761
    AMERICAN FINANCING CORPORATION 1 6.75% $6,684
    Wells Fargo Bank 1 5.25% $0
    American Mortgage & Equity Consultants, Inc. 1 7.00% $12,707
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $16,183
    ARC HOME LLC 1 7.25% $14,103
    BMO Harris Bank 1 7.13% $6,510
    BROKER SOLUTIONS, INC. 1 7.13% $7,094
    CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $6,848
    Fifth Third Bank 1 5.99% $9,220
    GUARANTEED RATE, INC. 1 6.95% $4,109
    GUILD MORTGAGE COMPANY 1 6.88% $7,606
    HomeStreet Bank 1 6.13% $9,131
    INFINITY EQUITY GROUP, INC. 1 7.63% $16,149

    Crescent City Average Closing Costs & Other Stats

    Crescent City, CA's 37 lenders originated 327 loans during 2024. The total origination value was $92,835,000, with an average loan value of $283,899.

    Crescent City's average closing costs are $6,612.

    The top Crescent City lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 21 loans originated. Their average total fees are $6,583, which is $346 higher than the next largest lender, The Loan Store, Inc..

    The lowest fee Crescent City lenders (with over 10 loans originated) are The Loan Store, Inc. ($6,238), UNITED WHOLESALE MORTGAGE, LLC ($6,583), QUICKEN LOANS, LLC ($7,766), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($9,754) and .

    The lowest rate Crescent City lenders (with over 10 loans originated) are QUICKEN LOANS, LLC (6.65%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.81%), UNITED WHOLESALE MORTGAGE, LLC (6.91%), The Loan Store, Inc. (7.01%) and .

    Crescent City, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Citibank $3,505,000 $14,405,000 311.0% 15.5%
    UNITED WHOLESALE MORTGAGE, LLC $12,755,000 $13,405,000 5.1% 14.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $855,000 $7,940,000 828.7% 8.6%
    The Loan Store, Inc. $325,000 $7,245,000 2,129.2% 7.8%
    QUICKEN LOANS, LLC $4,870,000 $5,940,000 22.0% 6.4%
    MASON MCDUFFIE MORTGAGE CORPORATION $3,205,000 $3,155,000 -1.6% 3.4%
    ROGUE $375,000 $2,315,000 517.3% 2.5%
    Tri Counties Bank $3,410,000 $1,910,000 -44.0% 2.1%
    Century Mortgage Company DBA Century Lending Company $2,560,000 $1,700,000 -33.6% 1.8%
    U.S. Bank $2,075,000 $1,690,000 -18.6% 1.8%
    Mortgage Research Center, LLC $1,290,000 $1,450,000 12.4% 1.6%
    FREEDOM MORTGAGE CORPORATION $360,000 $1,255,000 248.6% 1.4%
    Umpqua Bank $830,000 $1,175,000 41.6% 1.3%
    PENNYMAC LOAN SERVICES, LLC $915,000 $1,140,000 24.6% 1.2%
    QUORUM FEDERAL CREDIT UNION $1,115,000 n/a 1.2%
    NAVY FEDERAL CREDIT UNION $310,000 $1,085,000 250.0% 1.2%
    Equity Prime Mortgage LLC $210,000 $955,000 354.8% 1.0%
    PNC Bank $55,000 $910,000 1,554.5% 1.0%
    HOMEXPRESS MORTGAGE CORP. $905,000 n/a 1.0%
    BMO Harris Bank $790,000 n/a 0.9%
    REDWOOD $55,000 $750,000 1,263.6% 0.8%
    LAKEVIEW LOAN SERVICING, LLC $730,000 n/a 0.8%
    SUMMIT FUNDING, INC. $1,715,000 $715,000 -58.3% 0.8%
    Commerce Home Mortgage, Inc. $770,000 $685,000 -11.0% 0.7%
    Flagstar Bank, FSB $685,000 n/a 0.7%
    Nations Lending Corporation $660,000 n/a 0.7%
    INFINITY EQUITY GROUP, INC. $625,000 n/a 0.7%
    GUILD MORTGAGE COMPANY $1,270,000 $620,000 -51.2% 0.7%
    LOANDEPOT.COM, LLC $450,000 $620,000 37.8% 0.7%
    Sierra Pacific Mortgage Company, Inc. $385,000 $610,000 58.4% 0.7%
    SUMMIT MORTGAGE CORPORATION $610,000 n/a 0.7%
    ARC HOME LLC $565,000 n/a 0.6%
    CALCON MUTUAL MORTGAGE LLC $565,000 n/a 0.6%
    TRIAD FINANCIAL SERVICES, INC. $205,000 $545,000 165.9% 0.6%
    GUARANTEED RATE, INC. $520,000 n/a 0.6%
    Wells Fargo Bank $395,000 $520,000 31.6% 0.6%
    BROKER SOLUTIONS, INC. $485,000 n/a 0.5%
    Residential Mortgage Solutions, Inc. $475,000 n/a 0.5%
    Mr. Cooper ( Nationstar Mortgage ) $155,000 $455,000 193.5% 0.5%
    The Central Trust Bank $445,000 n/a 0.5%
    American Mortgage & Equity Consultants, Inc. $425,000 n/a 0.5%
    HomeStreet Bank $425,000 n/a 0.5%
    Fifth Third Bank $405,000 n/a 0.4%
    21ST MORTGAGE CORPORATION $65,000 $395,000 507.7% 0.4%
    Figure Lending LLC $80,000 $395,000 393.8% 0.4%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $345,000 n/a 0.4%
    MICHIGAN MUTUAL, INC. $345,000 n/a 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $335,000 n/a 0.4%
    Lakeview Community Capital, LLC $335,000 n/a 0.4%
    Old National Bank $335,000 n/a 0.4%
    NEW DAY FINANCIAL, LLC $305,000 n/a 0.3%
    NexBank $305,000 n/a 0.3%
    The Federal Savings Bank $255,000 $305,000 19.6% 0.3%
    AMERISAVE MORTGAGE CORPORATION $295,000 n/a 0.3%
    AMWEST FUNDING CORP. $295,000 n/a 0.3%
    RANLIFE, INC. $265,000 $295,000 11.3% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $285,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $265,000 n/a 0.3%
    Paramount Residential Mortgage Group, Inc. $690,000 $250,000 -63.8% 0.3%
    OCMBC, INC. $405,000 $245,000 -39.5% 0.3%
    TOP FLITE FINANCIAL, INC. $305,000 $225,000 -26.2% 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $105,000 $210,000 100.0% 0.2%
    Bank of America $25,000 $205,000 720.0% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $205,000 n/a 0.2%
    PATELCO $205,000 n/a 0.2%
    State Department Federal Credit Union $205,000 n/a 0.2%
    Discover Bank $85,000 $195,000 129.4% 0.2%
    AMERICAN FINANCING CORPORATION $145,000 $165,000 13.8% 0.2%
    NEWREZ LLC $150,000 n/a 0.2%
    PLAZA HOME MORTGAGE, INC. $125,000 n/a 0.1%
    SAN FRANCISCO FIRE CREDIT UNION $125,000 n/a 0.1%
    AMERITRUST MORTGAGE CORPORATION $115,000 n/a 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $105,000 n/a 0.1%
    FRONTWAVE $85,000 n/a 0.1%
    Franklin Loan Corporation $305,000 $75,000 -75.4% 0.1%
    Oregon Pacific Banking Company $75,000 n/a 0.1%
    SPRING EQ, LLC $75,000 n/a 0.1%
    A&D Mortgage LLC $275,000 $55,000 -80.0% 0.1%
    Barrington Bank & Trust Company, N.A. $55,000 n/a 0.1%
    JPMorgan Chase Bank $835,000 $45,000 -94.6% 0.0%
    Coastal Community Bank $70,000 $25,000 -64.3% 0.0%

    Crescent City's top lender by overall market share is Citibank, with 15.5% market share. In second place, with 14.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $13,405,000 in loans. In third place, with 8.6%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $7,940,000 in loans. In fourth place, with 7.8%, is The Loan Store, Inc., having originated $7,245,000 in loans. In fifth place, with 6.4%, is QUICKEN LOANS, LLC, having originated $5,940,000 in loans.

    Crescent City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $289,000 (6.1%) $325,733 (-5.3%) 0.00 116
    2018-02-01 $287,375 (3.0%) $329,301 (-4.0%) 0.00 102
    2018-03-01 $299,500 (8.9%) $338,333 (1.7%) 0.00 101
    2018-04-01 $297,000 (9.0%) $330,799 (-2.4%) 0.00 107
    2018-05-01 $317,125 (13.7%) $360,822 (5.7%) 0.00 125
    2018-06-01 $315,000 (6.4%) $385,132 (8.1%) 0.00 109
    2018-07-01 $299,000 (-8.8%) $380,856 (2.6%) 0.00 114
    2018-08-01 $285,000 (-11.6%) $365,400 (3.4%) 0.00 109
    2018-09-01 $315,000 (7.9%) $378,960 (10.6%) 0.00 104
    2018-10-01 $298,500 (3.3%) $379,939 (10.9%) 0.00 99
    2018-11-01 $304,750 (7.0%) $390,729 (18.5%) 0.00 95
    2018-12-01 $347,000 (21.4%) $416,465 (30.6%) 0.00 93
    2019-01-01 $355,000 (22.8%) $417,285 (28.1%) 0.00 101
    2019-02-01 $355,000 (23.5%) $438,539 (33.2%) 0.00 107
    2019-03-01 $366,429 (22.4%) $464,580 (37.3%) 0.00 100
    2019-04-01 $379,000 (27.6%) $482,761 (45.9%) 0.00 93
    2019-05-01 $370,500 (16.8%) $471,644 (30.7%) 0.00 100
    2019-06-01 $361,500 (14.8%) $471,379 (22.4%) 0.00 102
    2019-07-01 $370,750 (24.0%) $488,325 (28.2%) 0.00 115
    2019-08-01 $360,623 (26.5%) $475,142 (30.0%) 0.00 126
    2019-09-01 $351,807 (11.7%) $462,072 (21.9%) 0.00 135
    2019-10-01 $345,930 (15.9%) $448,265 (18.0%) 0.00 142
    2019-11-01 $350,000 (14.9%) $447,067 (14.4%) 0.00 122
    2019-12-01 $382,750 (10.3%) $457,687 (9.9%) 0.00 123
    2020-01-01 $389,000 (9.6%) $487,007 (16.7%) 0.00 106
    2020-02-01 $385,000 (8.5%) $495,862 (13.1%) 0.00 104
    2020-03-01 $378,375 (3.3%) $467,517 (0.6%) 0.00 119
    2020-04-01 $382,500 (0.9%) $474,606 (-1.7%) 0.00 112
    2020-05-01 $389,000 (5.0%) $480,161 (1.8%) 0.00 108
    2020-06-01 $393,725 (8.9%) $507,767 (7.7%) 0.00 103
    2020-07-01 $375,000 (1.2%) $454,645 (-6.9%) 0.00 142
    2020-08-01 $375,000 (4.0%) $453,988 (-4.5%) 0.00 145
    2020-09-01 $381,663 (8.5%) $450,057 (-2.6%) 0.00 129
    2020-10-01 $391,500 (13.2%) $472,032 (5.3%) 0.00 110
    2020-11-01 $389,000 (11.1%) $579,775 (29.7%) 0.00 110
    2020-12-01 $389,000 (1.6%) $603,147 (31.8%) 0.00 97
    2021-01-01 $387,413 (-0.4%) $614,168 (26.1%) 0.00 75
    2021-02-01 $361,250 (-6.2%) $638,472 (28.8%) 0.00 74
    2021-03-01 $367,250 (-2.9%) $640,719 (37.1%) 0.00 73
    2021-04-01 $375,000 (-2.0%) $639,485 (34.7%) 0.00 71
    2021-05-01 $395,900 (1.8%) $502,365 (4.6%) 0.00 68
    2021-06-01 $399,250 (1.4%) $519,927 (2.4%) 0.00 84
    2021-07-01 $399,000 (6.4%) $529,480 (16.5%) 0.00 86
    2021-08-01 $425,000 (13.3%) $521,460 (14.9%) 0.00 104
    2021-09-01 $403,175 (5.6%) $513,910 (14.2%) 0.00 102
    2021-10-01 $395,450 (1.0%) $515,403 (9.2%) 0.00 100
    2021-11-01 $399,000 (2.6%) $510,674 (-11.9%) 0.00 86
    2021-12-01 $411,500 (5.8%) $536,651 (-11.0%) 0.00 74
    2022-01-01 $411,500 (6.2%) $509,179 (-17.1%) 0.00 70
    2022-02-01 $422,475 (17.0%) $541,231 (-15.2%) 0.00 69
    2022-03-01 $415,625 (13.2%) $517,452 (-19.2%) 0.00 78
    2022-04-01 $410,000 (9.3%) $502,143 (-21.5%) 0.00 77
    2022-05-01 $449,750 (13.6%) $522,386 (4.0%) 0.00 79
    2022-06-01 $454,500 (13.8%) $534,914 (2.9%) 0.00 87
    2022-07-01 $449,500 (12.7%) $536,266 (1.3%) 0.00 97
    2022-08-01 $456,950 (7.5%) $553,172 (6.1%) 0.00 86
    2022-09-01 $449,225 (11.4%) $546,743 (6.4%) 0.00 73
    2022-10-01 $437,000 (10.5%) $552,114 (7.1%) 0.00 70
    2022-11-01 $401,450 (0.6%) $523,568 (2.5%) 0.00 65
    2022-12-01 $427,500 (3.9%) $540,027 (0.6%) 0.00 63
    2023-01-01 $416,475 (1.2%) $542,889 (6.6%) 0.00 68
    2023-02-01 $423,250 (0.2%) $541,974 (0.1%) 0.00 67
    2023-03-01 $457,725 (10.1%) $587,677 (13.6%) 0.00 70
    2023-04-01 $435,750 (6.3%) $559,658 (11.5%) 0.00 82
    2023-05-01 $447,450 (-0.5%) $585,877 (12.2%) 0.00 78
    2023-06-01 $476,200 (4.8%) $589,124 (10.1%) 0.00 80
    2023-07-01 $444,500 (-1.1%) $591,979 (10.4%) 0.00 86
    2023-08-01 $439,500 (-3.8%) $605,387 (9.4%) 0.00 85
    2023-09-01 $449,000 (-0.1%) $606,565 (10.9%) 0.00 86
    2023-10-01 $458,500 (4.9%) $613,036 (11.0%) 0.00 88
    2023-11-01 $466,000 (16.1%) $603,389 (15.3%) 0.00 88
    2023-12-01 $449,000 (5.0%) $589,671 (9.2%) 0.00 87
    2024-01-01 $475,750 (14.2%) $576,258 (6.2%) 0.00 87
    2024-02-01 $484,250 (14.4%) $564,123 (4.1%) 0.00 79
    2024-03-01 $489,900 (7.0%) $611,533 (4.1%) 0.00 80
    2024-04-01 $499,999 (14.7%) $620,956 (11.0%) 0.00 88
    2024-05-01 $511,250 (14.3%) $629,899 (7.5%) 0.00 96
    2024-06-01 $489,500 (2.8%) $603,744 (2.5%) 0.00 107
    2024-07-01 $475,500 (7.0%) $587,856 (-0.7%) 0.00 112
    2024-08-01 $439,000 (-0.1%) $568,645 (-6.1%) 0.00 117
    2024-09-01 $444,125 (-1.1%) $582,608 (-4.0%) 0.00 113
    2024-10-01 $449,375 (-2.0%) $551,619 (-10.0%) 0.00 116
    2024-11-01 $457,000 (-1.9%) $558,015 (-7.5%) 0.00 107
    2024-12-01 $455,000 (1.3%) $547,515 (-7.2%) 0.00 101
    2025-01-01 $444,900 (-6.5%) $529,646 (-8.1%) 0.00 93
    2025-02-01 $450,000 (-7.1%) $518,712 (-8.1%) 0.00 96
    2025-03-01 $472,500 (-3.6%) $549,245 (-10.2%) 0.00 101
    2025-04-01 $477,000 (-4.6%) $559,144 (-10.0%) 0.00 115
    Crescent City's median listing price for 2025-04-01 was $477,000, a difference of $-22,999 (-4.6%) versus the prior year and $4,500 versus the prior month.

    Crescent City's median listing price comes in at 0% of the national average.

    Crescent City's average listing price for 2025-04-01 was $559,144, a difference of $-61,812 (-10.0%) versus the prior year and $9,899 versus the prior month.

    For the 2025-04-01 period, Crescent City had 115 MLS listings, a difference of 14 listings (14%) versus the prior month and 27 listings (31%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Crescent City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,733 sqft
    2018-02-01 0 days 1,756 sqft
    2018-03-01 0 days 1,844 sqft
    2018-04-01 0 days 1,842 sqft
    2018-05-01 0 days 1,849 sqft
    2018-06-01 0 days 1,878 sqft
    2018-07-01 0 days 1,801 sqft
    2018-08-01 0 days 1,715 sqft
    2018-09-01 0 days 1,698 sqft
    2018-10-01 0 days 1,560 sqft
    2018-11-01 0 days 1,560 sqft
    2018-12-01 0 days 1,580 sqft
    2019-01-01 0 days 1,615 sqft
    2019-02-01 0 days 1,686 sqft
    2019-03-01 0 days 1,826 sqft
    2019-04-01 0 days 1,902 sqft
    2019-05-01 0 days 1,837 sqft
    2019-06-01 0 days 1,822 sqft
    2019-07-01 0 days 1,846 sqft
    2019-08-01 0 days 1,849 sqft
    2019-09-01 0 days 1,820 sqft
    2019-10-01 0 days 1,806 sqft
    2019-11-01 0 days 1,844 sqft
    2019-12-01 0 days 1,854 sqft
    2020-01-01 0 days 1,863 sqft
    2020-02-01 0 days 1,894 sqft
    2020-03-01 0 days 1,874 sqft
    2020-04-01 0 days 1,885 sqft
    2020-05-01 0 days 1,844 sqft
    2020-06-01 0 days 1,901 sqft
    2020-07-01 0 days 1,844 sqft
    2020-08-01 0 days 1,844 sqft
    2020-09-01 0 days 1,849 sqft
    2020-10-01 0 days 1,869 sqft
    2020-11-01 0 days 1,880 sqft
    2020-12-01 0 days 1,866 sqft
    2021-01-01 0 days 1,844 sqft
    2021-02-01 0 days 1,702 sqft
    2021-03-01 0 days 1,707 sqft
    2021-04-01 0 days 1,691 sqft
    2021-05-01 0 days 1,699 sqft
    2021-06-01 0 days 1,725 sqft
    2021-07-01 0 days 1,699 sqft
    2021-08-01 0 days 1,700 sqft
    2021-09-01 0 days 1,653 sqft
    2021-10-01 0 days 1,631 sqft
    2021-11-01 0 days 1,715 sqft
    2021-12-01 0 days 1,733 sqft
    2022-01-01 0 days 1,752 sqft
    2022-02-01 0 days 1,727 sqft
    2022-03-01 0 days 1,718 sqft
    2022-04-01 0 days 1,704 sqft
    2022-05-01 0 days 1,840 sqft
    2022-06-01 0 days 1,844 sqft
    2022-07-01 0 days 1,785 sqft
    2022-08-01 0 days 1,740 sqft
    2022-09-01 0 days 1,732 sqft
    2022-10-01 0 days 1,828 sqft
    2022-11-01 0 days 1,711 sqft
    2022-12-01 0 days 1,782 sqft
    2023-01-01 0 days 1,805 sqft
    2023-02-01 0 days 1,822 sqft
    2023-03-01 0 days 1,827 sqft
    2023-04-01 0 days 1,770 sqft
    2023-05-01 0 days 1,773 sqft
    2023-06-01 0 days 1,757 sqft
    2023-07-01 0 days 1,740 sqft
    2023-08-01 0 days 1,760 sqft
    2023-09-01 0 days 1,779 sqft
    2023-10-01 0 days 1,804 sqft
    2023-11-01 0 days 1,788 sqft
    2023-12-01 0 days 1,764 sqft
    2024-01-01 0 days 1,783 sqft
    2024-02-01 0 days 1,830 sqft
    2024-03-01 0 days 1,844 sqft
    2024-04-01 0 days 1,915 sqft
    2024-05-01 0 days 1,922 sqft
    2024-06-01 0 days 1,830 sqft
    2024-07-01 0 days 1,745 sqft
    2024-08-01 0 days 1,617 sqft
    2024-09-01 0 days 1,650 sqft
    2024-10-01 0 days 1,660 sqft
    2024-11-01 0 days 1,734 sqft
    2024-12-01 0 days 1,695 sqft
    2025-01-01 0 days 1,710 sqft
    2025-02-01 0 days 1,764 sqft
    2025-03-01 0 days 1,795 sqft
    2025-04-01 0 days 1,821 sqft
    Crescent City's median listing age (time on market) for 2025-04-01 was 0 days.

    Crescent City's median square footage for active listings during the 2025-04-01 period was 1,821 sqft. One year prior, the average listing was 1,915 sqft.

    Crescent City, CA Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 163 $62,775,000 $385,123
    Cash Out Refi 64 $13,870,000 $216,719
    Other 42 $4,270,000 $101,667
    Refi 35 $9,635,000 $275,286
    Home Improvement 22 $1,600,000 $72,727
    NA 1 $685,000 $685,000

    Crescent City's most frequently cited loan purpose was Home Purchase, with 163 originations. The 2nd most popular reason was Cash Out Refi, with 64 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 120 $36,700,000 $305,833
    Over 8% 94 $23,730,000 $252,447
    7-8% 65 $18,735,000 $288,231
    5-6% 39 $12,515,000 $320,897
    <2.5% 4 $30,000 $7,500
    4-5% 3 $1,015,000 $338,333
    3-4% 1 $35,000 $35,000

    During 2024, Crescent City's most frequently originated rate bucket was 6-7%, with 120 originations.

    Loan Sizing (Crescent City, CA MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 140 $39,980,000 $285,571
    $100,000 or less 78 $4,320,000 $55,385
    $100k-200k 57 $7,545,000 $132,368
    $400k-600k 39 $17,785,000 $456,026
    $600k-1000k 11 $7,795,000 $708,636
    $Over $1MM 2 $15,410,000 $7,705,000

    Crescent City's loan sizing saw the bucket of loans from $200k-400k with 140 originations, totaling $39,980,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 116 $39,750,000 $342,672
    Under 20% 68 $4,050,000 $59,559
    60-80% 63 $32,905,000 $522,302
    20-40% 36 $4,700,000 $130,556
    40-60% 35 $9,045,000 $258,429
    Over 100% 2 $880,000 $440,000

    Crescent City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 116 originations, totaling $39,750,000 in origination value.